Podcasts about Unbanked

Summary   In this episode, Wayne Marcel speaks with Keisha from the Fuzzy Cow Podcast about her journey from journalism to the world of blockchain and crypto. Keisha shares her experiences in the industry, emphasizing the importance of communication and education in making crypto accessible to everyone. They discuss the challenges faced by the unbanked and underbanked, the mission of the Fuzzy Cow Podcast, and the need for a more inclusive and understanding community in the crypto space. Keisha also offers valuable advice for those looking to enter the crypto world, highlighting the significance of digital financial literacy and patience in investing.   To learn more and follow The Fuzzy Cow podcast: https://www.thefzc.io/    Takeaways   Keisha's background in journalism has shaped her approach to communication in crypto. The importance of making crypto accessible to the average person. Blockchain technology can help address issues faced by the unbanked. Education is key to fostering a better understanding of crypto. The Fuzzy Cow Podcast aims to provide credible and non-partisan news about crypto. Community engagement is essential for the growth of the crypto space. Patience is crucial when investing in crypto and blockchain. Simplifying complex concepts can help drive mass adoption of crypto. The need for diverse voices in the crypto community. Crypto is still a young industry with much room for growth.   Chapters   00:00 Introduction to Keisha and Her Background 03:10 Transitioning into Web 3 and Blockchain 06:50 The Importance of Communication in Crypto 10:32 Understanding the Unbanked and Underbanked 14:55 The Fuzzy Cow Podcast: Mission and Vision 21:29 Education and Simplifying Crypto for Everyone 27:05 The Future of Crypto and Community Engagement

Carla Reyes, Associate Professor of Law at SMU Dedman School of Law, and Drew Hinkes, a Partner at Winston & Strawn with a practice focused on digital assets and advising financial services clients, join Kevin Frazier, Contributing Editor at Lawfare, to discuss the latest in cryptocurrency policy. The trio review the evolution of crypto-related policy since the Obama era, discuss the veracity of dominant crypto narratives, and explore what's next from the Trump administration on this complex, evolving topic. Read more:TRM Labs 2025 Crypto Crime Report: https://www.trmlabs.com/2025-crypto-crime-report2023 FDIC National Survey of Unbanked and Underbanked Households: https://www.fdic.gov/household-surveyTo receive ad-free podcasts, become a Lawfare Material Supporter at www.patreon.com/lawfare. You can also support Lawfare by making a one-time donation at https://givebutter.com/lawfare-institute.Support this show http://supporter.acast.com/lawfare. Hosted on Acast. See acast.com/privacy for more information.

In recent years, Bitcoin has undergone a major culture shift which promotes stagnation, complacency & simping to politicians over maximizing the utility of the money. Eric Voskuil & John Carvalho join the show to remind everyone what the mission really is. State of Bitcoin - [00:01:17] Bitcoin Maximalism - [00:01:32] Bitcoin as a Ponzi Scheme - [00:02:27] Transaction Fees - [00:04:57] History of Bitcoin Tokens (Omni, Counterparty, Mastercoin) Definition of Tokens - [00:08:01] Custodial Problems with Tokens - [00:09:12] Bitcoin and Fiat Money - [00:11:09] Why Bitcoiners Talk About Money - [00:15:49] Stateless Money - [00:17:44] Austrian Economics and Bitcoin - [00:21:01] Monetary Inflation vs. Price Inflation - [00:26:01] Cantillon Effect - [00:29:00] Dollar Inflation and Gold - [00:33:59] Misunderstandings in the Bitcoin Community - [00:41:42] Bitcoin Semantics - [00:43:21] Bitcoin Divisibility - [01:00:13] Bitcoin Deflation - [01:03:41] Maxi Price and One Coin Assumption - [01:07:43] Competition Between Monies - [01:13:42] Scaling Bitcoin - [01:22:41] Bitcoin for the Unbanked - [01:26:14] Maximizing Throughput - [01:36:11] Right to Fork - [01:45:45] Running Old Bitcoin Versions - [01:51:35] Bitcoin as Money vs. Credit - [01:56:26] Settlement in Bitcoin - [02:07:45] Peer-to-Peer Credit Systems - [02:14:47] Fractional Reserve Banking - [02:26:32] Bitkit Wallet and Spending vs. Saving - [02:36:13] Block size increases and Bitcoin adoption - [03:00:00] Scaling Bitcoin and transaction validation - [03:01:00] Bitcoin overflowing into Litecoin and quantum resistance - [03:02:00] Pruning historical data and exchange price - [03:03:00] Lightning system complexity and Bitcoin's value proposition - [03:05:00] Bitcoin as an investment and speculation - [03:07:00] Optimizing Bitcoin throughput and developer motivations - [03:09:00] Scaling Bitcoin and speculation - [03:11:00] Shitcoins, scams, and Bitcoin's security model - [03:13:00] Litecoin's extension blocks and Mimblewimble - [03:15:00] Bitcoin's security and the legitimacy of altcoins - [03:17:00] Shitcoins and Bitcoin's essential aspects - [03:19:00] Majority hash power censorship and attacks - [03:21:00] Bitcoin speculation and market dynamics - [03:23:00] Michael Saylor's Bitcoin strategy and MicroStrategy's history - [03:26:00] Saylor's Bitcoin investment and market manipulation - [03:29:00] Saylor's stock sales and Bitcoin's future - [03:31:00] Blockstream's accomplishments and the Chia project - [03:33:00] Blockstream's influence and SegWit - [03:35:00] Adam Back's influence and Blockstream's hype - [03:37:00] Bitcoin Core's power and the need for competition - [03:39:00] Initial block download performance and Bitcoin Core's architecture - [03:41:00] UTXO store and Bitcoin Core's performance - [03:43:00] Parallelism in Bitcoin Core and assumed UTXO - [03:45:00] Initial block download time and Bitcoin Core's scalability - [03:47:00] Monoculture in Bitcoin development and IBD performance - [03:49:00] UTXO cache and shutdown time - [03:51:00] Trust assumptions in Bitcoin Core and UTXO commitments - [03:53:00] Bitcoin Core's halting problem and theoretical download limits - [03:55:00] Sponsorships: Sideshift, LayerTwo Labs, Ciurea - [03:57:00] Drivechains and ZK rollups - [04:02:00] ZK rollups and liquidity on Ethereum - [04:04:00] Drivechains and altcoins - [04:06:00] Scaling Bitcoin and cultural taboos - [04:08:00] Engineer-driven change and Monero's approach - [04:10:00] Confidential transactionsL Zano & DarkFi - [04:12:00] Fungibility and Bitcoin's metadata - [04:14:00] Privacy, metadata, and state surveillance - [04:16:00] Privacy, taint, and Bitcoin mixing - [04:18:00] Bitcoin mixing and plausible deniability - [04:20:00] Mining and company registration - [04:22:00] Block reward and hash power - [04:24:00] Privacy and mixing - [04:26:00] Privacy in the Bitcoin whitepaper and zero-knowledge proofs - [04:28:00] Dark Wallet and John Dillon - [04:30:00] Dark Wallet and Li Bitcoin - [04:32:00] Amir Taaki's projects and software development - [04:34:00] Dark Wallet funding and developer costs - [04:36:00] Libbitcoin's code size and developer salaries - [04:38:00] John Dillon and Greg Maxwell - [04:40:00] Opportunistic encryption and BIPs 151/152 - [04:42:00] Dandelion and privacy - [04:44:00] BIP 37 and Bloom filters - [04:46:00] Consensus cleanup and the Time Warp bug - [04:48:00] Merkle tree malleability and 64-byte transactions - [04:50:00] 64-byte transactions and SPV wallets - [04:52:00] Coinbase transactions and malleability - [04:54:00] Invalid block hashes and DoS vectors - [04:56:00] Core bug and ban list overflow - [04:58:00] Storing hashes of invalid blocks - [05:00:00] DoS vectors and invalid blocks - [05:02:00] Malleated Merkle trees and 64-byte transactions - [05:04:00] 64-byte transactions and Merkle tree malleability - [05:06:00] Null points and malleated blocks - [05:08:00] Redundant checks and the inflation soft fork - [05:10:00] Op code separator and code complexity - [05:12:00] Transaction order in a block - [05:14:00] Forward references in blocks - [05:16:00] Coinbase transaction rules - [05:18:00] Time Warp bug and Litecoin support - [05:20:00] Quadratic op roll bug - [05:22:00] Stack implementation and op roll - [05:24:00] Templatized stack and op roll optimization - [05:26:00] Non-standard transactions and direct submission to miners - [05:28:00] Mempool policy and DoS - [05:30:00] Monoculture and competing implementations - [05:32:00] Consensus cleanup and Berkeley DB - [05:34:00] Code vs. consensus - [05:36:00] Bitcoin Knots and Luke-jr - [05:38:00] 300 kilobyte node and Luke-jr's views - [05:40:00] Bitcoin Knots and performance - [05:42:00] Bitcoin Knots and censorship - [05:44:00] Censorship and miner incentives - [05:46:00] Censorship and hash power - [05:48:00] Soft forks and censorship - [05:50:00] Ordinals and covenants - [05:52:00] RBF and zero-confirmation transactions - [05:54:00] Double spending and merchant risk - [05:56:00] First-seen mempool policy and RBF - [05:58:00] Low-value transactions and RBF - [06:00:00] Computational cost of actions - [06:00:15] Building infrastructure and system disruption - [06:00:20] Threat actors and economic disruption - [06:00:26] Double spending detection and system control - [06:00:29] Safety and manageability of zero comp transactions - [06:00:41] Security of zero comp transactions - [06:00:51] RBF (Replace-by-fee) and its relevance - [06:01:06] Bitcoin's mempool and transaction handling - [06:01:25] Mempool overflow and resource management - [06:02:08] Transaction storage and mining - [06:02:45] Miners' incentives and fee maximization - [06:03:07] Mempool policy and DOS protection - [06:03:41] Transaction validation and block context - [06:04:11] Fee limits and DOS protection - [06:05:13] Transaction sets, graph processing, and fee maximization - [06:06:24] Mining empty blocks and hash rate - [06:07:34] Replace-by-fee (RBF) and its purpose - [06:08:07] Infrastructure and RBF - [06:09:14] Transaction pool and conflict resolution - [06:09:44] Disk space, fees, and DOS protection - [06:11:06] Fee rates and DOS protection - [06:12:22] Opt-in RBF and mempool full RBF - [06:13:45] Intent flagging in transactions - [06:14:45] Miners obeying user intent and system value - [06:17:06] Socialized gain and individual expense - [06:18:17] Service reliability and profitability - [06:19:06] First-seen mempool policy - [06:19:37] Mempool policy and implementation - [06:20:06] User perspective on transaction priority - [06:21:14] Mempool conflicts and double spending - [06:22:10] CPFP (Child Pays for Parent) - [06:22:24] Mempool management and fee rates - [06:24:30] Mempool complexity and Peter Wuille's work - [06:25:54] Memory and disk resource management - [06:27:37] First-seen policy and miner profitability - [06:29:25] Miners' preference for first-seen - [06:30:04] Computational cost and fee optimization - [06:31:10] Security, Cypherpunk mentality, and the state - [06:35:25] Bitcoin's security model and censorship resistance - [06:41:02] State censorship and fee increases - [06:43:00] State's incentive to censor - [06:46:15] Lightning Network and regulation - [06:48:41] NGU (Number Go Up) and deference to the state - [06:51:10] Reasons for discussing Bitcoin's security model - [06:53:25] Bitcoin's potential subversion and resilience - [06:55:50] Lightning Network subsidies and scaling - [06:57:36] Mining protocols and security - [07:02:02] Braidpool and centralized mining - [07:04:44] Compact blocks and latency reduction - [07:07:23] Orphan rates and mining centralization - [07:08:16] Privacy and threat environments - [07:08:40] Social graphs, reputation, and identity - [07:10:23] Social scalability and Bitcoin - [07:12:36] Individual empowerment and anonymity - [07:16:48] Trust in society and the role of the state - [07:18:01] Payment methods and trust - [07:20:15] Credit reporting agencies and regulation - [07:22:17] Hardware wallets and self-custody - [07:23:46] Security vulnerabilities in Ledger - [07:27:14] Disclosure of secrets on Ledger devices - [07:36:27] Compromised machines and hardware wallets - [07:42:00] Methods for transferring signed transactions - [07:48:25] Threat scenarios and hardware wallet security - [07:50:47] Hardware wallet usage and personal comfort - [07:56:40] Coldcard wallets and user experience - [08:02:23] Security issues in the VX project - [08:03:25] Seed generation and hardware randomness - [08:12:05] Mastering Bitcoin and random number generation - [08:17:41]

