Podcasts about Hurricane Ian

It's that time of the year again when social media is abuzz with talk about the Rapture happening around the fall equinox on September 22, 2023. Major changes were predicted last year around September 24, 2022, too. To many, the predicted date was simply off. Interestingly, though, Hurricane Ian did follow the week after last year's date. So, did the Rapture happen? Are we going to see the “end times” or “end of days”? Think about the possibilities with Ben and Rob from Edge of Wonder as they dive deeper into this topic on this Friday Night Live show. Also tonight are updates about the Peru alien attack, which is getting buried by the Mexican mummy reports; the Pentagon dropping a new UAP video without any explanation; and a story about a Chilean soldier getting abducted and entering in a time slip. Don't miss the weekly Mandela Effect, the Metaphysical Minute segment, and of course, Rise.TV-exclusive segments, the Top 10 Weirder News of the Week and a Live Q&A.

One of the overlooked casualties of tropical storms and hurricanes is field research conducted by scientists at the University of Florida Institute of Food and Agricultural Sciences (UF/IFAS). Research on new varieties, plant treatments and other practices can be upended in a day by a violent storm. That happened to some of Christopher Vincent's research. The UF/IFAS assistant professor of environmental physiology saw some of his grove trials disrupted by Hurricane Ian last year. So, he decided to turn lemons into lemonade by shifting the focus of his research to study the after-effects of the hurricane and what mitigation efforts seem to help groves recover. Vincent joined the September All In For Citrus podcast to discuss this research and what he found in the aftermath of Ian. He said it can take as long as six months for citrus trees to fully decline after being impacted by a hurricane. Vincent noted his research will help growers establish benchmarks of what to expect during future storms. It also will add to existing knowledge on production practices that are most beneficial after tropical systems. Gillian Zeng Michalczyk, a UF/IFAS master's student who assisted on the project, joined Vincent in the podcast discussion. A grower-cooperator, Jake Pendergrass, also participated in the podcast to discuss how Hurricane Ian affected his groves and steps he took to rehabilitate them. On a positive note, Pendergrass spoke about his experience injecting citrus trees with oxytetracycline (OTC) for the first time this season. He treated about half his family's grove acreage. Pendergrass reported that treated trees look good and seem to be responding well to OTC. Meanwhile, those trees not treated with OTC continue to decline. That makes him believe OTC is having a positive benefit on HLB-infected citrus. Listen to the September episode of All In For Citrus. The podcast is a joint partnership between UF/IFAS and AgNet Media.

Meet Heather—gifted tattoo artist and shop owner of the beloved Lucky Horse Tattoo in Audubon Park. Originally from Naples, FL; Heather found her community in a Cape Coral tattoo shop almost two decades ago before having her life uprooted last year by Hurricane Ian. Despite the hardships of the climate here (political and otherwise), Heather has so much love for all things Florida.https://linktr.ee/helloapgdpod

In "The Greatest Rescue of All Time," Pastor Scudder recounts Hurricane Ian's devastation, where hope seemed lost. He explains, that amidst chaos like this, we as believers have a hope that shines in the darkest of times.

In this episode of the podcast we are discussing is flood insurance expensive in FloridaWe look at the national flood insurance program and private flood insurance.We look at what has changed since risk rating 2.0 went into place in 2021 and what has changed on the private flood insurance side since Hurricane Ian.Ready to purchase flood insurance? 3 easy steps Start by clicking here

