Podcast appearances and mentions of kiersten saunders

For many of us, retirement is a bit of an abstract idea. It's far away in the future, it can be hard to picture. The unknowns are infinite. So how do we plan for that?Step one: Just start. The earlier the better, too, because we'll just keep getting older and it'll be nice to have a little something to make those later years more fun. Join our guest Pamela Capland, certified financial planner and accredited financial counselor who takes the shame out of money conversations and is a pro at simplifying and empowering. Then we also have Julien and Kiersten Saunders who explain the basics of the FIRE movement (financial independence, retire early).Resources:Pamela Capalad: Get ShamelessJulien & Kiersten Saunders: Rich & Regular

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2981: Kiersten Saunders shares her perspective on embracing passive investing as a deliberate choice rooted in simplicity, lower costs, and long-term growth. By prioritizing buy-and-hold strategies for real estate and index funds for stocks, she highlights the benefits of transparency, reduced tax burdens, and financial freedom. Her reflections challenge the cultural emphasis on overworking, advocating instead for trust in time and patience to achieve lasting financial independence. Read along with the original article(s) here: https://richandregular.com/what-it-means-to-be-a-passive-investor/ Quotes to ponder: "Passive isn't a lack of effort, it's a choice to direct your energy toward what matters most." "I had to learn the difference between confidence and competence." "If I perceive time as something to be feared, everything that requires it will be seen as a problem." Episode references: EconoMe Conference: https://economeconference.com The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2981: Kiersten Saunders shares her perspective on embracing passive investing as a deliberate choice rooted in simplicity, lower costs, and long-term growth. By prioritizing buy-and-hold strategies for real estate and index funds for stocks, she highlights the benefits of transparency, reduced tax burdens, and financial freedom. Her reflections challenge the cultural emphasis on overworking, advocating instead for trust in time and patience to achieve lasting financial independence. Read along with the original article(s) here: https://richandregular.com/what-it-means-to-be-a-passive-investor/ Quotes to ponder: "Passive isn't a lack of effort, it's a choice to direct your energy toward what matters most." "I had to learn the difference between confidence and competence." "If I perceive time as something to be feared, everything that requires it will be seen as a problem." Episode references: EconoMe Conference: https://economeconference.com The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2981: Kiersten Saunders shares her perspective on embracing passive investing as a deliberate choice rooted in simplicity, lower costs, and long-term growth. By prioritizing buy-and-hold strategies for real estate and index funds for stocks, she highlights the benefits of transparency, reduced tax burdens, and financial freedom. Her reflections challenge the cultural emphasis on overworking, advocating instead for trust in time and patience to achieve lasting financial independence. Read along with the original article(s) here: https://richandregular.com/what-it-means-to-be-a-passive-investor/ Quotes to ponder: "Passive isn't a lack of effort, it's a choice to direct your energy toward what matters most." "I had to learn the difference between confidence and competence." "If I perceive time as something to be feared, everything that requires it will be seen as a problem." Episode references: EconoMe Conference: https://economeconference.com The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Kiersten Saunders, co-creator of Rich & Regular, joins host Neisha Tweed Bell for a candid conversation about rewriting societal rules to create a life of agency and fulfillment. From navigating ADHD and corporate exits to rethinking traditions and building generational wealth, Kiersten shares insightful, practical wisdom about breaking free from traditional expectations and finding peace through liberation and joy.

Julien and Kiersten Saunders are authors of Cashing Out: Win the Wealth Game By Walking Away published by Penguin Random House. They are the creative voices behind the blog richandregular.com, hosts/producers of the award-winning video series, Money on the Table, and hosts of the rich & REGULAR podcast which has earned over 3 million downloads in just two years. Their mission is to inspire better conversations about money. This episode is focused on eating at home and why learning to cook is one of the best financial investments anyone can make! Julien and Kiersten give their advice and suggestions for learning to cook, how to save time in the kitchen, and how to save time and money on your upcoming holiday meals. Enjoy!Connect with Julien and Kiersten:IG: https://www.instagram.com/richandregular/Podcast: https://richandregular.com/listen/Website: https://richandregular.com/Book: https://richandregular.com/cashingout/Sign up for a free trial + get 20% off your first annual subscription: plantoeat.com/PTEPODContact us: podcast@plantoeat.comConnect with Plan to Eat online:InstagramFacebookPinterest

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2837: Kiersten Saunders of RichAndRegular.com shares insights on how to take control of your financial future by giving yourself a raise. She discusses the importance of managing your paycheck effectively, avoiding lifestyle inflation, and investing in assets to create new income streams, highlighting the empowering shift from relying solely on employer-based salary increases. Read along with the original article(s) here: https://richandregular.com/the-easiest-way-to-get-a-raise-is-to-give-yourself-one/ Quotes to ponder: "When you work for someone else, you implicitly accept a limited upside and unlimited downside." "Our raises come from being bullish about the unsexy realities of staying rich. We call them our 'richuals'." "If you're ready to make more money, you can. You just have to do the math and master the odds." Episode references: Thinking in Bets by Annie Duke: https://www.amazon.com/Thinking-Bets-Making-Smarter-Decisions/dp/0735216355 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2837: Kiersten Saunders of RichAndRegular.com shares insights on how to take control of your financial future by giving yourself a raise. She discusses the importance of managing your paycheck effectively, avoiding lifestyle inflation, and investing in assets to create new income streams, highlighting the empowering shift from relying solely on employer-based salary increases. Read along with the original article(s) here: https://richandregular.com/the-easiest-way-to-get-a-raise-is-to-give-yourself-one/ Quotes to ponder: "When you work for someone else, you implicitly accept a limited upside and unlimited downside." "Our raises come from being bullish about the unsexy realities of staying rich. We call them our 'richuals'." "If you're ready to make more money, you can. You just have to do the math and master the odds." Episode references: Thinking in Bets by Annie Duke: https://www.amazon.com/Thinking-Bets-Making-Smarter-Decisions/dp/0735216355 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2837: Kiersten Saunders of RichAndRegular.com shares insights on how to take control of your financial future by giving yourself a raise. She discusses the importance of managing your paycheck effectively, avoiding lifestyle inflation, and investing in assets to create new income streams, highlighting the empowering shift from relying solely on employer-based salary increases. Read along with the original article(s) here: https://richandregular.com/the-easiest-way-to-get-a-raise-is-to-give-yourself-one/ Quotes to ponder: "When you work for someone else, you implicitly accept a limited upside and unlimited downside." "Our raises come from being bullish about the unsexy realities of staying rich. We call them our 'richuals'." "If you're ready to make more money, you can. You just have to do the math and master the odds." Episode references: Thinking in Bets by Annie Duke: https://www.amazon.com/Thinking-Bets-Making-Smarter-Decisions/dp/0735216355 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2588: Kiersten Saunders of RichAndRegular.com shares stories of individuals grappling with financial challenges, illustrating that while debt and financial struggles are daunting, they do not define a person. She reflects on her own past of being "broke AF," emphasizing the importance of mindset in overcoming financial adversity. Kiersten encourages readers to redefine themselves beyond their financial struggles, highlighting that past decisions and current financial status do not determine one's worth or future potential. The post is a reminder that financial recovery is always possible with the right approach and mindset. Read along with the original article(s) here: https://richandregular.com/you-may-be-broke-but-not-broken/ Quotes to ponder: "You may be broke, but not broken." "The dollar amount you owe today, doesn't define you." "You define you and if tomorrow you want to change your definition, you can do that too." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2588: Kiersten Saunders of RichAndRegular.com shares stories of individuals grappling with financial challenges, illustrating that while debt and financial struggles are daunting, they do not define a person. She reflects on her own past of being "broke AF," emphasizing the importance of mindset in overcoming financial adversity. Kiersten encourages readers to redefine themselves beyond their financial struggles, highlighting that past decisions and current financial status do not determine one's worth or future potential. The post is a reminder that financial recovery is always possible with the right approach and mindset. Read along with the original article(s) here: https://richandregular.com/you-may-be-broke-but-not-broken/ Quotes to ponder: "You may be broke, but not broken." "The dollar amount you owe today, doesn't define you." "You define you and if tomorrow you want to change your definition, you can do that too." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2588: Kiersten Saunders of RichAndRegular.com shares stories of individuals grappling with financial challenges, illustrating that while debt and financial struggles are daunting, they do not define a person. She reflects on her own past of being "broke AF," emphasizing the importance of mindset in overcoming financial adversity. Kiersten encourages readers to redefine themselves beyond their financial struggles, highlighting that past decisions and current financial status do not determine one's worth or future potential. The post is a reminder that financial recovery is always possible with the right approach and mindset. Read along with the original article(s) here: https://richandregular.com/you-may-be-broke-but-not-broken/ Quotes to ponder: "You may be broke, but not broken." "The dollar amount you owe today, doesn't define you." "You define you and if tomorrow you want to change your definition, you can do that too." Learn more about your ad choices. Visit megaphone.fm/adchoices

Kiersten Saunders of Rich and Regular talks about why she isn't relying on the 4% rule Episode 2532: The 4% Rule and Why We're Not Relying on It by Kiersten Saunders of Rich and Regular on Retirement Strategy Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship. The original post is located here: https://richandregular.com/the-4-rule-and-why-were-not-relying-on-it/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kiersten Saunders of Rich and Regular talks about why she isn't relying on the 4% rule Episode 2532: The 4% Rule and Why We're Not Relying on It by Kiersten Saunders of Rich and Regular on Retirement Strategy Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship. The original post is located here: https://richandregular.com/the-4-rule-and-why-were-not-relying-on-it/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2532: Kiersten Saunders of RichandRegular.com shares a thoughtful critique of the 4% rule, a cornerstone of the FIRE movement's retirement strategy. She emphasizes diversifying income through real estate and other ventures, highlighting the importance of flexibility and control over one's financial destiny beyond traditional investment methods. Read along with the original article(s) here: https://richandregular.com/the-4-rule-and-why-were-not-relying-on-it/ Quotes to ponder: "The gifts we give don't matter as much as the time we spend." Episode references: The Problem with the 4% Rule (and Why You Could Retire Even Sooner): https://www.madfientist.com/discretionary-withdrawal-strategy/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Julien and Kiersten Saunders are the couple behind the award-winning blog, rich & REGULAR, producers of the award-winning video series, Money on the Table, and authors of Cashing Out: Win the Wealth Game By Walking Away. Together, they paid off $200k in debt in five years and were able to walk away from their corporate jobs before turning 40.In this episode you'll learn:Why they wrote their book Cashing OutWhat it truly means to be counter cultureHow they are challenging black excellencePurchase theibook Cashing Out available at all book retailers.Connect with Julien and Kiersten:Instagram: @richandregularTwitter: @richandregularPodcast: rich and regular with Julien and Kiersten SaundersWebsite: richandregular.comConnect with us:Instagram: @richbyintention Twitter: @richbyintention Check out our website: Richbyintention.com

Are your students curious about how they can become financially independent? How can you make personal finance more culturally relevant? Listen to this week's podcast to hear how Julien and Kiersten speak about their experience with money and how they found a platform with the mission of inspiring better conversations about money

While we're in Ghana for the month of August, we didn't want to leave you hanging so we will be running replay episodes of our top listened to episodes in the past year with a few new tidbits thrown in. Before we dive into the episode, Dr. Nii gives everyone a behind the scenes look at what's currently happening on their medical mission in Ghana so make sure to tune in. Julien and Kiersten Saunders are on today's episode. They are creators of the award-winning rich & REGULAR podcast, and hosts of the original series, Money on the Table, a show that blends food with conversations about money. Listen in as Julien and Kiersten talk about the premise of their new book, , including the 15-Year Career concept.Things to expect in this episode:[08:28] Why they decided to write their book, Cashing Out[13:39] When family members don't understand the FIRE vision[18:35] Julien and Kiersten explain what it means to Cash Out[37:06] What betting on yourself means and looks likeGuest Contact Information:Website: https://richandregular.com/Email: hello@richandregular.comInstagram: https://www.instagram.com/richandregular/LinkedIn: https://www.linkedin.com/company/richandregular/Twitter: https://twitter.com/richandregularFacebook: https://www.facebook.com/richandregular/Youtube: https://www.youtube.com/channel/UC4HUQztCZd9c1q2rB7SmOAQBook: Cashing OutJoin our community:Text word PODCAST to 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comPodcasting Course: www.docswhopodcast.comMerch: https://docs-outside-the-box.creator-spring.comOur podcast equipment:Sony ZV E-10: https://amzn.to/3oXXtvVDummy Battery for ZV E-10: https://amzn.to/3J6ycGrNeewer Tripod: https://amzn.to/42FJ0T3DJI Wireless Lavalier Mic: https://amzn.to/43BDaU5Shure SM7B Mic: https://amzn.to/3CJFZqtCloudLifter for Shure SM7B: https://amzn.to/3oUWfl8Pocket RGB Camera Light: https://amzn.to/43C5iWWXLR Cable: https://amzn.to/3X0NPVTGVM 100W Video Light: https://amzn.to/3JaIA03Samson Q2U Mic: https://amzn.to/3CpyPqX

Share The Spotlight Ep 02 - Welcome to the Share the Wealth Show podcast! While we're currently taking a break, our commitment to sharing wealth continues as we shine a spotlight on some captivating and thought-provoking podcasts we've found that we know will add tremendous value to you!   Nicole, our host, has chosen this episode specifically for those of you who are seeking methods to generate extra income by shifting your financial perspective from saving to growth.   Stay tuned, and let's get ready to explore rich & REGULAR Podcast!   __________________   How much should we save? Where do we keep our money? Is saving 10% enough? Welcome to another episode of rich & REGULAR, where Julien and Kiersten Saunders answer these questions and more. This week's topic is all about the holy grail of personal finance: saving. Julien reminds us that saving is not just a habit, it's a skill. And like all skills, it takes practice to perfect. Listen in to hear tips on where to stash your cash, how much to save, and how to know what types of savings accounts are a fit for you and your financial goals.   As Kiersten puts it, "Money is a tool for better quality of life throughout your lifespan, not just at the end of your life." Whether you're just starting or have been saving for years, there's always something new to learn about managing your money and securing your financial future.   __________________   Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.   Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information.

