Podcasts about Fairly

In hour 3, Mark is joined by Tanner Nau, a Fellow at The Free Press. He discusses his latest article which is headlined, "How the FBI is Searching for Nancy Guthrie." Mark is later joined by Tim Sommer, a Music Journalist, Former Record Executive and a Contributor to The Rock and Roll Globe. They share their reactions to Bad Bunny's Super Bowl Halftime Show, some trending new music from Charli XCX, The Beach Boys and more. They wrap up the show with the Audio Cut of the Day.

When we first welcomed Chris and Karla Hines to The Redeemed Man two years ago, Chris, a former pastor and businessman, had just founded the Marriage in Focus ministry in Auburn, Alabama. Since then, Marriage in Focus has grown by leaps and bounds, Karla has joined the ministry full time—and they've celebrated 30 years of marriage. Chris and Karla talk with Nate Dewberry this week about what they've learned from guiding dozens of marriage retreats and what they share with those couples about communicating openly, “fighting fairly,” encouraging vulnerability—and keeping God at the center of it all.Segments/chapters0:00 Intro/A little bit of Chris and Karla's backstory4:19 The mission of Marriage in Focus and recent developments in the ministry11:08 What MIF's premarital counseling entails18:34 How their counseling work has helped Chris and Karla's marriage grow24:55 Tips on “fighting fairly” and communicating well31:09 How men can better articulate their true emotions in times of conflict39:53 How women can encourage their husbands to be honest and vulnerable48:22 Every couple's situation is different—but God's love is universal53:53 Finding hope on the other side of infidelity and betrayalVisit The Redeemed's website for downloadable discussion question sets, show notes, inspirational articles, more resources, or to share your testimony.Join our Exclusive Newsletter: Signup today and be the first to get notified on upcoming podcasts and new resources!The Redeemed is an organization giving men from all backgrounds a supportive, judgment-free environment, grounded in Christian love without demanding participation in any faith tradition, where they can open up about their challenges, worries, and failures—and celebrate their triumphs over those struggles. Have a redemption story? Share your redemption story here. Interested in being a guest on our podcast? Email Nate@theredeemed.com Follow The Redeemed on Social Media: Podcast YouTube Facebook Instagram LinkedIn Twitter

Here's my latest forecast for Monday. A Bit Less Cold This Week

It's been a full week since Savannah Guthrie's mom has been missing, and the latest update comes from President Trump himself, who told reporters on Air Force One that law enforcement is close to having some answers. We've also learned that another ransom note has been sent to the local Tucson affiliate, the FBI has returned to search Nancy Guthrie's home and there may be a vehicle of interest. While the investigation continues, Amy and T.J. also discuss the incredible, heartwarming response of the NBC family, and the impact of seeing Hoda Kotb return the set of "Today" to support Savannah. See omnystudio.com/listener for privacy information.

It's been a full week since Savannah Guthrie's mom has been missing, and the latest update comes from President Trump himself, who told reporters on Air Force One that law enforcement is close to having some answers. We've also learned that another ransom note has been sent to the local Tucson affiliate, the FBI has returned to search Nancy Guthrie's home and there may be a vehicle of interest. While the investigation continues, Amy and T.J. also discuss the incredible, heartwarming response of the NBC family, and the impact of seeing Hoda Kotb return the set of "Today" to support Savannah. See omnystudio.com/listener for privacy information.

It's been a full week since Savannah Guthrie's mom has been missing, and the latest update comes from President Trump himself, who told reporters on Air Force One that law enforcement is close to having some answers. We've also learned that another ransom note has been sent to the local Tucson affiliate, the FBI has returned to search Nancy Guthrie's home and there may be a vehicle of interest. While the investigation continues, Amy and T.J. also discuss the incredible, heartwarming response of the NBC family, and the impact of seeing Hoda Kotb return the set of "Today" to support Savannah. See omnystudio.com/listener for privacy information.

It's been a full week since Savannah Guthrie's mom has been missing, and the latest update comes from President Trump himself, who told reporters on Air Force One that law enforcement is close to having some answers. We've also learned that another ransom note has been sent to the local Tucson affiliate, the FBI has returned to search Nancy Guthrie's home and there may be a vehicle of interest. While the investigation continues, Amy and T.J. also discuss the incredible, heartwarming response of the NBC family, and the impact of seeing Hoda Kotb return the set of "Today" to support Savannah. See omnystudio.com/listener for privacy information.

0:00 - Some texters accused us of making excuses for the Avs! We never faily criticize the players or the coaches. We're too soft. Is that the case? Are we not being hard enough on the Avs who are clearly sputtering right now? Or are they elsewhere mentally and in desperate need of the Olympic break?11:15 - Nuggets are in Detriot taking on the Pistons. What are the Keys to a Nugs victory?Which winter sports are we keeping? Which ones are we getting rid of? It's time for our time-honored Olympics tradition where Moser evaluates every sport one at a time. 33:32 - Vic is live at Radio Row for the Super Bowl Media Week, and he ended up sharing a table with some dude from Wichita. Does he have anything good to say? Let's put him on the mic. Why not?

The Head of Instagram answers questions like "why can't Creators make money off Reels forever?" and "does boosting dampen your reach over time encouraging you to post more?" He also explains how to see who viewed your Story after 24 hours using the Stories Archive, and  takes on feature suggestions like "why not 2x for Stories?" Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Trump's proposed 20-Point Peace Plan, to Israel's resistance to his invitation for Turkey and Qatar to join a Gaza “Board of Peace,” to his pledge to free the Iranian people from a tyrannical regime, Trump, Israel, and Iran have dominated the global news cycle. In this episode of the Blessors of Israel Podcast, Dr. Matthew Dodd and Pastor Rich Jones unpack these volatile developments and offer a biblical lens for understanding how current events may be setting the stage for the rise of the Antichrist.Visit the Blessors of Israel Website: https://www.blessors.org/ Thank you for supporting Blessors of Israel. Donate Online: https://blessors.org/donate/Please Subscribe and Like our YouTube Channel: https://www.youtube.com/channel/UCUfbl_rf8O_uwKrfzCh04jgSubscribe to our ⁠Spotify Channel⁠: https://podcasters.spotify.com/pod/show/blessorsofisrael Subscribe to our Apple Podcast: https://podcasts.apple.com/us/podcast/blessors-of-israedl/id1699662615Facebook: https://www.facebook.com/BlessorsofIsrael/Twitter: https://twitter.com/BlessorsIGettr: https://gettr.com/i/blessorsofisrael Rumble: https://rumble.com/c/c-1670015Thank you for watching. Please like and share this video.We would love to hear your comments.Those who bless Israel will be blessed (Genesis 12:3).Pastor Rich JonesPastor Matthew DoddDr. Matthew DoddRich Jones Blessors of IsraelMatthew Dodd Blessors of IsraelBlessors of IsraelBlessers of IsraelTags:Pastor Rich JonesPastor Matthew DoddRich JonesDr. Matthew DoddRich Jones, Blessors of Israel, Rich Jones, Blessers of Israel, Matthew Dodd, Blessors of Israel, Matthew Dodd, Blessers of Israel, Blessers of Israel, Blessors of Israel, Two-State Solution, Palestine, Modern Palestinian Problem, Israel, Jesus Christ, Anti-Semitism, Prophecy Update, End Times Prophecy, Latter Days, Bible Prophecy, The Great Tribulation, Hamas, Gaza Strip, Terrorism, Hezbollah, Iran, Russia, Persia, Gog and Magog, BRICS, China, CCP, Persia, Iran, Turkey, Russia, South Africa, Saudi Arabia, India, Yahya Sinwar, Nasrallah, Ismail Haniyeh, Deif, United Nations, Terrorism, Antisemitism, Syria, Bashar al Assad, HTS, Damascus, Mount Hermon, Erdogan, Netanyahu, Trump, Putin, Ceasefire, Hostages, al Jolani, al Sharaa, Holocaust Day of Remembrance, China, Egypt, Iran Nuclear Deal, Trump, War, WWIII, Hamas, Anti-Semitism, October 7, 2023, Trump's 20-Point Peace Plan, Qatar, Egypt, Palestinian Authority, Mahmoud Abbas, Erdogan, Turkey, Saudi Arabia, Board of Peace, Iranian Riots, Iranian Revolution, Davos,

Two people, one remote, and absolutely no plan. Cole and Alex break down why The Fairly OddParents letting Cosmo and Wanda have a kid changed everything, why Rugrats still quietly rules, and why hotel rooms unlock a higher state of TV watching. It's cartoons, nostalgia, and the joy of watching whatever's already on.

Psalm 62Luke 18:18-30

In this episode, Craig is joined by Mary McManus from Living Wage NI to explore the Real Living Wage through a commercial lens, not just a moral one.They discuss why fair pay has become such a challenging issue for employers, the real pressures facing SMEs, and whether paying the Real Living Wage can genuinely make business sense when viewed through retention, recruitment, engagement, and long-term performance.A balanced, thoughtful conversation for business owners and leaders who want to understand how pay levels impact business outcomes.We hope you enjoy!

It’s a new year, and that means new goals! Cody and Justin share their top tips and tricks to help you set yourself up for success in 2026. The guys are already hitting the ground running with their 2026 goals: Cody is already testing out snowbirding down in Florida Justin is actively recruiting for his first international group trip Don’t forget to share your goals with us in the Facebook Group. To kick off the episode, the guys break down how the methods they’ve used to successfully meet their goals, which include: Tracking is Key “What gets measured, gets managed.” You need to know how you're doing currently to improve For finance, use apps like YNAB, Monarch Money, or a spreadsheet For fitness, use apps like MFP, TrainHeroic, etc. For any goal you want to actually reach, there needs to be tracking Inputs vs. Outputs “I'm going to invest $1,000 every month” vs “I'm going to increase my net worth by $25K” “I'm going to work out 5x per week” vs “I'm going to lose 20 pounds.” Accountability Join online groups or local groups Groups that have people ahead of where you currently are are a big bonus Share milestones/goals with friends Keep talking about it to the point where you'd be embarrassed if you didn't finish Set punishments and rewards for your actions Goal Sizing Goals shouldn't be so big that they paralyze you They also shouldn't be so easy that you hit them without much effort A “good” goal should require quite a bit of effort, but still be possible If you hit your goal too early in the year, you may lose steam (you can always level up your goal, too; it’s just important to know your personality) A / B Goals Many runners/athletes in competition have an A and a B goal, maybe even a C goal.  A -> The stars align perfectly, you can see a path to it, you're putting in the work, but it's a reach B -> Fairly confident, little room for error, still can be very proud of the outcome C-> as within your control as possible, room for error, a backstop to avoid just giving up if your more aggressive goal fails Becoming a person who ____ “I'm the type of person who saves 50% of my income.” “I'm the type of person who runs marathons.” “I'm the type of person who volunteers.” Let go of the fear of failure by playing the tape forward If you can look yourself in the mirror and be proud of your effort, what is really the biggest drawback to you trying and failing? Celebrate the wins along the way Maybe your goal is a 10k this year Celebrate your first 5-mile run Celebrate your new 5k PR Cody and Justin’s 2026 Goals! Here’s a sneak peek into the goals we shared publicly in this episode: Cody's Goals: Fewer decisions driven by money Make decisions bc I want to do them (regardless of money) More regular fitness challenges Ironman, Hyrox, 100k steps, etc Spontaneous adventures Always discovering and exploring new places (even at home) Book launch Goal is April/May release, podcast tour, book tour, etc Gold City Ventures Nail down an ad strategy, continue to grow business Real estate Keep running existing properties, only “buying” new properties via syndication. Scaling back a bit feels good Justin's Goals: Run a Marathon in December (CIM) A goal -> sub 3:15 B goal -> sub 3:30 C goal -> sub 4hr New PRs 5k / 10k / half marathon / Deadlift Hyrox Double with Leslie Lead a group fitness-focused trip A goal -> 12+ person international B goal -> any number domestic C goal -> any number in Austin Build Fitness Community Host 6+ in-person fitness meetups Design 12 12-week beginner Hyrox guide Post weekly fostering community This goal is in support of the fitness trip goal Hang out with at least one friend every week we're in Austin Run the greatest number of annual miles of my life A goal -> Avg  30 miles per week post Achilles rehab B goal -> Avg  25 miles per week post Achilles rehab C goal -> Avg  20 miles per week post Achilles rehab Finish House Remodel in Mississippi A Goal – Full remodel, landscaped, short-term rental B Goal – Full remodel, long-term tenant C Goal – Liveable for personal use Complete another amazing multi-month International trip with Leslie Build out Recipes A Goal – 50+ fully documented recipes posted on Substack with social posts B Goal – 50 Recipes Designed, 25 documented and posted on Substack C Goal – 50 Recipes Designed Finish documenting the 2025 trip on Substack We hope you enjoy getting these tried and true methods for hitting your goals. If you found value in the episode, please share it with a friend! Links from the Episode Spain Fitness Retreat Share Your Goals With Us The Ultimate FI Spreadsheet YouTube Interview https://youtu.be/KXe07xlJzRA Join the Community We'd love to hear your comments and questions about this week's episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here 

Send us a textThe end of a relationship brings a flood of emotion and a maze of decisions. We sit down with financial planner and seasoned mediator Phil O'Connor to strip the process back to first principles: secure a home you can truly afford, protect your income, and keep a real buffer for life's shocks.Phil O'Connor - Resolution Accredited Independent Financial Adviser I specialise in the financial aspects of divorce. I work with my clients to help them make better, more informed financial decisions on all the marital assets including pensions, investments and property. I assist clients, mediators and family lawyers across the UK with joint expert, single expert and neutral work. I have been a Resolution Accredited Independent Financial Adviser since its inception in 2007 and a Resolution IFA committee member since 2014 and help to write the examination papers for IFA Resolution Accreditation and reaccreditation. I am an active member of Manchester POD and in 2013 and again in 2019 I was Joint Chair. I completed Foundation Mediation training with FMA in 2014 to understand the process better when working as a financial neutral.Free initial meeting with no obligationFixed fees based on an hourly rate of £275. Contact details: Tel: 01204 663904 Email: phil@on-divorce.co.uk www.On-Divorce.co.uk www.thedivorceifa.co.ukTamsin CaineTamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.You can contact Tamsin at tamsin@smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UKTamsin Caine MSc., FPFSChartered Financial PlannerSmart Divorce LtdSmart Divorce P.S. I am the co-author of “My Divorce Handbook – It's What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/Support the show

Shaun Morash and Tiki Barber discuss how fair it is to call for Aaron Glenn's firing when the Jets' roster is this gutted.

