Podcasts about cappex

  • 13PODCASTS
  • 14EPISODES
  • 34mAVG DURATION
  • ?INFREQUENT EPISODES
  • Aug 14, 2024LATEST

POPULARITY

20172018201920202021202220232024


Latest podcast episodes about cappex

MoneyWise on Oneplace.com
Finding Your Scholarships

MoneyWise on Oneplace.com

Play Episode Listen Later Aug 14, 2024 24:57


Getting a college degree can substantially increase your lifetime earnings, but even better is getting someone else to pay for it.I'm talking about scholarships, of course. Every year, public and private institutions dole out about $8 billion in scholarships. Are you getting any of it? I'll talk about how you can.The Rising Cost of CollegeNo question about it: college is expensive. The College Board reports that in 2024, in-state students at public four-year schools are spending an average of $11,260 on tuition and fees for just one year, excluding room and board. Students at private, four-year colleges are spending over $41,500 on tuition and fees alone. With these expenses, it's not surprising that the average student owes close to $30,000 when leaving school. But you don't have to be the average student.Scholarships: Your Key to AffordabilityMany organizations are willing to help you pay for college through scholarships…if you meet their qualifications. Our own Rob West's wife Julie had her own “application assembly line” going, and she was able to land $170,000 in scholarship money. Of course, that took a lot of work…but look at it this way: you can either put in the time and effort now applying for scholarships, or you can borrow and work very hard later to pay back the money. We hope that you'd rather do the work now, so let's dive into some great resources for scholarship money.Top Scholarship ResourcesFastweb: They host more than 1.5 million scholarships totaling nearly $3.5 billion. To get started, create a profile at FastWeb.com. A search feature helps match you to scholarships that meet your individual needs and keeps track of where you've applied.College Board: Known for testing materials like the SATs, the College Board also helps you pay for college. On their site, you can apply for scholarships and internships. They have leads to about 2,200 programs offering nearly $6 billion in college aid every year.Niche.com: This site helps you find not only money but also colleges that cater to your specific major and interests.Scholarships.com: They have a massive database with over 3.5 million scholarship and grant opportunities totaling almost $20 billion. Browse by category or set up a profile to find scholarships specific to your interests.Appily (formerly Cappex): They offer leads on $11 billion in scholarship opportunities and have a tool to help you calculate the odds of getting into a school of your choice before you apply.Chegg: Best known as an online textbook store, Chegg also has great articles about finding and applying for scholarships and grants. Knowing the difference between scholarships and grants could help you land one.Specialized ScholarshipsMany of these scholarship opportunities are merit-based, meaning the higher your grades, the better your chances of landing one. But if you're more athletically inclined, Unigo lets you search for athletic scholarships and a wide variety of funding opportunities offered by specific schools and companies.Peterson's: Known as a clearinghouse for information about colleges and universities, they also host about $10 billion in scholarship opportunities.CareerOneStop: Sponsored by the Labor Department, this site allows you to search more than 8,000 scholarships, fellowships, and grants—money you won't have to pay back.Final TipsOne final idea: check with the financial aid office at the schools you apply to. Sometimes, they have scholarship money available too. We've covered a lot of scholarship sites, and you probably won't use all of them, but try at least a couple. Look for ones that are easy to work with or best match your needs. Many of them will have other features you might find handy.Good luck in your scholarship search!On Today's Program, Rob Answers Listener Questions:We'd like to start something where we can put some money into an online bank to earn some interest. What would you suggest? My online savings account was compromised, and unauthorized wire transfers were made from it. I'm concerned about how to protect myself, as I didn't receive alerts about the transfers. Do you have any recommendations for securing online accounts and preventing fraud?I'm trying to help my mom, who is 81 years old, invest her money correctly. After selling some rental properties, she has about $500,000 in cash and another $500,000 in IRAs and other accounts. What questions should I ask when interviewing potential financial advisors to manage her money in a way that aligns with her values and needs as an 81-year-old widow?Resources Mentioned:1Password | LastPassBankrate.com | DepositAccounts.comRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Savage to Sage
The Holistic Care of Entrepreneurs with Jace Mouse

Savage to Sage

Play Episode Listen Later Apr 24, 2024 39:49


In this episode of Savage to Sage, host Daniel Fuller talks with Jace Mouse, CEO of GoDo, to discuss his entrepreneurial journey and his company's role in employee financial wellness. The discussion pivots to the significance of focusing on vital tasks over urgent ones and embracing the company's highs and lows. They also examine the entrepreneurial landscape's evolving face, stressing the necessity for peer guidance and shared experiences. Tune in for an insightful conversation on fostering supportive cultures within the startup ecosystem.Key Topics00:00 Tech impact and rallying for common good.03:23 Words of advice from Jace's father09:30 "Solution helps employees access pay between paydays"12:47 Employees dealing with diverse financial stressors.15:44 Diverse network with solutions for living well.19:12 Focus on important, not just urgent tasks.26:57 Sharing vulnerabilities and learning from others' experiences.28:51 Entrepreneurs share challenges, aim for wisdom.31:39 Investors prioritizing holistic support for entrepreneurs' well-being.34:28 A moment when Jace was provided the space to be vulnerable.38:29 Focus on innovative solutions to important problems.Guest BioMeet Jace Mouse, the CEO of GoDo, whose work is grounded in a simple belief: everyone deserves financial empowerment.Jace's journey from a ranch in Oklahoma to the boardroom has been an extraordinary lesson in resilience, innovation, and the transformative power of technology. Driven by the challenge of simplifying complex problems into effective solutions, particularly those that uplift lives, Jace is dedicated to making a real difference.Beyond the office, Jace is a dedicated Cubs fan, enjoys spending countless days on Lake Michigan, and indulges his passion for technology. Committed to mentoring and fostering diverse entrepreneurial talent, Jace believes that the best ideas often emerge from unexpected sources. With over 25 years of experience in the tech industry, Jace has led companies like PerkSpot, empowering 20 million employees, and has contributed to the growth of Cappex into a pivotal college search platform. His efforts have garnered accolades such as EY Entrepreneur of the Year and a position on the Inc 5000 list. However, the true reward for Jace is witnessing the tangible impact his work has on a daily basis.LinkedInGoDo WebsiteCONNECT WITH DANIEL FULLER, KYLE MALONEY, AND FULLSTACK PEO A turnkey HR for emerging companies, FullStack PEO removes the human resource, compliance, and payroll headaches from a company's to-do list. FullStack also produces the Savage to Sage podcast, co-hosted by Partner and VP of Business Development, Daniel Fuller and Senior Account Executive, Kyle Maloney. Linkedin - Daniel  ||  daniel.fuller@fullstackpeo.com Linkedin - Kyle  ||  kyle.maloney@fullstackpeo.com SavagetoSage.com brought to you by FullStackPeo.com

MoneyWise on Oneplace.com
Finding Your Scholarships

MoneyWise on Oneplace.com

Play Episode Listen Later Apr 14, 2023 24:57


Getting a college degree can increase your lifetime earnings substantially— but even better is getting someone else to pay for it. We're talking, of course, about scholarships. We'll discuss strategies to find college scholarships on this Faith and Finance. College is expensive. The College Board reports that in 2023, in-state students at a public four-year school will spend close to $11,000 on tuition and fees. That's for just one year, and doesn't include room and board. Students at a private, four-year college will spend almost $40,000 on tuition and fees alone. With those expenses, it's not surprising that the average student owes close to $30,000 when leaving school. But you don't have to be the average student.Many organizations are willing to help you pay for college through scholarships … if you meet their qualifications. Rob West's wife Julie had her own “application assembly line” going, and she was able to land $170,000 in scholarship money. Of course, that took a lot of work, but look at it this way, you can either put in the time and effort now applying for scholarships … or you can borrow and work very hard later to pay back the money.We're hoping that you'd rather do the work now, so we'll give you the names of online sources for scholarship money. SCHOLARSHIP SOURCESOur first source for scholarship money is Fastweb. They host more than 1.5 million scholarships totaling nearly $3.5 billion. To get started, you create a profile at FastWeb.com. A search feature helps match you to scholarships that meet your individual needs. It also keeps track of where you've applied— a handy feature.Now, the College Board is best known for testing materials, things like the SATs and other exams, but they also want to help you pay for college once you get there. On their site you can apply for scholarships and internships. They have leads to about 2,200 programs offering nearly $6 billion in college aid every year.Another great site is Niche.com. Like the name implies, they help you find not only money, but also colleges that cater to your specific major and interests.And of course there's Scholarships.com. They have a huge database with more than 3.5 million scholarship and grant opportunities totaling almost $20 billion. You can browse by category or set up a profile to help you find scholarships specific to your interests.Cappex is another great source. They have leads on $11 billion in scholarship opportunities. Their site also has a tool to help you calculate the odds of getting into a school of your choice before you even apply. Chegg is another good one. They're best known as an online textbook store, but they can also point you to about 25,000 different scholarships. And they have a “top picks of the week” feature to help improve your odds of landing one.Now, keep in mind that a lot of these scholarship opportunities are merit-based, meaning the higher your grades, the better your chances of landing that kind of scholarship.But what if you're more athletically inclined? There's a site to help with that. Unigo lets you search for athletic scholarships as well as a wide variety of funding opportunities offered by specific schools and companies.And let's not forget about Peterson's, which is best known as a clearinghouse for information about colleges and universities. They also host about $10 billion in scholarship opportunities.Now, this one's interesting, because we usually associate federal aid with borrowing, but the Labor Department sponsors a website called CareerOneStop, which allows you to search more than 8,000 scholarships, fellowships, and grants. And that's money you won't have to pay back.One final idea: Check with the financial aid office at whichever schools you apply to. Sometimes they have scholarship money available, too.A final note— if you get discouraged at any point, just remember Proverbs 22:7, “The rich rules over the poor, and the borrower is the slave of the lender.” It's a good incentive to find those scholarships and borrow as little as possible.On this program, Rob also answers listener questions: How should you transfer funds from one retirement account to another?How do you determine if real estate is a wise investment for you?When is it wise to invest in I-bonds?Remember, you can call in to ask your questions most days at (800) 525-7000. Also, visit our website at FaithFi.com where you can join the FaithFi Community, and give as we expand our outreach. 

Fireside: Chicago
S2 Ep1: Jace Mouse: CEO of PerkSpot

Fireside: Chicago

Play Episode Listen Later Nov 18, 2020 37:09


Jace Mouse is the CEO and Vice Chairman at PerkSpot, an employee discount and recognition program offered to over thirteen million employees at some of America's top companies. Jace grew up on a cattle ranch in Oklahoma and has brought his work ethic and resourcefulness with him to Chicago. Jace has had stints in Fortune 500 at State Farm Insurance and Orbitz, as well as online businesses at Cars.com, iExplore, and Cappex.com. Since joining PerkSpot in 2013, Jace has been instrumental in more than doubling PerkSpot's workforce and growing the business and its partnerships, leading to consistent year-over-year growth and a substantial increase in total users.

The Enrollify Podcast
Episode 37: How Students' College Research Patterns are Shifting Due to COVID-19

The Enrollify Podcast

Play Episode Listen Later Apr 2, 2020 36:33


Have you thought about what it might be like to be a high school senior right now? Prom has been cancelled, basketball and soccer seasons have been cut short, and there's a good chance you won't be going to college this fall (well, at least not physically). We wanted to better understand how the search behavior of high school seniors and high school juniors has changed as a result of COVID-19, so we sat down with Alex Stepien, the CEO of Cappex. Cappex is a platform that helps bridge the gap between student, parent, and institution. Since 2007, they've had more than 13 million students register to use their platform and in the last 12 months, they have seen more than 1.4 million students create accounts. On this week's episode, Alex shares detailed insights into the questions and concerns the classes of 2020 and 2021 are asking search engines and expressing in surveys. Among others, Alex answers the following questions: - Do you think the new NACAC rules coupled with this reality we're all living through will have any meaningful effect on yield? - What search queries are most popular among high school seniors right now? What about high school juniors? - How will students whose high schools have chosen to evaluate them with pass or fail criteria, and who are pursuing acceptance at standardize test-optional institutions, stand out? - What sort of bearing do you believe COVID-19 is going to have on higher education and what do you think enrollment marketers can do to best prepare for this fall and beyond? Tune in for an engaging, thought-provoking conversation.