The husband-and-wife team of Julien and Kiersten Saunders have built a brand and business focused on inspiring better conversations about money. Authors of the new book Cashing Out: Win the Wealth Game By Walking Away, the Saunders join Your Money Your Life to discuss how they approach financial planning as a couple, the benefits of being “rich and regular,” and why Black professionals should plan to retire early.

Are you tired of avoiding those uncomfortable money conversations with your significant other? Or do they always seem to turn into a full-blown argument? Now, picture a world where having those tough money talks with your partner is easy and stress-free. It's not just a dream- it can become a reality. In this episode, we'll show you how this can be true for you.Money taboos are a real thing, and they become even more evident when you need to have a conversation about money with your partner. Our guests in this episode have experienced challenges when discussing money, but they have found a way to make it easier and have enriching money conversations.Julien and Kiersten Saunders are authors who achieved financial independence through frugal living, real estate, stock market investing, and online business. They paid off $200,000 in five years and are popular for their blog richandregular.com, Money on the Table video series, and Rich & Regular podcast.In this episode you will learn:  How avoidance of money matters presents itself in money conversations. An unrealistic expectation we don't want to have when it comes to money management in relationships. The best and most comfortable environment to have money conversations with your partner. For a quick recap of this episode go to http://www.jenhemphill.com/353NEW! Join our community on Facebook here: https://jenhemphill.com/community The post, How to Have Easier Money Conversations with Your Partner | HDM 353 appeared first on the Her Dinero Matters Podcast.

Are you tired of avoiding those uncomfortable money conversations with your significant other? Or do they always seem to turn into a full-blown argument? Now, picture a world where having those tough money talks with your partner is easy and stress-free. It's not just a dream- it can become a reality. In this episode, we'll show you how this can be true for you. Money taboos are a real thing, and they become even more evident when you need to have a conversation about money with your partner. Our guests in this episode have experienced challenges when discussing money, but they have found a way to make it easier and have enriching money conversations. Julien and Kiersten Saunders are authors who achieved financial independence through frugal living, real estate, stock market investing, and online business. They paid off $200,000 in five years and are popular for their blog richandregular.com, Money on the Table video series, and Rich & Regular podcast. In this episode you will learn:  How avoidance of money matters presents itself in money conversations. An unrealistic expectation we don't want to have when it comes to money management in relationships. The best and most comfortable environment to have money conversations with your partner. For a quick recap of this episode go to http://www.jenhemphill.com/353 NEW! Join our community on Facebook here: https://jenhemphill.com/community  The post, How to Have Easier Money Conversations with Your Partner | HDM 353 appeared first on the Her Dinero Matters Podcast. Learn more about your ad choices. Visit megaphone.fm/adchoices

How much should we save? Where do we keep our money? Is saving 10% enough? Welcome to another episode of rich & REGULAR, where Julien and Kiersten Saunders answer these questions and more. This week's topic is all about the holy grail of personal finance: saving. Julien reminds us that saving is not just a habit, it's a skill. And like all skills, it takes practice to perfect. Listen in to hear tips on where to stash your cash, how much to save, and how to know what types of savings accounts are a fit for you and your financial goals. As Kiersten puts it, "Money is a tool for better quality of life throughout your lifespan, not just at the end of your life." Whether you're just starting or have been saving for years, there's always something new to learn about managing your money and securing your financial future. ---- Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.  Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information.

How much should we save? Where do we keep our money? Is saving 10% enough? Welcome to another episode of rich & REGULAR, where Julien and Kiersten Saunders answer these questions and more. This week's topic is all about the holy grail of personal finance: saving. Julien reminds us that saving is not just a habit, it's a skill. And like all skills, it takes practice to perfect. Listen in to hear tips on where to stash your cash, how much to save, and how to know what types of savings accounts are a fit for you and your financial goals. As Kiersten puts it, "Money is a tool for better quality of life throughout your lifespan, not just at the end of your life." Whether you're just starting or have been saving for years, there's always something new to learn about managing your money and securing your financial future. ---- Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.  Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information.

How much should we save? Where do we keep our money? Is saving 10% enough? Welcome to another episode of rich & REGULAR, where Julien and Kiersten Saunders answer these questions and more. This week's topic is all about the holy grail of personal finance: saving. Julien reminds us that saving is not just a habit, it's a skill. And like all skills, it takes practice to perfect. Listen in to hear tips on where to stash your cash, how much to save, and how to know what types of savings accounts are a fit for you and your financial goals. As Kiersten puts it, "Money is a tool for better quality of life throughout your lifespan, not just at the end of your life." Whether you're just starting or have been saving for years, there's always something new to learn about managing your money and securing your financial future. ---- Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.  Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information.

Welcome back to Don't Retire… Graduate! We have two very special guests today, Julien and Kiersten Saunders. They are the hosts of the Rich and Regular podcast and Money on the Table video series and authors of their recently published book, “Cashing Out: Win the Wealth Game by Walking Away.”  The couple joins us to talk about how the finance game is rigged against minorities and how they built their wealth—and paid down mind-numbing debt—despite the challenges they faced. This is a powerful episode you won't want to miss! In this episode we'll talk about: • How not to start a relationship.  • Julien and Kiersten's story and why they wrote their book the way they did. • The barriers and challenges that people of color face, particularly in finance. • Wage and income gaps and how they're still prevalent.  • The history of slavery and share cropping and how they still impact us. • Choosing your boss wisely and finding one that advocates for you. • Paying yourself first and having courage to invest money. • Treating personal finance as financial hygiene.  • Becoming a connector and the value of community, both virtual and in person. • Paying off debt the way you chop down a tree. About Julien and Kiersten Saunders: Julien and Kiersten are authors of Cashing Out: Win the Wealth Game By Walking Away under Portfolio Books, an imprint of Penguin Random House. They are also the creative voices behind the blog richandregular.com, hosts/producers of the award-winning video series, Money on the Table, and hosts of the rich & REGULAR podcast.  https://richandregular.com  Visit dontretiregraduate.com for a full transcript of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

What exactly is net worth? How is it calculated? It's time to debunk the myth that income is the primary measure of success and explain why net worth provides a more holistic picture of financial health.  In this week's episode of rich & REGULAR, Julien and Kiersten Saunders caution listeners against common mistakes they've seen when it comes to building net worth and provide a variety of healthy financial habits which can be implemented in order to improve your own. By taking small, manageable steps, we can improve our financial situations. Julien reminds listeners that, “Measuring your net worth is relatively simple, but managing it can be complex.” The good news is, it's never too late to start building net worth and securing financial well-being! ---- Mentions:  Personal Capital App/Website, now called Empower               Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.  Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information.

What exactly is net worth? How is it calculated? It's time to debunk the myth that income is the primary measure of success and explain why net worth provides a more holistic picture of financial health.  In this week's episode of rich & REGULAR, Julien and Kiersten Saunders caution listeners against common mistakes they've seen when it comes to building net worth and provide a variety of healthy financial habits which can be implemented in order to improve your own. By taking small, manageable steps, we can improve our financial situations. Julien reminds listeners that, “Measuring your net worth is relatively simple, but managing it can be complex.” The good news is, it's never too late to start building net worth and securing financial well-being! ---- Mentions:  Personal Capital App/Website, now called Empower               Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.  Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information.

What exactly is net worth? How is it calculated? It's time to debunk the myth that income is the primary measure of success and explain why net worth provides a more holistic picture of financial health.  In this week's episode of rich & REGULAR, Julien and Kiersten Saunders caution listeners against common mistakes they've seen when it comes to building net worth and provide a variety of healthy financial habits which can be implemented in order to improve your own. By taking small, manageable steps, we can improve our financial situations. Julien reminds listeners that, “Measuring your net worth is relatively simple, but managing it can be complex.” The good news is, it's never too late to start building net worth and securing financial well-being! ---- Mentions:  Personal Capital App/Website, now called Empower               Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.  Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information.

Kiersten Saunders of Rich and Regular talks about the link between imposter syndrome and the fear of spending Episode 2213: My Fear of Spending is a Form of Imposter Syndrome by Kiersten Saunders Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship. The original post is located here: https://richandregular.com/my-fear-of-spending-is-a-form-of-imposter-syndrome/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

The last taped show for 2022 is also the 81st episode of the year, and Drs. Nii and Renée are celebrating with part two of the Top 10 YouTube Shorts of 2022! Counting up from number 5 to number 1, the couple highlight the shows with the most viewer reactions and continue the conversation on topics like cashing out after a 15-year career, leveraging with a lawyer in contract negotiations, and medical missions.  Things to expect in this episode:Dr. Nii thanks Renée, and the rest of the DOTB teamWhat's your career endgame? Julien and Kiersten Saunders' 15-year cash out planWhy docs need lawyers to review their contracts before they signRenée's experience treating patients in the aftermath of the earthquake in HaitiTeam Tom or Team Gisele? Reactions to the Brady marriage breakupEpisode 322Episode 263Episode 321Episode 276Episode 319PS&D WebsiteWE WANT TO HEAR FROM YOU!!!! TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE ON YOUTUBE!Join our communityText word PODCAST to 833-230-2860Twitter: @drniidarkoInstagram: @drniidarkoEmail: team@drniidarko.comPodcasting Course: www.docswhopodcast.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is edited by: Your Podcast PalThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com

Julien and Kiersten Saunders are hosts of the rich & REGULAR podcast and co-authors of the book Cashing Out: Win the Wealth Game by Walking Away. Julien & Kiersten were able to walk away from their corporate careers as a result of the FIRE (Financial Independence Retire Early) movement.  As parents and full-time entrepreneurs, they are redefining the meaning of wealth by demonstrating what it means to be rich & REGULAR.Mentioned in the Episode:Get your copy: Cashing Out: Win the Wealth Game by Walking AwayEat Better on a Budget - EbookFollow Julien & Kiersten:Subscribe to rich & REGULAR on YouTubeIG, FB, Twitter @richandregularJoin aspiring Black expats, expats, and re-pats where you can build community, get resources and gain support along your journey abroad….You're invited to join Blaxit Global Passport. Join Blaxit Global Passport - https://blaxit-global-passport.mn.co/ Looking for VPNs, banking, travel, and health insurance for your move abroad? Well have no fear, we've got you. Get your Move Abroad Starter Kit today at www.blaxitglobal.com/resources.Support the showJoin Blaxit Global PassportSubscribe to Blaxit Global on YouTubeBlaxit Global Website: www.blaxitglobal.comSupport the show - www.ko-fi.com/blaxitglobal

“Although the number of people quitting their jobs is down from the peak in 2021, it still remains at the highest levels since the 1970s,” says Kiersten Saunders. “The collective American psychology towards work has changed. It's like we collectively experienced this psychological shock.” Julien and Kiersten dissect the Great Resignation one year later – who quit, why they decided to, and what the impacts have been. Many workers are now taking career pivots and venturing into entrepreneurship, side hustles, online businesses and more, and getting creative with multiple income sources.  Employees are also pushing for more freedom and flexibility in their schedules, work locations, and roles.  They also discuss the generational differences between workers, the lack of progress in legislation, how women were disproportionately affected by the pandemic, and shifting social norms around wellness, parenting, and equality.    Learn more at richandregular.com, purchase Kiersten and Julien Saunders' latest book Cashing Out: Win the Wealth Game by Walking Away, and follow on Instagram @richandregular.  Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information.

“Although the number of people quitting their jobs is down from the peak in 2021, it still remains at the highest levels since the 1970s,” says Kiersten Saunders. “The collective American psychology towards work has changed. It's like we collectively experienced this psychological shock.” Julien and Kiersten dissect the Great Resignation one year later – who quit, why they decided to, and what the impacts have been. Many workers are now taking career pivots and venturing into entrepreneurship, side hustles, online businesses and more, and getting creative with multiple income sources.  Employees are also pushing for more freedom and flexibility in their schedules, work locations, and roles.  They also discuss the generational differences between workers, the lack of progress in legislation, how women were disproportionately affected by the pandemic, and shifting social norms around wellness, parenting, and equality.    Learn more at richandregular.com, purchase Kiersten and Julien Saunders' latest book Cashing Out: Win the Wealth Game by Walking Away, and follow on Instagram @richandregular.  Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information.

“Although the number of people quitting their jobs is down from the peak in 2021, it still remains at the highest levels since the 1970s,” says Kiersten Saunders. “The collective American psychology towards work has changed. It's like we collectively experienced this psychological shock.” Julien and Kiersten dissect the Great Resignation one year later – who quit, why they decided to, and what the impacts have been. Many workers are now taking career pivots and venturing into entrepreneurship, side hustles, online businesses and more, and getting creative with multiple income sources.  Employees are also pushing for more freedom and flexibility in their schedules, work locations, and roles.  They also discuss the generational differences between workers, the lack of progress in legislation, how women were disproportionately affected by the pandemic, and shifting social norms around wellness, parenting, and equality.    Learn more at richandregular.com, purchase Kiersten and Julien Saunders' latest book Cashing Out: Win the Wealth Game by Walking Away, and follow on Instagram @richandregular.  Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information.

Julien and Kiersten Saunders share wealth building strategies and savings tips from their new book Cashing Out???????????? For more information, visit the show notes at https://www.bobbirebell.com/podcast/julien-kiersten-saunders

Julien and Kiersten Saunders are the married couple behind Rich & Regular, a podcast and blog in which they talk about sharing finances with your partner, raising kids to have a positive relationship with money, and creating generational wealth. Listen to learn how the couple initially broke up over Kiersten's spending habits. The Saunders are changing the perception of financial independence to include more regular Black families like theirs. The Saunders are on this year's list of Next Up Honorees. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our guests on the podcast today are Kiersten and Julien Saunders. Together they blog about finance and life at the website richandregular.com. And they're also the authors of a new book called Cashing Out: Win the Wealth Game by Walking Away. In addition, they co-host the rich & REGULAR podcast. After discovering the Financial Independence, Retire Early movement in 2012, they proceeded to pay off $200,000 in debt and walked away from their corporate jobs before turning 40.BackgroundBiorich & REGULAR podcastMoney on the TableCashing Out: Win the Wealth Game By Walking Away, by Julien and Kiersten SaundersFinancial Independence, Retire Early and Financial Wellness“How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom,” by Julien Saunders, success.com, Oct. 17, 2022.“They're on a Mission to Bring FIRE Back to the Black Community. ‘It Is Harder, But It Is Still Possible',” by Kimanzi Constable, time.com, Sept. 16, 2022.“Tanja Hester: The Pandemic Will Stoke Interest in Early Retirement,” The Long View podcast, Morningstar.com, June 3, 2020.“Paula Pant: A Different Path to Financial Independence,” The Long View podcast, Morningstar.com, Jan. 18, 2022.Rich Dad Poor Dad, by Robert KiyosakiBooks by Dr. Dennis Kimbro“From Homeowner to Landlord (Park 1 of 2),” rich & REGULAR blog, richandregular.com, Feb. 27, 2020.“From Homeowner to Landlord (Part 2 of 2),” rich & REGULAR blog, richandregular.com, March 26, 2020.Erin LowryThe Racial Wealth Gap“The Racial Wealth Gap: How Did We Get Here?” richandregular.com, Feb. 6, 2019.“A Black Couple Who Retired Early Says There's a ‘Black Tax' on Common Wealth-Building Strategies,” by Leo Aquino, businessinsider.com, June 3, 2022.“Michelle Singletary: ‘You Need Diversity,'” The Long View podcast, Morningstar.com, July 1, 2020.“Lynnette Khalfani-Cox: ‘There's a Huge Wealth Gap in America,'” The Long View podcast, Morningstar.com, Sept. 27, 2021.Financial Advice and Education“New Ariel-Schwab Black Investor Survey Shows Black Americans Continue to Trail Their White Counterparts in Building Wealth,” aboutschwab.com.“4 Investing Rules Even ‘Regular' People Can Use to Get Rich,” by Julien and Kiersten Saunders, money.com, June 14, 2022.Junior Achievement BizTown“Our Experiment With Cryptocurrency,” richandregular.com, Jan. 10, 2019.“How to Offset the Cost of Education With a 529 Plan,” rich & REGULAR podcast, July 11, 2021.Reading RainbowNeil deGrasse TysonOther“Talking to Mom About Money,” Money on the Table, youtube.com, Aug. 2, 2020.

Julien and Kiersten Saunders are on today's episode. They are creators of the award-winning rich & REGULAR podcast, and hosts of the original series, Money on the Table, a show that blends food with conversations about money. Listen in as Julien and Kiersten talk about the premise of their new book, Cashing Out, including the 15-Year Career concept. Things to expect in this episode:Why they decided to write their book, Cashing OutWhen family members don't understand the FIRE visionJulien and Kiersten explain what it means to Cash OutWhat betting on yourself means and looks likeThe role social norms play in preventing professionals from cashing outGuest Contact Information:Website: https://richandregular.com/Email: hello@richandregular.comInstagram: https://www.instagram.com/richandregular/LinkedIn: https://www.linkedin.com/company/richandregular/Twitter: https://twitter.com/richandregularFacebook: https://www.facebook.com/richandregular/Youtube: https://www.youtube.com/channel/UC4HUQztCZd9c1q2rB7SmOAQBook: Cashing OutWE WANT TO HEAR FROM YOU!!!! FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE ON YOUTUBE! Join our communityText word PODCAST to 833-230-2860 Twitter: @drniidarkoInstagram: @drniidarkoEmail: team@drniidarko.com Podcasting Course: www.docswhopodcast.comMerch: https://docs-outside-the-box.creator-spring.com This episode is edited by: Your Podcast PalThis episode is sponsored by:Provider Solutions & Development. Experts in holistic career coaching – check them out HERETwitter: @PSDConnectsFacebook: @PSDConnectsLinkedIN: Provider Solutions & Development

Consumerism reaches an all-time high during the holidays. This week, Julien and Kiersten Saunders (@richandregular) highlight the cultural expectations and seasonal changes that coax us into spending more than we should, as well as their tips for when to snag the best deals. Order our book Cashing Out here: richandregular.com/cashingoutSee omnystudio.com/listener for privacy information.

Going green is more than a personal endeavor—in many ways, lowering our carbon footprint can aid in our collective contribution to solving issues like the ones we've recently seen with Hurricane Ian and the war in Ukraine. Julien and Kiersten Saunders (@richandregular) share several ways to curb our use of natural resources and save money while doing it.See omnystudio.com/listener for privacy information.

Some perks—like solid health insurance coverage or a corner office—make a job enticing, but don't let them determine your loyalty to a company. In the wake of the quiet quitting trend, Julien and Kiersten Saunders (@richandregular) discuss why we romanticize our jobs and, conversely, why we should be willing to view them with an honest lens.See omnystudio.com/listener for privacy information.

It's hard enough to cope with the loss of a friend or family member, much less the sticker shock that comes with laying them to rest. This week, Julien and Kiersten Saunders (@richandregular) give a line-by-line review of commons funeral costs and several tips to help curb some of the expenses.See omnystudio.com/listener for privacy information.

The "ramen diet" in college is often joked about, but it's an example of food insecurity. This week, Julien and Kiersten Saunders (@richandregular) define food insecurity and explain how those who are financially strapped can find meals or make smart decisions when it comes to grocery spending.See omnystudio.com/listener for privacy information.

Julien and Kiersten Saunders, couple behind the award-winning blog, rich & REGULAR, producers of the award-winning video series, Money on the Table, and authors of new book, Cashing Out: Win the Wealth Game By Walking Away, join the podcast to discuss rewriting what it means to succeed with money and why cashing out is the ultimate wealth move. In this episode Julien and Kiersten unpack cultural narratives, why rest is an integral part of the wealth equation, how you can reach financial freedom in 15 years, and more.    In this episode we discuss: Giving anyone with a marginalized identity a new narrative of what it means to succeed Confronting uncomfortable truths within a traditional career in corporate America The decision behind Julien and Kiersten pulling out of real estate investing A 4 step guide to the purpose of your income: financial freedom Beginning with the end in mind when it comes to your career A more expansive definition of what luxury really means + more Other related blog posts/links mentioned in this episode: https://journeytolaunch.com/episode43  https://richandregular.com/cashingout Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Julien & Kiersten: Website Instagram:@richandREGULAR Twitter:@richandREGULAR Facebook: @richandREGULAR Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

In this episode, we are joined by Julien Saunders and Kiersten Saunders, couples and co-authors of the fantastic book Cashing Out: Win the Wealth Game by Walking Away. They've been married for six years.  In this episode, our guests touched on several key areas to achieving financial stability and more understanding of money issues. Through their new book Cashing Out, they explain the wealth game. The Wealth Game is a game designed to help you gain financial insight as it relates to your life.  Their goal is to inspire better money conversations with partners.   What You Will Learn: Why you should try the wealth game. What winning looks like. Being willing to accept opposing truths. Our guests elaborate on chapter 6 of their book, “Whatever You Think, Think Bigger.” Executing your bigger thoughts to achieve financial stability. Putting your money to work. Thinking and controlling what you do. What to expect from the cashing out book.   Resources Mentioned: Cashing out: Win the wealth game by walking away Rich and Regular blog Watch Rich and Regular shows Rich and Regular podcast

Julien and Kiersten Saunders of Rich and Regular share 9 things they would do if they won a million dollars Episode 1918: 9 Things We Would Do if We Won a Million Dollars Tomorrow by Julien and Kiersten Saunders of Rich and Regular Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship. The original post is located here: https://richandregular.com/9-things-we-would-do-if-we-won-a-million-dollars-tomorrow/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

We're joined by fellow Atlantans- our friends Julien & Kiersten Saunders! They started their site Rich & Regular back in 2017 after they threw themselves into the financial independence movement and paid off $200,000 in debt. They've been featured virtually everywhere- the Times, the Atlantic, Bloomberg. They're successful speakers, created a fantastic Youtube series called Money on the Table, and now they're about to be published authors! Their book “Cashing Out: Win the Wealth Game by Walking Away” comes out next week. In the book they write about creating your own career path, making peace with your finances, and building wealth on your own terms. During this interview we discuss Julien & Kiersten's introduction to the FIRE movement, avoiding imposter syndrome when creating content, and how to actually know if it's time to cash out by quitting your job.   During this episode we enjoyed a Valley of Gold by Wild Heaven! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out! See omnystudio.com/listener for privacy information.

In this episode, Mandi is joined by Julien and Kiersten Saunders, co-founders of the popular blog "Rich & Regular." First, they discuss paying off $200,000 in debt! They also discuss where they invest, supporting your parents financially, and how your job can prepare you for entrepreneurship. Check out their new book "Cashing Out" coming out June 14th and available for preorder everywhere! We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcast Additional links: https://richandregular.com/ https://www.penguinrandomhouse.com/books/665525/cashing-out-by-julien-saunders-and-kiersten-saunders/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Mandi is joined by Julien and Kiersten Saunders, co-founders of the popular blog "Rich & Regular." First, they discuss paying off $200,000 in debt! They also discuss where they invest, supporting your parents financially, and how your job can prepare you for entrepreneurship. Check out their new book "Cashing Out" coming out June 14th and available for preorder everywhere!We want to hear from you! Drop us a note at brownambitionpodcast@gmail.com or hit us up on instagram @brownambitionpodcastAdditional links:https://richandregular.com/https://www.penguinrandomhouse.com/books/665525/cashing-out-by-julien-saunders-and-kiersten-saunders/ Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.