Podcasts about don't retire graduate

Eric D. Brotman, CFP®, is the CEO of BFG Financial Advisors, host of the Don't Retire… Graduate! podcast, author of the Don't Retire… Graduate! book, and regular contributor to Forbes.com.   bfgfa.com socialsecharity.org

Download Chris's FREE E-Book on “How To Find Ultra High Net Worth Clients" from ⁠https://UHNWC.com/⁠ Eric D. Brotman, CFP®, (https://bfgfa.com/) is the CEO of BFG Financial Advisors, host of the Don't Retire… Graduate! podcast, author of the Don't Retire… Graduate! book, and regular contributor to Forbes.com. He and his team believe that financial literacy is the key to financial freedom, so they provide free and affordable educational resources and accessible financial planning with no asset minimums. Linkedin: https://www.linkedin.com/in/ebrotman/ Company LinkedIn:https://www.linkedin.com/company/bfgfa/ Website: https://bfgfa.com/ Twitter: https://twitter.com/brotmanplanning Facebook: https://www.facebook.com/BFGFinancialAdvisors/ Instagram: https://www.instagram.com/bfgfinancialadvisors/ ----------------------------------------------------------------------------------------------------------------------- Maximize your marketing, close more clients, and amplify your AUM by following us on: Instagram: https://instagram.com/ultrahighnetworthclients TikTok: https://tiktok.com/ultrahighnetworthclients YouTube: https://www.youtube.com/@uhnwc Facebook: https://www.facebook.com/UHNWCPodcast Twitter: https://twitter.com/uhnwcpodcast iTunes: https://podcasts.apple.com/au/podcast/ultra-high-net-worth-clients-with-chris-brodhead/id1569041400 Spotify: https://open.spotify.com/show/4Guqegm2CVqkcEfMSLPEDr Website: https://uhnwc.com Work with us: https://famousfounder.com/ DISCLAIMER: This content is provided by Chris Brodhead for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance.

In this episode, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth Management had the pleasure of speaking with Financial Advisor, Eric Brotman. Eric has been working in the financial industry for over 25 years and has a wealth of knowledge to share. Along with being a CFP® living in Maryland, Eric also is an author & host of the Don't Retire...Graduate! Podcast. Tune in now to hear from one of the top financial advisors in the industry. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Eric Brotman is the CEO of BFG Financial Advisors, President of Brotman Consulting Group, LLC, Host of "Don't Retire...Graduate!" podcast, and author of three books on personal finance including "Don't Retire...Graduate! - Building a Path to Financial Freedom and Retirement at Any Age"   On episode 135 of the "MODEL FA PODCAST," the spotlight is on Eric, the CEO of BFG Financial Advisors and author of "Don't Retire Graduate." The episode delves deep into the crucial role of company culture, mission statements, and the power of advisory boards in shaping businesses. As the conversation progresses, Eric emphasizes the value of building authority and influence through authentic podcasting, robust networking, and mastermind groups. The episode further underscores the significance of early exit strategy planning, collaboration over competition in the financial industry, and the potential of strategic alliances. Wrapping up, Eric discusses the indispensable nature of reading, recommending seminal books that provide foundational knowledge for financial advisors.   “I think it's incredibly important to be authentic. The key to podcasting is to be yourself, to be vulnerable, to be authentic and to be fallible. And then if you're relatable in that way people will seek you out.” - Eric Brotman   This week on The Model FA Podcast: Culture Culture Culture Culture. How often should you review your mission statement? The importance of building authority and influence. Two paths to build influence. The power of being yourself. The importance of having a succession plan. The importance of having an exit strategy. Strategic alliances and how they work. The importance of having a reading list.   Our Favorite Quotes:   “One of the things I loved when I was an advisor is the culture of joint work. And being able to learn from other folks, either in my office or throughout the countr; people who had different specializations.” - David DeCelle “I believe in collaboration over competition, I think our industry is one that's has the benefit of radical abundance. There are so many opportunities, so many people and families and businesses need our help. There's a shortage of financial advisors and an even bigger shortage of good ones.” - Eric Brotman “Culture, culture, culture, if you add people to your organization, not just clients, but particularly employees, or other advisors, the Fit has to be really, really perfect.” - Eric Brotman Connect with Eric:   Connect on Twitter Connect on LinkedIn Website: https://www.brotmanconsultinggroup.com Email: ebrotman@bfgfa.com   About the Model FA Podcast   The Model FA podcast is a show for fiduciary financial advisors. In each episode, our host David DeCelle sits down with industry experts, strategic thinkers, and advisors to explore what it takes  to build a successful practice — and have an abundant life in the process. We believe in continuous learning, tactical advice, and strategies that work — no “gotchas” or BS. Join us to hear stories from successful financial advisors, get actionable ideas from experts, and re-discover your drive to build the practice of your dreams.    Did you like this conversation? Then leave us a rating and a review in whatever podcast player you use. We would love your feedback, and your ratings help us reach more advisors with ideas for growing their practices, attracting great clients, and achieving a better quality of life. While you are there, feel free to share your ideas about future podcast guests or topics you'd love to see covered.    Our Team: President of Model FA, David DeCelle   If you like this podcast, you will love our community! Join the Model FA Community on Facebook to connect with like-minded advisors and share the day-to-day challenges and wins of running a growing financial services firm.  

Welcome back to Don't Retire… Graduate! On today's episode, we're getting personal and bringing in a member of the BFG family. Financial advisor Cody Niedermeier recently got married and is sharing his experience and advice for handling financial conversations before and after saying "I do." Even as a financial advisor, it can be hard to handle conversations around money within a relationship. Cody talks about dropping a whopping $15 on her plastic engagement ring (on top of the diamond one, of course), how he proposed, and the plans they have for the future. Communication and transparency are key when it comes to financial planning for couples. It is important to have open conversations about joint accounts, bill payments, and beneficiary designations to ensure that both partners are on the same page and have a clear understanding of their financial goals. When planning a wedding, it is advisable to save for the engagement ring rather than borrowing money. Using a credit card to purchase the ring means that the spouse is essentially paying for it, leading to unnecessary debt. The cost of weddings can vary greatly. It is crucial for couples to financially plan for their wedding and manage expectations. By understanding their budget and prioritizing expenses, couples can prevent financial strain and focus on what matters most to them. Geography plays a significant role in financial and legal matters. Couples should ensure that their estate planning documents are done in the state they are living in, as state laws differ. It is also important to consider insurance policies and beneficiary designations, especially when moving between different states. The importance of comprehensive financial planning cannot be overstated. From consolidating old retirement accounts to adjusting employee benefits, couples should seek guidance from financial advisors to help them navigate this complex process. This includes finding professionals for tax planning, legal matters, and other important areas to ensure a solid financial foundation for their marriage. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! On this episode we're joined by Hassan Thomas, the creator of the FYI FLI (For Your Information Financial Literacy and Investing) app and host of the FYI FLI podcast.  He is here to share his story of beginning his entrepreneurial journey during a global recession, having to pivot a future after an injury, and growing a brand focused on teaching personal finance.  In this episode we'll talk about: • Understanding your goals and finding someone who can help you achieve them is crucial. • Building a comfortable and goal-oriented working relationship with a coach is essential. • The internet has made information more accessible, allowing for self-education and learning new skills. • During times of economic uncertainty, having multiple income sources and financial literacy is important. • The current generation faces more financial challenges, with the need for multiple jobs and side hustles to support a family. • Financial education and applying knowledge can have an immediate and positive impact on personal finances. • Establishing an emergency fund (or peace of mind fund) in a high-yield savings account is an excellent starting point for financial stability. • Continual learning and progress in financial education can lead to life-changing opportunities and success. • Having a plan, taking action, and being prepared are key factors in progressing and achieving financial goals. • Understanding how recessions impact individuals and their finances is essential for making informed financial decisions. Visit dontretiregraduate.com for a full transcript of this episode. About Hassan Thomas: Hassan R. Thomas: the new face of emerging FinTech and the Founder of a new APP called FYI FLI (For Your Information, Financial Literacy & Investing), and the CEO of HRT Enterprises LLC.  @ceosanni @fyifli Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! On this special 100th episode, we're joined by Marika Stimac, a life coach dedicated to helping people improve their financial literacy and achieve their financial goals. Marika, who has written a book called "Keys to Financial Confidence: Unlock Your Best Life," shares valuable insights and actionable steps to create a positive financial legacy. Marika talks about the importance of bringing awareness to the impact of one's financial situation and shifting to a more positive mindset about money, highlighting that financial legacy is not just about leaving behind a large sum of money but also about the mindset and values that are passed down.  Join us to learn how you can be mindful about money and how your actions and words can influence others.  In this episode we'll talk about: •Actions and words around money influence others in your life. •Shifting to a positive mindset about money can create a financial legacy. •Being mindful of how you handle money can potentially help others in their lives. •Financial legacy is not just about the amount of money one leaves behind, but also the mindset. •Leaving a financial legacy involves creating meaningful connections and thoughtful gestures. •Legacy is about leaving gifts of opportunity, experience, and influence for children, not just material possessions. •Mindset and habitual practices play a significant role in financial behaviors. •Identifying and understanding the origin of money stories can lead to healthier financial behaviors. •Overcoming money drama and reframing mindset is crucial for financial success. •Personalized investing aligned with your passions and goals can lead to meaningful financial growth. Visit dontretiregraduate.com for a full transcript of this episode. About Marika Stimac: I became a life coach with the intent of helping people unlock their best lives but quickly recognized how many people are held back by their financial insecurities. Now I am dedicated to empowering individuals to improve their financial literacy and feel confident in their ability to achieve their financial goals and live the life they desire. @thefinancialconfidencecoach  www.linkedin.com/in/marikastimac www.facebook.com/marikastimac www.pinterest.ca/thefinancialconfidencecoach/ www.thefinancialconfidencecoach.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! On this episode we're joined by John Crane, a financial advisor and author of The One Number Budget.  In the episode, Eric and John share their dislike of traditional budgeting—which Eric less-than-affectionately calls the “B-word”—and go through John's exercise of finding the “one number” you need for this new budgeting concept. In this episode we'll talk about: •Budget shaming and why it's harmful •Taking a lifetime approach to budgeting •What it means to find your number and how to do it •Importance of financially funded retirement •Avoiding financial vampires •Figuring out how to use accumulated wealth, create income, manage taxes, and avoid running out of money before running out of oxygen •The concept of human life value and why it matters •How Target has perfected the art of being a financial vampire and driving impulse purchases •spending for love and how it can hurt your finances •long term care insurance and how it can impact multigenerational planning About John Crane: Author, financial advisor, and retirement income planner John W. Crane has spent more than a decade providing personalized financial guidance to business professionals, corporate executives, and medical specialists, utilizing a comprehensive planning process to identify each client's unique goals. He's a member of the National Association of Insurance and Financial Advisors and has received top honors from the premier association of financial professionals, MDRT. A lifelong learner himself, John shares his expertise with students at hospitals and high schools throughout Washington, D.C. www.cranefinancial.com/ www.linkedin.com/in/johncrane/ Visit dontretiregraduate.com for a full transcript of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! On this episode, Eric Brotman chats with financial industry veteran Troy Holt about the importance of financial literacy and shares some key strategies for managing your personal finances.  Troy is passionate about financial literacy and explains how a job in finance can provide both community impact and personal satisfaction beyond merely making money. He is here to walk us through the seven money milestones he and his team have identified in the financial planning journey, starting with financial education and leading to building and protecting wealth. Listen now for tips on cutting expenses, generating income through multiple streams, and protecting wealth with proper insurance coverage and investment in income-producing assets.  In this episode we'll talk about: • The importance of financial education  • The areas in our finances where most people are not protected, including life insurance and disability insurance • Rules of thumb for emergency funds and managing debt • Cash flow and how to begin building wealth • Investing in income-producing assets and creating multiple income streams • Avoiding one-size-fits-all financial advice and finding an advisor that can act as a copilot  Visit dontretiregraduate.com for a full transcript of this episode. About Troy Holt: Troy Holt is a skilled sales and account executive with over 20 years of experience in business growth, development and financial planning. As a Certified Financial Educator & Registered Financial Consultant, Troy is licensed in 20 states and is an independent coach, speaker, and trainer. He is well-versed in communication, leadership, and work ethic, and has a proven track record of success in his endeavors. He is the co-author of an Amazon Best Seller book and host of the Troy Talks podcast, where he shares his expertise and personal stories to inspire others. Troy is also the CEO (Chief Encouragement Officer) of Troy Holt Consulting LLC, a growing financial consulting company focused on empowering and educating individuals and small business owners on wealth accumulation, preservation, and debt elimination. Troy is an engaging and motivating speaker, mentor, and Independent Coach, Speaker, and Trainer with The John Maxwell Company, who has made it a personal mission to eliminate financial illiteracy, particularly in the African American community with a focus on black women. Troy is a 33-year member of the same church, serving in ministry for 29 years and as a Licensed Elder with the Pentecostal Assemblies of the World for 26 years. He currently resides in Pensacola, FL with his wife of 31 years, one adult son, and three grandchildren. Troy Holt's LinkedIn: https://bit.ly/3dru6pP Troy Holt's Instagram: https://bit.ly/3YEo9OZ Troy Holt's Twitter: https://bit.ly/33EMQ2W Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! Today's guest has used Airbnb to reach financial freedom early and is teaching others how to do the same. Zeona McIntyre is an author, realtor, investment consultant, and speaker who has been helping people house hack and build their portfolios of short and medium-term rentals for several years. She sat down with Eric to talk about how she has reached her financial goals, the lessons she has learned through experience, and how she has shaped her career to allow for her ideal lifestyle.  Listen to the conversation and then reach out to Zeona and tell her what it is that would make you happy. In this episode we'll talk about: • How Zeona started with AirBNB when $50,000 in debt • Things that can go wrong when managing rental properties • Why you should install cameras in your rental properties (and what happened before Zeona learned that lesson) • The FIRE movement and how she got involved • Suze Orman and the traditional, slow retirement ideology  • How Zeona hit her retirement number within two years through real estate investing • Why real estate investing is not actually passive income  • Protecting yourself from liability as a property manager • Zeona's succession plan • Acting despite fear  Visit dontretiregraduate.com for a full transcript of this episode. About Zeona McIntyre: Zeona McIntyre is an Author, Realtor, Investment Consultant, and Speaker. She has been an Airbnb host since 2012, and she now uses her decade of experience to help her clients House Hack and build portfolios of short & medium-term rentals. She is an avid Real Estate Investor owning a double-digit portfolio of furnished rentals across five states. She is the co-author of the BiggerPockets book "30 Day Stay. A Real Estate Investor's Guide to Mastering the Medium-term Rental''. Instagram: @zeonamcintyre Facebook: zeona.mcintyre YouTube: @ZeonaMTR Website: https://www.zeonamcintyre.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! This is an episode unlike any we've done before. Our guest is Rachael Schlimmer, a nomad who is traveling more often than she isn't but is ready to start putting down roots and planning out her future.  While we promised not to call this an intervention (or a séance for that matter), Rachael was at a crossroads and needed someone to interfere, if only to help her stop doubting herself. She and Eric sat down for what is almost a financial planning consultation to discuss her goals, explore opportunities for cash flow, and get her to the realization that what you think your life is supposed to look like is not necessarily what it should look like.  And, like many initial financial planning conversations, there was very little talk of money and a lot of talk of what she wants to be when she grows up. Listen now to go on this self-discovery journey with us. In this episode we'll talk about: • Turning your passions and hobbies into your career • The career paths that allow for the nomadic lifestyle that Rachael loves • Redefining the idea of “home,” and finding home in the people you meet  • The skills you need (or don't need) to make a living • Barbara Sloan's book Tipped and the value it holds for those with less traditional income Visit dontretiregraduate.com for a full transcript of this episode. About Rachel Schlimmer: I've been semi-nomadic for the last 5-6 years, working for most of a year, travelling for 8-10 months. I'm working towards putting down some roots and building some stability, and part of that is upping my long-term finance game. Fortuitously met Eric over the bar top of a hotel restaurant I'm newly coffee slinging for, and here we are! Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! We have two very special guests today, Julien and Kiersten Saunders. They are the hosts of the Rich and Regular podcast and Money on the Table video series and authors of their recently published book, “Cashing Out: Win the Wealth Game by Walking Away.”  The couple joins us to talk about how the finance game is rigged against minorities and how they built their wealth—and paid down mind-numbing debt—despite the challenges they faced. This is a powerful episode you won't want to miss! In this episode we'll talk about: • How not to start a relationship.  • Julien and Kiersten's story and why they wrote their book the way they did. • The barriers and challenges that people of color face, particularly in finance. • Wage and income gaps and how they're still prevalent.  • The history of slavery and share cropping and how they still impact us. • Choosing your boss wisely and finding one that advocates for you. • Paying yourself first and having courage to invest money. • Treating personal finance as financial hygiene.  • Becoming a connector and the value of community, both virtual and in person. • Paying off debt the way you chop down a tree. About Julien and Kiersten Saunders: Julien and Kiersten are authors of Cashing Out: Win the Wealth Game By Walking Away under Portfolio Books, an imprint of Penguin Random House. They are also the creative voices behind the blog richandregular.com, hosts/producers of the award-winning video series, Money on the Table, and hosts of the rich & REGULAR podcast.  https://richandregular.com  Visit dontretiregraduate.com for a full transcript of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! Today's guest is as young and scrappy as her brand. Michelle Waymire founded her financial planning practice to help the LGBTQ+ community make sense of their finances in an environment that is uniquely designed for them.  Her approach to financial planning means making your money work towards building a joyful, abundant, and giving life and she is here to share more about her story and how she is changing the industry to be less male, pale, and stale.  Listen to her abundance philosophy and start changing your mindset. If not, well, bless your heart. In this episode we'll talk about: • Michelle launching a financial planning practice right before the pandemic took over the world • What it means to be a fiduciary  • How young clients don't want their parents' financial advisor and how important it is to have a multigenerational financial planning practice • How women in finance are seen as assistants and secretaries regardless of position  • A collaborative approach to financial advising  • The abundance mindset vs striving for wealth • Abundance as a means to an end instead of an end goal • How financial planning for the LGBTQ+ community is different  • Partnerships and collaborations that can help the LGBTQ+ community find a better financial advisor for them Visit dontretiregraduate.com for a full transcript of this episode. About Michelle Waymire: Michelle Waymire is a fiduciary financial advisor and financial coach, as well as the founder of Young & Scrappy, a specialty practice geared towards serving young professionals, artists/entrepreneurs, and LGBTQ+ folx. Michelle holds her Masters in Business Administration from the University of Tennessee, is a Chartered Financial Analyst (CFA) charterholder and CERTIFIED FINANCIAL PLANNER (tm) and has been quoted/featured in US News, Glamour, Bustle, local NPR, and many more. You can read about her work at www.youngandscrappy.com. Or check out The Young and Scrappy Instagram here: https://www.instagram.com/theyoungscrappy/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! Today's guest is known in the financial media space as the Frugal Gay and that frugality paid off. Tom Brickman reached financial independence through real estate investing and currently has 22 doors in Ohio and Texas.  He is here to share his experiences, advice, and mistakes he has made so you don't have to.   In this episode we'll talk about: •How Tom retired in his 30s through real estate investing •Advice for someone who wants to start in real estate with one house •Liability as a landlord and setting up LLCs  •Setting up teams to handle maintenance for multiple homes •Using side hustles as financial safety blankets •The mindset shift that comes with financial freedom  •Other financial investments Tom uses to grow his portfolio  •The difference between income and wealth  •Starting with a budget and understanding where your money is going •Setting goals for real estate investing and how to get started Visit dontretiregraduate.com for a full transcript of this episode. About Tom Brickman: Tom Brickman 40, Married dog dad from Dallas TX. Recently retired from 9-5 to work on Real Estate (22 doors) a resale business and TheFrugalGay.com. Tom provides one on one coaching and covers financial literacy & real estate for building wealth. Resources: www.Thefrugalgay.com.com https://twitter.com/Thefrugalgay11 https://instagram.com/thefrugalgay11 https://brotmanmedia.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! Today's guest is an advocate and educator for a community that is often left out of the traditional financial journey: service industry workers.  Barbara Sloan is the author of Tipped: The Life Changing Guide to Financial Freedom for Waitresses, Bartenders, Strippers, and All Other Service Industry Professionals. She went from homeless at age 15 to six figures of debt at 20 and worked every tipped position available as she navigated the world of personal finance. She is now a business owner and a financial coach that focuses on empowering those who don't have access to traditional employee benefits or regular paychecks.  Her story and insights are truly valuable, so listen now!   In this episode we'll talk about: • The unique financial circumstances faced by those in the tipped economy • How the traditional personal finance conversations exclude those who work for tips, like 401(k)s, HR departments, predictable incomes, and employee benefits  • How skills you develop in the service industry can translate into business  • The difference between financial advisors and investment advisors  • How to find financial literacy resources  • A debate on whether or not “budget” should be a bad word  • Understanding debt and the mindset behind it • Financial legitimacy for people who make their money in single dollars • Sorting out your “why” to move forward in your financial life  • The impact current government conversations could have on tipped workers  Visit dontretiregraduate.com for a full transcript of this episode. About Barbara Sloan: Barbara Sloan is the author of the book Tipped: The life changing guide to financial freedom for waitresses, bartenders, strippers, and all other service industry professionals. A homeless teen, who danced for dollars, and definitely did not graduate from college. She is now a personal finance expert and money coach that spent two decades working in every imaginable position in the Service Industry all over the country. In addition to owning and running a badass women owned Construction company in the heart of Manhattan, she helps Tipped workers achieve Financial Freedom, like she did. She is passionate about all of the amazing aspects of Tipped work and passionate about all of the terrible aspects of Tipped work. She lives in New York City with her wife of 10 years, an esteemed corporate finance exec, and together they are a couple of adorable money nerds who point out every dog they see.  www.tippedfinance.com  @tippedfinance on all socials Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! While nobody goes into a marriage thinking about divorce, it's one of only two ways every marriage ends (the other being death, of course). Today's guest Tracy Coenen has seen her fair share of divorce and is here to talk about a common cause for marriages to end: financial infidelity.  As a forensic accountant, Tracy is here to share red flags you can look for if you suspect your spouse or partner of hiding money, how you can do your own forensic accounting, and her experience navigating this marriage minefield.  Don't run out and make a secret email address right away, but definitely listen to this episode! In this episode we'll talk about: • Which gender is more likely to hide money in a marriage  • The differences seen by financial advisors and forensic accountants   • The importance of discussing finances in a marriage/partnership and why it should be a regular conversation  • What financial infidelity means • Red flags to look out for if you suspect your spouse of financial infidelity • What a forensic accountant does and how to find your spouse's hidden money • The best ways for a couple to title or share their money and bank accounts • What to do if you suspect your husband or wife is hiding money and how to assess if there is fraud or dishonesty  • How to prepare for a potential divorce  About Tracy Coenen: Tracy has been investigating fraud for more than 25 years, but she didn't always want to be a forensic accountant. With a dream of one day being a prison warden, Tracy went to Marquette University in Milwaukee, WI to get a criminology degree. A class on financial crime investigations reminded her how much she loved Encyclopedia Brown books as a kid. She continued her criminology degree, but added accounting and economics courses so she could sit for the CPA exam… and here Tracy is, finding money in cases of corporate fraud, high net worth divorce, and other financial shenanigans.  Resources: Visit dontretiregraduate.com for a full transcript of this episode. https://www.divorcemoneyguide.com  https://www.instagram.com/divorcemoneyguide  Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! Today's guest is Bobbi Rebell, a fellow University of Pennsylvania alum, is here for a reunion to talk about topics that we're all thinking about (at least, we money nerds are): financial wellness, student loans, stress, and how to prepare the next generation for the future.  Bobbi is the host of the Money Tips for Financial Grownups and author of her new book, Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart, and a financial wellness advocate. Listen to her share her story and then go check out her podcast (specifically, Eric's episode of course). In this episode we'll talk about: • Bobbi's background and how she became a journalist, CFP®, writer, and financial  • Financial influencers, the finance media, and how dangerous it can be to talk about money when you don't have credentials  • Bobbi's book, Launching Financial Grownups, and how it came to be • The change from helicopter parenting to concierge  • The student loan crisis and how to get young adults to understand the impact  • Negotiating merit scholarships and financial aid for college  • Financial Wellness Strategies  • Financial stress in the workplace and how it affects a company  • Getting the next generation ready to inherit wealth and take over financial decision making  Visit dontretiregraduate.com for a full transcript of this episode. About Bobbi Rebell: Bobbi Rebell, CFP® is the founder of Financial Wellness Strategies and the author of Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart. She is a financial wellness advocate, the host of the Money Tips for Financial Grownups podcast and the founder of GrownupGear.com. Bobbi was previously a global business news anchor and personal finance columnist at Reuters and held various journalist positions at top news outlets including CNBC, CNN and PBS. Bobbi Rebell Website Bobbi Rebell Instagram Bobbi Rebell Twitter Bobbi Rebell LinkedIn Bobbi Rebell TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! Today's guest is a military veteran, military spouse, and financial coach who works to help the military community gain control and confidence around their money. Lacey Langford, AFC® shares her story of military service, the challenges she has seen and helped military couples overcome throughout her career, and the conference she launched to combat some of those challenges.  In this episode we'll talk about: • Lacey's experience in the military  • The different experiences that military families have with money that are different from civilians • Why military spouses are often under- or unemployed or not allowed to work  • The decisions that have to be made when a servicemember is relocated • Planning for transitions and handling transitions that you cannot control  • Having a plan for a post-military career  • Resources available within the military  • The MilMoney Conference and how you can get involved (https://milmoneycon.com/) Visit dontretiregraduate.com for a full transcript of this episode. Please visit https://bfgfa.com/discount-programs/ to learn about our Hometown Heroes discount programs for veterans, active duty military, military families, and first responders. About Lacey Langford: Lacey Langford, AFC® is a financial coach, veteran, military spouse, and entrepreneur who changes people's mindset from being fearful of money to having control and confidence with it. She's an Accredited Financial Counselor® with over 15 years of financial planning, counseling, and coaching experience. Military and money are her jams.   Lacey's the founder and CEO of the Military Money Show, a podcast dedicated to helping the military community with personal finance, and MilMoneyCon, a national conference for financial professionals united by military service.   Lacey Langford, AFC® is a financial coach, veteran, military spouse, and entrepreneur who changes people's mindset from being fearful of money to having control and confidence with it. She's an Accredited Financial Counselor® with over 15 years of financial planning, counseling, and coaching experience. Military and money are her jams.   Lacey's the founder and CEO of the Military Money Show, a podcast dedicated to helping the military community with personal finance, and MilMoneyCon, a national conference for financial professionals united by military service.   Guest Resources: Lacey Langford Website The Military Money Expert Podcast Lacey Langford LinkedIn Lacey Langford's Twitter Military Money Show Twitter Military Money Show Facebook Military Money Show Instagram Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! Today's guest is the inspirational Laura Cathcart Robbins, host of The Only One in the Room podcast and author of the upcoming memoir Stash: My Life in Hiding.  Laura opens up about her struggle with addiction—a story she'll share in depth in her book—and her journey out of hiding and into a career as a podcast host and writer. She is truly a remarkable person with a great message of recovery, resilience, and grace that we all could benefit from. In this episode we'll talk about: •Eric's appearance on The Only One in the Room and how he's calling out the male-dominated industry  •Laura's story as growing a career in writing and public relations as a high school drop out •Her experience living with a pill and alcohol addiction, checking into rehab, and going through a divorce within the public eye •How being the only black woman in a room of 600 people led to her launching her podcast, The Only One in the Room •The process of writing her memoir  •Being vocal when you find yourself in a room lacking diversity Continue the conversation with Eric's appearance on The Only One in the Room: https://brotmanmedia.com/the-only-one-in-the-room/  Visit dontretiregraduate.com for a full transcript of this episode. About Laura Cathcart Robbins: Laura Cathcart Robbins is the host of the popular podcast, The Only One In The Room, and author of the forthcoming Atria/Simon & Schuster memoir, STASH (March 7, 2023). She has been active for many years as a speaker and school trustee and is credited for creating The Buckley School's nationally recognized committee on Diversity, Equity, Inclusion, and Justice. Her recent articles in Huffpo and The Temper on the subjects of race, recovery, and divorce have garnered her worldwide acclaim. She is a 2022 TEDx Speaker, and LA Moth StorySlam winner. Currently, she sits on the advisory boards of the San Diego Writer's Festival and the Outliers HQ podcast Festival. Find out more about her on her website, or you can look for her on Facebook, on Instagram and follow her on Twitter. Laura Cathcart Robbins (@lauracathcartrobbins) https://theonlyonepod.com/  https://www.youtube.com/@TheOnlyOneintheRoomPodcast https://www.instagram.com/theonlyoneintheroom/ https://www.facebook.com/groups/TheOnlyOneInTheRoomPodcast https://twitter.com/TheOnlyOnePodc1 https://www.huffpost.com/author/laura-cathcart-robbins http://www.lauracathcartrobbins.com/  https://www.tiktok.com/@theonlyoneintheroom Learn more about your ad choices. Visit megaphone.fm/adchoices

Shellee and Eric discuss: - Financial literacy is not taught in school and young adults don't understand the concept of how much the cost of living is. - It is hard to teach kids the concept of earning and saving money. - Things you can do as a parent to help your child be prepared to manage money. - Do you go to a school you really want to go to or a school where you received a big scholarship? - If you sacrifice your own retirement to send your teen to college, you are not doing them any favors. - Understand your Return On Investment when choosing a college. "You can afford to do almost anything, but not everything in this life."- Eric Brotman Eric D. Brotman, CFP™, AEP, CPWA is a financial advisor, wealth manager, mentor, and host of the podcast Don't Retire...Graduate! As CEO of BFG Financial Advisors, he has been advising his clients on investing, risk management, retirement, and financial planning for over 25 years. Eric believes that financial literacy is the key to well-being and is on a mission to help families and professionals achieve financial freedom. As part of his mission, he has served as an adjunct faculty member at Stevenson University, teaching the Certified Financial Planner curriculum to graduate students. In addition, he is serving on the Board of Trustees for the Maryland State Retirement and Pension System as an appointee of Governor Larry Hogan and he has testified before the Maryland Senate in favor of financial literacy education. Eric's approachable and actionable financial advice has been featured on Baltimore WBAL's 11 News Sunday Morning, The Wall Street Journal, Forbes.com, Yahoo! Finance, The Baltimore Sun, Baltimore Business Journal, Investment Advisor, Fidelity Investor's Weekly, and numerous other publications. His podcast, Don't Retire…Graduate!, is dedicated to inspiring individuals to advance into retirement seamlessly. Eric is the author of several books on personal finance, including Retire Wealthy: The Tools You Need to Help Build Lasting Wealth, Debt-Free for Life: The Tools You Need to Free Yourself from Debt, and Pay Less Taxes Now! Four Strategies to Help Reduce Your Income Taxes Legally, which can be downloaded for free at www.lowtaxbook.com. Eric is an avid traveler who calls Lutherville, Maryland home. He plans to “graduate” to living on the beach but hopes to never retire in the traditional sense. You can learn more about Eric at www.bfgfa.com or about the Don't Retire…Graduate! podcast at www.brotmanmedia.com Connect with Eric: Facebook: www.facebook.com/Dont-Retire-Graduate-111328207099985/ Instagram: www.instagram.com/dontretiregraduate/ Website: https://brotmanmedia.com Connect with Shellee Howard: Website:  https://collegereadyplan.com/ YouTube: https://www.youtube.com/channel/UCr_WodPHDfSWEbiPdsRDbyQ Instagram: https://www.instagram.com/collegereadyplan/ Facebook: https://www.facebook.com/CollegeReadyPlan/ LinkedIn: https://www.linkedin.com/company/college-ready/ Email: shellee@collegereadyplan.com

Welcome back to Don't Retire… Graduate! and our first episode of 2023. Today's guest is going to lead you through an interesting exercise to get you thinking about your personal money story. Shaun Maslyk, the host of the Most Hated F Word podcast, helps people identify their money stories and use them to improve their own financial behaviors. Grab a piece of paper and a pen and join us in this powerful journey of self-discovery.  In this episode we'll talk about: • Identifying our money stories and the life-long discovery journey it can be • The difference between work-life balance and work-life integration  • A guided exercise in identifying our money stories and money traumas   • A look into Eric's money story and understanding the moral to his story • How our money stories from childhood can impact us in the future  • How people become intoxicated by money rather than being aware of our decisions   Visit dontretiregraduate.com for a full transcript of this episode. About Shaun Maslyk: As a trained and practicing Certified Financial Planner® and Certified Financial Behavior Specialist® Shaun integrates psychology, positive psychology, and coaching psychology theories to awaken our money stories and flourish beyond our finances. Shaun is currently studying and researching the relationship between money, behavioural change, psychology and human flourishing at the University of East London. Shaun is the host of The Most Hated F-Word podcast where he interviews practitioners, academics, artists and creators on what it means to have a happy, healthy and thriving relationship with money. www.themosthatedfword.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! Today's guest is a stay-at-home dad and author of the book Your Kids, Their Money, Clifton Corbin. Clifton met our team at FinCon22 and was instantly a kindred spirit, so he's here to talk about ways to teach your kids about money, how we can change the mindset around financial independence, and finding financial resources that resonate with you. Listen to his conversation with Eric and start having money conversations in your own home. In this episode we'll talk about: • What it means to be retired • Clifton's childhood as a money nerd • Giving a child an allowance vs. teaching a child to budget  • Making money lessons relevant and age appropriate for children  • Changing the mindset about financial independence • Filtering information and understanding which resources have value  • The cost of education and whether or not college is worth the expense  • The community within FinCon's annual conference About Clifton Corbin: Clifton D. Corbin, MBA, PMP, was a business consultant with over two decades of experience when he left the office to become a full-time stay-at-home dad. During this time, he authored his first book, Your Kids, Their Money, focused on providing parents with the skills and tools to teach financial literacy to their children.  Resources Brotman Media Website: https://www.brotmanmedia.com/ LinkedIn: https://www.linkedin.com/in/cdcorbin/  Instagram: https://www.instagram.com/cdcorbin_/  Twitter: https://twitter.com/cdcorbin  Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! Today's episode is free therapy as we're joined by Dr. Doreen Downing, an expert on public speaking anxiety and finding your voice.  Dr. Downing is a psychologist and confidence coach who specializes in the treatment of public speaking anxiety. She is the host of the Find Your Voice, Change Your Life podcast and teaches her 7-step process for transforming anxiety through presence and connection. Listen to her conversation with Eric and follow her steps to find your own voice.  In this episode we'll talk about: • Public speaking anxiety and where it comes from • How to overcome the fear of public speaking • Getting comfortable talking about things you're uncomfortable talking about  • Setting realistic goals and visions for your future • Focusing on being rather than doing • Facing fears, financially or in life Visit dontretiregraduate.com for a full transcript of this episode. About Dr. Doreen Downing: Dr. Doreen Downing is a Psychologist and Confidence Coach who specializes in the treatment of public speaking anxiety. She also hosts the Find Your Voice, Change Your Life Podcast.  Doreen once suffered from extreme stage fright. In conquering it, she discovered being connected to your authentic self is the key to relaxed and confident speaking.  In addition to coaching and online courses, she is author of Essential Speaking: The 7-Step Guide to Finding Your Real Voice, a book that teaches you how to transform your anxiety with presence and connection.   Website: https://www.essentialspeaking.com  Course website: https://essential-speaking.thinkific.com  LinkedIn: https://www.linkedin.com/in/drdoreenh/  Facebook Profile: https://www.facebook.com/drdoreendowning/  Facebook Business Page: https://www.facebook.com/EssentialSpeaking  Facebook Book Page: https://www.facebook.com/essentialspeakingbook  Instagram: https://www.instagram.com/essentialspeaking/  Twitter: https://twitter.com/drdoreenh  YouTube Channel: https://www.youtube.com/user/drdoreenh  Podcast Playlist: https://www.findyourvoicechangeyourlife.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

Take away: Getting to financial independence is an incredibly wonderful goal Action step: Take inventory, and figure out where you are. Money Learnings: Eric has no real financial training learned from school. They also did not talk much about money as he was growing up.    Bio: Eric D. Brotman, CFP®, is the CEO of BFG Financial Advisors, host of the Don't Retire… Graduate! podcast, author of the Don't Retire… Graduate! book, and regular contributor to Forbes.com. He and his team believe that financial literacy is the key to financial freedom, so they provide free and affordable educational resources and accessible financial planning with no asset minimums.   Highlights from this episode:  How Eric got into the financial advising business Eric talks about his book, “Don't retire… Graduate!” Find what you love to do Get help if you need help How to deal with inflation   brotmanmedia.com Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom!   Thanks for listening! Show Sponsor: http://profitcomesfirst.com/   Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes   If you like the show please leave a review on iTunes: http://bit.do/richersoul https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com Some music provided by Junan from Junan Podcast   Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.  

Welcome back to Don't Retire… Graduate! With the holidays right around the corner, it's a perfect time to spread a little joy and who better to help us do that than the human sparkler herself: Tamra Andress. She is a thought leader in spiritual entrepreneurship who is helping business owners break out of their comfort zones, let others take the wheel, and build a brand with authenticity.  Listen to her story and how she made the choice to redefine her success.  In this episode we'll talk about: •What it means to be “always becoming” •How legacies are seen as money, but should be something far deeper •Tombstone moments and how Tamra made the decision to change her own life in search of fulfillment  •Redefining wealth and legacy •Turning work into play and finding joy in what you do everyday  •The elements of building a business and a brand with authenticity  •The power of retreats and why they're helpful in life and in business •Why comfort zones are where people go to die •Surprises and the power of not knowing •Entering your transformation zone and capturing your message that can become your business, podcast, book, or legacy Visit dontretiregraduate.com for a full transcript of this episode. I've been called a human sparkler (who doesn't need a little sparkle in their life) and a top thought leader in spiritual entrepreneurship. I'm an international speaker, 2x best selling author, and the founder and chief evangelist of F.I.T. in Faith Media Company. As an ordained minister, I am commissioned to activate purpose-driven leaders personally and professionally with their broadcasted messages and businesses through publishing, podcasting, and play. Yes, work should be fun! My role as an event host to annual conferences and retreats enables me to help unleash identity and freedom around the world by bringing together other like-hearted and like-minded sisters and brothers! www.tamraandresss.com www.fitinfaithmedia.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! We're holding the industry accountable today with the help of WTFintech creator and People of Finance podcast host, Nicole Casperson.  Her passions for journalism and financial technology are helping underrepresented communities access financial services and she is a thought leader on how to improve the technology to better serve those communities.  Listen to her story, eat some vegetables, and start improving your own financial behaviors.  In this episode we'll talk about: • The WTFintech newsletter and how it helps grow representation within the finance industry  • Gamification and how it can be both good and bad when it comes to finance • How finance apps like Venmo are designed to produce FOMO rather than good financial behaviors • The effects of culture on personal finance and financial behavior  • Changing the mindset we have around money so it can be a tool for change  • The game is rigged – why the majority is losing while a small number win  • The power of authenticity and vulnerability in the media Visit dontretiregraduate.com for a full transcript of this episode. About Nicole Casperson: Nicole Casperson is the creator of WTFintech? - a twice-weekly industry newsletter with nearly 50,000 subscribers, and averaging a 45% unique open rate.  She is the host of Humans of Fintech (formerly WTFintech?) - a weekly podcast taking you behind the scenes with some of the most successful fintech founders operating today. With a particular focus on women and operators from underrepresented backgrounds.  Nicole on Twitter: https://twitter.com/nicolecasperson  Nicole on LinkedIn: https://linkedin.com/in/nicole-casperson-0820a5133  Nicole's Podcast: https://podcasts.apple.com/us/podcast/humans-of-fintech/id1600731457 Nicole's Newsletter: https://workweek.com/brand/wtfintech/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Eric D. Brotman, CFP®, is the CEO of BFG Financial Advisors, host of the Don't Retire… Graduate! podcast and the author of the book, Don't Retire… Graduate! He is also a regular contributor to Forbes.com. He and his team believe that financial literacy is the key to financial freedom, so they provide free and affordable educational resources and accessible financial planning with no asset minimums. Company: www.bfgfa.com https://www.facebook.com/BFGFinancialAdvisors/ https://www.linkedin.com/company/bfgfa/ https://www.instagram.com/bfgfinancialadvisors/ Podcast: www.dontretiregraduate.com https://www.facebook.com/DontRetireGraduate https://www.instagram.com/dontretiregraduate/  Personal: https://www.linkedin.com/in/ebrotman/ Special thanks to our sponsors: Hello Fresh: We know you're going to love Hello Fresh as much as we do because it's America's #1 Meal Kit! Go to https://www.hellofresh.com/onlyone/65 and use code theonlyone65 for 65% off…PLUS free shipping! PATREON SHOUT OUTS: Mercedes Cusick LMFT, Website: www.mercedescusick.com, IG: @recoverhealbloom Check Out How To Do The Pot Thanks to Kathleen Hahn Cute Booty Lounge is made right here in the USA, by women and for women. The company is incredible, female, and minority-owned and all of their leggings make makes your booty look amazing. Go to https://cutebooty.com/ today! Embrace your body, love your booty! Join our Patreon: Become an Only One In The Room patron by joining us on Patreon! Starting at only $5.00 per month, you'll get bonus content, access to outtakes that the general public will NEVER see, extremely cool merch, and depending on what tier you get, monthly hang time with Scott and Laura. Join our Patreon today at https://www.patreon.com/theonlyonepodcast Be sure not to miss our weekly full episodes on Tuesdays, Scott Talks on Wednesdays and our brand new series On My Nightstand on Fridays by subscribing to the show wherever you listen to podcasts.  Join our Only One In The Room Facebook Group if you'd like to ask a question of any of our upcoming guests for this series.  Also visit the website www.theonlyonepod.com for the latest from our host Laura Cathcart Robbins like featured articles and more. We love hearing from you in the comments on iTunes and while you're there don't forget to rate us, subscribe and share the show! All of us at The Only One In The Room wish you safety and wellness during this challenging time. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Don't Retire… Graduate! With Veterans Day coming up, we have a very special guest to talk about how she uses her own experience with finance and military service to serve the Veteran community. Dr. Ann James is a veteran of the U.S. Air Force, a Certified Financial Coach, and the CEO of Financial Freedom Battle Buddies, and is on a mission to help fellow veterans transform their financial well-being.  We thank Dr. James and all her fellow veterans for their service and are proud to share her story with you today.  In this episode we'll talk about: • Dr. Ann James's story of military service, single parenthood of a child of special needs, and how she found her passion for personal finance. • The importance of financial planning as a parent of a child with special needs. • The B.A.T.T.L.E. plan for financial freedom. • The loss of financial security many military families feel when they leave the service. • Necessary versus unnecessary debt. • The unique challenges that are faced by the military community and the challenges that come with working with the community. • Advice for military members who are still serving for transitioning out of the military. • What comes next and what Dr. James wants to be when she grows up. About Dr. Ann James Dr. Antoinette (Ann) James began her career as an enlisted member in the U.S. Air Force. Over her military career, she held numerous positions which included personnel administration and financial management. Upon earning her commission, she was responsible for executing multi-million-dollar operating budgets within the U.S. and overseas. After 21 years of proud service, she retired and went on to earn her Doctorate of Education.   Currently, as a Certified Financial Coach and CEO of Financial Freedom Battle Buddies, Dr. Ann is on a mission to educate and equip military veterans on how to transform their financial well-being using her B.A.T.T.L.E method. She's been featured and cited on several platforms such as USA Today and the Penny Hoarder. In her free time, she enjoys traveling, reading and spending time with family and friends.  www.drannjames.com Visit dontretiregraduate.com for a full transcript of this episode.

Welcome back to Don't Retire… Graduate! Today's guest is Tiffany Grant, a financial counselor and the host of the Money Talk with Tiff podcast.  Tiffany is a fantastic content creator within the personal finance space—except for her online quiz that must be broken if Eric did not get a perfect score—and is one of the many money nerds making financial literacy accessible to the public.  Listen to her story and take her online quiz (after you listen to Eric giving out the answers, of course) to see if you can beat Eric's 92%.  In this episode we'll talk about: • Tiffany's upbringing that led her to financial and professional success  • Student loans and how to go through graduate school without paying tuition and/or getting paid • Financial literacy and the lack of education in most schools • Extra credit assignments and why those who need help aren't the ones who seek it • The Money Talk with Tiff podcast and how it's helping to spread financial education Visit dontretiregraduate.com for a full transcript of this episode. About Tiffany Grant: Where do I start? I am a self-proclaimed money nerd and proud of it! I live and breathe finances. After years of giving impromptu advice to family and friends, I said why not start a blog? This way all of the knowledge will have an online platform and reach even more people!   From a young age, I was always money-conscious. I remember being as young as 6 and clipping coupons. Did anyone use them? Nope, but I found joy in going through the motions. When I got my first job at 16, I used coupons to get more bang for my buck. Once I saw how helpful they were, I used coupons for everything! Cashiers were impressed by a teenager leaving with a cart full of items for only $20.   ​As time progressed, I wanted to do more with my money. I started investing at the age of 19. I had amassed a few thousand dollars but decided to sell it all when times got rough. Big mistake but I had to do what I could.   I bought my first house at the age of 26. How? By saving, keeping a close eye on my credit, and living well below my means. Frugal is my middle name! Wealth-building is all about having goals and being laser-focused on accomplishing them. My next goal is to be debt-free (except the house) by age 30. What makes this even more amazing is I did it all while being a single mother of two little boys, working full-time, and going to school. Now, what's your excuse? Let's get started! Time is ticking! I have a Bachelor in Business Administration with a concentration in Management, Master of Business Administration (MBA), Accredited Financial Counselor (AFC), SHRM-CP, Lean Six Sigma Yellow Belt, and years of experience helping people like you! https://www.moneytalkwitht.com/

Welcome back to Don't Retire… Graduate! Today's guest is Natalie Torres-Haddad MPA, AWA, a two-time TEDx speaker, award-winning author, and the host of Financially Savvy in 20 Minutes. Natalie's story of being raised by immigrants during the LA Riots, experiencing the cultural differences between the rich and poor, and learning about money the same way she learned a second language should serve as inspiration for anyone struggling to reach financial independence.  We are so glad to have her here to share her story, discuss what it's like to be successful in an industry in which you're underrepresented, and that sometimes you just need to give yourself a little grace.  In this episode we'll talk about: • Natalie's upbringing and personal finance became a language she had to learn • Being patient with yourself and figuring out what you can learn in 20 minutes each day  • Generational and familial differences and how we all struggle differently  • The field of finance and how breaking through it as a woman and/or a person of color is still a challenge  • Figuring out what works for you and giving yourself grace • Learning from your mistakes more than when things go well Visit dontretiregraduate.com for a full transcript of this episode. About Nathalie Torres-Haddad: She is an international award winning author, educator and bilingual podcast host of Financially Savvy in 20 Minutes. Her expertise has been featured in Forbes, Huffington Post, LA Times, and many news outlets like Telemundo and Fox.  A two time TEDx speaker known for her talk “The foreign language of financial literacy”.  Some of her videos have received over a million views and is a sought out keynote speaker all over the country as a financial literacy and mental health advocate. A first generation college graduate from CSULB, in Finance and International Business with a Masters from CSUN, she focuses on helping those with debt and working toward financial independence. Her first children's book in 2020 Made the #1 best seller on Amazon: "A dress to remember" based on the nonprofit LA's Prom Closet she had for several years. Born in El Salvador, and raised in Inglewood she quickly understood that the lack of financial literacy limits her community of basic human rights and equality in resources. She started investing in real estate at age 24 and began her career advocating for financial literacy.   http://financiallysavvyin20minutes.com/

Welcome back to Don't Retire… Graduate! Today's guest is Joseph Hogue, CFA®, the host of Let's Talk Money! With Joseph Hogue, joining us to break down the art and science of investing and share his rules for making money in the stock market.  Investing has become entertainment media and everyone wants to be slinging stocks, but Joseph shares his ideas about why very few people should really own individual stocks and why funds are better for the vast majority. Plus, hear his three rules to follow to not lose money when investing.  In this episode we'll talk about: • What investing really is and how it can give everyone a taste of entrepreneurship  • The reason people are scared or intimidated by investing  • Human behavior and how we tend to make the wrong choices with our money • Looking at stock market crashes as flash sales • How to tell the difference between good financial advice and not-so good advice  • Who should or should not own individual stocks and how to balance your portfolio for growth  • The 3 rules to not lose money on stocks  • When you should or should not sell your shares  • Concentrated stock positions and overweighting your portfolio in one investment, including your own company  • Income risk and financial risk in choosing your investments  Visit dontretiregraduate.com for a full transcript of this episode. About Joseph Hogue Born and raised in Iowa, Joseph Hogue graduated from Iowa State University after serving in the Marine Corps. He worked in corporate finance and real estate before starting a career in investment analysis. He has appeared on Bloomberg and CNBC and led a team of equity analysts for a venture capital research firm. He holds a master's degree in business and the Chartered Financial Analyst (CFA) designation.  Joseph left the corporate world in 2014 to build his online businesses, first through creating websites and later through his YouTube channel, Let's Talk Money. He's since grown the community to over 550,000 and reaches more than 1.8 million people a month through the blogs, YouTube and a weekly market newsletter.  https://www.youtube.com/c/LetsTalkMoneywithJosephHogueCFA

Season 5 is here and Don't Retire… Graduate! is back to share more actionable strategies for reaching financial independence and talk to more money nerds about what they want to be when they grow up.  And your eyes are not deceiving you—this season we're recording in VIDEO! If you're on an audio-only player, thank you so much for listening. If you're watching our first time doing this on camera, thank you and welcome!  Starting a new season is exciting enough, but we wanted to really kick it off, so we brought back one of our favorite guests and all-time favorite Stacker, Joe Saul-Sehy, host of the Stacking Benjamin's podcast and co-author of the book STACKED: Your Super Serious Guide to Modern Money Management.  Joe is back to share some of his experiences from his past life as a financial advisor, including the best and worst advice he's ever heard and the red flags he's seen from other advisors that should have you running for the office exit.  In this episode we'll talk about: • Social media and the harmful financial advice that can be found on it • What compliance means and how it keeps financial advisors from sharing bad information • Identifying the filters, credentials, and backgrounds of the people you get advice from online • Bernie Madoff, undisclosed insiders, and schemers to look out for  • Red flags of financial advisors you can see just walking into the office—from what's on the television to the layout of the furniture • Asking who, not how when you need to do learn something new—like writing a great book with Emily Guy Birken  Visit dontretiregraduate.com for a full transcript of this episode.

Welcome back to Don't Retire… Graduate! As part of our summer throwback series, we're bringing back some of our favorite episodes from seasons passed. This episode, originally released in season 3, features Heidi Herman, author of On with the Butter: Spread More Living onto Everyday Life. At 93 years old, Heidi's mother made a list of 93 new experiences she wanted to try before she turned 94—from paragliding in Iceland to visiting the Great Barrier Reef to ziplining through the Mall of America. Now, Heidi joins us on the show to talk about the experiences her and her mother tried together and how they are inspiring others to embrace life fully. In this episode we'll talk about: Heidi's mother and her secret to embracing life Ideas for exciting new experiences and ways to find something new you can try regardless of age or ability Thinking about what you want to be when you grow up and what you want to do when you're no longer tied to a career The icelandic saying of Áfram með Smjörið and how it inspired Heidi and her mother

Welcome back to Don't Retire… Graduate! As part of our summer throwback series, we're bringing back some of our favorite episodes from seasons passed. Today, we're welcoming back Kristy Schiano, Yogi and owner of the Mindful Movement Center, to tell her story of tragedy, loss, strength, and resilience. While training for a triathlon, Kristy was hit by a truck and suffered severe physical and mental injuries, causing her to lose nearly everything—including the ability to walk and talk—but she held strong to hope and joy. Her recovery has centered around helping others manage their chronic pain through yoga and meditation. Listen to her story and take her extra credit assignment seriously (even if it won't be graded)! *Please note this episode is rereleased from season 1, and we will NOT be taking a break. Come back next week for another episode of Office Hours!* In this episode we'll talk about: Kristy's story of being hit by a truck while training for a triathlon and needing to relearn everything we take for granted Financial, physical, and spiritual wellness and how they interact in our daily lives Using meditation and breathing techniques in times of stress and anxiety Pivot points we experience throughout our lives, both expected and unexpected Financial wellness, paying yourself first, and having a plan for the future Spirituality, religion, and the spiritual journey Kristy experienced through yoga The power of empathy and compassion

Welcome back to Don't Retire… Graduate! As part of our summer throwback series, we're bringing back some of our favorite episodes from seasons passed. Today, we're welcoming back our very own Yanni Niebuhr, CFP®, Chief Investment Officer here at BFG Financial Advisors. Originally released way back in our first season, this episode is still as relevant as ever and covers the financial planning from the perspectives of the Millennial and Gen X generations, and how people are planning differently about the next chapter of their lives. And please join us in congratulating our guest, who, in the time since this episode was recorded, welcomed his second baby boy!   In this episode we'll talk about: How retirement planning is a marathon, not a sprint, and why planning should start early How Yanni, a Towson University grad, got his start in financial planning and what he wants to be when he grows up The sandwich generation and multigenerational financial planning How millennials and adults in their twenties or thirties can be doing to prepare for retirement The average debt and student loans for recent grads and how it can hurt your financial independence Deciding what your financial priority should be Legacy planning and leaving behind things more important than money – freedom, independence, vision, values Talking about money within families and how views can vary with your parents, spouse, or grandparents Side hustles and how they're impacting the idea of FIRE (financially independent retire early) Entrepreneurship and small business self-employment and how it can help you pursue your passions Social awareness and the importance it holds with younger generations Pensions, three-legged stools, social security and other antiquated retirement ideas being replaced by “you're on your own” Living in two-income society vs older generations able to live on a single income Transferring wealth between generations, to children and grandchildren, in tax-efficient ways through life insurance, trusts, and 529 College Savings Plans without creating a Billy Madison situation Unemployment and underemployment, and the shrinking value of college degrees Visit dontretiregraduate.com for a full transcript of this episode.

Welcome back to Don't Retire... Graduate! Our guest today did what nobody thought was possible: left Eric speechless. Sharita Humphrey has a remarkable story of grit and resilience. From a homeless mother of two living out of a motel, Sharita promised her sons that she would change their situation and did not rest until she did. The now award-winning financial educator is here to share that story and spread her message that just because you lose things, you can never lose hope.  In this episode we'll talk about: • The importance of having money conversations at home  • Sharita's story of becoming a mom early, the feelings of failure that came with losing her home, and her experience living in a motel for close to a year • How financial literacy education can change your financial trajectory  • How it feels to leave traditional employment and scratch an entrepreneurial itch • Keeping experiences as a line item on a budget  • Creating a safety net by building an emergency fund  • Creating jobs and abundance through agriculture  • Seeing your budget as a blueprint to keep you in the driver's seat     Visit dontretiregraduate.com for a full transcript of this episode. www.sharitamhumphrey.com www.changeinmotion.co About Sharita M. Humphrey Sharita M. Humphrey is a nationally recognized, award-winning finance expert and money mentor. Having previously been broke and homeless herself, Sharita knows first-hand that financial freedom has a blueprint and she's committed to helping individuals change the financial trajectories of their lives.   Sharita is a certified financial educator, speaker, and coach. At her namesake financial consulting company, Sharita helps minority women better understand, manage, and grow their money. Sharita also helps Black and Brown entrepreneurs learn how to accelerate their businesses and secure funding through her other company, Change In Motion, which offers a comprehensive education program.   In 2020, Sharita was named National Financial Educator of the Year for her work within her local community and across the country. She is a regular contributor to entrepreneurial publications and has been featured in top-tier media including CNBC, iHeartMedia, Forbes, Yahoo Finance and BBC World News.   This year, Sharita and her family set a goal of purchasing hundreds of acres of land over the next few years to build a family-run farm. During their journey, Sharita is teaching minority farmers how to obtain monies to acquire farmland and helping them to retain their land for generations to come.   Sharita M. Humphrey Facebook  Sharita M. Humphrey Instagram Sharita M. Humphrey Linkedin

Today it's host to host in the latest episode of The Disruptive Successor show. Jonathan Goldhill welcomes the host of the “Don't Retire…Graduate!” podcast, Eric Brotman. Eric is a certified financial advisor and the CEO of BFG Financial Advisors. Eric and his team are firm believers that financial literacy is the key to financial freedom, which inspires them to provide free and affordable educational resources and accessible financial planning with no asset minimums. HIGHLIGHTSKey elements to a good succession planning frameworkEric on successions and exitingEric on giving the equityEric's role in the succession planningThe “Don't Retire… Graduate!” bookWhat BFG Financial Advisors is aboutQUOTESEric: “I think the two that are most important beyond everything else, our communication, which to me also includes transparency, and goal alignment.”Eric: “I'm generally not a believer that you give equity away, I think equity is always sold, and even in a family business situation, I think equity is sold.”Eric: “I have to balance what the expectations are on a transaction. Because everyone thinks their business is worth more than potentially it is, in the same way, we all think our house is the nicest one on the block.”Start building your legacy now by connecting with Eric using the links below: LinkedIn: linkedin.com/in/ebrotmanEmail: ebrotman@bfgfa.comWebsites: bfgfa.comA special gift from Christian to Disruptive Successor listeners! Visit https://www.instantnonprofit/disruptive-successor to get his Nonprofit Boot Camp for free!If you enjoyed today's episode, please subscribe, review and share with a friend who would benefit from the message. If you're interested in picking up a copy of Jonathan Goldhill's book, Disruptive Successor, go to the website at www.DisruptiveSuccessor.com.

Today, I interview Eric Brotman who was very entertaining in childhood. He loved doing standup comedy or singing, always mimicking his favorite stars. He enjoyed putting on a show for his friends and family, goofy and carefree. But he never actually used his own voice or his own style when he did these things. In school, he fit in everywhere and was friends with everyone, now referring to his younger self as "chameleon-esque". Still to this day, he has a tendency-- as many of us do-- to tailor his speaking style to his audience. However, the changes that took place after his parents' divorce led this high schooler to face adulthood much earlier than expected. Eric began working at age 14, made his way through college, and completed some internships that led him toward the finance industry (although his studies were in English and Psychology). In this field and in his work with clients, he realized the vulnerable work he was doing as people shared their fears, the financial mistakes they'd made in the past, and their hopes and dreams for the future. He found his voice through moving forward, trying different things, and being open-minded to opportunities that came his way. He didn't plan to end up working in finance, but he says it's the best outcome he could have ever hoped for, and he loves helping others to open their minds to the possibilities that life has to offer. __________________ Eric D. Brotman, CFP®, is the CEO of BFG Financial Advisors, host of the Don't Retire… Graduate! podcast, author of the Don't Retire… Graduate! book, and regular contributor to Forbes.com. He and his team believe that financial literacy is the key to financial freedom, so they provide free and affordable educational resources and accessible financial planning with no asset minimums. Free Resources: Ebook to help you save on taxes can be downloaded at lowtaxbook.com Ebook to help understand the financial planning process can be downloaded at whatisfp.com Complete library of resources, including webinars, podcasts, and articles can be found at brotmanmedia.com Find Eric here: ebrotman@bfgfa.com linkedin.com/company/bfgfa linkedin.com/in/ebrotman facebook.com/BFGFinancialAdvisorsfacebook.com/DontRetireGraduate twitter.com/brotmanplanning__________________I'm your podcast host, Dr. Doreen Downing, and I help people find their voice so they can overcome anxiety, be confident, and speak without fear. Get started now on your journey to your authentic voice by downloading my Free 7 Step Guide to Fearless Speaking: https://www.doreen7steps.com. 

Trying to make sense of the current financial landscape? Join us as we welcome CEO of The Brotman Financial Group, Eric D. Brotman, CFP®, AEP®, CPWA®, who brings a novel approach to growing older—that is, Don't Retire…Graduate! If you have questions about investments or are trying to prepare for the costs of each new stAGE or even retirement, Eric has answers!As author of the book, Don't Retire…Graduate! Building A Path to Financial Freedom and Retirement at Any Age, and host of the Don't Retire…Graduate! Podcast, Eric takes on a novel approach towards retirement and invites others to do the same. Instead of thinking of retirement as a time to slow down, withdrawal or give up, he believes retirement should be considered more like a graduation, where we launch into a brand new and exciting phase of our lives! Eric shares the three secrets of happiest retirees, the common worries of those growing older, what to consider when contemplating retirement, how to build wealth that won't be taxable in the future and even why your zip code may play into your decision of where to live and some future costs of aging to consider.But he's also an avid proprietor of the things money can't buy, such as time, happiness, harmony and peace of mind. And he believes in leaving a legacy even beyond money and fortune. He brings sage advice and financial wisdom that won't break the bank or sabotage future goals, especially during these times of financial upheaval and economic challenge. It's must-listen power hour from beginning to end with tips and tools regardless of what financial stage you're in because Eric does not believe financial planning is reserved only for the rich. He is an educator and values financial literacy for all, including youth.Eric is a recurring contributor to Forbes.com, Wall Street Journal, Yahoo! Finance, Baltimore Business Journal, The Daily Record and Fidelity Investor's Weekly. He hosts regular webinars on personal finance topics, and has released a free online course for high school students and young adults through BFG University. He appears regularly on television on 11 News Sunday Morning on WBAL in Baltimore, gives seminars and workshops for companies and is a highly sought-after speaker. To learn more about Eric's work or financial advising services, connect with him at www.bfgfa.com and you can check out his Don't Retire…Graduate! Podcast at www.brotmanmedia.com. Thank you, amazing Aging Rebels, for listening to the Aging GreatFULLy show! We create this show for YOU the listener! If you enjoy this episode, please share it with your friends and family and leave us a positive show review on your favorite platform! We love spotlighting listener reviews on our show! To listen, stream, connect, share, download, subscribe, visit our official host page at www.CTRNetwork.com/holleykelley or www.HolleyKelley.com and be sure to subscribe to our Aging GreatFULLy newsletter there too! Remember, you rock and you ROLE model!

Eric D. Brotman, CFP®, is the CEO of BFG Financial Advisors, host of the "Don't Retire… Graduate!" podcast, author of the "Don't Retire… Graduate!" book, and regular contributor to Forbes.com. He and his team believe that financial literacy is the key to financial freedom, so they provide free and affordable educational resources and accessible financial planning with no asset minimums. Use code "HAPPY" at checkout for $20 off of Eric's financial literacy course! Link below ------------ Follow me on Instagram Connect on Facebook & Linkedin Subscribe to the free "Healthy, Happy Newsletter" Eric's Facebook https://bfgfa.com/ https://brotmanmedia.com/

Eric D. Brotman, CFP®, is the CEO of BFG Financial Advisors, host of the "Don't Retire… Graduate!" podcast, author of the "Don't Retire… Graduate!" book, and regular contributor to Forbes.com. He and his team believe that financial literacy is the key to financial freedom, so they provide free and affordable educational resources and accessible financial planning with no asset minimums. Use code "HAPPY" at checkout for $20 off of Eric's financial literacy course! Link below ------------ Follow me on Instagram Connect on Facebook & Linkedin Subscribe to the free "Healthy, Happy Newsletter" Eric's Facebook https://bfgfa.com/ https://brotmanmedia.com/

Eric Brotman is the CEO of BFG Financial Advisors, host of the Don't Retire… Graduate! Podcast AND author of the Don't Retire… Graduate! book, and regular contributor to Forbes.com. Top 3 Value Bombs: 1. It is not morbid to protect someone's human life value. 2. Leverage your opportunities. 3. Start immediately. Don't wait until there's a trigger event before you do this. Time is on your side. Connect with Eric on LinkedIn - Eric's LinkedIn Sponsors: Thrivetime Show: Looking for a business coach who has helped thousands of entrepreneurs just like you to increase their profitability by an average of 104% per year? Schedule your free consultation today with Clay Clark at ThrivetimeShow.com/fire! Klaviyo: The email and SMS platform built specifically to help ecommerce brands earn more money by creating genuine customer relationships. Give it a try with a free account at Klaviyo.com/fire!

Eric Brotman is the CEO of BFG Financial Advisors, host of the Don't Retire… Graduate! Podcast AND author of the Don't Retire… Graduate! book, and regular contributor to Forbes.com. Top 3 Value Bombs: 1. It is not morbid to protect someone's human life value. 2. Leverage your opportunities. 3. Start immediately. Don't wait until there's a trigger event before you do this. Time is on your side. Connect with Eric on LinkedIn - Eric's LinkedIn Sponsors: Thrivetime Show: Looking for a business coach who has helped thousands of entrepreneurs just like you to increase their profitability by an average of 104% per year? Schedule your free consultation today with Clay Clark at ThrivetimeShow.com/fire! Klaviyo: The email and SMS platform built specifically to help ecommerce brands earn more money by creating genuine customer relationships. Give it a try with a free account at Klaviyo.com/fire!

This week on The Millionaire Choice Podcast, Tony talks with Eric Brotman, host of Don’t Retire…Graduate!, about empowering families through financial planning. Raising a family isn’t easy, but it can be easier with the right financial planning and decisions! About EricEric D. Brotman, CFP®, AEP®, CPWA® is Chief Executive Officer of BFG Financial Advisors, an independent firm assisting clients with wealth creation, preservation, and distribution. Mr. Brotman began his financial planning practice in Baltimore in 1994, and founded Brotman Financial Group in 2003, which later changed its corporate identity to BFG Financial Advisors. He provides investment, retirement, estate, insurance, and comprehensive financial planning services for families, professionals, executives, and business owners, all of whom enjoy extraordinary client service from working with multiple CFP® Practitioners and a team of specialists. Mr. Brotman holds a Bachelor of Arts degree from the University of Pennsylvania. He earned his CERTIFIED FINANCIAL PLANNERTM (CFP®) certification in 1998, and completed his Master’s Degree in Financial Services (MSFS) at the American College in 2003. He is also an Accredited Estate Planner (AEP®), a Certified Private Wealth Advisor (CPWA®), a Chartered Life Underwriter (CLU), a Chartered Financial Consultant (ChFC), a Chartered Advisor in Senior Living (CASL), and a Retirement Income Certified Professional® (RICP®). Mr. Brotman is a Registered Representative with Kestra Investment Services and an Investment Advisor Representative with Kestra Advisory Services. Mr. Brotman is serving a four-year term on the Board of Trustees for the Maryland State Retirement & Pension System as an appointee of Governor Larry Hogan. He is a champion for financial literacy education, serving on the Business Advisory Council for the Comptroller of Maryland. He is a 2009 alumnus and former Chairman of the Board of Directors of Leadership Maryland. Additionally, Mr. Brotman serves on the Board of Trustees and is the Chairman of the University Advancement Committee at Stevenson University, where he previously served as an adjunct faculty member, teaching financial planning and investment planning courses to CFP® students. He is a 2006 alumnus and former board member of Leadership-Baltimore County, the Past-President and Chairman of the Board of the Financial Planning Association of Maryland, and a member of the Baltimore Estate Planning Council. Mr. Brotman is the host of the “Don’t Retire… Graduate!” podcast, available at www.dontretiregraduate.com, and recently published “Pay Less Taxes Now! Four strategies to Help Reduce Your Taxes Legally,” available for free download at www.lowtaxbook.com. His most recent book, “Retire Wealthy: The Tools You Need to Help Build Lasting Wealth – On Your Own or With Your Financial Advisor,” was published in 2014 and is available at most online book retailers. A sought-after speaker, he frequently gives seminars and workshops for companies, membership organizations, and fellow financial advisors. Mr. Brotman appears regularly on television on 11 News Sunday Morning on WBAL in Baltimore, and has also been interviewed by WMAR Baltimore / ABC2 News. He has appeared in print in Wall Street Journal, The Baltimore Sun, Baltimore Business Journal,The Daily Record, Smart CEO, Investment Advisor, Fidelity Investor’s Weekly, Investment News, Journal of Financial Planning, Crain’s Baltimore, and numerous other publications. He has been featured on various websites, including Yahoo! Finance, ChiefExecutive.com, Reuters.com, Financial-Planning.com, and Forbes.com, and has appeared on a variety of radio programs, including the Marilu Henner Show and KGO News in San Francisco. Mr. Brotman was named as one of the “Maryland Power Players” by The Gazette of Politics and Business in 2010 and one of the “Very Important Professionals” by The Daily Record in 2011.See omnystudio.com/listener for privacy information.

If you feel uncomfortable with money how can you talk to your kids, parents or partner about money? In this episode our guest, Eric Brotman, and I chat about how to get comfortable with money AND how to talk about money to your loved ones. Eric D. Brotman, CFP™ is the CEO of BFG Financial Advisors with over 25 years of experience as a trusted advisor. He believes financial literacy is the key to well-being and is the author of multiple books on personal finance, including his latest book, Don't Retire… Graduate!, and the host of the Don't Retire… Graduate! podcast. Eric's approachable and actionable financial advice has been featured in the Wall Street Journal, Forbes.com, Yahoo! Finance, WBAL, The Baltimore Sun, and others. You can follow Eric on social here: https://www.linkedin.com/in/ebrotman/ https://www.facebook.com/BFGFinancialAdvisors https://www.facebook.com/DontRetireGraduate broatmanmedia.com Here are links to some of the resources Eric mentioned in the podcast: www.whatisfp.com www.lowtaxbook.com https://www.amazon.com/Dont-Retire-Graduate-Financial-Retirement/dp/1734970103/ref=sr_1_2?dchild=1&keywords=dont+retire+graduate&qid=1615314527&sr=8-2 https://www.amazon.com/Dont-Retire-Graduate-Workbook-Retirement/dp/1734970146/ref=sr_1_3?dchild=1&keywords=dont+retire+graduate&qid=1615300656&sr=8-3 If you want to start your health to wealth journey follow Lisa Instagram Facebook Website

Eric Brotman is the author of the book Don't Retire...Graduate! He's also the Chief Executive Officer of BFG Financial Advisors and host of the Don't Retire...Graduate! podcast. On this episode of CFO at Home, Eric and Vince discuss updating our concept of retirement, challenges that Millennials and Gen Z need to consider when planning for retirement, and more. Key Takeaways: Retirement should be an advancement to doing the next version of you, whatever that looks like  Parts of our current retirement system (like Social Security) were built to help support you for the very short period of time between retirement and death. Longer life spans have changed the game.   The idea of retirement today is not so much the absence of work, but rather the absence of needing to work (Financial Independence) Retirement planning requires more intentionality to those in their 20's and 30's today than in the preceding generation because of the number of different employers they can expect to have List out your assets and liabilities and build a cohesive plan around them  Have a accountability partner Key factors in determining a debt pay-off strategy Interest Rate Impact on Cash Flow Impact on Net Worth Paying yourself first is as important (if not more important) than budgeting Understand the money habits of your partner before commingling finances  Being wealthy is being financially independent enough to never work another day in your life. For most of us, this will still require discipline and living within certain spending parameters.  Resources: Book - Don't Retire... Graduate!  Podcast - Don't Retire... Graduate! Brotman Media Group FinancialPlanningForAll.com Contact the Host - vince@thecfoathome.com

Hey! Jason Yarusi here.We just released a great, new episode with Eric Brotman on the Multifamily Live Podcast that I'm really excited about…Eric D. Brotman, CFP®, AEP®, CPWA® is the Chief Executive Officer of BFG Financial Advisors, an independent firm assisting clients with wealth creation, preservation, and distribution since 2003. Eric is also the author of Don't Retire…Graduate!: Building a Path to Financial Freedom and Retirement at Any Age.Eric treats saving towards retirement not as something we have to do to retreat from daily life by the time we hit 65, but as something we should choose to do to better our well-being. His work has been featured in the Wall Street Journal, Yahoo! Finance, Forbes.com, The Baltimore Sun, Baltimore Business Journal, Investment News, Journal of Financial Planning, and many more. He believes financial wellbeing is a large component of our health as a whole and should be tended to in the same way as exercise, clean eating, and mental health.Listen in now!Connect With Eric BrotmanWant to check out what Eric is up to? Follow him below!brotmanmedia.comfinancialplanningforall.comwhatisFP.comBFGuniversity.comWant to Learn More About Multifamily Real Estate Investing?We're holding a live, 3-day “virtual” event call Multifamily Live on June 10-12 2021… and for the first time ever, we're going to open the doors and walk you guys through literally every step of what we're doing on our multifamily deals.We've done events before but nothing this massive or this valuable... and since this is a virtual event, you don't have to travel or even leave your couch! But spots are limited… sign up below!- CLICK HERE: MultifamilyLiveEvent.comSee you there TOMORROW! See acast.com/privacy for privacy and opt-out information.

Today, we have Eric Brotman, the host of Don't Retire… Graduate! Podcast. Get insights on how he went up the ladder in podcasting from being a complete novice. He shares with us the right tools and techniques on how to grow your show and how you would stand out from other podcasters. WHAT YOU'LL LEARN FROM THIS EPISODE How does Eric's podcast support his business? How to overcome the challenges faced in podcasting? Ways to reach out to good guests and let them shine on your show Hacks, tools, and techniques that make your job easier when podcasting The 3 kinds of podcasters Advice for new and old podcasters that are not getting any results RESOURCES/LINKS MENTIONED Interview Connections ipDTL Produce Your Podcast ABOUT ERIC BROTMAN Eric D. Brotman, CFP™ is the CEO of BFG Financial Advisors with over 25 years of experience as a trusted advisor. He believes financial literacy is the key to well-being and is the author of multiple books on personal finance, including his latest book, Don't Retire… Graduate!, and the host of the Don't Retire… Graduate! podcast. Eric's approachable and actionable financial advice has been featured in the Wall Street Journal, WBAL, Forbes.com, Yahoo! Finance, The Baltimore Sun, and others. CONNECT WITH ERIC BFG Financial Advisors Brotman Media Group Financial Planning For All Podcast: Don't Retire...Graduate! CONNECT WITH US Thinking about creating and growing your own podcast but not sure where to start? Visit GrowYourShow.com and Schedule a call with Adam A. Adams!          

What does retirement look like to you? Whether it's five years away or fifteen, at some point most of us will stop working our regular jobs and find ourselves with a lot more time on our hands. But retirement in 2021 looks different than it did when our parents stopped working. And a different retirement requires a different approach. My guest this week is Eric Brotman, CEO of BFG Financial Advisors with over 25 years of experience as a trusted advisor. He is also the author of multiple books on personal finance, including his latest book, Don't Retire…Graduate! Eric joins me to talk about a new way to look at retirement, and why it might look a lot different than you think. You can find the show notes for this episode at https://maplemoney.com/142 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Tend to your nest egg like an orchard instead of treating it like an ATM.Eric D. Brotman, CFP®, AEP®, CPWA® is Chief Executive Officer of BFG Financial Advisors, an independent firm assisting clients with wealth creation, preservation, and distribution. Eric has over 25 years of experience in financial planning and founded the firm in Baltimore in 2003. BFG provides investment, retirement, estate, insurance, and comprehensive financial planning services. Additionally, Eric is the host of the Don't Retire… Graduate! podcast, dedicated to teaching listeners how to advance into retirement rather than retreating into it. Today we talk about how different generations view financial planning and expectations, steps we can take to better prepare ourselves financially for our futures, the perks of “graduating” instead of retiring, and how Eric can read Jamie's mind.Thank you for listening!Please like and subscribe here and on your podcast app of choice. Also, share freely!

Our guest today, Eric Brotman, is a Certified Financial Planner and the CEO of BFG Financial Advisors, an independent firm that assists clients with wealth creation, preservation, and distribution.Eric and his team of highly qualified specialists provide investment, retirement, estate, insurance, and comprehensive financial planning services for families, professionals, executives, and business owners.In addition to holding a master's degree in financial services, Eric is also an Accredited Estate Planner, a Certified Private Wealth Advisor, a Chartered Life Underwriter, a Chartered Financial Consultant, a Chartered Advisor in Senior Living, and a Retirement Income Certified Professional.He is currently serving a four-year term on the Board of Trustees for the Maryland State Retirement & Pension System as an appointee of Governor Larry Hogan. Eric is the host of the Don't Retire… Graduate! podcast and the author of several publications, the most recent entitled Don't Retire-Graduate: Building a Path to Financial Freedom at Any Age, published in October of this year.What you'll learn about in this episode:Eric talks about some of the greatest concerns his clients are grappling with going into 2021. The current K-shaped recovery and the growing disparity between businesses and individuals. Why – when you have your health and your income – you have beat the pandemic. How Eric advises his clients on preparing for uncertainty from a tax and economic perspective. The four places you can put your money and never pay tax on it again. The need for more financial literacy education among the younger generations.Why, despite consensus, financial literacy is still not being taught in schools. Leveraging the Roth 401(k), Roth IRA, and a Health Saving Account (HSA) for tax benefits. Suggestions for how a 529 College Saving Plan can be used to keep money sheltered from tax. Those who are eligible for 529 plans and what they should know when deciding to get one. What the term ‘tax-deferred' means and when taxable income becomes due and payable.  Hear how whole life insurance policies are a means of keeping wealth within families. The most basic steps you should take to protect and grow what you have. The importance of breaking through the scarcity mentality passed down generationally. How people of all income levels can get access to financial planning and coaching. Additional Resources:Website: https://bfgfa.comLinkedIn: https://www.linkedin.com/in/ebrotman/Twitter: https://twitter.com/brotmanplanning?lang=enBook: https://www.amazon.com/Dont-Retire-Graduate-Financial-Retirement/dp/1734970103Podcast: brotmanmedia.com Links Mentioned:Jean Chatsky: https://twitter.com/JeanChatzkySaving for College: http://savingsforcollege.com/Pay Less Taxes Now: http://www.lowtaxbook.com/optin1590159551607Financial Coaching: https://www.microstuff.com/Acknowledge Media: https://www.acknowledgemedia.comForbes: https://www.forbes.com/

Why retire when you can graduate? Making the best financial decisions for today and the future can be daunting, but our guest today is dedicated to making the process easier, and less stressful. Eric Brotman, CFP, AEP, CPWA is the CEO of BFG Financial Advisors. We know. That is a lot of letters. But suffice it to say, he knows his stuff. In fact, Eric shares his knowledge through his Don't Retire…Graduate! Podcast where he teaches listening how to advance into retirement rather than retreating into it. In today's episode Eric shares key tips to help you maximize your financial future, regardless of how close you are to retirement or not. He also shares free resources that will help you begin quality financial discussions. Listen in! Eric's Books: Don't Retire…Graduate! Building a Path to Financial Freedom and Retirement at Any Age https://amzn.to/3jbFUAl Retire Wealthy: The Tools You Need to Help to Build Lasting Wealth – On Your Own or With Your Financial Advisor https://amzn.to/30fkT0h   Learn More: Free Resources: www.brotmanmedia.com Website: http://www.bfgfa.com/  Email:    ebrotman@bfgfa.com Phone: 410-252-4555 Twitter: @brotmanplanning FB: BFGFinancialAdvisors LinkedIn: ebrotman

Most people don't have enough money to retire when they want to.  In this show Eric D. Brotman reveals how to disregard retirement and focus on graduating instead.  Eric shares his insider knowledge on how to achieve true financial freedom, no matter the stage of life you're in now.   About Our Guest: Eric D. Brotman is Chief Executive Officer of BFG Financial Advisors, and independent firm assisting clients with wealth creation, preservation, and distribution. Eric has over 25 years of experience in financial planning and founded the firm in Baltimore in 2003. BFG provides investment, retirement, estate, insurance, and comprehensive financial planning services for families, professionals, executives, and business owners. Eric is host of the Don't Retire… Graduate! Podcast, which is dedicated to teaching listeners how to advance into retirement rather than retreating into it. Every episode provides listeners with inspiration and actionable advice to guide each of them towards a seamless transition into a dignified retirement. His new book ‘Don't Retire, Graduate' is due to be published in April 2020 and discusses similar themes to the podcast. Eric appears regularly on television on 11 News Sunday Morning on WBAL in Baltimore and has written articles for numerous print and online media outlets. As a sought-after speaker, Eric frequently gives seminars and workshops for companies, membership organizations, and fellow financial advisors.   During the show, we discuss: ● About Don't Retire… Graduate! ● Why people need to retire ● Things that successful retirees have in common ● Ideal age for retirement ● Preparing for retirement ● Steps to take for financial independence ● When to start saving for retirement ● How to get out of debt ● How people can afford to retire ● Working in retirement ● What you can expect after retirement ● Things or activities to do after retirement ● Preventing yourself from outliving your money   Show resources: https://www.bfgfa.com/ https://brotmanmedia.com/

Financial Professional, Eric Brotman, reflects on his experience as a financial professional, how starting his podcast “Don't Retire… Graduate” has helped him become an influencer in his field, and the keys to his success.

Hello and welcome! On this episode I have Eric Brotman come on the show and answer listener questions. Literally a wealth of knowledge and I think he's the funniest guest I've ever had. Lots of gems in there and I am so excited for you to hear them. Have more questions for Eric Brotman? He can answer them during the Office Hours segment of his podcast, Don't Retire… Graduate! Just send them to @DontRetireGraduate on Facebook or @BrotmanPlanning on Twitter. Please be on the look out for his new book Dont Retire…Graduate! (September 15th) His completely free ebook is online lowtaxbook.com where he has strategies for saving on taxes You can find more of his information Bfgfa.com - his firms website Dontretiregraduate.com - website for his podcast and other media Make sure to listen his podcast which is the title of the book and where he answers listen Don't Retire…Graduate! And make sure to follow me @them2mpodcast Subscribe, leave ratings, reviews, tell your friends, DM me and #keepitonemillion --- Support this podcast: https://anchor.fm/paris-grant/support