CoIQ with Dr. Roxie
Slicing Pie: A Better Model For Splitting Equity in Early Stage Innovation w/Mike Moyer

CoIQ with Dr. Roxie

Play Episode Listen Later Feb 6, 2020 29:26 Transcription Available


Splitting equity can be a hard and emotional subject for innovators, and the models used for these splits can be unfair for the parties involved. What is the Slicing Pie model and how does it solve many of these equity issues? How does this model help entrepreneurs work through the emotional aspects of giving up equity share? What are the different types of contributors in a startup and how do they get compensated differently? In this episode, Managing Director at Fair and Square Ventures and creator of Slicing Pie, Mike Moyer talks about this new model, and how it helps innovators.  Guest Bio-  Mike Moyer is an entrepreneur, author, educator, Managing Director at Fair and Square Ventures and creator of Slicing Pie, an equity model for early stage bootstrapped startups. Mike is an entrepreneur who has founded numerous companies including Bananagraphics, a product development and merchandising company; Moondog, an outdoor clothing manufacturing company; Vicarious Communication, Inc, a marketing technology company for the medical industry; Cappex.com, a site that helps students find the right college; and College Peas, LLC which provides publications and consulting on a variety of topics including, college admissions, trade shows and job search.In addition to his experience as an entrepreneur he has held a number of senior-level marketing positions with companies that sell everything from vacuum cleaners to financial data services to motor home chassis to luxury wine. Mike teaches Entrepreneurship at Northwestern University and the University of Chicago Booth School of Business.   For more information, visit https://slicingpie.com/. 

Talking Business Now
Startups: How to Fairly Slice the Equity Pie

Talking Business Now

Play Episode Listen Later Jan 10, 2020 23:03


Mike Moyer, serial entrepreneur and author of Slicing Pie Handbook: Perfectly Fair Equity Splits for Bootstrapped Startups, joins Talking Business Now host Kelly Scanlon to discuss fair equity models for startups and early-stage companies. Tune in to find out: The basics of the Slicing Pie model. Whether the person who has the most risk in the startup always has the controlling interest. The pitfalls of equity being used as compensation. What pre-revenue equity allocation is. Why allocating equity must be based on a set of rules. Why allocating equity is a "rolling" endeavor, not a static one. Moyer is a serial entrepreneur who has started several companies from scratch, including Cappex.com. He's joined start-up companies, helped others start companies, raised millions of dollars of start-up capital and helped sell start-up companies. Mike shares his entrepreneurial experience by teaching Entrepreneurship at Northwestern University and the University of Chicago Booth School of Business CONNECT WITH MIKE MOYER Facebook Link: https://www.facebook.com/SlicingPie Twitter Link: https://twitter.com/GruntFunds LinkedIn Profile: https://www.linkedin.com/company/slicingpie Learn more about your ad choices. Visit megaphone.fm/adchoices

Tests and the Rest: College Admissions Industry Podcast
43. Increased College Costs For Special Needs Students

Tests and the Rest: College Admissions Industry Podcast

Play Episode Listen Later Nov 15, 2019 23:02


Attending college as a student with special needs presents a wide variety of serious logistical challenges. Even more daunting, though, may be the extra burden of paying for extra accommodations and services on top of tuition, room, and board. Amy and Mike invited Publisher and VP of Research for Savingforcollege.com Mark Kantrowitz to outline the increased college costs for special needs students.  What are five things you will learn in this episode? What special needs tend to incur extra costs at college? What specific accommodations might be needed and at what cost? What obligations do colleges have in accommodating special needs students? What distinguishes standard 529s and ABLE accounts? How many other details should special needs students consider in the application process? MEET OUR GUEST Mark Kantrowitz is Publisher and VP of Research for Savingforcollege.com, the most popular guide to saving for college and 529 plans. Mark is an expert on student financial aid, the FAFSA, scholarships and student loans. His mission is to deliver practical information, advice and tools to students and their families so they can make smarter, more informed decisions about planning and paying for college. Mr. Kantrowitz has been quoted in more than 10,000 newspaper and magazine articles about college admissions and financial aid. Mark has written for the New York Times, Wall Street Journal, Washington Post, Reuters, Huffington Post, U.S. News & World Report, Money Magazine, Forbes, Newsweek and Time Magazine. Mark is the author of five bestselling books about scholarships and financial aid and holds seven patents.  He also writes extensively on student aid policy. Mark serves on the editorial board of the Journal of Student Financial Aid, the editorial advisory board of Bottom Line/Personal, and is a member of the board of trustees of the Center for Excellence in Education. He previously served as a member of the board of directors of the National Scholarship Providers Association and as publisher of the FinAid, Fastweb, Edvisors and Cappex web sites. Mark has two Bachelor's degrees in mathematics and philosophy from the Massachusetts Institute of Technology (MIT) and a Master's degree in computer science from Carnegie Mellon University (CMU). Find Mark at savingforcollege.com LINKS Mark’s extensive catalog of college financial aid books Special-Needs Students May Need An Extra $25,000+ For College College Preparation for Autistic Children ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page.

Cashflow Diary™
The Slicing Pie Model of Funding Your Company

Cashflow Diary™

Play Episode Listen Later Sep 9, 2019 56:32


Mike Moyer is the author of the bestselling books Slicing Pie: Fund Your Company Without Funds, and the new book Bird's Eye Business: A Primer on How Companies Work. He is an Adjunct Professor of Entrepreneurship at Northwestern University and the University of Chicago Booth School of Business.  Moyer is an entrepreneur who has started a number of companies including Bananagraphics, a product development and merchandising company, Moondog, an outdoor clothing manufacturing company; Vicarious Communication, Inc, a marketing technology company for the medical industry; Cappex.com, a site that helps students find the right college; College Peas, LLC which provides publications and consulting on college admissions; and Trade Show Samurai, LLC a company that teaches trade show exhibitors how to capture lots and lots of leads.  In addition to his experience as an entrepreneur he has held a number of senior-level marketing positions with companies that sell everything from vacuum cleaners to financial data services to motor home chassis to luxury wine. He has taught entrepreneurship at both Northwestern University and the University of Chicago.     Podcast Highlights   Who is Mike Moyer?    Mike got the entrepreneurship bug in high school, he wanted to be a veterinarian and was keeping and healing animals in his backyard. One day he found himself as the owner of 24 baby rabbits and had to do something with them, so he took them down to the state fair. His aunt suggested that he sell them for $25 each and he sold them all in a matter of hours. That put him on the path to starting his own clothing manufacturing company in college and a number of other companies since then. Mike pivoted from the veterinarian career path due to poor grades and his parents subsequently refusing to pay for his schooling. Instead of finding a job Mike started a clothing company to pay for his education and he ended up selling the business after he graduated.  Mike values both education and practical experience. Education saves you a lot of time doing your own work and Mike spent much of his time split between startup companies and established companies. A combination of all three has been very useful in building Mike’s later businesses.   Real Jobs, Real Companies, and Startups    At a real job you’re getting paid for your work and that’s pretty much it. With a startup you are basically betting on the future of the company, and until that company starts generating revenue and profit it doesn’t qualify as an asset. With a bootstrap company the way you get started in the early days is by not paying the bills. What this means is that for an employee who would normally be paid $100,000 a year they are basically betting that salary on the success of the company. For those employees, their share of the equity in the company should be proportional to the size of their bet, the challenge is that it's very hard to know the value of the entrepreneur’s idea. In the grand scheme of things, a person capable of execution is comparatively rare to the accessibility of capital in the beginning stages of a business.  An idea is simply an intention to do something. Without the actual value created through production, the intention isn’t worth anythi

College Life Podcast
When It's OK (and sometimes BEST) to Transfer to a Different College, with Current Transfer Student, Darby

