Millennial Debt Domination

On this episode of Millennial Debt Domination, Katie highlights financial trauma.  Mental health encompasses your emotional, psychological and social well-being, influencing how you think, feel, and act. May is dedicated to raising awareness, reducing stigma around behavioral issues, and highlighting the impact of mental illness and addiction on individuals, families, healthcare providers, and society. Each year, millions of Americans navigate the challenges of living with a mental health condition.  On this episode, Katie is joined by Hanna Morrell, owner of Pacific Stoa Financial Wellness, a company specializing in holistic financial coaching for individuals and couples. Katie and Hanna discuss financial stress and anxiety, the difference between worrying and caring about money, how mental health ties into financial wellness, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/    https://yourworthcoach.com/  

On this episode of Millennial Debt Domination, Katie highlights the cost of childcare.  The true cost of childcare is a crucial yet often overlooked topic. Whether you already have children or are planning for the future, understanding the financial implications of childcare is essential. If you've investigated childcare options, you've likely experienced sticker shock at the cost. The reality is that childcare costs across the board- regardless of quality or exclusivity, can be steep.  On this episode, Katie is joined by Simon Workman, a nationally recognized expert in childcare finances. Simon is the co-developer of the Provider Cost of Quality Childcare Calculator, a groundbreaking tool commissioned by the U.S. Office of Childcare that estimates the cost of running quality childcare programs across the country. Katie and Simon discuss different types of childcare options available, practical steps parents can take to prepare financially, employer-sponsored childcare benefits, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

On this episode of Millennial Debt Domination, Katie highlights the financial side of planning for college.  Planning for college can be overwhelming, especially when it comes to finances. However, it's never too early to start preparing. While the college search and application process might wait until later in high school, saving for college should ideally begin much earlier—even as early as infancy.  On this episode, Katie is joined by Angie Grimm. Angie is a top College Funding Professional from College Solutions LLC. With over 15 years of experience, Angie excels at simplifying the college funding process and offering practical advice that families can easily use.  Katie and Angie discuss 529 Accounts, the FAFSA, student loans, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

On this episode of Millennial Debt Domination, Katie highlights shopping addiction.  Shopping addiction is a behavioral addiction where compulsive buying becomes a way to feel god or to escape negative emotions like anxiety or depression. Like other behavior addictions, it can become a preoccupation that impacts other areas of your life, including your financial well-being.  On this episode, Katie is joined by Joe Gustus. Joe is a supervisor and training administrator at Navicore Solutions. He has taught classes in debt addiction and has done extensive research on shopping addictions. Katie and Joe discuss when shopping habits have crossed into addiction, how it can impact your financial health, the concept of retail therapy, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

On this episode,  Katie highlights habit tracking to stay financially motivated.  The start of a new year is a popular time to set fresh goals, especially financial ones. But staying financially motivated throughout the year can be a challenge, and it's one of the biggest reasons people struggle to achieve their goals. That's where habit tracking comes in.  Habit tracking is the practice of recording behaviors you want to change or develop. Over time, it provides powerful insights into your progress and helps you identify what's driving your successes- or holding you back.  Today, Katie is joined by Dr. Gina Cleo.  Dr. Gina is a leading habit researcher who specializes in helping people transform their habits for lasting success. Katie and Gina will discuss the benefits of habit tracking, the science behind habit loops, staying motivated with your financial goals, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  https://www.drginacleo.com/

On this episode of Millennial Debt Domation, Katie highlights financial resolutions for the New Year.  December is here, which means the New Year is right around the corner- a perfect time to start thinking about New Year's resolutions, especially financial ones. Many of us set financial goals with the best intentions, but follow through can be challenging without a clear plan.  Today, Katie will be joined by Grant Galagher. Grant, a millennial himself, is the head of financial well-being and brand communications at Affinity Federal Credit Union. He's also the co-host of Affinity Federal Credit Union's podcast, Wellbeing and Your Wallet, that you can find on all major podcast platforms. Grant and Katie will be discussing SMART goals, popular financial resolutions, the power of accountability, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  Listen to Wellbeing and Your Wallet: https://www.affinityfcu.com/financial-wellbeing/wellbeing-and-your-wallet Affinity's Website: Affinity Federal Credit Union | Banking, Loans, Mortgages & Credit Cards (affinityfcu.com)

