Podcast appearances and mentions of jessi fearon

In the previous episode, I talked to Jessi Fearon about sinking funds: how she uses them, why she uses them, and how they are helpful in her budget. I thought it would be helpful to record my own episode talking about why I choose not to use sinking funds.Like I said in the conversation with Jessi, I don't think sinking funds a bad thing. I think that a lot of people could benefit from them, especially if you're trying to go from having no budget or organization behind your money to wanting to be on top of handling unexpected expenses. In today's episode, I'm going to talk about why I use saving sprints instead of sinking funds. My hope is that you'll be able to find a method that works for you, not that you'll be convinced that one is objectively better than the other.Managing your money shouldn't be a lonely experience! The Care Creates Community from Debt Free Mom is a safe, private membership community created specifically for women who manage their home's finances. Together, we find realistic ways to make the most of our home finances & stick with our plans! Get the support you need to reach your financial goals by joining today at www.carecreatescommunity.com.Do you have a money question that you'd like to talk about with Carly? Do you have a story of navigating a tricky financial situation? We'd love to have you on the Debt Free Mom Podcast! Fill out the guest application at dfmpodcast.com. Our Sponsors:* Listen to NerdWallet's Smart Money podcast on your favorite podcast app. “Future You” will thank you.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

When it comes to finding a budget method that works well for you, I always say, if it works well for you, then it works! It doesn't have to work for other people. One thing that doesn't really work well for me is sinking funds, but people ask about them all the time. So I asked Jessi Fearon, who is a mom of three, a finance expert, a CPA, and an author who uses sinking funds to come on today and share her experience with them and her recommendations.Here's a few places you can connect with JessiInstagram: @jessifearonWebsite: https://jessifearon.comGet her book, "Getting Good With Money" on Amazon.Managing your money shouldn't be a lonely experience! The Care Creates Community from Debt Free Mom is a safe, private membership community created specifically for women who manage their home's finances. Together, we find realistic ways to make the most of our home finances & stick with our plans! Get the support you need to reach your financial goals by joining today at www.carecreatescommunity.com.Do you have a money question that you'd like to talk about with Carly? Do you have a story of navigating a tricky financial situation? We'd love to have you on the Debt Free Mom Podcast! Fill out the guest application at dfmpodcast.com. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In today's “Best of Marriage Kids And Money” episode, we're featuring two previous interviews with Jessi Fearon and Jon Banker. Both Jessi and Jon paid off their mortgages before they turned 40 years old and now live a financially free life. We discuss their exact numbers and how they accomplished this huge financial goal, what being mortgage-free has allowed them to do in their lives, and the importance of involving your spouse in money decisions. For those looking for mortgage-free strategies and inspiration, this episode is for you! RESOURCES: Sponsors + Partners + Deals GUEST BIO: Jessi Fearon is a wife, mother to three little ones and during their nap time, she's a financial coach. Her inspiring story of complete debt freedom has been featured in The Huffington Post, Nerdwallet, and BuzzFeed.  GUEST SOCIAL MEDIA: Website Book (affiliate) YouTube Instagram OTHER EPISODES YOU MIGHT LIKE: Pay Off The Mortgage Or Invest? Here's How We Did Both 15 Incredible Benefits of a Paid Off House Don't Pay Off Your Mortgage (Yet!) – w/ Brian Preston MKM RESOURCES: Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course! MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel. Voicemail: Leave your question or comments here. Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOST BIO:  Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies. DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Support: Weir Digital Marketing Learn more about your ad choices. Visit megaphone.fm/adchoices

TAKEAWAYSTry keeping track of every transaction you make for 30 days and assess your money usageJessi and her husband paid off all of their debt of over $150,000 on a single income making less than $47,000 a yearYou are in complete control over making a positive financial change if you start with simple baby stepsIf you get honest about how you spend money with your spouse, it will help you assess what is a necessary purchase and what is not

“You don't have to be overwhelmed when it comes to managing your finances,” Jessi Fearon affirms. A certified financial coach, Jessi is the author of Getting Good with Money: Pay Off Your Debt and Find a Life of Freedom. She shares how she and her husband escaped the crushing abyss of consumer debt and a mortgage by getting savvy with money and figuring out what worked best for their specific needs. She breaks down how she and her husband looked at money differently, as well as how their spending habits changed. She encourages people to understand how they use money as well as why and where they spend it. Jessi also gives tips and tricks on how to get spending under control with a few easy and applicable pointers that anyone, anywhere, can apply to their lives and see stellar results. TAKEAWAYS Try keeping track of every transaction you make for 30 days and assess your money usage Jessi and her husband paid off all of their debt of over $150,000 on a single income making less than $47,000 a year You are in complete control over making a positive financial change if you start with simple baby steps If you get honest about how you spend money with your spouse, it will help you assess what is a necessary purchase and what is not

When it comes to finances, budgeting can feel overwhelming! In this episode, Christian and Rod interview budgeting expert Jessi Fearon as she gives insights into how you can  find a life of freedom without losing your mind! Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact for each of their unique clients. Visit Money Insights and take the F3 Assessment at moneyinsightsgroup.com Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at moneyinsightsgroup.com/podcast Need to get in contact with the Money Insights team? Email us at insights@moneyinsights.net

Today, the sister's chat with Author of Getting Good with Money, certified FInancial Coach, Jessi Fearon, who leads the way for overwhelmed readers struggling to get a handle on their finances and lays out the doable steps her family underwent to pay off all their debts--even their mortgage!--and pursue their dreams, all on a $47,000-a-year salary! A couple of her Money Saving Tools:  Rakuten and Fetch Rewards This episode is brought to you by our very own podcasting recording tool: Zencastr Start recording your podcast today with 30% off your first 3 months of Zencastr by using this LINK! Code: girlisleptinmymakeup0  

Join your friend Jeanette as she sits down with Jessi Fearon and discusses the amazing freedom of being completely debt-free! Jessi is the author of Getting Good with Money, which focuses on the importance of managing money in a way that will set up your family for success and reduce the stress of living on a budget. Jeanette and Jessi get into the nitty-gritty of setting and more importantly sticking to a budget, and the wonderful effect it has had on their family's finances and overall feeling of freedom!Links from today's show:Join our email community https://bit.ly/3FUVvzGGet your copy of Jessi's Book https://amzn.to/3qrsiqR