College Life Podcast

Play Episode Listen Later Jul 22, 2019 54:06


EP 057: When It's OK (and sometimes BEST) to Transfer to a Different College, with Current Transfer Student, Darby Some of my favorite takeaways from this episode:  -How sometimes society, and colleges force you to pick a major (spoiler alert - you don't have to do anything for the rest of your life, let me know if you want more on this!) -What it's like to not feel smart enough to be in college  -When Darby knew that she wanted to transfer  -Why she stuck it out for an entire year.  -It's ok to change your mind!  -How she felt going through the process  One of my favorite quotes:  "Everybody is scared. Somebody has to stand up and say hi, or no-one is going to have friends" -Darby  You can connect with Darby on Instagram @darbylogann  We mention a few things I wanted to share here:  -Darby mentioned Cappex: https://www.cappex.com -I mentioned The School of Greatness Podcast by Lewis Howes - you should definitely check it out if you haven't yet.  -Transferology - A website to determine if your credits will transfer to a different school. https://www.transferology.com/index.htm Connect with me on Instagram @thecollegelifecoach  or email me at thecollegelifecoach@gmail.com  I am looking to do a Q & A here soon, and would love for you to submit your questions about college/life! 

Get The Acceptance Letter
Episode 61: Tips For Finding LOTS of Scholarships

Get The Acceptance Letter

Play Episode Listen Later Mar 1, 2019 23:21


Here are some good scholarship platforms: Cappex: https://www.cappex.com/ Fastweb: https://www.fastweb.com/ Unigo: https://www.unigo.com/ Scholarshipowl: https://scholarshipowl.com/ College greenlight: https://www.collegegreenlight.com/ College Board: https://bigfuture.collegeboard.org/scholarship-search 7. U.S. Department of Labor: https://www.careeronestop.org/Toolkit/Training/find-scholarships.aspx and check it weekly Also, here is a link to a FREE webinar: How To Find Scholarships & Avoid Student Loans STOP staying up at night worrying about your college bound teen’s future. Tap here to join a FREE training about a way to remove the worry, get step by step help to get into college, and DEBT FREE. https://events.genndi.com/register/818182175026315840/ed0788f4a9 SAVE THE DATE! (Mar 30-31) I will be offering 12 spots in a exclusive two day #debtfreedegreeblueprint bootcamp. This private intensive debt-free degree coaching is for one parent and one child. Each parent/child combination equals one spot. It will be held in our retreat space in Belleville,IL. Breakfast and lunch will be provided on both days. Your college-bound teen will leave ready to get into a college that fits their gifts and goals and to do it debt-free. SIGN UP TO BE THE FIRST TO KNOW WHEN THE CART OPENS: http://eepurl.com/cJh7vn --- Support this podcast: https://anchor.fm/gettheacceptanceletter/support

Homeschooling with Technology
Finding, tracking and winning scholarships

Homeschooling with Technology

Play Episode Listen Later Jan 2, 2019 12:39


Episode 15: Finding, tracking and winning scholarships 1. Finding Scholarships * Use Scholarship Search Engines My favorite scholarship search engines: Unigo Moolah Spot The University Network Other scholarship search engines: Peterson’s, Fastweb, Cappex, Collegeboard, Scholarships.com * Scholly App * Local school websites * Google search – “scholarship” + major / hobby / achievement etc * […] The post Finding, tracking and winning scholarships appeared first on Ultimate Homeschool Podcast Network.

Strategic Scholar Podcast
Cappex VP and Publisher discusses financial aid, student debt and scholarship strategy

Strategic Scholar Podcast

Play Episode Listen Later Feb 3, 2017 31:12


Mark Kantrowitz, Vice President of Strategy and Publisher at Cappex, discusses student debt, and provides practical tips for students looking to apply to more scholarship opportunities. “Financial aid is like speaking another language,” he said. “We boil it down to what you really need to know.” He recommends students to understand the different between the sticker price, net cost and net price. The sticker price is the total cost of attendance including room and board, textbooks and transportation. This number can be intimidating especially when some universities charge in excess of $60,000 annually in tuition and fees. In contrast, the net cost subtracts the financial aid costs, but Kantrowitz explains that this number doesn’t always provide the most accurate picture because net cost generally includes student loans.  “Loans don’t cut college cost, they spread out over time, and they increase costs because they have interest,” Kantrowitz said. “I prefer net price.” He explains this number is the total gift aid - grants, scholarships or other types of aid that do not require repayment - subtracted from the total cost of attendance. This number could be considered a discount. That net price is what needs to be paid by accessing savings, contribution of current income and contribution of future income.  “If the net price exceeds the available resources, you are going to struggle to pay for that college,” he said. The total outstanding student loan debt passed $1 trillion in 2012, and continues to grow. In fact, it is growing at a very steady rate, and Kantrowitz said estimates show that debt will reach $2 trillion in 2022. Kantrowitz defines reasonable student loan debt as not exceeding the expected total of your first year annual salary. Following that rule of thumb means students should be able to pay back loans within ten years after graduation. Excessive debt could exasperate the problem for the next generation because parents have limited ability to save. For parents, they should not exceed their annual income across all children, and they total should be adjusted based on how close they are to retirement. Generally, students should try to limit their debt to federal student loans, which will limit the borrowing to $27,000. He lists several tools to determine future earning power. PayScale.com – offers information on starting salaries and a Return on Investment report to show lifetime earning capability. BLS.gov – They break down income into percentiles. Salary.com – Reports salaries for different occupations.  CEW.georgtown.edu – Links the academic major to income after graduation. Ultimately, students can look for scholarships to limit debt for free at cappex.com. Kantrowitz explains that the tool helps students efficiently find scholarships. The site also regularly publishes content to help students strategically apply. The Strategic Scholar Tip: Kantrowitz tells Strategic Scholars to write your scholarship by first recording what you will say. This will make your essay more persuasive and compelling. After transcribing and editing, he recommends reading your essay out loud and making an “x” after stumbling over any word or sentence. This will help spot common errors and problems with grammar.

Unlock Your Wealth Today
Mike Moyer Solves Specific Problems with Structured Approaches on Unlock Your Wealth Radio

Unlock Your Wealth Today

Play Episode Listen Later Jan 23, 2015 59:57


Mike Moyer, inventor of Grunt Fund, Founder of Lake Shark Ventures, LLC, and author of 8 books, joins Heather Wagenhals host and executive producer of Unlock Your Wealth Radio on the Libsyn platform. Tune in to this interview as Mike explains why startup companies fail and what you need to focus on to ensure your startup becomes successful. As an author of 8 books, including How to Make Colleges Want You, College Peas, and Trade Show Samurai, which provide structured advice to people who want to solve specific problems. Mike also has a successful track record as the inventor of Grunt Fund, a unique funding equity model which allows entrepreneurs to create perfectly fair equity split in their company, Lake Shark Ventures, LLC, where Mike invests in early-stage ventures and provides consulting focused on management and revenue generation. All of Mikes success has lead him to be one of the best experts in startups and entrepreneurship. Learn what  "Alligator Pet Negotiation" and how this term can benefit your startup. Entrepreneurs will gain a lot in this interview as Heather and Mike go through partnership scenarios, advising other entrepreneurs on how to structure a startup plan and succeed in choosing a partnership. Find out how a "Slice of Pie" can determine your fair market value as Mike reveals his framework of Slicing Pie, an app he developed that helps entrepreneur's figure out how to split and share partnerships in a startup. Tune into the Unlock Your Wealth Radio Libsyn platform as Mike reveals the core of the problem in startup companies and how you can avoid this problem before it's too late, explaining how to establish ground in partnerships and be successful as an entrepreneur. This week's key trivia is based on last week's key:Dreams with Deadlines. Plus Minutes on your Money, this week's Moneyism, Money Drama and so much more as you Start anew in Season 22 with Unlock Your Wealth Radio. Learn more about The Keys to Riches Financial Wellness Series in This Week's Key:Knowledge is Power, Not Knowing is Powerful. More on Mike Moyer: Mike has been an entrepreneur who has started a number of companies including Bananagraphics, a product development and merchandising company, Moondog, an outdoor clothing manufacturing company; Vicarious Communication, Inc, a marketing technology company for the medical industry; Cappex.com, a site that helps students find the right college. In addition to his experience as an entrepreneur he has held a number of senior-level marketing positions with companies that sell everything from vacuum cleaners to financial data services to motor home chassis to luxury wine.