Podcasts about Flat

How should a small electrical contractor charge for service work: flat-rate pricing or time and material?In this episode, Paul Abernathy breaks down the differences between these two common pricing methods and explains how each can affect profitability, customer relationships, cash flow, and business growth.Flat-rate pricing gives the customer an agreed price before the work begins and rewards the contractor for experience and efficiency. However, it also places more risk on the contractor if the job takes longer than expected or the original scope is poorly defined.Time-and-material pricing allows the contractor to charge for the actual labor and materials required to complete the work.This can be especially valuable when troubleshooting electrical problems or working with unknown existing conditions. However, customers may become uncomfortable when they do not know the final cost, and highly experienced electricians may earn less simply because they complete the work faster.This episode explains where each pricing method works best and why many small electrical contractors may benefit from using a combination of both.Topics covered include:The fundamental difference between flat-rate and time-and-material pricing.Which party accepts the risk under each pricing method.Why time and material works well for troubleshooting and unknown conditions.How flat-rate pricing rewards training, experience, and efficiency.The dangers of underestimating flat-rate work.Why an hourly billing rate must cover more than an electrician's wages.Material markup versus gross-profit margin.Diagnostic fees and service-call charges.Time and material with a not-to-exceed authorization.Fixed pricing for predictable electrical work.Written scopes, exclusions, and change orders.The importance of tracking labor, materials, callbacks, and warranty costs.Why job costing is essential under either pricing method.How to explain pricing professionally to customers.When a contractor should consider declining a job.Paul also explains why copying another contractor's hourly rate or flat-rate price book can be dangerous. Every electrical contracting business has different labor costs, overhead, insurance expenses, productivity levels, service areas, risks, and financial goals.The customer is not merely paying for the time an electrician spends performing a task. The customer is paying for training, licensing, experience, tools, insurance, availability, testing, warranty responsibility, and a safe professional result.Whether you are preparing to start an electrical contracting business or trying to improve the profitability of an existing company, this episode will help you make better pricing decisions and understand the true value of the professional electrical services you provide.Become a supporter of this podcast: https://www.spreaker.com/podcast/master-the-nec-podcast--1083733/support.Struggling with the National Electrical Code? Discover the real difference at Electrical Code Academy, Inc.—where you'll learn from the nation's most down-to-earth NEC expert who genuinely cares about your success. No fluff. No gimmicks. Just the best NEC training you'll actually remember.Visit https://FastTraxSystem.com to learn more.

How should a small electrical contractor charge for service work: flat-rate pricing or time and material?In this episode, Paul Abernathy breaks down the differences between these two common pricing methods and explains how each can affect profitability, customer relationships, cash flow, and business growth.Flat-rate pricing gives the customer an agreed price before the work begins and rewards the contractor for experience and efficiency. However, it also places more risk on the contractor if the job takes longer than expected or the original scope is poorly defined.Time-and-material pricing allows the contractor to charge for the actual labor and materials required to complete the work.This can be especially valuable when troubleshooting electrical problems or working with unknown existing conditions. However, customers may become uncomfortable when they do not know the final cost, and highly experienced electricians may earn less simply because they complete the work faster.This episode explains where each pricing method works best and why many small electrical contractors may benefit from using a combination of both.Topics covered include:The fundamental difference between flat-rate and time-and-material pricing.Which party accepts the risk under each pricing method.Why time and material works well for troubleshooting and unknown conditions.How flat-rate pricing rewards training, experience, and efficiency.The dangers of underestimating flat-rate work.Why an hourly billing rate must cover more than an electrician's wages.Material markup versus gross-profit margin.Diagnostic fees and service-call charges.Time and material with a not-to-exceed authorization.Fixed pricing for predictable electrical work.Written scopes, exclusions, and change orders.The importance of tracking labor, materials, callbacks, and warranty costs.Why job costing is essential under either pricing method.How to explain pricing professionally to customers.When a contractor should consider declining a job.Paul also explains why copying another contractor's hourly rate or flat-rate price book can be dangerous. Every electrical contracting business has different labor costs, overhead, insurance expenses, productivity levels, service areas, risks, and financial goals.The customer is not merely paying for the time an electrician spends performing a task. The customer is paying for training, licensing, experience, tools, insurance, availability, testing, warranty responsibility, and a safe professional result.Whether you are preparing to start an electrical contracting business or trying to improve the profitability of an existing company, this episode will help you make better pricing decisions and understand the true value of the professional electrical services you provide.Become a supporter of this podcast: https://www.spreaker.com/podcast/electrify-electrician-podcast--4131858/support.

⚖️ Understanding the Importance of a Marital Settlement Agreement | Los Angeles Divorce

mp3: Handsome Molly – Click To Play “HANDSOME MOLLY” is a well worn bluegrass song. Scruggs and Flat are the best known performers but it’s been covered by lots of others. It’s a sad story of love lost. The part about sailing around the world on a steamship is an interesting and unusual spin for … Continue reading "Handsome Molly"

Welcome to Channel Nine. This week we talk about Chris Joslin's "SOTY Rico" video, Kelly's Classic Clips featuring Matt Schlager, Ichpig's "A*US" video, The Retail Report featuring Blue & Gold Boardshop in Anchorage Alaska, Denny Pham's "Intersections" part and much more! Become a Channel Member & Receive Perks: https://www.youtube.com/TheNineClub/joinNew Merch: https://thenineclub.com Sponsored By: AG1: Get a FREE Welcome Kit worth $76 when you subscribe, including 5 AG1Travel Packs, a shaker, canister, scoop & bottle of AG Vitamin D3+K2. https://drinkag1.com/nineclub LMNT: Grab a free Sample Pack with 8 flavors when you buy any drink mix or Sparkling. https://drinklmnt.com/nineclub Woodward: Purchase Adult Summer Camp with the code THENINECLUB and receive a $50 discount off of Adult Camp. https://www.woodwardpa.com/weekend-open-ride-sessions/adult-camps Monster Energy: Monster Energy's got the punch you need to stay focused and fired up. https://www.monsterenergy.com Yeti: Built for the wild, Yeti keeps you ready for any adventure. https://www.yeti.com Richardson: Custom headwear for teams, brands, and businesses crafted with quality in every stitch. https://richardsonsports.com Etnies: Get 15% off your purchase using our code NINECLUB or use our custom link. https://etnies.com/NINECLUB éS Footwear: Get 15% off your purchase using our code NINECLUB or use our custom link. https://esskateboarding.com/NINECLUB Emerica: Get 15% off your purchase using our code NINECLUB or use our custom link. https://emerica.com/NINECLUB Find The Nine Club: Website: https://thenineclub.com Instagram: https://www.instagram.com/thenineclub X: https://www.twitter.com/thenineclub Facebook: https://www.facebook.com/thenineclub Discord: https://discord.gg/thenineclub Twitch: https://www.twitch.tv/nineclub Nine Club Clips: https://www.youtube.com/nineclubclips More Nine Club: https://www.youtube.com/morenineclub I'm Glad I'm Not Me: https://www.youtube.com/chrisroberts Chris Roberts: https://linktr.ee/Chrisroberts Links We Talked About: Chris Joslin's "SOTY Rico" Video: https://youtu.be/3u0Zhy0IWJ8?si=qCiY_0JcCD8fw94M Ichpig's "A*US" Video: https://youtu.be/Y6UrYf9kIUM?is=_BIrr8njk0E7OD8u Denny Pham's "Intersections" part: https://youtu.be/n4IOLvDWA7M?si=Nesflg1RFbXY-vpn Matt Schlager Instagram: https://www.instagram.com/mattschlag3r Matt Schlager YouTube: https://www.youtube.com/mattschlag3r The 13 FLAT 13 video: https://youtu.be/m6_YLbrsrZw?si=sgQOBWQLkXHar7k- Blue & Gold Boardshop Website: https://www.blueandgoldak.com Blue & Gold Boardshop Instagram: https://www.instagram.com/blueandgoldak Blue & Gold Boardshop YouTube: https://www.youtube.com/BlueAndGold Timestamps (00:00:00) Channel Nine (00:11:45) The Retail Report featuring Blue & Gold Boardshop in Anchorage Alaska (00:55:26) Kelly's Classic Clips featuring Matt Schlager (01:14:36) Denny Pham's "Intersections" part (01:22:31) Ichpig's "A*US" video (01:32:19) Chris Joslin's "SOTY Rico" video Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Ross Brierley, Racing Post tipsters Paul Kealy and Robbie Wilders as they preview all the action on ITV Racing for Day 5 of the Qatar Goodwood Festival.The team analyse the biggest races of the final day, including:

The ASX 200 closed up a mere 9 points at 8,978 (0.1%), as a solid start gave way to caution ahead of the weekend. There was a bounce today in some of the oversold small and mid-cap stocks as the banks eased back, with CBA down 0.4% and ANZ down 0.5%, and the Big Bank Basket falling to $294.04 (0.5%). Financials were slightly firmer, with MQG leading the charge, up 1.2%. Other financials also bounced well, but insurers slipped, with QBE down 2.5% and IAG down 1.5%.Elsewhere, industrials were somewhat weaker, with WOW and COL seeing sellers, together with REA, CAR and SEK. Healthcare was also under pressure, with CSL down 3.8% and RMD falling 1.5%. Technology stocks eased back in the software space, but the hardware and data centre sector firmed, with WTC down 4.2% and NXT up 4.5%.In resources, buyers returned for BHP and RIO, together with the gold miners, which were stronger as EVN rose 1.9% and NEM gained 3.5%. Lithium stocks, though, remain weak, with PLS down 1.4% and LTR continuing to fall from grace. Oil and gas stocks flat, with WDS up 0.2% and STO up 0.1%, while coal stocks also slipped as uranium stocks bounced slightly.In corporate news, FMG took a $746.8m hit on its Iron Bridge project. ORG was up 0.9% with Octopus adding 2.2 million customers, while OBM had a good day as it expanded the footprint of its Little Gem Gold Project. MGH also got the tick of approval to sell its construction business to Heidelberg.In economic news, China factory activity unexpectedly contracted in July.Asian markets were better, with the Nikkei 225 up 4.3%, Hong Kong down 0.2%, China up 1.2%, and Korea up a record 17.4%. US futures were firmer, with the Dow up 242 points and the Nasdaq up 322 points. European markets are set to open around 0.5% higher.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

Locals petition Ipswich council objecting to a proposed new public loo in Spring Lake Park while another petition to expand pools hours gets the thumbs down, advisory committee to get non-council members, city heart consultation looks at the bigger picture, change of meeting date for committees in August, councillors object to the closing of Amberley post office, and Box Flat's 54th anniversary. Mayor Teresa Harding joins the show after the July meeting of Ipswich City Council.Interview recorded: 30 July 2026.Published: 31 July 2026.Image: Federal MP for Blair Shayne Neumann and Ipswich mayor Teresa Harding with the Ipswich Central Heart project map in d'Arcy Doyle Place (supplied)Theme music: AudioJungle - Mark_Music and Matt SteinerIpswich City Council: www.ipswich.qld.gov.au/Ipswich City Council meeting agendas and minutes: bit.ly/2JlrVKYCouncil meetings on YouTube: www.youtube.com/c/IpswichCityCouncilTVIpswich Planning Scheme: https://bit.ly/3g4Jwb7Shape Your Ipswich: www.shapeyouripswich.com.au/Ipswich Civic Centre: www.ipswichciviccentre.com.au/Ipswich Chamber of Commerce: https://ipswichchamber.org.au/Greater Springfield Chamber of Commerce: https://gscc.com.au/Ipswich Festivals: https://www.ipswichfestivals.com.au/Black Swan Art (David Pearce): https://www.blackswanart.com.au/Ipswich Art Gallery: www.ipswichartgallery.qld.gov.au/Ipswich Community Gallery: https://ipswichartgallery.qld.gov.au/community/ipswich-community-galleryDiscover Ipswich: www.discoveripswich.com.au/Discover Ipswich what's on: https://whatson.discoveripswich.com.au/Workshops Rail Museum: https://www.museum.qld.gov.au/rail-workshopsIpswich Showgrounds: https://ipswichshow.com.au/upcoming-eventsIpswich Libraries: www.ipswichlibraries.com.au/Picture Ipswich: www.pictureipswich.com.au/Studio 188: www.studio188.com.au/Nicholas Street Precinct: www.nicholasst.com.au/River 949: https://www.river949.com.au/Free FM: https://freefm.com.au/West Bremer Radio: https://westbremerradio.com/Radio Springfield City: https://radiospringfieldcity.com.au/Local Ipswich News: https://localipswichnews.com.au/Ipswich Tribune Today: https://ipswichtribunetoday.com.au/The Leads music: https://theleadsmusic.bandcamp.com/Damien J Johnson: https://damienjjohnson.com/Lost Ipswich Facebook: https://bit.ly/3pLLBwNc Stream audio recommended. If auto download enabled some apps require a re-download or refresh RSS content to hear most recent version should there be an episode updateAI: All episodes of Ipswich Today are recorded with real humans using Adobe Audition. You won't find any AI voices here. Editing and production by Allan Roebuck. Ipswich Today is supported by listeners like you. Help keep it online with a small one-off or regular donation. Visit https://ipswichtoday.com.au/Advertise on Ipswich Today https://ipswichtoday.com.au/advertising/Ipswich Today recommended listening: Twenty Thousand Hertz - stories behind the world's most recognisable and interesting sounds https://www.20k.org/ 

Millions of people suffer with foot trouble. Some have heel pain when they first get out of bed. Others complain of flat feet or bunions. Athlete's foot is very common, though it doesn't always respond as expected to antifungal medications. Speaking of fungus, toenail fungus can be extremely stubborn. What are your feet trying to tell you about what they need? How can you keep them healthy, especially in the summertime? At The People's Pharmacy, we strive to bring you up to date, rigorously researched insights and conversations about health, medicine, wellness and health policies and health systems. While these conversations intend to offer insight and perspective, the content is provided solely for informational and educational purposes. Please consult your healthcare provider before making any changes to your medical care or treatment. How You Can Listen You could listen through your local public radio station or get the live stream at 7 am EST on Saturday, August 1, 2026, through your computer or smart phone (wunc.org).  Here is a link so you can find which stations carry our broadcast. If you can't listen to the broadcast, you may wish to hear the podcast later. You can subscribe through your favorite podcast provider, download the mp3 using the link at the bottom of the page, or listen to the stream on this post starting on August 3, 2026. What Are Your Feet Trying to Tell You? Most everyone looks forward to summer vacation, but that special time away from the usual routine may pose challenges for your feet. Whether you are hiking in the mountains or running on the beach, you may need to pay attention to your tootsies. Time at the Beach Beach time can inspire long walks on the sand, but soft sand could really put a strain on foot muscles that aren't accustomed to it. Our expert guest, podiatrist Jane Andersen DPM, recommends wearing good running shoes for walking long distances on sand. Choosing to walk where the sand is hard-packed when the tide is low can also be helpful. Possibly the most important but easily overlooked step to protect feet at the beach is to apply sunscreen. The tops of the feet are easily overlooked, but they can burn pretty readily. And if you are planning to spend time sunbathing prone, you might even want to apply sunscreen to the bottoms of your feet. They never see the sun, and walking on sunburned soles could be quite painful. Protecting Bare Feet Another consideration at the beach is how you will get from the parking lot or boardwalk to the water. How hot is the sand? If it is hot enough to burn the soles of your feet, you might consider using water sandals. In general, going barefoot can be risky. Whether you're at the beach, at a campground, in your own backyard or even inside your home, there are potential hazards underfoot. Bits of glass shards, little pieces of wire, tiny pebbles or nails could all cause havoc if they end up embedded in a sole. Protecting your soles by wearing good flip-flops makes a lot of sense. To find a list of flip-flops that provide appropriate arch support as well as sole protection, consult apma.org. Treating Black Toenails During this episode, Joe describes a trip to the beach with a long walk. By the time he removed his shoes, his longest toe had a black toenail that was rather painful. Although the pain faded before too long, it took about a year for the dark color to disappear from the nail. Dr. Andersen suggests that it often takes at least nine months to regrow a toenail. She emphasizes that if the nail turns black due to sudden trauma (like dropping something heavy on the toe), a podiatrist should check it out. Sometimes there is a fracture under that discolored nail that requires medical attention for proper healing. What Is the Story on Flat Feet? Joe has always had flat feet. Perhaps your feet are flat, too. The condition is pretty common. If Joe gets out of a bathtub or swimming pool and leaves footprints, they are almost oval. There is very little indentation in the center. Other people with higher arches may leave footprints that are nearly C-shaped. Flat feet can benefit from arch support such as orthotic inserts for shoes. High arches can also cause trouble, especially if they are linked to a genetic condition called Charcot-Marie-Tooth. It is a nerve disorder that can also lead to muscle weakness. Consequently, people with high arches may also need podiatric care for their feet to stay comfortable and healthy. Plantar Fasciitis Is a Pain The bottoms of your feet have thick connective tissue called fascia that run from the heel to the ball of the foot. Inflammation of this tissue causes pain, typically at the heel but sometimes along the arch. Often, more supportive footgear or special orthotics can help. Getting a shoe with the correct heel drop is important. That is the difference between the height of the shoe at the heel and at the toe. A podiatrist can recommend the most appropriate heel drop for your feet. Stretching is also useful, particularly pulling the toes toward the knee or stretching the calf in a runner's stretch pose and holding for 30 seconds or so. Rolling the bottom of the foot on a frozen water bottle helps with the stretch at the same time that the cold eases the inflammation. Plantar fasciitis is common and treatable. If left untreated, it may last a long time. What Can You Do About Stinky Feet? A couple of listeners shared their experiences with smelly feet, and we asked Dr. Andersen for her opinion. Jan described using a topical erythromycin antibiotic prescription that came as a roll-on. She also got rid of all her stinky shoes and is careful to wear socks that will wick sweat away. Dr. Andersen noted that erythromycin is very effective against a bacterial infection with Corynebacterium minutissimum. This organism glows coral under ultraviolet light and can definitely raise a stink. Sophia wrote about developing smelly feet after walking around in wet shoes. She finally solved the problem by treating her feet with rubbing alcohol. Dr. Andersen agreed that rubbing alcohol could be helpful. So can soaking the feet in a strong solution of tea. Other tips include cleaning the floor of the shower stall frequently and always wearing socks that wick–not cotton, which absorbs sweat but traps the moisture. Acrylic or wool work better. Another tactic is to alternate shoes; don't wear the same shoes day after day but give them at least a day to dry out. How Should You Treat a Sprained Ankle? There has been controversy lately about the standard RICE protocol for a sprain: rest, ice, compression and elevation. Some experts now recommend warmth instead of ice and gentle motion rather than rest immediately after a sprain. Of course, the first step is to ascertain that it is really a sprain and not a fracture. The treatment for those two injuries is completely different and the person suffering the problem may not be able to tell just from the way it feels. An X-ray is prudent. Bunions and Hammer Toes If you don't suffer from bunions, you might not know what they are. In a bunion, the bone that supports the big toe (the metatarsal) moves out of alignment and starts to point more towards the midline of the body. To compensate, the rest of the big toe ends up pointing back toward the rest of the foot. This creates a bump on the edge of the foot that might be painful. There doesn't seem to be any clear correlation between the size of the bump and the amount of pain it causes. Bunions seem to be hereditary, at least to some extent. Conservative management entails choosing footwear with a roomy toe box, not pointy-toed shoes. Podiatrists also correct bunions surgically. They can choose from a wide range of surgical approaches. In hammer toes, one of the toes (typically the second toe) curls over so that the end that would normally face forward points downward. This too can be corrected surgically, but the recovery can be pretty lengthy. A roomy toe box is also a good bet for living with hammer toe. Taking Care of Your Feet We asked Dr. Andersen for general advice, and she suggested that one very important consideration is to buy your athletic shoes in person, preferably at a store that caters to athletes. Buy the proper shoes for your activity; in other words, don't try to play pickleball in running shoes. One nationwide chain that does a good job fitting the shoe to the athlete is Fleet Feet. Locally, she recommends Bull City Running. This Week’s Guest Dr. Jane Andersen, Board Certified, American Board of Foot and Ankle Surgery, is in practice at Chapel Hill Foot and Ankle, part of FASMA, Foot and Ankle specialists of the Mid Atlantic, in Chapel Hill, North Carolina. Dr. Andersen specializes in Foot and ankle care for Children, Adults, Athletes and Geriatric Patients including surgery and conservative care. She is a Trustee of the American Podiatric Medical Association. January 18, 2025, Jane Andersen, DPM, was awarded the Edwin B. Martin, Jr., Award for Podiatrist of the Year. https://www.chapelhillfootandankle.com/dr-jane-andersen Jane Andersen, DPM, Chapel HIll Foot and Ankle Listen to the Podcast The podcast of this program will be available Monday, August 3, 2026, after broadcast on Aug. 1. This week's podcast has additional information on smelly feet as well as foot and nail fungus. What remedies or medications work best? How long does it take for nail to grow out? What are the best toenail clippers? (Miltex) You can stream the show from this site and download the podcast for free.

Juliet and I have told pieces of this story over the years, but we've never sat down and told the whole thing from the beginning. This episode, I'm turning the tables and interviewing Juliet, because the full arc of how she ended up getting launched twelve feet into the air by a hippo on the Zambezi River is too good to tell any other way.It starts in the late 1990s, when Juliet was a D1 rower turned wilderness river guide in California: fit, competent on Class IV water, and completely unaware that a tryout on the Kern River was about to drop her onto one of the most storied women's extreme whitewater teams in the world. We're talking Kelly Califadich, Julie Munger, Beth Rippins, Sue Norman, Brooke Winger, Rebecca Rusch: true legends of the sport. Juliet was the youngest, the least experienced, and by Rebecca's nickname for her, the MEAT in the middle of the boat. What she had was athletic horsepower, the right mindset, and no real concept yet of what she'd signed up for.Winning nationals meant an all-expenses-paid trip to the Zambezi River in Zimbabwe for the 1997 World Championships. Two weeks of daily training in the Batoka Gorge: daily flips in Class V rapids, giardia, massive crocodiles between rapids, and a hundred-degree grueling hike in and out of the canyon every single day. Followed by a race they won. Then, because they'd budgeted a full month in-country, the team tacked on a five-day canoe safari at Mana Pools, Juliet's mom Janet included. Flat water. Wildlife. A chance to decompress.Emphasis on WILDlife.What Juliet describes about the moment of the hippo attack (the sound, the air, looking down into the open mouth of a four-thousand-pound animal) is something I still think about. And what she did in the seconds after hitting the water is the reason she's here to tell it.What You'll Learn in This EpisodeWhat it actually took to make a women's extreme whitewater World Championship team in the late 1990s — and why the word "extreme" matteredHow high-volume rivers like the Zambezi differ from the Class IV whitewater most people have experienced, and why that gap is bigger than it soundsWhat two weeks of daily training in the Batoka Gorge looks like: the hike in, the carnage, the giardia, and what finally made the flipping stopWhy hippos kill more people in Africa than almost any other large animal — and what makes their attacks so difficult to surviveWhat Juliet's guide told the team in the safety talk before the canoe safari, and why the locals already knew not to be thereThe split-second decision Juliet made in the water after the attack — and why years of river guiding made the differenceWhy a lifetime of athletic competition and high-stakes environments still didn't prepare Juliet for this particular kind of fearWhat "primal terror" actually feels like, and how it's different from the adrenaline fear of running a dangerous rapidKey Highlights: (00:00) Kelly sets up the episode: an interview with Juliet about a story that shaped their life together(00:45) How they met at the Extreme Whitewater World Championships in Chile, including Kelly's infamous Class V swim(01:53) What made this sport extreme: Camel Cigarette sponsorships, helicopter carnage footage, and Class V rivers worldwide(04:28) Juliet's four World Championship venues: the Zambezi, Reventazon, Orange River, and Futaleufú(06:26) The legendary women's team: Kalafatich, Munger, Rippins, Norman, and Rebecca Rusch(09:07) Juliet's origin story: D1 rowing at Berkeley, chasing a tan, and becoming a wilderness river guide(12:01) The tryout on the Kern River and the Monday phone call that changed her life(15:08) Winning nationals means Zimbabwe: understanding high-volume rivers for the first time(21:18) Two weeks in the Batoka Gorge: daily flips, giardia, crocodiles, and finding the Nyaminyami(29:42) Winning the World Championship and the greatest French fries of Juliet's life(32:42) The Ready State Mobility Coach(32:47) The canoe safari plan: five days on the lower Zambezi at Mana Pools, with Janet, Juliet's Mom(36:31) Gary's safety talk: machetes, three guns, hippos, crocs, lions, and snakes(38:31) Days one and two on the river: crocodile wakes, hippo pods, and the Jumanji paddle bang(41:57) Hippo City or Hippo Bronx: the democratic vote that nearly cost Juliet her life(45:40) The attack: a sound like a gunshot, launched 12 feet into the air, and swimming for their lives(50:17) Stranded on a Cape Buffalo island, Tupperware canoe repair, and three silent days to the takeout(57:13) Juliet can't be beat at the "share an interesting fact" ice-breaker game(58:24) Primal fear and why Juliet will never do a canoe safari again(59:36) Reacting under extreme pressure, not freezing in the moment(1:02:33) Hippo shrine

What happens when life begins to feel flat, muted, or disconnected from the magic you once felt so easily? After spending four full weeks in the forest, I found myself reflecting on trust, inner wisdom, creative flow, and the ways we reconnect with what makes us feel alive. In this episode of the Luminary Life Podcast, I share the messages that emerged through time in nature, the copper and heart-shaped stones that kept appearing on my walks, and the deeper invitation I feel they are carrying. Copper has long spoken to me about amplifying our light in the world. This summer, its message has expanded: Come back into creative flow. Not by pushing harder on what worked before, but by creating in new ways, listening more deeply, and becoming open to the wisdom rising through the Earth, the stones, and your own inner knowing. In this episode, we explore: why trust may feel difficult right now how to rebuild connection with your inner wisdom what crystals and stones may be reflecting back to us creative flow as a pathway into aliveness grounding your vision into physical form trying something new when old practices feel lifeless reconnecting with the magic of life For me, this has looked like painting murals at camp, working with color, spending time outside, and letting creativity move without needing to control the outcome. If you have been feeling numb, uninspired, or disconnected from what usually brings you joy, this episode is an invitation to soften, experiment, and follow what feels alive now.   Subscribe for more conversations about crystals and stones, earth wisdom, creativity, sacred practice, and trusting your own inner knowing.   #LuminaryLifePodcast #CrystalWisdom #Copper #CreativeFlow #InnerWisdom #EarthWisdom #SacredLiving #spiritualgrowth   Explore more: Enter the Earth Guided Meditation: https://lori-a-andrus.kit.com/f499af4267 Ways I Can Be of Service: https://loriaandrus.com/workwithlori/ Join Sanctuary Circle: https://loriaandrus.com/sanctuary/ Begin working with the stones: https://loriaandrus.com/crystal-challenge/ Shop crystal jewelry + the Stones Speak Oracle: https://journeyjewels.com About me: https://loriaandrus.com/about/

Join Ross Brierley, Racing Post tipster Paul Kealy and Pricewise Tom Segal as they preview all the action on ITV Racing for Day 4 of the Qatar Goodwood Festival.The team analyse the biggest races of the fourth day, including:

In this special episode of Sales Pipeline Radio from the Forrester B2B Summit 2026 marketplace floor, Matt spoke with Ichiro Niwayama, President & CEO, Symphony Marketing Co., Ltd.. Matt interviews the best and brightest minds in sales and Marketing.  If you would like to be a guest on Sales Pipeline Radio send an email to acceleration@heinzmarketing.com. Sales Pipeline Radio was recently listed as one of 30 Best Sales Management Podcasts and Top 60 Sales Podcasts Don't miss an episode! You can subscribe right at Sales Pipeline Radio and/or listen to full recordings of past shows everywhere you listen to podcasts! You can even ask Siri, Alexa and Google or search on Audible!

A tragedy takes place in a Kentucky lake. Who knows what happened, and will we ever know? AI facial recognition software identifies the wrong person...in the wrong state. --For early, ad free episodes and monthly exclusive bonus content, join our Patreon! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Longtime Epstein associate Daniel Siad – himself accused of human trafficking and rape – was found dead last week. Where does that leave those pursuing justice? With former model Ebba Karlsson and journalist Amelia Gentleman. Help support our independent journalism at theguardian.com/infocus

Join Ross Brierley, Racing Post tipster Paul Kealy and Pricewise Tom Segal as they preview all the action on ITV Racing for Day 3 of the Qatar Goodwood Festival.The team analyse the biggest races of the third day, including:

Buying a flat used to be a stepping stone to owning a house – but has this all changed?Research is telling us that the gap in price between flats and houses has hit a 30 year high. According to the property platform Zoopla, so far this this year two-thirds of one and two-bedroom flats listed for sale still haven't been sold. The leasehold system in England is being blamed, in large part, for the declining popularity of flats. There are concerns about the length of leases and the maintenance and service charges often involved when owning a flat. The Government is in the process of introducing new measures to deal with some of these issues. So today we're asking - what does buying a flat mean for your finances? Maybe you live in one and love it! Perhaps your children do? Or are you struggling to sell and feeling a bit flattened? Presenter Felicity Hannah puts listeners' questions and concerns to an expert panel. Polly Gilbert is a director at the digital mortgage brokers Tembo, and Liam Spender is a trustee at the Leasehold Knowledge Partnership. Presenter: Felicity Hannah Producer: Craig Henderson Editor: Jess Quayle Senior News Editor: Sara Wadeson(First broadcast 3pm Wednesday 1st July, 2026)

Send us Fan MailAfter travel, disrupted sleep, and a difficult medication taper, Matt feels depleted—and immediately starts questioning everything. Does his work matter? Is the podcast helping anyone? Is something genuinely wrong, or is exhaustion turning a temporary emotional state into a verdict on his entire life?Matt and Steve talk about the dangerous stories that can surface when they feel flat, including the old urge to fix the feeling or escape it altogether. They also look at the less dramatic tools that help: movement, routine, reaching out, changing up meetings, and remembering that progress sometimes means feeling bad without drinking, lashing out, or believing every thought that enters your head.Support the show

PWTorch editor Wade Keller was joined by PWTorch's Paul Weigle to discuss Raw with live chat and live caller interaction throughout. They begin by analyzing a decent-enough just fine final segment with Seth Rollins and Roman Reigns, but how the hit-or-miss build and awkward face-face structure doomed this from being what it could have been. Also, why did Oba Femi beat up a bunch of cops (and why did Michael Cole say, "You can't blame him"?!?) Is the answer to WWE's problems staring them in the face with the crowd reactions to their mid-card matches? Did it show on the faces of top wrestlers that this Summerslam build has been a bust? Should TKO consider replacing Paul Levesque (or should they get out of his way if he's actually lost his power)?Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-post-shows--3275545/support.

As commercial real estate navigates the mid-year of 2026, the primary point of uncertainty has officially shifted from the capital markets to the realities of underlying tenant demand. In this episode, host Michael Bull is joined by Xander Snyder, CRE Economist with First American, to break down their newly published mid-year market forecast. While a flat yield curve and geopolitical tensions in Iran keep interest rate cuts firmly off the table for the remainder of the year, Xander delivers a highly optimistic, contrarian outlook for early-cycle investors. As the industry enters the early innings of a fresh 10-to-20-year expansionary cycle, the playbook has changed: structural valuation adjustments have re-opened sales volumes, and the path to outsized returns now rests entirely on asset-level expense management and protecting the downside. Key Topics Covered in This Episode: The Mid-Year Macro Overview: Xander explains why consumer debt, falling real wages, and targeted corporate AI spend mean demand metrics—rather than Fed interest rate adjustments—will define the second half of 2026. The Illusion of the Labor Market: Squaring a 4.3% headline unemployment rate with a challenging job search environment, and how low employee turnover is impacting commercial space requirements. Yield Curve Realities & The 10-Year Treasury: Navigating a flat, non-inverted yield curve and why historical data implies a 10-year Treasury path heading toward 5% to 6%, even without future Fed rate hikes. Office Bifurcation & Traded Volume: How severe price corrections and near-zero new supply have allowed suburban office underwriting to work, driving a 40% to 50% spike in Q1 sales and refinancing activity. The Defensive Floor Under Retail: Why a 15-year supply freeze paired with resilient consumer spending keeps brick-and-mortar retail exceptionally strong, despite isolated Class B and C mall closures. Multifamily Capital Structure Distresses: Managing the wave of 2021-2022 floating-rate maturities, prohibitively expensive interest rate caps, and why lender takebacks are a story of capital right-sizing rather than structural demand destruction. Industrial Stabilization by Asset Size: Why large-scale logistics spaces face short-term trade policy vacancies while localized industrial footprints under 50,000 square feet maintain tight 3% to 4% vacancy rates. The Rare Property Insurance Expense Win: A deep dive into the temporary 10% to 15% drop in property insurance premiums driven by excess 2025 reinsurance capital, and how operators must capture these line-item savings to boost NOI while rents grow modestly. Whether you are an institutional lender evaluating foreclosure strategies, a private syndicator structuring new performs, or a corporate user tracking localized Southeast growth metrics, this episode offers an elite framework for investing at the baseline of the next real estate cycle.   Connect with Xander: https://www.firstam.com/economics/xander-snyder/ https://www.linkedin.com/in/xander-snyder-econ/   Connect with Michael Bull & The Show: Michael Bull, CCIM Bull Realty, Inc https://www.linkedin.com/in/michaelbull/   For more commercial real estate market data, sector forecasts, and video episodes, visit CREshow.com.   America's Commercial Real Estate Show is brought to you by our proud sponsors. TCN Worldwide: Commercial real estate property management, leasing, and sales solutions across the US and globally. Learn more: https://www.tcnworldwide.com Build Out: The ultimate product suite for commercial real estate brokerage firms looking to streamline their business. Learn more: https://www.buildout.com   Bull Realty: Regional commercial real estate brokerage services headquartered in Atlanta, delivering market intel and strategies.Learn more: https://www.bullrealty.com Commercial Agent Success Strategies: Twenty-one cloud accessed commercial broker training videos with slide deck action notes. Learn more at https://www.commercialagentsuccess.com/      

Join Ross Brierley, Racing Post tipster Paul Kealy and Pricewise Tom Segal as they preview all the action on ITV Racing for Day 2 of the Qatar Goodwood Festival.The team analyse the biggest races of the second day, including:

US President Trump said Iran is talking to the US about making a deal right now and very friendly talks are ongoing, while he added they will end Iran's nuclear threat very quickly and that Iran is behaving again.US President Trump said Iran wanted to meet and that "we're meeting," while he added there is a chance a deal could be reached.APAC stocks were mostly negative amid a tech bloodbath and competition concerns following reports yesterday that China had started mass production of domestically developed DUV lithography equipment.DXY traded little changed, 10yr UST futures traded range-bound, and Crude futures remained subdued overnight.European equity futures indicate a flat cash market open, with Euro Stoxx 50 futures little changed after the cash market closed flat on Monday.Looking ahead, highlights include Spanish Retail Sales (Jun), US ADP Employment Change Weekly, Goods Trade Balance Advance (Jun), Retail Inventories Ex Autos Advance (Jun), Wholesale Inventories Advance (Jun), Consumer Confidence, Atlanta Fed GDP (Q2), Supply from UK, Italy, Netherlands & US, Earnings from PayPal, Boeing, UPS, Ford, EssilorLuxottica, Kering, Air Liquide, Eni, Barclays, GSK & Unilever.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Castle Street's 'The Feisty Goat' flat is freezing and damp. It's the subject of a case study by Aero Solutions, which has developed air sealing technology. Its founder Chris Caigel spoke to Ingrid Hipkiss.

On this episode of Big Rube's Philly, the city's favorite entrepreneur, brand marketer, chef and photographer caught up with fashion and artistic icon Bariq Cobbs who's dressed the Fresh Prince, TLC and LeBron James. Cobbs collabed with Nike and Nordstrom and toured the world exhibiting his paintings.

Stephen Grootes speaks to Warren Ingram, Co-Founder of Galileo Capital, about whether rental property is really a worthwhile investment, the hidden costs and risks of being a landlord, and how to tell when the numbers actually make sense. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Sean and Ian talk Will Fleury, Jean vs. Rodriguez classic, Ankalaev falling flat again and much more! Follow Sean X.Com/SeanSheehanBA Follow Ian X.Com/ioneillmma Join the fun and support our journalism on Patreon.com/SevereMMAPodcast And now….. here's the podcast!

Join Ross Brierley, Racing Post tipster Robbie Wilders and Pricewise Tom Segal as they preview all the action on ITV Racing for Day 1 of the Qatar Goodwood Festival.The team analyse the biggest races of the opening day, including:

⚖️ What Happens If You Fail to Disclose Assets in a Divorce? | Los Angeles Divorce

Megadeth. We need to see Doug in a mosh pit. Audio of friend of the show, Michael McGreevy, talking about his performance yesterday in the loss. Fun with guessing games with Doug. Boston Red Sox win streak finally snapped. Could Cam pull off a speedo? Jackson's bone spurs and flat feet. Best crossover since Christopher Columbus. Cam's making the room smell like meat. E-Mail of the Day. Food talk.Power Ranking Cam's favorite holidays. Cam believes in aliens but not sure about ghosts. Horror movies. Video games.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The guys start to list off movie sequels and remakes that compare nothing to the original. Was Happy Gilmore 2 a good sequel to the first one?

  Welcome to the Firearms Insider Gun & Gear Review Podcast episode 635. This episode is brought to you by Walker Defense, XS Sights, Hi-Point Firearms, and CMC Triggers. In this show we will be discussing lower receivers, 22 mag revolvers, a solar red dot - but not an STD, and a Bear Ops knife   As you may know, we showcase guns, gear, and anything else you might be interested in. We do our best to evaluate products from an unbiased and honest perspective.   I'm Chad Wallace, host of the most dedicated firearms podcast around With me tonight are: Tony, Rusty   Sponsor #1: Walker Defense Research   Walker Defense provides shooters with the finest, most innovative, quality, tactical accessories and firearm components around. From their NILE grip panels to their NERO muzzle brakes, no details are ever left behind. Only top quality materials are used in the manufacturing process. Together, all of this gives you some of the best firearm performance around. Everything they have to offer is proudly made in the USA. Walker Defense, where American ingenuity meets bleeding edge technology.   Our Walker Defense Product of the week is - Nickel Boron BCG, now hand polished   Use code “INSIDER15” FOR 15% OFF everything at walkerdr.com   What we did in Firearms:   Announcements: Kat's Rack Defense fund https://www.givesendgo.com/Katsrackdefensefund    Bandwidth sponsor Patriot Patch Co.  And their Patch of the Month Club! Check out the Pew.Report T-shirts are available through our FRN site, or click the “Merch” tab on Firearmsinsider.tv   AFFILIATES / DISCOUNTS: Walker Defense Research - enter “INSIDER15” for 15% off XS Sights - “GGR20” for 20% off Hi-Point - “GGR” FOR $20 off a Hi-Point firearm at ShootAmmo.com CMC Triggers - “GGR26” for 10% off Primary Arms VZ Grips  Brownells Gun Guys Garage discount code - “FRN15OFF” Atibal Optics - enter “FIREARMSINSIDER20” for 20% off 5.11 Tactical PowerTac Lights - enter “GGR” for a real good discount Modern Spartan Systems - “GGR15” for 15% off Global Ordnance Infinite Defense (Infinity Targets) - “PEW15” for 15% off Guns.com Magpul Palmetto State Armory Unique ARs - “GunGearReview” for 10% off CobraTec Knives - “GGR10” for 10% off Nutrient Survival - “GGR10” for 10% off Gideon Optics - “GGR” or “INSIDER” for 10% off US Optics - “INSIDER15” for 15% off Camorado - “FIREARMSINSIDER” for 5% off Optics Planet Midway USA Strike Industries North Forest Arms - “GGR” for 10% off Kini SafeAlert - “GGR” for 20% off FoxTrot Mike - “GGR” for 10% off XTech Tactical - “GGR10” for 10% off Die Free Co ZeroTech Optics - “GGR” for 20% off Goliath Defense - “GGR” for 10% off holsters Classic Firearms  True Shot Ammo  Next Level Armament NightStick XTech Tactical   ROB - Disclaimer The views and opinions expressed in this podcast are those of the individual co-hosts and do not reflect the official policy or position of the Firearms Radio Network and/or their employers. This is NOT legal advice, nor should it be considered as such. Viewer discretion is advised.   Product Spotlight is sponsored by: CMC Triggers    CMC triggers is the creator of the original, drop in cartridge style AR trigger. CMC has been in  aerospace manufacturing for over 30 years. This gives you peace of mind knowing that every trigger is of the utmost quality. Their patented design ensures a crisp, short, trigger pull across their whole line of triggers. With triggers for AR's, AK's, pistols, and bolt guns, CMC can make your firearms trigger great. Proudly made in Texas with strong morals and values, giving you confidence that you are buying one of the best triggers out there. Choose Confidence, choose quality, choose CMC    Our CMC Product of the week is - Single Stage, Flat in OD Green   Use Code “GGR26” for 10% off at CMCTriggers.com   Main Topic: Product Review or Updates on previous reviews None   Product Spotlight and Discussion:    Kailiber Tech KT10 Lower  MSRP - $525.00   Charter Arms Walker 22 mag MSRP - $435 - $480   Sponsor #3: Hi-Point     Hi-Point firearms has been crafting American made firearms for over 30 years. If you are looking for your first firearm, or just want something fun for the range, Hi-Point has you covered with models including handguns, pistol caliber carbines, and AR15's. They even have a new suppressor line. Hi-Point firearms can be found at extremely affordable prices, making them available for anyone that wants to protect themselves and/or their families. Every Hi-Point also comes with a lifetime warranty and most of their products are 50 state legal. Hi-Point Firearms, made by the American working man for the American working man.   Our Hi-Point Product of the week is - HP-15 Heavy Barrel   Visit hi-pointfirearms.com and check out their line of products Use code “GGR” FOR $20 off a Hi-Point firearm at ShootAmmo.com   1791 Industries LiteRaider lower receiver MMC Tech MSRP - $329.99   Atibal Helio Solar Red Dot MSRP - $199.99, Preorder - $129.99   Bear Ops Nekama II MSRP - $97.49  Retail - $69.95   Sponsor #4: XS Sights   For over 25 years, XS Sights has helped you get on target faster. Offering tritium sights in all different types and styles, low light is no longer an obstacle. Most options come with a brightly colored photoluminescent ring around the tritium. That colored ring makes them work great in the daylight also. XS Sights has sight styles for everyone: Big Dot's, Ghost Rings, Standard Notch and Post, Minimalist, Suppressor Height, all offering tritium options. Available for a plethora of firearms types, from shotguns to handguns, XS sights has you covered for all your low light sighting needs.   Our XS Sights Product of the week is - AR-15 A2 CSAT Rear Aperture & Tritium Stripe Front   Use Code “GGR20” for 20% off of almost everything at xssights.com   Listener Feedback None   2nd is for Everyone Diversity Shoot Events simonsaystrain on instagram 2nd is for Everyone Facebook 2A4E Web Page   Wrap up: Send questions, comments, or feedback to - gungearreview@gmail.com Remember to Subscribe and Leave us an iTunes Review Be sure to visit the Firearms Insider at www.firearmsinsider.tv Check us out on Facebook, X, and InstaGram @firearmsinsider  Subscribe to our Rumble channel  Please check out all our great sponsors Thank you for listening to the “LARGEST”, pound for pound, podcast on the network We are out

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Join Ross Brierley, The Ante Postman Robbie Wilders and Pricewise Tom Segal as they preview the King George VI and Queen Elizabeth Stakes 2026 at Ascot.One of the highlights of the Flat season takes centre stage as the team assess the runners, key contenders and best betting opportunities ahead of the Group 1 showpiece.Tune in as the team reveal their best bets, analyse the market and share their verdicts ahead of a huge day of international racing at Ascot.

▶️ FREE Body Recomp Masterclass (the full system: how much of each, when, and how to build it around your training): https://youtu.be/4RjKe3HPr_o 

A flat CGM line isn't always good news. Episode #267

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Today, Colorado Sun business reporter Tamara Chuang digs into the latest real estate report from the first half of 2026 in the Denver metro area, and talks about why the market continues to be flat across Colorado.See omnystudio.com/listener for privacy information.

Denver active listings ended June at 12,744, down roughly 9% from the same month last year, catching the panel off guard in this June 2026 Denver real estate market update. Most expected inventory to keep climbing through the summer. Instead, the Denver metro is heading into the back half of the year with less supply than it had a year ago, while median prices remain locked near $600,000 for the fourth straight year. Colorado Springs looks even flatter, with June closing at a $499,900 median and almost no movement month over month or year over year. Host Chris Lopez sits down with the full panel of Jenny Bayless of Colorado Springs, Jeff White of Envision Advisors, Troy Howell of Nova Home Loans, and Brandon Scholten of Keyrenter Denver. Together they walk through the June DMAR and Colorado Springs data, then move into two closed deals and the shifting picture in commercial multifamily debt. You get the ground-level view from the brokers, lenders, and property managers actually working these deals. The conversation also covers a Lakewood condo that finally sold for $150,000 after being listed at $270,000 and briefly dropped to $1 as a test. On the multifamily side, Chris shares a 100-unit Colorado Springs deal his fund closed near $11 million after the previous owner ran out of money at a roughly $17 million basis. Meanwhile, a Loveland fourplex traded at $685,000 with $27,000 in seller credits, bought down to a rate near 6.8% on a 5% down owner-occupied loan. From there, the June 2026 Denver real estate market update digs into the federal 21st Century Road to Housing Act and its 350-home institutional threshold, plus the extend and pretend cycle in commercial multifamily lending. Denver Business Journal quotes Mark Bell of Stinson describing extensions, negotiated ownership changes, and new equity infusions as the tools being used today. Chris shares his read after a night with Pinnacle Commercial brokers on why 2026 and 2027 could finally break the cycle. In This Episode We Cover: Why Denver inventory dropped 9% year over year when everyone expected a climb How Denver median prices have stayed near $600,000 for four straight years The Lakewood condo that listed at $270,000 and finally sold for $150,000 A Colorado Springs duplex that closed at list price for a first-time house hacker How a Loveland fourplex closed with $27,000 in seller credits and a rate near 6.8% What the 21st Century Road to Housing Act actually does at the 350-home threshold Why the extend and pretend cycle in commercial multifamily is finally starting to break The 100-unit Colorado Springs deal that traded roughly 35% below its previous basis And so much more! Whether you are house hacking your first duplex or holding a mid-size multifamily, Denver’s June 2026 real estate market update gives you the specific numbers and local context to make your next move. Watch the Youtube Video https://youtu.be/FrBw_y-kyi0 Timestamps 00:00 Welcome and Full Panel Introductions 01:37 Colorado Springs June Stats and Flat Median Prices 05:05 Denver Inventory Drops 9% Year Over Year 09:44 Why Denver Median Prices Stayed Flat for Four Years 12:55 Sellers Renting Instead of Cutting Prices 14:25 Class C Condo Market and the One Dollar Listing Story 17:46 Colorado Springs Duplex Sale Closes at List 23:46 Loveland Fourplex House Hack with $27K Seller Credits 26:54 Underwriting Path From Single Family to Fourplex 28:40 21st Century Road to Housing Act Breakdown 34:54 Extend and Pretend Commercial Lending Shift 40:52 Fund Deal on 100-Unit Colorado Springs Multifamily 46:00 Rate Outlook and the New Fed Chair 48:42 Closing Thoughts and How to Reach the Team Links in Podcast Commercial real estate workouts gain traction as loans come due in DenverMetro Denver home prices continue to hold at mid-2022 levelsStinson Law FirmPinnacle Commercial Real Estate Troy Howell: troy.howell@novahomeloans.com LinkedIn: Troy Howell Website: https://www.novahomeloans.com/loan-officer/troy-howell/ Brandon Scholten: brandon@keyrenterdenver.com Website: https://keyrenterdenver.com/ Jeff White: jeff@envisionrea.com Jenny Bayless: jenny@envisionrea.com Who is Keyrenter? Keyrenter Property Management Denver provides rental solutions for homeowners and real estate investors in the metro area who are interested in transforming their properties into passive income. It offers various services, from property marketing and thorough applicant screening to tenant placement and 24/7 maintenance services. Keyrenter Denver's team of experts can take the clients' burden of managing their rental off their hands so they can get back to what matters to them. Who is Nova Home Loans? For over 40 years, we've been focused on helping homeowners find the perfect loan to fit their financial needs and personal goals. Working with NOVA is a personalized experience from initial application to final loan closing and beyond. We will be with you every step of the way toward successful homeownership. Start working with NOVA & Troy Howell today! NOVA FINANCIAL & INVESTMENT CORPORATION, DBA NOVA HOME LOANS NMLS 3087/ EQUAL HOUSING OPPORTUNITY/8055 EAST TUFTS AVENUE, SUITE 101/DENVER, CO

Canadian smoke turning NYC into an ashtray, Mexico sending us parasite lettuce that gives explosive diarrhea, Opie losing his mind on no sugar and ranting about Carvel cakes, and Tony going full flat earth on his birthday while we roast the hell out of 311. Peak FU Friday chaos — you're welcome.https://www.paypal.com/ncp/payment/JANCGHFW7GJHAYour donation helps us make more episodes. Don't make us crap on your lettuce! HA!!