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Markets rise and fall—but not all cycles tell the same story. What do those ups and downs really mean for your investments?Scripture reminds us in Ecclesiastes 3:1, “To everything there is a season, a time for every purpose under heaven.” Just as God designed natural cycles—the sun, the tides, the seasons—financial markets also move through cycles. While less predictable, these patterns help us understand where we are in the investing journey and how to prepare wisely for what's ahead.According to Mark Biller, Executive Editor at Sound Mind Investing (SMI), the two most common market cycles are known as bull markets (when prices rise) and bear markets (when prices fall). But within those categories lie two distinct types of trends: cyclical and secular.Cyclical vs. Secular: What's the Difference?“The terms might sound fancy,” says Biller, “but they really describe short-term versus long-term cycles.”Cyclical markets are the short-term ups and downs—periods that might last a few months to a few years.Secular markets are the broader, long-term trends that can span decades—often between 10 and 40 years.Think of it like waves on the ocean. Cyclical markets are the smaller waves that move in and out, while secular markets are the larger tides that shape the shoreline over time.Learning from History: Market ExamplesFrom 1968 to 1982, the S&P 500 was essentially flat—a 15-year stretch where inflation eroded nearly 60% of investors' purchasing power. That's what economists call a secular bear market—a long-term period of little to no progress.Yet within that broader season, there were multiple shorter-term bull and bear cycles. Investors who recognized those patterns could navigate the market with more perspective and less panic.The same was true from 2000 to 2009, another decade of overall stagnation in U.S. stocks. “But even then,” Biller notes, “we saw two cyclical bear markets with a five-year bull market sandwiched between them.”The takeaway? Even in long-term downturns, some shorter-term opportunities and recoveries keep markets moving forward over time.Why It Matters—Especially for Bond InvestorsUnderstanding these cycles isn't just an academic exercise. “It's actually more helpful when it comes to bonds than stocks,” Biller explains.That's because bond markets move in much longer secular cycles. From 1982 to 2021, the U.S. enjoyed a 40-year secular bull market in bonds as interest rates steadily declined from 15% to near zero. But since 2020, that trend has reversed. “Interest rates have been rising again,” Biller says, “and that's led to negative returns for many bond investors over the last five years.”This shift could signal the beginning of a secular bear market for bonds—a long period in which rising interest rates make it harder for bonds to perform well.Rethinking the Classic 60/40 PortfolioFor decades, the “60/40” portfolio—60% stocks and 40% bonds—was the gold standard for balanced investing. But in today's environment, that mix may need to evolve.“At Sound Mind Investing (SMI), we've reduced our bond allocation to around 30%,” Biller explains. “We haven't abandoned bonds altogether, but we're diversifying beyond them.”That diversification includes strategies like:Dynamic asset allocation—adjusting investments as market conditions shiftGold and commodities—as hedges against inflationReal estate and energy stocks—for long-term growth potentialAlternative assets like Bitcoin (in small doses), to add further varietyBuilding a Portfolio That Endures Every SeasonWhether markets are bullish or bearish, cyclical or secular, the goal remains the same: build a portfolio that's resilient and rooted in wisdom.Biller's encouragement for long-term investors is simple:“We're not advocating for dramatic changes, but rather thoughtful diversification. The goal is to build portfolios you can stick with through every kind of market season.”That perspective echoes a deeper truth for believers: our ultimate security isn't found in market trends but in God's unchanging character. Markets may rise and fall, but His promises endure forever.Faith, Patience, and PerspectiveUnderstanding both short- and long-term market cycles helps us invest with patience, discipline, and faith—trusting that God is sovereign over every season, financial or otherwise.As Proverbs 21:5 reminds us, “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”In every bull and bear market, we're called to plan wisely, give generously, and trust deeply—knowing that the One who holds the future also holds us.For more practical investing insights and biblical wisdom, visit SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I'm nearing retirement with no debt and some investment savings, but I don't have a pension. Would it make sense to use part of my investments to buy an annuity for guaranteed monthly income in addition to Social Security?I'm in my 70s, retired, and divorced, and much of my income goes toward alimony. How can I balance saving for emergencies while still giving more to the Lord's work, which I see as the greater reward?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Bulls and Bears, Cyclical and Secular (SMI Article by Mark Biller and Joseph Slife)SMI Dynamic Asset Allocation Model StrategyWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Tomato-free pasta sauce?! This Omaha couple never knew they'd need such a thing until they developed a heartburn-inducing sensitivity to tomatoes. Rather than swear off pizza and pasta forever, they created a carrot-based sauce and launched Carinara, a product that is taking the Midwest by storm. We discuss where the idea came from, what the R&D process was like, how they got Hy-Vee to buy in, and the future of this exploding company. Order Carinara Pasta Sauce: https://carinara.com This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to ⁠⁠⁠⁠⁠⁠⁠⁠HurrdatMedia.com⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠Hurrdat Media YouTube⁠⁠⁠⁠⁠⁠⁠⁠ channel! Chapters: 00:00:00 - Intro & Teaser 00:01:22 - What is Carinara? 00:04:39 - The Problem with Nightshades 00:10:48 - Other Favorite Recipes 00:17:18 - A Clean, Healthy Product 00:25:28 - Tweaking Recipes Until They Work 00:33:39 - Getting into Stores & a New Sauce! 00:38:56 - Dynamic in the Kitchen & Final Thoughts Learn more about your ad choices. Visit megaphone.fm/adchoices

You ever see a new AI model drop and be like.... it's so good OMG how do I use it?

In this episode, farmer and author Megan Neubauer of Pure Land Organic Farm talks about how they maintain their customer satisfaction by staying on top of their communication when it comes to scheduling their picks.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Formula 1 Chief Commercial Officer Emily Prazer joins The Big Impression to accelerate the motorsport's hold on Americans with year-round content and venue in Las Vegas. Episode TranscriptPlease note, this transcript  may contain minor inconsistencies compared to the episode audio.Damian Fowler (00:00):I'm Damian Fowler.Ilyse Liffreing (00:01):And I'm Ilyse LiffreingDamian Fowler (00:02):And welcome to this edition of The Big Impression.Ilyse Liffreing (00:09):Today we're joined by Emily Prazer, president and CEO of the Las Vegas Grand Prix and the Chief Commercial Officer of Formula One. She's helping transform F1 into one of the fastest growing sports brands in the world, leading strategy partnerships and fan engagement across markets from Miami to Melbourne.Damian Fowler (00:30):Emily's here to talk about the road to the last Vegas Grand Prix on November the 22nd. Now, in its third year, the Vegas Grand Prix turns the strip into a global stage where sport, entertainment and culture collide under the neon lights.Ilyse Liffreing (00:46):I love that. From the 100 day countdown events to new sponsorship models and digital fan experiences, formula One is redefining what a modern sports brand can look like, especially in the U.S. market.Damian Fowler (01:02):In past years, the marketing around Las Vegas, the Grand Prix has felt like a crescendo building over several months. What's been your strategy this year as you build, it's the third year, right? As you build towards those?Emily Prazer (01:14):Yeah, this third year, so I think the difference this year is we've had two years of a foundation to figure out what works and what doesn't work, but equally we've had our building open all year, so prior, well the first year we're obviously building the building for those that dunno, it's called Grand Prix Plaza. It's the length of three NFL fields, so it's not small. It's designed and built to service the Formula One Paddock Club, which is the most high-end hospitality that we offer in Formula One. Underneath that is where the garages are and where the teams hang out, so it's quite a significant building. When we first moved to Vegas, we purchased the 39 acres of land and have invested around $500 million in this infrastructure and so the difference I think is obviously the first year we were building it, the second year we were getting to grips with owning such a significant property in Las Vegas and then moving into the third year of the event, the building's been open all year and we built something called F1 Drive, which is carting.(02:10):We've had a restaurant up there called Fool and Fork, which is Formula One, themed food and beverage as you'd expect. We built an immersive Formula one experience called F1 X and so the marketing's ramped up, but that's because locally we've been able to activate since the day after the race last year all the way through to this year, and obviously how we market is very different depending on what we're trying to do, whether it's selling tickets or whether it's driving foot traffic to the building. It's all the awareness that we need in Las Vegas to continue to grow our fan base.Damian Fowler (02:41):The a hundred day countdown, that's important,Emily Prazer (02:43):Right? That was a big one. We always go big around a hundred days. We did a strip takeover, we made sure people understood that it was a hundred days ago. We did similar for 50 days, so we use those milestones to make sure, obviously Vegas is somewhat a last minute market. Some Grand Prix go on sale and sell out in 90 minutes. We see the most amount of activity from a hundred days through to November.Damian Fowler (03:04):That's very interesting. How do you decide which moments where you target your marketing strategy in that a hundred day buildup?Emily Prazer (03:12):Oh, well, we're very fortunate that the racing continues For those, again, that aren't familiar, formula One is a 24 race calendar, which spans globally, so we typically go big around the big races as you'd expect. We've just come out of Singapore where hopefully people have seen that McLaren won the Constructors Championship. We'll go big again around Austin and Mexico. They're both feeder markets to the Las Vegas Grand Prix and we'll just continue to make sure we've got major announcements, whether it be food and beverage merchandise programming all the way through between now and race day.Ilyse Liffreing (03:42):Now, can you also talk a little bit about the F1 business summits because you're also launching that during race week? Sure. How intentional is the idea of making Vegas not just a race, but a business and cultural destination?Emily Prazer (03:56):Sure. Well, if you look at what Vegas do around other major sports, it's not that we're trying to reinvent the wheel, we're taking learnings from how well the NFL have operated there with the Super Bowl, even around WWE where you see them extend from a one or two day event through to a whole week. We are very fortunate that again, for those that dunno, formula One kicks off on Thursday with free practice, we have qualifying on Friday and then on Saturday is the race. And so we are lucky that we actually have really good opportunity for shoulder programming and so it was a lot of requests coming through from multiple stakeholders saying we'd love to get the ecosystem together and talk about how we've shifted Formula One culturally into something very different. Obviously it's a sport first and foremost, but I think everyone's now seeing the change into more of a lifestyle brand and a proposition around how we're executing with some partners, which I'm sure we'll get to, but I think a lot of it has been around how we kind of talk about that strategy and how we've grown the sport over the last five years.(04:54):So it was very intentional, it's had really great uptake and as you'll see as we get closer to the race, we'll start talking about what we're doing kind of Tuesday, Wednesday all the way through.Damian Fowler (05:04):It was interesting you brought up the mention of partners and the fact that Formula One now transcends the racetrack and I for one say follow some Formula One drivers on Instagram. How do you play into that whole notion now that Formula One is this lifestyle brand and what does that mean when it comes to partnerships?Emily Prazer (05:26):Well, we've been really fortunate that we've, formula One was bought by Liberty Media in 2017 and the handcuffs were taken off per se, where social media was something that didn't really exist in the sport prior to that and the drivers have done a great job and the teams have done a great job of giving us access collectively to the drivers. They're all a lot younger than they have been before, so we've been fortunate enough to help them build their profiles through social, but obviously the pivot came with Drive to Survive. Everyone knows that that was a big leap of faith that Formula One took to be able to give behind the scenes access. It's a complicated sport that had traditionally been kept to a different type of club and we've opened up those floodgates and obviously we're reaping the rewards of that at the moment.(06:10):It hasn't been easy, but ultimately when you have the likes of Netflix wanting to display what we do, hopefully everyone's seen the Formula One movie with Brad Pitt, which is now I think the highest grossing sporting movie of all time and Brad Pitt's highest grossing movie of all time. So that again, is a great explainer if you take that concept, the strategy around all of it has to create this always on dynamic, which isn't just about the 24 race weekends, it's about how to have brand extension through partnerships 24 7, 365 days a year that's come to life through our licensing business, which I can get to and also our sponsorship business, that the thought process was we want to sign less B2B organizations more consumer brands, not because we don't appreciate, we are always going to have a B2B element Formula One lives in that space, especially on the technical side of the sport, but as it talks about how we penetrate the fan base, how we acquire new fans and how we talk to fans differently.(07:06):One of the big pieces of it was, well, how do we show up in every shopping mall, not just in North America, but globally and using the likes of Lego? You would've seen our recent announcement with Tag Hoya. You now go to these shopping malls and you see these different brands actually activating and taking some learnings from how the US sports do it, where everywhere you go you can buy a t-shirt. I think one of my proudest moments was being at the Super Bowl last year in New Orleans and seeing people in the parade wearing Formula one T-shirts.(07:32):I was like, that shows that the strategy is working. In addition to we acknowledge that pricing of Grand Prix is expensive, they're also places you typically have to travel to, and so brand extension through license partners has been really important. We have something called F1 Drive, which we'll be rolling out, which is the carting proposition I mentioned in Vegas we have F1 arcade, which is now opening up and popping up all over North America. We have F1 exhibition, which is a tribute to the history of the sport and we'll keep growing as we want to keep penetrating and explaining to those fansIlyse Liffreing (08:07):Fans. That is really interesting hearing you describe just how different the strategy here is in the US too because F1 is such a global brand. How do you I guess, keep the brand though true to its global roots at the same time as also making it feel like America's race?Emily Prazer (08:25):Definitely not trying to make it feel like America's race. I think taking the learnings of how to speak to the audience we've acquired wherever we go, the benefit of being a global sport is we're global, but in each of those destinations we act very local. So when you're there, you very much know that when you're at the British Grand Prix that you're at Silverstone and there's all of the heritage around it, Monza, there's nothing more special in global sport in my opinion, than seeing the ZI on a Sunday run onto the grid with the Ferrari flags and what have you that you can't take that passion and bottle it up and just pop it into a US race. The US market is different, but if you look at how Miami has identified itself, you for sure know where you are. Same with Austin, where it's Texas and everybody is in cowboy boots and you know that you're in Texas and then Vegas takes it to a different level because we partner with our friends at the L-B-C-V-A and other partners in Vegas to bring that kind of extreme entertainment to life. So yeah, wherever you go, you really do know where you are and that's where I think the local element comes into play.Ilyse Liffreing (09:28):Has anything changed in the sports rights context in order for Formula One to really be able to create more social and organic marketing tied to the event?Emily Prazer (09:41):Yeah, I think it's that we've got the confidence to try different things and have given different types of access. So you'll see obviously that we have lots of short form content. Now we're noticing that this generation of fandom that we're trying to continue to excite wants to look at things slightly differently, whether it be through YouTube or TikTok. I think we're launching our first TikTok store in a couple of weeks, which I never thought we would be in a place to do, but it's a testament to where the sports got to. So I don't think the rights have changed. I think our approach to it has changed where we have the confidence because of the excitement around destinations like Las Vegas to shift our mindset. Like I say, we're not going to do it everywhere. We're going to pick specific places to test it, and Vegas for us for the last three years has served as that test testbed.(10:28):You'll see the collaborations alone that we do in the merchandise space we've not been able to replicate prior and we're proud of it. What we're doing there is giving us the confidence to deliver new partnerships across the sport. American Express is a prime example where they came in as a Vegas only partner, did a year of that, a year later became a regional partner, so they activated across the Americas and then a year after that became a global partner. So it's just showing that we can bring in these more consumer led brands, but also how we've shifted our mindset to be able to deliver against it.Damian Fowler (11:00):That happened very fast. It's kind of amazing. You touched on this a little bit, but the different audiences in the different markets. What have you learned after the first two years of hosting Grand Prix in the United States about American fans specifically?Emily Prazer (11:16):Just that you need to give them variety. They aren't going to come in and behave the same way as a traditional Motorsport fan that has been or has grown up with. The heritage of the British audience is a great example where I mentioned Silverstone goes on sale and sells out. We've had to adjust the product to make sure that we're very much catering to that audience and the programming around it, like we talked about, has been super important. People don't want to come just for one session, but they want the option to come and leave and go to a casino or go to a different show and what have you. So they're looking for all round entertainment, not just coming to watch the Formula One event, which we focus specifically on making sure that we deliver against.Damian Fowler (11:59):One thing that's interesting about Vegas as well is that it's a big draw for tourism globally as well and people fly in. So maybe that fan base is also kind of a mix of international and local.Emily Prazer (12:11):Yeah, well interestingly, we've seen the majority of our fan base come from Mexico, Canada, and within the United States. I think Vegas obviously is incredibly special that they cater to everyone. I think they have something like 150,000 hotel rooms that spam from five star all the way through, and so one of the things that we had to pivot from in the first year where we expected Vegas to be this really, really high end proposition was actually that we needed to cater for all different types of ticket package and hospitality package. So we've learned those differences. We thought that it would be very, very high end and mostly international. It's actually around 80% domestic, but drive in traffic and fly in traffic from other US markets in. Like I said, Canada and Mexico have been significant buyers of the Grand Prix and Vegas.Ilyse Liffreing (12:59):Very cool. I'm very curious what kind of feedback you've gotten so far from those fans, sponsors, broadcasters, anybody watching the sport in Vegas?Emily Prazer (13:09):Well, the sponsors love it because it's something different. Like I said, we put a lot of emphasis on the production. What we were all really surprised about was the quality of the racing. I think it has the most overtakes on the Formula one calendar, so that was something we weren't going to know until you can do simulations, but until you see cars going around the track in the first year, we didn't really acknowledge or understand how great the actual racing would be. So I think that was the biggest surprise around feedback and what the broadcasters and general audience have been quite positive about shifting. The mentality and mindset has been something that we're proud of, but it's all stemming from the confidence we've gained through promoting our own event.Ilyse Liffreing (13:47):When you look at success, what KPIs are you most interested in? Is it ticket sales or,Emily Prazer (13:54):I think it's all around halo effect for the sport ticket sales and revenue is obviously my ultimate goal. I'm the chief commercial officer of Formula One, so I don't think I can sit here and say otherwise, but brand extension and growing the fandom and being engaged, giving another touch point to the US audience when again, I mentioned Liberty bought Formula One in 2017, they were very clear that they had two very strategic objectives. One was growing the sport in the United States, the other was growing the sport in Asia and obviously Asia's taken a little bit longer for obvious reasons with COVID and what have you, but we're starting to see the momentum pick up again there. The US we heavily focused on signing Miami as a starting point as a partnership with the Miami Dolphins, which we're really happy with, proud of as they have shown us how to do it. Seeing how they put their event on before we even put on Vegas meant that we could really take their learnings. But yeah, the expectations are that we continue to grow it, that the production level remains incredibly high and that it's our tempo event in the Formula one calendar.Damian Fowler (14:55):Now, you mentioned the Netflix show Drive to Survive, and obviously there's been a lot of media around the importance of that show. Could you talk a little bit about the significance of that show, how it helps or not inspire marketing strategy?Emily Prazer (15:09):Yeah, it comes back to this always on point that I mentioned before, which is Formula One needs to be accessible for the next generation of fans to truly understand it and the next generation of fans care about the competitive nature of the racing, but they also want to understand the personalities behind the sport, and I think it gave us the opportunity to open up to be able to show who we all are. The technical terminology, the filming that went into that and the movie to be honest, has given us the opportunity to use that content to be able to explain what DRS means or what is the significance of each Grand Prix, what does it actually mean? So these drivers like the NFL, when a player puts on a helmet, it's hard to understand the emotion, but being able to get to know the drivers and the team behind the drivers, which is also incredibly important, has been really helpful in our marketing strategy.(16:01):But what it inspired was how do we talk to the different audience? Like I said before, you can't talk to that audience the same way that you talk to the 75-year-old fan that's been going to Silverstone since its inception. So a lot of it has been about how we change our thoughts around short form content and how we use different platforms. To talk to a different audience in different markets has just meant that we've had to learn how to engage and pivot from just broadcast on a Sunday to every minute of every day coming up with new ideas to talk to the fan base.Damian Fowler (16:34):That's pressure for sure. You also mentioned the different channels, and we do talk about a lot about how live sports is now available across many, many different channels and tech platforms are bidding next to traditional broadcasters. I wonder in the mix of things, and especially when it comes to the show and when you broadcast it, how important has that kind of explosion as it were of channels been?Emily Prazer (17:00):I mean we have been ahead on the curve on that somewhat for we are different. Formula One owns its own broadcast capability. We have an office or a building in the UK in Big and Hill and Kent for those that have been in London, been to Kent around London and it's incredible. We own and operate again the whole thing. So every camera, every fiber optic cable, everything you see at a Grand Prix is being produced by Formula One. We have remote operations at the track that go back to Big and Hill and we have 180 broadcasters globally. So we've always been slightly different to other mainstream sports in that regard because we produce our own show, which is helpful for us around sponsorship and what have you. But generally speaking, I think obviously the world is changing and we've got to make sure we keep up with it.Ilyse Liffreing (17:47):Looking forward, which marketing innovations, there's obviously a lot right now, but ai, contextual, programmatic, what excites you the most? Is there any digital marketing innovations?Emily Prazer (18:02):Yeah, I think AI is something that we are excited but cautious. Again, with the sport that's so technologically advanced, you've got to be thoughtful about how we use it. We also don't want to lock ourselves in one direction or the other. So we're doing a lot of work without Formula One has the most unbelievable roster of tech partners. If you think about Salesforce, AWS, Lenovo globin to name a few, they're going to tell us how to use AI to benefit our sport, not just commercially, but on the tech side. So we are very excited about it, not just from a marketing point of view, but from a just general point of view. How does AI benefit the sport? We're taking a massive amount of time to think about just general activations. I know that sounds kind of immature if you think about Formula One, but how do we bring different activity to the track outside of just races? I'm not sure if either of you saw what we did in Miami with Lego, where Lego built 10 full size cars for the drivers to race Lego cars around the track.Damian Fowler (19:05):I show my son that. That'sEmily Prazer (19:06):So cool. If you think about the content that that created around marketing, that was probably the most viral thing we've done in a very, very long time. So our marketing strategy at the moment is about solidifying the brand equity, making sure that we deliver against our partnership objectives and that we continue to grow our social platforms. I'm not going to say that we're not technically as advanced, but the data capabilities is all quite new to Formula One. Loyalty programs are all quite new to us, so for us, I keep coming back to it, but it's really about figuring out how to engage with the audience and have something to sell them. Again, we're a rights holder that doesn't have tons of assets to sell ourselves. We license a lot out, and so really it's about coming up with these creative ideas to be kind of 10 steps ahead of anyone else.(19:53):And I think we are in a very unique space. We're very lean, which means we can be very nimble. So when we're making a lot of these decisions, it's me going to Stefano who's the CEO of Formula one saying, how do you feel about us trying something like this? And that's again, where we link the Vegas piece together with the broader marketing strategy to continue to keep everyone engaged rather than it just being like a technical marketing play. Obviously we do that day in, day out, but I think for us it's the confidence we've got now to really push the boundaries and be the first to do a lot of different things, whether it be what we're doing in the broadcast around all of the different types of digital advertising and what have you. I think again, if you watch the races, you'll start to see that we are trying and testing new technologies in thatIlyse Liffreing (20:37):Way. And on that note, we talked a little bit before about the timing of the race in Vegas. InEmily Prazer (20:46):Vegas. Yeah.Ilyse Liffreing (20:47):Because it's a new time for you guys thatEmily Prazer (20:49):10:00 PM Yeah, we moved it forward from 10:00 PM to 8:00 PM which is great. I think a lot of people were struggling with how that's local time, right? Local time, yeah. When we first went to Vegas, the idea was that the timing would be in line with the boxing match or the show. So it wasn't done for any other reason than 10 o'clock on a Saturday night in Vegas is when typically you start seeing things happen. The difference being is that the distance or time you need to keep between certain amounts of sessions meant that it created gaps. So if there were delays that 10:00 PM could technically be pushed. And so we had our issues in the first year. We learned from those last year operationally delivered really well, but we still felt that it was slightly too late, hence the 8:00 PM start. So everything has shifted forward. We have F1 Academy this year, which we're really excited about, so that will, I think doors now open at 2:30 PM rather than four. So it means everything will be a lot earlier, but it's all for the show.Damian Fowler (21:48):And presumably you have a kind of global viewership as well, so that all impactsEmily Prazer (21:53):The trends. Yeah, I think it obviously will be beneficial to the east coast market, not so beneficial to the rest of the world, but we still feel good about the viewership numbers and what we're seeing. SoDamian Fowler (22:03):The true fans willEmily Prazer (22:05):Watch you, right? If not next. Exactly. Hands always come through. Exactly.Damian Fowler (22:08):Alright, so we've got some kind of quick fire questions here to wrap this up. So first off, what keeps you up at night in the lead up to this?Emily Prazer (22:16):Everything in the lead up? The lead up. I'm not sleeping at all my first year as A CEO, I think last year it would've been ticket sales. This year it's probably just security and all round operations. So as my role has expanded on the Vegas race particularly, it's just we are opening and closing the track every three hours. It's not like other street races keep their roads closed for up to seven days. We are having to keep it open and close it regularly. You're in one of the busiest roads in North America, so we don't really have much of a choice and we don't want to impact the locals any further. So I think it's just being responsible for the logistics is scary.Damian Fowler (22:58):Wow. I agree. Closing the road down is like mind blowing.Emily Prazer (23:00):Yeah, it is genuinely mind blowing. If you go to Vegas now, you can see that things are still are on their way to being built and it's like, oh wow, this is happening.Ilyse Liffreing (23:10):That is scary. I'm scary for you. What would you say is missing in the US sports sponsorship marketplace that you would love to see happen?Emily Prazer (23:19):Ooh, good question. I haven't thought about the answer to that. That's a hard one. I'm going to have to sit on that one for a minute. Don't worry. Yeah, I mean I can't speak for, I can only really speak for my sport, but I'd love to have the same access to the teams that N-F-L-N-B-A have as the rights holder. We definitely don't get to just sell the team IP as we see fit. We have something in Formula One called the Concord Agreement, which means that we have some restrictions there. But yeah, let me have a think about the broader space. Sorry. I like that answer One hit me.Damian Fowler (23:52):That's a good answer there. We can circle back and do it again if you want, but I like that to be honest. Okay. So which other sports or entertainment brands do you think are nailing their brand positioning right now?Emily Prazer (24:03):I think the NBA and the NFL, they just do it so unbelievably well and they have fandom here. I've never witnessed in the UK you very much see the fandom around a specific team. Here you see genuine fandom around the NFL. And what I love as a Brit in the US obviously is I still can't believe how each of the TV channels cross-promote each other for other games. So you'll be watching Fox and they'll be like, tune into CBS to watch this game. And you're like, oh wow. They really do do it for the greater good of the league. We would obviously it's different. We don't have multiple games in Formula One, but if I think about it in comparison to the Premier League, you really do follow the team. If I'm a Chelsea fan by the way, but I would watch Chelsea, I wouldn't then flip channels to watch Man United in the us.(24:57):I find myself on a Sunday watching three or four games and I'm like, I'm not even your core audience. It has to be something to do with the marketing that it's always there telling me what to do, telling me how to watch it. And I really admire, maybe this is actually the answer to the previous question. I actually admire how good they are at getting in my head because I think about it, I'm like, what games are on a Sunday or what playoffs are happening in the NBA and I go to watch it because it's there. Whereas like I said, premier League, as much as I'm a huge Chelsea fan and grew up with it, you just don't seem to be able to follow it like that.Damian Fowler (25:35):Yeah, that's very interesting. Would you say you were an NFL fan before you came to theEmily Prazer (25:39):Us? No, not at all. Didn't know the rules and now I'm like hardcoreDamian Fowler (25:42):Because of the marketing, I guess.Emily Prazer (25:43):Wow. Must be. They just got in my head.Damian Fowler (25:46):Amazing. Yeah. And that's it for this edition of The Big Impression.Ilyse Liffreing (25:54):This show is produced by Molten Hart. Our theme is by love and caliber, and our associate producer is Sydney Cairns.Damian Fowler (26:01):And remember,Emily Prazer (26:02):We've had to learn how to engage and pivot from just kind of broadcast on a Sunday to every minute of every day coming up with new ideas to talk to the fan base.Damian Fowler (26:13):I'm Damian. Ilyse Liffreing (26:14):And I'm Ilyse.Damian Fowler (26:14):And we'll see you next time. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This episode, the 304th of Absolute AppSec, features hosts Ken Johnson (@cktricky) and Seth Law (@sethlaw) discussing the crush of Q4 expectations, upcoming training opportunities, the recent updates to the OWASP Top Ten, and the impact of AI tools like XBow on application security (AppSec) consulting. The hosts discuss the shift in the OWASP Top Ten from focusing on vulnerabilities to focusing on risks, and the dual role the list now plays for both awareness/training and compliance. Shifting to recent funding of XBow, the overall consensus is that while AI tools dramatically improve process flow, scoping, and the speed of vulnerability identification for consultants, they won't replace the need for human experts for complex, bespoke systems, business logic flaws, or authorization issues. AI is commoditizing lower-level AppSec work.

Bruce Haertl and Alex Becker discuss the Nuggets first home loss of the year against the Bulls and the lack of defensive focus at times. Should the Broncos run more up-tempo offense, since it seems to work more often than not? How is the Bo Nix-Sean Payton relationship? Any disconnect there? How much is there really to gripe about with a 9-2 team? Shedeur Sanders saw his first NFL action on Sunday vs. the Ravens and went 4/16 with an INT. If he gets the start this Sunday vs. the Raiders, what do we need to see from him? Check out a Tuesday edition of Hot Takes! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Doug and Drew explain their powerful, unique approach to psychodrama: DIRECT. You'll learn how this powerful modality can help you experience deeper healing and freedom from porn.D.I.R.E.C.T. = Dynamic, Intuitive, Redemptive, Embodied, Communal Transformation.Come experience D.I.R.E.C.T. at a Husband Material Healing Weekend!  See all upcoming healing weekends and retreats at husbandmaterial.com/retreatJanuary Healing Weekend in Florida: 4 spots left. Apply here.March Healing Weekend in Utah : FULL.Support the showTake the Husband Material Journey... Step 1: Listen to this podcast or watch on YouTube Step 2: Join the private Husband Material Community Step 3: Take the free mini-course: How To Outgrow Porn Step 4: Try the all-in-one program: Husband Material Academy Thanks for listening!

Coach Mike, Coach Mel and Pawel Jurczynski dive into high-frequency training systems, sharing insights from the European Powerlifting Conference and Pawel's gym in Poland. They break down program structure, polarization, recovery, and innovative BFR applications—offering practical, actionable guidance for lifters at any level.

278 - Revolutionizing Midterm Rentals and Beyond with Abi Horton   Join hostess Jen Josey on REIGN – the Real Estate Investor Growth Network Podcast – as she sits down with Abi Horton, real estate investor and founder of Aros, a midterm rental platform connecting traveling professionals, insurance housing, and relocation tenants with real estate investors offering furnished midterm rentals.   In this episode, Jen and Abi break down how to invest in midterm rentals, what makes midterm rental investing different from short-term rentals and long-term rentals, and how investors can create consistent cash flow with 30+ day furnished rentals. Abi shares the story behind building Aros and how the platform helps match temporary housing needs with investors looking to maximize rental income and reduce vacancy.   You'll hear actionable strategies for managing midterm rentals, setting up dynamic pricing, handling insurance and security deposits, and building strong relationships with agents, adjusters, and other key players in the real estate investing and temporary housing space. Abi also dives into systems for success, personal development, and how to define success as a real estate investor in a competitive market.   Whether you're a new real estate investor or a seasoned investor looking to diversify your portfolio, this episode is packed with midterm rental tips, real estate investing strategies, and practical advice you can implement right away. Timestamps & Key Topics: 00:00 – Introduction to REIGN and host Jen Josey 01:00 – Today's topic: Real estate taxes, write-offs, and deductions for investors 03:24 – Meet Abi Horton, founder of Aros midterm rental platform 08:24 – Midterm rentals vs. short-term rentals: Key differences for investors 19:12 – Challenges and wins in building Aros and scaling a midterm rental platform 22:29 – The power of reciprocity and relationship-building in real estate 23:04 – Navigating the real estate investing industry and standing out as an investor 25:34 – Dynamic pricing strategies for midterm rentals and maximizing cash flow 27:38 – Handling insurance claims, security deposits, and tenant expectations 31:16 – Future goals and aspirations for Aros and midterm rental growth 34:09 – Advice, mindset, and personal development for real estate investors 36:32 – Systems for success: Processes, tools, and automation for investors 38:36 – Defining success in real estate investing and final thoughts   Abi Horton is the founder of Aros, a platform designed to connect people that need housing with the people that have housing. As a real estate investor and entrepreneur, Abi built a business building relationships with relocation companies and businesses that need temporary housing and connecting them with her real estate network. Now Aros will bring more opportunities to more people. Built by a real estate investor for real estate investors. Abi is passionate about creating efficient housing opportunities and building meaningful industry relationships. Social Media Links: Instagram:https://www.instagram.com/theabihorton?igsh=MThuczh6ZzI1NWI3YQ== LinkedIn: https://www.linkedin.com/in/abihorton/ Aros Facebook page: https://www.facebook.com/share/g/1EwzJ17ykA/?mibextid=wwXIfr Website: https://www.stayaros.com/   To learn more about Jen Josey, visit https://www.therealjenjosey.com/ To join REIGN, visit https://www.reignmastermind.com/ Stuff Jen Josey Loves: https://www.reignmastermind.com/resources Buy Jen Josey's Book: From Beginner to Badass: https://a.co/d/bstKlby Interested in growing your rental portfolio with Jen as your coach? Check out Rental Property Pro: https://rentalproppro.com/booking?am_id=reign

We recommend also watching the video version of this episode on our YouTube channel, in addition to listening to the audio version. Both episodes are only about 10 minutes long, and give you different perspectives on the information and stories.You can find the video here:"Rabat: Morocco's Dynamic Modern Capital"Today we are in Rabat, looking out over the ocean from the Kasbah Oudaya, at the edge of the old Medina. A beautiful site with beaches down below, and the river Oued Bou Regreg dividing the cities of Rabat and Salé. Despite being the capital, Rabat is sometimes overlooked on itineraries of Morocco, or at best given a sparse couple of hours to see the basic sights, before travelers carry on to perhaps Chefchaouen or Marrakech.But although it's only been Morocco's capital since 1912, the history here is dynamic and long-reaching.Our episode this week is essentially a set of companion episodes. There is the audio version, and also the video version, which you can watch on YouTube. Some of the dialogue and conversation overlaps, but the video will help fill you in on what Azdean and his guide for the day, Mr. Ali, are describing.The audio version meanwhile adds a little more history and context that was not captured in video. The episodes are short: roughly ten minutes each, so try listening/watching them back to back, and see how they compare! Our goal is to get you inspired to add more time in Rabat to your schedule, for a wonderful mix of history, wild seascapes and modern comforts.Find this episode on YouTube:https://youtu.be/0sJxv4B8TxI Do you dream of exploring the enchanting land of Morocco?Destination Morocco is your ultimate travel experience for those seeking luxury and adventure. We specialize in crafting bespoke itineraries tailored to your unique tastes and desires.If you're a discerning traveler who values an immersive, curated adventure, visit www.destinationsmorocco.com, and let us bring your dream Moroccan vacation to life.Learn more about Azdean and Destination Morocco.Explore our Private Tours and Small Group Tours!

For Super-Spiked subscribers that prefer that written posts, this week we are including for the first time a lightly edited transcript of the video (blue download button below) along with a downloadable copy of the slide deck.WATCH the video on Substack by clicking the play button above or on YouTube (here).STREAM audio only on Apple Podcasts (here), Spotify (here), or your favorite podcast player app.DOWNLOAD a pdf of a lightly edited transcript using blue Download button below.DOWNLOAD a pdf of the slide deck using the blue Download button below.This week we dive into the global macro picture around the power super cycle theme, what we are calling Power Surge! There is a lot of attention especially here in the U.S. about the domestic opportunity set. We share that enthusiasm but view the power super cycle as a global theme as well.Some of the major questions we hope to address either in this video podcast or in future weeks include: Does a power super-cycle imply an acceleration in global GDP growth like we saw 20 years ago with the China/BRICs expansion theme? Will a power super-cycle lift all energy boats or just some? What might be the drivers of different energy sources doing better or worse than expected in the coming decade? And finally what are the best ways for corporates and investors to play the power super-cycle theme? This week we focus on: (1) global trends in power vs oil demand; (2) regional variations in growth. Key messages: (1) the idea that we will have a power super-cycle but plateauing oil demand is non-sensical...both will grow (2) US appears to be joining notable emerging markets as a pro-growth region.

Our 74th episode features a detailed and comprehensive discussion with Dr. I David Daniels on the unique risk factors found in Healthcare, Public Sector operations, and more and how these risks include Psychosocial factors and necessary risk controls. Thank you to Dr. Daniels for his return to the show and insights based on his experience, research and publications.

Most people fail in short-term rentals not because they aren't smart… but because they're taking advice from the wrong people.In this episode, John Andrew breaks down why influencer advice is destroying new investors — and who you should actually learn from if you want to build a profitable, long-lasting STR business.You'll learn:Why most influencer claims aren't even in the realm of possibilityHow the real operators think about deals, risk, and long-term executionWhy the “how” of this business is simple, but consistent execution is brutally hardWhat separates profitable hosts from everyone else who quits in 18 monthsThe mindset shift you need if you want to build an STR business that actually cashflowsNo hype. No courses. Just the truth from someone who's in the trenches.

Catch “The Drive with Spence Checketts” from 2 pm to 6 pm weekdays on ESPN 700 & 92.1 FM. Produced by Porter Larsen. The latest on the Utah Jazz, Real Salt Lake, Utes, BYU + more sports storylines.

Clement Manyathela hosts Lisa Welsh, who is an accredited sex educator, to discuss the giver/receiver dynamic during sex and how couples can use it to keep each other satisfied. The Clement Manyathela Show is broadcast on 702, a Johannesburg based talk radio station, weekdays from 09:00 to 12:00 (SA Time). Clement Manyathela starts his show each weekday on 702 at 9 am taking your calls and voice notes on his Open Line. In the second hour of his show, he unpacks, explains, and makes sense of the news of the day. Clement has several features in his third hour from 11 am that provide you with information to help and guide you through your daily life. As your morning friend, he tackles the serious as well as the light-hearted, on your behalf. Thank you for listening to a podcast from The Clement Manyathela Show. Listen live on Primedia+ weekdays from 09:00 and 12:00 (SA Time) to The Clement Manyathela Show broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/XijPLtJ or find all the catch-up podcasts here https://buff.ly/p0gWuPE Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

In this episode of Inside the Strategy Room, we discuss how the board’s relationship with management is evolving in an era of heightened uncertainty and rapid change. We are joined by board directors Susan Chapman-Hughes and Lan Kang, as well as McKinsey’s Board Services leader Frithjof Lund, and explore how boards are shifting from episodic oversight to continuous engagement, leveraging more frequent dialogue with management teams, investing in trust and culture, and rethinking structure and composition to add strategic value. Susan Chapman‑Hughes is a seasoned board director and former C-Suite executive with deep experience in digital transformation and human-capital strategy. She is currently an independent director at The J.M. Smucker Company and Toast Inc. Lan Kang is a global business leader and board member with extensive experience in healthcare, private equity, and strategy. She currently serves as President and Chief Executive Officer of Azkarra Therapeutics, an early-stage biotechnology company. She serves on the board of Avantor Inc. and has held senior roles across Asia and the U.S. Frithjof Lund is a senior partner and our managing partner in Norway. He leads our Board Services Practice, helping CEOs and boards of directors improve corporate governance and effectiveness. Frithjof also leads our Organization Practice in Scandinavia, helping clients develop high-performing organizations and leaders across the private and public sectors. He is based in our Oslo office. Related insights How public-company boards can thrive by adopting private equity practices How boards can tackle geopolitical risk The Board Perspective – Number 4Support the show: https://www.linkedin.com/showcase/mckinsey-strategy-&-corporate-finance/See www.mckinsey.com/privacy-policy for privacy information

Send us a textUnlock Proven Strategies for a Lucrative Business Exit—Subscribe to The Deep Wealth Podcast TodayHave Questions About Growing Profits And Maximizing Your Business Exit? Submit Them Here, and We'll Answer Them on the Podcast!“Resilience trumps resources, all day, every day.” - Jeffrey FeldbergExclusive Insights from This Week's EpisodesIn this powerhouse solo episode, 9-figure founder Jeffrey Feldberg pulls back the curtain on silent killers zapping your bottom line, like ignored customer needs and rigid resource traps. You'll walk away with three battle-tested multipliers to skyrocket loyalty, efficiency, and bold growth – no massive overhauls required. 00:01 The hidden profit drain most entrepreneurs miss (and why “revenue spikes” lie)00:05 The 3 multipliers from Step 2 “X-Factors”—why competitors can't copy them00:10 Action step: Run a 3-touchpoint Customer Experience Audit (and score it 1–10)00:11 Micro-personalization: 15% revenue lift with tiny, targeted changes00:14 Dynamic resource allocation: stop “set-and-forget” budgets draining 30% of profits00:20 Cross-training playbook: “Embanet Recruits” for seasonal load balancing00:23 Probabilistic planning vs. deterministic planning—plan for uncertainty00:34 Recap: three multipliers, zero fluff—small shifts, big profitClick here for full show notes, transcript, and resources:https://podcast.deepwealth.com/490Essential Resources to Maximize Your Business ExitLearn More About Deep Wealth MasteryFREE Deep Wealth eBook on Why You Suck At Selling Your Business And What You CaUnlock Your Lucrative Exit and Secure Your Legacy

Host Dr. David Calfee speaks with Dr. Westyn Branch-Elliman, Dr. Rani Elwy, and Dr. Stephanie Stroever about their recent Infection Control & Hospital Epidemiology (ICHE) papers, “The life cycle of infection prevention and antimicrobial stewardship projects and interventions: The dynamic interplay of implementation and de-implementation science (Part I & II).” They discuss the role of deimplementation—removing or reducing low-value practices—in improving patient safety and care quality, how it complements implementation science, and real-world examples from diagnostic and antimicrobial stewardship. Links for this episode: Branch-Elliman, Westyn, David A. Chambers, Owen Albin, Lynne Batshon, Sandra Castejon-Ramirez, Vincent Chi-Chung Cheng, Nkechi Emetuche, et al. “The Life Cycle of Infection Prevention and Antimicrobial Stewardship Projects and Interventions: The Dynamic Interplay of Implementation and de-Implementation Science (Part I of II).” Infection Control & Hospital Epidemiology 46, no. 10 (2025): 961–72. https://doi.org/10.1017/ice.2025.75. Branch-Elliman, Westyn, Samira Reyes Dassum, Stephanie Stroever, Owen Albin, Lynne Batshon, Sandra Castejon-Ramirez, Vincent Chi-Chung Cheng, et al. “Leveraging De-Implementation Science to Promote Infection Prevention and Stewardship: A Roadmap and Practical Examples (Part II of II).” Infection Control & Hospital Epidemiology 46, no. 10 (2025): 973–83. https://doi.org/10.1017/ice.2025.76.

Deanne Stewart is CEO at Aware Super, an Australian superannuation fund with over 200 billion AUD in assets under management and the third largest superannuation fund in the country. She has held this role for close to seven years, and was previously Chief Executive Officer at MetLife in Sydney, and prior to that, held a series of financial services roles.Because Deanne is no stranger to podcasting (you can see a range of her other appearances below) we wanted to pick up where some of the other podcasts had picked up and we start by asking what it was about her varied roles - what she calls a "grab bag of experiences - in asset management, life insurance and management consulting that shaped her leadership style and approach at the helm of Aware Super. We reflect on what she seeks to channel as a leader, and Deanne highlights the importance of curiosity about her team, ideas, approaches, and about listening and plugging in to "learning mode".Moving to discuss the priorities now at Aware Super, we discuss their strong ethos around essential workers, and how this translates into a twin focus on achieving the required return but also channeling the responsible ownership ethos that is important to their mission. We discuss recent acquisitions and the consolidation going on within the Australian superannuation fund environment and the need to find global investment opportunities as the funds under management grow.You can find more podcasts featuring Deanne here:Leadership Series with Helen McCabe https://podcasts.apple.com/us/podcast/deanne-stewart-on-the-pivotal-moment-that-shaped-her-career/id1469503665?i=1000703776587Top CEO Series, The Mentor with Mark Bouris https://open.spotify.com/episode/0R0hHl3Q6wfdaBb4JI5WNd?si=K5CBUkSiRSGyfE8dMGQ2qABlenheim Partners https://blenheimpartners.com/episode-109-deanne-stewart/Series 5 of 2025 is kindly sponsored by Diamond Hill. Diamond Hill invests on behalf of clients through a shared commitment to its valuation-driven investment principles, long-term perspective, capacity discipline and client alignment. An independent active asset manager with significant employee ownership, Diamond Hill's investment strategies include differentiated US and non-US equity, alternative long-short equity and fixed income

Seth Schachner joins Morning Movers to break down Walt Disney (DIS) earnings. He discusses the ongoing carriage dispute with Alphabet's (GOOGL) YouTubeTV platform calling it a "tiny little fleck" in the Google universe but a more serious issue for Disney. Seth sees this as the potential shift in the "power dynamic" of the streaming space. He thinks the content library for Disney is strong but has question marks about other verticals like sports broadcasting. On the broader media space, Seth addresses the different approaches from companies like Comcast (CMCSA) and Paramount Skydance (PSKY).======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Bill Bengen, the creator of the 4% rule, joins us to revisit one of the most important ideas in financial planning and retirement research. In this conversation, he explains the origins of the 4% rule, how his thinking has evolved over 30 years, and why he now believes retirees can safely withdraw closer to 4.7% — or even more — under certain conditions. We explore the data behind his findings, how to think about inflation, valuations, longevity, and sequence of returns risk, and the philosophy of living well in retirement.Topics covered:The origins and evolution of the 4% ruleHow Bill discovered the worst-case retirement scenario (1968)The role of inflation and market valuations in withdrawal ratesWhy he now recommends 65% equities instead of 55%How diversification increases sustainable withdrawalsThe logic behind a U-shaped equity glide pathSequence of returns risk and how to mitigate itThoughts on the permanent portfolio and goldBucket strategies and cash reservesDynamic vs. fixed withdrawal methodsHow longevity and FIRE affect planning horizonsWhy retirees should spend and enjoy moreThe philosophy behind “A Richer Retirement”Timestamps:00:00 The origins of the 4% rule03:00 The 1968 retirement “buzz saw” scenario07:00 Common misconceptions about the 4% rule10:00 Inflation and valuation adjustments13:00 Diversification and higher withdrawal rates15:00 Longevity, FIRE, and extended retirements16:00 The U-shaped equity glide path18:00 Rebalancing and allocation timing19:00 The permanent portfolio and gold20:00 Sequence of returns risk explained22:00 Cash reserves and bucket strategies23:00 Dynamic withdrawal approaches24:00 Why the rule is now closer to 4.7%27:00 The changing market environment29:00 Key charts and frameworks from the book31:00 The eight essential elements of planning33:00 Withdrawal strategies and asset allocation34:00 Required minimum distributions36:00 Reflections on creating the 4% rule38:00 Bill's philosophy on life and retirement40:00 Closing thoughts and where to find his book

Audacy NFL insider Mark Schlereth joins Willard and Dibs to discuss the 49ers loss to the Rams, the 49ers' injuries, the Mac Jones and Brock Purdy dynamic, and more.

In this week's edition of The Management Brief, Josh Howell, LEI President, and Mark Reich, LEI Chief Engineer Strategy, speak with Nelson Repenning, School of Management Distinguished Professor of System Dynamics and Organization Studies at the MIT Sloan School of Management. Nelson also is the co-author of There's Got to Be a Better Wayi and the Co-Founder and Chief Social Scientist of ShiftGear Work Design, a consultancy that focuses on understanding the factors that contribute to the successful implementation, execution, and improvement of business processes.  This month The Management Brief is presenting theories that are guiding organizational transformations, including Nelson's dynamic work design, an “anti-initiative” approach for redesigning work to solve the right problems effectively and, in doing so, increase productivity, profits, and associate engagement.   Dynamic work design helps organizations challenge the mindset that they can forecast and plan — budget, strategy, human resources, capital — with accuracy. Nelson's alternative: “If we accept that the world is not perfectly predictable, we might go back and design some of our core processes a little bit differently to create an organization that not only plans but also is capable of learning from experience and adapting to the new information they get as they go.”   Dynamic work design is based on five principles:  Solve the right problem: This principle is “a charge to focus on bite-sized pieces of important problems and use structured methods, whether it's the A3 or DMAIC or whatever your preferred version is to make sure that you actually solve that problem in a fundamental way,” says Nelson.  Structure for discovery: This involves configuring every job in the organization so that the individual doing the job learns the right lessons and can get feedback to adjust behaviors to do work in the right way.  Connect the human chain: “Let's leverage the collective intelligence of the organization by making sure that problems quickly get to the person who is in the best position to solve them,” instructs Nelson. “So it's essentially a charge to wire together the information flow so that knowledge about a particular issue gets to the right place and gets there quickly.”  Regulate for flow: This is a version of Toyota pull that involves making sure there is the right amount of work in the system to prevent “traffic jams” of work.  Visualize the work: This principle helps to apply visualization usually found in physical work to knowledge work, which frequently lacks such signals. “If we can create a kind of digital twin or radar screen ...  so that we can see whether knowledge work is moving or not, it often unlocks a lot of that natural problem solving that you would get in other contexts if the work were a little bit more available to us,” explains Nelson.  Nelson described how the Broad Institute, a research organization dedicated to understanding the roots of disease and closing the gap between new biological insights and impact for patients, successfully applied dynamic work design in a knowledge-work environment to improve research grant workflows. The institute had one grant process that was particularly problematic, time-consuming, frustrated staff, and required workarounds.   Sheila Dodge, COO of Broad Clinical Labs, followed the dynamic work design principles in a direct manner and set clear targets: get grants approved in 10 days rather than the 20 or 30 days that it was taking. “They mapped the process pretty carefully so you could see all the steps that they went through. And then ... they created a really simple visual management system to plot how the work was flowing or track how the work was flowing,” says Nelson. Using a white board they depicted steps in the process, with a sticky note representing each grant moving through the process, which quickly revealed their poor design choices. They then reconfigured resources and the work started flowing dramatically.  The trio also discussed Nelson's work relating to:  The efficacy of face-to-face communications: When designing processes for getting work done, face-to-face communications should in place where most helpful, such as where there is ambiguity or uncertainty that needs to be processed. “We have discovered that often a daily meeting can replace, if it's well designed, hundreds of emails a day if you design the meeting [to] bring all the uncertainty into the meeting,” says Nelson.  Seagull management: This refers to the uncomplimentary behavior of managers who, when there is a crisis, “fly in like a flock of seagulls and then sort of poop on everything and then fly away.” Nelson says that “as leaders get more senior, they really underestimate the symbolic impact of their actions... The thing that people don't understand when they get to those corner offices is that everybody is looking at them to try to figure out what behaviors are appropriate in this organization. They are the chief role model, whether they like it or not. And so I think as a consequence, with the best of intentions, leaders often have really pathological impacts on their organization.”   AI will change work dynamics: “There's no question that AI is going to change our lives in very material ways,” says Nelson. “But I actually think it is going to put an even greater premium on the kinds of things that we collectively do... It's best captured by one of my former students [who] said, ‘You know, there's few ways to lose money faster than automating a process you don't understand.' I think that's going to be very true in the machine learning AI-enabled world, and I think it's going to put a real premium on understanding how the work actually gets done. And then using these new tools in very strategic ways.”

In this episode of the Fearless Sellers podcast, host Joie Roberts speaks with Hitha Herzog, chief research officer at H Squared Research, about the current landscape of retail intelligence and consumer behavior. They discuss key trends that Amazon sellers need to be aware of, including the resilience of consumers, the importance of understanding credit card spending, and the role of influencers in shaping purchasing decisions. Herzog emphasizes the need for sellers to marry brand performance with data insights and to leverage AI for dynamic pricing strategies. The conversation also touches on the missed opportunities in Amazon storefronts and the importance of staying informed about market trends to succeed in the competitive retail environment.   Takeaways Retail sales in the U.S. grew by 5% year over year, exceeding expectations. Consumers are resilient despite economic uncertainties, particularly older generations. Gen Z and millennials are more cautious with credit card spending due to limited savings. Amazon sellers should focus on credit card spending trends to inform their strategies. Marrying brand messaging with performance data is crucial for long-term success. Influencers continue to play a significant role in consumer purchasing decisions. Dynamic pricing on Amazon can change rapidly, requiring sellers to stay agile. AI can help sellers optimize their pricing strategies and marketing efforts. Sellers should analyze geographic demographics to better target their products. Staying informed through business news is essential for understanding market trends.  

Episode Summary In this powerful episode, Andrew tackles the aspects of polarized relationships that most people don't expect—and aren't prepared for. While many are drawn to dominant-submissive dynamics for the intensity and passion they create, few understand that these relationships are designed for transformation, not comfort. Andrew explores why truly polarized relationships feel threatening to the ego, how they amplify both light and shadow, and why the version of yourself you are now will resist everything these dynamics require. This isn't about making your partner conform to your desires—it's about your own evolution. Key Topics Covered The Nature of Polarized Relationships Why polarity creates intensity through maximized difference between partners How these dynamics prioritize truth and aliveness over comfort and stability Why pursuing passion means accepting discomfort What Really Happens When Polarity Deepens The feminine becomes uncontained, wild, and emotionally expressive The masculine becomes grounded, immovable, and uncompromising Both partners will be terrified by these energies at times The Uncomfortable Truths Polarized relationships are not comfortable - Energy moves intensely and unpredictably Everything gets amplified - Wounds, fears, and control patterns surface alongside passion Surrender requires deep integrity - Her submission is sacred and demands his trustworthiness The feminine will test - Not as manipulation, but as calibration for safety Leadership breaks the ego - Being willing to be misunderstood, accused, and rejected Surrender feels like death - Old identity structures must fall away Comfort disappears - The relationship becomes a spiritual practice, not a soothing space You'll take turns growing - Partners alternate calling each other forward The mirror gets sharper - Self-deception becomes impossible Passion requires difference - Sameness and fairness flatten desire On Real Love Real love means being seen completely, which requires stopping the hiding The soul wants real connection; the ego wants comfortable safety Polarity-based relationships will "ruin you beautifully" by burning away everything false Quotes to Remember "You don't get to have power without surrender, leadership without responsibility, or devotion without being exposed." "To the ego, a highly polarized relationship is going to feel like a toxic relationship." "Her surrender is sacred. It is not a weakness. It's a full body devotion." "You don't get to be right and be free." "If it doesn't risk anything, it's not going anywhere." Resources & Next Steps If you're ready to go deeper, explore our courses and offerings: • Rapture — a journey into devotional D/s and erotic embodiment. https://infinitedevotion.com/rapture • Becoming a Dominant Man — Andrew's path for men ready to lead with clarity and integrity. https://infinitedevotion.com/becoming-a-dominant-man • Structuring Your D/s Dynamic — build a relationship structure that actually works for you. https://infinitedevotion.com/structuring-your-ds-dynamic • OnlyFans. Take a look inside our bedroom. https://dawnofde ⸻ Stay Connected • Subscribe on Apple Podcasts, Spotify, and YouTube. • Join our email list for updates and new episodes: https://infinitedevotion.com • Follow us on Instagram: @_infinitedevotion.

This week Pastor Steve continues our Dynamic series.

Craig McCarthy: The Complexities of the New Mamdani-Hochul Dynamic (3 min) Learn more about your ad choices. Visit megaphone.fm/adchoices

Apartment prices have fallen for three straight months and national rent growth is officially negative. What does that mean for multifamily investors?In this episode, Spencer Gray and Jay Reeder, Chief Investment Officer at Gray Capital, break down the latest RealPage and Realtor.com data, exploring trends in rent growth, occupancy, and the impact of dynamic pricing on today's uncertain market. They discuss investor psychology, underwriting strategies, and whether it still makes sense to buy in 2025 or wait for 2026.Topics include:• Falling apartment prices and softening demand• The psychology of investing amid uncertainty• Dynamic pricing and lease management challenges• Midwest stability vs. coastal volatility• What it really means to find “value” in today's market Stay informed on multifamily trends, operations, and strategy every week on The Gray Report.

In this AJNR article summary, Dr. Francis Deng reviews an article by Dr. Andrew Callen and colleagues entitled "Enhancing Clarity in Dynamic Myelography Reporting: Results of a Survey of Patients and Referring Providers Evaluating a Standardized Reporting System in the Myelographic Workup of Patients with Suspected Spontaneous Intracranial Hypotension". The SIH-RADS system provides a structured manner of reporting results of dynamic CT myelography that are clear, actionable, and preferred by both patients and providers.

Rob Gerberry, Senior Vice President and Chief Legal Officer, Summa Health, speaks with Michael Peregrine, Partner, McDermott Will & Schulte, about the release of a new report by the National Association of Corporate Directors on “Building a High-Trust Board-CEO Relationship.” They discuss the issues and concerns the report is trying to address, along with the report's recommendations.Watch this episode: https://www.youtube.com/watch?v=3ppXlG-9vy0Essential Legal Updates, Now in Audio AHLA's popular Health Law Daily email newsletter is now a daily podcast, exclusively for AHLA Premium members. Get all your health law news from the major media outlets on this podcast! To subscribe and add this private podcast feed to your podcast app, go to americanhealthlaw.org/dailypodcast. Stay At the Forefront of Health Legal Education Learn more about AHLA and the educational resources available to the health law community at https://www.americanhealthlaw.org/.

Dr Mian discussed why frailty should be understood as a dynamic, evolving clinical state rather than a fixed baseline characteristic

The country recently marked 20 years since the heartbreak of Hurricane Katrina. Back then,…

The country recently marked 20 years since the heartbreak of Hurricane Katrina. Back then, people were told to evacuate and leave their pets behind. It's tough to say just how...

   You can now subscribe to the podcast on Apple Podcasts, and leave me a five-star review. You can also ask for the podcast by name using Alexa, and find the pod on Stitcher, Spotify, and on Amazon Music. Follow Pete on IG, where he is @chillsatwillpodcast, or on Twitter, where he is @chillsatwillpo1. You can watch other episodes on YouTube-watch and subscribe to The Chills at Will Podcast Channel. Please subscribe to both the YouTube Channel and the podcast while you're checking out this episode.       Pete is very excited to have one or two podcast episodes per month featured on the website of Chicago Review of Books. The audio will be posted, along with a written interview culled from the audio. His conversation with Hannah Pittard, a recent guest, is up at Chicago Review.     Sign up now for The Chills at Will Podcast Patreon: it can be found at patreon.com/chillsatwillpodcastpeterriehl      Check out the page that describes the benefits of a Patreon membership, including cool swag and bonus episodes. Thanks in advance for supporting Pete's one-man show, DIY podcast and extensive reading, research, editing, and promoting to keep this independent podcast pumping out high-quality content! This month's Patreon bonus episode features an exploration of flawed characters, protagonists who are too real in their actions, and horror and noir as being where so much good and realistic writing takes place. Pete has added a $1 a month tier for “Well-Wishers” and Cheerleaders of the Show.     This is a passion project, a DIY operation, and Pete would love for your help in promoting what he's convinced is a unique and spirited look at an often-ignored art form.    The intro song for The Chills at Will Podcast is “Wind Down” (Instrumental Version), and the other song played on this episode was “Hoops” (Instrumental)” by Matt Weidauer, and both songs are used through ArchesAudio.com.     Please tune in for Episode 308 with Jeff Pearlman, the New York Times bestselling author of ten books. His subjects include the '80s Los Angeles Lakers (Show­time), the 1986 New York Mets (The Bad Guys Won), the '90s Dallas Cowboys (Boys Will Be Boys), and NFL legends Walter Pay­ton (Sweetness) and Brett Favre (Gunslinger). HBO adapted Showtime into the dramatic series Winning Time, produced and directed by Adam McKay. A former Sports Illus­trated senior writer and ESPN.com colum­nist, Pearlman is the host of the Two Writers Slinging Yang podcast. His latest is Only God Can Judge Me: The Many Lives of Tupac Shakur.    The episode drops on November 11.    Please go to ceasefiretoday.org, and/or https://act.uscpr.org/a/letaidin to call your congresspeople and demand an end to the forced famine and destruction of Gaza and the Gazan people.

Does your walking ever change? During today's ten-minute walk, Dave talks about how walking routines can change with the seasons.Join the Walking Friends Community on Patreon for exclusive, ad-free, longer episodes of Walking is FitnessDownload your FREE fitness chain tracker that can help you create a walking habit that lastsCheck out Walking is Fitness on YouTubeGet Dave's weekly email that is sent out on ThursdaysSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

November 6, 2025 Dan. 11:36-45; Ps. 122:1-5; Prov. 27:4-6; I John 4:1-6

After Actions Reviews are used to recall, process, and de-brief a situation that happened, why it happened, and if it could've been handled better/differently. This process can enable better understanding overall, can help those who experienced the situation, and can help others who may find themselves in similar situations in the furture. On the "Minutemen Initiative" we use the After Actions Review to allow someone to share a life experience that others could learn from. In this "After Actions Review" Jacob and Stephen sit down with Marty Combs (aka Veritas) to discuss a real world home invasion situation that went from likley nothing, to potential threat, to a real and unexpected threat very quickly. Marty recalls this event and shares lessons learned as well as other timless wisdom that many can learn from. See Marty's video here: Home Defense Video FIND MORE FROM MARTY Instagram X (Twitter)   We believe there is great value and benefit in listening and learning from others experiences and hearing what they learned from it. You can find other "After Actions Review" episodes here: Zeke Johnston's story of self-defense  David Barlow's story of avalanche rescue "MooseRider's" story of being weathered in and stranded   CONTACT US The best way to get a hold of us is to email us. We love hearing from you and we also love discussing details and helping where we can with specific or more nuanced questions. Please feel free to reach out. We'd love to talk to you! minutemen.initiative@gmail.com   HOW TO SUPPORT US & THE PODCAST Follow us on Instagram and YouTube! @Dynamic.Defense.Solutions  |  @Minutemen.Initiative  |  @Minutemen.Initiative (YouTube) We are passionate about training / education which is a major drive behind why we do the podcast, this same passion extends to our social media presence. We post high quality and in-depth educational content on our DDS instagram as well as our Podcast instagram.  Support us through our web-store: Dynamic Defense Solutions Website Use Discount Code: MINUTEMEN We thoroughly test and evaluate all the equipment we sell. If you see it for sale on our web-store then we personally back it and recommend it. We are always adding new products to our store that we believe supports the "Modern Minuteman" and that mission. We get asked often how people can support us and the podcast. Purchasing gear, equipment, holsters, and accessories from us directly supports DDS which makes the Minutemen Initiative podcast possible. We appreciate all of you who listen and greatly appreciate your support!  Thank you, Jacob & Stephen   INDUSTRY  COLLABORATIONS:  IWA International Website: https://iwainternationalinc.com  Discount Code: DDS5   One Hundred Concepts Weblink w/ Discount: https://onehundredconcepts.com/DYNAMICDEFENSESOLUTIONS Discount Code: DYNAMICDEFENSESOLUTIONS If code is inactive or not working, please use the following email to request you discount: cs@onehundredconcepts.com    907 AMMO Website: https://907ammo.com 

Today, we're talking with Dwayne Myers, CEO and co-founder of Dynamic Automotive — recently named America's Top Small Business of 2025 by the U.S. Chamber of Commerce. What started as a one-location repair shop in Frederick County, Maryland, has grown into seven thriving locations, nearly 60 employees, and more than 1,300 five-star reviews — all built on the belief that customers should be treated like family and employees like owners. We'll talk with Dwayne about the company's journey, its people-first culture, and what it takes to build a business that truly endures.

The second part of our conversation with Scott Morrison, Scott Little, and Beth Wall of MailMaven and Joe Kissell of Take Control Books,  explores token-based search, a separate global search window, and smart mailboxes/rules with nested criteria. They explain how the conversation map tames complex threads, while a keyboard-first design speeds filing and actions, and detail a privacy-by-design approach—local data, encrypted metadata sync, and built-in PGP—and explain onboarding, documentation, and dynamic, scriptable signatures. (Part 2)  This edition of MacVoices is brought to you by the MacVoices Dispatch, our weekly newsletter that keeps you up-to-date on any and all MacVoices-related information. Subscribe today and don't miss a thing. Show Notes: Chapters: [0:00] Part 2 intro and setup[0:49] Token-based search with suggestions[2:11] Power user search syntax and filters[4:04] Mailbox filter vs. global search window[5:31] Advanced tokens menu and options[7:38] Smart mailboxes with nested criteria[8:50] Nested rules and complex logic[10:17] Conversation threading pain points[10:55] Conversation map and full-thread view[13:20] Per-message vs. whole-thread actions[16:34] Security model and local-only email data[17:23] Encrypted metadata sync and keys[19:53] Built-in PGP vs. extensions; S/MIME plans[23:09] Limits of email security in the real world[28:08] Docs vs. Take Control book: how to start[30:05] Dynamic signatures and real-world examples Links: SpamSieve Take Control of MailMaven by Joe Kissell (free!) Guests: Beth Wall is perhaps the main ingredient in the glue that has formed SmallCubed. Beth brings experience in systems' adminstration, databases and networking. Beth streamlines our SmallCubed workflows, builds websites, maintains our support systems and stores and cracks the whip. She has also played a key role in the organization of the Çingleton conferences in Montreal Scott Little is based in Gdansk, Poland and the founder of Little Known Software. He has worked in software development for over 20 years and has specialized in the development of plugins for Apple's Mail.app for over 10 years. Scott has collaborated with other prominant Mail Plugin companies, such as Creative In Austria, and Feingeist Software and brought Little Known's products SignatureProfiler and Tealeaves to SmallCubed. He is our back-end wizard an server go-to guy. Scott Morrison of Vancouver Island, Canada, developed Mail Act-On in 2004 and MailTags in 2005 and hasn't looked back. The product suite of MailTags, Mail Act-On and MailPerspectives is use by thousands of Mac users daily to bring sanity and fluidity to their email workflows. Scott Morrison has also been actively involved in the Mac Indie Developer Community as a speaker at several conferences and a co-founder of the Çingleton Conference in Montreal. Support:      Become a MacVoices Patron on Patreon     http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:     http://macvoices.com      Twitter:     http://www.twitter.com/chuckjoiner     http://www.twitter.com/macvoices      Mastodon:     https://mastodon.cloud/@chuckjoiner      Facebook:     http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:     http://www.facebook.com/macvoices/      MacVoices Group on Facebook:     http://www.facebook.com/groups/macvoice      LinkedIn:     https://www.linkedin.com/in/chuckjoiner/      Instagram:     https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes     Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

The robots used to be a distant concept from science fiction, but not anymore. They are already here, walking among us. From agentic AI to artificial general intelligence, the digital frontier is evolving faster than most can process. As these tools grow smarter and more autonomous, the heart of the matter is finding out how to stay grounded, curious, and values-driven in an age defined by accelerating intelligence. Join Nathan and Scott while they explore the collision of innovation and humanity, the balance between analog life and automation, optimism and caution, and efficiency and empathy.     Nathan starts the conversation with Whisper Flow, an AI transcription tool highlighting how voice-based AI is redefining how humans communicate ideas, freeing them from the limitations of typing. Then Nathan shares his take on Super Agency, where AI amplifies human potential and the essential truth under it: the necessary coexistence of optimism about AI's potential with realism about its risks. Furthermore, Nathan and Scott discuss the arrival of domestic robots and hyper-automated living, which is no longer limited to science fiction like it used to be. Nathan shows the importance of not outsourcing everything and choosing consciously which parts of life deserve our personal touch. They also discuss the importance of social learning hubs like LinkedIn to stay current and contextual.       EPISODE HIGHLIGHTS    [02.00] Personal updates and reminisces about 90s slang.  [03.35] Redefining communication with voice-based AI.   [07.20] The coexistence of potential and risks of advanced AI intelligence.   [11.00] Staying grounded in what makes us human in the age of AI.   [14.30] The arrival of domestic robots.   [19.30] Dynamic learning hubs.   [24.11] Plans for November.   RESOURCES    Superagency: What Could Possibly Go Right with Our AI Future   by Reid Hoffman  amazon.com/Superagency-Could-Possibly-Right-Future/dp/B0D5WMKV9H   Connect with Nathan and Scott: LinkedIn (Nathan): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/in/nathanchappell/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn (Scott): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/in/scott-rosenkrans⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fundraising.ai/⁠⁠

The second part of our conversation with Scott Morrison, Scott Little, and Beth Wall of MailMaven and Joe Kissell of Take Control Books,  explores token-based search, a separate global search window, and smart mailboxes/rules with nested criteria. They explain how the conversation map tames complex threads, while a keyboard-first design speeds filing and actions, and detail a privacy-by-design approach—local data, encrypted metadata sync, and built-in PGP—and explain onboarding, documentation, and dynamic, scriptable signatures. (Part 2)  This edition of MacVoices is brought to you by the MacVoices Dispatch, our weekly newsletter that keeps you up-to-date on any and all MacVoices-related information. Subscribe today and don't miss a thing. Show Notes: Chapters: [0:00] Part 2 intro and setup [0:49] Token-based search with suggestions [2:11] Power user search syntax and filters [4:04] Mailbox filter vs. global search window [5:31] Advanced tokens menu and options [7:38] Smart mailboxes with nested criteria [8:50] Nested rules and complex logic [10:17] Conversation threading pain points [10:55] Conversation map and full-thread view [13:20] Per-message vs. whole-thread actions [16:34] Security model and local-only email data [17:23] Encrypted metadata sync and keys [19:53] Built-in PGP vs. extensions; S/MIME plans [23:09] Limits of email security in the real world [28:08] Docs vs. Take Control book: how to start [30:05] Dynamic signatures and real-world examples Links: SpamSieve Take Control of MailMaven by Joe Kissell (free!) Guests: Beth Wall is perhaps the main ingredient in the glue that has formed SmallCubed. Beth brings experience in systems' adminstration, databases and networking. Beth streamlines our SmallCubed workflows, builds websites, maintains our support systems and stores and cracks the whip. She has also played a key role in the organization of the Çingleton conferences in Montreal Scott Little is based in Gdansk, Poland and the founder of Little Known Software. He has worked in software development for over 20 years and has specialized in the development of plugins for Apple's Mail.app for over 10 years. Scott has collaborated with other prominant Mail Plugin companies, such as Creative In Austria, and Feingeist Software and brought Little Known's products SignatureProfiler and Tealeaves to SmallCubed. He is our back-end wizard an server go-to guy. Scott Morrison of Vancouver Island, Canada, developed Mail Act-On in 2004 and MailTags in 2005 and hasn't looked back. The product suite of MailTags, Mail Act-On and MailPerspectives is use by thousands of Mac users daily to bring sanity and fluidity to their email workflows. Scott Morrison has also been actively involved in the Mac Indie Developer Community as a speaker at several conferences and a co-founder of the Çingleton Conference in Montreal. Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

Here's Why The Male Female Dynamic Is In Shambles Today

In this conversation, Jade Navega shares her journey of moving to Portugal in 2018, discussing the challenges of adapting to a new culture, making friends, and navigating the immigration process. She reflects on the significant changes in Porto over the years, including the rise in property prices and the impact of gentrification on local communities. Jade highlights the growing specialty coffee culture and the importance of supporting local businesses. She emphasizes the opportunities for entrepreneurship in Porto and how living abroad has transformed her life, making her feel content and connected to her community.Join Jade's weekly newsletter 'What's on in Porto': https://themindfulstep.kit.com/f224c68997Follow @themindfulstep on Instagram Join one of her tours! They run Tues to Sat every week 14.30 - 17.00 (2:30pm - 5pm). Book via Instagram or find them on Airbnb: Made in Porto

In this episode of the Oncology Brothers podcast, we dived into the key takeaways from ESMO 2025, focusing on gastrointestinal (GI) malignancies. Join us as we welcomed Dr. Rachna Shroff, a GI medical oncologist from the University of Arizona, to discuss the latest studies and their implications for clinical practice. Episode Highlighted: •⁠  ⁠ctDNA in Colorectal Cancer: DYNAMIC-III and PEGASUS studies, examining the evolving role of ctDNA as a prognostic and potential predictive tool in early-stage colon cancer. •⁠  ⁠STELLAR-303: Learn about the promising results of immunotherapy in refractory MSI-stable colorectal cancer and the associated toxicities. •⁠  ⁠MATTERHORN: Updated data on durvalumab with FLOT in the perioperative setting is changing the standard of care for upper GI malignancies. •⁠  ⁠FORTITUDE-101 Study: FGFR2b target in metastatic gastric and GE junction adenocarcinoma. Tune in for an insightful discussion that highlights the latest advancements in oncology and their potential impact on patient care.  Follow us on social media: •⁠  ⁠X/Twitter: https://twitter.com/oncbrothers •⁠  ⁠Instagram: https://www.instagram.com/oncbrothers •⁠  Website: https://oncbrothers.com/ Don't forget to check out our previous episodes for more insights on conference highlights, recent approvals, and treatment algorithms. #ESMO2025 #GIOcology #ctDNA #ColorectalCancer #Immunotherapy #OncologyBrothers #PrecisionMedicine

How does the environment impact a person's recovery journey over time? In this episode, Drs. Jalie Tucker and Katie Witkiewitz discuss their recently articulated dynamic behavioral ecological model of recovery, with a bonus discussion about shallow lakes! Dr. Jalie Tucker is the Founding Director of the Center for Behavioral Economic Health Research and the Mary F. Lane Endowed Professor in the Department of Health Education and Behavior at the University of Florida. Dr. Katie Witkiewitz is the Director of the Center on Alcohol, Substance use, and Addictions (CASAA) and a Distinguished Professor in the Department of Psychology at the University of New Mexico.

In this deeply personal episode, Andrew pulls back the curtain on the daily practices and intentional habits that create the foundation for his dominance. This isn't about what he does TO Dawn—it's about what he does WITH himself that makes their dynamic work. Key Topics Covered: The Power of "No" - How protecting time and energy became the foundation for everything else (10 years of building freedom from a single day of quitting) The Sacred Morning Routine - Waking at 5 AM not to grind, but to set the pace of life on your own terms Meditation as Focus Training - How breath-focused practice builds the ability to direct attention and not be dragged around by the mind Fitness as Self-Love - Transforming physical training from self-punishment to genuine self-care The Art of Listening - Why deep listening is "weightlifting for your nervous system" and builds unshakeable presence Building Competence - How learning to fix things, try new skills, and be willing to fail creates quiet confidence Systems Create Freedom - Using calendars, lists, and time management to free mental space rather than restrict it The Daily Review Practice - Staying aligned with vision and values through twice-daily check-ins Habit Building - Using simple tools to keep promises to yourself and build discipline without force Key Quote: "Dominance is about how you feel about yourself. When you feel confident, when you feel good about yourself, when you feel solid in yourself, other people feel that and they want to follow you." If this episode resonated with you, please leave a 5-star review on Apple Podcasts or Spotify, and subscribe/like on YouTube. Your support helps this message reach others looking for a different path. Resources & Next Steps If you're ready to go deeper, explore our courses and offerings: • Rapture — a journey into devotional D/s and erotic embodiment. https://infinitedevotion.com/rapture • Becoming a Dominant Man — Andrew's path for men ready to lead with clarity and integrity. https://infinitedevotion.com/becoming-a-dominant-man • Structuring Your D/s Dynamic — build a relationship structure that actually works for you. https://infinitedevotion.com/structuring-your-ds-dynamic • OnlyFans. Take a look inside our bedroom. https://onlyfans.com/dawnofdesire ⸻ Stay Connected • Subscribe on Apple Podcasts, Spotify, and YouTube. • Join our email list for updates and new episodes: https://infinitedevotion.com • Follow us on Instagram: @_infinitedevotion.

How can you market your practice without burning out or breaking the bank? Why is successfully growing your referral base less about pressure and more about presence? How can you […] The post GPBC25 Series: Dynamic Marketing to Ensure Your Referrals Never Slow Down with Jaime Mills | POP 1287 appeared first on How to Start, Grow, and Scale a Private Practice | Practice of the Practice.

On this episode of “Fearless,” Jason Whitlock breaks down the news that Chauncey Billups and Terry Rozier have been busted for gambling, offering his insight into the world of sports betting. Jay Skapinac and Paul Burkhardt join Whitlock to go Inside the NBA, discussing Victor Wembanyama scoring 40 points in the Spurs' 125-92 win over the Mavericks. During the show's As the NFL Turns segment, Steve Kim and T.J. Moe talk with Whitlock about Roger Goodell doubling down on his support of Bad Bunny to headline the Super Bowl halftime show; Justin Fields shaking off criticism from Jets owner Woody Johnson; Tua Tagovailoa continuing to talk himself into trouble; and Sean Payton clarifying that his recent controversial comments were made because he was excited about the Broncos' victory and that he wasn't dissing Russell Wilson. Dynamic show today — don't miss it! ​​Today's Sponsors: CBDistillery If you're ready for better sleep, less stress and feeling good in your own skin again, try CBD from CBDistillery. And right now, you can save 25% off your entire purchase. Visit https://CBDistillery.com and use promo code FEARLESS.  Relief Factor With Relief Factor, you'll feel better every day, and you'll live better every day. Get their 3-Week QuickStart for only $19.95 – that's less than a dollar a day. Call 1-800-4-Relief Or Visit ⁠https://ReliefFactor.com   SHOW OUTLINE 00:00 Intro Want more Fearless content? Subscribe to Jason Whitlock Harmony for a biblical perspective on everyday issues at https://www.youtube.com/@JasonWhitlockHarmony?sub_confirmation=1 Jeffery Steele and Jason Whitlock welcome musical guests for unique interviews and performances that you won't want to miss! Subscribe to https://youtube.com/@JasonWhitlockBYOG?sub_confirmation=1  We want to hear from the Fearless Army!! Join the conversation in the show chat, leave a comment or email Jason at FearlessBlazeShow@gmail.com Get 10% off Blaze swag by using code Fearless10 at https://shop.blazemedia.com/fearless Make yourself an official member of the “Fearless Army!” Support Conservative Voices! Subscribe to BlazeTV at https://www.fearlessmission.com and get $20 off your yearly subscription. Visit https://TheBlaze.com. Explore the all-new ad-free experience and see for yourself how we're standing up against suppression and prioritizing independent journalism. CLICK HERE to Subscribe to Jason Whitlock's YouTube: https://bit.ly/3jFL36G CLICK HERE to Listen to Jason Whitlock's podcast: https://apple.co/3zHaeLTCLICK HERE to Follow Jason Whitlock on X: https://bit.ly/3hvSjiJ Learn more about your ad choices. Visit megaphone.fm/adchoices

Steve reacts to data compiled by the Financial Times regarding birth rates among progressives and conservatives and says it's the perfect encapsulation of the Left-Right dynamic since the Reagan years. Then, Ben Zeisloft joins the program to talk about his new book, "Forsakers of the Fatherless." In Hour Two, Fake News or Not reacts to a clip of a street preacher confronting an LGBT-affirming "church." Finally, Pop Culture Tuesday is a takedown of Snoop Dogg's backpedaling on his critical comments about the rainbow jihad. TODAY'S SPONSORS: FIRST CUP COFFEE: https://firstcup.com/ use code DEACE RELIEF FACTOR: VISIT https://www.relieffactor.com/ OR CALL 800-4-RELIEF JASE MEDICAL: https://jasemedical.com/ and enter code “DEACE” at checkout for a discount on your order REAL ESTATE AGENTS I TRUST: https://realestateagentsitrust.com/ CHIRP: https://gochirp.com/pages/steve-deace use promo code STEVE Learn more about your ad choices. Visit megaphone.fm/adchoices