Get Rich in 5 Hours

What is the single most important skill in communication?Joe believes that the answer is "listening" - and he give us five reasons why learning how to listen will make you rich.Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

If you want to acquire personal and financial freedom, you may have to change your mind and your views about these 6 common myths. These are myths about money itself, and about the people who are wealthy and successful. Myths like this: "Rich people are shallow, materialistic, greedy, selfish, dishonest, and unethical."Or even this: "Nice guys finish last."Joe dispels these common myths with upbeat commentary from his own experiences. Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

If you were in exactly the same place 5 years from now, would you be okay with that?What if I told you that you could start with nothing and be a millionaire in 5 years?It took 10 years for Joe to go from being broke and sick, to being a healthy millionaire - and he made every mistake in the book for that 10 years. Now he has narrowed down the process and is helping people avoid many of those mistakes.If you think it may be too late for you, make sure you listen to Joe's10 Reasons It's Never Too Late To Become A Millionaire. You might change your mind...Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

We often continue to pursue things that are not in our best interest. Mostly we do this because of how much money, time, or emotion we have already poured into our pursuit. When your gut is telling you something isn't going to work out, we need to pay attention and at least do some reflecting on why. Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

There are so many people and things we say YES to, and many of them don't serve our ultimate purpose or best interests. But it's so easy. Joe takes a look at the downside of temporary ease, and points us toward greater long term gain. Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

If you ever seem to be getting stuck in life, there may be some very real issues standing in your way of the success you want. Sometimes things come along in life that seem to bring a little bit of happiness and peace, but they end up being detrimental to your overall drive and desire. Joe calls these things "income reducers."Do you have any income reducers in your life?Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

Why do people choose to live in a situation that they would rather not be in?What keeps people in an unsatisfying life?Joe gives us three main reasons he believes people would rather stay where they are than move toward something better. Are you using any of these reasons to stay stuck rather than embracing the changes that will bring you a more satisfying life?Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

Prices are going up on so many basic things right now - building materials, clothes, food, gasoline, cars and more... So in times like these, how do you find a good value?Joe is driving today and comes up with six great answers to this question. The answers are surprising and enlightening. Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

It's almost impossible to change your life without having some kind of cash flow - you probably already have some, and learning how to use it to turn your life around is vital!Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

Everything you could possibly want out of life is within your reach - beginning only with what you have right now. There are no limitations to what you can build using your current situation. Joe is driving around thinking about how this all works - coming up with some supercharged ideas, and we get to listen in!Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

Most people fall into the life that they are in. They let their circumstances dictate how their lives flow. Their parents, the neighborhood they grew up in, the school they went to, and the friends they were around are the determining factors in what they become. But people aren't stuck there. They can determine the course of their own lives by a few simple choices. Are you living by default?Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

At one point in his life, Joe had a poverty mindset. The world looked negative every day, and it didn't seem like things would ever get better. One person in his network recognized this and gave Joe one piece of information that changed his direction forever. Anyone can take part in this change - you simply have to reach out to forward-moving people. Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

The future is not made out of giant leaps of progress, but of small changes to habits that compound over time. If you learn which little tweaks to make, you can adjust the entire trajectory of your life and head towards an entirely new future - one you get to design!Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

Big goals have a way of eluding us, unless we have a plan. Today Joe tackles the eight big steps required to make things happen in your life. Don't wait for the good things, make a plan to go get them. Start with these steps...Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

Zig Ziglar said, "You can get everything you want out of life if you help enough other people get what they want." In today's episode, Joe talks about how to bring that value to others, along with some examples that you can easily begin applying today - which will change your life. Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

How will you ever know what you can get if you don't have the courage to ask? Joe elaborates today about asking and gives several actionable examples you can begin using in your own life RIGHT NOW! Build wealth through learning to ask, and how to ask. Listen to this episode, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

There are three paths you can take to building wealth, depending on  your skill level and ability. Take a listen as Joe breaks down the essential elements and benefits of each path. Listen to the episode now, then join us in the Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

