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Break through your Keto plateau with a free consultation call here: https://www.ketobodybuilding.com/callMost of what you've been told about nutrition is a lie designed to sell you something. The health industry thrives on creating problems like diet myths and nutritional noise so they can sell you the solution, but the simple truth to better health is easier than you think. In episode 861 of the Savage Perspective Podcast, host Robert Sikes is joined by Dr. Anthony Beck to expose the fear-mongering and misinformation in the wellness space. They discuss the real story behind popular trends like biohacking, peptides, TRT, and hormone replacement. Dr. Beck explains why you must establish your own health baseline using objective data and biomarkers before trying any diet like keto, carnivore, or vegan. This conversation reveals why your genetics and unique story are more important than any trend and provides a clear path to understanding your body's true needs without the confusing advice.Follow Dr. Beck on IG: https://www.instagram.com/dranthonygbeck/Get Keto Brick: https://www.ketobrick.com/Subscribe to the podcast: https://open.spotify.com/show/42cjJssghqD01bdWBxRYEg?si=1XYKmPXmR4eKw2O9gGCEuQChapters0:00 - Why Modern Nutrition is So Confusing1:20 - Dr. Beck's Origin Story: From Trailer Park to Health Expert3:58 - The Longevity Trend: Who Decides What's "Cool" in Health?6:13 - The Critical Mistake in Your Health Strategy8:16 - The Foundational Truths of Human Health We All Need11:51 - Are We Moving Away From Fundamental Health Truths?14:21 - The Fundamental Truth of Human Nutrition18:25 - Why "Feeling Good" Is a Deceptive Health Metric22:22 - Dr. Beck's 2-Step Process to End Health Confusion26:51 - How Dr. Beck's Protocol Works28:22 - The Problem with Mainstream Genetic Testing31:02 - How Often Should You Retest Your Biomarkers?34:08 - The Dangers of Chasing Feelings Over Facts36:44 - Is the Peptide & TRT Trend a Bubble?39:39 - A Message From Robert Sikes41:23 - Adapting Your Health Strategy as You Age43:18 - Which Health Bubbles Are About to Burst?44:40 - Why You Need to Establish a Health Baseline47:34 - Using "Gear"? How to Support Your Body50:11 - The Single Most Important Factor for a Healthy Diet53:05 - How to Determine Your Ideal Macros Based on Data54:51 - The "Set It and Forget It" Diet Mistake57:33 - How Your Diet Shapes Your Body's "Walls"59:04 - How to Get Support with Your Test Results1:01:15 - A Behind-the-Scenes Look at the Lab Results1:04:15 - Why You Need to Establish a Health Baseline1:06:39 - The Best Way to Set Your Fiber Goal1:08:51 - The Easiest Way to Diversify Your Microbiome1:12:05 - Why Robert is an Interesting Use-Case for This Test1:14:21 - Where to Get Dr. Beck's Test1:15:03 - Where to Find More From Dr. Beck
In this episode of Innovation Meets Leadership, host Natalie Born sits down with Braydan Young, B2B tech entrepreneur, co-founder of Sendoso, and founder of Slash Experts, to unpack what innovation really looks like inside early-stage startups.Braydan shares hard-earned lessons from building and scaling multiple companies—covering everything from replacing traditional sales demos with peer-to-peer trust, to navigating rapid product cycles, delegation, feedback culture, and decision-making under uncertainty. [00:00 – 01:22] Welcome & Braydan's Founder JourneyIntroducing Braydan Young and his background in B2B tech startupsFrom Sendoso to Slash Experts: why early-stage building still excites him[01:23 – 03:08] The Idea Behind Slash ExpertsHow customer “back-channeling” inspired a new go-to-market modelTurning real customers into trusted sales advocates[03:09 – 04:31] The Educated Buyer & Faster Sales CyclesWhy buyers now complete most of the sales journey before a demoHow trust accelerates deals and reduces friction[04:32 – 06:09] Scaling Principles: Delegation & FocusWhy founders can't (and shouldn't) do everything themselvesTrusting your team without micromanaging[06:10 – 07:48] Tools, Chaos, and Personal ProductivityClickUp, handwritten to-do lists, and managing multiple workflowsWhy speed matters more than perfection[07:49 – 09:55] Staying Innovative as a Small, Scrappy TeamWhy small teams outperform large ones at innovationRadical transparency: sharing board decks, finances, and goalsTreating employees like owners from day one[09:56 – 12:22] Rapid Product Development & Weekly ReleasesHow product cycles have shifted from quarterly to weekly releasesThe impact on sales enablement, marketing, and customer experienceWhy staying aligned internally is harder—but more critical—than ever[12:23 – 14:47] Curiosity, AI, and Learning at SpeedUsing AI tools to synthesize information fasterBuilding curiosity into hiring and company cultureWhy innovation requires awareness beyond your immediate market[14:48 – 17:26] Innovation, Risk, and Hypothesis-Driven LeadershipTreating decisions as hypotheses—not fixed truthsAsking the uncomfortable question: “Where are we failing?”Why early customers are your greatest innovation partners[17:27 – 20:52] Feedback, Failure, and Healthy CulturesWhy most organizations avoid real feedbackTurning failure into actionable learningCreating a culture of candor without ego defensiveness[20:53 – 22:45] Balancing Innovation with Day-to-Day ExecutionSprinting between customer work, prospecting, and internal systemsStructuring focus as teams grow toward 50+ peopleKnowing when your operating model must change[22:46 – 24:51] Growth Inflection Points & Company ValuesLessons from hypergrowth at SendosoWhy values must be defined before rapid hiringHelping people self-select into (or out of) your culture[24:52 – 26:34] Final Takeaways & Where to ConnectLeadership lessons from multiple startup cyclesBalancing ambition, family, and sustainable performanceWhere to find Braydan and learn more about Slash Experts“Product-market fit isn't a milestone—it's a question you should be asking on every call.” – Braydan Young“Your first customers stick with you because they believe in the idea, even when you're still breaking things.” – Braydan Young“If you're not asking where you're failing, you're probably missing your biggest opportunity.” – Braydan YoungLinkedIn: Braydan Young – linkedin.com/in/braydanyoung/Website: slashexperts.com
In this episode of Innovation Meets Leadership, host Natalie Born sits down with author, keynote speaker, and former executive Scott Millson to explore what it truly means to operate at the Frequency of Excellence. Drawing from decades of leadership experience—from the U.S. Navy to global consulting—Scott shares how excellence isn't accidental, but something leaders must intentionally tune into every day.Together, Natalie and Scott unpack how curiosity, mentorship, presence, and self-awareness shape high-performing leaders and teams. From recognizing when organizations start to drift, to understanding how leaders act as emotional force multipliers, this conversation offers practical insights for leaders who want to elevate standards, strengthen culture, and build influence that lasts beyond titles and roles.If you're ready to stop operating on autopilot and start leading with clarity, curiosity, and purpose, this episode will help you tune into the signal that drives real excellence.[00:00 – 01:10] Welcome & Introducing Scott MillsonScott's background as an executive, author, and leadership coach.Introducing Frequency of Excellence.Why leadership today requires deeper intentionality.[01:11 – 05:58] Why Scott Wrote Frequency of ExcellenceGratitude, mentorship, and life's “second curve.”Turning 30 years of lessons into a book.Sharing wisdom instead of keeping it locked away.[05:59 – 12:30] What It Means to Tune Into ExcellenceExcellence as a “frequency” leaders must tune into.The radio metaphor for mindset and awareness.Learning to speak with purpose and intention.[12:31 – 14:06] Leaders as Force MultipliersWhy team behavior mirrors leadership behavior.“Calm is contagious” in high-pressure environments.How leaders amplify culture—good or bad.[14:07 – 17:34] Mentorship, Especially for Women LeadersThe impact of female mentors on Scott's career.Why mentorship should be organic, not forced.The mentorship gap and how to close it.[17:35 – 20:31] Choosing People Over PositionsWhy leaders should choose a leader, not just a job.Surrounding yourself with people who elevate standards.Addition through subtraction in relationships.[20:32 – 23:25] Raising Your Leadership StandardWho you surround yourself with shapes your future.Reflection as a leadership habit.Aligning with people who operate at excellence.[23:26 – 25:15] Curiosity as a Leadership SuperpowerWhy curiosity is underused in leadership.Being truly present with others.Making curiosity your leadership advantage.[25:16 – 27:48] Better Questions, Better LeadersWhy “What do you do?” is the wrong question.Asking what excites and motivates people.Listening instead of waiting to talk.Quotes – from Scott“Excellence surrounds us, but we have to be tuned into the right frequency to pick it up.” – Scott Millson“As leaders, we are force multipliers. Our behavior gets amplified through our teams.” – Scott Millson“Curiosity is the most underutilized superpower leaders have.” – Scott MillsonGuest Links for Scott MillsonLinkedIn: https://www.linkedin.com/in/scott-millson/Website: https://scottmillson.com/Book: Frequency of Excellence (Available on Amazon, Barnes & Noble, and major retailers)If this conversation resonated with you, leave a review and share this episode with a leader who's ready to raise standards, lead with curiosity, and tune into the Frequency of Excellence.
(00:00:00) Opening (00:01:25) A Piece of My Mind (00:08:10) Pancho Guero My Insane FL Nephew (00:22:51) St. John's Co. FL Deputy Goes Viral For Handcuffing Runaway Emu (00:27:44) “Uber Eats” Robot's Final Delivery Ends Crushed Under Train (00:33:30) Foreign tourist wraps himself in bananas to feed wild monkeys in Vietnam (00:38:00) RoboCops On Patrol, In Traffic, In China (00:42:35) ER Doctors Share the Most Ridiculous Sex-Related Injuries They've Seen (00:52:56) Shoplifter Put Shotgun Shell in Mouth & Tried to Set It off with a Lighter Before Cops Intervened (00:57:21) FL Masseuse Tries To Avoid Arrest By Pooping "Towards" Police (01:05:23) Ask Pancho (01:20:52) Insane Game Show (01:39:48) Coming Next Episode (01:51:11) Closing Florida and stupidity go hand-in-hand and this week there's plenty of proof, starting with the law enforcement officers. One officer had to do something he was never taught in police academy: Handcuff...or maybe it was "leg-cuff" a runaway emu. Law enforcement in Vietnam encountered a sight they've not ever seen before: A tourist wrapped head to toe in bananas acting as a feeder for wild monkeys. Another FL cop trying to take a suspect into custody first had to take away the lighter he was holding up to the 12-guage shotgun shell the suspect was holding--in his TEETH. My Insane FL Nephew, "Pancho Guero" also talks about a FL cop that was being "ass"-saulted in the line of "doody".In this Weekend Episode...[A Piece of My Mind…] A 4-y/o is Getting Death Threats…Over NFL Predictions?????St. John's Co. FL Deputy Goes Viral For Handcuffing Runaway Emu“Uber Eats” Robot's Final Delivery Ends Crushed Under TrainForeign tourist wraps himself in bananas to feed wild monkeys in VietnamRoboCops On Patrol, In Traffic, In ChinaER Doctors Share the Most Ridiculous Sex-Related Injuries They've SeenShoplifter Put Shotgun Shell in Mouth and Tried to Set It off with a Lighter Before Cops IntervenedFL Masseuse Tries To Avoid Arrest By Pooping "Towards" PolicePancho tackles some tough questions from a waitress at a bar who sees a co-worker, who is a struggling single mom skimming credit cards but is having second thoughts about snitching, and a husband who says his his wife is being influenced by a "health nut" co-worker in giving their kids less food. Play along with Pancho in this week's Insane Game Show to see if you can guess the 5 different mindbenders on some current statistics! Become a supporter of this podcast: https://www.spreaker.com/podcast/insane-erik-lane-s-stupid-world--6486112/support.Real-time updates and story links are found on the TELEGRAM Channel at: https://t.me/InsaneErikLane (Theme song courtesy of Randy Stonehill, ”It's A Great Big Stupid World”. Copyright ©1992 Stonehillian Music/Word Music/Twitchin' Vibes Music/ASCAP) Order your copy on the Wonderama CD from Amazon!This episode includes AI-generated content.
In this episode of Innovation Meets Leadership, host Natalie Born sits down with Clifton Dickens, a seasoned information security leader with over 30 years of experience spanning cybersecurity, IT audit, governance, and organizational leadership. This conversation goes beyond technology to explore how leadership mindset, diversity of thought, and healthy conflict directly impact innovation, decision-making, and long-term organizational resilience.Clifton challenges leaders to rethink how teams are built, how processes are designed, and why discomfort is often a signal—not a threat. From recognizing fragile leadership structures to reframing governance and security as strategic advantages, this episode offers practical wisdom for leaders who want stronger teams, smarter systems, and outcomes that actually work for everyone they serve.[00:00 – 03:30] Introducing Clifton Dickens & the Evolution of LeadershipClifton's 30+ years in information security and IT leadership.Why leadership today must account for changing workforce expectations.Passion, flexibility, and purpose as drivers of modern work.[03:31 – 07:00] Vision, Creativity, and Thinking Beyond the BoxWhy innovation starts with the ability to imagine what doesn't exist yet.The importance of childlike curiosity and asking “why.”How overconfidence and “knowing it all” can stall innovation.[07:01 – 10:30] Identifying Fragile Leadership and Team StructuresEarly warning signs of weak culture and vulnerable leadership systems.Why groupthink is one of the biggest risks inside organizations.The role of leaders in inviting honest input—not silent agreement.[10:31 – 14:30] The Power of Healthy ConflictWhy the best solutions come from differences of opinion.Reframing conflict as constructive friction rather than negativity.How avoiding conflict leads to products and systems that fail in the real world.[14:31 – 17:30] Governance, Compliance, and Security as Strategic AdvantagesWhy leaders often react emotionally to words like governance and compliance.How security and controls accelerate performance when framed correctly.Protecting critical data as both risk management and competitive advantage.[17:31 – 21:30] Process, Accountability, and Organizational ControlWhy leaders must understand where effort, labor, and energy are going.How documented processes create clarity and accountability.Clifton's approach to periodically re-engineering team processes.[21:31 – 24:30] Diversity of Thought Drives Better OutcomesWhy homogeneous teams create solutions for only a small percentage of users.The danger of designing for comfort instead of effectiveness.How inclusive teams create products and systems that work for everyone.[24:31 – 28:00] Final Leadership TakeawaysWhy leaders must look at the organization from the top down.Understanding contribution, control, and direction.Where to connect with Clifton and continue the conversation.Quotes“If everyone thinks the same way, that's a sign something is wrong.” – Clifton Dickens“The best solutions usually come out of some sort of conflict.” – Clifton Dickens“Innovation starts with asking ‘what if, even when the answer makes you uncomfortable.” – Clifton DickensConnect with Clifton DickensLinkedIn: Clifton Dickens https://www.linkedin.com/in/cliftondickens/If this conversation resonated with you, leave a review and share this episode with a leader who's ready to build stronger teams, embrace diverse perspectives, and rethink how systems actually work.
In this episode of Innovation Meets Leadership, host Natalie Born sits down with executive coach, former diplomat, and author Rene Sonneveld for a powerful conversation about leadership, innovation, and the unseen forces that shape both.Rene explores why innovation doesn't begin with strategy decks or brainstorm sessions—but with the courage to name what everyone feels and no one is saying. From family enterprises to executive teams, he explains how unspoken fears, emotional blind spots, and “elephants in the room” quietly block creativity and decision-making. This episode is a must-listen for leaders navigating complexity, legacy, and high-stakes conversations—at work and at home.[00:00 – 02:30] Innovation Begins Where Certainty EndsWhy innovation often emerges from confusion, fear, and discomfort—not clarity.Rene's global experience working with leaders and enterprise families.The link between emotional honesty and transformational leadership.[02:31 – 05:50] The Elephant in the Family RoomWhat leaders lose when they avoid naming the real issue.How trapped energy and unspoken tension collapse creativity.Why this dynamic shows up in families, boards, and executive teams alike.[05:51 – 09:40] Leaders Don't Have Decision Problems—They Have Emotion-Naming ProblemsHow fear hijacks the nervous system and shuts down innovation.Fight, flight, or freeze responses in leadership settings.Why regulation—not fearlessness—creates better decisions.[09:41 – 13:30] “Flipping the Lid” and the Amygdala HijackHow psychological threats trigger reactive leadership behavior.Why leaders say “the wrong thing” under pressure.The importance of pausing, breathing, and naming emotions to restore clarity.[13:31 – 16:40] Naming Fear as the Gateway to BreakthroughWhy innovation cannot thrive in environments of fear or walking on eggshells.How truth-telling frees energy and reactivates creativity.A real-world example of long-stuck family dynamics unlocking new possibilities.[16:41 – 19:20] Authenticity, Messiness, and Modern LeadershipWhy authenticity is becoming increasingly rare.The cost of performative leadership—especially in the age of social media.Why innovation flourishes when leaders allow complexity and humanity.[19:21 – 22:50] Stories, Identity, and the Lids We Put on OurselvesHow internal narratives limit leadership capacity.Why the lies we believe quietly cap innovation.Reframing leadership as presence, not perfection.[22:51 – 25:10] Ecosystems That Support InnovationWhy environment matters—at work and at home.The connection between place, pace, and creative capacity.Designing a life and leadership context that allows innovation to breathe.[25:11 – 27:40] Final Reflections: Innovation as a PracticeWhy innovation is not a performance—but a daily practice.Rene's parting message on courage, imagination, and trust.How naming truth transforms fear into possibility.Quotes“Innovation doesn't start with what we put on paper. It starts with naming the things we are most afraid to say.” – Rene Sonneveld“Most leaders don't have decision-making problems—they have emotion-naming problems.” – Rene Sonneveld“Naming isn't confrontation. Naming is liberation.” – Rene SonneveldGuest LinksWebsite: https://www.renesonneveld.com/Book: The Elephant in the Family Room – Managing the Complexities of Legacy BusinessIf this conversation sparked something in you, trust that spark—because innovation starts there.Leave a review and share this episode with a leader who needs the courage to name what's been left unsaid. And don't forget to check out Natalie Born's book, Set It on Fire: The Art of Innovation, available now at setitonfire.co—a powerful guide for leaders ready to break patterns and transform how innovation actually happens.Visit innovationmeetsleadership.com and connect with us on LinkedIn, Facebook, Instagram, X, and YouTube.Don't just get out of the box—break the box and set it on fire.Let's go transform something!
In this episode of Innovation Meets Leadership, host Natalie Born welcomes back Ron Crabtree—founder and CEO of MetaOps and MetaExperts, global process improvement leader, and one of the most respected voices in Lean and operational excellence. This conversation takes a deep dive into value stream mapping, a powerful visual methodology that helps leaders uncover hidden inefficiencies, reduce cycle time, improve quality, and identify the smartest opportunities for digitization and AI.If you want a clearer view of where your business is wasting time, losing money, or missing value, this episode is your blueprint.[00:00 – 03:00] Why Value Stream Mapping Still MattersRon returns to discuss deeper layers of process improvement and Lean thinking.Deming's foundational principle: If you can't describe your work as a process, you don't know what you're doing.Value stream mapping as a visual + data-driven methodology to understand workflow end-to-end.[03:01 – 07:00] Defining the Mission: What Problem Are We Solving For?Understanding the organizational challenge: cost, quality, speed, or customer experience.Toyota's SQDCMP hierarchy (Safety, Quality, Delivery, Cost, Productivity, Morale).Selecting the scope and granularity of a mapping effort based on the business challenge.[07:01 – 10:00] Where Digitization and AI Fit InWhy not all automation opportunities are equally valuable.Using value stream mapping to identify high-ROI areas for digitization and AI.[10:01 – 14:00] Beyond Manufacturing: Value Stream Mapping for Any IndustryHow even non-technical environments—like historical sites—benefit from mapping their visitor and customer journey.[14:01 – 17:00] Swim Lanes, Roles & the Hidden Complexity in HR ProcessesUsing swim lane diagrams to visualize handoffs, approvals, and compliance requirements.A real-world hiring example showing a six-month cycle time inside a government agency.[17:01 – 20:00] The Power of Hard Numbers in Decision MakingWhy mapping requires both visuals and data to measure true performance.Ron's example from a defined benefits company: identifying the percentage of time spent on rework, verification, and corrections.[20:01 – 23:00] When Processes Are Physically InefficientHow spaghetti diagrams expose unnecessary movement, travel time, and equipment downtime.Distinguishing internal vs. external activities to reduce waste during machine setup or maintenance.[23:01 – 26:00] The University Email Story: From 17 Steps to ZeroA university's onboarding process involved 17 steps and two weeks of delays.A powerful demonstration of innovation + efficiency working hand in hand.[26:01 – 27:00] Efficiency vs. Innovation: Why Leaders Need BothMany companies over-index on either efficiency or innovation—but not both.Understanding your value stream helps leaders see where inefficiencies hinder innovation.Ron shares where listeners can find his work, his podcast, and how to connect.Quotes“If you can't describe what you're doing as a process, you don't know what you're doing.” – Ron Crabtree“Value stream mapping helps you see where to apply digitization and AI with laser focus.” – Ron CrabtreeConnect with Ron CrabtreeWebsite: metaexperts.comLinkedIn: Ron Crabtree, MetaOps & MetaExpertsPodcast: MetaExperts Workforce ExcellenceIf this conversation inspired you, leave a review and share this episode with a leader who's ready to rethink how their organization creates value.
