Podcasts about marriage kids

Award-winning photographer Kristin Sweeting turned her love of creativity into a thriving solopreneur business that now earns between $300K and $400K per year, all while working about 20 hours a week and homeschooling her son. In this episode of Solopreneur Life, Kristin shares how she went from a $30K church salary to $30K months, what pushed her to finally raise her rates, and the mindset shifts that helped her design a business and a life on her own terms. You will learn how photographers can build profitable, flexible careers through clear vision, intentional pricing, and smart outsourcing. Kristin also opens up about single parenting, work life balance, and how she uses creativity and travel to inspire both her art and her business coaching. If you have ever dreamed of turning your artistic passion into a full time business, this episode will show you what is possible. ⏱️ CHAPTERS 00:00 Intro – Why more people are choosing solopreneurship 01:10 Kristin's origin story: from youth director to photographer 04:20 Hitting a $30K month after being told she had hit her career cap 07:45 How photographers actually make money 10:20 Breaking down her income and salary today 14:10 Working 20 hours a week and homeschooling her son 17:20 Raising rates from $5K to $25K weddings 20:40 What new photographers can realistically earn 22:45 Why photography can be ideal for parents 24:40 Solopreneur High Five: tools, outsourcing, AI, and freedom 36:45 Her advice for new photographers – start before you are ready 38:40 Where to connect with Kristin Sweeting

What if you didn't have to wait until your 60s to experience the freedom of retirement? In this episode, we sit down with Jillian Johnsrud, author of Retire Often and host of the Retire Often Podcast, to explore the life-changing concept of “mini retirements.” Jillian shares how families can take extended breaks from work — to rest, travel, or explore new goals — without derailing their financial independence journey. We discuss the emotional and financial benefits of pausing your career, how to negotiate time off with your employer, and ways to plan mini retirements with kids. If you're feeling burned out or stuck in the grind, this episode will inspire you to design more space, adventure, and joy into your family's financial plan. RESOURCES⁠Sponsors, Deals, and Partners that Support the Show Sponsors, Deals & Partners – See all current offers in one place. MKM RESOURCES Own Your Time – Pre-order my first book today! MKM Coaching – Get 1-on-1 support with your family finance journey. Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator – See how fast you can become mortgage free. YouTube – Subscribe for free to watch videos of episodes and interviews. RECOMMENDED RESOURCES (SPONSORS & AFFILIATES) Monarch Money – Best budget app for families & couples. Empower – Free portfolio tracker. Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link). Ethos – Affordable term life insurance. Trust & Will – Convenient estate planning made easy. GUEST RESOURCES Retire Often (Book) – Learn how to design a life filled with mini retirements. RetireOften.com – Explore Jillian's podcast, blog, and mini retirement tools. Podcast Chapters 00:00 – Intro 01:00 – What is a mini retirement and why it's trending 02:20 – Why burnout is pushing families toward mini retirements 03:00 – Is the traditional 40-year career model dead? 04:30 – Why employers may welcome your mini retirement 06:00 – How to negotiate a one-month break from work 08:10 – How to address employer concerns with solutions 09:30 – Budgeting for a mini retirement 10:05 – Real-life example: living abroad for the cost of childcare 11:10 – Emotional recovery and resetting after burnout 12:45 – Planning affordable breaks earlier in your financial journey 14:00 – Jillian's personal mini retirement story 15:00 – Making the most of parental leave and family bonding time 16:30 – Negotiating flexible work or part-time transitions 18:00 – Exit negotiations: how to leave your job on your terms 20:20 – Creating part-time roles and consulting opportunities 22:20 – What is a family gap year and how to plan one 23:40 – Practicing travel and flexibility with kids 25:30 – The FI dilemma: does taking time off derail your goals? 27:00 – Why mini retirements can accelerate your financial growth 28:50 – Mini retirements as wealth-building opportunities 30:00 – About Jillian's book Retire Often 31:00 – Final thoughts and where to learn more HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Building a business and building a family both require one thing: being brave enough to be bad at something new. In this episode, Jenny and I talk about the soundtracks that have helped us stay sane through marriage, parenting, and every learning curve in between. From why the honeymoon should come six months in, to how we've learned to “not buy tickets” for each other's anxious train rides, to the soundtrack that reminds us we're raising adults, not just kids. We also unpack the logic trap of arguing with toddlers (spoiler: snacks solve more than you think) and why drawing hard lines out of frustration never works. These mindsets have kept our home peaceful, our marriage strong, and our family grounded - even in airport meltdowns.In This Episode:Grab your very own Soundtracks: The Conversations Card DeckMake sure to follow me on Instagram and share with your friends!Keep up with my book list on GoodReads!Sign up for my newsletter, Try This!Book me to speak at your event or to your team!My new book All It Takes Is a Goal is available! You can grab a copy from your favorite bookstore or at atgbook.com.Grab my books, Soundtracks and Finish, today!Episode Artwork Have me speak at your next event!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3312: Andy Hill shares how a single pay raise became the spark that transformed his financial future. Instead of succumbing to lifestyle creep, he and his wife used the extra income to eliminate debt, build wealth, and ultimately gain the freedom to design their life around their values rather than consumerism. His story highlights how intentional choices can turn small wins into long-term financial independence. Read along with the original article(s) here: https://marriagekidsandmoney.com/how-one-pay-raise-can-inspire-debt-freedom Quotes to ponder: “Although these purchases, moments and experiences brought me a ton of joy, the ‘I want it now' nature of them left me with a sizable amount of debt.” “As much as I REALLY enjoyed vacations, eating nice dinners and partying with my friends, I was now more excited about ridding debt from my life and increasing my net worth.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3312: Andy Hill shares how a single pay raise became the spark that transformed his financial future. Instead of succumbing to lifestyle creep, he and his wife used the extra income to eliminate debt, build wealth, and ultimately gain the freedom to design their life around their values rather than consumerism. His story highlights how intentional choices can turn small wins into long-term financial independence. Read along with the original article(s) here: https://marriagekidsandmoney.com/how-one-pay-raise-can-inspire-debt-freedom Quotes to ponder: “Although these purchases, moments and experiences brought me a ton of joy, the ‘I want it now' nature of them left me with a sizable amount of debt.” “As much as I REALLY enjoyed vacations, eating nice dinners and partying with my friends, I was now more excited about ridding debt from my life and increasing my net worth.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Building a six-figure business as a solopreneur doesn't happen overnight -- but with the right mindset and systems, it's absolutely possible. In this episode, we talk with Jannese Torres, a nationally acclaimed Latina money expert, business coach, and host of the Yo Quiero Dinero podcast. Jannese shares how she turned her food blog, Delish D'Lites, into a $10,000-per-month business that allowed her to leave her corporate engineering career and design a life on her own terms. She also breaks down how new creators can find their niche, diversify income through ads and affiliates, and build long-term passive income online. If you've ever dreamed of turning your passion into a profitable business, this conversation will inspire you to take that first step. To learn more, check out her Jumpstart Your Blog Bootcamp. RESOURCES & NOTESSolopreneur tools, guest links, and favorite resources to help you build your solo business GUEST LINKS Yo Quiero Dinero Podcast – Learn from Jannese's money and business insights. Delish D'Lites – Discover her viral Puerto Rican food blog. Jumpstart Your Blog Bootcamp – Jannese's signature course for aspiring bloggers. SOLOPRENEUR TOOLS WE LOVE Monarch Money – The best app to manage your business and personal budget in one place. Gusto – Payroll and benefits made easy for solopreneurs hiring contractors or employees. Riverside – Record high-quality remote podcasts and videos. Belay – Virtual assistants and bookkeeping support for entrepreneurs. Live Oak Bank – High-yield business savings accounts. RECOMMENDED RESOURCES Visit our full list of partners and deals: Sponsors & Resources Podcast Chapters 00:00 – Stay curious: the mindset that fuels success 00:24 – Jannese Torres on finding freedom through solopreneurship 01:00 – From corporate engineer to creative entrepreneur 02:15 – How her food blog began as a hobby 03:30 – The turning point: making her first $10,000 05:00 – Balancing a full-time job while building her business 07:00 – Quitting her corporate career with confidence 09:40 – Financial prep before leaving a steady paycheck 11:40 – The biggest differences between solopreneurship and corporate life 13:00 – How food bloggers make money (ads, affiliates, sponsors) 15:40 – Diversifying income as a blogger 17:00 – Passive income that continues to pay 18:30 – Building flexibility and time freedom as a parent 20:30 – How to stand out in today's AI-driven content world 23:40 – The Solopreneur High Five rapid-fire segment 25:30 – Favorite solopreneur tools and apps 27:00 – Lessons from her biggest mistakes 28:45 – Redefining retirement as “work optional” 30:15 – How to start your own food or lifestyle blog today 31:10 – Where to find Jannese and her online resources HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Editor: Johnny Sohl Podcast Artwork: Kayli Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

New parents often wonder where to start when it comes to investing for their child's future. In this episode, we walk through a 5-step plan to invest for your newborn -- from protecting your family and setting up a 529 plan to teaching your kids how to build wealth on their own. We also feature Naseema McElroy, founder of Financially Intentional, who paid off $1 million of debt and built a $1 million net worth by age 44. She shares how she's teaching her kids about ownership, investing early, and building generational wealth. Finally, we wrap up with a fun money quiz with Calvin, testing his knowledge about investing, scholarships, and how to grow wealth over time. RESOURCES⁠Sponsors, Deals, and Partners that Support the Show Sponsors, Deals & Partners – See all current offers in one place. MKM RESOURCES Own Your Time – Pre-order my first book today! MKM Coaching – Get 1-on-1 support with your family finance journey. Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator – See how fast you can become mortgage free. YouTube – Subscribe for free to watch videos of episodes and interviews. RECOMMENDED RESOURCES (SPONSORS & AFFILIATES) Monarch Money – Best budget app for families & couples. Empower – Free portfolio tracker. Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link). Ethos – Affordable term life insurance. Trust & Will – Convenient estate planning made easy. Podcast Chapters 00:00 – Generational wealth and the true legacy worth investing in 00:21 – Welcome and episode overview 00:49 – Net Worth Win: Naseema McElroy of Financially Intentional 01:15 – Listener question: how to invest for a newborn 01:40 – Step 1: Secure your own finances first 02:45 – Step 2: Protect your family with life insurance, a will, and credit freezes 04:30 – Step 3: Open a 529 college savings plan 06:30 – Step 4: Consider a UTMA or UGMA custodial account 08:00 – Step 5: Add a custodial Roth IRA once your child has earned income 09:20 – Teaching kids the power of compounding 10:00 – Recap: five steps for investing for newborns 11:10 – Naseema McElroy on paying off $1M of debt 13:20 – Investing for herself and her children 15:20 – Building wealth through retirement accounts and home equity 18:00 – Teaching her kids to invest and own stocks 23:00 – Employing kids in your business for Roth IRA contributions 24:00 – Why starting early matters for generational wealth 25:20 – Naseema's advice: start now, don't wait 26:57 – Money Quiz with Calvin Hill HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Setting up your 401 (k) can feel overwhelming, especially when you are faced with a long list of investment options. To make it easier, we welcome Zina Kumok, financial advisor and money expert, to explain how to choose wisely. Zina covers the importance of the employer match, diversification, and automation so your retirement savings can grow without stress. In the second half, we sit down with Jessica and Corey Fick of The Fioneers, who reached Coast FIRE in their early 30s. They share how they built a million-dollar portfolio, left corporate jobs that no longer fit their lives, and created a business that supports the lifestyle they truly want. If you are just starting out with your 401k or aiming for Coast FIRE, this episode will give you both the tactical steps and the long-term inspiration to succeed. RESOURCES⁠Sponsors, Deals, and Partners that Support the Show Sponsors, Deals & Partners – See all current offers in one place. MKM RESOURCES Own Your Time – Pre-order my first book today! MKM Coaching – Get 1-on-1 support with your family finance journey. Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator – See how fast you can become mortgage free. YouTube – Subscribe for free to watch videos of episodes and interviews. RECOMMENDED RESOURCES (SPONSORS & AFFILIATES) Monarch Money – Best budget app for families & couples. Empower – Free portfolio tracker. Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link). Ethos – Affordable term life insurance. Trust & Will – Convenient estate planning made easy. Podcast Chapters 00:00 – Why your 401k match is part of your compensation 00:28 – Welcome and overview of today's episode 01:00 – Introduction to Zina Kumok 02:15 – What a 401k is and why it matters 03:30 – Understanding employer matches 05:00 – Choosing investments in your 401k 06:30 – Risk tolerance and diversification explained 08:30 – Automating your 401k contributions 09:20 – Alternatives to a 401k (IRA, HSA, brokerage) 13:00 – The importance of capturing your employer match 14:30 – Where to connect with Zina Kumok 15:17 – Coast FIRE couple spotlight: Jessica and Corey Fick 16:20 – The Coast FIRE Five 18:00 – Their journey from early investing to Coast FIRE 22:30 – How burnout pushed them to redesign their lives 25:00 – Reaching Coast FIRE and slowing contributions 27:00 – What their portfolio looks like today 29:30 – Household income range over 15 years 31:30 – Growing investments without new contributions 33:30 – How they control expenses in New England 35:20 – Advice for others pursuing Coast FIRE 37:10 – Why Coast FIRE is more approachable than full FIRE 40:00 – Where to learn more from The Fioneers HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

What is going on, JHP family! TRU is back with a guest for a two-part in-depth dive about marriage, parenting, and the impact relatives have on our lives and development. Strap in and take a ride as we get open and vulnerable with our guest Ditty. Instagram: https://www.instagram.com/joneshallpodcast/Twitter: https://twitter.com/joneshallpodEmail: JonesHallPodcast@gmail.com

Retirement planning just got a lot more flexible. In this episode, Andy Hill breaks down the new 5% rule, based on his interview with Bill Bengen, the creator of the original 4% rule. Learn how this updated strategy can help you withdraw more from your portfolio, reach Coast FIRE faster, and enjoy life while you are still healthy. We also hear the inspiring net worth journey of John and David Auten-Schneider, hosts of the Queer Money Podcast, who grew their wealth from $51,000 of credit card debt to $1.6 million in their early 50s. Finally, Andy and his son Calvin dive into “The Good Word,” where they celebrate positive financial news and explore how investing can grow wealth over time. RESOURCES⁠Sponsors, Deals, and Partners that Support the Show Sponsors, Deals & Partners – See all current offers in one place. MKM RESOURCES Own Your Time – Pre-order my first book today! MKM Coaching – Get 1-on-1 support with your family finance journey. Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator – See how fast you can become mortgage free. YouTube – Subscribe for free to watch videos of episodes and interviews. RECOMMENDED RESOURCES (SPONSORS & AFFILIATES) Monarch Money – Best budget app for families & couples. Empower – Free portfolio tracker. Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link). Ethos – Affordable term life insurance. Trust & Will – Convenient estate planning made easy. Podcast Chapters 00:00 – Bill Bengen on enjoying life while spending safely 00:18 – Welcome and today's 3 segments 01:00 – The 4% rule explained 02:20 – How Bill Bengen created the 4% rule 04:10 – Why diversification allows for a higher withdrawal rate 05:30 – Introducing the 5% rule 06:05 – Retirement math examples ($1M and $2M portfolios) 06:45 – FIRE and Coast FIRE implications (20x vs. 25x expenses) 07:50 – Conservative vs. aggressive expert takes (Orman, Ramsey, Vanguard) 09:00 – Why flexibility matters in retirement withdrawals 10:00 – Andy's personal perspective on the 5% rule 10:15 – Net Worth Win: John and David Auten-Schneider (Queer Money Podcast) 13:00 – Their early struggles with $51,000 of credit card debt 15:30 – From debt payoff to Coast FIRE 18:00 – Breaking down their $1.6M net worth 21:00 – Navigating income dips and financial resilience 26:00 – Considering Roth conversions and tapping retirement accounts 32:00 – Future plans: Moving to Mexico and geo-liberation 37:30 – Their advice for others starting the wealth-building journey 39:00 – The power of house hacking and frugal car choices 40:20 – Where to find John and David online 40:23 – The Good Word with Calvin Hill 42:49 – Stock market hits all-time high and Calvin's investing progress HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

My husband Dan Martell is back to answer questions about marriage, parenting, and business. And what do marriage, parenting, and business all have in common? Just because you work on them once, doesn't mean the work is finished. There are many intentional steps you can take, both big and small, to put energy and effort into all of these priorities. We check out those steps in this episode, and we also answer some of your most-asked questions about how we're raising our kids. Plus, we draw parallels between what it looks like to raise strong children and what it looks like to build a strong team. In this episode, you will learn about: How we stay connected in the chaos of life, kids, and business. Why you need connection when dealing with conflict, especially in relationships. Tips for helping your family members feel seen, heard, and appreciated. How to prioritize your marriage when everything else starts taking over. Why your kids need you to prioritize yourself and your happiness. What you can do to best support your kids at different stages of development. One thing you can do to curate the right energy in your leadership team. The challenges women face when choosing to build a business as a mom.     Get 10% off your Sage Haus House Manager today! Use code: SAGEHAUSWILD   Check out The Pink Skirt Project, happening June 11-12, 2026 in Kelowna, BC, Canada.   Want to get unstuck, feel more confident and surround yourself with women ready to help you climb? Join The Pink Skirt Society.     Got a minute? I would love a review! ⭐⭐⭐⭐⭐ Click here, scroll to the bottom, tap, and give me five stars. Then select "Write a Review." Make sure to highlight your favorite bits. Subscribe here. Connect with Dan: www.instagram.com/danmartell www.danmartell.com Connect with Renée: @renee_warren www.reneewarren.com

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2736: Andy Hill explains how a Dependent Care FSA can provide significant tax savings for families with daycare expenses, while also highlighting the importance of planning ahead for its “use it or lose it” rules. He expands on other workplace benefits like 401(k) matches, HSAs with their triple tax advantage, and employer-provided perks that can help families save money and build long-term wealth. Read along with the original article(s) here: https://marriagekidsandmoney.com/dependent-care-fsa Quotes to ponder: “Like the Flexible Spending Arrangement (or Account), it is essentially a separate account where you can save pre-tax money for use on qualified expenses.” “Remember that an FSA is a ‘use it or lose it' program.” “Your HSA contributions are tax-deductible and your investments grow tax-free. And you can withdraw your money, tax-free at any time as long as you're using the funds for qualified medical expenses.” Episode references: IRS Qualified Medical Expenses List: https://www.irs.gov/publications/p502 Lively HSA: https://livelyme.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2736: Andy Hill explains how a Dependent Care FSA can provide significant tax savings for families with daycare expenses, while also highlighting the importance of planning ahead for its “use it or lose it” rules. He expands on other workplace benefits like 401(k) matches, HSAs with their triple tax advantage, and employer-provided perks that can help families save money and build long-term wealth. Read along with the original article(s) here: https://marriagekidsandmoney.com/dependent-care-fsa Quotes to ponder: “Like the Flexible Spending Arrangement (or Account), it is essentially a separate account where you can save pre-tax money for use on qualified expenses.” “Remember that an FSA is a ‘use it or lose it' program.” “Your HSA contributions are tax-deductible and your investments grow tax-free. And you can withdraw your money, tax-free at any time as long as you're using the funds for qualified medical expenses.” Episode references: IRS Qualified Medical Expenses List: https://www.irs.gov/publications/p502 Lively HSA: https://livelyme.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Working hard doesn't always mean moving up the wealth ladder. Many families feel stuck — despite long hours and financial discipline — because their strategy isn't aligned with their stage of wealth. To help us rethink our approach, Andy Hill sits down with Nick Maggiulli, COO of Ritholtz Wealth Management and bestselling author of The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life (get it here). Nick explains his “wealth levels” framework, the six stages of net worth, and how your financial strategy should evolve at each step. Whether you're just starting out or on your way to millionaire status, this conversation will help you identify pitfalls, focus on the right levers, and take practical steps to keep climbing. RESOURCES⁠Sponsors, Deals, and Partners that Support the Show Sponsors, Deals & Partners – See all current offers in one place. MKM RESOURCES Own Your Time – Pre-order my first book today! MKM Coaching – Get 1-on-1 support with your family finance journey. Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator – See how fast you can become mortgage free. YouTube – Subscribe for free to watch videos of episodes and interviews. RECOMMENDED RESOURCES (SPONSORS & AFFILIATES) Monarch Money – Best budget app for families & couples. Empower – Free portfolio tracker. Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link). Ethos – Affordable term life insurance. Trust & Will – Convenient estate planning made easy. The Wealth Ladder (Book) – Learn Nick Maggiulli's strategies for every wealth level. Podcast Chapters 00:00 – Why working harder isn't always the answer 00:30 – Introduction to Nick Maggiulli & The Wealth Ladder 02:00 – Why effort alone doesn't guarantee wealth 04:30 – Defining the “Wealth Ladder” framework 06:30 – The six levels of wealth in America 09:00 – Why income is the biggest driver of wealth 10:30 – Spending freedom at different wealth levels 13:00 – When investing starts to accelerate wealth building 15:00 – Level 3 realities: income vs. investments 18:00 – Homeownership as an asset vs. consumption good 20:30 – Pitfalls of ego-driven spending in Level 3 24:00 – What separates Level 3 from Level 4 wealth builders 26:00 – Nick's personal journey to Level 4 28:00 – Mistakes and lessons learned along the way 30:20 – Solopreneurship and scaling outside your 9-to-5 32:00 – Advice for frustrated wealth builders 33:40 – Where to get The Wealth Ladder HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Artificial intelligence is changing everything — from the way we work, to how we run businesses, to how we raise our kids. To help us prepare for this AI-driven future, Andy Hill sits down with Matt Britton, leading AI and consumer trend expert and author of Generation AI: Why Generation Alpha and AI Will Change Everything. In this conversation, Matt explains what AI really means for employees, solopreneurs, and parents. He shares how workers can future-proof their careers, why solopreneurs have a once-in-a-lifetime opportunity to build businesses faster than ever, and how parents can prepare their children for a world where AI is everywhere. If you're feeling both excited and overwhelmed by AI, this episode will give you clarity, perspective, and actionable steps for your family's future. Grab Matt's book Generation AI here → https://amzn.to/42jAXxR RESOURCES⁠Sponsors, Deals, and Partners that Support the Show Sponsors, Deals & Partners – See all current offers in one place. MKM RESOURCES Own Your Time – Pre-order my first book today! MKM Coaching – Get 1-on-1 support with your family finance journey. Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator – See how fast you can become mortgage free. YouTube – Subscribe for free to watch videos of episodes and interviews. RECOMMENDED RESOURCES (SPONSORS & AFFILIATES) Monarch Money – Best budget app for families & couples. Empower – Free portfolio tracker. Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link). Ethos – Affordable term life insurance. Trust & Will – Convenient estate planning made easy. Generation AI (Book) – Learn more in Matt Britton's latest book. Podcast Chapters 00:00 – The evolution of AI and jobs it replaces 01:00 – Introduction to Matt Britton & his new book Generation AI 02:00 – What AI really means today 04:00 – Is AI a fad or here to stay? 06:30 – How AI impacts employees: who should be concerned 08:30 – Future-proofing your career with AI 10:30 – AI as a personal life tool 12:00 – Opportunities for solopreneurs with AI 14:00 – Matt Britton's journey with AI adoption 15:45 – Why now is the best time to dive in 16:00 – Preparing kids (Gen Alpha) for an AI future 18:20 – AI in schools: private vs. public adoption 20:30 – Is college still worth it in the age of AI? 22:00 – Jobs that may not exist by 2030 24:00 – Human skills that remain valuable 26:00 – One step to start embracing AI today 27:45 – About Generation AI and where to find it 28:17 – Closing thoughts and listener support HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Getting your spouse on board with financial independence isn't always easy ... especially when FIRE feels like a radical concept. In this episode, Andy Hill shares practical tips for inviting your partner into the journey without causing tension, from asking fun life questions to defining your own version of FIRE together. We also highlight Sunny and Sunmarie Burns from the FamVestor YouTube channel, who grew their net worth to over $3 million in their 30s while raising five kids. They reveal how frugal living, real estate investing, and shared family goals helped them achieve financial freedom. Finally, Andy brings his son Calvin on for a fun money quiz, testing his knowledge of financial independence and teaching lessons the whole family can enjoy. Podcast Chapters: 00:00 – Intro: Why relationships come first on the FIRE journey 01:00 – Listener question: How do I get my spouse on board with financial independence? 02:15 – Common mistakes Andy made early in his marriage 04:20 – Step 1: Ask your spouse fun life questions 06:50 – Step 2: Share your passions and desires too 09:30 – Step 3: Define FIRE together on your own terms 09:32 – Net Worth Win: Sunny & Sun Marie Burns (FamVestor) 13:00 – Saving $75k by living with family 15:00 – Their first house hack and rental property 20:45 – Building wealth through 12 rental units 25:40 – Breaking down their $3M+ net worth 27:40 – Generational wealth for their kids 31:40 – Life after leaving a corporate career 34:39 – Key advice for aspiring families 36:53 – Where to find Sunny & Sun Marie online 38:01 – Money Quiz with Calvin Hill 45:56 – Closing quote from Maya Angelou RESOURCES⁠Sponsors, Deals, and Partners that Support the Show Sponsors, Deals & Partners – See all current offers in one place. MKM RESOURCES Own Your Time – Pre-order my first book today! MKM Coaching – Get 1-on-1 support with your family finance journey. Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator – See how fast you can become mortgage free. YouTube – Subscribe for free to watch videos of episodes and interviews. RECOMMENDED RESOURCES (SPONSORS & AFFILIATES) Monarch Money – Best budget app for families & couples. Empower – Free portfolio tracker. Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link). Ethos – Affordable term life insurance. Trust & Will – Convenient estate planning made easy. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textYou were whole the day you were born. You don't need a husband to validate you, a baby to prove you're loving, or a family photo to prove you're enough.In this fiery episode of The Dimple Bindra Show, I tear apart the cultural conditioning that tells women their worth is tied to marriage, motherhood, or obedience. If you grew up in an Indian, South Asian, Middle Eastern, or traditional household, this message will speak straight to your heart.We'll uncover:The “good girl” syndrome that keeps women small and silentHow shame, culture, and obedience are used to control womenThe silent grief of women who gave up their dreams for approvalWhy choosing yourself is the most radical act of empowermentHow to reclaim your wholeness, your power, and your truthThis isn't just a podcast episode, it's a wake-up call for women everywhere who are done being measured by their ring finger, their womb, or their willingness to follow the rules.✨ If you're ready to rise beyond patriarchal conditioning, toxic family expectations, and cultural pressure, this episode will give you permission to stop performing and start becoming.✨ Not sure why you keep sabotaging your healing or staying stuck in survival mode? Take my free Healing Archetype Quiz to uncover the hidden pattern blocking your power and discover how to rise as the woman you were born to be.✨ Take the free Healing Archetype Quiz

What would it mean to live a regret-free life, starting today? In this “Best of MKM” episode from 2022, I sit down with Jordan Grumet, a hospice doctor and author of Taking Stock, to explore how confronting death can help us live more intentionally. Jordan shares powerful stories from his hospice work, the deep regrets he's heard at the end of life, and how we can avoid them by embracing purpose, identity, and connection now. We discuss the trap of chasing net worth and job titles, the tension between FIRE and YOLO, and practical frameworks to align your money with what truly matters. Whether you're striving toward financial independence or simply seeking more meaning in your day-to-day, this episode will help you pause, reflect, and act with intention. If you've ever felt stuck on autopilot, this conversation with Jordan Grumet is a wake-up call to reassess your priorities and build a life with fewer regrets. Resources ⁠⁠⁠⁠⁠Sponsors, Deals and Partners⁠⁠⁠⁠⁠ MKM RESOURCES: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Own Your Time⁠⁠⁠⁠: Pre-order my first book today! ⁠⁠⁠⁠MKM Coaching⁠⁠⁠⁠⁠⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠⁠⁠⁠⁠⁠⁠Coast FIRE Calculator⁠⁠⁠⁠⁠⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠⁠⁠⁠⁠⁠⁠Mortgage Payoff Calculator⁠⁠⁠⁠⁠⁠⁠: A free calculator to help you see how fast you can become mortgage free. ⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠⁠⁠⁠⁠⁠⁠Monarch Money⁠⁠⁠⁠⁠⁠⁠ - Best Budget App for Families & Couples ⁠⁠⁠⁠⁠⁠⁠Empower⁠⁠⁠⁠⁠⁠⁠ - Free Portfolio Tracker ⁠⁠⁠⁠⁠⁠Cr⁠ew⁠⁠⁠⁠⁠⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠⁠⁠⁠⁠⁠⁠Ethos⁠⁠⁠⁠⁠⁠⁠ - Affordable Term Life Insurance ⁠⁠⁠⁠⁠⁠⁠Trust & Will⁠⁠⁠⁠⁠⁠ ⁠- Convenient Estate Planning CHAPTERS 00:00 – Regret and mortality: a powerful lens 01:30 – Intro to Jordan Grumet and the regret free life 03:00 – Stories from hospice: what people really regret 06:00 – Purpose, people, and climbing your “Everest” 08:00 – The hedonic treadmill and false financial goals 10:30 – FIRE vs. YOLO: where's the balance? 12:30 – How to decide when to spend vs. save 14:30 – Fear-based planning: what scares you most? 17:00 – Finding the middle ground: Slow FI, Coast FI, Barista FI 20:00 – Subtraction: designing your life through removal 23:00 – Building purpose in early careers 26:00 – Modeling fulfillment for your kids 28:00 – Two life-changing exercises to reduce regret 31:00 – Where to find Taking Stock and connect with Jordan HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to raise money-smart kids? In this Best of MKM episode from 2020, Andy Hill sits down with Liz Frazier, Certified Financial Planner and author of Beyond Piggy Banks and Lemonade Stands. Liz shares practical strategies parents can use to teach their young kids the value of money—starting as early as age four. From understanding needs vs. wants to saving, giving, and making smart spending decisions, Liz outlines fun and effective ways to build lifelong financial habits in children. She also tackles common questions around allowances, chores, and how parents can be positive money role models, even if they don't feel financially perfect themselves. If you're ready to help your kids build confidence, generosity, and gratitude with money, this episode is packed with actionable advice and inspiration for families. Resources ⁠⁠⁠⁠Sponsors, Deals and Partners⁠⁠⁠⁠ MKM RESOURCES: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Own Your Time⁠⁠⁠: Pre-order my first book today! ⁠⁠⁠MKM Coaching⁠⁠⁠⁠⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠⁠⁠⁠⁠⁠Coast FIRE Calculator⁠⁠⁠⁠⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠⁠⁠⁠⁠⁠Mortgage Payoff Calculator⁠⁠⁠⁠⁠⁠: A free calculator to help you see how fast you can become mortgage free. ⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠⁠⁠⁠⁠⁠Monarch Money⁠⁠⁠⁠⁠⁠ - Best Budget App for Families & Couples ⁠⁠⁠⁠⁠⁠Empower⁠⁠⁠⁠⁠⁠ - Free Portfolio Tracker ⁠⁠⁠⁠⁠Cr⁠ew⁠⁠⁠⁠⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠⁠⁠⁠⁠⁠Ethos⁠⁠⁠⁠⁠⁠ - Affordable Term Life Insurance ⁠⁠⁠⁠⁠⁠Trust & Will⁠⁠⁠⁠⁠ ⁠- Convenient Estate Planning CHAPTERS 00:00 – Teaching kids the basics of money 02:00 – Why childhood shapes money habits 06:45 – When to start money lessons 08:30 – Needs vs. wants activity 09:45 – Teaching priorities and decision-making 10:45 – Allowance vs. chores debate 12:30 – Save, spend, share jars 13:45 – Making saving fun for kids 15:30 – Encouraging generosity and giving 18:15 – Teaching gratitude with money 20:00 – Helping kids appreciate wealth 21:00 – Parents teaching money (even if not perfect) 22:15 – Simple ways to start today 23:00 – Where to find Liz Frazier's book HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

If you feel like a rockstar at work but a failure at home, you're not alone—and there is a better way forward. In this “Best of MKM” episode from 2020, I talk with entrepreneur and author Mark Timm about the powerful concept of work-life integration. After years of chasing “balance” and falling short, Mark had a breakthrough moment: instead of separating work and family, what if he integrated the two? Mark shares how he legally incorporated his family, started holding intentional family meetings, and brought the same leadership skills he used in business into his home life. The result? A stronger marriage, deeper connections with his six kids, and a thriving family culture with a mission of its own. If you're struggling to juggle your career and your personal life, this episode with Mark Timm will inspire you to lead at home like you do at work—and build something extraordinary with the people who matter most. Resources ⁠⁠⁠Sponsors, Deals and Partners⁠⁠⁠ MKM RESOURCES: ⁠⁠⁠⁠⁠⁠⁠⁠⁠Own Your Time⁠⁠: Pre-order my first book today! ⁠⁠MKM Coaching⁠⁠⁠⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠⁠⁠⁠⁠Coast FIRE Calculator⁠⁠⁠⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠⁠⁠⁠⁠Mortgage Payoff Calculator⁠⁠⁠⁠⁠: A free calculator to help you see how fast you can become mortgage free. ⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠⁠⁠⁠⁠Monarch Money⁠⁠⁠⁠⁠ - Best Budget App for Families & Couples ⁠⁠⁠⁠⁠Empower⁠⁠⁠⁠⁠ - Free Portfolio Tracker ⁠⁠⁠⁠Cr⁠ew⁠⁠⁠⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠⁠⁠⁠⁠Ethos⁠⁠⁠⁠⁠ - Affordable Term Life Insurance ⁠⁠⁠⁠⁠Trust & Will⁠⁠⁠⁠ ⁠- Convenient Estate Planning CHAPTERS 00:00 – The courage to be vulnerable01:30 – Introduction to Mark Timm and the concept of work life integration03:00 – Why work-life balance is a myth05:00 – Mark's “driveway moment” of realization07:00 – Incorporating his family as a business09:00 – How family meetings transformed communication12:00 – Creating a family mission: Love God, Live Right, Lead All Out14:30 – From discipline to leadership: Family court16:00 – Traveling with his kids to create deeper bonds19:00 – Involving the family in business and decision-making21:00 – How work life integration strengthened his marriage23:00 – The power of showing, not just telling25:00 – Why vulnerability is leadership27:00 – Creating unity in a blended family29:00 – First steps for families ready to integrate32:00 – How to connect with Mark Timm and get the book HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Disagreements around money in marriage can trigger anxiety, conflict, and even long-term damage if left unspoken. So how can couples move from financial tension to emotional connection? In this “Best of MKM” episode from 2019, psychiatrist Dr. Laura Dabney shares her insights on why money arguments go deeper than dollars—and how to address the feelings behind the finances. Dr. Dabney explains why our childhood experiences shape our money mindset, how to express emotions without blame, and what to do when your spouse isn't on the same page. Whether it's a surprise boat purchase or hidden debt, she offers tools to help couples move beyond the surface and truly communicate. This conversation is full of “a-ha” moments and practical advice for parents and partners trying to build trust and teamwork. If disagreements around money in marriage are stressing you out, this episode with Dr. Laura Dabney is a must-listen. Resources ⁠⁠Sponsors, Deals and Partners⁠⁠ MKM RESOURCES: ⁠⁠⁠⁠⁠⁠Own Your Time⁠: Pre-order my first book today! ⁠MKM Coaching⁠⁠⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠⁠⁠⁠Coast FIRE Calculator⁠⁠⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠⁠⁠⁠Mortgage Payoff Calculator⁠⁠⁠⁠: A free calculator to help you see how fast you can become mortgage free. ⁠⁠⁠⁠YouTube⁠⁠⁠⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠⁠⁠⁠Monarch Money⁠⁠⁠⁠ - Best Budget App for Families & Couples ⁠⁠⁠⁠Empower⁠⁠⁠⁠ - Free Portfolio Tracker ⁠⁠⁠Cr⁠ew⁠⁠⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠⁠⁠⁠Ethos⁠⁠⁠⁠ - Affordable Term Life Insurance ⁠⁠⁠⁠Trust & Will⁠⁠⁠ ⁠- Convenient Estate Planning CHAPTERS 00:00 – How emotions—not dollars—spark financial fights 01:40 – Introduction to Dr. Laura Dabney 03:00 – Childhood roots of money conflict 04:30 – Learning to identify and express feelings 06:30 – How to talk about big purchases 09:00 – Communication strategy: “I feel X when you do Y” 11:30 – Making time for emotional check-ins as parents 13:45 – How tech affects emotional connection 15:30 – Red flags to watch in serious relationships 17:30 – Boundaries and when to seek therapy 20:00 – Counseling alone when your spouse won't come 22:30 – Why money classes may miss the root issue 24:00 – Dr. Dabney's book recommendations and resources HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you ever feel like your phone gets more of your attention than your family? You're not alone. In this Best of MKM episode, we explore how to reclaim our focus, strengthen our relationships, and find balance in a world full of digital distractions. Author and speaker Mark Ostach joins me to talk about digital wellness—what it means, why it matters, and how small shifts can make a huge difference in our marriages, parenting, and personal health. From setting boundaries with email to modeling good tech habits for our kids, Mark shares practical strategies to help us become more present at home and less consumed by screens. This conversation originally aired in 2022, but it's just as powerful today. As part of our Best of MKM series, I'm excited to bring back this timeless chat with Mark, the author of Courage to Connect. Resources ⁠Sponsors, Deals and Partners⁠ Chapters 00:00 – Introduction 01:30 – What Digital Wellness Really Means 04:00 – The “Holy Trinity” of Checking & Digital Distraction 06:30 – Early Struggles That Sparked Mark's Mission 07:50 – Impact of Screen Time on Marriage & Family Life 09:40 – Modeling Healthy Tech Habits for Kids 11:50 – Coping with Distraction & Digital Stress 13:30 – Small Steps Toward Digital Wellness 17:00 – Morning Routines & Phone Boundaries 18:00 – Healthy Ways to Use Social Media 20:00 – Managing Email & Avoiding Overwhelm 23:50 – When Should Kids Get Their First Devices? 25:00 – Parents as “Paparazzi” & Memory vs. Instagram 28:30 – Predictions for the Future of Digital Wellness 32:30 – One Simple Step You Can Take Today 34:00 – Where to Find Courage to Connect MKM RESOURCES: ⁠⁠⁠Own Your Time: Pre-order my first book today! MKM Coaching⁠⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠⁠⁠Coast FIRE Calculator⁠⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠⁠⁠Mortgage Payoff Calculator⁠⁠⁠: A free calculator to help you see how fast you can become mortgage free. ⁠⁠⁠YouTube⁠⁠⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠⁠⁠Monarch Money⁠⁠⁠ - Best Budget App for Families & Couples ⁠⁠⁠Empower⁠⁠⁠ - Free Portfolio Tracker ⁠⁠Cr⁠ew⁠⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠⁠⁠Ethos⁠⁠⁠ - Affordable Term Life Insurance ⁠⁠⁠Trust & Will⁠⁠⁠ - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Andy Hill sits down with LendingTree's Matt Schulz to break down the real price tag of parenting in 2024 (spoiler: nearly $300K!). They cover rising childcare costs, smart savings strategies, and how your budget can survive the baby years. Then, financial planner Madison Sharick shares how she and her husband hit Coast FIRE in their 30s — while raising two young kids!

Season 2 of The Dillon England Show kicks off with my favorite guest—my wife, Anna! We dive into what life looks like with two kids, running a business, chasing dreams, and trying to keep a strong marriage through it all. We talk entrepreneurship, parenting, birth stories, and what it really takes to support each other when life gets chaotic.Big shoutout to our sponsors:☕ Order our LOW ACID COFFEE "THE BROADCAST BREW":https://www.coolbeanscoffeemi.com/product-page/broadcast-brew-low-acid-blendThank you to Cool Beans Coffee Brewery for your partnership!

What does it take to quit your job and earn a full-time income on YouTube?

With so much market noise and doom-filled headlines, you might be wondering — is now actually a good time to invest? In today's episode, we break down six compelling reasons why today could be the best day to start your investing journey.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2664: Logan Allec shares how becoming a parent radically reshaped his financial mindset - from early retirement dreams to prioritizing his child's future. His story highlights the emotional and practical shifts that come with parenthood, including relaxing personal savings goals, focusing on time over money, and investing early in his child's education and financial literacy. Read along with the original article(s) here: https://marriagekidsandmoney.com/having-a-baby-changed-financial-goals Quotes to ponder: "Money is still important, of course, but spending time with my family is now my top priority." "I'm no longer worried about hitting a specific savings target at the end of each month, and I've relaxed my budget significantly since my child was born." "You don't need to worry about a new baby's retirement fund for a while, but you can get their financial life off to a great start by helping them create a Roth IRA as soon as possible." Episode references: 529 College Savings Plan Overview: https://www.savingforcollege.com/intro-to-529s/what-is-a-529-plan Roth IRA: https://www.irs.gov/retirement-plans/roth-iras Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2664: Logan Allec shares how becoming a parent radically reshaped his financial mindset - from early retirement dreams to prioritizing his child's future. His story highlights the emotional and practical shifts that come with parenthood, including relaxing personal savings goals, focusing on time over money, and investing early in his child's education and financial literacy. Read along with the original article(s) here: https://marriagekidsandmoney.com/having-a-baby-changed-financial-goals Quotes to ponder: "Money is still important, of course, but spending time with my family is now my top priority." "I'm no longer worried about hitting a specific savings target at the end of each month, and I've relaxed my budget significantly since my child was born." "You don't need to worry about a new baby's retirement fund for a while, but you can get their financial life off to a great start by helping them create a Roth IRA as soon as possible." Episode references: 529 College Savings Plan Overview: https://www.savingforcollege.com/intro-to-529s/what-is-a-529-plan Roth IRA: https://www.irs.gov/retirement-plans/roth-iras Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill sits down with Jessica Moorhouse—accredited financial counselor, award-winning content creator, and author of Everything But Money—to explore the impact of money trauma and how our financial behaviors are often shaped by past experiences. Jessica shares how both big T and little T traumas influence our financial decisions, the role of generational trauma in our money mindset, and how unhealed emotional wounds can lead to cycles of overspending, fear, and financial stress. She also opens up about her own personal journey of self-discovery, the power of therapy in reshaping her financial mindset, and actionable steps you can take to break free from unhealthy money patterns. If you've ever felt anxiety, guilt, or shame around money, this conversation will help you unpack the past and move forward with financial confidence. Listen now to start healing your money story! RESOURCES: Sponsors + Partners + Deals Everything but Money (book): https://amzn.to/3Da02Cg (affiliate) CHAPTERS: 00:00 – Introduction to the Episode 01:00 – What is Money Trauma? 02:26 – The Difference Between Big T and Little T Trauma 04:52 – How Trauma Affects Our Financial Decisions 07:00 – Childhood Money Trauma and How It Shapes Us 09:35 – Generational Trauma and Its Lasting Impact 12:07 – Can Money Trauma Be Used as Motivation? 16:17 – The Power of Therapy: EMDR & Internal Family Systems (IFS) 18:26 – Jessica's Personal Experience with Childhood Trauma 24:32 – Mindfulness, Meditation, and Daily Practices for Healing 27:05 – Overcoming Negative Self-Talk and Imposter Syndrome 29:20 – One Small Step to Start Healing Money Trauma 30:20 – How Parents Can Avoid Passing Money Trauma to Their Kids MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we sit down with Grant Sabatier, the author of Inner Entrepreneur, to explore how entrepreneurship can be a powerful path to financial independence, time freedom, and personal joy. Grant shares his incredible journey from feeling stuck in corporate life to building multiple businesses, reaching financial independence by 30, and crafting a life centered around what he loves—including owning a bookstore and spending meaningful time with his family. If you're curious about starting a business, finding peace beyond just chasing money, or learning how to build an “empire” that truly fits your life, this is a must-listen conversation. Resources: ⁠⁠Sponsors + Partners + Deals⁠⁠ Inner Entrepreneur (book): https://amzn.to/4l7v6D9 (affiliate) Chapters 00:00 – Why People Get Stuck in Unfulfilling Careers 00:42 – Welcome to the Show & Introduction of Grant Sabatier 01:58 – Why Entrepreneurship is a Powerful Path to Financial Independence 04:08 – Is Now a Good Time to Start a Business? 07:40 – Using Entrepreneurship to Create Peace, Not Just Money 11:59 – Grant's Journey: From Digital Marketing to Multi-Millionaire 14:24 – Selling Millennial Money and Building MMG Media Group 18:55 – Levels of Entrepreneurship: Solopreneur to Empire 23:17 – Avoiding Growth Traps & Building a Business That Fits Your Life 24:43 – A Typical Week in Grant's Life as a Dad and Entrepreneur 29:40 – Parenting, Balance, and Being a Role Model for Your Kids 32:03 – Advice for Aspiring Entrepreneurs: Trust Yourself and Start Small 37:35 – Where to Find Grant's Book “Inner Entrepreneur” MKM RESOURCES: ⁠⁠MKM Coaching⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠⁠Coast FIRE Calculator⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠⁠Mortgage Payoff Calculator⁠⁠: A free calculator to help you see how fast you can become mortgage free. ⁠⁠YouTube⁠⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠⁠Monarch Money⁠⁠ - Best Budget App for Families & Couples ⁠⁠Empower⁠⁠ - Free Portfolio Tracker ⁠⁠Crew⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠⁠Ethos⁠⁠ - Affordable Term Life Insurance ⁠⁠Trust & Will⁠ ⁠- Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

What do the world's greatest investors know that the rest of us don't? In this episode, we sit down with William Green, author of Richer, Wiser, Happier, to uncover the timeless principles he's learned from interviewing legends like Charlie Munger, Howard Marks, and Bill Miller. Rather than chasing hot tips or quick wins, William reveals how traits like emotional control, simplicity, and avoiding big mistakes can help you build wealth—and a more meaningful life. We discuss the difference between gambling and investing, the wisdom of indexing for most families, and why subtracting noise can lead to clarity and success. Whether you're just starting out or well along your financial journey, this conversation offers valuable takeaways for life and money. If you want to become richer, wiser, happier, this episode with William Green is a must-listen. RESOURCES: ⁠⁠Sponsors + Partners + Deals⁠⁠ Richer, Wiser, Happier (book): https://amzn.to/4kkLq2e (affiliate) Chapters 00:00 – Timeless wisdom and survival in investing 01:00 – Introduction to William Green and his journey 03:30 – The surprising philosophical nature of top investors 06:00 – Learning from failure: The Bill Miller story 08:30 – The power of accepting impermanence (Mujo & Howard Marks) 11:30 – Gambling vs. investing: Lessons from a young William 14:30 – The Buffett playbook and indexing for most families 18:00 – The art of subtraction and simplifying your financial life 22:00 – Defining a rich life: Health, relationships, peace of mind 25:00 – Charlie Munger's key principle: Invert, always invert 28:30 – How to survive financial storms: Diversify and avoid leverage 32:00 – Dogged incremental progress and being “number one-ish” 36:00 – William's biggest takeaway from 25 years of interviews 38:00 – Where to find Richer, Wiser, Happier and his podcast MKM RESOURCES: ⁠⁠MKM Coaching⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠⁠Coast FIRE Calculator⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠⁠Mortgage Payoff Calculator⁠⁠: A free calculator to help you see how fast you can become mortgage free. ⁠⁠YouTube⁠⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠⁠Monarch Money⁠⁠ - Best Budget App for Families & Couples ⁠⁠Empower⁠⁠ - Free Portfolio Tracker ⁠⁠Crew⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠⁠Ethos⁠⁠ - Affordable Term Life Insurance ⁠⁠Trust & Will⁠ ⁠- Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2640: Elle Martinez reveals a powerful yet often overlooked financial strategy for couples: living on one income while saving the other. Backed by real-life success stories, she explains how this approach can dramatically accelerate financial independence, reduce stress, and create stronger teamwork in your relationship. Read along with the original article(s) here: https://marriagekidsandmoney.com/the-easiest-way-to-build-wealth-as-a-couple Quotes to ponder: "One of the best things you can do is learn to budget and live on one income." "The key factor to retiring early is the percentage of your income compared to your expenses." "You two are an awesome team that can achieve some great things when you work together!" Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2640: Elle Martinez reveals a powerful yet often overlooked financial strategy for couples: living on one income while saving the other. Backed by real-life success stories, she explains how this approach can dramatically accelerate financial independence, reduce stress, and create stronger teamwork in your relationship. Read along with the original article(s) here: https://marriagekidsandmoney.com/the-easiest-way-to-build-wealth-as-a-couple Quotes to ponder: "One of the best things you can do is learn to budget and live on one income." "The key factor to retiring early is the percentage of your income compared to your expenses." "You two are an awesome team that can achieve some great things when you work together!" Learn more about your ad choices. Visit megaphone.fm/adchoices

In this two-part episode, we're diving into strategies for building wealth as a modern parent. First, Kelly Palmer—a financial planner and founder of The Wealthy Parent—joins the show to break down how to choose a 529 plan. She shares the pros and cons of different education savings options, the impact of the new SECURE Act updates, and why she's a proud 529 mom herself. If you've been feeling overwhelmed by college savings decisions, this segment is full of clear, practical guidance. Then, in our Net Worth Win segment, Shang Saavedra from Save My Cents reveals how she and her husband built a net worth north of $2 million by age 39. From a revenge-of-the-nerd money mindset to embracing FIRE, Shang's story is packed with lessons on frugal living, dual-income saving strategies, and long-term thinking. Whether you're focused on education planning or financial independence, this episode delivers actionable tips and real-life inspiration. EPISODE RESOURCES Nectarine (Advice Only Financial Planners): ⁠https://marriagekidsandmoney.com/nectarine (affiliate) The Wealthy Parent: https://thewealthyparent.com  ⁠ Wealth is a Mindset (Book): https://amzn.to/3FQT0nh (affiliate) Save My Cents (Shang Saavedra's Website): https://savemycents.com/ CHAPTERS 00:00 – Introduction01:00 – How to Choose a 529 Plan05:20 – Tax Benefits and State-Specific Rules09:00 – SECURE Act Updates and New Roth IRA Rollovers13:45 – 529s vs UTMAs and Roth IRAs for Kids18:00 – Final Thoughts from Kelly Palmer20:30 – Net Worth Win: Shang Saavedra24:15 – The Mindset Shift Behind Wealth Building29:30 – Living on One Income and Saving the Other33:00 – Renting by Choice and Real Estate Insights36:00 – Teaching Generational Wealth Through Habits38:30 – Future Goals and Advice for Parents MKM RESOURCES: ⁠MKM Coaching⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠Coast FIRE Calculator⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠Mortgage Payoff Calculator⁠: A free calculator to help you see how fast you can become mortgage free. ⁠YouTube⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠Monarch Money⁠ - Best Budget App for Families & Couples ⁠Empower⁠ - Free Portfolio Tracker Cr⁠ew⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠Ethos⁠ - Affordable Term Life Insurance ⁠Trust & Will⁠ - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

In this inspiring Solopreneur Life segment, Andy Hill sits down with Colin Graves—a former bank manager turned full-time freelance writer and editor. Colin shares how a toxic workplace pushed him to reevaluate his career and ultimately build a thriving solo business making over $150,000 per year. Listeners will learn how Colin transitioned from a 9-to-5 job into solopreneurship, the steps he took to scale his business, and how he now enjoys a flexible lifestyle that prioritizes family, freedom, and fulfillment. If you're a parent looking to escape the corporate grind and design a business on your own terms, this episode is packed with insights and encouragement. EPISODE RESOURCES: ⁠Sponsors + Partners + Deals⁠ Colin Graves (website): https://colingraves.com MKM RESOURCES: ⁠MKM Coaching:⁠ Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠Coast FIRE Calculator⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠Mortgage Payoff Calculator⁠: A free calculator to help you see how fast you can become mortgage free. ⁠YouTube⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠Monarch Money⁠ - Best Budget App for Families & Couples ⁠Empower⁠ - Free Portfolio Tracker ⁠Crew ⁠- HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠Ethos⁠ - Affordable Term Life Insurance ⁠Trust & Will ⁠- Convenient Estate Planning CHAPTERS 00:00 – Life after corporate: Embracing flexibility 00:16 – Meet Colin Graves: From bank manager to solopreneur 01:40 – A toxic boss sparked the journey 03:22 – Starting with blogging and side hustles 05:20 – Defining a vision with his wife 06:30 – Turning freelance writing into a real business 08:45 – Putting in the hours and finding "comfortable torture" 10:18 – Landing multiple clients at FinCon 12:45 – Making the leap to full-time solopreneur 14:30 – Life after quitting the 9-to-5 16:30 – How freelance writers earn income 17:25 – Income breakdown: $150K/year as a solopreneur 18:20 – Time management and weekly hours 20:33 – Taking spontaneous family trips 22:00 – What new freelance writers can expect to earn 24:15 – Why $500/month from freelancing is powerful 26:07 – Favorite solopreneur tool: Wise 27:30 – Outsourcing help and using ChatGPT 30:27 – His biggest mistake: Getting too comfortable 32:50 – Life outside work: music, biking, and disc golf 34:23 – Rethinking retirement as a solopreneur 36:29 – How to connect with Colin and get coaching HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Coast FIRE is when you've saved enough for retirement that you no longer need to contribute—just cover your current expenses and coast. But how does it really compare to traditional retirement? We'll break down the pros and cons of both so you can decide which path fits your family's lifestyle and financial goals best. Next, we're back with our Coast FIRE Family segment. This month, we're featuring Jason Edwards from Rhode Island. Jason and his wife Amber reached Coast FIRE with $1.2 million invested. He shares how they did it, the role adoption played in their journey, and how they're now focusing on building generational wealth. Lastly, my son Calvin joins me for another “Good Word” segment. With school wrapping up, we're talking about generosity, favorite teachers, and celebrating the good in the world—because sometimes, you just need a little positivity. Resources Mentioned: Coast FIRE Calculator Crunch your numbers and find out how close you are to achieving Coast FIRE:

Andy Hill welcomes back JL Collins—often dubbed the “Godfather of FI”—to discuss the updated and expanded edition of his bestselling book, The Simple Path to Wealth. Together, they demystify investing, discuss the power of index funds, and share how building FU Money can unlock freedom and solopreneur dreams. JL shares lessons from 50 years of market data and why “set it and forget it” is still the winning strategy. RESOURCES: ⁠Sponsors + Partners + Deals⁠ The Simple Path to Wealth (book): ⁠https://amzn.to/3ZBDGS2 (affiliate) Chapters 00:00 – The Simplest Investing Advice You'll Ever Hear00:36 – Why So Few People Invest in the Stock Market01:53 – Why Investing Feels So Complicated (Thanks, Wall Street)03:06 – Index Funds 101: Why They Work04:57 – How Index Funds Are Self-Cleansing06:10 – Avoiding Analysis Paralysis: Stick to One Fund08:17 – Do You Need to Switch Brokerages for Better Funds?09:30 – Should You Add International Stocks? JL's Take12:02 – Set It and Forget It: The Power of Automation15:42 – The “Tweaky Path” vs. The Simple Path16:16 – Filtering Out Financial Fear in the Media20:22 – Investing: A Psychological Game22:45 – 50 Years of Market Returns: What the Data Really Says27:48 – FU Money: Your Runway to Solopreneurship and Freedom29:42 – Buying Freedom vs. Buying Stuff31:47 – Is This Time Really Different? (Spoiler: It's Not)33:46 – Planning for Black Swans? Or Betting on the 99%?35:25 – How to Get Started Today: One Simple Step36:48 – Where to Find the Updated Book and More Resources MKM RESOURCES: ⁠MKM Coaching⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠Coast FIRE Calculator⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠Mortgage Payoff Calculator⁠: A free calculator to help you see how fast you can become mortgage free. ⁠YouTube⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠Monarch Money⁠ - Best Budget App for Families & Couples ⁠Empower⁠ - Free Portfolio Tracker ⁠Crew⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠Ethos⁠ - Affordable Term Life Insurance ⁠Trust & Will ⁠- Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2616: Andy Hill shares how he and his wife transformed their financial lives by using a simple five-step budgeting method, helping them eliminate debt, grow their net worth by $800,000, and live mortgage-free. Hill emphasizes the importance of identifying a motivating "why," aligning with your partner, choosing the right budgeting tool, creating a fun routine around finances, and celebrating milestones to maintain momentum toward financial freedom. Read along with the original article(s) here: https://marriagekidsandmoney.com/budget-your-way-to-financial-freedom-in-5-steps-2 Quotes to ponder: "Without this ‘why', I don't think I would have ever changed my path." "In order for you to succeed with the budgeting process and stick to it, your partner needs to be on the same page." "It can be very motivating to put a reward out there for yourself when you achieve your personal finance dreams." Episode references: EveryDollar: https://www.everydollar.com You Need a Budget (YNAB): https://www.ynab.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2616: Andy Hill shares how he and his wife transformed their financial lives by using a simple five-step budgeting method, helping them eliminate debt, grow their net worth by $800,000, and live mortgage-free. Hill emphasizes the importance of identifying a motivating "why," aligning with your partner, choosing the right budgeting tool, creating a fun routine around finances, and celebrating milestones to maintain momentum toward financial freedom. Read along with the original article(s) here: https://marriagekidsandmoney.com/budget-your-way-to-financial-freedom-in-5-steps-2 Quotes to ponder: "Without this ‘why', I don't think I would have ever changed my path." "In order for you to succeed with the budgeting process and stick to it, your partner needs to be on the same page." "It can be very motivating to put a reward out there for yourself when you achieve your personal finance dreams." Episode references: EveryDollar: https://www.everydollar.com You Need a Budget (YNAB): https://www.ynab.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill sits down with bestselling author and digital entrepreneur Pat Flynn to discuss how "lean learning" can help overwhelmed parents and solopreneurs cut through the noise, focus on what really matters, and take meaningful action. Pat shares how absorbing less information — but more intentionally — can lead to quicker progress, stronger results, and more time for what truly matters: family, health, and creativity. Whether you're starting your first business, juggling multiple podcasts, or just looking to reclaim some peace of mind, Pat's approach to learning less but achieving more might be just the antidote you need. Resources: ⁠Sponsors + Partners + Deals⁠ Lean Learning (book): ⁠https://amzn.to/3Hs6JkG (affiliate) Chapters 00:00 – Introduction to Lean Learning and Overcoming Information Overload01:40 – Meet Pat Flynn: Entrepreneur, Author, Father, and Back to the Future Fan04:12 – How Information Obesity is Slowing Us Down06:25 – What is Lean Learning? A Golf Story That Explains It All08:26 – Public Speaking, Force Functions, and Learning One Skill at a Time10:42 – The Microsoft Word Ebook That Made $200K: Just-in-Time Learning in Action12:42 – The Double Meaning of “Lean” and the Power of Focus13:50 – What Should Solopreneurs Do With Their Newfound Time?14:55 – The “One-One-One” Strategy for Starting a Business17:09 – Solopreneur Pitfalls: Fear, Procrastination, and Why We Over-Plan19:10 – Fishing with One Jig: A Metaphor for Mastery21:17 – Alternatives to Information Overload While Driving or Exercising23:36 – Why Taking Action > Passive Learning25:37 – Where to Find Pat's Book “Lean Learning”27:00 – Why Focusing on One Project at a Time Delivers Faster Results29:00 – Wrap-Up and Final Thoughts MKM RESOURCES: ⁠MKM Coaching⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠Coast FIRE Calculator⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠Mortgage Payoff Calculator⁠: A free calculator to help you see how fast you can become mortgage free. ⁠YouTube⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠Monarch Money⁠ - Best Budget App for Families & Couples ⁠Empower⁠ - Free Portfolio Tracker ⁠Crew⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠Ethos⁠ - Affordable Term Life Insurance ⁠Trust & Will ⁠- Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Samme from Chicago recently became debt free. She and her husband now have extra money. Should they pay off their mortgage, save or invest? Andy shares his thoughts. Andy also interviews Brittany Flammer, a financial coach, YouTuber, and mom of five, who has grown her family's net worth to over $850,000 by age 39—despite a modest household income.

In this episode of the Marriage Kids and Money Podcast, Andy Hill is joined by Robert Farrington and Jordan Biesinger to explore two powerful financial topics: tackling student loan debt and achieving Coast FIRE. First, Robert Farrington, founder of The College Investor, shares urgent updates on the resumption of student loan default collections, what borrowers need to know right now, and smart strategies for managing debt amid confusing government changes. Then, we switch gears with Jordan Biesinger, a Coast FIRE success story. Jordan and his wife hit Coast FIRE in their 20s and chose to move to China for a simpler, more financially free life. He shares exactly how they did it—and how you can too. EPISODE RESOURCES Robert Farrington (Website): https://thecollegeinvestor.com Jordan Biesinger (YouTube): https://youtube.com/@BiesingerFIREJourney CHAPTERS 00:00 - Intro01:30 - The Return of Student Loan Collections02:50 - What Happens If You Default on Student Loans04:20 - Forbearance vs. Default: Key Differences05:45 - Don't Count on Future Forgiveness07:00 - The Trillion-Dollar Student Loan Problem08:00 - The SAVE Plan: Dead or Alive?09:40 - Using the Forbearance Window Wisely10:40 - Alternatives to the SAVE Plan12:00 - How to Find Out Who You Owe13:40 - Increasing Income and Cutting Big Expenses15:45 - Is College Still a Smart Investment?18:00 - The ROI Reality of a College Degree19:30 - Where to Find More Help from The College Investor21:00 - Coast Fire Family: Jordan's Journey Begins21:45 - The Coast Fire 5 with Jordan23:00 - How Real Estate and Frugality Fueled Their FIRE25:30 - From Student Loans to Coast FIRE27:00 - Index Funds and Simple Investing28:30 - Income Growth Through Career and Side Hustles30:00 - Life and Work Abroad After Coast FIRE31:30 - Investing Beyond Retirement32:30 - Teaching Financial Literacy to the Next Generation33:45 - Why They Chose to Move to China35:30 - Coast FIRE as a Path to Flexibility and Healing36:30 - Life in China and Living Simply37:30 - Final Advice for Achieving Coast FIRE MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3154: Andy Hill challenges the traditional notion of giving kids an allowance by linking money to effort through “Chore Money.” His approach teaches children real-world financial principles, like earning through value, saving early, and understanding limits, while also sparking entrepreneurial thinking from a young age. Read along with the original article(s) here: https://marriagekidsandmoney.com/why-i-wont-give-my-kids-an-allowance Quotes to ponder: "You exist therefore you get money. That concept doesn't work in the real world." "If she helps with the chores, she gets paid. If she doesn't help, she doesn't get paid." "When you're a saver, you have options. You can more easily pursue your passions and live your life on your terms." Learn more about your ad choices. Visit megaphone.fm/adchoices

We all know time is a finite resource. Why do we keep overallocating our time? It all feels like too much of what we're supposed to do and not enough of what we want to do. In this Bread & Wine episode, Andy and Nicole discuss how their time has been swallowed up recently, how they are fighting back, and how you can own your time, too.  MKM RESOURCES **Sponsors + Partners + Deals: ⁠https://www.marriagekidsandmoney.com/sponsors⁠ ⁠Leave a Review: Apple Podcasts⁠ ⁠Leave a Rating: Spotify⁠ ⁠Instagram⁠: Follow our IG channel OTHER EPISODES YOU MIGHT LIKE ⁠Die With Zero: When FIRE Meets YOLO⁠ ⁠Reflecting on Dave Ramsey's Baby Steps 10 Years Later⁠ ⁠Are We Morons for Paying Off Our Mortgage Early?⁠ DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Kayli Johnson Creative Director / Show Director: Nicole Hill Editor: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Feeling uneasy about your finances in today's economy? Learn how to turn fear into your greatest investing motivator with Sam Dogen, founder of Financial Samurai. In this powerful episode, Sam shares how fear helped him build wealth, leave a high-stress Wall Street job, and create true financial independence. Whether you're just getting started or trying to level up your savings rate, this conversation will inspire you to use fear—not as a crutch, but as a catalyst. RESOURCES: Sponsors + Partners + Deals Millionaire Milestones (book): https://amzn.to/4jOuh1n (affiliate) CHAPTERS 00:00 – The Role of Fear in Hard Times00:20 – Show Intro: Using Fear to Drive Financial Action01:30 – Should Families Be Fearful of Today's Economy?02:30 – How Fear Can Be a Powerful Motivator03:40 – When Fear Becomes Paralysis04:15 – The Concept of “Return on Effort”05:15 – What is a Saving Rate and Why it Matters06:30 – How to Calculate Your Saving Rate07:45 – Sam's Saving Journey: From Goldman Sachs to FIRE10:00 – Facing the Financial Crisis and Learning from It11:15 – The Fear During 2008 and Lessons for 202512:50 – Investment Strategies: Beyond the 401(k)13:45 – The Utility of Stocks vs. Real Estate Investing15:15 – Reaching Financial Independence and Negotiating a Severance17:20 – Financial Independence with Kids: The New Fear18:15 – The Dual Unemployed Parents Dilemma20:00 – Optimal Parental Anxiety and Letting Go21:00 – One Final Piece of Advice for Struggling Families22:00 – Understanding Bear Markets and Historical Cycles23:00 – Where to Find “Millionaire Milestones” by Sam Dogen23:20 – Andy's Top 3 Takeaways from the Interview25:25 – Closing Credits and Final Thoughts MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Coast FIRE is when you've front-loaded enough investments to simply coast to retirement without any further contributions. But with this stock market downturn as of late, is the idea of Coast FIRE dead? We'll share how our portfolio is holding up and discuss what to do to keep our Coast FIRE dreams alive. Second, we're back with our Net Worth Win segment. This month, we're featuring Michelle Onaka from Intentional Money Life. Michelle has grown her net worth to $900k by 37 years old. We'll learn how she did it and how this helps her family travel more. Last, my son Calvin will be reading the month's review and I'll quiz him with some money questions. We're talking about recessions, investing, and going on our first cruise! EPISODE RESOURCES: Sponsors + Partners + Deals Michelle Onaka (website): https://Intentionalmoneylife.com CHAPTERS 00:00 - Intro01:30 - Coast FIRE Amid Market Turmoil02:46 - Revisiting 2021 Coast FIRE Numbers04:17 - Impact of Market Downturn on Retirement Outlook05:03 - 6 Ways We're Keeping Coast FIRE Alive11:46 - Interview: Michelle Onaka's $900K Net Worth Journey13:19 - Motivation Behind Michelle's Wealth Building15:55 - From Low Income to Six Figures18:16 - Smart Saving and Investing Habits20:18 - What's in Michelle's $1M+ Asset Portfolio22:37 - Liabilities and Mortgage Strategy23:58 - Teaching Kids About Generational Wealth25:51 - Why Their Kids' Accounts Are in Their Names27:36 - The Future: More Travel, Less Work29:30 - How to Connect with Michelle Onaka33:31 - Calvin's 3-Question Money Quiz37:17 - Social Shout-Out & Book Giveaway38:10 - Final Thoughts MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Paid parental leave can have lifelong benefits for families — but why is the U.S. so far behind? Isabelle Hau, author of Love to Learn and Executive Director at Stanford's Accelerator for Learning, joins the show to break down how paid leave improves the lives of parents, children, and workplaces. Also, Stacey Blackshear from Virginia shares how she and her husband achieved Coast Fire with $500k by 40 years old — and how it's helping them create more time and freedom for their growing family! EPISODE RESOURCES Isabelle Hau (Website): https://www.isabellehau.com/ Stacy Blackshear (Website): https://www.rewirebehavior.com CHAPTERS 0:00 - Open2:30 - What is Paid Parental Leave and Why It Matters3:40 - Benefits for Children and Parents7:00 - The U.S. Paid Leave Problem: 80% Without Access8:00 - Why Other Countries Get It Right (and We Don't)9:00 - Companies Leading the Way on Paid Leave10:30 - Paid Leave's Impact on Retention and Productivity11:30 - Ideal Time Off: 12 Weeks to 6 Months13:00 - The Rising Importance of Paternity Leave14:30 - Advice for Workers and Employers16:50 - Isabelle Hau's New Book and Final Thoughts17:30 - Stacey Blackshear - Coast Fire19:00 - Financial Lessons from Divorce and New Beginnings21:00 - Investing Smartly and Building Wealth25:00 - Slowing Down Work to Focus on Family28:00 - Teaching Good Money Habits to Kids32:30 - Stacey's Advice for Financial Freedom34:15 - How to Connect with Stacey MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

A recession may be headed our way. How can we prepare? I'm walking through our family's 5 step financial plan to prepare for a recession. Second, we're back with our Mortgage Free Family segment! This month we're featuring Sandra Park from Texas. She's going to share how she paid off her mortgage in his 40s and how it allowed her more cash flow and the ability to help her son pay for college. Last, we're sharing the Good Word once again. My son Calvin and I are sharing the latest World Happiness Report, how the United States ranks, and how service to others matters. EPISODE RESOURCES: Sponsors + Partners + Deals Sandra Park: https://engineerherpath.com Good Word Story - CNBC: https://www.cnbc.com/2025/03/19/world-happiness-report-2025-finland-is-the-happiest-country.html CHAPTERS 00:00 – Intro 01:50 – Step 1: Shore Up Your Emergency Fund 04:35 – Step 2: Continue Investing According to Your Plan 05:50 – Step 3: Reduce Expenses, Not Your Happiness 11:30 – Step 4: Earn More Without Burning Out 13:55 – Step 5: Be Generous Where It's Needed 16:40 – Mortgage-Free Family: Interview with Sandra Park 17:45 – Sandra's Mortgage-Free Journey 20:00 – Budgeting, Downsizing, and Mindset Shifts 29:00 – Post-Mortgage Life and Financial Freedom 32:50 – Generational Wealth and Lessons for the Next Generation 38:00 – Good News Segment with Calvin Hill 46:35 – Shoutout of the Month MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill sits down with Dr. Daniel Crosby—renowned psychologist, behavioral finance expert, and author of Soul of Wealth—to explore the true meaning of wealth beyond money. Dr. Crosby breaks down why financial success alone won't bring happiness and how our beliefs, relationships, and personal growth play a crucial role in our well-being. He shares fascinating insights on why some of the wealthiest people still feel unfulfilled, the psychological traps we fall into when chasing money, and practical ways to balance financial goals with a meaningful life. If you're striving for financial success but don't want to lose sight of what truly matters, this conversation is a must-listen. Listen now to redefine your wealth and purpose! #Wealth #DrDanielCrosby #MoneyMindset #FinancialWellness RESOURCES: Sponsors + Partners + Deals The Soul of Wealth (book): https://amzn.to/3FcQh6K (affiliate) EPISODE CHAPTERS: 00:00 – Introduction to the Episode 01:02 – Why Do We Believe Money Will Make Us Happy? 03:01 – How Money Can Buy Happiness (But Only to a Point) 07:07 – Dr. Daniel Crosby's Personal Struggle with Money vs. Meaning 08:40 – The Five Pillars of Happiness and Where Money Fits In 11:49 – How to Find Balance Between Wealth and Purpose 12:14 – The Three B's of Meaning: Believing, Belonging, and Becoming 17:41 – Teaching Kids About Wealth and Meaning 20:58 – The Reality of Generational Wealth 24:19 – One Actionable Step to Prioritize Meaning Alongside Wealth 25:08 – Where to Find Dr. Daniel Crosby and Soul of Wealth GUEST BIO - Dr. Daniel Crosby: Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into 14 languages. His third book, The Behavioral Investor, was Axiom's best investment book of 2019 and is a comprehensive look at the neurology, physiology and psychology of sound financial decision-making. His latest book, The Soul of Wealth, is an exploration of money and meaning. When he's not decoding market psychology, Daniel is a father of 3, a fanatical follower of the St. Louis Cardinals, an explorer of the American South, and an amateur hot sauce chef. MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you really retire comfortably with a 5% withdrawal rate? Financial researcher and author Bill Bengen—the creator of the legendary 4% rule—joins us to share why his latest research shows that 5% is the new 4%. In this interview, Bill explains how his thinking has evolved, what today's retirees should know, and how you can plan smarter for a fulfilling, financially free retirement. RESOURCES: Sponsors + Partners + Deals A Richer Retirement (book): https://amzn.to/4iWzaVJ (affiliate) CHAPTERS 00:00 – Intro – Bill Bengen 01:53 – What is the 4% rule? 04:01 – The rise of the 4% rule 05:17 – Evolving to the 5% rule 06:59 – Over-saving and regret 08:45 – Advice for young savers 10:31 – Thoughts on the 8% rule 12:34 – Portfolio allocation in retirement 13:55 – Downsides of 3% withdrawal rate 14:28 – Bill's personal withdrawal strategy 15:55 – Natural increase in withdrawal rate 17:38 – How to take your foot off the gas 19:16 – Long-term investing advice 20:35 – New book details 22:22 – Andy's 3 takeaways from the conversation 26:52 – Credits and closing quote MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Groves Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices