Podcasts about clearcover

As one of the first Insurtech operators turned investor, Dave leads OMERS Ventures Insurtech portfolio which includes investments in well-known players such as Clearcover, Foresight, WeFox and Joyn. Most recently at Hippo as VP of Growth, Dave oversaw the company's execution and strategy around Smart Home and emerging products. Dave's journey in Insurtech started in 2017 while at Comcast Xfinity where he designed a distribution partnership with Hippo to sell homeowners insurance to Comcast's 30M+ customers. In that role Dave secured his P&C license and set up a national agency. Dave was also part of the team at Comcast that led Hippo's $25M Series B in 2018. Additionally, Dave has founded and led several technology startups giving him a deep understanding of the challenges faced by entrepreneurs. Dave is passionate about the intersection of technology and insurance and is a firm believer that we are in the early stages of what will be a watershed moment for the sector. He is an active writer and speaker on the industry. Dave also is a Board Director of Joyn Insurance and a Board Observer for Clearcover, Foresight and WeFox as we well multiple Fintech investments. Dave has a BA in Policy Studies from Dickinson College in Carlisle, PA. He is also a licensed P&C insurance agent. Episode Summary
In this episode, we dive into the evolving landscape of InsurTech with insights from Dave Wechsler, a seasoned entrepreneur and venture capitalist. The discussion covers the challenges and opportunities within the insurance industry, particularly in the context of technological advancements and market dynamics.
 Guest Background: Dave's journey through various startups and their transition into the venture capital world. Insights into the role of technology in transforming traditional insurance practices. Dave started the InsurTech Rap weekly podcast because of his feeling of the importance of networking and collaboration among industry professionals. Current Trends in InsurTech: The impact of AI and machine learning on underwriting and claims processing. Discussion on the shift from legacy systems to modern, tech-driven solutions. Embracing Experimentation: The willingness to experiment and learn from failures is crucial for success in the InsurTech space. As [Guest Name] noted, traditional companies often lack the flexibility to innovate, making it essential for startups to leverage their agility. The Role of AI: Artificial intelligence is reshaping the landscape, offering new tools and capabilities that can enhance underwriting processes and customer engagement. However, it also presents challenges as new entrants can disrupt established players with more advanced solutions. Challenges for Entrepreneurs: Navigating the complexities of entering new markets and the importance of adaptability. The significance of building a strong brand and community in the InsurTech sector. Future Outlook: Predictions for the InsurTech landscape in the coming years, including the role of blockchain and smart contracts. The necessity for established companies to innovate and embrace new technologies to stay competitive. Resources Mentioned: insurtechrap.com Join the show live every Thursday at 2 PM EST for more discussions on InsurTech trends and insights. This episode is brought to you by The Future of Insurance thought leadership series, available globally from Amazon in print, Kindle and Audible audiobook. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

Atif is the author of Decision Sprint The New Way to Innovate into the Unknown and Move from Strategy to Action, Atif Rafiq has blazed trails in Silicon Valley and the Fortune 500 for over 25 years. After rising through digital native companies like Amazon, Yahoo!, and AOL, Atif held C-suite roles at McDonald's, Volvo, and MGM Resorts. He oversaw thousands of employees as a global P&L, transformation, and innovation leader. Rafiq was the first Chief Digital Officer in the history of the Fortune 500, a pioneering role he held at McDonalds, and he rose to the president level in the Fortune 300. He currently sits on the Boards of Flutter / Fanduel ($25bn public company); Clearcover (a fintech provider, ranked on the Fast 500); and KINS Capital ($300mm SPAC). Previously, he's served on the client council for Snapchat (SNAP), as advisor to Slack (acquired by Salesforce for $20bn) and national board member of Defy Ventures (non-profit serving the formerly incarcerated). While leading business units, teams, and growth for companies, Atif has built a large following as one of today's top management thinkers. Over half a million people follow his ideas about management and leadership on LinkedIn, where he is a Top Voice, and his newsletter Rewire has over 100,000 subscribers. He's advised and invested in over 30 startups including Headspace, SpaceX, 23&me, Callisto Media, Bullet Proof Nutrition, CONBODY, Byte Mobile and Salad & Go. He is an active speaker at conferences including MIT Artificial Intelligence Summit, Fortune Reinvent, Cannes Lion, SXSW, CES, Google I/O, Twitter Flight, Web Summit, and more. His work has been profiled in the Wall Street Journal, Fortune, Mashable, Forbes, CNET, Tech Crunch, and Fast Company. Atif is passionate about helping companies push boldly into the future. He accomplishes this through Ritual, a software app revolutionizing how teams innovate and problem-solve, and through his work as keynote speaker, Board member, and CEO advisor.

Atif is the author of Decision Sprint The New Way to Innovate into the Unknown and Move from Strategy to Action, Atif Rafiq has blazed trails in Silicon Valley and the Fortune 500 for over 25 years. After rising through digital native companies like Amazon, Yahoo!, and AOL, Atif held C-suite roles at McDonald's, Volvo, and MGM Resorts. He oversaw thousands of employees as a global P&L, transformation, and innovation leader. Rafiq was the first Chief Digital Officer in the history of the Fortune 500, a pioneering role he held at McDonalds, and he rose to the president level in the Fortune 300. He currently sits on the Boards of Flutter / Fanduel ($25bn public company); Clearcover (a fintech provider, ranked on the Fast 500); and KINS Capital ($300mm SPAC). Previously, he's served on the client council for Snapchat (SNAP), as advisor to Slack (acquired by Salesforce for $20bn) and national board member of Defy Ventures (non-profit serving the formerly incarcerated). While leading business units, teams, and growth for companies, Atif has built a large following as one of today's top management thinkers. Over half a million people follow his ideas about management and leadership on LinkedIn, where he is a Top Voice, and his newsletter Rewire has over 100,000 subscribers. He's advised and invested in over 30 startups including Headspace, SpaceX, 23&me, Callisto Media, Bullet Proof Nutrition, CONBODY, Byte Mobile and Salad & Go. He is an active speaker at conferences including MIT Artificial Intelligence Summit, Fortune Reinvent, Cannes Lion, SXSW, CES, Google I/O, Twitter Flight, Web Summit, and more. His work has been profiled in the Wall Street Journal, Fortune, Mashable, Forbes, CNET, Tech Crunch, and Fast Company. Atif is passionate about helping companies push boldly into the future. He accomplishes this through Ritual, a software app revolutionizing how teams innovate and problem-solve, and through his work as keynote speaker, Board member, and CEO advisor.

“We learned a lot early on and we continue to learn as we scale the organization remotely. Some of the key things are over communicating. Sometimes you're having a few more meetings to feel that personal connection”, says Vikki. “We've set up mentor programs, our summit leadership where you're partnered with another leader in the organization. If you're interested in growing your career, whether that's within your team or learning more about other teams, they have one-on-one mentoring sessions and group mentoring sessions. We formed, ERG groups and really started making sure that we're celebrating the diversity of our employees. All of those things help people feel really connected.”On the podcast this week, Vikki shares her 25-year HR career journey. “I began in the recruiting space, before I expanded my responsibilities to include employee relations, compensation and benefits, succession planning and employee engagement. I eventually made the shift from the staffing industry into the start up space.Someone recommended I connect with Kyle, our CEO. I did not think I was going to be jumping up and down about insurance. Shortly after I met him, I, I came home and I said, ‘Wow, I'm actually really excited about insurance.'”Vikki joined Clearcover as VP of People in 2019. At that stage the business had 45 employees. She became Chief People Officer in 2022. As an insurance company, Clearcover has scaled to over 500 and is using technology to transform customer experience. “The tech start-ups I've been part of, the technology was the actual product. Insurance, that is ultimately what our product is, but the technology behind it is really what's driving us to be different.” Vikki explains what's enabled the business to scale so successfully. “We launched in California, then in Illinois. Once we got through those first two, we really started launching all over the US, trying to scale the organization as far as, ‘How do we get into more states? How do we offer Clearcover to more customers in as many places as we can?' In the beginning, we outsourced our claims and our customer service teams and since then, we've brought those in house, which has accounted for a lot of our growth.”As for future plans, Vikki says, “The goal hasn't changed. Our mission is to be a generational insurance company, powered by leading technology and innovation, really leveraging AI to do that as well.Offering an experience to the customer that is seamless and hopefully less stressful for them if they have a situation where they are in an accident.”With Clearcover's headcount having grown tenfold, Vikki discusses building an HR function to handle the business scale. Vikki highlights how Clearcover have embraced a remote-working model without compromising the cultural values. She discusses how the remote model has impacted hiring and impacted diversity. “Truly, it's really opened up a world of opportunity for us by being able to hire remotely. It's helped us diversify our workforce. We continue to strive to improve at all levels of the organization, but we've made tremendous strides because we're able to recruit people from all over the United States. We aren't limited to a small talent pool in one geographical area.”Discussing how team members are encouraged to switch off in a remote world where the boundaries between work and down time are sometimes blurred. “When employees start, they get a stipend to set up their workspace, to make sure they're set up for success and they have a space available to them.We understand that people have kids, dogs, spouses that are working in their home too. It's helping people find that right balance. Maybe having a headset is super important to them or being able to work from a coffee shop during a crazy period of the day. Those are things we can be...

This week, Rob and Lee welcome back Kyle Nakatsuji, the insightful CEO and Co-founder of Clearcover Insurance. Kicking off with some football banter, Kyle shares some great life lessons drawn from his playing days. Exploring more of the “why” behind Clearcover's approach, Kyle discusses the notable changes the company has undergone in recent years. He provides a deeper understanding of the market dynamics and the significance of maintaining boldness and courage, detailing how calculated risks contribute to building something extraordinary in a challenging environment. Then, before the episode comes to a close, there's a little bit more football talk, of course!    Learn More: www.fnoinsuretech.com Clearcover  Kyle: LinkedIn  Episode 210 with Kyle  The Farmer from Merna  Insurance on the Side blog piece    What You'll Hear In This Episode: [7:30] What will it take for Rob and Lee's wives to listen to this show? [9:01] Kyle's backstory playing football in high school and college. [11:48] Kyle kept on playing football despite a torn ACL, even having surgery after the season. [14:25] Some of the lessons Kyle learned from his up-and-down journey in football. [18:58] How the last 18 months have been challenging for entrepreneurs, particularly in the insurance industry. [20:26] How has Clearcover felt this impact? [24:18] Taking bold risks in a challenging market and making adjustments to adapt to changing market conditions. [25:02] Balancing risk and caution. [27:39] Some of the cool things coming out of this time for Kyle and Clearcover, include a partnership with Experian. [29:30] What we can learn from a story about Jeff Bezos requesting the light bulbs get taken out of vending machines. [30:48] Kyle goes more in-depth about his belief that embedded is not a channel, but a strategy. [41:54] AI's impact on how the industry will change, will still be driven by the behavioral needs of buyers. [45:13] Clearcover's approach to claims from a customer and cost perspective. [49:11] Why bundling is important. [51:19] Finding the right combination of convenience, value, and affordability in insurance, particularly in a tricky market like California. [54:29] Kyle dishes on Aaron Rodgers!  

Meet Silicon Valley trailblazer Atif Rafiq, who shares his extensive background and insights gleaned from a comprehensive and pioneering experience at Amazon, Volvo, and McDonald, the distinction of being the first Chief Digital Officer in the history of the Fortune 500. We're together to discuss his new book, Decision Sprint: The New Way to Innovate into the Unknown and Move from Strategy to Action.   About AtifAtif has blazed trails in Silicon Valley and the Fortune 500 for over 25 years. After rising through digital native companies like Amazon, Yahoo!, and AOL, Atif held C-suite roles at McDonald's, Volvo, and MGM Resorts. He oversaw thousands of employees as a global P&L, transformation, and innovation leader. Rafiq was the first Chief Digital Officer in the history of the Fortune 500, a pioneering role he held at McDonalds, and he rose to the president level in the Fortune 300. While leading business units, teams, and growth for companies, Atif has built a large following as one of today's top management thinkers. Over 500,000 people follow his ideas about management and leadership on LinkedIn, where he is a Top Voice, and his newsletter Re:wire has over 100,000 subscribers.Atif is passionate about helping companies push boldly into the future. He accomplishes this through Ritual, a software app revolutionizing how teams innovate and problem-solve, and through his work as keynote speaker, Board member, and CEO advisor.o Big ideas meet big execution o Tech innovator who's reached the President level in the Fortune 300.o Product & business savvyo P&L ownership as a General Manager for many years; including most senior commercial leader for a Fortune 300o Founder and CEO of venture backed firm, raising $10mm+ in the content mgmt sector (2000-2005)o Active public speaker across 25+ tech events (Google I/O, Cannes, Fortune, SXSW, CES). Quoted in WSJ, Fast Company, Fortune Magazine, TechCrunch, Forbes, Mashable, & ABC News.o Advisor and investor to 25+ startups (Headspace, SpaceX, 23&Me, Liquid Death, etc.)Boards include public companies: Flutter / Fanduel [PDYPF], KINS [KINZU] and fast growing $1bn private companies: ClearCover, betMGMAbout MichaelMichael is the Founder & President of M.E. LeBlanc & Company Inc. and a Senior Advisor to Retail Council of Canada and the Bank of Canada as part of his advisory and consulting practice. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, Today's Shopping Choice and Pandora Jewellery.   Michael has been on the front lines of retail industry change for his entire career. He has delivered keynotes, hosted fire-side discussions with C-level executives and participated worldwide in thought leadership panels. ReThink Retail has added Michael to their prestigious Top Global Retail Influencers list for 2023 for the third year in a row.Michael is also the president of Maven Media, producing a network of leading trade podcasts, including Canada's top retail industry podcast_,_ The Voice of Retail. He produces and co-hosts Remarkable Retail with best-selling author Steve Dennis, now ranked one of the top retail podcasts in the world. Based in San Francisco, Global eCommerce Leaders podcast explores global cross-border issues and opportunities for eCommerce brands and retailers. Last but not least, Michael is the producer and host of the "Last Request Barbeque" channel on YouTube, where he cooks meals to die for - and collaborates with top brands as a food and product influencer across North America.

Growth and new ideas come with questions and unknowns. Does your team rush to judgment or just start working? Atif Rafiq joins Kevin to discuss the importance of dealing with unknowns in a productive way. He introduces the concept of decision sprints, a methodology to move from idea to recommendation and decision points. He also emphasizes the significance of workflows in defining company culture and offers advice on implementing decision sprints at the team level. Meet Atif Name: Atif Rafiq  Atif's Story: Atif Rafiq has blazed trails in Silicon Valley and the Fortune 500 for over 25 years. After rising through digital native companies like Amazon, Yahoo!, and AOL, Atif held C-suite roles at McDonald's, Volvo, and MGM Resorts. He oversaw thousands of employees as a global P&L, transformation, and innovation leader. Rafiq was the first Chief Digital Officer in the history of the Fortune 500, a pioneering role he held at McDonalds, and he rose to the president level in the Fortune 300. He currently sits on the Boards of Flutter / Fanduel ($25bn public company); Clearcover (a fintech provider, ranked on the Fast 500); and KINS Capital ($300mm SPAC). Previously, he's served on the client council for Snapchat (SNAP), as advisor to Slack (acquired by Salesforce for $20bn), and national board member of Defy Ventures (non-profit serving the formerly incarcerated). https://kevineikenberry.com/organizational-leadership/meetings-are-a-window-to-your-culture/ https://www.linkedin.com/in/atif1/ https://twitter.com/atifatif http://www.decisionsprint.com/ This episode is brought to you by... The Long-Distance Team. Remote leadership experts, Kevin Eikenberry and Wayne Turmel, help leaders navigate the new world of remote and hybrid teams to design the culture they desire for their teams and organizations in their new book! Book Recommendations Decision Sprint: The New Way to Innovate into the Unknown and Move from Strategy to Action by Atif Rafiq  Happy at Any Cost: The Revolutionary Vision and Fatal Quest of Zappos CEO Tony Hsieh by Kirsten Grind, Katherine Sayre  Related Episodes Making Better Decisions with Mike Whitaker Navigating Ambiguity with Andrea Small Leave a Review If you liked this conversation, we'd be thrilled if you'd let others know by leaving a review on Apple Podcasts. Here's a quick guide for posting a review. Review on Apple: https://remarkablepodcast.com/itunes    Join Our Community If you want to view our live podcast episodes, hear about new releases, or chat with others who enjoy this podcast join one of our communities below. Join the Facebook Group Join the LinkedIn Group   Podcast Better! Sign up with Libsyn and get up to 2 months free! Use promo code: RLP  

Today's VIP guest on Speak Up with Laura Camacho is the hyper-successful Atif Rafiq. Atif worked as the global CDO of McDonald's and Volvo before becoming president of MGM Resorts Intl. Now he advises on the board of Clearcover and Flutter Entertainment. He is author of Decision Sprint: The New Way to Innovate into the Unknown and Move from Strategy to Action. With the rapidly changing working environment due to AI and a plethora of other factors, we must master innovation strategy and perfect the decision-making process. In this episode, Atif gives you the secret know-how he learned to implement a decision-making process that works and strategies that will nurture innovation as much as possible. Here are some of the mind-blowing takeaways you can expect from these 45 minutes: - Fallacies that surround the decision-making process - The importance of an ‘exploration phase' to come to a high quality decision - What you need to tackle new spaces even when there is a lot of ambiguity - The importance of being inclusive when it comes to getting input about company decisions - How to encourage innovation from all members of an organization - Why asking questions is a form of contribution and brings meeting value - How to come to a decision without the drama and make decision points painless - What workflow is and how it expresses culture - Advice for those who are knocking on the door of the senior leadership suite - How AI is going to affect and is already changing the decision-making process

Atif is the author of Decision Sprint The New Way to Innovate into the Unknown and Move from Strategy to Action, Atif Rafiq has blazed trails in Silicon Valley and the Fortune 500 for over 25 years. After rising through digital native companies like Amazon, Yahoo!, and AOL, Atif held C-suite roles at McDonald's, Volvo, and MGM Resorts. He oversaw thousands of employees as a global P&L, transformation, and innovation leader. Rafiq was the first Chief Digital Officer in the history of the Fortune 500, a pioneering role he held at McDonalds, and he rose to the president level in the Fortune 300. He currently sits on the Boards of Flutter / Fanduel ($25bn public company); Clearcover (a fintech provider, ranked on the Fast 500); and KINS Capital ($300mm SPAC). Previously, he's served on the client council for Snapchat (SNAP), as advisor to Slack (acquired by Salesforce for $20bn) and national board member of Defy Ventures (non-profit serving the formerly incarcerated). While leading business units, teams, and growth for companies, Atif has built a large following as one of today's top management thinkers. Over half a million people follow his ideas about management and leadership on LinkedIn, where he is a Top Voice, and his newsletter Rewire has over 100,000 subscribers. He's advised and invested in over 30 startups including Headspace, SpaceX, 23&me, Callisto Media, Bullet Proof Nutrition, CONBODY, Byte Mobile and Salad & Go. He is an active speaker at conferences including MIT Artificial Intelligence Summit, Fortune Reinvent, Cannes Lion, SXSW, CES, Google I/O, Twitter Flight, Web Summit, and more. His work has been profiled in the Wall Street Journal, Fortune, Mashable, Forbes, CNET, Tech Crunch, and Fast Company. Atif is passionate about helping companies push boldly into the future. He accomplishes this through Ritual, a software app revolutionizing how teams innovate and problem-solve, and through his work as keynote speaker, Board member, and CEO advisor.