In this episode of the Fairly Competing podcast, recorded on December 19, 2025, John, Ben, and Russell take a look back on some of the significant developments in trade secret and restrictive covenant law in 2025, make some predictions about what to expect in 2026, and provide some practical takeaways. The episode covers the sharp shift in … Continue reading →

Alex finally boards a Qatar Airways flight, and finds how to get a premium economy seat in this airline that doesn't have premium economy (not through that ethernet port though). Paul completely changes his mind about United, a true Christmas miracle (and a possible playbook for BA), what an incredible crew. Farewell to SeatGuru, nothing truly replaces you (AeroLOPA is the nearest). When your boarding pass gets denied at Hanoi airport, and you unwillingly discover the bowels of Hanoi airport (a gripping tale by Alex!). And more.Merry Christmas and happy holidays to you all. See you in 2026!Creators & Guests Paul Papa (Paul Papadimitriou) - Host Alex Hunter - Host ____Click here to watch a video of this episode. For video, subscribe on YouTube: https://www.youtube.com/@Lay_oversor Spotify: https://open.spotify.com/show/4JaAXzE6CNLIZXv1buXuTTReview us on Apple Podcasts: https://podcasts.apple.com/us/podcast/layovers-air-travel-and-commercial-aviation/id965163837Reach out to the creator: https://instagram.com/paulpapa.ioComment on YouTube, Spotify orInstagram: https://www.instagram.com/lay_overs/Facebook: https://www.facebook.com/layovers.podcastMore links on our website: https://layovers.to

Nick and Jonathan share their takeaways from their conversation with Ross Tucker and debate whether or not we can make a fair evaluation on Shedeur Sanders based on what we've seen from him this season.

Heather Reekie - Casa de Corazón On Working With the SBA: "Getting the SBA loan was literally the hardest thing I've ever done. And I've given birth twice, naturally." We all wish we were smarter.  As we get older, it becomes more difficult to learn new things. What if children could learn new things while they have a developing brain that can handle faster education.  What if you could immerse a child into an environment that helps children learn another language, eat healthy and fresh food and do it all with peers that are learning and playing alongside you?  It is with questions like these that Casa de Corazón got started. Heather Reekie is the owner of the Madison, Wisconsin based Casa de Corazón.  She shares her inspiring journey from speech and language pathologist to entrepreneur, detailing the transformation of an old translation office into a thriving early childhood center focused on nurturing bilingual minds and compassionate hearts. She highlights Casa de Corazón's unique approach, including their in-house app for real-time parent updates, commitment to organic meals and sustainable practices, and the importance of intercultural learning. Heather details the challenges of launching a business, the joys of fostering a strong community, and the impact of quality early education. Listen as Heather gives more insights into how passion and purpose can create lasting change, one child at a time. Enjoy! Visit Heather at: https://casaearlylearning.com/location/madison-wi/ https://www.instagram.com/casa.madison.wi/   Podcast Overview: 00:00 "Bilingual Boost at Casa" 06:54 "Acquiring a Language-Focused Property" 16:20 "Connected to Franchise Core Values" 17:17 "Eco-Friendly Childcare Practices" 23:33 Franchisee Frustration with Franchisors 29:09 "Teachers Genuinely Care Deeply" 33:39 "Raising Thriving, Empathetic Early Learners" 42:15 Playground Requirements and Safety Standards 44:48 "Overcoming Leadership and Loan Challenges" 53:19 "Staff Excellence and Parent Resources" 59:12 Infant Curriculum and Monthly Themes 01:02:37 Storm Shelter and Flags Display 01:07:09 "Elevator and Furnace Challenges" Sponsors: Live Video chat with our customers here with LiveSwitch: https://join.liveswitch.com/gfj3m6hnmguz Some videos have been recorded with Riverside: https://www.riverside.fm/?utm_campaign=campaign_5&utm_medium=affiliate&utm_source=rewardful&via=james-kademan Podcast Transcription: Heather Reekie [00:00:00]: But the Casa app is special to the Casa brand and it's real time updates on what your child is doing throughout the day, including photos. So that's throughout the day innovation. Yep, yep. And so you know, like no notates when the child falls asleep for rest time or what they, you know, how much of the lunch they ate and you know when they used the bathroom or had a diaper change and that kind of thing. James Kademan [00:00:23]: Holy cow. So that's cool. Heather Reekie [00:00:26]: It's informative and just fun to interact with as well. James Kademan [00:00:35]: You have found Authentic Business Adventures, the business program that brings you the struggle stories and triumphant successes of business owners across the land. Downloadable audio episodes can be found on the podcast link found drawincustomers.com we are locally underwritten by the bank of Sun Prairie and today we're welcoming slash preparing to learn from Heather Ricci of I'm going to destroy this. But I don't mean to Casa de Corazón remotely close Casa de Corazón and I just learned is that House of Hearts. Heather Reekie [00:01:05]: House of Hearts. House of Love. James Kademan [00:01:07]: All right, very cool. So let's go on. What do you do, Heather? Heather Reekie [00:01:12]: Well, so I'm the owner operator of Casa de Corazon Madison, which is a franchise from the corporate offices which are in Minnesota and we opened almost exactly two years ago, November 15th of 2023. James Kademan [00:01:28]: Nice. Heather Reekie [00:01:28]: And so I am trying to keep. James Kademan [00:01:31]: Running the place and this place, I gotta say, this place is huge. I expected a little daycare and this is. We're in two story building. Heather Reekie [00:01:41]: Yes. James Kademan [00:01:42]: In what I would consider to be the southern heart of Madison. So we get the belt line right here and all that. So I got a lot of questions for you, so let's just knock it out first. So Heather, tell me about the Spanish immersion. Heather Reekie [00:01:54]: So that's the icing on the cake of just a really high quality childcare and preschool situation. Here at Casa de Corazón, Spanish immersion is help helping grow the synapses in the children's brain. So even if you don't go on to a bilingual or Spanish immersion elementary school after attending casa, you will have reaped the benefits of growing your brain cells by becoming bilingual or learning a second or sometimes in some cases a third language. Because what it does is it gives you multiple words for the same vocabulary and the same sentence structure. And all you're just learning all of these ways to think about language. It increases your empathy, it increases your ability to start talking at a younger age and communicate your thoughts and feelings. One mom told me about her two children who attend here. They're siblings and they speak in Spanish when they're playing together at home. James Kademan [00:03:00]: It's oh nice. Heather Reekie [00:03:01]: Sounds really adorable. And then they're code switching when they're talking to her because they know that she's not fluent in Spanish like they are and so they'll switch to English to talk to. James Kademan [00:03:10]: I'm just imagining a pair of kids that know a language that the parents don't. I don't know if it's good or bad. Heather Reekie [00:03:14]: Yeah, it could be fun. James Kademan [00:03:16]: Interesting. So the, the age. I guess I never asked you that. What are the ages that attend here? Heather Reekie [00:03:23]: We are licensed to provide care for children starting at six weeks and then up through school age. So we have had some school age children attend on days off of school school, you know, old older siblings a lot of times and also in the summer when they're not in public school or the school year school and but technically the franchise caters to birth through four year old kindergarten. James Kademan [00:03:52]: Okay. Heather Reekie [00:03:52]: Right before they would go to 5 year old kindergarten in an elementary school. James Kademan [00:03:57]: Tell me. So the daycare is way back when I had to deal with daycares and stuff like that when I had a kid. I shouldn't say I did, my wife did. I didn't have anything to do with it, but I learned from other people that there's wait lists and all that other kind of stuff. Where are you guys at with the wait list? Or is there a wait list or that whole people can't find daycare anywhere? Is that still a thing? Heather Reekie [00:04:19]: It can be, yes. Because we're still Fairly new at 2 years old, we have been able to enroll children for their desired start date. So we do have a wait list. It's through the branded CASA app it's called. And we keep track of families based on when they tour and when they want to enroll their child. And for certain ages, the younger the child wants to be enrolled, those are our smaller classrooms with lower teacher to student ratios. So those ones fill up more quickly. And then because we're still like the children who started with us at a young age haven't grown into be a three year old and able to attend or be enrolled in one of our older age level classrooms where the ratios increase so those classrooms are not full. Heather Reekie [00:05:20]: And we are sitting in one of our our 11th classroom which we haven't opened yet. We've opened the other 10, but this is our pre K room. The franchise calls it pre K which is essentially a four year old kindergarten classroom because we are currently combining the three And a half year olds and four year olds together. James Kademan [00:05:39]: Okay. Heather Reekie [00:05:40]: In our two preschool B classrooms. So there's a little multi age learning going on right now and so we have more capacity to enroll those older children right now. James Kademan [00:05:54]: Well, I imagine if somebody starts with you at birth or early, whatever, six weeks that they'll go with you through until they get to school age, is. Heather Reekie [00:06:03]: That safe to say that is the, the most beneficial way to benefit from a Spanish immersion environment. James Kademan [00:06:10]: Yeah. Heather Reekie [00:06:11]: And just the high quality education and the loving teachers. Yeah. Yes. That is the, the corporate idea is that the children would start with us, you know, as soon as they find out about us whether their babies are a little bit older and then. Yes. Stay through that four year old year and then possibly go to kindergarten when they're five or six. James Kademan [00:06:32]: That's cool. That's super cool. They'll find out about you on a podcast. So it's all good. Tell me, how did you end up. A couple years ago you opened this place. So let's first talk about location. So to me this is pretty, I mean you can get to this place anywhere pretty easily. James Kademan [00:06:51]: So how did you end up in this building? Heather Reekie [00:06:54]: I had hired a broker to find a location and there just weren't a lot that were in a price range that I could afford. And so we looked at several options but kept coming back to this. And this used to be Geo Co. Geo Group, which did translations in all different languages for like manuals and, and auditory, verbal, you know, and written translations. I'm sure they did way more than that.

Every year at the USTFCCCA Convention, we do a LIVE taping of the Gill Connections podcast. Leading up to this year's LIVE taping on December 15th, we'll be showcasing last year's interviews. Look for information on where we'll be hosting this year's event, as we typically host on YouTube LIVE but are also looking at potentially adding Twitch to the mix. Check out the new Twitch.tv Gill Athletics channel in the meantime and we'll see you on December 15th!