On this episode of Millennial Debt Domination, Katie highlights financial and housing strategies for veterans.  Veterans Day honors military veterans of the United States Armed Forces and it is celebrated on November 11 each year. Veterans have served our country, however many veterans have found themselves facing a plethora of financial difficulties. Many veterans have even found themselves facing housing difficulties. On this episode, Katie is joined by Bruce Buckley and David Ramirez.  Bruce is the Chief Executive Officer at Soldier On and David is the home and credit education program manager at solider On. Soldier oOn is a nationally recognized nonprofit organization that partners with the Department of Veterans Affairs and other agencies to provide veterans with shelter and support in an environment that offers dignity, integrity, and hope. Soldier On's ultimate goal is to provide formerly homeless veterans with permanent, supportive, sustainable housing. Bruce, David, and Katie discuss, PTSD, homelessness affecting veterans, predatory lending, and much more.  https://wesoldieron.org/ https://creditsmart.freddiemac.com/wp-content/uploads/2021/05/CreditSmart_Military_Booklet.pdf

On this episode of Millennial Debt Domination, Katie talks with Navicore 2023 Client of the Year, Gabriel.  Gabriel is an academic at a public university where he works as a translator of Norwegian poetry. He finished his debt management program in 2023 and has been debt-free ever since. Katie and Gabriel discuss Public Student Loan Forgiveness, shame associated with debt, his plans to remain debt-free, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie highlights Gen-Z entering the workforce.  Generation Z is making waves in the American workforce, with 2024 marking the first year that Gen Z will surpass Baby Boomers in terms of workforce representation. As this dynamic generation steps into post-grad life, the transition can be both exciting and challenging. Whether you land a job before you graduate or choose to take a break, navigating this new phase can be daunting. On this episode, Katie is joined by Hannah MacDonald from Better Together Group, where she specializes in sales and marketing. Better Together Group supports staffing companies by providing tools and strategies to streamline operations and boost profitability. Katie and Hannah will dive into key topics such as overcoming imposter syndrome, managing your first paycheck, and how Gen Z is reshaping the workplace. Tune in to get valuable insights and practical advice tailored for Gen Z as they embark on their professional journeys. https://bettertogethergroup.com/  Follow Navicore on Social Media:         •       Twitter: @NavicorePR         •       Instagram:  @navicoresolutions         •       Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: https://navicoresolutions.org/ 

On this episode of Millennial Debt Domination, Katie highlights financial planning for your retirement.  Even though retirement may seem far off for Millennials and Gen Z, it's important to start saving while you're young. Between student loan and other debts and trying to build your emergency fund, you might neglect your retirement savings entirely because it seems so far away. However, now is the time you should start saving for your retirement. This is because of the magic of compound interest. By saving now, you'll watch your retirement fund compound over the years. Today, Katie will be discussing this as well as all things retirement. She will be joined by Anne Lester. Anne is a retirement expert who was the head of retirement solutions at JP Morgan Asset Management and she is the author of ‘Your Best Financial Life.' Anne and Katie will be discussing how to save for retirement, social security, diversifying your portfolio, and much more. Now, let's get to my interview with Anne.  https://millennialdebtdomination.libsyn.com/episode-22-social-security-for-millennials-part-1 https://millennialdebtdomination.libsyn.com/episode-23-social-security-for-millennials-part-2 https://www.amazon.com/Your-Best-Financial-Life-Future/dp/006332086X https://annelester.com/ Follow Navicore on Social Media:         •       Twitter: @NavicorePR         •       Instagram:  @navicoresolutions         •       Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: 

On this episode of Millennial Debt Domination, Katie highlights financial freedom. This month, Americans celebrate their freedom with the Fourth of July, so let's talk about how you can be financially free. Financial freedom means that your passive income covers not just your current lifestyle, but the lifestyle you've always wanted. You have enough passive income to do everything, without worrying about where the money is coming from. Today, Katie will be discussing how you can reach financial freedom with Kara Stevens. Kara is the founder of The Frugal Feminsta. The Frugal Feminsta helps women heal their relationship with money so they can play big with it. Kara and I will discuss the difference between financial freedom and independence, the importance of emergency funds, creating the right budget, and much more. Follow Navicore on Social Media:         •       Twitter: @NavicorePR         •       Instagram:  @navicoresolutions         •       Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here:  https://www.thefrugalfeminista.com Heal Your Relationship With Money

On this episode of Millennial Debt Domination, Katie highlights Homeownership Month.  The month of June highlights Homeownership Month. This  month promotes the benefits of homeownership and creates opportunities for future homeowners. Before many people own their home, they rent. However, renting prices have significantly skyrocketed over the last four years making it hard for young people to move out of their parent's home and start a life of their own. Today, Katie is joined by Stacie Rillo. Stacie is one of Navicore's housing counselors. Stacie and Katie will be discussing how your credit history impacts your ability to rent, rising inflation, how to save for a downpayment, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  HUD.gov / U.S. Department of Housing and Urban Development (HUD) |    

On this episode Millennial Debt Domination, Katie highlights Small Business Month.  The month of May highlights small businesses. Small Business Month is a special tribute to celebrate small businesses, their courage, community efforts, and hard work for an entire month. Today, Katie is joined by Chris Carlsson. Chris is the co-chair for the Monmout County New Jersey chapter of SCORE. SCORE provides a wide range of services to established and budding business owners alike, including free mentoring, webinars and courses, a library of inline resources, and workshops. Katie and Chris discuss your business plan, business credit, resources avaiable for those struggling with their small business, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  https://www.score.org/

On this episode of Millennial Debt Domation, Katie highlights an IRS Account.  An IRS Account allows you to access your tax records, make payments, view certain notices, and more. An IRS account only takes a few minutes to create and makes it easy to access your tax records online. Today, Katie is joined by Claudia Moncarz. Claudia is a tax advisor to domestic and foreign clients investing or condusing business in the United States. She's also a partner at Moncarz Law Firm. Claudia and Katei will be discussing accerssing your IRS Account, prevent an IRS audit, cryptocurrency, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  https://www.irs.gov/  

On this episode of Millennial Debt Domination, Katie highlights budgeting.  Creating a budget will keep you on the right financial track. Not having a budget will leave you in financial stress. By taking the time to establish and stick to a budget, you can gain control of your finances and work towards an effective plan that will lead to more financial freedom. Today, Katie will be joined by Lindsey Curry. Lindsey is the chief financial coaching office at Whitaker-Myers Wealth Managers. Katie and Lindsey will be discussing key elements to include in your budget, your emergency savings, budget as a couple, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/   Whitaker-Myers:  Home | Whitaker Myers Wealth Management | Ohio (whitakerwealth.com)   

On this episode of Millennial Debt Domination, Katie highlights the rising housing interest rates and how they affect millennials.  The current average mortgage interest rate is 6.5-7%. This high interest rate is making it extremely difficult for younger millennials to purchase a home. Today, Katie will be joined by Grant Gallagher. Grant, a millennial himself, is the head of financial well-being and brand communcations at Affinity Federal Credit Union. He's also the co-host of Affinity Federal Credit Union's podcast, Wellbeing and Your Wallet, that you can find on all major podcast platforms. Grant and I will be discussing rising interest rates, reasons keeping millennials from becoming homeowners, the impact COVID-19 has had on homeownership, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  Listen to Affinity Federal Credit Unions Podcast: https://www.affinityfcu.com/financial-wellbeing/wellbeing-and-your-wallet Affinity's Website: Affinity Federal Credit Union | Banking, Loans, Mortgages & Credit Cards (affinityfcu.com)  

On this episode of Millennial Debt Domination, Katie talks with current Navicore Solutions' client, Kristin M.  Kritstin is currently a Navicore Solutions client on a Debt Management Program. With student loan and credit card debt piling up, Kristin reached out to Navicore Solutions for professional help with her debt. Katie and Kristin discuss the debt she has, the shame surrounding her debt, her lack of savings, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie answers your financial quesitons.  Back in 2020, Katie answered your ask my anything questions. Since it's been so long since then, Katie is doing a part 2 of ask me anything. Katei discusses, budgets, investing, student loans, and much more.  Follow Navicore on social media: Twitter: @NavicorePR Instagram: @NavicoreSolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org  About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  Episode 16: Financial Ask Me Anything Episode 31: Breaking Into The Stock Market

On this episode of Millennial Debt Domination, Katie discusses how a cashless society can affect the unbanked.  Being unbanked refers to adults who don't use or don't have access to any traditional financial services, including savings accounts, credit cards, or personal checks. A cashless society is one where cash, paper, and coin currency aren't used for financial transactions.  Today, Katie will be joined again by Kim Cole. Kim is a community engagement manager at Navicore Solutions. Katie and Kim discuss who the unbanked are, what a cashless society is, what bitcoin is, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/ 

On this episode of Millennial Debt Domination, Katie talks with current Navicore Solutions' client, Erin C.  Erin is currently a Navicore Solutions client on a Debt Management Program. With credit card and student loan debt piling up, Erin decided to reach out to Navicore Solutions for professional help with her debt. Not only is Erin taking control of her debt, but she's also changing her whole financial life. Katie and Erin discuss how Erin accumulated debt, how she heard about Navicore, how she keeps herself motivated, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie continues the discussion on marriage and divorce regarding your finances.  Today, Katie is joined again by Tracy Coenen. Tracy is a forensic account and fraud investigator. e has created the Divorce Money Guide, which you can learn more about here. Katie and Tracy will discuss  assembling your divorce support team, the tax implications of divorce, spousal support, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

On this episode of Millennial Debt Dpmonation, Katie discusses marriage and divorce regarding your finances.  It's estimated that financial problems contribute to 20-40% of all divorces. Talking about money as a couple can be awkward whether you're dating, engaged, or married. Today, Katie will be joined by Tracy Coenen. Tracy is a forensic account and fraud investigator. She has created the Divorce Money Guide, which you can learn more about here. Katie and Tracy will discuss how couples can breach the money topic with each other, money steps couples should take before getting married, financial infidelity, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

On this episode of Millennial Debt Domination, Katie discusses long-term investing.  A long-term investment is a state of buying and holding investments for a period of over 10 years. Long-term investors are often willing to accept more risk in exchange for the potential to earn higher relative returns over time. Today, Katie will be joined again by Winnie Sun. Winnie us the managing director, founding partner, and a financial advisor at the Sun Group Wealth Partners. Katie and Winnie will be discussing the benefits of long-term investing, paying off student loans while investing, the difference between short and long-term investing and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/   Follow Winnie on Twitter:  @WinnieSun Episode 12: Investing For Beginners

On this episode of Millennial Debt Domination, Katie discusses medical debt.  An estimated 41% of adults face healthcare-related debt. This debt ranges from under $500 to $10,000 or more. Today, Katie will be joined by Dr. Virgie Bright Ellington, an internal medical physician and medical billing expert. Katie and Virgie will discuss how some find themselves in medical debt, professional resources available for those in medical debt, how your credit is impacted by medical debt and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  https://www.patientadvocate.org/

On this episode of Millennial Debt Domination, Katie discusses financial abuse.  The month of May highlights Mental Health Awareness. Mental Health Awareness is the ongoing effort to reduce the stigma around mental illness and mental health conditions by the sharing of personal experiences. Financial abuse often goes hand in hand with other forms of abuse such as emotional and physical abuse.  Today, Katie will be joined by returning guest Kim Cole, who is one of Navicore's Community Engagement Managers. Katie and Kim discuss types of financial abuse, economic abuse, resources available for those who are being abused, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/  Financial Abuse: How To Recognize And Respond

On this episode of Millennial Debt Domination, Katie discusses the importance of financial education. April is Financial Literacy Month, which is a nationwide, collaborative endeavor marked by a variety of activities and events across the country. Financial literacy starts with financial education and is something people use their entire lives, yet it's not yet taught at every school in the country. How significant is teaching financial education in schools? Today, Katie will be joined by Laura Levine who is the President and CEO of Jump$tart Coalitions. Katie and Laura discuss how parents and guardians can ask for financial education, how parents can teach their children about money, financial inclusion, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Jump$tart https://checkyourschool.org/

On this episode of Millennial Debt Domination, Katie continues the discussion on how military families can manage their finances.  Military members and their families are more likely to struggle financially than the average person. Today, Katie continues to highlight how military members can better their financial lives. Katie is again joined my United States Marine Corps veteran, Karl Martin. Katie and Karl discuss college opportunities for military members, childcare for military families, permanent change of station, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org Part 1: Financial Tips For Military Members Child Care Aware Veteran Life How To Manage Your Finances While In The Military

On this episode of Millennial Debt Domination, Katie discusses how military families can manage their finances.  It's not uncommon for military members and their families to struggle financially. There are many specific things about personal finance that relate specifically to being a military service member, partner, or spouse that don't apply to others. Therefore, it's essential for military f families to have the proper tools they need to manage their finances properly. Today, Katie will be joined by Karl Martin. Karl is a veteran of the United States Marine Corps and he's a sales manager at MyBaseGuide. Katie and Karl will be discussing base pay, military budgeting, financial counseling for service members, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/ VeteranLife How To Manage Your Finances While In The Military

On this episode of Millennial Debt Domination, Katie discusses identity theft. January 30th marks the beginning of Identity Theft Awareness Week. The goal of this week is to spread awareness that any type of theft can disrupt your finances, credit history and reputation, and take time and money to resolve. Today, Katie will be joined by Erich Kron. Erich is a Security Awareness Advocate and Technical Evangelist at KnowBe4. KnowBe4 is the provider of the world's largest security awareness training and simulated phishing platform that helps you manage the ongoing problem of social engineering. Katie and Erich will be discussing the information that makes up a person's identity, how thieves steal your identity, child identity theft, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Knowbe4

On this episode of Millennial Debt Domination, Katie discusses setting financial goals for the New Year. The year is wrapping up, which means it's time to finish your holiday shopping and decide on your financial goals for the New Year. How do you determine the goal, or goals, you should set? Today, Katie will be discussing just that. She'll be joined by Navicore's Community Engagement Manager, Kim Cole. Kim and Katie discuss how to finalize your holiday budget, SMART Goals, money mindfulness, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Why Everyone Needs And Emergency Fund And How To Start One How To Make Your SMART Goal, SMARTER

On this episode of Millennial Debt Domination, Katie discusses different aspects of a credit counseling journey. Credit counseling provides consumers with guidance on consumer credit, money management, debt management, and budgeting. If you realize your debt has accumulated more than you can handle, reaching out to a certified credit counselor will help you in the long run. Today, Katie will be joined by Don Hicks and Lisa Stecker from Navicore Solutions. Don is the Director of Counseling and Lisa is a Customer Service Generalist. The three talk about all things credit counseling including debt management plans, the customer service experience, how the program can change your life, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/ NFCC  

On this episode of Millennial Debt Domination, Katie discusses all things credit. This year, National Get Smart About Credit Day falls on October 20th. The aim of the day is to start the youth young and promote not only positive credit habits, but also positive financial management habits overall. The goal is to help young people get their finances in check as they first begin to earn money. Today, Katie is joined by returning guest Christina Roman. Christina is the Consumer Education and Advocacy Manager at Experian. Katie and Christina discuss establishing credit, credit scores, credit reports, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Follow Christina on Twitter: @Teena_LaRo Experian TransUnion Equifax

On this episode of Millennial Debt Domination, Katie discusses generational wealth and how you can build generational wealth for your family. Generational wealth is passed won within a family, from one generation to the next. This wealth can be money, property, or other assets that you pass on from one generation to the next. Generational wealth allows families to maintain their standard of living and financial security from one generation to the next. Today, Katie is joined by Andy Hill. Andy is the host of the podcast ‘Marriage Kids and Money' which is dedicated to helping you improve your family's financial situation and create a life of true wealth and happiness. Katie and Andy define generational wealth, discuss the role financial literacy plays in building generational wealth, how to keep passing on your wealth, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Follow Andy on Twitter: @AndyHillMKM https://marriagekidsandmoney.com/ How To Start A 529 College Savings Account

On today's episode of Millennial Debt Domination, Katie prepares your budget for back to school. It's already August which means, if they haven't done so already, your kids are preparing to go back to school. This is also time of year when college kids are headed back to campus, or starting off their first year of college. There are many tips and tricks out there to help you get the best deal on all of your back to school needs, but you'll need a budget to get you started. Today, Katie is joined by returning guest Kim Cole. Katie and Kim discuss planning and budgeting for back to school, the tax-free holiday, student loans, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ FAFSA

On this episode, Katie continues the discussion about the importance of financial literacy. Last month on Millennial Debt Domination, Katie started the conversation about the importance of financial literacy in schools. We learned that 90% of US adults would like to see financial education implemented as a year long course in K-12 schools. COVID has rapidly advanced the want for financial education in schools. Many adults believe they'd currently be in better financial standing after COVID if they had proper financial education in schools when they were growing up. Katie is joined again by Raven Newberry and Amy Marty Conrad from the National Endowment for Financial Education, or NEFE. Katie, Raven and Amy discuss the effects of financial education in K-12 schooling, financial socialization, the future of financial education, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ NEFE'S Website

On this episode, Katie discusses why financial literacy is so important. Financial literacy is the ability to use knowledge and skills to manage your financial resources effectively for a lifetime of financial well-being. In order to be financially literate you must know how to manage money and show you can actually do it.  Without financial literacy, the financial decisions you make, or don't make, can potentially threaten your financial security. Today, Katie is joined by Amy Marty Conrad and Raven Newberry from the National Endowment for Financial Education, or NEFE. Amy is the Managing Director, Insights and Raven is the Director, Policy and Advocacy. Amy, Raven, and Katie discuss financial well-being, the impact COVID has had on personal finance, how Americans ended financially in 2021, and much more. Amy and Raven will be joining Katie again next month for part two of the importance of financial literacy. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ NEFE'S Website

On this episode of Millennial Debt Domination, Katie discusses the impact mental health issues have on finances. The month of May highlights Mental Health Awareness. Mental Health Awareness is the ongoing effort to reduce the stigma around mental illness and mental health conditions by sharing your personal experience. Finances not only have a big impact on your mental health, but having mental health issues can also impact your finances. The decline in your mental health makes it harder to manage money. You may find it more difficult to concentrate or lack the motivation to pay your bills on time.  You could also lack the confidence in your career which could lead to taking time off work or loosing your job entirely which would leave you with no income. Today I'll be joined by Amy Ryan who is a clinical social worker and therapist. Amy counsels many clients with mental health issues who are in turn struggling with their finances. Katie and Amy discuss feelings associated with money, coping mechanisms used for depression, how having mental health problems affects your ability to save money, and much more.   Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Learn More About Amy Ryan

On this episode of Millennial Debt Domination, Katie talks with current Navicore Solutions' client, Shatoria S. Shatoria S. is a currently a Navicore Solutions client on a Debt Management Program. With student, medical, and credit card debt piling up, Shatoria decided to reach out to Navicore Solutions' for professional help with her debt. Not only is Shatoria taking control of her debt, but she's also changing her whole financial life. She's started making changing to her financial life that will help her stay out of debt once she's completed the debt management program. Shatoria has her own Instagram account (@CoinCountinMama) where she shares everything she's doing to improve her financial life. Katie and Shatoria discuss how she accumulated debt, her credit counseling session, what motivates her to stay positive about finances, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie discusses the history of women in finance. March is Women's History Month, which is a celebration of women's contributions to history, culture, and society. This month is dedicated to reflect on the often-over looked contributions of women to United States History. The history in finance doesn't back date as far as you may think. Women were only granted the ability to have their own credit in 1974, which was less than 50 years ago. Today, Katie is joined by the founder of Clever Girl Finance, Bola Sokunbi. Bola is a Certified Financial Education Instructor, money expert, and best-selling author. She created Clever Girl Finance to help women change their money stories and achieve financial success. Katie and Bola discuss when women started working outside of the home, the gender gap, couples combining finances, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ https://www.clevergirlfinance.com/ Follow Clever Girl Finance: Twitter:  @CleverGirlCGF Instagram: @CleverGirlFinance

On this episode of Millennial Debt Domination, Katie discusses how you can plan the wedding of your dreams on a budget. It's February, which means it's the month of love. Many people associate February with love because Valentine's Day falls right in the middle of the month. Many couples use the holiday as a day to celebrate their love and maybe even advance their relationship further to an engagement. With many couples thinking about weddings this month, it's a great time to learn how to budget and plan for your wedding. Today, Katie is joined by The Budget Savvy Bride, Jessica Bishop. Jessica is the founder of the Budget Savvy Bride website. This website helps couples plan their big day the savvy way. Jessica is an expert when it comes to budget weddings and giving couples tips on how to save for their wedding day. Katie and Jessica discuss factors that go into your wedding budget, wedding budgeting mistakes, ways you can save on your wedding, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ https://thebudgetsavvybride.com/ Follow The Budget Savvy Bride: Twitter: @SavvyBride Instagram: @BudgetSavvyBride

On this episode of Millennial Debt Domination Katie discusses setting financial intentions and practicing money mindfulness. The start of a New Year is here and that means it's time to set some intentions for the New Year. Why not make these yearly intentions financial based? Financial intentions include implementing lifestyle changes to align with your goals. When looking at your finances and deciding what intentions you want to create, look at the bigger picture. Financial intentions will help you stay motivated with your finances and will help you to think positively about your money. Katie is joined by one of Navicore Solutions' credit counselors, Laura Walker. Laura has been with Navicore for almost 27 years and has been giving financial advice ever since. Katie and Laura will discuss how to set financial intentions, SMART goals, ways to be more mindful of your money, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Make Your New Year's Goal SMART How To Make Your SMART Goal SMARTER Use A SMART Goal To Budget For Your Next Big Purchase Setting A SMART Financial Goal This Year How Debt Can Affect Your Mental Health

On today's episode Katie discusses boosting your savings and paying off debt.  New Year, New finances! Start the New Year off right by setting a financial New Years Resolution. Paying off debt and building savings are two common New Years Resolutions that many people set for themselves. Starting the New Year off on the right financial foot can help set the tone for the rest of the year. On this episode Katie is joined by Beverly Harzog (@BeverlyHarzog). Beverly is a Credit Card Expert and Columnist at US News & World Report. Beverly and Katie discuss how to start saving, ways to enhance your income, paying off debt vs. saving, and much more!  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Learn more about Beverly here: https://www.beverlyharzog.com/    

On this episode, Katie discusses financial inclusion. Financial inclusion is defined as the availability and equality of opportunities to access financial services. People in underserved communities are more susceptible to financial inclusion because of lack of resources. Lack of financial resources leads to people not being served by banking institutions, or unbanked. This episode covers barriers and obstacles of financial inclusion and different ways to achieve financial inclusion for everyone. Katie is joined by Kendrick Baker, a new member of the Navicore Solutions team. Ken is one of Navicore's Community Engagement Managers and he's focused on developing new partnerships and programs for underserved communities throughout the country. Ken and Katie discuss barriers to financial inclusion, being unbanked, technology's role in financial inclusion, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode, Katie discusses different aspects of the three credit bureaus. It's not uncommon to not know exactly who or what the three credit bureaus are. You might have heard of a credit bureau before, but didn't know there were three of them. Many people associate credit bureaus with their credit score, but (spoiler alert) the bureaus actually don't calculate your credit score! Kate is joined by returning podcast guest, Christina Roman. Christina is the Consumer Education and Advocacy Manager at Experian, and (another spoiler alter), Experian is one of the three credit bureaus.  This episode will break down who the three credit bureaus are, how they started, services they provide and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ https://www.experian.com/ https://www.transunion.com/ https://www.equifax.com/ https://millennialdebtdomination.libsyn.com/episode-18-financial-myths-and-legends Follow Christina on Twitter: @Teena_LaRo 

On this episode of Millennial Debt Domination, Katie discusses different methods you can use to pay off your debt. Are you ready to start paying off your debt? Paying off debt can seem daunting to some, but with the right debt payoff strategy you'll be able to become debt free. This episode will break down many different debt payoff methods as well as different strategies you can use to help simplify your debt payoff. Katie is joined by returning podcast guest Kim Cole. Kim is Navicore Solutions' Community Engagement Manager and an expert on all things debt pay off. Kim and Katie discuss the debt snowball and avalanche payoff methods, debt consolidation, credit counseling, automatic payments, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ NFCC Episode 6: Managing Financial Anxiety How to Cope with Financial Anxiety

On this episode of Millennial Debt Domination, Katie discusses getting started with the stock market. The stock market can be confusing when starting out. Investing early is a great way for millennials and gen z-ers to get started with their financial future. Many people don't take time to do the proper research needed to invest in the stock market. This episode of Millennial Debt Domination will give you all the information you need to make the jump into stock market investing. On today's episode Katie is joined by Chris Larkin. Chris is the Managing Director of the Digital Brokerage Product at E-Trade. Katie and Chris will be discussing who governs the stock exchange, the relevance of the DOW, how much it costs to buy stocks, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Episode 12: Investing For Beginners E-Trade

On this episode of Millennial Debt Domination, Katie discusses all things housing counseling. June is National #HomeownershipMonth, a time to celebrate the benefits homeownership brings to families, neighborhoods, and communities across America. Purchasing a home and housing counseling go hand in hand. Housing counseling is certified help for homeowners struggling to pay their mortgage or facing foreclosure, first time homebuyers, or those considering a reverse mortgage. Certified housing counseling services enable consumers to make informed and reasonable decisions to achiever their housing goals. On today's episode Katie is joined by certified housing counselor at Navicore Solutions Stacie Rillo. Stacie has been a counselor at Navicore for 14 years and has had much experience with housing counseling. Katie and Stacie discuss why someone should working with a housing counselor, pre-purchase housing counseling, options if you're late with your mortgage, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ Call 1-866-472-4557 to speak with a certified Housing Counselor today or email us at housing@navicoresolutions.org. HUD

On this episode of Millennial Debt Domination, Katie discusses how you can travel without breaking the bank. Summer is almost here and that means people are ready to get their vacation on! With many people abstaining from traveling last summer, things are starting to open up and more people are getting ready for a vacation this summer. When you travel you want to be able to enjoy your time away, but it’s important to do this without going over a budget. Traveling on a budget doesn’t have to be boring! There are so many unique travel hacks you can try that won’t put you in debt. On this episode Katie is joined by Netanya Trimboli, the founder of Travel Influencer Expert who has spent more than 15 years in the travel industry. Katie and Netanya discuss how far in advance you should plan your travel, accommodation options for traveling abroad, Alternative vacations that don’t involve flying, and much more. Follow Navicore on Social Media: Twitter: @navicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ https://www.travelinfluencerexpert.com/  

On this episode of Millennial Debt Domination, Katie discusses different ways members of the military can manage their finances. April is Military Saves Month! Military Saves, a component of America Saves, and a participant in the Department of Defense Financial Readiness Network seeks to motivation, support, and encourages the entire military community to save money, reduce debt, and build wealth.  Military Saves encourages the entire military community to take the Military Saves pledge and for the organizations to promote year-round savings, and especially during April. You can take the Military Saves pledge here. On this episode Katie is joined by Phil Anagnostos, a member of the Marine Corps. Phil has many years’ experience in the Marine Corps and not only discusses military saves with Katie, but also shares some of his own personal stories and experiences. Katie and Phil discuss safeguarding your bills and debts before deploying, military pay, how to budget and save your money, and much more. Thank you to Phil and all members in the military for their service.  Follow Navicore on Social Media: Twitter: @navicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ https://navicoresolutions.org/military-pre-deployment-financial-checklist/ https://navicoresolutions.org/understanding-military-pay-and-how-to-start-saving/  

On this episode of Millennial Debt Domination, Katie discusses what CPA’s do and how to determine if you need one to help you do your taxes. With tax season in full swing, it’s a great time to speak with a CPA about how they can help someone during tax season. CPA stands for Certified Public Accountant and it’s the title given to qualified accountants. The CPA is a license to provided account services to the public. Katie is joined by Nicole DeRosa, a CPA and a senior tax manager at Wiss and company. Katie and Nicole discuss the difference between a CPA and a regular accountant, different services a CPA provides, how often you should meet with a CPA, and much more. Katie and Nicole also touch on other financial related topics such as estates and trusts, 401k’s, and tax implications upon death. Don’t forget tax day is on April 15 and you must have your taxes filed by then! Follow Navicore on Social Media: Twitter: @navicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ https://millennialdebtdomination.libsyn.com/episode-25-preparing-for-tax-season  

On this episode of Millennial Debt Domination, Katie discusses how being in a romantic relationship can affect your own personal money. With Valentine’s Day being in February, it’s a great opportunity to discuss finances with your partner. Katie not only covers how you can combine your finances as a couple, but also what happens to your finances if you fall out of love. Katie is joined by Georgene Applegate, a credit counselor at Navicore Solutions. Georgene has seen firsthand what can happen if couples don’t discuss finances. Not only that, but what happens if a couple doesn’t end up working out and they have a significant amount of debt. Katie and Georgene discuss different methods of how couples can combine their finances, how far ahead couples should plan financially, if getting divorced can hurt your personal credit, what happens to joint debts during a divorce and much more. After Katie’s interview with Georgene, she breaks down her top 3 budgeting tips for couples and how they can stay on track with their finances. Follow Navicore on Social Media: Twitter: @navicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ https://navicoresolutions.org/how-to-stop-your-bad-credit-from-impacting-your-partner/  https://navicoresolutions.org/my-ex-husband-is-refusing-to-pay-his-debts-but-theyre-in-my-name-too/ https://www.youtube.com/watch?v=BVg4-BxbrB4