Matiss Ansviesulis, Entrepreneur & Angel InvestorMatiss Ansviesulis co-founded Creamfinance (rebranded to AvaFin.com) in 2012 in Latvia. The firm was taken over by Capitec in 2024. Ansviesulis has not been idle, co-founding a string of FinTechs including Spanda Capital, NewSchool, Esketit, FU Capital, and Money.jo. Here, he talks to Robin Amlôt of IBS Intelligence about the challenges of helping the unbanked in emerging markets, and how Latvia and the other Baltic states have developed a thriving FinTech ecosystem.

Live from Bitcoin Beach in El Zonte, El Salvador, In this episode, I sit down with Chris and Frieda from the Bitcoin Sports Network, who are blending their love for Bitcoin and sports into something truly unique. They share their journey from discovering Bitcoin to building a company that hosts sports events—starting with golf tournaments—and how they're using these events to bring people together, educate them about Bitcoin, and grow the Bitcoin community.We discuss their journey into Bitcoin, why they left California for a Bitcoin-friendly life in Nashville, and how their passion for sports led to the creation of a network that combines Bitcoin education, community building, and global sporting events. Chris and Frieda share stories about working with Bitcoin-focused businesses, hosting inclusive tournaments, and bringing people together through their love of Bitcoin and sports.Chris and Frieda also share how they've been "orange-pilling" locals and businesses here in El Salvador, and the exciting ways Bitcoin is being integrated into sports. Whether you're into golf, Bitcoin, or just want to hear about how a couple followed their passion to create something awesome, this episode is packed with great stories and inspiration.Tune in to hear how they're combining proof of work on and off the course!- MikeSupport and follow Bitcoin Beach:https://twitter.com/Bitcoinbeachhttps://www.instagram.com/bitcoinbeach_sv/https://www.tiktok.com/@livefrombitcoinbeachWeb: https://www.bitcoinbeach.com/Follow Bitcoin Sports Network:Website: https://www.bitcoinsports.network/Browse through this quick guide to learn more about the episode:0:00 – Introduction0:42 – How Did Bitcoin Sports Network Get Started?1:29 – What's Chris' Bitcoin Journey and Inspiration?2:03 – Why Did Chris Move from California to Nashville for Bitcoin?2:42 – How Did Frieda Discover Bitcoin and Become a Believer?5:27 – How Does Bitcoin Solve Problems for the Unbanked?7:04 – What Is the Bitcoin for Kiddos Book About?8:12 – How Was the First Bitcoin Sports Network Tournament Organized?10:13 – What Happened at the Nashville Bitcoin Golf Tournament?13:26 – What Is the Max and Stacy Invitational Golf Event?15:16 – Who Are the Professional Golfers Playing in the Bitcoin Tournament?16:20 – How Does Bitcoin Sports Network Promote Inclusivity?19:46 – What Other Sports Are Bitcoin Sports Network Expanding Into?21:05 – What's the Schedule for the Max and Stacy Invitational?24:33 – What Are the Future Plans for Bitcoin Sports Network?27:21 – Which New Sports Will Bitcoin Sports Network Include Next?32:01 – How Are Vendors in El Salvador Being Orange-Pilled?34:27 – How Did Chris and Frieda Turn Bitcoin Sports Into a Full-Time Career?36:22 – Would Chris and Frieda Ever Move to El Salvador for Bitcoin?38:19 – Why Are Bitcoiners Like Max and Stacy Investing in El Salvador Real Estate?39:11 – What Makes Bitcoin Communities So Unique and Special?40:46 – What Upcoming Bitcoin Sports Events Are Planned for 2025 and 2026?Live From Bitcoin Beach

Today, we enjoyed hosting Dennis Porter on the State of Bitcoin podcast to discuss the potential for Bitcoin to reach gold parity, and hit $900,000 a coin. We also discussed the role of strategic Bitcoin reserves, and how legislative efforts in the U.S. and abroad are driving adoption.

Phillip Alexeev, Chief Growth Officer at CrossFi is a distinguished growth marketing strategist who has architected success stories across Web2 and Web3. As a veteran growth advisor, he has helped companies achieve billions in revenue, multiple IPOs, and strategic acquisitions through data-driven marketing engines. His expertise spans from developing comprehensive omni-channel frameworks to implementing precise growth tactics that consistently deliver results.In this conversation, we discuss:- Q1 2025 market sentiment- AI crypto agents + memecoins + AGI- Banking the Unbanked- 60% of the world doesn't have a bank- The evolution of payment tech- CrossFi's payment processing ecosystem- MPX and XFI tokens- CrossFi banking app and xApp- Bridging traditional finance and web3- The future of cross-chain DeFiCrossFiWebsite: crossfi.orgX: @crossfichainTelegram: t.me/crossfichain Phillip AlexeevX: @gophillionaireLinkedIn: Phillip Alexeev ---------------------------------------------------------------------------------  This episode is brought to you by PrimeXBT.  PrimeXBT offers a robust trading system for both beginners and professional traders that demand highly reliable market data and performance. Traders of all experience levels can easily design and customize layouts and widgets to best fit their trading style. PrimeXBT is always offering innovative products and professional trading conditions to all customers.   PrimeXBT is running an exclusive promotion for listeners of the podcast. After making your first deposit, 50% of that first deposit will be credited to your account as a bonus that can be used as additional collateral to open positions.  Code: CRYPTONEWS50  This promotion is available for a month after activation. Click the link below:  PrimeXBT x CRYPTONEWS50

What does it mean to be unbanked in today's economy? In this episode, we discuss the FDIC's 2023 National Survey of Unbanked and Underbanked Households. Tune in to hear more what the numbers tell us about who is banked, who is not banked,  and why it matters whether someone is banked or not.

Jumo's plan to grow its lending business in Africa is the focus of this edition of Business Day Spotlight. Host Mudiwa Gavaza is joined by Bradwin Roper, Chief of Payments Partnerships at Jumo. Through the discussion, Roper outlines Jumo's business model; use of AI in scoring customers; role of fintech in pushing financial inclusion; ways in which the company has been able to have a low default rate; and opportunities for growth. Business Day Spotlight is a MultimediaLIVE Production.

KATHY ROBERTS is CEO of Switch Reward Card - a blockchain finance ecosystem. Kathy started her career with Sears and then transferred over as an early executive (or Dawner as they called them) when Sears started Discover Card. Kathy went on to become the President of Discover Bank and served as the first female Chair of the Delaware Bankers Association. Current member of Salt Lake Chamber's Board of Governors. Kathy Roberts' charitable endeavors include but in no way are limited to the following organizations: Delaware Junior Achievement (Board of Directors), New Mexico Museum Foundation, WHOlives (Board of Directors), https://wholives.org/ - Providing clean water in the developing world using the innovative Village Drill. The History Makers, https://www.thehistorymakers.org/ - Documenting video oral histories of influential and sometimes unsung African Americans heroes. Kathy currently splits her time between Santa Fe, NM and Salt Lake City with her son Malachi, who is a musician. Website: www.SwitchRewardCard.com LinkedIn: https://www.linkedin.com/in/kathyrobertsswitch/ X: https://x.com/switch_rewards Facebook: https://www.facebook.com/switch.rewardcard --- Support this podcast: https://podcasters.spotify.com/pod/show/crypto-hipster-podcast/support

In the last episode of BullCast, we guided you on selecting the best bank to meet your needs. But did you know a portion of Americans don't use banks at all? Today, we're exploring what it means to be unbanked. We start with a fun look at pop culture characters who find alternative ways to manage their finances. Then, we delve into the definitions of unbanked and underbanked, highlight the states with the highest and lowest percentages, discuss the major contributing factors, and offer support options for those who are unbanked. This episode is packed with insightful information you won't want to miss, so be sure to tune in! The List: Pop Culture Characters Who Just Might Be Unbanked Hashtags: #unbanked #underbanked #theunbankedamerica #BreakingBullCast Visit us online: www.bullcastpodcast.com Produced by Cameron Spann | Powered by Pickler Wealth Advisors Sound effects obtained from https://www.zapsplat.com

Interledger Foundation is on a mission to provide financial inclusion to the world's unbanked individuals. In this episode,  Adam Torres and Briana Marbury, President & CEO at Interledger Foundation, explore the Interledger protocol and plans for expansion. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule.Apply to be a guest on our podcast:https://missionmatters.lpages.co/podcastguest/Visit our website:https://missionmatters.com/Support the showMore FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia

Interledger Foundation is on a mission to provide financial inclusion to the world's unbanked individuals. In this episode,  Adam Torres and Briana Marbury, President & CEO at Interledger Foundation, explore the Interledger protocol and plans for expansion.Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia

To get the latest from Lorine Pendleton, you can follow her below!LinkedIn - https://www.linkedin.com/in/lorinependleton/https://www.portfolia.co/https://125ventures.vc Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.com And don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

A special podcast on Pakistan's first Domestic Payment Scheme, Paypak. On this episode we discuss, Payment Gateways, Transaction Charges, Banks, Financial Inclusion, Digital Payments, State Bank, Buying Pakistani and more. Mr. Umer Ansari is the Head of Business Development at 1LINK (Pvt.) Ltd. He is a seasoned banker having spent almost two decades in the sector. He has held several management positions in major national and international banks – Bank AL Habib Limited, United Bank Limited, Union Bank and Citibank, in disciplines of sales, marketing, product and retail. He holds an MBA from Pakistan Institute of Management. Ms. Shaista Abdullah is a senior experienced professional with expertise across multidisciplinary skills like, Digital Transformation, Digital Strategy, Customer Experience and Loyalty, Business Process Reengineering, Customer Value Management, Customer Retentions and Loyalty and Omni Channel Strategy development & execution. International Consulting experience & industry expertise in Telecommunications, Banking & Fintech. Worked with Deloitte Consulting, Vodacom South Africa (Vodafone group), Telkom South Africa, PTCL Pakistan & Khushhali Microfinance Bank as Chief Digital Officer & led the Digi-Agri finance transformation Program in partnership with IFC. Worked with Munsalik Digital (Fintech start up in the NBMFC sector) as Head of Strategy & Communications. Currently serving as Head of Digital Payment Products and PMO at 1LINK. The Pakistan Experience is an independently produced podcast looking to tell stories about Pakistan through conversations. Please consider supporting us on Patreon: https://www.patreon.com/thepakistanexperience To support the channel: Jazzcash/Easypaisa - 0325 -2982912 Patreon.com/thepakistanexperience And Please stay in touch: https://twitter.com/ThePakistanExp1 https://www.facebook.com/thepakistanexperience https://instagram.com/thepakistanexpeperience The podcast is hosted by comedian and writer, Shehzad Ghias Shaikh. Shehzad is a Fulbright scholar with a Masters in Theatre from Brooklyn College. He is also one of the foremost Stand-up comedians in Pakistan and frequently writes for numerous publications. Instagram.com/shehzadghiasshaikh Facebook.com/Shehzadghias/ Twitter.com/shehzad89 Chapters 0:00 Introduction 2:20 Why Paypak 5:30 Transaction charges on digital payments 10:46 Paypak cards in the market 16:30 Need for a Domestic Payment Scheme 20:20 Why opt for Paypak 25:10 The financial model of Paypak and the 1Link process 33:30 Data protection, State Bank and Policy 41:45 Financial Inclusion for the Unbanked 47:30 True Pakistani

I sat down with J.R. Jones, CFP™ in this episode, and we talk about FinTech, short for Financial Technology, is a rapidly evolving industry that leverages cutting-edge technology to enhance and streamline financial services. Innovations in FinTech encompass a wide range of solutions, including digital banking, online payments, blockchain, robo-advisors, and peer-to-peer lending. These advancements aim to make financial services more accessible, efficient, and inclusive, transforming the traditional landscape of banking and finance. FinTech companies often prioritize user-friendly interfaces, data analytics, and automation to improve financial processes, offering consumers and businesses innovative tools for managing their finances in a digital age. The dynamic nature of FinTech continues to shape the future of finance, promoting greater financial inclusion, transparency, and efficiency.   Highlights J.R. Jones' background in the financial space, including his time with American Express Investment Financial Services, and how it brought him to his current project The Accountable Card, a fintech service targeting unbanked and underbanked communities The importance of having a clear vision for the product and taking action to bring it to fruition Why using cash is more expensive than using banking services The Accountable Card's feature of moving money into a savings account, which can develop a habit of saving His plans to partner with organizations like the Mississippi Nursing Association and veteran groups to offer scholarships and revenue share The importance of getting the unbanked and learning the principles of wealth acquisition    Links and Resources from this Episode https://www.practicalwealthadvisors.com https://www.practicalwealthsolutions.net/ Email Curtis for a free report - curtmay@gmail.com Call his office - 610-622-3121 ERC Tax Credit - https://ercspecialists.com?fpr=curtis75 Schedule a call with Curtis: https://aptwithcurtis.as.me/Strategysession CashFlow Mapping: https://practicalwealth.cashflowmapping.com/lp/PWbudgetsstink Private Reserve Strategy: https://app.agent-crm.com/v2/preview/vWh4TyHnUBXdULimd82i Connect with J.R Jones jrjones@sanjoinc.com Check out his services: www.accountablecard.com Special Listener Gift Schedule a 15-Minute Call with Curtis: https://aptwithcurtis.as.me/Strategysession  Review, Subscribe and Share If you like what you hear please leave a review by clicking here Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts Click here to subscribe with Spotify Click here to subscribe with RSS

In this episode of Web3 Innovators Perspectives, we discuss the unintended repercussions of fintech's rapid expansion and the transformative potential of Web3 as a solution. Explore the complexities of fintech's scale-centric approach, the plight of unbanked individuals, and the promising lifeline that Web3 technologies offer.Key Highlights:Fintech's Scale Dilemma: Understand how fintech's emphasis on automation and scalability inadvertently excludes individuals who don't fit the predetermined customer criteria, leaving many unbanked.Crypto's Liberation: Discover how cryptocurrencies and Web3 solutions provide a liberating alternative for those failed by traditional banking systems, offering accessibility and inclusivity.Regulatory Landscape: Examine the evolving regulatory landscape's impact on Web3 technologies, exploring the potential challenges and opportunities it presents for the future of finance.Join us as we uncover the nuances of the fintech revolution and the promising prospects that Web3 innovation holds. Delve into the complexities, challenges, and transformative potential of a financial landscape in transition.Connect with Us Join the Web3 Innovators community and engage with like-minded individuals passionate about the potential of blockchain technology.Contact Web3 Labs:Twitter | LinkedIn | Instagram | Facebook | Discord | Tiktok • Explore Web3 Labs: Web3 Labs specialise in web3 solutions for enterprise. • Email Web3 Labs • Get Conor's latest thoughts on Web3 and where we're headed.

How easy is it to open a bank account in your country? Around the world, 1.4 billion people can't get a bank account, and two-thirds of them are in low and middle income countries. People from migrant communities also struggle to access formal banking services. We hear from 19 year-old Josue Calderon. Originally from El Salvador, he arrived in the United States when he was 16. He tells Sam Fenwick about the challenges of only being able to use cash when he first arrived in the US. Sam also speaks to BBC World Service listeners about their experiences of opening a bank account. (Picture: The hand of a woman about to take money out of her purse. Credit: Getty Images)Produced and presented by Sam Fenwick Additional production by Barbara George

Joël Valenzuela is a libertarian content creator who has been living solely on crypto for the past eight years. From being brought up on a cattle farm to working at the White House to moving to New Hampshire for the Free State Project, Joël's diverse background led him to the blockchain space where he has become a respected journalist and educator. Through this conversation we're hoping to understand what it takes to truly live off of crypto. -- Follow Joël on Twitter: @TheDesertLynx --   Follow us on the socials:   Twitter: @showcrypto TikTok: @showmethecrypto Instagram: @showmethecryptopodcast   --   *Any financial compensation we receive will always be clearly identified as an advertisement or sponsored content. We don't accept payment to feature guests, and we don't accept payment to influence the coins/projects we discuss on Show Me The Crypto. Any ads will be clearly identified during the show, and information on our partners will be featured in the show notes.

Financial Inclusion means reaching out to customers who are by definition not very digital savvy, so how do we do it in the age of digital banks? … A hybrid partnership approach seems to work as a solution!In today's episode Iliana de Silva, CEO and Co-Founder at Techreo brings her perspectives on financial inclusion, financial wellbeing, and how Techreo is actually reaching the unbanked in Mexico with a Bank Partnership model. 60% of Mexicans do not have access to a bank account, and social media and referral rewards won't be enough to include them, we need a different approach and Iliana and the Techreo team bring a sustainable solution!If you enjoy this Purpose Driven FinTech episode it would mean the world if you subscribe and give it a follow so that we can have more impact. Remember to connect in YouTube or LinkedIn to keep the conversation going.Let's dive into it!

On this episode of Millennial Debt Domination, Katie discusses how a cashless society can affect the unbanked.  Being unbanked refers to adults who don't use or don't have access to any traditional financial services, including savings accounts, credit cards, or personal checks. A cashless society is one where cash, paper, and coin currency aren't used for financial transactions.  Today, Katie will be joined again by Kim Cole. Kim is a community engagement manager at Navicore Solutions. Katie and Kim discuss who the unbanked are, what a cashless society is, what bitcoin is, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/ 

My guest today is Ian Gaines. Ian is the Government Relations Assistant Director for The Consortium of Social Science Associations (COSSA) in Washington D.C. COSSA is a nonprofit advocacy organization working to promote and advance the social and behavioral sciences in federal policymaking. Ian has worked with Black Bitcoin Billionaires, Bitcoin Policy Institute, and is co-authoring a book, writing a chapter focusing on economic empowerment. Needless to say, he has played a huge part in a lot of behind the scenes policy work regarding bitcoin in the U.S. In this conversation Ian shares his personal bitcoin journey, provides historical context around financial alternatives needed for marginalized communities in the US, discusses assumptions some progressives have about bitcoin, emphasizes the importance of free speech principles, and touches on upcoming crypto policy/legislation and needed research on bitcoin's real-world societal impact.    https://www.youtube.com/watch?v=LuwzqHXpeuU  COSSA: https://cossa.org/  Black Bitcoin Billionaires: https://www.blackbitcoinbillionaire.com/  Bitcoin Policy Institute: https://www.btcpolicy.org/    Ian Gaines Twitter: https://twitter.com/NatureofG    Trey Walsh  https://nostree.me/Trey@progressivebitcoiner.com    SPONSOR: BitBox: Use promo-code TPB during checkout to get 5% off your purchase: https://bitbox.swiss/tpb  Sazmining: Get $50 off the purchase of a miner using the following link: https://app.sazmining.com/purchase?ref=tpb   Sazmining is a Hosted Bitcoin Mining provider with a commitment to using 100% renewable energy for your mining operation.  A Progressive's Case for Bitcoin: Get a copy of Jason Maier's book “A Progressive's Case for Bitcoin” here, https://bit.ly/3XuEcyV, using promo code TPB for 10% off the book.   TIMESTAMPS: 00:00 Start   00:01 Intro 00:02 Ian's bitcoin journey 00:07 Historical context    00:12 Financial alternatives 00:19 Real world impact 00:24 Sponsor break 00:25 Unbanked in the US 00:31 Assumptions about bitcoin 00:38 Free speech principles   00:46 Having honest conversations 00:50 Slippery slope of censorship   00:56 Values from the left 01:00:00 Cultural shift 01:07:00 Bitcoin and national security   01:13:00 Research on bitcoin's impact 01:19:00 Do you think there's a problem? 01:25:00 Making bitcoin accessible 01:27:00 Where is policy moving? 01:31:00 Outro   SUBSCRIBE Website: https://zurl.co/z6c8 RSS: https://zurl.co/wHWC Libsyn: https://zurl.co/Bkw2 Apple Podcasts: https://zurl.co/WPZg    Spotify: https://zurl.co/Y41f   Google: https://zurl.co/Wci3    Amazon: https://zurl.co/io24    Fountain: https://zurl.co/c7bl    Youtube: https://zurl.co/VT9p    FOLLOW Nostr: https://zurl.co/q7qB    Bluesky: https://zurl.co/0w35   Twitter: https://zurl.co/k1ay    Instagram: https://zurl.co/rYZW    Threads: https://zurl.co/KcMx    Facebook: https://zurl.co/Zekf    LinkedIn: https://zurl.co/SGY2    Send Some Sats: https://geyser.fund/project/theprogressivebitcoiner Subscriber Content via Supercast: https://progressivebitcoiner.supercast.com/  Join The Progressive Bitcoiner Community: https://t.me/progressivebitcoiner   

Coinbase Giving and New Story Homes have teamed up to build homes for low income families in El Salvador.New Story Homes has built over 125 homes using 3 main strategies.1) Innovation - developing new building materials, new methods, cheaper and better2) New ways to connect families to financial system, new financial products3) Investing in 3D printing of homesCoinBase Giving has now provided funding for more of the above. Coinbase Giving is the operational embodiment of their commitment to provide 1% of their profits, equity, and employee time toward charitable activities that leverage the power of crypto to increase economic freedom in the world.Mike Peterson sits down with Renato Salazar from New Story Homes along with Darin S. Carter & Amir Edjlali of Coinbase Giving to discuss the success of providing not just housing, but a new financial structure for the un-banked."The great part is that now we're seeing that the people who are usually excluded from the system, they're getting first access to it. The way that the people in this house project are paying, they're accessing this payment system before the wealthy people in the US are. They're still in line waiting to send their wire. I love that!" - Mike Peterson@holaiamrenato@Dare_CarterLive From Bitcoin Beach

Daniel is a serial entrepreneur most recently known for his pioneering efforts with a company called Unbanked. Sadly, Unbanked has had to wind down operations due to the regulatory challenges that the US faces. Daniel joins Tyler and John to discuss the lessons learned along the way, and what we can do to change the narrative on crypto from a speculative asset class to a cohesive financial system solving real-world problems. Topics covered: - How can US citizens get safe and secure access to the digital asset ecosystem in this regulatory environment? - What are the real-world use cases that crypto enables beyond just "number go up"? - What's the optimistic future for digital assets? - What did Daniel learn from his early days in crypto (2017)? - Why should people care about crypto in the first place? - What to do about the ponzi schemes and scam artists in the crypto industry (spoiler: they need to be absolutely crushed) - The origin of banking and lending - Tether, Bitcoin, Ethereum, and much much more! This episode is jam packed with amazing insights from an incredibly talented individual and we're lucky to have him on the podcast. Please remember, none of this is investment advice. Timestamps: 1:04 How'd you get into crypto? 5:51 What happened to Unbanked? 7:55 How is the environment today different from 2017? 10:33 What are regulators focusing on? 13:05 Has the crypto industry lost its way? 15:30 What's holding back adoption? 18:37 Why you should take personal responsibility 21:50 What is the government's own view of its role in money production? 23:10 What is socialism? 26:00 Daniel's father-in-law moved to America from Iran 27:50 Competition to the government 35:09 The first central bank40:30 What are you optimistic about? 45:23 Bitcoin47:15 Crypto personalities: beware!48:25 Who does Daniel think Satoshi is? 50:38 What is your advice for someone wanting to join the industry?52:53 Learn about Bitconnect and take precautions!54:47 Find your "why" in crypto1:00:00 The power of tools like crypto and ai1:01:24 Where to find Daniel these days --- TradFi to DeFi ⭐️Twitter: https://twitter.com/TradFitoDeFi ⚡Follow Tyler: https://twitter.com/TylerSherwin

Buy my stuff Come to rebel capitalist live at https://rebelcapitalistlive.comCheck out my private, online investment community (Rebel Capitalist Pro) with Chris MacIntosh, Lyn Alden and many more for $1!! click here https://georgegammon.com/proRebel capitalist merchandise https://www.rebelcapitaliststore.com

No Agenda Episode 1570 - "Unbanked" "Unbanked" Executive Producers: Sir Onymous of Dogpatch and Lower Slobbovia James Gemmell Sir markontheuniverse Jeffrey Wolf Matthew Parr Sir Tür-ki-ye Dame Mariella anonymous Sir Tech Wizard D W Associate Executive Producers: Dame Jennifer, Protector of the Paperbacks Rami Mckinney Jaime Sir Guust Kadaver Gina Pettaris 1570 Club Members: Sir markontheuniverse Become a member of the 1571 Club, support the show here Boost us with with Podcasting 2.0 Certified apps: Podverse - Podfriend - Breez - Sphinx - Podstation - Curiocaster - Fountain Knights & Dames Jennifer > Dame Jennifer, Protector of the Paperbacks Mark Murphy > Sir markontheuniverse William Levenberg > Sir Tür-ki-ye Justin Nelson Price > Sir Tech Wizard Art By: Sir Parker Paulie End of Show Mixes: Sir Dewcifer - Deezlaughs - Steve Jones - Neal Jones Engineering, Stream Management & Wizardry Mark van Dijk - Systems Master Ryan Bemrose - Program Director Back Office Jae Dvorak Chapters: Dreb Scott Clip Custodian: Neal Jones Clip Collectors: Steve Jones & Dave Ackerman NEW: and soon on Netflix: Animated No Agenda No Agenda Social Registration Sign Up for the newsletter No Agenda Peerage ShowNotes Archive of links and Assets (clips etc) 1570.noagendanotes.com Directory Archive of Shownotes (includes all audio and video assets used) archive.noagendanotes.com RSS Podcast Feed Full Summaries in PDF No Agenda Lite in opus format NoAgendaTorrents.com has an RSS feed or show torrents Last Modified 07/06/2023 16:30:50This page created with the FreedomController Last Modified 07/06/2023 16:30:50 by Freedom Controller

Buy my stuff Come to rebel capitalist live at https://rebelcapitalistlive.comCheck out my private, online investment community (Rebel Capitalist Pro) with Chris MacIntosh, Lyn Alden and many more for $1!! click here https://georgegammon.com/proRebel capitalist merchandise https://www.rebelcapitaliststore.com

Right now the campaigning for the Houston mayoral election is underway, with elections happening in November of this year. Time is up on the current mayor Sylvester Turner, a two-time elected Democrat not able to seek reelection again due to term limits. If you were wondering about who was running for the new available spot, you would be hard pressed to find all of the candidates with a simple Google search. Many news outlets don't even offer information on all of the candidates on the ballet, only the ones they feel like reporting about. With this subjective reporting, how are citizens to know all of their options? Shouldn't there be some sort of informed consent for all of our available options out there? I mean, this isn't the pharmaceutical industry, surely not every system of power in place is intentionally withholding valuable information from the population to manipulate and coerce our decision making as a whole and keep us as oppressed, mind controlled sheeple who in Huxleyan fashion eagerly and intoxicatedly consent to our own spiritually vibration lowering subjugation?LOL

Join me today for Episode 735 of Bitcoin And . . . Topics for today: - Bottlepay shuts down again - DCG closes Tradeblock - Microsoft and Brazil's CBDC - Multichain PANIC! OMG! - Bitcoin politicians suck - Unbanked closes - Celsius' life-line? #Bitcoin #BitcoinAnd #BTC Buy Maple Syrup from @beisnerds on nostr npub172mu27r5yny0nnmvgjqwhx055dmsesrrx7j0p5d3pxagfx6xgxfsv75p3q Buy Comfrey from @ShiShi on nostr npub1ugnq57hn8va6xqr5zywy2eunem6c624583vkt0dmv40ep7tnnxkqrr898l Articles: https://bitcoinmagazine.com/business/bitcoin-payments-app-bottlepay-to-shutdown-services https://cointelegraph.com/news/eu-regulator-urges-crypto-firms-to-disclose-regulatory-status-of-products https://www.coindesk.com/business/2023/05/25/dcg-sunsets-trade-execution-prime-brokerage-unit-tradeblock/ https://bitcoinmagazine.com/culture/bitcoin-tax-attacks-are-regulatory-fear https://cointelegraph.com/news/visa-microsoft-join-brazilian-cbdc-pilot - https://www.cnbc.com/futures-and-commodities/ - https://bitinfocharts.com/ - https://bitcoin.clarkmoody.com/dashboard/ - https://mempool.space/ - https://fountain.fm/charts https://decrypt.co/142421/panic-over-1-5-billion-defi-bridge-multichain-shifts-to-fantom https://www.coindesk.com/tech/2023/05/25/us-presidential-candidate-ramaswamy-takes-potshot-at-desantis-bitcoin-remark/ https://cointelegraph.com/news/unbanked-to-wind-down-citing-regulatory-enviroment https://bitcoinmagazine.com/business/celsius-agrees-to-purchase-bid-by-fahrenheit https://cointelegraph.com/news/open-ai-grant-democratic-governance Find me on nostr npub1vwymuey3u7mf860ndrkw3r7dz30s0srg6tqmhtjzg7umtm6rn5eq2qzugd (npub) 6389be6491e7b693e9f368ece88fcd145f07c068d2c1bbae4247b9b5ef439d32 (Hex) StackerNews: stacker.news/NunyaBidness Podcasting 2.0: fountain.fm/show/eK5XaSb3UaLRavU3lYrI Apple Podcasts: tinyurl.com/unm35bjh Instagram: instagram.com/bitcoin_and Mastodon: noagendasocial.com/@NunyaBidness Support Bitcoin And . . . on Patreon: patreon.com/BitcoinAndPodcast Find Lightning Network Channel partners here: https://t.me/+bj-7w_ePsANlOGEx (Nodestrich) https://t.me/plebnet (Plebnet) Music by: Flutey Funk Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License creativecommons.org/licenses/by/3.0/

In this episode of The Payments Show Podcast, I spoke to Sarunas Matulevicius who is the Head of Product at Axis in Egypt. Axis is a solution which helps small to medium businesses in Egypt with payments, banking, payroll and other essential tools. Click through the Chapters Menu at the top of the episode webpage here: http://thepayments.showSummary of topics discussed:1. Serving the Unbanked and Underbanked 2. For Businesses and Individuals3. Stats for Egypt: Banking and Financial Inclusion4. The Market of Egypt5. Government Wants to Digitize the Economy6. Regulation & Compliance in Egypt7. Culture and Sharia Financial Compliance8. Impact of Macro Economics and War9. Legacy Banks10. Deals & Discounts, QR CodesAnd much more…Details:- Recorded on 27 Apr 2023- Host: Satwant Phull, Founder of Digital Money Lab- Guest: Sarunas Matulevicius, Head of Product, Axis[Next Steps]- Get in touch with Satwant: digitalmoneylab.com - Axis: axisapp.com | @axis_app

A school software company says banks make it too difficult for teenagers to set up their own bank accounts. A survey by MyMahi, which has almost 50,000 secondary school student users, found about a third of respondents didn't have their own individual bank account. Many said bank sign-up processes which require verified ID and in-person branch appointments with a parent, are out-dated and too demanding. MyMahi founder Jeff King says the end result is that thousands leave school without ever managing their own account. He joins Kathryn to talk about digital ID solutions, saying banks need to get on board and walk the talk when it comes to encouraging financial literacy.

Join Susan and her guest Rob Stewart, Cofounder and EVP of BlocPal, in this thought-provoking podcast about the highs and lows of entrepreneurship. Rob talks about his journey of building a successful company, BlocPal. They discuss the need and the importance of finding the right partners. Rob also talks about what keeps him up at night, from the macro view of the markets, to protecting the shareholders, to balancing growth and success. Come for the stories and stay for the lessons, as Susan and Rob bring a raw and real look into the world of entrepreneurship.   About Rob: Rob is a corporate executive with extensive experience working in both start-up and larger operating businesses. He brings an educational background in marketing and human resource management. Rob began his career working in management consulting before joining the McLean Group of Companies as Vice President, Business Development, where he was responsible for revenue, profitability and strategic growth. Over the past decade, he and his wife have grown a successful nutritional sales organization. Currently as Executive Vice President with BlocPal, Rob has successfully guided the company through all their private equity raises, M&A transactions and has supported business development efforts; bringing many of the key strategic partnerships that have driven the company's rapid growth.   Connect with Rob: Website www.blocpal.com LinkedIn @robertwilliamstewart Facebook @rob.stewart.35977 Twitter @BlocPal   About Susan Sly: Susan Sly is the Co-founder and Co-CEO of RadiusAI, a tech investor, best-selling author, keynote speaker, entrepreneur, and host of the highly acclaimed podcast – Raw and Real Entrepreneurship. Susan has appeared on CNN, CNBC, Fox, Lifetime Television, The CBN, The Morning Show in Australia and been quoted in MarketWatch, Yahoo Finance, Forbes, and more. She holds Certificates in Management and Leadership, Technology and Operations, and Strategy and Innovation from MIT. Susan is the author of 7 books. Her book project with NY Times Best Selling Author, Jack Canfield, made six Amazon Best Selling lists.   Connect With Susan: Twitter @Susanslylive Twitter @rawandrealentr1 LinkedIn @susansly Facebook @susanslylive Website https://susansly.com/   Join the Raw and Real Entrepreneurship Community: https://www.facebook.com/groups/rawandrealentrepreneurs   Join the Insider's List: https://susansly.com/insider/

Paula Hunter of Mojaloop talks with Doc Searls and Jonathan Bennett about using open source, open data, open standards, open content, and other DPGs—Digital Public Goods—to make transactions cheaper and easier in the unbanked world. Hosts: Doc Searls and Jonathan Bennett Guest: Paula Hunter Download or subscribe to this show at https://twit.tv/shows/floss-weekly Think your open source project should be on FLOSS Weekly? Email floss@twit.tv. Thanks to Lullabot's Jeff Robbins, web designer and musician, for our theme music. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit

Paula Hunter of Mojaloop talks with Doc Searls and Jonathan Bennett about using open source, open data, open standards, open content, and other DPGs—Digital Public Goods—to make transactions cheaper and easier in the unbanked world. Hosts: Doc Searls and Jonathan Bennett Guest: Paula Hunter Download or subscribe to this show at https://twit.tv/shows/floss-weekly Think your open source project should be on FLOSS Weekly? Email floss@twit.tv. Thanks to Lullabot's Jeff Robbins, web designer and musician, for our theme music. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit

Paula Hunter of Mojaloop talks with Doc Searls and Jonathan Bennett about using open source, open data, open standards, open content, and other DPGs—Digital Public Goods—to make transactions cheaper and easier in the unbanked world. Hosts: Doc Searls and Jonathan Bennett Guest: Paula Hunter Download or subscribe to this show at https://twit.tv/shows/floss-weekly Think your open source project should be on FLOSS Weekly? Email floss@twit.tv. Thanks to Lullabot's Jeff Robbins, web designer and musician, for our theme music. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit

Paula Hunter of Mojaloop talks with Doc Searls and Jonathan Bennett about using open source, open data, open standards, open content, and other DPGs—Digital Public Goods—to make transactions cheaper and easier in the unbanked world. Hosts: Doc Searls and Jonathan Bennett Guest: Paula Hunter Download or subscribe to this show at https://twit.tv/shows/floss-weekly Think your open source project should be on FLOSS Weekly? Email floss@twit.tv. Thanks to Lullabot's Jeff Robbins, web designer and musician, for our theme music. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit

Oscar Bilayin Kudor runs a business in Ghana producing cassava flour. He wants to grow his business but traditional banks are reluctant to lend him the money to buy expensive machinery. 1.4 billion people around the world people can't get access to formal banking. Two thirds of them live in low and middle income countries. One of Ghana's largest banks, Absa Bank thinks it has a solution. It's giving small businesses grants to help them access formal banking facilities. Having a bank account makes it easier for households to budget and businesses are more likely to thrive. In this episode we also look at how digital banks are helping more people get bank accounts and why access to banking is key to empowering women. Producer/Presenter: Sam Fenwick Image: Oscar Bilayin Kudor; Credit: Oscar Bilayin Kudor

Today we welcome Tara Sahu, VP, Head of Integrated Marketing at Varo Bank. Tara talks about Varo's mission to democratize financial power and create a world where that power is no longer a privilege – providing access for over 100 million underbanked people. When was the last time you were inspired by a bank? Today. Today is the answer. Give it a listen. 00:18 - Tara Intro02:05 - Journey to where you are now10:11 - Varo Bank Charter13:14 - Trust with online banking14:48 - Varo Mission Statement18:56 - History of income equality in banking space22:49 - Definition of Underbanked and Unbanked24:19 - Varo ideal customer27:21 - How does Varo make money28:42 - Getting people to switch to Varo30:04 - Purchase Funnel34:38 - Diversity moving from Coke to Fintech37:09 - How does the brand drive the culture38:31 - What keeps you up at night

Celyn Brown is the Founder of ShareChange, an initiative to fund life-changing loans to underbanked people around the globe. The ShareChange app offers a convenient way to contribute bit by bit toward making a micro-loan. Celyn started working on ShareChange after completing a Masters in Social Entrepreneurship. She aspires to motivate others to share financial opportunities and to help people to spend less, in order to give more. During the show we discuss: The Main Aim of Financial Inclusion The Factors Affecting Financial Inclusion The Biggest Obstacles in Achieving the Objectives of Financial Inclusion The Impacts of Being “Unbanked” How Financial Services Can Help in the Fight Against Poverty What Can be Done to Improve Financial Inclusion The Part Credit Plays in the Fight Against Poverty The ShareChange App How ShareChange Works, and How the Finding and Screening Process of Borrowers Work How ShareChange Ensures Its Positive Social Impact Other Important Financial Services in Financial Inclusion Examples of Innovations in Space   Show resources: https://wesharechange.com/

Hermann from Bitcoin Ekasi joins me to chat about his journey banking the unbanked: Being inspired by bitcoinbeach Conditions in the town in Mossel Bay, South Africa Shops taking bitcoin payment Dealing with volatility Why maximalism is practical Using services like Bitrefill Bitcoin education centre - built with bitcoin / Paxful Links: Site: BitcoinEkasi.com Twitter: @BitcoinEkasi Twitter: @vryfokkenou Article: Bitcoin Ekasi: The Township One Year Later Thread about ‘maximalism': https://twitter.com/BitcoinEkasi/status/1600820061375459330 Sponsors: BTCPrague.com (code LIVERA) Swan Bitcoin Mempool.space Unchained Capital (code LIVERA) CoinKite.com(code LIVERA) Blockstream.com

Around the world 1.6 billion people are unbanked and the costs they carry are truly staggering. In this episode Chalin speaks with Hector Terrero of Moneda, a leader in the alternative banking movement in Latin America.

Hello everyone and welcome back to CleanTechies the Podcast. This is episode 68.If you are a climate tech founder with specific questions you'd like us to ask -- OR -- looking for capital and strategic partner introductions, please reach out to me via the Slack Channel or LinkedIn and we are glad to help in any way we can.  Today we are joined by Celyn Brown and Kristen Castell to discuss what ShareChange is doing in the Micro Finance space. This conversation spans broadly across what ShareChange is doing with Micro Lending to Entrepreneurs in unbanked regions but also more broadly about the importance of Micro Finance. Key topics: How big financial institutions can stand to change and how they originally were against Impact Finance How the unbanked populations are also more affected by Climate Change How, in many countries, women are unable to get loans without a man's signature How learning through doing is the best way to get into impact finance We hope you enjoy today's episode - please reach out with any specific questions or discussion points. If you're interested in being a show sponsor you can reach me at silasmahner@gmail.comShareChange Website: https://wesharechange.com/Connect with Kristen: https://www.linkedin.com/in/kriscastell/Connect with Celyn: https://www.linkedin.com/in/celynbrown/Check out our Sponsor, NextWave Partners: https://www.next-wavepartners.com/Join the Slack Channel:  https://cleantechies.slack.com/join/shared_invite/zt-pd2drz6d-N~9nURU5JlyMXv2ZiO5bAQ#/shared-invite/emailFollow CleanTechies on LinkedIn: https://www.linkedin.com/company/clean-techies/ HMU on Twitter: @silasmahner__________We are proud to continue working with NextWave as our official show sponsor for this podcast. NextWave and all of its staff are highly motivated to advance the ClimateTech revolution and are constantly innovating ways that they can help affect that transition. From experts in the talent space to ESG experts, NextWave is taking on Climate and Social responsibility head-on and helping companies build great cultures that not only make the world a better place but also increase workplace satisfaction. Reach out to NextWave Partners today to learn more about how we might partner with you today. https://www.next-wavepartners.com/ / info@next-wavepartners.comSupport the show

Yes, We talk about the Kanye/Chase thing... Reluctantly. I mainly focus on why the people who are protesting this move by Chase are the same people who ignored when this happens to others not as rich or famous. I discuss what it possibly MAY have been to cause this breakup, and I discuss the uniqueness of this case. Plus, I talk about how some recent high profile criminal acts just outside of bank branches in California may actually cause more people to be unbanked as a result of it. In the last couple of days, we had a person try to blow up a Bank of America ATM in Palmdale, CA, and there was a shooting of an armored car employee at another BofA in the Carson, CA. The scary thing? Unrelated crimes that have a solid bond: How changing bank procedures and pushes caused this indirectly! I explain why. NB Has recovered over $3.4 Million from big banks back to consumers, with nearly $700k of it being Zelle fraud! 29,000+ Followers on TikTok, Twitter and Instagram Buy My Book "High-Risk Transaction" Find all my social media and other links at: TheNotoriousBanker.com (Links to YouTube, my book's page, podcast links, and how to contribute by Venmo/Cashapp and much more!!!) MY PATREON Page! For as little as $1, you can help James in his fight against big banks. http://patreon.com/NotoriousBanker --- Support this podcast: https://anchor.fm/thenotoriousbanker/support

Our expert hosts, Ross Gallagher, is joined by some great guests to ask: "Will embedded finance bank the unbanked?" While you may think ‘unbanked' and ‘underbanked' applies to emerging markets, estimates from the Federal Deposit Insurance Corporation (FDIC) suggest 5.4 percent of U.S. households were “unbanked” in 2019, meaning that no one in the household had a checking or savings account at a bank or credit union. Today, we've put together a panel of experts to discuss: Why are so many people still unbanked? What does embedded finance do differently? What's possible in the future? This week's guests include: David Barton-Grimley, Embedded Financial Services, 11:FS Bruno Diniz, Co-Founder, Spiralem Ida Rademacher, Vice President, The Aspen Institute Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Bruno DIniz, David Barton-Grimley, and Ida Rademacher.

What is it going to take to get American politicians on board with crypto? That's what Dennis Porter, Founder of Satoshi Action Fund, is trying to find out. Satoshi Action Fund is a Non-Profit 501(c)(4) dedicated to raising awareness about Bitcoin Mining, education, investment, and innovation in the United States.  Dennis stops by to weigh in on the hottest political and regulatory questions of the day, including New York City's PoW Mining Ban, China's Mining Ban, and Energy Policy. He'll also reveal a list of the most pro-crypto politicians and how you can get involved. JOIN THE FREE WOLF DEN NEWSLETTER

Adult entertainment is one of the oldest industries in history. Whether we recognize it as a part of society or not, it exists, and so do the sex workers who earn income through this. Being in this profession raises stigma, discrimination, and disrespect. And this is why there are very few who cater to their financial planning needs. In this episode, we go back to California and its stigmatized ecosystem, with Lindsey Swanson who made it her mission to create an incredible financial support system specifically for sex workers. As the CEO of Stripper Financial Planning, Lindsey offers quality financial advice while protecting her client's dignity and rights at the same time.  Discover how really seeing the people in the adult entertainment industry can inspire your financial savvy and also broaden your perspective. Highlights: >> Lindsey shares how she found her niche >> Stigma faced while working with sex workers >> Discrimination sex workers face in society >> Working on finances and passion at the same time >> Embracing failures and overcoming gender discrimination   Connect with Lindsey: >> Instagram: https://www.instagram.com/lindseyswansong/ (https://www.instagram.com/lindseyswansong/)  >> Twitter: https://twitter.com/lindseyswansong (https://twitter.com/lindseyswansong)  >> LinkedIn: https://www.linkedin.com/in/lindsey-swanson-cfp%C2%AE-455930114/ (https://www.linkedin.com/in/lindsey-swanson-cfp%C2%AE-455930114/)  >> Website: https://www.stripperfinancialplanning.com/ (https://www.stripperfinancialplanning.com/)  >> Spotify: https://open.spotify.com/user/lindseybartels (https://open.spotify.com/user/lindseybartels)  If you loved this episode, you have to listen to these episodes as well:  >> https://minority-money.captivate.fm/episode/banking-the-unbanked-with-jontae-james (Episode 149: Banking the Unbanked with Jontae James) >> https://minority-money.captivate.fm/episode/finding-your-niche-and-doing-what-you-love (Episode 70: Finding Your Niche and Doing What you Love with Jannese Torres-Rodriguez) >> https://minority-money.captivate.fm/episode/we-need-to-talk-about-systemic-racism-sexism-and-discrimination-in-the-workplace (Episode 48: We Need To Talk… About Systemic Racism, Sexism And Discrimination In The Workplace) I'm sure you're getting tons of value from the podcast! Don't forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv (https://apple.co/3jN77Mv)), Spotify (https://spoti.fi/3jParH0 (https://spoti.fi/3jParH0)), Google Podcasts (https://bit.ly/3n3i8vb (https://bit.ly/3n3i8vb)), or on your favorite podcast app and SHARE THIS

Carrie Sheffield, senior policy analyst at Independent Women's Forum, joins She Thinks to discuss how the Left is forcing those with lower incomes toward riskier and more expensive alternative banking options that could push them over the financial edge. — She Thinks is a podcast for women (and men) who are sick of the spin in […]

Indonesian Bitcoin specialist and educator Dea Rezkitha joins me for an in-depth conversation into how money has shaped historic political and economic power structures in Indonesia. Dea also looks forward to how Bitcoin can provide people with self-agency and greater resilience.Be sure to check out NYDIG, one of the most important companies in Bitcoin: https://nydig.com/GUESTDea's Twitter: https://twitter.com/dearezkithaDea's Linktree: https://linktr.ee/dearezkithaDea's Podcast: https://open.spotify.com/show/26NeuEmwYtb3iMnp2IFKyp?si=a34a81ad7a6342afKelas Bitcoin: https://kelasbitcoin.com/My Bitcoin Story: http://bit.ly/MyBitcoinStoryPODCASTPodcast Website: https://whatismoneypodcast.com/Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsE?si=wgVuY16XR0io4NLNo0A11A&nd=1RSS Feed: https://feeds.simplecast.com/MLdpYXYI Transcript:OUTLINE00:00:00 “What is Money?” Intro00:00:08 Kelas Bitcoin as an Indonesian-centric Resource for Bitcoin Newbies and Enthusiasts00:03:47 Dalio's Framework of The Big Cycle: Rises and Declines of Big Empires00:09:47 Money as a Factor and Tool in the Changing World Order00:12:16 The History of Indonesia as a Trading Port00:17:37 How the Dutch Gained Control By Establishing VOC as the First Publicly Traded Company00:22:00 NYDIG00:23:08 How VOC as a Sovereign Power Built the Boats to Riches00:28:55 Exploitation Using Short-Term Incentives To Create More Plantation Workers00:33:32 “If You Can Control The Money, You Can Sculpt History”00:40:35 Indonesia Transitioning From a Dutch Colony to the Japanese Occupation00:51:40 Destabilizing the Indonesian Rupiah to Reclaim it as a Colony00:58:17 Economic Consequences of Indonesia Having To Pay a 4.9 Billion Dutch War Debt01:05:42 Constant Debasement of Rupiah Creates Hyperinflation of 500% in 196601:10:55 The State Grows while Money Associated with Capitalism Declines01:14:58 Foreign Investment Opens with Cascades of Corruption and Control01:19:53 “Life Finds a Way”: The Dynamic Nature of Markets During Booms and Busts01:24:48 1997-98 Mark Larger Economic Contractions, Civil Unrest, and Political Fallout01:28:54 Production vs. Consumption: Indonesia as a Microcosm of The Big Cycle01:34:34 Post-Asian Financial Crisis and the Next Changing Order Away From Fiat01:40:15 60% Unbanked in Indonesia: A Hole That Bitcoin Can Fill01:43:51 Bitcoin is Boring Money: Safe, Resistant, and Harder to Confiscate01:50:46 Indonesia is at a Crossroads Between CBDC and BitcoinSOCIALBreedlove Twitter: https://twitter.com/Breedlove22WiM? Twitter: https://twitter.com/WhatisMoneyShowLinkedIn: https://www.linkedin.com/in/breedlove22/Instagram: https://www.instagram.com/breedlove_22/TikTok: https://www.tiktok.com/@breedlove22?lang=enAll My Current Work: https://linktr.ee/breedlove22WRITTEN WORKMedium: https://breedlove22.medium.com/Substack: https://breedlove22.substack.com/WAYS TO CONTRIBUTEBitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7Sats via Strike: https://strike.me/breedlove22Sats via Tippin.me: https://tippin.me/@Breedlove22Dollars via Paypal: https://www.paypal.com/paypalme/RBreedloveDollars via Venmo: https://venmo.com/code?user_id=1784359925317632528The "What is Money?" Show Patreon Page: https://www.patreon.com/user?u=32843101&fan_landing=trueRECOMMENDED BUSINESSESWorldclass Bitcoin Financial Services: https://nydig.com/Join Me At Bitcoin 2022 (10% off if paying with fiat, or discount code BREEDLOVE for Bitcoin): https://www.tixr.com/groups/bitcoinconference/events/bitcoin-2022-26217Automatic Recurring Bitcoin Buying: https://www.swanbitcoin.com/breedlove/Buy Bitcoin in a Tax-Advantaged Account: https://www.daim.io/robert-breedlove/Buy Your Dream Home without Selling Your Bitcoin with Ledn: https://ledn.io/en/?utm_source=breedlove&utm_medium=email+&utm_campaign=substack

Location: New York Date: Friday 29th October Project: loomered.com This year's Bitcoin 2021 conference was the biggest event in Bitcoin's history, with over 12,000 people coming together in Miami. I was there to host one of the most hotly anticipated events called ‘Banking the Unbanked' which saw my friend Alex Gladstein interview Twitter CEO Jack Dorsey. Jack didn't disappoint when he began by stating “Bitcoin changes everything… I don't think there's anything more important to work on in my lifetime.” Yet, the session is perhaps best known for the fact that activist Laura Loomer came to the stage and heckled Jack. Laura wanted a conversation with Jack about censorship, in light of the fact she has been banned from Twitter (amongst other platforms and services such as Facebook, Uber and PayPal). She was encouraged to leave, but before she did I promised to hear her out at a more appropriate time, so here we are. Whatever you think of Laura, ‘deplatforming' is one of the most contentious issues in society today. It cuts to the heart of the debate around free speech and American's first amendment rights. Should we have limits on speech? Or is ‘hate speech' misapplied to muzzle acceptable discourse? Who decides on what is acceptable or not? And can private organisations remove voices from their platforms when they have become the world's town square? Laura has tested these arguments in the courts by suing Twitter, Apple, Facebook, and Twitter. In this interview I talk to far-right political activist Laura Loomer. We discuss racism and religious discrimination, debanking and deplatforming, and the limits of free speech.