Allen and Joel sit down with Dan Fesenmeyer of Windquest Advisors to discuss turbine supply agreement fundamentals, negotiation leverage, and how tariff uncertainty is reshaping contract terms. Dan also explains why operators should maximize warranty claims before service agreements take over. Sign up now for Uptime Tech News, our weekly email update on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard’s StrikeTape Wind Turbine LPS retrofit. Follow the show on Facebook, YouTube, Twitter, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary Barnes’ YouTube channel here. Have a question we can answer on the show? Email us! Welcome to Uptime Spotlight, shining Light on Wind. Energy’s brightest innovators. This is the Progress Powering tomorrow. Allen Hall: Dan, welcome to the program. Great to be here. Thanks for having me, guys. Well, we’ve been looking forward to this for several weeks now because. We’re trying to learn some of the ins and outs of turbine supply agreements, FSAs, because everybody’s talking about them now. Uh, and there’s a lot of assets being exchanged. A lot of turbine farms up for sale. A lot of acquisitions on the other side, on the investment side coming in and. As engineers, we don’t deal a lot with TSAs. It’s just not something that we typically see until, unless there’s a huge problem and then we sort of get involved a little bit. I wanna understand, first off, and you have a a ton of experience doing this, that’s why we [00:01:00] love having you. What are some of the fundamentals of turbine supply agreements? Like what? What is their function? How do they operate? Because I think a lot of engineers and technicians don’t understand the basic fundamentals of these TSAs. Dan Fesenmeyer: The TSA is a turbine supply agreement and it’s for the purchase and delivery of the wind turbines for your wind farm. Um, typically they are negotiated maybe over a 12 ish month period and typically they’re signed at least 12 months before you need, or you want your deliveries for the wind turbines. Joel Saxum: We talk with people all over the world. Um, you know, GE Americas is different than GE in Spain and GE in Australia and Nordics here, and everybody’s a little bit different. Um, but what we, we regularly see, and this is always an odd thing to me, is you talked about like negotiating. It starts 12 months ahead of time stuff, but we see that [00:02:00] the agreements a lot of times are very boilerplate. They’re very much like we’re trying to structure this in a certain way, and at the end of the day, well, as from an operator standpoint, from the the person buying them, we would like this and we would like this and we would like this, but at the end of the day, they don’t really seem to get that much negotiation in ’em. It’s kind of like, this is what the agreement you’re gonna take and this is how we sell them. That’s it. Is, is that your experience? I mean, you’re at GE for a long time, one of the leading OEMs, but is that what you’re seeing now or is there a little bit more flexibility or kind of what’s your take on that? Dan Fesenmeyer: I think generally it depends, and of course the, the OEMs in the, and I’ll focus more on the us, they’ll start with their standard template and it’s up to the purchaser, uh, to develop what they want as their wishlist and start negotiations and do their, let’s say, markup. So, uh, and then there’s a bit of leverage involved. If you’re buying two units, it’s hard to get a lot of interest. [00:03:00] If you’re buying 200 units, then you have a lot more leverage, uh, to negotiate terms and conditions in those agreements. I was with GE for 12 years on the sales and commercial side and now doing advisory services for four years. Uh, some of these negotiations can go for a long time and can get very, very red. Others can go pretty quick. It really depends on what your priorities are. How hard you want to push for what you need. Allen Hall: So how much detail goes into a TSA then are, are they getting very prescriptive, the operators coming with a, a list of things they would like to see? Or is it more negotiating on the price side and the delivery time and the specifics of the turbine? Dan Fesenmeyer: Generally speaking, you start kind of with the proposal stage and. First thing I always tell people is, let’s understand what you have in your proposal. Let’s understand, you know, what are the delivery [00:04:00] rates and times and does that fit with your project? Does the price work with respect to your PPA, what does it say about tariffs? That’s a huge one right now. Where is the risk going to land? What’s in, what’s out? Um. Is the price firm or is there indexation, whether it’s tied to commodities or different currencies. So in my view, there’s some pre-negotiations or at least really understanding what the offer is before you start getting into red lines and, and generally it’s good to sit down with the purchasing team and then ultimately with the OEM and walk through that proposal. Make sure you have everything you need. Make sure you understand what’s included, what’s not. Scope of supply is also a big one. Um, less in less in terms of the turbine itself, but more about the options, like does it have the control features you need for Ercot, for example. Uh, does it have leading [00:05:00]edge protection on your blades? Does it have low noise trailing edge? Do we even need lo low noise trailing edges? Uh, you know, those Joel Saxum: sorts Dan Fesenmeyer: of things. Joel Saxum: Do you see the more of the red lining in the commercial phase or like the technical phase? Because, and why I ask this question is when we talk, ’cause we’re regularly in the o and m world, right? Talking with engineers and asset managers, how do you manage your assets? And they really complain a lot that a lot of their input in that, that feedback loop from operations doesn’t make it to the developers when they’re signing TSAs. Um, so that’s a big complaint of theirs. And so my question is like, kind of like. All right. Are there wishes being heard or is it more general on the technical side and more focused on the commercial Dan Fesenmeyer: side? Where do you see that it comes down to making sure that your negotiation team has all the different voices and constituents at the table? Uh, my approach and our, our team’s approach is you have the legal piece, a technical piece, and we’re in between. We’re [00:06:00] the commercial piece. So when you’re talking TSAs, we’re talking price delivery terms. Determination, warranty, you know, kind of the, the big ticket items, liquidated damages, contract caps, all those big ticket commercial items. When you move over to the operations agreement, which generally gets negotiated at the same time or immediately after, I recommend doing them at the same time because you have more leverage and you wanna make sure terms go from TSA. They look the same in the. Services agreement. And that’s where it’s really important to have your operations people involved. Right? And, and we all learn by mistakes. So people that have operated assets for a long time, they always have their list of five or 10 things that they want in their o and m agreement. And, um, from a process standpoint, before we get into red lines, we usually do kind of a high [00:07:00] level walkthrough of here’s what we think is important. Um. For the TSA and for the SMA or the operations and maintenance agreement, let’s get on the same page as a team on what’s important, what’s our priority, and what do we want to see as the outcome. Allen Hall: And the weird thing right now is the tariffs in the United States that they are a hundred percent, 200%, then they’re 10%. They are bouncing. Like a pinball or a pong ping pong ball at the moment. How are you writing in adjustments for tariffs right now? Because some of the components may enter the country when there’s a tariff or the park the same park enter a week later and not be under that tariff. How does that even get written into a contract right now? Dan Fesenmeyer: Well, that’s a fluid, it’s a fluid environment with terrorists obviously, and. It seems, and I’ll speak mostly from the two large OEMs in the US market. Um, [00:08:00] basically what you’re seeing is you have a proposal and tariffs, it includes a tariff adder based on tariffs as in as they were in effect in August. And each one may have a different date. And this is fairly recent, right? So as of August, here’s what the dates, you know, here’s a tariff table with the different countries and the amounts. Here’s what it translates into a dollar amount. And it’ll also say, well, what we’re going to do is when, uh, these units ship, or they’re delivered X works, that’s when we come back and say, here’s what the tariffs are now. And that difference is on the developer or the purchaser typically. Allen Hall: So at the end of the day. The OEM is not going to eat all the tariffs. They’re gonna pass that on. It’s just basically a price increase at the end. So the, are the, are the buyers of turbines then [00:09:00] really conscious of where components are coming from to try to minimize those tariffs? Dan Fesenmeyer: That’s Allen Hall: difficult. Dan Fesenmeyer: I mean, I would say that’s the starting point of the negotiation. Um, I’ve seen things go different ways depending on, you know, if an off, if a developer can pass through their tariffs to the, on their PPA. They can handle more. If they can’t, then they may come back and say, you know what, we can only handle this much tariff risk or amount in our, in our PPA. The rest we need to figure out a way to share between the OEM or maybe and the developer. Uh, so let’s not assume, you know, not one, one size doesn’t fit all. Joel Saxum: The scary thing there is it sound, it sounds like you’re, like, as a developer when you’re signing a TSA, you’re almost signing a pro forma invoice. Right. That that could, that could go up 25% depending on the, the mood on, in Capitol Hill that day, which is, it’s a scary thought and I, I would think in my mind, hard to really get to [00:10:00] FID with that hanging over your head. Dan Fesenmeyer: Yeah. It it’s a tough situation right now for sure. Yeah. And, and we haven’t really seen what section 2 32, which is another round of potential tariffs out there, and I think that’s what. At least in the last month or two. People are comfortable with what tariffs are currently, but there’s this risk of section 2 32, uh, and who’s going to take that risk Allen Hall: moving forward? Because the 2 32 risk is, is not set in stone as when it will apply yet or if it even Dan Fesenmeyer: will happen and the amount, right. So three ifs, three big ifs there, Alan. Allen Hall: Yeah. And I, maybe that’s designed on purpose to be that way because it does seem. A little bit of chaos in the system will slow down wind and solar development. That’s one way you do. We just have a, a tariff. It’s sort of a tariff that just hangs out there forever. And you, are there ways to avoid that? Is it just getting the contract in [00:11:00] place ahead of time that you can avoid like the 2 32 thing or is it just luck of the draw right now? It’s always Dan Fesenmeyer: up to the situation and what your project delivery. Is looking at what your PPA, what can go in, what can go out. Um, it’s tough to avoid because the OEMs certainly don’t want to take that risk. And, uh, and I don’t blame them. Uh, and separately you were asking about, well, gee, do you start worrying about where your components are sourced from? Of course you are. However, you’re going to see that in the price and in the tariff table. Uh, typically. I would say from that may impact your, your, uh, sort of which, which OEM or which manufacturer you go with, depending on where their supply chain is. Although frankly, a lot of components come from China. Plain and simple, Allen Hall: right? Dan Fesenmeyer: Same place. If you are [00:12:00] subject to these tariffs, then you want to be more on a, you know, what I would say a fleet wide basis. So, uh, meaning. Blades can come from two places. We don’t want to have, you know, an OEM select place number one because it’s subject to tariff and we have to pay for it. You want it more on a fleet basis, so you’re not, so the OEM’s not necessarily picking and choosing who gets covered or who has to pay for a tariff or not. Joel Saxum: And I wonder that, going back to your first statement there, like if you have the power, the leverage, if you can influence that, right? Like. Immediately. My mind goes to, of course, like one of the big operators that has like 10, 12, 15,000 turbines and deals exclusively with ge. They probably have a lot of, they might have the, the stroke to be able to say, no, we want our components to come from here. We want our blades to come from TPI Mexico, or whatever it may be, because we don’t want to make sure they’re coming from overseas. And, and, and if that happens in, in [00:13:00] the, let’s take like the market as a whole, the macro environment. If you’re not that big player. You kind of get the shaft, like you, you would get the leftovers basically. Dan Fesenmeyer: You could, and that makes for a very interesting discussion when you’re negotiating the contract and, and figuring out something that could work for both. It also gets tricky with, you know, there could be maybe three different gearbox suppliers, right? And some of those. So this is when things really get, you know, peeling back an onion level. It’s difficult and I’ll be nice to the OEMs. It’s very tough for them to say, oh, we’re only a source these gearbox, because they avoid the tariffs. Right? That’s why I get more to this fleet cost basis, which I think is a fair way for both sides to, to handle the the issue. Allen Hall: What’s a turbine backlog right now? If I sign a TSA today, what’s the earliest I would see a turbine? Delivered. Dan Fesenmeyer: You know, I, I really don’t know the answer to that. I would say [00:14:00] generally speaking, it would be 12 months is generally the response you would get. Uh, in terms of if I sign today, we get delivery in 12 months, Allen Hall: anywhere less than two years, I think is a really short turnaround period. Because if you’re going for a, uh, gas turbine, you know, something that GE or Siemens would provide, Mitsubishi would provide. You’re talking about. Five or six years out before we ever see that turbine on site. But wind turbines are a year, maybe two years out. That seems like a no brainer for a lot of operators. Dan Fesenmeyer: I would say a year to two is safe. Um, my experience has been things, things really get serious 12 months out. It’s hard to get something quicker. Um, that suppliers would like to sign something two years in advance, but somewhere in between the 12 months and 24 months is generally what you can expect. Now, I haven’t seen and been close to a lot of recent turbine supply [00:15:00]deals and, and with delivery, so I, I, I can’t quote me on any of this. And obviously different safe harbor, PTC, windows are going to be more and more important. 20 eights preferred over 29. 29 will be preferred over 30. Um, and how quick can you act and how quick can you get in line? Allen Hall: Yeah, it’s gonna make a big difference. There’s gonna be a rush to the end. Wouldn’t you think? There’s must be operators putting in orders just because of the end of the IRA bill to try to get some production tax credits or any tax credits out of it. Dan Fesenmeyer: Absolutely. And you know. June of 2028 is a hell of a lot better than fall of 2028 if you want a COD in 2 28. Right. And then you just work backwards from there. Yeah. And that’s, that’s, we’ve seen that in the past as well, uh, with, with the different PTC cliffs that we’ve [00:16:00] seen. Allen Hall: Let’s talk service agreements for a moment when after you have a TSA signed and. The next thing on the list usually is a service agreement, and there are some OEMs that are really hard pushing their service agreements. 25, 30, 35 years. Joel, I think 35 is the longest one I have seen. That’s a long time. Joel Saxum: Mostly in the Nordics though. We’ve seen like see like, uh, there are Vestas in the Nordic countries. We’ve seen some 35 year ones, but that’s, to me, that’s. That’s crazy. That’s, that’s a marriage. 35 years. The crazy thing is, is some of them are with mo models that we know have issues. Right? That’s the one that’s always crazy to me when I watch and, and so then maybe this is a service, maybe this is a com a question is in a service level agreement, like I, I, I know people that are installing specific turbines that we’ve been staring at for five, six years that we know have problems now. They’ve addressed a lot of the problems and different components, bearings and drive, train and [00:17:00] blades and all these different things. Um, but as an, as an operator, you’d think that you have, okay, I have my turbine supply agreement, so there’s some warranty stuff in there that’s protecting me. There is definitely some serial defect clauses that are protecting me. Now I have a service level agreement or a service agreement that we’re signing that should protect me for from some more things. So I’m reducing my risk a little more. I also have insurance and stuff in built into this whole thing. But when, when you start crossing that gap between. These three, four different types of contracts, how do people ensure that when they get to that service level contract, that’s kind of in my mind, the last level of protection from the OEM. How do they make sure they don’t end up in a, uh, a really weird Swiss cheese moment where something fell through the cracks, serial defects, or something like that? You know? Dan Fesenmeyer: Yeah. It, it comes down to, I, I think it’s good to negotiate both at the same time. Um, it sometimes that’s not practical. It’s good. And [00:18:00] part of it is the, the simple, once your TSA is signed, you, you don’t have that leverage over that seller to negotiate terms in the services agreement, right? Because you’ve already signed a t to supply agreement. Uh, the other piece I think is really important is making sure the defect language, for example, and the warranty language in the TSA. Pretty much gets pulled over into the service agreement, so we don’t have different definitions of what a defect is or a failed part, uh, that’s important from an execution standpoint. My view has always been in the TSA, do as much on a warranty claim as you possibly can at that end of the warranty term. The caps and the coverages. And the warranty is much higher than under the services agreement. Services agreement [00:19:00] will end up, you know, warranty or extended warranty brackets, right? ’cause that’s not what it is. It becomes unscheduled maintenance or unplanned maintenance. So you do have that coverage, but then you’re subject to, potentially subject to CAPS or mews, annual or per event. Um. Maybe the standard of a defect is different. Again, that’s why it’s important to keep defect in the TSAs the same as an SMA, and do your warranty claim first. Get as much fixed under the warranty before you get into that service contract. Joel Saxum: So with Windquest, do you go, do you regularly engage at that as farms are coming up to that warranty period? Do you help people with that process as well? As far as end of warranty claims? Contract review and those things before they get into that next phase, you know, at the end of that two year or three years. Dan Fesenmeyer: Yeah. We try to be soup to nuts, meaning we’re there from the proposal to helping [00:20:00] negotiate and close the supply agreement and the services agreement. Then once you move into the services agreement or into the operation period, we can help out with, uh, filing warranty claims. Right. Do we, do you have a serial defect, for example, or. That, that’s usually a big one. Do you have something that gets to that level to at least start that process with an root cause analysis? Um, that’s, that’s obviously big ones, so we help with warranty claims and then if things aren’t getting fixed on time or if you’re in a service agreement and you’re unhappy, we try to step in and help out with, uh, that process as well. Joel Saxum: In taking on those projects, what is your most common component that you deal with for seald? Defects, Dan Fesenmeyer: gearboxes seem to always be a problem. Um, more recently, blade issues, um, main bearing issues. Uh, those are [00:21:00] some of the bigger ones. And then, yeah, and we can be main bearings. Also. Pitch bearings often an issue as well. Joel Saxum: Yeah, no, nothing surprising there. I think if you, if you listen to the podcast at all, you’ve heard us talk about all of those components. Fairly regularly. We’re not, we’re not to lightening the world on firing new information on that one. Allen Hall: Do a lot of operators and developers miss out on that end of warranty period? It does sound like when we talk to them like they know it’s coming, but they haven’t necessarily prepared to have the data and the information ready to go till they can file anything with the OEM it. It’s like they haven’t, they know it’s approaching, right? It’s just, it’s just like, um, you know, tax day is coming, you know, April 15th, you’re gonna write a check for to somebody, but you’re not gonna start thinking about it until April 14th. And that’s the wrong approach. And are you getting more because things are getting tighter? Are you getting more requests to look at that and to help? Operators and developers engage that part of their agreements. I think it’s an Dan Fesenmeyer: [00:22:00] oppor opportunity area for owner operators. I think in the past, a lot of folks have just thought, oh, well, you know, the, the, the service agreement kicks in and it’ll be covered under unscheduled or unplanned maintenance, which is true. But, uh, again, response time might be slower. You might be subject to caps, or in the very least, an overall contract level. Cap or limitation, let’s say. Uh, so I, I do think it’s an opportunity area. And then similarly, when you’re negotiating these upfront to put in language that, well, I don’t wanna say too much, but you wanna make sure, Hey, if I, if I file a claim during warranty and you don’t fix it, that doesn’t count against, let’s say your unplanned cap or unplanned maintenance. Joel Saxum: That’s a good point. I was actually, Alan, this is, I was surprised the other day. You and I were on a call with someone and they had mentioned that they were coming up on end of warranty and they were just kinda like, eh, [00:23:00] we’ve got a service agreement, so like we’re not gonna do anything about it. And I was like, really? Like that day? Like, yeah, that deadline’s passed, or it’s like too close. It wasn’t even passed. It was like, it’s coming up and a month or two. And they’re like, yeah, it’s too close. We’re not gonna do anything about it. We’ll just kind of deal with it as it comes. And I was thinking, man, that’s a weird way to. To manage a, you know, a wind farm that’s worth 300 million bucks. Dan Fesenmeyer: And then the other thing is sometimes, uh, the dates are based on individual turbine CDs. So your farm may have a December 31 COD, but some of the units may have an October, uh, date. Yeah, we heard a weird one the other day that was Joel Saxum: like the entire wind farm warranty period started when the first turbine in the wind farm was COD. And so there was some turbines that had only been running for a year and a half and they were at the end of warranty already. Someone didn’t do their due diligence on that contract. They should have called Dan Meyer. Dan Fesenmeyer: And thing is, I come back is when you know red lines are full of things that people learned [00:24:00] by something going wrong or by something they missed. And that’s a great example of, oh yeah, we missed that when we signed this contract. Joel Saxum: That’s one of the reasons why Alan and I, a lot, a lot of people we talk to, it’s like consult the SMEs in the space, right? You’re, you may be at tasked with being a do it all person and you may be really good at that, but someone that deals in these contracts every day and has 20 years of experience in it, that’s the person you talk to. Just like you may be able to figure out some things, enlight. Call Allen. The guy’s been doing lightning his whole career as a subject matter expert, or call a, you know, a on our team and the podcast team is the blade expert or like some of the people we have on our network. Like if you’re going to dive into this thing, like just consult, even if it’s a, a small part of a contract, give someone a day to look through your contract real quick just to make sure that you’re not missing anything. ’cause the insights from SMEs are. Priceless. Really. Dan Fesenmeyer: I couldn’t agree more. And that’s kind of how I got the idea of starting Windquest advisors to begin with. [00:25:00] Um, I used to sit across the table with very smart people, but GE would con, you know, we would negotiate a hundred contracts a year. The purchaser made one or two. And again, this isn’t, you know, to beat up the manufacturers, right? They do a good job. They, they really work with their, their customers to. Find solutions that work for both. So this is not a beat up the OEM, uh, from my perspective, but having another set of eyes and experience can help a lot. Allen Hall: I think it’s really important that anybody listening to this podcast understand how much risk they’re taking on and that they do need help, and that’s what Windquest Advisors is all about. And getting ahold of Dan. Dan, how do people get ahold of you? www.win advisors.com. If you need to get it to Dan or reach out to win advisors, check out LinkedIn, go to the website, learn more about it. Give Dan a phone call because I think [00:26:00] you’re missing out probably on millions of dollars of opportunity that probably didn’t even know existed. Uh, so it’s, it’s a good contact and a good resource. And Dan, thank you so much for being on the podcast. We appreciate having you and. We’d like to have you back again. Dan Fesenmeyer: Well, I’d love to come back and talk about, maybe we can talk more about Lightning. That’s a Joel Saxum: couple of episodes. Dan Fesenmeyer: I like watching your podcast. I always find them. Informative and also casual. It’s like you can sit and listen to a discussion and, and pick up a few things, so please continue doing what you’re doing well, thanks Dan. Allen Hall: Thanks Dan.

Hour two of DJ & PK for November 19, 2025: What is Trending: Utah Jazz, NBA, NFL, BYU, Utah, Utah Mammoth Hot Takes or Toast: Any issues with BYU and Utah's CFP rankings? Dan Wolken rips Utah's CFP resume

Stacey's Breastgasms: Part 1. A high school reunion brings back fond mammories. Based on a post by Many Feathers. Listen to the Podcast at Steamy Stories. It had been a very long time since I'd seen many of my old high school friends and buddies. The last time had been at the ten year reunion, this would be the thirty year reunion, and I knew that most of us would have changed between now and then; dramatically. Although I was still in reasonably good shape, even without working out specifically, I had still put on a few pounds, but with the exception of a few perhaps, I figured everyone would be in the same boat as I was. I still had a full head of dark hair, though I had noticed just a sprinkle of gray had begun at the temples. The one thing about myself I had always considered my best feature however, were my eyes, bright blue with just a hint of gray in them. There was a caption in the yearbook next to my photo, it read: "Bedroom eyes". Though my wife Marsha hadn't attended the same school I had, nor would know any of my old friends, she was looking forward to going almost as much as I was. And I for one was looking forward to showing her off. Marsha had a great body, though a few years younger than me, and certainly my graduating class, giving her a bit of an edge perhaps in the looks department. Fairly large breasted, a tight waist and firm well rounded ass, I had no doubt she would be the envy of many women there. And though she knew I was secretly entertaining those very thoughts, she was looking forward to going for no other reason than to perhaps meet a few of my old high school girlfriends that I had shared erotic naughty stories about with her over the past few weeks. And one in particular came to mind, wondering if she would in fact, be there, though she hadn't come to the ten year reunion, so it had been at least thirty years since I had even seen Stacy. I had shared the story of our dating experiences with my wife, which had excited Marsha tremendously. Mainly because of the somewhat unusual circumstances, and very erotic nature of my old girlfriend, which was far different than anyone, I had ever known, including now. The thing about Stacy that was so unusual, was the fact she could climax simply by having her tits played with. Maybe there were other women who could do this, but I'd never met anyone else, not like Stacy anyway. Even my own wife Marsha, who loved it when I played with her tits, as much as I wanted to, in fact; She didn't climax simply from my playing with her the way Stacy did. And not that I minded, certainly not. The fact that Marsha enjoyed as much attention as I gave her in that regard was something I relished, enjoyed and was more than pleased with. Marsha has fairly large tits with extremely sensitive nipples, though not too sensitive as to detract from the enjoyment of being able to play with them to my heart's content. I've actually known a couple of women who were exact opposites. One girl allowed my fondling of her with indifference. She had even forewarned me before hand that she felt virtually nothing when I, or anyone else for that matter played with her boobs. Basically, she got nothing out of it beyond seeing me becoming aroused myself. Unfortunately, part of my arousal and excitement has always come from seeing the woman become aroused or excited by whatever I was doing. So in this instance at least, it was a bit of a letdown, and thus took away from the pleasure I would normally have received. On the other side of that same coin, I had also known a woman who's nipples were simply too sensitive. Once aroused, she could hardly stand to have anyone even touch them. Even just looking at them sent her into giggling fits, super sensitivity once again taking away from, rather than adding to, the enjoyment and sensuality of that particular form of foreplay. Which was a crying shame too, as Gayle; as I recall her name being, had a really nice looking set of tits too. But once she was truly aroused, it was always "hands off", after that. Now the thing about Stacy was, she didn't have really large tits either. She was the type of girl that a well-known saying was written for, "More than a (good-sized) handful is wasted!" I guess if you were to classify her, her tits would be considered on the small side. Certainly not flat chested, not by any means, and yes, when I held them within my hands, they filled them more than adequately with still a bit left over for good measure. But the thing was, Stacy literally could climax, and very often did, just by my playing with them. We had started dating, had been going out for well over a month with nothing more than a few deep soulful kisses being shared between us. With her tits being not quite so large, she very often didn't wear a bra, her pert nipples poking through and pressing against the material of whatever tee shirt or tank top she was wearing. But I always found it interesting that she only did that, going without a bra, whenever it was an activity or an event that virtually made it impossible for me to even think about trying anything. Both times we'd gone to the drive in theatre, she had worn a bra, making it obvious by her suddenly hidden and protected nipples that she was. (I later learned she even went so far as to wear a nipple cover beneath her bra, much like protective pasties, on those evenings when we'd gone out where the temptation might have been too much for either one of us to adhere too.) Like I said, up until now, I hadn't even touched her, though I also hadn't made any real attempt in doing so either, not wanting her to feel like that was all I wanted from her; sex.  I mean I did, but not purely just for that either. I really liked her. Stacy was the first girl I felt like I could have real feelings for, and because of it, I was content to take my time and see how things went. It was perhaps our seventh or eighth real date. We had gone to the drive-in movie, which was now becoming a weekly event for us, and something we both looked forward to. As was usually the case, it was a double feature with the movie we really wanted to see coming on second. Some twenty or thirty minutes before intermission, with each of us bored with the first movie already, we'd quite naturally gravitated to kissing and cuddling, as we'd been doing every time we came to the drive in, waiting for the second feature to start. And not that I minded that either, Stacy was fun as hell to kiss, and it never failed to get either one of us all hot and bothered, though we very often had to force ourselves to take a break whenever that happened, before things got too carried away. Intermission was always great for that it seemed, giving each of us an excuse, though I daresay, it was Stacy who used it as one. I'd have been content to continue on with what we were doing, even with the lights lit up on the blank screen in front of us. Needless to say, I was pretty much expecting that to happen as we sat there, necking in the front seat of my car, wondering how much longer we had before the movie finally ended. Now maybe this was typical of the times back then, perhaps many can relate to this. But there was a sort of a non-spoken game that I think was quite often played in the front seat of every car with a pair of young teens in it. Whether it be at a drive-in, or parked on some lover's lane some place, or even on the couch in the den at her parent's house. We all played it, and we all went home with smiles on our faces afterwards if we (in our minds) made any sort of progress since the last time we played it. I think the unofficial name of the game was, "How close did you come?" And not meaning "cum" per say...but how close did you get to actually touching her tits?" I know for a good many of my friends, it was very often the topic of conversation, come Monday afternoon during gym class. "How far did you get? What happened? What did you do to get that far?" We all shared... techniques that seemed to work, more importantly, the attempts that failed so that no one else would make the same mistakes. I was in fact at that very moment, running through my own mind the advice one of my closest buds had given me that past Monday afternoon. He was the first amongst us to actually succeed in the titty-department, now a God as far as the rest of us were concerned, and now armed with invaluable information, though I was scared to death to actually try it. As was most everyone else I could only guess.     "Just touch it!" He's said simply. Could it honestly be that easy? I mean you didn't just get in the car, reach over and grab her boob, certainly not. But...once the real kissing had gotten started and had been going on for a while, and then it was time to try that. "No tentative, creeping up on it," he'd informed us. Which some few of us had tried, and had failed at. It gave the girls far too much advanced warning, as we soon after learned. Allowing them too much time to think about it before it happened, most then chickening out, or deciding in that brief moment it was either far too soon for that, or they simply weren't ready for it even if it wasn't. According to Jim "The God" of booby fondling, you simply lifted your hand and placed it directly over your girlfriends boob, and then softly caressed it. With luck, she let you keep your hand there for a few seconds at the very least. And even if she eventually did decide to make you move it off her, you had still gotten to "cop a feel of her tit," as we called it. And that was better than running your fingers off to the side, never quite actually touching it, before being told "No...don't," or feeling her hand moving yours away. A little booby was better than no booby. And so far, I was still on the "no booby at all" side of things. Our kissing had finally reached the tongue fencing stage, which never failed to arouse the two of us, but it was also the first sign that we'd be taking a much needed (not wanted)break soon, especially with the music informing the two of us that the first movie was coming to an end. It was now or never the way I saw it. And in the next instant, my hand was resting directly on her tit, through her tee shirt of course, but on her tit! I think that moment surprised both of us for a number of reasons. She wasn't expecting it for one, but she didn't haul off and deck me either. Only seconds had passed, but my hand remained as I kneaded the softness of her tit like a contented cat. For me at least, it felt like an eternity, and I was already rehearsing my speech for the guys come Monday, when I felt Stacy's hand suddenly covering mine. "Damn!" I thought to myself. "Here it comes, the gentle, but firm pull away. The unspoken "No," though the barrier had been crossed, even if the barriers were about to be put up again. Still...I'd actually touched titty, real titty. So even if it was a two or perhaps three second fondling, I'd finally achieved the penultimate in front seat groping with one's girlfriend. What I didn't expect, was when her hand remained on mine, and my hand remained on her tit, the sound of my name being sung ever so softly as I sat there. "Oh...David!" Even with her bra on, I now felt the sudden emergence of her hard extended little nipple. But even more surprisingly, her gasp, the audible sigh of pleasure that escaped her lips in a long drawn out pleasured sound, unlike any I had ever heard before. But that nipple! Oh my god, that nipple! I swear it had burned an impression within the palm of my hand, half tempted to check, though fearful of doing so, which would mean taking my hand away. Something I didn't dare do, as I was already well into the twenty or thirty second mark of booby fondling, which I felt had to be some sort of a new worlds record at the very least for first time tit fondlers. The second the lights came on, on the screen just a few rows in front of us, Stacy suddenly took my hand and gently moved it off and away from her. Even though she did, I was floating on cloud nine, not even aware of the massive erection in my pants, the short-circuiting of my own arousal not as yet registering in my head as Stacy slid over a few inches, putting distance between us. "I'll be right back," she said reaching for the door. "Get us some popcorn, and something to drink," she then added smiling at me. Which was a big relief in a way, I'd gotten to finally fondle her boob, and she wasn't mad at me for doing it either! I sat for several long moment's willing my cock to go down, watching as several single girls all seemed to pile out of their cars one by one, heading back towards the restrooms. It was obvious I wasn't the only guy waiting patiently for his erection to go down before making their way inside the refreshment stand either. When it had gone down to sufficiently allow me to go inside, though wickedly smiling to myself that perhaps there would still be enough of a noticeable bulge showing without being obscene, and thus serving an entirely different purpose, I climbed out of the car and went inside to grab our drinks and the popcorn. In doing so, I also scanned the crowd to see if there were any of my buddies there. If there were, then sharing secret signals on how well we'd done. Unfortunately, there was no one there I hung out with, so my achievement would have to wait until the following Monday. I was still reliving the experience second by second, running it over and over again inside my head when Stacy returned to the car. I handed her, her drink, and sat the bucket of popcorn on the seat between us. As I did so, I happened to glance over and saw that her nipples, both of them were still pressing even more firmly, more obviously than I ever remembered seeing them before against the material of her shirt. And then I knew why...Stacy had removed her bra entirely! Minutes later as the lights came down again, and the second feature started, Stacy and I came together like a pair of magnets. I remember the tub of popcorn being knocked over, spilling onto the floor of my freshly cleaned and vacuumed carpeting. I could have cared less. And like magnets, my hand, or rather both of them actually, found each of Stacy's tits, (braless tits mind you) simultaneously. Now I was touching both boobs (well sort of anyway) but the fact she was no longer wearing a bra, essentially giving me the so called "green light", once again a never-before reached level of achievement, (not even by John the God himself). I think every hair on my entire body was standing on end. Goose bumps galore racing up and down my entire body, along with my rock-hard cock, that was now almost painfully uncomfortable as I sat half twisted in my seat, both hands caressing Stacy's soft full tits. But the best was yet to come. I had within a short span of time, graduated from booby fondling, to nipple pinching. It was like graduating from high school early, and going on to college. The fact I was actually thumbing and exploring those hard little nubbins of flesh (even if it was still through her thin tee shirt) was well beyond my wildest imaginings. (Well ok...maybe that's going a little too far), but...it was certainly more than I'd expected to happen during the course of the evening. Once again, she placed her hands over both of mine, and then I thought, "Okay, so now she's bringing things to a screeching halt," perfectly content with that if she had. Already I had blown the roof off anything any of the other guys had achieved, including John, who in my mind no longer warranted "God status", a title I couldn't claim myself either as it had to be given you by the others. But already I was imagining the official ceremony taking place come Monday. With Stacy's hands now covering mine, I felt her lift them, still holding mine, almost pulling away, though she held each of mine in hers tighter still. In the next instant, I felt the touch of skin on skin, her hands now guiding each of mine beneath her tee shirt! I seriously couldn't believe this was happening. Within seconds, I now had twin impressions permanently burned within the palms of each hand, as I now covered those extended nipples of hers directly, palming and again kneading them at first, before delicately locating each within my finger tips.  Once again Stacy moaned, her cry of pleasure easily heard as the couple sitting in the car next to us suddenly looked over. I felt prouder than hell as I saw the guy suddenly smile, giving me the thumbs up. I'd seen him around at school, though I didn't know him. But I also knew now that the story would spread, giving confirmation to my coronation come Monday. I lost all sense of my surroundings along with my newfound status when I heard Stacy say, "Suck them." Everything else became a blur after that. As my mouth actually surrounded one of her hard little points, gathering it between my lips as I gently suckled her tit, three things seemed to happen at once. One, I came in my pants. It was quite unexpected and unplanned for. And though embarrassed that I had, I still had the secret advantage of her not knowing that. Secondly, it did at least alleviate the ever growing pressure I was feeling. And three, it made it a hell of a lot more comfortable to sit there, even if I could feel the sticky moisture of my climax bathing my rapidly deflating cock. Which surprisingly, didn't stay that way for as nearly long as I might have expected. The only thing that really mattered now, was the fact I was going back and forth between each one of her tits, sucking them, flicking them with my tongue, while my fingers played ‘follow the leader' on her other tit. It was only a few moments later when Stacy did the one thing I would never have expected her to do in a million, trillion years. She came.     My orgasm had been a silent, secret, though messy one. I think I may have grimaced with my lips surrounding her nipple, but that was about as much as I gave away. Stacy on the other hand, simply cried out, unabashedly, unashamedly, and uninhibitedly. I wish now I had looked over to our companions sitting on either side of us, I'd loved to have seen the expression on their faces then. But I was simply too busy still sucking and fondling Stacy's tits to bother looking, tempted as I may have been. Now, as stupid as this may sound, (and probably does) I still didn't know, or grasp the fact she'd just had an orgasm. I wasn't so naive as to believe girls didn't; however, the mechanics I knew involved other things needing to take place before that could be achieved. And unless she'd been secretly fondling herself in some way that I wasn't aware of, her cry of pleasure simply signaled to me that she was enjoying whatever the hell it was I was doing. So imagine my surprise when Stacy finally pushed me away. Talk about confused. One second I'm thinking she's hotter than she's ever been, certainly hotter than any girl I've ever known or been with, and the next second, she's calling a sudden screeching halt to the proceedings. "Maybe you'd better take me home," she says quietly, readjusting herself, and sliding over closer to her own door, the crunch of popcorn beneath her feet as she does so. I knew better than to question her, or complain about the fact the movie we'd come to see wasn't even half over yet, though for the moment at least, I'd forgotten which one it was. I quickly, and carefully replaced the speaker back on the pole outside the window, started the car, much to the dismay of our neighbors, and then with lights off, backed out and exited the drive in theatre. I don't know if the handful of honks from nearby cars were in tribute, or annoyance as we drove out, I didn't really think about it at the time. It was Stacy's sudden silence that worried me far more. She lived less than twenty minutes away, but I purposely drove well below the posted speed-limit. What was worrying me now, was we were headed back to her place, a good hour or more earlier than normal. Something that would no doubt raise suspicious questions from her parents upon our arrival. And like I said earlier, I was still confused, very much so, and did the only thing I could think of to do under the circumstances. I apologized. "I'm sorry." She looked at me like I'd just turned inside out. "What the hell for?" She asked. "I don't know," I said honestly, even more confused now than before. "I just am." "You're sorry for making me cum?" I know there were words in my mouth, they wanted to come out, but for some reason, I couldn't make any sense of them or arrange them in the proper order. "I didn't, you ah...you, I mean, you ah..." Luckily for me, she kept talking, effectively shutting me up. "I'm the one that should be sorry," she continued on, before I could make any sense of what was happening here. "I should have warned you," she then added. "But I couldn't help myself." I purposely turned down the wrong street, taking the long way around. By the expression on her face, she actually appreciated the fact that I had. I knew then we were both stalling for time, and I wasn't about to pull up in front of her house until I'd at least made some sense of whatever the hell it was we were talking about here. "Warned me about what?" I asked honestly finally finding the correct words to say, though the look in her eyes told me she wasn't quite buying my naiveté. "That I can climax simply by having my boobs played with, even when I do it," she told me. She looked up, "The lights green," she said..."Not red." I had stopped the car at the light, not even bothering to notice what color it was when I did. It was red when I started up again, going through the intersection. Luckily it was just late enough that there were few cars on the road, luckier still there weren't any cops around to witness my stupidity. But thankfully, Stacy laughed, snickering at my obvious confusion, breaking the tension in the air. "Does that....shock you?" she then asked. "Shock me? No. Surprise me? Yes." I answered her truthfully. Then asking, "So...you really do? Cum I mean, just by playing with your tits?" "Yes," she said softly, obviously embarrassed by the revelation, though I found her courageous in her acknowledgement of that. And perhaps her courage, boldness, and openness gave me courage as I pursued this interesting conversation we were suddenly having. "So...do you, I mean, if you can...ah, you know, do you still..." "Masturbate?" she finished for me. So much for my own courage. "Yes I do that too. Don't you?" "Well yeah sure," I freely admitted, glad my voice didn't go up an octave or two when answering her. "Sure...yeah...of course." She smiled at that. "Ditto," she said quickly. "But...I don't have to always do that to have an orgasm either," she now confessed. "I can actually get off, just by playing with my tits." I mean she had, or at least I had seen it first hand, even then I still asked. "Seriously...you really do?" "You saw it...felt it, heard it," she exclaimed growing more and more agitated by the second. "Like I said, I can't help it...it just happens. Maybe I shouldn't have let you do what you did, but...I couldn't help myself David. It would have been no different if I'd been sitting there jacking you off, and then at the last moment taking my hand away, letting you just hang there. When I placed your hands directly on my tits, I knew damn good and well, what was going to happen." I thought briefly about telling her I'd come in my pants, perhaps by way of easing her personal discomfort, sharing something of an equally embarrassing nature with her. Quite naturally, I decided against it. I'm glad you did," I told her, just as we turned onto her street. "I think that's hot as hell...I then told her." "You do? That doesn't freak or weird you out knowing that? Because the truth is David, I like doing it. I like the way I feel, the way my orgasms feel just by having my tits played with. And to be perfectly honest...it felt far more enjoyable when you did it, than when I do it myself!" she now added. We were approaching her house, I had slowed the car down to a crawl...hoping. "Pull over!" she suddenly exclaimed, and I did so, cutting the lights off as I did, basically coasting up next to the curb, engine off. We'd stopped two houses up the street from where she lived, the tall hedgerow next to her driveway effectively cutting off anyone's being able to see us parked there. Luckily, in addition to that, the lights were off in each of the two houses we were parked in front of. The house next to Stacy's currently vacant, and the other lived in by an older woman who retired early as she quickly informed me. In a flash, she had lifted her tee shirt once again, her beautiful bare tits a feast for my eyes, nipples once again hard and extended. Even before I could reach for them, her hand was already fumbling with the belt on my jeans. "Ah Stacy? There's something I should tell you," I began nervously. "I already know," she giggled. "That sort of triggered it when I did," she then added laughing. "So the question is...can you do it again?" "Can you?" I answered back. And then we both proved to one another that we could. ** That night was only the beginning of one of the wildest periods in my entire life. Something that lasted well on into the summer after we had graduated just a few short weeks later. The only downside to anything, was the following Monday when I had quite stupidly boasted of my miraculous success. Had I left it at actually touching bare tit, there would have been feasting and celebration...for days perhaps. Instead, I was looked upon as being a liar, exaggerating and at best, trying to one up my status in trying to claim John's throne, by claiming something that was totally unheard of, exaggerated, and totally unbelievable. And even dumber now having shared it, it was a newfound status, or an attempted one rather, I no longer wanted. In hindsight, I was glad no one believed my story, though I was now fearful that my telling it would get back to Stacy, and thus end what was to become one of the wildest periods of my entire life. Thankfully...it didn't. Not yet anyway. That wouldn't happen for some time yet, though when it did, my earlier stupidity came back to haunt me. But until that actually happened... To be continued. Based on a post by Many Feathers, for Literotica.

Some of this will be readdressed in ‘Headscratchers'…but what a win by Oklahoma vs. Alabama and an impressive blowout by Georgia of Texas Of course…the story of the day was Texas A&M falling behind 30-3 at halftime to South Carolina and coming back to win, 31-30…just an unreal tale of 2 halves  Show Sponsored by SANDHILLS GLOBALOur Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Hims: https://hims.com/EARLYBREAK* Check out Infinite Epigenetics: https://infiniteepigenetics.com/EARLYBREAK* Check out Uncommon Goods: https://uncommongoods.com/EARLYBREAK* Check out Washington Red Raspberries: https://redrazz.orgAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Home Depot (HD) investors hope the company can build a solid foundation heading into 2026 with Tuesday's earnings report. Sky Canaves warns that the guidance could be more "conservative" than investors expect. She says the last quarter of 2025 being a quiet one for growth. However, Sky sees tailwinds through the company's scale and ecommerce expansion. Tom White turns to an example options trade for Home Depot. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Paul Gregory visited Dealey Plaza to assess the assassination, concluding the shot was fairly easy as the presidential limousine slowed down to turn. He emphasizes that the route was chosen only four days prior, undermining long-term conspiracy planning. Paul and his father were later targeted by conspiracy theories linking them to radical Russian interests. The discussion focuses heavily on Margarite Oswald's testimony before the Warren Commission, where she behaved like a deranged woman, insisting her son was a hero and demanding legal representation and subpoena rights. The Commission allowed her to speak to demonstrate her instability. Her influence is identified as a major explanatory factor in virtually everything Lee Harvey Oswald did. Guest: Paul Gregory.

Here's an interesting one, the range, or "Fuel Economy" of ICE and Hybrid cars has been questioned by the AAA - the same body that recently questioned the advertised range of a few Electric Cars on the market. But just how has that been reported? Fairly? We think not. An update on Electric Car sales, and the Number 1 Car might surprise you! And how is Stephen enjoying the Porsche Macan - is it an option? We'd love to hear from YOU - so get in touch, 0477 657 657 any time!

Stijn Schmitz welcomes Don Durrett to the show. Don Durrett is Author, Investor, and Founder of Goldstockdata.com. The podcast explores the current state of precious metals markets, with a particular focus on gold and silver's potential future trajectory. Durrett's primary thesis centers on the impending failure of the U.S. bond market, which he believes is the fundamental driver behind gold's current and future price movements. He argues that the massive U.S. government debt, currently at $38 trillion and growing by $2 trillion annually, has created an unsustainable economic situation. This instability is causing investors to lose confidence in U.S. Treasury bonds, with countries like China already reducing their holdings. Regarding gold price targets, Durrett is remarkably bullish, projecting prices between $6,000 and $8,000 per ounce. He bases this projection on historical bull market patterns, particularly comparing current trends to gold's performance in the 1970s and early 2000s. He anticipates that gold will experience significant appreciation, especially when the stock market encounters serious challenges. Silver presents a more volatile prospect, which Durrett describes metaphorically as "little sister" following "big brother" gold. He expects potential shortages and significant price fluctuations, with targets ranging from $100 to $150 per ounce. His investment strategy involves extreme diversification, currently holding 161 stocks with minimal allocation to each to manage emotional risk. Durrett emphasizes that his approach is speculation, not traditional investing. He recommends looking for companies with multiple growth potential - through project development, discoveries, and acquisitions. His website, Goldstockdata.com, provides data and analysis for investors interested in precious metal mining stocks. Critically, Durrett warns that this is a high-risk strategy requiring significant emotional discipline. Investors should be prepared for substantial portfolio volatility, potentially experiencing corrections of 30% or more while maintaining a long-term perspective focused on the anticipated economic reset.

Worldwide Markets – Episode 656 (12 November) Powered by Standard Bank Global Markets and Shyft – the global money app that puts travel, shopping, payments and investments in the palm of your hand

Three industry insiders walk through how startups can set up an employee equity strategy that remains fair as a company grows. Learn more about your ad choices. Visit podcastchoices.com/adchoices

When you think of a cleaning company, you probably imagine a place where employees work under a manager, decisions are made from the top down, and profits go to the business owner. In Vancouver, a worker cooperative called The Cleaning Coop aims to disrupt this model by providing non-exploitative employment, paying a fair wage, and promoting well-being and equality among the workers. We speak with Hayley Postlethwaite, one of the founders of The Cleaning Coop.

SB Nation's Ricky O'Donnell joined the show to discuss the Bulls 6-1 start.

Hour 1 of Jake & Ben on November 5, 2025 The initial College Football Playoff rankings were released last night. BYU checks in at No. 7 and Utah is at No. 13. Are these rankings fair at this point in the season? Top 3 Stories of the Day: Jazz at Pistons tonight, Clayton Keller hits an Overtime Game Winner for the Mammoth, BYU & Utah ranked in CFP Rankings.  NBA Official Pool Reports are stuipd

What happens when the creator of “The Fairly OddParents” and “Danny Phantom” gives his life to Jesus? In this episode, Todd White sits down with Butch Hartman — the legendary animator turned Kingdom creative — to talk about his radical salvation story, his wife's miraculous healing, and how God called him to bring light into entertainment through “The Garden Cartoon” and Butch Hartman Studios. This powerful conversation will inspire you to say “yes” to God's call on your life — no matter what sphere you're in. Whether you're an artist, a parent, or someone just hungry to make an impact, you'll walk away stirred with vision and faith. 

In Episode #34, we explore why trick-or-treating is declining, what makes life in LA unique, and how to get the most out of travel. I discuss relationship teamwork by fairly splitting household chores, plus insights from attending a Toastmasters competition. Learn when to compete, the difference between Toastmasters and paid speaking, how to develop an assertive voice, run better work meetings, and master the art of letting go while learning continuously. CONQUER SHYNESS

On this, the final Paratopia podcast ever--Ever? Ever. You sure, ever? Fairly sure, ever--host Jeremy Vaeni has the perfect end cap to the entire journey. First we hear from long-time pal of The Jeff and The Jer, Tyler Kokjohn, about how best to go about researching ufology, what to expect will come of your work, and his thoughts on post-2017 ufology on the whole. Then we speak with paranormal researcher Allison Jornlin about the ins and outs of what she does, as well as some of her paranormal experiences. Finally, in a chat that will have you laughing, crying, and cheering him on, Cody Ritzmann tells us what it was like growing up Ritzmann and how he's been processing the loss of his parents.  To learn more about Allison's work and book a haunted history tour, check out her super fancy website: https://www.americanghostwalks.com/ While you're at it,  read all about the unsung female figures in paranormal research at her other website here: https://paranormalwomen.com/ Wanna reach out to Cody? Find him on Twitch & Twitter by his singular handle:  Midnite1158 Tyler hates it when I promote his blog. Nevertheless, please read him here: https://syntheticgeneticshakespeares.wordpress.com/      

This week, Skylar sits down with Representative Caroline Fairly, who represents part of Amarillo and the Texas Panhandle in the state legislature. As the youngest woman ever elected to the Texas House, Caroline brings sharp insight, energy, and a grounded perspective to her work. They talk about her first legislative session—what contributed to her success, how her politically engaged father influences her path, and the priorities she's carrying forward for her district and region. It's a thoughtful, candid conversation about leadership, learning, and the next generation shaping Texas politics.

HOLLIE ANTHWAX / THE FAIRLY REGULAR TECHNOID-ISH SHOW #33 ON TOXIC SICKNESS / OCTOBER / 2025 by TOXIC SICKNESS OFFICIAL

The guys from Dawgman.com - Kim Grinolds, Chris Fetters, and Scott Eklund - break down the main talking points after Washington's improbable 24-20 win at previously-unbeaten Maryland Saturday afternoon at SECU Stadium in College Park, MD. It's the first time Washington had come back from at least 20 points on the road since winning at California in 1993. That's crazy, right?  And that was probably the biggest one of them all; how did they go from looking so awful in the first half to so dominant in the second half? And how did they make Maryland, who is a pretty good team anyway, look like they could compete for a Big Ten title in the first half and then completely shut them down for their last four offensive series and make true freshman phenom Malik Washington look positively human? Here are the topics we touched on during our 35-minute recap. - Kim setting the scene and the atmosphere in what was billed as a 'sold out' SECU Stadium, the first apparent sell-out in years.- Why did Washington come out of the blocks like they were sleep-walking?- Demond Williams and how he was able to go from his first-half struggles to second-half dominance.- Did it ever get bad enough to warrant a conversation about giving backup QB Kai Horton a series?- No Zach Durfee and Deshawn Lynch stepping up as the 'next man'.- Offensive line issues, especially on the left side with no Carver Willis to start and John Mills getting hurt during the game.- How winning a game in the manner they did can help UW down the road.- Kim talking with UW Road Captain Todd Bachert and his Dad Bruce.- Final Thoughts. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Quotes can look wildly different at first glance; one bundles taxes and roadside, another separates fees until checkout. This guide walks through how I compare quotes fairly so you can see the real total before you book. Comparing Car Rental Quotes in Ireland What I compared Where prices really diverge Finding the missing pieces If... The post Comparing Car Rental Quotes in Ireland: How to Read Them Fairly appeared first on Ireland Family Vacations.

