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JOIN THE WEIRDEST PATREON EVER: https://www.patreon.com/c/TrashTuesdayPodcast 2 of our favorites Brent Morin & Ali Macofsky return to the stu this week to talk scammin Dads, Little League Dreams, Adult Babies, Icks, world war 3, Papa John vs Dominoes & much more!! Thank You to Our Sponsor(s): https://www.eatiqbar.com/ Text TRASH to 64000 to get twenty percent off all IQBAR products, plus FREE shipping. Message and data rates may apply. *PRETTY LITTLE BABY TOUR* Esther is coming to a city near you! Grab your tickets now at prettylittlebabytour.com *Listen to Esther's New Solo Pod!* https://www.esthersgrouptherapy.substack.com *Visit Ebb Ocean Club & Holiday Shop* https://www.ebboceanclub.com/ for Khalyla’s reef safe and biodegradable hair products! FOLLOW TRASH ON SOCIALS: Instagram: https://www.instagram.com/itstrashtuesday Tiktok: https://www.tiktok.com/@itstrashtuesday MORE ESTHER: TikTok: https://www.tiktok.com/@esthermonster Instagram: https://www.instagram.com/esthermonster/ MORE KHALYLA: Instagram: https://www.instagram.com/khalamityk/ Tigerbelly Podcast: https://www.youtube.com/@UCIyIoM_Nd8HtY19fuR_ov2A PRODUCTION: Production Team: Tiny Legends, LLC: https://www.instagram.com/tinylegends.prod/ Stella Young: https://www.instagram.com/estellayoung/ Guy Robinson: https://www.instagram.com/grobfps/ Edited By: Arielle Jade: https://www.instagram.com/jade.rabbit.cce/

Title: How to Stay Compliant While Raising Millions with Bronson Hill Summary: In this episode of the Mailbox Money Show, host Bronson Hill interviews Seth Bradley, an accomplished attorney and entrepreneur known for his efforts in passive and active investing. The discussion revolves around the significant shifts in the real estate market post-COVID-19, including rising interest rates and the challenges passive investors face with underperforming deals. Seth shares his experiences with multifamily investments and the importance of selecting the right financial structures, highlighting how his focus on fixed-rate loans has insulated his deals from the volatility that adjustable-rate loans often endure.   As they explore other investment avenues, Seth discusses their ventures into various businesses, including gyms, e-commerce, and oil and gas projects. Both entrepreneurs illustrate how innovation and technology, particularly artificial intelligence, can significantly improve investment decision-making and operational efficiency. Their combined expertise offers valuable insights into the world of multifamily syndications, risk management, and leveraging technology for investment insights. The episode concludes with Seth's perspectives on effective communication between investors and sponsors and the importance of due diligence documents in passive investing. Links to listen and subscribe: https://podcasts.apple.com/us/podcast/seth-bradley-what-can-i-do-if-a-deal-goes-bad/id1580397502?i=1000698697087 https://open.spotify.com/episode/4pogVHik6rHwh0k5yFLs1U Links to watch and subscribe: https://www.youtube.com/watch?v=2xrvBhGtS5w&t=396s Bullet Point Highlights: Diverse Entrepreneurial Background: Seth Bradley is not only an attorney but also a successful entrepreneur with experience in gyms and startups, adding depth to the authenticity of his investment strategies. Impact of Rising Interest Rates: The podcast discusses how increasing interest rates have shifted the landscape of real estate investments, influencing cash flow and project viability. Importance of Fixed-Rate Loans: Seth emphasizes the protective benefits of using fixed-rate loans in investments to buffer against economic shifts and rising rates. Shifting Investment Focus: As traditional multifamily deals become tough, both Bronson and Seth explore alternative assets, including oil and gas, debt funds, and smaller multifamily properties. Gym Ventures: Seth shares insights from operating gyms, illustrating how franchise businesses can provide a structured path to entrepreneurship with community support. Navigating Passive Investing Challenges: The episode highlights the key steps passive investors should take when deals aren't performing as expected, including reviewing existing legal agreements. Leveraging Technology and AI: The discussion underscores the growing role of AI in analyzing investments and legal documents, showcasing how technology can enhance investment efficiency and accuracy. Transcript: hey guys this is Ken mroy and you are listening to the mailbox money show with Bronson Hill hello hello and thank you for joining the mailbox money show my name is Bronson Hill I'm very excited for this episode with Seth Bradley you're gonna really like him he's done a lot of things he's like the renaissance man like he has done uh passive investing he's done active investing he owns a couple gyms he's starting another one he's got a couple startups he does he's got all kinds of things speaking   very intelligently to a lot of different topics he also has a show called The passive income attorney actually also an attorney as well and puts together syndication paperwork so he does a lot of different things and so I always love talking to people that are doing many things because first of all inspires me that I'm not doing enough and then secondly um you know they'll speak very intelligently on kind of trends that are happening so he's talks about what what we're going to talk in this interview   about what happened over the last few years he's doing less real estate looking at some other things and just what do you do if a deal does not go well what are the steps you can take as an investor so I think you're really going to enjoy this we also get into Ai and some awesome other topics so let's jump in Seth welcome to the mailbox money show Bronson what's going on buddy good to see you again hey man we're both in Southern California I know we're not that far apart but you're in like the better part especially lately with all   the fires up in La recently uh you're in San Diego man I don't know anybody that says they don't love San Diego yeah man I mean there's no better place in the United States that's for sure I mean I've seen some some beautiful places around the world and I don't know San Diego still might beat it um I get a little bit used to it because I've been here for quite some time now but San Diego is really tough to beat yeah awesome man well I'm excited to have you here today I know you're an attorney you have your podcast called   the passive income attorney podcast and you also work with tri vest which helps investors and you have a lot you to say around uh diligence around deals going bad we've seen deals uh We've we've had a couple deals that have really struggled uh I've been an investor passively in deals some deals that have struggled people don't really talk about this as much and I think it's really important to talk about um but let's let's talk about kind of what's changed the last couple years interest rates have risen um obviously if you're a   multif family investor the deals maybe aren't as juicy as they were the projections are a little lower a a little little far between as far as you know deals that actually cash flow or deals that make as much sense but uh what have you seen the last couple years and how have you kind of shifted a little bit of your business and your investing for sure I mean it's been um it's been an experience right I think a lot of the past investors out there that are listening or if you're an operator or lead sponsor out there the same thing   I mean we've we've gone through a period of time starting I think back when Co hit in 2020 that was kind of the first dip in the market that we've we've seen in this kind of generation right like the jobs act well I I should say the previous dip was in you know 2008 2009 that was one cycle but that was before the jobs Act of 2012 so the jobs Act of 2012 is where some of these private Investments started being opened up to more people and more people like ourselves were able to get involved and start raising capital and and do deals   and you've just seen that market kind of exponentially grow since 2012 um so we haven't seen a downturn until Co hit in 20120 and that one was kind of weird right because it was just kind of a blip it wasn't because of the economy it was because of something that just you know nobody's going to be able to predict um but that's the first uh crack in the armor that we saw and then after that then we saw the interest rates go up in in 2020 towards the end of 2022 and the beginning of 2023 and that's what really   started um you know giving us this experience that I'll say that we're we're still kind of going through because the interest rates are still a little bit higher than what we've we've seen over the past years and we're we're seeing more deals go go bad right or or at least you know there maybe a capital call or or two or perhaps um you know some of your distributions if you're a passive investor might be on pause and these are things that we're just not used to seeing because we're just used to seeing over the past you know 10   years up till 2022 all the deals have just gone really really well so it's a surprise to us and it shouldn't be because you know it's it's cyclic but we we'll figure it out and you know you're just seeing these things that we've all been warned about and they're now coming to fruition yeah yeah it's interesting you know I think if you between 2010 and 2020 you know 2021 even if you just owned a multif family apartment you were a genius right because things were just only going up and to the right and and   then sudden like there's that quote by Warren Buffett says you can only tell who's been swimming naked when the tide goes out kind of thing the tide interest Rising the tide goes out it's like oh my gosh this isn't work in the way we planned it um and now you in your portfolio you guys have done very well you've had some some great you haven't done as many deals more recently but um your deals have done well is that because you did kind of fix interest rate or is just the markets you chose or I'd love to hear a little more about   that that's right I mean fixed interest rates to be honest were a huge thing um that that's one thing that we really pushed for in our deals and that's and that saved us a little bit when these interest rates started to r that protected us um you know you saw that those were the deals that got in trouble those those adjustable rates got people in trouble and you know there towards the end like let say 2021 22 it was really hard to make the deals start to like continue to work and get those returns that we promised those passive   investors without taking those adjustable rate loans so you know those folks that got in in 2021 2022 maybe the beginning of 2023 those deals had adjustable rate loans and that's where they got into some trouble yeah yeah it's interesting kind of how things have changed now it's interesting too there was um a time not even that you know just a few years ago that that real estate was Cash flowing pretty well especially multif family real estate and now it's pretty tough because you know you got rates are   higher uh cost you know the price maybe have come down a little bit but you got higher Insurance you got higher other costs other inflation things you know there's not a lot of cash flow so a lot of you know syndicators or multif family investors have kind of just stepped out or maybe they got pitched on a deal here and there so we we've shifted a little bit to do we still do some multif family in in specific situations but um we' switched to go really focus on oil and gas we're doing uh other types of   businesses like I mentioned we're buying this business that's a e-commerce business High cash flow and then there's also debt funds you know debt these days there are debt funds paying like Equity was paying with less risk than it was a few years ago right so if you can get not debt funds are the same there's some that are first position that are low leverage and things like that uh what are are there anything else that you're finding for cashow or that you're finding attractive right now as an   investor yeah I mean I think you got to just look a little bit deeper I mean there's still some decent multif family deals out there too and that's always going to be to me kind of like bread and butter right like that's something that we're always going to need it's always going to be um it's always going to be something that people are interested in um because we've all lived in apartments at some point in our lives and I think it's an easy thing to grasp mentally okay like I'm going to invest in a   multif family or apartment building because I've lived in one I know what it's like I know how they work people pay rent you collect you you know expenses that sort of thing um but it's it's a lot tougher to find those deals um so people have looked at other things so I've seen a lot of um you know debt funds like you said a lot of people pivoting to um you know even smaller multif Family Properties um you know before we were looking at like 100 200 250 unit properties um now I've seen a lot of people kind of Ratchet that down   a little bit and look for some better deals in in some smaller properties maybe in the 25 to 75 unit range range that sort of thing um I've seen people like get into mobile home parks and RV parks after cuz we saw that go quite up quite a bit during CO as well and then came rocketing back down um but now you can kind of see like where where it really sits like now you can see like what the value of that asset is so you can see that the you know what those what they really are without like that big spike for covid and those are   turning out to be some pretty good Investments to get involved in too yeah and I know um you know we talked about this before we started recording um you and your wife you guys also operate a business or you guys have a a gym a couple gyms that you operate tell us about that and it's that um I know you're sounds like you're spanning so it sounds like it's going well I need to pop into a gym I'm probably get my butt kicked if I pop in there and you g through the Seth Bradley workout there right so yeah man we have a we have a   couple of gyms right now we have one open in Oceanside this is in San Diego uh San Diego County one in Oceanside one in Poway getting ready to open up a third one in anas it's under the burn boot camp franchise fly FL so it's a franchise um and I got uh really interested in franchises for that and then I ended up buying into another franchise I ended up buying into a water restoration franchise called Al dry so we've got a few businesses going um but those gyms are great right like once we battled through again I hate to keep   bringing up Co but it keeps coming up um but we battled through Co we opened up right before that hit uh actually one week before it hit so then we had to shut it down and work out outside workout inside we had to do um on online workouts those sorts of things um had our lead trainer in our apartment recording videos and me and my wife were in the background doing the exercises um pretty insane what we had to go through but they're they're doing really well now and luckily my wife has taking over that business and she runs   the whole thing so I don't do anything she doesn't even want me involved anymore so it's fantastic it it's actually turned into passive income for me for you it's passive income right for her it's right it's it's Fitness income right but that's you know really a lot of people like um lifestyle businesses you know where you're like it's just I think it's just a cool thing to say I own a gym or own a restaurant or I own this thing I mean a lot of like really wealthy people be like oh yeah I own a   Vineyard or I own a I own a horse racing thing or something like that but is it is it I mean you don't have to get into specific numbers but is it pretty it's you're opening another one so it's pretty lucrative to do it it sounds like it's working out well the it's a boutique gy that does kind of boot camp type stuff and you have certain classes you go in and those have become super popular all over the us but especially in big metros like Southern California for sure and look I don't want to say   that it's easy because it's it's definitely not you have to have the right mindset you've got to be an entrepreneur you've got to be able to fight through the hard times but you know these these types of businesses they're they're kind of done for you to a certain extent they give you the marketing plan they give you the business plan they give you kind of the proforma that you should be aiming for um especially with a franchise there's there's dozens if not hundreds of other franchisees that are doing the exact   same thing you are so you any qu any question or any problem that you're going through they have already went through it or they're going through it so you can bounce ideas off of you know kind of similar to like a mastermind right something like that where you get involved with a few people and it's like oh how can I get around people that have the same problems as me in a franchise there's that's already built in and it's even more it's even more dialed in because these are very specific like   brand specific industry specific questions and problems that you can balance those ideas and have those questions answered by your your fellow franchisees um but as far as like profitability again it's great because you can you can predict it like the idea behind it you buy one you figure it out then you buy more and then you keep going you stack and stack and stack and that's how you really make a lot of money in franchises you hear people that own dozens or you know hundreds of Papa John and things like that like you need   to be able to stack them um but they're definitely profitable um and they're fun they're it's a fun business like you said it's fun to be able to say that you own a gym it's fun to like walk into your own place if it's a gym or a restaurant or whatever it is and you're the owner it just feels good right it's a little bit more um you know rewarding I should say than some of the other businesses that that we're involved in for me it's you know a law firm and um buying real estate and it's this is just   a little bit more rewarding just like being there just the presence and having a um you know having a a brick and mortar space it's pretty cool yeah know I love that it's really interesting you guys I didn't realize you guys are are really Ser serial entrepreneurs I you guys are really both as a couple um is that like tell me a little bit about that dynamic as a couple that you and your wife do that like how is that something you've more LED is it something she's done is it kind of like you just kind of stay in your lanes and   like because a lot of times one one spouse or partner will be really risk you know averse or one would be much more risk tolerant and so has that been just like a really you guys are both kind of willing to take risk and kind of move forward in that yeah I think we we both have a really good temperament for it as far as risk tolerance and for me personally that's that's interesting because I'm an attorney so typically attorneys are not risk tolerant um but I I am I have that trait and and she does too um we have certain   trust in each other to be able to handle and stay in our lanes um she especially for the gyms you know she's operations right now I handle finance and and Prof formas and those sorts of things and obviously the legal stuff that comes up and I'm the maintenance guy too of course but um but everything else like operations she does that and then when she knows that she needs me for these certain things she'll bring me in um we've explored trying to figure out some other businesses uh that we might be   able to get involved in together and I think you know having that experience in the gyms gives us a good idea of how it would work out with some others yeah as she ever teaching the class like if you're in the dogh house you got to take a boot camp with her and she'll be extra tough on you or something ah she's she's not a trainer luckily I would I would I would avoid those camps for sure I think that'd be pretty funny no I think it's great man I love how you've created that you know for yourself that you guys and of course   you know I think I've noticed this too a lot of uh there's a lot of people they'll have they'll be really excited about real estate they'll be really excited about investing and then you get one that's one spouse is very risk averse what what do you say to someone who guess their spouse is pretty risk averse and you know maybe they're concerned whether they're a passive investor or they're interested in doing business things are like this like how do how do they kind of get that person on board or what have you seen is kind   of work to kind of help them to kind of work forward with that move forward yeah I mean it's tough it's tough right like you have to you have to choose your significant other wisely and it's probably the biggest decision that you'll make in your life not only for personally but also in business because if you have someone that just can't get on board with what you're doing or doesn't understand what you're trying to do um and you don't mesh very well on that side of things it it makes things a lot more a lot more difficult right and   you see that all the time you see couples fighting about business and somebody's working too much and the other person's not working enough or those sorts of Dynamics um but I think a lot of it can be solved with education you know a lot of it is just kind of this other person doesn't know enough about the business or the investment or whatever it might be and they just need some education so they're not the person they're not like us every single day just immersed in this and getting on podcasts and you know   listening to podcasts and reading books and all this stuff about these Assets in these businesses so you have to keep that in mind like they need to they need to understand to a certain extent so they can get comfortable with it I mean that's you know when people are scared to make moves it's usually because they're just not educated enough to be able to to assess the risk and move forward or not now if they are educated enough and they do know enough about the asset and they still say look this is a   bad deal well then maybe maybe you should look at it again and make sure that it's not a not a bad deal but there there's definitely some you know give take there with personality types and how much risk that each person's comfortable with or not comfortable with yeah absolutely I think that's definitely I just I love when I see couples that are like really on the same page and are like yeah we're in this and you're you know you're doing it which is great and be both be active which is awesome um so let's talk a little bit   about um I guess you know kind of circle back to you know investing in deals you know as a passive investor um you know if if someone invests in a deal that doesn't go well um how to you know how should a passive investor respond to that or what are the things that you know someone can do if they're not getting the communication that they need I mean I know there's some legal things you can do but then it starts expensive and like what I guess what are some options as a passive investor let's say   your sponsor is having struggles or they're just not communicating is there some like what are the what are the what what can you do to try to get that to change yeah I mean this is why paperwork is so important like people don't want to deal with that and you know I'm an attorney so I'm on the front end all the time like telling you telling everybody hey like make sure we hash this out now like let's be have a a really transparent conversation let's figure out exactly what each part is getting   into and let's not like hold back at all you know a lot and some of this applies to passive investing some of it doesn't because you you know you have certain things that you can ask for certain things that you can't but be as transparent as possible upfront and with the paperwork and pay attention to what you sign and what you sign up for because at the end of the day when things start to go wrong that's what the fallback is the fallback is okay this person isn't communicating any longer or they're not doing the things that they   said vocally they're going to do what can I do and at that point that's when you have to look at the paperwork so if you have a contract and in this case it would be an operating agreement or a limited partnership agreement that you've signed or subscription agreement to you have to go back to that paperwork and look and sometimes they may have put in that paperwork for instance that they do agree to give you a quarterly report or maybe they agree to give you a an annual financial statement or maybe they   didn't I don't know it depends on what the paperwork says but that's the first step see what your rights are contractually and that's a good place to start because if you do have a contractual right that they have to give you a quarterly report or they have to give you annual financial statements or if you request it they have to give you certain Financial reports then that's the place to start and you say look I know things aren't going as well as they should be going I really want to get this thing back on track let's let's   start communicating but you know pursuing to the operating agreement I I need to see a quarterly report or I need to see this financial report um and put that in writing and writing can be just as simple as an email or text but get it in writing make sure that that communication is documented um not just verbally because if something does go wrong if if there is some sort of and this is unlikely but if there is some sort of fraud or gross negligence or anything like that going on at least you have that uh that written communication   between the parties that down the line you can be like look I asked for this five times I still haven't received it they said they would do this and then you can start saying okay at this point maybe we're not just talking about somebody not doing a great job or maybe we're not talking about the investment not going well as well as anticipated maybe now we're talking about some sort of negligence maybe now we're talking about somebody misrepresenting what they said they were going to do versus what   they do um but you need to have that in writing so that at the end of the day you can put that together um and and show it to whoever it might be your lawyer their lawyer or maybe a court yeah yeah it's interesting you know there's some new tools out there as well a lot of times these documents sometimes are 80 to 200 pages and there's a lot lot of you know legal Le and boilerplate stuff and just a lot of fine print and I found that one and I'd actually love to know your opinion on this but i' I've done this occasionally   where I'll take uh I'll take some some documents or ppms or marketing whatever I'll put them in chat GPT I'll just be like hey you know I'll start asking questions Hey what how does this work how does that work whatever and it'll kind of like go through and pull that out of there which is just kind of like a timesaver I just find for a lot of investors it's like I don't want to spend two hours reading this really you know thick language and I know you're an attorney so that's what you do and um   but I mean is that something that you've uh seen some people do or is it I know obviously things can be missed but it's it can kind of help you get to give you the gist of in this situation this happens or in this situation is that something that you kind of seen a little bit 100% and maybe not all attorneys would agree with this but I I encourage that I think it's perfectly fine like you've got to leverage technology and that technology is unbelievable it's unbelievable and it gets better every   single day like you just see a new iteration every couple of weeks now it's absolutely insane what it can do and you can certainly upload your PPM your operating agreement your subscription agreement into it and ask it questions now if it's something very nuanced it it won't it won't get to it if there's kind of like a lot of times there's like different Provisions that layer on top of each other it doesn't understand that yet it will at some point it'll be there and probably very very soon but a lot of   the questions you ask if they're nuanced um it won't understand it um so what I recommend is do that get a good high level overview you can also ask questions and then I would verify so like once it once it gives you an answer and it's something that's very important like you're like this is the answer that I was looking for ask it be like well what section did you pull this from and then get the section and then look it up yourself that particular section and verify that what it told you is actually   the answer yeah it's amazing the uh the tools we have I mean we really are in an an age where there's so much information everywhere but it's being able to access it quickly and it's like AI and some of these things can help with it and I don't think you know just a side note on AI I don't think it's that AI is going to be robots that's going to take over and kill us all or we're going to lose our jobs just to an AI bot or something but it's people using AI right that are are able to become a super employee or a   super business owner or super investor and really be able to get more information so I think it can be really powerful um what are uh what are some trends that you're kind of watching um I know actually I want you to talk about this too you're involved with a group called tribe vest which helps uh basically syndicators they have a portal and they can kind of have ways to be able to access uh certain deals and and and pass that information but what are what are also some Trends in relation what are some trends that you're seeing   as far as investing uh for Passive investors that are just things that can are good to watch or things that are helpful yeah I mean I think one really good thing is is what you you talked about already it's it's using Ai and and using software to make you a better investor so you can you like before you get this 200 Page PPM and you're like what what in the world do with this and maybe one out of a 100 investors will read that line for line if that and even if they could read it they probably don't understand it unless they they   happen to be a Securities attorney or some sort of transactional attorney they're not even going to get it um fun fact a PPM is actually supposed to be in non-legal ease it's supposed to be in in layman's terms that's the whole point of it is so that you can understand your investment in layman's terms but ppms have turned into you know a legal document so yeah even longer um but yeah I mean I think you can start leveraging Ai and software to just be a better investor and not just from you know   reading legal documents like we had mentioned earlier that's a good example of of you know when you're looking into an investment maybe put that PPM into chat gbt ask questions about the investment ask if there's any inconsistencies between the PPM and the operating agreement things like that um but you can also use it for underwriting and due diligence and things like that um I'm actually an adviser for a startup called brixley and we are working on kind of a due diligence type of process process where we're aggregating all the   due diligence documents we're putting them into a software and then you're able to evaluate the deal so you can evaluate that deal based on your buy box and those sorts of things and it's just it and things like that just change the game quickly right like before it just takes a lot of Manpower um a lot of hours and now it just takes minutes but you still have to have somebody skilled enough to prompt and skilled enough to ask the right questions and skilled enough to make sure that you're not believing the AI and it's not   hallucinating um that sort of thing because you've got to make sure that the information gives you is right because right now it does spit out some things that that don't make a lot of sense so you just gota gota be be very careful but people if you aren't leveraging AI in just your everyday life then you're you're getting left behind yeah yeah know you got a fact check on other stories of attorneys like I guess there was an attorney in New York that like just took his whole thing and put it into AI a chat jbt and it wasn't even   right it was like totally wrong and they got disbarred or something for doing that so it's obviously an investor the the risk is not going to be disbarred typically it's more you might lose your shorts or something so it's makeing sure you're doing it the right way yeah for sure yeah you gotta be careful you got to be careful but like I said it's getting better every single day like I I think in you know two years it's going to be unrecognizable in in five years we're going to have a humanoid robot in every home that we   have like yeah yeah it it really is changing so fast and that's where I think it is really important important to pay attention to technology to try new things if people are not like as a listener if you're if you haven't used chat GPT there's an app you can use for free there's the website get familiar with prompting which is just going in and just being commands I literally use it I'm going to Columbia we're recording this I'm going this week to Columbia and I want here's my nine days I'm going to   be here create an itinerary for me like literally created an itinerary based on my values what I want to do and and I can always like go off of that but it's like it's so helpful right it's amazing yeah it's such a time saer it's insane it's insane yeah it is it is uh well Seth I really appreciate you you being here today I just feel like you add so much value both as an investor a business owner an attorney um just love what you're creating with your content and uh can you just share how people can   follow your show and how they can hear about you and and some of the things that you're doing absolutely man best place to go would be Seth paaul bradley.com and that's where I have kind of all my social media links you'll have a link to raay law my Securities Law Firm as well as try best fun of funds in a box and the podcast as well awesome brother thanks for being here man all right thanks Bronson appreciate it all right I hope you enjoyed this interview with Seth I just I love the stuff at the   end there about AI if you you know you want to go back and Rel listen to that just using chat GPT in your life in your business to look at ppms and even as an attorney said yeah some attorneys don't like that because it will miss things but it's really a timesaver we use it all the time we use it all the time in our business I use it all the time in my personal life and it's just so helpful I literally it's kind of replace my Google search now because it's so much better and instead of we used to go spending   time on Google you spend 30 minutes researching something now it just kind of spit out the answer for you which is really great so I use it for health stuff for travel or business topics all kinds of different ideas just find it really really helpful so hopefully you got something out of this interview you enjoyed it if you have not en joined our investment Club you're not hearing about our amazing deals that we're doing right now and that we're really excited about so um if you want to check that out you   can check out the link in the uh show notes or the link below or you can go to Bronson equity.com and hit the join button we'll start a relationship with you set up a call with you and you can start hearing about our awesome upcoming deals so thank thank you for taking the time to educate yourself seriously it humbles me it excites me it gets me fired up because the best investment you make is in your own education we look forward to seeing you on the next episode you've been listening to the mailbox money podcast for more free   resources articles and videos go to Bronson equity.com there you can download your copy of the Special Report the single best investment strategy during and after a pandemic none of the information shared here is an offer to buy a specific investment and this is for education ational purposes only consult your financial legal and tax professionals and use your own Common Sense before making any investment decisions thanks for joining us and be sure to tune next time for more mailbox money [Music] Links from the Show and Guest Info and Links: https://www.youtube.com/watch?v=2xrvBhGtS5w&t=396s https://www.facebook.com/reel/1762572444669041 https://www.linkedin.com/posts/bronsonhill_when-deals-go-wrong-the-fallback-is-the-activity-7321649659108581377-87lt?utm_source=share&utm_medium=member_desktop&rcm=ACoAAFY-6nMBbbX5J6KeuEtIMcA9tcRG4F_1ItE Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en Bronson Hill's Links: https://bronsonequity.com/ https://www.instagram.com/bronsondavidhill/ https://www.instagram.com/bronsonequity/ https://www.linkedin.com/in/bronsonhill/ https://www.facebook.com/bronson.hill.37/ https://www.tiktok.com/@bronsonequity2020 https://open.spotify.com/show/7AQcShxvRMoD1U2zclQQVU

Title: How to Stay Compliant While Raising Millions with Bronson Hill Summary: In this episode of the Mailbox Money Show, host Bronson Hill interviews Seth Bradley, an accomplished attorney and entrepreneur known for his efforts in passive and active investing. The discussion revolves around the significant shifts in the real estate market post-COVID-19, including rising interest rates and the challenges passive investors face with underperforming deals. Seth shares his experiences with multifamily investments and the importance of selecting the right financial structures, highlighting how his focus on fixed-rate loans has insulated his deals from the volatility that adjustable-rate loans often endure.   As they explore other investment avenues, Seth discusses their ventures into various businesses, including gyms, e-commerce, and oil and gas projects. Both entrepreneurs illustrate how innovation and technology, particularly artificial intelligence, can significantly improve investment decision-making and operational efficiency. Their combined expertise offers valuable insights into the world of multifamily syndications, risk management, and leveraging technology for investment insights. The episode concludes with Seth's perspectives on effective communication between investors and sponsors and the importance of due diligence documents in passive investing. Links to listen and subscribe: https://podcasts.apple.com/us/podcast/seth-bradley-what-can-i-do-if-a-deal-goes-bad/id1580397502?i=1000698697087 https://open.spotify.com/episode/4pogVHik6rHwh0k5yFLs1U Links to watch and subscribe: https://www.youtube.com/watch?v=2xrvBhGtS5w&t=396s Bullet Point Highlights: Diverse Entrepreneurial Background: Seth Bradley is not only an attorney but also a successful entrepreneur with experience in gyms and startups, adding depth to the authenticity of his investment strategies. Impact of Rising Interest Rates: The podcast discusses how increasing interest rates have shifted the landscape of real estate investments, influencing cash flow and project viability. Importance of Fixed-Rate Loans: Seth emphasizes the protective benefits of using fixed-rate loans in investments to buffer against economic shifts and rising rates. Shifting Investment Focus: As traditional multifamily deals become tough, both Bronson and Seth explore alternative assets, including oil and gas, debt funds, and smaller multifamily properties. Gym Ventures: Seth shares insights from operating gyms, illustrating how franchise businesses can provide a structured path to entrepreneurship with community support. Navigating Passive Investing Challenges: The episode highlights the key steps passive investors should take when deals aren't performing as expected, including reviewing existing legal agreements. Leveraging Technology and AI: The discussion underscores the growing role of AI in analyzing investments and legal documents, showcasing how technology can enhance investment efficiency and accuracy. Transcript: hey guys this is Ken mroy and you are listening to the mailbox money show with Bronson Hill hello hello and thank you for joining the mailbox money show my name is Bronson Hill I'm very excited for this episode with Seth Bradley you're gonna really like him he's done a lot of things he's like the renaissance man like he has done uh passive investing he's done active investing he owns a couple gyms he's starting another one he's got a couple startups he does he's got all kinds of things speaking   very intelligently to a lot of different topics he also has a show called The passive income attorney actually also an attorney as well and puts together syndication paperwork so he does a lot of different things and so I always love talking to people that are doing many things because first of all inspires me that I'm not doing enough and then secondly um you know they'll speak very intelligently on kind of trends that are happening so he's talks about what what we're going to talk in this interview   about what happened over the last few years he's doing less real estate looking at some other things and just what do you do if a deal does not go well what are the steps you can take as an investor so I think you're really going to enjoy this we also get into Ai and some awesome other topics so let's jump in Seth welcome to the mailbox money show Bronson what's going on buddy good to see you again hey man we're both in Southern California I know we're not that far apart but you're in like the better part especially lately with all   the fires up in La recently uh you're in San Diego man I don't know anybody that says they don't love San Diego yeah man I mean there's no better place in the United States that's for sure I mean I've seen some some beautiful places around the world and I don't know San Diego still might beat it um I get a little bit used to it because I've been here for quite some time now but San Diego is really tough to beat yeah awesome man well I'm excited to have you here today I know you're an attorney you have your podcast called   the passive income attorney podcast and you also work with tri vest which helps investors and you have a lot you to say around uh diligence around deals going bad we've seen deals uh We've we've had a couple deals that have really struggled uh I've been an investor passively in deals some deals that have struggled people don't really talk about this as much and I think it's really important to talk about um but let's let's talk about kind of what's changed the last couple years interest rates have risen um obviously if you're a   multif family investor the deals maybe aren't as juicy as they were the projections are a little lower a a little little far between as far as you know deals that actually cash flow or deals that make as much sense but uh what have you seen the last couple years and how have you kind of shifted a little bit of your business and your investing for sure I mean it's been um it's been an experience right I think a lot of the past investors out there that are listening or if you're an operator or lead sponsor out there the same thing   I mean we've we've gone through a period of time starting I think back when Co hit in 2020 that was kind of the first dip in the market that we've we've seen in this kind of generation right like the jobs act well I I should say the previous dip was in you know 2008 2009 that was one cycle but that was before the jobs Act of 2012 so the jobs Act of 2012 is where some of these private Investments started being opened up to more people and more people like ourselves were able to get involved and start raising capital and and do deals   and you've just seen that market kind of exponentially grow since 2012 um so we haven't seen a downturn until Co hit in 20120 and that one was kind of weird right because it was just kind of a blip it wasn't because of the economy it was because of something that just you know nobody's going to be able to predict um but that's the first uh crack in the armor that we saw and then after that then we saw the interest rates go up in in 2020 towards the end of 2022 and the beginning of 2023 and that's what really   started um you know giving us this experience that I'll say that we're we're still kind of going through because the interest rates are still a little bit higher than what we've we've seen over the past years and we're we're seeing more deals go go bad right or or at least you know there maybe a capital call or or two or perhaps um you know some of your distributions if you're a passive investor might be on pause and these are things that we're just not used to seeing because we're just used to seeing over the past you know 10   years up till 2022 all the deals have just gone really really well so it's a surprise to us and it shouldn't be because you know it's it's cyclic but we we'll figure it out and you know you're just seeing these things that we've all been warned about and they're now coming to fruition yeah yeah it's interesting you know I think if you between 2010 and 2020 you know 2021 even if you just owned a multif family apartment you were a genius right because things were just only going up and to the right and and   then sudden like there's that quote by Warren Buffett says you can only tell who's been swimming naked when the tide goes out kind of thing the tide interest Rising the tide goes out it's like oh my gosh this isn't work in the way we planned it um and now you in your portfolio you guys have done very well you've had some some great you haven't done as many deals more recently but um your deals have done well is that because you did kind of fix interest rate or is just the markets you chose or I'd love to hear a little more about   that that's right I mean fixed interest rates to be honest were a huge thing um that that's one thing that we really pushed for in our deals and that's and that saved us a little bit when these interest rates started to r that protected us um you know you saw that those were the deals that got in trouble those those adjustable rates got people in trouble and you know there towards the end like let say 2021 22 it was really hard to make the deals start to like continue to work and get those returns that we promised those passive   investors without taking those adjustable rate loans so you know those folks that got in in 2021 2022 maybe the beginning of 2023 those deals had adjustable rate loans and that's where they got into some trouble yeah yeah it's interesting kind of how things have changed now it's interesting too there was um a time not even that you know just a few years ago that that real estate was Cash flowing pretty well especially multif family real estate and now it's pretty tough because you know you got rates are   higher uh cost you know the price maybe have come down a little bit but you got higher Insurance you got higher other costs other inflation things you know there's not a lot of cash flow so a lot of you know syndicators or multif family investors have kind of just stepped out or maybe they got pitched on a deal here and there so we we've shifted a little bit to do we still do some multif family in in specific situations but um we' switched to go really focus on oil and gas we're doing uh other types of   businesses like I mentioned we're buying this business that's a e-commerce business High cash flow and then there's also debt funds you know debt these days there are debt funds paying like Equity was paying with less risk than it was a few years ago right so if you can get not debt funds are the same there's some that are first position that are low leverage and things like that uh what are are there anything else that you're finding for cashow or that you're finding attractive right now as an   investor yeah I mean I think you got to just look a little bit deeper I mean there's still some decent multif family deals out there too and that's always going to be to me kind of like bread and butter right like that's something that we're always going to need it's always going to be um it's always going to be something that people are interested in um because we've all lived in apartments at some point in our lives and I think it's an easy thing to grasp mentally okay like I'm going to invest in a   multif family or apartment building because I've lived in one I know what it's like I know how they work people pay rent you collect you you know expenses that sort of thing um but it's it's a lot tougher to find those deals um so people have looked at other things so I've seen a lot of um you know debt funds like you said a lot of people pivoting to um you know even smaller multif Family Properties um you know before we were looking at like 100 200 250 unit properties um now I've seen a lot of people kind of Ratchet that down   a little bit and look for some better deals in in some smaller properties maybe in the 25 to 75 unit range range that sort of thing um I've seen people like get into mobile home parks and RV parks after cuz we saw that go quite up quite a bit during CO as well and then came rocketing back down um but now you can kind of see like where where it really sits like now you can see like what the value of that asset is so you can see that the you know what those what they really are without like that big spike for covid and those are   turning out to be some pretty good Investments to get involved in too yeah and I know um you know we talked about this before we started recording um you and your wife you guys also operate a business or you guys have a a gym a couple gyms that you operate tell us about that and it's that um I know you're sounds like you're spanning so it sounds like it's going well I need to pop into a gym I'm probably get my butt kicked if I pop in there and you g through the Seth Bradley workout there right so yeah man we have a we have a   couple of gyms right now we have one open in Oceanside this is in San Diego uh San Diego County one in Oceanside one in Poway getting ready to open up a third one in anas it's under the burn boot camp franchise fly FL so it's a franchise um and I got uh really interested in franchises for that and then I ended up buying into another franchise I ended up buying into a water restoration franchise called Al dry so we've got a few businesses going um but those gyms are great right like once we battled through again I hate to keep   bringing up Co but it keeps coming up um but we battled through Co we opened up right before that hit uh actually one week before it hit so then we had to shut it down and work out outside workout inside we had to do um on online workouts those sorts of things um had our lead trainer in our apartment recording videos and me and my wife were in the background doing the exercises um pretty insane what we had to go through but they're they're doing really well now and luckily my wife has taking over that business and she runs   the whole thing so I don't do anything she doesn't even want me involved anymore so it's fantastic it it's actually turned into passive income for me for you it's passive income right for her it's right it's it's Fitness income right but that's you know really a lot of people like um lifestyle businesses you know where you're like it's just I think it's just a cool thing to say I own a gym or own a restaurant or I own this thing I mean a lot of like really wealthy people be like oh yeah I own a   Vineyard or I own a I own a horse racing thing or something like that but is it is it I mean you don't have to get into specific numbers but is it pretty it's you're opening another one so it's pretty lucrative to do it it sounds like it's working out well the it's a boutique gy that does kind of boot camp type stuff and you have certain classes you go in and those have become super popular all over the us but especially in big metros like Southern California for sure and look I don't want to say   that it's easy because it's it's definitely not you have to have the right mindset you've got to be an entrepreneur you've got to be able to fight through the hard times but you know these these types of businesses they're they're kind of done for you to a certain extent they give you the marketing plan they give you the business plan they give you kind of the proforma that you should be aiming for um especially with a franchise there's there's dozens if not hundreds of other franchisees that are doing the exact   same thing you are so you any qu any question or any problem that you're going through they have already went through it or they're going through it so you can bounce ideas off of you know kind of similar to like a mastermind right something like that where you get involved with a few people and it's like oh how can I get around people that have the same problems as me in a franchise there's that's already built in and it's even more it's even more dialed in because these are very specific like   brand specific industry specific questions and problems that you can balance those ideas and have those questions answered by your your fellow franchisees um but as far as like profitability again it's great because you can you can predict it like the idea behind it you buy one you figure it out then you buy more and then you keep going you stack and stack and stack and that's how you really make a lot of money in franchises you hear people that own dozens or you know hundreds of Papa John and things like that like you need   to be able to stack them um but they're definitely profitable um and they're fun they're it's a fun business like you said it's fun to be able to say that you own a gym it's fun to like walk into your own place if it's a gym or a restaurant or whatever it is and you're the owner it just feels good right it's a little bit more um you know rewarding I should say than some of the other businesses that that we're involved in for me it's you know a law firm and um buying real estate and it's this is just   a little bit more rewarding just like being there just the presence and having a um you know having a a brick and mortar space it's pretty cool yeah know I love that it's really interesting you guys I didn't realize you guys are are really Ser serial entrepreneurs I you guys are really both as a couple um is that like tell me a little bit about that dynamic as a couple that you and your wife do that like how is that something you've more LED is it something she's done is it kind of like you just kind of stay in your lanes and   like because a lot of times one one spouse or partner will be really risk you know averse or one would be much more risk tolerant and so has that been just like a really you guys are both kind of willing to take risk and kind of move forward in that yeah I think we we both have a really good temperament for it as far as risk tolerance and for me personally that's that's interesting because I'm an attorney so typically attorneys are not risk tolerant um but I I am I have that trait and and she does too um we have certain   trust in each other to be able to handle and stay in our lanes um she especially for the gyms you know she's operations right now I handle finance and and Prof formas and those sorts of things and obviously the legal stuff that comes up and I'm the maintenance guy too of course but um but everything else like operations she does that and then when she knows that she needs me for these certain things she'll bring me in um we've explored trying to figure out some other businesses uh that we might be   able to get involved in together and I think you know having that experience in the gyms gives us a good idea of how it would work out with some others yeah as she ever teaching the class like if you're in the dogh house you got to take a boot camp with her and she'll be extra tough on you or something ah she's she's not a trainer luckily I would I would I would avoid those camps for sure I think that'd be pretty funny no I think it's great man I love how you've created that you know for yourself that you guys and of course   you know I think I've noticed this too a lot of uh there's a lot of people they'll have they'll be really excited about real estate they'll be really excited about investing and then you get one that's one spouse is very risk averse what what do you say to someone who guess their spouse is pretty risk averse and you know maybe they're concerned whether they're a passive investor or they're interested in doing business things are like this like how do how do they kind of get that person on board or what have you seen is kind   of work to kind of help them to kind of work forward with that move forward yeah I mean it's tough it's tough right like you have to you have to choose your significant other wisely and it's probably the biggest decision that you'll make in your life not only for personally but also in business because if you have someone that just can't get on board with what you're doing or doesn't understand what you're trying to do um and you don't mesh very well on that side of things it it makes things a lot more a lot more difficult right and   you see that all the time you see couples fighting about business and somebody's working too much and the other person's not working enough or those sorts of Dynamics um but I think a lot of it can be solved with education you know a lot of it is just kind of this other person doesn't know enough about the business or the investment or whatever it might be and they just need some education so they're not the person they're not like us every single day just immersed in this and getting on podcasts and you know   listening to podcasts and reading books and all this stuff about these Assets in these businesses so you have to keep that in mind like they need to they need to understand to a certain extent so they can get comfortable with it I mean that's you know when people are scared to make moves it's usually because they're just not educated enough to be able to to assess the risk and move forward or not now if they are educated enough and they do know enough about the asset and they still say look this is a   bad deal well then maybe maybe you should look at it again and make sure that it's not a not a bad deal but there there's definitely some you know give take there with personality types and how much risk that each person's comfortable with or not comfortable with yeah absolutely I think that's definitely I just I love when I see couples that are like really on the same page and are like yeah we're in this and you're you know you're doing it which is great and be both be active which is awesome um so let's talk a little bit   about um I guess you know kind of circle back to you know investing in deals you know as a passive investor um you know if if someone invests in a deal that doesn't go well um how to you know how should a passive investor respond to that or what are the things that you know someone can do if they're not getting the communication that they need I mean I know there's some legal things you can do but then it starts expensive and like what I guess what are some options as a passive investor let's say   your sponsor is having struggles or they're just not communicating is there some like what are the what are the what what can you do to try to get that to change yeah I mean this is why paperwork is so important like people don't want to deal with that and you know I'm an attorney so I'm on the front end all the time like telling you telling everybody hey like make sure we hash this out now like let's be have a a really transparent conversation let's figure out exactly what each part is getting   into and let's not like hold back at all you know a lot and some of this applies to passive investing some of it doesn't because you you know you have certain things that you can ask for certain things that you can't but be as transparent as possible upfront and with the paperwork and pay attention to what you sign and what you sign up for because at the end of the day when things start to go wrong that's what the fallback is the fallback is okay this person isn't communicating any longer or they're not doing the things that they   said vocally they're going to do what can I do and at that point that's when you have to look at the paperwork so if you have a contract and in this case it would be an operating agreement or a limited partnership agreement that you've signed or subscription agreement to you have to go back to that paperwork and look and sometimes they may have put in that paperwork for instance that they do agree to give you a quarterly report or maybe they agree to give you a an annual financial statement or maybe they   didn't I don't know it depends on what the paperwork says but that's the first step see what your rights are contractually and that's a good place to start because if you do have a contractual right that they have to give you a quarterly report or they have to give you annual financial statements or if you request it they have to give you certain Financial reports then that's the place to start and you say look I know things aren't going as well as they should be going I really want to get this thing back on track let's let's   start communicating but you know pursuing to the operating agreement I I need to see a quarterly report or I need to see this financial report um and put that in writing and writing can be just as simple as an email or text but get it in writing make sure that that communication is documented um not just verbally because if something does go wrong if if there is some sort of and this is unlikely but if there is some sort of fraud or gross negligence or anything like that going on at least you have that uh that written communication   between the parties that down the line you can be like look I asked for this five times I still haven't received it they said they would do this and then you can start saying okay at this point maybe we're not just talking about somebody not doing a great job or maybe we're not talking about the investment not going well as well as anticipated maybe now we're talking about some sort of negligence maybe now we're talking about somebody misrepresenting what they said they were going to do versus what   they do um but you need to have that in writing so that at the end of the day you can put that together um and and show it to whoever it might be your lawyer their lawyer or maybe a court yeah yeah it's interesting you know there's some new tools out there as well a lot of times these documents sometimes are 80 to 200 pages and there's a lot lot of you know legal Le and boilerplate stuff and just a lot of fine print and I found that one and I'd actually love to know your opinion on this but i' I've done this occasionally   where I'll take uh I'll take some some documents or ppms or marketing whatever I'll put them in chat GPT I'll just be like hey you know I'll start asking questions Hey what how does this work how does that work whatever and it'll kind of like go through and pull that out of there which is just kind of like a timesaver I just find for a lot of investors it's like I don't want to spend two hours reading this really you know thick language and I know you're an attorney so that's what you do and um   but I mean is that something that you've uh seen some people do or is it I know obviously things can be missed but it's it can kind of help you get to give you the gist of in this situation this happens or in this situation is that something that you kind of seen a little bit 100% and maybe not all attorneys would agree with this but I I encourage that I think it's perfectly fine like you've got to leverage technology and that technology is unbelievable it's unbelievable and it gets better every   single day like you just see a new iteration every couple of weeks now it's absolutely insane what it can do and you can certainly upload your PPM your operating agreement your subscription agreement into it and ask it questions now if it's something very nuanced it it won't it won't get to it if there's kind of like a lot of times there's like different Provisions that layer on top of each other it doesn't understand that yet it will at some point it'll be there and probably very very soon but a lot of   the questions you ask if they're nuanced um it won't understand it um so what I recommend is do that get a good high level overview you can also ask questions and then I would verify so like once it once it gives you an answer and it's something that's very important like you're like this is the answer that I was looking for ask it be like well what section did you pull this from and then get the section and then look it up yourself that particular section and verify that what it told you is actually   the answer yeah it's amazing the uh the tools we have I mean we really are in an an age where there's so much information everywhere but it's being able to access it quickly and it's like AI and some of these things can help with it and I don't think you know just a side note on AI I don't think it's that AI is going to be robots that's going to take over and kill us all or we're going to lose our jobs just to an AI bot or something but it's people using AI right that are are able to become a super employee or a   super business owner or super investor and really be able to get more information so I think it can be really powerful um what are uh what are some trends that you're kind of watching um I know actually I want you to talk about this too you're involved with a group called tribe vest which helps uh basically syndicators they have a portal and they can kind of have ways to be able to access uh certain deals and and and pass that information but what are what are also some Trends in relation what are some trends that you're seeing   as far as investing uh for Passive investors that are just things that can are good to watch or things that are helpful yeah I mean I think one really good thing is is what you you talked about already it's it's using Ai and and using software to make you a better investor so you can you like before you get this 200 Page PPM and you're like what what in the world do with this and maybe one out of a 100 investors will read that line for line if that and even if they could read it they probably don't understand it unless they they   happen to be a Securities attorney or some sort of transactional attorney they're not even going to get it um fun fact a PPM is actually supposed to be in non-legal ease it's supposed to be in in layman's terms that's the whole point of it is so that you can understand your investment in layman's terms but ppms have turned into you know a legal document so yeah even longer um but yeah I mean I think you can start leveraging Ai and software to just be a better investor and not just from you know   reading legal documents like we had mentioned earlier that's a good example of of you know when you're looking into an investment maybe put that PPM into chat gbt ask questions about the investment ask if there's any inconsistencies between the PPM and the operating agreement things like that um but you can also use it for underwriting and due diligence and things like that um I'm actually an adviser for a startup called brixley and we are working on kind of a due diligence type of process process where we're aggregating all the   due diligence documents we're putting them into a software and then you're able to evaluate the deal so you can evaluate that deal based on your buy box and those sorts of things and it's just it and things like that just change the game quickly right like before it just takes a lot of Manpower um a lot of hours and now it just takes minutes but you still have to have somebody skilled enough to prompt and skilled enough to ask the right questions and skilled enough to make sure that you're not believing the AI and it's not   hallucinating um that sort of thing because you've got to make sure that the information gives you is right because right now it does spit out some things that that don't make a lot of sense so you just gota gota be be very careful but people if you aren't leveraging AI in just your everyday life then you're you're getting left behind yeah yeah know you got a fact check on other stories of attorneys like I guess there was an attorney in New York that like just took his whole thing and put it into AI a chat jbt and it wasn't even   right it was like totally wrong and they got disbarred or something for doing that so it's obviously an investor the the risk is not going to be disbarred typically it's more you might lose your shorts or something so it's makeing sure you're doing it the right way yeah for sure yeah you gotta be careful you got to be careful but like I said it's getting better every single day like I I think in you know two years it's going to be unrecognizable in in five years we're going to have a humanoid robot in every home that we   have like yeah yeah it it really is changing so fast and that's where I think it is really important important to pay attention to technology to try new things if people are not like as a listener if you're if you haven't used chat GPT there's an app you can use for free there's the website get familiar with prompting which is just going in and just being commands I literally use it I'm going to Columbia we're recording this I'm going this week to Columbia and I want here's my nine days I'm going to   be here create an itinerary for me like literally created an itinerary based on my values what I want to do and and I can always like go off of that but it's like it's so helpful right it's amazing yeah it's such a time saer it's insane it's insane yeah it is it is uh well Seth I really appreciate you you being here today I just feel like you add so much value both as an investor a business owner an attorney um just love what you're creating with your content and uh can you just share how people can   follow your show and how they can hear about you and and some of the things that you're doing absolutely man best place to go would be Seth paaul bradley.com and that's where I have kind of all my social media links you'll have a link to raay law my Securities Law Firm as well as try best fun of funds in a box and the podcast as well awesome brother thanks for being here man all right thanks Bronson appreciate it all right I hope you enjoyed this interview with Seth I just I love the stuff at the   end there about AI if you you know you want to go back and Rel listen to that just using chat GPT in your life in your business to look at ppms and even as an attorney said yeah some attorneys don't like that because it will miss things but it's really a timesaver we use it all the time we use it all the time in our business I use it all the time in my personal life and it's just so helpful I literally it's kind of replace my Google search now because it's so much better and instead of we used to go spending   time on Google you spend 30 minutes researching something now it just kind of spit out the answer for you which is really great so I use it for health stuff for travel or business topics all kinds of different ideas just find it really really helpful so hopefully you got something out of this interview you enjoyed it if you have not en joined our investment Club you're not hearing about our amazing deals that we're doing right now and that we're really excited about so um if you want to check that out you   can check out the link in the uh show notes or the link below or you can go to Bronson equity.com and hit the join button we'll start a relationship with you set up a call with you and you can start hearing about our awesome upcoming deals so thank thank you for taking the time to educate yourself seriously it humbles me it excites me it gets me fired up because the best investment you make is in your own education we look forward to seeing you on the next episode you've been listening to the mailbox money podcast for more free   resources articles and videos go to Bronson equity.com there you can download your copy of the Special Report the single best investment strategy during and after a pandemic none of the information shared here is an offer to buy a specific investment and this is for education ational purposes only consult your financial legal and tax professionals and use your own Common Sense before making any investment decisions thanks for joining us and be sure to tune next time for more mailbox money [Music] Links from the Show and Guest Info and Links: https://www.youtube.com/watch?v=2xrvBhGtS5w&t=396s https://www.facebook.com/reel/1762572444669041 https://www.linkedin.com/posts/bronsonhill_when-deals-go-wrong-the-fallback-is-the-activity-7321649659108581377-87lt?utm_source=share&utm_medium=member_desktop&rcm=ACoAAFY-6nMBbbX5J6KeuEtIMcA9tcRG4F_1ItE Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en Bronson Hill's Links: https://bronsonequity.com/ https://www.instagram.com/bronsondavidhill/ https://www.instagram.com/bronsonequity/ https://www.linkedin.com/in/bronsonhill/ https://www.facebook.com/bronson.hill.37/ https://www.tiktok.com/@bronsonequity2020 https://open.spotify.com/show/7AQcShxvRMoD1U2zclQQVU

What do a disgraced pizza mogul, a Hollywood predator, a fugitive auto exec, and a guy who accidentally triggered a PR meltdown from a Coldplay Jumbotron have in common? Each one became the face of a very public corporate scandal.   This episode unpacks the downfall of John Schnatter, whose meltdown tanked Papa John's; Harvey Weinstein, whose decades of abuse shook Hollywood to its core; Carlos Ghosn, the Nissan exec who escaped prosecution in a box; and Andy Byron, whose brief Jumbotron cameo set off a viral firestorm his company hasn't recovered from. Add in wage theft lawsuits, illegal marketing schemes, and some jaw-droppingly bad decision-making, and it's a crash course in how not to run a company. ~ Support the show by becoming a Midnight Minion, Menace, or Maniac, and unlock exclusive bonus content over at PATREON ~ Chat with fellow insomniacs and vote on episode topics via DISCORD ~ Join the Midnight Masses! Become an Insomniac by dropping a review, adding us on social media, and contacting us with episode ideas.  And we now have Midnight Merch! Show your Insomniac pride and pick up a tee shirt or coffee mug to spread the word!  Midnight Merch  ~ Leave an Audio Message! ~  Instagram ~ Podcast Website

Steve Sladkowski (@sssladkow, Pup) joins the 'boys to talk touring, fried chicken, and Canadian pizza chains before a review of Papa Johns. Plus, a new edition of The Family Food.Watch this episode at youtube.com/doughboysmediaGet ad-free episodes at patreon.com/doughboysGet Doughboys merch at kinshipgoods.com/doughboysAdvertise on Doughboys via Gumball.fmSources for this week's intro:https://www.mashed.com/407168/the-untold-truth-of-papa-johns/https://www.forbes.com/sites/forbesdigitalcovers/2018/07/19/the-inside-story-of-papa-johns-toxic-culture/https://www.instagram.com/reel/DIoOvSRRXU0/https://www.npr.org/2018/07/12/628284744/papa-johns-founder-quits-as-chairman-after-using-the-n-word-during-conference-cahttps://www.wendys.com/en-gb/todd-penegorhttps://www.nrn.com/quick-service/why-todd-penegor-came-out-of-retirement-to-lead-papa-johnsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Show Notes: From Rock Bottom to Radiant Health with Stacey Heiny Episode Overview In this inspiring episode, guest host Maxime Sigouin sits down with Stacey Heiny, a certified holistic nutritionist and lifestyle wellness mentor who transformed her life from depression, anxiety, and chronic health issues to vibrant wellness through plant-based living and mind-body practices. Guest Bio Stacey Heiny is a certified holistic nutritionist, lifestyle wellness mentor, and founder of The Herban Farmacy. She holds certifications from the Physicians Committee (Food for Life instructor), Cornell University (plant-based nutrition), and is a newly certified plant-based coach through the Food Revolution Network. From her organic farm in Indiana, she grows produce, crafts elderberry wellness remedies, and empowers women through coaching, e-courses, and community building around clean living and holistic health. Key Topics Discussed Stacey's Transformation Journey Rock bottom moment: Depression, anxiety, ADHD medication (Adderall), asthma, and poor lifestyle habits in her early 20s Pivotal moment: Lying on the couch after eating Papa John's pizza, realizing "there had to be something more" The catalyst: Mind-body connection through Pilates and yoga Books that changed everything: Natural remedies guide, "Diet for a New America" by John Robbins Documentary impact: "Fast Food Nation" - immediate shift away from meat consumption The Mind-Body Connection Revolution Breaking free from the "caffeinated morning, wine at night" lifestyle Learning to slow down and connect with her body through Pilates and yoga The gut-brain connection and managing IBS symptoms through stress reduction Moving from sympathetic to parasympathetic nervous system dominance Common Plant-Based Transition Mistakes Under-fueling: The biggest hurdle - not eating enough calories due to lower caloric density of plant foods Fear of starch: Avoiding necessary complex carbohydrates like whole grains, beans, and potatoes Perfectionism trap: All-or-nothing mentality instead of sustainable progress Inadequate protein planning: Especially important for women over 40 dealing with sarcopenia Practical Solutions for Success Plate balancing: Understanding caloric density and proper portions Protein optimization: Embracing minimally processed options like tofu, tempeh, and plant protein powders Meal timing: "Eat like a king in the morning, prince at lunch, pauper at dinner" Social navigation: Planning ahead for restaurants and social gatherings Breaking Free from Societal Norms The leadership mindset: Being the leader in your social circle for healthy choices Restaurant strategies: Ordering first, asking for modifications without shame Family and peer pressure: Navigating holidays and social events while staying committed Personal Development and Authenticity Daily self-work: Listening to podcasts, working with coaches, and continuous growth Your story matters: The power of sharing vulnerabilities to help others Fear of judgment: Working through limiting beliefs and taking "messy, imperfect action" Community importance: Finding supportive people who align with your values The Farm Life Integration Organic farming journey: Growing from backyard gardening to operating a farm Farmers market success: Selling organic produce and herbal remedies Future vision: Creating plant-based foods for the local community using tested recipes Toxin reduction: Growing clean food as part of overall wellness strategy Key Takeaways Start with mind-body connection - Slow, mindful movement can be the gateway to overall health transformation Fuel properly - Don't under-eat when transitioning to plant-based; embrace healthy starches Progress over perfection - 85% plant-based is better than giving up entirely Plan for social situations - Preparation is key to maintaining your lifestyle in challenging environments Invest in personal development - Daily self-work and coaching accelerate growth Your story has power - Sharing your journey authentically helps others and strengthens your own commitment Resources Mentioned Certifications: Food Revolution Network Plant-Based Coaching Certification: https://certificate.foodrevolution.org/join/ (Stacey calls this "one of the best certifications" she's taken and believes "everybody needs to become a plant-based coach") Books: "Diet for a New America" by John Robbins "The Kind Diet" by Alicia Silverstone "Sun Food Diet Success System" by David Wolfe "4,000 Weeks" by Oliver Burkeman Products: Big Mountain Foods Fava Bean Tofu (64g protein per block) Podcasts: The Mindset Mentor with Rob Dial Upcoming Events: Modern Homemaker Conference - September 2025 (Indiana) NHA Conference - June 2025 Connect with Stacey Instagram: @TheHerbanFarmacy YouTube: The Herban Farmacy Facebook: Stacey Heiny Free Resource: High Raw Revival Mini Video Course - A guide to incorporating more raw, living plant foods into your diet for better health and glowing skin. Final Thoughts This episode beautifully illustrates that transformation is possible at any stage of life when you're willing to challenge societal norms and prioritize your health. Stacey's journey from rock bottom to radiant wellness serves as a powerful reminder that with the right mindset, community support, and commitment to personal growth, we can reclaim our health and help others do the same. Remember: Life is only 4,000 weeks - what are you going to do with yours? Guest Host: Maxime Sigouin is the founder and CEO of Fit Vegan Coaching, helping people optimize their health through plant-based nutrition and lifestyle design.

In this week's episode, we take a look at how the meaning of words can shift and evolve over time, and the challenges and opportunities that can create for writers. This coupon code will get you 25% off the ebooks in the Malison series at my Payhip store: MALISONJULY25 The coupon code is valid through August 12, 2025. So if you need a new ebook this summer, we've got you covered! TRANSCRIPT 00:00:00 Introduction and Writing Updates Hello, everyone. Welcome to Episode 260 of The Pulp Writer Show. My name is Jonathan Moeller. Today is July 19, 2025, and today we are reflecting on how the meaning of words changes over time. We will also have Coupon of the Week, an update on my current writing and audiobook projects, and Question of the Week. So let's start off with Coupon of the Week. This week's coupon code will get you 25% off the ebooks in the Malison series at my Payhip store, and that is MALISONJULY25. And as always, both the coupon code and the links to my Payhip store will be available in the show notes. This coupon code is valid through August the 12th, 2025. So if you need a new series of ebooks to read for this summer, we have got you covered. Now for an update on my current writing projects. I'm pleased to report that Stealth and Spells Online: The Final Quest, the final book in the Stealth and Spells trilogy, is now out and you get it at Amazon and Kindle Unlimited. People have read it, have liked it, so I'm pleased that people are enjoying the ending to the trilogy. Now that that is out, my next major project will be Ghost in the Siege, the sixth and final book of the Ghost Armor series. I am 32,000 words into the rough draft, and I think it's going to be about 100,000 words, give or take. I am also 2,000 words into Blade of Flames, which will be the first book in my new epic fantasy Blades of Ruin series, which will be set in the realm of Owyllain about a hundred years after the end of The Shield War. So listen for more updates on that coming later as I work on it. In audiobook news, both Ghost in the Corruption (as excellently narrated by Hollis McCarthy) and Shield of Battle (as excellently narrated by Brad Wills) actually came out on the same day, so as of right now, you can get them at Audible, Apple, Amazon, Google Play, Kobo, and my Payhip store. There's usually a few more stores in the mix, but I've been having trouble with Findaway Audio and I'm looking into different audiobook distributors. So hopefully we will have some progress on that soon. So that's where I'm at with my current writing and audiobook projects. 00:02:07 Question of the Week Now it's time for Question of the Week, which is intended to inspire interesting discussions of enjoyable topics. This week's question, do you get food delivery? Do you ever have pizzas delivered or perhaps a sandwich from a place that does delivery, or do you use some of the various delivery services that have sprung up in the last 10 years like DoorDash, Grubhub, or Uber Eats? No wrong answers obviously, since everyone's circumstances are different. The inspiration for this question was a massive online discussion I saw about the etiquette of tipping DoorDash drivers, and since I had never used DoorDash or a similar service, I realized it was yet another massive technological and cultural shift that I had that happened to miss me out. So I was curious about what people thought about it, and as you expect, we had a range of answers. Perry says: No, and we haven't for years. We live too far away to make it worthwhile, even if we wanted to. Sarah says: I do very rarely get cooked food delivery, and then almost always pizza for the kids when I feel really sick. However, as a Walmart Plus member, I routinely get grocery delivery. I'm pregnant and homeschool three of my four kids (the littlest is too young for formal schooling). It saves me so much time to only have to bring it in the house. The time savings is about 90 minutes on an average week. I sometimes do grocery pickup, which my husband grabs on the way home for an hour time savings, since it is on his way home, but since he works awful hours, it's simpler for me to get the groceries than for him to grab them after a twelve hour day. Of course, feeding six mouths (and usually my dad too for a seventh), we have multiple short runs to Walmart throughout the week for stuff we run out of or general merchandise needs for home maintenance, so we managed to hit lots of in-store time and sales that we would otherwise miss too. Mary says: No, even for Chinese takeout, we would call in the order and pick it up, and I haven't done that for years. Justin says: No food delivery for me, thanks. It's not available where I am, but even living in a college town, I always picked it up. Norma says: I do have Italian food delivered because they have delivery in-house. Have never used a delivery company, but I just heard from my grandson that he's working for one while at university. David says: Maybe once or twice a year I'll get delivery for pizza. Everything else is pickup or eaten at the restaurant. I'm not pressed for time, so having it delivered doesn't make sense. Tracy says: I get pizza delivered from Papa John's. John says: When I lived in Houston, I rarely got anything delivered since it was as fast to just go out and get it myself. Now I live way out in the woods. Nobody delivers that far out, so I usually have to go get it for myself. I usually prefer to cook for myself. Michael says: Alas, I am far too fond of such services (as reflected by my Winnie the Pooh body shape). I live in the middle of the most densely urbanized city in the country, with the result that there are at least 40 takeaways and restaurants within a mile or so radius of my home. While I usually go out if getting takeaway, sometimes an Uber Eats or a Deliveroo is too tempting! For myself, as you might've guessed when I said that I missed out on DoorDash and Uber Eats, the answer is no, I don't get food delivery. I think it might've been over 25 years since I last had a pizza delivery. I did occasionally when I was a teenager and in college. When I moved out into the adult world, I never did. The reasons were one, I was extremely broke, and two, at the time I lived near a university campus with all the attendant fast food places that surrounded it. So if I wanted fast food, I'd get a bunch of stuff within walking distance. If I wanted fast food on a workday, all I had to do is just go through the drive-through on my way home. Anyway, as I got older, the habit of never ordering delivery solidified, which is probably just as well because services like DoorDash and Uber Eats look massively expensive, even before the social etiquette question of tipping arises. These days, if I want fast food or a pizza, I would go get it myself (or more likely persuade myself that I'd really be better off to stay at home and eat vegetables and lean protein). Though it is interesting given the range of the responses, it's a good reminder that people's circumstances can vary wildly and something that would be a waste of time or money for one person might actually be very advantageous for another. 00:05:51 Word Meanings and Chivalry And now onto our main topic. It is interesting to reflect how the meaning of words shifts over time and how a word can sometimes long outlast its original purpose and meaning. “Mile” is a good example, since it's originally derived from the distance covered by a Roman soldier marching a thousand steps. Nowadays, the usage of miles has nothing to do with marching Romans, and most of the world uses kilometers anyway, but the name remains, having long outlived its original meaning. “Chivalry” is another good example. Nowadays, chivalry or chivalrous typically means a man acting in a deferential way to a woman- holding the door, pulling out a chair for her, taking her coat, standing when she approaches the table, et cetera that an individual woman will either find charming, annoying, patronizing, or perhaps some combination of the three depending on her particular disposition and her opinion of the man in question. But that definition of the word chivalry is only a ghostly relic of what it used to mean. Chivalry comes originally from the French word “chevalier”, which means “mounted warrior on horseback”, which was a French term for the medieval knight In the Middle Ages, the term chivalry both referred to the expected conduct of a knight and in a larger sense knighthood as an institution or perhaps the proper behavior expected of the knightly warrior class as a whole. Medieval knighthood originated from essentially three sources. First, the practice of barbarian kings and chieftains, gathering a “comtitatus” around them, a group of chosen warriors who lived with him and were expected to die with him if necessary. Two, the influence of the medieval Catholic church and three, how a combination of the stirrup, the lance, and heavy armor meant that cavalry dominated the battlefield for most of the Middle Ages. Number three meant that knighthood was usually available only to the wealthy. The knight fought on horseback and fighting on foot was for lesser men, peasants, serfs, and churls. Horse mounted combat was the knight's defining trait. Horses were (and still are) very expensive and suitable armor and weapons were likewise expensive. Additionally, learning to ride a horse in battle while effectively wielding melee weapons was a difficult endeavor, which meant that the boys and men who did needed to make a full-time profession of it, which again, limited knighthood to those able to afford it. A lot of what we think of as chivalric behavior evolved out of the medieval churches efforts to control and regulate knighthood. Early medieval knights were essentially armed thugs employed by local warlords. The early history of feudalism in post-Roman Western Europe tends to boil down to “local warlordism” based around holding land, with centralized states only slowly developing. In the late 800s-900s A.D., the church advocated movements like the Peace of God, which tried to instruct knights and nobles not to kill or rob women, children, the elderly monks, nuns, priests, and other non-combatants and the Truce of God, which tried to unsuccessfully ban fighting on holy days and any possible holidays. The fact that the church felt the need to be that specific shows just how widespread that kind of local warfare was. While many knights adopted the external forms of piety, movements like the Peace of God and the Truce of God did little to dissuade them from practical business of looting and seizing as much land as they could hold. Evidence of this is found in the First Crusade and the subsequent crusades. One of the motivations for the First Crusade was to drain off a lot of the belligerent young knights out of Western Europe and send them off to fight “infidels” in the Holy Land instead of making trouble at home. “Chivalry” as a code of conduct developed out of the combination of the fact that it was expensive to be a knight and the church's attempts to regulate it. That meant that knighthood saw itself as a distinct social class with standards of expected behavior. A knight was supposed to be pious. He should show no fear and charge to meet the enemy without hesitation. A knight fought on horseback (fighting on foot was for lesser men). A knight should be reverent towards the church and obey his lord unquestionably. He also should show courtesy to women of noble rank. This did not apply to peasants and townswomen. He also should develop romantic love for an unattainable married woman (since marriage between nobles was usually for reasons of power and not love) and should use that unrequited love to spur him on to feats of valor. A knight should also be generous and open-handed to the poor and to his fellows. Now, all of this sounds good, but in practice a lot of these virtues twisted around into vices. Fearlessness in battle turned into arrogance and delusions of invincibility. One of the reasons France did so badly for much of the Hundred Years' War was because the French knights insisted on charging into battle at once to demonstrate their knightly valor and prowess, which let them get slaughtered en masse by English longbowmen. Additionally, readiness to fight evolved into fighting for any excuse at all, which frequently led to wars both ruinous and utterly pointless. Knighthood's class awareness often cause nobles to treat warfare as a chivalric adventure, which was not conducive to sound strategy leading to victory. Generally, the most successful medieval monarchs were those like Henry II of England, Edward I of England, Charles V of France, and Philip II Augustus of France, who did not allow knightly virtues to get in the way of hardheaded practical policy. Generosity turned into extravagant displays of public magnificence, which in turn meant attempting to squeeze more tax money out of the peasants and merchants. A knight's respect towards the church often meant giving large donations to have Masses set in perpetuity for his soul after a lifetime of plunder. And of course, knight might have unrequited Lancelot-style love for an unattainable, married noblewoman. But in practice, many knights had many, many illegitimate children, sometimes with their “unattainable” married noblewomen. Moralistic writers in every century of the Middle Ages bemoan the laziness, greed, and luxurious living of their contemporary knights and frequently exhorted them to return to the heartier, more virtuous knights of the past years. Even the Middle Ages had the Nostalgia Filter. As is so often the case with institutions that have outlived their useful utility, knighthood was never really reformed, but eventually became obsolete. By the end of the Hundred Years' War, the French King maintained a professional standing army, which is far more useful than giving land to nobles and attempting to get knights out of them through feudal obligations. Other nations soon follow suit. Longbows and Crossbows heralded the weakness of armor, and then gave way to trained infantry soldiers equipped with firearms. Horsemen remained an important part of warfare for centuries, since they were vital for scouting and attacking unprepared infantry formations. The American Civil War was the first truly industrial war, and yet the Civil War still had numerous significant cavalry battles, but the armored knights' days as master of the battlefield were over, and while knights remained part of the upper class, knighthood gradually became a ceremonial honor that had nothing to do with its original purpose of mounted warfare. Recently, filmmaker Christopher Nolan became Sir Christopher Nolan, Knight Bachelor of the United Kingdom, for reasons entirely unrelated to wielding a lance on horseback while wearing heavy armor. So as we can see, the word “chivalry” has a long, long history. So it is amusing to see how the last remnant of its original meaning in the modern era is to hold the door open for women. It occurred to me as I wrote this out that the reason I'm a fantasy novelist and not a historian is that I thought “hmm, there's the ideas for like twelve different books in all of this.” Which, I suppose, is perhaps the point. Chivalric knighthood was something of a myth even in its own time, but the myth inspired some great stories over the centuries. So that is it for this week. Thank you for listening to The Pulp Writer Show. I hope you found the show useful. I a reminder that you can listen to all the back episodes at https://thepulpwritershow.com. If you enjoyed the podcast, please leave your review on your podcasting platform of choice. Stay safe and stay healthy and see you all next week.

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We have a space rock setting a record, half of us skip lunch breaks, Papa John's is running back a "classic", a new chip is on the horizon and we're getting screwed out of $217 each!See omnystudio.com/listener for privacy information.

Yes, Baconsale has ranked basic condiments before, but these brand-name sauces add a whole new flavor to the discussion. Joel, Kent, and Zack are taking a dip into the fast-food realm to discuss dressings such as Arby's Horsey Sauce, Del Taco Del Scorcho, Chick-fil-A Sauce, In-N-Out Burger Spread, McDonald's Sweet 'N Sour Sauce, Popeyes Mardi Gras Mustard, Papa John's Special Garlic Sauce, Wingstop Ranch, Raising Cane's Cane Sauce, and more. As we debate on which condiments are Fire, which ones are just Good Good, and which ones blackened our taste buds, we'll unintentionally do Sean Connery impersonations, reveal all the copycat recipes, occasionally change tiers, and learn which podcasters can't handle spice.   The tangy delta cow wants you to press play.

This week, it's a Scratch special. Fresh off The Croissette at Cannes 2025, Baby Eric and Baby Jenna join us to share their key takeaways from the most talked-about event in all of marketing and advertising. As yes, we said Baby Eric and Baby Jenna. All courtesy of AI of course.But do expect serious, insightful, sometimes rogue insight and opinions as usual from the Rival team all about what CMOs need to know from Cannes this year. What better way to discuss a major marketing event than in the shape of little babies, and we are emptying our diapers on the following: The death of the big 6AI reshaping the industry… or is it?How Gen Z all hate their phones, and experiential is the new digitalAnd much much more. In the words of Baby-Eric: Burp your CMO and let's talk takeaways because baby, we've got thoughts!  Scratch is a production of Rival, a marketing innovation consultancy that develops strategies and capabilities that help businesses grow faster. Past guests include CMOs from Mastercard, GE, Shell, Hyperloop, Adobe, PepsiCo, and Papa Johns.If you're interested in learning more about marketing from successful CMOs, we compiled a list of the top 5 CMO podcasts to listen to in 2024; check it out here

ITPM Flash provides insight into what professional traders are thinking about in the markets RIGHT NOW! Markets are ripping, earnings are strong, and a new takeover rumor has caught Ben Berggreen's attention. In episode of ITPM Flash, Ben kicks things off with a quick macro rundown—tech and cyclicals are pushing new highs despite soft economic data. Then he dives into a fresh long idea: Papa John's. The stock is trading well below its 2021 peak, but a potential $2B buyout and improving fundamentals—margin expansion, tech initiatives, and accelerating EPS growth—make it a compelling setup. Ben outlines a defined-risk call spread aimed at capturing upside if the deal gains momentum. Enjoy the episode!

✨ Episode Summary (Apple/Spotify Style): Buckle up for a delightfully Fargo-centric ride in today's jam-packed episode of The Coffee Club Show! Janae and Ronnie serve up the local buzz like no one else—from cherry pies and condiment debates to airline upgrades and fast food fiascos.

This is a radio commercial that I wrote, voiced, and produced.

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The Idiots decide if you are going to run a drug empire, make it a family affair.  Ted pussies out on his tip and loses the job to Mark.  Sometimes you can get married without even knowing it.  

Our Heroes talk about Anacrime and the theft of Labubu. We also break down Burger King and how much it tastes like fake smoke. Gross. You're gross. Anyway, who should the Sauce Monkey fight in Death Battle? You can hear his big smile the whole time. Support us directly https://www.patreon.com/100percenteat where you can join the discord with other 100 Percenters, stay up to date on everything, and get The Michael, Jordan Podcast every Friday. Follow us on IG & Twitter: @100percenteat Learn more about your ad choices. Visit megaphone.fm/adchoices

Our Heroes head back to Papa Johns, which is not owned by Papa John, to try this Cheddar Crust pizza. Is it worth your time? Is it worth our time? Why did they make this? Which one of us is still screaming about Cici's? You know who.Switchforks and TWO NEW SHIRTS on sale July 1 only at https://100percenteat.store Sponsored by ExpressVPN. Get an extra four months FREE at ExpressVPN.com/percent.Also sponsored by GoldBelly. Go to GOLDBELLY.com and use code PERCENT to get free shipping and 20% off your first order. Support us directly https://www.patreon.com/100percenteat where you can join the discord with other 100 Percenters, stay up to date on everything, and get The Michael, Jordan Podcast every Friday. Follow us on IG & Twitter: @100percenteat Learn more about your ad choices. Visit megaphone.fm/adchoices

Today I'm joined by Kelly Moscinski & Kathryn Horan the casting minds and educators behind, The Voicecaster. This episode is packed with insight from Kelly & Kathryn's years of casting Commercials, Animation, Video Games and Industrials. Their insight into the world of VO makes their courses at The Lab that much more impactful. From advice on elevating your voiceover auditions and materials to building a lasting career as a voice actor, Kelly & Katheryn are here to share insight into the supportive, community of voiceover. Kelly Moscinski is the Owner and Head of Casting at The Voicecaster  – the oldest voiceover casting house in the country, established in 1975! With almost 20 years of experience in VO and even more in entertainment, Kelly casts and directs all things voiceover. A few recent casting projects include commercials for Papa John's, Cap'n Crunch, Popeyes, Verizon, Walmart+, Google, Amazon, and SO many more; video game casting for  Dungeons & Dragons, Ready or Not; and many more in every genre!Kelly is also a coach for voice actors – teaching group classes, private coaching, and is founder of the Voicecaster Lab, a digital VO training and community platform offering a variety of learn-at-your-own-pace courses, seminars, the Voicecaster Insiders Membership community, and other resources dedicated to giving voiceover artists the chance to learn from the casting perspective. Kathryn Horan is the Senior Casting Director - The Voicecaster. Since joining The Voicecaster in 2012, Kathryn has held the titles of Casting Director, Demo Producer, Audio Engineer, and Voiceover Coach. Kathryn has cast for major brands like Honda, ampm, Ashley Furniture, Verizon, Nike, and many more! She has a B.A. in Theatre Arts and Acting from New Mexico State University and has been in the entertainment industry in Los Angeles for over 15 years! The Voicecaster WorkshopsVoicecaster Lab & Actor ServicesVoiceover Casting Corner Podcast--What's My Frame, hosted by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Laura Linda Bradley⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join the WMF creative community now!Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@whatsmyframe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠IMDb⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠What's My Frame? official site⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠What's My Frame? merch⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Technology: Do California's privacy and anti-wiretapping laws bar websites from tracking visitors web browsing activity? - Argued: Tue, 10 Jun 2025 14:30:27 EDT

Watch our documentary on the Future of the CMO from this link

This week the gang is feeling fruity and takes it back to the 90's with Red Lobster the snews! Support this podcast at https://www.patreon.com/LetsTalkAboutSnacks     -- Snack News: Selena Gomez Just Created the Oreo of Your Dreams — and It Tastes Like Horchata: https://www.foodandwine.com/selena-gomez-chocolate-and-cinnamon-oreo-11737272  Cheez-It Frozen Pizza: The Ultimate Snack Collaboration Hits Shelves: https://licensinginternational.org/news/cheez-it-frozen-pizza-the-ultimate-snack-collaboration-hits-shelves/  Papa Johns and Mountain Dew Release Limited-Edition "Cini Dirty Soda" Kit: https://hypebeast.com/2025/5/papa-johns-x-mountain-dew-cini-dirty-soda-kit-release-info  Joey Fatone Teams Up with Red Lobster to Bring Back a Dose of '90s Nostalgia in New Commercial (Exclusive): https://people.com/joey-fatone-red-lobster-bring-90s-nostalgia-in-new-commercial-exclusive-11738747  Locate Lauren on Twitter (@rawrglicious) and check out her Onlyfans! Find Conrad on Twitter (@ConradZimmerman) and peruse his other projects on this Linktree thing. Linda can be located on Instagram (@shoresofpluto)! Logo by Cosmignon! See more of her cool art at https://www.cosmignon.info/  Music by Michael "Skitch" Schiciano. Hear more of his work at https://skitch.bandcamp.com/ 

This week we learn about the various Papa John's locations, board games and antiques.

Send us a textWhat makes your company truly different from every competitor in your market? Not just surface-level distinctions, but the fundamental DNA that shapes how you operate, what you value, and why customers are magnetically drawn to your brand.Melissa Richards-Person, founder of Third Arm Consulting and former marketing executive for Starbucks, KFC, and Papa John's, reveals the transformative power of uncovering and activating your brand's unique DNA. After decades helping major brands and startups achieve exponential growth, Melissa shares her proven methodology for mining the authentic characteristics that can fuel your company's expansion while maintaining its soul.This conversation takes us beyond tired corporate buzzwords and generic attributes. Melissa demonstrates how techniques like "forced association" and bringing together "outsider insiders" can reveal profound insights about what truly makes a company special. She challenges leaders to dig deeper than descriptors like "friendly" or "innovative" to discover the genuine emotional connections that drive customer loyalty and team alignment. The discussion explores practical applications of brand DNA through the five Ps of marketing—product, place, price, promotion, and people—showing how companies can leverage their unique attributes to respond authentically to market challenges. Particularly fascinating is Melissa's perspective on "employer branding" as a misnomer, arguing that your brand is simply expressed to and through your employees rather than being a separate entity.Whether you're a founder struggling to articulate what makes your company special, a marketer seeking authentic differentiation, or a people operations leader trying to attract aligned talent, this episode provides a roadmap for turning your distinctive identity into measurable action and sustainable growth. By the end, you'll understand why beginning with your DNA is the surest path to scaling without losing what makes you special in the first place.

Watch out documentary on the Future of the CMO from this link

DAMIONLet's start with a softball: Tesla's Europe sales plunge 49% on brand damage, rising competition. Who Do You Blame?ElonLiberals Who Hate ElonTrump 2.0The Tesla board (I'm looking at you Robyn and Kimbal)Apathetic Tesla investorsNobody. Share price is king. MMISS backs Dynavax directors in board fight with Deep Track CapitalDeep Track Capital, which is Dynavax's second largest shareholder with a nearly 15% stake, is pushing on with a proxy fight and wants new directors to prioritize development of the company's hepatitis B vaccine instead of pursuing new acquisitions."Vote for all four management nominees," ISS wrote in a note to clients that was seen by Reuters. "The dissident has failed to present a compelling case that change is necessary at this meeting."Despit that "There has been a stall in momentum" and that "the market has in no way rebuked the company's strategy" even though Dynavax's stock price has fallen 18% over the last 12 months.Who Do you Blame?ISS, for an inability to articulate big ideas with data.Dynavax's current board knowledge profile: while pretty balance overall with science-y stuff like Medicine and Dentistry (14%); Biology (15%) along with a reasonable amount og Economics and Acounting (12%), the board notably lacks Sales and Marketing (0%).Deep Track Capital nominee probably fits that bill: an experienced drug development and commercialization professional most as interim CEO/COO at Lykos Therapeutics, including overseeing the commercialization of Moderna's COVID-19 vaccine and marketing and sales at Sanofi PasteurISS, again, for ignoring the presence of 15-year director and Nominating Committee chair Daniel Kisner. Why is this guy allowed to maintain dominance over the selection of new directors?Especially consider the presence of fellow long-tenured director Francis Cano on the committee who is 80 and has served for 16 yearsCano had 29% votes against in 2018, but then only 4% in 2021 and 8% in 2024 The board's atrocious lack of annual elections. While the company celebrities the appointments of two new directors in early 2025, one of them, Emilio Emini, will not be up for shareholder review until the 2027 AGMCan I blame DeepTrack (14%), BlackRock (17%), Vanguard (7%), and State Street (6%) = 44%PepsiCo Is Pushing Back its Climate Goals. The Company Wants to Talk About ItPepsiCo said Thursday it pushed back by a decade its goal to achieve net-zero emissions from 2040 to 2050, as well as a handful of delays on plastic packaging goals, to name a few of the shiftsJim Andrew, chief sustainability officer, said PepsiCo's ability to make progress at the rate it would like to “is very very dependent on the systems around us changing.” He added the “world was a very different place” when it was working on these goals in 2020 amid a completely different political and regulatory landscape.Who Do You Blame?Pepsi's very large board of 15 directorsmost governance experts and research converge around an ideal range of 7 to 11 directors. Which really means 9?Beyond 11, boards often suffer from slower decision-making and diluted accountability.Pepsi's completely protected class of directorsAccording to MSCI data: no current director has received more than 9% votes against since the 2015 AGM. Average support is over 97%Despite hitting .400 overall (peers hit .581): .396 carbon (vs. 473) and .180 on controversies (vs. 774)The fact that the company is named Pepsico and not Pepsi which is kinda irritatingPepsi's Gender Influence Gap of -11%In fact, of the top 7 most influential directors, 6 are men with 68% aggregate influenceThe woman is Dina Dublon (11%), the former CFO at JPMorgan Chase, who has been on the board for two decades. I guess her experience as a director on the Westchester Land Trust is not enough to sway the gentlemen.The Land Trust is chaired by Wyndham Hotels director Bruce Churchill, whose experience at DirectTV must really be crucial in the protection of the natural resources of Westchester CountyWhat Makes a Great Board Director? It's Hard to Define, but It Has Rarely Been More Crucial. Who Do you Blame?The WSJ for still failing to define it appropriately despite being the effing WSJ!Proxy advisory firms, for not having the data that could better inform shareholdersThe SEC/listing exchanges for not requiring data that could better inform shareholdersEvery person in the world who does not use Free Float Analytics data2025 U.S. Proxy Season: Midseason Review Finds Sharp Drop in Shareholder Resolutions on BallotTrump 2.0Darren Woods and ExxonThe anti-ESG shareholder proponents for depressing us with their political theaterApathetic investorsMATTBall CFO to depart after less than 2 years in roleHoward Yu: The departure is not related to any disagreement with the Company on any matter relating to its accounting practices, financial statements, internal controls, or operations.Because everyone leaves in less than 2 years when they're happy? Who do we blame!:Ball's Audit Committee - only 29% of company influence, but maybe they're too busy to pay attention to the CFO at all? We know audit committee roles are hugely time consuming, so Cathy Ross (ex CFO FedEx) on two audit public audit committees, John Bryant (ex CEO of Kellogg) on FOUR audit committees, Michael Cave (ex Boeing exec from 787 Max days) on just Ball audit, and Todd Penegor (current CEO of Papa Johns) on THREE boards AND an acting CEOBall's Nominating Committee - 48% of company influence, maybe they suck at their jobs? Stuart Taylor, who's been on the board since 1999, Dune Ives, Aaron Erter, and… Cathy Ross and John Bryant, also on the audit committeeHoward Yu, who departed unrelated to “any disagreement with the Company” on anything he actually did thereCEOCathy Ross and John Bryant93% of U.S. Executives Desire Board Member ReplacementsOld people: There are 14,440 non executive directors in the US on boards with an average age of 63 years old and 2,569 executive directors with an average age of 58.298 companies in the US have at least ONE director over the age of 80. Directors over the age of 80 have on average 9% influence on the board and on average 19 years of tenure - old and no one actually listens to them.Two US directors - Tommy Thomson (82 years young) and John Harrington (87 years young) are on THREE boards eachMeyer Luskin is 100 years old on the OSI Systems board - he is UCLA class of 1949 and has 6% influence after 35 years on the boardMilton Cooper is 95 years old on TWO boards - Getty Realty and Kimco Realty, where he has 53 and 34 years of tenureImagine being a 58 year old CEO and chair of your board and showing up to have to listen to John Harrington and Meyer LuskinOutlandishly outsized influencersOf 24,000 US directors, 591 have more than 50% influence on their boards. Those boards average 7 other people - is there a point to those 7? Connected directors hating on unconnected directorsThere are 575 directors on boards who are connected to 50% or more of the board… A fun example - at Target, 92% of the directors are connected through other boards or trade associations - that's 11 out of 12 directors. Do you think the board just hates Dave Abney for having no obvious connections to them?Shrill womenThere are 7,450 female directorships on US public boards596 have advanced degrees from elite schools80 of them are non executives at widely held corporations with no ties to the company or family with zero known connections to the existing board membersDon't the other directors just wish they weren't there being smart asses?Meta Buys 650 MW of Renewable Energy to Power U.S. Data CentersAES, the woke Virginia based energy company with 5 women and 6 men on the board where 63% of the board has advanced degrees and four of the board members aren't even AmericanArkansas, the woke state that allowed solar energy to get built thereMeta AI, because AI can't even discriminate against renewable energy because it's so wokeMark Zuckerberg, the dual class dropout dictatorMark Zuckerberg, the government ass kisser, MAGA convert, and attendee at the oil state Qatari meetup with Trump who set up this purchase, like, BEFORE the world hated woke, so it's not his fault because he's REALLY super into oil and stuff

The one where Green Blooded Bastard watches Steel. In this film, Shaq decides to leave sports behind, eats some Papa Johns, and then becomes a grounded superhero for a DC character in the hood.

The guys (@GamblingPodcast) are talking best bets in this UFL picks week 8 podcast episode. Additionally they're joined by Colby Dant (@TheColbyD) as they talk NFL schedule and UFL predictions. The guys also rank chain pizzas from Pizza Hut to Papa Johns.Looking for free picks? Go here - https://sportsgamblingpodcast.com/ufl-picksPodcast Chapters00:00 Introduction01:04 NFL Schedule Release Discussion06:14 Debate on International NFL Games14:13 UFL Pizza Party Promotion16:23 Ranking Chain Pizzas24:59 UFL Week 7 Recap and Betting Insights27:55 Colby's Adventures in Colombia32:17 UFL Week 8 Preview33:05 Teams Eliminated from Playoff Contention34:25 Brahmas vs Showboats: Betting Analysis41:32 Stallions vs Battle Hawks: Betting Insights49:07 Panthers vs Roughnecks: Betting Analysis55:22 Renegades vs Defenders: Betting Analysis01:02:09 Locks and Dogs: Final Picks and Predictions Exclusive SGPN Bonuses And Linkshttp://linktr.ee/sportsgamblingpodcastWatch The Sports Gambling Podcast YouTube - https://www.youtube.com/sportsgamblingpodcast Follow The Sports Gambling Podcast X/Twitter - https://x.com/GamblingPodcastInstagram - https://www.instagram.com/sportsgamblingpodcastTikTok - https://www.tiktok.com/@gamblingpodcastFacebook - http://www.facebook.com/sportsgamblingpodcastFollow The Sports Gambling Podcast HostsSean Green - http://www.twitter.com/seantgreenRyan Kramer - http://www.twitter.com/kramercentricGambling problem? Call 1-800-GAMBLER CO, DC, IL, IN, LA, MD, MS, NJ, OH, PA, TN, VA, WV, WY Call 877-8-HOPENY or text HOPENY (467369) (NY) Call 1-800-327-5050 (MA)21+ to wager. Please Gamble Responsibly. Call 1-800-NEXT-STEP (AZ), 1-800-522-4700 (KS, NV), 1-800 BETS-OFF (IA), 1-800-270-7117 for confidential help (MI)

The guys (@GamblingPodcast) are talking best bets in this UFL picks week 8 podcast episode. Additionally they're joined by Colby Dant (@TheColbyD) as they talk NFL schedule and UFL predictions. The guys also rank chain pizzas from Pizza Hut to Papa Johns.Looking for free picks? Go here - https://sportsgamblingpodcast.com/ufl-picksPodcast Chapters00:00 Introduction01:04 NFL Schedule Release Discussion06:14 Debate on International NFL Games14:13 UFL Pizza Party Promotion16:23 Ranking Chain Pizzas24:59 UFL Week 7 Recap and Betting Insights27:55 Colby's Adventures in Colombia32:17 UFL Week 8 Preview33:05 Teams Eliminated from Playoff Contention34:25 Brahmas vs Showboats: Betting Analysis41:32 Stallions vs Battle Hawks: Betting Insights49:07 Panthers vs Roughnecks: Betting Analysis55:22 Renegades vs Defenders: Betting Analysis01:02:09 Locks and Dogs: Final Picks and Predictions Exclusive SGPN Bonuses And Linkshttp://linktr.ee/sportsgamblingpodcastFollow The Sports Gambling Podcast X/Twitter - https://x.com/GamblingPodcastInstagram - https://www.instagram.com/sportsgamblingpodcastTikTok - https://www.tiktok.com/@gamblingpodcastFacebook - http://www.facebook.com/sportsgamblingpodcastFollow The Sports Gambling Podcast HostsSean Green - http://www.twitter.com/seantgreenRyan Kramer - http://www.twitter.com/kramercentricGambling problem? Call 1-800-GAMBLER CO, DC, IL, IN, LA, MD, MS, NJ, OH, PA, TN, VA, WV, WY Call 877-8-HOPENY or text HOPENY (467369) (NY) Call 1-800-327-5050 (MA)21+ to wager. Please Gamble Responsibly. Call 1-800-NEXT-STEP (AZ), 1-800-522-4700 (KS, NV), 1-800 BETS-OFF (IA), 1-800-270-7117 for confidential help (MI)

Watch out documentary on the Future of the CMO from this link

The guys (@GamblingPodcast) are talking best bets in this UFL picks week 8 podcast episode. Additionally they're joined by Colby Dant (@TheColbyD) as they talk NFL schedule and UFL predictions. The guys also rank chain pizzas from Pizza Hut to Papa Johns.Looking for free picks? Go here - https://sportsgamblingpodcast.com/ufl-picksPodcast Chapters00:00 Introduction01:04 NFL Schedule Release Discussion06:14 Debate on International NFL Games14:13 UFL Pizza Party Promotion16:23 Ranking Chain Pizzas24:59 UFL Week 7 Recap and Betting Insights27:55 Colby's Adventures in Colombia32:17 UFL Week 8 Preview33:05 Teams Eliminated from Playoff Contention34:25 Brahmas vs Showboats: Betting Analysis41:32 Stallions vs Battle Hawks: Betting Insights49:07 Panthers vs Roughnecks: Betting Analysis55:22 Renegades vs Defenders: Betting Analysis01:02:09 Locks and Dogs: Final Picks and Predictions Exclusive SGPN Bonuses And Linkshttp://linktr.ee/sportsgamblingpodcastFollow The Sports Gambling Podcast X/Twitter - https://x.com/GamblingPodcastInstagram - https://www.instagram.com/sportsgamblingpodcastTikTok - https://www.tiktok.com/@gamblingpodcastFacebook - http://www.facebook.com/sportsgamblingpodcast Gambling problem? Call 1-800-GAMBLER CO, DC, IL, IN, LA, MD, MS, NJ, OH, PA, TN, VA, WV, WY Call 877-8-HOPENY or text HOPENY (467369) (NY) Call 1-800-327-5050 (MA)21+ to wager. Please Gamble Responsibly. Call 1-800-NEXT-STEP (AZ), 1-800-522-4700 (KS, NV), 1-800 BETS-OFF (IA), 1-800-270-7117 for confidential help (MI)

To begin the season, we sit down with Sammy Davis, PhD, CSP, Gr.IOSH—Vice President of Safety & Security at Papa John's International. Like many safety professionals, Sammy's path to safety wasn't a straight line. Originally setting out to become a trauma surgeon before working as a paramedic and eventually in the construction industry, Sammy received a letter from Indiana University's safety program that launched a career completely different than the one he intended and reshaped how he leads, mentors, and empowers others. Join us for this episode to hear how that unexpected pivot has led to a remarkable career, why Sammy thinks understanding the business side of safety is crucial, and why he trains his employees to one day take his job.

Russian Rocket to hit Earth sometime soon… AI / million times better in a year?... Meta new glasses with Super Sensing mode… Amazon kitchen robot… AI / Agatha Christie used to teach… AI dead guy in court… Robots discuss end of humans… Papa Johns ordering limits?... www.blazetv.com/jeffy Promo code Jeffy… Nicole Shanahan joining The Blaze… (466) Nicole Shanahan - YouTube Old Guard 2 coming to Netflix…Smokey Robinson denies allegations… Email: ChewingTheFat@theblaze.com New Pope and it isn't me… Who Died Today:Larry Smith 84 / Chet Lemon 70…Death Penalty firing squad bad shots…Chickens in South Africa left to die…Game Show: What's The Lie?Contestants: Dean and Wes Castelhano, returning champions… Joke of The Day… Learn more about your ad choices. Visit megaphone.fm/adchoices

Krispy Kreme is pausing its McDonald's rollout. Burger King is changing out franchisees to improve operations. And Papa Johns' focus on pizza is paying off.

In this episode, we're at Acme Seed & Feed in Nashville ,TN, with comedian Dusty Slay. We talk through Dusty's long list of past jobs—from Office Depot to Papa John's—and he shares some stories from the road. Our first caller is an engineering student working in the porta-potty business, and we brainstorm ways to improve the porta john experience. Later, we take a call from a gal dealing with two major issues: her unreliable phone service and her difficult sister.Leave us a Voicemail: 218-303-5095

In this episode, Eric sits down with Åsa Borg, the Chief Marketing & Commercial Operations Officer at Polestar, the Swedish electric performance car brand that's challenging the automotive industry. Since launching in 2017, Polestar has rapidly expanded to 27 markets globally with their lineup of electric vehicles. Åsa brings her wealth of experience from 20 years at Volvo Cars to this challenger brand, offering unique insights on the difference between marketing for an established brand versus building one from scratch.One of the key takeaways from this conversation is how Polestar approached sustainability—making it core to their brand identity rather than just a marketing message. Åsa shares that transparency is a fundamental value for Polestar, especially in an industry that has historically hidden its environmental impact. We also dive into their decision to bring creative and media capabilities in-house, which has allowed for greater consistency, speed, and control over their brand expression across all 27 markets. Another fascinating aspect of our discussion explores how AI is being integrated into their marketing operations, from improving translation to maintaining brand tonality across markets. If you're interested in automotive marketing, sustainability branding, or building in-house creative capabilities, this episode is packed with valuable insights!Watch the video version of this podcast on Youtube ▶️: https://youtu.be/fSEW2Vl2Sf8  

This is your afternoon All Local update for Tuesday, April 29, 2025.

This episode is packed with insights from Lisa at the National Restaurant Show and Tom, the culinary director at Papa John's. We break down how large restaurant chains like Papa John's create family-friendly menus, innovate new products, and maintain consistency across thousands of locations. Plus, we talk about what you need to know before attending the National Restaurant Show this May in Chicago.Use promo code BRUCE25 for $25 off your ticket (expires May 9). Details and links are below!

In this episode, we sit down with Khalid El Khatib, the Chief Marketing Officer of Consumer Reports, one of America's most trusted and oldest consumer advocacy organizations. Khalid unpacks how he's transitioning Conaumer Reports from a “publisher” mindset to a platform strategy that emphasizes product-led growth, user-centric advocacy, and yes, the iconic lab testing (including a cat-hair-laden robotic vacuum test).One of the key takeaways here is how community can be a company's competitive moat, and how bringing in fresh digital tactics doesn't have to mean losing an 88-year legacy of credibility. Another recurring theme is the intergenerational aspect of CR's brand story - how do you engage a loyal but aging membership and a new crop of digitally native consumers at the same time? If you've ever wondered how to future-proof an institution while staying true to its roots, then this conversation is for you!Watch the video version of this podcast on Youtube ▶️: https://youtu.be/K-OrSj6ioiA          

This week, Tia Lynn, from the Sexy Biz Babe Podcast, joins us! She talks to us about s*xual freedom, feeling shame around s*x and how to free yourself from the shame, connecting with your partner, improving your s*x life, and more. We also nibble on shadow work, pole dancing, play parties, 50 Shades of Grey, Vampire Diaries, s*x expectations in media, Papa Johns, and cookie problems. 

Enjoy this sneak peek of the next episode of Tea with GaryVee!Should you buy a house—or bet on yourself?In this powerful conversation, I talk with Jayo, a former top general manager at Papa John's who's at a real crossroads: he's got $100K saved and is torn between investing in a house or chasing his dream of opening a pizza shop.I don't hold back in this one. Jayo's got the experience, the hunger, and the heart—and I push him to confront the real reason he's hesitating. Is it logic… or fear? We break it down, challenge some limiting beliefs, and get into the truth about taking risks when you're built for it.This is for every entrepreneur who's ever been scared to leap, especially when they've already done the work and know deep down they're ready.

Dave and Chuck the Freak talk about Carnival Day, house listing with 5 antique cars, subreddit with all mirror listings, Marketplace listing for used toy box, another plane close call, plane had mechanical issues, teen injured in road rage incident with wrench, man gets attacked by bees, sinkhole in neighborhood swallowed a car and part of another, families became ill at Mexican resort, Luka’s first game against Dallas, value of Taylor Swift to the NFL, Chris Pratt watching BIL nude, David Beckham underwear ad, James Marsden wants to play Sinatra, iconic movies that shaped millennials, The Price Is Right episode 10000, Ozzy documentary, Tony Hawk and Kurt Cobain grandchild, Dave’s ass crack fear, guy with huge neck arrested for child abuse, guy on house arrest left home for nuggets, woman arrested for touching herself at soccer game, guy arrested after waving Chucky doll at people, martial arts instructor stops purse snatcher, 3 guys stabbed at mansion sex party, old woman slammed into 2 storefronts, distraction stealing, man accused of breaking into a house nude, $19 strawberry, Papa John’s Bath Bomb, daughter not issued SSN or birth certificate, 2 chatbots talk in secret language, stupid drink mistake a wedding guest made, and more!

This week we discuss eating Papa Johns in a papasan, what I saw at the LA PokemonGO event, Korey's master plan to win The 100, my 20 year late review of the movie HOLES, plus which movies from our childhood did NOT stand the test of time. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Welcome back to The Snack – a lighter serving of Girls Gotta Eat. This week, we're talking about: New (and random) celeb couples  Papa John's has a bath bomb?! Luigi Mangione thanks his fans/admirers Who attended SNL 50 The White Lotus is back Love is Blind new season Follow us on Instagram @girlsgottaeatpodcast, Ashley @ashhess, and Rayna @rayna.greenberg. Visit girlsgottaeat.com for more. Thank you to Wildgrain: Get 30% off your first box plus free croissants in every box at https://wildgrain.com/GGE or use promo code GGE. 

Congressman Mike Kennedy tackle the pressing issue of wildfires and the need for effective prevention strategies with his innovative plan for the Wildfire Research Institute in Utah, aimed at gathering crucial data to combat the devastating effects of wildfires. Kennedy also discusses the 'Get Back to Work' act, which promotes the dignity of work for those receiving SNAP benefits. Congressman Andy Biggs joins us to discuss the challenges of uncovering waste, fraud, and abuse in government spending, particularly in relation to the influence of NGOs and the ongoing immigration debates, the complexities surrounding DACA, the push for significant budget cuts, and the broader impact on taxpayers. Finally, John Schnatter, the founder of Papa John's Pizza, discusses the recent confirmation of Robert F. Kennedy Jr. as HHS Secretary and the movement to Make America Healthy Again. Schnatter shares his insights on the importance of food quality, the detrimental effects of processed foods, and the need for a shift towards healthier options. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.