Looking to pay off debt but you have a low income? Jessi Fearon, the author of the new book Getting Good With Money, shares how reaching debt freedom is possible making $50k per year or less.  Also, we hear from Brandyn Rodriguez who paid off $137,000 of debt in 5 years! EPISODE RESOURCES Personal Capital:  Free investing tools to help you build your wealth! Jessi Fearon (Website) Getting Good with Money (Book):  Jessi Fearon's new book Brandyn Rodriguez (Website) Guest Bio – Jessi Fearon Jessi Fearon is a personal finance writer and coach who seeks to challenge, encourage, and equip women to take the steps they need to achieve financial freedom. She firmly believes in living a real life on a budget and that personal finance is, in fact, personal. She seeks to help others learn how to make their money work for them. Jessi has written guest posts for popular websites like DaveRamsey.com, MSN Money, MoneySavingMom.com, Clark.com, TheHumbledHomemaker.com, Popsugar.com, and HuffPo. OTHER EPISODES YOU MIGHT LIKE Family Wealth and Happiness:  10 Steps to a Better Tomorrow (Today) How We Paid Off Our 15 Year Mortgage in 5 Years 50% to 10%:  Why We're Happy Saving Less in FIRE Journey MKM RESOURCES MKM Coaching:  Request your free 15-minute consultation YouTube Instagram  Voicemail Merch Store DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

Do you consider yourself to be good with money? The truth is, we have all struggled to manage our finances at some point. In fact, according to this week's guest, there are four different ways that people struggle with money. The good news is that you can train yourself to overcome your weaknesses. Jessi Fearon is a personal finance writer and coach who seeks to challenge, encourage, and equip women to take the steps they need to achieve financial freedom. Jessi is the author of the book, Getting Good with Money: Pay Off Your Debt and Find a Life of Freedom - Without Losing Your Mind. Jessi firmly believes in living a real life on a budget and that personal finance is, in fact, personal. She seeks to help others learn how to make their money work for them. You can find the show notes for this episode at https://maplemoney.com/186 Willful's user-friendly online platform means you can create your legal will and Power of Attorney documents from the comfort of home in less than 20 minutes and for a fraction of the price of visiting a lawyer. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

There came a day when Jessi Fearon just couldn't make ends meet. What she did next helped her family pay off all their consumer debt and reimagine their financial future, all while still on the same paycheck. Jessi joins Julie Lyles Carr for an episode that can bring you information and inspiritation to make your financial future brighter. Show Notes: https://bit.ly/3s6s8pn

This week, it was actually hard to narrow it down to just 3 major financial headlines given all the data released last week, but here's what I picked for you First up, the market had its first positive week of the year… but it was a wild ride to get there. What's driving the market volatility? Next, Q4 earnings season is underway. Most companies are beating earnings expectations - so why is the market still down for January? Finally, we got the first estimate for Q4 and full year 2021 GDP. Growth was far better than expected, but can it continue? … after that, I'm super excited to share my conversation with fellow FInance Mom and author, Jessi Fearon with you. She's here to share insights into her family's journey to debt freedom, all about her new book, Getting Good with Money, including her thoughts on the Two-Income Trap and the Four Money Types, and the single step that had the biggest impact on her family finances. So stay tuned! For more on this week's market update: https://familyfinancemom.com/market-update-1-31-2022/ For FFM Investing Workshop: https://familyfinancemom.teachable.com/p/investing-workshop-series To connect with Jessi Fearon: Book, Getting Good with Money: https://amzn.to/3L4FXfF (affiliate) Website: https://jessifearon.com/ Instagram: https://www.instagram.com/jessifearon/ ___________________ Follow Family Finance Mom everywhere... Instagram: https://www.instagram.com/familyfinancemom/ Twitter: https://twitter.com/financemom1 Facebook: https://www.facebook.com/familyfinancemom Get weekly newsletter here: http://eepurl.com/gblbY9 --- Send in a voice message: https://anchor.fm/familyfinancemom/message

What would it mean if you were debt-free? Are you overwhelmed by debt and living paycheck to paycheck, wondering if its possible to ever get ahead, or even catch up? On today's podcast, author and speaker Jessi Fearon joins the podcast to discuss how she and her husband decided to make a drastic lifestyle change that would put them back on the path toward their dreams. In two years they were able to pay off their consumer debt, and in six years they paid off their home mortgage--all on their $47,000-a-year income.  If you've wondered what it takes or if it's even possible to be debt free, you don't want to miss this.  Connect with Jessi Fearon on her website, YouTube, Facebook, or Instagram. Get Jessi's book Getting Good with Money: Pay Off Your Debt and Find a Life of Freedom–Without Losing Your Mind I love to hear from you any time! You can leave me a confidential comment here. 

Paying off debt can be an incredibly rewarding journey for families and many times there are challenges.  I love to highlight a variety of stories about how the different families face them, both with making the numbers work and with the conversations they have during the process. Getting Good with Money  Last week, Toni Husband shared some of the ups and downs of her debt free journey to pay off over $100,000 of debt.  Knocking out that mountain of debt including getting her husband on board and finding a pace that allowed them to pay it off without sacrificing time with their young kids.  There are other struggles when it comes to becoming free, including making every dollar go further when you're making closer to the median household income of around $67,000.  Which is why I'm thrilled to have Jessi Fearon on today's show.  Jessi and her family paid off their debts including their mortgage on about $50,000/year income. In her new book Getting Good with Money, she talks about some key changes they made as well as offering practical tips on how families can get out of debt. In this episode we get into: Identifying your money type, triggers, and key behaviors to adjust How to have more productive conversations about money as a couple How to find and make money to hit your financial goals faster Are you ready? Let's get started!  Resources to Dump Your Debt Faster Best Budget and Money Apps: Personal Capital, Tiller, Mint Grab Your Copy: Jumpstart Your Marriage and Your Money Join Our Thriving Families Community on Facebook Debt Free Divas The Great Debt Dump: Running Toward Financial Freedom with the Power of Community When You Can't Agree on How to Pay Off Your Debt Pay Off Your Debt Faster Through the Power of Community If you want to chat some more about creating better money habits, questions, or share your own tips please join us over at Thriving Families on Facebook. Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you're living in the Raleigh Durham area and looking to bank better, come check out Coastal today. As a credit union, Coastal serves its members first including an annual loyalty bonus. We've been members for years and love their service and competitive rates on checking and savings accounts! Rollover Your 401(k) Easily with Capitalize We're grateful for wonderful partners like Capitalize. Not only do they support the podcast, but they help make managing your money so much easier.  Did you know that it's estimated that there are currently over 24 million “forgotten” 401(k) accounts? In fact, the average American changes jobs every 4 years.  And because of the Great Resignation, you or someone you know might be changing jobs even more  It's an extreme case of out of sight and out of mind. Is your old 401(k) in there somewhere, left behind at a job you're no longer with? One huge benefit with an IRA is you get to choose how your money is invested, not your old employer.  If you want to consolidate your old 401(k) and have more options with how you invest, it may be time to roll them over into an IRA.   With Capitalize, they handle the process from start-to-finish – for FREE. They handle the process from start-to-finish, and yes that includes calling the 401(k) provider on your behalf.  Find out how and get started today!  Note: Interview is edited for clarity and length. Support the Podcast! Thank you so much for listening to the podcast! If you enjoyed this episode and found it helpful, here are some ways to support it. Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher. Grab a copy of Jumpstart Your Marriage and Your Money.  Music and Photo Credits Music in this episode was provided by artists from Audiio. Photo by olia danilevich from Pexels

Inflation is surging and we are all feeling the pinch from the grocery store to the gas pump and more. Jessi Fearon, author of Getting Good with Money shares her best tips to manage and protect money- and our sanity! when prices are on the rise. For more information, visit the show notes at https://www.bobbirebell.com/podcast/jessifearon2

Are you struggling with your relationship with money? The good news is that being good with or getting better with your money does not have to be difficult. On the show today, I'm sitting down with Jessi Fearon, author and personal finance coach, to take about getting out of debt, understanding your spending motivation, and getting started on your way to becoming free from debt. Jessi Fearon seeks to challenge, encourage, and equip women to take the steps they need to achieve financial freedom. Jessi firmly believes in living a real-life on a budget and that personal finance is, in fact, personal. She seeks to help others learn how to make their money work for them. Jessi has written guest posts for popular websites like DaveRamsey.com, MSN Money, MoneySavingMom.com, Clark.com, TheHumbledHomemaker.com, Popsugar.com, and HuffPo. She and her family make their home in the Atlanta area. Things we discussed : 1. Jessi's story of how they became debt-free 2. The importance of getting good with money 3. The types of spenders and what motivates them 4. Ways to get started on your journey to debt freedom Ways to connect with Jessi : Website Instagram Facebook Pick up a copy of her book - Getting Good with Money

Do you struggle with good money habits? Even people who know money mess up all the time. We all have those days or weeks where we overdo lunch at a restaurant or forget about our long-term goals. Jessi Fearon is someone who has a background and degree in financial topics and was messing up her financial life in a big way. She joins us today to share her story, how she climbed out of a debt and bad-budget hole. She'll also share how different money personalities deal with money, which is the first step in building a better future. She also shares tips to help you build a solid foundation and create a budget that aligns your values and personality. For our headline segment, we're diving into student loan debt. One company is in hot water for steering borrowers to costly repayment plans instead of cheaper options, but there's good news. They're forgiving some borrowers' debt! Is yours included? We'll share what you need to know. We also throw out the Haven Life line to Micah who has a question about taxes in an HSA account. Not sure how an HSA account works or why you'd want one? We'll dive into why this is one of the BEST ways to save for many on today's show. Of course, we'll also save time for Doug to also share his trivia. Enjoy!

Today's podcast is all about perseverance in the road to debt freedom. Jessi Fearon talks about hitting rock bottom and then bouncing back to pay off all of her debt including her house! Jessi and I discuss guilt, shame and wanting to quit.

SHOW NOTES |IG Post of Jessi’s that talks about her Fall COVID PlanJessi’s Webpage just for Greatest Worth listeners - it has links to all of her favorite free stuff as well as her best posts that will guide you to start taking action!The Emergency Budget Blueprint - my 5 module mini-e course that will take you from confused and drowning to someone with an emergency budget in place AND confidence that you can not only survive, but thrive during your financial crisis!Also, did you know that Nicole offers group coaching? It’s the most affordable way to get in depth coaching from Nicole on the Greatest Worth process and how to apply it to YOUR money journey! All for only $29 a month! You can learn more here!MORE WAYS TO CONNECT |Join The Greatest Worth Family Facebook Group for the accountability, support as well as tactical and practical tips on how to move forward with your money!If you enjoyed this episode please screenshot it and share it on instagram or facebook and let your friends know about this beautiful community you’re helping create! Tag me so I can see it, share it, and send you a little message as well!@greatestworth on IG and FBAnd don’t forget to give me a review. I’d be SO grateful! It really does help to spread the word!

Money woes can slow us down. If you don’t have clarity or plan when it comes to your finances, it’s common to feel stressed and overwhelmed. The uncertainty coupled with the common, underlying need to “keep up with the Jones’” only makes matters worse. But sometimes hearing how other people just like us have navigated getting out of debt and found financial freedom is the kick in the pants we need to pave our own way to total financial freedom. On this episode of SHE, we’re diving into this with Debt-Free Living Enthusiast, Jessi Fearon, and tackling big important questions like: What are some mindsets to adopt to help us stick to a plan to getting out of debt? What are some practical steps we can take when we’re just getting started on our own journey to financial freedom? When growing a family and paying off debt simultaneously, what is the hardest sacrifice and how can we get through it? How can living debt-free change our spending habits long term? Plus, Jessi serves up some great advice for those wanting to take ownership of their finances and attain a debt-free life but struggle with commitment. Sister, there is no better time to take control of your finances than right now. When you know your numbers and have a plan to complete financial freedom, you won’t just feel confident – you’ll be empowered to make better decisions for your future, too.