In the quest for better water quality, farmers and city residents share a vital common goal: protecting our shared water resources by managing runoff. Host Jamie Duininck speaks with Ann Zawistoski and Sophie Wicklund of the Adopt-a-Drain program to draw a direct line between agricultural and urban water management practices. Just as farmers use practices like buffer strips, bioreactors, and controlled drainage to minimize nutrient loss, our “city cousins" clean their local storm drains to prevent urban pollutants like leaves and debris from entering waterways.Adopt-a-Drain empowers the public to take responsibility for stormwater management, recognizing that urban stormwater runoff is a major source of water pollution. The program encourages residents to adopt a storm drain near their home and clean it just twice a month. This simple, hands-on approach transforms the public's understanding of their impact on the watershed, leading to broader behavioral changes. The collective results prove the power of individual action, with over 30,000 adopted drains and nearly one million pounds of debris removed across the country. Tune in to discover the powerful parallels between urban and agricultural water quality practices and how community engagement is successfully working toward clean water for everyone.Chapters:00:00 Introduction00:36 Adopt-a-Drain Guest Introductions01:57 The Urban Stormwater Challenge04:00 How the Adopt-a-Drain Program Works05:40 Nearly 1 Million Pounds of Debris Removed06:35 Behavior Change07:50 Adopt-a-Drain's Origins and Inspiration10:52 Why Small, Frequent Cleanings Make a Big Difference13:56 Engaging Participants Year-Round15:53 Funding and Partnerships19:42 The Parallels to Ag Water Management25:39 Expanding the MovementRelated Content:#138 | Set It & Forget It... Making Controlled Water Management Accessible with Agri Drain#56 | A More Efficient Approach to Water Quality: Batch and Build#14 | Opportunities in Water QualityAdopt-a-DrainFind us on social media!Facebook Twitter InstagramListen on these podcast platforms:Apple Podcasts Spotify YouTube MusicYouTubeVisit our website to explore more episodes & water management education.
From 2009- John Eisenberg, author of 'That First Season: How Vince Lombardi Took the Worst Team in the NFL and Set It on the Path to Glory." We're replaying this interview as the Packers look forward to a very significant showdown with one of their division rivals, the resurgent Chicago Bears.
In this episode of Innovation Meets Leadership, host Natalie Born sits down with Jolynn Ledgerwood, learning and development expert, certified Gallup Strengths coach, and founder of Elevate Your Talent. With over 25 years of experience working with global brands like PepsiCo, Frito-Lay, and Toyota, Jolynn introduces us to a transformative methodology called LEGO® Serious Play, a hands-on approach that sparks creativity, strengthens collaboration, and unlocks hidden insights within teams.Together, Natalie and Jolynn explore how “thinking with your hands” activates up to 80% more brain power, why play is vital for innovation and well-being, and how leaders can create environments where every voice, from the CEO to the intern, has a seat at the table. From high school athletes to corporate teams, this episode proves that the opposite of play isn't work, it's stagnation.[00:00 – 03:00] Jolynn's Journey into LEGO® Serious PlayFrom corporate learning roles at PepsiCo and Toyota to creative facilitation.How LEGO® reinvented itself and how Jolynn discovered its team-building power.Only 100 certified practitioners in the U.S. versus 15,000 in Europe, why Americans still struggle to see “play” as productive.[03:01 – 07:00] The Science of Thinking with Your HandsUsing LEGO® unlocks up to 80% more brain power.The four-step methodology: question → build → share → reflect.How creativity allows all personality types, even quiet thinkers, to express themselves fully.[07:01 – 10:00] Building Trust and Curiosity Through PlayLEGO® Serious Play creates safe, judgment-free conversations.Why every build is “right” for the person who made it.Metaphors and subconscious meaning in simple pieces and the power of asking, “Tell me more about what you built.”[10:01 – 14:00] Real-World Example: A Basketball Team's TransformationFacilitating a workshop with a high school girls' team to build unity.How players gained empathy and emotional awareness through their builds.Discovering that supporting teammates means seeing beyond performance.[14:01 – 18:00] Courageous Leadership and Unexpected InsightsWhy it takes a brave leader to invite play into the workplace.LEGO® as a tool for perspective-taking and emotional intelligence.Seeing the same model from different angles and how it changes interpretation.[18:01 – 22:00] Building Culture in Times of ChangeHow LEGO® sessions rebuild morale after layoffs or restructuring.The danger of calling connection “fluff” and why it's business-critical.Creating “simple guiding principles” from each session to carry forward.[22:01 – 25:00] Play as a Pathway to InnovationThe opposite of play isn't work, it's depression.Inviting creativity through LEGO®, Play-Doh, or even watercolor.How play fosters engagement, focus, and retention in teams.[25:01 – 27:00] Final Reflections and Call to LeadersWhy leaders must make space for curiosity and fun at work.Mary Poppins wisdom: “In every job that must be done, there's an element of fun.”When teams play together, innovation follows naturally.Quotes:“It takes a courageous leader to bring play into the workplace.” – Jolynn Ledgerwood“Leaders who embrace creativity give permission for authenticity.” – Jolynn Ledgerwood“You never know what your team is capable of until you invite play into the process.” – Jolynn LedgerwoodWebsite: elevateyourtalent.coLinkedIn: Jolynn Ledgerwood Podcast: Play for PerformanceIf this conversation inspired you, leave a review and share this episode with a leader who's ready to reimagine what creativity and connection look like at work.
AI isn't the threat — it's the opportunity most hosts are ignoring.In this episode, we walk through how top operators are using AI and automation to scale smarter, simplify operations, and outpace the competition.• How AI is transforming pricing, operations, and marketing• The biggest mistake hosts make when “trying” automation• Tools that save hours per week without losing the human touch• Why your business model must evolve in 2025• The new advantage: data-driven decision-makingGet the full AI Automation Playbook at strsecrets.com/ai00:00:18 – Why AI Is the Next Big Shift in STR 00:02:12 – What Hosts Get Wrong About Automation 00:05:09 – The Tools Replacing Busywork in STR Operations 00:08:47 – How AI Enhances the Guest Experience 00:11:38 – Dynamic Pricing and Predictive Data in Action 00:15:22 – Building Systems That Learn While You Scale 00:19:10 – How to Combine AI With a Human Team 00:23:38 – Avoiding the “Set It and Forget It” Trap 00:27:41 – The STR Playbook for 2025 and Beyond 00:30:52 – Final Take: Use AI Before It Uses You Get FREE Access to our Community and Weekly Trainings:https://group.strsecrets.com/
AI isn't the threat — it's the opportunity most hosts are ignoring.In this episode, we walk through how top operators are using AI and automation to scale smarter, simplify operations, and outpace the competition.• How AI is transforming pricing, operations, and marketing• The biggest mistake hosts make when “trying” automation• Tools that save hours per week without losing the human touch• Why your business model must evolve in 2025• The new advantage: data-driven decision-makingGet the full AI Automation Playbook at strsecrets.com/ai00:00:18 – Why AI Is the Next Big Shift in STR 00:02:12 – What Hosts Get Wrong About Automation 00:05:09 – The Tools Replacing Busywork in STR Operations 00:08:47 – How AI Enhances the Guest Experience 00:11:38 – Dynamic Pricing and Predictive Data in Action 00:15:22 – Building Systems That Learn While You Scale 00:19:10 – How to Combine AI With a Human Team 00:23:38 – Avoiding the “Set It and Forget It” Trap 00:27:41 – The STR Playbook for 2025 and Beyond 00:30:52 – Final Take: Use AI Before It Uses You Get FREE Access to our Community and Weekly Trainings:https://group.strsecrets.com/
Control structures— Can you really set ‘em and forget ‘em? Guest Host Trey Allis is joined by Scott Lukan, Agri Drain President, and Josh Shuler, Agri Drain Product & Business Manager, to dig into controlled water management. They break down the scalable solutions available to the industry and the role of Agri Drain in making them more approachable. Learn how these “levers” are helping farmers and landowners reduce nutrient loss and gain greater control over their water and pocketbooks.Chapters:00:00 Welcome to The Water Table podcast00:42 Introducing Scott and Josh01:52 About Agri Drain 03:00 Water Level Control Structures06:30 Precipitation and Crop Needs 08:30 Set It & Forget It: Setting A Schedule10:15 Benefits of Controlled Drainage14:37 Dry Years Versus Wet Years17:07 Innovative Product Lines 19:05 Inside View of Structures and Valves23:06 Phones, Cameras, and Monitoring25:15 Practices That Maximize Effectiveness 31:38 Performance Reports 33:01 Retrofitting Existing Tile Systems42:15 Weather Patterns and Adaptability44:10 Innovation and the Future of Controlled Water Management47:02 Wrap-upRelated content:#119 | Revolutionizing Drainage - Improving Infrastructure with Technology #114 | Crumbling Ag Drainage Infrastructure = Unique Upgrade Opportunities#110 | Bridging the Gap Between Water Management Research & Application#46 | How the Next Generation is Using Technology to Take Ag to the Next LevelFind us on social media!Facebook Twitter InstagramListen on these podcast platforms:Apple Podcasts Spotify YouTube MusicYouTubeVisit our website to explore more episodes & water management education.
Today, Clark updates holiday airfare booking strategy - and discusses high fee travel credit cards. How do you know when they're worth it? Also - Medicare Open Enrollment time brings a Clark warning about “disadvantage” plans and why you need to study your options this year. Holiday Flights & Travel Cards: Segment 1 Ask Clark: Segment 2 Medicare Open Enrollment: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Deadline to Book 2025 Thanksgiving and Christmas Flights (and Other Holiday Travel Tips) Best Travel Credit Cards: Top Rewards Picks for 2025 American Express Platinum Card® Review: Is It Worth It? American Express Platinum Card® vs. Chase Sapphire Reserve®: Which Is Right for You? Citi Launches 2 New Credit Cards to Expand on Travel Rewards Ecosystem Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 OnePay CashRewards Card: Is the New Walmart Credit Card Worth It? Medicare: 10 Things To Know Why I Think Medicare Advantage Plans Stink - Clark Howard Open Enrollment: Why You Can't ‘Set It and Forget It' This Year Should I Freeze My Credit With the Other Credit Bureaus? Ooma VoIP Phone Service for Business and Home Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Gold has shattered $4,100, an unprecedented move that even seasoned analysts didn't see coming. Gary Wagner from The Gold Forecast joins to break down the “everything bubble,” the devaluation of fiat currencies, and what's next for gold traders and investors.#gold #silver #stockmarket ------------Thank you to our #sponsor MONEY METALS. Make sure to pay them a visit: https://bit.ly/BUYGoldSilver------------
AI, Demographic Shifts, and the Fourth Turning—How to Thrive in the Storm "If you knew the world was about to change forever… would you brace for impact or learn to ride the wave?" We're living in a moment of seismic transformation: AI is rewriting the rules of work, demographics are reshaping economies, and the Fourth Turning is challenging every institution we once trusted. Yet most people are frozen—clinging to outdated maps while the landscape beneath them crumbles. This episode isn't about fear—it's about clarity. Because history doesn't repeat, but it does rhyme. And if you learn to hear the rhythm, you can move with it, not against it. The transformation isn't about technology—it's about agency. You don't need to predict every future trend. You need to become the kind of person who can adapt faster than the world changes. This episode will help you shift from being a passive observer of change to an active participant in shaping it. When you stop resisting the wave and start riding it, you don't just survive—you gain freedom. 4 Pillar-Aligned Takeaways: [Wealth] The End of "Set It and Forget It": Globalization is fracturing, inflation is real, and AI is upending industries. The era of blind trust in systems is over—you must design your own financial playbook. [Purpose] From Survival to Significance: If AI could give you all the money you'd ever need, what would still get you out of bed? That question will anchor you when the old ways of working no longer apply. [Health] Resilience Is the New Currency: Mental and physical strength aren't optional—they are your first line of defense against uncertainty. Without health, you can't ride the wave. [Time] Choosing the Lead Domino: In a world of infinite noise, focus is freedom. Master one skill or habit at a time to build compound momentum. Money Learning: "Abundance starts when you stop needing the outcome." The biggest money shift in this episode is learning to see wealth not as a finish line but as a tool. Your financial choices aren't about “winning” the game—they're about creating optionality in a world that won't stop changing. About Rocky: Rocky Lalvani serves as Chief Profitability Adviser for business owners. He teaches them how to ensure they get paid and make profit a priority! As a certified Profit First Professional, he implements Mike Michalowicz's Profit First System. We change the accounting formula of Sales - Expenses = Profit to Sales - Profit = Expenses. This ensures Profit comes first! (PS. It's not about money at all costs, people come before money!) Rocky started with nothing when his parents immigrated to the United States when he was two years old, and his parents were in their 40's. It was his parents' second time starting over in life as they moved here to experience the American dream. Despite a lot of struggles and his mom passing away when Rocky was 7, he has achieved financial and life success. Rocky loves to share his journey and inspire others to achieve their dreams even faster. Links: Websites: http://richersoul.com/ https://profitcomesfirst.com/ Social Media acct: LinkedIn: https://www.linkedin.com/in/rocky-lalvani/ Facebook: https://www.facebook.com/richersoul Instagram: https://www.instagram.com/richer.soul/ Twitter: https://twitter.com/rockylalvani Key Discussion Points: Why the Fourth Turning is a societal “winter” before renewal. How AI will erase some jobs while creating room for higher-value human work. The collapse of globalization and the rise of local, regional economies. The critical role of energy, demographics, and self-sufficiency in shaping the next decade. Why health and mindset are your greatest competitive advantages. A simple framework for turning volatility into freedom: agency, focus, and alignment. "If the next decade tears down everything familiar… who do you want to become in the rebuilding?" #RicherSoul #AIShift #FourthTurning #InnerWealth #AlignedLiving #PurposeDrivenLife #MidlifeClarity #MindsetReset #HolisticWealth Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening! Show Sponsor: http://profitcomesfirst.com/ Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes If you like the show please leave a review on iTunes: http://bit.do/richersoul https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com Some music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.
In this special episode, we flip the script as our very own Coach Daniel steps into the guest seat on Imad Jack Caram's podcast! This is a must-listen, especially if you're new to our approach to sleep, as Imad asks fundamental questions from a fresh perspective. Daniel shares his unique insights gained from years of helping people overcome insomnia and find peaceful sleep. He discusses how his understanding of sleep came from his two books, "Set It and Forget It," before delving into the wider wisdom shared on our YouTube channel. This conversation is incredibly valuable, offering a new angle on topics we've explored for years, making it easy to understand even if you're just starting your journey to better sleep. If you're new here and like what you've seen so far, you'll want to download our FREE 'Off-to-Dreamland' e-booklet. Simply head over to https://www.thesleepcoachschool.com and click the link at the tippy top. Happy reading! If you're ready to leave insomnia for good, check out our coaching options. Head over to www.thesleepcoachschool.com and click on GET SLEEP in the menu. The Insomnia Immunity program is perfect if you like learning through video and want to join a group on your journey towards sleeping well. BedTyme is ideal if you like to learn via text and have a sleep coach in your pocket. The 1:1 Zoom based program is for you if you like to connect one on one with someone who has been where you are now. Do you like learning by reading? If so, here are two books that offer breakthroughs! Tales of Courage by Daniel Erichsen https://www.amazon.com/Tales-Courage-Twenty-six-accounts-insomnia/dp/B09YDKJ3KX Set it & Forget it by Daniel Erichsen https://www.amazon.com/Set-Forget-ready-transform-sleep/dp/B08BW8KWDJ Would you like to become a Sleep Hero by supporting the Natto movement on Patreon? If so, that's incredibly nice of you
In today's post, Bruce and I (Rachel Marshall) want to bring you behind the scenes of a candid and educational conversation we had with Matt Ewald, Vice President of Life Insurance at Advisors Excel. If you've ever wondered when and why to use guaranteed universal life insurance (GUL) —especially in the context of estate planning—this one is for you. We've been having more and more conversations with families who aren't just thinking about how to grow their wealth—but how to keep it intact for the next generation. And when estate taxes enter the picture, the stakes change. It's not just about protecting income anymore—it's about protecting impact. About making sure what you've built doesn't get lost in fees, confusion, or government claims. Because when it comes to life insurance in the context of wealth transfer, you're not just planning for protection—you're planning for legacy. Let's get into it. Why This Conversation MattersFrom Infinite Banking to Estate Strategy: A Shift in FocusGuaranteed Universal Life insurance 101: What It Is (and Isn't)Estate Planning and the Tax ConversationThe Myth of “Set It and Forget It”What About Accessing Capital?Roth Conversions, IRA Taxes, and Legislative RiskThe Real Value: Peace of Mind, Not Just Rate of ReturnWhat We CoveredBook A Strategy Call Why This Conversation Matters If you're like most of our clients, you're already successful. You've created wealth, you've stewarded well—and now you're asking deeper questions. Questions like: How do I pass on what I've built with intention? How do I shield my estate from unnecessary taxation? Is whole life the only tool for this? Or is there something else I should consider? In this blog, we're breaking down exactly what guaranteed universal life insurance is, how it's different from traditional IULs and whole life, and why it could be a strategic piece in your legacy plan. From Infinite Banking to Estate Strategy: A Shift in Focus We spend a lot of time on this podcast talking about whole life and its power as a privatized banking system—a way to store capital, access liquidity, and fund your life on your own terms. But not every financial goal calls for cash accumulation. Sometimes, the goal isn't to use the money during your lifetime at all. It's to transfer wealth efficiently, minimize estate taxes, and ensure your heirs receive more—without the friction and loss. And that's where guaranteed universal life enters the scene. Guaranteed Universal Life insurance 101: What It Is (and Isn't) Matt Ewald described guaranteed universal life insurance as a permanent term contract. That phrase stuck with me. Here's what it means: GUL is designed to give you the most death benefit for the least premium. Unlike cash-rich whole life or traditional IULs used for banking or income, GUL is a protection-first strategy. The focus is not on growing cash inside the policy. The focus is on locking in a death benefit that will be there guaranteed—no matter what the market does. And what makes it guaranteed? The no-lapse guarantee rider. This rider is the linchpin. It says, “As long as you pay the premium exactly as illustrated, this policy will not lapse—no matter how the underlying market indexes perform, no matter what cap rates change, no matter what happens behind the scenes.” It's simple. It's predictable. And it's ideal for estate planning when death benefit certainty is the priority. Estate Planning and the Tax Conversation Here's the reality we're facing: The estate tax exemption today is high—around $13 million per person. But it won't stay there forever. Just 20 years ago, it was $1 million. And the political winds are already shifting toward reducing the exemption again. That means more families will face estate tax exposure in the future—even those who don't consider themselves “ultra-wealthy.” And taxes at death are not just a theoretical prob...
Andy Hill welcomes back JL Collins—often dubbed the “Godfather of FI”—to discuss the updated and expanded edition of his bestselling book, The Simple Path to Wealth. Together, they demystify investing, discuss the power of index funds, and share how building FU Money can unlock freedom and solopreneur dreams. JL shares lessons from 50 years of market data and why “set it and forget it” is still the winning strategy. RESOURCES: Sponsors + Partners + Deals The Simple Path to Wealth (book): https://amzn.to/3ZBDGS2 (affiliate) Chapters 00:00 – The Simplest Investing Advice You'll Ever Hear00:36 – Why So Few People Invest in the Stock Market01:53 – Why Investing Feels So Complicated (Thanks, Wall Street)03:06 – Index Funds 101: Why They Work04:57 – How Index Funds Are Self-Cleansing06:10 – Avoiding Analysis Paralysis: Stick to One Fund08:17 – Do You Need to Switch Brokerages for Better Funds?09:30 – Should You Add International Stocks? JL's Take12:02 – Set It and Forget It: The Power of Automation15:42 – The “Tweaky Path” vs. The Simple Path16:16 – Filtering Out Financial Fear in the Media20:22 – Investing: A Psychological Game22:45 – 50 Years of Market Returns: What the Data Really Says27:48 – FU Money: Your Runway to Solopreneurship and Freedom29:42 – Buying Freedom vs. Buying Stuff31:47 – Is This Time Really Different? (Spoiler: It's Not)33:46 – Planning for Black Swans? Or Betting on the 99%?35:25 – How to Get Started Today: One Simple Step36:48 – Where to Find the Updated Book and More Resources MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices
Is it getting harder to find an edge as an investor? Jason and Jeff discuss the increasing availability of financial education and whether this shift impacts the traditional edge held by long-term investors. 01:31 Today's Topic: Finding an Edge in Investing01:47 Ben Carlson's Insights on Smart and Dumb Money05:01 Defining Smart Money vs. Dumb Money05:53 Retail Investors and Market Dynamics06:59 Personal Investment Strategies and Market Reactions14:09 Economic Stimulus and Market Recovery18:46 Set It and Forget It Investors20:04 The Struggles of Early Retirement Planning21:50 The Evolution of Financial Advice22:58 The Impact of Automation on 401k Contributions25:22 Debating Retail Investors' Behavior26:10 The Role of Financial Education27:51 Long-Term Investing Strategies31:57 The Future of Retail InvestingCompanies mentioned: NVDA*****************************************Join our PatreonSubscribe to our portfolio on Savvy Trader *****************************************Email: investingunscripted@gmail.comTwitter: @InvestingPodCheck out our YouTube channel for more content: ******************************************To get 15% off any paid plan at finchat.io, visit https://finchat.io/unscripted******************************************Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube******************************************2025 Portfolio Contest2024 Portfolio Contest2023 Portfolio Contest
Send us a textAmazon PPC is filled with half-truths and outdated advice. These are the myths that cost sellers money. From rankings to ad positions, here's what actually works based on real data, not guesswork.Struggling with ads? Book a PPC strategy call and get real answers for your Amazon business: https://bit.ly/3GCiF2P#AmazonPPC #AmazonAds #AdMyths #EcommerceMarketing #AmazonTipsWatch these videos on Youtube:Amazon PPC Tier List Management Rankings https://www.youtube.com/watch?v=m9s9vjtU5l4&list=PLDkvNlz8yl_a1PRDJWRoR4yIM8K5Ft569Why Turning Off Ads Kills Sales and Rankings on Amazon https://www.youtube.com/watch?v=fp5fCd0i7ts&list=PLDkvNlz8yl_a1PRDJWRoR4yIM8K5Ft569&index=2-----------------------------------------------Want better ad results? Download our free Amazon PPC Guide and start improving your campaigns today: https://bit.ly/3ZmYSLcStruggling to rank higher? Grab our SEO Toolkit for Amazon Sellers and fix your listings the right way: https://bit.ly/43kBZJwTimestamps00:00 - 5 Myths That Hurt Your Amazon Ads 00:24 - Myth 1: PPC Is the Main Driver of Organic Ranking 01:42 - Myth 2: Top Ad Spot Is Always Most Profitable 03:04 - Myth 3: Set It and Forget It Actually Works 04:19 - Myth 4: Keyword Research Alone Is Enough 05:56 - Myth 5: More Keywords = More Sales ----------------------------------------------Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show
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Send us a textFree Ultimate SEO Guide https://fireusmarketing.com/the-ultimate-seo-guide/Are you struggling to grow your online presence and wondering what you're missing?In this episode of The Digital Revolution Podcast, Eli Adams discusses five often overlooked truths about growing an online presence. Topics cover the importance of having a solid offer, ensuring your website is optimized with clear calls-to-action, the difference between cheap and valuable traffic, the myth of 'set it and forget it,' and fundamental steps for starting fresh with a strong foundation.00:00 Intro01:00 The Reality of Growing Online02:08 The Importance of a Good Offer04:43 Common Website Mistakes07:21 Understanding Traffic Quality10:39 The Myth of 'Set It and Forget It'16:43 Starting Fresh: Building a Strong Foundation22:56 Recap and Final ThoughtsDon't forget to help us grow by subscribing and liking us on YouTube!Go to TheDigitalRevolutionPodcast.com to learn more!Leave Some Feedback: What should we talk about next? Please let us know in the comments below. Did you enjoy this episode? If so, please leave a short review. Connect With Us:Fire Us Marketing Instagram LinkedIn YouTube The Digital Revolution Podcast Instagram LinkedIn YouTube Eli Adams Personal LinkedIn TikTok
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Snag Our Simplified Budget System!Listen, budget besties—we know you want to be good with your money… but you don't want to track every single transaction like it's your side hustle. Good news? YOU
Abigail Virginia - Episode 92 Set It on Fire, Wherever We AreBekx - Episode 100 Roots, HeartwallKayce Laine - Episode 108Another side, Wide AwakeKelli Owens Hutton - Episode 101 Put Your Cell Phones Down, So Quick to Correct MeJonathan Bright of Raelyn Nelson band - Episode 96 He's All Mine, Weed and WhiskeyRobby Hecht - Episode 99 Old Radio, Real SomedaySarah Mason Walden - Episode 102 Far from Free, Mulberry GalScott Hylbert - Episode 98 Amiga, KeseySenie Hunt - Episode 97 Stand Together, SleeplessSimon Kerr of the Wans - Episode 110 Hell Don't Wait, Point of OriginBill DeMain of Swan Dive - Episode 93 Circle, UntilMalarie and Tim of The FBR - Episode 107 Before I Drown, Still on the RunJeff Holmes of The Floating Men - Episode 87 Bathtub Gin, Fire escapeButch Rice - Episode 111 Low, Toothpaste & CoffeeHost - Trey MitchellIG - treymitchellphotography IG - feeding_the_senses_unsensoredFB - facebook.com/profile.php?id=100074368084848Threads - www.threads.net/@treymitchellphotographySponsorship Information - ftsunashville@gmail.com
Learn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/49mxO2z Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1BOverwhelmed with all the options when it comes to Medicare in 2025? In this episode of Retiring Today, we break down the most critical Medicare updates that will help you make the best decisions for your retirement plan.Key topics:- A comprehensive breakdown of Medicare Parts A, B, C, and D- IRMAA and its impact on your Medicare premiums- Your Medicare options if you work past age 65- The triple tax advantage of HSAs- Complete explanation of the $2000 out-of-pocket maximums for Medicare Part DLoren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®https://merkleretirementplanning.com/staff-members/loren-merkle/AnnaMarie Morrow, Director of Medicarehttps://merkleretirementplanning.com/staff-members/annamarie-morrow/Molly Nelson, Host of Retiring Todayhttps://merkleretirementplanning.com/staff-members/molly-nelson/Chapter 00:00 Introduction00:29 The Inflation Reduction Act01:06 Medicare Part A, B, C, D02:33 Modified Adjusted Gross Income and IRMAA05:23 Medicare Planning in Your 50's06:22 Insulin Changes and Out-of-Pocket Maximums08:34 What To Do If You're Working Past 6510:30 The Triple Tax Benefit of HSAs12:10 What To Do If You Have Dependants on Your Insurance13:22 Out-of-Pocket Maximums Breakdown15:03 Annual Enrollment Period15:41 Medicare is not Set-It and Forget-It17:09 Inflation Reduction Act Section 155718:00 Outro-- This video does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or any other product or service by Merkle Retirement Planning LLC, Elite Retirement Planning LLC, MRP Insurance LLC, or any other third party regardless of whether such security, product or service is referenced in this episode. Furthermore, nothing in this episode is intended to provide tax, legal, or investment advice and nothing in this episode should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction. Merkle Retirement Planning, LLC does not represent that the securities, products, or services discussed in this episode are suitable for any particular investor. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your business advisor, attorney, or tax and accounting advisor regarding your specific business, legal or tax situation.Medicare services provided through MRP Insurance, LLC. Any and all other services related to insurance are an outside business activity and are not offered through or supervised by Elite Retirement Planning, LLC. MRP Insurance, LLC, is not affiliated with or endorsed by any government agency. This is an advertisement for insurance. By responding to the ad, you will be put in contact with a licensed insurance agent offering Medicare Advantage Plans, Medicare Supplement Plans, and Prescription Drug Plans. We do not offer every plan available in your area. Currently we represent [5] organizations which offer [22] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Let me start with a story that highlights the problem with financial planning today. A colleague of mine works diligently as a financial advisor, and he schedules days to meet with employees about their 401(k)s. He's prepared to offer invaluable advice, set up one-on-one meetings, and answer pressing questions. Yet, out of 50 employees, only four show up. https://www.youtube.com/live/i4NH3UgbDlU Why? The truth is, many people don't take ownership of their financial future. We're bombarded with information from YouTube videos, TikTok influencers, or even well-meaning friends, but when it comes time to sit down and make decisions, we hesitate. Too many of us leave our future to chance or to others without truly understanding the options available to us. The result? Missed opportunities and financial stress. Shifting Your Financial ParadigmUnderstanding The Problem with Financial PlanningThe Risks of Deferring TaxesThe Myth of "Set It and Forget It" InvestmentsThe Power of Financial EducationExploring Alternative Financial StrategiesWhy Rethinking Financial Planning MattersTake Control Today Shifting Your Financial Paradigm Today I want to talk about a concept that might be unfamiliar to you—rethinking how you approach financial planning. Most people stick to the typical paths because it's comfortable. We invest in 401(k)s, we defer taxes, and we hope everything works out when retirement rolls around. But here's the hard truth: the problem with financial planning lies in its limited scope. It often relies on outdated assumptions, overlooks the impact of taxes and inflation, and can leave you vulnerable to market fluctuations. What we're offering in this blog is a new lens to view your financial journey, one that empowers you to make more informed, strategic decisions that truly align with your goals. If you want to take your financial life to the next level, you're in the right place. Understanding The Problem with Financial Planning What most people call financial planning is often limited to a narrow set of strategies: employer-sponsored retirement accounts, stock market investments, and savings. These options seem like safe bets—after all, they've been recommended for decades. But the problem with financial planning in this typical model is that it ignores key risks, like market downturns, future tax hikes, and the hidden costs of inflation. Typical financial planning often revolves around making predictions about things you can't control. You're asked to guess your future income, how long you'll live, and what kind of returns you'll see in the market. While this may work for some, the reality is that building a financial plan on assumptions can create a shaky foundation. Consider this: many financial advisors lean heavily on historical data, like the belief that the stock market averages a 7% return. But those averages span over a century. Your investing timeline might only be 30 years, and within that period, the market could behave very differently. You might face prolonged periods of low or even negative returns that derail your entire plan. The problem with financial planning here is that it assumes a one-size-fits-all approach. The Risks of Deferring Taxes One of the biggest misconceptions in typical financial planning is the idea that deferring taxes through 401(k)s and IRAs is the best way to minimize your tax burden. The thinking goes like this: defer taxes now when you're in a higher bracket and pay them later when you're in a lower one. However, this strategy ignores a critical factor—the potential for future tax increases. As we often discuss, the U.S. debt is skyrocketing, and at some point, those taxes will have to go up to pay for it. So, while you may think you're saving by deferring taxes today, you could be setting yourself up for a larger tax bill down the road when you need the money the most. This is yet another angle of the problem with financial planning th...
We start the week with: 0:04 Stock Picking Realities 7:33 Retirement Accounts and Health Savings Accounts 8:56 Living Abroad in Retirement 11:34 Experiences in Chattanooga 14:20 Set It and Forget It Funds Learn more about your ad choices. Visit megaphone.fm/adchoices
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Dean Barber could talk for hours about estate planning mistakes to avoid. On Episode 113 of The Guided Retirement Show, Dean decided to cover some of the most common estate planning mistakes that he and Tim Denker of Denker Law Firm, LLC have witnessed. Tim founded Denker Law Firm, LLC in 2006 and has practiced estate planning and business law since 2003.1 Dean and Tim want you to be informed when it comes to estate planning and are going to 10 mistakes to avoid. 10 Estate Planning Mistakes to Avoid Not preparing an estate plan Not understanding the dangers of will-based trusts Improper asset titling Using free resources without understanding the details Not getting the right people involved—attorneys, CPAs, advisors Doing a disservice to your family, not yourself Knowing the difference between an IRA and 401(k) in estate terms Taking a Set-It-and-Forget It Approach with Your Estate Plan Business owners without a succession plan Not considering beneficiary-controlled trusts START PLANNING To get a full recap of today's conversation, including the biggest takeaways and links to all the resources mentioned, visit GuidedRetirementShow.com/113 Learn More about Retirement Planning Find out more about retirement planning and Modern Wealth Management, by visiting modwm.com
Happy Thursday! Taylor Strecker, host of podcast Taste of Taylor, joins us this week to discuss as follows: -Taylor's career journey - Vanderpump Rules. Is Arianna ruining it for herself? - PDiddy -Kyle Richards and Mauricio/ Paris and Kathy Hilton family dynamic -Quiet on Set -It's scary being a mom
THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Snag Our Signature Budget Template! Ever felt like sticking to a budget is a battle you're fighting alone? Well, you're not alone in feeling alone! This episode is all about turning the tide on your budgeting habits. We're breaking down how to make your budget work for you – as easily as pouring your morning coffee. We're saying goodbye to the headache and hello to a smooth ride to financial freedom, all on your own terms. What You'll Learn: You Got This! How to keep your budget on track without an accountability partner. Set It and Forget It: Tips on making your money management almost automatic. Smart Money Moves: The lowdown on setting up your accounts to make managing money a breeze. Why Group Coaching Rocks: Discover how a group vibe can boost your budgeting success, even if you're flying solo. Be Your Own Cheerleader: How to build a trusting relationship with yourself and your budget. Key Points: Make It Automatic: Like your fave coffee machine, setting up your finances to work automatically can make sticking to your budget way easier. Separate Your Money: Having different pots for bills and spending can clear up a lot of confusion and help you stay in control. Treat Yourself: Incorporating little rewards along your budgeting journey isn't just fun – it helps keep you motivated. Find Your Why: Knowing what you're budgeting for can turn a should-do into a must-do. Wrap-Up: Mastering your budget doesn't have to be a struggle solo. With a few clever tricks and some self-trust, you can hit those financial goals and maybe even have some fun along the way. Whether you're setting your finances to run themselves, rewarding your achievements, or getting pumped with your group coaching squad, you're more than capable of being your own financial hero. Let's do this! 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.myidealbalance.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.myidealbalance.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://myidealbalance.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for our 1-on-1 Financial Coaching. It's the accountability and guidance you need to make real progress ➡︎ https://myidealbalance.com/coaching "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don't forget to follow the show so you don't miss any episodes! And, if you're feeling really generous, we'd be SO honored if you would share this podcast with someone. Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase! --- Send in a voice message: https://podcasters.spotify.com/pod/show/idealbalance/message
In this episode, Megan outlines 5 steps to help us craft a morning routine that fosters energy, productivity, and overall well-being. Whether you spend 10 minutes on a morning routine or 3 hours, these rituals can enhance our consistency in business endeavors and our personal lives. Megan explains the multitude of benefits of morning routines, including increased productivity, improved mood, mental and physical health, and the cultivation of gratitude and inspiration. She covers the following key points: - Design Your Dream Morning Routine: Envision an ideal morning routine without time constraints, considering activities that ignite energy and align with personal goals. - Develop a Baseline Morning Routine: Determine the time available for your morning routine and prioritize activities accordingly. Even short routines can yield significant benefits. - Prepare in Advance: Visualize the morning routine before bedtime to set intentions and align the mind with upcoming activities. Use strategies like going to bed earlier, removing distractions like phones, and finding an accountability partner to keep you on track. - Set It in Motion: Initiate your morning routine without delay; you'll be surprised at how empowering it feels to take action. Start immediately rather than procrastinating for the "perfect" moment. - Refine and Repeat: Do your routine consistently but remain flexible and adapt it when necessary, this will make it sustainable in the long run. Get in touch with Megan if there is a specific mindset and self-care topic you'd like her to cover. Website | Instagram
THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Snag Our Signature Budget Template! Ever felt like your budget just crumbles away a week, or even a day, after you make it? We've all been there, and today we're spilling the beans on how to keep that from happening again. We've got seven super straightforward tips that'll help your budget stick around for the long haul. What We're Diving Into: 1. Easy-Peasy Spending Accounts: We're showing you how to manage your cash in a way that feels freeing, not confining. It's all about having your money right where you need it. 2. The Big Picture: Sometimes we miss the forest for the trees, right? We're talking about why it's crucial to look at your whole financial picture to avoid those "oops" moments. 3. Set It and Forget It: Learn how to make your bank account do the heavy lifting, so sticking to your budget feels like a breeze. 4. Low Maintenance, High Reward: Keeping up with your budget doesn't have to be a time suck. We'll share just how quick it can be. 5. Seeing Everything Clearly: We chat about the game-changer that is having a clear, full view of where your money's going. Our Top Tips for Budget Bliss: - The 90-Day Check-Up: Take a little time to see where your money's been heading. It's like a reality check that helps you plan better for what's coming. - Give Yourself Some Fun Money: Setting aside a bit for yourself means you won't feel guilty about treating yourself now and then. - One Page to Rule Them All: Keeping all your money info in one spot can seriously simplify your life. - Keep 'Em Separated: When your spending money and bill money aren't mixing, life gets a lot easier. - Automate, Automate, Automate: Making things automatic means less for you to worry about. - Plan for the Oopsies: A little buffer for the unexpected means no freak-outs when something pops up. - Quick Check-Ins: Spending just a few minutes a day to peek at your finances can keep you on track without feeling overwhelmed. Your Homework (Yes, Really!): Pick one or a couple of these tips and give them a go this weekend. Whether it's setting up a new account or just taking a closer look at where your money's going, every little bit counts. Budgeting doesn't have to be a drag. With these tricks up your sleeve, you can make it work for you in a way that feels good. Here's to taking those small steps toward big changes. We're rooting for you! 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.myidealbalance.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.myidealbalance.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://myidealbalance.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for our 1-on-1 Financial Coaching. It's the accountability and guidance you need to make real progress ➡︎ https://myidealbalance.com/coaching "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don't forget to follow the show so you don't miss any episodes! And, if you're feeling really generous, we'd be SO honored if you would share this podcast with someone. Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase! --- Send in a voice message: https://podcasters.spotify.com/pod/show/idealbalance/message
You can't control when you are born. You can control when you retire as well as what you own/buy. It is important to control what you can control in Financial […] The post Set It and Forget It 401K is Over appeared first on Dupree Financial.
Our guest on the podcast today is Dr. Anita Mukherjee, associate professor in Risk and Insurance at the Wisconsin School of Business at the University of Wisconsin at Madison. Professor Mukherjee conducts research on public policy related to prisons and the opioid crisis, as well as household finance, retirement, and aging. Professor Mukherjee joined the Wisconsin School of Business after completing her Ph.D. in applied economics at the Wharton School at the University of Pennsylvania. She holds an M.S. in management science and engineering, a B.S. in mathematics, and a B.A. in economics, all from Stanford University. Prior to enrolling at Wharton, she spent two years working as a consultant to Oliver Wyman.BackgroundBioAbandoned Retirement Plans“Lost and Found: Claiming Behavior in Abandoned Retirement Accounts,” by Anita Mukherjee and Corina Mommaerts, Retirement & Disability Research Center, 2020.“Set It and Forget It? Financing Retirement in an Age of Defaults,” by Lucas Goodman, Anita Mukherjee, and Shanthi Ramnath, papers.ssrn.com, Oct. 19, 2022.Lucas Goodman“Frictions in Saving and Claiming: An Analysis of Unclaimed Retirement Accounts,” by Anita Mukherjee and Corina Mommaerts, Retirement & Disability Research Center, December 2019.Wealth Inequality and Retirement“Inequality in the Golden Years: Wealth Gradients in Disability-Free and Work-Free Longevity in the United States,” by Hessam Bavafa, Anita Mukherjee, and Tyler Q. Welch, Journal of Health Economics, Sept. 26, 2023.“The Effects of the Opioid Crisis on Employment: Evidence From Labor Market Flows,” by Anita Mukherjee, Daniel W. Sacks, and Hoyoung Yoo, papers.ssrn.com, July 27, 2022.“The Effects of Naloxone Access Laws on Opioid Abuse, Mortality, and Crime,” by Jennifer L. Doleac and Anita Mukherjee, papers.ssrn.com, Dec. 5, 2022.“Intergenerational Altruism and Retirement Transfers: Evidence From the Social Security Notch,” by Anita Mukherjee, The Journal of Human Resources, September 2022.Medicaid and Financial Literacy“Medicaid and Long-Term Care: The Effects of Penalizing Strategic Asset Transfers,” by Junhao Liu and Anita Mukherjee, papers.ssrn.com, Jan. 6, 2020.“Building Financial and Health Literacy at Older Ages: The Role of Online Information,” by Anita Mukherjee, Hessam Bavafa, and Junhao Liu, The Journal of Consumer Affairs, January 2019.
This week, Linux Out Loud chats about Linux as the Ultimate set it and forget it appliance OS. Welcome to episode 68 of Linux Out Loud. We fired up our mics, connected those headphones as we searched the community for themes to expound upon. We kept the banter friendly, the conversation somewhat on topic, and had fun doing it. 00:00:00 Introductions 00:02:33 Wendy 3D Printer Success 00:11:35 Warehouse Pi4s 00:17:42 Matt Installs Garuda Again 00:29:08 Linode Ad 00:30:17 Set It and Forget It 00:47:26 Bitwarden Ad 00:48:47 Phasmophobia 00:57:56 Sprite Extruder 01:02:44 Nuroum Webcam 01:09:03 Close Find the rest of the show notes at https://tuxdigital.com/podcasts/linux-out-loud/lol-68/ Our sponsor: - Linode - http://linode.com/tux - Bitwarden - http://bitwarden.com/tux Contact info Matt (Twitter @MattTDN (https://twitter.com/MattTDN)) Wendy (Mastodon @WendyDLN (https://mastodon.online/@WendyDLN)) Nate (Website CubicleNate.com (https://cubiclenate.com/))
How would you like to return emails, set up rooms and answer phones at the same time you're performing a body contouring treatment? And we don't mean by cloning yourself. The secret is using the multitasking moneymakers…‘Set It and Exit' treatments. Listen to this episode to learn what Set It and Exit treatments are and how to implement them in your business, then watch your profits grow! Tune in! Links mentioned in this episode:Pressotherapy Body Contouring Course Body Contouring 6-in-1 MasterclassWhole Body Vibration Body Sculpting Course
The two hundred ninety-sixth episode, recorded May 31, 2023. Headlines: - The 2022 Indy 500 - NBA Finals are Set - It's Himmy Buckets - Josh Hart Drinks Milk - Cooper's Hill Cheese-Rolling - Bird Is Back - Again with the Washington Football Team Connect with us! FACEBOOK: www.facebook.com/sportssportssportspod/ INSTAGRAM: www.instagram.com/sportssportssportspod/ TWITTER: twitter.com/SportsX3Pod EMAIL: sportssportssportspod@gmail.com
https://youtu.be/MMRTbeIBUTk Dara Rosenbaum is the founding partner of Rosenbaum & Taylor, a boutique law firm specializing in the high-quality legal representation of businesses throughout New York. We discuss the "Set It and Forget It" management blueprint, what to do when people underestimate you, and how to handle power imbalances in a negotiation. --- Create A Piece Of Mind Legal Framework With Dara Rosenbaum In this episode, our guest is Dara Rosenbaum, the Founding Partner of Rosenbaum & Taylor, a boutique law firm specializing in the high-quality legal representation of businesses throughout New York. They're offering personalized solutions, including litigations, contract drafting, review and negotiation, business disputes and insurance coverage. Dara, welcome to the show. Thank you so much, Steve. It's a pleasure to be here. It's great to have you. I love professional services firms and talking to leaders of such firms because you have unique challenges of growing and being dependent on people. I'm also always curious about how these professional services get formed. Let's start with your entrepreneurial journey. What prompted you to find your law firm in a hyper-competitive market such as New York? It's a competitive market. There are crazy people. Way back in 2002, Scott hired me. He and I are working together at another firm. He was a partner there for many years and I was his associate on a team of associates. We worked together for about ten years. He'd been at the firm for 28 years. I worked there for 10 years. Within our little world, we always joked about, "If this was Rosenbaum & Taylor, we wouldn't have to deal with the politics of a larger firm. We could do this if it was Rosenbaum & Taylor. If it was Rosenbaum & Taylor, we could do it our way." It has always been the joking name of the firm. We worked at a firm with a total of 30 attorneys. Things get to a certain size and there's nothing wrong with being larger. When things get to a certain size, you get certain power dynamics and political issues that develop. We love practicing law together. In 2010, between Christmas and New Year's, we said, "We think it's time." From January 1st, 2011, we decided that every day we would do something in furtherance of creating the firm. We were still practicing at the other firm up until April of that year. We finished up and spent a lot of time speaking to our clients to come with us and discussing their matters. We opened the doors in May of 2011. We were very fortunate because all of our clients and all of their matters came with us. We walked out of the office with 90-something boxes of files. On that Monday morning, we were ready to start at our firm under our name working on the same cases we've been working on before. What is the difference between being a lawyer in some partnership and building a little firm as a business? Scott and I had been in business for several years. I'm thinking of myself as an attorney with our firm. There was a mindset shift after a couple of years, "It's a business." As we grew, we were hiring people, moving into different spaces and taking on additional responsibilities. I always treated it as a business but thinking of it as a business gave me a lot of insight into the way that small and mid-size business owners think and operate in the challenges that they have. That's what has informed a lot of my work in the transactional litigation space where I'm supporting small and mid-size businesses. Are you guys beginning this firm as a partnership or you are thinking about scaling and building this as a business? We're a professional corporation so we're an S Corp in New York. It's not just the two of us anymore. We have other attorneys here. We have other support staff here so we're growing. I don't want to get too big. I like the personal touch we offer but I could see being as large, maybe ten attorneys. Let's switch gears here a little bit and talk about the theme of this s...
In this episode, Molly McGrath is joined by Jordan Ostroff, the president of LegalEase Marketing. They dive into the concept of the Netflix of legal marketing, discussing the benefits of a subscription model for law firms. Jordan introduces the acronym SET IT, which stands for Strategize, Execute, Track, Iterate, and Test, emphasizing the importancve of quarterly strategizing. The episode emphasizes that tracking data is crucial for identifying the factors influencing revenue and client reviews. Tune in to learn more how to develop marketing strategies, maximize client acquisition and retention rates, and leverage legal marketing techniques to increase client intake and close deals. Key Takeaways The Netflix of Legal Marketing can provide law firms with consistent access to new content, tweaks, and changes, enabling them to generate cases and grow their firm effectively. Different firms require different strategies, and there is no one-size-fits-all solution. Converting leads into clients should be the primary focus than solely relying on the number of leads. Tracking data is vital for making informed decisions and identifying the causes of changes in revenue and client feedback. Following up with leads is an often overlooked and underutilized strategy in selling legal services. Law firms should focus on maximizing client acquisition and retention rates. Implementing a customer relationship management (CRM) system is highly recommended for law firms engaged in marketing activities. Quote for the Show: "Marketing is NOT a Set It and Forget It." Links Website: https://www.legaleasemarketing.com/ Facebook: https://www.facebook.com/jordan.ostroff LinkedIn: https://www.linkedin.com/in/jordan-ostroff/ Law Firm Admin Bootcamp: https://www.lawfirmadminbootcamp.com/ Ways to Tune In: Amazon Music - https://www.amazon.com/Hiring-and-Empowering-Solutions/dp/B08JJSLJ7N Apple Podcast - https://podcasts.apple.com/us/podcast/hiring-and-empowering-solutions/id1460184599 Spotify - https://open.spotify.com/show/3oIfsDDnEDDkcumTCygHDH Google Podcast - https://podcasts.google.com/feed/aHR0cDovL2ZlZWRzLmxpYnN5bi5jb20vMTc4MTM2L3Jzcw Stitcher - https://www.stitcher.com/show/hiring-and-empowering-solutions YouTube - https://youtu.be/lzsfSpDxDXU
Millions of workers are leaving open retirement accounts with thousands of dollars sitting ignored or forgotten. If you've changed employers over the years, Clark's has an assignment for you to make sure you get ALL your retirement money! Also in this episode, Amazon has announced their internet service to compete with Starlink. Who wins with the additional options we will have? The consumer! Neglected Retirement Accounts: Segment 1 Ask Clark: Segment 2 Amazon Satellite Internet: Segment 3 Ask Clark: Segment 4 Mentioned on the show NYTimes.com: Set It and Actually Forget It Clark.com - How To Find Missing or Lost Retirement Accounts How To Find and Claim Missing Money in Your Name How To Open a Roth IRA State Farm® and Ting can help protect your family from electrical fires Cord Cutters News: Amazon's New Home Internet Service Announces New Details T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Verizon Home Internet: Things To Know Before You Sign Up Wells Fargo Active Cash® Card Review: Unlimited 2% Cash Back Credit Card Clark Deals - Today's Best Deals of the Day Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Women's History Month is a time to celebrate and recognize the contributions women have made over the course of history. The thing is, you are making history every single day, and have a unique story to tell. In this episode, your host, Tareka Wheeler, invites a very special guest to celebrate Women's History Month. Tune in as Tareka and her daughter Taylor Wheeler have a heart felt and quite hilarious conversation about the impact she has had on her daughter's life. Together, they share memories, insights, and stories about the past, present, and the future legacy they both hope to leave behind. This is a must listen episode for any working parent. Tune in, and share with a mother daughter duo. TAYLOR'S SPECIAL EPISODE REFERENCES: - When Taylor thinks about the word "legacy" she thinks about one of her favorite musical, Hamilton and the song Who Lives, Who Dies, Who Tells Your Story. - Set It and Don't Forget It!: Setting Goals and Intentions That Get You to The Next Level - Ep.3 - Tune In! RESOURCES: - Visit www.theprofessionaldnapodcast.com - Schedule a Free Discovery Call! Let's talk about where you are and where you want to be in your career or business. Click here. - Ask a Career Question! Have a career development or work-life harmony questions? Email Tareka at info@yourprofessionaldna.com and use the subject line "Career Question". - Learn More! Visit www.twstrategicsolutions.com to download free resources and explore her career development services at Be sure to sign up for the Achiever Community email list to get weekly affirmations, career strategies, notifications about upcoming trainings, and so much more. Sign Up Today! Follow Tareka on social media: IG | @professional_dna - instagram.com/professional_dna/ FB | @ProfessionalDNA - facebook.com/ProfessionalDNA Twitter | @YourPDNA - twitter.com/YourPDNA --- Send in a voice message: https://podcasters.spotify.com/pod/show/pdnapodcast/message
Joe and Big Al spitball on set-and-forget brokerage investments for 30-something investors, real estate as a substitute for bonds in a diversified portfolio, and options for taking a state pension with or without sick time pay. The fellas also discuss how to bridge the retirement gap until collecting Social Security, strategies for claiming spousal Social Security benefits, and whether you need to sign up for Medicare if you'd rather keep the healthcare you already have. Timestamps: 00:49 - Set-It-and-Forget-It Brokerage Investments for a 30-Something Investor? (Chris, Scottsdale) 07:56 - Is Real Estate a Substitute for Bonds in a Diversified Investment Portfolio? (Don, VA) 12:42 - State Pension Options: $21K at Age 55 Plus $13K Sick Time, or $30K at Age 62? (Rich, NY/NC - voice message) 19:35 - Which Funds Should We Use to Bridge the Gap Until Collecting Social Security? (Jeff, San Diego) 25:29 - When Will I Receive Spousal Social Security Benefits? (Sharon) 28:37 - Spitballing a Spousal Social Security Claiming Strategy (G, Philly) 33:50 - Do We Have to Register for Medicare If We Aren't Going to Use it? (Jim Santa Cruz) 39:03 - The Derails Access this week's free financial resources in the podcast show notes at https://bizlink.to/ymyw-416: REGISTER NOW and get your SECURE 2.0 Act questions answered LIVE tomorrow! SECURE Act 2.0: What You Need to Know, a live webinar presented by Amanda Cook, Esq., CPA, Tax Planning Manager at Pure Financial Advisors, moderated by YMYW Producer Andi Last, Wednesday, February 15, 2023, at 12 pm PST Portfolio Tracker: How to Manage Your Assets at Any Age Social Security Handbook Medicare Checkup Guide Episode Transcript Ask Joe & Big Al On Air
Dara Rosenbaum is the founding partner of Rosenbaum & Taylor, a boutique law firm specializing in high-quality legal representation of businesses throughout New York. We discuss the "Set It and Forget It" management blueprint, what to do when people underestimate you, and how to handle power imbalances in a negotiation. Time Stamps [00:49] Dara's entrepreneurial journey [03:29] Difference between working for a law firm and running your own business [05:01] Dara's "Set It and Forget It" management blueprint [08:41] Prenups but for business partners [11:19] Handling power imbalances in a negotiation [13:32] Ways to ask for what you want in a non-threatening way [16:14] How to set rules and regulations in business [17:58] How information imbalance leads to chaotic negotiations [20:29] What to do when people underestimate you [23:29] Difference between corporate and entrepreneurial-type attorneys [26:21] Parting thoughts Links and Resources Steve and Greg Cleary's Book: Pinnacle: Five Principles that Take Your Business to the Top of the Mountain Rosenbaumtaylor.com Dara's LinkedIn
In this week's episode Openers, we discuss everything from "Having great sex" to "To talking with Producer Brandon Victrum owner of Set It off ATL". If you want us to give you some advice e-mail us: openrelationshippodcast@gmail.com Host: Rodney, Tae, Devin, & Solomon What our Openers can expect from us: OPEN: A to Z as it pertains to the LGBTQ community and beyond, ultimately creating a safe space for conversation, impact, healing, and learning. Our Segments: The Opening, Pillow Talk with Tae, Menge a trios, Left on Read, & Close Out For Sponsorship: openrelationshippodcast@gmail.com For Interviews/Guests: openrelationshippodcast@gmail.com Advice: openrelationshippodcast@gmail.com Follow Us! @openrelationshippodcast @iamrodneywash @tae_dastylist @debonairdev @solomonestretch #setitoffatl #openrelationship #loveletters
**Dark Indulgence 10.23.22 Industrial | EBM | Dark Dance Mixshow by Scott Durand featuring brand new music from Blackbook | Khonix | Korine | Cellmod | Dancing Plague | SET | Protectorate | Dase | advantage | Mental Discipline | Technomancer | spankthenun ft Isserley | Protectorate | Alpha Sect & more. Please remember to SHARE : REPOST : FAVORITE to help spread the new music!** Blackbook - Nobody Home Dase - All Night Protectorate - Lethe The Ultimate Dreamers - Implant Loved You-! (Implant Remix) Pure Obsessions & Red Nights - Don't let the night die in vain ΣΕΘ(SET) - It's All For You (Original Mix) Alexander Fetuekow ft Ofra Haza - Song Of Solomon Radioaktivists - Reach Out davaNtage - Take Shelter (Pyrroline remix) Alpha Sect - Internet Rebels (Magnum Opus Remix) Dancing Plague - Crisis Apparition Cold Cave - My Heart is Immortal Ethseq - Transcendence Local Suicide & Theus Mago - Jam Bounce Release (Original Mix) Mental Discipline - My Name Wolfsheim - The Sparrows and the Nightingales (Dominatrix Dimension Rmx) Critical Monday ft Thomas Gandey - Radiate Rafael Cerato ft Aves Volare - Propaganda Machine (Original Mix) Last Wars - Frail Communion Orion - Space Girl Cellmod - Nightstalker (Planetdamage Remix) Khoinix - Nervous Mission Technomancer - I Want You M I K R O P U S E - WINTER I Anthony (H) - Lying In The Park (Live Evil Productions Remix) Gasoline Invertebrate - Bad Fact (Red Lokust Mix) spankthenun ft Isserley - Bad Candy Store Штадт (Stadt) ft Qual - Human Collapse Dahryl - Breaking Ice (Ansome Remix) Nein Niemals - Bring Me Everyone (Gateway to the Heavens Remix) Phaxe - Lost FabrikC - Chinese Food [ES23 Interpretation] Cancel - Invalid Siobahn - VIP ACCESS Avantasia - Dancing with Tears in My Eyes (Ultravox cover) Korine - Mt. Airy
Jason Russell is a creative director powerhouse and the visionary behind viral videos for Invisible Children's KONY 2012 which amassed a staggering 103 million views on YouTube, and charity: water, which skyrocketed their monthly donors from 800 to over 80,000.During our conversation today, Jason gets into the nitty gritty of his video creation process, including the key components that make up a piece of content to inspire action. We also debunk the myths about video length and how to be really creative with your marketing and media budget. It was an honor for me to host this conversation - let's go!Episode Partner: This episode is presented by Feathr - Expand your reach, further your mission. Use Feathr's digital marketing tools to increase awareness, boost online donations, promote events, recruit volunteers, and ultimately do more good. Learn More.Resources & LinksFREE Webinar: The Top 5 "Set It and Forget It" Marketing Tips for Building Momentum During the Summer on May 19th at 2 pm ET | 11 am PT with Feathr's President and Co-founder Aidan Augustin and Dana Snyder. Click here to RSVP!Follow Jason at his agency, Broomstick Engine, where he partners with brands and organizations to tell their story and learn more about his children's book, A Little Radical. Want to work with Jason? Email him at jason@broomstickengine.com. Watch Invisible Children's viral KONY 2012 campaign video, The Spring, a charity: water story, and Preemptive Love's Love Anyway.Want to make Missions to Movements even better? Take a screenshot of this episode and share it on Instagram. Be sure to tag @positivequation so I can connect with you.
Welcome to Decorating the Set: From Hollywood to Your Home with Beth Kushnick! As the band, Semisonic, taught us so many years ago, “every new beginning comes from some other […] The post Decorating the Set (It’s A Wrap) appeared first on Pod Clubhouse.
Decorating the Set: From Holly wood to Your Home with Beth Kushnick
Welcome to Decorating the Set: From Hollywood to Your Home with Beth Kushnick! As the band, Semisonic, taught us so many years ago, “every new beginning comes from some other […] The post Decorating the Set (It’s A Wrap) appeared first on Pod Clubhouse.