Podcasts about NII

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Twenty years after medical school, I went back to Kansas City with Renee and our boys. Walking through the place where it all began brought back memories of my father driving me there from New Jersey, the first time I was rejected from medical school, and the life I could never have planned...In this episode, I'm sharing things I wish I could tell the student I was back then.You'll hear:→ Why getting rejected from medical school the first time affected my confidence even after I got in→ What my father's support on that drive to Kansas City means to me now that he has severe dementia→ How Renee and I met, became friends, and eventually built a life together→ Why I wish I had learned to speak up sooner instead of trying to please everyone→ Why becoming a doctor gives you options, and why you should keep hold of the keys to your own careerIf you're a pre-medical student, a medical student, or the first doctor in your family, I hope this reminds you that one setback does not decide where your life goes.Find us on YouTube: www.youtube.com/@docsoutsidetheboxpodcastFREE DOWNLOAD: First-Gen Doctor Blueprint — Everything we wish someone had told us about finances, career planning, and building a life in medicine: https://darkos.lpages.co/first-gen-physicians/Have a question for us?Send us a Voice Message: https://www.speakpipe.com/docsoutsidetheboxText us: 833-230-2860DM us on Instagram: @docsoutsidetheboxEmail: team@drniidarko.comWhat's one thing you wish someone had told you before medical school? Text us. We read every message.ABOUT DOCS OUTSIDE THE BOX:Dr. Nii is a General Surgeon. Dr. Renee is an OB/GYN. We are first-generation Ghanaian and Haitian physicians who paid off $662,000 in student loan debt in 3 years, built a locum tenens agency, and navigated every major medical career decision without a family blueprint.We created this podcast for first-generation doctors — physicians who are the first in their families and lack the inherited knowledge about money, contracts, career strategy, and the unwritten rules of medicine that many of their colleagues learned growing up.Real conversations for first-gen doctors.Website: https://drniidarko.com/DISCLAIMER: Dr. Nii and Dr. Renee are physicians, not financial advisors or attorneys. Content shared in this podcast reflects personal experience and should not be considered financial, legal, or medical advice. Please consult qualified professionals before making financial or career decisions.© 2026 Docs Outside the Box. All rights reserved.

Meie 12. episoodis räägime EGCC Golfikülast selle looja ja arendaja Mait Schmidt'iga. Paljud, kes mängivad Sea Course'i, panevad tähele väljaku ääres maju - mõikord aitab maja suuna võtta, teine kord "härib" majast tulev grillilõhn, mis kõhu peas mängu ajal mõnusalt tühjendab ning on ka kordi, kus lihtsalt mängid ja unistad, et tahaks ka kunagi otse enda majast tii peale minna või aknast sõpru ja uitavaid loomi golfiväljakul jälgida.EGCC Golfikülas sai esimene maja valmis aastal 2007. Kahekümne aastaga on 125 krundist leidnud uue omaniku 85. Järelejäänud kruntidest on veel vaid 10 saadaval, ülejäänud 30 broneeritud tulevaseks arenduseks. Räägime Maituga põhimõtetest, mis Gofliküla arendamisel on olnud aluseks ja väärtustest, mis kehtivad täna ja loodetavasti ka saja aasta pärast neil, kellel EGCC's elada õnnestub. Juttu aitas suunata Hanno Kross. @estoniangolf podcast'i saad kuulata siinsamas rohelisele nupule vajutades või enda harjumuspärastes podcast'i äppides Spotify's, Google'is, Apple'is, Castbox'is jm. Leia oma lemmikrakenduses podcast nimega @estoniangolf ja vajuta "follow". Nii jõuavad ka järgmised saated kohe sinu rakendusse.

Justkui traditsiooniks saanud asi, et Veganmessi episood tuleb sügisel kindlasti enne messi ootusärevust üles kruvima. Nii ka sel aastal, kus peakorraldaja Jesper ning programmijuht Evelyn kergitavad messi saladusloori ja külvavad põnevust avameelsete pajatustega ning õrritavate saladustega. Episoodist saad kuulda, mida vahvat seekord ees ootab.

Bijna iedereen in de samenleving is het erover eens: een Nationale Investeringsinstelling (NII), als pot gevuld met 3 miljard voor nuttige doelen, is een goed idee. Zelfs tijdens de Algemene Politieke Beschouwingen is er nauwelijks over gediscussieerd. Maar geld moet wel goed worden besteed. Traditioneel disciplineert het Centraal Planbureau juist de keuzes die we maken met dit soort potten. Maar macro-econoom Arnoud Boot ziet dat het CPB die kans laat liggen in zijn nieuwe rapport over het NII, getiteld De Nationale Investeringsinstelling: Doelen en Keuzes. 'Dit gaat over de besteding van miljarden. Ik roep het CPB op: corrigeer dit, bouw een commitment-argument in, want dit wordt cruciaal als het gaat om de vraag hoe je dit geld goed uitgeeft.'See omnystudio.com/listener for privacy information.

"1931. aasta augustis ilmusid aga ajakirjas Looming Alveri kaks esimest luuletust, „Pedja“ ja „Raskelt valgub vaha“, sama aasta detsembris jõudis lugejate ette tema esimene poeem „Lugu valgest varesest“, mis oli peaaegu värssromaani mõõtu. Järgnevatel aastatel lisandus sellele järjest uusi poeeme ja luuletusi, kuni ta 1936. aastal jõudis oma esimese avaldatud luuletuskoguni „Tolm ja tuli“. Nii tegi endale oma 30. sünnipäevaks ise kingituse! „Tolmule ja tulele“ on vahel ette heidetud liigset kirjanduslikkust, kuid selleks pole põhjust: see on sirgumise, täiskasvanuks saamise, eneseotsingute ja eneseleidmise perioodi looming, kus vähese elukogemuse kaalub üles suur lugemiskogemus. Sellesse perioodi kuulub loomulikult ka küpsemine naisena, lähem tutvumine Heiti Talvikuga, kelle mõjul ta üldse luuletama hakkas. Nii on ta ise tunnistanud," ütles Tähenduse teejuhtide 59. numbrile antud intervjuus kirjandusloolane Kristi Metste [1].Tähenduse teejuhtide 272. vestlusringis rääkisime Betti Alveri esimesest luulekogust.. "Luulekogu "Tolm ja tuli" viis Alveri eesti luule esiritta, äratades tähelepanu nõudliku vormikultuuriga; siin ülistab luuletaja tunnetuskirglikku vaimset inimest, poetiseerib vahekorda kunstiga ning pilkab vaba inimest piiravat ja ahistavat," kirjutatakse kõnealuse kogu kohta "Eesti kirjanike leksikonis". ""Tolmu ja tuld" kannab leppimatus — leppimatus olukorraga, nagu see näib olevat," ütles saate alguses (7. minut) Piret Bristol.———————————-[1] https://teejuhid.postimees.ee/8382556/kaie-metsla-intervjuu-kristi-metstega-hingemaa-luuletaja Hosted on Acast. See acast.com/privacy for more information.