Atif is the author of Decision Sprint The New Way to Innovate into the Unknown and Move from Strategy to Action, Atif Rafiq has blazed trails in Silicon Valley and the Fortune 500 for over 25 years. After rising through digital native companies like Amazon, Yahoo!, and AOL, Atif held C-suite roles at McDonald's, Volvo, and MGM Resorts. He oversaw thousands of employees as a global P&L, transformation, and innovation leader. Rafiq was the first Chief Digital Officer in the history of the Fortune 500, a pioneering role he held at McDonalds, and he rose to the president level in the Fortune 300. He currently sits on the Boards of Flutter / Fanduel ($25bn public company); Clearcover (a fintech provider, ranked on the Fast 500); and KINS Capital ($300mm SPAC). Previously, he's served on the client council for Snapchat (SNAP), as advisor to Slack (acquired by Salesforce for $20bn) and national board member of Defy Ventures (non-profit serving the formerly incarcerated). While leading business units, teams, and growth for companies, Atif has built a large following as one of today's top management thinkers. Over half a million people follow his ideas about management and leadership on LinkedIn, where he is a Top Voice, and his newsletter Rewire has over 100,000 subscribers. He's advised and invested in over 30 startups including Headspace, SpaceX, 23&me, Callisto Media, Bullet Proof Nutrition, CONBODY, Byte Mobile and Salad & Go. He is an active speaker at conferences including MIT Artificial Intelligence Summit, Fortune Reinvent, Cannes Lion, SXSW, CES, Google I/O, Twitter Flight, Web Summit, and more. His work has been profiled in the Wall Street Journal, Fortune, Mashable, Forbes, CNET, Tech Crunch, and Fast Company. Atif is passionate about helping companies push boldly into the future. He accomplishes this through Ritual, a software app revolutionizing how teams innovate and problem-solve, and through his work as keynote speaker, Board member, and CEO advisor.

Atif is the author of Decision Sprint The New Way to Innovate into the Unknown and Move from Strategy to Action, Atif Rafiq has blazed trails in Silicon Valley and the Fortune 500 for over 25 years. After rising through digital native companies like Amazon, Yahoo!, and AOL, Atif held C-suite roles at McDonald's, Volvo, and MGM Resorts. He oversaw thousands of employees as a global P&L, transformation, and innovation leader. Rafiq was the first Chief Digital Officer in the history of the Fortune 500, a pioneering role he held at McDonalds, and he rose to the president level in the Fortune 300. He currently sits on the Boards of Flutter / Fanduel ($25bn public company); Clearcover (a fintech provider, ranked on the Fast 500); and KINS Capital ($300mm SPAC). Previously, he's served on the client council for Snapchat (SNAP), as advisor to Slack (acquired by Salesforce for $20bn) and national board member of Defy Ventures (non-profit serving the formerly incarcerated). While leading business units, teams, and growth for companies, Atif has built a large following as one of today's top management thinkers. Over half a million people follow his ideas about management and leadership on LinkedIn, where he is a Top Voice, and his newsletter Rewire has over 100,000 subscribers. He's advised and invested in over 30 startups including Headspace, SpaceX, 23&me, Callisto Media, Bullet Proof Nutrition, CONBODY, Byte Mobile and Salad & Go. He is an active speaker at conferences including MIT Artificial Intelligence Summit, Fortune Reinvent, Cannes Lion, SXSW, CES, Google I/O, Twitter Flight, Web Summit, and more. His work has been profiled in the Wall Street Journal, Fortune, Mashable, Forbes, CNET, Tech Crunch, and Fast Company. Atif is passionate about helping companies push boldly into the future. He accomplishes this through Ritual, a software app revolutionizing how teams innovate and problem-solve, and through his work as keynote speaker, Board member, and CEO advisor.

Kyle Nakatsuji is the CEO and Co-Founder of Clearcover, a next generation insurance company providing smarter car insurance for digital consumers. Since co-founding Clearcover in 2016, Kyle remains laser-focused on his vision to build a company designed to lower operating costs through innovative technology and long-term customer centricity. Join Kyle, Rob, and Lee as they talk about Clearcover, Kyle's history in Clearcover and in venture capital; Kyle's four-pillar approach, startup success, and much more. To learn more about Clearcover, visit https://clearcover.com.

In this conversation, we chat with David McFarland, co-founder and CEO of Coterie Insurance – a US- based insurance entity focused on making risk transfer efficient for the small commercial P&C insurance space. Coterie uses industry-leading tech, deep insurance expertise, and product innovation to embed insurance into their partners' existing products and workflows, leveraging data from multiple sources to turn small commercial accounts from an unprofitable obligation to a profitable opportunity. Prior to founding Coterie, David served as Chief Actuary and Head of Insurance Product & Pricing at Clearcover, a personal auto insurtech. David is a Fellow in the Casualty Actuarial Society and a Member of the American Academy of Actuaries.

Read the full transcript here. How can we change the way we think about expertise (or the trustworthiness of any information source) using forecasting? How do prediction markets work? How can we use prediction markets in our everyday lives? Are prediction markets more trustworthy than large or respectable news outlets? How long does it take to sharpen one's prediction skills? In (e.g.) presidential elections, we know that the winner will be one person from a very small list of people; but how can we reasonably make predictions in cases where the outcomes aren't obviously multiple-choice (e.g., predicting when artificial general intelligence will be created)? How can we move from the world we have now to a world in which people think more quantitatively and make much better predictions? What scoring rules should we use to keep track of our predictions and update accordingly?Peter Wildeford is the co-CEO of Rethink Priorities, where he aims to scalably employ a large number of well-qualified researchers to work on the world's most important problems. Prior to running Rethink Priorities, he was a data scientist in industry for five years at DataRobot, Avant, Clearcover, and other companies. He is also recognized as a Top 50 Forecaster on Metaculus (international forecasting competition) and has a Triple Master Rank on Kaggle (international data science competition) with top 1% performance in five different competitions. Follow him on Twitter at @peterwildeford.Further reading:ClearerThinking.org's "Calibrate Your Judgment" practice programMetaculus (forecasting platform)Manifold MarketsPolymarket"Calibration Scoring Rules for Practical Prediction Training", a paper by Spencer Greenberg [Read more]

Read the full transcriptHow can we change the way we think about expertise (or the trustworthiness of any information source) using forecasting? How do prediction markets work? How can we use prediction markets in our everyday lives? Are prediction markets more trustworthy than large or respectable news outlets? How long does it take to sharpen one's prediction skills? In (e.g.) presidential elections, we know that the winner will be one person from a very small list of people; but how can we reasonably make predictions in cases where the outcomes aren't obviously multiple-choice (e.g., predicting when artificial general intelligence will be created)? How can we move from the world we have now to a world in which people think more quantitatively and make much better predictions? What scoring rules should we use to keep track of our predictions and update accordingly?Peter Wildeford is the co-CEO of Rethink Priorities, where he aims to scalably employ a large number of well-qualified researchers to work on the world's most important problems. Prior to running Rethink Priorities, he was a data scientist in industry for five years at DataRobot, Avant, Clearcover, and other companies. He is also recognized as a Top 50 Forecaster on Metaculus (international forecasting competition) and has a Triple Master Rank on Kaggle (international data science competition) with top 1% performance in five different competitions. Follow him on Twitter at @peterwildeford.Further reading:ClearerThinking.org's "Calibrate Your Judgment" practice programMetaculus (forecasting platform)Manifold MarketsPolymarket"Calibration Scoring Rules for Practical Prediction Training", a paper by Spencer Greenberg

How can we change the way we think about expertise (or the trustworthiness of any information source) using forecasting? How do prediction markets work? How can we use prediction markets in our everyday lives? Are prediction markets more trustworthy than large or respectable news outlets? How long does it take to sharpen one's prediction skills? In (e.g.) presidential elections, we know that the winner will be one person from a very small list of people; but how can we reasonably make predictions in cases where the outcomes aren't obviously multiple-choice (e.g., predicting when artificial general intelligence will be created)? How can we move from the world we have now to a world in which people think more quantitatively and make much better predictions? What scoring rules should we use to keep track of our predictions and update accordingly?Peter Wildeford is the co-CEO of Rethink Priorities, where he aims to scalably employ a large number of well-qualified researchers to work on the world's most important problems. Prior to running Rethink Priorities, he was a data scientist in industry for five years at DataRobot, Avant, Clearcover, and other companies. He is also recognized as a Top 50 Forecaster on Metaculus (international forecasting competition) and has a Triple Master Rank on Kaggle (international data science competition) with top 1% performance in five different competitions. Follow him on Twitter at @peterwildeford.Further reading:ClearerThinking.org's "Calibrate Your Judgment" practice programMetaculus (forecasting platform)Manifold MarketsPolymarket"Calibration Scoring Rules for Practical Prediction Training", a paper by Spencer Greenberg

“Changing how commercial insurance is done has a lot of risk to it”, says David. The former Chief Actuary and Director of Insurance Product & Pricing at Clearcover, talks through his journey and vision to founding Coterie, who currently offer BOP, General and Professional Liability Insurance. “We're here to empower our distribution partners, helping them unlock a massive market”, as David explains how Coterie has built for non-traditional distribution partners, allowing them to pivot and bring speed, simplicity and service to commercial insurance. David shares how's he dealt with doubt and adversity along the way, including how investors backed out the week before he moved his family from Chicago to Cincinnati.    “Even if I started it and failed, that cost of education would be worth it. Every day it's tons of little failures that we learn from and iterate on.” David highlights Coterie's values - integrity, intelligence, humility and passion - that drive the vision and the supportive culture that is helping people develop skills and reach personal goals as well as the value high performing insurance talent can bring to the team. “Insurance people have amazing knowledge of the space, but sometimes we need seamstresses, not supermodels. A seamstress is going to create something new that hasn't been worn before”. David concludes by giving advice to anyone looking to start or grow an insurtech. “Know how you want to work with your team, give people the vision and spend a lot of time on the data model.” Connect with David on https://www.linkedin.com/in/davidmcfarland23/ (LinkedIn) or find out more about https://coterieinsurance.com/ (Coterie Insurance).    The Insurance Coffee House Podcast is hosted by Nick Hoadley, CEO, https://my.captivate.fm/www.insurance-search.com (Insurance Search), the Executive Search Consultancy for growing Insurance and Insurtech businesses across the globe. To discuss identifying & attracting the very best talent to your team or being a podcast guest, reach out to Nick via nick.hoadley@insurance-search.com or connect on https://www.linkedin.com/in/nick-hoadley-78a498143/ (LinkedIn) Copyright https://insurance-search.com/ (Insurance) https://insurance-search.com/ (Search) 2022 – All Rights Reserved.    

Ariana Alejandra Gibson is going to change the world!  Ariana is a documentary filmmaker and mental health activist who spent her early career as a creative director and brand strategist for companies ranging from tech startups like Clearcover to Fortune 500s like Dell, Elkay, and Nationwide.    Ariana is the Founder and CEO of STIGMA, a new mental health app that uses storytelling to fight loneliness and improve mental health. She is also one of the 46% of Americans who will personally experience mental illness in their lifetimes and believes the only way to normalize conversations about mental health is to be brave enough to have them.   When Ariana was growing up, she didn't have an outlet for talking about her father who had schizophrenia. A boyfriend's father even once said that his son couldn't have children with Gibson because then their children would also have schizophrenia. She felt shamed and stigmatized for her father's illness and figured others probably did too.    So, she created the Stigma app, which allows users to share their personal struggles and stories and even ask for a message of hope. Gibson found that sometimes just hearing, “You are not alone,” can help a lot. Gibson is also partnering with BRAVE, which can connect users with mental health professionals. Gibson talks to host Jacoby Cochran about the origin of the app and how a social experiment in her neighborhood helped her decide she needed to create it.   … #mentalhealth #mentalhealthawareness #depression #anxiety #suicideprevention #love #depressed #mentalillness #happiness #suicidal #help #alone #life #lonely #ptsd #broken #pain #mentalhealthmatters #healing #recovery #hope #beliefcast #toddinspires #tsinspires   .... You can connect with Ariana here: @thestigma.app - IG @arianavargas - IG @TheSTIGMAApp - Twitter   .......... Special thanks to our sponsors: Siegfried & Jensen @siegfriedandjensen Wasatch Recovery @wasatchrecovery Veracity Networks  iHeal Institute @rebeccadeaz Living Recovery Interventions @living_recovery_interventions

In this episode the mayor sits down with Ben Skidmore of Clearcover and they discuss an independent insurance agency study that was a conducted by them and his findings and how clearcover is changing the game for Personal Auto.Sponsors Smart Choice Canopy Connect Agency Performance Partners Cover desk

David McFarland is the co-founder and CEO of Coterie Insurance. a US- based insurance entity focused on making risk transfer efficient for the small commercial P&C insurance space. Coterie uses industry-leading tech, deep insurance expertise, and product innovation to embed insurance into their partners' existing products and workflows, leveraging data from multiple sources to turn small commercial accounts from an unprofitable obligation to a profitable opportunity. Immediately prior to founding Coterie Insurance, David was Chief Actuary and Head of Insurance Product & Pricing at Clearcover; a personal auto insurtech in Chicago. Highlights from the Show David started his career as an actuary in the Workers Compensation space in the early 2010s, and was trying to find ways to pull key data in without having to ask for it, or have long periods of time without updates to data He found a lot of resistance in the industry because it was perceived as being disintermediating, while David thought it could actually empower intermediaries, which was part of the idea for Coterie He then went to Jeweler's Mutual, and learned about embedding insurance to really optimize conversion and drive much better service experiences These two ideas together were really speaking to what David wanted to build, but he didn't know how to start an insurer At that time, he met Kyle Nakatsuji, and ended up joining as one of the first hires of Clearcover when they were starting up, which helped round out David's education on the pieces of the puzzle he needed to start Coterie Coterie focuses on bringing speed, simplicity and service to the commercial segment by creating an insurance manufacturer and services that can hook into distribution no matter where it is Coterie sees their distribution strategy as one of partnership (not D2C), regardless of what that kind of partner might be As commercial insureds get larger and more mature, David recommends that they should go to an agent or broker because their needs are getting more complex and guidance becomes much more important Coterie focuses on getting the data and ensuring its accurate so agents can focus the time they can put on an account into the relationship and giving advice rather than chasing down data Why is Small Commercial the battleground? Massive TAM - 32 million small businesses Open Space - it's largely untapped by new solutions Expenses - the E/R is too high in the space while the L/R is extremely attractive, so solutions that can address the costs can win The space hasn't innovated because the C/R has been fine (low-90s), so there wasn't enough of a burning platform to innovate or get more efficient, but if you can, you can really stand out Small Commercial has also been hard to carve out and solve because the policies aren't big enough to justify its own tech stack or set of processes, so it's lived on more cumbersome tech built for more complex business Today, Coterie is an MGA that built its own products and filed in the states they're in, and they own their own tech stack to ensure they have the richness and flexibility needed for what they're trying to achieve They're in 48 states, but not NY or MA due to approval timelines, with BOP, E&O and GL in several classes of business covering 70-80% of business out there Trying to move the insurance industry forward can be hard as not everyone is ready to adopt it David talked about Selfish Disruption vs. Selfless Disruption - bringing about innovative ideas to help existing constituents do business better rather than just doing something new or unique for the sake of newness You have these relics of how business is done that may not be ideal, but the players in the market want to use them, so you can't just move past them, but rather find ways to improve what people still want to use Coterie sees this as being humble and open to what other people think or want rather than what you want When you have ideas of where things can go but also need to support old ways of working that some people still want to use, you can struggle to make priority calls or find resources to make both paths work, especially for a startup. This was a very real thing Coterie has had to contend with, but it's been important. The big question for existing systems and system vendors is how they're going to be able to accommodate the huge amount of new data sources and the frequent changes to them – this is something that will be hard for carriers who don't own their stack to deal with, and the big vendors today don't support this yet, so a big change will be needed Coterie has four core values - Integrity, Intelligence, Passion and Humility - and describe themselves as smart, energetic people who do the right thing and don't brag about it That all means not making it about me, but rather about someone else - the customer, your team members, etc - so you can view things from the perspective of what's healthy to the long term of the industry This episode is brought to you by VPay (vpayusa.com), part of Optum Financial, and by the the book series, The Future of Insurance: From Disruption to Evolution by Bryan Falchuk (future-of-insurance.com). Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of UPbeat Music, available to stream on Spotify, Apple Music, Amazon Music and Google Play. Just search for "UPbeat Music"

Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: Ask Rethink Priorities Anything (AMA), published by Marcus_A_Davis on the effective altruism forum. Hi, all. We're the staff at Rethink Priorities and we would like you to Ask Us Anything! We'll be answering all questions starting Tuesday, 15 December. About the Org Rethink Priorities is an EA research organization focused on influencing funders and key decision-makers to improve decisions within EA and EA-aligned organizations. You might know of our work on quantifying the amount of farmed vertebrates and invertebrates, interspecies comparisons of moral weight, ballot initiatives as a tool for EAs, the risk of nuclear winter, or running the EA Survey, among other projects. You can see all our work to date here and some of our ongoing projects here. Over the next few years we plan to expand our work in animal welfare, relaunch our work in longtermism, and continue our work in movement building, and much more. About the Team Leadership Marcus A. Davis - Co-Executive Director Marcus is a co-founder and co-Executive Director at Rethink Priorities, where he leads research and strategy. He's also a co-founder of Charity Entrepreneurship and Charity Science Health, where he previously systematically analyzed global poverty interventions, helped manage partnerships, and implemented the technical aspects of the project. Peter Hurford - Co-Executive Director Peter is the other co-founder and co-Executive Director of Rethink Priorities. Prior to running Rethink Priorities, he was a data scientist in industry for five years at DataRobot, Avant, Clearcover, and other companies. He also has a Triple Master Rank on Kaggle (an international data science competition) and have achieved top 1% performance in five different Kaggle competitions. He was a previous long-time board member at Animal Charity Evaluators and he continues to serve on the board at Charity Science. Research David Moss - Principal Research Manager David Moss is the Principal Research Manager at Rethink Priorities. He previously worked for Charity Science and has worked on the EA Survey for several years. David studied Philosophy at Cambridge and is an academic researcher of moral psychology. Kim Cuddington - Distinguished Researcher Kim Cuddington is a Distinguished Researcher at Rethink Priorities and is an Associate Professor at the University of Waterloo. She has a PhD in Zoology, a Masters in Biology, and a Masters in Philosophy. She also has a background in ecology and mathematical modeling. David Reinstein - Distinguished Researcher Senior lecturer in economics at the University of Exeter. His research has covered a number of topics including charitable giving and social influences on giving. He originally received his PhD at the University of California, Berkeley under Emmanuel Saez. Jason Schukraft - Senior Research Manager Jason is a Senior Research Manager at Rethink Priorities. Before joining the RP team, Jason earned his doctorate in philosophy from the University of Texas at Austin. Jason specializes in questions at the intersection of epistemology and applied ethics. David Rhys Bernard - Senior Staff Researcher David is a PhD candidate at the Paris School of Economics and has a Masters in Public Policy and Development. He has a background in causal inference and econometrics and has previously worked at Giving What We Can and the United Nations Development Programme. Saulius Šimčikas - Senior Staff Researcher Saulius is a Senior Staff Researcher at Rethink Priorities. Previously, he was a research intern at Animal Charity Evaluators, organized Effective Altruism events in the UK and Lithuania, and worked as a programmer. Neil Dullaghan - Staff Researcher Neil is a Staff Researcher at Rethink Priorities. He also volunteers for Charity Entrepreneurship and Animal Charity Evaluators. Before joining RP, ...

Clearcover offers affordable car insurance that's smarter, faster and puts your needs above all else, helping you make informed decisions every step of the way. Prior to starting Clearcover, Kyle helped launch a venture-capital fund at American Family Insurance. He convinced the insurer to invest in video-doorbell startup Ring, which was later acquired by Amazon for $1 billion. He later convinced his former employer to back his car insurance startup, Clearcover, which he co-founded in 2016. Kyle believed he could carve out room for a new car insurance company amid giants such as Allstate, State Farm and Geico by creating a low-cost, low-hassle, millennial-friendly product and a low-touch, high-tech business model. The Chicago-based company has grown to more than 300 employees and sells in 19 states. It has raised $330 million. Link: https://clearcover.com/ --- Support this podcast: https://anchor.fm/georges-khalife/support

In this week's episode of Subscriptions: Scaled, we speak with Adam Fischer, chief product and innovation officer of Clearcover. Clearcover is a digital car insurance provider offering quality coverage for less.The episode begins with Adam explaining how Clearcover works and more about his role at the company. He explains how the brand hopes to go nationwide, but some states make it more challenging to work in.Adam also talks about expanding the brand beyond autos. He says that while the team is keeping its options open, autos are the company's focus.What differentiates Clearcover from its competition is also discussed by Adam in detail. Then he goes on to outline the payments and billing side of the company. Adam also talks about the hiring process and how it's changing in today's world. He gives advice to those hiring in technology, including information on taking risks when employing new staff members.We also learn how Covid-19 affected the workings of the Clearcover team during the pandemic.Toward the end of the episode, Adam talks more about the services Clearcover offers and how he expects the product to develop in the future.Discover how digital auto insurance provider Clearcover works, by tuning into the latest episode of Subscriptions: Scaled with Adam Fischer, chief product and innovation officer of Clearcover.Clearcover Ready to get started with Rebar?Head to rebartechnology.com or email  info@rebartechnology.com to schedule a call today.

In this episode of Agent's Influence podcast, host Jason Cass interviews Kyle Nakatsuji, Founder & CEO of Clearcover. Kyle chats with Jason about growing and thriving in the insurance industry, his biggest influences, and greatest challenges. Episode Highlights: Is Kyle an iPhone or Android user? (2:50) Does Kyle love to win, or hate to lose? (3:30) Which has been a bigger part of Kyle's success; skill or luck? (6:14) Kyle gives listeners insight into his background. (8:15) What do you need in order to be a successful insurance organization? (13:40) Kyle walks listeners through what his company, Clearcover, offers. (17:30) Who was Kyle's mentor as he grew in the insurance industry? (25:02) Which state does Kyle think will be the toughest challenge to be profitable in? (35:21) Key Quotes: “Look, I'm willing to accept being unprofitable, but I need to make sure I understand why I'm unprofitable.” - Kyle Nakatsuji “But on our side, it's just about being aware of the ethics of the tool that you're using, and making sure that you don't get too wrapped up in what's possible, and pay attention to what you should actually be doing with the tool.” - Kyle Natatsuji “If you read a bunch of terrible business, which you subsequently offload to a reinsurer, who then loses their apps on it, you're not going to have a reinsurance deal in a year or two, which means it's all going to come back on your balance sheet.” - Kyle Natatsuji  Resources Mentioned: Kyle Nakatsuji LinkedIn Clearcover Reach out to Jason Cass Agency Intelligence

Segment 1: Ilyce Glink, owner of Think Glink Media and Best Money Moves, joins John to talk about the Federal Housing Finance Agency rescinding the refinance fee, why the market is tumbling today, what is causing inflation fears, and what we need to know about the child tax credit. Segment 2: Kyle Nakatsuji, co-founder and CEO, Clearcover, joins […]

InsurTechTalk by @InsurTechLAEpisode 38In this episode, Bryan Falchuk and Gilad Shai talk about Bryan's new book “The Future of Insurance vol. 2.” It will be easier to send you directly to Amazon and purchase Bryan's book because that's what we covered in this episode. https://www.amazon.com/Future-Insurance-Disruption-Evolution-Startups/dp/B095GS1CS1/In volume II, Bryan brings the stories of the InsurTech Startups and layout to us the challenges that they had to overcome to lunch and scale their ventures in the insurance industry. Bryan and Gilad start by talking about Clover, which is at the time of the recording $CLOV traded as a MEME stock, a health insurance company outside of Bryan and Gilad's P&C and Life daily focus. And continued to describe Thimble and ClearCover's value prop and challenges with fronting companies. Shout-out to Jim Albert from Neptune Flood Insurance (guest speaker at InsurTechTalk episode #37).At the end of the episode, Bryan brings Kin's story of dealing with a strategic mistake/tactic; what do you think?

Clearcover is a data-driven auto insurance company built to provide customers with more affordable coverage. Clearcover takes the guesswork out of car insurance, making it easy to save money and get insured in minutes. By eliminating overhead expenses that Big Insurance passes on to customers, Clearcover uses modern technology to reach customers in moments that matter and provide coverage for the lowest price possible. Kyle Nakatsuji is the Co-founder & CEO. He has a Law Degree and an MBA from the University of Wisconsin. Learn More

Clearcover is a data-driven auto insurance company built to provide customers with more affordable coverage. Clearcover takes the guesswork out of car insurance, making it easy to save money and get insured in minutes. By eliminating overhead expenses that Big Insurance passes on to customers, Clearcover uses modern technology to reach customers in moments that matter and provide coverage for the lowest price possible. Kyle Nakatsuji is the Co-founder & CEO. He has a Law Degree and an MBA from the University of Wisconsin. Learn More

Kyle is the co-founder and CEO of Clearcover, the smarter car insurance company. Under Kyle's leadership, Clearcover has raised more than $300 million to date and currently operates in 15 states with more on the way. Before founding Clearcover, Kyle was a founding member of American Family Ventures where he was responsible for sourcing, evaluating and structuring over 50 equity and debt venture capital investments in nationally-based tech startups. Prior to this role, Kyle was a corporate attorney focused on emerging company business matters at AlphaTech Counsel. Kyle has a law degree and an MBA from the University of Wisconsin. Notes from the episode Kyle Nakatsuji helped start the venture team at American Family in early days in InsurTech and CVC in the industry To be successful as an InsurTech company requires a hundred things that need to be done right to succeed, with a fundamental need for an advantaged cost structure and enabling technology at the core Customer want to come away from interacting with you feeling confident in the choice they made to do so, which takes four ingredients Transparency Convenience Low Prices Superior Value They use their fundamentally advantaged cost structure enabled by their technology to deliver a truly customer-centric insurance organization that is differentiated in each of those four ingredients For example, they are decidedly multi-channel to transact where customers want to These four ingredients together create a virtuous cycle where they can differentiate more and create more value as they deliver For example, giving convenient, transparent claims service quickly means they are lowering their prices, which enhances the value to customers and allows them to lower prices (or provide other valuable things to customers) Embedded Insurance is a major piece of their story, but it isn't the whole story Being a startup means you have the advantage of a blank piece of paper, which means you don't need to rationalize your actions the same way that an existing carrier might have to Running a technology company in insurance means effectively running two kinds of companies under one roof at the same time, with world class technology talent and insurance talent, which are very different The essence of startups is risk, you're supposed to be able to fall off the high wire and die. If that wasn't the case, everyone would do these things and startups wouldn't exist Kyle sees three waves of InsurTech The first wave are growing up now, and the next companies will have to solve different problems The second wave is the solution providers helping the industry overall The third wave are solving for white spaces that are still developing and unclear that  are hard to even imagine right now The market is so big that even the edges of it are still huge opportunities. This episode is brought to you by Medallia (Medallia.com), and the book series, "The Future of Insurance: From Disruption to Evolution" by Bryan Falchuk (future-of-insurance.com). Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of UPbeat Music, available to stream on Spotify, Apple Music, Amazon Music and Google Play. Just search for "UPbeat Music".

