Podcasts about Flat

This week on The Gray Report, we're unpacking the recent surge in multifamily distress and what 18 months of flat national rent growth means for operators and investors. Plus, a deep dive into the true meaning of "yield" and a look at the surprisingly affordable markets Gen Z is flocking to.Key insights from this episode:The Distress Wall is Here: Multifamily special servicing rates have hit 11.1%, the second-highest level since the Great Financial Crisis. We discuss how preferred equity is impacting common equity in these distressed deals.Supply & Flat Rents: Rents have remained relatively flat over the last 18 months amid a historic supply wave, but the Midwest continues to show unique resilience and positive rent growth.Jargon Bin - Yield: What is the actual difference between a preferred return, cash-on-cash return, and a stabilized yield on cost? We break down how to read a pro forma and align your income goals with the right metrics.The Gen Z Migration: Driven by the pursuit of affordability, Gen Z homebuyers and renters are moving away from coastal cities and heading toward the Midwest and Sunbelt college towns.

529 plans are one of the most popular ways for families to save for education—but many parents still have questions about how much to contribute and what those funds can actually be used for. In this episode of the White Coat Investor Podcast, Dr. Jim Dahle answers several listener questions about 529 education savings plans, including how much parents might consider saving for a newborn child and how to think about long-term education funding goals. We also discuss the concept of "Trump accounts" (530A accounts) and what these proposed or new account types are intended to do. Finally, we explore whether 529 funds can be used for continuing education expenses such as CME, and how the rules around qualified education expenses actually work. Understanding the details of education savings accounts can help physicians and other high-income professionals plan more effectively for their children's education while staying tax-efficient. Resolve is the #1 rated physician contract team, reviewing 1000+ physician contracts every year. They empower physicians with location specific compensation data which leads to unparalleled leverage during the physician contract negotiation process. A physician contract lawyer is included and can negotiate on your behalf – alleviating the stress that can go along with reviewing complex legal terms. Flat-rate pricing and flexible schedules are designed for a physician's schedules. Use code WHITECOAT10 for 10% off! https://WhiteCoatInvestor.com/Resolve The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 WCI Podcast #463 05:10 How Much Should You Put in a 529 for a Newborn? 35:22 What Are 530A "Trump Accounts"? 57:05 Can You Use a 529 for CME or Continuing Education?

Israel attempted to assassinate Iran's Intelligence Minister Khatib overnight, Jerusalem Post reported, citing an Israeli official, but is still awaiting the results of the target. Iran's Foreign Minister said Iran will target US forces wherever they assemble, including near urban areas. Iran fired retaliatory missiles towards Tel Aviv for the killing of Larijani.European equities gain, Banks benefiting from a delay in capital requirements; US equity futures follow peers.Mostly flat FX trade heading into the FOMC; CHF narrowly lags ahead of tomorrow's SNB.Crude continues to dictate macro sentiment; Gold rotates around USD 5,000/oz.Fixed income firmer amid energy downside ahead of key central bank announcements.Looking ahead, highlights include US PPI (Feb), New Zealand GDP (Q4), BoC, Fed & BCB Policy Announcements. Speakers include BoC's Macklem & Rogers, Fed Chair Powell & NVIDIA (NVDA) CEO Huang. Earnings from Micron.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

93% of mattress companies may be missing out—ISPA Expo 2026 reveals the surprising shifts and AI secrets that could change everything for sleep retailers.What does the future hold for the mattress industry? Fresh from ISPA Expo 2026, Mark and Tara Kinsley break down the most eye-opening data, trends, and innovations shaping where sleep is headed. Did you know 93% of mattress companies are regional, yet only account for 30% of industry revenue? Discover why that matters—and what the coming wave of consolidation and technology means for retailers, manufacturers, and consumers.If you've been worried about cautious consumers, housing-driven demand, or how to compete with giants, this episode delivers clarity. Mark shares insights from his keynote on how AI is moving from toy to essential industry toolkit, showing real-world demos that could save your business time and unlock your true competitive edge. Plus, hear about game-changing innovations like Incline Sleep, Geli Sleep's pressure-relief breakthrough, and Neo Nest's modular, eco-friendly platforms.Curious about which trends will actually stick, how to avoid the race to the bottom, and what practical steps you can take right now? Industry experts, visionaries, and retail leaders all weigh in. Whether you're a retailer, manufacturer, or sleep health enthusiast, this episode is packed with actionable insights you won't get anywhere else.Timestamps:00:00 – Why ISPA Expo 2026 was a game-changer for the mattress industry06:45 – The shocking 93%/7% revenue split: What it means for your business11:30 – How cautious consumers and high interest rates are shaping demand17:00 – The moment interest rates dip: The hidden key to mattress sales spikes22:50 – Why moving upmarket can double your revenue (real retailer example)29:20 – The AI toolkit: How to go from toy to tool and save hours every week35:10 – Demo: Instantly get your mattress brand “retail ready” with AI42:00 – Incline Sleep's story: What true incline means for health and comfort48:40 – Adjustable bases for every sleeper: The new side and stomach sleeper innovation54:30 – Geli Sleep's “weightless” experience and why showroom demos matter59:50 – Neo Nest's modular, sustainable foundation—mattress tech goes green1:05:00 – The FAM Innovation Spotlight: How to get your innovation noticedConnect with The FAM Podcast:

Is the multifamily market about to break… or boom?In this episode of The Gray Report, Spencer Gray sits down with Gray Capital senior analyst Addison Lubert to break down what's really happening in multifamily right now.

In this episode, Ms. Elle helps a Dominant find his erotic voice and expand past his one-dimensional communication style for deeper inducement and power-exchange in his kinky relationships.Support the showSUPPORT THIS PODCAST | FOLLOW ON SOCIAL

Donald Trump has trained his acolytes in politics and media to echo his reassuring buzz phrases about weathering the short term effects of his war on Iran on the energy markets and global economy, but catchy slogans aren't changing the facts of the situation in the Strait of Hormuz and the sudden energy crisis that everyone in the world can see happening in front of their own eyes. James Talarico is already running against one of two very flawed Republican opponents to represent Texas in the U.S. Senate, in a race that could determine control of the Senate. But Donald Trump's steadily sinking popularity and politically disastrous policies from his anti-immigrant cruelty to his senseless war on Iran and the economic fallout that Americans are already feeling, have given voters even more reason to consider making this the election that turns Texas blue. Talarico talks with Jen Psaki about the unnecessary challenges Americans are dealing with as a result of Donald Trump's mismanagement of the White House. After two attacks in one day that appear to be related to Donald Trump's war on Iran, former CIA director John Brennan talks with Jen Psaki about the domestic national security threats that come with picking a fight with Iran. And with Donald Trump pushing for the passage of an election bill, House Democratic leader Hakeem Jeffries talks with Jen about Democratic plans to push back on Trump's effort to manipulate elections, as well as his war on Iran. To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Text Sue what you think!Pi Day is one of those holidays parents often try to make “fun.” But sometimes the issue isn't the activity — it's the hype.Here's a quick unschooling perspective on Pi Day and why kids often respond better to curiosity than to pressure.Instead of trying to convince kids something is fun, unschooling families often offer ideas lightly — letting interest show up naturally.Sometimes kids lean in.Sometimes they don't.And both are completely normal.Sue Patterson also shares a simple way to introduce Pi Day at home without turning it into a big event. Just remember, real learning doesn't need a sales pitch.Huge collection of Pi Day ideas here:https://www.unschoolingmom2mom.com/pi-dayBlogpost: The Reality of Pi Day for Unschooling Families

⚡ Why Amicable Divorces Are Faster | Los Angeles Divorce ⚡ Want a faster divorce? The biggest factor isn't paperwork—it's conflict. When couples fight, the court has to step in with hearings, motions, and lawyers billing hundreds per hour. That can drag a divorce out for months or even years. But when a divorce is amicable, everything moves much faster. In this video, I explain why amicable divorces move through the court system quicker and how couples can avoid unnecessary delays.

My stomach was such a sensitive subject for me for a multitude of reasons! I felt less feminine and sexy with access weight and as a girl with curves who will naturally always have them I want to discuss how my stomach stays flat even when I fluctuate. If you enjoyed this episode, leave a review!To request Hailey to be on your Podcast, Radio Show, or TV Show, reach out to talent@pionairepodcasting.comFOLLOW ME:IG: instagram.com/haileygambaTikTok:@haileygambaYouTube: youtube.com/@haileygamba

Depth Progression for Spearfishing: EQ, Technique, Safety & Training with Mark Davies (Karma Dives) On the Noob Spearo Podcast, host Shrek talks with Mark Davies from Karma Dives (Hervey Bay) about safe depth progression for spearfishing and freediving, focusing on why divers plateau and how to move from 10m to 15m, 20m and beyond. They cover equalisation troubleshooting (tongue positions, head-angle training, pulsing/warmups, balloons), refining technique and streamlining, disciplined surface intervals, and the added risk of spearing versus line diving. Mark shares cautionary blackout/samba stories, warning signs of pushing too hard, and practical training ideas like pool sessions, walking apnea, stretching/diaphragm flexibility, hydration, and gear considerations such as low-volume masks and appropriate fins. Mark also outlines his Maldives depth-progression retreat (ending with tiger shark dives) and mentions upcoming spearfishing retreats. Important Times 00:00 Depth Progression Teaser 00:42 Shoutouts and Trips 02:21 Sponsors and Welcome 03:27 Mark Davies Background 04:19 Freediving Inspiration 08:03 Teaching and Mindset 12:59 Sharks and Big Catches 19:52 Safety Before Depth 23:13 Blackouts and Pool Lessons 31:23 Beginner Depth Barriers 32:58 EQ Techniques and Drills 36:51 Lifestyle and Hydration 39:55 Confidence and EQ Discipline 45:25 Continuous Equalizing Debate 46:46 Breaking Past 10 Meters 48:11 Technique for 10 to 15 50:17 Surface Intervals and Safety 53:02 15 to 20 Training Tools 54:18 Stretching to Prevent Squeeze 57:45 Warmup Dives and Mindset 01:01:55 Team Diving at 20 Meters 01:04:16 20 to 25 Slow Progression 01:07:29 Gear Choices for Depth 01:11:03 Hypoxia Warning Signs 01:14:33 Leg Strength and Fin Power 01:19:43 Maldives Retreat Breakdown 01:28:26 Wrap Up and Next Episodes Links Mentioned, Partner Links and More

CHELTENHAM FESTIVAL DAY 4 BETTING GUIDE Our panel of Emmet Kennedy, Adam Mills, George Gorman, Andy Newton and Jaime Wrenn preview every race on Day 4 of the Cheltenham Festival, sharing their best bets for Friday. The feature race, the Cheltenham Gold Cup, looks set to be a cracker as The Jukebox Man, Gaelic Warrior and Jango Baie renew rivalry having fought out the finish in the King George VI Chase. They are joined by Haiti Couleurs, Grey Dawning, Cheltenham hero Envoi Allen and defending champion Inothewayurthinkin, making it one of the most intriguing renewals in recent years. The panel share strong opinions and lively debate, with three of the team agreeing on the same horse as their NAP of the day.

PRESENTED BY: CONCRETE LOGIC ACADEMY Practical education and ongoing development for concrete professionals at every stage of their career. Join here: https://www.concretelogicacademy.com/Superflat concrete floors didn't just appear overnight.They evolved through decades of trial, error, and innovation.In this episode of the Concrete Logic Podcast, Chad White from Structural Services Inc. (SSI) returns to explain how the industry went from checking floors with a 10-foot straightedge to producing high-tolerance floors for robotics, automated warehouses, and high-bay storage systems.Chad has more than 40 years of experience in concrete construction, starting as a cement mason apprentice before running his own company and later becoming a senior concrete consultant with SSI. He has worked on defined-traffic superflat floors, random-traffic high-tolerance slabs, suspended slabs, and industrial floor systems across the country.We talk about how the means and methods have changed, what actually defines a “superflat” floor, and why today's demands for automation and robotics are pushing tolerances tighter than ever.If you've ever wondered how contractors actually hit FF, FL, and F-min numbers, this episode explains the real-world process behind it.WHAT YOU'LL LEARN· What actually qualifies as a superflat concrete floor· How floors were measured before the F-number system· Why laser screeds and float pans changed everything· The difference between defined-traffic (F-min) and random-traffic floors· Why robotics and automated warehouses are demanding flatter floors· Where most grinding corrections occur on high-tolerance slabs· Why slump consistency and placement rate matter more than exotic mix designs· How laser scanning and real-time data could change floor flatness control in the futureCHAPTERS00:00 Introduction and episode overview02:40 Early methods for measuring floor flatness05:15 How superflat floors started in warehouse logistics08:40 Measuring FF, FL, and F-min floors12:00 The history of the F-number system16:30 How superflat floors were built in the 1980s22:00 Bump cutting and manual finishing methods28:30 Profilographs and corrective grinding31:00 High-tolerance random traffic floors34:00 Laser screeds and float pans change the industry37:00 Modern methods for producing flatter floors39:00 Mix design considerations for superflat slabs42:00 The future of floor flatness measurementGUESTChad White Structural Services Inc. (SSI)https://www.concretelogicpodcast.com/guests/chad-white/CONCRETE LOGIC ACADEMYIf you enjoy the educational side of the podcast, check out the Concrete Logic Academy.The Academy takes topics from the podcast and turns them into structured learning courses with quizzes and supporting material. Many courses qualify for PDHs and CEUs for engineers and industry professionals.Learn more here:https://www.concretelogicacademy.comSUPPORT THE PODCASTIf the Concrete Logic Podcast has helped you learn something new or connect with someone in the industry, consider supporting the show.Donate here:https://www.concretelogicpodcast.com/supportLooking for great hunting gear: https://www.concretelogicpodcast.com/kuiuInterested in advertising or media services? seth@concretelogicpodcast.comCREDITSProducers: Scott Reed, Jodi Tandett, Concrete Logic MediaMusic by Mike Duntonhttps://www.mdunton.com/WHERE TO FIND SETHWebsite: https://www.concretelogicpodcast.comLinkedIn: https://www.linkedin.com/in/sethtandett/YouTube: https://www.youtube.com/@concretelogicpodcastUntil next time, let's keep it concrete!

Andrew, Ben, and Tom discuss this morning's CPI, energy costs, and an update on the Middle East. Join our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure

CHELTENHAM FESTIVAL DAY 3 BETTING GUIDE with 1xBet Ireland Our panel of Emmet Kennedy, Adam Mills, George Gorman, Andy Newton and Jaime Wrenn preview every race on Day 3 of the Cheltenham Festival, sharing their best bets for Thursday. It's a fascinating card where expectations will be high for Bambino Fever, Wodhooh, Fact To File, Supremely West and Jeriko Du Reponet, but the panel believe there may be value elsewhere on the card. From the Ryanair Mares' Novices' Hurdle to the stamina test of the Stayers' Hurdle, and the blockbuster Ryanair Chase, the team break down the full card with strong opinions, lively debate and the usual Final Furlong craic. Along the way, the panel reveal their NAPs and next best bets, including selections priced up to 50/1.

Flat rate has been debated for decades in service departments, but what if the real issue isn't the pay structure at all? In this episode of Dealer Talk with Jen Suzuki, I sit down with Joe Minns, Corporate Fixed Ops Director at Dennis & Co Auto Group, who brings 34 years of real dealership experience to the conversation. Joe has seen just about everything in service operations, from dirt-floor shops to high-tech 80-bay service departments. Today he oversees fixed operations for Dennis & Co's growing network of dealerships, and he shares one powerful perspective that many leaders overlook: Flat rate doesn't fail… culture does. We dive deep into the real reasons technicians struggle to flag hours and why so many service departments unintentionally waste the most valuable resource they have, technician time. Joe breaks down the operational leaks that quietly drain productivity, the cultural shifts required to protect technician efficiency, and why leaders must rethink how dispatch, advisors, and managers support the shop. We also talk about: • Why technicians are the true revenue engine of fixed operations • How small moments of lost technician time cost dealerships thousands • Why many service departments unknowingly rig the system against their own techs • The leadership shift required to fix flat rate culture • How service advisors, dispatchers, and managers must align to protect technician productivity • Why career pathing is critical to solving the technician shortage If you're a service director, fixed ops leader, or dealership executive trying to improve technician retention, shop productivity, and labor performance, this conversation is packed with practical insight. Because at the end of the day, great service leaders don't just manage the shop, they protect the people who power it. Dealer Talk with Jen Suzuki Podcast |

The IEA has proposed the largest ever release of oil from its strategic reserves, with Bloomberg reporting around 300-400mln barrels to be released. Separate reporting stated that the volume in the first month of the release of oil reserves would exceed 100mln barrels. Crude rises as geopolitics show no real signs of abating; copper falls as sentiment deteriorates.European equities entirely in the red, Rheinmetall disappoints despite increased need for defence; US equity futures continue to consolidate.DXY flat heading into CPI, AUD outperforms as more banks forecast a hike next week.Hawkish ECB speak drives EGBs lower; packed UK agenda ahead.Looking ahead, highlights include US CPI (Feb), OPEC MOMR, IEA recommendation, G7 call. Speakers include ECB's Schnabel & Fed's Bowman, Supply from Germany & the US.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

✨ Use my Code "HANNAH" and Get 10% off on Fiverr: https://go.fiverr.com/visit/?bta=1098020&brand=fiverrcpa✨ Sign Up For a Free ProfitTree Plan: https://profittree.io/?utm_source=youtube&utm_medium=ecommhannah&utm_campaign=V2ehvid22✨ Try Gelato by Clicking here: https://try.gelato.com/ecomhannah_______________________________________________This children's book strategy on Etsy is a hidden gem.I found a personalized baby book listing making $10K+/month — and figured out how to replicate the entire thing using Print-on-Demand and AI tools like ChatGPT.In this full tutorial, I'll walk you through exactly how I created a personalized storybook that sells with zero inventory using:

Fueling the SISU Lifestyle: Why Most Active Adults Are Under-Eating   Episode Summary   If you're training hard but constantly tired… If your strength gains have stalled… If soreness lingers longer than it should… If you've ever said, "I'm doing everything right but I still feel off…"   This episode is for you.   At SISU, we see it every day: driven, disciplined adults showing up consistently to train — but unknowingly under-fueling their bodies. And the result? Flat workouts, stalled progress, lingering fatigue, and frustration.   Here's the truth:   Most active adults aren't under-training — they're under-fueling.   In this episode, we break down why this is happening, especially among high-achieving professionals and busy women who apply intense discipline to food instead of using it as fuel.       What We Cover in This Episode     The Under-Fueling Myths Holding You Back   We unpack common beliefs like:   "I eat clean, so I'm fine." "If I'm tired, I just need more coffee." "I don't want to gain weight." "I'll eat more once I lean out."     We talk about how stress suppresses hunger, how cortisol masks true energy needs, and why many women under-eat protein and carbs without realizing it.   This isn't a motivation problem. It's a fueling problem.     Protein, Carbs & Recovery — Made Simple   We explain:   Protein   Why strength and muscle repair depend on it What "enough" actually looks like Why spreading it throughout the day matters     Carbs   Why carbs don't automatically mean fat gain Why training + work + life = higher carb needs Why low carbs often lead to flat workouts and poor recovery     At SISU, we don't train for exhaustion. We train for longevity and performance.   And you can't out-train low fuel.     Real-Life Scenarios We See at SISU   You'll probably recognize yourself in one of these:   The 5AM Crew Training fasted with coffee as "fuel." We break down simple, realistic pre- and post-workout options.   The Long Workday Professional Meetings all day, skipped meals, 3PM crash, then under-protein dinner and overeating. We talk about structuring your day for energy stability.   The High-Stress High-Intensity Trap Training hard while juggling work, family, and stress. Why stress actually increases fuel needs — and how "discipline" can backfire.     Simple Fueling Rules You Can Use This Week   If you do nothing else, start here:   Eat protein at every meal Fuel around workouts — not just after Don't skip meals on high-stress days Recovery starts with food, not supplements Consistency beats perfection       The SISU Philosophy   Training is the stimulus. Food is the support system.   Strong, resilient, high-performing bodies don't come from eating less — they come from fueling better.   If this episode hits home, talk to a coach. Ask questions. Stop guessing. Start fueling with intention.   Your body isn't broken. It might just be underfed.

A rather rough back-to-back. Last night the Knicks dropped their second straight for the first time since the season was deemed "over" in early January. I despised their PnR coverages, loved their offense with Brunson and Towns together, but still can't stand the starting rotation giving losing minutes. Also, the Knicks turned it over one billion times. We break it down.0:00 Intro0:30 Recap & Thoughts5:48 Why ICE + Blitz Failed12:13 Stay Connected With Us!13:12 Brunson + Towns Take Advantage18:41 Starting Five Still Bad23:49 Bing Bong Game Ball (Starters): KAT24:27 Bing Bong Game Ball (Reserves): Diawara25:57 Up Next28:28 Outro*SUPPORT THE POD*https://account.venmo.com/u/Robert-Carbone-Jr-28Audio

If you've ever struggled to explain what your business does or felt like your marketing should be converting better, join us for StoryBrand Your Business Live. It's a two-day workshop in Nashville this May 7-8, 2026 where Donald Miller will teach you how to build clear messaging that works. You'll also get direct feedback from StoryBrand Certified Guides so you walk out confident your message connects. Every workshop this year has filled up fast, and this one will too. Register now at http://storybrand.com/live       Chances are, you already know that story is everything when it comes to growing your business. Customers who feel invited into a narrative engage more, understand more, and buy more. The harder question has always been a practical one: where do these stories actually go, and how do you write them without starting from scratch every time?   In this episode, Donald Miller shares the exact 7-part AI prompt he uses with clients to transform flat copy into story-driven messaging, from landing pages to keynotes to product descriptions on Amazon. He walks through how to name the problem, agitate it emotionally, state a clear need, and only then introduce your product as the solution. Use this formula correctly, and you're not just writing better marketing. You're making it nearly impossible for your customer to look away.         Connect with Donald Miller on social media: https://www.instagram.com/donaldmiller/ https://www.facebook.com/donaldmillerwords http://StoryBrand.com   Building a StoryBrand 2.0 is now available! https://buildingastorybrand.com/?utm_medium=social&utm_source=youtube&utm_campaign=&utm_term=cb&utm_content=SB_Framework   Make your marketing and messaging work with the StoryBrand framework—and you can do that with the updated version of the book, Building a StoryBrand 2.0, now available!

Cheltenham Festival Day 2 Betting Guide with our panel of Emmet Kennedy, Adam Mills, Andy Newton, Peter Michael and Aidan O'Hara preview every race on Day 2 of the Festival, sharing their best bets for Wednesday. From the opening Turners Novices' Hurdle to the future stars in the Champion Bumper, the team break down the full card with strong opinions, lively debate and the usual Final Furlong craic. Along the way, the panel reveal their NAPs and next best bets, including selections priced up to 25/1.

Cheltenham Festival is finally here, and our panel of Emmet Kennedy, Adam Mills, George Gorman, Andy Newton and Peter Michael preview every race on Day 1 of the Festival, sharing their best bets for Tuesday. From the opening Supreme Novices' Hurdle to the staying test of the National Hunt Challenge Cup, the team break down the full card with strong opinions, plenty of debate and the usual Final Furlong craic. Along the way, the panel put forward their NAPs and next best bets, including selections priced up to 20/1.

I talk about finally getting the last episode uploaded, popping a beer too soon, and Grok not undertanding the movie titles I'm trying to make a list of. Cheers!

⚖️ How to Get a Divorce Without Court in Pomona? | Pomona Divorce

Damian Barrett and Joel Peterson bring you the latest footy news on AFL Daily. The Magpies have kicked off their campaign in style beating the Saints by 12 points at the MCG. The Brisbane Lions have been hit hard by the MRO ahead of Round 1 vs. Sydney, while the Bulldogs were "ultra impressive" in their victory. Melbourne fans must be somewhat frustrated after Petracca and Oliver dominated in new colours, and to signify the start of a new season, Damo brings back his famous MVP. Subscribe to AFL Daily and never miss an episode. Rate and review wherever you listen to podcasts.See omnystudio.com/listener for privacy information.

CONFESSED YOUR FEELINGS TOO SOON? You've confessed your feelings but didn't get the response you hoped for. What now? Do you stay and hope their affection grows, or walk away? Here's what you need to consider: Connor writes, “I have been dating a guy for 3 months now. One week ago, I told him that I was smitten with him, that he was amazing, and that I felt that we belong together. His response was quite formal and not exactly what I had hoped for. I expected to leave the evening being in a relationship, but he said he wanted to take things slow. He agreed not to date anyone else. Am I being strung along?” Assessing The Factors Do You Feel Safe? Their Level Of Interest Work with Me: Consultation: Books: Breakup Triage; The Cure for Heartache Audible Allowing Magnificence; Living the Expanded Version of Your Life - Book and Audiobook: Connect with Me! Website: susanwinter.net YouTube: YouTube Channel Instagram: Instagram Profile Twitter: Twitter Profile Facebook: Facebook Page LinkedIn: LinkedIn Profile TikTok: TikTok Profile

Simon Bajkowski and Alex James react to Manchester City's "flat" 2-2 draw against Nottingham Forest, and discuss how inconsistency could cost Pep Guardiola's side the Premier League title. EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/talkingcity Learn more about your ad choices. Visit podcastchoices.com/adchoices

Full Show Notes: bengreenfieldlife.com/ohmpodcast In this episode, I welcome back my former podcast sidekick, Dr. Jay Wiles—a leading performance psychologist and expert in nervous system optimization. Together, we dive deep into the science of resonance breathing, unpacking how this surprisingly simple practice can dramatically improve your heart rate variability, stress resilience, emotional well-being, and sleep quality. We also get hands-on with the cutting-edge Ohm lamp, an innovative technology Jay helped develop that personalizes resonance breathing sessions using high-fidelity HRV data gathered right from your palm. Whether you're an elite athlete looking for a mental edge or just hoping to enhance your day-to-day health, this conversation is packed with actionable tips, real-world anecdotes, and a peek into the future of nervous system biohacking. Dr. Jay Wiles - who you may remember if you're a long time podcast listener as my witty sidekick on old Ben Greenfield Life podcast episodes - is a performance psychologist and psychophysiology expert specializing in nervous system optimization, recovery, and human performance. He serves as Chief Health and Performance Officer at Ohm Health, where he leads the science and development of biofeedback-driven tools designed to train stress resilience, improve sleep, and enhance cognitive performance through evidence-based autonomic nervous system interventions. Ohm Health is a nervous system resiliency and training company focused on improving stress resilience, recovery, sleep, and cognitive performance through evidence-based psychophysiology. Pre-order and use code BEN for 10% off at Ohm Health Episode Sponsors: BIOptimizers MassZymes: MassZymes is a powerful, best-in-class enzyme supplement that improves digestion, reduces gas and bloating, and provides relief from constipation. Go to bioptimizers.com/ben and use code ben15 for 15% off your order. Organifi Shilajit Gummies: Harness the ancient power of pure Himalayan Shilajit anytime you want with these convenient and tasty gummies. Get them now for 20% off at organifi.com/Ben. Just Thrive: Just Thrive Probiotic is the only probiotic clinically proven to arrive 100% alive in your gut, wrestling in less bloat, better energy, and even clear skin. Digestive Bitters packs 12 science-backed herbs in one tasteless capsule that jumpstarts your digestion and supports GLP-1 production so cravings don’t control you. Visit justthrivehealth.com/BEN and save 20% with promo code BEN. See the difference for yourself or get a full product refund, no questions asked. BON CHARGE: BON CHARGE is a holistic wellness brand with a wide range of products that naturally address the issues of modern life. Their products can help you sleep better, perform better, recover faster, balance hormones, reduce inflammation, and so much more. Go to boncharge.com/GREENFIELD and use coupon code GREENFIELD to save 15%.See omnystudio.com/listener for privacy information.

With the Cheltenham Festival just around the corner, we take a different approach to the formbook by diving into RaceiQ data with Racing TV analyst Page Fuller. RaceiQ uses GPS tracking technology to measure performance metrics such as jumping efficiency, stride length, entry speed into obstacles, and finishing sectionals, offering a completely different perspective on how horses perform in top-level races. Page joins Emmet Kennedy to analyse the key metrics behind the leading contenders for the biggest races at Cheltenham, highlighting the performances that stand out in the data and identifying the horses whose numbers suggest they could have a major impact at the Festival. Page has produced Racing TV's Cheltenham Festival RaceiQ data pack covering all 13 Grade 1 races. The aim isn't tipping winners, but identifying the performances and metrics that stand out in the data and understanding what they may tell us about how these races could unfold.

Defending Champion Hurdle winning trainer Jeremy Scott joins Emmet Kennedy as the remarkable Golden Ace prepares to return to the Cheltenham Festival in a bid to defend her crown. Scott reflects on Golden Ace's dramatic victory last year, charting the journey from a small Exmoor yard to the summit of National Hunt racing. He explains why he believes the mare arrives at Cheltenham in even better shape this time around and how her preparation has gone ahead of the Festival. The conversation also explores the key rivals in what promises to be a wide-open Champion Hurdle and what it would mean to join the elite group of horses who have managed to win the race more than once. Jeremy also shares two handicappers he believes are worth following at the Festival, offering valuable insight for punters searching for an edge during Cheltenham week.

What's it really like to cycle from Amsterdam to Bruges — and sleep in your luxury floating hotel along the way? In this episode, we dive into the unforgettable Amsterdam to Bruges bike and barge tour, one of Europe's most relaxing active adventures. Pedal flat scenic routes through the Netherlands and Belgium, cruise past windmills and riverside villages, and explore iconic cities like Amsterdam, Ghent, and Bruges — all while unpacking just once. We cover the daily mileage, difficulty level, what life aboard the barge is really like, and who this tour is perfect for (hint: you definitely don't have to be a hardcore cyclist - it's FLAT!!!).   If you love active travel with comfort, culture, and incredible scenery — this one's for you.  And if you've been trying to get your partner to join you on an adventure, this is the PERFECT vacation that allows for differing physical abilities and desires - just like with our guest today! Press play and let's ride through Holland and Belgium.

Dan Prosser and Andrew Frankel preview the 2026 Formula 1 season, which gets underway this weekend at the Australian Grand Prix. They discuss the controversial new power unit regulations and the apparent shortcomings of this new era of hybrid powertrains, which teams and drivers appear to be in a strong position, and which teams are in trouble. Use coupon code pod20 at checkout to get 20% off an annual subscription to The Intercooler's online car magazine for the first year! Listen to this podcast ad-free, and enjoy a subscriber-only midweek podcast too. With a 30-day free trial, you can try it risk-free – ⁠https://www.the-intercooler.com/subscribe/⁠ Find out more about JBR Capital here – https://www.jbrcapital.com Use coupon code Ti10 to get 10% off your Supernatural Car Care order – https://supernaturalcarcare.com/

Gabe and Drew break down Missouri's 80-64 loss to Oklahoma. What happened in the Tigers' worst performance of the SEC season and what does it mean for the future?

There is one truth that has followed every major technological revolution in human history. Energy demand always rises to meet technological capability. When we industrialized, coal consumption exploded. When we built the modern transportation system, oil demand reshaped global geopolitics. When we entered the digital age, electricity quietly became the backbone of the global economy. And now we are entering the AI era. What most people don't appreciate is that AI is not just a software revolution. It is an electricity revolution. Training a single advanced AI model can consume as much electricity as tens of thousands of homes use in an entire year. And once trained, these models continue to run inside data centers filled with specialized hardware operating 24 hours a day. A single large AI data center can require over 1 gigawatt of power. To put that into perspective, that's enough electricity to power roughly 700,000 homes. One building consuming the equivalent of a major city. Now consider that companies like Microsoft, Google, Meta, and Amazon are planning dozens of these facilities. Suddenly, you begin to see the scale of what's happening. Even individual AI queries consume more power than traditional computing tasks meaningfully. One estimate suggests an AI query can use roughly 10 times the electricity of a traditional search query. That difference seems trivial until you multiply it by billions of interactions per day. This is why, for the first time in decades, electricity demand in the United States is accelerating again. For nearly 20 years, electricity demand was relatively flat. Efficiency gains offset economic growth. But AI, electrification of transportation, and domestic manufacturing are reversing that trend. And here's where the story becomes even more interesting. China understands this. China is building power infrastructure at a pace that is difficult to comprehend. They are adding entire national-scale power capacity every few years. In 2023 alone, China added more new coal power capacity than the rest of the world combined. At the same time, they are installing solar and wind at record rates, becoming the global leader in renewable deployment. They are not choosing one energy source. They are choosing all of them. Because they understand that energy availability determines technological leadership. Meanwhile, in the United States, building new power plants and transmission infrastructure can take a decade or more due to regulatory hurdles, permitting delays, and political resistance. This creates a very real risk. The country that can generate the most reliable, scalable energy will have a structural advantage in AI, manufacturing, and economic growth. Energy is becoming the limiting factor. And whenever something becomes a bottleneck, investment opportunities emerge. We are entering a period where trillions of dollars will be spent on power generation, grid modernization, nuclear energy, solar, battery storage, geothermal, and technologies that most people have never even heard of. Some of the biggest fortunes of the next decade will likely be tied directly or indirectly to solving this energy constraint. In today's episode, we explore alternative energy sources, the challenges we face, and the technologies that may power the future. Because understanding energy is no longer optional if you want to understand where the world is going. And as investors, those who see these shifts early have the opportunity to position themselves ahead of the crowd. Watch on YouTube: https://youtu.be/D0Lpmq0SAvo Listen on Apple Podcasts: https://podcasts.apple.com/gb/podcast/548-ai-is-about-to-trigger-an-energy-crisis-most/id718416620?i=1000752299883 Listen on Spotify: https://open.spotify.com/episode/5l4674hFIJPWkz0spMq4YL Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Welcome everybody. This is Buck Joffery, the Wealth Formula podcast. And today, before we begin, I wanna remind you as always, there is a website associated with this podcast, wealthformula.com. That’s where you want to go. If you have, uh, an interest in uh, ing more in the community in particular, there is a, a credit investor club. AKA investor club, which you need to sign up for. Uh, go to wealthformula.com and see some private deal flow at, uh, no cost to you, uh, that, uh, you might have an interest in. Uh, let’s talk about today’s show. It’s a little bit about, uh, something. You know, that is, uh, on I think, a, a major issue, uh, going into the next decade. Um, you know, there’s one truth that’s followed. Every major technological revolution in human history. Energy demand is always rise, uh, to meet technological capability. You know, when we industrialize, uh, coal consumption exploded, obviously when we built modern transportation system oil. Demand, uh, reshaped global geopolitics. And when he entered the digital age, electricity became the backbone of the global economy, and now we’re entering the era of artificial intelligence. Now, what most people don’t appreciate is that AI is not just a software revolution, it’s an electricity revolution. Uh, training a single advanced AI model can consume as much electricity as literally tens of thousands of homes in an entire year. And once trained, these models continue to run inside data centers filled with specialized hardware operating 24 hours a day. A single large AI data center can require what’s called a entire one gigawatt of power. Now, what’s a gigawatt? Well, to put this all into perspective, that’s enough electricity to power. Roughly 700,000 homes, one building consuming the equivalent of a major city. Now, consider that companies like Microsoft, Google Meta, Amazon, they’re applying to build dozens of these facilities, and suddenly you begin to see the scale of what’s happening. Uh, even individual AI queries when you do them, they consume a lot more power than traditional computing tasks. Um, there’s an estimate that suggests that an AI query. Can use roughly 10 times the electricity of a traditional, uh, search query. The difference seems trivial until you multiply that by like billions of these interactions per day. And that is why for the first time in decades, electricity demand in the United States is accelerating again and doing so quickly. Now you might ask, well, you know, what’s been happening for the last 20 years? Well, electricity demand was actually relatively. Flat. And a lot of that is because of efficiency gains, offsetting economic growth, but ai, electrification of transportation, domestic manufacturing, they’re all gonna reverse that trend. And, and here’s where the story becomes even more interesting, because we know that China already understands this. China’s building power infrastructure at a pace that’s difficult to really even comprehend. They’re adding entire national skill, power, capacity every few years. In 2023 alone, China added more new coal power capacity than the rest of the world combined. And at the same time, they’re installing solar, wind, all these things at record rates becoming really the global leader in re renewable deployment. So you don’t think of China is that way, but they are. They’re not choosing one energy source. They’re choosing all of them. And because they understand that energy availability will determine technological leadership. Meanwhile, in the US things are kind of slower. Building a, a new power plant and transmissions infrastructure can take a decade or more. We got lots of regulatory hurdles and permitting delays in political resistance that the Chinese don’t have, and that creates a lot of risk. The country that can generate the most reliable, scalable energy, we’ll have a structural advantage in AI manufacturing and economic growth. And that is a big, big deal because energy at the end of the day is becoming. The limiting factor for growth, and whenever something becomes a bottleneck, you also get investment opportunities that emerge. So we’re entering a period where trillions of dollars will be spent on power generation, grid modernization, nuclear energy, solar battery, geothermal, you name it. And a lot of those things you’ve never heard of. Some of the biggest fortunes of the next decades will be tied directly or indirectly to solving these energy constraints. That is why in today’s episodes we’re gonna explore these alternative energy sources, kind of get an idea of what’s going on with them. I know it doesn’t sound super exciting or sexy, but understanding energy right now is, is not optional. If you wanna understand where the world is going, and as investors, those who see these shifts early are gonna have an opportunity to position themselves ahead of the crowd, and we’re gonna have. A conversation to highlight all of that right after these messages. Wealth formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying. You compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique, it’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its back. Turbocharge your investments. Visit wealthformulabanking.com. Again, that’s wealthformulabanking.com. Welcome back to the short rewind, uh, energy demand is, uh, rising, not just from ai but from electrification. Population growth, economic activity itself. At the same time, we’re trying to transition how energy’s produced, which creates, uh, real trade-offs around cost, reliability, and scale. Today’s conversation isn’t about, uh, ideology necessarily, but it’s about the economics of energy and what’s realistic as demand continues to grow. And to help us think this through. I’m joined by Dr. Ga Hockman, professor of Environmental and Resource Economics, with the PhD from Columbia University Gall. Welcome to the show. Good morning. So let’s just start very basic here. In your view, why does economic growth almost always translate into higher energy demand? Because production is very dependent on energy. And so whenever you wanna expand production, you wanna expand food, you need more energy. And this is actually what we’re trying to decouple, to create production processes that are less energy intensive. So as we grow, as we become happier, more viable, we don’t necessarily need more energy. So, uh, setting, uh, ai, artificial intelligence aside for a second, are we already in a path where electricity demand has to rise, you know, meaningfully over the next decade? I mean, what, what kind of projections do we look at there? We need to decouple growth from energy. We didn’t do that yet. As long as we don’t do it. Uh, growth will be associated with an increase in energy demand, not as much as AI has been introducing. And that is, uh, uh, uh, jumping to a higher step. Right. Now, you’ve mentioned this a couple times in the decoupling idea how in the big picture, like how do you do that? Uh, does the low hanging fruit that the US implemented from the 1980s, 1990s, and that is energy efficiency. It, which creates a win-win. Uh, it just changed the light bulbs in your, in your house. You save electricity, but you also save money ’cause these bulbs last much longer. Assuming their cost is not high enough. Is not too high. Uh, industry is the same thing. Introducing more efficient processes. Can result endless need for energy, but we need to go a step further to make it more meaningful and to introduce production processes that simply depend less on energy or depend less on energy that is polluting. Give us another example. I mean, the light bulb is an easy one, but, um, I mean, what are some large scale ideas for that energy efficiency issue? That you’ll think about when you think about these kind of decoupling ideas. Uh, another thing, just, uh, the appliances at home, uh, you want them to, uh, be more energy efficient and the windows you put on your houses, you want it to be double blast, maybe even triple in some cases that blocks the sun and helps I, uh, isolate the house better so you don’t need to heat it as much. Insulation is very important. Uh, very similar things exist in the commercial sector. Uh, if you look at the big retail stores, they’re using a lot of light bulbs. They’re using a lot of insulation to reduce their, uh, heating costs. If they are wanting to become more energy efficient. So these are not very complicated things that can really make a change in residential, in commercial. And you can then expand it further into production process in the manufacturing. And there are different examples also there. There’s also this big driver of energy in the next couple of decades, uh, which, you know, people talk about how many more terabytes we’re gonna need just to support the artificial intelligence revolution. Do you think it’s realistic, you know, just to focus on these efficient levels? Is that enough for, for how much energy we need? No, no. And we need to expand the energy. Uh, it’s important to expand it in ways that is cleaner energy, so it does not create harm. So you don’t create a good with a bad, uh, you wanna introduce energy that is cleaner so you don’t increase, uh, pollution. Uh, impact greenhouse gases. Um, so it is also the fuel mix that you’re using. The fuel sources. Will you use solar? Will you use hydro? Will you use, uh, wind, uh, bio bioenergy, same thing. Bioenergy crops. So you wanna exp expand, you wanna. Introduce a more diverse set of feedstocks that many of them are much more, uh, cleaner than the existing one. Uh, so the movement to renewable is important. Uh, and again, you don’t need to decrease the existing infrastructure, but the new infrastructure at least needs to come from a cleaner sources. You need to improve our use of batteries. Yeah. Let, let’s break down some of the things that you’ve talked about. So, solar, okay. Um, what did, what does solar do well and where does it struggle? Solar, people forget, in 2005 it was $10. Now it’s below $1. So we need to understand that there is a transition in the transition. Many times costly, but we need to learn and bring it down that. Learning came in terms of installation. The installation became much more efficient, uh, much less costly, much faster, and that brought the price of solar down. Uh, solar has been performing very well in many places. Uh, eh, solar today is cheaper than many of the most polluting, uh, infrastructure for power in the world. If I remember correctly, the number, it’s around 500 gigawatts, which is a big number. Uh, they can, that solar can outcompete the existing, uh, energy sources. Uh, where it’s struggling is that, um. Silicon will be is is in high demand and that is a creating a floor that prevents solar from going even lower, but it can also create a constraint in the future as you expand it further. Can you explain for, for us just the silicon issue? ’cause is that. So it’s just a, a silicon is a major component and we don’t have enough, is that what you’re saying? Yes. Yes, exactly. And then doesn’t that drive up the price of silicon? Yes, but we, we didn’t hit that. We, we we’re, we’re, uh, but there are actually various entities working on alternatives. From MIT to companies, uh, that are offering interesting solutions. Yes. You mentioned storage as well. Um, energy storage. Um, how close are we to storage being really viable at scale? I mean, this is, um, you know, we certainly, battery technology has improved, but, you know, how, how, how close are we to it? Becoming something that is, is really, really helping the issues. Uh, it’s challenging ’cause right now it makes it more expensive. But if the more we use it, the more we learn, the more we understand, the more, uh, efficient and cost efficient we can introduce it. Cost will go down. So it’s like the, how do you push it forward? How do you adopt these technologies? Now, we should always remember that there are, in some places, it is already very viable. But it demands certain, uh, uh, circumstances. For example, uh, the Southwest has a location where it has, uh, underground water and solar. The solar heats the underground water. So the underground water becomes the storage that, uh, then the steam becomes the electricity in the night. And that is a very viable process. Hydro with wind goes also very well, and again, uh, they manage to store, uh, use the wind to bring water upstream, and then when there’s no wind, the water flows downstream and through hydro creates electricity. Batteries, it’s technology. Uh, will a breakthrough come one day? I believe so, but again, I, I can’t predict it. Um, we can talk about, um, you know, natural gas, right? I mean, natural gas doesn’t get much attention, uh, in the transition narrative, but how important is it today in maintaining grid stability in supporting renewables? Reliability is more important than prices to many of us. No one likes blackout and if you talk with the, those that monitor and and manage the electricity markets, that’s their top priority, not the price. Uh, we don’t like it when we don’t have electricity. We we’re very dependent on it. So reliability is definitely be, uh, uh, uh, a must before you even move towards renewables. Absolutely. Before prices even, uh, uh, for anyone in the us. Um, so NA Gas has the potential, uh, it has less. CO2. The problem with NA gas is that the infrastructure is leaking. That means that the pipeline are emitting and methane because of leaks. Uh, I believe that needs to be addressed. Uh, uh, natural gas has the potential to be used, but. You need to not use it with an infrastructure that is, uh, resulting in more damage than good. It kind of defeats the purpose of it. What would do you look at natural gas as a short term bridge or something that, you know, the, the system may rely on, you know, in, in a much longer, uh, timeframe, even with other renewables. I would be careful in creating a bridge because that this infrastructure is very expensive. Once you put the amount of money needed to create infrastructure, it’s very hard to change it. Having said that, you will have solutions that will use fossil fuels, which includes natural gas, even in the long run, simply because the cost and the benefits will add up in a way that. It won’t make any sense moving away from fossils. In my opinion, not everyone will agree with me. Yeah, but, and, and you do have technologies that can make fossil fuels much, much cleaner. Like carbon capture used in storage. Uh, that technology has a huge potential. You can recycle the hydrogen and recycle other components in the refinery process that results in a cleaner fuel. But it’s something that we need to incentivize the companies to do. Uh, a company will not do it independently ’cause it’s more costly and that’s important. How about nuclear? I mean, nuclear. Offers reliable carbon free, you know, power. Yet it hasn’t scaled the way many people expected. Um. Why is that people are afraid of nuclear. Look at the three Mile Island and, and look at Fukushima and Chernobyl for that matter. People remember those stories and that really resonates with them badly. And there’s also a problem in the accounting of nuclear. Even the most safest countries in the world like Japan will everyone considered super safe. Even they have an accounting problem. So there is the concern that. Even small amounts get leaked out to the wrong hands. That can be a very bad outcome. Eh? Having said that, there is, I don’t know. I don’t follow it too much, but I do know there is a drive to create small nuclear plants, mobile plants, eh, from my recollection for two, three years ago, the company that I heard of was very successful at that. Eh, Japan went back to nuclear different than Germany. By the way. Germany did not try to, uh, divest from nuclear. So there are some places that nuclear becomes very important. I think it’s also becomes important in some areas that work in ai. So it has been introduced as a source of electricity. Can you tell us a little bit about small modular reactors? There’s a lot of buzz about that. What, what exactly are they? I mean, how small are they? You know, safety wise, uh, they’re mobile, they’re not very big. And, uh, that makes them, uh, much more easier to manage and control as opposed to the very big nuclear plans. Nuclear is a base load. So you use it, you, once you turn it on, you don’t want to turn it off. It’s too expensive. The on and off, it takes it a long time to, to uh, ramp up. Uh, and, uh, mobile, uh, nuclear plants are addressing many of these concerns that exist with the big plants. So they are solving it in, in what I saw pretty well in some circumstances. How small are they? I mean, are they, so would you. Would a, you know, one of these AI data centers, or what would they just, would they have one small modular react or they’ll need more than that? They’ll need more than that. Oh, they need more, more than one. Yeah. Yeah, yeah. So they’re, they’re pretty small or they like, you know, the size of a car or they. How, how small are these things? No, they’re bigger than the car, but they’re not too big. If you know of a nuclear plant, the old one, you see these big round, uh, domes, uh, they’re, they’re not that big. They’re, they’re much smaller, but they’re not as small as a car. Yeah. And so you could run maybe, uh, a, an AI center with a couple of those or something like that. Is that the idea? They have, you can see some of them. There are examples in Texas where you have the, the center basically is surrounded by small units. Are they generally safer to use, and if so, why is that? Uh, I’m not a nuclear guy. I’m not a physic. I should be careful in it, but I, I, what I understood, they’re safer to use. Also, the material i, i I is not reaching, uh, levels that safer levels than you would need for, for example, for bumps and, and stuff like that. So they’re keeping everything at a safer level. When you step back and look at the whole system and think about. What’s gonna happen in the future? Do you think it’s more likely to be dominated by one energy source or like a diversified mix as we’ve been going through? I believe a diversified mix. I also believe that in some places you will always have fossil fuels. In some places you’ll have a very quick transition to renewables. Uh. Uh, we need to look at the system view. In some places it’s easier to clean the dirty fuel. In some places it’s just easier to introduce the, the clean fuel. Uh, some places I do believe you see, for example, developing world does not have the capacity to electrify. We talk about electrification and some people are very enthusiastic about it. You don’t see it in the development world. They don’t, they lack even the US And there is a study in Princeton that came, I think three years ago. Um, if you electrify the whole US today, you need to almost triple the grid capacity. Just understand what the magnitude of money that needs to be invested to get there. Is huge. Now developing countries definitely don’t have it. Even the US doesn’t have that capacity. So, uh, developing countries, I think you might see a lot more biofuels, a lot more, uh, other, uh, substitutes that exist that are easier for them to manage. And then a system view or a more complete view is needed ’cause it’s not. What is the most efficient process? Is what process fits best in a certain area, and, and that will create a lot of heterogeneity, I think. Do you have a sense in the us I mean, what, what do you think ends up being? There’s gotta probably be one, you know, dominant source that it will, will kind of come to friction based on our own. Economics in our own situation. Do you think that’s in the, in the near future? Is that solar, you think? I mean, what, what dominates in the future here? I don’t think you’ll dominate, even in the us you won’t dominate, uh uh. You have regions in the US that are very, uh, windy. Wind farms will be the optimal path. There are places that don’t have any clouds, 350 days a YA year. So solar is perfect there. Solar also creates employment and live view for certain communities so that the employment component is an important part. So you create. Income and, and, and, uh, in, in, in life, in, in economic variability in regions with the renewables, there are other regions that have, uh, a lot of supply of, uh, excess biomass or the capacity to produce a lot of biomass, and that creates them an alternative to use biomass ’cause that’s what brings them. Again, income, which is always important, but it also brings them a feedstock that might be of a, a lot of benefits. Um, and you will have regions that are heavily so heavily invested in fossils that it will never make sense to move away from fossils, but it will make sense to create cleaner fossils through carbon capture and storage in other ways. So I don’t think the US will move into one place or another. Yeah. Um, you know, you often hear discussions about, in the US about, um, our grid being outdated. Tell us sort of at, at a high level, if you wouldn’t mind explaining the issues with the grid and, you know, what, what kind of issues that brings up as we need more energy sources. Just look at the power plants. They were, look at their ages, the age of power plants. Look at and, and then there are a few that were supposed to be retired and now have been extended, but just. That by itself is sufficient to create problems whenever you encounter a natural, uh, extreme event that, uh, stresses the system. Uh, we saw with Sandy in the northeast. The northeast was, a lot of the infrastructure was outdated. Sandy came, the system collapsed. They fixed it now, so they upgraded it. There is, uh, uh. Some of the utility. Again, I’m not, I’m following anecdotal evidence and news, not beyond that, but some of the companies are striving to improve their grid and they are trying to, uh, introduce a more sustainable and reliable system again, ’cause reliability is so important. What does, what does it mean really to even update the grid? I mean, just for people who are not in this space, what does that even mean to upgrade it? You, you, you change the equipment, you upgrade the equipment, you better manage the inter, uh, interaction of trees and, and, and the electricity lines. Uh, you bring electricity lines underground. You also improve a lot of the infrastructure, uh, of the power plants and how they distribute the energy. So this whole infrastructure is being upgraded so it can support. For example, the ai. And that actually is something that the AI might bring as a very positive thing. So it will force the system to, uh, upgrade, to introduce more efficient processes, uh, distribution mechanisms that are more resilient, which I think is important. I hear we’re kind of behind when it comes to this, when you compare it to China. Can you talk a little bit about that? China has a different structure of, or economic structure. So a lot of the, uh, driver, the driver in China is the government and money that the government allocates to these alternative technologies, and that creates a very strong drive for renewables. Eh, China is also a big driver in coal in China, so. It’s basically where the government decides to put the money, and that’s where you see the industry flourish. If you look at the numbers, the investment numbers, China outpaces any country in the world in terms of the value invested per year in the recent years, and, and they’re producing a lot more, a lot more energy than us too. Isn’t that correct? I mean, I, I’ve just been, just in terms of following the AI news, I keep hearing about it. China has no. So many more terabytes than us, uh, of energy, uh, ability. Is is that true? Uh, that I don’t know. I don’t know exactly ’cause, uh, I know they’re producing a lot. I know they are expanding a lot, and I know that in the solar space, for example, they dominate because of that. They’re already, they’re also starting to dominate in the electric vehicle space. Uh, they’re becoming to leaders in those areas. Yes. Um, big picture, I think if you wanted to sort of sum up some of the, you know, major issues that you think that, you know, people like us who are. Investors or you know, just people wanna know what’s happening in the future. Like what, what’s, what’s the message for, for people? I would, I would try to make my house more efficient. I would try to, uh, and it’s important to understand this is not only about, it is about greenhouse gases, but it’s also about if your house is more efficient, you are also paying less money. And that has a lot of benefits to it. Similar logic can follow to the industries and how they work, how, and, and conserving energy is not necessarily coming at the cost of being more or less productive. That’s what we need to understand. You can conserve energy and still produce more. You can become more efficient and you can still, and you can reduce your dependencies on, uh, energy, which I think is important. Dr. Ga Hoffman, thank you so much for being on Wealth Formula Podcast today. Thank you for inviting me. You make a lot of money but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage private school to pay for, and you feel like you’re getting further and further behind. A good news. If you need to catch up on retirement, check out a program put off by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your. And money from creditors and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. And, uh, yeah, again, you know, the goal of this show is really to give you, you know, a, a macro look at what’s going on in the world and one of the things that is. Clearly an issue for the United States is energy production. And so, um, you know, stay on top of this stuff. This is, you know, this is where the puck is headed, right? Um, ai, all these things that are, are really, uh, driving the next decade of growth. Really depend on it. Anyway, that is it for me. This week on Wealth Formula Podcast. This is Buck Joffrey signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

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