Joe's on vacation this week, so he's coming to us from the beach again. He's doing some thinking on what kind of purchases bring us the most happiness!Is it a new house? Is it a new car? (Hint: it's neither)Listen to the episode now, then join us in the new Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

Which Level Of Income Are You Currently In?Joe gives us the levels of income, and ideas on what it takes to get into the Job Free Economy, build wealth and achieve financial independence. Join us in the new Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

Why is it so hard to convince people, to invest money in themselves for personal improvement or wealth building or business and investing knowledge? I think the main reason is even though they know what the potential outcome could be, there's no guarantee. People don't have any trouble spending money when they're 100% positive about what they're getting. Join us in the new Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

If a product, course, marketing, or anything else seems expensive, ask yourself what the ROI is. If you spend 10k to make 100k, how can it be too much?Join us in the brand new Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

Not driving this time! Joe comes to us from a tropical vacation and has a valuable message about how to enjoy your life while still being super-productive and growing!Join us in the brand new Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

This week I was driving around thinking about the fact that it's going to be easier to fill a $10,000 Mastermind for 7-figure earners than to fill the lower ticket Mastermind I recently facilitated. The difference is clear, and I talk about it in this episode of Driving Thoughts.Join us in the brand new Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

Joe takes another drive and talks about cash flow, investments, startups, and more. Cash flow is a major key to wealth!Join us in the brand new Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

THE SUGAR CRASH EPISODE!!! A poor decision about some cookies totally wiped out a day's productivity - get some health and productivity inspiration from another episode of Driving ThoughtsJoin the conversation at https://www.facebook.com/groups/jobfreeeconomy 

A willingness to change your mind is paramount to your success. Don't let the fear of other people's reactions run your life! Joe drives and thinks out loud!Join us in the brand new Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

Joe is driving around thinking about mindset, action, finding your why, and how delayed gratification can get you what you want. Join us in the brand new Facebook Group - get in, network, be part of the conversation! https://www.facebook.com/groups/jobfreeeconomy

Driving Thoughts Bonus Series – Thoughts that I have while I'm driving around. Join the Job Free Economy Facebook group here!An enormous part of your life isn't what happens to you, but how you respond to it!

Driving Thoughts Bonus Series – Thoughts that I have while I'm driving around. Join the Job Free Economy Facebook group here!If you don't have a pension, you need a plan!

In this episode, I interview Matt Bennett, a marketing and tech entrepreneur who has a mission to help people who help people (coaches, course creators, consultants, and more.) If your technology and business systems are taken care of, you are free to become even more of an expert in your field. 

