Podcasts about UPS

Software stocks are dropping like rocks in 2026 as AI companies, including Anthropic, deliver more impressive enterprise tools. It's reminiscent of the market's reaction to DeepSeek in 2025 – a Chinese startup that seemed like it could deliver the same AI capabilities with a fraction of the hardware requirements. This “DeepSeek Moment” caused investors to rethink their assumptions. The rapid rise of enterprise AI tools appears to have investors rethinking things again. Tyler Crowe, Matt Frankel, and Jon Quast discuss: - Which stocks may be more safe - Sudden shifts in the job market - How the economy impacts our investing - Stocks on our radar Companies discussed: CRWD, TOST, UPS, AMZN, POWL, ZS, GDDY Host: Tyler Crowe Guests: Matt Frankel, Jon Quast Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

As Fox News featured footage of jackbooted masked federal agents terrorizing a Northern Midwestern city the network told its viewers to ignore any reports that showed Americans were unhappy with Trump's mass deportation efforts.The soccer moms and angel faced five-year-olds fleeing clouds of tear gas in quaint tree-lined residential streets were covert socialist sleeper cells financed by the Chinese communist party and radical Islamists determined to overthrow the U.S. government.The true victims of the chaos in Minnesota were the valiant members of Immigration and Customs Enforcement (ICE) and Border Patrol agents. They were brave men and women who had to cover their faces to avoid being doxed by crazed capitalist hating agitators.Things got truly surreal as several Fox News hosts showcased the mugshots of various undocumented immigrants convicted of heinous crimes while they downplayed the latest release of documents related to convicted sex trafficker Jeffrey Epstein.The Epstein files revealed close personal relationships with several high-ranking officials in the Trump administration as well as the president himself.When the network wasn't promoting outlandish conspiracy theories about nonexistent socialist uprisings and downplaying Trump's once close relationship to a sadistic sexual predator it was heavily promoting the First Lady's insipid documentary and making light of Trump's plan to openly rob the U.S. treasury of $10 billion.It was an especially crazy week at Fox.Meanwhile Fox News polling came out with terrible numbers for Trump across several categories which Fox News personalities mostly ignored. The network also failed to tell its viewers about layoffs at Amazon and UPS or of a huge spike in the trade deficit. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit decodingfoxnews.substack.com/subscribe

Feb 5, 2026: Are software vendors in trouble? Why are employees suddenly complying with return-to-office mandates? And what happens when leaders are afraid to ask their own teams for feedback? In today's episode of Future-Ready Today, we unpack five stories that together reveal a major reset happening inside organizations: Why Workday is cutting jobs — and what falling enterprise software stocks (including ServiceNow) signal about how AI is disrupting traditional SaaS business models. New data showing workers backing down on return-to-office demands as employers reclaim leverage. A leadership study revealing that senior executives want feedback — but fear appearing weak if they ask. Layoffs surging to the highest January level since 2009, driven in part by restructuring at UPS following shifts in volume from Amazon. And research from Bain & Company showing a massive disconnect between leaders who think change is working and employees who say it isn't.  

FAA reorganization and shutdown prep, Airbus A220 stretch, certification as a trade tool, UPS MD‑11 retirement, 777X engine snag, fatal Challenger crash, iconic aircraft, new NASM galleries, aviation career issues, aviation-themed music, and a future DC‑3/CH‑47 fly‑in. Aviation News FAA Adds Departments, Shuffles Roles The new FAA reorganization differs from the previous structure mainly by centralizing safety oversight, creating new modernization and advanced technology offices, and consolidating internal support functions under new top-level offices. A new, agency‑wide Aviation Safety Management System (SMS) Organization implements a single safety system and risk-management strategy across all FAA lines of business, rather than having safety functions and metrics siloed in multiple offices as before. An Airspace Modernization Office is dedicated to rolling out the “brand‑new air traffic control system” and overseeing broader NAS modernization, which previously was handled within the Air Traffic Organization and other units rather than a single, focused office. An Office of Advanced Aviation Technologies integrates UAS, eVTOL, AAM, electric, and supersonic aircraft into the NAS. These functions were formerly spread among UAS integration, NextGen, and various certification/AVS branches. A new Administration and Finance Office consolidates the functions of finance, information technology, and human resources. Previously, they were distributed across multiple lines of business and staff offices. A Policy and Legal Office pulls together policy, legal, stakeholder engagement, financial assistance, and the agency's rulemaking/regulatory office. Previously, rulemaking and policy lived mainly within Aviation Safety and other distinct policy offices. The Administration and Finance Office, Policy and Legal Office, Air Traffic Organization, and the new safety and modernization offices all report to the Administrator. Shutdown Plan for FAA Involves 10K Furloughs The FAA's plan for the short-lived partial government shutdown was to furlough more than 10,000 FAA workers and withhold pay for 13,835 air traffic controllers. Exclusive: Airbus to kickstart pre-sales for a larger A220 jet, sources say Airbus is considering launching an A220 stretch – the A220-500 with around 180 seats. This is a “simple stretch,” meaning the same wings, the same engines, and a longer fuselage. The Airbus Board approval is required before the A220-500 can be formally launched. Trade War Skies: Understanding Trump's 2026 Decertification Order on Canadian Aircraft In a January 30, 2026, social media post, President Donald Trump announced the “decertification” of all Canadian-manufactured aircraft if Gulfstream aircraft were not certified by Canada. The President alleged that Canada has “wrongfully, illegally, and steadfastly” refused to certify U.S.-made G500, G600, G700, and G800 jets. If Transport Canada did not act immediately, a 50% tariff would be implemented. Over 5,400 Canadian-built planes are registered in the U.S. This sent shockwaves, if not panic, throughout the industry. With time, clarification has come: The order would apply to new aircraft airworthiness certificates and wouldn't ground the fleet. The IAM (International Association of Machinists and Aerospace Workers) urged a separation of safety regulation and political grievances. “You can't weaponize the certification process,” said union leaders, emphasizing that aviation safety should remain an independent pillar of global travel. Some feel Transport Canada is holding off on certifying the G700 and G800 mainly because they are not willing to mirror the FAA's temporary fuel‑icing exemption. The Canadian regulator wants the full cold‑weather and icing compliance demonstrated first. UPS won't resurrect MD-11 fleet after deadly crash, takes $137M charge UPS is retiring its fleet of 27 MD-11 aircraft and, in the process, writing off $137 million after-tax. The MD-11s will be replaced with twin-engine Boeing 767-300 cargo jets. In response to the grounding of the MD-11 fleet, UPS repositioned some aircraft from outside the US, expanded transportation by truck, and leased planes from partner airlines. During an earnings call, Chief Financial Officer Brian Dykes said, “Over the next fifteen months, we expect to take delivery of 18 new Boeing 767 aircraft, with 15 expected to deliver this year. As new aircraft join our fleet, we will step down the leased aircraft and associated expenses. We believe these actions are consistent with building a more efficient global network positioned for growth, flexibility and profitability.” Boeing's certification ‘hangover' drags on with new 777X issue Also, Boeing has identified an engine durability issue with the General Electric GE9X engines that power the 777X, although CEO Kelly Ortberg says this will not impact the first 777X delivery in 2027. Also, Ortberg signalled to investors that the company plans to increase 737 MAX production this year to 47 from 42 planes per month. Boeing has been preparing a fourth MAX production line in Everett to produce 737 MAX 10s, although the aircraft has yet to receive certification. Boeing posted job openings for the line, and the tooling is complete. Tracing the hours after a fatal plane crash in Bangor The Bombardier Challenger 600‑series business jet crashed during takeoff from Bangor International Airport in a snowstorm, killing all six people on board and triggering a complex, weather‑hampered investigation. The business jet was operating a private flight from Bangor to Europe with two crew and four passengers from the Houston area. The plane had been deiced and was cleared for takeoff on runway 33 around 7:40–7:45 p.m., in heavy snow, with visibility down to about three‑quarters of a mile and several inches of snow on the ground. Within roughly a minute of takeoff clearance, controllers halted all traffic after the aircraft crashed on or near the runway, coming to rest inverted and on fire. Possible lines of inquiry include: Wing contamination and ice buildup are known risk factors that have contributed to past Challenger‑series accidents. Aircraft performance and whether the wing stalled on takeoff. Deicing procedures and timing relative to takeoff, including whether holdover times were exceeded. Crew qualifications, training, and recent duty history. Mechanical condition of the aircraft and any anomalies captured on the flight data recorder and cockpit voice recorder, which have been sent to the NTSB in Washington. Mentioned National Air and Space Museum Announces Plans To Celebrate 50 Years The Smithsonian's National Air and Space Museum opened on July 1, 1976, as a gift to the nation for the U.S. bicentennial. Five new galleries will open to the public on the museum's 50th anniversary, July 1, 2026, and in time for the nation's 250th anniversary.  Galleries opening July 1, 2026: Flight and the Arts Center Jay I. Kislak World War II in the Air U.S. National Science Foundation Discovering Our Universe RTX Living in the Space Age Textron How Things Fly Galleries opening in the autum 2026: At Home in Space (Oct. 30) Modern Military Aviation (Veteran's Day, Nov. 11) This completes the museum's multi-year renovation. Soar Together Family Day at Innovations in Flight: World War II on the Homefront Check this site for information about the National Air & Space Museum’s annual Innovations in Flight event. The DC-3 Society is planning an inaugural DC-3 Society DC-3 Fly-In. Date and location TBD. See the January 2026 Newsletter. Video: 737 St. Erasmus’ Airshow, Full Music Album, by SPEED BRAKE ARMED https://youtu.be/lcY3uU8uG2E Video: 737 Airshow America, by SPEED BRAKE ARMED. https://youtu.be/-Sl5WvWRhWo Video: HARS CONNIE – The Years Fly Past – Wings Over Illawarra 2016 https://youtu.be/duSOTbanz-8?si=13bcDNa5Sfv9JgPq Music In a blast from the AGP past, Brother Love provides opening and closing music from the Album Of The Year CD. (On Facebook.) Hosts this Episode Max Flight, our Main(e) Man Micah, and Rob Mark.

Dave and Chuck the Freak talk about Chuck's bowel issues, Lululemon says see through pants were consumers' fault for buying wrong size, emailer wants guests to pay for Super Bowl party, guy injecting substance into penis, whispering vows at wedding, update on missing mother of Today Show host, man beaten by DoorDash driver, woman attacked 5 people at Brooklyn restaurant, old lady crashed car into a Christmas store, guy who uses flame thrower to remove snow, cat fled car after crash, Super Bowl bets, Xfinity's Super Bowl commercial, the worst Super Bowl halftime shows, figure skater's routine denied because of Minion copyrights, singer from The Voice died after being bitten by snake, Kelly Clarkson show will end, Sherri talk show ending, worst movies of 21st century so far, WWI shell found in man's butt, man stole meat to impress his lady, update on guy who sprayed lotion on woman's back, drunk airline passenger strips nude, man stole airplanes, how often couples claim to have sex, man divorces wife after learning their children aren't his, guy takes down crazy man running through TSA security check, teen swam 2.5 hours in ocean to save family, UPS driver stops to compliment customer's book, foul mouthed Amazon driver, hobbies to make you more attractive to the opposite sex, McDonald's nugget caviar, and more!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Layoff announcements have been coming fast and furious: 16,000 at Amazon; up to 30,000 at UPS; more at Dow Chemical, Pinterest, T-Mobile, and more. These latest workforce reductions won't show up in the January jobs report, but they do suggest a labor market under increasing stress. This morning, we'll dig in. But first, tech companies like Google are considering putting power-hungry data centers used to fuel AI into space. What would that look like?

Layoff announcements have been coming fast and furious: 16,000 at Amazon; up to 30,000 at UPS; more at Dow Chemical, Pinterest, T-Mobile, and more. These latest workforce reductions won't show up in the January jobs report, but they do suggest a labor market under increasing stress. This morning, we'll dig in. But first, tech companies like Google are considering putting power-hungry data centers used to fuel AI into space. What would that look like?

What if being “busy” isn't a badge of honor, but a one-way ticket to burnout? Lou sits down with productivity strategist and former chief marketing officer Sarah Ohanesian for a candid look at why chasing endless tasks keeps so many professionals from meaningful work—and life.Together, they dig into the real roots of burnout, revealing the shocking truth that even the highest achievers sometimes give their families the “worst version” of themselves after a long day of decision fatigue. Sarah Ohanesian shares her personal journey from feeling perpetually overwhelmed in a CMO role to reshaping her career with a mission: help high-performers achieve their most important goals without sacrificing their well-being.Highlights include:The difference between being “busy” and truly “productive,” and how reframing those definitions can transform your workday and your mindset.Sarah Ohanesian's simple but powerful system for identifying High Priority Tasks (HPTs) so you can break the cycle of “doing everything” and start doing what matters most.Strategies for figuring out your peak performance hours and building a schedule that fits YOU (not another “magic morning” book's prescription).Real-life tips for limiting distractions—whether it's muting notifications or literally closing your curtains to hide the UPS truck.Honest insights into why burnout isn't new—but why, post-COVID, it's more amplified, complicated, and pervasive than ever before.Sarah Ohanesian's actionable advice for moving from stuck to starting, including how to break overwhelming projects into tiny steps and regain your sense of hope and control.Whether you're a solopreneur stretching your work hours into the night or a team leader looking to prevent burnout, this episode will give you a much-needed reset button.Timestamped Overview:00:00:00 – Introduction and setting up the conversation on thriving without burning out00:02:15 – Sarah Ohanesian's story: Burnout, career pivot, and her “aha” moment00:04:03 – Busting the “busy as a badge of honor” myth and shifting to productivity00:06:08 – The HPT Method: How to prioritize what matters00:08:17 – When to do your best work—tailoring schedules for real productivity00:11:27 – Managing distractions (and some practical tech/workspace tweaks)00:13:24 – The universal “that's me!” moment when audiences hear Sarah's message00:15:35 – Is burnout new, or just finally getting named?00:17:15 – Sarah's personal tools for getting back on track (even on off days)00:18:51 – Fun Street: Taylor Swift binges, Chicago pizza, and what Sarah's loving outside work00:25:46 – Outro and where to find Sarah Ohanesian onlineTune in for an honest, actionable road map to thriving at work, delivering your best self at home, and finally making busy work for you—not against you.