This is Garrison Hardie with your CrossPolitic Daily News Brief for Thursday, September 7th, 2023. Olive Tree Biblical Software: Discover why more than a million people use the free Olive Tree Bible App as their go-to for reading, studying, and listening to the God’s Word. Start by downloading one of many free Bibles and start taking notes, highlighting verses, and bookmarking your favorite passages. You can read at your own pace, or choose from a large selection of Reading Plans, including the Bible Reading Challenge. When you are ready to go deeper into your studies, Olive Tree is right there with a large selection of study Bibles, commentaries, and other helpful study resources available for purchase. There’s also an extensive bookstore allows you to build your digital library one book at a time and Olive Tree’s sync technology lets you pick up where you left off on your tablet, pc or phone and get right to studying on another supported device. Now here's the best part – You can start with the Olive Tree Essentials Bundle for FREE. Visit www.olivetree.com/FLF and download it today!  https://www.foxbusiness.com/economy/us-federal-budget-deficit-projected-double-year US federal budget deficit projected to double this year The U.S. federal deficit is projected to nearly double this year as a result of higher interest rates and lower tax revenue. The gap between what the government spends and what it collects is expected to grow from about $1 trillion last year to $2 trillion for the 2023 fiscal year that ends Sept. 30, according to the latest projections from the Committee for a Responsible Federal Budget (CRFB), a nonpartisan group that advocates for reducing the federal deficit. "This would be the highest deficit we’ve ever had outside of a recession or national emergency," Marc Goldwein, a senior policy director at CRFB, told FOX Business. The sizable increase stems from a number of factors, including high inflation, more expensive interest payments and a drop in tax receipts. It comes on the heels of a record drop in the budget shortfall last year, as the deficit dropped from close to $3 trillion to roughly $1 trillion after the government's record spending during the COVID-19 pandemic in 2020 and 2021. In 2022, the government enjoyed a surge in capital gains revenue after Americans capitalized on the booming market the previous year, sold more stock and recorded large gains. The market has not fared as well since then, leading to a sharp drop in capital gains tax revenue compared with last year. The Treasury Department likewise benefited from a spike in general tax collection, because surging inflation essentially pushed up nominal income for millions of households. Although the IRS indexes the tax code to inflation, it does so on a lag. Higher federal income tax brackets and standard deductions took effect at the beginning of 2023, essentially allowing more Americans to shield their income from the IRS. Social Security and Medicare are also indexed to inflation, meaning the government is spending more money on those programs than it did in fiscal year 2022. "But mostly what’s happening is it’s coming to the new normal, from an unusually low 2022 deficit," Goldwein said. "That’s pretty scary, because normal before the pandemic was $1 trillion. And in 2015, it was $500 billion. So we went from $500 billion is the normal, to $1 trillion is the normal, to $2 trillion is the normal in less than a decade." The figures exclude President Biden's $400 billion student loan cancellation plan, which was counted in the official 2022 deficit numbers but never implemented because the Supreme Court struck the policy down. Such massive spending imbalances highlight the toll that high and rising debt can take on everyday Americans. High deficits can fuel inflation, and high debt can push up interest rates. "Mortgage rates are as high as they’ve been since well before the financial crisis," Goldwein said. "Car loan rates, student loan rates, credit card rates, they’re all really high." The deficit surge comes as lawmakers rush to avert a government shutdown. The White House has urged Congress to pass a short-term funding measure, known as a continuing resolution, in order to keep the government solvent while lawmakers continue negotiations over longer-term funding bills. Senate Majority Leader Chuck Schumer, D-N.Y., and House Speaker Kevin McCarthy, R-Calif., have both said they want to pass a short-term deal to keep the government running. However, a group of House Republicans — the House Freedom Caucus — is demanding a number of concessions as part of the continuing resolution, raising the risk of more down-to-the-wire drama on Capitol Hill. https://www.washingtonexaminer.com/news/white-house/biden-mask-indoors-jill-biden-covid Biden to wear mask indoors after COVID-19 exposure President Joe Biden will don a mask indoors after he was exposed to COVID-19 through his wife, first lady Jill Biden, according to the White House. https://twitter.com/i/status/1699269260260823345 - Play Video Now, Studies have repeatedly shown masks don't prevent Covid transmission and might even have health consequences to wearers. - But I digress. Biden, who awarded the Medal of Honor to Army Capt. Larry Taylor for conspicuous gallantry on Tuesday, is expected to depart Thursday for India and the Group of 20 leaders summit. During the Medal of Honor ceremony, Biden took off his mask for his remarks and did not put it back on to hang the trinket around Taylor's neck or to leave the East Room. National security adviser Jake Sullivan downplayed the prospect that a presidential COVID-19 diagnosis would disrupt his foreign trip based on leaders' past experience social distancing during the pandemic. https://www.theblaze.com/news/75000-sia-illegal-border-crossings 75,000 illegal immigrants flagged as having possible ties to terrorism in the last year, according to CBP data U.S. Customs and Border Protection flagged approximately 75,000 illegal immigrants as being possible national security threats or having terroristic ties in the previous 10 months leading up to August 2023, the Daily Caller reported. CBP data showed that between October 2022 and August 2023, 74,904 illegal aliens were labeled as "SIA Encounters," which stands for "Special Interest Alien." According to a Department of Homeland Security article, an SIA is a "non-U.S. person" who potentially "poses a national security risk to the United States or its interests." "Often such individuals or groups are employing travel patterns known or evaluated to possibly have a nexus to terrorism. DHS analysis includes an examination of travel patterns, points of origin, and/or travel segments that are tied to current assessments of national and international threat environments," the DHS stated. "This does not mean that all SIAs are 'terrorists,'" the government report added. However, the travel and behavior of certain individuals "indicates a possible nexus to nefarious activity (including terrorism) and, at a minimum, provides indicators that necessitate heightened screening and further investigation." The unearthed numbers were a massive increase from the reported 25,627 special interest encounters from fiscal year 2022, and the comparably miniscule 3,675 from fiscal year 2021. Illegal immigrants can automatically be deemed SIAs based on their country of origin, such as Turkey or Uzbekistan, due to such countries' status as a "source and transit country." DHS didn’t respond to a request for comment from the Daily Caller regarding the SIA figures. CBP and the DHS are under heightened scrutiny as a result of the shocking increase in border crossing encounters under the Biden administration. A former immigration judge claimed in late August 2023 that the DHS was deliberately not disclosing the number of illegal immigrants who have been released into the United States each month. "The only reason why ICE and OFO [Office of Field Operations] would refuse to disclose that information is to hide the fact that it is releasing more than 100,000 aliens per month into the United States and to conceal the effects of those migrant releases on communities across the United States," Andrew Arthur said. Border encounters in fiscal year 2023 are on pace to match the near 2.4 million that were seen in 2022. There were just over 1.7 million encounters in 2021, while in 2020, President Trump's administration saw a little more than 450,000. https://townhall.com/tipsheet/leahbarkoukis/2023/09/05/ev-florida-n2627949#google_vignette Electric Vehicles Are Causing Issues After Hurricane Idalia Electric vehicles are catching on fire after Hurricane Idalia made landfall in Florida last week. According to local reports, at least two Tesla EVs ignited after saltwater from the storm surge damaged their batteries and other electrical components. One vehicle lit up in Pinellas Park and another car fire occurred in Palm Harbor. “Carfax says owners need to understand the fire risk doesn’t go away after their EV dries out,” ABC Actions News told viewers. “The salt water that is flooding can get into the battery and dry there and once it dries it creates what federal safety officials call bridges between cells and that can lead to fires and those fires can come anywhere from days to weeks later and once an EV catches fire it is incredible difficult to put it out,” said Patrick Olsen of Carfax. After Hurricane Ian, 21 electric vehicles caught fire in the state, prompting officials to warn residents ahead of Idalia's approach. “We saw a number of fires associated with EVs from Hurricane Ian. We know that the saltwater from storm surge can compromise these batteries, causing fires which cannot be easily suppressed,” Florida Chief Financial Officer Jimmy Patronis said at the time. “The best fire teams can do is keep water on the battery until the fuel burns out. If you’re evacuating and leaving an EV, or other lithium ion powered devices like scooters or golf carts in your garage, you’re creating a real fire threat for your home, your communities, and first responders," he added. "Take this threat seriously. If there’s even a small risk of your EV being impacted by storm surge, move it to higher ground before it’s too late.” One home that managed to survive Ian ended up burning to the ground because of a saltwater-damaged EV. EV vehicle owners are being advised to park affected cars at least 50 feet away from any structures that could catch fire.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Thursday, September 7th, 2023. Olive Tree Biblical Software: Discover why more than a million people use the free Olive Tree Bible App as their go-to for reading, studying, and listening to the God’s Word. Start by downloading one of many free Bibles and start taking notes, highlighting verses, and bookmarking your favorite passages. You can read at your own pace, or choose from a large selection of Reading Plans, including the Bible Reading Challenge. When you are ready to go deeper into your studies, Olive Tree is right there with a large selection of study Bibles, commentaries, and other helpful study resources available for purchase. There’s also an extensive bookstore allows you to build your digital library one book at a time and Olive Tree’s sync technology lets you pick up where you left off on your tablet, pc or phone and get right to studying on another supported device. Now here's the best part – You can start with the Olive Tree Essentials Bundle for FREE. Visit www.olivetree.com/FLF and download it today!  https://www.foxbusiness.com/economy/us-federal-budget-deficit-projected-double-year US federal budget deficit projected to double this year The U.S. federal deficit is projected to nearly double this year as a result of higher interest rates and lower tax revenue. The gap between what the government spends and what it collects is expected to grow from about $1 trillion last year to $2 trillion for the 2023 fiscal year that ends Sept. 30, according to the latest projections from the Committee for a Responsible Federal Budget (CRFB), a nonpartisan group that advocates for reducing the federal deficit. "This would be the highest deficit we’ve ever had outside of a recession or national emergency," Marc Goldwein, a senior policy director at CRFB, told FOX Business. The sizable increase stems from a number of factors, including high inflation, more expensive interest payments and a drop in tax receipts. It comes on the heels of a record drop in the budget shortfall last year, as the deficit dropped from close to $3 trillion to roughly $1 trillion after the government's record spending during the COVID-19 pandemic in 2020 and 2021. In 2022, the government enjoyed a surge in capital gains revenue after Americans capitalized on the booming market the previous year, sold more stock and recorded large gains. The market has not fared as well since then, leading to a sharp drop in capital gains tax revenue compared with last year. The Treasury Department likewise benefited from a spike in general tax collection, because surging inflation essentially pushed up nominal income for millions of households. Although the IRS indexes the tax code to inflation, it does so on a lag. Higher federal income tax brackets and standard deductions took effect at the beginning of 2023, essentially allowing more Americans to shield their income from the IRS. Social Security and Medicare are also indexed to inflation, meaning the government is spending more money on those programs than it did in fiscal year 2022. "But mostly what’s happening is it’s coming to the new normal, from an unusually low 2022 deficit," Goldwein said. "That’s pretty scary, because normal before the pandemic was $1 trillion. And in 2015, it was $500 billion. So we went from $500 billion is the normal, to $1 trillion is the normal, to $2 trillion is the normal in less than a decade." The figures exclude President Biden's $400 billion student loan cancellation plan, which was counted in the official 2022 deficit numbers but never implemented because the Supreme Court struck the policy down. Such massive spending imbalances highlight the toll that high and rising debt can take on everyday Americans. High deficits can fuel inflation, and high debt can push up interest rates. "Mortgage rates are as high as they’ve been since well before the financial crisis," Goldwein said. "Car loan rates, student loan rates, credit card rates, they’re all really high." The deficit surge comes as lawmakers rush to avert a government shutdown. The White House has urged Congress to pass a short-term funding measure, known as a continuing resolution, in order to keep the government solvent while lawmakers continue negotiations over longer-term funding bills. Senate Majority Leader Chuck Schumer, D-N.Y., and House Speaker Kevin McCarthy, R-Calif., have both said they want to pass a short-term deal to keep the government running. However, a group of House Republicans — the House Freedom Caucus — is demanding a number of concessions as part of the continuing resolution, raising the risk of more down-to-the-wire drama on Capitol Hill. https://www.washingtonexaminer.com/news/white-house/biden-mask-indoors-jill-biden-covid Biden to wear mask indoors after COVID-19 exposure President Joe Biden will don a mask indoors after he was exposed to COVID-19 through his wife, first lady Jill Biden, according to the White House. https://twitter.com/i/status/1699269260260823345 - Play Video Now, Studies have repeatedly shown masks don't prevent Covid transmission and might even have health consequences to wearers. - But I digress. Biden, who awarded the Medal of Honor to Army Capt. Larry Taylor for conspicuous gallantry on Tuesday, is expected to depart Thursday for India and the Group of 20 leaders summit. During the Medal of Honor ceremony, Biden took off his mask for his remarks and did not put it back on to hang the trinket around Taylor's neck or to leave the East Room. National security adviser Jake Sullivan downplayed the prospect that a presidential COVID-19 diagnosis would disrupt his foreign trip based on leaders' past experience social distancing during the pandemic. https://www.theblaze.com/news/75000-sia-illegal-border-crossings 75,000 illegal immigrants flagged as having possible ties to terrorism in the last year, according to CBP data U.S. Customs and Border Protection flagged approximately 75,000 illegal immigrants as being possible national security threats or having terroristic ties in the previous 10 months leading up to August 2023, the Daily Caller reported. CBP data showed that between October 2022 and August 2023, 74,904 illegal aliens were labeled as "SIA Encounters," which stands for "Special Interest Alien." According to a Department of Homeland Security article, an SIA is a "non-U.S. person" who potentially "poses a national security risk to the United States or its interests." "Often such individuals or groups are employing travel patterns known or evaluated to possibly have a nexus to terrorism. DHS analysis includes an examination of travel patterns, points of origin, and/or travel segments that are tied to current assessments of national and international threat environments," the DHS stated. "This does not mean that all SIAs are 'terrorists,'" the government report added. However, the travel and behavior of certain individuals "indicates a possible nexus to nefarious activity (including terrorism) and, at a minimum, provides indicators that necessitate heightened screening and further investigation." The unearthed numbers were a massive increase from the reported 25,627 special interest encounters from fiscal year 2022, and the comparably miniscule 3,675 from fiscal year 2021. Illegal immigrants can automatically be deemed SIAs based on their country of origin, such as Turkey or Uzbekistan, due to such countries' status as a "source and transit country." DHS didn’t respond to a request for comment from the Daily Caller regarding the SIA figures. CBP and the DHS are under heightened scrutiny as a result of the shocking increase in border crossing encounters under the Biden administration. A former immigration judge claimed in late August 2023 that the DHS was deliberately not disclosing the number of illegal immigrants who have been released into the United States each month. "The only reason why ICE and OFO [Office of Field Operations] would refuse to disclose that information is to hide the fact that it is releasing more than 100,000 aliens per month into the United States and to conceal the effects of those migrant releases on communities across the United States," Andrew Arthur said. Border encounters in fiscal year 2023 are on pace to match the near 2.4 million that were seen in 2022. There were just over 1.7 million encounters in 2021, while in 2020, President Trump's administration saw a little more than 450,000. https://townhall.com/tipsheet/leahbarkoukis/2023/09/05/ev-florida-n2627949#google_vignette Electric Vehicles Are Causing Issues After Hurricane Idalia Electric vehicles are catching on fire after Hurricane Idalia made landfall in Florida last week. According to local reports, at least two Tesla EVs ignited after saltwater from the storm surge damaged their batteries and other electrical components. One vehicle lit up in Pinellas Park and another car fire occurred in Palm Harbor. “Carfax says owners need to understand the fire risk doesn’t go away after their EV dries out,” ABC Actions News told viewers. “The salt water that is flooding can get into the battery and dry there and once it dries it creates what federal safety officials call bridges between cells and that can lead to fires and those fires can come anywhere from days to weeks later and once an EV catches fire it is incredible difficult to put it out,” said Patrick Olsen of Carfax. After Hurricane Ian, 21 electric vehicles caught fire in the state, prompting officials to warn residents ahead of Idalia's approach. “We saw a number of fires associated with EVs from Hurricane Ian. We know that the saltwater from storm surge can compromise these batteries, causing fires which cannot be easily suppressed,” Florida Chief Financial Officer Jimmy Patronis said at the time. “The best fire teams can do is keep water on the battery until the fuel burns out. If you’re evacuating and leaving an EV, or other lithium ion powered devices like scooters or golf carts in your garage, you’re creating a real fire threat for your home, your communities, and first responders," he added. "Take this threat seriously. If there’s even a small risk of your EV being impacted by storm surge, move it to higher ground before it’s too late.” One home that managed to survive Ian ended up burning to the ground because of a saltwater-damaged EV. EV vehicle owners are being advised to park affected cars at least 50 feet away from any structures that could catch fire.

On today's program, see how Hand of Hope, Joyce Meyer Ministries World Missions is showing the love of God after the devastation of Hurricane Ian in Florida.

Originally recorded on September 28 and 29, 2022 during Hurricane Ian, Ginger shares what she has learned about moving forward. gingerfitchett.com Cover Art: Joseph Vosges Intro/Outro: Malaga by EZE

. Tropical Storm Idalia is now tracking similarly to Hurricane Ian, which devastated SW Florida as a Cat4 Hurricane in 2022. See omnystudio.com/listener for privacy information.

What happens when healthcare and technology converge? Mary Desmarais, the dynamic CTO of NCH's health care system, unveils the transformation. Her journey is as inspiring as it is intriguing. Mary takes us through her transition from the corporate world into the healthcare IT industry, thriving in a male-dominated field. Be prepared to be swept off your feet as she shares her advice for those looking to make a similar shift - embracing risks, venturing into unknown territories, and grabbing every opportunity with open arms.Get ready for a roller coaster of a tale as we navigate the challenges and opportunities that technology has brought to healthcare. We cover everything from the integral role of IT teams in daily operations to the transformative potential of AI and VR. We also touch upon the increasing significance of technology in the care of our senior population and how virtual health visits are revolutionizing their access to healthcare. Topping it all, we dive into the crucial role of technology in disaster recovery. Using her experience with Hurricane Ian as a case study, Mary underlines the importance of preparedness and real-time data's role in it. As we conclude, we reflect on the potential of technology in bridging the gap between the healthcare industry and the public. Join us for this compelling conversation with Mary Desmarais and discover the incredible convergence of healthcare and technology.nchhealthcare.orgThanks for tuning in to this episode of Follow The Brand! We hope you enjoyed learning about the latest marketing trends and strategies in Personal Branding, Business and Career Development, Financial Empowerment, Technology Innovation, and Executive Presence. To keep up with the latest insights and updates from us, be sure to follow us at 5starbdm.com. See you next time on Follow The Brand!

Through the darkest storms, I found a beacon of hope in the form of gratitude. That's the journey I, Jennifer Pilates, embark on, as I recount the lessons learned through the devastation of Lahaina and Hurricane Ian. Our world is in the throes of invisible battles where the enemy is division. It's time to challenge that status quo, to rise against the tide, and question the narrative that's dividing us. I'll take you through my experiences, where the need for unity amidst tragedy is glaringly apparent. Let's join hands, reclaim our power, and heal our world with the balm of love.In the continual warfare for our souls, we must remember that inaction is not an option. As we chart the path of resistance, we'll explore the essence of being true to ourselves and shining our light in a world that desperately needs it. As we step up, as we own our mission, we're not just making a statement; we're changing the narrative. We'll also delve into the realm of self-reflection, a vital tool in arming ourselves for the battles ahead. Empowerment and love are not just words; they are weapons. Tune in, let's reflect, let's stand firm, and let's remember that in this journey, your voice, your light, and your feedback matter. Let's become Empowered Within together.Activate your stem cells. Stem Cell Activation Patches. Experience a level of health and vitality that you have not experienced since you were in your youth. Visit: JenniferPilates.com The LifeWave X39™ is clinically proven to provide the body with a level of health and vitality that you have not experienced since you were in your youth. Head over to JenniferPilate.com to learn more.Support the showLet's Connect: JenniferPilates.comSubscribe: Newsletter Connect: Linkedin | Youtube Channel | Facebook | Instagram | PinterestShow Notes: https://jenniferpilates.com/the-podcastDonations: Thank You for Supporting the ShowWork with Jennifer Pilates: JenniferPilates.comJoin: Pilates On-Demand with Jennifer PilatesRead Jennifer's Book: The Change: Insights into Self Empowerment

This week's topics:Governor suspends another State AttorneyHomeowners Insurance Woes and Hurricane IanDeSantis Replaces Campaign ManagerMuch Ado about Shakespeare in FloridaWith guests:Brianna Sacks, Extreme Weather and Disaster Reporter, Washington PostRomy Ellenbogen, Tallahassee Correspondent, Tampa Bay TimesRyan Wiggins, Chief of Staff, The Lincoln ProjectTara Newsom, Attorney, Political Science Professor, St. Petersburg College

 I have a friend, whom will remain anonymous. I won't share their full story, just the high level. Let's call her Jill. Jill ran a very successful and profitable solo cleaning business in Florida. Hurricane Ian pummeled her area and completely wiped out everything Jill had. Thankfully, her family was okay. But not her house. Not her vehicles. Not her business. Jill invested years to build and it took a few days for a natural disaster to destroy. What could Jill have done differently? Not live in Florida? I suppose. But that's her home. Here's the good news. Jill has a great mindset to grow her cleaning company. She is resilient and determined. She grew it back. What would you do if you lost it all? Would you be like Jill or would you give up?  My goal here was to dial this podcast back a bit and get you to stop and take inventory of your life, your family, your health, your business, and your eternal future. My goal was for you to pause and be grateful for what you already have and sure up the things you don't. Like Jill, many of you live in areas with natural disasters. A tornado or earthquake or forest fire could take it all away in an instant. What happens when you work hard to build something and then lose it all from something totally out of your control? Like a once in a decade category 4 hurricane that wipes out Southern Florida? On the other side of a disaster like that, how do you pick yourself back up and start over? The words for this are called grit and perseverance and hope and faith. What gives Jill and some of you out there the courage to build when the Big Bad Wolf might come and blow your house down again? I'm going to share this amazing quote from Jesus. "Therefore whoever hears these sayings of Mine, and does them, I will liken him to a wise man who built his house on the rock: and the rain descended, the floods came, and the winds blew and beat on that house; and it did not fall, for it was founded on the rock." (Matthew 7:24-25)The answer is simple. We need to all build a company with a strong foundation. What are some ingredients of a strong foundation? As a follower of Christ, I put a relationship with Jesus as my rock as number one! This may not be true of you as you listen to this. That is absolutely okay. For me though, having a firm foundation that God owns it all and I am a steward to manage what is already His. This allows me to go with the flow more and trust that God's in control. It doesn't mean I don't work hard. I do. I just have faith that God has a greater plan and purpose for me. So if a major storm would have wiped everything away, I still have Jesus and that's all I really need. That may not be what you believe. That's okay. We're not clones. What are some other ingredients of a successful foundation? I believe being out of debt and having cash and a solid financial plan is super vital for your foundation. I believe if you're married, that you and your spouse are on the same page and walking in unity. I believe trust and amazing relationships with your customers, your team, and your community is a vital ingredient. If you have these ingredients in place and another storm hits and wipes you out, you have hope. The community binds together to fix it. The relationships you have in the community are strong and you get involved even if you have nothing. On the other side, the community rallies around you and your business grows again. The point is this. Regardless of where you live and the natural disasters that may surround you, nobody has a certain future. Jesus declares it plainly. The wind and the waves are going to hit. It's not a matter of if, but when. And like the third pig who built the house out of brick, will you be prepared when it does?Read the rest of this article at the Smart Cleaning School website

Mea Culpa welcomes back, intrepid newsman, Ali Velshi. Host of “Velshi” and seemingly the favorite fill-in host of every other MSNBC Prime Time News Show. Velshi also reported live from the frontlines of the George Floyd protests, he was drenched during Hurricane Ian. And dodged incoming fire from Russian artillery when he fearlessly reported live from the frontlines in Ukraine. A concerned citizen of the world, Velshi seems to be everywhere there is an injustice. He has been a contributor at CNN, Al Jazeera America, and NBC to name a few. He joins us on Mea Culpa in the midst of Donald Trump's third indictment and arguably the most important as it goes to the heart of this nation's democratic system.

Rebecca Morss' scientific credentials are impeccable – a PhD in atmospheric science from MIT, more than 20 years of experience at the Mesoscale and Microscale Meteorology (MMM) Laboratory at the National Center for Atmospheric Research (NCAR), and currently the Senior Scientist and Deputy Director of the center. But what really sets Rebecca apart is her focus on the intersection between scientific information and its use by people.Rebecca is an expert in weather forecasting systems and risk communication, and she specializes in high-impact weather including hurricanes, floods, and tornadoes. Her research isn't limited to the intricacies of weather phenomena and prediction, but extends to how forecasts are formulated, communicated, received, and acted upon. For Rebecca, science is not a solitary endeavor but a bridge that connects researchers, societal stakeholders, and policy-makers alike.Despite the importance of weather predictions in preserving lives and property, ensuring that people understand these forecasts and know how to act upon them has often been overlooked and underfunded. In her conversation with Adam, Rebecca talks about how she has retained her unique identity as a physical scientist while navigating the challenges of this inherently interdisciplinary sphere:"There's a lot of counterincentives. I've been to workshops on interdisciplinary research [...] in a variety of fields, and if you talk to professors at universities, even if they wanna do this, there's so many barriers to doing it, there's so many disincentives. The best way to get ahead if you're in a research career is to publish a lot of papers and get a lot of citations. And the best way to do that is to do something that other people are doing, and to not buck the trend. It takes a lot longer to learn new things every time. People aren't citing you if no one else is doing it."Adam's and Rebecca's discussion then pivots to two recent extreme weather events. First, Hurricane Ian, where an evacuation order delay resulted in tragic loss of life in Lee County/Florida. Second, the Marshall Fire of December 2021, a disaster that literally hit close to home for Rebecca. The fire ravaged her neighborhood in Boulder County, Colorado, coming perilously close to her own house, and giving her a first-hand experience of the crucial role of effective risk communication.The interview with Rebecca was recorded in October 2022.Rebecca's website at NCAR

This week on Mondays at The Overhead Wire we delve into sameness around the world, climate change extremes, and Amsterdam's red light district.  Main Links City sameness - Dezeen Paris gets smart on heat - Yale e360 Hurricane Ian wiped out middle class - Politico Sewers can't handle rain - Scientific American Biased livability rankings - The Conversation Amsterdam's red light controversy - Time Bonus Items Skywells - BBC Future Miami forgets gas tax - Governing Spain elections impact on active transport - Reuters Portland street response - Oregon Public Radio House R's want to cut budgets - Washington Post Insurance rates threaten new development - Smart Cities Dive New Tampa transport plan - That's So Tampa Hawaii housing plans - Civil Beat Bike bill lawsuit - Bike Portland Wildfire adapted communities - Sightline OOO Also for Stitcher users that want to switch to another podcatcher and need the RSS feed, here's our url: https://feeds.libsyn.com/49347/rss OOO Follow us on twitter @theoverheadwire Follow us on Mastadon theoverheadwire@sfba.social Support the show on Patreon http://patreon.com/theoverheadwire Buy books on our Bookshop.org Affiliate site!  And get our Cars are Cholesterol shirt at Tee-Public! And everything else at http://theoverheadwire.com

Today we head down to New Orleans to speak with Listener Stephen about his trip to Disney's Boulder Ridge Villas at Disney's Wilderness Lodge Resort with his extended family of 14 last fall!  We hear about how Hurricane Ian affected their road trip, thoughts on staying at this amazing Deluxe Resort, tips for folks heading to Mickey's Not So Scary Halloween Party this year (and a great Halloween costume idea for large families!), restaurant reviews from Skipper Canteen, Topolino's Terrace, Sci-Fi Dine In, and much more! We hope you enjoy today's podcast!  Please visit our website at www.beourguestpodcast.com.  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

Lisa Dence, owner of the new restaurant Salty Girls Island Café describes her life and journeys on Pine Island before and after Hurricane Ian. She is a determined courageous women who figured out how to create a business in new locations. In this new journey, her next chapter, Lisa is thrilled to be where she belongs, back serving the community, greeting and feeding her customers. For more information, email pineislandexperience@gmail.com

After Hurricane Ian hit southwest Florida last fall, many coastal middle- and working-class homeowners whose properties suffered damages moved out because of rules requiring expensive rebuilds. It's yet another example of how worsening disasters tied to climate change are altering the lives of everyday Americans. POLITICO's Zack Colman breaks down how Hurricane Ian affected the beach communities in southwest Florida and the role of the federal government. Plus, Special Climate Envoy John Kerry said he will not be “conceding anything” on his upcoming visit to China as he seeks to reestablish climate change talks.   For more news on energy and the environment, subscribe to Power Switch, our free evening newsletter: https://www.politico.com/power-switch And for even deeper coverage and analysis, read our Morning Energy newsletter by subscribing to POLITICO Pro: https://subscriber.politicopro.com/newsletter-archive/morning-energy   Zack Colman covers climate change for POLITICO.  Josh Siegel is a congressional energy reporter for POLITICO.  Nirmal Mulaikal is a POLITICO audio host-producer.  Annie Rees is a senior audio producer-host at POLITICO.  Gloria Gonzalez is the deputy energy editor for POLITICO.  Matt Daily is the energy editor for POLITICO.

If you live in Lee county and you had any damage due to Hurricane Ian, this video is for you! I'm talking with Matt Caldwell from Lee County Property Appraiser about what they are doing to help out Lee County residents effected by the hurricane. If you have any damage, no matter if its missing shingles and a ripped screen, or if you took on 3 ft of water or needed a new roof, you need to watch this video to learn how to report this properly and take advantage of a new potential tax break. LEEPA is helping to reassess the value of your home from January 1 2023 to include any damage at that time, to give you a fair assessed value. Check out the video to learn more! I do Mortgages for a living, if I can ever help you buy or refinance a home let me know!   ·        Apply for a mortgage now at https://myvandyk.vandykmortgage.com/dr/c/qojpr ·        TEXT “APPLY” to 239-437-4278 ·        Call me or text me 239-910-5668 ·        Talk to my team were here to help! 239-437-4278 ·        Check out my website www.TimHartJr.com   Connect with me on Social Media YouTube - http://bit.ly/2Ourk8c Instagram - https://www.instagram.com/timhart453/?hl=en  Facebook- https://www.facebook.com/TimHartJr LinkedIn - https://www.linkedin.com/in/timhartjr/  

This is wonderful story of Sara Brinks who decided to move to Pine Island and start a business. With the help of her family and friends, Sara came up with the idea of The Frozen Flip Flop, a lovely frozen yogurt shop. The Frozen Flip Flop opened on July 21, 2022, and then Hurricane Ian hit. For more information, email pineislandexperience@gmail.com

Laura Foy is a gay parent living in Florida. She survived Hurricane Ian but can she survive DeSantis?

What would you do if you found yourself in the eye of a devastating hurricane? This week, our guest and Becker Shareholder, Joseph E. Adams, sits down with Donna DiMaggio Berger and relives this very question when he rode out Hurricane Ian in his home on Fort Myers Beach. In this gripping episode, Joe shares his harrowing experience and provides valuable insights into preparing for and recovering from such catastrophic events.  From the chaos of managing a team of 30 lawyers during the hurricane to navigating the insurance crisis, Joe's story is one of resilience and determination. We dive into the challenges of obtaining insurance coverage, the problem of overcharging for remediation services, and the importance of being part of a larger team in times of personal tragedy. Joe also sheds light on the role of technology in the legal profession and the increasing presence of lawyers in the US.  But how does one embrace life's uncertainties and survive multiple disasters? Joe's incredible experiences, including surviving lightning strikes, a massive car pile-up, and a horseback riding accident remind us all of the importance of being prepared for the unexpected. Join us for this thought-provoking and inspiring episode that will change the way you view the world around you.Conversation highlights include:A Birdseye description of Hurricane Ian's destructive path. ​Lessons learned when riding out a storm at home.Steps needed to get back up and running after the stormThe challenges that community associations face when preparing for and recovering from a major catastrophe Why some communities have decided to terminate and sellThe one thing Joe wishes more boards would do.How being part of a large legal team helps not only the clients but the lawyersWhat the next generation of community association attorneys should expect

This episode is sponsored by The Vacation Rental Formula Business School. Discover more about the VRF B-School: https://www.vacationrentalformula.com/business-school/ Listening to this podcast on the move? Get to the show notes here: https://www.vacationrentalformula.com/VRS499

Although Doris grew up in New Jersey, she has spent most of her life in Florida where she raised her family, and serves in her church. She has been through countless hurricane seasons, and understands the protocol. Being prepared and knowing what to do served her well...until 2022 when Hurricane Ian changed everything. Bio: Doris Swift is an author, speaker, founder of Fierce Calling Ministries, and host of the award-winning Fierce Calling podcast. In ministry for over thirty years, she has a passion for women to walk deeper in God's word, walk out of their doubt, and walk boldly in their purpose and fierce calling. She helps women take action where their passion, compassion, and conviction intersect so they can live out the plans God has for them. Her new Bible study, Surrender the Joy Stealers: Rediscover the Jesus Joy in You, launches into the world in June 2023. Connect with Doris: https://dorisswift.com/ https://www.facebook.com/DorisSSwift       https://www.instagram.com/dorissusanswift/           https://twitter.com/DorisSSwift   https://www.linkedin.com/in/doris-swift-0a127496/ Resources https://daniellebernock.com/ https://clarity.fm/daniellebernock https://www.daniellebernock.com/coaching/ Join my community https://dani-daniellebernock-com.ck.page/31bfe7d9fa Additional resources: Books: Emerging With Wings https://amzn.to/3Qm4aQw Because You Matter https://amzn.to/3oUnxEt Socials: https://www.facebook.com/daniellebernock/ https://www.instagram.com/dbernock/ https://www.youtube.com/c/DanielleBernockLovesYou https://twitter.com/DBernock https://www.linkedin.com/in/danielle-bernock-6ab50467/ https://www.tiktok.com/@dbernock #7 on Feedspot: https://blog.feedspot.com/overcoming_adversity_podcasts/ Want to be a guest? https://podmatch.com/signup/fromdanielle Some links I use are affiliate links where I earn a small commission at no cost to you. Disclaimer: Opinions do not replace the advice from a qualified medical professional, and Victorious Souls might not agree with some content shared by guests. #hurricane #hurricaneian #hurricaneian2022 #unexpected #traumaispersonal #flooding #surreal #community #faith #overwhelm #exhausting #author #liveinterview #newbook #restoration #frontpage #news #healing #youareloved #daniellebernock #thatladyontheinternetwholovesyou --- Send in a voice message: https://podcasters.spotify.com/pod/show/victorioussoulspodcast/message

Kristy Millar spent days preparing for Hurricane Ian, but when the storm hit, her family ended up trapped in their rapidly flooding home. They escaped, but the storm had turned their street into a river. To get to higher ground, Kristy and her 3-year-old son were going to have to swim. Enter Kevin Ott.Ott was also out in the storm, determined to rescue his kids' grandmother — who happened to be Kristy's neighbor. Driving a borrowed pontoon boat through canal-like streets in a Category 4 hurricane, Kevin and his kids ended up rescuing Kristy, her son and 10 other neighbors, including Grandma, that day. We also talk to Grace Meinhofer, a spokesperson with the American Red Cross who has personal experience with hurricanes, for advice on how to prepare for storm season. The American Red Cross name and emblem are used with its permission, which in no way constitutes an endorsement, express or implied, of any product, service, company, opinion or political position. The American Red Cross logo is a registered trademark owned by The American National Red Cross. For more information about the American Red Cross, please visit redcross.org.

What's up, advocates! Today you can join Vince Perri as he sits down for a captivating conversation with mold and water mitigation expert, Andres Belen. This week's podcast episode of the Commercial Claims Show is brought to you by Black Diamond Housing Services, The Farber Law Firm, Iink, and Noble Tax Strategies.​ In this enlightening podcast episode, Andres sheds light on the complexities of mold coverage and addresses common concerns related to health risks associated with mold. Together, they unrqavel the intricacies of mold lab reports, deciphering the codes and jargon that often perplex insurance claims professionals. Sit down with us and:

Rob Ramirez is a veteran South Florida firefighter, USAR TF2 team member and National Rescue Consultants instructor. We discuss his journey into the fire service, responding to special need patients, entering special operations, Hurricane Katrina, the Parkland attack, the Surfside collapse, Hurricane Ian, firefighter fitness, realism in training, mental health and so much more.

This week, we continue our exploration of Sanibel Island after Hurricane Ian by going to their national wildlife refuge. We chat with Toni Westland about the birds, the tortoises, the flowers, and the surprising discovery they made a mile island. Go to the Wait Five Minutes website for more! Pick up your copy of FLORIDA! right here!   Thank you to Toni Westland for her help on this episode! Plan your visit to the Ding Darling National Wildlife Refuge here! Thank you to Celina Kersh for her help on this episode! Plan your visit for the Sanibel Historical Village and Museum right here!   Support Orlando and the gay community in our city right here!   All of the music was originally composed.

Jay Sanderson and Steve Soloway, Island Tactical business partners, speak of what they did immediately after Hurricane Ian and how they recently celebrated a grand reopening of their store. They discuss their dedication to the island and passion for customers. They talk about their commitment to providing great products and services while loving what they do and having fun. Jay and Steve share the many plans they have for future growth on Pine Island. Listen to the Island Tactical episode at Pine Island Experience Website For more information, email pineislandexperience@gmail.com

The work of Florida's Baptist Relief responding to climate events like Hurricane Ian and floods in Kentucky - in support of people whose lives have been turned upside down.

2022's Atlantic hurricane season became the third costliest on record, mostly due to Hurricane Ian; and while it may not be possible to know exactly how this summer's season will play out, forecasting clues can provide us with a solid estimate. KVMR's Al Stahler speaks with a leading hurricane forecaster to find out more.

In this episode, FSA speaks with Hardee County Sheriff Vent Crawford. Learn about Sheriff Crawford's distinguished career as a trooper with the Florida Highway Patrol and how it eventually led him to run for sheriff in 2020. We also discuss how his county prepared for and responded to Hurricane Ian last year. Sheriff Crawford talks about ways in which he is building his office to adjust to the many changes that continue to occur throughout Florida and how recruiting and retaining the very best men and woman is a constant challenge that takes new approaches. 

Lisa Kellner went through a major transition in her work life, moving from a textile installation artist back to her true love of painting.  Over the course of a few years, she dug deep, got really honest with herself, and saw how all the intangible parts of herself find their way into her work. Lisa uses a reductive language and intuitive approach to make paintings and sculptural constructions about the environment, societal constructs and how we occupy space.Takeaways1. Is there urgency?2. Make sure your roots are strong.3. Give space between you and your work.4. Find comfort in the space of not knowing.5. Don't discount those parts of yourself that you can't quantify or measure. LinksLisa KellnerLisa on InstagramLee BontecouElizabeth MurrayLisa Kellner's paintings and sculptural constructions have been exhibited throughout the United States and internationally. Her work can be found in private residences and commercial spaces in the United States, Europe and Japan. Exhibiting institutions include the Bellevue Arts Museum (WA), the Lower Manhattan Cultural Council (NY), the Brooklyn Arts Council (NY), the Weatherspoon Museum (NC), the Islip Art Museum, Washington Project for the Arts and the Muscarelle Museum of Art (VA), among others. She has created site-responsive installations for institutions including the Cornell Fine Arts Museum (FL), the Bellevue Arts Museum (WA), Lower Manhattan Cultural Council Swing Space (NY), Brooklyn Arts Council (NY), the Center for Maine Contemporary Art (ME), Lehman College Art Gallery (NY) and the Target Gallery at the Torpedo Factory (VA). Kellner's work has been reviewed and mentioned in publications including The New York Times, The Boston Globe and Sculpture Magazine in addition to several podcast and interview series. Lisa has received several awards including the New Media Invitational from the Target Gallery, DC and was nominated a Joan Mitchell Emerging Artist semi-finalist. She recently completed an artist residency at Don Pedro Island Preserve; a place dramatically impacted by Hurricane Ian.

AccuWeather Daily brings you the top trending weather story of the day - every day.

It's been a little over nine months since Category 5 Hurricane Ian made landfall on Sanibel Island. We paid the village, and its museum, a visit, and found what was lost - and what was evolving on the little old island. Go to the Wait Five Minutes website for more! Pick up your copy of FLORIDA! right here!   Thank you to Celina Kersh for her help on this episdoe! Plan your visit for the Sanibel Historical Village and Museum right here!   All of the music was originally composed.

Media coverage has intensified over an allegation by three independent insurance adjusters that Florida property insurance companies are cheating their policyholders out of rightful claim payouts.  The three accuse the industry of altering their field adjuster reports and reducing claim payouts – all without their knowledge or approval. Former Florida Deputy Insurance Commissioner Lisa Miller sat down with two independent field adjusters and an attorney who represents insurance companies to learn their perspective and just how damage claims – and their payouts – are ultimately decided and by whom.    Show Notes The three adjusters and their allegations first appeared in public last December to testify during the Florida Legislature's special session which resulted in a series of new consumer insurance reforms.  The reforms included the end of one-way attorney fees for property insurance lawsuits, the end of Assignment of Benefit contracts, and a further tightening of claim practices, among other things.  These were all abusive practices by bad actors against insurance companies and policyholders that were blamed for driving up the cost of insurance and creating market turmoil. (For full Show Notes, visit https://lisamillerassociates.com/13875-2/)   Shawn Kelliher of Cape Coral is a 16-year veteran in the insurance adjusting business.  His first 13 years were working for Farmers Insurance Company as a desk adjuster and then as a catastrophe field adjuster, including large loss and complex claims across the country.  He said “it's absolutely not the case” that insurance companies are out to get everybody and explained that there are many legitimate reasons why field damage estimate reports change.   Field adjusters often don't know what damage is covered by the insurance policy.  “Some policies have actual cash value only coverage, some policies have specific exclusions for certain items and a lot of times we don't know that,” Kelliher said.  “So we see and document the damage and that goes in our report and that's sent up (to the independent adjusting firm or insurance company), only to be later found out that, unfortunately, in those circumstances where they (the policyholders) don't have coverage, those items have to be removed or taken out of the estimate.  And it's not a malicious situation,” the Naples, Florida native said.  Kelliher said he's seen it many times over the past three years that he's been an independent adjuster in Florida.  He said he works for a variety of adjusting firms and across a vast array of insurance carriers, doing both residential and commercial work.  Vanessa McGonigal, an independent field adjuster from Cooper City agrees.  Often times, she said she is not aware of any changes that may take place in the final adjusting report on a claim.  “If we're preparing an estimate for all of the damages we see and we submit that and coverage is not afforded for something written on our estimate, where is it that we should give permission to have that removed?  If it's not covered, it's not covered,” McGonigal said.  She began her career in 2009 as an estimator for a general contractor and then five years ago, became an independent field adjuster.  She said she has worked for a couple of independent insurance adjusting firms, doing both residential and commercial claims, including from Hurricane Ian.Both McGonigal and Kelliher said that if there is a change to the estimate, sometimes they make it, sometimes their adjustment firm does it, or the desk adjuster at the insurance company, depending on the change and the situation. “They'll call me and say, ‘Hey, you know, I read your report, I saw your photos, this is what I was thinking.  Can you kind of explain your thought process here or justify what it is that you put in your estimate?' and we'll have a conversation about it,” said Kelliher, who has worked “several hundred” Hurricane Ian claims.  “And ultimately, again, ultimately, it's the carrier's determination of coverage.  As independent adjusters, we have zero claims authority to extend coverage.  The adjustments that are being made, are to bring the estimate accurate, or in line with the policy or coverages as endorsed.”McGonigal outlined the steps she takes as a field adjuster from the time she is assigned the claim to delivering her report on damage.  She said her typical day could include handling up to 15 Hurricane Ian claims.  That doesn't leave a lot of time – nor should it – for follow-up, unless there's a question or a dispute about damages, the Hollywood native said.   Robert Schulte is an attorney with the Louisiana-based Monson Law Firm, working in its Florida office.  He has represented Florida insurance companies in homeowners and commercial insurance matters since 2012 and is skeptical of the three adjusters' allegations against the industry.  “In the weeks before their December testimony, there was a YouTube video featuring the same folks and if you look at the description of that YouTube channel, it says, “We're politically involved, where appropriate, to help consumers maintain the ability to hire professional and legal representation,” Schulte said.  “And so it should be no surprise that it seems like there's an agenda here and maybe there's a misunderstanding of what's going on.” The industry responded to the adjusters' allegations by saying what they described is not common practice and at least one investigation is underway by regulators.  The Florida Legislature responded this spring, in part, by passing Senate Bill 7052, which Governor DeSantis signed into law.  It requires that any altered or amended insurance adjuster's report include the following three elements: A listing of all the changes; The identity of the person ordering the change; and An explanation for any change that reduced the amount of the estimate. “I do think that what's happened here is some give and take by the legislature,” said Schulte.  “More transparency is part of what the new process is with the new laws.  Is it just right?  Is it too far?  Or is it not enough?  We just have to wait and see, while these things work their way through the legal system,” he said. Host Miller noted there is skepticism by some in the insurance marketplace, given that independent adjusters are independent contractors, who are often paid based on a percentage of the claim.  She asked both McGonigal and Kelliher if there is a built-in temptation by adjusters as a result to inflate the claim estimate.“I do believe that there could be some fellow 1099 field adjusters that think about that and do that, it is possible, yes,” said McGonigal.  “The answer is absolutely yes,” said Kelliher, who said that he's done re-inspections often for estimates that are almost rejected because of the way they were written.  “Some adjusters are unscrupulous enough to write for increased or padded damages that are just not supported.  So you know, just because the adjuster wrote an estimate that's $100,000 does not mean that $100,000 estimate is supported,” he said.   The bottom line?  “If the estimate was written inaccurately, by all means, it needs to be changed and adjusted to make it accurate, even if it does reduce that adjuster's estimate,” Kelliher said.Schulte went on to explain specific instances where the estimate of damages is reduced.  There are lots of moving parts to a property insurance claim with multiple interactions among multiple parties.  “I think that what would help people is to understand how it's not just one person that makes the decision, and that it's the insurance company that's making the decision,” Schulte said.   “The insurance company is putting together all of the pieces of the puzzle to arrive at a fair evaluation of the claim pursuant to the policy.”Host Miller reminded listeners that out of the more than 710,000 Hurricane Ian claims at last report, the number of those having problems with claim payments “according to the Department of Financial Services statistics is very, very small, less than 1% is the number that I'm hearing,” she said.  “Less than 20 or so questionable claims by these three adjusters are the recent focus of so much of the media's attention.  We're missing the forest for the trees,” Miller added.   She said the Florida Department of Financial Services Consumer Helpline exists to help open communication lines and help resolve complaints that do exist between consumers and their insurance companies.  “As Florida's CFO Jimmy Patronis recently told a reporter, ‘There's two sides to every story.'”Links and Resources Mentioned in this EpisodeFlorida Adjusters' Charges of Doctored Damage Reports Get Wider Spotlight (Insurance Journal, March 13, 2023)Key Provisions of 2022 Insurance Consumer Protections & Market Reforms (Lisa Miller & Associates)SB 7052, the Insurer Accountability Law of 2023 (Bill Watch, May 8, 2023, Lisa Miller & Associates)HB 837, the Civil Remedies (Tort Reform) Law of 2023 (Bill Watch, May 8, 2023, Lisa Miller & Associates)Department of Financial Services (DFS) insurance consumer helpline (1-877-MY-FL-CFO)The Monson Law Firm** The Listener Call-In Line for your recorded questions and comments to air in future episodes is 850-388-8002 or you may send email to LisaMiller@LisaMillerAssociates.com **The Florida Insurance Roundup from Lisa Miller & Associates, brings you the latest developments in Property & Casualty, Healthcare, Workers' Compensation, and Surplus Lines insurance from around the Sunshine State.  Based in the state capital of Tallahassee, Lisa Miller & Associates provides its clients with focused, intelligent, and cost conscious solutions to their business development, government consulting, and public relations needs.  On the web at www.LisaMillerAssociates.com or call 850-222-1041.  Your questions, comments, and suggestions are welcome!  Date of Recording 6/1/2023. Email via info@LisaMillerAssociates.com   Composer: www.TeleDirections.com  © Copyright 2017-2023 Lisa Miller & Associates, All Rights Reserved 

Rev. Sam Shick, pastor of St. Luke's Lutheran Church in Oviedo, Florida, a Set Apart to Serve pilot project participant, joins Andy and guest co-host Jordan Harms for our Set Apart to Serve Series to talk about his journey into pastoral ministry, how the Set Apart to Serve Pilot Project is going in his congregation, how he and the congregation encourage young people and adults to consider church work, how he sees these resources being useful for Synod at large, and his advice for encouraging others to consider church work vocations. Learn more about the Set Apart to Serve Initiative at lcms.org/setaparttoserve. Feature image: The Rev. James H. Rockey, president of the LCMS Florida-Georgia District (far right) prays with church workers from local congregations in the aftermath of Hurricane Ian on Saturday, Oct. 01, 2022, at Grace Lutheran Church, Naples, Fla. LCMS Communications/Erik M. Lunsford Christ's church will continue until He returns, and that church will continue to need church workers. Set Apart to Serve (SAS) is an initiative of the LCMS to recruit church workers. Together, we pray for workers for the Kingdom of God and encourage children to consider church work vocations. Here are three easy ways you can participate in SAS: 1. Pray with your children for God to provide church workers. 2. Talk to your children about becoming church workers. 3. Thank God for the people who work in your congregation. To learn more about Set Apart to Serve, visit lcms.org/set-apart-to-serve.

E363 Sheena Brook is a powerhouse of resilience. In 2022, Hurricane Ian destroyed her home. As a teen, she endured gay-conversion therapy. Sheena comes back stronger from every obstacle. The performing artist, songwriter is a full-time touring musician (and was Team Adam on NBCs “The Voice.” She's a pint-sized megawatt bright light, whip-smart and determined. […]

  Tomorrow, June 1st, is the official start of the 2023 hurricane season. As we begin to prepare for this year's storms, many in the Ft. Myers area are still recovering from Hurricane Ian. There are many lessons to be learned from the devastation left behind from Ian and help us be better prepared for storms in the future.  One way to help you have a plan is via floridadisaster.org which has a list of items that you should have on hand. Of all the hurricane prep, food is a necessity....

Business guru John Maxwell once said, "Everything rises and falls on leadership."It is safe to say a major reason why Sarasota Memorial Health Care Systems (SMH) keeps rising is its incredible leader who was recently and severely tested via a worldwide pandemic and a Cat-4 hurricane.I'm very pleased to welcome David Verinder, CEO of Sarasota Medical Health Systems (SMHCS).In today's episode, you learn...One thing most people don't know about David.Why he chose a career in healthcare administration.How incredibly difficult it was for him to lead a 9,000-employee healthcare organization during Covid.What David learned from Hurricane Irma that prepared him and his team for Hurricane Ian.... and much much more!Thank you for stopping by today it's my hope you will listen ... learn ... and connect!SMH FACEBOOKSMH TWITTERSMH YOUTUBESMH INSTAGRAMSMH LINKEDIN

AP correspondent Julie Walker reports on Hurricane Ian Slow Recovery

Lab Reports & Mold Claims: A How-to Guide - Andres Belen - Claims Game Podcast 057 What's up, advocates! Today you can join Vince Perri as he sits down for a captivating conversation with mold and water mitigation expert, Andres Belen. This week's podcast episode of the Commercial Claims Show is brought to you by Black Diamond Housing Services, The Farber Law Firm, Iink, and Noble Tax Strategies.​ In this enlightening podcast episode, Andres sheds light on the complexities of mold coverage and addresses common concerns related to health risks associated with mold. Together, they unrqavel the intricacies of mold lab reports, deciphering the codes and jargon that often perplex insurance claims professionals. Sit down with us and:

Biden and McCarthy meet as debt ceiling deadline looms; Russia takes control of Bakhmut, Ukraine; Lester Holt speaks with Hurricane Ian survivors eight months later; and more on tonight's broadcast.

Seven new, remarkable stories showcase how kind people can be, often putting themselves in danger to save someone they've never met. Season 3 features a lost hiker rescued by a stranger sitting miles away, a trio of surfers who take on a great white shark, and a man who braves Hurricane Ian to help a relative and ends up saving 12 people and their pets. As always, experts weigh in with practical tips to keep you and your loved ones safe. Tell Me What Happened by OnStar returns May 22nd.Learn more about our award-winning podcast.

What would it take to build America's first solar-powered town? What about a town that could withstand a direct hit from a hurricane? In the early 2000s, Syd Kitson, a former NFL football player and real estate developer, set out to do both at the same time. The result was a community in southwest Florida called Babcock Ranch.This week on How I Built This Lab, Guy talks with Syd about how he negotiated the purchase of a 91,000 acre parcel of land, conserved 80% as a nature preserve, and developed the remainder into an innovative planned community. Plus, how advance planning enabled Babcock Ranch to survive Hurricane Ian, a Category 4 storm in 2022, with minimal damage.This episode was produced by Chris Maccini and edited by John Isabella, with music by Ramtin Arablouei. Our audio engineer was James Willetts.You can follow HIBT on Twitter & Instagram, and email us at hibt@id.wondery.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You've got insurance, right? Are you sure? That's today's big question, and my guest is Washington Post reporter Brianna Sacks. Brianna's an extreme weather and disaster reporter for the Post where she explores how climate change is transforming the United States through violent storms, intense heat, widespread wildfires, and other forms of extreme weather.Brianna deploys to disaster zones, which are sometimes very close to home, and does enterprise reporting on the preparations for responses to and the aftermaths of catastrophic events. We're having this conversation today because last month Brianna revealed how insurers have slashed Hurricane Ian payouts far below damage estimates, often up to 80%.I cannot emphasize enough that the future includes an insurance landscape that is among the most important in our very brittle economy and society. It underpins everything we rely on, so understanding not only your own insurance but how well your mortgage holder and the system at large are prepared for what's here and what's coming, is essential.-----------Have feedback or questions? Tweet us, or send a message to questions@importantnotimportant.comNew here? Get started with our fan favorite episodes at podcast.importantnotimportant.com.-----------INI Book Club:What I Talk about When I Talk about Running: A Memoir by Haruki MurakamiOn Writing: A Memoir of the Craft by Stephen KingTraining for the Uphill Athlete by Steve House, Scott Johnston, and Kilian JornetThe Great Displacement by Jake BittleFind all of our guest recommendations at the INI Book Club: https://bookshop.org/lists/important-not-important-book-clubLinks:Follow Brianna on Twitter and InstagramRead Brianna's piece on Hurricane Ian insurance cutsRead more of her reporting at The Washington PostFollow us:Subscribe to our newsletter at importantnotimportant.comFollow us on Twitter: twitter.com/ImportantNotImpSubscribe to our YouTube channelFollow Quinn:

On today's program, see how Hand of Hope, Joyce Meyer Ministries World Missions is showing the love of God after the devastation of Hurricane Ian in Florida. 

Join Nick Lamagna as he welcomes guest Mario Dattillo.  Mario is a real estate investor best known as one of the most successful mobile home park investors in the country.  He has an incredible portfolio valued over 50 million dollars and over 800 pads spread out over 10 parks in 3 states and growing!  He is the co-founder of the Mobile Home Park Tribe and host of the Mario Dattilo Show.  He has very intelligently integrated vertical companies such as CREprops, as well as title and management companies. Mario now does coaching and consulting for others trying to start or scale in the MHP space teaching others his market-tested real estate strategies will pave your way to financial success.  He has not only helping make others money he is giving back with a fund he has created to help Manufactured home residents who were affected by Hurricane Ian.  Tons of content on a great episode you will not want to miss! Topics for this episode include: ✅ Myths about Mobile Home Parks that are NOT true ✅ What makes a good deal for a mobile home park investment ✅ What are the best and worst states to own mobile home parks ✅ Common Mistakes To Avoid Investing In Mobile Home Parks ✅ Have you missed the opportunity to Invest in mobile home parks?  ✅ Funding for mobile home parks ➡️ More! See the show notes to connect with all things Mario Text Nick "Real Estate" deals together whether you are new or experienced at (516) 540-5733  --- Connect with Mario: https://mariodattilo.net/ Mario Dattilo on Facebook Mario Dattilo on Instagram Mario Dattilo on LinkedIn Mario Dattilo on TikTok Mario Dattilo on Youtube Mario Dattilo on Twitter www.creopsprocess.com www.getrealcashflow.com --- Connect with Nick Lamagna www.nicknicknick.com Text Nick (516)540-5733 Connect on ALL Social Media and Podcast Platforms Here FREE Checklist on how to bring more value to your buyers