Exploring and reflecting on the 5 biggest mistakes I've made in life and business. What I did wrong and how to fix it. Let's talk about some of these big mistakes that I say I've made and I'm going to go right to one of them.I call it my biggest real estate or my most expensive real estate seminar. A friend of mine who actually became my business partner. He and his father owned some rental properties. And I got all jazzed about buying rental properties. This was, I don't know, 26, 27 years ago. So I found this house for sale. I saw a for sale by owner sign on it. So the seller didn't have a realtor. I called the number. The seller showed up. I looked at the house and at that time lending practices were quite different and I was able to get an unsecured loan. I bought this house, I think it was $26,000 and I paid way too much for it. I just, I just gave the seller as price. The bank gave me an unsecured loan. So, so there was no appraisal required. So the house closed fairly quickly.Maybe 30 days later, I get the keys. I go down to the house and the house is just full of junk. And I think I spent $2,000 in dumpsters and help just getting all the junk out of this house. And I was in the basement and there were all kinds of stuff pile up against the basement wall. So of course, when we moved all that, I found out that the last three or four blocks of the basement wall were all missing because the problem had massive. The Bay, the pro the property had massive water infiltration into the basement and it blew out the lower three or four-course of blocks. So that was, you know, $5,000 repair. And then of course, all the gutters and downspouts were shot. And the, some of the drain lines underneath the house, weren't routing the water out to the street.That was part of the problem as well. But because I wasn't working with a realtor, I didn't get a home inspection. I didn't do a final walkthrough. I didn't go to the bank and get along. So there was no appraisal. So I paid too much for the house. I think I spent $18,000 repairing all the different things that I found out about the house, that if I had a realtor and got a home inspection done, none of this would've happened. The moral to this story of my first biggest mistake. My most expensive real estate seminar is it really pays to use the right professionals. Again, if I would've had a realtor, a home inspector and a banker who told me to get an appraisal, all this stuff wouldn't happen. I would've bought the house for less and avoided all these mistakes. I would have showed up everything.Would've been empty out of the house. I can renegotiated the price based on all these repairs. So I just can't tell you enough about how you should use the right professionals. I hear people going on, you know, and I'm not putting zoom or not zoom zoom legal. I think it is. You can go on this website and kind of do all your own legal work. Whenever I form an LLC for a new company venture or anything, I go through my real, my real estate and business attorney. I don't do it myself. I'm not an attorney. Even now as an experienced real estate broker and an experienced real estate investor, if I buy a property, I bring, I bring my roofer over there. My HVAC person, I bring my electrician in to look at everything. And sometimes I might even hire a professional inspector.I use the right professionals. I used to do all. I used to do my own taxes. I don't anymore. And I don't hand it to H and R block and nothing against H and R block, but I'm a business person. I don't several businesses and I want an accountant to do my taxes. So you get what you pay for. And if you think hiring the right professionals is expensive, where do you find out what happens when you don't hire the right professionals?

In this episode I want to introduce you the concept I call:PAY TO PLAYWHAT IS THE JOB-FREE ECONOMY? The Job Free Economy is for people who want to make big gains in their business, income and life.’ If you want to expand your mindset, leverage your skills, knowledge, products and services, own scalable profitable businesses, and create multiple sources of passive income, then you are in the right place.YOU HAVE TO PAY TO PLAYI grew up playing sports. I have always known and experienced that player better players than yourself and practicing with better players is the best way to improve your sports skills. Try to play up with the players who are better than you.My own tennis growth with teaching pros and playing better players. I had to pay to play all year round and pay for lessons.SkiingThe younger players are better than when they walked on the court if they get crushed by Sarena, Federer or Nadal.You hope you get invited to the combine and then get selected to the practice squad and then the traveling team and eventually a starter.Tom BradyDeer Hunting Until the past couple years I was not aware of how this same premise applies to the goal of business and wealth building.Never be the smartest person in the room.I’ve always known we are the best investment we can make.Sometimes it isn’t always easy to find the next set of people or a mentor who is going to get you to the next level.John Maxwell comments about his personal growth an improvementSo how do you get access to NOT be the smartest person in the room?How do you get access to a group of Like-Minded people who want to make big gains like you How do you get access to a mentor who has or is already doing what you want to do and already has what you want? Simple, you must pay to play. You must invest in yourself to get in the same room with people who have you want. You must be willing to spend time and money to get to the next level.I paid $10,000 to do PGI Mastermind because I wanted to be in the room with a group of people who did not care about writing a $10,000 check for personal growth.Mastermind groups are the single best way to get access to successful people where you can play up. You get to be a part of a structured process led by a facilitator who is already where you want to be.The beauty about the business and investing world is you can pay to get access to the people who are better than you. In the sports world you can’t just write a check to play in the Super Bowl or play basketball for the Lakers.SUMMARY:My new goals of doing a $25,000 mastermind and someday doing the $100,000 Mastermind.Spending a week on Necker Island with Sir Richard Branson. Cheapest room is $35,000 per week.If you truly want to grow to any level you desire, then you must get comfortable with investing time and money in having access to people who are doing the same thing and mentors who have already done what you want to do.In fact, you have to love the concept and look forward to your next investment in yourself.I am definitely doing another $5000 to $10,000 mastermind myself this year. It is non-negotiable for me to not being growing and masterminding is my favorite choice.My upcoming Next Level Mastermind group is the #1 way to take a quantum leap forward in your transition to the Job-Free Economy.If you are tired of making other people rich and you had enough of the “trading your time for a paycheck trap” of the conventional employment world, then this Next Level Mastermind group is for you. If you are interested in the mastermind group, you can find The Job-Free Economy on Facebook. You can email me at Joe@JobFreeEconomy.com.