Some people have sexy jobs, that's life! There's the obvious one's we all know about: Doctor, Lawyer, Fireman. But we wanted to know which jobs are surprisingly sexy, and some of you are way too excited to get your UPS packages...Plus! Valentine's Day can be hectic for parents, so we asked you how you're celebrating the big day with even with all the hustle and bustle. Catch up on everything you missed from today's show on The Morning Mix Podcast!Listen to The Morning Mix weekdays from 5:30am – 10:00am on 101.9fm The Mix in Chicago or with the free Mix App available in the Apple App Store and Google Play.Follow The Mix: The MixstagramGet the Free MIX App: Stream The MixSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The episode opens with a sweeping look at the biggest retail stories shaping January. Amazon dominates the headlines again, this time with the closure of all Amazon Fresh grocery and Go stores and a renewed reliance on Whole Foods and online grocery. At the same time, Amazon is laying off tens of thousands of employees, part of a broader wave of cuts across retail and adjacent industries, including UPS, Home Depot, and Nike. The hosts explore whether this is a post-pandemic correction, an AI-driven efficiency shift, or an early signal of bigger structural change.The news turns to Saks Global's bankruptcy, in which most Saks off-price stores will be shut down. This is expected to benefit rivals like Nordstrom Rack and Bloomingdale's Outlet. Earnings signals offer a mixed outlook: LVMH posts weaker results, reinforcing concerns that luxury's recovery will be uneven, while Starbucks shows early signs of traction with traffic growth and the return of tiered loyalty rewards.The second half features an energetic, insight-rich discussion with fellow NRF Top Voices Billy May, Brooklinen's CEO, and David J Katz, EVP and CMO, Randa Apparel, recorded live in the Narvar podcasting studio on the NRF Big Show show floor in New York. Together, they explore how consumer behavior is changing, why value is now deeply contextual, and how trust has become the most fragile currency in retail. They discuss pricing strategy in an era of tariffs, geopolitical risk, and algorithmic pricing, warning that transparency and clarity matter more than ever.The group dives into AI reality—what's working, what's hype, and why AI should be treated as a power tool, not a decision-maker. They examine leadership in the post-COVID era, arguing that execution, speed, and disciplined focus now define winning organizations. Don't miss these rapid-fire takes on rising retailers and the future of the department store—listen now and join the conversation to stay ahead in retail's next chapter.The conversation then shifts to the week's remarkable stories. highlighting the staggering scale of AI investment, including Anthropic's rumored $350 billion valuation and Amazon's possible $50 billion stake in OpenAI. Michael reflects on growing wealth concentration in the U.S. and many developed countries, noting the economic and social implications. Looking around the corner, Steve unpacks TikTok's shifting algorithms, political influence concerns, and TikTok Shop's move to force sellers into its proprietary logistics network—changes that could reshape social commerce. About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling author of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is a senior retail advisor, keynote speaker and media entrepreneur. Michael has delivered keynotes, hosted fire-side discussions hosted senior retail executive on-stage in 1:1 interviews worldwide. Michael produces and hosts a network of leading retail trade podcasts, including The Remarkable Retail Podcast, The Voice of Retail The Food Professor, The FEED powered by Loblaw and the Global eCommerce Leaders podcast. He has been recognized by the NRF as a global Top Retail Voice for 2025 and 2025 and continues to be a ReThink Retail Top Retail Expert for the fifth year in a row.

Summary In this episode, the hosts discuss their experiences with severe winter weather, including heavy snow and ice, and how it has impacted their delivery routes. They also dive into UPS's recent quarterly earnings report, highlighting the company's strong performance despite job cuts and the acquisition of Roadie. The conversation includes a fun segment of 'doorstep dilemmas,' where they engage with listener-submitted questions. The episode wraps up with reflections on a tough week and a tribute to a beloved actress who recently passed away.  Join the Patreon Family TOP RATE LEGENDS on Patreon! Tony Starla Join the Discord Takeaways Patreon support is crucial for the podcast's growth. Weather conditions can severely impact delivery routes. UPS reported strong quarterly earnings despite job cuts. The acquisition of Roadie raises concerns about job security. Doorstep dilemmas provide a fun way to engage listeners. The hosts share personal experiences with winter weather challenges. Community engagement through Discord enhances listener interaction. The podcast reflects on the impact of recent events in the industry. Humor is used to cope with tough situations in delivery work. The loss of a beloved actress resonates with the hosts and listeners. Chapters 00:00 Introduction and Patreon Shoutouts 01:56 Weather Woes: Snow and Ice Challenges 12:05 Personal Struggles and Loss 14:25 The Week in Review: Crazy Events 27:03 UPS Quarterly Earnings and Job Cuts 37:14 Job Cuts and Union Responses 40:36 The Future of UPS and Roadie 44:31 Contractual Drivers and Industry Changes 47:49 Patreon and Community Engagement 51:40 Dog Encounters and Delivery Stories 01:03:09 Doorstep Dilemmas and Fun Questions Keywords UPS, weather, snow, ice, quarterly earnings, job cuts, Roadie, doorstep dilemmas, podcast, delivery THE OPINIONS EXPRESSED OR VIEWS EXPRESSED ON THIS PODCAST ARE THOSE OF THE HOSTS AND GUESTS AND DO NOT NECESSARILY REFLECT ANY DELIVERY COMPANY    

In "Home Delivery World: The Future of Fulfillment", Joe Lynch and John Beasley, General Manager of Home Delivery World, discuss he critical strategies and emerging technologies redefining the high-stakes journey from the warehouse to the consumer's front door. About John Beasley John Beasley, General Manager of Home Delivery World, has been part of the HDW team since 2021. With over 8 years in the events world, his goal is to bring innovation to the event and foster a community where attendees can make meaningful connections and drive their businesses forward. His background in sales, business development, partnerships combined with a degree in Operations Management with a specialization in Supply Chain Management has come full circle and has been instrumental in building Home Delivery World into the most important last-mile event in North America. About Terrapinn Terrapinn events have been sparking ideas, innovations and relationships that transform business for over 30 years. Using our global footprint, we bring innovators, disrupters and change agents together, discussing and demonstrating the technology, strategies and personalities that are changing the way the world does business. Home Delivery World is Terrapinn's premiere event in America and HDW is the leading event redefining the future of ecommerce logistics and supply chain strategy across North America. The event continues to be the go-to platform for big-box retailers, DTC shippers, grocers, manufacturers, and ecommerce brands seeking innovation and transformation in the last-mile. Key Takeaways: Home Delivery World: The Future of Fulfillment In "Home Delivery World: The Future of Fulfillment", Joe Lynch and John Beasley, General Manager of Home Delivery World, discuss he critical strategies and emerging technologies redefining the high-stakes journey from the warehouse to the consumer's front door. Laser Focus on the "Final Mile": Unlike general supply chain events like Manifest (which Joe calls the "Super Bowl of logistics"), HDW is a niche, specialized event. It focuses specifically on the journey from the warehouse to the consumer. If your business revolves around B2C delivery, middle-mile logistics, or white-glove service, this is the dedicated "world" for those specific challenges. The Delivery Team as a Brand Extension: A critical takeaway from the interview is that the delivery person is often the only physical point of contact a customer has with a brand. Whether they are a third-party contractor or a direct employee, their behavior—from wearing shoe covers to their attitude at the doorstep—can either solidify customer loyalty or ruin a multi-thousand dollar purchase in the "last 50 feet." Rapid Evolution of Delivery Technology: The "Future of Fulfillment" isn't just a buzzword; it's actively being deployed. The podcast highlights the shift from experimental to practical use of: Drones: Solving issues like "porch pirates" by delivering to backyards. Robotics & Autonomous Vans: Navigating the transition from diesel to electric and automated fleets. Inventory AI: Managing complex stock levels across multiple social commerce channels like TikTok and Instagram. Logistics as a Competitive Business Strategy: Logistics is no longer just a back-office cost; for ecommerce companies, it can represent up to 20% of revenue. The interview emphasizes that "free shipping" is a strategic business choice, not a logistical reality. Companies must attend these events to find regional carriers that offer better rates or services than national giants like UPS or FedEx. Managing Consumer Expectations: Unlike B2B deliveries, home consumers are not industry pros; they have extreme expectations and often want products almost the moment they hit "order." This necessitates a shift from traditional bulk shipping toward highly strategic inventory placement to ensure seamless same-day or next-day delivery. The Rise of Big & Bulky White-Glove Service: Fulfillment is moving beyond small parcels. A significant portion of HDW is dedicated to "Big and Bulky" items (like Pelotons, sofas, or outdoor fireplaces). These require specialized equipment—such as pallets with handheld brakes for steep driveways—and specialized services like in-home assembly, which are becoming major revenue drivers for retailers like Wayfair. Education Through a Diverse Ecosystem: The event serves as a massive "live classroom" where 200+ industry leaders from brands like Wayfair, Ulta Beauty, and Albertsons share what worked and what failed. It bridges the gap between massive "big dogs" (JB Hunt, Maersk, Amazon) and three-year-old startups, fostering a community where the most important connections happen between the shippers and the solution providers. Learn More About Home Delivery World: The Future of Fulfillment John Beasley | Linkedin HDW | Linkedin HDW HDW: Register Here HDW Agenda OneRail's Winning Strategy for Final Mile with Bill Catania Drone Delivery is Here with Tom Walker The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube  

Join the Discord and Partner with us via Patreon: https://www.patreon.com/purehustlepodcast MY RESLLER GENIE - USE OUR CODE “PUREHUSTLE” all in caps: https://www.myresellergenie.com/?ref=purehustle In this double update episode of Pure Hustle Podcast, Mike and Orlando dive into the realities of balancing reselling with full-time jobs, building discipline for daily listing and sourcing amid tight schedules, and the challenges of thrifting at Goodwill amid record crowds and high prices. They discuss economic signals like Goodwill's booming $7 billion revenue in 2025 (up 7% YoY) as shoppers stretch dollars, free shipping supplies hacks (Poshmark Ground Advantage boxes), negotiation tactics for consignment deals, and mindset shifts around taxes and profitable flips. Random stories cover owing taxes after a strong year, the viral Costco x Nike SB Dunk Low "Grey Fog" drop (limited in-store release for ~$135, now reselling higher), KFC's sold-out "Bowl-O-Tie" bolo ties, and hype vs. reality in limited drops. Hustles of the Week highlight massive collections buys, signed D&D books, rare NES games, and helpful low-margin flips. 00:00 - Intro and Episode Format 00:14 - Back-to-Back Updates Explained 01:16 - Orlando's Update: Discipline, Listing Habits, Sourcing Choices 05:37 - Negotiation Realities and Consignment Stories 07:05 - QR Code Idea for Sellers, eBay Fees Breakdown 12:01 - Free Shipping Supplies Hacks (Poshmark, USPS, UPS) 16:36 - Mike's Update: Snow/Ice Storm Shipping Delays, Goodwill Struggles 22:14 - Goodwill/Thrift Economy Boom Discussion 27:24 - My Reseller Genie Promo and Tax Prep 29:35 - Random Stories: Taxes After Strong Year, Costco Nike Drop 33:33 - KFC Bowl-O-Tie and Limited Drop Hype 46:01 - Hustles of the Week: D&D Signed Book, Massive Video Game Haul, Camera Lenses, Travis Scott Hoodie 57:45 - Looking Forward: Garage Sales, Estate Sales, Prioritizing In-Person Sourcing 58:49 - Closing Thoughts on Reselling Opportunities    

While many organizations claim they're cutting red tape, the underlying drivers often look more like cost pressure, market correction, or AI anxiety dressed up as structural reform. In this mini episode, Rodney and Sam unpack the recent wave of layoffs framed as efforts to “reduce bureaucracy”—and why that explanation deserves some skepticism. They explore when reducing org depth can be the right move, why boom-and-bust hiring cycles create hidden work, and what companies would actually do differently if bureaucracy reduction were the real goal. Mentioned references: layoffs at Amazon layoffs in consulting layoffs at UPS "org debt" Got a work question like this one you'd like us to answer? Email us at podcast@theready.com -------------------------------- Ready to change your organization? ⁠⁠⁠⁠Let's talk!⁠⁠⁠⁠ Get our newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Follow us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -------------------------------- Sound engineering and design by Taylor Marvin of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Coupe Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Lance Roberts examines why bears have become an endangered species—and why that may be a warning sign rather than a confirmation of safety. Investor sentiment is extreme, margin debt is surging, speculative behavior is accelerating, and market leadership remains narrowly concentrated. When optimism becomes unanimous, history shows future returns tend to disappoint. 0:00 - INTRO 0:19- February & Earnings Season Continues 4:50 - The Action Behind Friday's Action 13:53 - Rationalizing Markets' Ups & Downs 15:23 - Percentage of Markets at All-new Highs 16:38 - The Reflationary Narrative 17:50 -Why Bears are Extinct 20:20 - Everyone has to buy, but at what price? 22:19 - Why Portfolio Risk Management is Important 25:14 - Market Cycles & Deviations 31:10 - Average Longevity is Increasing 34:02 - Do Not Ignore the Impact of Passive Investing 37:07 - Demand Drives Product Innovation on Wall St. 41:35 - Markets Set the Lows 43:40 - The Cure for High Prices is High Prices Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/live/NAyXnrquGiQ ------- Watch our previous show, "Retirement Income When Markets Are Expensive," here: https://youtube.com/live/5MX3c-VM-n0?feature=share -------- The latest installment of our new feature, Before the Bell, "Rotation, Volatility, and Commodities Risk" is here: https://youtu.be/Dt4z5fAB7jI ------- Articles Mentioned in Today's Show: "Bears Are An Endangered Species" https://realinvestmentadvice.com/resources/blog/endangered-species-list-includes-market-bears/ "The Market Cycles Potentially Driving 2026 Returns" https://realinvestmentadvice.com/resources/blog/market-cycles-outlooks-for-2026-draft/ "Precious Metals Aren't Predicting Economic Collapse" https://realinvestmentadvice.com/resources/blog/precious-metals-arent-predicting-economic-collapse-draft/ Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketToday #MarketVolatility #CommodityMarkets #RiskManagement #SP500 #MarginCall #Leverage #MarketRisk #InvestorSentiment #StockMarketOutlook #RiskManagement #FinancialPlanning

Winter Storm & Business OperationsWe got slammed with a blizzard here in Arkansas, which is a bit of a different beast than what I'm used to from Minnesota because the infrastructure just isn't the same. Fortunately, the extra insulation and prep work I did on the pipes after they burst two years ago held up, and we didn't have any issues at the facility. Even though UPS wasn't running, we were still in on Monday packaging orders to make sure we didn't fall behind.Product & Event UpdatesRestocks: We are restocking Carnivore Cake Pop this Friday.Inventory Alert: The Primal Fudge tallow bricks are dwindling, so if you've been eyeing those, now is the time to jump on it.World Carnivore Month: We've seen a massive influx of orders for the Carnivore Bricks as people wrap up the month. I've been doing "meat and bricks" for three weeks now; I'm down over 5 pounds and feeling lean, though I'm looking forward to adding some variety back in soon.The Retreat: We have a mud run meatup/retreat coming up at the end of February. There are only two spots remaining, and we'll be closing registration two weeks prior.Bodybuilding: Registration is officially open for the Natural State Savages competition, which is about 33 weeks out.The Seed Oil & Research DebateI spent some time catching up on a recent debate involving Lane Norton regarding polyunsaturated fats and seed oils. Lane's stance—based on his meta-analysis of the research—is that when calories are equated and trans fats are removed, there isn't sufficient evidence to label seed oils like linoleic acid as uniquely deleterious. While I respect Lane's work in the bodybuilding space, my personal philosophy remains focused on eating as naturally and minimally processed as possible.We also touched on a new paper by Dr. Andrew Koutnik (with contributions from Dom D'Agostino and Tim Noakes) regarding carbohydrate loading for endurance. The research suggests that by not consuming exogenous carbs, the body may actually be more efficient at preserving stored muscle glycogen through fat oxidation. It's sparked a lot of derision online because it challenges the status quo, but I think it's vital to stay open-minded and willing to look past the five-second Instagram reels to get to the actual truth.Greg Mahler is also a lifetime natural bodybuilder, and can be followed on Instagramhttps://www.instagram.com/ketogreg80/Register For My FREE Masterclass: https://www.ketobodybuilding.com/registration-2Get Keto Brick: https://www.ketobrick.com/Subscribe to the podcast: https://open.spotify.com/show/42cjJssghqD01bdWBxRYEg?si=1XYKmPXmR4eKw2O9gGCEuQ

This week on The Chad & Cheese Podcast, AI finally does what it does best: get companies sued. Eightfold gets dragged into the legal spotlight over secret AI scores, mystery data enrichment, and a definition of “responsible AI” that seems to change depending on which slide deck you're watching. Meanwhile, Randstad says everything's awesome while 40% of workers quietly grab a second job to keep the lights on. Cool cool cool. Totally normal economy. Then it's off to Davos, where billionaire AI CEOs confidently explain why white-collar jobs are disappearing, physical labor is the future, and—don't worry—the government will totally figure it out. The pie will grow. Your slice? TBD. Layer in Amazon and UPS layoffs, CEOs detachment from reality, and enough coded language to power a dystopian bingo card—and you've got an episode that asks the real question: If AI is so smart… why is everything getting dumber?

UPS is cutting 30,000 jobs while profits surge. Brad Lea, Tom, and Brandon debate AI, unions, automation, and what workers should really fear. Is this a warning sign or smart restructuring? A blunt conversation about adapting, commission, and surviving the AI economy.

Amazon, UPS lead new wave of mass layoffs in 2026 / US strike on Iran appears imminent as aircraft carrier task force arrives in Arabian Sea and Trump makes new threats

In episode 278 of the Simple Flying podcast, your hosts Tom and Channing discuss,UPS retires MD-11 fleet after fatal crashLufthansa flies an empty A380 to IrelandSouthwest Airlines operates final flight with open seatingHeathrow Airport removes 100ml liquid rulesAirlines add flights for Super Bowl LX

On today's episode, cohosts Bryan Lufkin and Josh Christensen discuss the latest news in business and innovation, including Minnesota executives' response to ICE killings and the ensuing protests, the TikTok deal, and a round of layoffs from Amazon, UPS, and Nike. Next, Bryan and Josh sit down with David Lidsky, head of editorial strategy for Fast Company and Inc., about his deep dive into what makes Palantir such a successful founder factory.  And finally, our guest cohost, Fast Company staff editor Kristin Toussaint, talks about all things energy sustainability and efficiency in the U.S. and internationally with Mike Zatz, senior VP and head of global data ecosystem and partnerships at Measurabl. To check out David's story, go to fastcompany.com/91476499/inside-the-founder-factory-known-as-palantir-americas-most-polarizing-company  For more of the latest business and innovation news, go to fastcompany.com/news

Main pointsOpenAI's Financial Instability: OpenAI is facing a catastrophic financial burn of approximately $15 million daily, with projected losses exceeding $14 billion in 2026. This is coupled with a mass exodus of key leadership (CTO, Chief Research Officer, and Chief Scientist) and a massive $134 billion lawsuit from Elon Musk.The Component Crisis & Market Saturation: OpenAI's hoarding of GPUs, RAM, and SSDs has caused consumer prices to skyrocket (e.g., DDR5 RAM jumping from $300 to over $1,000). Despite this, newer models like GPT-5 are reportedly disappointing users, while Google's Gemini has surged to 650 million monthly active users.The "Agent" Marketing Myth: An internal Google playbook reveals that 99% of "AI Agents" currently on the market are merely "marketing buzzword packaging" consisting of simple API calls. True autonomous agents require a rigorous "AgentOps" infrastructure—including four-layer evaluation frameworks and security protocols—that most startups currently lack.Unsustainable Infrastructure & Economics: Experts warn that the AI bubble mirrors the 2008 housing crash. The "fundamental math" is failing: energy and capital costs are quintupling while performance gains diminish, requiring OpenAI to generate $2 trillion in annual revenue (15x current growth) just to remain viable.The AI Layoff Wave: Significant job cuts are being attributed to AI restructuring and automation, with 245,000 tech jobs lost in 2025. Major 2026 layoffs include 48,000 at UPS due to automation and 30,000 corporate roles at Amazon, signaling a shift from human capital to AI integration.Referenced X Users @BoringBiz_@nitinthisside_ @anon_opin

IntroQuestion of the WeekAyyyye yuuung$3 per meal30,000 UPS jobs and 16,000 Amazon jobs goneAlex Pretti murderedDomestic Terrorist who Are CEO's stepping up nowGovernment says dress better at airport Fiance dies before weddingVenue refuses refundSays contract is bindingWellington Park - Auriona Lewis & Tatiyana FosterWrap Up

ICE is heading to Italy, there are more people here than ever, UPS is canning folks and we all think 2025 was "meh" and I honestly think that is high.See omnystudio.com/listener for privacy information.

Amazon is laying off 16,000 employees including about 10% of their staff from Prime Video. Maybe there wasn't enough power in the Power of the Rings? Also affected is UPS who says they're going broke trying to deal with Amazon. This is NOT good...Watch the podcast episodes on YouTube and all major podcast hosts including Spotify.CLOWNFISH TV is an independent, opinionated news and commentary podcast that covers Entertainment and Tech from a consumer's point of view. We talk about Gaming, Comics, Anime, TV, Movies, Animation and more. Hosted by Kneon and Geeky Sparkles.Get more news, views and reviews on Clownfish TV News - https://more.clownfishtv.com/On YouTube - https://www.youtube.com/c/ClownfishTVOn Spotify - https://open.spotify.com/show/4Tu83D1NcCmh7K1zHIedvgOn Apple Podcasts - https://podcasts.apple.com/us/podcast/clownfish-tv-audio-edition/id1726838629

Setting up an IC-DISC the right way can mean the difference between maximizing tax savings and having issues down the road. In this episode of The IC-DISC Show, I sit down with Brian Schwam, IC-DISC specialist and tax attorney, to walk through the complete IC-DISC setup and compliance process from start to finish. This conversation was inspired by a CPA request for a comprehensive guide covering every step of the IC-DISC journey. Brian breaks down the entire process chronologically, from the initial consultation to determine if a business qualifies, through the critical formation steps that can make or break your IC-DISC. We cover proper capitalization requirements, the infamous 90-day election window, why non-interest bearing bank accounts matter, and the draconian 60-day payment rule that catches many businesses off guard. He explains the difference between simple and transaction-by-transaction calculations, sharing an example where detailed analysis increased a client's commission from $4 million to $17 million on $100 million in export sales. Whether you're a CPA learning about IC-DISC for the first time or a business owner considering this strategy, Brian's systematic approach demonstrates why working with a true specialist matters when navigating these complex regulations.     SHOW HIGHLIGHTS A detailed transaction-by-transaction calculation increased one client's IC-DISC commission from $4 million to $17 million on the same $100 million in export sales. Missing the 90-day election filing window requires a private letter ruling costing $35,000-$40,000 to fix, making it cheaper to just set up a new IC-DISC. The 60-day payment rule requires paying at least 50% of your estimated commission in cash or promissory note within 60 days of year-end to avoid disqualification. Setting up an IC-DISC with no par value stock is a fatal error that will cause the IRS to reject your election, regardless of everything else done correctly. A non-interest bearing bank account is essential because even $1.50 of interest income can disqualify your IC-DISC if no commission is paid that year. Export sales typically need to reach $3-5 million before an IC-DISC makes economic sense, though exceptions exist for businesses with exceptionally high profit margins.   Contact Details LinkedIn - Brian Schwam LINKSShow Notes Be a Guest About IC-DISC Alliance Brian SchwamAbout Brian TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Dave: Good morning, Brian. Welcome to the podcast. Brian Hey, good morning David. Good to be here. Dave: So I, I now refer to you as the Bob Hope of the podcast because I believe that Bob Hope holds the record for the most appearances on the Johnny Carson Show. So that's why you're like the Bob Hope of the podcast. You have more appearances than anyone else with today's appearance. Brian That's good company to be in if you're of a certain, if you're of a certain age. Dave: Yeah. And I'm not even sure you and I are quite old enough to even be of that certain age. Brian I probably never saw him on Johnny Carson. Dave: Yeah, me too. So this is an episode that was requested by a CPA of one of our clients who was retiring and he had a new. Partner taken over and he said, Hey Dave, can you send over a link to the episode that just goes through all the details of the IC disc from start to finish? And I'm like, well, we don't have that episode, but it's a great idea. So that's what's behind this. So let's start at the very beginning. Somebody calls you up and says, Hey Brian, I need an IC disc, or I want an IC disc. What's the very first step? Brian Very first step for me is to say why. Dave: Okay, Brian tell me about your business. Dave: Okay. Brian You know, do you have qualified export receipts? Do you have qualified export property? That those are very complex areas. And some people might think they do when they don't, and others might think they don't when they do. Dave: Okay. Brian And more likely than not, they heard about IC disc from. Somebody they met at a, you know, business leader meeting or something and somebody said, oh, hey, I have an IC disc. You should have one. Dave: Okay. Brian And not everybody can utilize one, but there's many out there that can utilize 'em that do not. Dave: Okay. And do you charge anything for that consultation? Brian No, because to me it's just a fact finding. Dave: Okay. So step one, figure out if their fact pattern warrants having an IC disc. Brian Right? Right. Well, it's, it's actually, that's one step. If you deter, if we determine that yes, an IC disc makes sense because they do have qualified export property, they do have qualified export receipts, then we have to talk about volumes. Because, you know, if you have 500,000 of export sales, most like more likely than not. Disc isn't gonna make sense. Dave: Economic sense when Brian you factor Right. Economic, the Dave: costs Brian not right. There's not enough benefit to offset the cost at that, at that level, most likely. Of course. It [depends on what, what it is they're selling. Dave: Sure. Do you have a rule of thumb you typically use? Is it like three or 5 million where it typically makes sense or every case Brian For most, for most businesses, that's sort of the range that where it starts to make sense, but there are always exceptions to that. Dave: Sure. Brian So like I had a client that had, you know, 600,000 of export sales, but their bottom line profit was 80%. Dave: Okay. Brian So in that instance, hey, it made sense, but for most companies that have 600,000 of export sales, it, it probably doesn't make sense. Dave: Okay. So let's say they have 5 million of exports, good margins, looks like it makes economic sense. What's the next step then? Brian Well then we talk about what is the tax structure of that exporting company? Is it a flow through entity? Is it a C Corp? And how is it owned? Sometimes [00:04:00] it's owned by a foreign company that makes things way more complicated. Okay. It's owned by a combination of different shareholders, some of which are individuals, some of which are corporations. So that can be complicated. And sometimes it's just a, it's just a pass through entity that's owned by, you know, let's say it's an S corporation that's owned by a family owned. Dave: Sure. Brian You know, so you, you can have a lot of different fact patterns and that will dictate a lot of things with, with respect. Dave: Okay. Brian To how the disc is organized. Dave: Might that also be the time? You inquire as to whether multiple discs might make sense for their structure, or do you typically just focus on kind of getting the initial disc in place and then exploring that over time? Brian Probably the latter. Dave: Yeah. Brian Initially I, you know, the goal is, you know, do you have enough activity? Do you have the right kind of activity? What kind of benefit is it that you think you can, we can get for you? And then, okay, if the answer to all those are in the positive, then it's like, okay, how should this disc be owned based on what we're trying to achieve and where should it be set up? Because that also can have a lot of negative surprises if you set it up in the wrong place. Dave: Yeah. So let's say and I think there's some rules of thumb like if if the. Exporting company is a C corp, you typically don't want the C Corp to own the disc, is that correct? Brian That is, that is correct. And that's because a C corporation pays tax on a dividend. It receives from the IC dis, so effectively there's no benefit. Dave: Okay. So with a C corp, typically it would be the individuals, individual or [individuals that Brian are Oh, the, the shareholders typically, Dave: yeah. Brian You know, possibly a management group could be involved as well, but typically we're talking about the shareholders of the C corporation. Dave: Yeah. And the shareholders of the disc do not necessarily have to mirror the shareholders of the C corp. Right. Brian That is sort of up in the air. I, I prefer that to be the case, but it doesn't have to be the case. Dave: Yeah, like in a simple example, census C Corp owned by one person and when they set it up, they wanna add a couple key employees to it. Brian Yeah. That, that, that's probably fine. You know, there's some old revenue rulings out there from the early 1980s that have a bad fact pattern, which the IRS held that the structure created gift tax issues, but that was like a mom and a dad and a son and a daughter, and mom and dad set up a disc and then gave the stock to the son and the daughter. And, and so that, that's, I see that's a bad fact pattern. What you described is a completely different fact pattern. There's no donative intent in that fact Dave: pattern. Yeah. Okay. In Brian fact, that I have a client that started out where the disc and the C Corp was. It did have mirror ownership, but over time, that has changed dramatically. But still, there's no donor of intent because we have all these unrelated families that own shares in the company in this quote company. And when there have been redemption opportunities over the years, they have the choice redeemed, the disc shares redeemed. The, the C corp shares redeemed them both. So some of like kept their dis shares, but gotten rid of the C Corp shares and vice versa. But really without the donative intent, plus some court case you know, precedent, I, I'm not [00:08:00] so concerned about that issue. Dave: Okay. Now let's switch gears and let's say it's a flow through an S-Corp partnership et cetera. Do you typically want the individuals to own it in that situation? Say that the company has three shareholders, would you just make them the three owners of the disc? More often than not, no. Okay. And why is that? Brian Because it, you get the same benefit by making the disc a subsidiary of the S corporation without some of the extra complexity associated with having the disc be owned by the shareholders. Now that, that's, that's preferred, but there are also situations where that doesn't make sense. Dave: Okay. Brian So let's say the, the S corporation is in California and the shareholder lives in Texas, or Florida. Or Nevada. Dave: Okay. Brian So they might want that dividend income flowing directly to them so that there's [00:09:00] no state Oh. So that there's no state income tax on the dividend. Dave: Sure, sure. Brian Okay. Okay. Yeah. So again, it's just another fact you need to uncover in the process of trying to figure all this out. Dave: Okay, so you've met with the client, you've figured out a disc makes sense, you've dug further you figured out the ownership structure of the disc. That makes sense. So then I guess you have to figure out where to incorporate, huh? Brian Yeah. And that again, there are good states and bad states. Dave: Okay. Brian Some states will tax an IC dis as a regular C corporation, you wanna avoid those states. Some states don't have an income tax at all, and those are good states to deal with. Dave: Okay. Brian And the three, you know, I'd say there's three states that are predominantly viewed as positive, and that would be Delaware, Texas, and Nevada. Okay. They're all fairly similar. For filing. And, and none of them have a corporate income tax on the dis so that's, that's all good in terms of not adding additional costs to the, the structure. Dave: Okay. So I'm in Texas and thus you, it seems like most of my clients end up incorporating in Texas. Do you just so here we are January 8th. We're recording this of 2026. So do you just do you just get around to doing it anytime before the end of the year and then you could use the disc the whole year? Is that how it works? Brian It's not how it works. It's generally a prospective opportunity. So you wanna get that entity formed as quickly as possible. Dave: Okay. Yeah. I've had people, I've heard [00:11:00] people say that if you don't do it on January 1st, you just have to wait till the next year. Brian No. That, well, that's certainly not true. And from any date forward that you set it up, you can certainly get benefits or shipments. Okay. That they, but one other item that I forgot to mention earlier, they also like to ask if the, if the related supplier entity, which is the exporter, if they're an accrual based company or a cash basis, Dave: ah, Brian that's an, that's an incredibly important issue Dave: Sure. Brian Dealt with. That's why. Dave: Okay. Brian Because the disc is an accrual base taxpayer by default. Dave: Yeah. Okay, we'll get into that when we get further around the, Brian okay. Dave: I think about when I was a kid, there was a, there was a Saturday morning TV series I think called schoolhouse Rock. And one of the episodes was how, how a bill becomes a Law [00:12:00] And there's the whole steps, the Brian episode, everybody remembers. Dave: Yep. Yep. So everybody our age at least. Okay, so you've got the disc set up and say you do it in Texas and let's say they make the decision January 8th, takes a few days to, you know, just kind of get stuff, you know, information from the client set up. And let's say you get it set up January 15th, so then they're good to go, huh? They can just start using that disc and away we go. Anything else? Ha. That has to be done Or is it, is it that some Brian on the, on the surface, yes, that's true. Dave: Okay. Brian But beneath the surface, there's other things that have to take place. Dave: Okay. What's the next thing that has to happen after you've formed the disc? Brian Well, you have a, there's a 90 day window to file a disc collection with the IRS. That's probably the most critical thing that has to happen. You have to file an actual paper form with the IRS to elect disc status for the company, because the company, when you set it up, it's just a corporation. Without that election, it's not a disc. Dave: And that election, is this the famous form 48, 76 dash a, is that said election, Brian famous or infamous in some cases, Dave: yes. Yeah. Okay. So you have to, so you just well, you just go to the IRS website. Download the form, send it in, bing, bam. Boom. You're done. You're good to go. Brian Not exactly. Dave: Okay. That's the Brian first Dave: step. Brian Skip. That's the first step. But the I mean, first of all, when you're setting up the disc, you have to make sure you incorporate it properly. Dave: Okay. Brian I kind of glossed over that. Dave: And what are some of the elements of proper incorporation? Brian Well, for example, when you go to a, the Texas website or any other secretary of State website to organize the company, because it can be done all online, [00:14:00] like the default is always, you know, no par value stock, right. Brian If you just select the default, you are going to have a problem because Okay. Dis rules require, you know, par or stated value of $2,500 on the, issued an issued an outstanding stock of, of the disk. So I had a client that came to me years ago. They had set up a company in, well, they used Wyoming, which is also possible to use, and it's not a bad jurisdiction. And they had, he had his quote unquote friend that who was an attorney, set it up for him. And there were some issues with the DISC collection and it went back and forth and then ultimately took a look at the articles of incorporation and it had, you know, $1 power stock, 1000 shares. Dave: Ah, that's a problem. Brian That's, [00:15:00] yeah. So no matter what happened with the disc election and the back and forth with the IRS, the disc election was ultimately never approved because the entity didn't meet the requirement. Having enough outstanding capital stock. So you have to have one and it can only have one class of shares. So there are, you know, there are some hoops you have to jump through in terms of not doing things incorrectly or doing things correctly. So you have to make sure there's one class of stock, $2,500 par value. There can't be foreign sales corporation in the same patrol group, which years ago was a big deal, but now it's not really a big deal because those have been gone for many years and almost nobody has one left. Not, not really an issue there. And what, you know, those are the formation matters that, that mattered, that are important to make sure you, you meet when you form the entity. Okay? If it's formed wrong, right from the get go, you have a problem. If [00:16:00] it's formed correctly, then the next step is yes, file a disc election. Dave: And, but before you file the disc election, there's a step we're missing, right? Doesn't the DISC election require. To put the corresponding EIN for the distance. Oh yes. I mean, I just assumed we, yeah, you obviously you have to apply for an ID number for the new entity that does not come automatically with the incorporation. Brian 'cause that's done with the state as opposed with the IRS yes. Dave: Yeah. And that's become more challenging. It used to be pretty easy to get an EIN you could apply under a corporate name or Brian yeah. But there, there's a, you know, there is an online portal with the IRS to get an EIN for a domestic company. So it's not, it's not Dave: terrible. Yeah. Brian It's not terrible. Dave: Yeah. So you have the EIN that you need for the 48 76 ae. Brian Right. Dave: You have you have 90 days, Brian you have the proper capitalization. Dave: Yeah. Brian You figured out who's gonna own the disc because the, the disc collection is. Signed, you know, it's not just made by the disc entity. It's made by the disc entity, then consented to by the shareholder. So you have to make sure that all that takes place. I can't tell you the number of times where somebody filled out part one, the disc signed it, and then the shareholder forgot the consent to it. And if you don't do the 48 76 dash eight correctly, you get it filed timely. It's an extremely expensive fix to try and get that Dave: rectified. Brian Generally, you have to try to get a private letter ruling, which will grant an extension of time to file the late disc collection. Dave: Okay. Brian And that's that's an expensive process. It's a 25 to $30,000 exercise to [00:18:00] file the private letter, really. Plus you have to pay a user fee to the IRS of 10,000, 11,000. Dave: Wow. Yeah. It seems that seems inconvenient at, at best. Brian And for most companies, they're better off just setting up a second dose Dave: Sure. Brian As opposed Dave: to process, Brian because how much volume there is. Dave: Yeah. Yeah. And I understand the IRS itself refers to these as a, a paper entity. So I guess since it's a paper entity, that's it. No need to fuss around with a bank account or actually have to capitalize it with actual money is there. Brian It's, it's recommended, but you're right, it's not required. There's no requirement in the disk rules to set up a bank account. Dave: Okay. Brian So there it could simply have. A receivable receiv for the capital stock. And that can be, its working capital doesn't have to have a bank account, but that's sort of a misnomer that people think it must have a bank account. Okay. In the original regulations, that was a requirement, but when the regulations are finalized, the requirement was removed. Dave: Okay. But practically speaking, it you probably wanna have a bank account. Brian Yes. Practically speaking, it makes all the sense in the world to have a bank account, a non-interest bearing bank account. Dave: And why is the non-interest bearing important? Brian Well, it, it has to do with one of the annual requirements of a disc. That 95% of its receipts have to be qualified export assets. I'm sorry, receipts. And so let's say in a year the company decides. You can't always decide not to use the DIS even though you've got it in place. So let's say the company says, well we're not gonna use the, this year we had a loss. In our business there's no using. Dave: Okay. Brian We say, okay, and then the DIS bank account earned a dollar 50 of interest income. Dave: Okay, Brian well 100% of the receipts are now not qualified receipts. Okay. Income and no other revenue. If there was a non-interest bearing bank account, it would just have no receipts and then it would be fine. But the earning, the dollar 50 of interest would disqualify that. Dave: Okay. So non-interest bearing account and then I guess the dollar amount in the bank account, what you start with, $2,500 initially. Brian Yeah, pretty much keep it there forever. Dave: But, but it doesn't matter if you end up, oh, if you're a little lazy and you forget to distribute all the money and you end up with 50 grand at the end of the year, that, that's not a problem, is it? Brian It is. Dave: It is. Everything's a problem Brian with you, Brian, because everything, 'cause the, these rules are draconian and everything can become a problem. So a commission dis anyway, a comm, [00:21:00] you know, a paper entity commission dis doesn't need $50,000 of working capital. And the IRS would hold that, that that's not a qualified export out. Like having too much working capital in DIS will cause it to fail. The other test, which is the 95 qualified export asset test 2,500, you know, an amount of cash equal to the capital stock is fine. Dave: Sure. Brian Amounts above that start to, you know, raise questions as to whether. That's reasonable working capital or not? Given that the entity's a paper entity, it doesn't really have any expenses. Maybe some bank fees. That would be about it. In most cases, it really doesn't need cash sitting. Dave: Yeah. Yeah. So maybe 3000, 3,500 to account for some bank fees or, Brian yeah, at most, yeah, we start getting about 5,000. It really starts to [00:22:00] look questionable. Dave: Okay. Oh, I just realized, I think in the initial assessment there was a step we forgot and that's, do they want to make it a buy sell disc or a commission disc? What percentage of your clients are commission discs? Mine a hundred percent. That's Brian 99%. Dave: Yeah. So we're just stepping ahead assuming that it would be a commission disc, Brian right. I mean, the only time you would really have a buy sell disc. 'cause if you have a business where. They're buying inventory from unrelated parties. And all the inventory is manufactured in the US and all of it is export. Dave: Yeah. Brian Okay. That, that, that I do have, like I said, two clients that have adopted that structure. One was commissioned disc with an S-corp and they converted, they merged the S-corp into the disc and just became an operating disc. You know, and that's a little different than a buy sell disc. I mean, an operating disc. People think of buy, sell dis an operating disc for the same thing. They're really not. I mean, 'cause you could have a, the equivalent of a commission disc, but have it be by sell where it could buy product from its related exporter and then export it. Dave: Okay. Brian It's possible that, that, that tho that fact pattern, I don't have any clients in. Dave: Okay. Brian It's possible. Dave: Okay. So we've got the election filed and then at some point the IRS will send the taxpayer letter approving the election, right? Brian Correct. That is, that was true. Dave: And then so we've got the, the B and usually it makes more sense to have the disc bank account at the same bank as the operating company, right? Brian It typically does, Dave: yes. Yeah. And we'll get into that when we get further into the operation of the disc. Okay. So it's all set up. And elections filed, election approved. So now certainly we're done with incorporation and government governance matters, right? Brian No. No, Dave: not yet. Brian Not yet. Not yet. Okay. We still have to make sure there's a a call, a related supplier agreement or disc commission supplier agreement in place between the, the exporting entity or entities and the disc itself. This document is, it's not, again, it's not required in the regulations, but it is recommended. It gives the related supplier a lot of flexibility in how it uses the disc and if it uses the disc and it gives it unilateral powers to decide not to use the disc. It also lays out the, you know, sort of boil legal boilerplate language about an inter intercompany agreement between the two business. Dave: So you could just go to chat GPT and have them spool up a one page sales agent agreement. Is that right? Brian Maybe. I don't know. I haven't tried that 'cause I don't wanna teach chat GPT how to, how to do that, but because every time you ask it a question, you teach it, right? Dave: Sure. Brian General, no, it's a pretty specific agreement and it has very specific provisions in it. Provisions and so somebody that knows what they're doing really needs to draft them. Dave: Okay. Okay. So this is kind of pointing away from just having your general corporate attorney who's never heard of a disc, do all that quote paperwork. Brian Yeah. I never recommend. I always recommend that a specialist do it, namely myself take care of it. Dave: Okay. Yeah. 'cause you are, in addition to having an accounting background, you're also a tax attorney, correct? Brian Correct. Dave: Correct. Okay. Brian Yeah. And you know, some of the documents that need to be created, yeah. That can be done by a general corporate attorney like bylaws and those as well and or other organizational documents that aren't disc specific can only be done by any attorney. But but if, but really it doesn't make sense to split that work up amongst different attorneys. Dave: Okay. Sure. Brian It all sort of be done by the same party to make sure that it's, that everything gets taken here. Dave: Okay. Brian And timely because there's a 90 day window to get this, in my opinion, to get this all done. Dave: Yeah, to co to coincide with the election filing. Brian Right. Because typically I don't provide any of the documents, including the election, to the, to the client until all these things are done. Dave: Yeah. Oh, I see. Sure, sure. Because then there's, Brian you know, they have to sign the disc election and there's all these other documents they need to sign and put in a minute book. And so rather than piecemeal it, we just give it to them all at once. Dave: Okay. So they've got their binder with all their signed documents or a signed copy of the 48 76 A that was filed a copy of the approval from the IRS. So now finally, are we ready to get started using our disc? Is there. Brian Collection the I. Yeah. As you've probably seen in the news, things are changing at the postal service as far as postmarks and what they can be relied on as when something was considered filed. So they're not promising the postmark things that they, you drop them in the mail anymore. Dave: Oh, really? Okay. I hadn't heard that. Brian Yeah. So it's recommended to go, like, walk it to a counter and have it hands stamped with [00:28:00] a postmark. Yeah. But more importantly, and unfortunately not everybody listens to this, send the form certified mail return receipt requested. 'cause many times document is sent to Kansas City and they lose track. Oh, we never got your dis election. We can't process your dis return, whatever. And then there's proof that it was sent and then they have to, you know, find it basically. Dave: Okay. Or Brian at least accept it, maybe even if they never find. Dave: Yeah. Brian But there's one other thing about the disc and that we didn't talk about and, and I'm reminded of it because something you asked me in passing last week, which is something about the year end of the disc, the year end of the disc must coincide with its principal shareholder. So if I have a C corp that's a fiscal year, but the owners of the disc aren't gonna be [00:29:00] individuals, that disc will be a calendar year disc. Dave: Sure. Brian Not be a fiscal year company. And you know, if. It's owned by, let's say an S corp that has a fiscal year, then the disc will have a fiscal year. It, it must have the same year as its principalship. Dave: Okay. Yeah. Good. Thanks for the reminder of that. Brian And sometimes the disc collection gets filled out incorrectly. Somebody assumes one thing and, and then when a return is filed, the IRS, they're like, they, they dunno what to do. Yeah. Yeah. Okay. Alright. Now finally, do we have a little bouncing baby disc to be delivered to its proud parents? I think so. Dave: Okay. Okay. Okay. Brian And that's usually, it's usually about three to five months after it was formed. Dave: Okay. Brian Is when it started eating solids. Dave: Okay. Alright, so now we've got the disc set up and 9:45 AM I'm, I'm sorry, I keep touching my watch and it says the time, apparently it's time to just take off my watch. Okay. So now, so let's just say that they have not yet set up the bank account. They've done everything else, and now it's time to set up the bank account so they, you know, call their local banker. They get it set up at the same bank, so it can be on the same online banking platform. And then they fund it. And does it matter where the funding comes, comes from for that bank account? Can they just like say the company. I mean, can just anybody fund it? Say there's three shareholders, can just one shareholder write a check for $2,500 to fund it? Or how does that all look? Brian Well, I mean, there, there will be a subscription agreement that shows how much each shareholder owes for their shares, and each shareholder should pay for them. Okay. Can't just be one. Dave: Okay. So we have the bank account set up, we're ready to go. And so now we're at the end of the year, or approaching the end of the year. Let's say we're in November of 2026. Anything we need to do before the end of the year Brian for an accrual based taxpayer? No. Okay. There's nothing paid to do, but before the end of the year. Dave: And what about for a cash basis? Brian For a cash basis, taxpayer, if we want a deduction in 2026. We need to pay the DIS in 2026, so Dave: we Brian would need to gather information in order to estimate a DIS commission for 2026 before the end of the year. Dave: Okay. So cash basis, that's what we need to do by the end of the year. Accrual basis. Basis, no. Do I need to do [00:32:00] anything by the end of the year? Brian You don't need to. You have an option to, if you'd like to, if you wanna have an idea of what the disc commission might be, or you actually wanna pay it before the end of the year, but there's no requirement. Dave: Yeah. And if you don't, and if you don't pay it by the end of the year, you get a deferral benefit Brian possibly. Dave: Yeah so say, say you did a hundred million of exports and your commission was $20 million. You just get to defer that whole thing till the next year, right? Brian No, Dave: no. Brian, all you say is No. Every good idea have you just say No. Brian It could defer 10% of it to the next year because only the income related to 10 million of export sales can be deferred, and it'd be a little less than 10% because the disc wasn't there the whole year. So we'd have to prorate that 10 million for the number of days the disc existed. And then some sliver can be deferred, but the rest of it is gonna be taxed to the shareholders as a deemed dividend Dave: in the current year. In the Brian current. Dave: Okay. Brian Then not taxed when physically distributed in the following. Dave: Okay, so we have an accrual tax payer. We get into the to 2027, and let's say they're extending their corporate return and they're planning to file that in August of 27. So we're done. We don't have anything else to do before August. Right? Brian That's not true either. Dave: Brian, Brian you're Dave: killing me. Brian Yeah, well, it, I mean, it depends. If nothing was done before the end of the year, then something needs to be done within the first 60 days after the accrual base taxpayer. Or, you know, let's say the cash base taxpayer says, I don't [00:34:00] care if I get my deduction next year, so I'm not gonna pay anything this year. Something needs to be paid at this within 60 days of the end of the year. Dave: So is this one of those things like the sales agent agreement, that that's just recommended? Brian No, this is required. Dave: Required. Okay. Brian Yeah. This is required. This is, this is one of the hot buttons the IRS will try to use to disqualify your disc. Dave: Okay. Brian So the disc accrues a receivable at the end of the year, even though it doesn't know the amount at the end of the year for all, for, for disc purposes and books an an accrual for the income at the end of the year. That accrual or the receivable is only a qualified export asset if, if the payment rules around that receivable or satisfy. Dave: Okay. Okay. Brian One Dave: rule Rules. Rules. There's always rules. Brian Yeah. It's very draconian. You have a 60 day rule and a 90 day rule. 60 day rule says you must pay a reasonable estimate of the disc commission to the disc within 60 days of the end of the year in cash or. It could be cash, it could be a note. Dave: And reasonable is just any old amount. You just put your finger in the air and ah, I think a hundred dollars is reasonable. Brian Again, that's not the case. There is a safe harbor for what is reasonable, and that safe harbor is f at least 50% of the final commission amount that you Dave: determine. But how do you know that in February Brian you have, Dave: if you're not preparing the corporate, Brian you have to try to compute an estimate before the end of FE Dave: and you have to nail it exactly at 50%. So if you think the commission's gonna be $1,217,412, you need to pay exactly 50% of that, Brian at least. [00:36:00] Dave: Oh, at least. So you could pay more. At Brian least you could pay more. And we always recommend maybe paying 75 to 80%. Dave: Okay. Brian Because if you pay whatever you pay. That amount is gonna be your limit. So if you thought it was gonna be a million and you paid 500,000 and it turns out to be 1,000,500, too bad. So sad, you only paid 500,000, you're capped at a million. Dave: Okay? I mean, that's the safe harbor. I suppose there might be circumstances where, where one could argue that they maybe the first year of the disc, and you know, they, they, Brian you can argue it, you can try to argue it, but there's no guarantee that the IS will accept any of the arguments. And the private letter rulings that exist from the 1970s would imply that they, they're really not going to accept just about any rationale for being reasonable other than that 50% bright [00:37:00] line safe harbor. Dave: Okay so you make the payment, Brian make that payment, and. Dave: Can you just book a journal entry? Do you, do you actually have to really move the money? It sounds like a hassle. Brian I mean, in, in general you have to, you have to either create a note or move cash. Dave: Okay. Brian Okay. Dave: But that might be a lot of money though. Like what if, what if it's like $2 million and million? The company only has a million dollars in the bank. Brian They could use the same capital multiple times. Dave: Oh, okay. Brian And roundtrip the money as many times as they need to, or like I said, use the, use the promissory note. Dave: Okay. Brian Short term promissory note to satisfy that requirement because it does say cash or property. Dave: Okay. So we get through February, we've made our, our 60 day payment. We've, we've, you know, sh sh we've, we, instead of doing 50%, we did about 80% of what we thought it was gonna be to give us some cushion, and now we can go take a vacation till the till the corporate returns ready. Brian Yeah. I, I, I think so. Dave: Okay. Brian I think so. Dave: Okay. So it's time to now. So it's time. Now, if they extend that corporate return, I guess they're gonna have to extend the disc return as well. Brian Well, the disc return is due September 15th as a matter of course. Dave: Oh, Brian are handy. There are no extensions. So really as far as the disc and its compliance goes, once you make that 60 day payment, there's really not much you can or should do or are able to do until the related entities tax return. Prepared. [00:39:00] So a lot of times they'll say, well, that's not gonna be done till September 15th, and we have to have a discussion about how that doesn't work because the disc return has to be done by September 15th, but in order to do the disc return, you need to basically a completed within it supplier returns. So then we have to work backwards from September 15th to figure out like when's the latest they can have that, that other return done in order Dave: to Brian get the disc return done. Now that's relatively easy in the past through context because all those pass through returns are also due September 15th on extension. Dave: Sure. Brian Whereas a C corporation, it's not so easy because the extended due date for a C corporation, if it's a calendar year is October 15th. So it may be that you have to file a disc return with a made up number on time and then amend it after. Okay. After September 15th. I've done that a number of times. Dave: Okay. So that makes sense. Brian Because as is good as CPAs are, they're deadline driven. So if a return is due October 15th, they're unlikely to have it done by the end of August. Dave: Yeah. Okay. So it's time to file the disc return. I assume the CPA firm probably has that disc return and their standard tax software with all the other forms. So you just have the CPA go ahead and prepare the disc return. I've looked at it, it's a short return. It's like 10 pages long. So you just go ahead and have the CPA prepare the disc return, then bing, bam, boom, you're done. Brian Could do that. Dave: Okay. Is there a drawback to doing that? Brian Yeah, it would probably be wrong. Dave: Okay. Why do you say that? Now, remember [Brian, we have a lot of CPAs who we have very good relationships with that we share clients, you know, saying that they're probably gonna do it wrong. I mean, heck, I don't really wanna annoy all my great CPAs we work with Brian Well, okay, but it, well, it's just a fact. It'll probably okay Dave: be Brian wrong because they might see one or two or three a year. They, they think they know what all the different terms on the district return mean, but they're not as familiar with that as they are with a S Corp return or a partnership return, or 1120. So they do what they think is right, and it may be right, it may not be right. So again, I, in my opinion, you want a specialist preparing the district return. Dave: Okay. Brian Okay. Because we know exactly how it's supposed to be filled out. And then if, if the calculation is done on a transaction by transaction [00:42:00] basis, there's this schedule P that gets attached to the return. Well, if you don't do a T by T, there's one Schedule P. If you do a T by T, there could be thousands of them. So I don't think CPAs and their software are equipped to complete thousands of schedule Ps and attach Dave: Yeah. Brian To the district. Dave: No, good point. And you're, you're getting your your enthusiasm to get to T by t had me, you got a little ahead of me. 'cause I was gonna ask, so client says, Hey, we have a desk. Our accounting department's busy. What's just the bare minimum of information we need to send you? What's the bare minimum? Brian Bare minimum would be qualified export sales. Dave: They just need to send you a number. Brian Yes. Dave: Then you take that number and how hard can it be? Right. Just take the, Brian it's not, it's not necessarily that hard at that point. Dave: Yeah. But say the profit on those sales [00:43:00] is the average profit of the company and taxable profit. And you compute the disc commission, you go through the Schedule P and compute the disc commission and pick the higher of the two numbers that you, that you compute. So you would just be like the final draft, corporate return and that total export number, you know, dollar amount for the year. And, and that's really all you need to, to do. That's Brian the bare bone. That's the bare bones, yeah. Dave: Okay. And that's what some people would call the standard calculation or a simple calculation, Brian I'd call it simple. Yeah. Dave: Okay. And that's also known as the 4% 50% calculation in some circles. Right. How does that work? Brian Well, it's also known as the safe harbor calculation in certain circles as well. Back to that, Dave: back to that safe harbor again. Brian Yeah. But that's actually not a safe harbor, so that's why I bring that up. Dave: Okay, well Brian that's the safe harbor calculation. I'm like, no, it's not. It's just the [00:44:00] calculation. There's nothing safe harbor about Dave: it. Okay. Brian Okay. It's just the rules that are found in the code and regs for computing and disc commission, and they're the two predominant methods. 4% of sales and the 50% of net profit, Dave: you just cherry pick whichever one works better. Brian Yeah, but the 4% method has limitations. So Dave: more limitations probably. Why? Why can't this just be simple? You said it was the simple calculation and now you're already telling me there's inherent complexity. Brian Even if it's simple, it's not totally simple. Dave: Okay. Okay, Brian so the, and I've seen this done wrong. Millions, well, not millions, hundreds of times, and I can say it is hundreds of times. Client computes the 4% method just by choosing 4% of sales. They don't look at what their net income is on the, on the [00:45:00] activity. They just say, oh, I'm allowed to use 4% of sales. The limit there is you cannot create a loss. There's something called the no loss rules. You can't create a loss with a disc commission if one doesn't already exist. So if the profit on, say, on the sales are 2% of sales, you can't take 4% of sales. You're limited to 2% of sales. And if, for example, you have a loss of the company, you're limited to zero. But I've seen situations where that's completely ignored. Dave: Okay? Brian Properly computed this commission of 4% of sales, but it should have been something less or possibly zero. Dave: Okay? So more complexity, but the good news, that's the extent of the complexity. One, schedule P, 4%, 50%, you know, make sure you, you don't create a loss. Now we're, we're all done. Pop. You [00:46:00] know what, what? Dusted and dusted and delivered we're, we're good to go. They've maximized their dis commission, right? And we're all done. They have a nice 10 page return to send to the IRS. Which by the way, can they file that electronically, that return? Brian Fortunately, there are no provisions for electronic filing of the disc return. It must be, Dave: what is this, the 1970s or something? Brian Pretty much Dave: Okay Brian with, with regard to the disc? Yeah. And, and some other forms. Yeah. But the, the, the benefit of that, here, I'll give you a benefit. The benefit of the fact that you must file a paper return is they can have an electronic signature on it. Okay. It doesn't have to have a wet signature. Dave: Okay? Okay. Brian So you could theoretically, for example, send your client the return using DocuSign, have them sign it. You print it, you file it for, Dave: okay. Okay. But, but now we're finally done. It's signed, it's done. And they say, boy, thank you very much, Brian. You've done, your team did a great job, and boy, I really appreciate, you know, we had 10 million of exports. We have all kinds of variability in our profit margins. And, but thank you very much. You, you created the amazing $400,000 or you calculated the 400,000 disc commission. Thank you very much. I couldn't imagine you went above and beyond. I couldn't imagine you could have done anything more. And then what do you say? Do you graciously say, oh, you're welcome. It was our pleasure. Brian I would graciously say, you know, we, we've just computed your minimum disc commission. Dave: Okay, Brian not your maximum. Because you have Dave: vast, lemme guess. Lemme guess. There's more complexity coming. Brian More complexity, which relies on more data being. Pulled from the client's [00:48:00] records to, to allow for a calculation of the DISC commission at a more detailed level, ideally at a line item by invoice level, Dave: line item. That sounds like a lot of work. Brian It can be. Can be a Dave: lot. What if the client says, our accounting department's busy? Sounds like we're gonna have to spend weeks gathering all this data for you. Eh, it's just, we're too busy, it's not worth it. What do you say then? Brian I gu I almost can guarantee you it will be worth it. Okay. Because looking at the detail is likely to cause at Disconnect commission to be anywhere from 50 to three, 400% higher than what it otherwise would've been. Now, unfortunately, in that first year, since you've already filed with a certain number, you're limited to two times what you paid in that 60 day window. But going forward. You know, there's no limit. Dave: Okay. Brian Whatever we compute can be your disc commission. So different industries have different amount of variability and t and transaction by transaction calculations have different impacts depending upon the industry, the profitability of the business, how many products they have, who they sell to. But it can vary. But I'll give you an example of one that we worked on recently where company had a hundred million of export sales. They took 4% of sales, and they've been taking 4% of sales year after year, after year, after year, after year, Dave: okay. Brian They brought us in like three weeks before the district return. Dave: Okay. Brian And we went through the calculations and we actually calculated 17 million Dave: as opposed to 4 million. Brian As opposed to four. Dave: [00:50:00] Yikes. That's a big difference. Brian It's a huge difference. And fortunately they were, you know, well, I mean they were very pleased with the result. And so now on a going forward basis, we're not doing 4% of sales. Dave: Okay? But you still have this. But if they were able to get a $17 million commission, then that means their corporate taxable income must have been at least 17 million. 'cause didn't I hear you say the disc commission cannot cause a loss. Brian It cannot cause a loss at the level at which you're computing the commission. So there's no, you're killing me, Brian. Just more complexity. Yeah. Well, it's very complex area. There's, there's no overall no loss rule. Like if you, you can, as long as you're meeting the rules as they're written, you can cause your entity to go into a loss position. Now, this particular instance, it did not do that, but [00:51:00] you could do that. Dave: Okay. And then if you get into a loss position, there are other non disc complexities that come into play that impact whether you want to maximize the loss in that entity or you want to target a particular loss in that entity. And that's not something that we get involved with, but we're certainly sensitive to it. Sure. Sure. And so you're saying for this client, even though I've heard some people say you've got the simple calc and then the hard calc. And so you'd wonder why would anyone do the hard calc? Well, it's because their commission went from 4 million to 17 million, which saved them hundreds of thousands of dollars. You created hundreds or millions of dollars with additional tax savings. Brian Right, right. Dave: Okay. Brian And by the way, after the first conversation we had with them, they said, oh [00:52:00] yeah, this is not something we can do. The accounting department said, this is not something we can do. Then the owner said, this is something you're gonna, Dave: it's funny how that, how that works. Okay. And then I'm guessing this extra work. You, you're probably gonna have to create another schedule P or two. So now the disc return, it's gonna be 10 pages. It's what? 20 pages? Is that kind of a typical page count? Brian No, it could be Dave: no. Brian Thousands of pages. Dave: Thousands. I mean, Brian, a ream of paper is 500. So thousands would be reams of paper. Brian Yes. I've had some returns that have like 15 binders of paper. Dave: Yikes. Brian Yeah. Just goes in a big box and I'm sure the IRS types, all those schedule Ps into their, Dave: I'm sure they do. Okay. So the return gets filed, so the return's ready. You take that box, you just slap a you print off a postal label online, drop it off at the post office. And you're done, right? You just give it to carrier, Brian understand, Dave: carrier, carrier your house or whatever. Brian Well, you can send it via FedEx. You can send it via UPS. And actually, in some ways, I think that might be better these days than the postal service. Dave: And why do you have to do that? Can you just slap, I mean, if you have your 15 binders, couldn't you just put a hundred stamps, you know, on the, the box and ship it in because they'll get it, right? I mean, it's not like they're gonna lose it or anything. Brian They might, they could very well lose it. And you definitely want proof of delivery and you want proof of mailing. So again, it's a certified mail if you're using the postal service or if you're using a private carrier like FedEx, you know, you get all that documentation about when it was shipped and when it was delivered.[00:54:00] Dave: Okay, well now at least we're finally done. Right? You ship it off. The CPA pulls the numbers from the disc return, puts it on the corporate and shareholder returns. Now we're done. It's gone to the IRS. We never have to think about it again. Right. Brian I'm not sure if that's a trick question or not, but in some ways that could be true, Dave: right? Yeah. But it, but I guess you could get audited, right? Brian Could get audited by an agent who has no idea what they're doing, which is typically the case. Dave: So that's why you want your CPA defending you in that case. 'cause then it's like the blind leading the blind. Brian No, I think it's better if someone with site is involved. So again, the specialist who did the disc work should represent the taxpayer or be involved with the representation of taxpayer in the case of the audit. Dave: Okay. Brian And the should be involved. Because really what's under, what's really in question is the [00:55:00] deduction on that entity's tax return. The dis itself doesn't pay tax. So they rarely audit a dis quote. Dave: Okay? So if I break it down, you to do it really right? You need a specialist to guide you on the initial structure of the disc. You need another specialist to set up the, the disc. You need another specialist to do all the paperwork, make sure the document's correct another specialist to prepare the return, and then another specialist to defend you. So is that about right? So do you need like five different people to make sure everything's done right? Brian? Isn't there some way that you could just have one person that could just do it all for you and be done with it? Brian Well, of course. Dave: Okay. Finally, finally, I get a simple answer, Brian right? So if you, if you engage a disc specialist, that [specialist should be able to do all that. Dave: Okay? Brian Okay. Now, not every disc specialist is created equally. Dave: Sure. Brian You know, I brought up during our conversation that there are some non disc things that can also add complexity to the situation. Not every disc specialist will be sensitive to those things. Not every disc specialist will understand those things. So the benefits that like our organization brings is that. Least myself in particular, I didn't always just do IC disc work. I, I, I have a well-rounded knowledge of all of the, of the tax world. And so I am sensitive to non disc things. You know, for example, you know, another example, oh, a company has a lot of export sales. You would think it's a no brainer. They should have a dis, they should use the dis. They should, they, they should want to convert that ordinary income to qualified dividend [00:57:00] income. Well, what if the S-corp is owned by an ebit? What if there are passive shareholders? All of those things impact whether the disc commission actually helps or hurts their tax situation. And I would get, I would venture a guess that, you know, if you went out and Googled, you know, I see this specialist, you would find a handful. At most that understand all that stuff and how all it all interplays together as opposed to the multitude of those that won't understand any of it. Dave: Okay. Brian So I think a, a disc specialist that is sensitive to all the other tax rules is, is definitely something that is valuable. Dave: And you probably want someone with some experience who's done maybe, you know, what a dozen disc returns in their career, maybe 50 if they're really good. Like how many, how many have we done organization wide? Probably Brian probably 10,000. Dave: 10,000? Well, that's a lot more than 50. Brian Yes. Over the years it's probably close to that number. And we've probably claimed billions of dollars of just deductions and saved clients, hundreds of millions of dollars of tax. And, and I'm proud to say that every dollar we've ever claimed we've. Okay. Dave: So Brian I've never had an adjustment from the IRS. Dave: Well, that sounds like a, a good a good record. So bottom line, Brian that's, that's the best you can come up with a good record. I'd say it's Dave: well, I didn't wanna say a perfect record. I didn't want to jinxy. Brian No, but it's, it's, it's, it's pretty outstanding record. Dave: Yeah. It's a, it's an impressive record Brian because there are also just providers out there that say, well, you know, Dave: it's the Wild West. Brian The wild west, the IRS doesn't really understand it, so let's be as aggressive as possible. And, and that's not the way we approach it. Dave: Yeah. Wow. Well, this has been this has been a lot. So really it's that simple. So the person who wants to just do all this themselves, we've laid out the whole playbook for them. Brian Yeah. The only simple thing they have to do is call us. Dave: There you go. That is it. Yeah. And, and oh, the other thing, not only are you the Bob, hope you now have moved from number two to number one for the most experienced icy disc guy. I know now that Neil Block is retired. Brian Well, that's, I don't know if that's a plus or not. Whether I'll take it just means I've been doing it a long time myself. So Dave: yeah, Neil was, I think my second, first or second guess. And and I was just happy. 'cause his billing rate back then was like $1,500 an hour. I was just glad I didn't get a bill a month later for him being on the podcast. But he, [01:00:00] he did it for exactly 50 years at one firm, baker and McKinsey in Chicago. He had one office, one phone number, like the whole 50 years. Brian Yeah. That's, Dave: that is something you don't see much anymore. Brian Definitely not, no. It's, but it's very, that's. That's very cool. And Neil is a very, you know, is a very intelligent savvy guy. Dave: Yeah, that is for sure. Well, Brian, anything else that we didn't cover that you can think of? Brian I can't think of anything. I think we covered a, a great deal here. Dave: Okay. Brian Can't think. Dave: Well, I, I'll let Brian we omitted. Dave: Well, great. Well, hey, thank you so much for your time. Really appreciate it. And I'll let you get back to your, your exploration of your yard there. Brian Yeah. I feel like, it's funny I shrunk the kids. Dave: I know. Well, hey, well, well again, thanks again, Brian. We all appreciate your time. Brian You're welcome. Have a good day. Dave: You too.

Another day, another high of 14° today. It's Thursday, so that means we asked each other Hypothetical questions. Brian's question was the classic "Trolley dilemma" Jean's was: "Would you rather be completely alone all the time or have people around all the time?" Also on Thursdays, we talk to Office Cora to find out what she's up to in the 715 this weekend. Today, she also recapped her experience at last weekend's Riverfront Revolt. In the news this morning, a candidate for Governor of WI has dropped out of the race, a lawsuit involving Costco's rotisserie chicken, a recall on Gerber biscuits, and UPS is cutting a bunch of jobs nationwide. In sports, the Badgers overcame a 20-point deficit to beat the Gophers last night, the Bucks are in Washington tonight, Giannis trade rumors are starting to really heat up with the NBA trade deadline looming, the Browns have hired a new head coach, and another golfer is leaving LIV and heading back to the PGA tour. We talked about what's on TV today/tonight and discussed Neilsen's 2025 year-end streaming numbers. A guy in Wisconsin was rescued by some strangers after he fell through the ice on a lake while trying to ice fish, and a snowplow driver cleared the way for a woman to get her baby to the hospital in Cincinnati during a snow storm. Elsewhere in sports, the Duke QB officially transfers to Miami, the giant amount of money expected to be wagered on the Super Bowl, and a "cursed" NBA game!!! Google recently released some stats on what kind of winter-related searches were popular during the last few weeks, and a viral jingle for Dr. Pepper has inspired many other people to try and create jingles for their favorite sodas. And in today's episode of "Bad News with Happy Music", we had stories about a guy who cut off his own foot to get into medical school, a substitute teacher in Las Vegas who got fired after using the N-word during a class, a bunch of sewage is flowing into the Potomac River and creating a "geyser of poop", a #FloridaMan who was trying to toughen up his kid, and another #FloridaMan who was banging his vacuum in the middle of the street in broad daylight.See omnystudio.com/listener for privacy information.

Patrick Bet-David, Tom Ellsworth, Adam Sosnick, and Vincent Oshana break down Trump's proposed federal takeover of the LA rebuild, Google's $68 million data-privacy spying lawsuit, massive UPS layoffs and broader tech and logistics job cuts, and the surge in U.S. energy prices impacting the economy.------♟️ SALES LEADERSHIP SUMMIT 2026: https://bit.ly/45Evtj4

What if your fertility journey wasn't asking you to try harder—but to get more aligned?In this powerful conversation, Human Design expert Anna Nichols shares how understanding your unique energetic blueprint can support your fertility path, regulate your nervous system, and help you stop fighting your body—and start trusting it.Anna is a Human Design expert, master business strategist, author, and podcast host who helps us explore how Human Design can support you on your fertility path —emotionally, energetically, and spiritually. Together, Lisa and Anna draw powerful parallels between building an aligned business and navigating fertility with more trust, ease, and self-compassion. Anna vulnerably opens up about her own fertility journey, including multiple miscarriages, and the full-circle healing she experienced years later—revealing how moments that once felt like setbacks were actually guiding her toward deeper alignment.Key Takeaways:What Human Design is and how it helps you understand your unique energetic blueprintWhy alignment (not force or hustle) matters on your fertility pathThe five Human Design energy types—and how each experiences stress, rest, and decision-makingHow frustration, anger, bitterness, or disappointment can be signals that something is out of alignmentThe role of environment in supporting your nervous system, energy, and fertilityWhy you're not meant to do everything on your own—and how receiving support is part of your designAnna's personal fertility story, including miscarriage, healing, and divine timingHow Human Design can help you release self-blame and reconnect with trust in your bodyRemember, alignment isn't just for business—it's for your body, your life, and your fertility journey too.Connect with Anna:Instagram https://www.instagram.com/iamannanichols/ LinkedIn https://www.linkedin.com/in/iamannanichols/ Check Out the Book & More! www.SpiritualBusinessIncubator.comAligned Biz Quiz https://www.spiritualbusinessincubator.com/hd-quizCONNECT with Lisa & get IVF COACHING SUPPORT Download IVF Mindset Shift Guide https://ivfmanifestingamiracle.myflodesk.com BOOK a complimentary DISCOVERY CALL BOOK: ‘HOLD ON, BABY! A Soulful Guide to Navigating the Ups & Downs of Infertility & IVF.'INSTAGRAMWATCH on YOUTUBELISTEN to the PODCAST on Apple and Spotify:**Please Rate the show & Subscribe! THANK YOU so much for your Reviews of the podcast!Music Credit (Closing Song) by Sam Costigan. Follow her on Spotify and IG

The freight market is aggressively correcting toward specialization, highlighted by Werner Enterprises' decision to acquire dedicated carrier FirstFleet for $245 million. This strategic move adds over 2,400 tractors to their fleet and secures stable revenue streams in an otherwise volatile sector. While carriers expand, major retailers like American Eagle and Office Depot are pulling the plug on third-party logistics services to refocus on core operations. These companies realized that selling "supply chain as a service" became an operational nightmare that distracted from their primary retail goals. Automation takes a giant leap forward as Gatik launches fully driverless commercial trucking operations in Texas, Arkansas, and Arizona. By removing the safety driver entirely, the company is effectively solving the middle-mile challenge for Fortune 50 retailers moving perishable goods. Efficiency drives major changes at UPS, where the parcel giant plans to eliminate 30,000 jobs while downsizing its network to manage lower Amazon volumes. The company is also modernizing its air capacity by permanently retiring its aging MD-11 fleet in favor of more efficient Boeing 767s following a recent fatal crash. Financial scandals rock the brokerage world as a new lawsuit alleges the R&R Family of Companies continued operating while insolvent, racking up millions in unpaid bills. Court filings claim the founders transferred valuable property to themselves even as lenders urged an orderly wind-down of the business. Finally, regulators have opened a public comment period regarding the controversial under-21 interstate trucking program amid strong industry debate. While large fleets push to extend the pilot to address labor shortages, safety advocates warn of higher crash risks associated with younger drivers. Follow the FreightWaves NOW Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Hour 2 of A&G features... Man sprays Ilhan Omar Melania & weight loss drug lawsuits UPS & Amazon cutting jobs, SNAP benefits & China Chatbot therapy & Sydney Sweeney click bait See omnystudio.com/listener for privacy information.

Andrew Walworth, Tom Bevan and Carl Cannon discuss last night's attack on Rep. Omar (D-MN) at a town hall, President Donald Trump's reaction, and possible personnel changes at the White House due to recent events in Minneapolis. Next, they discuss Secretary of State Marco Rubio's appearance before the U.S. Senate today and the future of U.S. relations with Iran, Cuba and Venezuela. Then, they talk about today's event at the White House to promote “Trump Bonds.” Plus, what layoffs at Amazon and UPS say about the state of the economy and the NFL Hall of Fame votes not to induct longtime Patriots coach Bill Belichick on his first year of eligibility. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Chuck Zodda and Marc Fandetti discuss Amazon and UPS announcing massive layoffs and what this might point to in the broader economy. ASML soars to record high after blowout bookings and job cuts. China approves purchases of Nvidia's H200 chips. Todd Lutsky joins the show for his weekly segment, Ask Todd. This week, Todd explains long term care insurance.

FedEx defines a residential surcharge as a shipment addressed to a home or private residence, including locations where business is conducted from home or a shipment where the shipper designates the delivery address as residential. UPS and FedEx charge a higher price for residential addresses. In short, this additional charge is due to the inconvenience of delivering one shipment to a single location, compared to possible multiple deliveries with a commercial address. Read More Since 2006, Refund Retriever has audited FedEx and UPS packages for late deliveries and billing mistakes. Through a complete logistics analysis, we assist shippers in maximizing carrier discounts and achieving best-in-class pricing. Are you paying too much for your shipping? Refund Retriever also offers a solution to all your Amazon FBA reimbursement problems. We manually check the whole inventory lifecycle to guarantee all inventory is available for sale. To learn more about FedEx/UPS auditing, contract negotiation, or Amazon FBA reimbursement services, visit: https://zurl.co/ZUqV

Hour 2 of A&G features... Man sprays Ilhan Omar Melania & weight loss drug lawsuits UPS & Amazon cutting jobs, SNAP benefits & China Chatbot therapy & Sydney Sweeney click bait See omnystudio.com/listener for privacy information.

En este episodio de VG Daily, Juan Manuel de los Reyes y Andre Dos Santos analizan una jornada de violentos contrastes en Wall Street, donde el S&P 500 toca nuevos máximos históricos impulsados por la tecnología, mientras la confianza del consumidor se desploma a niveles de 2014. Los anfitriones desglosan el histórico derrumbe de UnitedHealth, que perdió casi un 20% de su valor por presiones regulatorias.El análisis profundiza en el reciente reporte de ASML, que presentó pedidos récord gracias al boom de la inteligencia artificial pero anunció recortes de personal, una paradoja de "crecimiento con despidos" que se replica en Amazon y UPS. El episodio conecta estos puntos para ilustrar una economía en forma de "K" cada vez más marcada: un escenario donde la eficiencia y la IA disparan los márgenes de las grandes corporaciones tecnológicas, mientras la deuda y la inflación asfixian a la economía real y al mercado laboral tradicional.

En este episodio, analizamos la erosión del "privilegio exorbitante" del dólar tras el aval de la Casa Blanca a su propia debilidad y el refugio de los inversores en activos reales como el oro a niveles récord. En el frente mexicano, desglosamos la cumbre en Palacio Nacional para sincronizar la política fiscal y monetaria, junto con el Índice de Competitividad Regional del IMCO que revela cómo el "efecto vecindad" dicta el éxito del nearshoring. Además, exploramos el fin de la era del volumen con los recortes en UPS y Amazon, y la asfixia energética en Cuba. Un análisis sobre resiliencia institucional y realismo corporativo.En una economía de márgenes estrechos y demografía estancada, la ubicación es el destino. STRTGY blinda su capital mediante inteligencia territorial de alta precisión, entregando análisis de absorción y vocación de suelo en menos de 4 semanas. No base su expansión en el optimismo; base su éxito en datos técnicos. Agenda tu demo en el link.Recibe gratis nuestro newsletter con las noticias más importantes del día.Si te interesa una mención en El Brieff, escríbenos a arturo@strtgy.ai Hosted on Acast. See acast.com/privacy for more information.

Mike Armstrong and Paul Lane discuss the Trump administration proposing to keep steady the rates Medicare pays insurers. UnitedHealth sees its first annual revenue drop in over 30 years. The Fed is set to pause rate cuts this week, with no clear path to resume cuts. Record debt in the world's richest nations threatens global growth. GM beats earnings expectations and boosts dividends by 20%. UPS is set to cut 30,000 jobs this year.

Ed Butowsky breaks down UPS Inc. (UPS) earnings, saying they're doing a “brilliant job of re-engineering themselves.” While the company is contracting a little, including ending its work with Amazon (AMZN), “bigger is not always better.” He notes how robot workers are beginning to outnumber human workers in some places, and how that relates to job cuts and restructuring. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

UPS has decided to focus on its margins, which is causing some pain to employees and to the bottom line right now, says Tom Essaye. The overall macro environment is “tough” for the sector, he adds: tariffs, the de minimis exemption removal, and other factors have all hit volume. General macroeconomic calm would help them; he also thinks they should focus on healthcare shipping and specialty markets.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

En el episodio de hoy de VG Daily, Juan Manuel de los Reyes y Eugenio Garibay repasaron resultados corporativos que están marcando el pulso del ciclo. Primero, el reporte de American Airlines con lectura mixta entre cifras y guía, pero con expectativa de crecimiento de ingresos y luego UPS, que sorprendió con un trimestre sólido y un outlook 2026 más optimista, apoyado en el giro hacia envíos de mayor valor tras reducir volumen de bajo margen.Después el episodio se movió al tema que hoy conecta a casi todos los sectores: la inteligencia artificial y su impacto en inversión y empleo. Hablaron de cómo la ola de CapEx se sigue acelerando, con Micron anunciando una inversión en Singapur para expandir capacidad vinculada a la demanda de memoria impulsada por IA, y Meta manteniendo el foco en infraestructura/centros de datos como pieza clave de su estrategia de IA.En el cierre  comentaron cómo algunas empresas ya están ajustando plantillas para reasignar recursos hacia productos y roles más ligados a IA; el ejemplo fue Pinterest, que comunicó un plan de reestructuración con recorte de menos de 15% del workforce y cargos estimados de US$35–45 millones, en parte para financiar su cambio hacia un enfoque más AI-first.

ALEX ROSS-ING•Challengers 2026 Field Trip #2 to the Dunn Museum in Libertyville to see the Alex Ross Heroes & Villains exhibit! •We also stopped at Comic Buying Center and, well, bought comics! •UPS screws up our Thursday and Friday AGAIN. •We're selling C2E2 tickets this year (for the first time since 2022). •Patrick caught up on 17 issues of Moon Knight last Sunday! They were so fun! •We've got a bunch of fun events planned thru May! •Abandoned Sale t-shirts.   This episode is dedicated to Renée Good.---------- Contest of Challengers #764 Theme: Adam WarRock (with Mikal kHill) Intro: James VanOsdol (with Chris Jericho) Outro: James VanOsdol "Patrick" Voices: Richie Kotzen, Christopher Daniels, James Acaster, Sue Marasciulo (Trent's Mom), RJ City, Sebastian Bach, Arune Singh, James VanOsdol "Dal" Voices: James VanOsdol, RJ City, Dalton Castle, Sue Marasciulo (Trent's Mom), Kevin Conroy, Kris Statlander, Skye Blue, Bryce Remsberg, Arune Singh Dal and Patrick Artwork: Bella Spagnuolo https://bellaspagnuoloart.myportfolio.com/ This episode was digitally edited by Cleanvoice. ----------Challengers Comics + Conversation 1845 N Western Ave • Chicago, IL 60647 773.278.0155 • ChallengersComics.com

Do you ever wonder if you can really trust the God of the Bible when things feel and are dark and discouraging? How do you synthesize with honesty Jesus loves me & The Lord is my Shepherd when your prayers are not answered, not only for yourself, but for those you love so very much? Today we welcome for the second time, author and disability advocate, Jillian Benfield, and we get to talk about her latest book, Overwhelmed and Grateful—the Key to Finding God's Goodness in All Life's Ups & Downs   Benfield can speak to our suffering & call us to remember God's goodness all at the same time. We first met Jillian on Living a Legacy Life, Ep 183, and you will be so encouraged today as we talk about what it means to endure life's challenges and trials & practice honesty, gratitude and awe. She's hosting a book giveaway so be sure to comment below or on social media to be entered to win her beautiful and faith-encouraging book, Overwhelmed and Grateful—the Key to Finding God's Goodness in All Life's Ups & Downs. Some gems from our conversation I do not want to become an old woman who let the beauty of her life become the background. I no longer trust that God will rescue me from my humanity. Instead, I trust in a God who will love me through it. It's essential to remember God's goodness is always at work even when we don't see it. The bad part of your day or life doesn't define you; look for the beauty in the now, the mystery of God's goodness.  We learn from Ecclesiastes that we need lay our questions down & move forward, anyway.  I am working on becoming a person who is easily delighted. There will always be challenges, there will always be beauty. Being human is living with both. Living gratefully acknowledges a God who can be trusted.    

Likefolio's Landon Swan compares UPS and FedEx (FDX) consumer sentiment. He notes last quarter's earnings were strong, but it was driven by price increases rather than volume increases. “They're definitely declining in usage” vs FDX, Landon says, and notes that the company is trying to cut costs and aim for ‘better not bigger.' He also covers how Amazon's (AMZN) continued delivery investments are impacting the sector. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Support the show:https://www.paypal.me/Truelifepodcast?locale.x=en_USOne on One Video Call W/George https://tidycal.com/georgepmonty/60-minute-meetingThe Knight of the White Moon: Coming HomeAt 50—the same age Don Quixote was when he lost his mind to become a knight and the same age he was when he was finally defeated—I found myself knocked off my own horse.After 26 years as a UPS driver, I was fired. My wife is fighting cancer. The future we planned may never arrive.In the book, the Knight of the White Moon (his friend in disguise) forces Don Quixote to give up the quest, take off the armor, and go home. Everyone thinks he's finally “cured.” But what if it wasn't defeat? What if it was the doorway?This episode is about the moment life forces you to shed the identity you've worn for decades—the job, the role, the armor—and asks: Who are you when it's all gone?I call it the second adolescence. The initiation into elderhood. The hard, beautiful rite of passage our culture forgot to give us.We explore:•  The terror and gift of being stripped of what defined you•  Why “coming home” to yourself might be the real point of the quest•  How defeat can be the beginning of something quieter, wiser, more real•  The power of elders: not what you do, but what you know after surviving it allIf you're 50, 60, 70… if you've been fired, retired, divorced, gotten sick, or simply feel the armor cracking… you're not alone.This isn't the end. It's the beginning of becoming who you actually are.Listen now. Walk through the doorway with me.(From the heart of a former UPS driver who's still figuring it out.)#SecondAdolescence #Elderhood #ComingHome #DonQuixote #LifeAfter50 One on One Video call W/George https://tidycal.com/georgepmonty/60-minute-meetingSupport the show:https://www.paypal.me/Truelifepodcast?locale.x=en_US

Today we're going to talk about Power Out. The reason I'm thinking about this is because one of the biggest storms in history is blanketing the USA, and I just want to remind you about how you need to be prepared for this power wise and heating and cooling and all that kind of stuff. This is disaster preparedness that nobody ever thinks it's going to hit them and then it does. Screw The Commute Podcast Show Notes Episode 1072 How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Training Center - https://imtcva.org/ Higher Education Webinar – https://screwthecommute.com/webinars See Tom's Stuff – https://linktr.ee/antionandassociates 00:23 Tom's introduction to Power Out 01:54 Having a bunch of batteries, small solar panels, UPS for your computer 04:18 Gasoline generator, battery powered generator 08:01 Installing solar panels on your house, hydro generator 10:26 Heating and cooling Entrepreneurial Resources Mentioned in This Podcast Higher Education Webinar - https://screwthecommute.com/webinars Screw The Commute - https://screwthecommute.com/ Screw The Commute Podcast App - https://screwthecommute.com/app/ Screw The Commute Podcast Producer - https://screwthecommute.com/larryguerrera/ College Ripoff Quiz - https://imtcva.org/quiz Know a young person for our Youth Episode Series? Send an email to Tom! - orders@antion.com Have a Roku box? Find Tom's Public Speaking Channel there! - https://channelstore.roku.com/details/267358/the-public-speaking-channel How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Retreat and Joint Venture Program - https://greatinternetmarketingtraining.com/ This is the shopping cart system Tom uses! Kartra - https://screwthecommute.com/kartra/ Copywriting901 - https://copywriting901.com/ Become a Great Podcast Guest - https://screwthecommute.com/greatpodcastguest Training - https://screwthecommute.com/training Disabilities Page - https://imtcva.org/disabilities/ Tom's Patreon Page - https://screwthecommute.com/patreon/ Tom on TikTok - https://tiktok.com/@digitalmultimillionaire/ Email Tom: Tom@ScrewTheCommute.com Internet Marketing Training Center - https://imtcva.org/ Related Episodes Giving Away 4000 Books Can Make You Successful - https://screwthecommute.com/1071/ More Entrepreneurial Resources for Home Based Business, Lifestyle Business, Passive Income, Professional Speaking and Online Business I discovered a great new headline / subject line / subheading generator that will actually analyze which headlines and subject lines are best for your market. I negotiated a deal with the developer of this revolutionary and inexpensive software. Oh, and it's good on Mac and PC. Go here: http://jvz1.com/c/41743/183906 The Wordpress Ecourse. Learn how to Make World Class Websites for $20 or less. https://screwthecommute.com/wordpressecourse/

The supply chain landscape continues to shift at record speed, and on today's episode of Supply Chain Now, hosts Scott Luton and Kim Reuter unpack the leadership decisions, technology investments, and strategic partnerships shaping what's next for global supply chains. From the evolving relationship between Amazon and UPS to the growing influence of AI in procurement, this episode cuts through the noise to focus on what's practical, scalable, and impactful. Welcome to The Buzz powered by EPG!Scott and Kim dive into the biggest stories influencing supply chain strategy today, with help from special guest Scott McFee, CEO of SpendHQ.Together, they discuss:How Amazon's expanding logistics footprint is reshaping UPS's operations and long-term strategyWhy leadership turnover is creating disruption across supply chains, according to new Gartner researchWhat Oracle's latest findings reveal about AI's real impact on procurement productivityHow SpendHQ's investment in Sligo AI is unlocking smarter, data-driven purchasing decisionsLessons from Cowart Seafood's digital transformation — and what legacy businesses can learn from itHow Dr. Martin Luther King Jr.'s leadership principles still apply to today's supply chain leadersThis episode offers timely insights for executives navigating change, technology adoption, and organizational resilience — with practical takeaways to help teams lead with clarity, purpose, and confidence in an increasingly complex world.Additional Links & Resources:EPG: https://epg.com/ With That Said: https://bit.ly/WTS-18JAN2026American Logistics Aid Network (ALAN): https://www.alanaid.org/operations/ Gartner Survey Shows Leadership Turnover Is Harming Supply Chain Performance: https://gtnr.it/49KCQ9IAI May Boost Procurement's Bottom Line: https://bit.ly/AI-in-procurement-26SpendHQ CEO Scott MacFee on Bracing for USPS hikes: https://bit.ly/4r6EBoVEPG Develops AI-Driven Logistics Solutions Powered by NVIDIA Metropolis: https://bit.ly/EPG-News-2026SpendHQ Makes Strategic Investment in Sligo AI to Launch First Agentic Enterprise Procurement Platform: https://bwnews.pr/3ZlBqh4

Tell Me Something Good is now its own podcast. Your daily dose of positive, uplifting news! Lunchbox tells us about a UPS driver who helped rescue a 101-year-old woman from a house fire after neighbors noticed smoke coming from her home. We also talked about the big storm approaching the country and how we are NOT prepared for it.See omnystudio.com/listener for privacy information.

For 35-year-old Crystal Rogers, nothing was more important than her family - her parents, her four kids, and her long-term boyfriend, Brooks. So on July 4th weekend, 2015, when all of these people realized that none of them had heard from her in days, panic ensued. Her car was soon found abandoned on the side of the highway. It had a flat tire and her purse, cell phone, and wallet were all left inside the vehicle. So what happened? Was she abducted? Did she take off? As the police and her parents begin to investigate separately, they find more questions than answers. And when the cops connect her disappearance to two other murders in the area, a picture starts to come into focus. The journey to finding out what happened to Crystal WILL LEAVE YOU SCREAMING. So, you know, come scream with us. Find and watch "The Trouble in Bardstown" on PeacockWE'RE ON YOUTUBE - Want to view the episodes and not just listen?  Check our new video feed to see full video episodes starting today. CLICK HERE TO WATCH AND SUBSCRIBE!LOOKING FOR MORE TCO? On our Patreon feed, you'll find over 400 FULL AD-FREE BONUS episodes to BINGE RIGHT NOW, including our episode-by-episode coverage of popular documentary series like Love Has Won: The Cult of Mother God, LulaRich, and The Curious Case of Natalia Grace; classics like The Jinx, Making A Murderer, and The Staircase; and well-known cases like The Menendez Murders, Casey Anthony: American Murder Mystery, and The Disappearance of Madeleine McCann, and so many more!Episode Sponsors: Hers - Whether you want to lose weight, grow thicker, fuller hair, or find relief for anxiety, Hers has you covered. Visit www.forhers.com/TCO to get a personalized, affordable plan that gets you. Hiya - The pediatrician-approved superpowered chewable vitamin. Receive 50% off your first order at www.hiyahealth.com/TCO Our Place - Stop cooking with toxic cookware, and upgrade to Our Place today. Visit www.fromourplace.com/TCO for 10% off sitewide Chime - Make progress towards a better financial future with Chime. Open your account in 2 minutes at www.chime.com/TCO Stamps.com - Print postage on demand and get up to 90% off carrier rates like FedEx, UPS, and USPS!  Go to www.stamps.com and use code tco to get sixty days risk-free!  Join the TCO Community! Follow True Crime Obsessed on Instagram and TikTok, and join us on Facebook at the True Crime Obsessed Podcast Discussion Group!  AND INTRODUCING THE NEW TCO DISCORD CHANNEL AS WELL!!!

Dave and Chuck the Freak talk about a listener sent a faux fur coat to Chuck, Dave's massage with heavy woman, delivery driver ran over bushes and landscape light at Dave's house, National DJ Day, shootings over parking spot and cutting in bathroom line, kids on bikes attack guy who told them to slow down, massive car pileup on highway, guys stuck in manhole for hours, Navy rescue swimmer happens to be nearby when woman's SUV was sinking in water, UPS driver saved old lady when he noticed her house on fire, CFB Championship Game, NFL playoffs, 100 person fight caused youth sports game to be cancelled, update on Kiefer Sutherland arrest, feud in Beckham family, Ashton Kutcher says his family does shower, Kelly Clarkson will not renew daytime talk show contract, Poison's anniversary tour cancelled, Dolly Parton turned 80, school bus driver quit in middle of her shift with kids still on the bus, woman ordered a Lyft and stole the car, woman cut in line at theme park and hit security guard in face, fake tow truck driver, homeowner used frying pan to defend himself from intruder, Stephen Hawking impersonators, Scarousal, does fear make you horny?, irritable male syndrome, guy with shoe cam was filming up skirts at mall, man was walking around naked at campground, video of Crumbl cookies employee resting feet on stack of baking sheets, another Pokémon store robbery, airline facing backlash for removing 2 inches of leg room, dog stuck on Detroit River, and more!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.