"Ta tuli maailma, et anda meile Iseennast. Et näidata meile Teed meie lunastuse poole," vastas ta [isa Maximos] edasi kõndides. "Kas te ei mäleta, mida ütles Athanasius Suur?" Jumal sai inimeseks, et inimesed võiksid saada Jumalaks."""Jah-jah, ma tean," kiirustasin kinnitama. "See on idakristliku müstika moto. Seega: Kristus näitas meile teed Jumala poole, aga saatan on jõud, mis püüab meid takistada sihtmärgini jõudmast," lisasin. "Aga kuidas ta seda teeb? Mis on saatana meetodid ja vahendid?""Vanakesed ütlevad, et tema vahendid on logismos'ed," vastas isa Maximos."See tähendab: mõtted?""Logismos'ed on palju intensiivsemad kui lihtsad mõtted. Nad tungivad inimese olemuse sügavusse. Neil on tohutu jõud. Aga öelgem praegu," selgitas isa Maximos edasi, "et lihtne mõte on nõrk logismos. Oluline on siiski taibata, et on mõtteid – logismos'eid –, mis kord juba inimesse pääsedes võivad õõnestada vaimuliku elu kõiki ilminguid kuni juurteni välja. Inimesed, kes elavad maailmas, ei tea logismos'te iseloomust ja võimust midagi. See tähendab, et nad ei ole seda ise reaalsena kogenud. Kui nad jätkavad vaimulikku võitlemist – just süstemaatiliselt palvetades –, siis hakkavad nad mõistma selle tegelikkuse tõelist tähendust ja võimu."Nii kõlab lõik Kyriacos Markidese "Vaikuse mäe" [1] üheksandast peatükist "Nähtamatud sissetungijad". Selles saates üritasime logismos'te iseloomust ja võimust midagi rohkem teada saada.H.—————————————————[1] https://www.apollo.ee/et/vaikuse-magi.html Hosted on Acast. See acast.com/privacy for more information.

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!A first year general surgery resident slid into my DMs after our previous episode on how GHANA MADE ME BETTER. She'd been following the show for almost 10 years, and she had one question:“How can I best start preparing for global surgery, especially in places like Ghana?”That question deserved more than a simple reply. It deserved an entire episode.So I'm sharing what I've learned from 14 years of humanitarian surgical work at KNUST University Hospital in Kumasi, Ghana, alongside International Healthcare Volunteers.You'll hear:→ Why global surgery is the truest test of your surgical foundation→ The #1 mistake residents make when they arrive (and why it destroys everything)→ How to start preparing RIGHT NOW. Not in fellowship, not as an attending, NOW→ What to look for in a global surgery program (and the red flags to avoid)→ What your first trip will actually look like. The OR, the clinical experience, and the emotional reality→ What 14 years of showing up consistently has taught me about this work For general surgery residents, all surgical specialty residents, medical students, and any physician who has ever thought about doing meaningful work beyond their hospital walls. "Global surgery is not a break from your training. It IS your training in its purest form."Find us on YouTube: www.youtube.com/@docsoutsidetheboxpodcastFREE DOWNLOAD: First-Gen Doctor Blueprint — Everything we wish someone had told us about finances, career planning, and building a life in medicine. Visit: https://darkos.lpages.co/first-gen-physicians/Have a question for us?Send us a Voice Message: https://www.speakpipe.com/docsoutsidetheboxText us: 833-230-2860DM us on Instagram: @docsoutsidetheboxEmail: team@drniidarko.comABOUT DOCS OUTSIDE THE BOX:Dr. Nii is a General Surgeon. Dr. Renee is an OB/GYN. We are first-generation Ghanaian and Haitian physicians who paid off $662,000 in student loan debt in 3 years, built a locum tenens agency, and navigated every major medical career decision without a family blueprint.We created this podcast for first-generation doctors — physicians who are the first in their families and lack the inherited knowledge about money, contracts, career strategy, and the unwritten rules of medicine that many of their colleagues learned growing up.Real conversations for first-gen doctors.Website: https://drniidarko.com/DISCLAIMER: Dr. Nii and Dr. Renee are physicians, not financial advisors or attorneys. Content shared in this podcast reflects personal experience and should not be considered financial, legal, or medical advice. Please consult qualified professionals before making financial or career decisions.© 2026 Docs Outside the Box. All rights reserved.

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In just a few days, we leave for Ghana, and this year, our boys are coming with us.This is our 14th year doing humanitarian work at KNUST University Hospital in Kumasi with International Healthcare Volunteers. Before we board that plane, we're talking about what humanitarian medicine actually looks like. Not the Instagram version. The real version.You'll hear:What International Healthcare Volunteers actually does and why the focus is sustainability and education, not fly-in-fly-out surgeryThe white savior complex in humanitarian medicine and why that mindset can destroy more than it buildsWhy Nii comes back a better surgeon every year from complex tissue repairs to the CO₂ tank story and the GIST tumor patientThe OB/GYN cases Renee encounters, including patients arriving with hemoglobin levels of 4 and 5What medical students and residents can learn in Ghana that they simply can't learn in the U.S.How we make two weeks in Ghana work with two boys, an apartment in Accra, alternating weeks, and homeschooling this yearAnd the mindset behind why we keep going back: “I'm not going to save Ghana. Ghana doesn't need saving. I'm going because Ghana made me.”If you're the first doctor in your family and you've ever felt behind, confused, or alone in navigating medicine, this is your community.And if you've ever done humanitarian medical work, or wondered what it really looks like beyond the highlight reel, this episode is for you. Find us on YouTube: www.youtube.com/@docsoutsidetheboxpodcastRESOURCES MENTIONED IN THIS EPISODE:Locumstory.com - a free resource with unbiased information about locum tenens opportunities, real physician stories, and practical guidance to help you make informed decisions about your career. Check them out at https://dotb.s.gy/Pod International Healthcare Volunteers - https://www.ihcv.org/FREE DOWNLOAD: First-Gen Doctor Blueprint — Everything we wish someone had told us about finances, career planning, and building a life in medicine. Visit: https://darkos.lpages.co/first-gen-physicians/Have a question for us?Send us a Voice Message: https://www.speakpipe.com/docsoutsidetheboxText us: 833-230-2860DM us on Instagram: @docsoutsidetheboxEmail: team@drniidarko.comABOUT DOCS OUTSIDE THE BOX:Dr. Nii is a General Surgeon. Dr. Renee is an OB/GYN. We are first-generation Ghanaian and Haitian physicians who paid off $662,000 in student loan debt in 3 years, built a locum tenens agency, and navigated every major medical career decision without a family blueprint.We created this podcast for first-generation doctors — physicians who are the first in their families and lack the inherited knowledge about money, contracts, career strategy, and the unwritten rules of medicine that many of their colleagues learned growing up.Real conversations for first-gen doctors.Website: https://drniidarko.com/DISCLAIMER: Dr. Nii and Dr. Renee are physicians, not financial advisors or attorneys. Content shared in this podcast reflects personal experience and should not be considered financial, legal, or medical advice. Please consult qualified professionals before making financial or career decisions.© 2026 Docs Outside the Box. All rights reserved.

Nii tööandjad kui ka ametiühingud on sõnastanud riigikogu valimiste eel oma ettepanekud erakondadele.

Veedan tunnikese enda sünnipäeval sinuga. Tule kuulama! --- KUI TAHAD PODCASTI TOETADA, SIIS SEDA SAAD TEHA JÄRGNEVATE VALIKUTE KAUDU: 10€ – Podcasti toetaja - Sinu nimi lisatakse järgmise 8 podcasti algusesse "Podcasti toetajate" sektsiooni. 25€ – Chris Kala Podcasti riidest kott (piiratud kogus 40 inimest max) Eelnev ja saad kingituseks ühe minu podcasti riidest koti. 50 € – Raamat + podcasti kott (piiratud kogus 20 raamatut) Kõik eelnev ja lisaks ühe raamatu, mis on mind ennast mõjutanud. Kirjutan raamatusse ka personaalse pühenduse. 150 € – Lõuna minuga (piiratud kogus 10 inimest) Kõik eelnev Teeme lõuna ning veedame 1,5–2 tundi lihtsalt vesteldes. Kui tuled koos oma elukaaslasega, võtan võimalusel kaasa ka enda elukaaslase. 200 € – Personaalne 1:1 konsultatsioon (piiratud kogus 10 inimest) Kõik eelnev ning lisaks 60-90 minutiline kohtumine veebis või võimalusel näost näkku. 500 € – Podcasti kogemus (väga piiratud, 5 inimest max) Kõik eelnev ning tuled minu podcasti kaas-saatejuhiks. Veedame koos aega ka enne salvestust, teeme salvestuse ja vestleme ka peale salvestust. Soovi korral näitan sulle ka teisi podcastiga seotud protsesse. Pank: LHV Kontonumber: EE987700771001842758 Kirjelduseks: Toetus / Ülekanne --- Minu loodud AI laulu leiad siit: https://www.youtube.com/watch?v=8XAjSROFWwk&list=PLPLN04U7pMnc --- Mainitud sotsiaalmeedia clippimise leht on siin: https://www.whop.com Mainitud kauplemise kopeerimise leht on siin: https://invoapp.com/join/chameleoneur --- SHOWNOTES "AI ei võta tööd ära, vaid töö võtab ära inimene sinult, kes kasutab AI-d, kui sina seda ei kasuta." "84% inimestest maailmas ei ole isegi ChatGPT-d lahti teinud." "LinkedIn on selline koht, kus eneseupitamine on maksimaalselt lakke aetud." "Nii kui hakkan vaatama rohkem seda, mida teised teevad, kukub minu motivatsioon põhja." "Raha vedeleb igal pool. Inimesed rikastuvad iga jumala päev täiesti nonsense asjadega." "Mida vanemaks ma saan, seda vähem ma tahan inimestega kokku puutuda." "Kui sulle ei meeldi, milline sa oled, siis tuleb seda muuta." "Sul ei ole mõtet enam ise manuaalselt nii palju tööd sisse panustada, kui saad seda AI-ga lihtsustada." --- Chris Kala Podcast toob ühe laua taha inimesed, kellel on päriselt midagi väärtuslikku öelda. Need on ausad ja sügavad vestlused ettevõtlusest, tervisest, teadvusest, suhetest ja elust endast. Kui sulle meeldivad pikad intervjuud, mis panevad mõtlema ja annavad kaasa päris taipamisi, oled õiges kohas. Jälgi mind ka siin: Instagram: https://www.instagram.com/chameleoneur Facebook: https://www.facebook.com/chriskalapodcast LinkedIn: https://www.linkedin.com/in/chriskala ---

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We got married in our thirties. Started IVF in the middle of paying off $700,000 in student loan debt. And Nii was working locums shifts several states away — the very thing funding our fertility journey was also making it harder.This is the episode we've never been able to fully tell. Until now.You'll hear:→ Why we got married later — and what that cost us biologically → The rule we made when paying off debt (and how it complicated everything) → IVF at $25,000 per round with no insurance coverage in Pennsylvania → How locums income was our financial lifeline — and our biggest complication → The appointments Renee attended alone while Nii was on the road → What the IVF doctor said when Renee ovulated through her medications (and where Nii was) → Multiple rounds. None of them worked. → How our boys came naturally — and the joke we make about their 529s → 3 practical tips for physician couples navigating debt and fertility simultaneouslyTEXT US: Have you ever had to choose between your financial goals and starting your family? Tell us your story. 1-833-230-2860 We read every message.3 PRACTICAL TIPS FROM THIS EPISODE:1. Know your state's IVF insurance laws before you choose where to live or work. Some states mandate insurance coverage for IVF (NJ, NY, MA, IL, and others). Pennsylvania did not cover us at the time. This is a factor worth researching — especially if you're in your thirties or planning to start a family.2. Have the fertility conversation with your partner before you need it. Don't wait until you're in the middle of debt payoff to find out you need IVF. Talk to a reproductive specialist early. Get your baseline numbers. If you're a woman in medicine who wants children — consider freezing your eggs earlier rather than later.3. Build your financial plan around your whole life — not just your debt. Your financial plan needs to account for more than the numbers. Build in the fertility timeline. Build in the family goals. Build in the geographic constraints. And if locums is part of your debt payoff plan — decide how far is too far before you take the assignments. Not after.Find us on YouTube: www.youtube.com/@docsoutsidetheboxpodcastRESOURCES MENTIONED IN THIS EPISODE: Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!Resolve Website - https://resolve.org/FREE DOWNLOAD: Download the First-Gen Doctor Blueprint — everything we wish someone had told us about finances, career planning, and building a life in medicine. Visit: https://darkos.lpages.co/first-gen-physicians/Have a question for the podcast?Send us a Voice Message: https://www.speakpipe.com/docsoutsidethebox Text us: 833-230-2860DM us on Instagram: @docsoutsidetheboxEmail: team@drniidarko.com ABOUT DOCS OUTSIDE THE BOX:  We're Nii and Renee — first-generation doctors (Ghanaian and Haitian) who didn't have physician parents to guide us. We paid off $700K in student loans, went through multiple rounds of IVF, and learned everything the hard way.This podcast is the blueprint we wish we'd had.DISCLAIMER: Dr. Nii and Dr. Renee are physicians, not financial advisors or attorneys. Content shared in this podcast reflects personal experience and should not be considered financial, legal, or medical advice. Please consult qualified professionals before making financial or career decisions.© 2026 Docs Outside the Box. All rights reserved.

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nearly 50,000 people watched our co-parenting reel and asked the same question: "Why don't you just get a nanny?"People expected us to have full-time help. We don't. Not because we can't afford it. Because we made a different choice.In this episode, Nii and Renee pull back the curtain on the real systems, the real schedule, and the real financial trade-offs behind running a two-physician household with two boys — without a nanny.You'll hear:→ Why Renee refuses to hire a nanny (4 specific reasons)→ The Sunday Night Meeting — how we plan every week before it starts→ The Primary Parent Rule — the core rule that keeps our household from falling apart→ Our calendar system — how Nii builds his locums schedule around Renee's call→ The Date Night Rule — the one non-negotiable that protects our marriage→ Why our boys know the plan (and why it matters)→ The REAL financial cost of this choice (Forbes data + our honest numbers)→ Our one-income philosophy — if we can't build wealth on one physician income, we're doing it wrong→ What we sacrifice. What we refuse to sacrifice.If you're a first-generation doctor in your family, this is your community.Find us on YouTube: www.youtube.com/@docsoutsidetheboxpodcastResources mentioned in this episode:Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!Forbes article - https://www.forbes.com/sites/christinecarter/2025/02/11/motherhoods-price-tag-the-financial-reality-of-working-vs-leaving/ FREE DOWNLOAD: Download the First-Gen Doctor Blueprint — everything we wish someone had told us about finances, career planning, and building a life in medicine. Visit: https://darkos.lpages.co/first-gen-physicians/Have a question for the podcast?Send us a Voice Message: https://www.speakpipe.com/docsoutsidethebox Text us: 833-230-2860DM us on Instagram: @docsoutsidetheboxEmail: team@drniidarko.com ABOUT DOCS OUTSIDE THE BOX:Dr. Nii is a General Surgeon. Dr. Renee is an OB/GYN. We are first-generation Ghanaian and Haitian physicians who paid off $662,000 in student loan debt in 3 years, built a locum tenens agency, and navigated every major medical career decision without a family blueprint.We created this podcast for first-generation doctors — physicians who are the first in their families and lack the inherited knowledge about money, contracts, career strategy, and the unwritten rules of medicine that many of their colleagues learned growing up.Real conversations for first-gen doctors.DISCLAIMER: Dr. Nii and Dr. Renee are physicians, not financial advisors or attorneys. Content shared in this podcast reflects personal experience and should not be considered financial, legal, or medical advice. Please consult qualified professionals before making financial or career decisions.© 2026 Docs Outside the Box. All rights reserved.

Igor Tirunov on sertifitseeritud praktik kõigil kolmel Discover Healing tasemel — Emotion Code®, Body Code® ja Belief Code® — ning üks väheseid Eestis, kes valdab kõiki kolme meetodit tervikliku süsteemina. Tema teekond energiapõhise tervendamise juurde sai alguse isiklikust vajadusest — traditsiooniline meditsiin ei pakkunud vastuseid, mis ta leidis holistilisest lähenemisest. Täna aitab Igor inimestel vabastada kinni jäänud emotsioone, mõista piiravaid uskumusmustreid ja taastada keha loomulikku tasakaalu — sageli seal, kus teised meetodid on jäänud piiratuks. Lisaks Discover Healing praktikale õpib ja õpetab Igor tolteekide tarkust — iidset enesearengu filosoofiat, mis käsitleb teadlikkust, energiat ja isiklikku muutust sügavamal tasandil. Sessioonile end kirja panna Igori juurde saad läbi veebilehe https://www.heart-flow.eu Facebook grupp Toltec Wisdom kohta leiad siit https://www.facebook.com/groups/1108258831434864 --- SHOWNOTES "Ei ole ka terapeudis kasu, kellel on teadmised — terapeut peab olema ise jõudnud päriselt elama selles sageduses." "Täna ma ei ole õpetaja, täna ma ei ole ravitseja, täna ma ei ole päästja — ma olen Igor, kes on leidnud enda sees rahu." "Lõpetad laristamise. Kõik see tähelepanu, enesetähtsus, poliitika, kuulujutud — sa raiskad sellele iilgematu koguse energiat." "Hirm tappis neid. Hirm, mitte COVID." "Kits unustas. Inimene kerib seda emotsiooni kogu aeg enda peas ringi — päev, nädal, kuu, aasta, 10 aastat, 20 aastat, 50 aastat." "Mina läksin nii uhkeks, nii isekas, Apple arvuti bla bla blaa — ja siis natuke hakkad nutma seal tundmatu inimese juures. Sain aru, et see, mis mulle tehti, töötas." "Süda saadab signaale ajusse kaheksa korda rohkem kui aju südamesse." "Allergia on sinu mineviku lahendamata stressisituatsioon." "Broadcasting message: sa saadad kogu aeg signaali välja nagu raadiojaam. Näiteks signaal on mina olen loll — ja teised loevad selle lihtsalt alateadlikult ära." "Kõik teavad, mis on placebo. Aga keegi ei tea, mis on notsebo. Notsebo on vastand: kui sa usud, et sa ei saa terveneda, siis sa ei tervene." "Sul on auto ja läheb põlema check engine. Meister tuli kolme minuti pärast: probleemi ei ole. Me lülitasime lambi välja." "Sina vajutad gaasile. Alateadvus vajutab piduril." "Kõik meie ümber on meie jaoks peeglid. Nii kui sa näed inimeses midagi, mis sind triggerdab — see on sinus, mitte temas." "Muuda ennast ja nemad muutuvad. Nad lihtsalt ei saa mitte muutuda, kuna see on tasakaal." "Ärge sööge iseennast. Sööge mida tahate." "Everything works, but nothing works for everybody." "Sa saad aru, et see raamat on huvitav, aga raamat on lihtsalt trigger. Keha töötab läbi viie meele ja kui see signaal tuleb, on mõistus pühitud." "I know that I know I don't know nothing — see on minu põhiline nagu elu diviis." "Toitumine on kood, mitte ainult kalorid. Sa võid süüa peenarelt korjatud peterselli või poest ostetud peterselli — see on öö ja päev." "Võtke vastutus selle eest, mis toimub teie elus täielikult enda peale. Kõik hakkab sellest vastutusest." ---

After diving deeper into both partner and solo dance over the years… I kept hearing the same thing:People want deeper connection and aren't sure how to create it. They want to feel more confident expressing themselves.They want to feel deeply seen, heard and understood.They want to connect more authentically in relationships and community without fear, self-judgment or overthinking getting in the way.So… I started asking myself: What are the most important things that help or hinder connection?That's exactly what we explore in today's podcast episode with dance instructor and community builder Nii Ashikwei Tetteh, Whether you're a dancer or not, if you're craving deeper connections in life, this podcast episode is for you!Local to Baltimore and want to experience first hand how dance can help you connect with yourself and others? Join us for CONNECT on June 20th! RSVP here:

En el episodio de hoy de VG Daily, Andre Dos Santos y Valentina Orduz analizan la temporada de earnings bancarios y el regreso del S&P 500 a su máximo histórico, en una jornada en que el mercado consolida 9 sesiones consecutivas al alza.Morgan Stanley publica sus mejores resultados en la historia de la compañía, con Institutional Securities liderando el crecimiento; Bank of America reporta expansión en NII, fees de banca de inversión y calidad crediticia estable; ASML supera estimaciones en ventas y margen bruto, y eleva su guidance para 2026. El episodio cierra con una lectura histórica sobre los máximos del S&P 500: cuántas veces por año los rompe el índice en un bull market real, y qué dice ese número sobre el momento actual.

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!You didn't match. Now what?Every year, roughly 7% of U.S. medical students don't match into residency. If you're one of them, you're not alone—and this isn't the end.Reddit Question We're Answering: "M4 here. Didn't match into the only specialty I cared about. No backup plan. Would it be insane to just get off the hamster wheel? Years of sacrifice, crushing debt, and the light at the end of the tunnel isn't real. These two degrees feel useless now. Is there any coming back from this?"In this episode, we break down exactly what to do when you don't match, how to navigate SOAP, and when to consider pivoting versus pushing through. What we cover:→ How to navigate SOAP strategically (don't waste your 45 tokens) → Why preliminary programs aren't stepping stones—they're your proving ground → The one exam that makes the difference between 1 interview and 14 interviews → Renee's story: Switching specialties days before the Match deadline → When to pivot versus when to push through 

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this episode, we share our honest struggle with fitness as first-generation doctors - from not being able to run a mile in residency to building a consistent 5-6 day per week workout habit using the Atomic Habits framework.You'll hear:Why Nii couldn't run a mile by year 3 of surgery residency (and the McDonald's breakfast ritual)The Atomic Habits identity shift: "I am an athlete"How to make working out frictionless (clothes laid out, space ready, zero decisions)Why working out is protection against burnout, not just exerciseHow stress, imposter syndrome, and work follow you home (and what to do about it)The 6-step system to build fitness consistencyRenee's honest take: "I don't love working out" (and why that's okay)If you're the first doctor in your family trying to build fitness habits and protect yourself from burnout without the boundary-setting model your colleagues inherited, this is your community.Find us on YouTube: https://www.youtube.com/@docsoutsidetheboxpodcastMentioned in this episode:Atomic Habits by James ClearT25 Workout ProgramBeachbody.com FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsSIGN UP FOR OUR NEWSLETTER! Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860 Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.com

On the Balance Sheet hits its 50th episode and the guys are joined by DCG's Jeff Croteau to parse through recent yield curve movements, the March Fed meeting, and Q1 ALCO themes.  The trio delve into why ALCOs need to understand their balance sheet needs and be opportunistic when rates are volatile, look inward first when assessing your funding game plan, as well as recent lending discussions and how pricing/volume trends may influence your NII levels in 2026 and beyond.For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.

"Ma olen teinud väga paljusid asju. Ja ühel hetkel mõistsin, et elus tuleb teha seda, mis teeb sind õnnelikuks. Nii lihtne ongi. Ja ma tahan, et kogu minu ringkond oleks ka õnnelik."Stefan on Viljandist pärit mees, kes žongleerib igapäevaselt mitme rolli vahel – töö muusikuna, ettevõtlus restoranimaailmas ning pereelu kahe lapse isana. Kui selline elutempo eeldaks justkui täiuslikult timmitud kellavärki, siis Stefan on vastupidi – vabameelne hing, kes usaldab eelkõige oma sisetunnet ja laseb elul kulgeda loomulikus flow's.KODULEHT https://www.1stage.euFACEBOOK https://www.facebook.com/1stagetallinn/INSTAGRAM https://www.instagram.com/1stage_/Vestlust juhtis: Mardo MännimägiProdutsent: Reiko KolatskToimetaja: Kerli RoosvaldProduktsioon: Still FrameRežissöör: Hendrik RaspelHeli: Olaf PiirVõttekoht: Kiosk NO3

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Two first-gen doctors answer your real questions: How to open a business bank account, and whether starting Medical school at 40 is still possible. This week's Q&A covers two questions that represent completely different stages of the first-gen doctor journey: a neurology resident finishing training and building her business, and a 40-year-old premed, wondering if the dream of becoming a doctor is still possible.THIS WEEK'S QUESTIONS:QUESTION 1 — From Mouna (Neurology Resident):"I just created my LLC to do locum work, and I'm looking into opening a business bank account. Do you recommend a traditional bank versus newer online banks? Some of the online options have built-in bookkeeping tools — do you have experience or a preference?"QUESTION 2 — From YouTube Comments:"I am 40, coming from a career as a psychotherapist, married with children, with a mortgage, and $135K in student loan debt. I'm considering general surgery, psychiatry, neurology, internal medicine, and family medicine. I'm taking one class at a time and targeting 2030 for application. Any advice?"SUBMIT YOUR QUESTION FOR NEXT WEEK:We do Q&A episodes every week and we read every question submitted. Here is how to reach us:

Terve elu olen arvanud, et lapse saamine on käkitegu. Nüüd olen õnnelikus suhtes, aga last ei ole. Kas meie põlvkond on tünga saanud? Ühel päeval ütles mu elukaaslane Kristi, kui oli kuulanud järjekordset podcast'i lapse saamise teekonnast, et sellest räägivad ainult naised. Tahaks mehe vaatenurka ka. Mida te mõtlete ja tunnete?Nii et siin ma siis olen, 33-aastane mees, ja räägin teile, miks mul lapsi pole, mida ma teen, et oleks, ning kuidas see kõik paneb pea ringi käima. Audiolugu loeb: Lennart RuudaSalvestus, helikujundus ja originaalmuusika: Janek MurdLevila 2026Support the show

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this episode, we share our complete story - how we went from $662,000 in medical school debt to completely debt-free in just three years, as first-generation doctors without any family financial blueprint.You'll hear:Why we accrued over $100,000 in interest (and how to avoid it)The exact moment we decided to pay off our debt aggressivelyOur real budget: $200/month groceries, $50/month fast foodThe sacrifices we made (and whether they were worth it)Why we're creating this podcast specifically for first-gen doctorsIf you're the first doctor in your family navigating medicine without the insider knowledge your colleagues inherited, this is your community.Find us on YouTube: https://www.youtube.com/@docsoutsidetheboxpodcastSIGN UP FOR OUR NEWSLETTER! Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860 Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this episode, we're diving deep into: 1. Wale's new album. Is it worth playing in the OR? A quick, fun review: focus, vibe, and OR compatibility.  2. HSA Deadline Reminder. LAST MONTH to contribute We're making ours… are you? If you're a med student, resident, or attending in a high deductible plan, this is the best tax tool available. This episode hits home for: ● Nursing students ● Medical students ● Residents & fellows ● Attending physicians ● 1099 & locums doctors● Anyone interested in healthcare policy or physician lifestyle If you're studying, training, practicing, or thinking about locums… this one's for you. Comment Below: ● Would you listen to Wale's new album in the OR? ● Are you making your HSA contribution this year? FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsSIGN UP FOR OUR NEWSLETTER!  WATCH THIS EPISODE ON YOUTUBE!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860 Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!This episode hits EVERY corner of healthcare. Medical students, residents, nursing students, and attendings. We're diving deep into: 1. The Department of Education's classification of nursing as not a professional degree ● What does this actually mean? ● Does it affect student loans? ● Will this change the future of nursing?● Why EVERY healthcare worker should pay attention This episode hits home for: ● Nursing students ● Medical students ● Residents & fellows ● Attending physicians ● 1099 & locums doctors● Anyone interested in healthcare policy or physician lifestyle If you're studying, training, practicing, or thinking about locums… this one's for you. Comment Below: ● Are you a nursing student affected by the DOE classification? ● Would you listen to Wale's new album in the OR? ● Are you making your HSA contribution this year? ● Are you considering locums in 2025–2026?FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsSIGN UP FOR OUR NEWSLETTER!WATCH THIS EPISODE ON YOUTUBE!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this episode we're discussing a life update which is renting out part of our home + kitchen renovations we are doing.We are breaking down the financial lessons we're learning as a physician household with tenants. FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsSIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860 Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We answer a listener who asks how to know if locums is the right move and whether they're truly ready for independence. We break down confidence, clinical readiness, and the mindset shift needed to succeed as a 1099 physician.This episode hits home for: ● Medical students ● Residents & fellows ● Attending physicians ● 1099 & locums doctors● Anyone interested in healthcare policy or physician lifestyle If you're studying, training, practicing, or thinking about locums… this one's for you. Comment Below: ● Are you considering locums in 2025–2026?FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Study about physician satisfaction from pubmed - https://pubmed.ncbi.nlm.nih.gov/12755252/SIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860 Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!The Affordable Care Act marketplace is facing a massive premium spike in 2026 — and Congress is running out of time to stop it.In this episode of Docs Outside The Box, Dr. Nii and Dr. Renee break down exactly why ACA premiums are increasing, what happens if Congress does nothing, and how this will impact:Medical studentsResidents & fellowsEarly-career doctors1099 independent contractorsLocums physiciansPatients relying on marketplace plansWhether you buy your own insurance or you care for patients who do — this episode gives you the real-world implications and action steps you need right now.In This Episode You'll Learn:✔️ Why ACA marketplace premiums could jump 40–60% ✔️ How expiring federal subsidies affect patients AND physicians ✔️ Why independent contractors will feel the biggest financial hit ✔️ The impact on hospitals, uninsured rates & ER volume ✔️ What doctors can do NOW to prepare (financial steps included)

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We tackle a raw listener question about carrying $520k in med school debt, feeling guilty about pursuing Public Service Loan Forgiveness, and navigating first‑gen family expectations. We break down what PSLF really is, why it exists, and how to compare it against traditional and accelerated payoff paths.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED SIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860 Wanna listen instead? Apple podcast: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/7lPD2QG...Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this episode, we paid a tribute to D'Angelo whose albums like Brown Sugar and Voodoo shaped our teenage years. We also talked about how slow jams are no longer there, and the split between what people say online and how we actually treat each other off screen.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED SIGN UP FOR OUR NEWSLETTER! https://darkos.lpages.co/newsletter-signup/ WATCH THIS EPISODE ON YOUTUBE!Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them outHERE! Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this episode, we pull back the curtain on the five financial moves that created real change in our lives....no fluff, no hype, just the systems and decisions that actually stuck. We discussed the importance of going all in on a few moves instead of ten half‑started projects.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED SIGN UP FOR OUR NEWSLETTER! https://darkos.lpages.co/newsletter-signup/ WATCH THIS EPISODE ON YOUTUBE!Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE! Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860We help a graduating resident weigh a bold plan of using locums to pay down $478k in student loans while planning a sustainable U.S.–Ghana travel rhythm. If you're a physician considering locums, global living, or a career design that puts family and culture first, this conversation gives you a clear, workable path forward. FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED SIGN UP FOR OUR NEWSLETTER! https://darkos.lpages.co/newsletter-signup/ WATCH THIS EPISODE ON YOUTUBE!Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Drs. Nii and Renée do a semi-ok job at explaining the difference between 1099 independent contracting and W2 employment. Dr. Renée runs down the ways in which we give up control of our careers to others. Then the docs meet long-standing listener, Jamar Cromwell, to give him advice as a non-traditional pre-med.Things you'll learn in this episode:The difference between 1099 and W2How to take control over your career so that you can control your lifeHow students and doctors can focus on medicine while still staying true to their identities ▶️ WATCH THIS EPISODE ON YOUTUBE!Join our communityText word PODCAST to 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comPodcasting Course: www.docswhopodcast.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored byLocumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!0:01 Should Married Couples Combine Finances?8:50 Financial Planning in Relationships16:32 Financial Transparency in Marriage20:54 Financial Involvement in Relationships28:29 The Benefits of Combining Finances32:27 Navigating Financial Disparities in Marriagehttps://www.doximity.com/articles/736a778f-eba2-41e8-a6e6-c6a3f082d19b Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this episode, we share our experiences from our recent medical mission trip to Ghana. We also discussed a medical resident who was caught performing unauthorized genital ultrasounds in his apartment and concluded with giving career advice to residents who are transitioning to work as attending physicians.If you're interested in volunteering with International Healthcare Volunteers, check out their information down below.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED International Healthcare Volunteers (IHCV) - https://www.ihcv.org/SIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them outHERE! Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this episode, we answer a question from our listener who is considering a locums position but is having mom guilt and wants to know how other women do it. Dr. Renée opens up about her journey working exclusively as a locums doctor while still maximizing her presence at home. If you're struggling with parental guilt this conversation is for you.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsSIGN UP FOR OUR NEWSLETTER!WATCH THIS EPISODE ON YOUTUBE!Wanna listen instead? Apple podcast: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/7lPD2QG...Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this episode, Renee & Nii discuss how the common forms of debt (student loans, consumer debt, mortgage) keep you stuck in the rat race and burnt out!Things to expect in this episode:Renee clarifies how much she really owed the IRSThe Top 10 Medical Schools that keep their students in the highest debtsWhy you should consider refinancing your loansWhy the Darkos don't co-sign loans for anyoneResources listed:Student Hero Medical School Repayment GuideHow long should a car loan be10 Medical Schools where students leave with the most debtWE WANT TO HEAR FROM YOU!!!! FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE ON YOUTUBE!Join our communityText word PODCAST to 833-230-2860Twitter: @drniidarkoInstagram: @drniidarkoEmail: team@drniidarko.comPodcasting Course: www.docswhopodcast.comMerch: https://docs-outside-the-box.creator-spring.comCheck out the jobs St John Associates have HERE Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!What if you could reshape your career and lifestyle with the freedom and flexibility you've always dreamed of? In this episode, we explore the exciting world of locum tenens work, sharing insights on how to start your own locums company, medical malpractice insurance and why every doctor should consider doing locums.Timeline0:00 Introduction2:47 What y'all say Friday! Ask us anything y'all.3:29 Working 24 hour shifts as a doctor.7:44 Billing & Getting paid as a locums doctor10:47 How to Start a Locums Agency.14:08 Not working on important days of your life.16:24 Medical malpractice for locums doctors21:53 Rates vs travel expenses as locums doctors28:12 Why consider doing locums?35:44 Is there a Diddy in medicine y'all?FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED App for sending out receipts - https://www.waveapps.com/To learn Ins and Outs of locums - https://locumstory.com/SIGN UP FOR OUR NEWSLETTER! https://darkos.lpages.co/newsletter-signup/ WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/ Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this episode, we discuss a question from a pre-med student from a lower income background who is worried about pursuing medicine with the new student loan caps. We also offer advice on how to navigate these new financial obstacles, and whether becoming a doctor is still a viable path. If you're facing similar challenges, remember you're not alone. Reach out to mentors and be creative with your educational path.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED International Healthcare Volunteers (IHCV) - https://www.ihcv.org/SIGN UP FOR OUR NEWSLETTER! https://darkos.lpages.co/newsletter-signup/ WATCH THIS EPISODE ON YOUTUBE!Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE! Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Dr. Lucie Mitchell is a long time listener of Docs Outside. She joins Dr. Nii today to share her story about how a major panic attack in the last 3 months of residency training led her to pay off $70,000 of student loan debt in less than a year and turn medicine into art.Things to expect in this episode:How a debt-induced panic attack and a phone call with Dr. Renée resulted in an aggressive loan repayment planHow Dr. Lucie turned her back pain into art for herself and othersHow she roped the dean of her medical school into babysitting her daughterHow one of Dr. Nii's mindset episodes helped Dr. Lucie stop stalling and take action Check out Dr. Lucie's artistry at www.phoenixnoirdesigns.comWE WANT TO HEAR FROM YOU!!!!TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE ON YOUTUBE!https://www.youtube.com/drniidarkoJoin our communityText word PODCAST to 833-230-2860Twitter: @drniidarkoInstagram: @drniidarkoEmail: team@drniidarko.comPodcasting Course: www.docswhopodcast.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored bySet For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.comProvider Solutions & Development. Experts in holistic career coaching – check them out HERETwitter: @PSDConnectsFacebook: @PSDConnectsLinkedIN: Provider Solutions & Development Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860The sudden passing of Malcolm-Jamal Warner was a shock to most of us who grew up watching him as Theo on The Cosby Show. At just 54 years old, his drowning in Costa Rica while swimming with family serves as a stark reminder that water safety remains crucial for everyone, regardless of swimming ability or experience. Check the links below for crisis hotlines, therapist directories, and water safety information that could make all the difference in someone's life.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED 988 Suicide & Crisis Lifeline - https://988lifeline.org/National Alliance on Mental Illness - https://www.nami.org/To find a therapist - https://www.psychologytoday.com/ For online therapy - https://www.betterhelp.com/If you're griefing and need support - https://www.griefshare.org/American Red Cross Water safety page - https://www.redcross.org/get-help/how-to-prepare-for-emergencies/types-of-emergencies/water-safety.html?srsltid=AfmBOoqkRFh8EmoeRJy7EwclvsSPzEGe_VXYRbBgO2NEGG8vEaHnjCcuNational Weather Service Rip Current Safety page - https://www.weather.gov/mhx/ripcurrentsinfoSIGN UP FOR OUR NEWSLETTER!WATCH THIS EPISODE ON YOUTUBE!Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860When the "big beautiful bill" passed, all student loan forgiveness programs were paused. In this segment we went deep into the ripple effects these changes will create across healthcare. Whether you're a healthcare professional feeling betrayed by broken government promises or a taxpayer relieved about potential savings, share your perspective with us! Are you team "responsibility" or team "broken promises"? Which side are you on?REE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED npr article on what borrowers should know about student loan changes in the One Big Beautiful Bill - https://www.npr.org/2025/07/24/nx-s1-5477646/student-loan-repayment-forgiveness-trumpCBS NEWS on student loan forgiveness - https://www.cbsnews.com/news/student-loan-forgiveness-ibr-debt-payments-education-department-cbs-news-explains/SIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE! Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860The medical profession is facing a significant shift as doctors are increasingly finding more lucrative opportunities on social media than in clinical practice. While some doctors manage to balance both worlds, the trend points toward a future where medical knowledge is increasingly monetized online rather than applied in hospitals and clinics.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsSIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nii brings talks to Dr. Rachael Consoli, an OB/GYN who presently is working in a United States military hospital in South Korea and has the unique distinction of having delivered babies on nearly every continent in the world. Listen in as Nii asks Rachael why she chose to follow this less-than-traveled path in medicine. Things to expect in this episode:Dr. Rachael's journey from EM residency to OB/GYNThe challenges and rewards of humanitarian and locums workTraveling the world and immersing oneself in the local cultureSaving for retirement and vetting humanitarian organizationsHer experience serving the people of Utqiagvik, Alaska, the most northern city in the worldWE WANT TO HEAR FROM YOU!!!!FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE ON YOUTUBE!Join our communityText word PODCAST to 833-230-2860Twitter: @drniidarkoInstagram: @drniidarkoEmail: team@drniidarko.comPodcasting Course: www.docswhopodcast.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is edited by: Your Podcast PalThis episode is sponsored by:Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860On this episode we talk about the parallels between the entertainment industry scandals like the Sean "Diddy" Combs case and the power imbalances in healthcare. If you've witnessed unethical behavior in medicine that was swept under the rug, we want to hear your story. Did you speak up? If not, why? Leave us a voice message or text us.We discuss:00:00 Introduction.02:55 Shoutout to the new residents out there

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this segment we discussed Dr. Fran who earns more as a TikTok influencer than at her day job.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Dr. Fran who makes more money doing TikTok than she does being a doctor- https://nypost.com/2025/06/04/lifestyle/doctor-with-300k-salary-earns-more-as-tiktok-influencer-than-atn-her-day-job/SIGN UP FOR OUR NEWSLETTER!WATCH THIS EPISODE ON YOUTUBE!Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860We started off by doing a check-in on Dr. Renee's health journey. We then moved on to our controversial takes on rap, and had an insightful discussion on code-switching in medicine and maintaining authenticity in professional settings.We discuss:00:00 Dr. Renee's Vitals check09:43 Our controversial takes on rap and code switchingFREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsSIGN UP FOR OUR NEWSLETTER!WATCH THIS EPISODE ON YOUTUBE!Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE! Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this raw, revealing episode, I take you behind the scenes of my journey to reclaim my physical and mental health while working in one of medicine's most demanding specialties. After years of neglecting my physical fitness, I'm now chasing two ambitious goals and I also challenge y'all to set a goal completely unrelated to your title as a doctor. I discuss:0:00 Introduction.02:04 My fitness goals of breaking 20 minutes in a 5K and bench pressing 250 pounds.05:59 My background.08:20 Why these goals?18:56 The importance of being healthy both mentally & physically as a doctor.22:20 How I train.29:45 How I find time to work out as a trauma surgeon.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Future The Virtual App I use for training - https://www.future.co/SIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Instagram: @docsoutsidetheboxEmail: team@drniidarko.comTwitter: @drniidarkoMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this new segment "The Vitals Check" we track our personal fitness journeys. Shoutout to Faith Kipyegon for her historic 4-minute mile attempt. She reminds us of legends like Florence Griffith Joyner and Jackie Joyner-Kersee. On that note, what fitness goals are you chasing? FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Q&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860If you or someone you know is battling breast cancer, then this segment is for you. We discussed the heartbreaking story of MTV VJ Ananda Lewis who recently lost her battle with breast cancer and gave actionable steps for dealing with breast cancer.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Article by Ananda lewis on living with breast cancer - https://www.essence.com/lifestyle/ananda-lewis-breast-cancer/Dr. Lakshmi Emory & Kevin Frazier Entertainment Tonight segment on Ananda Lewis's breast cancer and her death - https://www.youtube.com/watch?v=d2IDmhGsJtENational breast cancer organization resources - https://www.nationalbreastcancer.org/breast-cancer-resources/Q&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSIGN UP FOR OUR NEWSLETTER!  WATCH THIS EPISODE ON YOUTUBE!Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860If you're thinking about launching your own locums medical staffing agency while still completing your healthcare education, this episode dives deep into the complexities and realities of starting a locum tenens agency. We offered practical advice drawn from years of experience in both clinical practice and business development.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Past episodes on starting a locums agency.- https://youtu.be/z5W9yQQaizk- https://youtu.be/GDCRSO-dY70- https://youtu.be/Mqb1awTFthE- https://youtu.be/qeH-ztylxHI- https://youtu.be/u3c4J4qSIkg- https://youtu.be/ZfvnDaU1GKE- https://youtu.be/Fkvjnjisz0Q- https://youtu.be/pNOE-xVG3hUSIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com