Podcasts about true wealth

  Many retirees believe playing it safe means avoiding market risk—but that fear-driven approach can quietly limit your lifestyle in retirement. In this episode, Joe Curry explains why inflation and longevity are often bigger threats than volatility, and how guaranteed income, smart spending clarity, and the RISA framework can help you retire with confidence. Thank you for listening!  You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog   Don't forget to like, comment, and subscribe for more simplified retirement planning insights!      Ready to take the next step?   Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12     Want a retirement plan that adapts as your life evolves?  Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement.  Learn more here: https://matthewsandassociates.ca/vsl/      About Joe Curry  Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.   You can reach out to Joe through:  LinkedIn: https://www.linkedin.com/in/curryjoe  Website: https://www.retirementplanningsimplified.ca/  Website: https://matthewsandassociates.ca/vsl/      About Retirement Planning Simplified  Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure.  To know more about RPS you can visit the links below:  LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/  Instagram: https://www.instagram.com/retirement_planning_simplified  Podcast/Blog: https://www.retirementplanningsimplified.ca/blog  Youtube: https://www.youtube.com/@retirementplanningsimplified         Disclaimer  Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service. 

NATHAN BARKOCY HAS A NEW BOOK You may remember our interview with Nathan about his near fatal bicycle accident in his teens. Now he's a financial advisor with a different view on wealth, and he's got a new book out about it called Old Wealth, New Wealth, True Wealth and you can buy it here. He joins me at 1 to talk about it.

Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth For decades, the 4% rule has been used as a simple guideline for retirement spending—but it was never meant to be a guarantee. In this episode, Tyler Emrick, CFA®, CFP®, will revisit the research behind the 4% rule and explore new findings from its creator, Bill Bengen, suggesting that retirees may be able to spend more under updated assumptions. We explain why sequence-of-returns risk matters more than average returns, how thinking in terms of portfolio “runway” can help manage downturns, and why dynamic withdrawal strategies often lead to better long-term outcomes. If you're wondering how much you can realistically spend in retirement, this episode will help you think about it the right way. Here's some of what we discuss in this episode:

For many entrepreneurs and investors, financial success often feels harder than it should. Despite tireless work and long hours spent chasing income, they still end up owing a business that runs them rather than the other way around.Today's guest has spent decades helping people break that cycle by shifting how they think about money, assets, and financial freedom itself.Sharon Lechter is a globally recognized financial literacy expert, former CPA, keynote speaker, and five-time New York Times bestselling author. She is best known as the co-author of Rich Dad Poor Dad and 14 additional books in the Rich Dad series, including the transformational Cashflow Quadrant. She's also co-authored many other influential books, including Exit Rich, Three Feet from Gold, and Think and Grow Rich for Women.Sharon has dedicated her career to educating and empowering investors at any level, helping them move from earned income to asset-driven wealth while reclaiming their time. In her newest book, Old Wealth, New Wealth, True Wealth, Sharon offers readers both an inspiring fable and a practical blueprint for crafting a legacy that lasts.In this episode, you'll learn: ✅ Why the purest definition of financial freedom is when asset income exceeds your monthly expenses.✅ How the Cashflow Quadrant was a game changer for Justin and helps entrepreneurs reclaim time and scale faster by making better decisions.✅ Why Sharon's newest mission with IQ Hall helps creators and entrepreneurs maintain ownership and protect their intellectual property while using AI.Show Notes: LifestyleInvestor.com/274Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a text“Do it because it's the right thing for you.”- Dale AtkinsonExclusive Insights from This Week's EpisodesDale Atkinson was given months to live. And instead of accepting the script, he did what high performers do when everything is on the line: he went to work. In this episode, Dale breaks down the entrepreneur mindset that helped him challenge assumptions, research relentlessly, and build a radical health playbook designed to protect energy, extend capacity, and create true wealth that lasts. This conversation is a wake up call for every founder running on adrenaline and denial. If you want to build a bigger business, you better build a stronger body first.Episode Highlights00:04:10 The moment he heard “terminal” and why he refused to accept it00:06:20 The research rabbit hole and the experts he contacted worldwide00:08:10 How he built a personalized protocol instead of following a template00:12:10 Why quality of life mattered more than “extra months”00:14:30 The truth about the system, off label options, and why patients must self advocate00:17:10 What he removed from his home first to reduce toxic load00:20:40 The exercise mistake most people make when their body is under stress00:22:50 The power of testing, bloodwork, and ruthless iterationFull show notes, transcript, and resources for this episode:https://podcast.deepwealth.com/510The Deep Wealth Podcast Most entrepreneurs do not fail.They just carry too much for too long. The business grows. Pressure grows faster. Profits get harder to predict. Decisions cost more energy. Over time, focus slips and health takes the hit. The Deep Wealth Podcast and Deep Wealth Mastery are built from real experience. We're the only system based on a 9-figure exit. This system exists because guessing gets expensive.

Many high-net-worth Canadians discover that spending money in retirement is harder than saving it. In this episode, Joe Curry explores the psychology behind underspending, the risks of overspending, and how a personalized retirement income plan can give you the confidence - and permission - to enjoy the life you worked so hard to afford. Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Nathan Barkocy is an entrepreneur, investor, and creator of the True Wealth movement. His book, Old Wealth, New Wealth, True Wealth, co-authored with Sharon Lechter,   Welcome to the Conscious Millionaire Show - How to Become an Ultra-Performer. Now 3X week M / W / F with host JV Crum III.   Are you an Entrepreneur, Founder, or CEO? Committed to break into the Top 1% of Performance with current revenues $250K to $50M? Sign up for your Breakout...here's what's included in your complimentary session: (1) Define your #1 Ultra-Outcome - your break out goal (2) Find out your #1 block keeping you from it - and how to remove it  (3) Get 1-3 actionable steps to immediately use to scale bigger, faster     Schedule Your Breakthough Session Now     Join Host JV Crum III, with 2 exits and over 75M revenues in his companies, he is the Ultra-Performer Coach for 6- to 8-figure owners ready to join the top 1%.   Season 12 of the award-winning Conscious Millionaire Show. World's #1 conscious business and performance podcast for foundeers and entrepreneurs who want to become Ultra-Performers.    Access Conscious Millionaire Show     Millions of Listeners. 190 countries. Inc Magazine "Top 13 Business Podcasts" with over 3,000 episodes. Listen 3X a week.

Nathan Barkocy is an entrepreneur, investor, and creator of the True Wealth movement. His book, Old Wealth, New Wealth, True Wealth, co-authored with Sharon Lechter,   Welcome to the Conscious Millionaire Show - How to Become an Ultra-Performer. Now 3X week M / W / F with host JV Crum III.   Are you an Entrepreneur, Founder, or CEO? Committed to break into the Top 1% of Performance with current revenues $250K to $50M? Sign up for your Breakout...here's what's included in your complimentary session: (1) Define your #1 Ultra-Outcome - your break out goal (2) Find out your #1 block keeping you from it - and how to remove it  (3) Get 1-3 actionable steps to immediately use to scale bigger, faster     Schedule Your Breakthough Session Now     Join Host JV Crum III, with 2 exits and over 75M revenues in his companies, he is the Ultra-Performer Coach for 6- to 8-figure owners ready to join the top 1%.   Season 12 of the award-winning Conscious Millionaire Show. World's #1 conscious business and performance podcast for foundeers and entrepreneurs who want to become Ultra-Performers.    Access Conscious Millionaire Show     Millions of Listeners. 190 countries. Inc Magazine "Top 13 Business Podcasts" with over 3,000 episodes. Listen 3X a week.

                          Listen in as Erin and Nathan discuss: The life-altering moment that changed everything: a training ride that ended in a 60-mph collision, a coma, and the long road of learning to walk, talk, and live again. How adversity can become fuel instead of dead weight — and why "tomorrow is never promised" reframes how we use our time today. The difference between knowledge and wisdom, and why mentorship + proximity to high-level thinkers compresses your learning curve. A powerful redefinition of wealth: true wealth = ownership of your time, built through aligned assets, income streams, and purpose-driven stewardship. Why systems + delegation create scale — and how building teams is the bridge from solopreneur to entrepreneur to capitalist.                                               About Nathan Barkocy is a real estate developer, entrepreneur, and the emerging voice behind the True Wealth movement. He is the co-author—alongside financial legend Sharon Lechter—of the upcoming book Old Wealth, New Wealth, True Wealth, set to publish on January 23, 2026, exactly ten years after a life-altering cycling accident that reshaped his purpose and mission. From rebuilding his life after being declared dead on the scene, Nathan has gone on to build multiple successful ventures across real estate development, restoration, wellness, and education. He is the founder of Testament Real Estate, Phoenix Real Estate Restoration, and the True Wealth Academy, as well as a growing media brand centered around generational wealth, personal growth, and time freedom. Guided and mentored by Sharon Lechter, Nathan blends timeless wealth principles with a modern, purpose-driven approach that resonates with the next generation of entrepreneurs and investors. His work emphasizes the pillars of financial literacy, intentional leadership, and building a legacy rooted in impact. Nathan is currently leading several major development projects—including the Galveston Skyline mixed-use district in Fort Worth and a master-planned resort and casino village in Colorado—and his message has gained national traction, earning endorsements from leaders like Ken McElroy, Russell Gray, Marcin Drozdz, and Mark Victor Hansen. Through his book, speaking engagements, and the True Wealth community, Nathan is inspiring others to rise above adversity, unlock their God-given potential, and build wealth that lasts across generations. How to Connect With Nathan Website: NathanBarkocy.com LinkedIn: https://www.linkedin.com/in/nathanbarkocy Facebook: https://www.facebook.com/p/Nathan-Barkocy-100080039299725/ Instagram: https://www.instagram.com/nathanbarkocy YouTube: https://youtube.com/@nathanbarkocy Recommended Resources  https://nathanbarkocy.com/book-presale Old Wealth, New Wealth, True Wealth

Send us a text“Always know that everything will work out and have faith in yourself.”- Jason ShurkaExclusive Insights from This Week's EpisodesWhat if your daily energy isn't just about feeling good—it's the hidden force exploding your business wealth and freedom? In this eye-opening episode, visionary founder Jason Shurka reveals how prioritizing health through light therapy, mindset shifts, and purpose unlocks unstoppable growth, sharper decisions, and a fulfilling empire. You'll gain actionable insights to ditch sickness, boost vitality, and align your mission for massive ROI in profits and life satisfaction. Listen now and transform your health into your ultimate business weapon.EPISODE HIGHLIGHTS00:07 The health wake up call through injuries, surgeries, and a near amputation moment00:10 The scalability advantage of non invasive light based healing modalities00:13 The brutal stats: heart disease, cancer, and medical errors as top killers00:14 Why doctors are not trained in nutrition and the system is built for symptom management00:16 Jason's encounter with a network focused on disclosure, awareness, and healing00:19 The language of energy and how words shape outcomes in business and life00:22 The law of reflection and why your team mirrors your leadership00:25 Why celebrating small wins builds momentum faster than chasing massive goals00:30 The science: increased cellular electrical conductivity and why it matters00:32 The real threats to health: dirty water, dirty food, dirty thoughts, dirty electricity00:35 The hard business lesson: trust people, but protect yourself with boundariesFull show notes, transcript, and resources for this episode:https://podcast.deepwealth.com/508The Deep Wealth Podcast Most entrepreneurs do not fail.They just carry too much for too long. The business grows. Pressure grows faster. Profits get harder to predict. Decisions cost more energy. Over time, focus slips and health takes the hit. The Deep Wealth Podcast and Deep Wealth Mastery are built from real experience. We're the only system based on a 9-figure exit. This system exists because guessing gets expensive.

Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth Most investors focus on returns. Smart investors focus on what they keep after taxes. In this episode of Retire Smarter, we break down how two portfolios can earn the same return—and still produce dramatically different tax outcomes. This isn't about predicting markets or chasing performance. It's about making structural investment decisions that reduce taxes and improve after-tax results in 2026. We walk through how to use tax-loss carryforwards intentionally, including how they interact with capital gains, Roth conversions, and rebalancing decisions—and why waiting indefinitely to realize gains is often a costly mistake. We also cover asset location strategy, explaining why where you hold investments (taxable, tax-deferred, or Roth) often matters more than the investments themselves. Have questions? Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals. http://bit.ly/calltruewealth Here's some of what we discuss in this episode:

In this mailbag edition, Joe Curry answers five of the most common retirement planning questions Canadians ask—covering retirement income planning, target asset allocation, RRSP-to-RRIF withdrawal strategies, and tax-efficient investing. You'll learn how to estimate what you actually need in retirement, avoid rules-of-thumb mistakes, and make smarter choices about withdrawals, taxes, and where your investments are held.   Resources To request a link to fill out the Retirement Income Style Assessment (RISA), or to submit your own questions (perhaps they will end up in our next mailbag episode!), email us at info@retirementplanningsimplified.ca   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

                                  Listen in as Erin and Sharon discuss: How early exposure to money conversations and entrepreneurship shaped her lifelong mission around financial literacy and empowerment Why one of her "worst" business decisions ultimately led to her best life decision — and how closing one door often opens many others The powerful distinction between chasing income vs. building assets — and why assets only get "sexier" with time. Sharon introduces the core message of her upcoming book Old Wealth, New Wealth, True Wealth — redefining success as who you become, not just what you earn.  A reminder that it's never too late to start, pivot, or rebuild — especially when guided by mentorship, clarity, and aligned risk tolerance.                                            About Sharon Lechter is internationally recognized as a financial literacy expert, keynote speaker and business mentor. She is a 5 time New York Times Bestselling author, successful entrepreneur, philanthropist, and enjoyed a 35 year career as a licensed CPA. She has advised two US Presidents on the topic of financial literacy. Sharon co-authored the international bestseller Rich Dad Poor Dad and 14 other books in the Rich Dad series. In 2008, when the economy crashed, she was asked by the Napoleon Hill Foundation to help re-energize the teachings of Napoleon Hill. Her best-selling Think and Grow Rich books with the Foundation include Three Feet from Gold, Outwitting the Devil, Think and Grow Rich for Women and Success and Something Greater. She is also featured in the movie Think and Grow Rich: The Legacy and on the national television series World's Greatest Motivators. In 2021, Sharon's title, Exit Rich was released to support entrepreneurs in building value and scalability in their businesses so they can be in the position of greatest potential. Her newest title, How Money Works for Women was released in cooperation with WealthWave Media, a leading publisher of financial education materials in support of women taking control of their financial wellbeing. Sharon's numerous accolades include most recently an Independent Press award, Trailblazer Legend award and the Presidential Lifetime Achievement award. Sharon continues to drive innovation through technology in collaboration with IQ Hall, a cutting-edge AI-powered educational platform endorsed by UNESCO and aligned with United Nations Sustainable Development Goals. How to Connect With Sharon Website: www.sharonlechter.com LinkedIn: https://www.linkedin.com/in/sharonlechter/ Facebook: https://www.facebook.com/AuthorSharonLechter/ Instagram: https://www.instagram.com/sharonlechter/

Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth In this episode of Retire Smarter, Tyler Emrick, CFA®, CFP®, walks through a practical Retirement Planning Checklist for 2026, focused on the financial moves that matter most in the first few weeks of the year. From front-loading 401(k) and HSA contributions to planning Roth conversions, setting up Qualified Charitable Distributions, and rebalancing after a strong 2025, we break down what to do—and what mistakes to avoid. If you want to start 2026 with confidence—and avoid scrambling at tax time—this checklist is your roadmap. Here's some of what we discuss in this episode: ✅ January is the ideal time to reassess contributions, withdrawals & tax strategies

If your retirement plan feels boring, that might actually mean it's working. In this episode, Joe Curry explains why disciplined, boring retirement planning leads to better long-term outcomes — and how chasing excitement, headlines, or FOMO can quietly derail your retirement income strategy.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

This episode marks Rose Claverie's second conversation with Satish Kumar for the Harvest series.Following their first interview on courage, they reunite to explore a question that feels especially meaningful at the beginning of a new year: how can we live a simpler life?In this gentle and deeply inspiring dialogue, Satish Kumar shares his timeless wisdom on simplicity, inner clarity, and living in alignment with what truly matters, a beautiful way to open the year with intention and perspective.The official website for the Satish Kumar Foundation, the charity set up to continue Satish Kumar's legacy and support initiatives like Schumacher College.Chapters00:00 – Welcome to Harvest00:29 – Why simplicity matters today01:50 – Living in a world of inequality02:30 – Time, possessions, and lost joy03:40 – Cities, speed, and the coffee example05:00 – “I am the CEO of my life”06:35 – Elegant Simplicity and real wealth07:35 – Sustainability and nature's economy09:25 – Abundance vs greed10:50 – The BUD principle: Beautiful, Useful, Durable12:00 – Contentment and sufficiency13:55 – Climate change and root causes15:50 – Why change must come from citizens17:50 – Education of head, heart, and hands21:55 – We are nature, not separate from it23:15 – Closing reflectionsYou can follow us on Instagram at @HarvestSeries or @rose.claverie for updates.Watch our podcast episodes and speaker sessions on YouTube: Harvest Series.Credits:Sound editing by: @lesbellesfrequencesTechnician in Kaplankaya: Joel MoriasiMusic by: ChambordArtwork by: Davide d'AntonioHarvest Series is produced in partnership with Athena Advisers and Capital PartnersHarvest Series Founders: Burak Öymen and Roman Carel

Knowledge alone won't get you through retirement — action will. In this New Year's episode, Joe Curry explains why clarity, testing assumptions, and taking intentional steps matter more than consuming endless retirement content, and how you can turn 2026 into a year of momentum and confidence.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.    

Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth Over the past month, we released a six-part video series breaking down how ultra-wealthy investors think about taxes, and more importantly, how they legally minimize them. In this episode, we've stitched the entire Tax-Aware, Long-Short (TALS™) Strategy series together to allow you to hear the full framework in one place, and we're making it our year-end podcast episode. We'll talk about why traditional tax strategies fall short for high earners, how advanced tax-aware investing actually works, and the investment structures that have historically been reserved for ultra-high-net-worth families but are now becoming accessible to more investors. If you want to see the charts, visuals, and examples that go along with this discussion, you can watch the full six-part video series on YouTubehere: https://www.youtube.com/playlist?list=PLz7lSTNSHng4fplwiwAD_26ou4CCU_GP-   Here's some of what we discuss in this episode:

In this special year-end episode of Your Retirement Planning Simplified, Joe Curry breaks down the five biggest retirement lessons listeners cared about most in 2025. From tax-efficient retirement income planning to mindset, health, and purpose after work, this episode highlights what truly matters for a confident Canadian retirement.   Resources Retirement Planning Simplified Blog   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!   Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

I'm incredibly honored to sit down with Sharon Lechter — someone whose work has influenced tens of millions of entrepreneurs and investors around the world, including me personally. Sharon is an internationally recognized financial literacy expert, five-time New York Times bestselling author, successful entrepreneur, philanthropist, and former CPA with over 35 years of experience. She co-authored Rich Dad Poor Dad and more than a dozen books in the Rich Dad series, advised two U.S. Presidents on financial literacy, and helped re-energize the teachings of Napoleon Hill through books like Three Feet from Gold, Outwitting the Devil, and Think and Grow Rich for Women. //CONNECT WITH SHARON Website: https://sharonlechter.com Email: info@sharonlechter.com LinkedIn: Sharon Lechter Instagram / Facebook / X: @SharonLechter In this conversation, Sharon and I go far beyond basic money talk. We discuss: - Why real estate is one of the fastest paths to wealth — and where investors get stuck - How to think about leverage, diversification, and risk at different stages of life - The difference between being "asset rich" and actually being wealthy - What happens after a liquidity event — and why many entrepreneurs struggle with it - How to raise kids around money without creating entitlement - Why legacy isn't about net worth, but impact, stewardship, and contribution Sharon also shares her personal success equation, how faith and fear shape financial decisions, and why true wealth includes your relationships, health, and ability to give back — not just your balance sheet. If you're a real estate investor, entrepreneur, or business owner who's already doing well but wants clarity on how to build something that lasts for generations, this episode will challenge how you think about money and success.

In this episode of Your Retirement Planning Simplified, Joe Curry breaks down the 10 assets successful Canadian retirees almost never buy - and why avoiding these common wealth traps can dramatically improve retirement income and peace of mind. You'll learn how high fees, complexity, lifestyle liabilities, and poor planning quietly erode retirement wealth, and what disciplined retirees do instead.   Resources 10 Assets Canadian Retirees Never Buy - And Poor Ones Always Do - Original Youtube Video for Your Retirement Planning Simplified The Rational Reminder Podcast, hosted by Benjamin Felix and Dan Bortolotti Your Retirement Planning Simplified Blog Matthews + Associates Website   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2832: J.D. Roth reflects on the unconventional life and quiet wisdom of his friend Sparky, whose minimalist lifestyle and relentless frugality funded a rich life of freedom, travel, and purpose. Through Sparky's example, and his sudden loss, we're reminded that true wealth isn't about possessions or income, but about meaning, relationships, and how we choose to spend our limited time. Read along with the original article(s) here: https://www.getrichslowly.org/the-razors-edge-lessons-in-true-wealth/ Quotes to ponder: "Please, my friends, always remember that true wealth has nothing to do with money. True wealth is built from friends and family, from experiences and relationships, it is derived from a life filled with meaning." "Develop a plan that is so amazing, so glowing, that you are willing to walk blurry-eyed to work every day to make the money necessary to reach the light."  

In this conversation, Nathan Barkocy discusses his journey from a competitive cyclist to a successful entrepreneur and author of 'Old Wealth, New Wealth, True Wealth.' He emphasizes the importance of redefining wealth for a new generation, focusing on the balance between old and new wealth, and the significance of time as a valuable asset. Nathan also shares insights on creative financing in real estate and the role of the Main Street Media Network in empowering young entrepreneurs. Ultimate Show Notes:  00:00:00 - Introduction to the podcast and guest Nathan Barkocy 00:01:05 - Nathan's background and journey as a competitive cyclist 00:04:41 - The concept of true wealth and its relation to time 00:08:05 - Explanation of old wealth versus new wealth 00:09:29 - Overview of the book's narrative structure and its lessons 00:12:15 - Discussion about the Main Street Media Network and its mission 00:17:07 - Strategies for young people to enter entrepreneurship and real estate Connect with Nathan:   https://nathanbarkocy.com/  Learn More About Accountable Equity: Visit Us: http://www.accountableequity.com/  Access eBook: https://accountableequity.com/case-study/#register Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth Roth IRAs and Roth 401(k)s are powerful tools — but most people use them without a clear strategy. In this episode, Tyler Emrick, CFA®, CFP®, breaks down how to think about Roth accounts before retirement, after retirement, and even how they impact your spouse and your legacy. We'll explore how to decide between pre-tax and Roth contributions while you're still working, why your tax bracket today may not be your tax bracket in the future, and how early retirees can position assets to maximize ACA healthcare credits Then, in retirement, we dive into one of the biggest planning questions: Should you prioritize Roth conversions or taxable gain harvesting? We explain the differences, how each affects your tax bill, and why IRMAA, NIIT, and future cash-flow needs all play a major role. Here's some of what we discuss in this episode:

Learn what more than 100 successful Canadian early retirees did differently to make life after work sustainable. Joe Curry breaks down the income systems, bridge strategies, CPP and OAS timing, and flexible RRSP/RRIF withdrawal strategies that turn a portfolio into a reliable retirement paycheck—especially if you're thinking about retiring before 60.   Resources Original YouTube video: I Analyzed 100 Early Retirees in Canada - Here's What Worked — on the Retirement Planning Simplified YouTube channel Ep #134 – Smart Tax Strategies for More Efficient Retirement Planning Covers withdrawal order, OAS clawback, and tax-efficient retirement income in more depth. Ep #123 – Maximize Your RRIF: Tax-Smart Withdrawal Strategies for Retirees Practical guidance on RRIF withdrawals and minimizing tax in later retirement. Ep #157 – How to Delay CPP to Age 70 Without Sacrificing Retirement Income Shows how to bridge income so you can delay CPP for higher, inflation-indexed benefits.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

In this episode, we dive into what it truly means to live a wise and fulfilling life — balancing independence with connection, and strength with vulnerability.Our guest shares deep insights on wisdom over wealth, building authentic relationships, and how true independence doesn't mean isolation. Discover why we're better with people, how to nurture social capital, and why meaningful collaboration is key to success and happiness.Whether you're on a journey of self-growth, leadership, or emotional maturity, this episode will shift your perspective on relationships, purpose, and fulfillment.

Most millionaires are “rich on paper” but still broke in reality. Discover how to break free from that trap. In this episode, Kris Krohn reveals why equity and retirement accounts aren't enough, and how smart real estate investing creates lasting passive income. If you're ready to build financial freedom, reclaim your time, and live with purpose, this conversation is your roadmap to true wealth.

In this episode of Your Retirement Planning Simplified, you will gain insight into the optimal withdrawal order for Canadian retirement accounts — RRSP first, CPP/OAS later, TFSA last. This sequencing can save you tens of thousands in taxes. Joe explains how strategic timing creates more flexible, tax-efficient income and a more secure retirement plan.   Resources YRPS Blog: What Should You Withdraw First: RRSP, CPP, or TFSA? https://retirementplanningsimplified.ca/blog Original Youtube Episode: RRSP vs CPP vs TFSA: What Should You Withdraw First Matthews + Associates: Retirement Planning Process Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

In this episode, Howard Klieger, Founder and Managing Partner of Walled Lake Planning and Wealth Management, discusses his path from broker to planner, the psychology behind investing, and the importance of clear family communication and thoughtful portfolio design.

At the age of 16, Nathan was ranked in the top ten nationally as a professional  cyclist until one day he was struck by a vehicle going 6MPH. After being  pronounced dead at the scene, he was taken to a hospital and remained in a  coma for 2weeks. Nathan joins Sharon to discuss his journey to recover,  reinvention and how he turned his tragedy into inspiration and created a  multimillion dollar real estate portfolio along the way. They also discuss their new book they are co-authoring, Old Wealth, New Wealth, True Wealth. To learn more  about Nathan and access his True Wealth Blue Print, visit www.nathanbarkocy.com. 

In this episode, Howard Klieger, Founder and Managing Partner of Walled Lake Planning and Wealth Management, discusses his path from broker to planner, the psychology behind investing, and the importance of clear family communication and thoughtful portfolio design.

Naming beneficiaries and successors might seem simple, but one wrong designation can lead to tax headaches, probate delays, or unfair outcomes for your heirs. In this episode, Joe Curry explains how to properly name beneficiaries across your RRSPs, RRIFs, TFSAs, and non-registered accounts — and how to avoid common estate planning pitfalls that could cost your family thousands.   Key Takeaways Beneficiary vs. Successor — know the difference. A beneficiary receives the account value after death, while a successor (available only to spouses) continues the account tax-free and without interruption. RRSPs and RRIFs carry hidden tax traps. Non-spouse beneficiaries may get the full payout, but the estate — and the executor — must handle the tax bill. TFSAs can pass on tax-free growth — but only with the right setup. Naming your spouse as a successor holder preserves the tax-free status; naming them as a simple beneficiary does not. Non-registered accounts and property often go through probate. Joint ownership or trust structures can help avoid delays and additional costs. Keep designations up to date. Life changes — and so should your beneficiaries. Ensure account designations align with your will to avoid confusion or accidental disinheritance.   Resources Matthews and Associates – Book a Beneficiary Review Call Retirement Planning Simplified Blog Related RPS Podcast Episodes: Ep 92 – Paying for Promises: An Evidence-Based Look at Segregated Funds with Mark McGrath Ep 110 – Estate Planning Fails: Real Stories of What Can Go Wrong with Ellie Muir (Clear Estate)   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth Most retirees worry about whether their money will last—but few understand the real variables that determine success. In this episode, we go beyond the usual “spend less, earn more” advice and unpack the math that truly drives a sustainable retirement: the rate of return you actually need, how to stress-test your portfolio against bear markets, and why flexible withdrawals can extend the life of your nest egg. Tyler Emrick, CFA®, CFP®, walks through how a real financial plan uses Monte Carlo simulations, withdrawal sourcing strategies, and tax-smart distribution planning to give you confidence—even in volatile markets. If you want your money to last as long as you do, this episode will give you the framework to make smarter decisions today and a stronger plan for tomorrow. Here's some of what we discuss in this episode:

Sometimes freedom isn't about adding more, it's about releasing what no longer serves you.This week on the LifePilot Podcast, I'm honored to speak with Genine Howard—entrepreneur, mentor, and world traveler—who chose a path most of us only whisper about in quiet moments: she let go of it all. The house. The cars. The furniture. One suitcase per person. And with her family, she crossed half the globe to build a new life on a quiet Greek island.I recently saw a post she made on Instagram that stoped scrolling and got me booking her on my podcast: Genine and her family had sold everything, the house, the cars, the furniture, packed one suitcase each, and moved to the other side of the world.What began as a simple wish to step off the hamster wheel became a full rebirth of wealth, of purpose, of joy. She learned to navigate visas and unfamiliar streets. She sat with culture shock and chose curiosity over fear. She traded certainty for possibility, pausing her business, teaching herself crypto, creating a whole new business and rediscovering what it means to live, not just perform. Her story isn't about escaping. It's about returning to herself, to her family, to a life that breathes. If you've ever felt the slow pull of a life that once felt like freedom but now feels like a quiet prison… this conversation is for you. Not to convince you to sell everything. But to remind you: you already have the right to imagine something deeper. And sometimes, all it takes is the courage to take the first step, even without a map.What You'll Learn:Why Genine and her family decided to sell everything and leave Australia for GreeceThe surprising reality (and synchronicities!) behind their move abroadHow taking a business sabbatical led to a whole new path in wealth creationWhat it takes to homeschool and raise globally minded kids while living abroadHow Genine rebuilt her relationship with money, learning to grow wealth instead of just making incomeWhy simplicity, community, and intuition became her new success metrics Hosted on Acast. See acast.com/privacy for more information.

Even in retirement, small expenses can quietly drain your income — until you take a closer look. In this episode, Joe Curry shares how a simple personal cashflow audit saved him over $2,000 a year and outlines practical steps retirees can use to find — and fix — their own hidden money leaks. Perfect for Canadians focused on tax-efficient retirement income planning and smarter spending.   Key Takeaways Small leaks sink big ships — even in retirement. Performing a personal cashflow audit can uncover significant amounts in annual savings. Subscriptions add up fast. Many retirees pay for apps, streaming services, or memberships they've forgotten about. Canceling unused ones can free up hundreds of dollars a year. Your needs change in retirement — your insurance should too. Review life, home, and auto coverage regularly to make sure you're not overpaying for outdated protection. Tax inefficiency is an invisible leak. Pulling income from the wrong accounts or missing opportunities like CPP deferral can quietly cost thousands in unnecessary taxes. Question your habits. Routines you've "always done" — from premium cell plans to cable TV — may not serve your retirement lifestyle anymore.   Resources Retirement Planning Simplified Blog Matthews and Associates Book a Cashflow Audit Call Related RPS Episodes: Ep 134 - Smart Tax Strategies for More Efficient Retirement Planning   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.    

In this episode of the Finding Harmony Podcast, Harmony and Russell sit down with longtime Ashtanga practitioner and certified financial planner Kathy Reisfeld to talk about money, dharma and what it really means to be wealthy. Kathy's story moves from physics and finance in New York City, through the shock of 9/11, to decades of Ashtanga practice and the creation of a Mysore shala in a renovated barn in the Berkshires. Along the way she has guided clients through multiple market crashes, bear markets and bubbles, all while keeping one eye on their portfolios and the other on what truly matters to them. Together, Harmony, Russell and Kathy explore money as energy, the emotional baggage spiritual folks carry about finances, how to invest in a way that matches your time horizon and values, and why diversification is the financial equivalent of a well balanced yoga practice. They also ask tricky questions about capitalism, ethical investing and retirement, reframing them in terms of freedom, choice and dharma rather than fear. If you have ever thought “I am spiritual, so I should not care about money” or felt totally frozen when it comes to investing, this conversation will help you breathe, relax and start treating your financial life as part of your practice instead of something separate from it. What We Talk About Wealth as energy, not just money Kathy's path from physics to finance to Ashtanga yoga New York, 9/11 and the first bear market she had to guide clients through Balancing a finance career and a serious practice The basics of investing for spiritual people who feel scared of money Ethical investing and spiritual discomfort with capitalism Retirement, risk and planning for contingencies rather than escape Money, houses and diversification Investing in education, travel and your own human capital Money as circulation and prana Kathy's life now: a barn, a shala and a wealth advisory firm Guest Bio: Kathy Reisfeld Kathy Reisfeld is a longtime Ashtanga yoga practitioner and certified financial planner with more than twenty five years of experience helping clients reduce stress and worry in their financial lives. She began her career in New York City with Morgan Stanley, guiding clients through multiple market cycles, including the aftermath of 9/11 and the 2008 financial crisis. A “math team kid” who once majored in physics before falling in love with economics, Kathy brings a clear, methodical mind to both money and practice. After decades of studying and practicing Ashtanga in New York with teachers like Guy Donahaye, she eventually moved to the Berkshires, where she and her husband Scott run Berkshire Wealth Group. Kathy recently renovated a barn on their property into a shared space that houses their advisory office upstairs and a Mysore style Ashtanga shala downstairs, Ashtanga Yoga Great Barrington, where Tom and Mary Flynn teach and Kathy holds Friday classes. Her work is rooted in the belief that true wealth is wholeness, and that our financial, physical, mental and spiritual health are inseparable. Relevant Links Mentioned https://www.instagram.com/ashtangagb/ https://www.facebook.com/astangagb/ https://www.ashtangayogagb.com/ Upcoming events: https://harmonyslater.com/events 21 Day Money Magic Manifestation Challenge: https://community-harmonyslater.com/landing/plans/1542444Use PROMO CODE for additional $20 Savings: MANIFESTATIONMAGIC  FREE Manifestation Activation: https://harmonyslater.kit.com/manifestation-activation FIND Harmony: https://harmonyslater.com/ JOIN the Finding Harmony Community: https://community-harmonyslater.com/ Harmony on IG: https://www.instagram.com/harmonyslaterofficial/ Finding Harmony Podcast on IG: https://www.instagram.com/findingharmonypodcast/ FREE 2 min breathwork practice: https://harmonyslater.com/morning-breathwork-optin Find your Spiritual Entrepreneur Archetype! Take the Quiz! https://harmonyslater.com/spiritual-entrepreneur-archetype-quiz BOOK Your Spinal Energetics Session: https://harmonyslater.as.me/

In this episode, we hear Paul telling Timothy to seek after true wealth and not fall into the trap of needing more and more!

Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth For many retirees, healthcare costs before Medicare can be one of the biggest financial shocks — often exceeding $25,000 a year. But with the right planning, that same $25,000 can turn into a tax credit instead of an expense. In this episode, Tyler Emrick, CFA®, CFP® dives into how the Affordable Care Act's (ACA) Premium Tax Credits work, what is and what isn't expiring after 2025, and how affluent retirees can still qualify through smart income control. From understanding Modified Adjusted Gross Income (MAGI) to leveraging Roth accounts and taxable savings, you'll see how advanced tax planning can make a big difference in bridging the healthcare gap to Medicare. Listen to learn: How the ACA subsidy formula really works The “$1 cliff” that can cost you $17,000 or more Which income sources to use — and avoid — in early retirement How to coordinate investment, tax, and income strategies to seek maximum benefits Have questions? Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals. http://bit.ly/calltruewealth   Our website:  https://www.truewealthdesign.com/  Phone: 855.TWD.PLAN Contact our team: https://www.truewealthdesign.com/contact-a-financial-advisor/  Check out our other no-cost financial resources here: https://www.truewealthdesign.com/financial-resources/  Watch the show now on YouTube: https://www.youtube.com/channel/UCjENBHOti-IEJFqeydZm_Fg?sub_confirmation=1

Even high-net-worth retirees can fall into the trap of financial complexity, with multiple accounts, different advisors, and no clear strategy. In this episode, Joe Curry explains why simplifying your financial life can create more control, smarter tax planning, and greater peace of mind. Learn how coordination, clarity, and a single cohesive plan can strengthen your retirement income strategy.   Key Takeaways Complexity creates confusion and missed opportunities. When investments are scattered across institutions, it's hard to see the big picture — leading to inefficiency and inaction. Diversification isn't about having money with many advisors. Real diversification happens when your investments are coordinated under one structured portfolio that works in harmony. Simplification unlocks smarter tax planning. With a unified view, you can coordinate RRSP, TFSA, and non-registered withdrawals to minimize lifetime taxes and avoid OAS clawbacks. A coordinated plan gives you clarity and confidence. Seeing your full financial picture in one place makes it easier to make decisions and understand how each dollar supports your goals. An advisor helps you stay simple and strategic. A great advisor continually reviews, rebalances, and coordinates your plan — keeping things clear, efficient, and aligned with your life.   Resources YRPS Ep # 134 – Smart Tax Strategies for More Efficient Retirement Planning A previous episode of YRPS that touches on how to build a tax-efficient retirement income plan Book a Call with Matthews + Associates   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Are you constantly looking for the "secret sauce" or the next big strategy in real estate? In this episode, Chad Harris reveals that the biggest obstacle standing between you and True Wealth isn't the market or the economy—it's the distractions you chase looking for a shortcut.Chad breaks down why "shiny object syndrome" kills progress and simplifies your path to success into just three non-negotiable daily activities: running numbers, making offers, and finding funding. Stop looking for a magic bullet and start doing the work that actually gets results. Plus, stay tuned to the end for a free resource to help you talk to sellers with confidence.Want an easy script to follow when talking with a seller? Click here for the Free Motivated Seller Call Script.Connect with Chad on LinkedIn⁠⁠Follow Chad on Instagram⁠⁠Follow Chad on YouTube⁠⁠Follow True Wealth on Facebook⁠Be sure to leave a rating & review to let us know how this show has helped YOU!Visit our website at ⁠⁠www.TrueWealthInvestors.com⁠⁠ for more real estate wisdom and resources.

This $3 Billion Firm Loves Investing In Deep Value. True Wealth Isn't Rushed, It's Engineered Full name: Joshua BaroneTitle: Principal Wealth ManagerCompany name: Savvy Wealth Website: Experience Wealth Management, Redefined. | SavvyAUM: Savvy Advisors manages over $3 billion in assets under managementBio: Josh Barone is a financial advisor based in Reno, Nevada, and joined Savvy Advisors in early 2025. As the co-founder of a trust company and investment advisory firm, he brings over 30 years of experience guiding clients on their financial journeys. Josh leverages active macroeconomic, quantitative, and tax strategies to manage risk and help families achieve lasting financial independence, acting as a guardian for future generations. Trust, consistency, and accessibility are central to the long-standing relationships he builds with clients.

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Are you chasing wealth — or are you building it?Welcome! In this episode we dig into why wealth is a long-game, not a quick win, and how the daily little decisions you make shape your financial future more than flashy one-time purchases. Drawing on the insights of Morgan Housel's work and the idea of internal vs external benchmarks, we'll explore how to spend (and save) consciously, avoid common traps, and build a life that truly supports you.Many of us fall into the trap of trying to impress others — the bigger house, the luxury car, the Instagram-worthy vacation. These external benchmarks may give brief excitement, but often they are expensive, drain our savings, and don't deliver the long-term happiness we expect. Housel reminds us: “If nobody was watching, how would I choose to live?”Instead, when we align our money with our internal benchmarks — things like time with loved ones, freedom, meaningful experiences, independence — we tend to spend with purpose, save with intention, and build wealth rather than chase status. We'll talk about everyday habits: setting a savings rate, resisting lifestyle creep, choosing utility over status, defining your “enough” and paying your future self first.We'll also cover some of the major challenges: FOMO, status-driven spending, and short-term gratification vs long-term benefit. For each one we'll offer practical ways to catch yourself, shift your mindset, and pivot your behavior.By the end of the episode you'll have actionable takeaways: one habit to implement today, one spending choice to rethink this week, and a reminder that building wealth isn't glamorous — but it is powerful when done consistently.What you'll learn:Why wealth = what you have minus what you want (and why the “what you want” matters just as much).How to tell if your money is being spent for you or for others.Simple daily actions that build wealth over decades instead of chasing one big lightning strike.How to handle the mental challenges of comparison, social pressure and impulse-spending.Join the conversation: What spending decision surprised you this year? What internal benchmark matters most to you? Drop a comment below — your insight might help someone else.If you found value in this episode, please give it a thumbs up, click subscribe and turn on notifications so you don't miss future deep-dives into money mindset, investing habits and designing a life of financial freedom.Thanks for being here. Remember: building wealth is a slow journey — but it's the one that lasts.**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #wealthmindset #buildwealth #moneymindset #MorganHousel #longgame

What does prosperity really mean — and how can women redefine it on their own terms? In this empowering episode of the Investor Mama Podcast, host Jen Narciso sits down with Ruchi Pinniger, founder of Watch Her Prosper, to break down the three essential pillars of building wealth with meaning, purpose, and peace of mind. Ruchi shares her journey from corporate finance to redifing how we think about money. She also hares her RIR Method™ tools (Recognize, Interrupt, Reframe™) to change your mindset and live on your own terms. Once you decide what you want she helps you plan for it with ease. Tune in!

In this episode, I sit down with Ken Honda—Japan's bestselling author, speaker, and “Zen Millionaire”—to explore how money carries energy and how you can shift from scarcity to abundance with peace and joy. Ken, the internationally acclaimed author of Happy Money and True Wealth, shares how to heal your relationship with money, create emotional freedom around your finances, and cultivate what he calls stress-free wealth. We dive into:

In this episode of the Growth Now Movement, I sit down with Bill Cates, one of the leading voices in the world of referrals, client relationships, and financial success. Bill's journey is far from ordinary — from his early days as a rock and roll drummer to becoming a best-selling author, speaker, and expert in the financial services industry, his story is packed with lessons on reinvention, resilience, and redefining success. We dive into his brand-new book, The Hidden Heist, and unpack the mindset shifts that can help anyone unlock greater abundance — both financially and personally. Bill shares his perspective on how our beliefs, self-worth, and value perception directly shape our relationship with money. This isn't just about making more — it's about changing how you think about money, time, and value so you can create long-term fulfillment and balance. Throughout our conversation, Bill reveals the practical strategies that have helped countless professionals and entrepreneurs build thriving businesses through referrals and relationships. We talk about how to increase the real value you bring to others, the magic of compounding value (not just compounding interest), and how the smallest consistent actions can create massive long-term success. Bill also opens up about his personal life — from getting married later in life to becoming a father — and how those experiences transformed his understanding of love, legacy, and what success truly means. It's an honest, powerful conversation that bridges business and life, strategy and heart, ambition and contentment. Whether you're a financial advisor, entrepreneur, or someone simply looking to redefine your money mindset, this episode will give you tools and perspective to grow your wealth, deepen your relationships, and live more intentionally. In This Episode, You'll Learn: How to shift your money mindset to attract more abundance and flow Why your beliefs about value determine your income and impact The real power of referrals and client relationships for business growth How compounding value leads to exponential results in life and business Practical strategies to build trust and deliver transformation to clients The importance of rest, rejuvenation, and balance in sustainable success How fatherhood reshaped Bill's view of success, purpose, and love

In today's episode, I'm joined by Wade Reed, a financial coach, entrepreneur, husband, and father whose faith and family fuel his purpose. We talk about the journey from scarcity to abundance — and how losing everything can sometimes be the best teacher. I share the story of building wealth, losing over $100 million, and discovering that happiness doesn't come from what we earn, but from who we become. Together, we explore what it means to “engineer” wealth, how to stop living in the “I'll be happy when” mindset, and why real success starts with gratitude, purpose, and faith.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3307: Chris Guillebeau challenges the conventional notion of success by contrasting the purchase of an expensive SUV with the life-changing experience of visiting 100 countries. He reminds readers that real wealth lies in experiences, freedom, and memories, not in depreciating possessions. Read along with the original article(s) here: https://chrisguillebeau.com/100-countries-or-an-suv/ Quotes to ponder: "Most people spend their money on things that depreciate quickly, instead of on things that increase in value over time." "With travel, the more you do, the richer you become." "Memories, experiences, and personal growth are things that no one can repossess." Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial freedom didn't come easy for Grant Cardone. Raised by a single mother after his father's early death, he saw firsthand how financial insecurity traps the middle class and vowed to break the cycle. Using unconventional strategies  like "storing money" instead of saving, living off passive income, and scaling investments, he built a multi-billion-dollar empire. In this episode, Grant shares how to grow wealth, maximize cash flow, and invest strategically to create a business that thrives in any economy. In this episode, Hala and Grant will discuss: (00:00) Introduction (01:15) His Childhood Struggles and Money Mindset (07:06) Why Saving Fails and Cash Flow Wins (12:17) Passive Income as the Key to True Wealth (19:44) Building an Unbreakable Business in a Recession (28:59) Strategies For Dominating Social Media (33:32) Investing in Social Media for Brand Growth (37:58) Grant's Morning Routine and Goal Setting Strategy? Grant Cardone is a serial entrepreneur, bestselling author, equity fund manager, real estate investor, and the CEO of Cardone Capital. He is the founder of the 10X Movement and leads seven privately held companies that generate $750 million annually. Known for his 10X Growth Conference and bold investment strategies, Grant has inspired entrepreneurs worldwide to think bigger and achieve financial freedom through smart financial planning. He has been recognized by Forbes as a top social media business influencer. Sponsored By: Airbnb - Find yourself a cohost at airbnb.com/host  Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING  Shopify - Start your $1/month trial at Shopify.com/profiting.  Mercury - Streamline your banking and finances in one place. Learn more at mercury.com/profiting  Open Phone - Get 20% off your first 6 months at OpenPhone.com/profiting.  DeleteMe - Remove your personal data online. Get 20% off DeleteMe consumer plans at to joindeleteme.com/profiting  SKIMS - Shop SKIMS Fits Everybody collection at SKIMS.com  Policy Genius - Secure your family's future with Policygenius. Head to policygenius.com/profiting  Masterclass - Get an additional 15% off any annual membership at https://masterclass.com/profiting  BitDefender - Save 30% on your subscription at bitdefender.com/profiting  Resources Mentioned: YAP E368 with Grant Cardone:  Grant's Book, The 10X Rule: bit.ly/The_10XRule  Grant's Website: grantcardone.com Grant's LinkedIn: linkedin.com/in/grantcardone  Grant's Instagram: instagram.com/grantcardone  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Personal Finance, Stock Market, Scalability, Risk Management, Business Coaching, Finance Podcast