Podcasts about Belmont

Greg recaps Wednesday's college basketball results, talks to Blake Lovell of Blue Ribbon Yearbook to look at the SEC landscape and preview Thursday's games & Greg picks & analyzes EVERY Thursday college basketball game. Podcast Highlights 1:20-Recap of Wednesday's results 12:08-Interview with Blake Lovell 28:20-Start of picks with Georgetown vs Providence 30:35-Picks & analysis for St. Louis vs UMass 32:58-Picks & analysis for Coastal Carolina vs Georgia Southern 34:57-Picks & analysis for Charlotte vs North Texas 37:13-Picks & analysis for Marshall vs FIU 39:27-Picks & analysis for Charleston vs Towson 41:31-Picks & analysis for Purdue vs Indiana 43:32-Picks & analysis for William & Mary vs Delaware 45:34-Picks & analysis for UNC Wilmington vs James Madison 48:11-Picks & analysis for Elon vs Drexel 50:44-Picks & analysis for Appalachian St vs Georgia St 52:51-Picks & analysis for Belmont vs Morehead St 55:08-Picks & analysis for Western Kentucky vs FAU 57:18-Picks & analysis for Chattanooga vs UNC Greensboro 59:17-Picks & analysis for Samford vs VMI 1:01:45-Picks & analysis for Wright St vs IUPUI 1:04:07-Picks & analysis for SMU vs Memphis 1:06:26-Picks & analysis for SIU Edwardsville vs TN Tech 1:08:38-Picks & analysis for South Dakota vs Western IL 1:10:44-Picks & analysis for Akron vs Bowling Green 1:13:03-Picks & analysis for Troy vs LA Monroe 1:15:19-Picks & analysis for Monmouth vs Fairfield 1:17:35-Picks & analysis for Texas St vs Little Rock 1:19:48-Picks & analysis for USC vs Colorado 1:21:52-Picks & analysis for New Mexico St vs Sam Houston St 1:24:24-Picks & analysis for Grand Canyon vs Stephen F Austin 1:27:22-Picks & analysis for South Dakota St vs St. Thomas 1:29:56-Picks & analysis for South Alabama vs Louisiana 1:32:27-Picks & analysis for Old Dominion vs Rice 1:34:20-Picks & analysis for Montana St vs Northern AZ 1:36:31-Picks & analysis for UT Arlington vs Arkansas St 1:38:59-Picks & analysis for Northern KY vs UIC 1:40:52-Picks & analysis for Oakland vs UW Milwaukee 1:42:46-Picks & analysis for TN St vs SE Missouri St 1:45:07-Picks & analysis for North Dakota St vs UMKC 1:47:00-Picks & analysis for UT Rio GV vs Utah Valley 1:49:18-Picks & analysis for North Dakota vs Oral Roberts 1:51:40-Picks & analysis for Eastern IL vs Murray St 1:54:04-Picks & analysis for Detroit vs UW Green Bay 1:56:21-Picks & analysis for Cal Baptist vs Tarleton St 1:58:26-Picks & analysis for Seattle vs Abilene Christian 2:00:19-Picks & analysis for UNLV vs Air Force 2:02:24-Picks & analysis for San Diego vs BYU 2:04:41-Picks & analysis for Sacramento St vs EWU 2:06:39-Picks & analysis for Idaho St vs Weber St 2:09:35-Picks & analysis for Northern Colorado vs Idaho 2:11:37-Picks & analysis for UConn vs Butler 2:14:09-Picks & analysis for Austin Peay vs UT Martin 2:16:47-Picks & analysis for Tulsa vs Cincinnati 2:18:59-Picks & analysis for Lamar vs Dixie St 2:21:30-Picks & analysis for UTSA vs UTEP 2:23:33-Picks & analysis for Boise St vs Utah St 2:25:42-Picks & analysis for Montana vs Portland St 2:27:30-Picks & analysis for UC Davis vs CSUN 2:29:19-Picks & analysis for Hawaii vs CS Bakersfield 2:31:51-Picks & analysis for CS Fullerton vs UC Irvine 2:33:44-Picks & analysis for Long Beach St vs UC San Diego 2:35:38-Picks & analysis for Pepperdine vs Loyola Marymount 2:38:06-Picks & analysis for Santa Clara vs St. Mary's 2:39:58-Picks & analysis for Arizona vs Stanford 2:42:05-Picks & analysis for UCLA vs Utah 2:44:12-Picks & analysis for Washington vs Oregon St 2:46:49-NY Post Pick San Francisco st Gonzaga 2:49:06-Start of extra game picks with North FL vs Florida St 2:51:06-Picks & analysis for SE Louisiana vs New Orleans 2:52:50-Picks & analysis for NW St vs Nicholls 2:54:23-Picks & analysis for McNeese St vs Texas A&M CC 2:56:02-Picks & analysis for Houston Baptist vs Incarnate Word 2:57:25-Picks & analysis for Winthrop vs Presbyterian Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

While things seem to be really down for the ACC, things at Louisville are looking that much worse.   This week on @ Large Bid, Tim and Taylor dive into the ACC struggles, discuss Kentucky vs Auburn, just how good is the Ohio Valley Conference?

Paul Moore is an amazing contributor to BiggerPockets. Paul has launched multiple investments and developed companies appearing on HGTV and completed over 100 commercial & residential investments & exits in Real Estate. He has contributed in Fox business and Real Estate Guys™ Radio and is a regular contributor to BiggerPockets Producing live video and blog content. Paul also co-hosted wealth building podcast called “How to lose money” and  he has been featured on a number, over 200 at this point. Paul is a 3 time Real estate author. His new book is “Storing Up Profits: Capitalize on America's Obsession with STUFF by Investing in Self-Storage Paperback” In this episode we talked about: Paul's Bio & Background Entering Commercial & Multifamily Space Going Vertical in Self-Storage Rent Control Breaking into Self-Storage Self-Storage Performance and Risks within the recent 2 years Dislocation Aspect Underwriting of the Deals Thoughts on 2022 Outlook Why it is important to find your BIG WHY Mentorship, Resources and Lessons Learned Useful links: https://www.wellingscapital.com/resources https://podcasts.apple.com/nl/podcast/the-biggest-opportunities-in-real-estate/id1505750263?i=1000534008754&l=en Transcriptions:  So that's, that's what got me into real estate in the beginning. And then commercial, I ended up building a multifamily and operating it in the buckin oil rush of North Dakota. It was a multifamily quasi hotel. We did that for years. It was a lot of fun.   Jesse (4m 34s): That's great. So you, like, I'm not dissimilar from, from some stories and multifamily is you started with these properties, realize that you can make a dollar to two going that way. And then at what point did you end up going into the commercial space or the multi red space?   Paul (4m 50s): Yeah, so that was 20. So in 2010 we threw a bunch of friends and I threw over a million dollars to the bottom of a hole in the ground expecting about 50 times as much oil to come back out and nothing came out. And so I don't think we, I can almost certainly say we didn't think it through as well as it might sound now, but we thought, well, who made money in the gold rush? Well, those who sold the picks and shovels. So we noticed that there was a massive, massive housing shortage in North Dakota. I mean, like 10 or 20,000 people in a town of 3000, you know, sleeping in their trucks.   So we created this multifamily, which, which we ran as a, you know, sort of an extended stay hotel in 2011. And that was our entree in. And I ended up writing a book on multifamily about five years later and I was off to the races.   Jesse (5m 42s): Yeah, fair enough. I'm sure the, the Western Canadians can, can appreciate the throwing money in a hole in terms of the, so that moved from initially in Detroit, working with Ford motor company, was there an inflection point in your career where you, you said, okay, I'm going to go with the real estate way and, and left, left the job, or was it something that you kind of did on the side and kind of transitioned to?   Paul (6m 6s): Yeah. So when we launched our company, when I left Ford in 92, 93, it was actually, we started a staffing firm and I had only done a couple real estate deals on the side during those years. And honestly I hated real estate on the side, but when I had a chance to go into it full time in 2000 after we sold our company, that was, I I've honestly loved it ever since. Fair enough.   Jesse (6m 35s): Okay. So moving on to, you know, you write this book on multifamily, we're talking today about storing up profits, the, the book I mentioned at the outset, what can you tell us for the, for the average investor that say, you know, I'll give you an example is, is invested in some real estate, maybe it's on the commercial end. Maybe you, you know, whether it's single family or whatever, pick your vertical and keeps hearing about self storage. You know, we hear it, we hear it up here, you know, in the Canadian context, our friends to the south, we hear it constantly being brought up.   I think I mentioned before we had Brandon Moore or Brandon Turner on talking about self storage, but for the average investor, how would you describe the self storage vertical?   Paul (7m 17s): Yeah, so we, you know, we'd beat our head up against the wall for years looking for multifamily. And as I, you probably didn't know I'm old or, and, but seriously, those watching her going, he's really old anyway, but seriously, we, we were w w we're more conservative every year, you know, that I get, and, you know, I wanted to focus on investing and not speculating after making some mistakes in that arena. Hence the podcast name, how to lose money, but we, you know, really felt like it was like we were at the risk of overpaying for multifamily.   And unlike you, we didn't have a great acquisitions team finding those under the radar deals. And we found out that there were 53,000 self storage facilities in the us. That's the same as subway McDonald's and Starbucks combined, but three out of four are run by independent operators. And half, two thirds of those are actually run by single facility owners, which is also known as mom and pop owners.   And these mom and pops typically. I mean, first of all, the cap rates have compressed so much in the last eight or 10 years that they've doubled the value of their facility. And many of them did that by doing nothing except maybe staying the way they were, which is sometimes not always, but sometimes kind of mediocre. And so the opportunity for a medium sized company to go in and buy these facilities with this incredible intrinsic value, which I'll get into in a few minutes is enormous.   And we hadn't seen anything like that in multifamily in a long time. So we transitioned from multifamily to self storage, and then eventually also adding mobile home parks in 2018. And it's just been great. I mean, here's a couple quick stats. I mean, a couple quick issues to consider one would be that, I mean, if I'm renting a thousand dollar a month apartment from you and you raise my rent 6%, I might leave rather than commit to another 60 bucks a month or $720 a year.   But if you are renting me a self storage facility or unit, I should say, and you raise my rent 6%, well, you know, if it's a hundred dollars a month going to 106, I'm probably not going to spend a weekend rent a U-Haul get my buddies together to move my junk. I mean, excuse me, my treasures down the street, just to save six bucks a month. And that's one of the reasons that prices are so inelastic. And what I mean by that is, you know, I mean, they typically users don't leave because you raise the price, especially since most of the tenants think, Hey, I'm only going to be here a few more months anyway, and it's a month to month lease.   Well, that month to month lease has another benefit. And that is, it allows us to capture inflation. Think about it. Imagine my, my friend who has an Amazon sorting facility and has a 20 year lease on it, what's going to happen. If inflation goes way up, well, he's already locked in, or the guy with the warehouse, you know, that rents it for 10 or 20 years or a medical building. But this allows you to capture inflation increases, you know, potentially as much as every month. So we love that. There's also a ton of value adds.   Now, Jesse, the first time I heard value add self storage, I literally laughed. I thought, what are we talking about here? Four pieces of sheet metal, some rivets, a floor and a door. How are we going to do value at where where's the pain? Where's the fake hardwood flooring, where's the bark park. You know, none of that was available. And I had no idea. There were a significant number of value adds in self storage. For example, adding you hall now, adding you hall can, you can put a U haul out in front of your facility and with no cap ex nothing out of pocket, you can generate between one and $5,000 a month in commission, let's say it's $3,000 a month.   That's $36,000 a year using the commercial value at, I mean the commercial value formula, you know, 36,000 a year divided by, let's say a 6% cap rate. That's a $600,000 increase in value just by setting up a U haul operation at your facility. You can also sell locks, boxes, tape scissors, other retail items. You can add late fees. You can throw out bad tenants.   A lot of these mom and pops have a lot of delinquency. We invested in one self storage facility in grand junction, Colorado that had 80% delinquency, 80% of the tenants weren't paying or were paying late. And so there's just a lot of stuff you can do. You can add boat and RV storage, which is really popular. These days, you can add temporary storage like those, you know, storage, those boxes, and you can, there's so much, you can do two. And when you, you know, when you add the value formula and then add a little bit of safe leverage, it can really, really juice investor returns.   Okay.   Jesse (12m 42s): So I have a couple questions to start with, but just, just so I understand that correctly on the value add thing. Cause I, I never heard that concept before, either in terms of, so for example, the U haul, you basically just like you would see some industrial sites with multiple tenants that UCLU haul truck onsite, basically. That would be you, you basically getting the income for having that URL there and having individuals that are, that are tenants of yours renting that, is that correct?   Paul (13m 11s): Yeah. It wouldn't have to be tenants. Basically. You've got to, hopefully you've got a great location with high visibility on a main road you better. And these you halls will be sitting out front. People would book them from your location. And then the one catch is you have to have an employee there to check them out, you know, to sign the paperwork. And then when they come back in to sweep it out. So if you already have an employee think about self storage, how up and down somebody's hours are. I mean, I can imagine them sitting there for hours watching the security screens and Netflix.   Well, you know, it's not really a huge increase in cost to do that, but you get commission from you hall for doing this.   Jesse (13m 50s): It also be fair to say let's loop in Canada. Let's just say Canada is a big state and where you would be similar to New Jersey, New York, California. And I think Maryland in terms of rent control, the ability to remove tenants because of delinquency like you're describing here, is it, does it fall under the landlord tenant regulation in states or is it easier to, to remove them?   Paul (14m 16s): Yeah, that's another benefit of self storage is there's no eviction moratorium from COVID or from anything else, even in the height of COVID we were able to evict tenants. So that is another benefit for sure.   Jesse (14m 31s): I think the reason I bring up those states is those are all states with some form of rent, stabilization or control. And it's, it's a big factor up here, and I know it's a big factor in those states. So another appealing aspect, it seems of self storage, Paul, in terms of, so you talked, you opened the book with these, you know, different reasons that that self storage is an appealing asset class. And then you move into the ability to actually break into self storage. Cause you know, some people, if they're looking at these larger commercial deals and I think you're bringing up seven different paths about how you could get into the self storage space.   Could you talk a little bit about that?   Paul (15m 6s): Yeah. I, I wanted to write a book for bigger pockets on seven unique paths to get into commercial real estate. But instead I actually devoted the last one third of this book to that topic. And so this would apply to most, any commercial real estate. I think it's really hard for a lot of people, including myself for years to try to figure out how do I get into commercial real estate? And so the seven different paths real quick are one, some people call it stacking based on Brandon's a nomenclature there basically it would be buying a small facility, fixing it up, leasing it up, possibly refinancing, but more likely selling it and then going on to a bigger facility and then just rinse and repeat over and over.   I know that works. It's a long and winding road to the top, but it definitely will work. A second path would be being a capital raiser. Now here in the states, you've gotta be really careful with the securities and exchange commission if you're raising capital for other people's deals, but if you're a partner in the deal, or if you can work your way into a partnership with somebody for a raise and you raise the capital, that could be your specialty. And a lot of people do that are really good with people. They might have social media skills or podcasts, and they can raise a lot of money for other people's deals.   Some people have started their whole company by raising money. First Whitney Sule from the real estate syndication show. That's how he started. And he is just a master. Now at multifamily, he's raised a whole lot of money for his own deals, but he started as a capital raiser. Third would be a deal finder deal finder would be somebody who sort of serves hopefully legally in the role, similar to a commercial real estate broker and somebody who basically goes out and finds deals.   And then instead of getting a commission, they'd say, Hey, look, I like to get a piece of ownership in this deal. I'd like to stay involved and I'd like to do this over and over. And eventually hopefully, you know, you get to be a partner in that company or maybe another one. So deal finder is third. Fourth would be go big where you just start out at a high level. Let's say you won the lottery or, you know, retired from the NFL or you just have access to inherit it or your own money. You sold Bitcoin or something. And you can just start out at a high level and people do that.   It's, there's some challenges with that. Of course, path five would be, get a job. Now, most of your listeners probably thinking, I'm wait, I'm listening to Jesse to get out of my job. I don't want to get a job. Well, there are some benefits, especially if you're young to getting a job in property management or as a commercial broker or a commercial mortgage broker, possibly an asset manager, there's different things you can do to learn the lingo, learn the business, meet the people, get the connections and work your way into a career.   Six path would be taking the passive path. And that would be, you know, just becoming a professional or even a non-professional passive investor. Let's say you've got the money, but you don't have the time. You just need to do a great job. Vetting a great syndicator, check out several of them, use Bryan Burke's book, the hands-off investor, and go out. And that an organization that you can invest with and get, you know, essentially sometimes even higher returns than you'd get by yourself.   But somebody else is doing the heavy lifting. The seventh path is finding a mentor or a paid coach. And that would be, you know, finding somebody who will be willing to bring you into their training program or even somebody usually locally who will let you, you know, you trade your services for them, you know, the opportunity to hang around their office, get to know the product, get to know the company and the business as a mentee to that mentor. So those are the seven paths I talk about in the book.   Jesse (19m 5s): Yeah. What a great recap. I don't think I've, I've heard that in one, in one fell swoop, but that's pretty much covers everything. I didn't know that about Whitney. So for those interested, the syndication show, I believe it's called a fantastic podcast with Whitney and Brian Burke. We've had them on a number of times. I can't recommend that book enough. One thing I love about the book that he has is so many books are not from the limited partner's perspective, they're there from the, you know, the capital raiser or the, the GP. So it's nice, even as a GP, you really want to understand both sides of the coin.   So I'd recommend that to anybody that is interested. So Paul, from, from that outset, you know, you have these benefits of, of self storage. We go through this crazy time in the last two years, you know, the world has, hasn't probably one of the biggest health concerns of my generation. At least if not the last century and then various asset classes perform some not so well, some very well, how did self storage perform over the last two years? And maybe it's just in addition to that, what are the risks?   If, if any, with self storage?   Paul (20m 13s): Yeah, let me start with the risks. Cause I don't want to forget that it's really important. The biggest risk in self storage is really during the lease up. That's the time of the risk, at least. So in other words, we invested in a non unstabilized asset in Bradenton, Florida on a main road in a very, very booming area that had 29,000 new residential units being built in that area. Well, it was great until we tried to fill it up and that two new competitors, large national competitors had also built new facilities right down the road and the due diligence people miss this in that process, it just happened to fall right before they were really evident at any rate.   So it was harder to fill up that facility. It took two years longer than planned. And I think that is the biggest risk is large national competitors nearby by the way that eventually sold for an 80% profit to the investor. So it was great, but at any rate it was a hard road. So that's the number one risk would be competition, especially when you're unstabilized and leasing up. Other risks would include, of course, this is true for anything, a bad operator, you know, a great operator can take a mediocre deal and make it good or even great.   A terrible operator can destroy the best deal on the planet. And so bad property management, bad operator, those would be other risks with self storage, overestimating. Your ability to raise rents would be another one. You know, your, Hey it's 20% below market. Yeah. Well, there may be a reason for that. So really just, you know, things like that would be the major risks. I think if we drive around a lot of us, see just self storage in the, in the states everywhere.   And we're wondering why this has gotta be overbuilt. Well, I can take you to Nashville and show you, drive you around Nashville and show you why it is overbuilt. There's too many self storage facilities in too many locations around the city, but then I can drive you 20 minutes south to a suburb, a nice suburb Bellevue or Belmont they're neighboring suburbs. And they're completely underbuilt in fact, there's huge under supply there. And so this is why it's really important to invest with a great syndicator who uses tools like radius plus to check out, you know, the number of square feet of self storage versus, you know, the market, you know, the demographics, the number of people there.   So that's some of the risks as far as how it's done since COVID, it feels like you threw me a softball there, but I don't think you did the wall street journal, New York times, business wire and others have recently written articles basically saying that co that self storage is the big star in commercial real estate. Since COVID during COVID, we had students moving out of their dorms and their apartments, not knowing. I mean, the first weeks of COVID in March of 2020, what's going to happen.   We got to put our stuff in storage. Will we come back in two weeks when they flatten the curve or will it be two years we don't have. And so that, that was a nice little initial bump. Then there was the eviction moratorium that didn't happen, self storage. And then we have these unfortunate situations. I'm not making light of this, but a self storage thrives during the four days that's downsizing, dislocation, divorce, and death. And we had some of all of that going on during, and since COVID, let's look at dislocation, I mean, people have been moving in droves from places like Chicago, New York, San Francisco, and LA to smaller towns or different places like Utah and Texas and Florida and Charlotte and well, a lot of them need self storage along the way.   And so let's take dislocation as an example, Jesse, I mean, look in the last year at the massive number of people who have moved from places like New York city and Chicago, LA San Francisco to places like Utah and Texas and Scottsdale and Charlotte, a lot of these people need self storage along the way other people, you know, are moving for different reasons. There's been a lot of stress. There's been, unfortunately, a lot of divorce, there's been some death.   And so there's a lot of, you know, reasons that self storage is actually, you know, doing better right now. And another factor most people don't talk about is the price of steel and other building materials. Plus just the labor is in massively short supply. And so it's held up some self storage projects from coming to fruition. So the competition is actually lower, at least in these last, you know, let's say six to 12 months or more. And so really nobody would have dreamed, we thought self storage and we said self storage would do well in recessions.   Nobody had any idea how well self storage would do during this pandemic.   Jesse (25m 37s): Yeah, it makes sense. And just kind of from an anecdotal point of view, I can't, I can't remember a time where I've kind of put something in storage and I haven't used that storage for an extended period of time. I feel like, like you said, I believe you use the, the word inelastic. My, my very technical economic term would be sticky. It's just that aspect where once people store something in an area, like you said, you know, if you go from a hundred to a hundred, $6, is that going to make me move it probably not. You know, if you go up some crazy amount, then you might move the needle.   One thing I'm curious about I've, I've always been curious about the underwriting when it comes to self storage, because we always talk about self storage in the real estate context. I'm curious if that translates to the underwriting of the deal. And for example, you know, I somewhat of a rule of thumb when it comes to looking at multi-racial properties is an expense ratio of 40 to 50% know it'd be a good rule of thumb to do a back of a napkin calculation. Is that are the metrics with self storage?   What would they be most similar to in the real estate space?   Paul (26m 44s): I mean, that would be very similar to multifamily, but the operating expenses would be, I think about, I believe they would average something like 32% on average for most facilities, as some of the automated facilities have a lower expense ratio, but at the same time they can't have you all, they can't have showroom items like, you know, the retail items we discussed. And so their revenues might be a little lower as well. But yeah, other than that, you know, the, the revenues and certainly the value formula is quite similar.   Jesse (27m 20s): Fair enough. I just want to be a little bit mindful of the time. We do have four questions. We ask every guest when we wrap up here, but before we even get there, I'd like to get your thoughts on 2022 and maybe beyond in the relatively short term. And maybe we could talk about that a little bit in the context of self storage. And then, you know, if you want to opine on the broader real estate market, I'd love to get your thoughts.   Paul (27m 45s): Yeah. I used to make predictions when I knew nothing. And now that I know a little more, I don't, I mean, I've noticed that Charlie Munger, Warren buffet, Howard marks, those guys won't make any predictions of the cycle. Howard marks of course reminds us to, even though we can't know when the cycle is going to change, we should act appropriately for where we are in the cycle. So one thing we have here is this is a 10 real $10 trillion bills from Zimbabwe. And it just reminds me as I'm sitting here, you know, that we are in a real inflationary time and it might not be transitory.   And so I think that is something that, you know, self storage has going for it. Like I mentioned, it allows you to capture that inflation real time. And if it, you know, if deflation hits, it would allow, you know, you, that happened as well. I guess   Jesse (28m 40s): I would just say, I heard one of the best definitions from Howard marks when he said, if you want to define the, the cycle and in this could go for real estate as well. He said, stage one couple forward thinking. People realize that they think the market's going to get better stage two, a broader economy, and people realize it is getting better. Stage three people think it's going to get better forever. And he's like, I don't know why you need a better definition of that. And it it's people, you know, listening to this, they know I'm a big Howard marks fan, but I mean, it's a great, it's a great point.   And one thing I've, I've said a number of times is when my mentor, he said, you know, real estate is one of those few industries where you can actually charge your customers are downloaded inflation to your customers. I E tenants. And it sounds like self storage is a continuation of, of that. If not in more real time, given the fact that sounds like you could, you can do it on a monthly basis.   Paul (29m 35s): Yeah. Right. That's exactly right.   Jesse (29m 37s): All right, Paul, we, before we get to the final four questions here, I thought I would ask you why it is important for investors or entrepreneurs to find their, why.   Paul (29m 47s): You know, I woke up at 33 years old on October 7th, 1997. And I had a couple million dollars in the bank, which was completely unprecedented for a, you know, for me and I wasn't any happier. I wasn't any more, you know, like I didn't, I felt a little more successful than I did the week before, but not a whole lot. I think it's really important for people to find their big, why, you know, studies show that if you make over $95,000, I mean, let's say you make 950,000 or 95 million a year.   You're not any happier than you were at 95,000. So we really need to have something else to live for. I think we were created for more. And so I really would recommend people find a big why for me, it's a it's it's regarding human trafficking. You know, if you took the record profits, not the average, the record annual profits of apple, general motors, Nike and Starbucks, and you added those together, double that number. That's the approximate profits projected from human trafficking every year.   And I'd like to believe if I was alive in the 18 hundreds, I would have been an abolitionist fighting against slavery. And if I was alive or if I was an adult in the 1960s, I would have been fighting for civil rights. Well, this is a civil right. And it is slavery and it's happening right under our noses. So my company Wellings capital is dedicating ourselves to try to free 5,000 slaves in the next five years from human trafficking. And I'm just recommending, you know, on a broader point that everybody finds something you're passionate about.   That's bigger than yourself or your business,   Jesse (31m 28s): Dear. And I think it's important as you know, we do or individuals get successful individually or with their companies in our case, in real estate that you CA you figure out what those things are and you know, that human element of, of being, being successful or prosperous. Okay, we are going to switch it up to a four questions. We ask every guest, if you're ready to go, I'll fire them out. Yeah.   Paul (31m 51s): You bet. What's   Jesse (31m 52s): A one thing Paul, that you know, now that you wish you knew when you started investing in real estate.   Paul (31m 58s): I wish I hadn't known the difference between investing and speculating and investing is when your principles generally safe. And you've got a chance to make a return. Speculating is when your principal is not at all safe and you've got a chance to make a return. You know, they say low risk, low return, high risk leads to not high return. It's actually the possibility of losing all your money or making a high return. I wish I'd have known the difference when I started and lost a bunch of money early on.   Jesse (32m 27s): Yeah. I mean, it goes back to Howard marks where, you know, you have that curve where he's like, well, if high, if high risk means high return by definition, that is not that's impossible. It's it's, that would mean that it's certain it's, it's obviously the higher, the risk, the higher expected important expected piece there a return. Right. Okay. Number two, your view on somebody that's entering our industry, a younger person, what would you say to them in terms of mentorship and, and getting started?   Paul (32m 59s): Yeah, I would actually. So bill gates became the wealthiest guy in the world through three simple steps you can take right now. Number one, I'm sorry. I had to do that. Number one, he decided at a very young age, what he wanted to do, and he's stuck in that lane. He did not very, he said no to 10,000 distractions to stay focused. Number two step, he, all he partnered with, or he actually found a company that would partner with him who was the biggest wealthiest, most influential company in that business, the tech world.   And that was IBM. Then third, here's the surprise. He did everything in his power to make them successful. When he did that, he quickly became the wealthiest guy in the world at a pretty young age. And so I would say following bill gates steps, you know, try to figure out what you want to do. Say no to distractions, find a big organization. Who's willing to partner with you and do everything you can to make them successful. That's great. Okay.   Jesse (34m 3s): Number three, what is one book you just are constantly recommending to people?   Paul (34m 9s): Well, I was going to recommend Howard marks mastering the market cycle, but since your listeners are already familiar with that, I would go back to my second one by Jay Papasan and Gary Keller. The one thing, yeah,   Jesse (34m 21s): That's a great book. And you know what, it's funny with mastering the market cycle. That is one book that's fairly hard to find on. I think it's on audible. If you want to listen to the audio version, but maybe, maybe I'm not looking hard enough, but I books, I, it was more challenging to find. All right, Paul, I think we're going to get an interesting answer on this one. My favorite Bloomberg question, first car, make and model   Paul (34m 46s): 1969, black Ford Mustang with the hood scoop   Jesse (34m 52s): 1 64, a oh 69, sorry, 69. I was going to not quite as cool. I was going to say the, would that be similar to the a, was it the 1970 was Mach one with the, with the kind of riveted Fastback.   Paul (35m 8s): Yeah. Well, interestingly, my hood was an aftermarket hood and somehow or another, I ended up with a Fastback hood with the turn signals out on the hood, you know, with my 1969 car. So   Jesse (35m 23s): Yeah, and I think that car was a, it was an Evie electric. Now I'm just joking. I feel like, I feel like this question is slowly, slowly going to get phased out as more and more people that come on just never had a first car, which is just the paradigm. Awesome. Well, for listeners that want to either, we'll put a show notes for the book for links to reach you, but where would the best be the best place be to, to connect with you? Paul   Paul (35m 51s): Jessie, I'm sure you can relate to this. When I, all those years, I wanted to transition from residential to commercial. I didn't know what to do. And so I've written a guide for people, free guide for people who want to learn, how to make that transition. And it's at Wellings capital.com/resources. That's w E L L I N G S capital.com/resources.   Jesse (36m 14s): My guest today has been Paul Moore, Paul, thanks for being part of working capital.   Paul (36m 20s): Thanks, Jesse. It's prey to be here.   Jesse (36m 29s): Thank you so much for listening to working capital the real estate podcast. I'm your host, Jesse for galley. If you liked the episode, head on to iTunes and leave us a five-star review and share on social media, it really helps us out. If you have any questions, feel free to reach out to me on Instagram, Jesse for galley, F R a G a L E, have a good one take care.

During this final episode of season six, Stacy welcomes Dave Mertz, program chair of the Building Preservation Program at Belmont College in St. Clairsville, Ohio. Also, Stacy offers several end-of-season updates, including the season seven listener question and a big travel announcement.  PLEASE SUPPORT OUR SPONSORS For 10% off The Window Course from Scott Sidler of The Craftsman Blog, use the coupon code truetales. Download the Plunjr App to solve your plumbing problem with a licensed professional plumber via a face-to-face video chat. Mention our secret word FLAPPER to get your first call for only $10.

In this episode, we break down Baylor losing again, plus discuss Auburn vs. Gonzaga for #1. We also discuss Murray State blowing out Belmont, USC, Michigan State, and Texas Tech taking unranked losses, as well as some other results from a loaded weekend.

Belmont Coach Casey Alexander joins Buck Reising to discuss the moving parts of dealing with COVID during the season, the upcoming game against Murray State, and more.

The AFC South is completely falling apart and the Titans rise to the top in the division. Buck and Lucas break down who is having the toughest time in the AFC South. Plus, Belmont men's basketball HC Casey Alexander joins Buck in hour one of the show.

It's our 11th college basketball episode of the season! Every Wednesday morning, the Three Man Weave crew of Jim Root, Ky McKeon and Matt Cox will join Big Bets On Campus to talk all things gambling in college hoops! This week, the guys give out their favorite underdogs (01:25), most-likely candidates for big blowouts (11:01), favorite Power 5 matchups (16:19), favorite mid-major matchups (23:22), and the “Trashman Games of the Week” (28:19). They wrap up the episode with a spotlight on the trends within the over/under market, breaking down the best teams in the country for both over-bets and under-bets (29:36) Game previews include Seton Hall vs. DePaul (02:08), Navy vs. Colgate (03:41), Marist vs. Siena (05:26), Texas State vs. Louisiana-Lafayette (07:07), UCLA vs. Oregon (08:31), USC vs. Oregon (08:31), St. Bonaventure vs. VCU (09:58 & 23:08), Chattanooga vs. Furman (10:24), Weber State vs. Idaho (11:40), Murray State vs. Tennessee State (12:53), Belmont vs. Austin Peay (12:53), Charleston Southern vs. Winthrop (14:36), Wisconsin vs. Ohio State (16:26), Gonzaga vs. BYU (17:54), Kentucky vs. Tennessee (19:42), Iowa State vs. Texas (20:52), Belmont vs. Murray State (25:34), San Francisco vs. BYU (26:56), UW-Milwaukee vs. IUPUI (28:19) and Campbell vs. Radford (29:06).

On the final episode of No Sleep Til Belmont, Arthur takes listener questions about whether the Isles' recent power play improvements can continue or not, what the trade deadline will look like for the team if they're out of playoff contention, how much longer Lou Lamoriello will be the GM, potential trade options on defense, the possibility of acquiring Johnny Gaudreau or Filip Forsberg over the summer, and if Barry Trotz will remain with the Islanders after his contract expires at the end of next season. Plus, Arthur's favorite Islander to interview over the years, his favorite memories covering the team, whether the Rangers or Islanders are in a better situation right now, and some final thank you's before signing off. You can get an annual subscription to The Athletic for just $3.99 a month when you visit http://theathletic.com/nosleeptilbelmont Learn more about your ad choices. Visit megaphone.fm/adchoices

It's our tenth college basketball episode of the season! Every Wednesday morning, the Three Man Weave crew of Jim Root, Ky McKeon and Matt Cox will join Big Bets On Campus to talk all things gambling in college hoops! This week, the guys give out their favorite underdogs (02:35), most-likely candidates for big blowouts (19:36), favorite Power 5 matchups (27:59), favorite mid-major matchups (36:56), and the “Trashman Games of the Week” (41:47). They wrap up the episode with a spotlight on how to deal with teams as they come off of a COVID pause (43:09). Game previews include Northern Iowa vs. Valparaiso (02:35), Fairfield vs. Marist (05:50), San Diego State vs. Nevada (08:03), North Carolina vs. Virginia (10:07), Idaho vs. Montana State (12:34), TCU vs. Baylor (13:43), Houston vs. Wichita State (14:25), Drake vs. Indiana State (15:57), Loyola Chicago vs. Bradley (17:40), FIU vs. Bethune-Cookman (19:56), Eastern Illinois vs. Murray State (21:24), Belmont vs. Southeast Missouri State (24:05), Prairie View A&M vs. Mississippi Valley State (25:01), Wright State vs. IUPUI (26:05), Florida vs. Alabama (28:08), Indiana vs. Ohio State (29:48), Texas Tech vs. Kansas (32:09), LSU vs. Tennessee (33:42), Michigan vs. Michigan State (35:19), Wofford vs. Chattanooga (37:21), North Texas vs. UAB (39:04), BYU vs. St. Mary's (40:49) and Central Michigan vs. Western Michigan (41:47).

Kentucky vs. LSU College Basketball Pick Prediction 1/4/2022 by Tony T. Kentucky at LSU—Tigers a perfect 8-0 on their home court with a notable 30 point win to Belmont. Tigers are best in defensive efficiency in the nation. They force turnovers plus strong defenders inside and at the three point line. LSU makes their free throw and strong scoring team inside.

Gracias por escuchar nuestro servicio. Esto fue tomado de una transmisión del domingo en vivo por la Asamblea de Dios de Belmont, Chicago, Illinois. Únase a nosotros en línea a las 12:30 PM para la adoración, un mensaje de nuestro Pastor y otros eventos especiales según lo programado. Sitio Web www.belmontasamblea.org YouTube www.youtube.com/belmontasambleadedios

This is Day 365, the final 24 hour period of 2021, and the eve of another Day 1. Today takes on many themes for many people, with some choosing reflection, some looking forward, and others simply existing. For me it’s another opportunity to write another installment of Charlottesville Community Engagement, a program and newsletter that seeks to bring you as much information as often as possible. I’m your host, Sean Tubbs, ready to get to it.Charlottesville Community Engagement is free to sign-up and you can decide later if you want to pay whatever you can to keep it going! On today’s program:The pandemic surge continues with three days in a row of record new cases, and Virginia’s emergency physicians want a new state of emergencyAttorney General Mark Herring has sued a small town outside Suffolk for a pattern of racial discrimination in traffic stopsCharlottesville City Council briefed on how the city’s affordable housing fund is used and agrees to cancel a sidewalk funded paid for through federal housing fundsMore new bills are filed, including a prohibition on COVID vaccine mandatesIn today’s first subscriber-supported public service announcement, Stitch Please if the official podcast of Black Women Stitch, the sewing group where Black lives matter. Stitch Please centers Black women, girls, and femmes in sewing. Weekly discussions, interviews, tips, and techniques celebrate and contextualize Black creativity. To support the program, creator Lisa Woolfolk has created a 2022 Black Women Stitch wall calendar with four fusable applique patterns based on original art by Black women artists. Visit Black Women Stitch now to purchase it today! Pandemic updateFor the third day in a row, the Virginia Department of Health has reported a record number of new COVID cases with 17,618. The percent positivity has increased to 21.5 percent. These are numbers that have not been seen at any point during the pandemic. In the Blue Ridge Health District there are 365 new cases reported, which is not a record but it’s close. The seven-day average for new positive tests is 15.2 percent. Yesterday the Virginia College of Emergency Physicians called on Governor Ralph Northam to declare a state of emergency in order to assist emergency rooms across the Commonwealth. Northam’s previous emergency expired on June 30. “Emergency departments are considered a safety net for those patients in need of care, regardless of insurance status, and are federally mandated and morally obligated to provide care to all those who seek it,” reads their press release. “However, Virginia’s emergency medicine system is under threat of collapse due to excessive patient volume.”A declaration would allow access to federal funding, allow hospitals and ER’s to enact triage protocols, and more flexibility in allocating resources. The group also wants the Virginia Department of Health to provide more testing sites. The release notes that hospitalization numbers are below the levels of the winter peak earlier this year and that the majority of patients are unvaccinated.  You can confirm that fact on the Virginia Department of Health’s website. The high number of cases are causing some to alter their plans. The IX Art Park has canceled their Studio 51 New Year’s Eve party due to staffing and safety concerns. Outgoing Attorney General sues town of WindsorWith only two weeks remaining in his second term, outgoing Attorney General Mark Herring has filed a lawsuit against the Town of Windsor for violations of the Virginia Human Rights Act and the Virginia Public Integrity and Law Enforcement Misconduct Act. The latter passed the General Assembly in 2020 and allows the attorney general to sue when evidence is gathered that a law enforcement agency is “engaging in a pattern or practice that deprives persons of rights, privileges, or immunities.”The suit filed in Isle of Wight Circuit Court argues that the town’s police department disproportionately pulls over Black drivers.“From July 1, 2020 through September 30, 2021, the Department conducted 810 traffic stops of Black drivers—representing approximately 42 percent of the stops conducted by the Department,” reads the pleading. “Consequently, the Town stopped Black drivers between 200 percent and 500 percent more often than would be expected based on the number of Black residents in the Town or Isle of Wight County.” The suit goes on to argue that Black drivers were searched more often than white drivers. It also cites an incident of December 2020 in which an officer claimed he was making a “felony stop” when he pulled over an off-duty police officer. “The Department does not have a policy on what constitutes a felony stop,” the argument continues. The suit also accuses the Town of inconsistent reporting and demands the Town adopt policies  to address the violations. Resources:Read the filing Read the Virginia Public Integrity and Law Enforcement Misconduct Act Read the Virginia Human Rights ActRead Herring’s press releaseBills filed to limit voting, prevent COVID vaccine mandates The General Assembly session begins in less than two weeks, and bills continue to be pre-filed. Incoming Delegate Tim Anderson (R-Virginia Beach) has filed a bill prohibiting COVID vaccines from being mandated and prohibiting people from being dismissed by employers for refusing to be vaccinated. (HB27)Delegate Ronnie Campbell (R-Raphine) filed a bill to add 23.2 more miles of the Maury River to be added to the state’s list of Scenic Rivers. (HB28)Another bill from Campbell would rename and reroute a position of U.S. 60 in Lexington and create a new U.S. 850 for a section of the current route. (HB31)Campbell also filed legislation to allow Bath County to be added to the list of localities that can charge a fee for disposal of solid waste. (HB32)Campbell filed another bill to require vehicles that claim to be for Farm Use to obtain a placard from the Department of Motor Vehicles, at no charge. (HB33)Campbell would also prohibit Virginia from allowing absentee ballots to be dropped off at additional locations outside of registrars’ offices. (HB34)Campbell would also end no-excuse absentee voting. (HB35)Campbell would also abolish the right to be added to a permanent list for voting absentee. (HB36)Campbell also wants to call for a Constitutional Convention to put limit the power of the federal government. (HJ3)Harambe calendarA local educator has released the latest version of a calendar to help people find out about African American cultural events in the community. Alex Zan has been producing the Harambe Family Events calendar for many years. City Councilor Sena Magill made an announcement at last week’s City Council meeting. (download the calendar)“Harambe, Swahili for ‘all pull together,’ cultural events objectives are to inspire and unify area citizens to communicate more effectively and create and maintain a positive environment for change and civility,” Magill said. The calendar can be downloaded as a .PDF and can help map out 2022. “The calendar also strives to strengthen family relationships and nurture cultural awareness, particularly among African Americans who have experienced a lack of inclusion in many area events,” Magill said.Magill said physical copies of the calendar will be distributed throughout the community. *You’re reading Charlottesville Community Engagement!In today’s shout-out, a shout-out to the shouters-of out! I want to thank all of the individuals and entities that have supported this newsletter and podcast through a $25 a month Patreon contribution or through some other combination of support. Thanks to:The Charlottesville Jazz SocietyCode for CharlottesvilleLEAPThe Rivanna Conservation AllianceLonnie Murray and his penchant for native plantWTJU, The Albemarle-Charlottesville Historical Society, Jefferson Madison Regional LibraryCharlottesville Area Tree Stewards, Cville 350Piedmont Master GardenersThe Valley Research Center (may not actually exist)  *Council briefed on affordable housing fundsA firm hired to conduct an audit of the Charlottesville Affordable Housing Fund presented preliminary results to City Council at their final meeting of the year in the early morning of December 21. HR&A had already completed an affordable housing plan as part of the Cville Plans Together initiative but Council paid an additional $165,000 to the firm for that audit, as well as creation of a program to ensure that the upcoming rewrite of the zoning code is inclusionary. The adopted plan called for the city to spend $10 million on housing for at least ten years. The Charlottesville Affordable Housing Fund was created in 2007 as one tool for the city to increase the number of subsidized housing units. No audit has ever been conducted, and the city has struggled to hold on to housing coordinators, a position which has been vacant since the summer of 2020. “We went back to records going back to 2010 and we’re talking about just shy of $47 million here, the vast majority of $38 million being local and city housing trust fund money,” said Phillip Kash of HR&A. Kash said there are three major areas funded by the CAHF. They are development of new units and rehabilitation of existing ones, programs and operations of housing nonprofits, or city administration. The main beneficiary of city funding has been Piedmont Housing Alliance, followed by the Charlottesville Redevelopment and Housing Authority. “That’s really tied to the Friendship Courts project in particular, and this really moves their position on this pretty significantly,” Kash said. The analysis also broke down how much return the city got on its investment. Rehabilitation and construction of single family homes are the most expensive per unit. New construction has been subsidized at a range between $20,000 and $45,000, with rehabilitation between $3,000 and $25,000 a unit. Kash said there are some initial lessons that can be learned. “Funding that was authorized by the city was not spent or followed up on,” Kash said. “While it was awarded, what it was awarded for was not necessarily ending up happening or wasn’t actually used. There are a couple of examples of projects being delayed or projects not being built yet. There were projects actually located outside the city. There’s a clear pattern of needing better reporting or monitoring.” A final report will be developed early next year. Recommendations will inform the next capital improvement program. Outgoing Mayor Nikuyah Walker said she wants funding to go be producing housing and not to support nonprofits.“Keeping an organization afloat should not be our goal if they’re not delivering,” Walker said. “I think what ultimately once this report is finished, the community will see that we haven’t been mindful at all regarding the funds that we are allocating and we need to be more mindful.” Council cancels CDBG-funded sidewalk on Franklin StreetIn their final item of the year, Council agreed to cancel a project to build a sidewalk on Franklin Street using federal funds that come through the Community Development Block Grant process. The project had been selected by a task force but was defunded earlier this year because it could not be completed by a federal deadline. Deputy City Manager Sam Sanders recommended Council consider moving away from the task force model. “Routinely, a task force model doesn’t necessarily help to meet the regulatory conditions because typically what you’re doing is simply allowing community members to pick projects and they don’t necessarily always know the details that go into executing,” Sanders said. In 2017, the city selected the Belmont neighborhood to be the recipient of CDBG funds and a task force recommended $204,263 funding go toward the Franklin Street sidewalk. This spring, staff said they would seek to reallocate funds back to the project, but Sanders had concerns it would once again not be completed in time to meet a May 2022 deadline. “Engineering complications exist today in order for us to be able to move forward,” Sanders said. “The reality is it should not have been selected.” Sanders, who has only been with the city since August, said the process is flawed. In addition, Sanders said this project did little to address low-income residents. Council agreed to cancel the project. Sanders will return with an update to the city’s ordinance to eliminate the task force’s role in favor of a staff advisory body that would seek input from the Planning Commission and Council. Resources:Minutes of the Belmont CDBG Task Force, November 7, 2018Minutes of the Belmont CDBG Task Force, February 12, 2019CDBG-funded Franklin Street sidewalk to be delayed, February 22, 2021An update on Franklin Street sidewalk, April 19, 2021Year in Review relegated to TwitterThis has been a very busy year for Town Crier Productions with 163 newsletter, 51 Weeks Ahead, and a whole lot of reporting and research. I had intended to create a Year In Review, but 2022 is going to begin with a bang so my concentration is going there.However, I am continuing to do a Year in Review on the cvilletowncrier account on Twitter. If you want to review the year, take a look there. After about 16 hours of work reviewing previous installments of this newsletter, I’ve only gotten as far as March. So, take a look there, and please retweet and like and share. Thanks for all of your support this year, and let’s see what 2022 brings us. Stay safe! Support the program!Special announcement of a continuing promo with Ting! Are you interested in fast internet? Visit this site and enter your address to see if you can get service through Ting. If you decide to proceed to make the switch, you’ll get:Free installationSecond month of Ting service for freeA $75 gift card to the Downtown MallAdditionally, Ting will match your Substack subscription to support Town Crier Productions, the company that produces this newsletter and other community offerings. So, your $5 a month subscription yields $5 for TCP. Your $50 a year subscription yields $50 for TCP! The same goes for a $200 a year subscription! All goes to cover the costs of getting this newsletter out as often as possible. Learn more here! This is a public episode. Get access to private episodes at communityengagement.substack.com/subscribe

Gracias por escuchar nuestro servicio. Esto fue tomado de una transmisión del domingo en vivo por la Asamblea de Dios de Belmont, Chicago, Illinois. Únase a nosotros en línea a las 12:30 PM para la adoración, un mensaje de nuestro Pastor y otros eventos especiales según lo programado. Sitio Web www.belmontasamblea.org YouTube www.youtube.com/belmontasambleadedios

Sometimes the best gift for the holidays is the one that was made by someone who lives just down the road. The Society for Arts and Crafts in Boston is holding its annual "CraftBoston Holiday" juried craft show, but this year, it's all virtual! Brigitte Martin, Executive Director of the Society, chats with Nichole about the artists they work with, the stories that art can tell, and how you can find the perfect gift (either for yourself, or someone else). The holidays aren't full of cheer for everyone, especially now that we're dealing with another surge of COVID-19. Dr. David Brendel, a psychiatrist from Belmont, returns to the show to talk with Nichole about factors that make the holidays a difficult time for people, including family troubles, toxic relationships, and COVID concerns.

There are days in the past and days in the future, but there’s only one day at a time. This edition of Charlottesville Community Engagement is specifically tied to December 22, 2021, a particular 24-hour period filled with equal parts anticipation, dread, potential, and other pensive emotions as the holiday of Christmas approaches. Stay safe! Charlottesville Community Engagement is free to read or listen to and it’s my hope that you’ll sign-up. In today’s edition:Governor-elect Youngkin appoints a veteran banker to serve as his finance secretaryA trade publication names Virginia as having the best business climate in the nationA bridge in western Albemarle is shut down before repairs begin A study is underway on where to locate a train station in the New River ValleyCharlottesville City Council holds first reading on the use of a $5.5 million surplus, defers action on Lewis, Clark and Sacagewea statue and a rezoning on Nassau Street Today’s first Patreon-fueled shout-out: Code for Charlottesville is seeking volunteers with tech, data, design, and research skills to work on community service projects. Founded in September 2019, Code for Charlottesville has worked on projects with the Legal Aid Justice Center, the Charlottesville Fire Department, and the Charlottesville Office of Human Rights. Visit codeforcville.org to learn about those projects. COVID updateThe Virginia Department of Health reports another 5,972 new cases of COVID-19 today, and the percent positivity for PCR has risen to ten percent. Today’s case number is the highest it’s been since the last week of January. The highest one day total of the pandemic to date is 9,914 recorded on January 17. On this day a year ago, there were 3,591 cases reported. A hundred and nine of today’s cases are in the Blue Ridge Health District. Virginia reports another 50 COVID deaths today, with one of those in the Blue Ridge Health District. The University of Virginia will require students, faculty, and staff to receive booster shots in order to be on Grounds next semester. According to a page on the Human Resources website, faculty and staff must get the shot by February 1 if they are eligible. If not, they must demonstrate proof of a shot 30 days after eligibility. Students must upload their proof by February 1. Visit that website for more information. Bridge closureA small bridge in western Albemarle County that carries about 560 vehicles a day has been closed due to significant deterioration. Engineers with the Virginia Department of Transportation have been inspecting the bridge on Burch’s Creek Road across Stockton Creek due to known concerns and have decided to close the road until repairs are made. “VDOT bridge inspectors determined today that its condition was not safe for continued use,” reads the statement. “During the closure, traffic should detour around the bridge from U.S. 250 to Route 824 (Patterson Mill Lane) to Route 688 (Midway Road) and back to Route 689.” Repairs will take place between now and January 7 when the bridge is expected to reopen. Virginia business awardA trade publication that writes about economic development and site selection has named Virginia one of its states of the year. Business Facilities named Virginia, Tennessee, and Massachusetts in their annual contest. Specifically, Virginia was named the Overall Business Climate. Massachusetts was honored with Best Workforce / Educational System. Tennessee was given the Best Dealmaking award. A press release in advance of their next publication states that Virginia was selected “because of the steps many economic development councils in the commonwealth, both local and statewide, are taking to make the area more attractive.” The release cites the state’s low unemployment rate, successful workforce development programs such as the Virginia Talent Acquisition Program and Fast Forward Virginia. According to an article on Virginia Business, Virginia last won this award in 2018. New Finance SecretaryFor the third day in a row, Governor-elect Glenn Youngkin has named a member of his cabinet. Stephen Emery Cummings will be the next Secretary of Finance. Cummings is a veteran of several financial institutions, including a tenure as global head of corporate and investment banking at Wachovia. According to a release, he has recently served as the President and CEO of Mitsubishi UFJ Financial Group. “Steve shares my vision of respecting Virginians’ hard-earned tax dollars and ensuring the Commonwealth’s budget is managed effectively and efficiently, and he has the skill set and leadership qualities that our team needs to make Virginia the best place to live, work, and raise a family,” said Youngkin said in a statement. Yesterday Youngkin announced Caren Merrick will serve as Secretary of Commerce and Trade. Several outlets report that Youngkin founded the nonprofit Virginia Ready Initiative that Merrick  has run since it was formed last summer during the pandemic. On Monday, data consultant Aimee Rogstad Guidera was named Education Secretary. Inauguration Day is January 15.NRV Train StationThe Virginia Passenger Rail Authority has launched a website for a feasibility study for where to locate a train station to serve the New River Valley. Earlier this year, outgoing Governor Ralph Northam announced an agreement with Norfolk Southern to extend passenger service from Roanoke to the valley for the first time since 1979. The state of Virginia will purchase 28.5 miles of track from Norfolk Southern. The feasibility study is examining four locations. A community meeting will be held sometime this winter and an initial survey is available. Go back and listen to the May 6, 2021 installment of this newsletter and podcast to hear a segment from when Northam signed legislation authorizing an authority to raise funds for the future station. (May 6, 2021: Green Business Alliance forms to advance emissions reductions; Northam signs legislation for New River Valley train station)There’s also another study underway to determine if Amtrak service should stop in Bedford. That town is between Roanoke and Lynchburg and on the route of the Northeast Regional service that will eventually be expanded to the New River Valley. You can go back and listen to that, too. (October 30, 2021: DRPT report states Bedford train stop won’t delay freight; a briefing on the hotel industry in Albemarle/Charlottesville)In today’s second Patreon-fueled shout-out: The Plant Northern Piedmont Natives Campaign  an initiative that wants you to grow native plants in yards, farms, public spaces and gardens in the northern Piedmont. Winter is here, but spring isn’t too far away. This is a great time to begin planning for the spring. Native plants provide habitat, food sources for wildlife, ecosystem resiliency in the face of climate change, and clean water.  Start at the Plant Northern Piedmont Natives Facebook page and tell them Lonnie Murray sent you!Public hearing held for FY21 surplus, transfers Council has held the first of two readings and a public hearing on a mandated review of the city’s budget for fiscal year for 2021, which ended on June 30 of this year. There’s a $5.5 million surplus as well as a $6.7 million reserve fund of cash set aside for COVID. The latter was not tapped. Christopher Cullinan is the city’s Finance Director. “The audit has been completed and to close out the city’s financial records for fiscal year 2021, several year-end adjustments require City Council action,” Cullinan said. “These adjustments are to carry over unspent funds from the last fiscal year to the current fiscal year.” Cullinan said one the two main recommendations are to put the COVID reserve into the city’s Capital Improvement Program contingency fund. The other is to put the $5.5 million toward employee compensation. That includes both a bonus and an across-the-board salary increase of six percent for all employees with benefits. “This is a market adjustment that recognizes the need for the city to retain and recruit qualified employees,” Cullinan said. This would happen before the results of a study on compensation is completed. Ashley Marshall is one of two deputy city managers currently running the city. “But what we do know is that the six percent is inadequate to raise us up to where we should be for equitable and appropriate pay,” Marshall said. “So we know that we’re not going to find out later on nine months from now that six percent was too much. That’s not going to be the answer.” Five people spoke at the public hearing.“I just want to say that I would like to see a lot of this money, a good portion of it, be used toward the affordable housing fund to shore that up and get that going toward the goal you indicated previously that you’d like to have ten million dollars [a year],” said Mark Kavit. Both Kimber Hawkey, Martha Smytha and Tanesha Hudson agreed with that position, and said the city should spend money for housing on more than just Charlottesville Redevelopment and Housing Authority. “I think that there’s things the city could also do with purchasing land space and building things themselves as well,” Hudson said. “That’s something that they need to work towards.” Hudson said the cost of living adjustment should also extend to hourly employees as well. Rosia Parker, a newly appointed member of the Charlottesville Redevelopment and Housing Authority, said more of the funding should go to affordable housing, especially for programs to address homeless. “There are a lot of homeless people that are out here,” Parker said. “You see them when you sit in front of City Hall. You see them as you walk up and down the mall. You see them as you drive up and down the different corridors of Charlottesville. Homelessness is a very threatening danger to people’s lives. Mentally, physically and emotionally.” Capital discussionAfter the hearing was closed, outgoing Charlottesville Mayor Nikuyah Walker said she wanted the $6.7 million to be used for a different purpose than putting it in the CIP contingency fund. The next Council will decide how that funding would be used, but Walker will not get a vote. “If we just simply transfer it to the CIP and then we have those asks that are just presented to Council randomly based on whatever’s on the funded or what makes it from the unfunded to the funded list, I don’t think that serves us,” Walker said. Vice Mayor Sena Magill supported the transfer to the CIP due to a long list of capital needs. “Because if we don’t work on some of the basic infrastructure needs of our city as well,” Magill said “That’s where we pay for a lot of the affordable grants is through the CIP and we’re looking at $75 million for just one school.” Cullinan said the idea of a contingency fund is to be ready for unforeseen events or cost over-runs.“I think the the critical thing is that it gives you choices and its cash which is easily accessible and you can make fairly quick decisions as opposed to a bond issue which takes time and effort,” Cullinan said. Council would have to approve any use funds from the CIP contingency. The second reading will be held at the next City Council meeting on January 3. Nassau Street rezoningA proposal to rezone land on the eastern half of Nassau Street in the Belmont neighborhood did not move forward on Monday. Developer Nicole Scro and engineer Justin Shimp are seeking a rezoning from R-2 to R-3 on about a half acre of land. Several members of the public asked Council to deny the request due to the property being located within a floodplain as governed by the Federal Emergency Management Agency. Magill said she wanted more information from staff about the issue. “I am concerned about the floodplain issue and I am concerned about the design that is being submitted in a flood plain,” Magill said Several other buildings have been constructed on that side of the street in recent years including structures built by the Piedmont Community Land Trust. That project received $240,000 in funding from the Charlottesville Affordable Housing Fund. City Councilor Lloyd Snook also said he wanted more information about the floodplain. “We’re not required to act on this tonight,” Snook said. “I would like to defer it and ask the staff to give us real feedback on what the flood danger is. The one thing I don’t want to do is end up saying we’re going to put in affordable housing but we’re going to put it in the floodplain.”In recent years, Shimp successfully petitioned FEMA to lower the elevations shown in the floodplain map by four feet. Tony Edwards is a development services manager in the city’s public works department. The foundation must be above the where FEMA establishes the 100-year floodplain. “This is the basis that we need to use because we follow the same methodology that FEMA provides and this is what’s been approved through FEMA,” Edwards said. James Freas, the city’s director of neighborhood development services, also weighed in.“We know the flood plain legally has been defined where it is now based on the amended flood maps in the process that Mr. Edwards described,” Freas said. “So that’s legally the location of the floodplain and defines the elevation at which the building has to be built. In terms of what can happen in an actual flood? We can be less clear about that. That’s less predictable.” Freas said the question before Council was the appropriate density at the location. By-right structures could be built. One in the 900 block constructed in 2018 is built on stilts to raise it out of the floodplain. Snook wanted more information.“I’d like to have more expertise than I can bring to bear and take a look at it and tell me whether I’m all wet,” Snook said. “Pardon the expression.” Shimp said any further review would prove his assertion that building in the location would be safe. The item will be deferred until the second council meeting in January. Outgoing Mayor Nikuyah Walker said she would have voted against the request. Lewis, Clark, and Sacagawea statue decision deferredCouncil spent nearly an hour and a half discussing the terms on how a statue removed from West Main Street will be treated in the future. Several parties agree that the Lewis and Clark Exploratory Center should receive the statue for its continued display at their location in Darden Towe Park. However, details about how the story of Sacagawea’s involvement were not resolved during the conversation. Center officials and descendants of Sacagawea will continue negotiations. “We are definitely willing to do that,” said Alexandria Searls, the center’s director. “We are invested and no matter what, even without the statue, we want relationships with them. The relationships are more important than the statue. We’re willing to walk from the statue if we have to.” The hiring of the Robert Bobb Group to run the cityAs mentioned at the top of yesterday’s newsletter, Council has hired the Robert Bobb Group to perform the functions of the city manager. Council spent their closed session negotiating with the two firms that responded. Lisa Robertson is the city attorney. “The fact that using an outside firm on a contract basis to provide these types of services, while it’s not the normal manner in which the services are delivered, it’s not unheard of,” Robertson said. “This type of contract has been used on occasion in other places including other places in Virginia.” The contract still has to be finalized after being written up. There was no little discussion of the merits of either proposal. In the resolution, Councilor Hill said “the firm made the best proposal and offer” with regards to price and quality. Walker abstained based on a sense that Council should not vote to award the contract until it is written. Update!According to City Council Clerk Kyna Thomas, Council will not need to vote on the contract as it can be signed by the Mayor. However, Council will interview specific individuals that will be suggested by the firm. There is no public knowledge yet about how much the Robert Bobb Group will be paid. Here are some other news articles about other work the firm has done:Robert Bobb back in business with new venture, Washington Business Journal, December 9, 2011Robert Bobb Group outlines goals for Petersburg, WRIC, October 26, 2016Cash-strapped Petersburg spent about $1 million on turnaround services from Bobb Group, forensic audit, Richmond Times-Dispatch, October 4, 2017 Durham leader calls criticism of consultant a lynching, a charge with political history, Raleigh News and Observer, North Carolina, March 10, 2021Black community questions motives behind some Durham commissioners rejection of minority-owned firm proposal, ABC 11, March 25, 2021Firm being paid $16K a month to provide city with financial services, Rocky Mount Telegram, North Carolina, August 13, 2021Charlottesville hires firm to perform interim city manager duties, Walker and Hill bid farewell, Daily Progress, December 21, 2021Support the program!Special announcement of a continuing promo with Ting! Are you interested in fast internet? Visit this site and enter your address to see if you can get service through Ting. If you decide to proceed to make the switch, you’ll get:Free installationSecond month of Ting service for freeA $75 gift card to the Downtown MallAdditionally, Ting will match your Substack subscription to support Town Crier Productions, the company that produces this newsletter and other community offerings. So, your $5 a month subscription yields $5 for TCP. Your $50 a year subscription yields $50 for TCP! The same goes for a $200 a year subscription! All goes to cover the costs of getting this newsletter out as often as possible. Learn more here! This is a public episode. Get access to private episodes at communityengagement.substack.com/subscribe

Intro: Amtrak, you can't afford to live anywhere, where am I trying to go?, being of service, Legacy, Fresh and FancyLet Me Run This By You: We get feedback from Dave, talk about Jeff Garlin, NO ONE IS HIDING ANYTHINGCOMPLETE TRANSCRIPT (unedited):1 (10s):And I'm Gina Pulice. We went to theater school2 (12s):Together. We survived it.1 (14s):You didn't quite understand it. 20 years later, we're digging deep talking to our guests about their experiences and trying to make sense of it all2 (21s):Survived theater school. And you will too. Are we famous yet?1 (31s):Hello survivors. It is Gina. Just wanted to let you know that today, boss and I are guest lists. We are without a guest and we instead had a conversation, just the two of us, chickens about a ton of things, including the fact that nothing is a secret. Even the things that we think are and talking about legacy. This is a topic that boss has been really interested in recently. And I guess I'm starting to get interested in it too. At some point in one's life, one starts to think, Hmm, did it matter that I was here? What did I do? What, what proof or evidence of is there? What I did, or maybe you don't think that way, maybe your legacy is just that you lived a contented and happy life and, and it doesn't matter if it is written in the stars in any way, either way.1 (1m 22s):It's fine with me. Just interesting to learn about what people's philosophies or the thoughts are about legacy. And as we come to this end of the year and we're reflecting on, wow, we're reflecting on, I guess these last two crazy years, hopefully everybody is entering this time of reflection with a lot more clarity. Maybe I think the pandemic has been clarifying among many other things. And so hopefully you're feeling, I don't know, clear, and hopefully you are enjoying this podcast.1 (2m 4s):And if you are enjoying it, you are hopefully subscribed. And if you're subscribed, hopefully you have left us a review. Honestly, I don't even care what the review says. I think just having reviews is the thing that helps us with the king algorithm. And that's important only because we want to be able to keep doing this podcast. We enjoy doing it. We, we get a lot out of it. And we've heard from people that people are getting a lot out of it in return. So it's a mutually great thing that we'll be able to continue. If you are able to put your love for our podcast, not just in your heart, but in the world, tell the public, shout it from the rooftops.1 (2m 47s):I'm not going to stop you from shouting it from the rooftops. I'll tell you that much right now. Anyway, that's all for that. Please enjoy.3 (3m 10s):I'm going to take it to all those places. Cause those are like some of my favorite places in Southern California. And I didn't know that. So I'm learning a lot. And so I took it to San Francisco to Oakland and my cousin picked me up. But what is fantastic and sad about Amtrak for people that don't know? Like nobody knows shit about Amtrak, but Amtrak is a government funded. So rail is government funded. It was supposed to be like the thing of the future. It was supposed to be just rail. We weren't like flying and, and, and, and train travel was supposed to be comparable like it was going to be, but it just like, it has a lot to do. Someone was telling me like w who I met on the Amtrak.3 (3m 51s):Cause you eat in community eating. So these two amazing women that I met told me that like something with world war two and trains, the trains all had to be used for, for like ammunition, like the war Fs. And so then it became less of a, a passenger situation. And then when flying really anyway. So, but it's gorgeous. So w and what you can do is, so I bought a coach ticket, which is literally like, you know, I don't know, 50 bucks, a hundred bucks round trip from, but then you can bid to upgrade your seat because Amtrak has no money.3 (4m 32s):So what you can do is say, okay, well, like I'm willing to pay. They give you a range I'm willing to pay. And I did the lowest $20 more to go to business class, which is like super much nicer. Right. So I bid, and then they said, of course they accepted my bid because it's not a full train. Nobody trained travels by train. And so business classes dope. And it is like, you get two seats. It, they reclined almost all the way. There's, it's just, it's quiet. Like coaches, coaches, loud as hell, where people are eating, like, you know, Funyuns and like Takis chips the whole time. And like, you know, a lot of people like down on their luck and stuff like that.3 (5m 15s):Okay. So, you know, I did business class on the way there and lovely. I mean, there's wifi. I mean, it's like dope. And the bathrooms were relative are clean. I don't in business class anyway. All right. So it literally goes up the coast. And so you, you, you're on the ocean. It's the weirdest thing you're like, this is I'm, I'm traveling right next to the ocean. It's a long time. The whole time. Almost long as hell though. Okay. So like, you know, the flight is 45 minutes from Burbank to, to, to San Francisco. And the train ride is 10 hours. Like, that's just how it is. Like, that's, if you are in a hurry, you do not take the Amtrak.3 (5m 57s):You know what I mean? So there is like, I do have some shame, like, people think I'm ridiculous a little bit. They're like, I'm like, where am I going? I, it's not like I have pressing meetings. I am not. Yeah.1 (6m 9s):And for, for the life, so many of us are living right now, which is working from home or working remotely or making your own schedule. Why shouldn't you it's much better for the environment to take the train. Yeah.3 (6m 23s):It is it, you take the airplane. Yes. So, so it was amazing. And then I had a wonderful, wonderful time in San Francisco. Like I never really liked San Francisco. I don't know what my problem was. Like, I never really got into San Francisco even though like people cause1 (6m 41s):Your mom left you a spree for, oh3 (6m 43s):My God. Yeah. If you listen to this podcast, you know that like, you know, my mom was having an affair and, and, and we went to San Francisco and she literally left my sister and I at the esprit outlet, which thank God, had a restaurant in the outlet for like what felt like forever. But it, it was a work day. It was a full work day at a spree. It was like eight hours. So I just really, in the last couple years have really grown to love the shit out of the bay area. Like I know the tech bros have taken over. I know that you can't afford to live there. Okay. All those things are true. I still, because maybe I'm not from there.3 (7m 23s):I know I'm not so butt hurt about that. Like I, you know, and my aunt and uncle this beautiful, beautiful condo in north beach and my cousin lives in the inner inner Richmond, I don't know. Anyway. So she's on Clement street and it's gorgeous. And I walked everywhere and we went hiking in Moran and we drove to Marin. So I would live there. I would live. I mean, I, you know, who can afford to live there, but here's the thing that I think a lot of us too are, are, are really looking at. Most of us in my circle are like, we, we really literally can't afford to live anywhere. Like the, the world is becoming unaffordable on a, so many ways. And so many levels that the thing of like, oh, it's so expensive in blank.3 (8m 6s):City becomes less sort of exciting or like less sensational because it's like, look around what, what are you talking about? You can't live anywhere. It's all, it's all terrible. So, so all this to say, like, it was, it was a great trip. And then on the way back, I got smart and I was like, okay, well, let me see if I can upgrade to a room. You can bid on rooms on the train, right. Cause it's 10 hours or whatever. And I was like, okay, let me, and they took my bid of, you know, $40 or something to upgrade to a room. And that has all the amazing meals included. So two meals, which lunches, if you just paid for it is 25.3 (8m 49s):Dinner is 45. So I got lunch and dinner free. And I just tipped to the, and it was delicious salmon. I mean like this, and I got my own room and I wrote, and I, I like lived, lived my best life on the train1 (9m 5s):Girl. I need to do this, but I don't live in California. I mean, maybe I'll just pick a, maybe I'll pick it east coast version of that.3 (9m 16s):It doesn't matter. Like you could, you can also take it like they have specials. Like there's apparently a really beautiful ride between DC and New York. So1 (9m 29s):Yeah, no. So I also love or have loved the idea of train travel. And I always really wanted to take, there's a, there's a train that goes somehow through the Rockies. That's the one I really want to go on. But the first time I treated myself to a train trip. Oh, that's right. The worst possible3 (9m 53s):You were pregnant. Right.1 (9m 55s):I was the worst possible route to, we went from Chicago to Texas. So there's nothing to look at. The train was disgusting. It was so dirty and I was pregnant. So my, you know, my sense of smell, which is already very heightened was even, was just off the chain. And as a result of being on that train, I developed3 (10m 24s):Vertigo. I'm like, God, I mean,1 (10m 26s):It was coincidental. I never, we never did figure out what the deal was. But I developed a kind of vertigo when I was pregnant, where I had to crawl on the floor because I couldn't, you know, cause I couldn't walk and thankfully knock on wood that has not returned to me. And it also didn't return to my next two pregnancies, but yet it soured me and us on trains. But I think it's just the route we picked. We need to pick3 (10m 57s):It's the route and yeah, definitely don't have, don't be pregnant, but that's not going to happen for you again. So you don't have to worry about that. But like I'm all done with that. And so I had a great trip and I actually had like these huge realizations while I was there about, about working about money, about the entertainment industry, it was really, it was I, and I went with the intention of really looking at what is it that I'm going for in life? I mean, that's such a huge question, but like what, where am I trying to go? And, and the idea of service, right? So I always thought being of service was about other people, but really what it is for me is being of service in the way that I want to be of service is actually for me, like I didn't realize that I feel is good for my mental, physical, and emotional health when I'm being of service in a way that feels not to pleading, but all, but like really energizing and also like a, like thinking about legacy, I've also been thinking about legacy, like what is my, what is going to be my legacy?3 (12m 12s):And it tied into like, I was really, you know, I spend because the holidays are coming up way too much. It will not wait too much, but a lot of money on my nieces and nephew for Christmas gifts, right? Like thousands of dollars, right. Dish, I love giving gifts. It's my jam. But then I realized that like, and you probably, you know, I'd be so interested to hear what you have to say, but having children, but like a lot of this stuff, I got them, they outgrow, they don't care about very soon is cheaply made and is garbagey. And it has a very, very little lasting effect on their lives. And that's just the truth and I'm not judging it.3 (12m 52s):I'm just saying that seemed, that was the data I was picking up. And I'm like, that's literally like just throwing money away after a while year after year. So there's a, let me get smart about this. So we started a trust for each kid where we put that and I said to that shutter dude, I wish someone had done that for my ass. So I said to them, you can choose, we can keep going the way we're doing with gifts for Christmas and blah, blah, blah. Or you can, we can put donate every year and you could literally get very, very, very few gifts. But your huge gift is that each year we put a certain amount of money. And then basically by the time you're 30, you'll be millionaires.3 (13m 36s):I mean, just because of the way money grows, not even because we're putting that much in. And they were like, what? And so miles really educated me and them on the power of, of the investing money in a way that is with the interest and all that shit. And so that's what we're doing. And I, I got to say like, it tied into this idea of legacy and like, I would watch rather have those kiddos like be able to use it. And it's not like one of these things where they have to use it for college because fuck it, man, not everyone goes to goddamn college right away or ever, but they can't touch it until they're a certain age or they can choose to keep it in there and roll it over to another kind of account or whatever.3 (14m 17s):So, but I'm thinking about this shit differently in terms of legacy based on like, what do I want to leave this earth? Like, do I want to, you know, have, have my legacy be that I gave my, my niece to like a fake Dior ring that turned her finger green or right, right. It's fine. But it's so that's how we started it this Christmas. Cause I was like enough, enough, enough. Yeah. Yeah. Well, what you've just given us here in this conversation is like the center of a1 (14m 51s):Bicycle wheel by the goal wheel. And we have a, there's a bunch of spokes there. There's like talking about what's your purpose in life and where are you going? And there's talking about your legacy and then there's talking about consumption. And then there's talking about instant gratification that we give to kids in the form of gifts. And there's talking about that a lot, the pressures that we put on ourselves on Christmas, I mean just suffice it to say, I have been on the sometimes what feels like the circular journey of, you know, from, I mean, you know, when, when I first had kids, when we first had kids, it was really exciting to give the gifts.1 (15m 33s):It was exciting to create a Christmas that I remember from my childhood, the excitement of coming downstairs3 (15m 40s):And magic magic1 (15m 43s):1000%. And, and that sustained me for the period of time that the kids are literally happy to get whatever the minute it turned. And it turned when the oldest one was not that old. Yeah. I'm going to say like seven. Yeah. Yeah. And he, they had a bunch of presents and they opened everything up. And then he said, is that it? Yeah. And I went, oh damn, we're doing this wrong. We're doing it completely wrong. And so we've had a few Christmases and this is one of them where we're not doing gifts, which is to say, there will be stockings, you know, and maybe one little thing, but we're not doing the multiple presents under the trees.1 (16m 31s):We didn't do multiple Eddy presents for Hanukkah because of exactly what you said, toys is five to 15 minutes of joy for a lifetime, literally a lifetime of trash that I then, then it becomes my job to get rid of organized, find a space for a blood body block. And now the kids are pretty much almost all of them at an age where they don't want any of those things anymore. They want money, they want electronics. They want, so we have the way that we save money for them is not in the, for like Christmas, but that's actually a really good idea.1 (17m 12s):And something going to bring up with my husband and says,3 (17m 15s):Yeah, I mean, for those of us, I think it's a great idea. And also it's so much easier, not easy. Well, I don't know for miles and I don't have kids, so it's not in our face all the time. And we moved away from them. It's a different story when you're in under the same roof with being with children, with beings, small beings that, you know, are you so I, I am very aware that we have like the we're the aunt and uncle to different, it's a different deal. But like we just thought, wait a minute.1 (17m 44s):Yeah. And the thing that you're really after when you give a gift or at least I think is the joy that it brings to the person and, and that's great, but like you're saying most of the time, it's a, it's a very fleeting. And also like you don't want to teach kids that this is the way to direct your joy, right? Like from getting things, right. I'm not saying that that's, that's what you're definitely doing. If you give Christmas present, I'm not saying that. But you know, we just live in this very like consumer oriented culture,3 (18m 17s):The kid's fault. It's nobody's fault. It's a system, it's a systemic situation, but it hit me last. When I really, when I really was like, okay, I want to do this differently. It was last Christmas. My youngest niece wanted and got it is not knocking anyone involved, but it was very clear to me that we, it was really stark about what was going on. She wanted a claw machine, a mini Kalama machine from an arcade that literally just had candy in it, candy bars. And you made this loudest noise you've ever heard, took 10 batteries, 10 big ass batteries.3 (19m 7s):And literally there's candy in it. That's killing us all the sugar and look, you know, whatever. That was the least of my worries. But I was like, this is wait, what?1 (19m 16s):That's interesting. That has me3 (19m 20s):Wait. And it was a, probably a really expensive machine. It's not cheap, but that's what she wanted. My sister got it. And look, I'm not knocking anyone involved, but for me, I was like, it was so, so striking about what was going on. Cause it was so loud and obnoxious.1 (19m 39s):Let me ask you this. What do you remember getting for Christmas? Okay.3 (19m 42s):My favorite thing I ever got, this is so crazy in my life when I was a kid kid was okay. Two things I can tell the first gift that I like went Gaga, Google over was something, it was a makeup kit called fresh and fancy. And it had, it had perfumes. It had, and it was probably, you know, 9 99, 99 at Kmart. But like my sister and I each got one and it, what, what it was, was super fun, super adult, super smelled. So good. And I, there is a picture of me opening it up and in, in my I'm saying fresh and fancy.3 (20m 27s):And then I take the picture.1 (20m 30s):Do you have that picture accessible?3 (20m 33s):Yeah, I think so. I can send it, send it, send1 (20m 36s):It. Yeah.3 (20m 38s):I will send that and to fresh and fancy. Okay. That was number one. And then the second gift I remember as an adult getting that was really moving to was my mother who traveled all the time and who I really sort of labeled as a selfish, kind of a human at times gave my sister and I each a ticket, a plane ticket to go anywhere in the world because she had so many miles. But like the fact that she, she thought about us and the fact that her travel, which as a child brought so much grief to me because she was gone all the time that she was then turning it around and giving my sister and I each a plane ticket to anywhere was really moving to me and also was really abundant and felt like that's awesome.3 (21m 25s):You know, is that when you went to Columbia, that's when I went to Prague by myself for a week and a half, which was insane or two weeks, it was crazy, but1 (21m 34s):Oh yeah,3 (21m 37s):It was in, when I lived in LA, it was a long time ago. So, and I, I, I, it just, so I wish I had gone with somebody else. It was the most lonely, it was beautiful and Prague is crazy and, and fun, but I went alone, but that's like really just indicative of where I was at in my LA life. So it doesn't, that's not shocking to me. What about you? Like, what do you remember being like, oh my God,1 (22m 0s):I got to speak and spell. I, I really, I really coveted speak and spell. And for those of you who don't know a speak and spell is just, would be an app now. And it wouldn't be nearly as fun. This was a self-contained. It was like a really thick version, like a three inch thick version, maybe note or two of an iPad. And it was orange and it had a handle built into the top and it would say a word in a computerized voice, like structure, and then you'd have to spell it. And if you got it right, this is the, so this tells you a lot about my psychology, the high, I got that little sound telling me I spelled something, right.1 (22m 43s):I just felt like I could, I was vanquishing Rome. It was, I felt so powerful that I got a bike one year. That was amazing. And I kind of lip gloss that smelled like root beer.3 (22m 57s):Oh, I know that those1 (22m 59s):Are the things that just like off the top of my head. I remember just falling in love with, and, and being, you know, unequivocally joyful, happy with moments. And that's the thing that you're always after, like for yourself or the people that you love, you want to impart this joy. That's what I was going to get you. Like, you want to impart this joy and then there's this tacit thing about like, you better feel joy from this. At least that's what I find myself, you know, evaluate whether or not this person is feeling joy from it, because that's what I want. I want to give them joy of this present. And then I feel sad if it doesn't work out.3 (23m 38s):Yeah. And, and, and, and, and it, it usually doesn't work out like that only because people aren't mind readers people don't, everyone's different. And Joy's so, so personal. And so, so specific to that person. And it's like, it's just such a setup, but it's also, we keep trying and I'm going to still, I still love giving presents, but I now am like, oh, okay. Can't be for me, like the mass quantity of just, yeah. Crap. Like, it really hit me too. Like I bought one year, my niece was really into Shopkins.3 (24m 19s):Remember, oh yeah. I bought like $200 worth of Shopkins for her.1 (24m 23s): lasted for that year. And then she makes, never picked up shots.3 (24m 29s):Not even the whole year, maybe a month.1 (24m 32s):That's the thing, man. They get, and they get, and I, I, I was going to say, this is especially true for girls, but I'm, I'm going to re revise that because the boys did it too. When they love that thing, it's all they care about. It's their whole world. You know, my daughter said to me all, I, the only thing I want you to get me is just tons and tons of puppets. What's a3 (24m 58s):Pocket.1 (24m 59s):A pocket is a PLA silicone flat toy that has these half hemisphere, a half a hemisphere that you put, like you, it's a satisfying sensation to push it in. And then you flip it over and push it the other way. Shit.3 (25m 24s):What's in that what's in the pocket, like a little creatures,1 (25m 28s):Zero, nothing. It's in the shape of whatever you want it to be in the shape of it's a fidget choice. Essentially. I3 (25m 36s):Understand. It's like an ASMR founding,1 (25m 39s):Totally tile. It doesn't make a sound. It's all about it being tactile. Yeah. And, and, you know, go to the stores and they're everywhere. Puppets. You'll see if you start looking for now, you'll see that they're everywhere. And so that's what she wants. And a half of me completely wants to indulge that wish. And the other half of me says, I'll be throwing these all away in six months. And then I'll feel like an asshole because I spent a bunch of money on something that I knew was a fool's errand.3 (26m 10s):Yeah, I'm right. It's like so hard because they believe they really want it.1 (26m 18s):They really, it's3 (26m 18s):Not, it's not a joke. It's not a, it's not a joke. Like that's their jam.1 (26m 24s):Yeah. So this year we're going skiing for Christmas. That's3 (26m 27s):Our part of New Hampshire.1 (26m 29s):We're going to Vermont. And I think I've told everybody on the podcast I do. That's right.3 (26m 35s):You'd like the ski lodge into, right?1 (26m 38s):Yes ma'am. So I go and I get everybody off in the morning to their little activities and it's as, you know, a huge amount of work, then the gear and the schlepping. So I help everybody get to that. And I get back to my little cozy spot and read and write and just hang out that sound. So I'm really looking forward to it. Yeah. And honestly, that's the thing that people I I'm banking on. Cause this will be the third time we've done a trip instead of presence. And, and these are trips that we still talk about. So I think it is a good investment experiences are a better investment than3 (27m 14s):I absolutely agree. And I feel like that's the trust starting for these kids. It's like, we're gifting them with the experience of maybe like a down payment on a fricking home, a car to get them from here to there a education, like a real thing, like a thing that you need to like live your life versus a fricking fake Cuban Linx chain. I didn't even know what Cuban links were. I didn't know what was happening.1 (27m 42s):I don't know what that3 (27m 42s):Is. What is Cuban links? I oh, those1 (27m 45s):Big, Easy.3 (27m 51s):And it's just ugly. And it's also $6,006,000. What did Jackie about? Oh anyway,1 (27m 59s):I, you, you just did yourself, such a favor. I mean, you did them mostly a favor, but you did yourself such a favor because also the other thing is, you know, I have experienced, I go out shopping and I'm immediately overwhelmed and I'm trying, okay, now this one, I got this,3 (28m 14s):I asked who gets one and did, is it equal? And like,1 (28m 18s):Oh my God, it's just, it's like a, it's a hell3 (28m 33s):I thought we might start out with, I got some feedback on the, okay. So my, on the podcast from, so my, my parents' best friends, Nancy and Dave, they like helped raise me and blah, blah, blah, blah, blah. And they've really become like second parents. And, you know, they, they hadn't heard the podcast. So they were like, send us an episode. And I said, okay. And you know, it's always tricky because they really know me. They really know my parents. They really know my life in some ways in my childhood. So I was like, well, so I sent them an episode. I sent them the does small ocean Hooga knocker episode because Dave is a therapist and he works with people with addictions.3 (29m 13s):And I thought, oh, that might be interesting. And so the feedback is so interesting. The feedback I got was I'll read it on air because it's good. It's a podcast. Podcasts was good. Felt like a reunion. Sounds like David was deep into self-destruction before he recovered a talented guy was hoping to hear more from you. But that's for selfish reasons. I like how you identified the macro themes in your Roundup at the end. And then I wrote, thank you so much. We're we Gina and I are always aware that like, like, you know, we don't want it just to be us and we don't want to just to be guests.3 (29m 54s):So we're trying to find a mix. So his feedback it's so funny. He liked, he likes to give feedback. You know, if you and Gina are willing to talk about what life experiences brought you to embrace the arts and try and make a decent living, I liked the way you have reconstructed your family life so that you don't have to be an emotional casualty. There's a lot to talk about how you both learn to think from, from psychodynamic and systems orientation. I don't even know what that means. I'm not smart enough. The best stories are the stuff of good soap operas, good screenwriting can teach people how to better understand and navigate within their interpersonal worlds.3 (30m 36s):I'd like to hear another one, if you don't mind the feedback. So Loves our inter you know, he's, he's a therapist, obviously. So he loves that. But it was interesting. I mean, I seriously don't know what half of that means, but like,1 (30m 54s):No, he just means no, he just means like the thing, I mean here, here's this big secret that we've never told anybody, this podcast is not really about theaters. Right. And so what you saying is the, the, the psychodynamic for, you know, background that we have influences and informs our conversation so that we, we think about things dynamic and that's it. And that would be interesting to a therapist. Therapist thinks about things dynamically too. And yeah, I mean, honestly, it there's so much it's, so there's always so much to talk about. There's so much to talk about. Like, and I, well, the thing I, this ties into the thing that I kind of wanted to talk to you about, which is that when we first started recording a podcast, it was not, I survived theater school.1 (31m 44s):We were calling undeniable, right.3 (31m 46s):That's right.1 (31m 47s):And we had about eight, you know, hour long conversations that were about this concept of being undeniable. So I kind of wanted to clarify for people who may not know why is our company called undeniable? Why is not the website? Because when you told the great story about it, we didn't never air that till we did. So, no, because it was, it was for,3 (32m 20s):We never found and they tried to send to you and then it got1 (32m 23s):No, no, no, no, no. I'm just saying like, we recorded those and then we changed our mind about what the3 (32m 29s):Right. Yes. Okay. Yes. That makes sense. Oh, should we tell the story? Yeah. So it's so funny because I wonder if he ever heard this, if he would even remember, you know, it's so funny, like who remembers telling people what? All right. So the story is this. So I, well, first to say that, like you and I were talking about like, what, what is the thing of life? Like, what is again, where I'm at now, which is what are we going after, right. Like, what is the quality of life that I'm going after that you're going after that we're going after as a team. Okay. So it reminded me of this story of I did a solo show and it was called why not me love cancer and Jack White and the woman who was, and it was a solo show basically about cancer and about working for Nick cage and all kinds of things.3 (33m 19s):Just like I surprised theater school is not about theater. School is not really about Jack White, my show, you know, it's whatever. So, okay. So I'm doing this show. And my, the director of my show is this woman named Alison lion. And she happens to be good friends with the comedian and storyteller and actor, Jeff Garlin who I, I didn't know from Adam, like I wasn't a curb, your enthusiasm fan. So I didn't know, but I knew he of him. And I knew he's like a famous guy. Right. So she said, you know, how would you feel about Jeff? Garlin coming to see a dress rehearsal and giving notes. And I was like, oh, sure. Literally being like, oh, a famous person wants to come see my show.3 (34m 0s):That's cool. You know, not like, what can I glean from this artist? You know, just cause that's, that's where my mind went. I would've have been the same. I mean, I just am not mature enough for whatever, so, okay. So I do the, it was, it, it was real nerve and it was an empty house, but him, he and Alison were sitting up there at stage 7 73 on Belmont in Chicago. And so I did the show and whatever, and it was an okay show. I mean, I look, I don't know, but afterwards, if such an interesting story afterwards, he was giving notes to Alison, but not me. And I thought, well, that's weird, but he was really there for her.3 (34m 42s):That was her mentor kind of, you know, her comedy mentor. But then I came out of the house into the house and met and met Jeff and he was lovely. And he said, well, do you want notes? Or somehow it came up like, do I want actor notes? And I was like, of course, which is shocking to me because I never want notes. Right. And I always say, I would love feedback. And by feedback, I mean, compliments, like, that's my . I did say of course, because that's what you say when a fancy person wants to give you notes. And he gave me some great notes, which was stopped swearing so much. And he compared me to Robin Williams, which was amazing.3 (35m 22s):He said, because I could tell he called him by his first name. I do believe he was like, when Robin would swear a lot, I would know that he was, he was, was dying on stage, was off. Yeah. And I was like, that's fascinating or pushing, like I push when I'm swearing. Okay. Great note. I've I've kept that note and blah, blah, blah, blah, blah. All right. So then, then I have to tell us, because it's so interesting because I would have done the same thing. So then after he gave notes, which I kind of blacked out some of them, cause it was a lot, but then he, Alison, we're going to go out to eat at clerks on Belmont, but they didn't invite me. Right. And I was like, oh, and then I was in the bathroom and Alison called and she's like, I'm an idiot.3 (36m 5s):I didn't invite you. Do you want to come? And I was like, oh, of course. Yeah. She, and I think what happens is when you're around famous people, you forget, you1 (36m 13s):Lose your census. It's3 (36m 15s):Very weird. It's a weird thing. I think that's what happened for, so we went to Clark's on Belmont and he, we taught he's so what is he? He's he's a generous. No, he's, he's a big personality. So he takes over rooms. Right? So at clerks, he's the center of the show and it is not anything he's doing. It's just, that's how some people are like,1 (36m 42s):He's not trying to lay low. Right. He's3 (36m 45s):Not trying to lay low. And he also loves people I think, and loves human interaction. I mean, from what I know, as we got into this conversation and somehow, and he said, and he said to me, we were talking about acting and we were talking and he said, I'm going to make a movie and you're going to be in it one day. And I said, that's fantastic. I love that. That's great. That sounds great. And then we talked about other stuff and then he said, you know what you are? And I said, what? And he said, you are undeniable. And I was like, what is even happening? And I was like, okay, thanks. Great. He's like, no, no, no. You're undeniable. Like that show is undeniable.3 (37m 26s):And I was like, what does that mean? And he said, well, it just means that like eat exists in its truest form unapologetically. And I'm totally paraphrasing here, of course. But it was like, it exists in its truest form. It's just is you don't have to like it. You don't have to like, you, you don't have to like what you're saying, but there is a quality that cannot be taken away about the show. It's more than unique. It's more than that. It's undeniable. You don't have to like it. You don't have to dislike it, but it, it exists on its own. And it cannot be basically cannot be fucked with in, in, in that way, you know? And I was like, whoa, that is awesome. And that I feel like is what I'm going for in my life.1 (38m 10s):Yeah. And, and when you told the story before you also said that, that he said, you know, be undeniable continue to be undeniable because that, that is ultimately the only thing that lasts in terms of, you know, the industry or whatever. And as long as you're holding true to, you know, your own undeniable truth or whatever, you can, you know, you can't go wrong. It may not mean that you, whatever, get fame and fortune, but, but you'll be doing, you'll be on the right track.3 (38m 40s):You won't be led astray by your undeniable city. Like you, you won't be, it won't be, you won't go in the wrong direction for too long. If you use an deniability as your north star kind of a thing. And it really, and he, he later told Alison, you know, she's, you know, he kept reiterating like she's undeniable, she's undeniable. And he, and Alison had told me, and I, of course, because, you know, I just figure people say that about everybody analysis and no, he does not do that. And also he stands by his word. So you will one day be in a movie with Jeff Garlin and I was like, cool, great. That's fine. But I it's interesting looking back on the story, it's like, I wish everyone is so scared.3 (39m 24s):Like I wish that I would have used those quotes in my press, but Alison didn't want to use them because she felt she was already asking too. We're all, we always feel like we're asking too much. So she felt that she, she was asking too much just having him come to the show and having him give notes was enough and having him. And I remember at the time I had a musician as part of the show, you know, his name is Philip Michael scales. He's amazing. And he was like, we should totally use Garland's quotes to get more people to come to the show and both Alison and I, it's interesting, both Alex and I were like, oh no, no, no, no, like he's done enough.3 (40m 4s):You know, it's just so1 (40m 5s):Like, yeah. Like, and all I'll do to Alison I would've made probably the same choice, but you know, it's like, what are we so afraid of? What skin is it off of his nose? If you say that he said something that he said, you know what I mean? It's not like his reputation is living or dying on your show. It's just,3 (40m 25s):I mean, yeah. I would have done the same thing too. And I1 (40m 30s):That's the mentality that we've talked about so much on here, and it's definitely true for Hollywood entertainment, whatever, but it may also just be true for life that we kind of inherently have this idea that there's a finite pie. Sure. And you know, it's kind of like the people who think that only whatever 7,000 people are going to heaven, you know, what kind of cockamamie thing is that like you believe in heaven, you believe that all of this is God's plan and that people have been alive for millions of years and yet only 7,000 feet. Right. That to me is like a perfect evidence of the way in which we make ourselves and our, and the possibility so much smaller than they need to be.1 (41m 15s):Yes. So you think there's a finite amount of pie and you say, well, I can't take my one, one thousandths of a sliver, you know, that's Jeff Garlin because then there won't be any Jeff Garlin left. Like that's just simply not how it works. It's just simply, you know, anyway, the reason I said generous is because, I mean, you know, whatever, he has a friendship with her, but, but offering the feedback to you and then offering this truth about identifying your and deniability, which I'm guessing was one is one of the things that you carry with you. Okay.3 (41m 53s):Yeah. I mean, I do think, I do think that he's, that that was very generous of him. Like, and, and I do think that he and I do carry it with me and, and it obviously had an effect on me because I tell the story and because, you know, we, that you and I started a whole company around the idea of being undeniable, but like, and yeah, it, it really was like an affirmation, right. To just fucking pick a side already, like, like take a stand, like do something like th th th the gold boldly in one direction, because this sort of, this sort of, wishy-washy trying to please everybody, it, it, it not only does it not, it's not, it's a totally unpleasant, it actually doesn't work for the thing that you think you want.3 (42m 45s):Like, if you want notoriety power, fame, fortune, you have to pick a side at some point. Okay. But if you also want to feel good and be led, like we're saying by your north star, you could, you could use your, and deniability as a north star to eventually mean that sometimes quickly, sometimes slowly to get to a place where you really feel like you're doing right by yourself. If you follow your undeniable, whatever that means to you. So, yeah, he changed my life. Like that changed my life. I mean, the show did the sh you know, looking back on the show, I spent so much money. I would say, like, to be, if I'm completely honest, it was like a $25,000 investment I made over from 2012 to 2015 or whatever.3 (43m 31s):And, and I didn't bring in one dime, you know, I didn't make, make a dime, but it was, I would've done things differently, but I still I'm glad I did it. And, and that's one of the reasons stories. And one of the reasons I'm glad I did it was because I learned that lesson about being undeniable from Jeff Garlin. And yeah,1 (43m 55s):I don't think he went to theater school, but he needs to come on the podcast, you know, tell him that and, and, and hear more about his, his thoughts about, and deniability. So, so that you have shared that story with me, which really even moved me. I mean, it's, it's affected me. And then we linked it to this crooked, let's say path that we made, where we were pursuing this creative, creative career. And then we couldn't pursue it because we needed to make money. And we thought it would be okay to do else. And ultimately wasn't. And so the creative urge or whatever is undeniable in us.1 (44m 39s):And we're basically having to listen to it instead of, you know, pushing it away. And, and we also have a belief that many, many, many people are in that exact same position at this age in life, they were pursuing something. It wasn't financially viable. They had to do something else. And that when, what we're talking to a lot of people about these days is I think a lot of people who come on the podcast are reckoning with that question. Whether it be when we ask them to come on or while we're having the conversation or in the time after.1 (45m 21s):And we hear a variety of things from, from, you know, genuine like bridge equipment is a good example of somebody who went and did something else. And I think she found her thing. Yeah. I feel like therapy. She found the right thing for her. Yeah.3 (45m 37s):And she's now taking classes again, though. Acting classes, remember? Cause she wrote us.1 (45m 43s):Oh, that's right. Okay. Well, all right. So maybe, so maybe so maybe everybody, but what, we also talked to, a lot of people who I feel are trying to convince themselves, us, that they have moved on and you know, what, if that's true for you, I don't want to take that away from anybody, but it's hard for me to believe that's true for as many people as say it is true because if you, right, if you just, if you have, if you're born with this desire to express, and then you don't exp and you don't do it, it doesn't go away. And,3 (46m 19s):And here's the kicker too, is like the secret Willie, we can let everybody in a secret that you and I, because of our childhoods. And then on top of the childhood, the training that we received as actors, and then on top of that, the training we received as clinicians, we are able, here's the secret. We can see things in you that you may not be able to see in yourself or that you think you're hiding. Like that is just the secret.1 (46m 45s):And, and I'll say as a person who is fully does this all the time, nobody's hiding anything. I'm sorry to inform you. Nobody, you whoever's walking around. They're saying nobody knows that I, blah, blah, blah. Right? Yes, they do. I mean, they may not say it to you. They may not even have that thought in the front of their mind to everybody does truly know everything. And you're only kidding yourself, right? To, to hide behind, you know, dishonesty,3 (47m 20s):You're kidding yourself that you were hiding it and you're kidding yourself that other people can't see it. And you're kidding yourself that it's working for to hide it. But it's easier said than done to not hide it. I'm not saying coming out, coming clean about your truth is easy at all. But I just want to say like, cause people always ask like, and I, I run up against this a lot in Hollywood of like, how could you tell that? Like, so-and-so really, didn't like this script. I'm like, dude, body language. Blahbity blah, blah. And they're like, I didn't get that.3 (48m 0s):I'm like, dude, you just have to like, I have training. But also you just have to really, I always say this, but like you have to be sort of a neglected child that then decided that people pleasing was the way to freedom. Then learn that that is actually not true. But then use those skills to actually be like an emotional detective for other people. It's a whole process, but you could do it if you spent enough time, but I can tell like I can, I even at coworking, like I'm going to soundproof booth. So no one could hear me. But like I, I spent five minutes with somebody and I'm like, oh my God, they hate themselves. They hate themselves a passion they're pretending not to, but they hate themselves.3 (48m 42s):And that is unfortunate because I know they have redeeming qualities. I haven't talked to them for more than five minutes. So I don't know what that is. And I don't want to talk to them for more than five minutes because I'm not their therapist or friend, but I get it. I get it. It is a super power that I think people who really have trauma and then have chosen to work through the trauma. It's a super power that we have that we can, and it's also can be a burden, like any superpower to really see what the fuck is going on with people and call it out if need be. But we don't always call it out because it's not our job.3 (49m 23s):And you know, that is something we run into on this podcast too. It's like, there are times on the podcast where I want to be like, you know, this is just full transparency where I want to be like, you're full of shit. You're full of shit. Totally terrible. You, you, you hate blahbity blah, but you don't want to tell us you hate blabbity, blah. And I understand that because I've been in the same boat and I still am in the same boat, but just know that if you come on this podcast that it kind of behooves you to just tell the truth because what? Yeah. We all see it anyway. Right, right. We just do. We all see it anyway. Yeah. In your voice, we don't even have to look at your face.3 (50m 3s):Here's the other thing about human experience? So people think, I think because it's a podcast and it's not, we don't air the video that like, they can also hide shit. Well, your voice and the, and the PA I mean, I'm giving away all the secrets here, but there are no real secrets. Like the pauses in between watching the next person we have come on is gonna be like, okay, anyway. So I feel really bad about everything in my life. And I put the pauses, the pauses in between questions and answers. It's all part of the deal. And so I just encourage people. Like, I want you to come on this podcast and feel like you can, that you you're able to be undeniable and FYI on deniability does not mean everything is great about you.3 (50m 48s):Right? Like it doesn't mean, it just means that you're telling the truth about who you are. Good, bad, ugly, weird.1 (50m 56s):Yeah. You, you could be an undeniable asshole. There's no, it's a, it doesn't have a necessarily positive connotation, but you know, if you are an asshole and you're, well, that's not a good example. If you are, if you hate yourself, let's say that's a good example. If you hate yourself, you know, you're never going to get to a place where you don't hate yourself by pretending that you don't hate yourself. You have to start with the idea that, okay, here's what I'm up against right now. Hearn's out. I really hate myself. And you know, and I'm going to have to get real about that before I can, because how could you begin to interrogate a problem that you haven't named at all? That's like, that's like, you know, getting, I don't know that to the end of a math problem without having like what the3 (51m 43s):She's learning a new language without studying one minute of the language in your life. It doesn't, it's not possible. I mean, you might get one word. Right. But by luck. But1 (51m 55s):Yeah. And my thing, and I think this is your thing too in life is just encouraging people and the reason, and I understand why people want to lie to themselves about it because it's painful or because you don't want to be a person who hates yourself. You don't want to be a person who feels unfulfilled by career traces. I get that. But, but it's like that, that you are unfulfilled or you are that you just haven't done the work of accepting.3 (52m 23s):Right. And I, and I, I definitely feel like for me, the turning point, literally in my life had to, had to do with, when I had a physical problem with my heart, where I was like, oh, this is what is happening. I haven't taken care of my body for whatever reason. Not because I'm a bad person, but because I've always shit going on and all these issues and hereditary, but I haven't done the work to, to look at this. And so now it's coming, it's now it's, it's, it's a problem. And, and, and when you're laying in the hospitals hooked up to machines and you and people are telling you, it's a problem that are trained specifically in this problem.3 (53m 7s):And you finally are faced with, oh, either I'm going to believe this or not, and acknowledge it or not. And I just was like, okay, I acknowledge it. I need to lose weight. I need to move my body and I need to eat less shitty foods and okay. That's it. It's in my face. It's in my face. It's in my face. I'm the1 (53m 25s):Hospital. Yeah. My, my wish for it to be something other than it isn't has, it helped me to have it be something other than it isn't. But my, my courage, if, if you can summon the courage to face it, then it might actually be different. So the other thing that you were talking about before was legacy, and that is, that has been a theme in my life recently too, because, you know, I realized after my sister died, like it's all over for her. I, you know how a lot of times when people die, then people will go on their Facebook account and like, write these messages to them.1 (54m 16s):You know, I miss you, blah, blah, blah. No, nobody did that on my sister's Facebook page. Nobody and no, nobody and her kids, you know, who are too young, really to use Facebook there that's because it's an old person's thing, but they have Facebook accounts and they had each written something about their mom when she died. And periodically, I checked back in to see like, what the comments are at for first of all, I don't know, 95% of the people who were making the comments, cause I haven't been in their lives, but it really ended like a few, you know, a few days after she died, it ended.1 (54m 58s):And I just thought, wow, man, there's just no trace of this first. God, I don't like that. There's yeah. It's it's really unsettling. And so recently we came in to possession of unpublished manuscript that Aaron's grandfather wrote on which sirens grandfather, his dad's dad. Okay. Aaron's grandfather was a, you know, hardcore Chicago in, he was a tool and die maker. He worked in one of these factories where whenever there was factories in Chicago and he retired when he was 70, 70 or 75 and went back and went to college and he was the oldest graduate from Roosevelt university where I teach by the way weird.1 (55m 58s):Yeah. And he was a writer and a poet and he wrote a book. Now, dear listeners, I regret to inform you. It's not a great book. You know, he could have used an editor. I'm sure. And, but it doesn't matter. The point is we receive this cream and a half of paper that's wrapped up in like a grocery bag and bound with string and it hasn't been touched3 (56m 34s):How'd you get it? How'd you get it?1 (56m 37s):His mom had it. And she sent him a bunch of stuff in that, and that was in there. So we opened it up and, and I thought to myself, okay, this is fascinating because one of the things that I think compels people to write is a desire to leave some kind of an imprint. And I'm curious how other people think or don't think or feel, or don't feel about their legacy. I mean, I guess people do it in other ways you get really rich and you name a building after yourself or by the way, they took the Sackler name off the mat. Finally they took the Sackler name off the met. Yes. And oh God.1 (57m 18s):Yes. That's a whole other thing. Watch dope. Sick with John who can aprons really good. Yeah. Anyway, people do use philanthropy. I mean, it kind of seems like, unless you're in the arts or rich, how do you have a legacy? What's your, what is,3 (57m 33s):This is a great freaking question. Like this is the question that I really been thinking about in my brain. And I, I think I have the answer for me, but I'm not exactly sure. So, all right. So I love to teach, but I love to teach a very specific population. It's a population that is underrepresented in colleges. So I I'm trying to narrow down like what I want to do with my life basically. And I think I want, I know I want to be a writer, but I was like, okay. But my realtor says I have to make 80 to a hundred thousand dollars if I want a house in California.3 (58m 17s):Okay. And I'm tired of sitting around, waiting for Hollywood to discover me. Okay. Fine. And us. So what do I do? Okay, fine. So then I've been teaching right at Roosevelt and other places and I love it. I love the 1819 year olds. Okay. Fine. I love teaching acting. I don't know. I feel like I don't really know shit about acting, but I know I do when it's mixed with psychology. Does that make sense? Okay.1 (58m 44s):A hundred percent then the other3 (58m 45s):Day I was like, and then I was like, okay, but I don't want to teach at a fancy conservatory. Like I don't, that's just, I just don't. So I was like, all right. All right. All right. So then someone sent me a listing to teach a community college, making a $90,000 a year. Community colleges paid better than a lot of colleges. And so I'm applying to teach first year actors at a community college in Glendale. And I don't know, and I don't know, and I actually think it's going to make my writing. And I think it's going to make me hustle in a different way. I don't know if I'll get the job, but I gotta say my legacy might be, cause I thought, okay.3 (59m 30s):At first I thought my legacy was going to be, and we could track it with the podcast. Right. Like I thought my legacy was going to be famous actor even though like, I don't know if that's, that is a legacy like Brando and you know, that's a legacy. That's what I thought. I thought, oh, that'll be my legacy. I'll be fancy, famous lady. Okay, fine. That did not happen. Then I thought, okay, my legacy is going to be that I'm a very sort of famous PR prolific addictions counselor, like at a social service agency. Yeah. That's going to be my legacy, but that's what I thought, like, that's my mark. That's where I'm going to leave my mark. That did not happen. Then I thought, okay, I'm going to be again, a famous actor, but maybe a solo artist. Right.3 (1h 0m 10s):And, and then, and then a screenwriter and I'll get really famous as a television writer, which still could happen. But I was like, I'm not sure that is the flavor of legacy that we're talking. I'm talking about here in terms of service, right. Service. What I want is to teach, I could teach 18, 19 year olds tangible skills that they can use then and move on in their lives and then teach their kids. Like, like that seems more in alignment with what I'm talking about in terms of legacy than just fancy screenwriter.3 (1h 0m 50s):That makes a lot of money. So, yeah.1 (1h 0m 53s):Yeah, because actually I was just having this thought yesterday, if I was ever given an award that was related in any way to theater, the first person I would think is my junior high acting teacher and teachers truly do leave some of the biggest, like good and bad. Some of the biggest legacies. I remember every single teacher I've ever had. Yeah. And w I mean, I mostly remember the ones who were really good or really bad, but they, I can think of five people off the top of my head who should be canonized as saints, because really Mrs. McDaniels, you were a prima ballerina who ended up teaching math in junior high.1 (1h 1m 37s):And you know what she did, she knew that I had just a, I was having a really hard time in junior high. And she invited me to eat lunch in her classroom every day, because I think she was at a Mexican, she didn't eat. And so she could go over the math with me cause I was having a hard time getting it. And I was just having a hard time. Sure. In general, this is seventh grade. And she provided all under the guise of teaching me math. Of course she gave me mentorship. She gave me attention. She showed me love.1 (1h 2m 19s):Right. Like what's3 (1h 2m 20s):What more could you ask for legacy I'm looking for? I'm not, I decided like, especially during COVID times, I've really been thinking, I think a lot of us have about like, what is obviously important, but also what is lasting and what is, and I thought, yeah. Okay. So, so I don't have a desire to like go into the classroom and teach, you know, I don't wanna teach psychology. I don't want to teach, but I was like maybe. And the thing that like the community colleges in California in Southern California, like I believe Pasadena city college and Glendale community college are two of the best community colleges in the country. So I'm like, okay.3 (1h 3m 0s):And it's cheap to go there. And it's a bunch of different kinds of learners and it's not just white kids that are like, I'm fucking going to be the next, I don't know whoever it's like kids that actually want to learn. And I, I mean, look, there's going to be some real assholes in there. I know it. But like I thought, oh, okay. Like also I really, really need a house with a yard. And I don't know how, I don't want to do it by, by getting an office job that I'm gonna die at. And I, and I, and then try to write on top of that.3 (1h 3m 45s):So like, I really need more space. And we were looking at houses and this all really was, was sparked by talking to a realtor, a really great realtor who also was like a very therapeutic and his approach. And he was like, listen, do you want a house in California? Yes. Okay. Do you want a two bedroom, two bath? Yes. This is how much money you each need to bring in a year. And this is how much your down payment is going to be act accordingly. He just told me that like, it's not,1 (1h 4m 16s):It's not a mystery. It's not an unknowable path. It's just like, no, no, no.3 (1h 4m 22s):It's very clear. And he was very loving, but he was also like, you, you piecemealing the piecemealing, your salary together is not going to work for this. And I was like, and I, I needed him to say that too, to know that like, it's time for me to bring in a decent amount of money. Now, if it comes, if it, if, if, if somehow it comes from your mind getting a television show or our documentary taking off. Great. But like, in the meantime, I need to feel like I am, I am not just piecemealing my shit together.1 (1h 5m 8s):Right. Because in addition to all the other things we've mentioned, you have a lot other needs that are undeniable and it is much your responsibility to meet those needs your, your need to have, you know, your own space. You need to have address, you know, that's as important to listen to as anything else.3 (1h 5m 27s):I had no idea. Like I just thought it's interesting. I, I thought that I did not have those needs. Like I thought, who cares where you live literally. I mean, I've moved 15 times. So it's like, who cares if you live in a one bedroom with two people and a dog, I care. I care a lot now I really care. And it's really, really important to me to be out. So having an outside space,1 (1h 5m 55s):And what I hear in this for you is a shift from what does it look like to other people to, what does it feel like inside of me? And it was always more important,3 (1h 6m 8s):More important. And it's also super interesting. And I think we run up against this all the time. People think that they're like, oh, you're not going to be an actor anymore. Like you're not going to audition anymore. And I'm like, I don't think so. It's not like it's like I had the other night. I had the experience. So I get off the train right at eight o'clock the day before I got an audition from my agent for self-tape for a show in Chicago, that's a procedural show, you know, and that everyone auditions for in Chicago. And I got a self-tape quick turnaround. I had to get off and I chose to, I got off the train, dropped my stuff, picked up.3 (1h 6m 50s):My friend came to coworking and was up til midnight filming this scene. It's not a good scene. I'm not good. I'm not good in the scene because I don't, I'm, I'm not, I was having trouble memorizing because it's late at night. And then, and then I turned to my friend and I just said, you know, and, and I'm not paid, obviously we're not paid for the audition. If I book it, I have to go to Chicago on my own dime, stay in a hotel on my own, or place my own plane fare. I hate to fly to do this thing. That's going to terrorize me on set for a day to make $900.3 (1h 7m 32s):What the fuck am I doing? So I turned to my friend and I just said, who was nice enough to stay up with me till midnight, taping this in the fucking coworking space. I turned to her and I said, I don't want to do this anymore. And she said, okay. And she said, okay. I mean, she doesn't give a shit. She's a writer. She's not an actor. She doesn't, but she's like, okay. And I was like, yeah, this is no, no, no, it's not. That is not my legacy.1 (1h 8m 0s):Right.3 (1h 8m 1s):So it's very clear. So now I'm going to, I'm just, I'm not, I'm having calling my agents1 (1h 8m 8s):And you can't know until, you know, I mean, like that reality couldn't hit you until it did. I'm like, no, so yeah, yeah, yeah. Well, good for you. I mean, part of life is figuring out what it's not, and as much as it is figuring out what it is. Yeah. So4 (1h 8m 34s):If you liked what you heard today, please give us a positive five star review and subscribe and tell your friends. I survived. Theater school is an undeniable in production. Jen Bosworth, Ramirez and Gina plegia are the co-hosts. This episode was produced, edited, and sound mixed by Gina Culichi for more information about this podcast or other goings on of undeniable, Inc. Please visit our website@undeniablewriters.com. You can also follow us on Facebook, Instagram, and Twitter. Thank you. 

It's been a wild ride of a year. So Sherley and Clove take a vacation to Jamaica with some of their best friends to get some much-needed mental health, rest and relaxation.How has the year 2021 been treating you? Is it a continued blessing, a sh8t show, a ski slope, or a journey?

Gracias por escuchar nuestro servicio. Esto fue tomado de una transmisión del domingo en vivo por la Asamblea de Dios de Belmont, Chicago, Illinois. Únase a nosotros en línea a las 12:30 PM para la adoración, un mensaje de nuestro Pastor y otros eventos especiales según lo programado. Sitio Web www.belmontasamblea.org YouTube www.youtube.com/belmontasambleadedios

No Agenda Episode 1408 - "Booster Blitz" "Booster Blitz" Executive Producers: Baron of Belmont and the Catawba River Basin Sir Papa J Jánošík Sir Rando McGlitch Dame Kim Keeper of the nutty fluffers Louisville Local 8008 Jess Mahan Sir Anthonyseven, Viscount of Hamilton Sarah Hamro Anonymous Kevyn Silverman Spencer Haff Curtis Smith Anonymous Associate Executive Producers: Sir Cal - Lavendarblossoms.org Greg & Ashlyn Speed Hannah Nicholas Chisum Cooke Gina Whittemore Michael "MutualWin" Bernstein 1408 Club Members: Become a member of the 1409 Club, support the show here Boost us with with Podcasting 2.0 Certified apps: Podfriend - Breez - Sphinx - Podstation - Curiocaster - Fountain Title Changes Sir Shawn -> Baron of Belmont and the Catawba (Kuh-taa-buh) River Basin Kevin Smith, Sir Rulean of the Peach Orchard -> Baronette Kevin Smith Knights & Dames Papa J Jánošík (Ya-no-sick) -> Sir Papa J Nate Lensink -> Sir Rando Curtis Smith -> Sir Goat of the Hill, Black Knight Chisum Cooke -> Sir Chummy of the Texas Hill Country Art By: Spook Number Dirty Three End of Show Mixes: Sie Spencer & Lady MountainJay - Millennial Mel Hart Engineering, Stream Management & Wizardry Mark van Dijk - Systems Master Ryan Bemrose - Program Director Back Office Aric Mackey Chapters: Dreb Scott Clip Custodian: Neal Jones NEW: and soon on Netflix: Animated No Agenda No Agenda Social Registration Sign Up for the newsletter No Agenda Peerage ShowNotes Archive of links and Assets (clips etc) 1408.noagendanotes.com New: Directory Archive of Shownotes (includes all audio and video assets used) archive.noagendanotes.com RSS Podcast Feed Full Summaries in PDF No Agenda Lite in opus format NoAgendaTorrents.com has an RSS feed or show torrents Last Modified 12/16/2021 15:05:58This page created with the FreedomController Last Modified 12/16/2021 15:05:58 by Freedom Controller  

Rob Dauster joins Terrence Oglesby and Steve Prohm to discuss Memphis' beat down of Alabama, plus a game of THIS or THAT, and three guest segments with Wake Forest's Steve Forbes, Belmont's Casey Alexander and USC star Isaiah Mobley. The FIELD OF 68 AFTER DARK is POWERED by Bet Rivers: BetRivers.com SUBSCRIBE! Our YouTube Channel Apple Podcasts Spotify FOLLOW! Field of 68 Check out TheFieldOf68.com to see our full roster of podcasts!!!

The College Basketball Experience (@TCEonSGPN) on the Sports Gambling Podcast Network previews the entire college basketball slate for Wednesday, December 15th. Pick Dundee aka (@TheColbyD) keys in on each and every game on the college basketball slate and reveals his top bets of the night. Will Chris Jans New Mexico State Aggies led by Teddy Allen grab a huge road win against Michael Flowers and the Washington State Cougars? Can Malachi Smith and Chattanooga get past Nick Muszynski and Belmont? Will Darin Green Jr. and UCF get Johnny Dawkins a huge road win against Khalif Battle and the Temple Owls? Can Brandon Horvath and Utah State survive a tough road test against Koby McEwen and Weber State? Is there any chance Collin Welp and UC Irvine put a scare in against Isaiah Mobley and USC? Will Eli Lawrence and Middle Tennessee knock off Jarkel Joiner and Ole Miss in Oxford? Will Taevion Kinsley and Marshall be a live dog against Mark Sears and the Ohio Bobcats? Will Noah Freidel and South Dakota State put it on Isiaih Mosley and Missouri State? We talk it all and more on this daily edition of The College Basketball Experience. Get all of our College Basketball picks for free - sg.pn/cbbpicks Make sure you subscribe to The College Football Experience at sg.pn/tcfe Follow - Twitter | Instagram Watch - YouTube | Twitch Subscribe - Apple | Spotify Read - SportsGamblingPodcast.com Discuss - Slack | Reddit Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's our seventh college basketball episode of the season! Every Wednesday morning, the Three Man Weave crew of Jim Root, Ky McKeon and Matt Cox will join Big Bets On Campus to talk all things gambling in college hoops! This week, the guys give out their favorite underdogs (02:27), most-likely candidates for big blowouts (14:39), favorite Power 5 matchups (20:40), favorite mid-major matchups (30:39), and the “Trashman Games of the Week” (35:26). They wrap up the episode with a spotlight on non-traditional at-large candidates (38:11). Game previews include Washington State vs. New Mexico State (02:46), Georgetown vs. Howard (05:22), Mississippi State vs. Furman (08:38), Weber State vs. BYU (11:01), Wisconsin vs. Nicholls State (12:43 & 14:51), USC vs. UC-Irvine (13:22), Iona vs. Seton Hall (14:10 & 39:58), UCLA vs. Alabama State (16:37), Western Illinois vs. Eastern Illinois (18:33), Creighton vs. Villanova (20:45), Kentucky vs. Ohio State (20:58), UCLA vs. North Carolina (23:06), Gonzaga vs. Texas Tech (26:08), Tennessee vs. Memphis (28:21), Belmont vs. Chattanooga (30:34), Missouri State vs. South Dakota State (32:06), Ohio vs. Marshall (33:19), Abilene Christian vs. Cal State-Bakersfield (35:36), IUPUI vs. Chicago State (36:33), UAB vs. West Virginia (38:22), San Francisco vs. Grand Canyon (41:31), San Francisco vs. Arizona State (41:31), Tarleton State vs. South Alabama (43:09), and VCU vs. Florida Atlantic (44:11).

Chattanooga at Belmont College Basketball Pick Prediction 12/15/2021 by Tony T. Chattanooga at Belmont—Chattanooga Mocs returns four starters from an 18-7 team a year aog. Mocs have won nine of ten. They have won all five true road games beating notable teams in Loyola Marymount and VCU. Mocs playing well on both ends of the court shooting 48.9% along with 37.1% from three while holding opponents to 38.3% along with 27.4% from beyond the arc.

  Narcolepsy is a chronic sleep disorder characterized by overwhelming daytime drowsiness and sudden attacks of sleep. People with narcolepsy often find it difficult to stay awake for long periods of time, regardless of the circumstances. Narcolepsy can cause serious disruptions in your daily routine.  Our guest today is Lindsey who will discuss her life post-covid with narcolepsy.   ​ Lindsey grew up in Charlotte NC and is currently residing nearby in Belmont, NC with her husband and dog. She was diagnosed in May of 2019 after dealing with symptoms since childhood. She was previously misdiagnosed and had doctors dismiss her sleepiness for being a normal teenager or college student. She continued to press doctors for answers and finally received a diagnosis and began treatment less than a year ago. She is now trying to speak out an advocate so that others do not have to have the same long path to diagnosis she did. 

Belmont day at WINZ. Neil is joined with Glen and Ernie Sochin for some radio rumors and some Fruit Cake talk.

We all know what's it like to wait. Especially during this time of year, there is a lot of waiting. Waiting for gifts to arrive, waiting in line, waiting for Christmas morning. Lots of waiting. And waiting can be hard. During this time of Advent, we learn what it was like for the people of the Bible to wait for Jesus, their Savior. By taking time to dwell on this Advent season, we get a glimpse of their long time of waiting. But what exactly were they waiting for? They may not have realized it but they were waiting for the "way of Jesus." And what is the "way of Jesus"? What they were waiting for was the way Jesus would go about coming into this world and the way He would go about His Father's business on this earth. And when we closely look at how Jesus did this throughout God's Word, we learn how we can walk in the "way of Jesus" as well. Listen in to the latest sermon to learn how we walk in the way of Jesus each day.

Gracias por escuchar nuestro servicio. Esto fue tomado de una transmisión del domingo en vivo por la Asamblea de Dios de Belmont, Chicago, Illinois. Únase a nosotros en línea a las 12:30 PM para la adoración, un mensaje de nuestro Pastor y otros eventos especiales según lo programado. Sitio Web www.belmontasamblea.org YouTube www.youtube.com/belmontasambleadedios

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Belmont Coach Casey Alexander joined 3HL to talk about the teams big win against Saint Louis

Belmont Coach Casey Alexander joined 3HL to talk about the teams big win against Saint Louis

Rammer & Rocc review what they saw in a tough UAB loss, preview the big matchups for Belmont tonight & dive into a little NBA talk at the end. Open - 7:00: What we saw against UAB (bad rebounding, a second half SLU wants to forget & a loss Travis Ford won't let them) 7:00 - 19:00: Saint Louis' 3PT Shooting by the numbers, how it affected the UAB loss & how it could change going forward 19:00-29:00: Matchups to watch against Belmont: Yuri draws another tough defender, Belmont has great shooting wings & a dominant big man--but put teams at the line and don't rebound well 29:00-41:00: No Booker, no more win streak for the Suns, watch Tatum vs. Lakers tonight after SLU & why Giannis turning 27 is bad news for the rest of the League

The College Basketball Experience (@TCEonSGPN) on the Sports Gambling Podcast Network previews the entire college basketball lineup for Tuesday, December 7th. Pick Dundee aka (@TheColbyD) keys in on each and every game and suggests just who you should be betting on in each matchup. Will Justin Moore and Villanova grab a nice resume win against Joseph Girard III and Syracuse at MSG? Can Eli Brooks and the Michigan Wolverines hit the road and grab a win against Fred Hoiberg and the Nebraska Cornhuskers? Will Kihei Clark and Virginia survive a tough road test against Takal Molson and James Madison? Can Will Richard and Belmont get past Gibson Jimerson and Saint Louis? Will Alex Hunter and Furman give it to D.J. Burns Jr. and Winthrop? Can Terrence Shannon Jr. & Texas Tech pull the upset over Santiago Vescovi and the Tennessee Vols? Will Ryan Davis and Vermont pull off the big upset against Al Durham and Providence? Could UTEP and Souley Boum give Remy Martin and Kansas all they can handle in Lawrence? Will Chuck Harris and Butler keep it close against Jalen Hill and Oklahoma? We talk it all on this daily edition of The College Basketball Experience. Get all of our College Basketball picks for free - sg.pn/cbbpicks Make sure you subscribe to The College Football Experience at sg.pn/tcfe Follow - Twitter | Instagram Watch - YouTube | Twitch Subscribe - Apple | Spotify Read - SportsGamblingPodcast.com Discuss - Slack | Reddit Learn more about your ad choices. Visit podcastchoices.com/adchoices

To prepare for the Billikens bash with the Belmont Bruins, Harry Schroeder of "Valley Hoops Insider" joins Scoops with Danny Mac's Carter Chapley to talk the Bruins offensive system, its stars, and mid-major hoops! Follow Harry on Twitter @FatherHarry1

Greg recaps Monday's college basketball results, talks to Tony Bettack about what he's seen the first month of the season with the Wisconsin based teams, the Big Ten, and Duke & Greg picks & analyzes EVERY Tuesday college basketball game! Podcast Highlights 1:53-Recap of Monday's results 9:08-Interview with Tony Bettack 22:43-Start of picks with Virginia vs James Madison 24:34-Picks & analysis for Oakland vs Bowling Green 26:28-Picks & analysis for Old Dominion vs William & Mary 28:34-Picks & analysis for Michigan vs Nebraska 30:26-Picks & analysis for Bradley vs Toledo 32:09-Picks & analysis for UMass vs Northeastern 34:10-Picks & analysis for Texas Tech vs Tennessee 36:03-Picks & analysis for Eastern Illinois vs Missouri 38:00-NY Post Pick Temple vs Vanderbilt 39:58-Picks & analysis for Belmont vs St. Louis 41:49-Picks & analysis for UTEP vs Kansas 44:02-Picks & analysis for South Dakota vs Northern Colorado 45:51-Picks & analysis for Charleston vs Tulane 47:58-Picks & analysis for Duquesne vs DePaul 49:47-Picks & analysis for Loyola Marymount vs Tulsa 51:59-Picks & analysis for Charlotte vs Arkansas 53:35-Picks & analysis for Butler vs Oklahoma 55:32-Picks & analysis for North Dakota St vs Montana St 57:17-Picks & analysis for Villanova vs Syracuse 59:17-Picks & analysis for North Dakota vs Cal Baptist 1:01:18-Picks & analysis for Boise St vs CSUN 1:03:23-Start of extra game picks with Sacred Heart vs Rhode Island 1:05:11-Picks & analysis for Vermont vs Providence 1:06:51-Picks & analysis for Albany vs Yale 1:08:12-Picks & analysis for FL Gulf Coast vs Florida A&M 1:09:44-Picks & analysis for Jacksonville vs Georgia 1:11:45-Picks & analysis for Furman vs Winthrop 1:13:40-Picks & analysis for North Carolina A&T vs East Carolina 1:15:31-Picks & analysis for Brown vs Merrimack 1:17:21-Picks & analysis for Southern vs Kentucky 1:19:23-Picks & analysis for Fairleigh Dickinson vs La Salle 1:21:21-Picks & analysis for Navy vs George Mason 1:23:03-Picks & analysis for Bucknell vs Princeton 1:24:44-Picks & analysis for Mount St Mary's vs Santa Clara 1:26:38-Picks & analysis for Eastern Kentucky vs USC Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

We met Alva Vanderbilt two episodes ago, and left her hosting the ball that would launch her into New York City's high society set in 1883. Today, we chart her rise, her brutal fall, and her audacious return to society's heights, as the mother of a duchess and a campaigner for women's suffrage. Advertise with us! Learn more about your ad choices. Visit megaphone.fm/adchoices

Greg discusses why hedging is different for everyone, recaps Saturday's college basketball results, talks to John Fanta of FOX Sports & the Field of 68 about the start of the season for the Big East & Greg picks & analyzes EVERY Saturday college basketball game. Podcast Highlights 1:49-Why hedging is different for everyone 4:39-Recap of Saturday's results 23:48-Interview with John Fanta 41:52-Start of picks with Northwestern vs Maryland 44:09-Picks & analysis for Fairfield vs Niagara 46:08-Picks & analysis for Monmouth vs Canisius 48:07-Picks & analysis for Western IL vs Central Michigan 50:16-Picks & analysis for Valpo vs Western Michigan 52:14-Picks & analysis for Minnesota vs Mississippi St 54:14-Picks & analysis for Richmond vs Northern Iowa 56:06-Picks & analysis for Marist vs Rider 57:49-Picks & analysis for Quinnipiac vs Manhattan 59:54-Picks & analysis for Siena vs St. Peter's 1:00:57-Picks & analysis for Detroit vs UIC 1:03:42-Picks & analysis for Georgetown vs South Carolina 1:05:52-Picks & analysis for Denver vs Texas St 1:08:28-Picks & analysis for Belmont vs Samford 1:10:17-NY Post Pick UNC vs Georgia Tech 1:12:15-Picks & analysis for St. Thomas vs Drake 1:14:20-Picks & analysis for Cal Poly vs San Diego 1:16:17-Picks & analysis for Arizona vs Oregon St 1:18:04-Picks & analysis for VMI vs Seattle 1:20:15-Picks & analysis for Xavier vs Oklahoma St 1:22:27-Picks & analysis for California vs Utah 1:24:13-Picks & analysis for Kansas St vs Wichita St 1:26:04-Picks & analysis for Fordham vs St. John's 1:28:01-Picks & analysis for Arizona St vs Oregon 1:29:59-Picks & analysis for Ohio St vs Penn St 1:31:59-Start of extra game picks with Kennesaw St vs Wofford 1:33:38-Picks & analysis for NJIT vs Lafayette 1:35:29-Picks & analysis for UMBC vs Delaware 1:37:11-Picks & analysis for Bethune Cookman vs UCF 1:38:53-Picks & analysis for Sacred Heart vs Brown 1:41:06-Picks & analysis for Hartford vs St Francis NY 1:42:57-Picks & analysis for North Florida vs FAU 1:44:49-Picks & analysis for SE Louisiana vs Troy 1:46:37-Picks & analysis for Chattanooga vs Lipscomb 1:48:33-Picks & analysis for Bryant vs Cincinnati 1:50:47-Picks & analysis for Charleston Southern vs Tarleton St Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Gracias por escuchar nuestro servicio. Esto fue tomado de una transmisión del domingo en vivo por la Asamblea de Dios de Belmont, Chicago, Illinois. Únase a nosotros en línea a las 12:30 PM para la adoración, un mensaje de nuestro Pastor y otros eventos especiales según lo programado. Sitio Web www.belmontasamblea.org YouTube www.youtube.com/belmontasambleadedios

Gracias por escuchar nuestro servicio. Esto fue tomado de una transmisión del domingo en vivo por la Asamblea de Dios de Belmont, Chicago, Illinois. Únase a nosotros en línea a las 12:30 PM para la adoración, un mensaje de nuestro Pastor y otros eventos especiales según lo programado. Sitio Web www.belmontasamblea.org YouTube www.youtube.com/belmontasambleadedios

It's our fifth college basketball episode of the season! Every Wednesday morning, the Three Man Weave crew of Jim Root, Ky McKeon and Matt Cox will join Big Bets On Campus to talk all things gambling in college hoops! This week, the guys give out their favorite underdogs (01:58), most-likely candidates for big blowouts (15:18), favorite Power 5 matchups (22:57), favorite mid-major matchups of the week (31:47), and the game they would rather “claw their eyes out” than actually watch (37:56). They wrap up the episode with a spotlight on some early season conference games from around the NCAA (39:02). Game previews include SMU vs. UNLV (02:12), TCU vs. Oral Roberts (04:39), LSU vs. Ohio (07:23), DePaul vs. Loyola Chicago (09:37), Illinois vs. Rutgers (11:27), Purdue vs. Iowa (12:10), Providence vs. Rhode Island (13:11), Arkansas vs. Central Arkansas (15:18), Iowa State vs. Arkansas-Pine Bluff (17:21), Mississippi State vs. Lamar (20:02), Texas vs. Texas-Rio Grande Valley (20:56), Oklahoma vs. Florida (23:02), North Carolina vs. Michigan (25:03), Maryland vs. Virginia Tech (26:03), Kansas vs. St. John's (28:49), Gonzaga vs. Alabama (30:17), Belmont vs. Lipscomb (31:47), UTEP vs. New Mexico State (33:34), Furman vs. Charleston (35:05), UW-Green Bay vs. Robert Morris (37:09), Liberty vs. Mizzou (38:52), Florida State vs. Syracuse (39:24), Marist vs. Iona (40:54), and Cleveland State vs. Northern Kentucky (42:11).

It was a tough weekend at the ESPN Events Invitational in Orlando, Florida. The Bulldogs fall in consecutive games to the eventual 2nd place team, Belmont, 10th ranked Alabama, and North Texas. Head Coach Darian DeVries discuss the tournament following the final game in Disney World. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On today's episode of Barstool Bench Mob, Marty lets the world know that his Blue Devils are the cream of the crop after they took down #1 Gonzaga on Friday night (03:23). Rico and Jake give Marty his flowers for being spot on thus far this season with his analysis. How did the Blue Devils take down the Bulldogs? Will Duke be #1 in the AP Poll on Monday? We then move on to the other Feast Week tournaments around the country (19:36). Baylor ran through the Battle For Atlantis and look like they could make another deep run despite losing a ton of players. What's going on with Syracuse? And Marty has thoughts on one of UConn's best players. In Vegas, Wisconsin won the Maui Invitational forcing Jake to re-apologize to Badgers fans (35:57). He also makes a bet with Marty involving the WCC. At the ESPN Events Invitational Dayton took down Belmont in the championship game. The tournament featured two huge upsets with Rick Pitino's Iona Gaels taking down #10 Alabama and Dayton shocking #4 Kansas. Is Rico concerned about the Crimson Tide? We wrap up touching on some of the other tournaments before Beating the Buzzer (59:24) and The Box Score game (01:03:31). Don't forget to subscribe, rate, and review Barstool Bench Mob. And follow us on Twitter and Instagram @stoolbenchmob

Greg recaps Wednesday's college basketball results & trends, talks to handicapper Jason Radowitz about Thursday's games and why to stay true to who you are as a handicapper & Greg picks & analyzes EVERY Thursday college basketball game. Podcast Highlights 2:00-Recap of Wednesday's results 16:26-Interview with Jason Radowitz 31:20-Start of picks with UC San Diego vs So Miss 33:47-Picks & analysis for UNC Wilmington vs Montana 36:05-Picks & analysis UConn vs Michigan St 38:16-Picks & analysis for Loyola Chicago vs Auburn 39:59-Picks & analysis for VCU vs Baylor 41:54-Picks & analysis for Syracuse vs Arizona St 43:38-Picks & analysis for Miami vs Dayton 45:30-Picks & analysis for Kansas vs North Texas 47:11-Picks & analysis for Iona vs Alabama 48:59-Picks & analysis for Belmont vs Drake 50:42-Picks & analysis for San Diego vs South Alabama 52:35-Picks & analysis for Hawaii vs UIC 54:21-Picks & analysis for New Mexico vs UAB 55:57-Picks & analysis for Towson vs San Francisco 57:44-Picks & analysis for Maryland vs Richmond 59:25-NY Post Pick Louisville vs Mississippi St 1:01:10-Picks & analysis for St. Joseph's vs USC 1:02:50-Picks & analysis for Georgetown vs San Diego St 1:04:58-Picks & analysis for Presbyterian vs New Orleans 1:06:48-Picks & analysis for Central Arkansas vs VMI Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Amid multiple conflicting reports, we chat with Ross Dellenger to get the latest on the LSU coaching search, who is being considered and how the Florida opening might impact the LSU search. We also recap the LSU basketball win over Belmont. Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's our fourth college basketball episode of the season! Every Wednesday morning, the Three Man Weave crew of Jim Root, Ky McKeon and Matt Cox will join Big Bets On Campus to talk all things gambling in college hoops! With Thanksgiving on Thursday, we're coming to you a day early! This week, the guys give out their favorite underdogs (02:05), most-likely candidates for big blowouts (17:47), favorite Power 5 matchups (25:36), favorite mid-major matchups of the week (32:07), and the game they would rather “claw their eyes out” than actually watch (34:22). They wrap up the episode with a spotlight on the programs that have been monsters against the spread, as well as programs that have been unable to cover spreads on a consistent basis (36:20). Game previews include George Mason vs. South Dakota State (02:05), Kansas vs. North Texas (05:37), Alabama vs. Iona (09:20), Oklahoma State vs. Oral Roberts (11:37), North Carolina State vs. Louisiana Tech (14:44), New Mexico vs. UAB (16:43), Oklahoma vs. Houston Baptist (17:47), Clemson vs. Charleston Southern (19:44), Purdue vs. Nebraska-Omaha (21:36), Arizona vs. Sacramento State (23:25), Gonzaga vs. Duke (25:36), Memphis vs. Virginia Tech (29:40), Belmont vs. Drake (32:07), and Dayton vs. Miami (34:22).

The College Basketball Experience (@TCEonSGPN) on the Sports Gambling Podcast Network previews the entire college basketball slate for Monday, November 22nd. Pick Dundee aka (@TheColbyD) coming off a red hot gambling weekend gives out his best plays of the day. Will the return of Kofi Cockburn to Illinois give them the edge over Jeremiah Davenport and the Cincinnati Bearcats? Can Ben Sheppard and Belmont pull off a huge upset against Tari Eason and the LSU Tigers? Will Jayden Gardner and the Virginia Cavaliers grab a win over Aaron Cook and the Georgia Bulldogs? Will Nevada and Grant Sherfield get the Wolfpack back on track against Noah Freidel and South Dakota State? Will Zed Keyand Ohio State grab a big time win against Bryce Aiken and the Seton Hall Pirates? Can Chuck Harris and Butler pull off the huge upset against Kyler Edwards and the Houston Cougars? Will Zach Cooks and Hofstra finally grab that marquee win against Tyler Burton and the Richmond Spiders? Will JD Notae and Arkansas get past Nijel Pack and Kansas State? Can Nate Watson and Providence stay undefeated against Pete Nance and Northwestern? We talk it all and more on this episode of The College Basketball Experience. Get all of our College Basketball picks for free - sg.pn/cbbpicks Make sure you subscribe to The College Football Experience at sg.pn/tcfe Follow - Twitter | Instagram Watch - YouTube | Twitch Subscribe - Apple | Spotify Read - SportsGamblingPodcast.com Discuss - Slack | Reddit Learn more about your ad choices. Visit podcastchoices.com/adchoices

We open Thanksgiving Week with a jampacked episode where we recap LSU's win over ULM and discuss Elias Ricks entering the Transfer Portal. We also discuss the latest on the LSU coaching search and preview the LSU basketball game over Belmont. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Sponsored by: SimpliSafe! Visit SimpliSafe.com/Trace to save 40% off your entire system. | Magic Mind! Visit MagicMind.co/Evidence and use promo code Evidence20 to save 20% | Listen on Vodacast for bonus content: http://feed.vodacast.com/59960168/Trace%20Evidence/179%20-%20The%20Disappearance%20of%20Ylva%20HagnerOn Monday, October 14th, 1996, forty-two year old Ylva Hagner was working late at her Belmont, California office. Waving goodbye to her boss at 9:30 this would be the last time anyone saw the Swedish National alive. Before sunrise the next day, she would mysteriously vanish.Thirty-six hours later, Ylva was reported missing. Two days after that, police found her abandoned car less than a mile south of her office. There was no trace of Ylva, no sign of a struggle, nothing to suggest a crime had even been committed. Faced with a stunning lack of evidence, investigators almost immediately began hitting dead ends.Ylva's friends rallied, building websites and organizing a memorial dedication to keep her name alive. While detectives initially believed Ylva had to have been the victim of a random crime of opportunity, close friends began wondering if perhaps someone who claimed to want to find Ylva may in fact have been responsible for her disappearance in the first place.FB: https://www.facebook.com/TraceEvidencePod/IG: https://www.instagram.com/traceevidencepod/TW: https://twitter.com/TraceEvPodVisit https://www.trace-evidence.com for more information, case photos, contact information and more.Merch: https://traceevidence.threadless.com/ Music Courtesy of: "Lost Time" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/