En esta ocasión recibimos a FairlyGab para conversar sobre la industria del gaming y el streaming en Venezuela, y cómo llegó a ser la streamer más grande del país. Además, hablamos de cómo lidiar con los babosos del chat y de la participación de Belinda en la residencia de Bad Bunny. Si quieres ver más contenido de Escuela de Nada, suscríbete a Patreon. Por solo $6 al mes tendrás acceso a un episodio exclusivo todos los viernes, además de los primeros 200 episodios del podcast y contenido extra de detrás de cámaras y otros formatos. https://www.patreon.com/escueladenada Escúchanos en Spotify https://open.spotify.com/show/4xOM98A8Es30eGevw6tYwe?si=QwORHX8BTMyzKxJOa9_oZQ&dl_branch=1 Y por último, síguenos en nuestras redes sociales: ESCUELA DE NADA  Instagram: https://www.instagram.com/escueladenada/ Twitter: https://twitter.com/escueladenada Tik Tok: https://www.tiktok.com/@escueladenada Facebook: https://www.facebook.com/escueladenada Discord: https://discord.com/invite/S8bYM6A 0:00 Intro 3:45 No entendemos la nueva generación de internet 4:20 ¿Puedes ser streamer con 40 años? 7:58 Ver un stream de Fairly es como un viaje astral 8:55 Ser streamer y estudiar ingeniería  11:30 ¿Cómo le explicas a tus papás que eres streamer? 13:50 Counter Strike une a los GenZ y Millennials 15:55 Los skins de Fornite están completamente desmedidos 17:12 FairlyGab hacía streams en inglés  18:45 ¿Cómo son las fiestas de la TwitchCon? 19:25 Nicki Nicole y Lamine Yamal  20:12 ¿Qué pasa si un menor de edad pierde un vuelo? 21:27 Los babosos del chat de Twitch 22:30 El Dedsafío hizo explotar a FairlyGab 24:32 El mercado gamer en Venezuela 26:30 El equipo de trabajo de FairlyGab es su familia 28:20 Mr Beast ya la perdió totalmente 32:48 FairlyGab aprendió inglés por Minecraft 33:25 Lugares de películas que se convierten en sitios icónicos 38:54 ¿Los colegios religiosos nos lavan el cerebro? 47:34 Educar al público venezolano sobre el mundo del stream 51:13 Necesitas tener carisma para ser streamer 54:00 Cosas que jamás diríamos frente a una cámara  57:26 Los mejores Streamers IRL 1:00:50 FairlyGab odia los chismes entre creadores de contenido 1:05:35 Belinda en la residencia de Bad Bunny Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Chip and Gini discuss how to handle situations when the problems affecting an agency’s client relationship stem from external contacts like procurement, IT, or the sales team. They emphasize treating client contacts as allies and not enemies, and provide strategies to navigate bureaucratic hurdles and internal politics. The discussion covers creative problem-solving techniques such as using MSAs, having biweekly calls with VPs of Sales, and understanding cultural differences. The importance of having a collaborative approach and pre-building relationships to effectively manage challenges is also highlighted. Key takeaways Chip Griffin: “Treat your client contact as an ally, not the enemy.” Gini Dietrich: “We have several clients who have procurement done in another country, and English is not their first language. And so we find that some of the barriers to success are not because of the things that we assume.” Chip Griffin: “When you run up against an obstacle, try to figure out is there a creative way that we can get from here to there?” Gini Dietrich: “We always ask what the threshold is for financial amounts because there’s usually an amount of money that your client contact can approve without it going to procurement or to their boss or whatever happens to be.” Related How agencies should handle procurement and legal How to onboard new agency clients Getting agency-client contracts done right View Transcript The following is a computer-generated transcript. Please listen to the audio to confirm accuracy. Chip Griffin: Hello and welcome to another episode of the Agency Leadership Podcast. I’m Chip Griffin. Gini Dietrich: And I’m Gini Dietrich. Chip Griffin: And Gini, I’ve got this, this invisible guy over here, and he’s telling me what we need to do for this show today. And, and we have to follow it to the letter if we wanna record. Gini Dietrich: Oh, who is it? Chip Griffin: I dunno, but if someone, someone is telling me that we need to, to record an episode about what to do when your problem isn’t the client contact for your agency, but it’s someone else, someone off screen who’s telling them what they have to do and it’s causing problems for your relationship. Gini Dietrich: Oh, someone like procurement or IT? Chip Griffin: Someone like procurement. Mm-hmm. IT, the sales team. Gini Dietrich: Mm-hmm. Chip Griffin: The CEO. Gini Dietrich: Mm-hmm. Chip Griffin: All sorts of people who may not be involved in any of the day-to-day work that our client contacts are doing, but they are just involved enough that they can cause trouble. Gini Dietrich: Mm-hmm. Kind of like me having to tell a client’s VP of sales the other day that we’re not their local Kinkos. Chip Griffin: Yes. Gini Dietrich: Yeah. I actually used those words. Chip Griffin: I mean, to be fair, FedEx Kinko’s now, so you’re, you’re dating yourself, but Gini Dietrich: I, fair, yes, you’re right. But also it got the point across. Chip Griffin: Yes, it got the point across, but, but did it resolve the situation or did they just say Gini Dietrich: It did resolve the situation. Okay, good. Good. I think it made him mad, but he understood that we’re not here to just print the brochures for him. Chip Griffin: Yeah. No, that is, that is not the role of an agency. But no, a lot of times we do have these, these pressures or our, or really it’s our client contacts who feel the immediate pressure, right? They get, they get told by procurement that they have to, to find a way to cut the budget with their agency. They get told by IT that, you know, you can’t do this with email or that with your website or those kinds of things, or there are all these extra hoops to jump through and there’s no budget to pay for all those extra hoops or, I mean, just any number of different things that, that we see as agencies that we have to find some way to deal with. And it’s tough because when it’s our client contact, we can at least have a direct conversation. But when it’s someone who is, who is literally off screen, for most of us, since we’re doing these conversations typically by Zoom these days. Someone offscreen meddling is a lot harder to deal with. So, so what is your advice to an agency owner who says, look, I’ve, I’ve got these challenges and, and my client contact agrees with me, but, but how can I help them to get this across the goal line the way we need to? Gini Dietrich: Yeah, it depends on what it is for sure. I mean, we’ve had the situation where procurement, of course, has wanted us to reduce fees. So then it’s a conversation with the client contact to say, Hey, listen, this is what they’re asking us for. That means we’re gonna have to take this, this, and this out of this scope of work. Typically the client contact can influence that and go down and talk to procurement or send an email or do a support ticket or whatever it happens to be, to be able to influence that. And sometimes they can even elevate it or escalate it above to their supervisor or their supervisor’s supervisor. It just depends. But that’s usually where, usually where we start is saying If we do this, this is what it, this is how it will affect the work that we’re going to do together. And this is what you can expect. And typically they’ll, they’ll go to bat for you. So I would start there for sure. Chip Griffin: Right. I mean, I think that that fundamentally what you’re describing is, is treating your client contact as an ally, not the enemy. Gini Dietrich: Yep. Chip Griffin: And, and it is tough because sometimes when we, when we hear these things, it’s, it’s often, you know, we often put ourselves in the position of wanting to shoot the messenger because that’s who we’re, we’re talking to our client contact on a daily basis. And when they tell us, you know, these are the rules or these are the things we need to do, you know, we, we can get frustrated with them, but we need to remember. Most of the time or many of the times, it’s not them. They, they have the same view we do. And so we need to try to figure out how we can work together to overcome their internal obstacle. And it, and it does mean that, you know, we may need to make some compromises ourself. We may need to, to invest a little bit more time and energy into helping things done. And some of that may be uncompensated time. If needed in order to, to try to, to clear these hurdles. But they are necessary hurdles to clear. Otherwise we may not be able to achieve the results or we may have to, to eliminate some of our profit margin or any number of different problems that we may run into if we’re not willing to invest in the short term in overcoming those difficulties. Gini Dietrich: Yeah. And I would say most of the time people are pretty reasonable. You can, you can say, and usually your client contact is gonna be like, Ugh, this is so frustrating. I can’t have you reduce the scope, right? Because we need to do these things and I’m held accountable to those results. And so, you know, so it, so the…It, it rolls downhill for sure. So usually they will go to bat for you and we’ve had a couple of examples where they’ve had to go to their supervisor and say, Hey, I need you to help me push this through. But for the most part, I think you’re right. If you can use your client contact as the ally, you can usually get things done the way you need it to, to be done. Chip Griffin: And I think the other thing we need to do is, is remind ourselves that, that these unseen actors are by and large, not bad people either. They’re just, they’re, they’re doing their job in the way that they think is best. So, so even procurement, and we all love to dump on procurement. Fairly in my view, because a lot of them are looking just at the numbers and not really, Gini Dietrich: it’s a little challenging. Yeah, yeah. Chip Griffin: So, but, but we need to remember that, that they are people. And so, you know, our first instinct as, as we usually advise on this show, is to treat other people like humans. And, and if you can, try to relate to them. If you can try to, I mean, one of the things I always advise is try to get them in the conversation. Don’t, don’t play a game of telephone because a game of telephone is hard to win. You, you can’t because you know, now you’re just trying to coach up your client contact on, on what they need to say. But you’re not part of the conversation. You’re not, you’re not sure if, if something is getting lost in translation in either direction, frankly. Right, right. And so you really want to try to get to a place where you can get in the same room with whoever, whatever that external force is that’s causing difficulty for your relationship. Gini Dietrich: Yeah, for sure. And I, I think that’s really good advice. I think it’s sometimes I have the tendency to wanna go directly to the source, and you also have to be careful that, that may, from a political standpoint, may not be the right thing. So again, start with your client contact. Say, Hey, I’m happy to help you with this. Or, you know, wanna schedule a Teams call for all three of us, whatever happens to be, but… I’ve also gotten in trouble for going straight directly to the source to say, Hey, like how can we do this? So I would say, bring your client contact in as much as you can until they say, I’m happy for you to take this on, or let me schedule a call, or whatever happens to be. Chip Griffin: Right. Or, or, I mean, I would say just the, the flip side to that is if you get all of you in a room, and I agree, that’s where you should start. If you read that room and there’s some friction between your internal contact and whoever you’re really trying to deal with, then I would try to extract your client contact sooner rather than later. Yes, absolutely. Yes, because sometimes there’s internal politics going on or just personality differences or whatever, and so sometimes you can actually accomplish more if you, if you politely move on from having your client contact in those. It, you really have to, it’s a case by case situation. Sometimes it’s better to have them there so they can see what’s happening and they can either intervene or translate or at least you know, know what’s going on so that they can’t say, well, I don’t understand why you’re not doing this well, ’cause, you know, so and so in procurement told us we couldn’t, or so and so in sales is pushing in this direction. You know, you, you want to try to, to figure out what works in that particular situation. But certainly sometimes taking someone out the room who is part of the, the challenge can be helpful. Gini Dietrich: Yeah. And you said the word translation. I think it, we have several clients who, procurement is done in another country, and so English is not their first language, and so we find that some of the, the barriers to success are because of that and not because of the other things that we assume it is. So we always try to bring in somebody who can translate between us and them. Even if they speak English, you know, English not being their first language, and certainly not the u US culture that we have. You, it’s always good to have somebody in the room or on the, on the teams call that can help kind of finagle those things for you, especially if you don’t speak, you know, the language. And many of, many of the languages aren’t, that we face are not even like Spanish, French. They’re like Arabic, right. Or Chinese. And really, I dunno. Chip Griffin: Well, and, and sometimes it’s not just the language, it’s the culture as well. That Right. That can impact. Right, because there are, yep. There are certain cultures where it, it may be that, that, you know, they will always demand more than what they actually expect. ’cause they’re expecting to, to have pushback and negotiation. There are others where people will just say this, this is what we need. Let’s figure out how to get there. And, and having someone internally who can help you to understand, you know, what are they really asking for? What, what, you know, is this, is this a take it or leave it kind of thing? Or is there room to negotiate, either on, on price or activity or whatever to, to get to a, a happy place. And, and without that knowledge, that can be shared oftentimes by your client contact, it’s not just that you know, that you’re literally speaking different languages. It might be that, that there’s a lot in the, the culture that is different as well, that you need to, to grasp in order to get success. Gini Dietrich: You raised such a good point because there are some cultures who expect negotiation, like that’s just part of their culture. So having that understanding I think is really smart. Because that will help you too, because if they’re expecting you to negotiate, don’t be scared of that. Like go into it to negotiate. It’s kind of fun. Chip Griffin: Right, right. And, and there are, I mean, there are, there are opportunities to negotiate. There are, you know, knowing the motivations of the people. Sometimes you’re dealing with a department that are, you know, absolute rule followers, right. You know, if you, if you, if you talk with most IT professionals for example, they’re like, well, our policy says this and, and there’s no real easy wiggle room there. But sometimes you can have a rational conversation with them if you try to find alternatives. And instead of saying, well, we have to do that. Well, well, what if we tried this instead? Is there some other… Is there some other path that that might get us? Mm-hmm. To the same result? Mm-hmm. Or try to help them to understand why this really isn’t the risk that you think it is. I mean, I’ve, I’ve done in the past a lot of negotiations with defense contractors and those sorts of things, and they often have a whole litany of security procedures that you need to, to follow and that kind of stuff, and, and then, you know, you sometimes sit with them and say, well, look here, we’re not dealing with any sensitive information here. Right. This is all. This is all public media information. There’s nothing here that, that needs that level of protection. So is there, perhaps, you know, can we perhaps reach some accommodation? Or sometimes procurement will say, you need to carry an insurance policy for, you know, vehicular accidents. And I’m like, well, why? Like, I’m, I’m never gonna be driving for this contract. So that doesn’t really make any sense. And, and oftentimes that’s like construction firms, right? Where, you know, most of their vendors have some sort of a, a physical presence or something like that. And so you need to, to be able to have those rational conversations and say, okay, I understand this is your policy, but, but let’s talk through how might this actually apply to us and our situation. Gini Dietrich: Yeah, I think that’s really smart. And one of the things that we’ve started doing is, especially with the, the big, big companies is becoming part of their network. So anything that we do, any information that we share goes through their network. We all have email addresses that are our client, that have our, that end in our client’s, URL. We have access to their teams environment, you know, so we, we, for all intents and purposes, are part of their organization just for distributing information and nothing can come to our side, because they’re worried about IT and security. Right? And another thing is, is that we’ve, we always ask what the threshold is for financial amounts because there’s usually an amount of money that your client contact can approve without it going to procurement or to their boss or whatever happens to be. So we always find out what that is and see if we can work within those constraints. And sometimes we split up scope of work so that it falls underneath that threshold so that our client contact is the one who gets to approve it and it doesn’t have to go through all these other hoops and and hurdles. Chip Griffin: Right. And a lot of time it is also yet another argument for what we generally advocate for here, which is having a master services agreement plus individual statements of work. Yep, yep. So a lot of these things get dealt with just once when you do that master services agreement. That’s right. And now you’ve got a lot more potential wiggle room to deal with issues later on. Because you’re not having to, to introduce as many people for renewals and all of that kind of stuff. And, and it’s, it’s why I’m such a big supporter of the evergreen MSA with, and just hang off individual SOWs as needed. Gini Dietrich: Yes. Yes. I totally agree with that. We have one master of services agreement and we alphabetize our SOWs and I think we’re on AO right now for the year. So yeah, that, you know, that just tells you like how we’re able to do that without having to go through that whole rigamarole every single time. I mean, if we had to do that for all of those… I wouldn’t be able to get my day job done. Chip Griffin: Right. Well, and and your your point about, you know, understanding, you know, what are some of the thresholds internally for things, it’s really helpful for you to, to do some of that creative problem solving with your client contact. And when you run up against an obstacle, or something like that, you know, trying to figure out is there a creative way that we can get from here to there? Yep. Yep. And that might be by becoming part of their email system. It might be by have coming under a financial threshold. It might be by doing something through some affiliated organization. You know, maybe, maybe you become a subcontractor to someone else who’s already dealt with a lot of that kind of stuff. And you know, there’s a lot of different options that that can help you. To solve these issues. It won’t solve every one of them. Sometimes you have to deal with them head on, but if you can find ways to creatively get around those obstacles, that can be really helpful. Gini Dietrich: Yeah, I know that a lot of the big companies have usually an agency of record and will the, the AOR can bring in smaller agencies under their umbrella so that you don’t have to deal with those kinds of things. So if that, you know, I would ask that question. Does it make more sense for us to come under the AOR? And in most cases, the agency of record is set up to, to handle that so that. You know, it makes, it makes it easier for the client to hire the teams that they want without the teams having to do all the insurance and all of the vehicular accident insurance and things that you really don’t need, but it prevents you from having to do that kind of stuff. So that’s another question you could ask is, is there an AOR that we could umbrella underneath. Chip Griffin: Right. So we, we’ve talked mostly about policy driven or financially driven obstacles from outside, but there are other, there are more strategic obstacles that can arise as well, or even tactical ones. And that typically comes from other business units. Particularly sales teams or senior executives who are not necessarily directly involved in your day-to-day work. And, and those can be sometimes a little bit trickier to deal with because you’re not dealing, I mean, there, there’s some benefit to dealing with black and white policy, right? Because now you can figure out, okay, how do we, how do we deal with these? Mm-hmm. When you’ve got a sales team saying, well, you’re not, this is not accomplishing enough, or this is not generating the right kinds of leads, or whatever it may be. That can sometimes be a little bit more challenging argument because it does, it often becomes a little bit more subjective. It often becomes a little bit more, you know, based on opinion as to, to what the best path forward is. And so that can be a challenging one to deal with because, you know, now you’re, you’re dealing with things that are not as, as clear cut and you can just reach a simple resolution. Gini Dietrich: Yeah, I mean, I am a big believer in the account lead, having a relationship with the sales lead. In some cases that might be the agency owner. You know, I have a really good relationship with at least three VP of sales for our clients, and I have biweekly calls with those guys to make sure that we’re on the same page, we’re doing the right things. I also have a relationship with one where I can tell ’em we’re not their Kinkos and we’re not here to print brochures. But I, I’m a strong believer in that. And I know we also talked last week about my process of doing quarterly assessments, and I think both of those things help in those kinds of relationships because now you have that ongoing relationship with sales. Who can, who you can say, let’s test this, or let’s test that. Or you know, you were in our quarterly assessment and we agreed to these things. Do you wanna keep going or do you wanna move to focus on that? And I will say that in some cases, especially, you know, if you’re working with a mid-sized company, the sales leader is constantly being, you know pressured to do more sales. And sometimes they’ll come and say, I just got my sales number increased by 20% and I need your help to do that. And I understand that it wasn’t part of our quarterly assessment. What can you do to help? So, you know, having those relationships and those on ongoing conversations I think helps a ton. Chip Griffin: And I, I think a lot of the same advice that we offered earlier in this conversation applies. Treat them as human. Don’t view them as the enemy, and instead say, okay, you know, I, I understand your challenge. How do we get there? And too often I see in organizations it’s, I think it’s fairly common for marketing to blame sales. Sales to blame marketing and sales and marketing both blame product or client service or whomever. Sure. May be in that particular organization and, and none of that is helpful because you are all on the same team ultimately. And so you need to try to find ways to work together and figure out, okay, how can we get the best possible outcome? Yes. And if it’s simply marketing saying, well, sales isn’t doing a good job of closing. Or sales saying, you’re not giving me enough good quality leads, that’s not helpful. Have a conversation, figure out, you know, why is it not achieving the results that, that you want or that executives want? Are, are those results even possible? If so, how do we get there? Is it changing our ideal client profile? Is it changing some of our tactics? Is it investing differently? There’s a lot of ways that you can get there, but it needs to be done collaboratively. And so in those cases, I strongly encourage you to work with your client contact to bring those other parties into the room and have a candid conversation. Yeah, yeah. And talk through what’s possible and honestly what isn’t. I mean, sometimes there are unrealistic views of what can be done. You know? Oh, let’s, you know, let’s double our leads next month. Okay. Well. How are we gonna do that? Mm-hmm. You know, you don’t just wave a magic wand say, okay, we’re gonna Gini Dietrich: Right. Woo, double your leads. Woo. Chip Griffin: We’re gonna, we’re gonna send you twice as many SQLs next month as last month. Or all of a sudden we’re gonna get, you know three times the earned media coverage. So sometimes it is just you really have to educate. This is not possible to do this on this timescale and instead talk about what is possible on that short timescale and what it would take to get to some of those more ambitious numbers. But you can only do that if you are having a real conversation in the room or if you’re talking with your client contact and saying, what do you need from us? How can we help you to have this conversation? Because sometimes they, they can’t or won’t bring the agency directly into the conversation. That’s your ideal. But you may just need to try to coach up, educate and provide resources to your client contact so that they can carry the water forward. Gini Dietrich: Yeah. You know what, last week we talked about. Not doing proposals for free and not giving away all your ideas and, and creating a sort of discovery phase in your process so that you’re getting paid for your ideas. And I think that’s part of this is part of that, which is as you’re doing your discovery and having conversations. It’s not just with the CEO and the CFO and the CO, like bring in the sales team, bring in the IT team, bring in members from those other customer service, the other teams that are gonna help you do your job. And not only that, but understand the culture and the organization better. Start to build those relationships in the beginning so that when these things happen, and they inevitably do happen, that you have those relationships already built and can have those really have really good, robust collaborative conversations. Chip Griffin: Right. I mean, that, that’s a, that’s a great point is to, to make sure that those relationships are not the kind of thing that you only think about when you’ve got these challenges arising. Yeah. They, they need to be pre stocked, if you will. I, I will say that, that I had a mild moment of panic when you said last week we talked about, and I’m like… I can’t remember what we talked about last week. Thank you. So thank you for elaborating on that. So I was not Gini Dietrich: So you may remember. You’re welcome. Chip Griffin: And I, and I realized that last week in our universe for this is only like four days ago, Gini Dietrich: Two days ago. Yes. Chip Griffin: Because of some scheduling anomalies. But yeah, my, my elderly brain was not able to remember that. Gini Dietrich: I think it’s ’cause you’re overly tired. Chip Griffin: Uh, that’s possible. It happens. Yeah. Plus I’m old, so there’s that too. On that note, I think, before I forget what we’re actually talking about here today, we’ll just draw this episode to a close. I think we’ve offered some useful tips that hopefully will help you to navigate some of these difficult challenges. And, and meanwhile, I’m gonna go talk to the invisible man and see if I did a good enough job that, that we can continue this show moving forward. Gini Dietrich: Maybe we’ll get a raise. Ask for a raise too, please. Chip Griffin: I mean, I just, I just, I don’t, I don’t want him to cancel the show, that’s all because I, I do enjoy recording this, even if I can’t remember what we talked about. So on that note, I’m Chip Griffin. Gini Dietrich: I’m Gini Dietrich, Chip Griffin: and it depends.

Today, a conversation with Tristra and Mansoor Rahimat Khan, the founder and CEO of Beatoven.ai. an ethically trained music generator that was built in partnership with hundreds of artists. They talk about the inspiration behind Beatoven and dive into the nitty gritty of how and why Beatoven works in collaboration with musicians to secure fully licensed content.   News! How Visa Issues Are Threatening Artists' Careers — And the Music Companies That Work With Them   Trump administration, China reach ‘framework' for deal to keep TikTok operating in the US (report)   Everything Meta announced at Connect 2025: Second-gen Ray-Ban Meta, Oakley Meta Vanguard and Meta Ray-Ban Display   The Music Tectonics podcast goes beneath the surface of the music industry to explore how technology is changing the way business gets done. Visit musictectonics.com to find shownotes and a transcript for this episode, and find us on LinkedIn, Twitter, and Instagram. Let us know what you think!    Get Dmitri's Rock Paper Scanner newsletter.  

Fed Chair Jerome Powell took the podium on Tuesday to gives his latest take on the economy. Included in his comments was referring to stocks as "fairly highly valued." Kevin Hincks talks about how the investors will digest the statement on Wednesday's session and into the rest of the week. He later tackles the uptick in mortgage applications and what it signals for the housing market.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Leila Rahimi, Marshall Harris & Mark Grote discuss if Caleb Williams gets treated fairly in the National media and fans in the city.

Take our free English-level quiz here to find out what your current English level is.  Do you love All Ears English?  Try our other podcasts here: Business English Podcast: Improve your Business English with 3 episodes per week, featuring Lindsay, Michelle, and Aubrey IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Jessica Beck and Aubrey Carter Visit our website here or https://lnk.to/website-sn If you love this podcast, hit the follow button now so that you don't miss five fresh and fun episodes every single week.  Don't forget to leave us a review wherever you listen to the show. Send your English question or episode topic idea to support@allearsenglish.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today - John discusses Trump ordering the US National Parks Service to reinstall a statue of Confederate military officer Albert Pike in Washington, DC. Protestors tore it down in the wake of the George Floyd protests against police brutality and racial injustice on Juneteenth in 2020. He also talks about the latest in the Texas gerrymandering debacle with Governor Greg Abbott saying democrats have until Friday to return to the statehouse or face expulsion. More than 51 Democratic members of the Texas House left the state, aiming to deny the chamber a quorum and prevent passage of the proposed gerrymandered Republican map before a scheduled floor vote. Then, he chats with Professor Corey Brettschneider about the supreme court paving the way for Texas's gerrymandering mess and the overuse of the shadow docket in the Supreme Court to hide reasoning behind the court's decisions. These decisions are typically made with limited briefing, no oral argument, and often without full explanation, leading to concerns about transparency and the potential impact on legal precedent. Then, John welcomes back Rev. Barry Lynn who is an ordained minister in the United Church of Christ and served as the executive director for Americans United for the Separation of Church and State until his retirement in 2017. They talk about Texas gerrymandering, Ghislaine Maxwell, and churches now being able to endorse candidates. Then finally, he plays clips from the recent Nebraska town hall where Republican congressman Mike Flood was booed by constituents. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.