A Mastermind group gives you instant access to an environment of high energy positive people that will help you make a quantum leap in your thinking and actions. The Mastermind group will help you figure out what you want and how to get it. There is no faster way to build your mindset muscle, completely change your life and boost you to the next level.If you act on one idea, meet one person, make one change to your life, take one action, or change your environment it will completely change your life. What will the Mastermind Group do for you?Train and grow your mindset muscleGet clear on your WHY and HOWDevelop clarity and test the potential success of your goals and ideas. Stop using trial and error to test ideas and pursue goals. Like Warren Buffett said, “It’s okay to learn from mistakes, just make sure they are someone else’s”.Add rapid growth and change to your life and goals you can’t get by yourselfGive you the help you need to important and difficult decisionsPush you to take action and stop procrastinating. “Someday is just another word for never!”Save you valuable time from reinventing the wheel by providing proven resources already working for your fellow members such a systems, tools, services, and peopleEducation from the facilitator and group members on what already worked for them like marketing tips, good copy, financial knowledge, etc.Significantly reduce risk by implementing steps already proven to work, by the fellow group members.Increase your motivation to succeed by surrounding yourself with a group of people who have big goals and take action.Your fellow group members will hold you accountable when you discuss what action you will takeYour fellow group members will provide support and be teammates and cheerleaders when things get tough or setbacks occur. They are there to help you through your pain points.Expand your network with positive like-minded peopleInvesting in yourself is the best investment you can make. Masterminds have a very high ROI when it comes to investing yourself. You cannot get this kind of return with your IRA and 401K. Do you invest 6% of your paycheck in a 401K? Then why wouldn’t you invest the same amount or more in a mastermind that could double or triple your income?The group members can become some of your best clients or send you referrals.

You have talents, skills, and assets that you can leverage to start your own company. There are so many reasons this is a good idea. You can benefit from taxes, low-cost advertising, free education, and many other reasons. You don't need a building anymore, just an idea + focus + commitment. Watch on YouTube: https://youtu.be/zyqBMxMtI2cThe transcribed text is below:I was just sitting around last night. You know, I grabbed one of my tablets, which I normally do, and just started writing down notes, just thinking to myself, why wouldn't you want to start your own business or your own company today? And there's all these reasons why. And you know, I left my job 17 years ago and I've never been happier. That's what the job free economy has a bow. It's about quitting your job and not worrying about money. Again, it's about, you know, you getting to the point where you're tired of making other people rich. If you want more personal and financial freedom without requiring a job that you need to look into the job for economy. And by the way, if you go into the website where the, where the landing page is, it's jobfreeeconomy.com, go check it out, you'll see everything you need to see there.It's a free course you can watch. And also you can download the, uh, the ebook, a free mini kind of ebook course. You can get that and you can schedule a call with me and there's no pressure and doesn't cost you anything and talk about, you know, what your goals are. If you'd like to pursue, you know, owning your own company and multiple streams of passive income, then you want to schedule a call with me, but let's talk about today. Why is it more important than ever and an easier and more beneficial to you to start your own company? Okay. And I'm just going to go down this list here again. I wrote, I was just taking notes last night, cause that's what I do. I sit around and think about this stuff. But the average salary today in the United States is about $56,000. And just so you know, if you're making $15 an hour, you're working for $30,000 a year. If you're making $20 an hour, that's a $40,000 a year salary. If you're making $25 an hour, you're making $50,000 a year. And by the way, if you have a $50,000 a year salary, you're an hourly employee. You're just making $25 an hour. And in fact, you might be making less because this whole salary thing is a way that the employment world, you into thinking you're not an hourly employee. And if you're working extra hours and weekends to get projects done, you know, it's tax time, whatever the project's late, the team is shorthanded, whatever. Then you're making less than whatever that hourly wages. If you take your salary and divide it by 2000 hours. And if you think about it too, the other downside of being an employee is you get taxed on your income.So before you pay one, bill spend one dime the government and the state and the municipality Erlin and they take all these taxes. What's great about owning your own company is, or your own business. You get taxed on your profits. So, you know, now there are things that you can roll into your business as expenses that will reduce your taxable income. . You're going to get taxed less. Another thing is most people don't realize this, but they have a lot of talent, a lot of experience, problem solving skills, sales skills, negotiation, skills, communication skills. Most people believe it or not could start a company today, leveraging their skills or leveraging the assets of other people and might make way more money than they make at their job and work the same amount of hours. Sometimes even less.There's four types of leverage out there. Other people's time, other people's money, other people's knowledge and other people's property. So it doesn't even have to be you leveraging your own assets, but it's ... continue

The Job Free Economy is a networking and education platform I created to help people quit their job and never worry about money again.I do this by helping them by make the transition from the employment world to owning a scalable business and using the cash flow from that business to create multiple sources of passive income.Another way to describe the Job Free Economy is, it is the pursuit of financial freedom and personal freedom without requiring a job. The Job Free Economy is a lifestyle that provides a much higher level of financial and personal freedom that is not obtainable in the traditional employment world.It allows a person to be compensated for the value they bring to the world instead of the number of hours they work.It allows a person to use all four types of leverage to generate multiple sources of income without working more hours.

Why Improving Your Health Will Make you Rich?Health a Life Asset because everyone has it and it has a huge impact on your ability to change your life, accomplish goals and obtain financial freedom.Your physical body and your brain are two of the most important assets you have for success. The greatest athletes in the world treat their bodies like a temple. Competing in today’s business and financial world is a competition and you need to be in great physical and emotional shape to excel in this game.You cannot get outside your comfort zone and work smart and hard over time to accomplish great things if you are tired or sick. Your motivation level, productivity, creativity, and positive energy all go up when you increase your overall health. I’ve had bad health and I now have great health and I can tell you without any exceptions that my optimum health is the foundation to my financial and personal freedom.

You will never get ahead if you are the only person earning the money.The goal is to get $1 from a million people instead of you trying to earn a million yourself.Employers, CEOs and investors keep getting rich because they leverage the time, money, knowledge and property of millions of other people. THINK ABOUT THISAmazon does not own anything they sellAirbnb does not own any real estateUber does not own any carsDoordash does not cook any food they deliverBanks do not own the money they loan out to borrowerseBay does not own the products they help people sellWalmart does not make any products THE 10 WAYS TO GET OTHER PEOPLE’S MONEY The first 8 are not truly forms of trying to get other people’s money that will build any wealth because they are capped due to you being the only person producing the time, knowledge, or money. 1. Inheritance2. Gambling3. Hourly employee4. Salaried employee5. Self-employed, based on time and materials or a pre-agreed upon quote or bid6. Dividends paid on stocks, mutual funds, etc.7. Interest – CDs, savings accounts, etc.8. Selling your property – your house, car, personal property9. Flip real estate, businesses, cars, furniture. This is a value-add model.10. Pseudo Passive income – JFE or side hustle (Right hand side of the CFQ)a. Commission paid to an insurance policy renewalb. Financial product brokerage fees for managing moneyc. Commission paid on selling real estated. Book salese. Digital course salesf. Online Salesg. Rentsh. Private loan interesti. Coaching and mastermind groups

My 8 Money Mindset Principles to Become RichBecoming rich and achieving financial and personal freedom is all about mindset and knowledge. If you want to become rich, the very first thing that must change is the way you think about money. You must understand money is symptom. It is an outcome.People are not poor because they lack money. Rich people are not rich because they have money.Rich people don’t live their lives the way they do because they have a lot of money.Rich people have a lot of money because of the way the live. their lives. There is no better example of this thinking renaissance than in my book,Get Rich in 5 Hours: How to Go From Being Poor to Being RichIn the book I identify the 6 Life Assets every person has and what to do and not do with them if you want to have a lifestyle of expansion, growth, abundance, and prosperity. I wrote the book because I wanted to share with everyone how I changed what I was doing with my 6 Life Assets, in particular the Life Asset of Mindset and how it pertains to financial and personal freedom. No. 1 - Be very very clear on your WHY1. Take care of my family2. Help other people3. Have a life full of personal freedom No. 2 - Cash Flow QuadrantEmployee Business OwnerSelf-employed Investor · Owners and Otherso A consumer or a producero A tenant or a landlordo An employee or an employero A Spender or an investor No. 3 - Money is not the root of all evil. It is okay to love money No. 4 - You either grow or you die No. 5 - View money as a multiplier – What would you do with a $1,000,000?· Loan it out· By a rental property· Invest in yourself-education with a coach, take a Seminar, online course, Join a paid Mastermind group· Start a business· Use it to Monetize your own knowledge and skills through coaching services, paid masterminds, digital courses, etc.· Buy products you can sell for a profit· Flip a house, car, or business – it can be someone else’s, become a broker No. 6 – If you want more money, then solve bigger problems The Law of Compensation“The amount of income and goods you receive is in direct ratio to the need for what you do, your ability to do it and the difficulty there will be in replacing you.” THE LAW OF INCOME“Your income is directly proportional to the value you bring to other people” Joe Herbert“You must work smart and hard over time bringing value to other people” Airbnb, Uber, Amazon Zewe deal, Hoffman deal in MillcreekNext Level Mastermind No. 7 - The 4 types of Leverage1. Other People’s Time2. Other People’s Money3. Other People’s Knowledge4. Other People’s Property No. 8 - Get Other People’s money instead of earning it yourself – leverage OPMGet $1 from a million people instead of trying to earn a million on your own· Find a private lender and borrow their money· Become a Private lender and collect interest· Rent other people’s stuff to other people – Uber, Airbnb, jewelry, clothing, purse swap, etc.· Leve

Money is a life asset because it has a major impact on your ability to change your life for the better, acquire financial freedom and enjoy a high level of personal Freedom. Also, every person has money. Even if you only have a penny in your pocket, you have money. It might not be enough to alter your life, but we all have or had money at some point in our lives.This episode talks about why it is okay to love money, the 4 stages of Wealth and the 7 Wealth Paths.

Knowledge is a life asset because if you can learn to increase and leverage your knowledge, you can grow any aspect of your life and obtain all your goals and dreams. Also, every person has some form or amount of knowledge. No matter where you are in life, you have some knowledge. Even if the only piece of information you have is your name, you have knowledge. “Your formal education will get you a job and your self-education will make you a fortune.” I have had an extensive formal and self-education and I had to choose only one, it would be my self-education hands down. I only had formal education from the age of 5 to the age of 24. I relied solely on that until I was 42. That is when I hit rock bottom, emotionally, physically, relationship wise, and financially. So, the formal education did little to help me succeed. It only got me a better paying job. My self-education started when I was 42. That is when I truly started to develop my self-esteem, maturity, decision making skills, problem solving skills, coping mechanisms, etc. I also started growing my income and investments to be 5 times what it was in my first 42 years of relying only on my formal education.Start Leveraging and Growing the Life Asset of Knowledge and you will become rich!

When you have a big goal you are trying to accomplish, successful Time blocking and Time management are critical. Follow my 6 step plan for Time blocking and you will exponentially increase how many goals you accomplish.

Time is one of the 6 Life Assets we all have. A big difference between people who acquire financial and personal freedom is what they do with their Time. There are 11 categories where we all use our time. If you want to achieve massive positive change in your life and obtain financial and personal freedom then you must shift your time from some of the non-productive Time categories to the Wealth building categories.

Every person possesses different amounts or levels of the six Life Assets, except time. Time is the only Life Asset we all get the same amount of and that never changes. Everyone is given the same amount of time each day. The richest person in the world and the poorest person in the world are both given twenty-four hours a day. One of the big differences between successful people and unsuccessful people is what they do with their time. Rich people use their time to make money, self-educate, improve their lives, have fun, and help other people. How we decide to use our time is one of the major factors that will determine if you can change your life and become rich.

There is an inevitable chain of events that occurs from your association with each person in your life. It is either a positive chain of events or a negative chain of events. I truly believe that you must surround yourself with good people if you want good things to happen. If you hang around successful people, then success will follow. This premise is so true when it comes to surrounding yourself with the right people. Being around another successful person can expose you to a concept, a piece of knowledge, a new method to perform, a task, an important lead, or a great investment opportunity that can have an exponential impact on improving the quality of your life. When I reflect back on my own life and every mistake, failure, misstep, success, positive outcome, and goal accomplished, I can always relate it to the quality of people I was surrounding myself with at that time. There is a Chain of Events that comes from every person we know and every relationship we foster. If you want the Chain of Events that bring positive growth, and good fortune, then find the people who will trigger a positive chain of events.

The people we spend the most time with or the people who we are related to, have the most impact and influence on us. This is typically our life partner, spouse, family members, friends, boss and coworkers. If you want to make massive positive change in your life and build wealth and pursue financial freedom then it is time to analyze who are your main influencers and what kind of influence they are having on you.

I believe there are six basic types of people we can have in our lives.A Mentor or Coach, Team Members, Cheerleaders, Neutral People, Critics, and Toxic Blockers. One great person like a Mentor can exponentially change you life for the better. One Toxic Blocker can keep from ever growing and being happy.Make sure you know what these 6 types of people are and who these people in your life are.

In this episode I will start the discussion of the 2nd Life Asset which is People. Other people have a massive effect on us whether we know it or not. It can be a positive effect, or it can be negative effect. Over the next few podcast episodes I’m going to share with you how to remove all the negative effects and start to leverage the people in your life for massive positive permanent growth.Surrounding yourself with the right people is a cardinal rule for change and success. Rich people live by this rule every day. When I started considering who I was surrounding myself with, I began to understand how to make the changes necessary in my social circle so that my happiness, success, and wealth could increase.If you’re not happy with your income, health, standard of living, employment, education level, net worth, or any other aspect of your life, you don’t have to look further than the people you spend the most time with.

We all have a Mindset Muscle. It is just like the physical muscles of our body. Most people don't realize they have a Mindset Muscle because they can't see it. It most definitely exists and it controls and effects every aspect of your life. It needs to be trained, developed and maintained if you want your personal, business and financial life to grow and prosper.

Failure only happens when you quit and give up or if you never pursue your dreams and goals. Setbacks and mistakes are going to occur. These are normal events in everyone’s lives. It is 100% certain you will experience problems no matter what you are pursuing in life. If you try to become rich, setbacks and mistakes will happen. It is not a matter of IF they will happen—it’s a matter of WHEN. Knowing how to deal with these events, learn from them and minimize their occurrence is the key to success, growth and becoming rich. It is also the key to not quitting to soon before you reach your goals.

If you want massive positive lasting change then you must have clearly defined goals. These 10 steps to accomplish any goal will exponentially increase your success of achieving massive change in your life. If you want to become rich, goals are at the center of your growth and change. These 10 steps are a systematic structure and process to help you become rich.

Understanding and implementing positive change is without a doubt the number one thing you must do if you want to become rich. My book: Get Rich in 5 Hours: How to go from being poor to being rich is really a book about massive positive lasting change in all aspects of your life and how to make those changes. I can only speak for myself when I say I had to change almost everything I was doing before I could start down the path to financial freedom. I improved my thoughts, words, and decisions. I completely modified the type of people with whom I was surrounding myself. I changed the entertainment content I was watching and listening to. I even adjusted the foods I put in my body, and when I went to bed.