Money For Life

My guest today has been on the front lines for a long time, fighting the unseen battles and advocating for equality and diversity in the workplace. Simma Lieberman is internationally known as “The Inclusionist,” Her passion for diversity and its possibilities began in 1963 when she went on the March On Washington. In 1963. She wishes she could say that it was because of hearing Martin Luther King give his “I Have A Dream” speech, but she was too young to remember it. However, she has always remembered what it felt like to be amongst 250,000 people for the first time of all colors, cultures, and ages, rallying and marching together for change. Today, Simma works with leaders of organizations who understand that while training in areas of diversity and inclusion is important, sustainable change only occurs when diversity and inclusion are integrated into the business strategy, and are part of the organization’s cultural DNAHer website is www.simmalieberman.com.

    Trang Dang-Le attributes her success to a father who reinforced the importance of education every single day. And probably the most important fact is she accomplished her triumphs only after she returned to work when her three daughters were old enough to tend to themselves.   Trang's early life as a Vietnam refugee combines devastating moments of loss with hopeful happenings that stir the human spirit. Her story is truly uplifting for all moms on the entrepreneurial path.  

Too often, millennials are accused of not going deep, that somehow just posting something publicly about an issue means you've done something to help solve it. But, as with most issues, it takes more than a tweet to fix culture. It takes actual work, every day, from men to stop sexual misconduct. It takes examining one's own treatment of women and speaking up to one's friends when they say or do something disrespectful. That’s why I started the #NowWhat campaign and encourage you to do your part to end sexual harassment in the workplace. Today's podcast guest is LeRon Barton, a writer from Kansas City who currently resides in San Francisco. LeRon’s essays have appeared in Salon, The Good Men Project, Eastbay Express, Those People, AlterNet, Buzzfeed, Gorilla Convict, and Elephant Journal. His site is leronbarton.com.  

Harassment comes in all forms. Today's guest is Nita Wiggins, an esteemed journalism professor at ESJ-Paris where she is training the next generation of journalists. Her upcoming book, “Civil Rights Baby: My Story of Race, Sports, and Breaking Barriers in American Journalism” is the story of her 20 years in American television. Despite her major successes, Nita was exposed to much harassment in her career. The late Roger Ailes no longer runs Fox News and Bill O’Reilly is gone from the anchor chair but painful stories from the past still linger. Nita says her health and career, as well as that of other female TV employees were adversely affected by institutionalized sexual discrimination.

It's always good to have a side hustle­–especially if you’re a mompreneur looking to bring in lots of extra cash for your family. A mom and a former freelancer, Kimmie Greene is a leader within the QuickBooks Self-Employed team. She joined Intuit in 2016 as head of communications for Mint, a leading money management tool that helps people understand and do more with their money. Her experience spans a range of startup, corporate and agency positions with a strong focus on technology and financial services, including work with financial institutions, investment firms and tech ventures. Now in an elevated role on the QuickBooks Self-Employed side, she’s a fount of knowledge, able to talk about gig workers, freelance contractors and self-employed business owners about handling funds without the stress and worry.  Visit QuickBooks Self-Employed

Applying to college is hard enough without the minefield of securing financial aid. The basic government form, the dreaded FAFSA (Free Application for Federal Student Aid) asks for information high-school students might not even know about their families' financial lives. The form is hard enough to make parents go nuts, much less their high school children. And that’s where Charlie Javice steps in. Charlie has always been a go-getter–at 19, she was named one of Fast Company’s “100 Most Creative Business People” and her work has been featured on CNBC’s “20 under 20” special. Now at the ripe old age of 25, Charlie Javice is the founder and CEO of Frank. Frank is an online platform designed to streamline and simplify the application process for the Free Application for Federal Student Aid (FAFSA), enabling millions of students to access billions in free federal aid. The company’s website is www.withfrank.org.

Today we take a deep dive into the psychological and emotional issues provoked when sexual harassment rears its ugly head. For over 25 years, Dr. Brenda Wade has had the privilege of helping millions of people via television, live training events, books and social media create the love they’ve always wanted. Dr. Oz describes her as “one of the most renowned psychologists in America”. Dr. Brenda hosted her first TV show at age sixteen, going on to host five national shows and became a popular expert on Oprah, The Today Show, Good Morning America and Dr. Drew. She is also the host of “Modern Love,” her own podcast on Blog Talk Radio.  Her website is www.drbrendawade.com.

The first paychecks of 2018 have been dispatched but it may be weeks or months before taxpayers know how the new U.S. tax laws will affect their take-home pay. To be frank, there’s a lot of confusion and fear going on. Many people are upset about the new law and worried it will adversely affect their financial outlook. We’ve decided to tackle this issue head-on with Rick Kollauf, Vice President and Director of Business Advisory for BMO Private Bank. Rick specializes in providing customized succession and estate planning solutions to high net worth individuals and families as part of an overall personal wealth management strategy. He has over 31 years of experience in the financial services industry.

As the New Year begins, sexual misconduct scandals continue to explode. On nealegodfrey.com, we want to hear from you as the #MeToo movement has reached a new stage Neale calls #NowWhat. Neale felt it was time to take a step back and explore some of her personal experiences with Nancy Evans, a fellow female entrepreneur and true trailblazer for women in business. Nancy's now the head of Women’s Media Lab, a consulting group she founded to work with both startups and big brands.  Through it all, Nancy has led with innovation and garnered admiration for her incredible contributions. But some of her great successes came at an unspoken cost: dealing with harassment and extremely sexist attitudes. 

Meet Kyle Nakatsuji founder and CEO of Clearcover, an auto insurance disrupter that is beloved by millennials. As a personal finance expert, Kyle can explain how even those with lower incomes can adopt the FIRE (Financially Independent, Retire Early) lifestyle. One crucial step: learn how to lower your car insurance.   And before you say, “Insurance?! How dull.”  Let me tell you something we found on Linked In.  Kyle’s profile says he’s here “to make insurance less boring…or more boring. Either way, it’s better with Clearcover!” The company’s website is www.clearcover.com.

The very definition of go-getter, Alexa Curtis turned her fashion blog into a full-time lifestyle platform for teens. Through cold-pitching, she even managed to get sponsored by brands like British Airways, T-Mobile, Lands' End and more. Today she’ll reveal the incredible ups and downs of her journey and reveal how to achieve massive success when you “live your own brand.” Her website is www.alifeinthefashionlane.com  

It may seem that grades completely define a child’s future success but by digging a little deeper, there are a number of skills a tutor can develop to steer your child towards success. Frank Milner recognized the potential of a company called Tutor Doctor. Under this direction, the company has cracked the tutor code for parents by providing customized learning to change the trajectory of student’s lives. The website is www.tutordoctor.com.

Meet Desiree Vargas Wrigley, founder of Pearachute, the brand that innovates how modern families plan and coordinate their children's activities.  Pearachute’s explosive growth is proving that parents care about enriching their kids’ lives more than ever. Neale calls these special times "good mom moments."  As a working mom, Desiree wanted the activities her family invested in to be a source of happiness—not stress. Listen in for the secrets and strategies that make Pearachute the go-to-source for busy parents.  Her website is www.pearachutekids.com  

Today’s podcast is a very significant conversation that encapsulates Neale's philosophy on charity and giving back. A former nurse, Ann Gloag is one of the most prominent philanthropists in her native Scotland and listed as one of the top 50 female entrepreneurs in the world. Hear how she's using her influence and position to empower a severely neglected female population in Africa and beyond.  Her website is www.freedomfromfistula.org.   

Wayne Weber is CEO and Founder of Gift of College, a company that revolutionizes college savings. He is passionate about providing families a simple and easy way to save for college tuition – bringing change to a complex process. His website is www.giftofcollege.com.

If you're thinking about going into business with your sweetheart, you need smart survival strategies to keep your relationship–and your company–healthy. A recent study shows that spouses connected by work can provide each other with a unique form of support, making them happier at home and more productive on the job. Belay, the unique company Bryan Miles and his wife Shannon have built, addresses these concerns. Belay, which is entirely US-based, offers middle management and frontline employees the flexibility to have a life and a career by providing opportunities in bookkeeping, copywriting, web and social media support, or any administrative assistance to mid-sized and smaller companies.  Their website is www.belaysolutions.com.

Kat Loterzo is an Australian success mentor to revolutionary entrepreneurs, artists, and leaders and became a multi-millionaire just by being exactly herself -- and dropping the f-bomb at will to get her message across. The author of 48 eBooks (and counting), this former personal trainer believes that you can have it all, on your terms, as long as you’re willing to get honest with yourself and then do the work -- aka "press play." Her website is www.katloterzo.com. Kat's advice includes: Admit To Yourself: “You don’t need to know what you are going to do next with your life, but the first step is admitting to yourself what excites followed by taking action." Make A Decision: “Make the space for yourself to take a half hour of your day to practice whatever you decide is your passion."

Emma Johnson is an award-winning business journalist and founder of the world's largest platform for single mothers, WealthySingleMommy. With over one million downloads, she is also the host of the award-winning podcast, Like a Mother. Emma’s first book is out: The Kickass Single Mom: Be Financially Independent, Discover Your Sexiest Self, and Raise Fabulous, Happy Children. Her website is www.wealthysinglemommy.com. Episode Breakdown: 02:30 Inspiration for the book 05:30 Stats on the “New American Family” w/ more single moms 08:45 Breaking out the single mom poverty mindset 13:45 Emma’s determination to succeed after divorce 18:00 Why we should re-examine child support 23:45 Single moms and dating 28:10 Biggest financial mistake single moms make

Award-winning actor. celebrity pitchman and legendary icon William Shatner joins Neale to talk about LottoGopher, his latest financial venture that’s poised to change the game for millions of Americans. Neale also talks to blogger Britnie Sims who says today’s moms are bombarded with conflicting information everywhere they turn. She and Neale examine the most common mixed messages that affect the parenting choices of the millennial generation. A frequent contributor to the Oklahoma City Moms blog, Britnie’s website is www.talesofaperfectlyimperfectparent.com. Episode Breakdown: 01:00 William Shatner intro 02:35 The genius & simplicity of LottoGopher 06:00 Importance of being a disrupter in business 10:00 Why we need to embrace technology 14:00 Using social media for good 15:00 Britnie Sims intro 17:00 How to find balance as a mom 21:00 How millennial moms handle discipline 26:00 Mixed messages about breastfeeding 28:30 Generational differences about “spoiling” children 30:30 popularity of the Oklahoma City Moms blog 33:20 Technology as a mixed message for moms

Mark W. Davis is the Co-CEO of Signal Restoration Services, a U.S.-based disaster restoration company with headquarters in Troy, Michigan. Today he’s going to help you avoid disaster in your financial life and teach you how to “learn before you earn.”   01:20  ASK NEALE: My Boyfriend is a Mooch 02:50  Guest Intro 04:00  Diving into “Catastrophe Duty” 05:45  Learn Before You Earn 13:45  How to Pursue Your Purpose 15:00 Mark’s advice for graduates and new entrepreneurs  

With her blog “Ja’Momma: Ramblings of the Jamaican Homeschooling Mom,” Suzanne S. Farmer is a self-described go-getter who has creatively balanced her business of freelance writing with her number one priority: providing a top-notch education for her two children.   Today she’s going to walk us through her journey and offer a primer for parents considering homeschooling. Her website is www.jamomma.com.   01:20 Ask Neale (purchasing your first car) 03:00 Guest Intro 06:30 Why Homeschool? 10:00 Overcoming your initial fears 13:30 How to construct daily schedule of activities 17:00 How to build your teaching confidence 19:30 Explanation of "religious exemption" 23:00 How to balance homeschooling with outside opportunities

Steven David Elliot is CEO of Rockstar Connect a company that runs the largest networking events in the country for entrepreneurs.   Rockstar Connect will soon be producing 24,000 networking events worldwide per year, based on his philosophy of “you have to give in order to get”. Steven teaches that, through altruistic acts, you will be rewarded with material and spiritual abundance. His website is www.rockstarconnect.com   If you've got money questions, Neale has the answers at www.nealegodfrey.com.     Episode Breakdown:   00:45 ASK NEALE: Husband Gives Too Much Money to Adult Son   02:30 Guest Intro   03:50 “Discover & Know Your Purpose”   11:50 “Be Truthful Always (Especially with Yourself)”   17:30 “Find Your Own Path”   22:30 “Relinquish Some Control”   25:15 “Help & Serve Others”

Mastering your brain can make you rich beyond your wildest dreams but first you need to understand the inside mental game that may be holding you back. One of America’s foremost media psychologists, Dr. Brenda Wade has helped millions of people via television, live training events, books and social media create the love they’ve always wanted. Dr. Brenda is an author of three books, a TV hostess of a nationally-syndicated show “Can This Marriage Be Saved?” and has been featured in Essence Magazine. You may have also seen her on Oprah, the Today Show, Good Morning America, and CNN. She has some unique insights into how our emotional and mental “stuff” gets in the way of our relationships and finances. Her books and work are all about transforming and expanding human and financial boundaries. Love Lessons: A Guide to Transforming Relationships; What Mama Couldn’t Tell Us About Love; and Power Choices: Seven Steps to Creating Wholeness, Joy, Love and Peace all speak of ways to find – and hold on to – happiness.   Her website is www.drbrendawade.com. If you got the money questions, Neale has the answers at www.nealegodfrey.com. Episode Breakdown: 2:00 Guest Intro 3:50  How Toxic Love Affects Money 6:00  “Our love and money patterns are formed by age 8” 12:40 Toxic Love Patterns: Traits of a Love Destroyer 14:45  Traits of a Love Avoider 18:20  Traits of a Love Doormat 23:30 Traits of a Love Freezer 26:00 How to activate your “second mind” 29:00 Money differences: Men vs. women

Millions of women are trying to climb the corporate ladder but many lack the courage or confidence to get from one rung to the next. Personal finance guru Chellie Campbell offers an engaging, empowering guide for women to reduce financial stress and maximize wealth and success at any stage of their careers. Using proven strategies from her popular Financial Stress Reduction workshops, Chellie teaches her followers how to watch out for common pitfalls and harness the strengths they need to drive their careers forward. Her website is www.chellie.com.  If you've got money questions, Neale has the answers at www.nealegodfrey.com. Episode Breakdown: 0:47  ASK NEALE: My Teen Wants to Invest 2:15 Guest Intro 5.11  TIP #1: Think positive. Like mind over matter, mind over money begins with believing you deserve it and can get it. 8:00 TIP #2 Send out ships. You can wait for your ship to come in, but if you don't send any out, it's going to be a long wait. 11:20 TIP #3 Count your money. Money is a game and you must know the score. 13:20 TIP #4 Swim with dolphins. Being "in the swim" will depend largely on who you're swimming with. Find "your people" and avoid sharks. 15:00 Why women fall victim to "The Good Girl Syndrome" 19:15 TIP #5 Survive the storms. You must weather interior storms as well as exterior ones. Persistence is key. 25:20 Dealing with energy vampires and dream crushers 28:40 TIP #6 Striving for balance and enlightenment by pursuing what you love 32:40  Why women work for praises instead of raises            

When one spouse is making significant financial moves without the knowledge of the other, it endangers the financial future of both people. Neale explores financial infidelity in depth with Dr. John Huber. He’s the host of Mainstream Mental Health Radio which covers today’s top headlines pertaining to psychology. His website is www.mainstreammentalhealth.org. You’ve got money questions. Neale has the answers at www.nealegodfrey.com.  Episode Breakdown:  1:45 Guest Intro  3:10  Why financial infidelity impacts 1 in 3 couples  6:30  Neale reveals shocking confession on Oprah  7:45  Importance of transparency  9:05  Dr. Huber’s unconventional communication techniques  17:00  Money power struggles  21:22  When people confuse salary with self-esteem  24:42  What’s your financial personality?  29:00  Dr. Huber talks about his projects for veterans

Peggy Sealfon has can’t-miss hacks for stressed out moms dealing with household expenses, budget concerns and non-stop family dynamics. An expert in helping clients overcome chronic stress and anxiety, her effective protocols guide women to improve productivity and performance while practicing self-care with love. Peggy is the author of the best-selling book Escape from Anxiety - Supercharge Your Life with Powerful Strategies from A to Z. Her website is www.peggysealfon.com You've got money questions. We have the answers at www.nealegodfrey.com. Episode Breakdown: 1:05 Ask Neale: Meddling Mother-in-Law 3:02 Guest Intro 6:05 Importance of Self-Care 9:15 Defining Your Miracle Moments 12:30 Stress Men v. Women 18:40 Tips for Overcoming Anxiety 24:00 Meditation Techniques

Stefanie O’Connell is a millennial money expert, speaker and author of the book, “The Broke and Beautiful Life.” Her articles include “10 Ways to Live Within Your Means,” “How to Turn a Side Job into a Career” and “How to Travel the World for Practically Nothing." Dedicated to helping young adults achieve financial greatness, her work has been featured in The Wall Street Journal, The New York Times, Forbes, SUCCESS magazine, MONEY.com, The Dr. Oz Show, Fox News and ABC World News.   2:00 How Stefanie lost her acting job 8:00 How to foster a positive money attitude 11:15 Money attitudes: millennials vs. Baby Boomers 14:00 Why millennials resist 401K and retirement plans 16:40 Millennial Mom Stress