This week’s Hot Girl Summer episode revisits one of our earliest interviews with Heidi Craun on what makes a great manager. Whether you’re managing a team or building a team, Heidi’s insight comes from years experience managing teams at Expedia and now as Head of Customer Experience at Clearcover. In this episode you’ll learn:⁠The power of vulnerability in managing teams⁠How to have difficult conversations⁠How to set up your employees for successBrave by Design helps creative consultants get booked solid with clients they love.Your most profitable year begins today. Take the quiz to discover the hidden revenue in your business. bravebydesign.net/quizSupport the show (https://www.paypal.me/bravebydesign)

This episode features Jim Albert, Chairman & Co-Founder, Neptune Flood Guest Bio This episode features Katelyn Johnson, Managing Director, AmFam Ventures Katelyn Johnson is a Managing Director at American Family Ventures, a leader in insurtech venture capital. Katelyn focuses on early stage B2B enterprise solutions in the New York, Boston, and Philadelphia markets. She is an active advocate in the entrepreneurial community, having served as a mentor at TechStars, Harvard Business School, MIT, and MassChallenge. Katelyn is currently serving as Executive Director of the Horn Program VC Council at the University of Delaware. An engineer by training, Katelyn earned a degree in Mechanical Engineering from the University of Delaware and started her career as a medical device engineer before attending Harvard Business School.  Highlights from the Show AmFam Ventures started in 2012/2013 as a more traditional CVC with a $50m, balance sheet-based fund, with one of their investments being Ring, who was a unicorn It has evolved since then with their second fund changing from being committed balance sheet funding to a committed pool of capital, with an investment being Bold Penguin, which AmFam recently acquired Now their third fund includes LPs beyond AmFam with $230m in total funding, which started in 2019 They had seen how they can help AmFam by bringing in new ideas and companies to work with, and benefited from AmFam's help on assessing and vetting potential investments, and saw value in expanding that to more carriers and lines of business through additional LPs in fund 3 AmFam made decisions early on to give the Ventures team freedom to do what it needs to do regardless of what AmFam itself would find relevant, for example not having to have a contract with part of AmFam to get an investment Embedded Insurance is a focus for the industry this year, an AFV is putting a lot of focus on Claims They invest in things that are both core and adjacent to insurance Core - brokers, distribution systems Adjacent - insurance can use, but it doesn't have to be only in insurance An adjacent example is Tire Agent, who sells tires online Tires are responsible for a meaningful percent of car accidents, so there's an insurance tie in her But there's also an opportunity to embed insurance into the sale process A focus right now is embedded insurance, which AFV was working on in 2015/2016, and what lead to the creation of Clearcover out of AFV As more InsurTech carriers IPOed, they're being valued on growth multiple, which is very atypical for insurance Now there's a focus on bottomline profitability, so if we can't control the loss ratio, how can we get leaner on the expense side? This episode is brought to you by Medallia (Medallia.com), and the book series, The Future of Insurance: From Disruption to Evolution, by Bryan Falchuk (future-of-insurance.com). Follow the podcast at future-of-insurance.com for more details and full show notes. Music courtesy of UPbeat Music, available to stream on Spotify, Apple Music, Amazon Music and Google Play. Just search for "UPbeat Music".

On today's Business Beat, Jeff welcomes back Ryan Landau, founder of Purpose Jobs, to discuss another hot startup company right here in the Midwest: Vroom, an e-commerce company that allows consumers to buy and sell cars online. The New York City-based company is opening up an engineering office in Detroit.Tune in to the Business Beat to learn more about Vroom.In case you missed it, tune in to Landau's earlier appearances on the Business Beat this week to learn about the emerging startup market in the Midwest and Clearcover, a Midwest InsureTech company.

On this morning's Business Beat, Jeff welcomes back Ryan Landau, founder of Purpose Jobs, to discuss Clearcover, a hot InsureTech company based in the Midwest that's one to watch.Tune in to the Business Beat to learn more about Clearcover.Landau will be back on the Business Beat on Friday, May 7 to discuss another local startups that he believes is one to watch!

Zeke Fraint is the Chief of Staff at Clearcover, a digital car insurance provider disrupting the auto insurance industry through technology that helps automate certain aspects of the insurance process. After recently closing a $200M round of funding, Zeke and Clearcover are set to enter hyper growth mode, as they plan on doubling headcount in the coming year. On this episode of Aspiring Ops, Zeke shares his journey to Clearcover, and how even before joining the company he helped shape the role in a way that set him and the business up for long-term success. 

Several Chicago-area clinics have seen demand for egg freezing soar during the pandemic. Reporter Stephanie Goldberg joins host Amy Guth to discuss how the growth comes as more employers face pressure to include fertility preservation in benefits packages to better attract and retain workers. Plus: The city and state stop giving Johnson & Johnson vaccine after FDA recommends pause, Blackstone Hotel is for sale, Auto-insurance startup Clearcover raises $200 million and Allstate's pay-per-mile policies are booming in the work-from-home era.

In this episode of The Ryan Hanley Show, Kyle Nakatsuji, Founder and CEO of Clearcover, joins the show to breakdown why he started Clearcover and why his unique perspective on the industry forced him to create an auto insurance carrier of the future. Kyle gets it, and you MUST listen to this episode…Episode Highlights: Kyle shares how he got started as a venture investor. (13:17)  Kyle shares how the idea of curiosity plays a significant role in being successful. (18:46) Kyle explains why he started a company in this particular area of insurance. (23:32) Kyle shares two ways to improve retention as an insurance company. (28:42) Kyle shares what to consider when building the infrastructure of the organization. (33:19) Where does Kyle see the next generation of carriers? (36:29) Kyle mentions a surprising statistic about personal auto carriers. (36:44) Kyle shares what he's most excited about. (37:09) Has Kyle started to consider other products? (43:51) Key Quotes: “As a venture investor, you really get paid to do two things. You get paid to be intellectually curious, and you get paid to sell money, which is a weird thing to do. It's a weird phrasing, but that's kind of what you do. ost competitive deals, you're selling, right?” So you get paid to learn and build ideas and theses, and then sell money.” - Kyle Nakatsuji “When you start learning about something, you rapidly climb up and you think you know a ton about it. And, then the more time you actually spend with a topic, you kind of fall off this cliff of stupidity.” - Kyle Nakatsuji “It's not that these carriers don't see the opportunity, or they don't want to help...But, the opportunity has to be of a certain size to warrant the kind of investment, to turn a ship that big...And, with some with newer carriers like us, we're just more free to experiment. There's much lower overhead to do interesting and innovative things with our partners.” - Kyle Nakatsuji Resources Mentioned: Kyle Nakatsuji Clearcover Reach out to Ryan Hanley Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Ryan Hanley Show, Kyle Nakatsuji, Founder and CEO of Clearcover, joins the show to breakdown why he started Clearcover and why his unique perspective on the industry forced him to create an auto insurance carrier of the future. Kyle gets it, and you MUST listen to this episode… Episode Highlights: Kyle shares how he got started as a venture investor. (13:17)  Kyle shares how the idea of curiosity plays a significant role in being successful. (18:46) Kyle explains why he started a company in this particular area of insurance. (23:32) Kyle shares two ways to improve retention as an insurance company. (28:42) Kyle shares what to consider when building the infrastructure of the organization. (33:19) Where does Kyle see the next generation of carriers? (36:29) Kyle mentions a surprising statistic about personal auto carriers. (36:44) Kyle shares what he's most excited about. (37:09) Has Kyle started to consider other products? (43:51) Key Quotes: “As a venture investor, you really get paid to do two things. You get paid to be intellectually curious, and you get paid to sell money, which is a weird thing to do. It's a weird phrasing, but that's kind of what you do. ost competitive deals, you're selling, right?” So you get paid to learn and build ideas and theses, and then sell money.” - Kyle Nakatsuji “When you start learning about something, you rapidly climb up and you think you know a ton about it. And, then the more time you actually spend with a topic, you kind of fall off this cliff of stupidity.” - Kyle Nakatsuji “It's not that these carriers don't see the opportunity, or they don't want to help...But, the opportunity has to be of a certain size to warrant the kind of investment, to turn a ship that big...And, with some with newer carriers like us, we're just more free to experiment. There's much lower overhead to do interesting and innovative things with our partners.” - Kyle Nakatsuji Resources Mentioned: Kyle Nakatsuji Clearcover Reach out to Ryan Hanley

In this episode of The Ryan Hanley Show, Kyle Nakatsuji, Founder and CEO of Clearcover, joins the show to breakdown why he started Clearcover and why his unique perspective on the industry forced him to create an auto insurance carrier of the future. Kyle gets it, and you MUST listen to this episode… Episode Highlights: Kyle shares how he got started as a venture investor. (13:17)  Kyle shares how the idea of curiosity plays a significant role in being successful. (18:46) Kyle explains why he started a company in this particular area of insurance. (23:32) Kyle shares two ways to improve retention as an insurance company. (28:42) Kyle shares what to consider when building the infrastructure of the organization. (33:19) Where does Kyle see the next generation of carriers? (36:29) Kyle mentions a surprising statistic about personal auto carriers. (36:44) Kyle shares what he’s most excited about. (37:09) Has Kyle started to consider other products? (43:51) Key Quotes: “As a venture investor, you really get paid to do two things. You get paid to be intellectually curious, and you get paid to sell money, which is a weird thing to do. It's a weird phrasing, but that's kind of what you do. ost competitive deals, you're selling, right?” So you get paid to learn and build ideas and theses, and then sell money.” - Kyle Nakatsuji “When you start learning about something, you rapidly climb up and you think you know a ton about it. And, then the more time you actually spend with a topic, you kind of fall off this cliff of stupidity.” - Kyle Nakatsuji “It’s not that these carriers don't see the opportunity, or they don't want to help...But, the opportunity has to be of a certain size to warrant the kind of investment, to turn a ship that big...And, with some with newer carriers like us, we're just more free to experiment. There's much lower overhead to do interesting and innovative things with our partners.” - Kyle Nakatsuji Resources Mentioned: Kyle Nakatsuji Clearcover Reach out to Ryan Hanley

Kyle is the co-founder and CEO of Clearcover, the smarter car insurance company. Under Kyle's leadership, Clearcover has raised more than $104 million to date and has launched in multiple markets - California, Illinois, Arizona, Ohio, Utah, Texas, Wisconsin, Louisiana, Oklahoma, Nebraska, Missouri, Indiana, Pennsylvania with more on the way. Before founding Clearcover, Kyle was a founding member of American Family Ventures where he was responsible for sourcing, evaluating and structuring over 50 equity and debt venture capital investments in nationally-based tech startups. Prior to this role, Kyle was a corporate attorney focused on emerging company business matters at AlphaTech Counsel. Kyle has a law degree and an MBA from the University of Wisconsin.

When David McFarland got a job as an actuary out of college, he was working at an insurance firm where he first saw how data wasn't being optimized. Later after working alongside Kyle Nakatsuji at auto insurtech company ClearCover, he saw how Kyle's model could apply to all of small businesses and more importantly, saw how small businesses were overlooked. David joins the show to talk to Scott about why big firms overlook small business owners and self-proprietors, how Coterie tailors to them, being a recovering actuary and tips on getting a firm response the right way.

Insurance tech has been an industry ripe for disruption with a slew of companies like ClearCover, CoverWallet, Kin and Vouch making waves recently. Obie, a combo insurance brokerage and risk management platform is geared to join the fray by focusing on serving real estate investors from multiunit to single family residences (SFRs). Aaron Letzeiser, founder and CEO of Obie, joins the show to share with Scott how he identified the pain point, the emergence of millenials rapidly joining the real estate investment market, why tech is expected to solve problems and how they are making management clean.

Happy Hump Day, Detroit. It’s been another depressingly large lump of confirmed positive coronavirus cases here in Michigan, on the same day reports say the Centers for Disease Control and Prevention have changed their recommendations for asymptomatic people who’ve been in contact with infected people. The agency’s new recommendations read as follows: “If you have been in close contact (within 6 feet) of a person with a COVID-19 infection for at least 15 minutes but do not have symptoms, you do not necessarily need a test unless you are a vulnerable individual or your health care provider or State or local public health officials recommend you take one.” We discuss the ramifications of having our top federal health agency being subjected to political pressures. But have no fear! Macomb County may be a hotbed of infections at present, but they’re sponsoring the #MaskUpMacomb initiative, along with a poster contest awarding $500. More info is at theartcenter.org. Also, a bunch of Michigan businesses have bankrolled a new public awareness campaign called “Rona 4 Real.” It targets the under-30 set, a demographic that has seen a spike in infections lately, and figures to spike more with the start of college classes in many cities across the state. Then, two interviews: Heidi Craun from Clearcover, a digital auto insurer that’s opening a new Detroit office and hiring more than 300 And Tiffany Esshaki of the Birmingham-Bloomfield Eagle on the lawsuit against social networking site Nextdoor Thanks for listening to Daily Detroit. If you like what you’re hearing, tell a friend about us, leave us a review and subscribe on Apple Podcasts, or support us by becoming a Patreon member.

We are gearing up for Season 14, but in the meantime, enjoy one of our favorites from Season 13!Buyer Experience is all about making it as easy as possible for the buyer to make a purchase decision.Typically that comes with the territory of optimizing the best parts of your sales process and over-providing value.For ClearCover, a company that has raised over $100 million and has 150+ employees in just over 3 years in business, it's a different story.They identify the point of failure within their buyer journeys and build entire feedback loops around them.Heidi Craun is at the helm of these processes and she joins me in this week's episode.Find Heidi online at:Twitter: @heidicraunFind Intermittent online at:https://intermitten.org/Find ClearCover online at:https://clearcover.com/Today's episode is brought to you by Sales Hacker. The world's smartest community of forward-thinking B2B professionals. Grab their latest expert-created articles, webinars, and podcast episodes at www.saleshacker.com See acast.com/privacy for privacy and opt-out information.

David McFarland is Founder and CEO of Coterie, a technology company that uses APIs to make buying business insurance easy. Coterie meets professionals where they already are, using data-based automation to remove hassle and confusion. The result is simple, reliable coverage for their businesses. Immediately prior to founding Coterie, David was Chief Actuary and Head of Insurance Product & Pricing at Clearcover, a personal auto insurtech in Chicago. David is a Fellow in the Casualty Actuarial Society and a Member of the American Academy of Actuaries. As customers of Sage, you can take advantage of our preferred partner discount and save up to 5% on business insurance, where available. Just use this link to get a quote within a few minutes and see how much you can save. https://coterielink.com/sage

Buyer Experience is all about making it as easy as possible for the buyer to make a purchase decision.Typically that comes with the territory of optimizing the best parts of your sales process and over-providing value.For ClearCover, a company that has raised over $100 million and has 150+ employees in just over 3 years in business, it's a different story.They identify the point of failure within their buyer journeys and build entire feedback loops around them.Heidi Craun is at the helm of these processes and she joins me in this week's episode.Find Heidi online at:Twitter: @heidicraunFind Intermittent online at:https://intermitten.org/Find ClearCover online at:https://clearcover.com/Today's episode is brought to you by Sales Hacker. The world's smartest community of forward-thinking B2B professionals. Grab their latest expert-created articles, webinars, and podcast episodes at www.saleshacker.com See acast.com/privacy for privacy and opt-out information.

Ji Suk Yi hosts today’s edition of the Wintrust Business Lunch for Friday, February 28th. Segment 1: (At 0:00) Jon Najarian, Contributor at CNBC & Co-founder of Najarian Family Office and Market Rebellion, joins the show with his stock tip of the day (Microsoft) and gives us his assessment of this wild week on the markets. It took […]

Kyle Nakatsuji is the founder and CEO of Clearcover, a car insurance company offering better coverage for less money. After starting the company in 2016, Kyle has scaled it to a live business in four U.S. states, with a goal of branching out to 20 states by the end of the year. Today he joins the show to discuss the story behind Clearcover and how he has grown the business so quickly. You can find show notes and more information by clicking here: https://bit.ly/373V57P  

This week on #BraveByDesign I continue my conversation with Heidi Craun, Head of Customer Advocacy at Clearcover and Co-Founder & President of Intermitten, the conference for changemakers.⁠If you want to learn:⁠⁠How to get into management⁠The power of vulnerability in managing teams⁠How to have difficult conversations⁠⁠This episode is for you!⁠ Join Laura's Vision 2020 coaching cohort, kicking off on February 22nd, 2020. Sign up at forceofbadassery.comLaura's talk from Intermitten: https://www.youtube.com/watch?v=tvhiRHHd_U4&t=13sInvite Laura to speak at your event http://forceofbadassery.com/speakConnect with Laura Khalil online:instagram.com/forceofbadasseryfacebook.com/CoachingWithCouragelinkedIn.com/in/LauraKhalilConnect with Heidi Craun:https://twitter.com/heidicraunhttps://www.linkedin.com/in/heidicraun/Support the show (https://www.paypal.me/bravebydesign)Support the show (https://www.paypal.me/bravebydesign)

We're joined by Heidi Craun, Head of Customer Advocacy at Clearcover and Co-Founder & President of Intermitten, the conference for changemakers.Help support the show by giving us five stars and leaving a review. Join Laura's free Habit of Courage Masterclass, kicking off on January 27th, 2020. Sign up at forceofbadassery.comLaura's talk from Intermitten: https://www.youtube.com/watch?v=tvhiRHHd_U4&t=13sInvite Laura to speak at your event http://forceofbadassery.com/speakConnect with Laura Khalil online:instagram.com/forceofbadasseryfacebook.com/CoachingWithCouragelinkedIn.com/in/LauraKhalilConnect with Heidi Craun:https://twitter.com/heidicraunhttps://www.linkedin.com/in/heidicraun/Support the show (https://www.paypal.me/bravebydesign)

Clearcover  is a Chicago-based auto insurance startup that uses artificial intelligence to more effectively market auto insurance.  Their API offering allows shopping sites, car manufacturers, financial service providers and other platforms to complement their services with the addition of Clearcover car insurance. You can learn more at https://clearcover.com/.  --- Adam Fischer is Executive Vice President of Product & Technology at Clearcover, where he leads product strategy and feature expansion. Prior to Clearcover, Adam held Business Analysis positions with Apartments.com, Geneca and Redbox.

Welcome to the Tearsheet Podcast. I'm Zack Miller. In the startup world, it's pretty unheard of nowadays to take a full year and a half before launching a first product, But that's exactly what Kyle Nakatsuji and Clearcover did when launching their digital car insurance firm in California in February 2018. That's how long it takes to get an insurance company off the ground and in 2019, Kyle and team hope to launch in multiple states. Kyle joins us on the podcast to talk about the road to launch an insurtech firm and how he and his team plans for a statewide launch. Clearcover built an API that allows it to easily integrate into launch and distribution partners that have similar customers where an offer of car insurance would be relevant. We drill down into a concept that Kyle calls 'incidental insurance'. We also explore what Clearcover learned from this early launch and how it went into the firm's approach to product and marketing going forward.

“What people would prefer is actually to think about insurance less. They want it to do its job, a bit more quietly, in the background. And if that allows them to pay less, then all the better … We are an important product for people but that doesn’t mean we have to be an important part of their daily lives.” – Kyle Nakatsuji, CEO of Clearcover

Segment 1: Dr. Jackie Freiberg is an international best-selling business author, speaker and consultant. Her newest book “Bochy Ball! The Chemistry of Winning and Losing in Baseball, Business and Life”, unpacks the career success and gutsy leadership behind the San Francisco Giants manager Bruce Bochy.Segment 2: Ted Ngoy is a businessman and community leader residing in Phnom Penh, Cambodia. Ted is using the publication of his memoir, “The Donut King, The Rags to Riches Story of a Poor Immigrant Who Changed the World” to pledge a seed endowment of $1 million to a new education foundation he is creating, which will provide scholarships to deserving Cambodian children.Segment 3: Kyle Nakatsuji is the co-founder and CEO of Clearcover, a data-driven car insurance company. Clearcover provides high-quality car insurance at lower prices than traditional insurance carriers by applying advanced technology, refraining from expensive advertising and passing along the cost savings to customers. Segment 4: Jennifer Fortney has been Principal at Cascade Communications, a boutique, virtual PR and marketing communications company in Chicago since 2001. Jennifer is author of “Pitched: A Simple DIY Guide to Public Relations for Small Businesses”.Segment 5:Barry Moltz shares how to get your business unstuck.Sponsored by Nextiva

Clearcover is a platform with the goal of cutting down on car insurance costs. CEO Kyle Nakatsuji saw his company raise over $11 million in year one. Nakatsuji’s company is a disruptor. So how do you disrupt a powerful industry like car insurance while also maintaining relationships with the old guard? Originally published November 1st, 2017.

Host Christian Terwiesch talks about the current innovation in the insurance world and what the future of insurance could look like with Mark Pitchford, Chief Marketing and Sales Officer at Esurance, and Kyle Nakatsuji, Co-Founder and CEO of Clearcover on Work of Tomorrow. See acast.com/privacy for privacy and opt-out information.

Kyle Nakatsuji, CEO and Co-Founder of Clearcover, describes how inspiration from new insurance technologies inspired the founding of the company and its innovations in cost structure. See acast.com/privacy for privacy and opt-out information.

In this episode of Profiles in Risk, I spoke with Kyle Nakatsuji, CEO of Clearcover, an auto insurer looking to deliver the right coverage, at the right time, so you can pay less. We discussed the challenges of auto insurance as a business, the challenges of insurance as a venture-backed investment & the what it means to be customer-centric. Kyle will be on a panel discussing customer centricity at the Insurance Nexus, Insurance AI and Analytics USA Summit in Chicago on June 27th & 28th. Use Discount code: INSNerds200 to get $200 off.

Kyle (@kylenakatsuji) talks to Erik about his company, Clearcover, which plans to offer a new way to buy insurance. Kyle has extensive experience in the insurance industry as an employee, investor and founder, and describes the ins and outs of the insurance industry to us. He explains why insurance companies spend such a big percentage of their revenue on advertising and the antiquated way that most insurance is sold these days. That leads to a discussion of how insurance companies and the industry in general might be disrupted. He tells us what a new kind of insurance company might look like and which companies he’s long or short on.If you like what you hear, please review us on your favorite podcast platform. Thanks!Check us out on the web at villageglobal.vc/podcast or on Twitter @villageglobal.

Kyle (@kylenakatsuji) talks to Erik about his company, Clearcover, which plans to offer a new way to buy insurance. Kyle has extensive experience in the insurance industry as an employee, investor and founder, and describes the ins and outs of the insurance industry to us. He explains why insurance companies spend such a big percentage of their revenue on advertising and the antiquated way that most insurance is sold these days. That leads to a discussion of how insurance companies and the industry in general might be disrupted. He tells us what a new kind of insurance company might look like and which companies he’s long or short on.If you like what you hear, please review us on your favorite podcast platform. Thanks!Check us out on the web at villageglobal.vc/podcast or on Twitter @villageglobal.

Meet Kyle Nakatsuji founder and CEO of Clearcover, an auto insurance disrupter that is beloved by millennials. As a personal finance expert, Kyle can explain how even those with lower incomes can adopt the FIRE (Financially Independent, Retire Early) lifestyle. One crucial step: learn how to lower your car insurance.   And before you say, “Insurance?! How dull.”  Let me tell you something we found on Linked In.  Kyle’s profile says he’s here “to make insurance less boring…or more boring. Either way, it’s better with Clearcover!” The company’s website is www.clearcover.com.

➡️ Like The Podcast? Leave A Rating: https://ratethispodcast.com/successstory➡️ Join Our Free Slack Community To Up-Skill Yourself: https://bit.ly/3IY8kwK  ➡️ About The Guest⁣Atif Rafiq is a seasoned executive and thought leader with a remarkable career in Silicon Valley and the Fortune 500. With notable roles at companies like Amazon, Yahoo!, and AOL, he rose to the C-suite at McDonald's, Volvo, and MGM Resorts. Atif's expertise spans P&L ownership, digital transformation, and innovation leadership. He is a top management thinker with over 500,000 LinkedIn followers and a Re:wire newsletter with 100,000 subscribers. As the founder of Ritual, a groundbreaking software app, and an advisor to startups like SpaceX and Headspace, Atif is passionate about driving companies into the future. He serves on boards of public companies Flutter/Fanduel and KINS, as well as private companies ClearCover and betMGM.Atif Rafiq is a tech innovator who has achieved the president level in the Fortune 300. With a strong product and business savvy, he has a proven track record in P&L ownership and has raised over $10 million as the founder and CEO of a venture-backed firm. Atif is a sought-after public speaker and has been quoted in notable publications such as The Wall Street Journal, Fast Company, and Forbes. With his extensive experience and diverse portfolio, Atif shapes the industry as a board member and CEO advisor, helping companies navigate and excel in the rapidly changing business landscape.➡️ Show Linkshttps://twitter.com/atifatif/  https://www.linkedin.com/in/atif1/       ➡️ Podcast SponsorsHUBSPOT - https://hubspot.com/  NORDLOCKER - https://nordlocker.com/creators (Promo Code: Scott)BABBEL - https://babbel.com/ (Promo Code: Success Story)THE KELLY ROACH SHOW - https://www.youtube.com/@KellyRoach SHOPIFY — https://shopify.com/successstory/ NETSUITE — https://netsuite.com/scottclary/ ➡️ Talking Points00:00 - Intro 02:48 - Origin Story: Atif Rafiq's Journey to Success 03:51 - Navigating Digital Disruption: Changing Landscapes and Timeless Principles 10:15 - Measuring Future Success for a Company: KPIs and Outcomes 14:47 - Unleashing Superpowers: The Core of Transformational Thinking 19:09 - Strategic Decision-Making: Prioritizing Critical Questions for Organizations 29:45 - Success Strategies: A Roadmap for Achieving Excellence 35:23 - Hidden Superpowers: Unveiling the Unexpected Keys to Success 48:25 - Mastering Multiple Industries: Atif Rafiq's Effective Approach 51:55 - Connecting with Atif Rafiq: Building Bridges to Inspiration 52:23 - Defining Success: Atif Rafiq's Perspective on Achieving GreatnessAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy