Everybody Needs a Nudge

In this episode, Dan and Keith sit down with Michael Burns, a lifelong athlete and Belmont native with a passion for sports and coaching. Michael shares his journey from backyard whiffle ball to Belmont Hill, then on to Trinity College—his dream school—and eventually into a career in sports marketing.After realizing finance wasn't for him, Michael pivoted back to his passion, earning a degree in sports management from UMass and landing roles with NESN and the Bruins. For the last 18 years, he's thrived in the industry at Hill Holliday. Now a husband, father of three daughters, and a dedicated coach, Michael reflects on how his upbringing, community, and competitive mindset shaped his life.The guys also chat about country club scuffles, marathon bandits, and mindset versus talent, with a special shout-out to Keith's episode-winning dad jokes.Tune in now!

This week, Dan & Keith sit down with Anh Kieu; Loan Processor, cat mom, and all-around powerhouse. Anh shares her incredible journey from Vietnam to Quincy, MA—learning English on the fly, navigating a new culture, and building a career in finance. We cover everything from mortgage tips to cat backpacks, plus:✔️ How many exclamation points are too many?!✔️ Hard money vs. conventional loans✔️ Perseverance, teamwork, and knowing your role✔️ Dad jokes, duh.Tune in for laughs, inspiration, and a reminder that sometimes, we all need a little nudge. 

On this episode of Everybody Needs a Nudge (nationwide), hosts Dan and Keith welcome Adi Guzelian—a proud Armenian Needham native with a story full of heritage and hustle. From Armenian day school to Suffolk University and a marketing MBA from Bentley, Adi shares how family and culture have shaped her journey. Tune in as the crew dives into their feelings on group chats, accountability, and, as always, a few dad jokes. Plus, mark your calendars for the 4th Annual Empty Can Striper Open fishing tournament on Saturday, June 28th, supporting the Laney Ladd Foundation and Cancer Can't. Learn more and donate here --> https://givebutter.com/2025JAHEmptyCanStriperOpenFinal takeaway? Trust the process—because you never know where one nudge might lead.

Guess who's back!In this episode, Dan and Keith dive into the chaos of busy lives, cracking dad jokes while tackling deeper conversations about leadership. Dan shares a powerful story of words that may have changed Mia Hamm's trajectory and explores pushing through discomfort to grow—just like eagles reinventing themselves to survive.Tune in for insights, laughs, and a nudge in the right direction!

In this episode of "Everybody Needs a Nudge," hosts Dan and Keith sit down with Manning Morris, Crowd Lending's newest intern, to explore his laid-back daily routine, background, and future aspirations. Manning shares stories of growing up in Hanover with his mom (Hi Daryce!), dad, and two brothers, highlighting their deep family bond with a shared tattoo. Now a Senior studying finance at UNH, Manning reminisces about his hockey days at Hanover High and how playing during the COVID era helped shape his future path. He also provides insights into his internship at Crowd Lending, where he's learning the business from the ground up. The conversation takes intriguing turns as we dive into the Malocchio (Italian evil eye) and the Karen Read trial and, of course, sprinkle in some classic dad jokes. Tune in for an engaging mix of personal anecdotes, humor, and insightful discussions. Check it out!

In this episode of "Everybody Needs a Nudge," hosts Dan and Keith delve into the remarkable life story of George Berg, a seasoned architect whose path from a small-town upbringing to designing health centers is nothing short of inspiring. Born and raised with his roots firmly planted in Weymouth, George's journey began with humble beginnings. Despite not being drawn to youth sports, he found his rhythm working for a precast concrete company after school. However, his true passion lay elsewhere – in the world of architecture. From a young age, George knew he wanted to be an architect, captivated by the profession's ability to shape tangible outcomes. His knack for sketching and envisioning designs led him to pursue an associate's degree in architecture and engineering from Wentworth. Juggling a full-time job as a co-op student, George's dedication to his craft was unwavering. He eventually transitioned to the Boston Architectural College (BAC), navigating work demands during the day and school at night. Amidst this whirlwind, he found love, marrying in 1993, and later expanding his family to include three children. George's journey took an unexpected turn when he became a partner in the company he worked for, putting his education on hold to steer the business through challenging times. However, his perseverance paid off, culminating in his graduation from BAC in 2000. His career trajectory soared when he was tapped by a larger company to spearhead their architectural division, specializing in designing cancer centers. George dedicated himself to this noble cause for over five years, but the onset of Covid prompted a reevaluation of priorities. Seeking a change aligned with his values, George transitioned to Raymond Design Associates, where he's been for nearly four years. His commitment to his craft remains unwavering, even amidst personal health challenges such as undergoing triple bypass surgery. Through George's story, we glean insights into the importance of resilience, dedication, and a strong work ethic. As he continues to shape spaces and communities, his journey is a testament to the transformative power of following one's passion, even in the face of adversity.

We're BACK with the back-to-back champions! Long story short, tune into our latest episode of Everybody Needs a Nudge as we catch up with the Crowd Lending team.

Get ready for a wild ride in this episode of "Everybody Needs a Nudge," featuring the one and only Wendel Viana! Join us as we dive headfirst into the rollercoaster of his life, from the sunny streets of southern Brazil, where the weather surprisingly mirrors Massachusetts, to his immigration to the US. Wendel's childhood was a symphony of soccer in the lively neighborhoods of Brazil before he embarked on an epic journey to the States in 2000 with his parents and older brother. Settling in Somerville, his parents played the ultimate balancing act, working at a cleaning company by day and delivering newspapers by night. Interestingly, Wendel perfected his driving skills navigating those newspaper routes – talk about a unique American initiation! This episode paints a vivid picture of Wendel's educational saga, including a bilingual program in Somerville that helped him bridge the language gap and facilitated his integration into the American school system. Wendel's professional journey unfolds from a thriving career in the auto industry at Honda Cars of Boston to a managerial role at Bank of America. Wendel eventually shifted to the mortgage industry, getting his mortgage license in 2020, and is currently thriving as a loan officer with Cross Country Mortgage. He resides in Rowley, MA, with his wife and two daughters. It's not all about career pivots; we're dishing out life lessons, too – the gospel of being exceptional, delivering customer service that wows, and having your game face on for the unpredictable opportunities life throws your way. We're sprinkling in some of Crowd Lending's impressive stats, the magic of manifesting, and a few Mafia stories and jokes because why not? This episode is not just a podcast; it's a front-row seat to a blockbuster tale of resilience, adaptability, and the crazy, unexpected journeys that lead us to exactly where we need to be. Tune in now– you won't want to miss this!

Get ready for a heartwarming episode of "Everybody Needs a Nudge" featuring the wonderful Shannon Sullivan! Join us as we dive into Shannon's life, starting off in the charming town of Pembroke alongside her brother Steve O, a familiar face from a previous podcast. Shannon's soccer journey takes center stage, leading her to the halls of Notre Dame Academy. Faced with the challenge of funding her college dreams, she ingeniously joined a club team to up her chances of getting scouted. Spoiler alert: it worked! Northeastern came knocking, and Shannon rocked varsity soccer while conquering a degree in communications and media throughout her time there. Post-college, Shannon cranked up the volume on her love for music, landing a gig at a radio station. A career twist (and the lovely Daryce) led her to an impressive nine-year stint at Blue Cross Blue Shield before venturing into the non-profit realm. She met her husband through a coed soccer league, and the duo fulfilled their dream of settling down in the lively Southie. Plus, we'll dish on her journey through motherhood, a return to Pembroke, and her current gig in the scenic Duxbury, working for Vetcor. This episode isn't just a stroll down memory lane – it's a rollercoaster of laughs, touching on the impact of education on creativity and reminding us all not to get caught up in comparing our journeys to others' highlight reels. Shannon's wisdom shines as she underscores the importance of building networks and self-sufficiency. Don't miss out on the fun – hit play now!

Embark on a captivating journey with us as we explore the extraordinary evolution of Crowd Lending, a trailblazing force in the lending world. In 2015, Christopher Fiumara called up Dan Najarian and ignited the spark, envisioning a hard money lending empire. Those early days were a paperwork pilgrimage, laying the groundwork for the triumphs that followed. By 2016, the team expanded with the addition of Christopher Roche, bringing a valuable book of business. The first loan was successfully executed, marking a significant milestone. The subsequent year, 2017, witnessed a pivotal move from Watertown to A street in Boston, accompanied by the invaluable addition of Victoria Shea for Operations. Nick Todman joined the team in 2018, contributing to the financial aspects of the growing enterprise. In 2019, the company achieved an impressive feat of 218 loans, nearly hitting the $100 million mark. To manage the increasing loan volume, Alison Boyd was brought on board, and Keith Carter - Assistant (to the) CEO, entered the scene right before the chaos of Covid. 2020 dealt a wild card with the pandemic, forcing a 6-7 month shutdown. However, Crowd Lending not only survived but also developed strategies to navigate through borrower non-payments, troubled loans, and property takeovers. In 2021, the company expanded its horizons by hiring your beloved Root Beer for marketing. A significant shift occurred in 2022 with the relocation of offices to Quincy. The following year, in 2023, a pivotal partnership was formed with Cahoon Capital, propelling Crowd Lending to new heights. Fast forward to the present, and the results speak for themselves. In 2023 alone, the company accomplished an impressive $158 million, reflecting a remarkable 50% increase from 2019. January 2024 has already seen a phenomenal start, with $12 million in transactions, a threefold increase from the usual January performance. Join us as we unravel the story of Crowd Lending – a tale of resilience, growth, and success in the ever-evolving landscape of hard money lending.

In this episode, David Madden, the Regional Vice President at Anaplan, shares his life journey, growing up on the "wrong side of the tracks" in Duxbury. Raised by a determined mother who ensured her three kids had everything they needed, David excelled in high school, outsmarting his own algebra teacher. His passion for wrestling led him to become a team captain during his four years in the sport. After high school, David attended Union College, where he initially pursued mechanical engineering but later switched to industrial engineering. Post-college, David embarked on a career as a business analyst and, eventually, took on the role of opening a UK branch for Softscape in London, covering all of Europe. His European experience included a unique stint at NATO headquarters, complete with his very own bodyguard. But this podcast is not just about professional triumphs – it's a journey intertwined with personal connections. Discover the heartwarming tale of David's international love story with Kate, who fearlessly joined him on the London escapade. Return with them to the States, where they settled in Southie before the allure of more space led them to Hingham, the current backdrop for their bustling family life with three children. Get ready for a dose of humor and heart as the episode discusses the Yankees, the concept of winning, Paul Newman, and lots of laughs. This podcast is more than just a story – it's a captivating blend of triumphs, love, and laughter that will leave you both inspired and entertained.

In today's episode, we're thrilled to have sunshine in a bottle, Mrs. Tory Moyland! Tory's story begins in Plymouth, where she spent her early years before moving to Duxbury in the 7th grade. At Duxbury High School, she not only thrived academically but also showcased her athletic prowess as a four-year varsity tennis athlete. Her love for algebra and a valuable life lesson from her Tball coach, "How do you catch a ball? With your eyes," shaped her mindset to keep her eye on the prize and pay attention to what's in front of her. Venturing into higher education, Tory pursued a Psychology major at Hobart and William Smith Colleges in upstate New York. Post-college, Tory set her sights on the bustling streets of New York City. Starting as an intern, she climbed the professional ladder, eventually becoming a business manager for an NBC News anchor/media coach. Her seven-year stint in the city was filled with growth, challenges, and unique experiences. In 2018, Tory returned to her roots in Duxbury, seeking a career with more flexibility. Inspired by her mother, a real estate agent for Coldwell Banker, Tory obtained her real estate license and has since thrived in the industry. Adding a touch of romance to her narrative, Tory is now married to the older brother of her best friend. A night at TSANG's with the family set the stage for a storybook romance as he slid into her DMs, and the rest is history. Join us as we discuss ensuring one's value, navigating the power broker in your head, conspiracy theories, speed skating, and, as always, sprinkles of humor. Tune in as Tory Moyland takes us on a journey from the vibrant streets of New York City to the serene landscapes of Duxbury, all while embracing the joys of marriage and the exciting anticipation of welcoming her baby girl in March. This is "Everybody Needs a Nudge" – where life's nudges shape extraordinary stories.

Welcome to another season of Everybody Needs a Nudge, where we bring you inspiring stories of resilience, determination, and triumph. In this episode, we have the incredible journey of Matt Lazowski, a man whose life has been a testament to the power of using difficulty as a stepping stone. Born and raised in West Hartford, Connecticut, Matt's upbringing was shaped by the experiences of his father, a Holocaust survivor. After enduring the unimaginable, Matt's father found a new life in America, becoming a plumber after spending two years living in the woods. A pivotal mentorship changed Matt's trajectory with high school football coach Frank Robinson, who imparted valuable lessons: Taking his advice to heart, Matt excelled on the football field, playing center and guard while also focusing on the fundamentals of life – where attention to the little things ensures that the big things take care of themselves. His academic journey led him to Syracuse University, where he studied Psychology and TV Production. There, he forged a lifelong friendship with his roommate, Derek. After college, Matt joined his father in the plumbing business, attending tech school at night to become a master plumber. However, life took another turn when he transitioned into the tech industry for transportation and parking. Matt soon ventured into entrepreneurship, creating his own business with a northeast territory and relocating to Sudbury. As 2020 unfolded and the world faced unprecedented challenges, Matt decided it was time for a change. Fueled by the philosophy of "life's too short," he transitioned to a completely different field, entering the world of mortgages at Fairway Mortgage. Today, he stands as a top 10 loan officer for the company and is among the top 1% in the country. Join us in this riveting conversation with Matt Lazowski as he shares his journey of using difficulty as a driving force and embracing the philosophy that "life's too short" to settle for anything less than what makes you truly happy.

Life is a mix of being humble and hustlin', and John's story embodies the perfect blend. From Worcester to Jersey and back, he shares the highs and lows of his journey. Growing up in a music-filled home, John chased his passion for music until Napster shook the industry. Eventually, fate, wrapped in musical notes, introduced him to his wife and guided him to a pit stop that steered him toward a flourishing career in real estate as a Redfin agent. Join the laughs and life lessons as we uncover why Dan is "playing injured" and enjoy a surprise call from a familiar voice. Get ready for the usual banter of jokes that'll keep you smiling throughout. Life may toss sharks your way, but with resilience and determination, you can navigate the unexpected waters. Tune in now for a ride that's part wisdom, part humor, and all heart. 

Get ready to laugh and be inspired as we sit down with Peter Van Haur on the latest episode of Everybody Needs a Nudge! Hold onto your headphones as Peter spills the tea on the nudge that led him from mowing lawns to dominating medical device sales. Yep, he's the CEO now, and we're getting all the deets on his journey from teenage entrepreneur to industry rock star. We discuss the importance of being prepared, the idolization of money, and instant gratification, sprinkled in with a few timeless yo-mama jokes. This episode offers a unique blend of laughter, life lessons, and insights into Peter's journey. You don't want to miss it! No cap.

Happy Thanksgiving Everybody! Join Dan and Keith as they dive into the post-holiday buzz, sharing insights on the current market and the exciting updates at Crowd Lending. Get the scoop on what's trending and fill your post-Thanksgiving relaxation with a blend of information and, of course, some dad jokes. Tune in now!

Josh Berman

Introducing Cam Miller, the latest addition to our Crowd Lending team! Bursting with knowledge and fantastic music suggestions, Cam takes us on a journey through the twists and turns that brought him to the doors of Crowd Lending, along with his recent transition to Quincy. Tune in to this week's episode of 'Everybody Needs a Nudge' for a dose of Crowd Lending insights, Chuck Norris humor, and valuable life lessons.

Let's dive in with Brian Malone! With expertise in sales, a passion for politics, and years of moonlighting as a broadcaster, Brian's journey has taken him from coast to coast and beyond. Join us as we explore the art of adaptability, the adrenaline rush of turning a cold call into a successful deal, and the infamous Friday night pizza debates with the in-laws. Don't miss out – catch our chat on all your go-to streaming platforms now!

Sit down with Metro Hockey League Champion Jerry Moffett! Join us as Jerry shares his story of transitioning from his hometown of Brockton to sunny Florida and eventually landing with a wife and two kids in Duxbury. Let's delve into the challenges, triumphs, and personal growth that defined Jerry's unique path, with a few dad jokes mixed in.

Tricked and treated into being this week's guest, we have Rootbeer! Amy, aka Rootbeer, unwillingly shares her journey from Charlestown to Berkley with pitstops at Westfield State, Radio 92.9, and a Bruins Stanley Cup win.

Meet Madison Carr! New Hampshire's sweetheart and Crowd Lending's Director of Operations. Dan, Madison, and Keith discuss Drake (the Passage or the A-lister?), helicopter rides with Mr. Carr, Dunkin Donuts, Deion Sanders, anxiety, and getting comfortable with the uncomfortable.

A new season with new faces! Season 3 of Everybody Needs a Nudge kicks off with a summer recap from Dan and Keithy, along with FOUR guest appearances by the newest Crowd Lending team members!

A year of ENAN calls for a special guest; let's check in with Crowd Lending's newest employee and the daughter of our host, Annabelle! Navigating her way through high school and soon-to-be college, Annabelle shares the moments that have nudged her along the way.

Grab your Negroni and settle in for a chat with Ian Philion. Hailing from England, Ian is a self-made success. From earning scholarships to begin his education, eventually leading him to The London School of Economics and Political Science, to writing for the Financial Times and preparing speeches for powerful leaders, each nudge paved the way for an incredible life.

Growing up in a house full of boys with a hardworking Armenian dad, Bob Airasian is a born competitor. Raised and currently residing in Watertown with his wife and two children, Bob discusses his road to success and the Nudges that blazed a trail to his career in real estate.

Straight from South Weymouth (not to be confused with North Weymouth), Meet Collis Brown! Collis has lived many lives, and we were lucky to hear about a few. From his days at Camp Burgess to a life-changing interaction with Billy Bulger at a toll booth, Collis shares his life lessons and nudges that have guided him throughout his incredible journey. Tune in now!

Introducing Mountain Lake New Jersey's finest, Mark Ellington DeCristoforo! Mark takes us through his journey of incredible teachers and mentors from Scribbles Preschool, Mountain Lakes High School, and College of Charleston (twice), which led him to his most recent adventure as the Executive Director of the nonprofit Massachusetts Seafood Collaborative.

Welcome to banana land with Vice President of Sabel Adjusters, Matt Geraigery! Join us as Matty G shares his hot takes on jailhouse jokes, Duxbury's hottest new restaurant (BlueFish River Tavern), and coaching advice all parents should listen to.

We're joined this week by Realtor at Success Real Estate, TGIFridays gold star employee, and cousin to our host - Marni Migliaccio! In this week's podcast, we discuss traveling across the country, love at a crosswalk, market insights, and much more. Tune in now!

"Why do dads take an extra pair of socks when they go golfing?" "In case they get a hole in one!" Wrap up your week with a few dad jokes and Jared Sherman.

Sit down for a cup of coffee with your favorite Nudge as we discuss the long-term rewards of mentor relationships, Newton's mafia, fancy pants, and much more.

Meet Crowd Lending Originator and jack of all trades, Robert Nichols! Not all nudges lend a helping hand, some force you to prove a point, and that's exactly what Robert's doing. Join us as we discuss the road to playing pro soccer, finding love at Stop & Shop, and the organization that changed the trajectory of his life (BottomLine.org).

We kick off the new year and Season 2 with our friend from across the pond, Charlie Philion. London transplant and Crowd Lending Underwriter, Charlie shares his thoughts on his time in America and the nudges that led him here.

The boys are BUZZING! Join us for this holiday edition featuring not one but TWO guests, Nick Todman and everybody's favorite bestie Keith Carter. Get to know the man behind the scenes of Crowd Lending and Dan's assistant coach on and off the ice.

Welcome to confession. Crowd Lending's Chief Business Development Officer Christopher Roche joins us for this week's nudge. Are you a good loser? Take a listen as we discuss growing up in God's country, Lindsay Lohan's "Pilk" comeback, and the importance of listening to your elders.

We've got Mr. Hockey himself on the podcast this week! Mike Flaherty joins us to discuss flying squirrel suits, Uconn/Yukon, and what it truly means to be a coach.

Welcome to Gen Z! Dan's nephew and son of ENAN SuperFan Daryce, Connor Morris joins us with his cool, calm, and collected thoughts.

"Treat the janitor with the same respect as the CEO." Mazel tov! We're joined this week by friend, investor, and Managing Attorney at Barsh and Cohen, P.C., Neil Cohen. We discuss Jewish blessings, strength in acknowledging weakness, Harvard of the South, town pride, and the power of networking.

Grab your Dos Equis and join us for this week's episode featuring Managing Director and long-time friend, Marc (with a c) Glennon. From adventures at Boston College to Lake Placid, Aspen, and even the Teton mountains, Dan and Marc discuss the nudges that have led them to where they are today.

"Everything happens for a reason." Nudge sits down with Strategic Advisor, Entrepreneur, Chief Business Development Officer, and Founder of Prep Partners Group, Luke Howarth. In this episode, we discuss seasonal sports, injuries, Bette Midler, the round-table teaching strategy, and life's way of always figuring things out.

In this week's episode, Dan sits down with former hockey pro and CEO/President of Overtime Real Estate, Patrick Leahy. Join us as the guys discuss charity golf tournaments (crossroadsma.org), Miami - the oasis of Ohio, Patty's journey to the NHL, and living abroad in Austria. Featuring breaking news from Mike Mottau! Time Stamps: 12:09 - Fun Facts 14:00 - Breaking News 18:15 - Pat's Nudges

Entrepreneur, Business Development Director, and Hustler - Steve Dwyer joins us on the podcast this week.

Get to know Crowd Lending, Inc.'s Director of Business Development, Hussien Skaiky.

Interior designer (Interiors by Daryce), Everybody Needs a Nudge superfan, and sister of Dan Najarian sits at the round table in this week's must-listen episode!

The episode we've all been waiting for! Dan Najarian is joined by entrepreneur, business partner, and Crowd Lending Co-Founder, Christopher Fiumara.

Dan is joined by former NHL pro, Mike Mottau.

Finn Carter gives us a quick check in as we wait for this week's episode!

Dan sits down with mentor and CPA Ken Najarian.

In this solo episode, Dan takes his turn in the hot seat and walks us through Nudge's Nudges.