Podcasts about marriage kids

In this two-part episode, we're diving into strategies for building wealth as a modern parent. First, Kelly Palmer—a financial planner and founder of The Wealthy Parent—joins the show to break down how to choose a 529 plan. She shares the pros and cons of different education savings options, the impact of the new SECURE Act updates, and why she's a proud 529 mom herself. If you've been feeling overwhelmed by college savings decisions, this segment is full of clear, practical guidance. Then, in our Net Worth Win segment, Shang Saavedra from Save My Cents reveals how she and her husband built a net worth north of $2 million by age 39. From a revenge-of-the-nerd money mindset to embracing FIRE, Shang's story is packed with lessons on frugal living, dual-income saving strategies, and long-term thinking. Whether you're focused on education planning or financial independence, this episode delivers actionable tips and real-life inspiration. EPISODE RESOURCES Nectarine (Advice Only Financial Planners): ⁠https://marriagekidsandmoney.com/nectarine (affiliate) The Wealthy Parent: https://thewealthyparent.com  ⁠ Wealth is a Mindset (Book): https://amzn.to/3FQT0nh (affiliate) Save My Cents (Shang Saavedra's Website): https://savemycents.com/ CHAPTERS 00:00 – Introduction01:00 – How to Choose a 529 Plan05:20 – Tax Benefits and State-Specific Rules09:00 – SECURE Act Updates and New Roth IRA Rollovers13:45 – 529s vs UTMAs and Roth IRAs for Kids18:00 – Final Thoughts from Kelly Palmer20:30 – Net Worth Win: Shang Saavedra24:15 – The Mindset Shift Behind Wealth Building29:30 – Living on One Income and Saving the Other33:00 – Renting by Choice and Real Estate Insights36:00 – Teaching Generational Wealth Through Habits38:30 – Future Goals and Advice for Parents MKM RESOURCES: ⁠MKM Coaching⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠Coast FIRE Calculator⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠Mortgage Payoff Calculator⁠: A free calculator to help you see how fast you can become mortgage free. ⁠YouTube⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠Monarch Money⁠ - Best Budget App for Families & Couples ⁠Empower⁠ - Free Portfolio Tracker Cr⁠ew⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠Ethos⁠ - Affordable Term Life Insurance ⁠Trust & Will⁠ - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

In this inspiring Solopreneur Life segment, Andy Hill sits down with Colin Graves—a former bank manager turned full-time freelance writer and editor. Colin shares how a toxic workplace pushed him to reevaluate his career and ultimately build a thriving solo business making over $150,000 per year. Listeners will learn how Colin transitioned from a 9-to-5 job into solopreneurship, the steps he took to scale his business, and how he now enjoys a flexible lifestyle that prioritizes family, freedom, and fulfillment. If you're a parent looking to escape the corporate grind and design a business on your own terms, this episode is packed with insights and encouragement. EPISODE RESOURCES: ⁠Sponsors + Partners + Deals⁠ Colin Graves (website): https://colingraves.com MKM RESOURCES: ⁠MKM Coaching:⁠ Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠Coast FIRE Calculator⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠Mortgage Payoff Calculator⁠: A free calculator to help you see how fast you can become mortgage free. ⁠YouTube⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠Monarch Money⁠ - Best Budget App for Families & Couples ⁠Empower⁠ - Free Portfolio Tracker ⁠Crew ⁠- HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠Ethos⁠ - Affordable Term Life Insurance ⁠Trust & Will ⁠- Convenient Estate Planning CHAPTERS 00:00 – Life after corporate: Embracing flexibility 00:16 – Meet Colin Graves: From bank manager to solopreneur 01:40 – A toxic boss sparked the journey 03:22 – Starting with blogging and side hustles 05:20 – Defining a vision with his wife 06:30 – Turning freelance writing into a real business 08:45 – Putting in the hours and finding "comfortable torture" 10:18 – Landing multiple clients at FinCon 12:45 – Making the leap to full-time solopreneur 14:30 – Life after quitting the 9-to-5 16:30 – How freelance writers earn income 17:25 – Income breakdown: $150K/year as a solopreneur 18:20 – Time management and weekly hours 20:33 – Taking spontaneous family trips 22:00 – What new freelance writers can expect to earn 24:15 – Why $500/month from freelancing is powerful 26:07 – Favorite solopreneur tool: Wise 27:30 – Outsourcing help and using ChatGPT 30:27 – His biggest mistake: Getting too comfortable 32:50 – Life outside work: music, biking, and disc golf 34:23 – Rethinking retirement as a solopreneur 36:29 – How to connect with Colin and get coaching HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Coast FIRE is when you've saved enough for retirement that you no longer need to contribute—just cover your current expenses and coast. But how does it really compare to traditional retirement? We'll break down the pros and cons of both so you can decide which path fits your family's lifestyle and financial goals best. Next, we're back with our Coast FIRE Family segment. This month, we're featuring Jason Edwards from Rhode Island. Jason and his wife Amber reached Coast FIRE with $1.2 million invested. He shares how they did it, the role adoption played in their journey, and how they're now focusing on building generational wealth. Lastly, my son Calvin joins me for another “Good Word” segment. With school wrapping up, we're talking about generosity, favorite teachers, and celebrating the good in the world—because sometimes, you just need a little positivity. Resources Mentioned: Coast FIRE Calculator Crunch your numbers and find out how close you are to achieving Coast FIRE:

Andy Hill welcomes back JL Collins—often dubbed the “Godfather of FI”—to discuss the updated and expanded edition of his bestselling book, The Simple Path to Wealth. Together, they demystify investing, discuss the power of index funds, and share how building FU Money can unlock freedom and solopreneur dreams. JL shares lessons from 50 years of market data and why “set it and forget it” is still the winning strategy. RESOURCES: ⁠Sponsors + Partners + Deals⁠ The Simple Path to Wealth (book): ⁠https://amzn.to/3ZBDGS2 (affiliate) Chapters 00:00 – The Simplest Investing Advice You'll Ever Hear00:36 – Why So Few People Invest in the Stock Market01:53 – Why Investing Feels So Complicated (Thanks, Wall Street)03:06 – Index Funds 101: Why They Work04:57 – How Index Funds Are Self-Cleansing06:10 – Avoiding Analysis Paralysis: Stick to One Fund08:17 – Do You Need to Switch Brokerages for Better Funds?09:30 – Should You Add International Stocks? JL's Take12:02 – Set It and Forget It: The Power of Automation15:42 – The “Tweaky Path” vs. The Simple Path16:16 – Filtering Out Financial Fear in the Media20:22 – Investing: A Psychological Game22:45 – 50 Years of Market Returns: What the Data Really Says27:48 – FU Money: Your Runway to Solopreneurship and Freedom29:42 – Buying Freedom vs. Buying Stuff31:47 – Is This Time Really Different? (Spoiler: It's Not)33:46 – Planning for Black Swans? Or Betting on the 99%?35:25 – How to Get Started Today: One Simple Step36:48 – Where to Find the Updated Book and More Resources MKM RESOURCES: ⁠MKM Coaching⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠Coast FIRE Calculator⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠Mortgage Payoff Calculator⁠: A free calculator to help you see how fast you can become mortgage free. ⁠YouTube⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠Monarch Money⁠ - Best Budget App for Families & Couples ⁠Empower⁠ - Free Portfolio Tracker ⁠Crew⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠Ethos⁠ - Affordable Term Life Insurance ⁠Trust & Will ⁠- Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2616: Andy Hill shares how he and his wife transformed their financial lives by using a simple five-step budgeting method, helping them eliminate debt, grow their net worth by $800,000, and live mortgage-free. Hill emphasizes the importance of identifying a motivating "why," aligning with your partner, choosing the right budgeting tool, creating a fun routine around finances, and celebrating milestones to maintain momentum toward financial freedom. Read along with the original article(s) here: https://marriagekidsandmoney.com/budget-your-way-to-financial-freedom-in-5-steps-2 Quotes to ponder: "Without this ‘why', I don't think I would have ever changed my path." "In order for you to succeed with the budgeting process and stick to it, your partner needs to be on the same page." "It can be very motivating to put a reward out there for yourself when you achieve your personal finance dreams." Episode references: EveryDollar: https://www.everydollar.com You Need a Budget (YNAB): https://www.ynab.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill sits down with bestselling author and digital entrepreneur Pat Flynn to discuss how "lean learning" can help overwhelmed parents and solopreneurs cut through the noise, focus on what really matters, and take meaningful action. Pat shares how absorbing less information — but more intentionally — can lead to quicker progress, stronger results, and more time for what truly matters: family, health, and creativity. Whether you're starting your first business, juggling multiple podcasts, or just looking to reclaim some peace of mind, Pat's approach to learning less but achieving more might be just the antidote you need. Resources: ⁠Sponsors + Partners + Deals⁠ Lean Learning (book): ⁠https://amzn.to/3Hs6JkG (affiliate) Chapters 00:00 – Introduction to Lean Learning and Overcoming Information Overload01:40 – Meet Pat Flynn: Entrepreneur, Author, Father, and Back to the Future Fan04:12 – How Information Obesity is Slowing Us Down06:25 – What is Lean Learning? A Golf Story That Explains It All08:26 – Public Speaking, Force Functions, and Learning One Skill at a Time10:42 – The Microsoft Word Ebook That Made $200K: Just-in-Time Learning in Action12:42 – The Double Meaning of “Lean” and the Power of Focus13:50 – What Should Solopreneurs Do With Their Newfound Time?14:55 – The “One-One-One” Strategy for Starting a Business17:09 – Solopreneur Pitfalls: Fear, Procrastination, and Why We Over-Plan19:10 – Fishing with One Jig: A Metaphor for Mastery21:17 – Alternatives to Information Overload While Driving or Exercising23:36 – Why Taking Action > Passive Learning25:37 – Where to Find Pat's Book “Lean Learning”27:00 – Why Focusing on One Project at a Time Delivers Faster Results29:00 – Wrap-Up and Final Thoughts MKM RESOURCES: ⁠MKM Coaching⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠Coast FIRE Calculator⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠Mortgage Payoff Calculator⁠: A free calculator to help you see how fast you can become mortgage free. ⁠YouTube⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠Monarch Money⁠ - Best Budget App for Families & Couples ⁠Empower⁠ - Free Portfolio Tracker ⁠Crew⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠Ethos⁠ - Affordable Term Life Insurance ⁠Trust & Will ⁠- Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Samme from Chicago recently became debt free. She and her husband now have extra money. Should they pay off their mortgage, save or invest? Andy shares his thoughts. Andy also interviews Brittany Flammer, a financial coach, YouTuber, and mom of five, who has grown her family's net worth to over $850,000 by age 39—despite a modest household income.

In this episode of the Marriage Kids and Money Podcast, Andy Hill is joined by Robert Farrington and Jordan Biesinger to explore two powerful financial topics: tackling student loan debt and achieving Coast FIRE. First, Robert Farrington, founder of The College Investor, shares urgent updates on the resumption of student loan default collections, what borrowers need to know right now, and smart strategies for managing debt amid confusing government changes. Then, we switch gears with Jordan Biesinger, a Coast FIRE success story. Jordan and his wife hit Coast FIRE in their 20s and chose to move to China for a simpler, more financially free life. He shares exactly how they did it—and how you can too. EPISODE RESOURCES Robert Farrington (Website): https://thecollegeinvestor.com Jordan Biesinger (YouTube): https://youtube.com/@BiesingerFIREJourney CHAPTERS 00:00 - Intro01:30 - The Return of Student Loan Collections02:50 - What Happens If You Default on Student Loans04:20 - Forbearance vs. Default: Key Differences05:45 - Don't Count on Future Forgiveness07:00 - The Trillion-Dollar Student Loan Problem08:00 - The SAVE Plan: Dead or Alive?09:40 - Using the Forbearance Window Wisely10:40 - Alternatives to the SAVE Plan12:00 - How to Find Out Who You Owe13:40 - Increasing Income and Cutting Big Expenses15:45 - Is College Still a Smart Investment?18:00 - The ROI Reality of a College Degree19:30 - Where to Find More Help from The College Investor21:00 - Coast Fire Family: Jordan's Journey Begins21:45 - The Coast Fire 5 with Jordan23:00 - How Real Estate and Frugality Fueled Their FIRE25:30 - From Student Loans to Coast FIRE27:00 - Index Funds and Simple Investing28:30 - Income Growth Through Career and Side Hustles30:00 - Life and Work Abroad After Coast FIRE31:30 - Investing Beyond Retirement32:30 - Teaching Financial Literacy to the Next Generation33:45 - Why They Chose to Move to China35:30 - Coast FIRE as a Path to Flexibility and Healing36:30 - Life in China and Living Simply37:30 - Final Advice for Achieving Coast FIRE MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3154: Andy Hill challenges the traditional notion of giving kids an allowance by linking money to effort through “Chore Money.” His approach teaches children real-world financial principles, like earning through value, saving early, and understanding limits, while also sparking entrepreneurial thinking from a young age. Read along with the original article(s) here: https://marriagekidsandmoney.com/why-i-wont-give-my-kids-an-allowance Quotes to ponder: "You exist therefore you get money. That concept doesn't work in the real world." "If she helps with the chores, she gets paid. If she doesn't help, she doesn't get paid." "When you're a saver, you have options. You can more easily pursue your passions and live your life on your terms." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3154: Andy Hill challenges the traditional notion of giving kids an allowance by linking money to effort through “Chore Money.” His approach teaches children real-world financial principles, like earning through value, saving early, and understanding limits, while also sparking entrepreneurial thinking from a young age. Read along with the original article(s) here: https://marriagekidsandmoney.com/why-i-wont-give-my-kids-an-allowance Quotes to ponder: "You exist therefore you get money. That concept doesn't work in the real world." "If she helps with the chores, she gets paid. If she doesn't help, she doesn't get paid." "When you're a saver, you have options. You can more easily pursue your passions and live your life on your terms." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3154: Andy Hill challenges the traditional notion of giving kids an allowance by linking money to effort through “Chore Money.” His approach teaches children real-world financial principles, like earning through value, saving early, and understanding limits, while also sparking entrepreneurial thinking from a young age. Read along with the original article(s) here: https://marriagekidsandmoney.com/why-i-wont-give-my-kids-an-allowance Quotes to ponder: "You exist therefore you get money. That concept doesn't work in the real world." "If she helps with the chores, she gets paid. If she doesn't help, she doesn't get paid." "When you're a saver, you have options. You can more easily pursue your passions and live your life on your terms." Learn more about your ad choices. Visit megaphone.fm/adchoices

We all know time is a finite resource. Why do we keep overallocating our time? It all feels like too much of what we're supposed to do and not enough of what we want to do. In this Bread & Wine episode, Andy and Nicole discuss how their time has been swallowed up recently, how they are fighting back, and how you can own your time, too.  MKM RESOURCES **Sponsors + Partners + Deals: ⁠https://www.marriagekidsandmoney.com/sponsors⁠ ⁠Leave a Review: Apple Podcasts⁠ ⁠Leave a Rating: Spotify⁠ ⁠Instagram⁠: Follow our IG channel OTHER EPISODES YOU MIGHT LIKE ⁠Die With Zero: When FIRE Meets YOLO⁠ ⁠Reflecting on Dave Ramsey's Baby Steps 10 Years Later⁠ ⁠Are We Morons for Paying Off Our Mortgage Early?⁠ DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Kayli Johnson Creative Director / Show Director: Nicole Hill Editor: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we dive into a listener question (thanks, Leanne!) about marriage, kids, and family life in the Age of Authenticity and how it's different now in this secular age. We unpack this along with what it means for the church. Andy's brand new book "Evangelism in an Age of Despair" is out now!  You can grab it here or wherever else you get your books: bit.ly/41zuNIN 

Feeling uneasy about your finances in today's economy? Learn how to turn fear into your greatest investing motivator with Sam Dogen, founder of Financial Samurai. In this powerful episode, Sam shares how fear helped him build wealth, leave a high-stress Wall Street job, and create true financial independence. Whether you're just getting started or trying to level up your savings rate, this conversation will inspire you to use fear—not as a crutch, but as a catalyst. RESOURCES: Sponsors + Partners + Deals Millionaire Milestones (book): https://amzn.to/4jOuh1n (affiliate) CHAPTERS 00:00 – The Role of Fear in Hard Times00:20 – Show Intro: Using Fear to Drive Financial Action01:30 – Should Families Be Fearful of Today's Economy?02:30 – How Fear Can Be a Powerful Motivator03:40 – When Fear Becomes Paralysis04:15 – The Concept of “Return on Effort”05:15 – What is a Saving Rate and Why it Matters06:30 – How to Calculate Your Saving Rate07:45 – Sam's Saving Journey: From Goldman Sachs to FIRE10:00 – Facing the Financial Crisis and Learning from It11:15 – The Fear During 2008 and Lessons for 202512:50 – Investment Strategies: Beyond the 401(k)13:45 – The Utility of Stocks vs. Real Estate Investing15:15 – Reaching Financial Independence and Negotiating a Severance17:20 – Financial Independence with Kids: The New Fear18:15 – The Dual Unemployed Parents Dilemma20:00 – Optimal Parental Anxiety and Letting Go21:00 – One Final Piece of Advice for Struggling Families22:00 – Understanding Bear Markets and Historical Cycles23:00 – Where to Find “Millionaire Milestones” by Sam Dogen23:20 – Andy's Top 3 Takeaways from the Interview25:25 – Closing Credits and Final Thoughts MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Coast FIRE is when you've front-loaded enough investments to simply coast to retirement without any further contributions. But with this stock market downturn as of late, is the idea of Coast FIRE dead? We'll share how our portfolio is holding up and discuss what to do to keep our Coast FIRE dreams alive. Second, we're back with our Net Worth Win segment. This month, we're featuring Michelle Onaka from Intentional Money Life. Michelle has grown her net worth to $900k by 37 years old. We'll learn how she did it and how this helps her family travel more. Last, my son Calvin will be reading the month's review and I'll quiz him with some money questions. We're talking about recessions, investing, and going on our first cruise! EPISODE RESOURCES: Sponsors + Partners + Deals Michelle Onaka (website): https://Intentionalmoneylife.com CHAPTERS 00:00 - Intro01:30 - Coast FIRE Amid Market Turmoil02:46 - Revisiting 2021 Coast FIRE Numbers04:17 - Impact of Market Downturn on Retirement Outlook05:03 - 6 Ways We're Keeping Coast FIRE Alive11:46 - Interview: Michelle Onaka's $900K Net Worth Journey13:19 - Motivation Behind Michelle's Wealth Building15:55 - From Low Income to Six Figures18:16 - Smart Saving and Investing Habits20:18 - What's in Michelle's $1M+ Asset Portfolio22:37 - Liabilities and Mortgage Strategy23:58 - Teaching Kids About Generational Wealth25:51 - Why Their Kids' Accounts Are in Their Names27:36 - The Future: More Travel, Less Work29:30 - How to Connect with Michelle Onaka33:31 - Calvin's 3-Question Money Quiz37:17 - Social Shout-Out & Book Giveaway38:10 - Final Thoughts MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Paid parental leave can have lifelong benefits for families — but why is the U.S. so far behind? Isabelle Hau, author of Love to Learn and Executive Director at Stanford's Accelerator for Learning, joins the show to break down how paid leave improves the lives of parents, children, and workplaces. Also, Stacey Blackshear from Virginia shares how she and her husband achieved Coast Fire with $500k by 40 years old — and how it's helping them create more time and freedom for their growing family! EPISODE RESOURCES Isabelle Hau (Website): https://www.isabellehau.com/ Stacy Blackshear (Website): https://www.rewirebehavior.com CHAPTERS 0:00 - Open2:30 - What is Paid Parental Leave and Why It Matters3:40 - Benefits for Children and Parents7:00 - The U.S. Paid Leave Problem: 80% Without Access8:00 - Why Other Countries Get It Right (and We Don't)9:00 - Companies Leading the Way on Paid Leave10:30 - Paid Leave's Impact on Retention and Productivity11:30 - Ideal Time Off: 12 Weeks to 6 Months13:00 - The Rising Importance of Paternity Leave14:30 - Advice for Workers and Employers16:50 - Isabelle Hau's New Book and Final Thoughts17:30 - Stacey Blackshear - Coast Fire19:00 - Financial Lessons from Divorce and New Beginnings21:00 - Investing Smartly and Building Wealth25:00 - Slowing Down Work to Focus on Family28:00 - Teaching Good Money Habits to Kids32:30 - Stacey's Advice for Financial Freedom34:15 - How to Connect with Stacey MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Destiny's Podcast: https://podcasts.apple.com/us/podcast/spoken-roots/id1773337132

A recession may be headed our way. How can we prepare? I'm walking through our family's 5 step financial plan to prepare for a recession. Second, we're back with our Mortgage Free Family segment! This month we're featuring Sandra Park from Texas. She's going to share how she paid off her mortgage in his 40s and how it allowed her more cash flow and the ability to help her son pay for college. Last, we're sharing the Good Word once again. My son Calvin and I are sharing the latest World Happiness Report, how the United States ranks, and how service to others matters. EPISODE RESOURCES: Sponsors + Partners + Deals Sandra Park: https://engineerherpath.com Good Word Story - CNBC: https://www.cnbc.com/2025/03/19/world-happiness-report-2025-finland-is-the-happiest-country.html CHAPTERS 00:00 – Intro 01:50 – Step 1: Shore Up Your Emergency Fund 04:35 – Step 2: Continue Investing According to Your Plan 05:50 – Step 3: Reduce Expenses, Not Your Happiness 11:30 – Step 4: Earn More Without Burning Out 13:55 – Step 5: Be Generous Where It's Needed 16:40 – Mortgage-Free Family: Interview with Sandra Park 17:45 – Sandra's Mortgage-Free Journey 20:00 – Budgeting, Downsizing, and Mindset Shifts 29:00 – Post-Mortgage Life and Financial Freedom 32:50 – Generational Wealth and Lessons for the Next Generation 38:00 – Good News Segment with Calvin Hill 46:35 – Shoutout of the Month MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill sits down with Dr. Daniel Crosby—renowned psychologist, behavioral finance expert, and author of Soul of Wealth—to explore the true meaning of wealth beyond money. Dr. Crosby breaks down why financial success alone won't bring happiness and how our beliefs, relationships, and personal growth play a crucial role in our well-being. He shares fascinating insights on why some of the wealthiest people still feel unfulfilled, the psychological traps we fall into when chasing money, and practical ways to balance financial goals with a meaningful life. If you're striving for financial success but don't want to lose sight of what truly matters, this conversation is a must-listen. Listen now to redefine your wealth and purpose! #Wealth #DrDanielCrosby #MoneyMindset #FinancialWellness RESOURCES: Sponsors + Partners + Deals The Soul of Wealth (book): https://amzn.to/3FcQh6K (affiliate) EPISODE CHAPTERS: 00:00 – Introduction to the Episode 01:02 – Why Do We Believe Money Will Make Us Happy? 03:01 – How Money Can Buy Happiness (But Only to a Point) 07:07 – Dr. Daniel Crosby's Personal Struggle with Money vs. Meaning 08:40 – The Five Pillars of Happiness and Where Money Fits In 11:49 – How to Find Balance Between Wealth and Purpose 12:14 – The Three B's of Meaning: Believing, Belonging, and Becoming 17:41 – Teaching Kids About Wealth and Meaning 20:58 – The Reality of Generational Wealth 24:19 – One Actionable Step to Prioritize Meaning Alongside Wealth 25:08 – Where to Find Dr. Daniel Crosby and Soul of Wealth GUEST BIO - Dr. Daniel Crosby: Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into 14 languages. His third book, The Behavioral Investor, was Axiom's best investment book of 2019 and is a comprehensive look at the neurology, physiology and psychology of sound financial decision-making. His latest book, The Soul of Wealth, is an exploration of money and meaning. When he's not decoding market psychology, Daniel is a father of 3, a fanatical follower of the St. Louis Cardinals, an explorer of the American South, and an amateur hot sauce chef. MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you really retire comfortably with a 5% withdrawal rate? Financial researcher and author Bill Bengen—the creator of the legendary 4% rule—joins us to share why his latest research shows that 5% is the new 4%. In this interview, Bill explains how his thinking has evolved, what today's retirees should know, and how you can plan smarter for a fulfilling, financially free retirement. RESOURCES: Sponsors + Partners + Deals A Richer Retirement (book): https://amzn.to/4iWzaVJ (affiliate) CHAPTERS 00:00 – Intro – Bill Bengen 01:53 – What is the 4% rule? 04:01 – The rise of the 4% rule 05:17 – Evolving to the 5% rule 06:59 – Over-saving and regret 08:45 – Advice for young savers 10:31 – Thoughts on the 8% rule 12:34 – Portfolio allocation in retirement 13:55 – Downsides of 3% withdrawal rate 14:28 – Bill's personal withdrawal strategy 15:55 – Natural increase in withdrawal rate 17:38 – How to take your foot off the gas 19:16 – Long-term investing advice 20:35 – New book details 22:22 – Andy's 3 takeaways from the conversation 26:52 – Credits and closing quote MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Groves Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we sit down with Simone Stolzoff, author of The Good Enough Job, to explore how modern work culture has taken over our identities—and how we can break free. This Best of MKM episode revisits one of our most powerful conversations about redefining success, setting boundaries, and reclaiming our time. If you're looking to escape the hustle mentality and build a more balanced life, this one's a must-listen! RESOURCES: Sponsors + Partners + Deals CHAPTERS 00:00 – Introduction: More Than Your Job 01:10 – Meet Simone Stolzoff & The Premise of The Good Enough Job 02:20 – Workism and Our Cultural Identity 04:30 – The Historical Shift in Work's Role 06:00 – The Risks of Overidentifying with Work 08:20 – Story of Kay He: The Wall Street Banker Burnout 11:00 – Simone's Personal Journey with Career Identity 13:40 – What Makes a Job 'Good Enough'? 15:40 – Identity Diversification: The Key to Resilience 18:30 – Practical Advice to Reclaim Life from Work 20:45 – Where to Find Simone & The Good Enough Job 21:15 – Closing Thoughts & Dalai Lama Quote MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Best of MKM episode, Andy Hill shares inspiring conversations with Kathryn Hanna and Chris Luger, two individuals who found financial freedom after divorce. Kathryn achieved Coast FIRE in her late 30s, while Chris became a mortgage-free millionaire. They discuss navigating finances post-divorce, aligning money with personal values, and building a brighter financial future. Whether you're rebuilding or planning ahead, this episode offers real stories and practical advice for thriving financially after a major life change like divorce. RESOURCES: Sponsors + Partners + Deals CHAPTERS 00:00 – Intro 02:20 – Kathryn Hanna Coast FIRE FIve 05:00 – How She Got Started 07:40 – Divorce & Coast Fire 09:00 – Investing Strategy 11:30 – Flexibility After Divorce 13:30 – Financial Independence in Marriage 14:50 – Single Mom Budgeting 16:45 – What's Next 18:30 – One Step to Start 21:00 – Connect with Kathryn 22:25 – Chris Luger Introduction 23:00 – Mortgage-Free Three 24:15 – Why Go Mortgage-Free 26:30 – Divorce Sparked Change 30:00 – Real Estate Growth 32:15 – Retirement Contributions 34:00 – Is Paying Off Smart? 36:30 – Step One: Track Spending 38:00 – Connect with Chris 39:00 – Final Thoughts MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when you achieve financial independence and early retirement? Maggie Tucker joins us to share her journey of retiring at 41, leaving corporate America, and embracing a life of flexibility, purpose, and family. As the founder and host of Inside Out Money, Maggie talks about overcoming the challenges of early retirement, finding fulfillment beyond a traditional career, and raising financially mindful kids. Listen to her insights on Coast FIRE, smart money habits, and the mindset shifts that helped her break free from the 9-to-5 grind.

Andy Hill sits down with Dr. Brad Klontz—bestselling author, professor, and leading expert on the psychology of wealth—to explore the power of mindset in financial success. They dive into the differences between a poor mindset and a rich mindset, common money mistakes, and the habits that set wealthy individuals apart. Dr. Klontz shares his personal journey from financial struggle to success, the critical lessons he learned along the way, and actionable steps you can take today to shift your thinking and build lasting wealth. Whether you're an employee, an entrepreneur, or simply looking to break free from financial stress, this conversation will change the way you view money. #MoneyMindset #DrBradKlontz #ThinkRich #FinancialFreedom RESOURCES: Sponsors + Partners + Deals Start Thinking Rich: 21 Harsh Truths That Will Take You from Broke to Rich (book): https://amzn.to/41zrnpk (affiliate) GUEST BIO - Dr. Brad Klontz: Dr. Brad Klontz, Psy.D., CFP®, is a renowned financial psychologist and Managing Principal at Your Mental Wealth Advisors. He serves as an Associate Professor of Practice at Creighton University's Heider College of Business and is a Fellow of the American Psychological Association. Dr. Klontz has co-authored several influential books on financial psychology, including "Money Mammoth," "Mind Over Money," and "Start Thinking Rich." His work has been featured in prominent media outlets such as ABC News' 20/20, Good Morning America, USA Today, The Wall Street Journal, and The New York Times. In addition to his academic and writing endeavors, Dr. Klontz co-founded the Financial Psychology Institute and has served as President of the Hawaii Psychological Association. MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode of The Generation Podcast, Pastor Ryan is joined by a very special guest—his wife, Pastor Amy! Together, they discuss the importance of prioritizing your marriage above everything else, including kids, and how a strong, God-centered relationship sets the foundation for a thriving family.But that's not all! Pastor Ryan and Pastor Amy also tackle your most-asked questions from Instagram, diving into topics like disciplining children with love, keeping date nights a priority, handling in-laws with grace, and raising kids in a Christ-centered home.Don't miss this powerful and practical conversation filled with wisdom, encouragement, and a few fun surprises along the way!

Considering working with a financial advisor? Here are 5 questions to ask a financial advisor before working with them. Getting answers to these questions will help you become informed and empowered on your investing journey. Second, we're back with our Net Worth Win segment. This month, we're featuring Jackie Cummings Koski from the Catching Up To FI Podcast. Jackie has grown her net worth to $1.8 million by 54 years old. We'll learn how she did it and what generational wealth means to her as a mother. Last, my son Calvin will be reading the month's review and I'll quiz him with some money questions. We're talking about Women's History Month, net worth, and visiting Cancun! EPISODE RESOURCES: Sponsors + Partners + Deals FIRE for Dummies (book): https://amzn.to/41PHiS5 (affiliate) Jackie Cummings Koski (podcast): https://catchinguptofi.com MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning GUEST BIO: Jackie Cummings Koski is a financial educator, author, and F.I.R.E. advocate who achieved a $1M+ net worth despite earning under six figures. Raised in a modest household, she pursued financial literacy, earning a master's in Personal Financial Planning. As a single mother, she wrote Money Letters 2 My Daughter to teach financial principles. Now a CFP, AFC, and Certified Health Savings Advisor, she co-hosts the Catching Up to FI podcast and has been featured on CNBC, MarketWatch, and the Rachael Ray Show. Jackie is dedicated to empowering others through financial education. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3057: Andy Hill shares how this decision helped his family stay disciplined, build wealth faster, and eliminate debt years ahead of schedule. If paying off your mortgage early aligns with your goals, his insights might just inspire you to rethink your home loan strategy. Read along with the original article(s) here: https://marriagekidsandmoney.com/5-reasons-to-choose-a-15-year-mortgage Quotes to ponder: "We would be saving nearly $100,000! Instead of giving the mortgage company $95,130, we decided to keep it." "When we're completely debt-free, we're going to be able to live more, give more, and save more." "The 15-year helps to accelerate the mortgage payoff process and brings us closer to a more stress-free lifestyle in the Hill house." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3057: Andy Hill shares how this decision helped his family stay disciplined, build wealth faster, and eliminate debt years ahead of schedule. If paying off your mortgage early aligns with your goals, his insights might just inspire you to rethink your home loan strategy. Read along with the original article(s) here: https://marriagekidsandmoney.com/5-reasons-to-choose-a-15-year-mortgage Quotes to ponder: "We would be saving nearly $100,000! Instead of giving the mortgage company $95,130, we decided to keep it." "When we're completely debt-free, we're going to be able to live more, give more, and save more." "The 15-year helps to accelerate the mortgage payoff process and brings us closer to a more stress-free lifestyle in the Hill house." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3057: Andy Hill shares how this decision helped his family stay disciplined, build wealth faster, and eliminate debt years ahead of schedule. If paying off your mortgage early aligns with your goals, his insights might just inspire you to rethink your home loan strategy. Read along with the original article(s) here: https://marriagekidsandmoney.com/5-reasons-to-choose-a-15-year-mortgage Quotes to ponder: "We would be saving nearly $100,000! Instead of giving the mortgage company $95,130, we decided to keep it." "When we're completely debt-free, we're going to be able to live more, give more, and save more." "The 15-year helps to accelerate the mortgage payoff process and brings us closer to a more stress-free lifestyle in the Hill house." Learn more about your ad choices. Visit megaphone.fm/adchoices

RESOURCES Joe Saul-Sehy (Website): http://www.stackingbenjamins.com GUEST BIO - Joe Saul-Sehy Joe Saul-Sehy is a financial expert, author, and host of the award-winning Stacking Benjamins podcast, known for its fun and approachable take on money management. A former financial advisor with 16 years of experience, he has appeared in major media outlets, co-authored Stacked: Your Super-Serious Guide to Modern Money Management, and served on The Plutus Foundation board. Based in Texarkana, Texas, he continues to share financial insights from his home studio, humorously dubbed "Joe's mom's basement." MKM RESOURCES Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course! MKM Coaching: Request a free 15-minute consultation today YouTube: Subscribe for free to watch videos of these episodes and interviews Instagram: Follow our IG channel Voicemail: Leave your questions or comments here  HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill Podcast Artwork: Kayli Groves Editor: Podcast Doctors Podcast Management: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2497: Andy Hill shares seven practical strategies to encourage young kids to contribute, including setting clear expectations, making chores enjoyable, and balancing financial rewards with family duties. By fostering a sense of teamwork and appreciation, parents can instill responsibility while strengthening their bond with their children. Read along with the original article(s) here: https://marriagekidsandmoney.com/get-5-year-old-help-around-house Quotes to ponder: "I love you. I want to help the Hill Family." "If her Dad says that chores are important, then I should be doing chores too right alongside her." "This plan might go completely sideways on me, but I've found the best way to learn is through trial and error." Learn more about your ad choices. Visit megaphone.fm/adchoices

It's time to set some SMART financial goals! I'm walking through 10 SMART financial goals that will help you build family wealth this year. Second, we're back with our Mortgage Free Family segment! This month we're featuring JJ Buckner from Missouri. He's going to share how he paid off his mortgage in his 30s and how it allowed him more family time and time to grow as a solopreneur. Last, we're sharing the Good Word once again. My son Calvin and I are sharing details on Mackenzie Scott's philanthropy mission, the Giving Pledge, and how Calvin likes to give back. EPISODE RESOURCES: Sponsors + Partners + Deals Monarch (free trial): https://marriagekidsandmoney.com/monarchmoney (affiliate) Empower (net worth tracker): https://marriagekidsandmoney.com/empower (affiliate) Trust & Will: https://marriagekidsandmoney.com/trustandwill (affiliate) Ethos (term life insurance): https://marriagekidsandmoney.com/ethos (affiliate) JJ Buckner: https://www.youtube.com/c/JJBuckner Good Word Story (CNBC): https://www.cnbc.com/2024/12/20/mackenzie-scott-announced-another-2-billion-dollars-in-2024-donations.html MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel. SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOST BIO:  Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Looking to find more purpose in life? Author Jordan Grumet is here to help us answer this important question. He discusses Big P Purpose and Little P Purpose and why it's important to know the difference. RESOURCES: Sponsors + Partners + Deals The Purpose Code (book): https://amzn.to/416q5TV (affiliate) GUEST BIO - Jordan Grumet: Jordan Grumet, MD, is an internal medicine physician turned author and podcast host. After earning his medical degree from Northwestern University, he practiced in Northbrook, Illinois, and now serves as associate medical director at Unity Hospice. In 2018, he launched the Earn & Invest podcast, which won the 2019 Plutus Award for Best New Personal Finance Podcast. His first book, Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life, was published in August 2022. His second book, The Purpose Code, is out now. MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOST BIO:  Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Groves Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig from Wisconsin came into a lump sum of money recently and wants to know if he should lump sum invest it or use dollar cost averaging. We'll define lump sum investing vs. dollar cost averaging and decide which is better. Second, we're back with our Net Worth Win segment. This month, we're featuring Nicole Stanley from Massachusetts. Nicole and her husband Jake became a half millionaire couple at the age of 31! Listen up to hear how they did it. Last, my son Calvin will be reading the month's review and I'll quiz him with some money questions. We're talking about Black History Month, investing, and the Super Bowl ... with no Lions :( EPISODE RESOURCES: Sponsors + Partners + Deals Nicole Stanley (website): https://www.arise.financial/ MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel. Voicemail: Leave your questions or comments here. Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOST BIO:  Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Buying gifts is a important part of everyday life. But have you ever really examined HOW you're giving gifts? In this Bread & Wine episode, Andy and Nicole discuss if they gifts they are giving are really intended for the person receiving them.  MKM RESOURCES **Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Leave a Review: Apple Podcasts Leave a Rating: Spotify Instagram: Follow our IG channel OTHER EPISODES YOU MIGHT LIKE Die With Zero: When FIRE Meets YOLO Reflecting on Dave Ramsey's Baby Steps 10 Years Later Are We Morons for Paying Off Our Mortgage Early? DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Kayli Johnson Creative Director / Show Director: Nicole Hill Editor: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

President Trump has signaled that imposing new tariffs will be a cornerstone of his presidency. How will tariffs impact your family finances? Meghan Rabuse, the Family Finance Mom, joins the show again to help us answer this big question.  Also, Larry Sprung from New York shares how he and his wife paid off their $1 million home and what they plan to do with the extra money! RESOURCES Meghan Rabuse (Website): https://www.familyfinancemom.com  Larry Sprung (Website): https://www.mitlinfinancial.com/ GUEST BIO - Meghan Rabuse Meghan spent nearly a decade as a Financial Analyst, before spending the last decade as a SAHM to three little ones. She shares simple money tips for moms to help their family reach their financial goals by building a financial plan they can LIVE with! GUEST BIO - Larry Sprung Larry Sprung, CFP®, is the founder and wealth advisor at Mitlin Financial, Inc., with over 26 years of experience in financial planning and asset management. He is the author of the bestselling book Financial Planning Made Personal and hosts the Mitlin Money Mindset® podcast. Recognized as an Investopedia Top 100 Financial Advisor from 2021 to 2023, Larry is also a member of the Forbes Advisor Banking Advisory Board. A dedicated mental health advocate, Larry has served on the National Board of the American Foundation for Suicide Prevention and co-founded the Keith Milano Memorial Fund, raising over $1.7 million. A graduate of Binghamton University, he combines professional expertise with a passion for community and well-being. MKM RESOURCES Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course! MKM Coaching: Request a free 15-minute consultation today YouTube: Subscribe for free to watch videos of these episodes and interviews Instagram: Follow our IG channel Voicemail: Leave your questions or comments here  HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill Podcast Artwork: Kayli Groves Editor: Podcast Doctors Podcast Management: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

You've hit Coast FIRE! Congratulations but ... Now what? I'll share 7 lifestyle improvement ideas for you to consider. Second, we're going to have a conversation with Nina Robinson from Michigan. She's going to share how she achieved Coast FIRE with $600k invested in her and if this achievement changes her plans for the future. Last, we're sharing the Good Word once again. My son Calvin and I are having a conversation about ... the S&P 500 performance from 2024 and the generational wealth investing lessons we learned. EPISODE RESOURCES: Sponsors + Partners + Deals Coast FIRE Calculator: https://marriagekidsandmoney.com/calculators/coast-fire/ Endless Fridays with Nina: https://www.youtube.com/@EndlessFridaysWithNina Good Word Story (Schwab): https://www.schwab.com/learn/story/it-was-very-good-year MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel. SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOST BIO:  Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Johnson Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to spend without the guilt? Frugal Friends Podcast hosts Jen Smith and Jill Sirianni share how to buy what you love without going broke. We discuss the concept of values-based spending and how it helps you live and spend freely. RESOURCES: Sponsors + Partners + Deals Green Chef - Get up to $180 of free meals: https://marriagekidsandmoney.com/greenchef GUEST BIO - Jen Smith and Jill Sirianni: Jen Smith and Jill Sirianni are co-hosts of the Frugal Friends Podcast, offering practical advice on frugality, intentional spending, and financial independence. Jen, a personal finance author, paid off $78,000 of debt in two years and has been featured in Forbes and Money Magazine. Jill, a licensed clinical social worker, cleared $60,000 of debt while combining her mental health expertise with personal finance strategies. Together, they wrote Buy What You Love Without Going Broke, helping others align spending with their values. MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOST BIO:  Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Sabrina and I tackle the final round of the incredible questions that were asked on our Sabbath Panel discussion at The Harbor (www.theharbor.life) on Sunday, November 24th.  We also followed an emotional rabbit trail into parenting, where Sabrina shares some great heartfelt things about raising kids. You won't want to miss it. These questions are all themed around Sabbath and relationships. We got so many questions during our panel discussion and are thrilled to walk through each of them on the podcast. We never get tired of talking about the Sabbath, although some of you may be tired of hearing about it. 

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2999: Steve Pavlina explores the transformative power of tithing as a tool for personal growth, emphasizing its ability to foster abundance and enhance spiritual connection. Through compelling examples and insights, he reveals how consistent giving not only cultivates generosity but also aligns with principles of prosperity and balance. Read along with the original article(s) here: https://stevepavlina.com/blog/2005/11/tithing/ Quotes to ponder: "Tithing isn't just about money; it's about the flow of energy and abundance in your life." "When you give with the right intention, you activate a cycle of reciprocity that invites greater abundance into your world." "Generosity aligns you with prosperity, reminding you that true wealth is in the connections you nurture and the energy you share." Learn more about your ad choices. Visit megaphone.fm/adchoices

We're tackling a question a lot of us have ... Am I on track for retirement? We'll dive into 3 different strategies we can use to answer this important question. Second, we're back with our Net Worth Win segment. This month, we're featuring Stefanie Gonzales, originally from Texas. Stefanie and her husband Joseph became a millionaire couple at the age of 40! Listen up to hear how they did it. Last, my son Calvin will be reading the month's review and I'll quiz him with some money questions. We're talking about holiday spending, investing, and Fortnite. EPISODE RESOURCES: Sponsors + Partners + Deals Monarch Money (free trial): https://www.marriagekidsandmoney.com/monarchmoney (affiliate) ProjectionLab (free trial): https://www.marriagekidsandmoney.com/projectionlab (affiliate) Stefanie Gonzales (website): https://www.womenswealtheffect.com/ Crew: https://www.marriagekidsandmoney.com/crew (sponsor) Natasha Preston Books: https://amzn.to/47WKTPu (affiliate) MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel. Voicemail: Leave your questions or comments here. Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOST BIO:  Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Hello friends! Starting in 2025, Marriage Kids and Money will be released on Tuesdays instead of Mondays. I appreciate your support as always! Learn more about your ad choices. Visit megaphone.fm/adchoices

Tae Kim achieved Coast FIRE after accumulating $2,000,000 in investments by age 42. In this BEST OF MKM episode from 2024, Tae shares how he and his wife built up their investments and what the future looks like now.  EPISODE RESOURCES: Coast FIRE Calculator: https://marriagekidsandmoney.com/calculators/coast-fire/ Financial Tortoise (YouTube): https://www.youtube.com/c/taekimfinancialtortoise  #BigTipTuesday Details: https://marriagekidsandmoney.com/why-were-giving-100-tips-this-holiday-season-and-why-we-want-you-to-join-us/ Voicemail: https://marriagekidsandmoney.com/voicemail (tell me about your #BigTipTuesday adventures!) SHOW INFORMATION: Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://marriagekidsandmoney.com HOST BIO: Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Groves Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Coast FIRE raises the question: What happens when I don't need to invest as much for retirement? In this "Best of Marriage Kids and Money" episode, I share my interview with Andrew Giancola on The Personal Finance Podcast. We discuss Coast FIRE and how it has allowed us to work less and live more. EPISODE RESOURCES: Recommended Resources Make My Kid a Millionaire: https://www.makemykidamillionaire.com/sa The Personal Finance Podcast: https://thepersonalfinancepodcast.com/ SHOW INFORMATION: Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Groves Editor: Podcast Doctors Podcast Assistant: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we're featuring two interviews we did this year - one with Jade Warshaw from Ramsey Solutions and other with George Kamel also from Ramsey Solutions.   If you're not familiar with Ramsey Solutions, this is a company owned by Dave Ramsey, the personal finance guru that many people know.  Jade and George are personalities on Dave's team and they both joined me this year to share their unique stories about becoming debt free and mortgage free.  Both of these interviews were very popular on our YouTube channel so I thought I would share them with you all today AND hopefully it'll motivate you on your debt free and mortgage free journeys.  EPISODE RESOURCES: Recommended Resources Jade Warshaw: https://www.ramseysolutions.com/jade-warshaw George Kamel (book): https://amzn.to/3Ztn1ir (affiliate) George Kamel: https://www.ramseysolutions.com/george-kamel #BigTipTuesday Details: https://marriagekidsandmoney.com/why-were-giving-100-tips-this-holiday-season-and-why-we-want-you-to-join-us/ Voicemail: https://marriagekidsandmoney.com/voicemail (tell me about your #BigTipTuesday adventures!) GUEST BIO - Jade Warshaw Ever since paying off over $460,000 in debt with my husband, Sam, I've been coaching others on how to pay off their own debt by shifting their mindset, beliefs and actions around money. I absolutely love talking to people about all things finance (especially if there's food involved), and I can't wait to get to know you! GUEST BIO - George Kamel George Kamel is a Ramsey Personality and personal finance expert. Since 2013, he has served on the Ramsey team speaking nationwide and cohosting The Ramsey Show and Smart Money Happy Hour podcast. George educates and entertains on his YouTube channel, exposing the financial system designed to keep you broke. SHOW INFORMATION: Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://marriagekidsandmoney.com HOST BIO: Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Groves Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2798: Andy Hill provides five actionable tips to improve your finances as the New Year approaches. From creating a budget and canceling unnecessary subscriptions to earning extra cash and developing a SMART financial plan, these strategies offer a solid foundation for kicking off January with greater financial clarity and confidence. Read along with the original article(s) here: https://marriagekidsandmoney.com/5-quick-ways-to-improve-your-finances-before-the-new-year Quotes to ponder: "Write down how much you make each month and how much you spend each month." "Ask yourself, ‘Which of these are not actually making me happy?'" "Specific, Measurable, Action-Oriented, Realistic, and Time-Based goals make our new year better." Episode references: Annual Credit Report: https://www.annualcreditreport.com Debt Reduction Calculator: https://unbury.me Learn more about your ad choices. Visit megaphone.fm/adchoices

When you've been saving around 50% of your income for a decade on your FIRE journey, it's hard to save less. Our family hit some incredible financial milestones over the last 10 years including becoming debt-free, mortgage-free, achieving Coast FIRE, and accumulating a million-dollar net worth. And now we're ready to enjoy more of our money today. Depending on your stage in your FIRE journey, this message can be challenging to hear. Let's discuss that today. Second, I've got another MKM Challenge for our community focused on generosity! EPISODE RESOURCES: Recommended Resources #BigTipTuesday Details: https://marriagekidsandmoney.com/why-were-giving-100-tips-this-holiday-season-and-why-we-want-you-to-join-us/ Voicemail: https://marriagekidsandmoney.com/voicemail (tell me about your #BigTipTuesday adventures!) SHOW INFORMATION: Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://marriagekidsandmoney.com HOST BIO: Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Groves Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you interested in financial independence with kids? In this "Best of Marriage Kids and Money" episode, I share my interview on the Catching Up To FI Podcast with Bill Yount and Jackie Cummings-Koski. We discuss the steps we took as a family to find our version of financial independence with kids. EPISODE RESOURCES: Recommended Resources Make My Kid a Millionaire: https://www.makemykidamillionaire.com/sa Catching Up To FI Podcast: https://catchinguptofi.com/ SHOW INFORMATION: Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO: Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Groves Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

A Health Savings Account can be a smart way to save and invest for your future health and wealth. I'm sharing how a HSA fits into our family financial plan. Second, we're back with our Mortgage Free Family segment! This month we're featuring Andrew Dewar from Canada. He's going to share how he paid off his mortgage in his 30s and how it allowed him more family time and time freedom in general.  Last, we're sharing the Good Word once again. My son Calvin and I are sharing how some neighborhood kids in Michigan gave one family an incredible Halloween surprise. EPISODE RESOURCES: Sponsors + Partners + Deals Five Year You: https://fiveyearyou.com/ Good Word Story (Good News Network): https://www.goodnewsnetwork.org/kids-leave-halloween-candy-on-doorstep-after-noticing-sign-about-sons-hospitalization-leaving-family-overwhelmed/ MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel. SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOST BIO:  Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3361: Andy Hill shares how increasing his income didn't solve his financial problems, despite earning more over time. He highlights the importance of focusing on net worth rather than just income, as building wealth is about managing the gap between earnings and expenses. Hill's story emphasizes that lasting financial security comes from reducing debt, controlling lifestyle inflation, and investing wisely. Read along with the original article(s) here: https://marriagekidsandmoney.com/why-increasing-your-income-wont-solve-your-financial-problems Quotes to ponder: "My net worth was -$50,000. So it was really my Net 'Unworth.'" "We grow the gap by increasing income and reducing expenses; we protect the gap by avoiding lifestyle inflation." "Income can go away in an instant. My income would be gone, but my net worth would still be intact." Learn more about your ad choices. Visit megaphone.fm/adchoices