Jessi is a wife, mom, personal finance coach, speaker, blogger extraordinaire, and all-around personal finance expert after overhauling her own family's budget. Her family of five paid off over $55,000 of consumer debt in two years and is now 100% debt-free with a paid-off home all on a salary of $47,000! Since documenting her journey on her blog, jessifearon.com she has been able to help thousands of others achieve their version of financial independence by embracing their own real life on a budget. Follow Jessi at http://jessifearon.com or on social media @jessifearon Resources mentioned in this episode: Debt Snowball Bundle: https://www.budgetsmadeeasy.com/debt-bundle/ Crucial Conversations (https://amzn.to/2zXUR43) The Millionaire Next Door (https://amzn.to/31au7sY) The Monk and the Merchant (https://amzn.to/2N6plt8) Full Transcript: So why don't you just go ahead and tell us a little bit about yourself and kind of how you started on this journey. Okay. Well, I am a wife of 10 years and we have three children and we live off of adjustment, husband's income. Um, and we have been for the last almost eight years now. And I'm, I am a certified financial coach. I became a certified financial coach after we, um, became consumer debt free. We paid off just over $55,000 of consumer debt and two years on one income a right before the birth of our third child. And we are now as of January of this year, 100% debt free when we paid off our house. Wow. That's so exciting. I can't wait to get the hundred percent debt free. That is amazing. Especially on one income. Like that's really hard for people to fathom, even with two incomes who are doing it on one I'm sure. Like just blows people's minds. Well, it wasn't easy, but it's so it's been so worth it absolutely worth every single sacrifice that we made. That is awesome. So can you tell us kind of what started you to um, pursue being debt free? Um, so it actually kind of started, the story is kind of starts in, uh, 2012 so in 2012, um, I gave birth to our first child. I also graduated from college and I became a stay at home mom. And we also ended 2012 pregnant. The boys have Irish twins and so we started, yeah. Oh. And in 2012 my husband had a horrible work related accident where he fell out of a two story window that obviously he is fine, but you know, he, um, he shattered his left wrist and fractured his right elbow. And the problem was that when he's left handed, and so he obviously couldn't go to work anymore, um, was for a couple of weeks, but he had to have emergency surgery on his wrist because of the potential nerve damage. The fragments were like pinching against his nerves and there was danger of them like severing his nerves. Oh my goodness. So he would lose all ability to actually use his hand. And so we had an emergency surgery problem is, is that we didn't realize that my husband's employer didn't have workman's comp insurance. We had told the hospital it was a work related injury. So when we found out they didn't know workers' comp, we tried to get our insurance to pay for it, but they of course kicked that back because it's a work related injury. And so we had to drain all of our savings in order to get my husband this surgery cause they literally would not take him back there until we paid them the cash. And so we did that. And so when we started 2013 we were hurting pretty bad financially and we were expecting our second child. And so I was sitting there trying to like figure out, okay, what's money going to look like? You know, when our baby comes, like what is money gonna look like? And I started to realize that we were going to be broke. Like we were going to be running a deficit every single month. There was absolutely no way we were going to be able to pay all of our bills. And all of our responsibilities, they just, it wasn't going to happen. And so it brought about, you know, really hard conversations of, you know, me going back to work, going back into the corporate world, which would not have necessarily been a big deal, but the reality is that we would be, but half of my paycheck was going to go towards just daycare for two kids under two years old. And then we live in Metro Atlanta. And so there's traffic and there's all these things. And we just realized that we were gonna have this really rushed and chaotic life that we didn't really want for our family. That's not what we had envisioned for our family. And so we had to make these really tough decisions of how do we fix this? And so we decided right then and there that we were going to become debt free. And I'm so grateful that we did. Um, it has allowed me to continue staying home with our kids. Um, which is such a blessing and it's honestly, it's taught us how to live just on the money that my husband makes, like taught us how to live with within our means. You know, you hear that all the time, like live within your means, but sometimes I think we don't know what that means. Um, we don't know how that practically plays out, but when you truly do just live off of what your paycheck is, it's totally life changing. Yeah, you're absolutely right. So what, um, well I'm first I'm really glad that your husband's okay and that it turned out everything turned out okay. Um, you know, and a lot of times with people now I know it's true for me since like it was true for you. It's usually like this, the catalyst for starting this journey is like something major life that, you know, and at the time you're like, how am I going to get through this? And then once you're on the other side and it leads to being debt free, you know, you're at least I was, I was thankful for that struggle because it led me here even though at the time it was, you know, I'm sure your husband is, I'm sure he wished he didn't have to have surgery. And so I'm sure that was really painful. But you know, the catalyst to get you there, you know, usually it takes something dramatic like that to kind of get you moving. Exactly. And so that's always like, yeah, they'll push that you need. So. So can you tell us just kinda like what you did, like what changes did you make to actually become debt free? Well, the first thing that we did is that, um, so we had been married, oh my goodness, you married by like five. I don't know. We've been there for five years, but like we've been married for like four or five years. Like we weren't newlyweds anymore. And it was like the first time we were actually sitting down and really talking about money, like not arguing about money, but like talking about it. And planning our money and sitting down and looking at how much we were spending every single month. I mean that was life changing. Just pulling up all of our bank statements and categorizing everything out and realizing that we were spending an obscene amount of the money on one. Just stuff that we couldn't even identify where we were spending money on, you know, and we were just, overspending is so many different areas and it was just mindless stuff. And it was like once we sat down and we became real with our money and we started, you know, focusing on, okay, where's our money going? It totally changed the story for us. That's awesome. That's usually the, you know, the biggest mindset shift is when you sit down and actually see where it was going. Um, you know, for us it was food and eating out. I was spending so much money on groceries we were eating out for like every meal. It was ridiculous. Actually. We had spent over $1,200. This is back when we were a family of three. Okay, $1,200 on groceries. And I'm like, what? And worth rolling so much of it away. And then, oh that much we were spending on Papa John's. Yeah, exactly. This is the same price. We were like three with a newborn. So before, but you know, she wasn't really eating it and it was $1,200 and I was like, what are you doing? It's ridiculous. So yeah, that's funny. That's like the same amount too. So how, did you have any issues with it getting your spouse onboard with a budget then? Or do you have any tips for that? You know, I kinda thought I was going to have issues with it cause my husband is naturally a spender and I'm a saver. And so when I first tried to bring up the conversations, I didn't quite realize that I was really just yelling at him and nagging at him. Like I thought I was being helpful. Like, oh my God, you're spending so much money on red bull every single month, you know? And instead of like actually trying to sit down and have an adult conversation, I was instead like trying to act like I was his mom. And so I had to realize that, you know, this wasn't just about me, that we in fact were a team. We committed our lives together. We're gonna figure this out. And so, you know, I had to pick a good time, not like a time right when he comes home from work, you know, and he's like, you're tired. Um, but you know, pick a good time to sit down with him. I had already run all the numbers, so I didn't like, you know, expect him to have to do that with me. I'd already run all the numbers, had everything tallied up and brought it all to the table and I showed him everything so he could see like the proof in the pudding, so to speak. He can see those details. And once he kind of realized that, you know, he was like, you know what? You're right. He was like, here, take, he's got his credit card out of his wallet and hand it to me. He handed me his debit card. We have actually had, we have shared my debit card, the one with my name on it for years now because my husband's like I don't want it. I don't want to. Even our bank knows that my husband is actually the one that uses that debit card occasionally. Like they know that don't even send him his own debit card anymore. That's awesome. You know, cause sometimes like with my husband it was kind of the same thing. Like I did all the leg work and showed him the numbers and stuff. But you know it's still hard and you know, do you have any advice for people where their spouse isn't like on board with it where they like they don't, they may sabotage it, you know though like okay I I understand. But then they still go and use their debit card at the gas station, you know, a couple of times a week. One of the best books that I read that was super helpful for figuring out how to communicate. Now it's not necessarily like a marriage related book. I think it's actually labeled as a business book, but it's just about like communicating and uh, in relationships in general, it's called crucial conversations. Borrow that from the library. It is so good. One of the things they talk about in that book is how we have to realize that we sometimes tell ourselves a story about the situation. And so in our mind we're going into these conversations, but we're speaking through the lens of the story we have already told ourselves. And that story may not be true. And so for me, I had to always kind of recognize, like if I'm telling myself the story, I need to bring the story out in the open and say, okay, this is what, you know, this is how I'm seeing this, you know, x, y, Z, you know, whatever. Is this how you're seeing it? And that kind of has that really has changed the way that we communicate because it puts us on the same page. We're not just assuming we're on the same page anymore. We actually know that we're on the same page, if that makes sense. Wow. Yeah. That's, I'm going to have to go find that book. I haven't heard of that. So that, that would be really good for me because I'm a visual person. And so that sounds like that would kind of help me. Yeah, it's really, really good. Like I said, they talk about, you know, just all sorts of relationships, whether it's your coworker, whatever. It's just, it's really, really good. That's great. Yeah. Cause I mean, a lot of our perception and what we expect from people or is, or, you know, IX think that people will do is based on our expectations, but they're not always the same. Like they may think that you want this and you want something else. So it's really, that is very important to be on the same page about what you expect, so. Exactly. Exactly. Um, so did you, during this journey, like I know for me, I would get comments, um, you know, it must be nice or you're so lucky I can never do things like that. So did you ever get any day or maybe you still do? Um, I think I saw your post this morning on Facebook. Uh, tell us about maybe some negative comments about being debt free or during your journey and, um, like how, how do you deal with the negative comments when you are, you know, working on a financial goal and maybe your friends or your family don't understand that this maybe saying no to certain things to get to your bigger goal? Like how do you deal with that? Well, at first it was really hard. Um, we had one particular family member, obviously I won't say who it is, but one particular family member who, um, like ripped me apart personally for saying that because they found out that we weren't using credit cards anymore. They told me that we were gonna destroy our family, that we were gonna fail. Like, don't, you know, you need a credit card for emergencies and all of these things. And then a few months later, um, some extended family members that come into town and everybody was wanting to meet at this restaurant. But Pat and I couldn't afford it at the time because we were so on our debt free journey and we just didn't have the room in our budget. And this family member was like, well, I will pay for you. I will pay for you. And we were like, no, you're not understanding. We're, we're telling you no, because we don't have the money to do it. We appreciate you wanting to pay for us, but you're going to need to respect our, no. And it was really hard, but we had to actually keep saying over and over again, you're going to have to respect what we're saying. So if we tell you no, you need to respect it. And it was, and it was really challenging for a very long time, especially with that particular family member. Um, but it just comes down to really holding your grounds. You have to hold your ground. You don't have to fight about MCL about it because it's your family, you know, this is your family and you have to make those decisions for your family. And so you have to just kind of stand your ground and, and be firm in what you say. Yeah, that's hard with, I mean, and it's important, like you said, to set up, um, boundaries and so that people know what to expect, that you, you know, you're not making up excuses or anything, you know, be honest with them that, no, I can't afford it, I'm not going to go. Um, instead of being, you know, like even wishy washy, that even for me, that would be hard, especially if they offer to pay for it. You say no, it's like, you know, cause you don't want to borrow money or feel like, exactly. Well, and that was the thing. So it was, let's just say that this particular family members, the type of that that wouldn't in there. That makes sense. You know what I mean? And so we knew that we couldn't accept that offer as generous as it was, because it wasn't actually being given in a generous way. It was given in a way like, we want you at this restaurant and you're gonna be there type of way instead of more like, well, hey, you know, I don't mind, you know, paying for you guys. It's not a big deal. If you still want to go, let me know, I'll pay for you. It was instead of like, no, I'm paying for you, you know. Okay. I got you. Yes. So it was very smart for you guys to set up those boundaries ahead of time. I'm sure. Well, I hope that it's gotten easier for them over time. It has. It has, thankfully. Thankfully now they realize like that, no, you don't have to have a credit card. No, you don't have to, you know, live life that way. Like it's okay to put off going out to eat for a little while so you can save money and pay off debt. It's okay to do those things right. And you know, and I like to tell people to budget in the fund because I mean, if you're just always saying no and never doing anything, it's hard to stick with the plan and keep going when, if you know, you're miserable all the time and can't have any fun. So, um, you know, how do you guys still budget in for date night and going out to eat and stuff? Well, I'll tell you that my husband and I work, we're kind of weird. We have realized that we're not the biggest like date night people. Yeah. That often. Like we've tried a couple of different times. Like I mean we stole like every once in awhile we and him will like have a date night and go out to eat or whatever. But like word, not like regular go out to eat people anymore. And I think it's because like I really challenged myself when we were on this debt free journey to get really good in the kitchen. And my husband even says, he's like, honestly I don't want to eat other people's food. I like my wife's a good smart man. Totally. Exactly. And so it is funny because sometimes like we've been to like, we went to this one restaurant, there's this new restaurant in town, it's our last date night and mean it was kind of expensive, but that was fine. It was budgeted, but the food was honestly terrible. Like, yeah. And I would have rather have just made a pizza at home like, right. You like that. So I'd like you save up and you have all these high expectations cause it's like you don't do it very often. And then for the food [inaudible] like that's just, yeah. And so we've kind of like, we've transitioned, like when we do have our dates to it being less like going out to eat and we're just going and doing something, whether we're just going hiking or something, like just something for us to go do together. Oh, that's a good idea. Um, so d what kind of kept you going while you were paying off debt? Cause I mean, I'm sure it wasn't always easy and you know, hard to say no to some things. So kind of what kind of helped keep you motivated? Honestly, it was, it was my kids. Like knowing that I, I didn't want to like [inaudible], you know, I didn't want to put them into daycare because one, we really weren't gonna be able to afford it. But two, it was like, I enjoyed it, getting to be here with them. I enjoy the fact that if the school nurse calls because my kid is sick, I can drop what I'm doing and go get them. Like I love that. And I realized that that is something that my family truly needs. Like they need that, that family member that is here and um, is ready for them whenever they need them. And for me, that's what kept me going is that I wanted to, to be here cause I do really believe that, you know, the mom sets the tone of the household. And I know for me and my personality that if I did go back out into the workforce and I had that lifestyle, like I would be crazy all the time because I don't like being rushed and I don't like being frantic and I don't like running late and I don't like those things that I'm like, it would just never work for me. Yeah. Same here. Like I have been home now two years and I just like the thought of going to work and like being rushed. I'll, I mean, I was stressed out, you know, my kids were sick all the time. So then I was having to miss work for that and it was just stressful. So I really like being able to work at home and you know, be there for certain things. But you know, honestly I also enjoy having alone time and working, like being at home, like where I have more control over my schedule and, and you know, just what my kids need at the time type of thing instead of being like confined to an office. Yes. So what is your number one advice or tip for people that want to be dead? My number one piece of advice is to make sure that you want to become debt free. That you don't compare your debt free journey to someone else's. Don't assume that you know that just because this one person has paid off this mass amount of debt and they make less money than you and they did it and say you know a year that you're going to achieve that same fee in a year because then you're going to disappoint yourself if you don't meet that goal in a year. Set realistic expectations for you and for your family and for your own debt. Pay off plan. Don't allow yourself to become overwhelmed or fall into that comparison trap. Yes, that is, that is really good. That's very good advice because especially with social media and stuff, it's like, I mean even just anything in general, uh, you know, life, vacations, kids, everything. It's like you're constantly comparing yourself to what you see but you may not see the sacrifices that they make. Cause you know, people want to post happy stuff. Not like I will, I'm sitting at home saving some money, you know, today. Exactly. They don't want to post the messy stuff. They don't want post the fact that it's, you know, Friday night and their husband's working lay and the kids are being crazy. You know, they don't want to post about that, but they, you know, they're not going to go out to eat or anything. They don't, we're going to order the pizza, they're going to help it out and find something to make in the, in the Pantry, whether it's PB andJ or cereal. Right. Like they don't want to post about that stuff. Exactly. So it's just so important not to compare yourself. Um, so just, let's see, a couple more questions. Uh, what are your current financial goals? Our current financial goals are to Max out our, um, our Roth IRA contributions. So we are working very hard to try to achieve that. It's funny, it's easier to pay off the debt than it is to save money. I don't know. I know it is so true. I don't know why, but that is true. Like we've had, you know, it's been a struggle for us going from two incomes down to one the last two years. And so like it seems like saving or especially the Roth is always like, even though I budget it first, you know, it never, it never seems to happen like, or it's sporadic, you know, and it's something is always coming up. But it's been, it's actually been a pretty big challenge mentally for us to go from two incomes to one. Even though we're debt free, it's been really tight. Like I wouldn't have even been able to stay at home if a, if we still had debt. So, um, you know, just, just mentally and just something just is constantly coming up that we didn't think about or something like that. Like did you have any tips from going from two incomes to one or you know, surviving and staying sane on one income? You know, it, yeah, it can be so much of a challenge. It really can be. And I mean, I think it's amazing that you guys have done that, um, after becoming debt free, you know, because it is such a lifestyle change and that for us, like we, when we got pregnant with our oldest, we knew that we wanted me to stay home. And so the best thing that we did while I was still working is we changed my paycheck from being a direct deposit into our checking account into our savings account. That allowed us that kind of time to figure out how to live on just my husband's income. Cause yeah, it was very rocky for a few months. Like we were just constantly to go back into savings to pull money from my Bates things. Um, you know, so definitely if you are planning to make that leap from one income to, to save as much money as you can. Um, just so you have sort of that buffer because it's going to be a bit of a challenge, but don't allow the buffer to be an excuse to not budget and planning your money accordingly according to the one income that you're now trying to live off of. Absolutely. Okay. One last question. I always like to ask people about their favorite nonfiction book because you know, studies show that millionaires read like at least one book a month or something to that effect. So I always like to ask people about what their favorite book and why. Oh my goodness. I have so, so many. Um, but I would say my favorite book would be the millionaire next door. Mm. Yeah, I have that one. I haven't actually finished it. I started it, but I had never finished it. I mean, it kind of reads like a textbook, not going to lie. Yeah. But it's, it is very insightful into what actual millionaires will look like in the United States. Um, and it's just, it's fantastic. It's like just fascinating to read it. It really is. And it really motivated us to really get this whole retirement game started. Yeah, absolutely. I mean, I've really enjoyed it just because it, it does give you a realistic view because I talk to people all the time and they, they really believe that millionaires inherited money or had like their parents help or whatever. But that's not true or accurate at all. Like most millionaires are self-made. But I think there is also kind of a disconnect of what people think is, or who they think is a million. They think people that drive Lamborghinis are all millionaires and that's not really the case. Or that they make $1 million a year, which is, you know, a millionaire or somebody that is a, has a net worth of $1 million and they only be making like 50,000 a year. So I think that's kind of where the disconnect is too. So we see, you know, the Kardashians on TV and stuff and that's what a millionaire does, but that's not really accurate. So you're right, that book does give you a more accurate representation of what a millionaire is and that, you know, and Kinda like their spending habits and things like that. So that is a very good book. Um, but I've just get in the habit of like starting a book and then I never, I don't finish it. Uh, not always actually did finish when it was a quick read. It was um, uh, the mock, the monk and the merchants. Oh, I love that book. Oh my gosh. That is such a good book. That is a good book too. Yes, yes. And it's a really quick read. Like it didn't take long at all, so I read that in one night. It was so good. Yeah, it was really good. So that I did finish that one over the weekend. So, um, alright. D uh, any last tips or advice for people? I mean, you know, don't be afraid of the sacrifice that's involved with becoming debt free. Um, I know a lot of times that we can be met with a huge sacrifice that we're going to have to temporarily give up in order to become debt free or to save money. Um, just keep in mind that it's, it's temporary. Life is so much longer than just a day. You know, don't, don't stress about the one sacrifice that you have to give up for just a short period of time to gain what you truly, truly want. Oh, that's awesome. Um, where can people find you? They can find me on social media @jessefearon and they can find me online at jessifearon.com that's great. I'm so happy that you are here with me today and I appreciate you coming on to speak with us. Well, thank you so much, Ashley, for having me. I really appreciate it. Thanks. Special Guest: Jessi Fearon.

Jessi Fearon and her husband tackled two of life’s biggest challenges all at once – managing the cost of raising a family while simultaneously climbing out of over $55 in debt…they didn’t have superpowers or win the lottery, but we’re showing how they did it in this episode (and how you can as well). What You'll LearnWhat does it mean to be debt-freeHow people get trapped in the debt cycle and what steps should you take to break itHow debt impacts your budget when you're also raising a familyHow to overcome roadblocks when you're trying to pay off debtHow soon-to-be parents can prepare their bank accounts for a newbornThe one tip Jessi says you can't live without when you're trying to pay off debtLinksJessi Fearon's websiteJessi on YouTubeSUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask ShannahHave an Ask Shannah question, submit it hereGet SocialShannah on TwitterShannah on Instagram

imagine this being your reality: no rent payment and no mortgage payment! That's right, today we're talking about homeownership and how you can live MORTGAGE FREE. Big thanks to Jessi Fearon for joining us today.

I chat with budgeting expert Jessi Fearon. We talk about how her Catholic faith and how it shaped her journey to becoming debt free, how to tackle those large Costco runs, and what social media has meant to her on her journey of debt free living.

Conquering debt as a family of five, Financial Coach Jessi Fearon shares some tips on how they got it done and how we can change our mindset to becoming debt free too!  theashcarroll.com @theashcarroll on Instagram

Wedding planner Megan Gillikin as plenty of insider tips to help you plan a fantastic wedding (and still stick to your budget)!  Even though it’s about 13 years ago, I remember being stressed at times when planning our wedding. Just like we heard at the top of the show, as soon as you announce your engagement it can feel like you’re being swarmed with questions about the big day. But as much as your loved ones mean well, it can be easy to forget how personal this is. For some, it’s something they planned and dreamed for years while others are looking for a very laid back and casual affair. It’s a celebration and a promise that you to make to each other in front of your loved ones depending on the wedding you have. There can be plenty of moving parts which can be overwhelming and stressful. The two of you need to sit down and start talking about which things you’d like to have and which things are must-haves You also may have family members who want to help out. You have venues, vendors, and maybe some out of town guests to make arrangements for. Oh, and of course paying for it. Which is why I’m happy Megan Gillikin is on the podcast today. She’s the owner and lead consultant for A Southern Soiree Wedding and Event Planning so she has plenty of insider tips to help you have a fantastic wedding! In this episode we get into: Establishing your must-haves and wedding budget What to do when the family wants to help pay for your wedding Ice breakers to get the ball rolling Hope you enjoy! If you want to hear from another bride who had a beautiful wedding on a small budget, listen to my interview with Jessi Fearon. She and her husband Pat managed a sweet and special wedding for $500! Resources to Plan Your Wedding If you’re getting married, please check out these resources so you can plan out your special day without going into debt. Best Budget and Money Apps: Personal Capital, Tiller, Mint Grow Your Stash Faster: High Yield Savings with CiT Bank Automatic Saving: Qapital Jumpstart Your Marriage and Your Money Pulling Off A $5,000 Wedding in NYC The Budget-Savvy Wedding Planner & Organizer: Checklists, Worksheets, and Essential Tools to Plan the Perfect Wedding on a Small Budget Planning Your Dream Wedding on a Budget Wedding Planning: My Ultimate Lesson in Budgeting The Best Kept Secrets to Planning a Wedding on a Budget Have a $50,000 Wedding on a $3,000 Budget Thank You to Our Sponsor Coastal! Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today. They have competitive rates on checking and savings accounts! Meet Megan Gillikin  Megan is the owner and lead consultant for A Southern Soiree Wedding and Event Planning. I also do wedding and hospitality business consulting. She’s also the host of the fantastic and informative podcast Weddings for Real. Support the Podcast! Thank you so much for listening to the podcast! Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

  Ever wish you could sit down with a financial expert and get practical advice? Well, we here you! In Episode 53 of the Cohesive Home Podcast, we invited Jessi Fearon, financial expert from Real Life on a Budget, to share her advice for being intentional with finances in 2019. Read on for more.   In this episode: Jessi's personal story with debt and how she conquered $55,000 of it and nearly has her house paid off How to live on a budget AND live by your values The first step you should take to start your debt pay-off journey How to communicate with a partner about money and her number one tip for approaching it in a positive way   Where you can find Jessi: Her Blog and Website Instagram Pinterest Facebook     A big thanks to Warby Parker for sponsoring the Cohesive Home Podcast. Get your stylish and affordable glasses for only $95 delivered straight to your door by heading to HERE to order your try on program today!!

Jessi Fearonjoins me on the Home and Hearth podcast today. A wife, mom of 3, personal finance coach, blogger, writer, and speaker, she is passionate about equipping, educating, empowering, and encouraging others to handle their finances well in order that they might have financial peace. I know you will come away from this episode feeling equipped and encouraged to walk forth in financial freedom in your own life!     What we Chat about in This Episode ~ Jessi's journey of paying off $55k in consumer debt and now only having $13k left still on her mortgage ~Tips for paying in cash for all things Christmas this year ~Making and sticking to a budget which enables you to still live a full, rich, and real life ~Amazing stories of God's faithfulness in the life of Jessi's family even when her husband was injured and medical bills wiped out their savings, when a $20 car repair cost $5,000, and the good that the Lord brought out of these challenging seasons in their lives ~Jessi's husband's salvation story ~The concept of keeping various fund checking accounts ~And much more!   For full show notes, head to www.hargraveshomeandhearth.com/podcast

Life has its interesting twists and turns. At one point in her life, Jessi Fearon was a spender, she wanted all the things and got herself in a bit of debt. After getting married and deciding she had enough of debt she went from being a “spender” to living a really frugal lifestyle.  Jessi shares that and more, get ready! What you'll learn about in today's episode: What resulted from seeing two very different examples of managing money  How her family ended up paying off $55k in debt in 3 years Why her family became a one income family Her golden piece of advice of what success looks like For the complete set of show notes for this episode go to http://www.jenhemphill.com/160 Be sure to continue to join us in more money conversations in our FREE community over here: http://www.jenhemphill.com/community Enjoy this episode and want more? Be sure to subscribe and leave us a review on iTunes: https://itunes.apple.com/us/podcast/her-money-matters-money-talk/id1006403754  By you doing that will help us reach more women like you. It's easy, here is how: http://jenhemphill.com/how-to-subscribe-and-leave-a-review-on-itunes/  The post The Huge Pendulum Swing with Jessi Fearon | HMM 160 appeared first on the Her Money Matters Podcast. Have you not grabbed my book? You can do so by searching Her Money Matters on Amazon OR using this link: https://www.jenhemphill.com/bookLife has its interesting twists and turns. At one point in her life, Jessi Fearon was a spender, she wanted all the things and got herself in a bit of debt. After getting married and deciding she had enough of debt she went from being a “spender” to

Life has its interesting twists and turns. At one point in her life, Jessi Fearon was a spender, she wanted all the things and got herself in a bit of debt. After getting married and deciding she had enough of debt she went from being a “spender” to living a really frugal lifestyle.    Jessi shares that and more, get ready!   What you'll learn about in today's episode: What resulted from seeing two very different examples of managing money  How her family ended up paying off $55k in debt in 3 years Why her family became a one income family Her golden piece of advice of what success looks like For the complete set of show notes for this episode go to http://www.jenhemphill.com/160   Be sure to continue to join us in more money conversations in our FREE community over here: http://www.jenhemphill.com/community   Enjoy this episode and want more?  Be sure to subscribe and leave us a review on iTunes:  https://itunes.apple.com/us/podcast/her-money-matters-money-talk/id1006403754    By you doing that will help us reach more women like you.  It’s easy, here is how:  http://jenhemphill.com/how-to-subscribe-and-leave-a-review-on-itunes/    The post The Huge Pendulum Swing with Jessi Fearon | HMM 160 appeared first on the Her Money Matters Podcast.   Have you not grabbed my book? You can do so by searching Her Money Matters on Amazon OR  using this link: https://www.jenhemphill.com/book  Life has its interesting twists and turns. At one point in her life, Jessi Fearon was a spender, she wanted all the things and got herself in a bit of debt. After getting married and deciding she had enough of debt she went from being a “spender” to

Life has its interesting twists and turns. At one point in her life, Jessi Fearon was a spender, she wanted all the things and got herself in a bit of debt. After getting married and deciding she had enough of debt she went from being a “spender” to living a really frugal lifestyle.    Jessi shares that and more, get ready!   What you'll learn about in today's episode: What resulted from seeing two very different examples of managing money  How her family ended up paying off $55k in debt in 3 years Why her family became a one income family Her golden piece of advice of what success looks like For the complete set of show notes for this episode go to http://www.jenhemphill.com/160   Be sure to continue to join us in more money conversations in our FREE community over here: http://www.jenhemphill.com/community   Enjoy this episode and want more?  Be sure to subscribe and leave us a review on iTunes:  https://itunes.apple.com/us/podcast/her-money-matters-money-talk/id1006403754    By you doing that will help us reach more women like you.  It’s easy, here is how:  http://jenhemphill.com/how-to-subscribe-and-leave-a-review-on-itunes/    The post The Huge Pendulum Swing with Jessi Fearon | HMM 160 appeared first on the Her Money Matters Podcast.   Have you not grabbed my book? You can do so by searching Her Money Matters on Amazon OR  using this link: https://www.jenhemphill.com/book  Life has its interesting twists and turns. At one point in her life, Jessi Fearon was a spender, she wanted all the things and got herself in a bit of debt. After getting married and deciding she had enough of debt she went from being a “spender” to

Jessi Fearon was able to pay off $55,000 in debt in 2 years! Yes, I know, we've all seen headlines like this before, and usually you find out after reading the full news article that they were able to pay off that debt because they got a windfall, their parents helped them, or they earn over 6 figures at their job. Well, that's no Jessi' story. Her and her husband were able to pay that debt off by making some major sacrifices and hustling to make it happen. Now Jessi is a financial coach on mission to help others conquer their finances too! Long description: For this episode of the Mo’ Money Podcast, I chat with another Jessica who is also a financial coach! I’m talking about Jessi Fearon, who was able to pay off $55,000 in 2 years with her husband, while raising a family of 3 little ones. After being a stay-at-home more for a few years, Jessi now spends her days coaching others how they too can build a solid financial foundation and kick their debt to the curb (for good!) just like her family was able to. What I love about this episode, and Jessi for that matter, is that she is an open book when it comes to her numbers. Most of the time when you see some headline about someone who paid a big amount of debt in a short amount of time, you eventually find out it’s because they got a big windfall, their parents helped them out, or they earn a high salary. That’s not Jessi’ story at all. For her, it came down to making some tough choices, such as taking on some extra jobs like being a server or dog walker to earn some extra money, or having to trade in her dream truck for a more cost-efficient car to put the difference onto her debt. Basically, if you’re dealing with debt and need some motivation, this episode is going to make you want to get to work right away and start living a better life! For full episode show notes, visit https://jessicamoorhouse.com/173

Are you feeling buried by your finances? Are you looking for some help and encouragement for digging your way out of debt? No matter your financial situation now, it's important to be wise and intentional with our finances and in this episode, Jessi is going to share some wisdom on that.  Listen to the Podcast: We also recorded this blog post as an audio podcast. If you want to listen in instead of reading, click play below or do a combination of both  And don’t forget to subscribe to the podcast in iTunes. Right click here and save-as to download this episode to your computer.  Links & Resources: Check out more from Jessi here (and get all her free resources! She has a free wordbook you can download) Our grocery budget challenge  Crystal Paine's Grocery Budget Challenge

Are you feeling buried by your finances? Are you looking for some help and encouragement for digging your way out of debt? No matter your financial situation now, it's important to be wise and intentional with our finances and in this episode, Jessi is going to share some wisdom on that.  Listen to the Podcast: We also recorded this blog post as an audio podcast. If you want to listen in instead of reading, click play below or do a combination of both  And don’t forget to subscribe to the podcast in iTunes. Right click here and save-as to download this episode to your computer.  Links & Resources: Check out more from Jessi here (and get all her free resources! She has a free wordbook you can download) Our grocery budget challenge  Crystal Paine's Grocery Budget Challenge

Jessi Fearon lives her Real Life on a Budget- but getting her husband in line when he saw a great sale on Fireworks was still a challenge. Plus her tips on how she got her book buying obsession under control! For more information, visit the show notes at https://www.bobbirebell.com/podcast/jessifearon

Do you want your wedding day to be beautiful, memorable, and meaningful without spending a ton of money or getting into debt? Learn how you can plan your dream wedding on a budget!  How to Plan Your Dream Wedding on a Budget Right now in the United States, the average wedding costs over $35,000! Thankfully the Budget Savvy Bride, Jessica Bishop is here to help. In this episode we discuss: defining your dream wedding ways you can splurge and where you can save a handy resource to help you plan your dream wedding without breaking your budget Hope you enjoy! If you want to hear from another bride who had a beautiful wedding on a small budget, listen to my interview with Jessi Fearon. she and her husband managed a sweet and special wedding for $500! Resources to Plan a Fantastic Wedding If you're getting married, please check out these resources so you can plan out your special day without going into debt. The Budget-Savvy Wedding Planner & Organizer: Checklists, Worksheets, and Essential Tools to Plan the Perfect Wedding on a Small Budget Planning Your Dream Wedding on a Budget Wedding Planning: My Ultimate Lesson in Budgeting The Best Kept Secrets to Planning a Wedding on a Budget Have a $50,000 Wedding on a $3,000 Budget Jumpstart Your Marriage and Money Course Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course. Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you: Stop fighting about money and create a budget that you BOTH LOVE Automate your money Pay off your debt faster Plus more! You can get lifetime access here.  Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Join me today as I talk to certified financial coach and personal finance expert, Jessi Fearon about what she believes are the five financial truths to overcome barriers and better understand how to make your version of the 'American Dream' a reality. What are we believing about the 'American Dream' that is simply untrue? Are there any universal truths? How have we distorted our view of finances and how can we move towards a life of financial freedom?----Show Notes for EP213: Replacing Financial Falsehoods with TruthEnjoy this Podcast?Post a review and share it! If you enjoyed tuning into this podcast, then do not hesitate to write a review. You can also share this with your fellow mothers so that they can be inspired to think more and do with less. Order (or review) my recent book, Minimalist Moms: Living & Parenting With SimplicityQuestions? You can contact me through my website, find me on Instagram, or like The Minimalist Moms Page on Facebook.Thanks for listening! For more updates and episodes, visit the website. You may also tune in on Apple Podcasts, Spotify, Google Podcasts, or Stitcher.Checkout the Minimalist Moms Podcast storefront for recommendations from Diane.If you enjoyed today's episode of the Minimalist Moms Podcast, then hit subscribe and share it with your friends!---------------------------------Episode Sponsored By:Betterhelp | This podcast is sponsored by BetterHelp and Minimalist Moms listeners get 10% off their first month at Betterhelp.com/minimalistStitch Fix | Try today at StitchFix.com/minimalist and you'll get 25% off when you keep everything in your Kids Fix. Family Sounds | Visit https://www.family-sounds.com/minimalist - your memories in a podcast!Support this podcast at — https://redcircle.com/minimalist-moms-podcast2093/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy