Podcasts about Treating

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    Latest podcast episodes about Treating

    Inside Schizophrenia
    Systemic Failures Leading to Tragedy with Schizophrenia

    Inside Schizophrenia

    Play Episode Listen Later Jun 17, 2026 47:34


    Treating schizophrenia in America is often described as a broken system, not because of a lack of medical knowledge, but due to structural and policy failures. The failures of these systems has created a cycle where individuals often move between homelessness, emergency rooms, and the criminal justice system rather than receiving ongoing care. Many families and caregivers struggle to get help even when the situation turns dangerous. In this episode, hosts Rachel Star Withers and Gabe Howard discuss how the government and health care system failures lead to these tragedies and what needs to change. They unpack cases like the one involving Rob Reiner, where his son, who has schizophrenia, is suspected of murdering both his parents during a severe mental health crisis. Guest Gail Freedman joins later in the episode. She is the director, writer, and producer of a new documentary, “No One Cares About Crazy People.” It's inspired by Ron Powers acclaimed book of the same name and it's an intimate, immersive dive into the crisis and chaos of severe mental illness and the grassroots movement to do something about it. Guest Information: With over 25 years as an award-winning filmmaker, Gail Freedman has produced, directed, and written dozens of documentaries on a wide range of subjects. Among her films: “Hot to Trot,” an award-winning feature documentary inside the fascinating but little-known world of same-sex competitive ballroom dance; “Making the 9/11 Memorial,” a primetime special for The History Channel; “Breaking the Silence Barrier” (cognitive disabilities); “Where's The Cure?” (breast cancer activism); “Generation Rx” (the opioid crisis); “Lessons for the Future” (public education); “Giving While Living” (philanthropy); and “A Forever Family” (Annie E. Casey Foundation). “No One Cares About Crazy People”Inspired by Ron Powers' acclaimed book of the same name, “No One Cares About Crazy People” is an intimate deep dive into the crisis and chaos of severe mental illness in America. A heartbreaking family memoir and searing social history, it is personal and immersive — but also tracks a burgeoning grassroots movement to reinvent our failed systems. Narrated by actor Bob Odenkirk (“Breaking Bad,” “Better Call Saul”) with original music by Wilco frontman Jeff Tweedy. Now streaming. noonecaresfilm.com Our host, Rachel Star Withers, (Link: www.rachelstarlive.com) is an entertainer, international speaker, video producer, and schizophrenic. She has appeared on MTV's Ridiculousness, TruTV, NBC's America's Got Talent, Marvel's Black Panther, TUBI's #shockfight, Goliath: Playing with Reality, and is the host of the HealthLine podcast “Inside Schizophrenia”. She grew up seeing monsters, hearing people in the walls, and having intense urges to hurt herself. Rachel creates videos documenting her schizophrenia, ways to manage, and letting others like her know they are not alone and can still live an amazing life. She has created a kid's mental health comic line, The Adventures of ____. (Learn more at this link: https://www.amazon.com/Adventures-Fearless-Unstoppable-Light-Ambitious/dp/B0FHWK4ZHS ) Fun Fact: She has wrestled alligators. Our cohost, Gabe Howard, is an award-winning writer and speaker who lives with bipolar disorder. He is the author of the popular book, "Mental Illness is an Asshole and other Observations," available from Amazon; signed copies are also available directly from the author. He also hosts the twice Webby honored podcast, Inside Bipolar, with Dr. Nicole Washington. To learn more about Gabe, please visit his website, gabehoward.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Fit Biz U
    FBU 619: The Pygmalion Effect + Holding Clients to a High Standard

    Fit Biz U

    Play Episode Listen Later Jun 17, 2026 21:28


    Today, Jill explores the Pygmalion effect—the psychological principle that high expectations lead to better performance—and how it applies to coaching, team leadership, and even parenting. Treating people as more capable than they believe themselves to be is one of the most powerful tools a leader has. The opposite is also true: named the Golem effect, having low expectations of someone can tank performance or create client dependency through overly prescriptive meal plans or 24/7 availability. The bottom line is, whether you're leading a team, coaching clients, or raising kids, believing in people before they believe in themselves is what gives them permission to rise.   Get on the waitlist for FBA: https://jillfitfree.com/fba-waitlist/   Listen to Harnessing Your Authentic Voice to Make More Sales with Tracy Goodwin   Jill is a fitness professional and business coach who effectively made the transition from training clients in person and having no time to build anything else to training clients online and actually being more successful. Today, Jill helps other coaches to do the same.   Connect with me! Instagram: @jillfit | @fitbizu Facebook: @jillfit Website: jillfit.com

    The Metabolic Link
    Treating PTSD When Standard Care Falls Short: A Hyperbaric Oxygen Protocol | Dr. Keren Doenyas-Barak, MD | The Metabolic Link Ep. 97

    The Metabolic Link

    Play Episode Listen Later Jun 16, 2026 77:26


    Fewer than 40% of people with PTSD respond to standard care. For the intrusive symptoms at the core of the disorder, response rates may be lower than 15%. So what options remain for patients who have not responded to existing treatments?Dr. Keren Doenyas-Barak, director of the PTSD program at the Sagol Center for Hyperbaric Medicine and Research and a faculty member at Tel Aviv University, has treated close to 1,000 civilian and military patients and led sham-controlled trials that are helping reshape how hyperbaric medicine is studied.She walks host Dr. Dominic D'Agostino through the protocol her clinic uses—60 sessions over 12 weeks, with oxygen cycled at two atmospheres—the 35% CAPS-score improvement associated with continued progress after treatment ends, and the reported two-year outcomes, including improved occupational function, roughly double the proportion of patients living with a partner, and sharp drops in benzodiazepine and cannabis use. She also details the convincing sham control her team engineered after concluding that earlier placebo arms may have delivered a physiologically active dose.Questions Answered in This Episode:What hyperbaric protocol is best supported for treatment-resistant PTSD?What does a 35% reduction in CAPS score predict about long-term recovery?Which outcomes beyond symptom scores changed most for patients?How did the team build a hyperbaric sham that patients genuinely could not detect?Which safety measures are non-negotiable in a hyperbaric PTSD clinic?Does a patient's baseline metabolic fitness predict their response to HBOT, and can the treatment affect cardiometabolic risk?A rigorous, frontline examination of what responsible hyperbaric medicine actually requires, led by a clinician helping to build its evidence base.Special thanks to the sponsors of this episode:✅ Toups and Co – Get 15% off your first order with code METABOLIC here.✅ iRestore – Get a huge discount on the Elite and the Illumina bundle with the code LINK here.✅ MudWtr – Get up to 43% off + free shipping and a free rechargeable frother with code METABOLICLINK here.In every episode of The Metabolic Link, we'll uncover the very latest research on metabolic health and therapy. If you like this episode, please share it, subscribe, follow, and leave us a comment or review on whichever platform you use to tune in!You can find us on all your major podcast players here and full episodes are also up on our Metabolic Health Summit YouTube channel!Find us on social: InstagramFacebookYouTubeLinkedInPlease keep in mind: The Metabolic Link does not provide medical or health advice, but rather general information that does not serve as a substitute for a licensed healthcare professional. Never delay in seeking medical advice from an appropriately licensed medical provider for any health condition that you may have.

    Shark Theory
    What You Do in the Dark

    Shark Theory

    Play Episode Listen Later Jun 16, 2026 6:17


    A 40-year-old goalkeeper from Cape Verde walked onto the world's biggest stage against one of the heaviest favorites in soccer and played the game of his life. I use that moment to dig into something that applies to every single one of us: what are you doing when nobody is watching? The work you put in when there is no applause, no audience, and no guarantee is exactly what shows up when the spotlight finally finds you. This episode is a gut-check on integrity, preparation, and what it really means to be ready for your moment. Key Takeaways There is no such thing as 'the dark.' There are only situations where the light has not found them yet. Cutting corners does not just deceive others. It trains your own mind to see yourself as someone who does not give everything. The odds can never measure how much heart you have or what you are willing to do on any given day. Treating every single day like game day is what separates greatness from occasional performance. When the spotlight hits, it either magnifies your preparation or exposes your shortcuts. There is no middle ground. Action Steps Identify one area this week where you have been cutting corners and recommit to doing it with full integrity even when no one is watching. Adopt a game-day standard for your daily routine. Ask yourself before every key task: would I do this the same way if the world was watching? Stop letting outside odds or comparisons dictate your effort. Write down the one opportunity in front of you and list three specific actions you can take today to be ready when your moment arrives. Notable Quote What's done in the dark comes to light. That does not have to be a threat. For the person who puts in the work, it is a promise.

    Develpreneur: Become a Better Developer and Entrepreneur
    Developer Confidence Growth: Why Great Engineers Never Stop Learning

    Develpreneur: Become a Better Developer and Entrepreneur

    Play Episode Listen Later Jun 16, 2026 27:53


    The journey of Developer Confidence Growth rarely follows a straight line. Most developers begin their careers believing technical knowledge alone determines success. Then reality arrives. A challenging project, a difficult mentor, an unfamiliar technology stack, or a room full of people who seem far more experienced can quickly reveal how much there is still to learn. That realization isn't failure. It's often the beginning of a successful career. In a recent conversation with Deloitte Software Solutions Specialist Samuel Otero, a recurring theme emerged: the developers who continue to grow are often the ones who recognize how much they don't know and use that awareness as fuel for improvement rather than as a reason to quit. About Samuel Otero Samuel Otero is a Software Solutions Specialist with Deloitte US and a technology consultant with nearly 14 years of experience spanning enterprise software development, government projects, commercial consulting, and large-scale digital transformation initiatives. His career began with an early Microsoft internship that shaped his approach to continuous learning and technical humility. Since then, he has worked across media, public-sector, and enterprise environments, helping organizations deliver complex software solutions while mentoring the next generation of developers. Based in Puerto Rico, Samuel is also an advocate for developer growth, career development, and practical AI adoption in modern software engineering. Links LinkedIn Developer Confidence Growth Starts with Humility Many developers can remember a moment when their confidence collided with reality. For Samuel, that moment came during an early Microsoft internship. As a young student entering a world filled with highly accomplished engineers and mentors, he quickly discovered that classroom success and industry expertise were very different things. This type of experience is surprisingly valuable. The industry often celebrates confidence, but sustainable confidence is built on understanding limitations. Developers who believe they already know everything stop learning. Developers who understand the size of the field continue improving year after year. The fastest-growing developers are often the ones who are most aware of what they still need to learn. Why Developer Confidence Growth Requires Discomfort Growth rarely feels comfortable. New developers frequently experience uncertainty when they enter professional environments. Meetings are filled with unfamiliar terminology. Business discussions happen faster than expected. Architectural decisions involve tradeoffs that aren't covered in tutorials. Samuel discussed how many interns sit quietly in meetings because they don't fully understand what's happening yet. Rather than seeing that as a weakness, he recognizes it as a natural stage of professional development. The challenge is learning to remain engaged despite uncertainty. Developers who avoid difficult situations often remain stuck. Developers who stay involved despite discomfort gradually build the context and experience necessary for long-term success. The goal isn't eliminating uncertainty. The goal is to become comfortable learning in uncertain environments. Developer Confidence Growth and the Reality of Imposter Syndrome Few topics resonate with developers more than imposter syndrome. At every stage of a career, new responsibilities create new doubts. Junior developers wonder whether they're qualified for their first role. Mid-level developers question their readiness for leadership opportunities. Senior engineers worry about keeping pace with rapidly evolving technologies. Samuel openly shared his own struggles with imposter syndrome and how those feelings followed him throughout multiple stages of his career. The important lesson is that imposter syndrome often appears during periods of growth. When responsibilities expand faster than confidence, uncertainty naturally follows. The mistake is assuming those feelings mean you don't belong. In many cases, they simply mean you're entering a new level of your career. Treating imposter syndrome as evidence of incompetence can stop career growth before it starts. How Mentorship Accelerates Developer Confidence Growth One of the most powerful themes from Samuel's story is the impact of mentorship. Strong mentors do more than answer technical questions. They provide perspective. Experienced professionals understand that beginners don't need perfection. They need guidance, encouragement, and opportunities to learn through real-world experiences. Because Samuel remembers what it felt like to be the quiet person in the room, he actively invests time helping students and junior developers build confidence. This highlights an important truth for organizations. Teams that create mentoring cultures develop stronger engineers over time. Teams that expect people to figure everything out alone often lose talented developers before they reach their potential. Find someone at least two years ahead of you professionally and schedule regular conversations about their experiences and lessons learned. Developer Confidence Growth Is a Continuous Process Technology never stands still. Frameworks evolve. Languages change. New platforms emerge. AI tools are transforming workflows across the industry. Developers sometimes believe confidence arrives when they finally know enough. The reality is different. The most successful engineers understand that learning never ends. Every major technological shift resets part of the playing field. Even highly experienced professionals must adapt, learn new tools, and develop new approaches. Samuel's career demonstrates that long-term success isn't about reaching a finish line. It's about building a mindset capable of navigating constant change. Confidence doesn't come from knowing everything. It comes from trusting your ability to learn what comes next. Conclusion Developer careers are built through repeated cycles of learning, uncertainty, growth, and adaptation. The experiences that challenge confidence often become the experiences that strengthen it. True Developer Confidence Growth happens when engineers stop measuring success by what they already know and start measuring success by their willingness to keep learning. The developers who thrive over decades aren't the ones who avoid discomfort. They're the ones who embrace it as part of the journey. Stay Connected: Join the Developreneur Community

    Just Grow Something | A Gardening Podcast
    Early Blight Versus Late Blight in Tomatoes: Don't Get This One Wrong! - Ep. 305

    Just Grow Something | A Gardening Podcast

    Play Episode Listen Later Jun 16, 2026 41:02


    Every June, one of the most common questions that floods gardening groups, emails, and extension offices is some version of: “My tomato leaves are turning brown — do I have blight?” The confusion is completely understandable, because there are two diseases that get lumped under that word — and they are caused by completely different organisms, show up in different ways, and require completely different responses. Treating late blight like early blight — or vice versa — can mean the difference between saving your plants and losing your entire harvest. In this episode, horticulturist and market farmer Karin Velez breaks both diseases down in plain language: what they look like, where they show up on the plant, what conditions favor them, how fast they move, what happens if you ignore them, and exactly what to do when you find either one. Whether you're seeing spots on your lowest leaves or a whole section of your garden that looks like it got hit by frost overnight, this episode will help you figure out what you're looking at — and what to do next. Let's dig in. References and Resources Captain Jack's Copper Fungicide - https://amzn.to/43DKqAn Penn State Extension — Tomato Diseases and Disorders in the Home Garden: https://extension.psu.edu/tomato-diseases-and-disorders-in-the-home-garden Penn State Extension — Scouting and Identifying Tomato Diseases: https://extension.psu.edu/scouting-and-identifying-tomato-diseases Penn State Extension — Tomato-Potato Late Blight in the Home Garden: https://extension.psu.edu/tomato-potato-late-blight-in-the-home-garden University of Georgia Extension — Common Tomato Diseases in Georgia (Bulletin B1285): https://extension.uga.edu/publications/detail.html?number=B1285&title=common-tomato-diseases-in-georgia UGA Extension, Madison County — Tomato Troubles: https://site.extension.uga.edu/madison/2021/08/tomato-troubles/ University of Minnesota Extension — Late Blight of Tomato and Potato: https://extension.umn.edu/disease-management/late-blight Michigan State University Extension — Organic Management of Early Blight on Tomato (Hausbeck Lab): https://www.canr.msu.edu/hausbeck/Uploads/PDF/FS_Organic-Management-of-Early-Blight-on-Tomato.pdf UC ANR / UC IPM — Late Blight of Tomato (Phytophthora infestans): https://ipm.ucanr.edu/agriculture/tomato/late-blight/ Pacific Northwest Pest Management Handbooks — Tomato Late Blight: https://pnwhandbooks.org/plantdisease/host-disease/tomato-solanum-lycopersicum-late-blight Cornell University — Disease-Resistant Vegetable Varieties (late blight resistance): https://www.vegetables.cornell.edu/pest-management/disease-factsheets/disease-resistant-vegetable-varieties/ Midwest Vegetable Production Guide — current fungicide recommendations for late blight (referenced by Penn State and UMN Extension): https://mwveguide.org/ USAblight.org — national real-time late blight tracking and outbreak alerts (when it's working?): http://usablight.org/ Quick-Reference: Early Blight vs. Late Blight at a Glance Pathogen type | Early Blight: true fungus (Alternaria solani)  |  Late Blight: water mold / oomycete (Phytophthora infestans) Ideal temperature | Early Blight: 68–77°F (warm)  |  Late Blight: 60–78°F (cool to mild) Where it starts | Early Blight: oldest/lowest leaves first  |  Late Blight: anywhere on the plant, no pattern Lesion appearance | Early Blight: dark bullseye with concentric rings, yellow halo  |  Late Blight: large irregular dark oily blotch, gray-green edge, no rings Underside of leaf | Early Blight: dark spores in lesion center  |  Late Blight: white downy/powdery growth at lesion margins in humidity Speed | Early Blight: slow and progressive, weeks to months  |  Late Blight: explosive, can kill plant in ~14 days Fruit symptoms | Early Blight: sunken dark spot at stem attachment  |  Late Blight: firm dark brown spot starting at fruit shoulders Overwinters as | Early Blight: debris/soil/seeds in warm climates  |  Late Blight: infected potato tubers, volunteer plants Fungicide type | Early Blight: copper, sulfur, standard fungicides  |  Late Blight: oomycete-specific only — NOT standard fungicides Response urgency | Early Blight: act promptly, manageable with cultural controls  |  Late Blight: emergency response, remove immediately, notify extension and neighbors Just Grow Something: https://justgrowsomething.com Gardening Courses: https://justgrowsomething.com/courses Just Grow Something Merch and Downloads: https://justgrowsomething.com/shop Just Grow Something Gardening Friends Facebook Group: https://www.facebook.com/share/g/18YgHveF5P/ Check out how you can become a patron on Patreon: https://www.patreon.com/JustGrowSomething Feed my coffee habit: https://buymeacoffee.com/justgrowsomething Amazon storefront: https://www.amazon.com/shop/justgrowsomething Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Health Longevity Secrets
    What If The Pain Is Actually The Fuel? — Ben Barbic

    Health Longevity Secrets

    Play Episode Listen Later Jun 16, 2026 42:05 Transcription Available


    What if the pain you've been trying to escape is actually the fuel you've been looking for? Recording artist Ben Barbic walked away from alcohol, nicotine, and blood pressure medications at 28 — and built a 15-year operating system for resilience.In this episode of Health Longevity Secrets, Robert Lufkin MD sits down with Ben Barbic — chart-climbing reggae and hip-hop recording artist, San Jose-based studio owner of Where Dreams Sail Studios, and author of the new memoir Rise and Climb: Finding Purpose Through Pain (Skyhorse Publishing / Simon & Schuster, October 15). They talk about the night his childhood home burned down, the 1989 Loma Prieta earthquake that destroyed his family's second house, the teddy bear from his young son that triggered his sobriety pivot, the redwood-tree metaphor on the book cover, kirtan and chakra meditation as his entry point to a calmer mind, and how very small daily choices — a single five-minute habit — compound into a completely different life.CHAPTERS:00:00 — Introduction01:08 — Meet Ben Barbic: Recording Artist, Author, and Self-Builder02:00 — Childhood Trauma: When the House Burned Down03:00 — The 1989 Loma Prieta Earthquake and the Power of Rebuilding04:01 — Why Music Became His First Anchor as a Child05:02 — The 28th Birthday Pivot: Walking Away from Alcohol and Nicotine06:02 — The Subtraction-Then-Addition Method for Habit Change07:03 — Quitting Blood Pressure Medications and Treating the Root Cause09:04 — The Teddy Bear Moment: How His Son Triggered the Pivot12:04 — Why Tiny Five-Minute Habits Beat Big Resolutions14:05 — The First Three Habits He Added After Sobriety17:07 — Kirtan and Chakra Meditation: A Beginner's Path19:08 — Music, Memory, and the Brain's Storytelling Pathways24:09 — Writing a Memoir: The Hardest Part Is Vulnerability27:10 — Three Lessons for Self-Builders and High Performers30:11 — The Redwood Tree Metaphor on the Book Cover31:11 — Victim Mindset vs Agency: How to Reframe Adversity32:11 — Redefining Success: From Catching Up to Contributing36:12 — The Empty-Nest Pivot and the Next 5 Years38:13 — Final Thoughts: Pursue What Gives You PurposeKEY TAKEAWAYS:Subtract before you add — remove the drainers first, then layer in new habits.Hypertension is rarely solved by stacking more meds — change the upstream inputs and the numbers follow.The pivot moment usually has a single concrete trigger.Five minutes is enough — compounding does the rest.Kirtan plus chakra meditation is a friendly entry point for musicians.Redwood trees regrow tall around old burn scars.Define success by what you can contribute, not by who you can catch up to.LINKS & SOURCES:Rise and Climb: Finding Purpose Through Pain by Ben BarbicBen's music catalog1989 Loma Prieta earthquake background

    Build Your Network
    SOLO | Make Money by Niching Down: Lessons on Passion, Consistency, and Building an Audience - Lessons from my Brendan Schaub interview

    Build Your Network

    Play Episode Listen Later Jun 15, 2026 14:30


    Brendan Schaub is a former UFC heavyweight fighter turned entrepreneur, podcaster, content creator, and media personality. Best known as co-host of The Fighter and The Kid, Brendan has continually reinvented himself throughout his career, transitioning from professional sports to comedy, podcasting, and multiple business ventures. In this episode, Brendan shares hard-earned lessons on pursuing work you genuinely enjoy, embracing difficult challenges, and building a loyal audience by staying consistent and serving a specific niche. On this episode we talk about: Why the best businesses often start with genuine passion rather than profit Knowing when to walk away from something you're good at but no longer enjoy The value of putting yourself in challenging environments that force growth Treating your podcast and content like a professional media company Why niche audiences often generate more revenue than massive audiences Top 3 Takeaways The most sustainable businesses are built around things you genuinely enjoy and would do even if there wasn't an immediate financial reward. Success often comes from placing yourself in difficult rooms where you're challenged to grow rather than staying comfortable as the biggest fish in a small pond. A smaller, highly targeted audience can be significantly more valuable than a large, general audience when it comes to monetization and business opportunities. Notable Quotes "Never start something just for the money. Start something because you'd do it for free." "Just because you're good at something doesn't mean you have to do it." "Treat your podcast like you work for ESPN." Connect with Brendan Schaub: Instagram: https://www.instagram.com/brendanschaub YouTube: https://www.youtube.com/@ThicccBoy A Word from Our Sponsors: - Are you ready to start your own creatorjourney and make it big? Visitwww.fanvue.com today and launch yourcareer! - To learn more about Mode Mobile and its investor community, go to https://invest.modemobile.com/travismakesmoney -Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency.Capture leads, nurture them, and close more deals—all from one powerful platform.Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

    Beyond UX Design
    Build a Career That Outlasts Your Next Layoff with Frank Bach

    Beyond UX Design

    Play Episode Listen Later Jun 15, 2026 56:58


    Your nine-to-five pays the bills, but it doesn't define your career, and if you think it does, that might be the thing holding you back. This week, I sit down with a lead product designer, community builder, and all-around multi-hyphenate to talk about owning your career before someone else does.What happens to your sense of identity when the job goes away? Have you built anything outside of it that would survive?My guest this week is Frank Bach, a lead product designer who's worked at places like Instagram, DoorDash, and Headspace. But honestly, the resume might be the least interesting thing about Frank. He also runs the LA Design and Dev community, teaches courses, fronts a hardcore band called Monk, and runs his own e-commerce shop, Sunshine Shop. Frank is someone who has clearly figured out that a career worth having doesn't fit neatly inside one little box.We get into a lot in this conversation, like the danger of tying your self-worth to a company name, why “personal brand” feels so gross to so many designers, and what it actually looks like to cultivate what you're known for without becoming a full-time content creator. Frank has a really practical way of thinking about all of this: treat your full-time job more like a freelance engagement, stay in “maintenance mode” when life demands it, and remember that your manager is thinking about their own promotion, not yours.We also talk about the other side of having a lot going on: how to decide when something's run its course versus when you just need a breather, how to balance side projects without letting them eat your life, and why starting something messy is always better than waiting for the perfect moment. If you've ever felt like your career is just happening to you, this one's worth a listen.Topics:• 03:20 - How Frank got into design and the multi-hyphenate mindset• 04:20 - The danger of tying your self-worth to a company name• 05:05 - Treating your full-time job like a freelance contract• 06:25 - The upside of big brand names on your resume• 07:05 - What happens to colleagues who lean too hard on “ex-Google, ex-Meta”• 08:17 - Why personal brand feels gross to so many designers• 09:35 - Personal brand isn't just posting on LinkedIn• 11:10 - Being memorable: your look, your setup, your presence• 13:40 - The Instagram hiring story: 15 years of showing up paid off• 14:45 - Internal brand: the designers who are legends without being online• 15:37 - Maintenance mode: you don't have to be 100% all the time• 19:38 - Does your day job have to fill your creative cup?• 21:05 - How side projects made Frank more valuable at work• 24:45 - How to have the side project conversation with your manager• 28:40 - How Frank stays consistent with so many things going on• 29:15 - The minimum viable version: where to start if you have nothing• 30:19 - Knowing when to cut something loose• 33:57 - Hiatus vs. done: how to tell the difference• 42:31 - Closing advice: you're in the driver's seatHelpful Links:• Connect with Frank on LinkedIn• Listen to Monk• Sunshine Shop—Thanks for listening! We hope you dug today's episode. If you liked what you heard, be sure to like and subscribe wherever you listen to podcasts! And if you really enjoyed today's episode, why don't you leave a five-star review? Or tell some friends! It will help us out a ton.If you haven't already, sign up for our email list. We won't spam you. Pinky swear.• ⁠⁠⁠⁠⁠Get a FREE audiobook AND support the show⁠⁠⁠⁠⁠• ⁠⁠⁠⁠⁠Support the show on Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠• ⁠⁠⁠⁠⁠Check out show transcripts⁠⁠⁠⁠⁠• ⁠⁠⁠⁠⁠Check out our website⁠⁠⁠⁠⁠• ⁠⁠⁠⁠⁠Subscribe on Apple Podcasts⁠⁠⁠⁠⁠• ⁠⁠⁠⁠⁠Subscribe on Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠• ⁠⁠⁠⁠⁠Subscribe on YouTube⁠⁠⁠⁠⁠• ⁠⁠⁠⁠⁠Subscribe on Stitcher⁠

    OTs In Pelvic Health
    Why Sleep Is a Pelvic Health Intervention: Even When You're Not Treating Sleep

    OTs In Pelvic Health

    Play Episode Listen Later Jun 15, 2026 17:39 Transcription Available


    Learn more about Level 1 Functional Pelvic Health Practitioner programGet certified in pelvic health from the OT lens hereGrab your free AOTA approved Pelvic Health CEU course here.____________________________________________________________________________________________Pelvic OTPs United - Lindsey's off-line interactive community for $39 a month! Inside Pelvic OTPs United you'll find:​Weekly group mentoring calls with Lindsey. She's doing this exclusively inside this community. These aren't your boring old Zoom calls where she is a talking head. We interact, we coach, we learn from each other.​Highly curated forums. The worst is when you post a question on FB just to have it drowned out with 10 other questions that follow it. So, she's got dedicated forums on different populations, different diagnosis, different topics (including business). Hop it, post your specific question, and get the expert advice you need.More info here. Lindsey would love support you in this quiet corner off social media! 

    Power Blast Podcast
    The Most Expensive Habit Busy People Do Not Notice

    Power Blast Podcast

    Play Episode Listen Later Jun 15, 2026 13:59


    Treating your health like something to get to eventually is one of the most common and costly habits people carry for years.   Everything else gets scheduled and protected.   Health gets the leftovers.   The body keeps score even when you are not paying attention.   Making your health a priority is not about being selfish.   It is about keeping the foundation strong enough to support everything else you are trying to build. BOOK A CALL WITH PERRY: http://talktoperry.com TEXT ME: (208) 400-5095 JOIN MY FREE COMMUNITY: http://upsidedownfit.com The Legacy Continues with Syona: https://sharesyona.co/?url=perrytinsley RESOURCES Best Probiotic for Gut Health: https://bit.ly/probyo Best Focus & Memory Product: https://bit.ly/dryvefocus Daily Success Habits (Free Download): morningsuccesshabits.com WOW! You made it all the way down here. I'm seriously impressed! Most people stop scrolling way earlier. You officially rock, my friend.

    Hair Therapy
    Taking a multi-faceted long term approach to treating hair loss

    Hair Therapy

    Play Episode Listen Later Jun 15, 2026 40:54


    Send us Fan MailTaking a multi-faceted long term approach to treating hair loss Maik Van Den Berg is an engineer from the Netherlands, who has been experiencing hair loss since just 22 years old.He was diagnosed with male pattern hair loss, and was offered treatment with medication, which he suffered severe side effects from. This led him to stop using it and started to explore alternative options.Maik describes the side effects he experienced, and how they can gradually creep up on you. He also shares how losing his hair began to have an impact on his self esteem and confidence.He tried lots of products and began to find a combination of things that worked for him. He then developed Neofollics, as he wanted something that was effective but gentle enough to use long term, balancing efficacy with being user friendly.We discuss what can influence the quality of the hair, the chain of cause and effect, and how the concentration and amount of active ingredients can help the potency of any products or treatments.Connect with Maik: Instagram Hair & Scalp Salon Specialist course Support the showConnect with Hair therapy:FacebookInstagramTwitterClubhouse- @Hair.TherapyHair Therapy WebsiteDonate towards the podcast Start your own podcastHair & Scalp Salon Specialist Course ~ Book now to become an expert! 

    Joe Giglio Show
    Hour 1: We've Been Treating Trea Turner With 'Kid Gloves'

    Joe Giglio Show

    Play Episode Listen Later Jun 15, 2026 43:39


    Hugh Douglas and Joe Giglio express frustration with the Phillies following a disappointing series against the Milwaukee Brewers. They focus heavily on Trea Turner's ongoing struggles at the plate and defensively, debating whether his massive contract was a mistake. Additionally, they react to the celebration of the New York Knicks winning a championship and critique fellow media members for supporting a rival team. 01:50 - Disgusting Knicks Celebration 05:11 - Trea Turner's Contract 08:42 - Mattingly Considers Benching Trea 17:01 - Callers Demand Roster Changes 24:54 - Rhea Discusses Phillies Struggles 35:44 - James Seltzer's Knicks Love 43:36 - Criticizing Dave Dombrowski

    Health for Life
    Treating Sleep Apnea: Options That Work for Real Life with Dr. Secil Aydinoz of Hamilton Physician Group - Specialty Care

    Health for Life

    Play Episode Listen Later Jun 15, 2026 12:47


    Dr. Secil Aydinoz of Hamilton Physician Group – Specialty Care is board-certified in general pediatrics and in sleep medicine. He focuses on treating adults and children who have sleep-related conditions. He earned his medical degree in Turkey and his pediatric residency and sleep medicine fellowship at the University of Missouri.Dr. Aydinoz treats a range of sleep-related conditions, including sleep apnea, narcolepsy, various forms of insomnia and hypersomnia, nightmare disorders, sleep phase issues, restless leg syndrome, and more.If you're noticing the symptoms of sleep apnea, call Hamilton Physician Group - Specialty Care at 706-529-3072. More information is also available at www.vitruvianhealth.com/specialty care.

    Rohrich Knose
    Dermatology Finesse: Treating PIH vs PIE with Dr. Mary Lupo

    Rohrich Knose

    Play Episode Listen Later Jun 15, 2026 17:26


    Supra Insider
    #114: Why I quit my high-paying PM job to go all in as a solopreneur builder | Peter Yang (ex-Roblox, Reddit, Twitter)

    Supra Insider

    Play Episode Listen Later Jun 15, 2026 74:56


    What does it take to walk away from a decade in product, and a job most people would envy, to bet on yourself?In this episode of Supra Insider, Marc Baselga and Ben Erez sit down with Peter Yang, who just left his product lead role at Roblox to go full-time on his newsletter and podcast, Behind the Craft and build his own projects. Peter talks through the trade-offs of solopreneur life, why his calendar is suddenly empty, and how he uses an AI personal advisor with three principles to decide what to say no to.They explore his day-to-day AI builder stack, from running Codex as a daily driver to using Hermes for his recurring scheduled tasks, his working definition of slop and why he guards against it, and what he's actually measuring as success now that nobody is handing him a promotion.If you're a PM weighing whether to leave a stable job to build on your own, a creator trying to scale output without sliding into slop, or anyone wiring AI agents into their daily work, this episode is for you.All episodes of the podcast are also available on Spotify, Apple and YouTube.New to the pod? Subscribe below to get the next episode in your inbox

    Hacker News Recap
    June 13th, 2026 | Statement on US government directive to suspend access to Fable 5 and Mythos 5

    Hacker News Recap

    Play Episode Listen Later Jun 14, 2026 15:12


    This is a recap of the top 10 posts on Hacker News on June 13, 2026. This podcast was generated by wondercraft.ai (00:30): Statement on US government directive to suspend access to Fable 5 and Mythos 5Original post: https://news.ycombinator.com/item?id=48511072&utm_source=wondercraft_ai(01:56): Open source AI must winOriginal post: https://news.ycombinator.com/item?id=48511908&utm_source=wondercraft_ai(03:23): Noise infusion banned from statistical products published by Census BureauOriginal post: https://news.ycombinator.com/item?id=48517377&utm_source=wondercraft_ai(04:50): Every Frame PerfectOriginal post: https://news.ycombinator.com/item?id=48516251&utm_source=wondercraft_ai(06:16): Amazon CEO's talks with U.S. officials triggered crackdown on Anthropic modelsOriginal post: https://news.ycombinator.com/item?id=48519092&utm_source=wondercraft_ai(07:43): Israeli firm BlackCore suspected of meddling in New York and Scotland votesOriginal post: https://news.ycombinator.com/item?id=48514560&utm_source=wondercraft_ai(09:10): Leaving MozillaOriginal post: https://news.ycombinator.com/item?id=48513806&utm_source=wondercraft_ai(10:37): There is a shadow hanging over this Fable thingOriginal post: https://news.ycombinator.com/item?id=48513536&utm_source=wondercraft_ai(12:03): GLM 5.2 Is OutOriginal post: https://news.ycombinator.com/item?id=48518684&utm_source=wondercraft_ai(13:30): Treating pancreatic tumours may have revealed cancer's master switchOriginal post: https://news.ycombinator.com/item?id=48517199&utm_source=wondercraft_aiThis is a third-party project, independent from HN and YC. Text and audio generated using AI, by wondercraft.ai. Create your own studio quality podcast with text as the only input in seconds at app.wondercraft.ai. Issues or feedback? We'd love to hear from you: team@wondercraft.ai

    The Chelsey Holm Podcast
    How to Stop Treating Your Husband as Your Last Ministry Getting Your Leftovers

    The Chelsey Holm Podcast

    Play Episode Listen Later Jun 14, 2026 16:00 Transcription Available


    Send us Fan MailWhen was the last time you had that desire for your husband as an overflow from that desire for God, your Father, your Creator, your Maker? The maker of everything? Where you heart is, there also is your treasure.  Support the showChelsey Holm | the Wife Coach "I help Christian wives surrender fully, live Spirit-led, and be set apart according to God's design in marriage, motherhood, and life."First step? Grab the 30 Day Guide: War Room RESET: daily action to regulate, realign, and reconnect. 

    Daily Inspiration – The Steve Harvey Morning Show
    Overcoming the Odds: He built mailbox money through residuals and a career by staying relevant across decades of industry change.

    Daily Inspiration – The Steve Harvey Morning Show

    Play Episode Listen Later Jun 13, 2026 29:06 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kurt Farquhar. Television & Film Composer, Founder of Fall Crop Productions and True Music ProNotable Credits: The King of Queens, Girlfriends, The Parkers, Being Mary Jane, The Proud Family, The Neighborhood, Black LightningAwards: 10 BMI AwardsTenure: 38+ years in television Purpose of the Interview The purpose of this interview is to educate and inspire creatives, entrepreneurs, and professionals about longevity, adaptability, and wealth-building behind the scenes. Kurt Farquhar’s journey highlights how sustainable success comes from mastery of craft, relationship-building, and treating creativity as a business—not chasing visibility or fame. Rushion McDonald uses Kurt’s career as a blueprint for: Building mailbox money through residuals Staying relevant across decades of industry change Monetizing intellectual property Leveraging relationships to sustain opportunity Core Themes Discussed Longevity vs. “getting on” Behind-the-scenes success Residual income (“mailbox money”) Adaptability in changing industries Creative originality Relationship capital Diversifying income through ownership Treating art like a business Key Takeaways 1. Staying In Is Harder Than Getting In While many focus on breaking into the industry, Kurt emphasizes that lasting success requires constant reinvention. “The continuing it for the 30-plus years has been way harder than the getting in in the first.” Insight: Longevity requires discipline, humility, and evolution. 2. Behind-the-Scenes Roles Can Be More Sustainable Kurt chose composing over performing, allowing him to age into his career rather than age out of it. “In television and film… all I’ve got to say is John Williams is in his 90s and still composing.” Insight: Choose lanes that allow long-term relevance and recurring income. 3. Residual Income Is Real Wealth Rushion and Kurt discuss “mailbox money”—recurring payments from past work. “If you just had the mailbox money for King of Queens, you’d be fine.” Insight: True financial freedom comes from owning work that keeps paying. 4. Adaptability Is Non‑Negotiable Kurt has survived massive industry shifts—from analog tape to digital production—by embracing change. “Sustain that good idea, change it, polish it up, and mold it for the changing times.” Insight: Talent without adaptability becomes obsolete. 5. Originality Comes From Listening, Not Forcing a Style Kurt avoids creative stagnation by serving the story, not his ego. “I don’t come in every day trying to force the singular style I’ve done for 38 years.” Insight: Longevity depends on collaboration and humility. 6. Relationships Are Career Currency Kurt credits long-term success to consistently showing up for people—before they’re powerful. “If you only call someone once you read they’ve got something coming up, it’s already too late.” Insight: Relationships built without agenda produce lasting opportunity. 7. Saying “Yes” Creates Opportunity Kurt embraces what he calls the power of yes. “I figure I can say yes more than you and end up making more and doing better.” Insight: Opportunity favors those who remain open, prepared, and professional. 8. Ownership Multiplies Creativity Into Business Kurt built True Music Pro, a licensing library used across major networks and streaming platforms. “I realized companies were licensing more of my music than I was… so I built my own library.” Insight: Ownership turns talent into scalable income. Notable Quotes “The journey to stay in is harder than the journey to get in.” “Treat it like a business and it might treat you in kind.” “I do my job, I do it the best I can, and I move on to the next one.” “Character is character. Relationships matter.” “That success doesn’t happen by accident. It happens with care.” Overall Impact of the Interview This interview serves as a masterclass on creative longevity and wealth-building without celebrity dependency. Kurt Farquhar’s story reframes success as: Consistent excellence Relationship stewardship Business ownership Adaptability across generations It is especially powerful for: Creatives seeking sustainable careers Entrepreneurs building IP-based businesses Professionals navigating long-term relevance Anyone pursuing “quiet wealth” over public fame #SHMS #STRAW #BEST #AMISee omnystudio.com/listener for privacy information.

    The Steve Harvey Morning Show
    Overcoming the Odds: He built mailbox money through residuals and a career by staying relevant across decades of industry change.

    The Steve Harvey Morning Show

    Play Episode Listen Later Jun 13, 2026 29:06 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kurt Farquhar. Television & Film Composer, Founder of Fall Crop Productions and True Music ProNotable Credits: The King of Queens, Girlfriends, The Parkers, Being Mary Jane, The Proud Family, The Neighborhood, Black LightningAwards: 10 BMI AwardsTenure: 38+ years in television Purpose of the Interview The purpose of this interview is to educate and inspire creatives, entrepreneurs, and professionals about longevity, adaptability, and wealth-building behind the scenes. Kurt Farquhar’s journey highlights how sustainable success comes from mastery of craft, relationship-building, and treating creativity as a business—not chasing visibility or fame. Rushion McDonald uses Kurt’s career as a blueprint for: Building mailbox money through residuals Staying relevant across decades of industry change Monetizing intellectual property Leveraging relationships to sustain opportunity Core Themes Discussed Longevity vs. “getting on” Behind-the-scenes success Residual income (“mailbox money”) Adaptability in changing industries Creative originality Relationship capital Diversifying income through ownership Treating art like a business Key Takeaways 1. Staying In Is Harder Than Getting In While many focus on breaking into the industry, Kurt emphasizes that lasting success requires constant reinvention. “The continuing it for the 30-plus years has been way harder than the getting in in the first.” Insight: Longevity requires discipline, humility, and evolution. 2. Behind-the-Scenes Roles Can Be More Sustainable Kurt chose composing over performing, allowing him to age into his career rather than age out of it. “In television and film… all I’ve got to say is John Williams is in his 90s and still composing.” Insight: Choose lanes that allow long-term relevance and recurring income. 3. Residual Income Is Real Wealth Rushion and Kurt discuss “mailbox money”—recurring payments from past work. “If you just had the mailbox money for King of Queens, you’d be fine.” Insight: True financial freedom comes from owning work that keeps paying. 4. Adaptability Is Non‑Negotiable Kurt has survived massive industry shifts—from analog tape to digital production—by embracing change. “Sustain that good idea, change it, polish it up, and mold it for the changing times.” Insight: Talent without adaptability becomes obsolete. 5. Originality Comes From Listening, Not Forcing a Style Kurt avoids creative stagnation by serving the story, not his ego. “I don’t come in every day trying to force the singular style I’ve done for 38 years.” Insight: Longevity depends on collaboration and humility. 6. Relationships Are Career Currency Kurt credits long-term success to consistently showing up for people—before they’re powerful. “If you only call someone once you read they’ve got something coming up, it’s already too late.” Insight: Relationships built without agenda produce lasting opportunity. 7. Saying “Yes” Creates Opportunity Kurt embraces what he calls the power of yes. “I figure I can say yes more than you and end up making more and doing better.” Insight: Opportunity favors those who remain open, prepared, and professional. 8. Ownership Multiplies Creativity Into Business Kurt built True Music Pro, a licensing library used across major networks and streaming platforms. “I realized companies were licensing more of my music than I was… so I built my own library.” Insight: Ownership turns talent into scalable income. Notable Quotes “The journey to stay in is harder than the journey to get in.” “Treat it like a business and it might treat you in kind.” “I do my job, I do it the best I can, and I move on to the next one.” “Character is character. Relationships matter.” “That success doesn’t happen by accident. It happens with care.” Overall Impact of the Interview This interview serves as a masterclass on creative longevity and wealth-building without celebrity dependency. Kurt Farquhar’s story reframes success as: Consistent excellence Relationship stewardship Business ownership Adaptability across generations It is especially powerful for: Creatives seeking sustainable careers Entrepreneurs building IP-based businesses Professionals navigating long-term relevance Anyone pursuing “quiet wealth” over public fame #SHMS #STRAW #BEST #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Strawberry Letter
    Overcoming the Odds: He built mailbox money through residuals and a career by staying relevant across decades of industry change.

    Strawberry Letter

    Play Episode Listen Later Jun 13, 2026 29:06 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kurt Farquhar. Television & Film Composer, Founder of Fall Crop Productions and True Music ProNotable Credits: The King of Queens, Girlfriends, The Parkers, Being Mary Jane, The Proud Family, The Neighborhood, Black LightningAwards: 10 BMI AwardsTenure: 38+ years in television Purpose of the Interview The purpose of this interview is to educate and inspire creatives, entrepreneurs, and professionals about longevity, adaptability, and wealth-building behind the scenes. Kurt Farquhar’s journey highlights how sustainable success comes from mastery of craft, relationship-building, and treating creativity as a business—not chasing visibility or fame. Rushion McDonald uses Kurt’s career as a blueprint for: Building mailbox money through residuals Staying relevant across decades of industry change Monetizing intellectual property Leveraging relationships to sustain opportunity Core Themes Discussed Longevity vs. “getting on” Behind-the-scenes success Residual income (“mailbox money”) Adaptability in changing industries Creative originality Relationship capital Diversifying income through ownership Treating art like a business Key Takeaways 1. Staying In Is Harder Than Getting In While many focus on breaking into the industry, Kurt emphasizes that lasting success requires constant reinvention. “The continuing it for the 30-plus years has been way harder than the getting in in the first.” Insight: Longevity requires discipline, humility, and evolution. 2. Behind-the-Scenes Roles Can Be More Sustainable Kurt chose composing over performing, allowing him to age into his career rather than age out of it. “In television and film… all I’ve got to say is John Williams is in his 90s and still composing.” Insight: Choose lanes that allow long-term relevance and recurring income. 3. Residual Income Is Real Wealth Rushion and Kurt discuss “mailbox money”—recurring payments from past work. “If you just had the mailbox money for King of Queens, you’d be fine.” Insight: True financial freedom comes from owning work that keeps paying. 4. Adaptability Is Non‑Negotiable Kurt has survived massive industry shifts—from analog tape to digital production—by embracing change. “Sustain that good idea, change it, polish it up, and mold it for the changing times.” Insight: Talent without adaptability becomes obsolete. 5. Originality Comes From Listening, Not Forcing a Style Kurt avoids creative stagnation by serving the story, not his ego. “I don’t come in every day trying to force the singular style I’ve done for 38 years.” Insight: Longevity depends on collaboration and humility. 6. Relationships Are Career Currency Kurt credits long-term success to consistently showing up for people—before they’re powerful. “If you only call someone once you read they’ve got something coming up, it’s already too late.” Insight: Relationships built without agenda produce lasting opportunity. 7. Saying “Yes” Creates Opportunity Kurt embraces what he calls the power of yes. “I figure I can say yes more than you and end up making more and doing better.” Insight: Opportunity favors those who remain open, prepared, and professional. 8. Ownership Multiplies Creativity Into Business Kurt built True Music Pro, a licensing library used across major networks and streaming platforms. “I realized companies were licensing more of my music than I was… so I built my own library.” Insight: Ownership turns talent into scalable income. Notable Quotes “The journey to stay in is harder than the journey to get in.” “Treat it like a business and it might treat you in kind.” “I do my job, I do it the best I can, and I move on to the next one.” “Character is character. Relationships matter.” “That success doesn’t happen by accident. It happens with care.” Overall Impact of the Interview This interview serves as a masterclass on creative longevity and wealth-building without celebrity dependency. Kurt Farquhar’s story reframes success as: Consistent excellence Relationship stewardship Business ownership Adaptability across generations It is especially powerful for: Creatives seeking sustainable careers Entrepreneurs building IP-based businesses Professionals navigating long-term relevance Anyone pursuing “quiet wealth” over public fame #SHMS #STRAW #BEST #AMISee omnystudio.com/listener for privacy information.

    The Ziglar Show
    Are You Treating Your Anxiety As An Alert Or A Constant Passenger w/ Neuropsychotherapist Britt Frank

    The Ziglar Show

    Play Episode Listen Later Jun 12, 2026 80:24


    We have made anxiety a bad term. But anxiety is a normal response of the body to a worry or concern or perceived threat. Your anxiety in and of itself isn't doing anything wrong. We just seem to be responding inappropriately. Britt Frank is a licensed neuropsychotherapist and trauma expert who is trained in IFS (Internal Family Systems) and SE (Somatic Experiencing). She is a speaker and an award-winning adjunct instructor at the University of Kansas where she's taught classes on ethics, addiction, and clinical social work. She has a book, The Science of Stuck: Breaking Through Inertia To Find Your Path Forward. I brought her to us to discuss her research on anxiety and body based feeling vs thought based therapy. Britt ultimately points to anxiety as a cue from your body. Think of it as a dashboard light in your car saying something is not quite right. Like the “check engine” light. But instead of giving the light attention, our culture has primarily normalized anxiety, as it has many pathologies, and decided to just live with the check engine light on. I think what you will hear is some paradigm shifting information that will change how you view your anxiety and get you paying attention to your body's responses in order to better manage your mental state. Sign up for your $1/month trial period at shopify.com/kevin Go to shipstation.com and use code KEVIN to start your free trial. Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Productivityist Podcast
    Letting Go of "Normal" to Finally Try Again (with Steve Kamb)

    The Productivityist Podcast

    Play Episode Listen Later Jun 12, 2026 44:35


    This episode is brought to you by Your Clockwise Week—a personalized weekly structure built around your actual life, not an ideal one. If your week feels full but not fitting, you can learn more at mikevardy.com/yourclockwiseweek.There's a loop most of us know well, even if we've never named it: feel behind, find the thing that's going to fix everything, go all in for a few weeks, get derailed by life, and start over — carrying a little more shame each time. It doesn't matter whether we're talking about fitness, productivity, or building a business. The pattern is the same, and so is the trap. We keep waiting for things to get back to normal so we can try again properly. But what if that version of normal isn't coming back?Steve Kamb is the founder of Nerd Fitness, which has grown over 17 years into a platform that has coached more than 20,000 people one-on-one. His new book, How to Try Again, grew out of that work — specifically from the most universal problem he kept encountering across thousands of conversations: the all-or-nothing mindset. Steve built a four-part framework called PACT — Pause, Accept, Change, Try — to help people break the doom loop and stop waiting for ideal conditions that never arrive.Six Discussion PointsThe pause is the hardest part of PACT not because it requires effort, but because it requires restraint — and our productivity culture has no patience for it. Slowing down feels like falling behind, when it's often the only way to figure out if you're even moving in the right direction."Normal" is not a destination you return to — it's whatever your actual days look like right now, including the chaos, the interruptions, and the laundry on the floor. Waiting for a predictable routine to materialize before you start is a way of never starting.Before you commit to a goal, ask the question most people skip: What if this works? If success means you have to keep doing the thing you hate, you've picked the wrong goal. The reward for getting good at Instagram is that you have to keep doing Instagram.Treating your next attempt like a non-judgmental experiment — part scientist, part detective — removes the weight of outcome and replaces it with curiosity. You're not measuring whether you become the person you admired; you're measuring what you learned about yourself.The doom loop compounds. Every incomplete attempt doesn't just reset the clock; it adds guilt and shame to the pile you're already carrying. Recognizing the loop is the first step to using one of the escape pods Steve calls "half-assing it" — doing the most of the thing you can do today, rather than the ideal version of it.Steve effectively fired himself as CEO of his own company to get back to the work he actually loved — writing. The book that resulted is his most personal project, and it came from applying PACT to his own life: pausing, accepting who he really is, changing his role, and trying again on his own terms.Three Connection PointsHow to Try Again by Steve Kamb — howtotryagain.comNerd Fitness — Steve's 17-year-old community and platform: nerdfitness.comStop Managing Your Time, Start Crafting It — My piece on the TimeCrafting approach, which shares a lot of philosophical ground with Steve's ideas about working within your actual constraints rather than imagined ones: Read it on MediumThe conversation Steve and I had goes back sixteen years, and there's something fitting about the fact that both of us have spent that time learning — the hard way, repeatedly — that the frameworks and tools only work when they're built around the life you're actually living. PACT isn't a productivity system. It's permission to be human and then do something about it. If you've been waiting for the right moment to try again, this might be the episode that helps you stop waiting.If this episode resonated, I'm exploring ideas like these more deeply in my upcoming book, Productiveness. You can follow along as it takes shape at mikevardy.com/productiveness.

    Smart Money Circle
    This CEO Is Advancing Neuroscience By Treating Pain & Epilepsy – Meet Dave Rosa, CEO, NeuroOne $NMTC

    Smart Money Circle

    Play Episode Listen Later Jun 12, 2026 19:14


    This CEO Is Advancing Neuroscience, Reducing Pain, & Treating Epilepsy – Meet Dave Rosa, CEO, NeuroOne Medical Technologies $NMTCGuest: Dave Rosa, CEO, NeuroOne Medical Technologies $NMTCDave's BioDave Rosa is an entrepreneur with three decades of experience in the medical device industry spanning a variety of technologies and products. In addition to CEO roles with early-stage medical device companies, Mr. Rosa's background also includes senior roles with C.R. Bard Inc., Boston Scientific Inc., and St. Jude Medical, where his responsibilities included marketing, product development and business development. He has been named as an inventor on multiple medical device patents, serves on seven corporate boards, and has raised $200M in the capital markets. Mr. Rosa holds an MBA from Duquesne University and a BS in Commerce and Engineering from Drexel University.Mr. Rosa currently serves as the President and CEO of NeuroOne (Nasdaq: NMTC), a medical technology company that develops high-definition, minimally invasive diagnostic and therapeutic devices based on its unique thin film electrode technology. NeuroOne, Nasdaq: NMTCWebsitehttps://nmtc1.comCompany Bio NeuroOne Medical Technologies Corporation is a medical technology company focused on improving surgical care options and outcomes for patients suffering from neurological disorders. NeuroOne markets a minimally invasive and high-definition/high-precision electrode technology platform with four FDA-cleared product families: Evo(R) Cortical Electrodes, Evo(R) sEEG Electrodes, OneRF(R) Ablation System (for brain), and OneRF(R) Trigeminal Nerve Ablation System. These solutions offer the potential to reduce the number of hospitalizations and surgical procedures, lower costs, and improve patient outcomes by offering combination diagnostic and therapeutic functions. The Company is engaged in research and development for drug delivery and spinal cord stimulation programs.

    Hyper Conscious Podcast
    You Have To Earn Your Position Daily (2460)

    Hyper Conscious Podcast

    Play Episode Listen Later Jun 11, 2026 22:10 Transcription Available


    Growth has standards. In this episode, Kevin and Alan challenge the belief that success eventually earns you a pass from effort, discomfort, or responsibility. They break down what it means to earn your position daily, why entitlement weakens performance, and how humility, contribution, and honest self-awareness build real confidence. They also challenge the “you are enough” message and explain why your goals require a stronger version of you.If you want higher standards, better consistency, and a clearer path to growth, this episode will make you look at where you are and what you still need to earn. Earn the level before you claim the title._______________________Book Alan's Business Breakthrough Session. Your first 30-minute coaching call is FREE. Learn how to prioritize success and let your quality of life become the byproduct. - https://calendly.com/alanlazaros/30-minute-breakthrough-sessionJoin the "Next Level Fitness Accountability Group" – Reach out to Kevin or Alan on Instagram:Kevin: https://www.instagram.com/neverquitkid/Alan: https://www.instagram.com/alazaros88/_______________________NLU is not just a podcast; it's a gateway to a wealth of resources designed to help you achieve your goals and dreams. From our Next Level Dreamliner to our Group Coaching, we offer a variety of tools and communities to support your personal development journey.For more information, check out our website and socials using the links below.

    The Cause+Effect Podcast
    Why Donors Stop Giving and How to Win Them Back | Joshua Crowther

    The Cause+Effect Podcast

    Play Episode Listen Later Jun 11, 2026 23:29


    In this episode of the Cause+Effect Podcast, Trent Dunham, President+CEO of Dunham+Co, sits down with Josh Crowther, VP of Dunham+Co, to unpack the real reasons donors lapse. Some reasons are outside an organization's control, like personal financial pressure, economic uncertainty, or shifting cultural attitudes toward generosity. But many causes are self-inflicted — including silence, poor communication, overused urgency, and fundraising tactics that prioritize immediate ROI over long-term relationship.Trent and Josh discuss how organizations can identify lapsed donors, avoid common retention mistakes, and build stronger communication strategies that re-engage supporters. They also explore why lapsed donors often still see themselves as connected to your mission — and why that should change the way nonprofits communicate with them. For nonprofit leaders, fundraisers, and ministry teams, this conversation offers practical insight into donor retention, reactivation, and building lasting relationships with the people who make your mission possible. CHAPTERS 00:00 – Introduction01:12 – Why donors stop giving02:00 – Economic uncertainty and donor confidence04:38 – The decline in charitable giving07:05 – Why silence causes donors to lapse10:36 – The problem with constant urgency13:18 – Treating donors like wallets15:28 – How to re-engage lapsed donors

    Six Lessons Approach Podcast by Dr. David Alleman
    Treating Cracks in Teeth: Propagation, Visibility, C-factor and Composite Layering

    Six Lessons Approach Podcast by Dr. David Alleman

    Play Episode Listen Later Jun 11, 2026 14:14 Transcription Available


    Cracks put teeth at risk of infection and fracture if left untreated, but treating cracks in teeth can create many challenges for practitioners. Removing cracks without good magnification, visibility and an understanding of crack propagation puts the nerve and critical tooth structure at risk. Once the crack is removed, the non-standard defect requires specific techniques to bond to deep areas of the tooth while maintaining a strong bond.Dr. David Alleman, DDS, first began researching treatment options for cracks because he recognized that full coverage crowns weren't yielding predictable results. Adhesive dentistry had the potential to offer a more predictable alternative, but the protocols didn't exist for practitioners. So he formulated those protocols for predictable crack treatment himself. Articles referenced in this episode:Belli S., Et al. The effect of fiber placement or flowable resin lining on microleakage in class II adhesive restorations. J. Adhes. Dent. 2007; 9: 175-181.Nikolaenko SA, Et al. Influence of c-factor and layering technique on microtensile bond strength to dentin. Dent. Mater. 2004;20-579-585Send us Fan MailNEW: Deep Margin Elevation Online Practical WorkshopOn July 25, learn deep margin elevation from anywhere in the world through live online lectures and guided skills practice over Zoom with Dr. David Alleman and Dr. Davey Alleman. Learn more at allemancenter.com/dme-online.Instagram @david.alleman.dds@davey_alleman_dmd@allemancenter.comYouTube@allemancenter

    Homeopathy247 Podcast
    Episode 205: What Your Symptoms Are Really Trying to Tell You with Lisa Robbins

    Homeopathy247 Podcast

    Play Episode Listen Later Jun 11, 2026 26:25


    Welcome to Episode 205 of the Homeopathy247 podcast! Today, Mary is joined by the wonderful Lisa Robbins to explore the fundamental differences between homeopathy and conventional medicine. If you've ever wondered why your health issues keep returning, this friendly and insightful conversation will completely change how you view your body. The Danger of Suppressing Symptoms Lisa explains how conventional medicine often works by suppressing symptoms. She uses a brilliant everyday analogy: suppressing symptoms is like disabling a flashing warning light on your laptop. You might temporarily get rid of the annoying light, but if you ignore the underlying malfunction, the laptop will eventually overheat and break down. Pushing a physical symptom down just forces the body to express the imbalance in a deeper, more severe way later on. Listening to Your Body's Warning Lights A symptom isn't an enemy to be defeated; it's simply your body saying, "Pay attention!" Whether it's a sudden skin rash, a migraine, or a digestive issue, it is a little pink or red flag indicating that your system is out of balance. Instead of silencing the alarm, homeopathy looks beneath the surface to find out exactly why the warning light is flashing. Treating the Whole Person Unlike conventional treatments, which might hand out a generic pill for a specific ailment, homeopathy is tailor-made for the individual. Lisa shares a beautiful case study of a three-year-old girl suffering from chronic constipation. By looking at the complete emotional picture—the child's underlying anger and frustration at being treated like a baby and not being heard—Lisa prescribed a remedy that addressed the whole child. Once the emotional state was supported, the physical constipation resolved naturally. What to Expect from a Remedy Lisa outlines three potential experiences after taking a well-chosen homeopathic remedy: Nothing happens immediately: The vital force is simply taking its time to process and respond. A brief remedy reaction: A mild, temporary flare-up occurs, which is a great sign that the remedy is gently shaking up the system to initiate healing. A sense of well-being: A profound feeling of relaxation washes over you before your physical symptoms even begin to resolve. Natural Support for Teens To wrap up, Lisa discusses her community dedicated to helping kids and teens. She highlights how homeopathy offers a safe, natural approach for common adolescent struggles like exam anxiety, hormonal skin issues, and digestive troubles, setting them up for a much healthier adulthood. Important links mentioned in this episode: Visit Lisa's website: https://www.robbinshomeopathy.com/ Know more about Lisa: https://homeopathy247.com/professional-homeopaths-team/lisa-robbins/   You can also subscribe to our podcast channels available on your favourite podcast listening app below: Apple Podcast: https://podcasts.apple.com/us/podcast/homeopathy247-podcast/id1628767810 Spotify: https://open.spotify.com/show/39rjXAReQ33hGceW1E50dk Follow us on our social media accounts: Facebook: https://www.facebook.com/homeopathy247 Instagram: https://www.instagram.com/homeopathy247 You can also visit our website at https://homeopathy247.com/

    Incredible Life Creator with Dr. Kimberley Linert
    Treating Sleep Apnea Without A C-PAP Machine - Dr. Aja Gilmore - Nichols Ep 662

    Incredible Life Creator with Dr. Kimberley Linert

    Play Episode Listen Later Jun 10, 2026 30:23


    Dr. Aja Gilmore - Nichols is from Indiana. She went to undergrad at Kentucky State University and to dental school at Indiana University. Aja served in the United States Navy for 8 years and now lives in Atlanta, Georgia. She is currently in private practice in Smyrna, Georgia.Contact Dr. Asa Gilmore - Nichols:Feel free to follow me on @lifestyledentistryatl on Instagram. I have just started an event called Sleepless In Smyrna, where I am educating all who will listen on the dangers of undiagnosed sleep apnea. My passion is to educate parents and to treat parents and their children. For far too long we have thought of snoring as something that is normal. It is not!Dr. Kimberley LinertSpeaker, Author, Broadcaster, Mentor, Trainer, Behavioral OptometristEvent Planners- I am available to speak at your event. Here is my media kit: https://brucemerrinscelebrityspeakers.com/portfolio/dr-kimberley-linert/To book Dr. Linert on your podcast, television show, conference, corporate training or as an expert guest please email her at incrediblelifepodcast@gmail.com or Contact Bruce Merrin at Bruce Merrin's Celebrity Speakers at merrinpr@gmail.com702.256.9199Host of the Podcast Series: Incredible Life Creator PodcastAvailable on...Apple: https://podcasts.apple.com/us/podcast/incredible-life-creator-with-dr-kimberley-linert/id1472641267Spotify: https://open.spotify.com/show/6DZE3EoHfhgcmSkxY1CvKf?si=ebe71549e7474663 and on 9 other podcast platformsAuthor of Book: "Visualizing Happiness in Every Area of Your Life"Get on Amazon: https://amzn.to/4cmTOMwWebsite: https://linktr.ee/DrKimberleyLinertThe Great Discovery eLearning platform: https://thegreatdiscovery.com/kimberleyl

    Stay Healthy Knoxville
    SHK 43: Treating Causes, Not Just Symptoms with Emily Turner + Randy Martin, Omni Functional Wellness

    Stay Healthy Knoxville

    Play Episode Listen Later Jun 10, 2026 49:34


    The Power of Functional Medicine: Finding the Root Cause of Chronic Health Problems In this episode of Stay Healthy Knoxville, Dr. John-Mark Chesney sits down with Emily Turner, PA-C, and Randy Martin, PharmD, of Omni Functional Medicine to discuss a different approach to healthcare—one focused on identifying and addressing the root causes of chronic symptoms rather than simply managing them. Together, they explore what functional medicine is, why so many people continue to struggle despite being told their labs are normal, and how factors such as hormones, gut health, stress, metabolism, and inflammation can impact overall health and well-being. Whether you're dealing with fatigue, weight gain, digestive issues, autoimmune disease, chronic pain, or simply aren't feeling your best, this conversation offers valuable insight into how a more personalized approach to healthcare may help uncover missing pieces of the puzzle. In This Episode, You'll Learn: ✅ What functional medicine is and how it differs from traditional healthcare ✅ Why patients can still feel unwell despite "normal" lab results ✅ The importance of looking for root causes instead of just treating symptoms ✅ How hormones, gut health, stress, and metabolism influence overall health ✅ Practical steps you can take to improve your health and energy About Our Guests Emily Turner, PA-C Bachelor's Degree in Dietetics – University of Kentucky Master's in Physician Assistant Studies – Sullivan University Advanced training through The Institute of Functional Medicine Advanced training through The American Academy of Anti-Aging Medicine Randy Martin, PharmD Doctor of Pharmacy – University of Tennessee Co-founder of Omni Functional Medicine Connect with Omni Functional Medicine Instagram: @omnifunctionalmedicine Website: omnifunctionalmedicine.com Enjoying the Podcast? Be sure to subscribe, leave a review, and share this episode with someone who may be searching for answers to ongoing health concerns. Stay healthy, Knoxville!

    Krishna's Mercy
    The Dangers In Treating The Guru As God

    Krishna's Mercy

    Play Episode Listen Later Jun 10, 2026 8:47


    “Just try to learn the truth by approaching a spiritual master. Inquire from him submissively and render service unto him. The self-realized soul can impart knowledge unto you because he has seen the truth.” (Lord Krishna, Bhagavad-gita, 4.34)

    Bethesda Baptist Durham
    Treating The Church Like Family (1 Timothy 5:1-2)

    Bethesda Baptist Durham

    Play Episode Listen Later Jun 10, 2026 38:27 Transcription Available


    Actualizing Success
    Success Story: Intern to Full Time Consultant

    Actualizing Success

    Play Episode Listen Later Jun 9, 2026 11:11


    In this inspiring episode, Actualize Consulting's COO Kerry Wekelo sits down with Senior Consultant Shubham Mehta and interns Adam Nguyen and Arushi Nisar to explore what truly sets standout interns apart.Shubham shares the story of how he transformed his internship experience into a full-time role by taking initiative, documenting his growth, and building a portfolio website that showcased not just his work but the mentorship, collaboration, and culture behind it. Adam and Arushi reflect on how his story reshaped their perspective on networking, learning, and building meaningful professional relationships early in their careers.This episode explores actionable career tips like:Being honest about what you don't know because asking questions opens doors to mentorship and growthDocumenting your wins, projects, and learning moments throughout your internship instead of waiting until the endBuilding relationships beyond your direct manager to expand your learning opportunities and networkUsing your unique strengths and skills to showcase your work creatively and intentionallyReaching out to people you admire because genuine networking can lead to real opportunitiesFocusing on learning and collaboration, not just completing tasks or checking boxes Treating internships as a chance to invest in yourself professionally and personallyLooking for workplaces where culture, mentorship, and people matter as much as performanceWhether you're preparing for your first internship, trying to stand out in your current role, or looking for ways to grow professionally with confidence, this conversation offers real-world insight into what meaningful career development can look like.Visit us online to connect with our team of trusted advisors and explore our current career openings. https://www.actualizeconsulting.com/careers.html  Join the conversation and follow us on LinkedIn for ongoing insights, knowledge sharing, and strategy perspectives from our global team. https://www.linkedin.com/company/actualize-consulting   We'd love to hear from you! If you have any questions, comments, or would like to collaborate on a future episode, please get in touch with us at podcast@actualizeconsulting.com.    

    The PedsDocTalk Podcast
    The Follow-Up: Identifying and Treating Eczema

    The PedsDocTalk Podcast

    Play Episode Listen Later Jun 8, 2026 15:38


    Eczema is common, frustrating, and often misunderstood. In this episode, we break down what eczema actually looks like at different ages, how specialists determine severity, and why treatment should always start with strengthening the skin barrier. We discuss: • How to recognize eczema, including how it differs in infants vs older children • How doctors determine mild, moderate, and severe eczema • When allergy testing is appropriate — and when it is not • Why blanket food panels can cause more harm than good • The risk of false positives and unnecessary elimination diets • How to build an eczema action plan • First-line skincare strategies that actually work • The role of moisturizers, emollients, and when prescription treatments are needed Want more? Listen to the full, ⁠original episode⁠. Our podcasts are also now on YouTube. If you prefer a video podcast with closed captioning, check us out there and⁠ ⁠subscribe to PedsDocTalk⁠⁠. Get trusted pediatric advice, relatable parenting insights, and evidence-based tips delivered straight to your inbox—join thousands of parents who rely on the PDT newsletter to stay informed, supported, and confident.⁠ ⁠⁠⁠⁠Join the newsletter⁠⁠⁠⁠⁠! And don't forget to follow⁠ ⁠⁠⁠⁠@pedsdoctalkpodcast⁠⁠⁠⁠⁠ on Instagram—our new space just for parents looking for real talk and real support. We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on the⁠ ⁠PedsDocTalk Podcast Sponsorships⁠⁠ page of the website.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

    And The Writer Is...with Ross Golan
    The Realest Conversation About Songwriting In 2026 | Gino The Ghost | Patreon Exclusive

    And The Writer Is...with Ross Golan

    Play Episode Listen Later Jun 8, 2026 17:46


    Today's guest is a multi-Latin-Grammy-winning songwriter and producer with a wall of platinum records — and one of the few people in music willing to say the quiet part out loud. He came up as an actor and a rapper, moved to LA broke, stumbled into songwriting, and turned it into the kind of career most writers spend a lifetime chasing. He's also built one of the sharpest voices in the room as the host of his own show, Good Luck With Gino.This is one of the most honest conversations we've had about how the music business actually works in 2026 — not the clean version, the real one. Why roughly 75% of working writers now survive on K-pop. How the pitch song quietly died and took the professional songwriter down with it. Artists taking songwriting credit on songs they didn't write — and exactly how labels split the writers up to play them against each other and shave points. Gino lays out the one rule every songwriter needs before their next cut, when it's worth standing on business, and when you "roll over like a dog" because the record's too big to lose.And The Writer Is... Gino The Ghost!In this episode of And The Writer Is, we go deep on:• How he came up — actor, rapper, broke in LA, then stumbled into songwriting• Treating every podcast episode like an album of singles• Why ~75% of working writers now live off K-pop• What pitch records used to be — Clive Davis, Barry Manilow & the lost art of outside songs• The death of the professional songwriter (and why talent-show winners get nothing now)• Artists taking credit for songs they didn't write — and how to combat it• The "$15K buy-me-out" story & when to stand on business vs. roll over• The split shakedown — how labels pit writers against each other, and the rule that beats it• Why generosity makes you more money than being a prickAnd much more...

    Get Rich Education
    609: Is the Worst Over for Multifamily Housing? | Featuring Neal Bawa

    Get Rich Education

    Play Episode Listen Later Jun 8, 2026 51:12


    Keith talks with data-driven investor Neal Bawa, the "mad scientist of multifamily," about why apartment values have dropped 20%–30% while single-family prices have stayed resilient.  They break down how interest rate shocks, the homeowner lock-in effect, and a wave of new multifamily supply are reshaping returns for today's investors.  Keith and Neal also dissect the build-to-rent model—who it really serves, how apartment oversupply is pressuring its rents, and why pending legislation could upend the space.  Neal closes with a specific, data-backed timeline for when multifamily rents and values may finally turn the corner, giving listeners a concrete roadmap instead of vague market guesses. Resources: Grocapitus Website - https://www.grocapitus.com Multifamily U's Free eBook: Location Magic - https://multifamilyu.com/lp/location-magic-ebook/ Multifamily U's Investor Club – https://multifamilyu.com/club Episode Page: GetRichEducation.com/609 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host, Keith Weinhold. The single-family real estate market is steady, but with apartment building values down 20 to 30% since 2022 when will the multifamily Armageddon end? We ask our qualified guest, and how will slowing birth rates in immigration affect real estate? And more today on Get Rich Education. You know, Mid South Home Buyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties, it's an executive coach for nine years now, their CEO, Terry Kerr, and his COO, Pat Nix, have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one on one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to Daniel Thomas hind.com H I N D, that's Daniel Thomas hind.com and sign up before Spotsville Flock homes helps multifamily owners exit the operator grind, whether it's your six plex or a 50 unit apartment, through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management. Request your initial valuations. See if your property qualifies at flockhomes.com/gre That's F L O C K homes dot com slash G R E.   Neal Bawa  2:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:29   Welcome to GRE from Valencia, Spain to Valencia, California, and across 188 nations worldwide. America's favorite shaved mammal on a microphone is back with you for another wealth building week. I'm Keith Weinhold, and you're listening to Get Rich Education. The world's biggest problems are the world's biggest businesses. That's not a coincidence, and that's why we discuss housing here. And there's been a chronic shortage of affordable housing last month at a commencement speech, Harrison Ford, yes, the guy that played both Han Solo and Indiana Jones, talked about how a fulfilling life has both passion and purpose. Passion is what gets you out of bed in the morning, purpose is what helps you sleep at night, you and I. We can bring this mindset to our lifestyle, to the business we do, and to our investing. Treating tenants well is what helps real estate investors sleep well at night. While we're doing well, we can be doing good too. Multifamily syndicators keep failing, going out of business, and losing all of their investors' money due to mortgage rate resets. It just keeps happening. What this really means, that these groups that pooled together investor money to buy apartment buildings, largely that were set up in 2022 and earlier keep blowing up almost fully due to the fact that interest rates reset higher. Some of them had a fixed rate for five years. Well, rates spiked four years ago, and that's why a lot of them have yet to blow up, and these apartments have lost so much value that no one will refinance them, you know. Even if that apartment operator increased the net operating income over the years, even if rents went up, it doesn't matter. So, you still haven't heard the last of it. Do you remember a couple years ago, when a lot of people in the apartment space, they were saying just stay alive till 25 and that nonsense, like if you keep your head above water until 2025 oh well, then rates are certainly going to fall, and everyone's going to be okay. Well, 2025 is long gone.    Keith Weinhold  5:01   Mortgage rates haven't fallen in any significant way, so that survive until 25 thing or whatever mantra derivative people used that was a farce, like I've said on the show here for years. You cannot predict interest rates, so I didn't make the call that they were going to go up or down at all, because you can't predict them, but so many people said, oh, rates will fall substantially by now, no way, you just can't make that assumption, you've got to take history over hunches, and all of that, a lot of those multifamily deals 100% depended. depended on refinancing at favorable rates, and that's exactly why they failed. A surefire way to look foolish is to predict interest rates. We'll talk more about the multifamily Armageddon with today's guest. I also want to get into what's called the 21st century road to housing act, because that became one of the most hotly debated housing policy provisions this year. And what this is, is a Senate bill, and it would require certain large institutional investors that develop these bills to rent single family communities. It would force them to sell those homes to individual buyers within seven years. So, in other words, what a big firm could do is build a neighborhood of rental homes, lease them for up to seven years, but they couldn't hold on to them any longer than that. They couldn't hold them indefinitely as rentals, this bill is not aimed at you, the individual investor. It is aimed at big institutions, and what I mean by that is that's generally defined as owning 350 or more homes. That's what we're talking about here. Small landlords and mom and pop investors are not the target, it targets corporate portfolios, and this means groups whose names you've probably heard of, like Blackstone, First Key Homes, Progress Residential, and Invitation Homes. They are some of the heavyweights that the government is looking to clamp down on, so whenever you hear someone talk about big Wall Street landlords, that is who they're talking about. Now, some groups are pretty worried about the 21st Century Road to Housing Act, like the NHB, that's the National Association of Home Builders, and a lot of multifamily groups are concerned, and why is that? Well, the effect is it could dramatically reduce new housing production.   Keith Weinhold  7:44   See, a big institution like First Key Homes or Blackstone, they wouldn't want to even get into this business anymore. They wouldn't want to build big build to rent communities anymore if they have to sell them all within seven years. See, they want to buy and hold for the long term, kind of like what you and I are doing, because you and I know that owning a group of selective buy and hold single family rentals is a really profitable place to be, but so if they don't want to build, then that creates a reduction in supply, which could make prices go up, and then obviously hurt those trying to afford their own home. Well, that would defeat the purpose of this whole thing. I mean, my gosh, this always seems to happen when government gets involved. So, the 21st Century Road to Housing Act could limit supply, which is the exact opposite of its intent to get first-time home buyers into their first home, and if this passes, it does have bipartisan support. This lower supply, then yes, indeed puts upward pressure on prices. Just amazing. So then it could actually go on to help the everyday mom and pop investor, like you and I, that already owns property, the individual at last check, though they're looking to pass a version that still restricts some of these giant institutions from getting into build to rents, but yet it does not have that seven year sale requirement. What's really important to remember here is that Washington, they're looking to stifle big Wall Street players from the rental market, which could reduce supply. They're not targeting individual investors. The context that's important is that these groups, they own 10s of 1000s of homes, they don't own hundreds of 1000s, and they don't own a million, so it's a really small percentage of the housing market, whatever direction policy breaks, then the headlines that it creates are just greater in magnitude than the effect on the market is. It's an important frame of reference here. Let's meet this week's guest. This week we're welcoming back a guest that we haven't heard from in a year or two in real estate circles. He is popularly known as the mad scientist of multifamily. He's quite an in-demand speaker. He has a $500 million multifamily portfolio that he essentially shares with over 1300 investors. He's sharp, a good educator, and a straight shooter. That's why he's here. It's a warm welcome back to Neal Bawa.   Neal Bawa  10:32   Thanks for having me on the show again. It's delightful to be here, and so many interesting things to talk about in the world these days.   Keith Weinhold  10:38   There really are.. I don't know if we can get it all in, Bawa is spelled B A W A. Neal, I want to get to your future housing market outlook later. How you think the future looks, including when multi families quasi Armageddon might end. But first, you're known as a data driven real estate guy. Tell us about that, and how being data driven makes you profitable.   Neal Bawa  11:03   I see concern, and I'll tell you why. The single family and multifamily market have been atrociously incredibly divergent since the first quarter of 2022 They have not tracked yet each other at all, even though if you look at the last 50 years, they tend to track each other. So you know, 2008 was a Armageddon for single family, Armageddon for multifamily, and they both sort of came up in 2012 2013 and then they had a really good time until Covid.   Keith Weinhold  11:30   Yeah,   Neal Bawa  11:31   but the second quarter of 2022 is when Fed started raising rates, and since then we've sort of slid - multifamily has gone down in terms of pricing between 20 and 30% depending upon the metro, you know, and depending upon whether it's new construction, new construction assets have gone down more than 30% and existing assets that are filled up have gone down by 20 to 30% depending upon the metro. So, metros that have a large amount of supply, closer to 30% decline in value, the metros that have less supply probably closer to 20% decline in value, right.   Keith Weinhold  12:03   Demand demand has been pretty resilient. It's more of a supply story.   Neal Bawa  12:06   It's a huge supply story, right. So, if you look at, you know, occupancy, essentially what's happened is there was so much supply that came in that really people started on those projects in 2022 maybe they didn't start a construction until 2023 they didn't finish construction until 2025 so they started leasing up in 2025 They had to give offer concessions two months, sometimes three months free, and so that pushed down the rents in 2025. And they're not done, because you typically can't rent an apartment in six months. If it's brand new, it's going to take you about 18 months to rent it, and sometimes 24 months, and so it's affected our rents in 2025 it's affecting our rents in 2026. Now it's unlikely to affect it in 2027 but we'll go there, you know, at a later stage. But at the moment, we, what we've seen is negative rent growth in the United States for multifamily for the last 12 to 15 months, and what I think is going to be negative rent growth in Q of this year and Q2 of this year, so Q1 was negative, Q2, which we are in now, is likely to be negative or flat now. Single family, on the other hand, has gone in a different direction, which has been very difficult to understand, and I believe it's taken me a while to really understand this, but I think I've finally figured it out. Single family prices are not down since 2022 which makes no sense at all, because the average mortgage in the United States today is almost double, almost double, not quite double, but almost double of what it was in at the beginning of 2022 when interest rates were about 3.3 3.4% Right now we're sitting around, you know, six and a half percent interest rates, so not quite doubled interest rates, but they've obviously gone up a fair bit, and as a result, your average, you know, mortgage has almost doubled, but home prices haven't dropped, which makes no sense if you really think about it, because home prices are a factor of demand, and they're also a factor of people's ability to pay, so if all of a sudden within four years you're paying, the mortgage is doubled, then less people are going to be able to buy, but it stayed up, the market has stayed up, and the biggest reason it stayed up is because of what is known as the lock-in effect. So, the US market typically has a million new homes every year, and there's more than a million existing homes that are transacted, right? So, it's an open market, it's a perfect competition market, but it hasn't been perfect competition for the last four years, because so many people locked in ridiculously low interest rates.    Neal Bawa  14:28   Perfect example, in 2021 and 2022 I have a 15 year mortgage at 1.75% If I sell my house back to myself, my mortgage quadruples, quadruples, right, because it goes from 1.75% to six and a half percent, so I can't even imagine even think about leaving my home, right, because it's just such a perfect loan. Most people don't have anywhere near 1.75% but there's lots of people with more mortgages in the 3% three and a half percent, and 4% range that basically can't go anywhere, and because those homes are not coming into the market. The last three years the market has had this unusual not enough supply factor, and that's been keeping prices up. That is ending. That is ending, because what we've been tracking is the percentage of homes in the United States that have low mortgages. Low is simply defined as anything under four and a half percent, and that percentage is going down each quarter, because you know divorces happen, deaths happen, you know people move for jobs, and so every time that happens, that locked in rate goes away, because you sell your home and move on, and so for a while that lock in effect was predominant, it was controlling everything, but as time has gone on, interest rates were higher in 2324 2526 For also almost four years have passed since the rate started going up. So each quarter the percentage of homes in the US that have these low interest rates has slowly moved down, and we're almost back to a normal timeframe.   Neal Bawa  15:53   And this is causing the single family market to not have a conniption, but we're starting to see a balancing of the market, where it's not just a buyer's market anymore, in some places it's actually seller's market, some places it's a buyer's market. So we're now starting to see home prices drop in number of markets in the United States. I can't say that they've dropped in super majors, but we're seeing a flattening out effect of home prices in most metros in the US, and there should be a flattening effect. Just to be blunt, I mean, obviously I own a bunch of single-family homes, so I just wanted them to keep going up for selfish reasons. But if you think about it, we had huge home price growth in like 30 plus percent in number of years, 2021 22 and even 23 and during those years, salaries only went up by two to 3% a year. In one year, they went up by 4% and rents also went up like crazy. There was a 2021 was 15% rent growth year. So, at some point, there had to be an adjustment, and we are in that period of adjustment where single family prices are basically flat on a national basis. Yes, going up in the San Francisco Bay Area because of AI, and going up in a couple other technology-heavy metros because of AI, but otherwise fairly flat, and I don't expect that to change for the next year. So, my forecast is next 12 to 18 months, home prices in the US are going to be flat on a nominal basis, they're going to be down on an inflation-adjusted basis, but you know, because of the Iran, more inflation's three and a half percent, so home prices should go up three and a half percent. So, if they stay where they are, well, they're really dropping three and a half percent.   Keith Weinhold  17:29   Yeah, before this year began, I released our forecast, it was for 2% nominal home price appreciation in the one to four unit space for the US this year, and I still like how that looks. There's so much to unpack with what you just talked about. In my view, there's nothing unusual at all that when mortgage rates rose sharply a few years ago, that home prices rose as well. Why? Because actually, that's what usually happens, which is counterintuitive to most people. In all of our lifetimes, residential real estate prices have only fallen significantly one time, that was around 2008 due to a number of unusual circumstances. The only thing that's a bit different this time is, of course, how fast rates increased in 2022 and 2023 and people wondering if residential real estate prices could still keep up, and they certainly have, but yeah, you brought up this dichotomy, this bifurcation about how the apartment market and the one to four unit space kind of separated from each other in 2022 or 2023 That's what's so interesting.   Neal Bawa  18:36   I do want to point out a couple things, though, and I don't want to be a Pollyanna here and talk about negative stuff, but I think that there's big difference between 2008 and that timeframe and where we are today, and that difference is, and it has multiple parts. Not all of your audience is aware of this. Until about 2012 the United States had very reasonable birth rates. You know, we were one of those countries that had avoided the debacle that Japan, Korea, China, and a number of other countries are seeing South Korea being the absolute worst, where basically they were producing one baby per generation, where you need about 2.2 babies just to kind of keep your population where it is, right, and the US was unusually high in that, and that we were still above that threshold, which meant that our population would continue to grow and not fall. Now, there was two reasons our population was growing: One, we had more than 2.2 babies per household, and second, we had a very significant amount of legal and a very significant amount of illegal or undocumented immigration. Right, so we had both of those pipelines today. All three of those have flipped, so the United States now basically looks like Korea or China or Japan in that every household is producing about one and a half babies, which means that our population growth, which hasn't stopped yet, because it takes a while for these things to catch. Up is likely to stop, like it's, and at some point decline again. Luckily, we're not there yet. The US is a fairly young population, unlike Japan, which is one of the oldest populations in the world. So, it'll, we'll still continue to see population growth, but there is no doubt. And you can ask Chat GPT, right? How has population growth in the United States slowed over the last 20 years.    Neal Bawa  19:22   Make me a graph, and it will make you a very nice graph, and you'll very clearly see there's a slowdown in population growth. The second part is both documented and undocumented immigration. It's my estimate that since this administration took over, somewhere between half 1,000,001 million people have left the United States. Now it's very difficult to get an actual number, as you can imagine. A number of these people were undocumented, so we didn't really know how many there were to begin with. And a number of them, when they left, they also left by an undocumented rate, that you know, path. So we've lost a bunch of those people, and also the people that have stayed in the country, we've lost a number of them in the workforce. Here's a perfect anecdote, Keith. About 33% of the construction workforce in the United States was undocumented, one in three. In Texas, as much as 40%   Keith Weinhold  19:45   Yeah, that's huge.   Neal Bawa  19:45   It's very significant. Number of those people don't show up for work anymore. I don't think they've left the US, at least I don't think so. But they don't show up for work anymore, because that's how they get caught, right. So, what we've seen is that the construction workforce in the United States has become been decimated over the last 12 months, and the impact is much greater in the second half of 2025 than the first half. Why? Because even though they wanted to do ICE enforcement, they just simply didn't have enough agents, enough facilities, enough judges. When the second half of last year, they sort of started catching up on that, hiring more agents, getting more facilities, getting more judges, and so we started to see a real challenge there. I have properties in 10 markets in the US, and what I can say is about seven of those markets, mostly Southern markets, I am beginning to see dropping occupancy related to this phenomenon. I'm seeing a reduction, and so markets like Georgia and Texas, Florida are more hit than my northern markets like Idaho. I haven't seen any impact at all, but these southern markets, multiple properties, multiple metros, I'm seeing this - people, mostly of Spanish, Mexican origin, not renewing leases. I don't know what they're doing. I don't know if they're sleeping in their cars. I don't know if they're basically just, you know, staying with mom or staying with, you know, some other family. But I'm seeing a very, very big pullback in my leases tied to this, and occupancy is dropping in those markets that are heavily Hispanic. And so I'm seeing the impact of that on landlords, but I also know that there's an impact on the US at all, and overall demand on rentals, whether it's single family or multifamily. This is a significant impact, because I don't think that the Republicans are going to make a U-turn on this. I don't want to get political, but you know, stating the obvious.   Keith Weinhold  19:45   Yes, United States had its biggest birth year in 2007 when there were more than 4 million babies born. The average age of the first time homebuyer today is 40 years old. If that holds true, that peak would take place in 2047 And then, yes, to your point about changes in immigration, yes, it sounds like a potentially a reduction in demand with what you're talking about, with some vacancies, and also maybe a reduction in supply when you have fewer construction workers to build these places as well, we're talking about building properties. Neal, I want to talk to you about the build to rent space. Somewhat is build to rent better than traditional real estate? I think that's what we really want to know. And for those that don't know, build to rent means when you construct a property where from day one that construction project is built for a tenant, not an owner occupant. I see a lot of pros and cons there. Can you talk to us about the trade-offs between build to rent and traditional real estate?   Neal Bawa  19:52   Yeah, if you think about it, it's a really terrible word, built to rent, because if you think about the word built to rent should be apartments, right, but actually doesn't mean apartments, right? So, built to rent actually means single family or town homes that were built to rent out, right? And then you're like, why don't they just said built to rent apartments and town homes? Well, you know, was too long an acronym, and we suck at acronyms anyway. But BTR, or built to rent, is essentially building single family or town homes, but specifically building them to rent, and it doesn't include any apartments at all, right? And the reason why the BTR market was growing in the last five or six years is that roughly 18 million American families can no longer afford to buy starter single family homes, you know, and by starter I mean, small old single-family homes. That's how Americans usually started, you know, in their 20s and 30s. They would buy these homes, some of them, but they would fix up, and then they over time, in their 30s, late 30s and 40s and 50s, they would upgrade, and then at starting the 50s, it would flatten out, and then the 60s, they would start to downgrade, right? That's been a typical thing that's happened in America for 56 5070, years. Well, that is, cannot happen anymore. And it broke in 2022 until 2022 It was a normal cycle beyond 2022 because interest rates almost doubled, and the mortgages almost doubled, but the incomes only increased by 10 to 20% There became this orphaned generation of Americans, roughly 18 million families, that simply cannot afford to buy that starter home, and they are now forever renters. They don't know it. They think that they're going to catch up at some point, but five minutes with an Excel spreadsheet, I could prove it to them that they're not going to catch up.    Neal Bawa  25:35   Maybe one in 100 families would see a very large increase in income, and that would result in them catching up, but for the most part, as a group, these 18 million families, they're forever enters as a group that didn't exist before 2021 right. It's entirely because of this outrageous increase in mortgages, while not seeing a drop in home prices, that led to this, and so those orphan families, they actually earn pretty well, so these are families that make 70, 80, $90,000 in mid markets. They make over $100,000 if they're living on the coasts or in expensive markets, and they still can't buy that, you know, starter home. And so they don't want to live in apartments. I have lots of apartments, old ones, new ones, and I want these people to live there, but they don't want to live there, and so they've been looking for an option, and that option has been developers like me building communities of 200 300 townhomes or single family homes with a small little yard, and then basically from day one, instead of selling them, renting them out, and then once you're done renting out the whole community with 200 tenants, then you sell that to an apartment company. You know, there's lots of apartment companies in the US that have 100,000 units. Well, they want to buy these because the turnover is lower. So, what happens is most of these town homes and single-family homes for rent. Families come in, and they typically rent for three to five years before they move, whereas in on my apartments I lose 40% of my tenants each year. So, if I have 200 tenants, I lose 80 of them every year, and I have to basically go back, clean up those units, deal with the vacancy. But when I have townhome communities like my Idaho Falls townhome community. I lose a tenant at roughly every four years, and so, as you can imagine, profitability goes up when turnover goes down, right?   Neal Bawa  27:31   Because you don't have that cost of turnover and vacancy, and so eventually those large landlords that are holding 100,000 units figured out, I like this, what Neal Bawa is doing, he's building these 200 townhomes, I want to buy these from him when they're rented. I don't want to build them, I don't want to lease them up, I just want to buy them when they're stabilized. And so BTR became that name for that marketplace where developers would build townhomes and single families, rent them out, and then sell them to institutional, and it was some—   Keith Weinhold  27:56   People think of fabulous institutionalization of the starter home.   Neal Bawa  28:00   And in many ways it is, because what happened is, for a while, these institutional players, like Blackstone and BlackRock, they were like, we are just going to go out and buy 50,000 single-family homes, and that's going to be the institutionalized. Well, that worked really well if you bought in 2008 2009 2010 2011 because you got them bought them at a discount, but when they started buying them in 2015, 16, 17, 18 at ever higher prices, they didn't make any money. So the vast majority of these public funds that were created to buy large amounts of single family have failed if they've purchased anything in the last seven or eight years. If they bought before that, they made huge amounts of money. Family homes are so expensive that basically buying them for rental did not make sense, so these companies have now pivoted to saying we'll only buy communities that have 100 or 200 or 300 of these homes, because then we get the benefits of having centralized leasing, centralized property management, centralized maintenance, and I don't have homes spread all over the metro, they're all in one place, and I can make more profit from that. In theory, that's been good, and you might think that I'm bullish on BTR, but I'm actually today bearish on BTR for one single reason. About seven months ago, Republicans started talking about a bill - I don't know what the name of the bill is, but what this bill does is it forces builds to rent developers like me within seven years of building the property to sell all of the homes in that property to single family tenants, not to Blackstone, not to Blackrock, but to single family tenants. Hasn't passed yet, but it passed the Senate with an 8910 vote, which means that both Democrats and Republicans wanted to vote for this. If it passes the House, and because Donald Trump himself is very heavily opposed to it, he's made it very clear he doesn't like this. He's a developer, obviously. It hasn't passed the House yet, but if it passes the house, that will destroy the build to rent market. No one will ever build build to rent, because the worst possible thing is I build this, and within seven years I have to actually sell it to individual buyers. If I do that, my banks are going to hate me and not give me loans to build BTR anymore. Obviously, there's going to be some grandfathering to the communities that I'm building now, or maybe even build the ones that I'm building in 2027 maybe grandfathered. It usually is, because you know, Congress never does anything retroactively, and they give you a year or two, but if it passes, it's doomsday for BTR. I hope it doesn't happen, but that's the way it's looking, because it's bipartisan. Bipartisan bills are more likely to pass   Keith Weinhold  30:40   Now for the mom and pop investor, the individual investor build to rents have obvious appeal due to your point about the lower turnover, lower maintenance costs on a new build, lower insurance costs often on a new build, and then there's the tenant appeal to a new build as well, but of course there is that investor downside. I think a lot of investors are aware of their thin initial cash flow that they're going to have on build to rent, but you know, Neal, another downside with build to rent, I think a lot of investors don't look at is, hey, just how many of these things are they building? Are they building 500 of them? Do I have some overbuild risk if I buy into this community that could suppress occupancy and rents for a while.   Neal Bawa  31:21   What we've seen is that when Built to Rent started out in 2017-2018 it was its own asset class. It wasn't competing with apartments, it wasn't competing with single family rentals, it was just its own thing. However, in the last two or three years, as more and more apartments flooded the marketplace, we had a glut. It moved away from that. It basically started getting affected, and the rent started falling, just like any other portion of the market. You know, think of it as three portions of market. There's the built to rent, which I described, you know, brand new single family homes, town homes per rent. There's the apartments, both brand new and existing, and there's the single family rentals, right, which there are millions of. What we are seeing now is it's become one market, right? All of them are affecting each other, and the apartments, which have a huge amount of glut, there's a massive amount of new apartments that have come in in the last two years, are really pushing the rents down for single family, they're pushing that rents down for BTR. So, at this point, what I would say to people that have this concern, Keith, is simply look at incoming apartment supply, because if you're in a marketplace, and I'll give you examples of really good markets that are crushed right now. If you're in a market that has a lot of incoming supply, whether you buy a single family rental, a quadplex, a 50 plex that's an apartment, or 100 unit BTR, you're going to suffer for rent growth if you have a lot of incoming supply in 2026 and that is across the board in every market in the US. Huntsville, Alabama is, in my opinion, one of the most interesting markets in the US for 5 year, 10 year growth, right?    Neal Bawa  32:54   If I had to say you don't need a loan, it's just your own cash, no investors, where would you put money in? It would be at the top of my list, not at the very top. Idaho Falls is definitely the number one market in the US in my list, but Huntsville is up there. But right now, do you know what rent growth in Huntsville is? Minus 2% negative 2% Why? Because there's 6000 units coming into a market that's, you know, 1/5 or 1/10 the size of Phoenix, right. It's 1/10 the size of Dallas, but it has half the units of Dallas or Phoenix coming in, and so rent growth is negative there. So, what I would say is today absolutely everyone that is an investor should understand that we live in the magic world of AI, and you should be talking with Chat GPT about incoming supply for any market that you're interested in, and using that to make your decisions, because all of these markets merged, BTR, new apartments, old apartments, single family, everything has emerged in the last 24 months, where they're all affecting each other, and if there's too much supply of any one kind, it's affecting all of the other markets, and that's the message that I have. And none of this is like you have to go buy a $25,000 software like Costar today. Chat GPT is your costar.   Keith Weinhold  34:11   You're listening to Get Rich Education. We're talking with the mad scientist of multifamily, Neal Bawa, where we come back, including what he thinks about recovery for the beleaguered multifamily market. I'm your host, Keith Weinhold. 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What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed, but with a track record of consistent on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family 268 66 That's Family 266 866    Speaker 1  36:00   This is the star of the A E Show, The Real Estate Commission. Todd Rollette. Listen to Get Rich Education with my friend Keith Weinhold, and don't quit your daydream.   Keith Weinhold  36:20   Welcome back to Get Rised Education. We're talking with Neal Bawa, a really sharp multifamily syndicator who's also highly data driven. And Neal, tell us more about the beleaguered multifamily market that had those aforementioned problems really cropping up in 2022 and we had a lot of supply and spiking rates. What does it look like for the path to recovery for the US multifamily market?   Neal Bawa  36:45   Luckily, demand is strong, and even though occupancies have dropped, typically the multifamily market, the large multifamily market in the US, tends to be between 95 and 96% occupied. Okay, and right now we're on 93% so that all that incoming supply means that about 7% of our apartments in the US are empty at the moment, we're trying to fill them, and we are seeing that occupancy drop, not across just new apartments that are leasing up, but also drop in class B and class C. We've also seen a huge increase in concessions, so I studied this quite obsessively, and I can tell you that 2026 in some markets is the recovery year, but not across the board in the United States, and the reason for that is sentiment. Once renters get used to huge amounts of concessions, it's like a drug, it takes a little while before you wean those renters off of those drugs, and so there's that hit right now. Every renter program,   Keith Weinhold  37:44   Everyone wants their freebie for good.    Neal Bawa  37:46   Yeah, exactly. It's like, hey, what, you're not giving me two months free? Hey, what, you're not even offering me one month free? It takes a while for that expectation to happen, because there's such a huge amount of concessions in the US. So, to me, there are a few markets, usually the smaller markets or very fast growing markets, where there's a recovery in 2026 but otherwise 2027 The first half of 2027 is recovery. The second half of 2027 is fast rent growth in a lot of markets. Why? Because remember, interest rates have been high since 2023 A lot of projects were started in 2022 went into construction in 23 came to market in 25 and 26 Lease ups are happening in 25 and 26 By early mid 27 these are all leased up, right? The second half of 2027 there isn't a lot of delivery in any of these big markets, because to deliver in the second half of 27 you would have started construction in that second half of 2025 and I counted those permits market by market. There's just not a lot, because by that time everyone knew that projects were not getting funded, everyone knew that interest rates were high, so there wasn't a lot of supply of new starts in the apartment market in the second half of 25 so there's not going to be a lot of delivery in the second half of 27 and all of the existing stuff would have been leased by then. So 2026 is one of those years where we could still see more concessions in the second half of 2026 I still see rent growth for apartments to be flat. You mentioned single family might be a little bit higher. It tends to be a little bit higher than apartments in terms of rent growth, but I think flat rent growth for 2026 is what I'm projecting. I'm projecting small rent growth in the first half of 2027 for most markets, and then I'm projecting robust rent growth, call it 3% or greater on an annualized basis, in the second half of 2027 and I'm projecting that most markets in the US that are not seeing a population drop, so count out places like Detroit are going to see a very aggressive rent growth, four or 5% rent growth, that's aggressive in our world, in 2028 28 and 29 are shaping up to be. Supply deficit years, years where supply is well under demand.   Keith Weinhold  40:05   It's pretty easy to project completions when you just go ahead and look at starts, and really, what you're counting is the story of absorption.   Neal Bawa  40:14   Yep, and what's nice about apartments is you can actually build a single family home in about nine months, right, but you can't build apartments in less than 24 months. There's just so much permitting issues, there's so many delivery issues, fire code issues, and so we have a crystal ball on the multifamily side that we are now getting better at using. I don't think the industry was very good at this in 2022 but now we're really all obsessed with how many permits does my metro have, and how many permits does my state, and how many permits does the US have? And everyone that I know in the industry that's data driven knows that there's a massive glut now, maybe a little bit of a glutton that remaining portion of 2026 equilibrium in 27 and a huge, huge supply deficit in 28 and 29 So everything that I'm doing is based on this, and this crystal ball actually works because of that two year gap between shovels in the ground and delivery,   Keith Weinhold  41:10   and it sounds like you've recommended Chat GPT as a go-to source for investors to look into these things, that happens to be my favorite one as well, and you are well, maybe it's a bit too much to say, but it almost feels like to me pioneering with the way that you use AI. In fact, I know before our show today you were running some other things in the background that made me wonder, hey, am I talking to the real Neil or the clone Neil? I know I've got the real Neil here, but why don't you tell us about how you're using AI to make data-driven decisions in real estate?   Neal Bawa  41:40   Sure, so the first thing is that we've completed our journey with the low hanging fruit of AI. Every single person in our company is fully trained on how to use Chat GPT. Most of our research-related processes are automated. For example, 100% of our investor updates are now written by Chat GPT. What we do is we go into our property manager meetings on Mondays or Tuesdays sit down with them, beat them up, and the transcript is then taken by our team in the Philippines. They take that transcript and put it into a pre-trained Chat GPT string, it's called a custom GPT, and the string took a while to train, but now that it's trained, all it needs is a transcript. We just copy paste it in, we don't give it any instructions, and it outputs a really wonderful investor update, right. And so our updates for our investors are 99% written by AI. Of course, we'll go in and add our comments at the end of the process. So we've automated investor updates, rent comps, so you know if we are underwriting a new property today, what we do is we simply go into a Google file and copy paste the address and hit enter roughly once a minute. A software, which is written by AI - we're not coders, but the software knows how to write code - it checks the file, if it sees a new address, it goes in there, grabs the address, and then it basically goes to apartments.com rent.com realtor.com and all of these places, and checks the rents for this particular property in two mile radius. It eliminates all the ones that don't match, like you don't want to match the rents of a 1970 or 80s built property with a brand new 25 built property. Those are not comps, it's not comparable. So it basically is very careful, it keeps a radius range of two miles, and also basically is a property of the same kind, you know, like it never matches up a three story property with a 10 story property. Those don't match, one of them obviously is more of a central business district or downtown sort of thing, and so it basically grabs all of those rent comps and then puts them into a file and posts in a Slack channel. Usually it takes it about 1213 minutes to do that, and so whoever put that address in about 12 minutes later goes into the Slack channel and says, "Hmm, these are all my rent comps, right? And boom, now you're basically, you have all these ready rent comps. So, what we've done is, we've automated a significant portion of what we are doing with both our property managers and inside the company with acquisitions and things like that, we're also scraping massive amounts of data from the Bureau of Labor Statistics website, which we just couldn't deal with that data before, and building very beautiful, very interactive dashboards. We don't use Chat GPT for that. We find for dashboarding a tool called Claude, which is by a company called Anthropic, is much better, so we have currently over 150 interactive dashboards that Claude has created that update in real time and give us access to data. If anything, I find that we are in this incredible time where decision making has become much easier, as long as you spend time with these tools. So, in our company we have an absolute mandate that no one has broken for the last year. One year per day, people must program, and by programming we mean issuing common language instructions to tools and build dashboards and build software that automates our work. Have we laid off anyone because of this? I mean that. Be the next obvious question. The answer is no, because it's made it easier for us to serve a much larger audience, so it's easier to grow your company. We just are not hiring anyone, and we haven't hired anybody for the last 18 months, so we have a hiring freeze, but at the same time all of our people are employed because they're they're now much more valuable. So everyone in our company is now a programmer, and even though that sounds weird, it's completely true.   Neal Bawa  45:24   Every single person in our company writes code, and they write code by talking with Cloud Code or talking with Chat GPT, and then Chat GPT, of course, does the actual code writing, but people have become very, very good at answering questions and saying, "I want a dashboard like this, turn these radio buttons into drop boxes, and give me the last month, and last three months, and last 12 months, and do this, and do that, and connect this, and I also want to host this on a server, but I want to make sure that only I can see it. I need a password added. Imagine 1000 of these conversations happening in our company every day. Yeah, that's interesting. And what you just described   Keith Weinhold  46:00   there at Gro Capitas is somewhat of a microcosm for what's happening in the broader economy, where we've been in this low high or low fire environment for quite a while. Well, Neal, as we're winding down here, we recently had a new Fed chair come in. It seems incomprehensible to me that there could possibly be any rate cuts. I don't know how we could responsibly make a rate cut with all these inflationary layers. We had the pandemic, and then terrorists, and then the Iran war, and the energy shocks, and all these bottled up supply chains. What are your thoughts with regard to the Fed?   Neal Bawa  46:29   I still think that we'll get one rate cut, and that rate cut will be based on political pressure. So, for the first time ever, I have seen the Fed break into factions, so if you look at the latest Fed meeting, which happened, you know, there was dissent, there were two clear factions, so the Fed is becoming less data driven and more faction driven, and I think that one of the factions, which obviously wants rate cuts to go down, is going to triumph at some point later in the year, but until we get past the incredible increase in inflation because of the Iran war, I don't think that faction is going to win. Right, there's three or four people in that faction, that's not enough votes to get past the others. So I'm predicting no rate cuts until Q4 of this year. If the Fed was entirely logical, there should still not be a rate card in Q4, but I think it'll happen because there's political pressure.   Keith Weinhold  47:25   The preservation of independence is key. Neil Bhawa, this has been great, and a lot of people learn from you. You're a brilliant educator, as well as what you're doing in the multifamily space, and a lot of other places. So, if someone wants to connect with you, learn more about what you do. What's the best way for them to do that?   Neal Bawa  47:43   So we built a website called Multi Family University. It's completely free. There is no subscription. There's no upsell. We do not have an educational product, but what we do is each year we have 8-12 webinars that we create with their extraordinarily good looking thanks to the use of AI. Yay, and we share them with an audience, and usually between 5000 and 1000 people attend our webinars each year, of which roughly 1% become investors with us. The rest, the remaining 99% just continue to get free access to data, and we cover every imaginable real estate topic: Single family, multifamily, industrial hotels, self storage, Airbnb, and even controversial topics outside of real estate, like climate change or impact of climate change and impact of AI. So you know, multifamily university is the best place you can go to, multifamily you.com/club It's a free club, and it's free forever.   Keith Weinhold  48:42   Neal, it's been valuable to our audience. Thanks so much for coming back out of the show.   Neal Bawa  48:46   Thanks for having me.   Keith Weinhold  48:53   Oh, a terrific, wide-ranging chat with Neal. There, yes, this interesting 2022 divergence between single family and multifamily, the slowing birth rate, and how that won't really catch up with real estate in a big way for perhaps 20 plus more years. How single family rentals beat multifamily on the basis of tenant retention, and a lot more that we covered there, and he's got a good data driven timeline for apartments being back in favor by 2027 and 2028 After the interview, Neil and I chatted some more off Mike, and he would like to come back on the show next year. We're probably going to have him, because we have a lot more to talk about at that time. We can see if the multifamily market is really healing. Also, did you pick up on this? I wonder why, for his own home he would get a 15 year mortgage at 1.75% interest, so I'll have to ask him about that. That's surely a fantastic interest rate, but a 15 year loan rather than a 30 year that maybe he could have gotten at two and a half percent at the time. Well, 15 year probably. Is not the best use of capital, because it increases your equity position rapidly. When instead, those dollars could have been out in the market earning an actual return somewhere else. But he's a smart guy, he must have an answer. We can talk about that at that time. We've got a lot of terrific shows coming up here on the GRE podcast, specific learning episodes, where it's just me teaching you, as well as new guests and returning guests too. Until next week, I'm your host, Keith Weinhold. Don't quit your daydream.   Speaker 2  50:35   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Speaker 2  51:03   The preceding program was brought to you by Your Home for Wealth Building, getricheducation.com.  

    Exit Strategies Radio Show
    EP 246: The Hidden Cost of Homeownership: Beyond the Mortgage | Colton Pace

    Exit Strategies Radio Show

    Play Episode Listen Later Jun 8, 2026 27:21


    Your mortgage isn't the only housing cost that can quietly drain your wealth.Many homeowners spend years focusing on interest rates and monthly payments while overlooking one of the biggest long-term expenses attached to homeownership: property taxes. The reality is that failing to manage these costs could mean leaving hundreds—or even thousands—of dollars on the table every year.This week, Corwyn J. Melette sits down with Colton Pace, Co-Founder and CEO of Ownwell, a technology platform helping homeowners better understand property taxes, reduce unnecessary expenses, and make smarter long-term financial decisions.Drawing from his experience managing real estate assets for ultra-high-net-worth families, Colton explains why wealthy property owners actively monitor their housing costs while many everyday homeowners unknowingly overpay. He shares practical strategies that can help homeowners protect affordability, preserve equity, and treat their homes like the valuable financial assets they truly are.If you're a homeowner, aspiring homeowner, investor, or someone focused on building generational wealth, this conversation offers valuable insights into protecting your financial future.Key Takeaways:2:56 – Why wealthy property owners manage costs differently.5:25 – How property tax appeals can save homeowners money.7:30 – The hidden affordability impact of property taxes.10:00 – Why your property assessment may be inaccurate.12:30 – The reason most homeowners never appeal.15:00 – Smart ways to reduce ownership costs.17:30 – Treating your home like a financial asset.20:00 – The property tax mistake many buyers miss.21:19 – Protecting family wealth through homeownership.Legacy Takeaway:"Managing your property taxes and all the other expenses associated with your home... can keep you in the home longer." -ColtonConnect with Colton PaceWebsite: https://www.ownwell.com/LinkedIn: https://www.linkedin.com/in/coltonpaceConnect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.

    Crush the Rush
    625 - Passive Income Isn't Set It and Forget It. The Real Story Behind Our Biggest Rebrand This Year

    Crush the Rush

    Play Episode Listen Later Jun 8, 2026 25:08


    What happens when a strategy that worked for years suddenly stops working?In this behind-the-scenes episode, Holly shares the real story behind launching The Anti-Social Shift, a brand-new private podcast designed to help entrepreneurs build a business that grows without relying on social media 24/7.In today's episode, I share:02:08 – Building a business that works even when you're completely offline03:50 – The truth about passive income and why evergreen strategies require active leadership05:18 – The story behind Ditch the Social Drama and how it became the original Anti-Social School funnel07:22 – How changing markets, AI, and consumer behavior revealed the need for a major update09:15 – Lessons learned from rebuilding Anti-Social School and aligning the front end with the back end13:58 – The surprising business data: where leads and sales actually come from14:42 – The quarterly "Behind-the-Scenes Drop" and why ongoing updates matter16:25 – How to know when your lead magnets, funnels, and evergreen content need a refresh17:45 – Why successful entrepreneurs adapt faster instead of waiting for the perfect solution18:45 – Treating your business like a living asset that requires regular maintenance19:55 – Sprint seasons, audit seasons, and creating systems that compound over time20:20 – The monthly marketing audit process Holly uses to improve funnels, SEO, and conversions21:45 – Final takeaways: evergreen content evolves, offers should grow with your audience, and passive income starts with intentional systems

    Achiever's Podcast
    Your Workweek Is Sets and Reps (Stop Treating It Like a Marathon)

    Achiever's Podcast

    Play Episode Listen Later Jun 8, 2026 10:11


    Welcome to the The Achievers Podcast. I'm your host, Amber Deibert, Performance Coach. I help enterprise sellers unlock their full potential by aligning their work with how they workout and cleaning up mindset trash, so they can sell more, stress less, and take back control of their time and success.   You plow through your workday, take a two-second break that is really just checking the doctor's office voicemail, and wonder why you have nothing left for your family by 6 pm. You assume more grit will fix it. In this episode, I unpack why intentional rest is the missing ingredient for high performers, how the stress cycle either raises your capacity or crashes your baseline, and why nature, menstrual cycles, and your favorite workout all point to the same truth: contrast is what makes sustained performance possible.  

    ThimbleberryU
    Beyond the Paycheck: Building Wealth When You're Already Comfortable

    ThimbleberryU

    Play Episode Listen Later Jun 8, 2026 18:26


    In this episode, we talk about what it means to move beyond simply earning a strong paycheck and start building wealth with real intention, especially for people in tech who are in the middle or later stages of their careers. We start with the idea that success can remove urgency. Early on, financial decisions feel obvious because everything is new and growing. Later, income is steady, accounts are already set up, and the basic systems are running. On the surface, everything looks fine. But that can create a quiet risk because passive financial habits keep shaping the future without anyone stopping to ask where it is all leading. We focus on the importance of clarity. Saving a large amount each year can look impressive, but that does not automatically mean the long term outcome matches someone's goals. Rising spending, overreliance on employer stock, or disconnected decisions across accounts can slowly push someone off course. The key is not that anything is broken. The issue is that many people have never paused to see the full picture. Once they do, they can compare where they are headed with where they actually want to go. We also spend time on equity compensation, which can become one of the largest opportunities and one of the largest risks in a financial life. We make the case that equity comp should be treated as real money when it is close enough to affect cash flow. Without a plan, it can get handled like a windfall, spent too casually, or allowed to build into a dangerously concentrated position. A simple plan such as selling shares on a schedule, reviewing vesting decisions regularly, and coordinating with taxes can turn that uncertainty into something durable. Another big theme is defining what enough means. We explain that the right starting point is not a target net worth pulled from a headline or a commercial. It starts with lifestyle. We need real numbers for what life costs today, what expenses are fixed, what is flexible, and what actually adds value. From there, the idea of enough becomes personal and measurable. That clarity can replace pressure, comparison, and vague anxiety with perspective. We close by bringing it back to purpose. Intentional wealth building does not mean adding more complexity. It means making sure income has a role, equity compensation has a plan, risk is understood, and there is a regular rhythm for checking in. The goal is to move from something that is working okay to something that is working on purpose. (00:00) Intro (00:08) Why success can remove urgency (01:18) How passive money habits shape outcomes (04:23) What gets missed when nothing feels urgent (05:17) Example of concentrated company stock risk (07:09) Treating equity compensation as real money (09:53) How to know if you are actually on track (12:00) The pressure of comparison and feeling behind (14:21) Where to focus when you do not have time (16:20) What intentional wealth building actually looks like (17:36) How to contact Thimbleberry Financial To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

    The PedsDocTalk Podcast
    The Follow-Up: Identifying and Treating Eczema

    The PedsDocTalk Podcast

    Play Episode Listen Later Jun 8, 2026 15:38


    Eczema is common, frustrating, and often misunderstood. In this episode, we break down what eczema actually looks like at different ages, how specialists determine severity, and why treatment should always start with strengthening the skin barrier. We discuss: • How to recognize eczema, including how it differs in infants vs older children • How doctors determine mild, moderate, and severe eczema • When allergy testing is appropriate — and when it is not • Why blanket food panels can cause more harm than good • The risk of false positives and unnecessary elimination diets • How to build an eczema action plan • First-line skincare strategies that actually work • The role of moisturizers, emollients, and when prescription treatments are needed Want more? Listen to the full, ⁠original episode⁠. Our podcasts are also now on YouTube. If you prefer a video podcast with closed captioning, check us out there and⁠ ⁠subscribe to PedsDocTalk⁠⁠. Get trusted pediatric advice, relatable parenting insights, and evidence-based tips delivered straight to your inbox—join thousands of parents who rely on the PDT newsletter to stay informed, supported, and confident.⁠ ⁠⁠⁠⁠Join the newsletter⁠⁠⁠⁠⁠! And don't forget to follow⁠ ⁠⁠⁠⁠@pedsdoctalkpodcast⁠⁠⁠⁠⁠ on Instagram—our new space just for parents looking for real talk and real support. We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on the⁠ ⁠PedsDocTalk Podcast Sponsorships⁠⁠ page of the website.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Develop Yourself
    How a Recent Grad Got Hired in a Brutal Tech Market

    Develop Yourself

    Play Episode Listen Later Jun 8, 2026 30:35


    Connect with Salil here: https://www.linkedin.com/in/salil-monga/If you're trying to make the jump into AI engineering, join Parsity: https://parsity.io/ai-devSalil Monga had a 4.0 GPA, applied to over 1,000 jobs, and landed three interviews. Not one of the jobs he actually got came from those applications.I sat down with Salil, now CTO of Cupe Connect, to dig into how you actually get hired in a difficult market: warm connections over cold applications, fundamentals over chasing the "golden stack," and why he walked into an interview thinking JavaScript was Java and still walked out with the offer.What we get into:- The 1,000-applications, 3-interviews reality, and why the applications were the wrong game to begin with- How every job he landed came from a professor or a peer, not a job board- Getting emotionally wrecked by applications, and the strategic mindset that fixes it- Using AI to actually learn instead of copy-pasting answers, and how he taught students to do the same- Why there's no golden stack, and how he shipped an iOS app having never built one before- Why fundamentals and problem-solving beat the framework of the month- How LeetCode quietly came back as a hiring filter, and how to treat it like one instead of hating it- Treating interviews as a game of chance you can tilt in your favor with rapport- Cube Connect: his no-algorithm, 50-meter-radius iOS app built to get people talking in real life againSalil is one of the more generous guests I've had on. He literally offered to review resumes and talk shop with anyone who reaches out, so go take him up on it.

    Becker’s Healthcare Podcast
    Understanding and Treating Dental Fear with Kelly Daly, PhD

    Becker’s Healthcare Podcast

    Play Episode Listen Later Jun 7, 2026 17:04 Transcription Available


    In this episode, Kelly Daly, PhD, Clinical Psychologist and Expert on Dental Fear, discusses how dental anxiety impacts patients and providers, common misconceptions about anxious patients, and groundbreaking research using digital tools and telehealth to make evidence-based treatment more accessible

    A Smaller Life
    #115 - Stop Treating Your Website Like Your Magnum Opus

    A Smaller Life

    Play Episode Listen Later Jun 6, 2026 24:14 Transcription Available


    Send us Fan MailWe talk about how high standards and perfectionism can freeze momentum, especially when you are building something big like a new website. We share a practical way to choose a deadline, define a baseline, and ship a first version that helps people find you and pay you. • why big ideas turn into start stop progress • how Parkinson's law makes long deadlines drag • choosing a baseline so version one can go live • simple website essentials for artists, makers and shop owners • taking tiny daily steps to build momentum • when paying for better tools or help saves time Let me know if you need some help around this. You find all the information on paternshift.fm. Share this podcast with someone you know that you think could benefit from some insights.Support the show☆ other ways to SUPPORT THE SHOW ☆If you appreciate the free content and the work we put into this podcast, consider showing your support in a way that feels right to you. This could be by sharing episodes with friends, signing up for our newsletter, or making a small monthly contribution by clicking the Support the Show link. Your support keeps the podcast going and aligns with the values we share. Thank you for being a part of this movement!☞ GET MAIL ☜☆ SIGN UP HERE! ☆☞ FIND OTHER BUSINESS OWNERS IN OUR COMMUNITY SPACE ☜☆JOIN THE CONVERSATION☆Have a question? Want to offer your opinion? Do you have an idea for a guest or topic? info@ja-wol.com or leave me a voice message!

    Mental Illness Happy Hour
    #803 Treating Predators & Infidelity - Dr. Monique Thompson

    Mental Illness Happy Hour

    Play Episode Listen Later Jun 5, 2026 104:04


    Dr. Monique Thompson is a Licensed Professional Counselor (LPC) who helps couples heal from infidelity. She also has significant experience with treating predatory sexual behavior. She offers her insights on how people can heal from both issues and specifically offers resources for couples and individuals who have cheated and have been cheated on. More About Dr Monique Thompsonhttps://doctormoniquethompson.com/Best-Selling Author: Infidelity Recovery Workbook for Couples: Tools and Exercises to Rebuild Your RelationshipThis episode is sponsored Quince. Go to www.Quince.com/mental for free shipping on your order and 365-day returns. Now available in Canada, too.This episode is sponsored by Alma. Search their directory of over 20,000 therapists with different specialities, life experiences, and identities, and 99% of them take insurance. Go to www.HelloAlma.com/happyhourThis episode is sponsored by Timeline. Timeline's clinically proven formula is now available at a new, lower price . Mitopure now starts at $99, with the exact same science and formula and listeners can still get 20% off when they go to www.timeline.com/MENTALThis episode is sponsored by The Jordan Harbinger Show. Learn more about the world, improve your critical thinking skills and be entertained! Listen or subscribe here: jordanharbinger.com/subscribe Apple Podcasts: jordanharbinger.com/itunesSpotify: jordanharbinger.com/spotifyHere are the two episodes Paul recommended.https://podcasts.apple.com/us/podcast/1280-cory-doctorow-why-everything-got-worse-and-what/id1344999619?i=1000747830030Andhttps://podcasts.apple.com/us/podcast/1238-ken-burns-what-if-the-american-revolution-isnt-over/id1344999619?i=1000736232557If you're interested in seeing or buying the furniture that Paul designs and makes follow his IG @ShapedFurniture or visit the website www.shapedfurniture.comWAYS TO HELP THE MIHH PODCASTSubscribe via Apple Podcasts (or whatever player you use). It costs nothing. It's extremely helpful to have your subscription set to download all episodes automatically. https://itunes.apple.com/us/podcast/mental-illness-happy-hour/id427377900?mt=2Spread the word via social media. It costs nothing.Our website is www.mentalpod.com our FB is www.Facebook.com/mentalpod and our Twitter and Instagram are both @Mentalpod Become a much-needed Patreon monthly-donor (with occasional rewards) for as little as $1/month at www.Patreon.com/mentalpod Become a one-time or monthly donor via PayPal at https://mentalpod.com/donateYou can also donate via Zelle (make payment to mentalpod@gmail.com) To donate via Venmo make payment to @Mentalpod See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    The Weekly Wealth Podcast
    EP: 266 Your Financial Advice is Probably Wrong

    The Weekly Wealth Podcast

    Play Episode Listen Later Jun 5, 2026 24:21 Transcription Available


    Someone in your life is giving you financial advice right now. They're confident. They say it like it's gospel. And they might be completely wrong.Not because they're bad people — but because they're handing you a prescription without doing the diagnosis. And in financial planning, that's how people end up behind where they should be.In this episode, CFP® David Chudyk dismantles four of the most repeated pieces of financial advice in America — the kind you've heard so many times you stopped questioning them. The kind that sounds responsible, feels virtuous, and breaks down the moment someone runs the actual numbers on your situation.This isn't a contrarian rant for its own sake. It's a masterclass in why the difference between generic advice and a real financial partner might be the most important financial decision you ever make.What You'll Learn in This EpisodeWhy "pay off all your debt before you invest" can be the most expensive advice you ever followThe brutal math behind waiting for the market to "calm down" — and what it actually costs youThe truth about homeownership as an investment (spoiler: the numbers aren't what you think)Why "always max your 401(k) first" is right for some people and dead wrong for others — especially business ownersThe three-bucket framework that separates strict financial rules from flexible ranges from personal preferences — and why mixing them up is where real financial damage happensThe Four Myths — Broken DownMyth #1: "Pay Off All Your Debt Before You Invest"This one sounds disciplined. It feels responsible. And it can cost you a fortune. If your employer offers a 100% 401(k) match and you're skipping it to pay down a 4.9% car loan, you just turned down a guaranteed 100% return to avoid a 4.9% interest rate. The math doesn't care how debt makes you feel. There's a real difference between high-interest consumer debt (pay it down aggressively) and low-interest, tax-advantaged debt (the calculus is very different). A real financial partner helps you know which is which.Myth #2: "I'll Start Investing When Things Calm Down"Here's the uncomfortable truth: things don't calm down. They never have. The dot-com crash, 9/11, 2008, a global pandemic, 40-year inflation highs — there has always been a reason to wait. Meanwhile, missing just the ten best trading days in a decade can cut your returns in half. And the best days almost always come right after the worst ones. Waiting for calm isn't strategy. It's fear wearing a suit.Myth #3: "Your Home Is Your Best Investment"Homeownership builds equity, provides stability, and for many people is an excellent financial decision. But "best investment"? The national average home appreciation rate over the last century is roughly 1% above inflation annually. The stock market has returned about 7% above inflation over the same period. And most people forget to subtract property taxes, insurance, maintenance (1–2% of home value per year), mortgage interest, closing costs, and commissions. Your house is a valuable asset. It is not a substitute for a portfolio.Myth #4: "Always Max Your 401(k) First"Employer match? Take every dollar of it — that's a strict rule, full stop. Beyond the match, though, this gets complicated fast. Traditional vs. Roth decisions depend on your current and expected future tax bracket. Business owners may have access to SEP-IRAs, Solo 401(k)s, or defined benefit plans that dwarf standard contribution limits. And locking every available dollar into a retirement account while running a business that needs capital can leave you technically wealthy and practically cash-poor. "Max it first" is often right. It's not always right.The Framework That Changes EverythingHere's what David explains that most financial conversations never get to: not every financial question has the same type of answer.Strict rules: Get your employer match. Pay down high-interest consumer debt aggressively. Maintain liquidity before locking money away. These aren't preferences — they're math.Ranges of acceptable action: How to sequence your accounts. Roth vs. traditional. How much house makes sense. The best answer within the range depends entirely on your specific situation.Personal preferences: Your emotional relationship with debt. How much market volatility you can handle without making a bad decision. How important liquidity feels to you. These are legitimate inputs to a real financial plan — not weaknesses, data.Treating preferences like rules, or ignoring real rules because they're uncomfortable — that's where the damage happens. A real financial partner helps you sort the buckets and make decisions that actually fit your life.Quotable Moments from This Episode"They're handing you a prescription without doing the diagnosis. And in financial planning, that's how people end up broke.""Missing just the ten best trading days in a decade can cut your returns in half — and the best days almost always come right after the worst days.""Your house is a valuable asset. It is not a substitute for a portfolio.""There are strict rules, there are ranges of acceptable actions, and there are personal preferences. Mixing them up — that's where the damage happens.""How we handle our money should positively impact our lives and the lives around us. Not just optimize for a spreadsheet."Who This Episode Is ForThis episode is essential listening if you are:A business owner who has been running on financial autopilotA high earner who suspects they might be leaving money on the tableSomeone who has been following "common sense" financial rules without ever stress-testing themAnyone who has said "I'll start investing when things settle down" — in any year, everA homeowner who considers their house their primary retirement strategyWork With DavidFree Vision Call — If you're a business owner or high earner who wants a real conversation about whether your financial plan actually fits your life, David offers a complimentary 20-minute strategy call. No pitch. No pressure. Just clarity.weeklywealthpodcast.com/visionFree Sellability Score — If you own a business and haven't seriously evaluated what it's worth or what it would take to sell it someday, this free 15-minute assessment will show you exactly where you stand — and what's costing you value right now.weeklywealthpodcast.com/sellabilityscoreAbout David ChudykDavid Chudyk is a CFP® (Certified Financial Planner), CLTC, and Certified ValueBuilder Advisor with nearly two decades of experience helping business owners and high earners build real, lasting wealth. He is the founder of Parallel Financial, LLC, a fiduciary registered investment advisor, and host of the Weekly Wealth Podcast. David is based in Seneca, SC and works with clients across the Upstate South Carolina region and beyond.His approach is simple: financial planning shouldn't just optimize a spreadsheet. It should positively impact your life — and the lives of the people around you.The Weekly Wealth Podcast is available on Apple Podcasts, Spotify, and wherever you listen to podcasts. If this episode made you question financial advice you've been taking for granted — good. Share it with someone who needs to hear it.

    The Accidental Entrepreneur
    The Secret to Scaling a Land Business Faster Than Competitors

    The Accidental Entrepreneur

    Play Episode Listen Later Jun 5, 2026 67:13


    Discover the unconventional strategies behind building a successful land investment business in this insightful conversation with Abi Asija. From direct mail marketing and owner financing to creating a customer loyalty flywheel, Abi shares the systems, mindset, and relationship-driven approach that helped him scale his business and create long-term success. Learn how focusing on customer experience, rapid response times, continuous improvement, and strategic niche marketing can help entrepreneurs build a sustainable and highly profitable business. Main Topics Abi Asija's journey from corporate IT to land investing and entrepreneurship How to buy and sell raw land in remote desert markets with limited utility Using direct mail and public records to source land deals Building goodwill and increasing customer lifetime value through exceptional service Leveraging referrals, reviews, and relationships to drive business growth The importance of niching down and targeting specific customer avatars Creating systems and processes that support scalability Practical sales strategies, including speed-to-lead, objection handling, and offer creation Hiring principles for building a high-performance team The mindset shift from side hustles to building a real business Continuous improvement as a competitive advantage The role of content marketing, community building, and reputation management Timestamps 00:00 – Introduction and podcast support note 00:30 – Abi Asija's background and transition into land investing 01:29 – Why raw desert land can be a profitable investment 02:28 – Buying tax-delinquent properties and flipping them for profit 03:25 – Using public records and software to streamline acquisitions 04:32 – The economics of direct mail campaigns in land investing 05:19 – Early success stories selling land on eBay and other platforms 06:54 – Understanding buyer motivations and land use cases 07:55 – Land as a long-term investment and speculative asset 09:21 – Challenges of selling raw land and market dynamics 10:07 – Utility companies and rare high-profit land opportunities 11:23 – Building goodwill through owner financing and customer service 12:37 – Growing through referrals and word-of-mouth marketing 14:24 – Over-delivering and strengthening customer relationships 15:08 – Why owner financing creates opportunities for buyers 16:20 – Managing tax risks, foreclosures, and customer retention 17:16 – Treating entrepreneurship as a serious business from day one 18:17 – Building scalable referral and reputation systems 19:36 – Effective upselling strategies and creating multiple offers 20:50 – Why speed-to-lead is critical in sales 22:07 – Scaling operations with offshore support teams 24:26 – Increasing customer lifetime value through systems and offers 26:07 – Continuous improvement and operational excellence 27:55 – Customer-centric lessons from successful business leaders 29:52 – Hiring and developing high-performance teams 32:19 – The power of niche marketing and focused messaging 34:48 – Future plans for scaling and building a lasting legacy 36:03 – The reality of entrepreneurship and hard work 38:22 – Fast response strategies for closing more deals 41:49 – Why relationships outperform cold outreach over time 44:48 – Creating valuable content that attracts ideal customers 55:54 – Solving specific problems through focused content marketing 58:44 – Why niching down is essential for business growth 59:02 – Abi's long-term vision and future goals 60:43 – Balancing growth, scalability, and lifestyle design 62:36 – Community, networking, and lifelong learning 63:40 – How to connect with Abi Asija and access his resources Resources & Links The Land Business by Abi Asija Abi Asija on LinkedIn Honest Wealth Builders YouTube Channel Your Business Website Connect with Abi Asija LinkedIn YouTube Channel Email

    The Plant Path
    Herbal Dosing for Infections: The 4 Biggest Mistakes

    The Plant Path

    Play Episode Listen Later Jun 3, 2026 47:01


    Most herbal dosing strategies fail during acute infections, not because the herbs are wrong, but because the dosage, frequency, and timing are wrong. In this video, Sajah Popham from the School of Evolutionary Herbalism walks you through the four biggest mistakes herbalists make when treating infections, and how to create protocols that lead to better outcomes. Here's what you'll learn: Why herbal dosing for acute infections is different from chronic care The four most common mistakes people make when taking herbs during illness Why low-dose strategies often fail in the treatment of acute infections Suggested dosage and frequency guidelines for acute herbal protocols Why herbs need time and consistency to build up and be effective How to think about various herb classes as part of your treatment protocol The importance of organ-system specificity and tissue state energetics Why herbs don't work the same way antibiotics do, and how to manage client expectations Treating lingering symptoms  Supportive lifestyle practices that improve recovery outcomes Warning signs that indicate it may be time to seek medical attention   If you want to dive even deeper into this kind of information, you might really like our FREE Vitalist Herbalism Mini-course.  Join the waitlist to get the FREE workshop when it starts on June 15, 2026: http://www.evolutionaryherbalism.com/vitalist-herbalism-mini-course/waitlist/   ———————————— CONNECT WITH SAJAH AND WHITNEY ———————————— To get free in depth mini-courses and videos, visit our blog at:  http://www.evolutionaryherbalism.com   Get daily inspiration and plant wisdom on our Facebook and Instagram channels: http://www.facebook.com/EvolutionaryHerbalism https://www.instagram.com/evolutionary_herbalism/   Be sure to subscribe to our YouTube Channel: https://www.youtube.com/channel/UCyP63opAmcpIAQg1M9ShNSQ   Get a free 5-week course when you buy a copy of the book, Evolutionary Herbalism: https://www.evolutionaryherbalism.com/evolutionary-herbalism-book/   Shop our herbal products:  https://naturasophiaspagyrics.com/   ———————————— ABOUT THE PLANT PATH ———————————— The Plant Path is a window into the world of herbal medicine. With perspectives gleaned from traditional Western herbalism, Ayurveda, Chinese Medicine, Alchemy, Medical Astrology, and traditional cultures from around the world, The Plant Path provides unique insights, skills and strategies for the practice of true holistic herbalism. From clinical to spiritual perspectives, we don't just focus on what herbs are "good for," but rather who they are as intelligent beings, and how we can work with them to heal us physically and consciously evolve.   ———————————— ABOUT SAJAH ———————————— Sajah Popham is the author of Evolutionary Herbalism and the founder of the School of Evolutionary Herbalism, where he trains herbalists in a holistic system of plant medicine that encompasses clinical Western herbalism, medical astrology, Ayurveda, and spagyric alchemy. His mission is to develop a comprehensive approach that balances the science and spirituality of plant medicine, focusing on using plants to heal and rejuvenate the body, clarify the mind, open the heart, and support the development of the soul. This is only achieved through understanding and working with the chemical, energetic, and spiritual properties of the plants. His teachings embody a heartfelt respect, honor and reverence for the vast intelligence of plants in a way that empowers us to look deeper into the nature of our medicines and ourselves. He lives on a homestead in the foothills of Mt. Baker Washington with his wife Whitney where he teaches, consults clients, and prepares spagyric herbal medicines.    ———————————— WANT TO FEATURE US ON YOUR PODCAST? ———————————— If you'd like to interview Sajah or Whitney to be on your podcast, click here to fill out an interview request form. If Whitney is facilitating an interview:   ———————————— ABOUT WHITNEY ———————————— Whitney Popham is an herbal practitioner and the co-founder of The School of Evolutionary Herbalism and Organic Unity. Her calling to plant medicine began from a deep passion for activism and a vision for creating healing and positive change in the world. She has devoted her life to that vision by being a humble vessel for the plants to touch people's lives and bring more healing and beauty into the world.   Through her own health challenges and struggles, she experienced the profound healing gifts of plant medicines and then committed her life to helping others reach vibrant levels of health. She specializes in digestive health in her clinical practice through working with herbal medicine, nutrition and lifestyle coaching. Her true gift is in listening to the plants through intuition and vision, which she uses to help her clients with healing on the emotional, psychological, spiritual, as well as physical levels of health.  

    A Tale of Two Hygienists Podcast
    541 Implant Instrumentation: Preserving the Implant While Treating the Patient — From Single Implants to Full-Arch Fixed Prostheses

    A Tale of Two Hygienists Podcast

    Play Episode Listen Later Jun 3, 2026 34:26


    In this episode of A Tale of Two Hygienists, Jessica and Dave sit down with implant maintenance expert Alison Stahl to unpack the hidden risks surrounding dental implants — and why successful implant therapy requires far more than simply placing the implant.   Alison explains why implants remain vulnerable to periodontal and systemic disease, why water flossers are essential for long-term implant health, and how palpation and 3D radiographs can dramatically improve diagnosis and treatment outcomes. She also reveals why stainless steel instruments may be damaging implants without clinicians realizing it and shares the essential protocols every hygienist should know when treating implant patients.   From single implants to full-arch fixed prostheses, this conversation challenges outdated approaches to implant care and highlights what modern clinicians need to protect both the implant and the patient.   Guest: Alison Stahl alisonstahl@precisionperi-implantacademy.com   What We Discuss:   Why implants are still susceptible to periodontal and systemic disease   Why water flossers are critical for implant maintenance   The importance of palpation and 3D radiographs in implant assessment   How stainless steel instruments can damage implant surfaces   Essential implant maintenance protocols for clinicians   Treatment considerations for single implants and full-arch prostheses   Resources & Links: Website: https://precisionperi-implantacademy.com/   If you enjoyed this episode, subscribe to A Tale of Two Hygienists, leave a review, and share this episode with your colleagues and clinical team.

    Bob & Sheri
    Stray Peacock (Airdate 6/2/2026)

    Bob & Sheri

    Play Episode Listen Later Jun 2, 2026 79:44


    The Blessing Bike. Treating the Roids’ with Sugar. Morons in the News.   The National Spelling Bee. The Royal Undoing. Everyone Needs a Laugh.   Talkback Callers. Killer Robots. Can You Believe This?   From the Vault. Talkback Callers.