Podcasts about federal student aid fafsa

In this episode of A Wiser Retirement® Podcast, we discuss how the Free Application for Federal Student Aid (FAFSA) is crucial in determining eligibility for financial aid, including grants, loans, and work-study opportunities. Whether or not your family qualifies for aid, understanding the FAFSA's purpose and process is essential for anyone navigating college costs.Related Podcast Episodes:- Ep 136: Financially Preparing for Your High Schooler to go to College- Ep 270: What College Expenses are Tax-Deductible for Parents?Related YouTube Videos:- ​​How do I save money for my child's education?Learn More:- About Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Welcome to the daily304 – your window into Wonderful, Almost Heaven, West Virginia.   Today is Sunday, Jan. 19, 2025. Fiesta Dinnerware collectors, heads up! The WV-based company releases its new color for 2025…West Virginia University debuts a program to help students with tuition and fees…and a restaurant opening in Fairlea serves up feel-good food…on today's daily304.   #1 – From WOWK-TV – West Virginia-based company Fiesta Dinnerware has announced its new color for 2025.  The cream-colored Linen is meant to celebrate the craft of pottery. Company officials describe it as contemporary, elegant and versatile.  Limited items in Linen are now available to purchase from Fiesta's Factory Direct website . Last year, the limited items for the 2024 color, Sky, sold out quickly, so those interested in purchasing limited items for 2025 should act fast. The rest of the Linen collection will be available starting April 28. The company, now known as the Fiesta Tableware Company, has operated in West Virginia since 1907, following trends of color and introducing new styles of the collectible dishes each year. Read more: https://www.wowktv.com/news/west-virginia/new-2025-fiesta-dinnerware-color-is-here/   #2 – From WCHS-TV – A new program to help college students cover tuition and fees for West Virginia University is in the works for fall 2025. The WVU Guarantee program will be open for resident undergraduate students within the university's system who complete the Free Application for Federal Student Aid (FAFSA) and have a family-adjusted gross income of $65,000 or less. University officials said the program will combine with other financial aid to break down barriers for higher education. Students who complete the FAFSA by Aug. 1 will be evaluated for eligibility. Read more: https://wchstv.com/news/local/wvu-guarantee-program-aims-to-help-cover-tuition-and-fees-for-west-virginia-students#   #3 – From THE REAL WV – There's a new restaurant opening in Fairlea. Coco's will be the place you can eat after a good workout and go home feeling good, according to owner Abby Bashlor. She says everything will be made in house or bought locally. Named in honor of her miniature schnauzer, Coco's will offer breakfast, lunch, and dinner five days a week. Breakfast items will include burritos, egg bakes, sandwiches, quiches, and muffins. Lunch and dinner items will include sandwiches, soups, specials, and baked goods. Plus, a smoothie station will include fresh fruits and add-ons such as protein and collagen.  Coco's is located inside Nova Jiu Jitsu, a growing athletic academy for kids and adults in the Greenbrier Valley. While the eatery will be available to Nova's athletes, it's intended as a community space that is open to the public.   Read more: https://therealwv.com/2025/01/15/cocos-coming-soon-to-fairlea-will-serve-feel-good-food/   Find these stories and more at wv.gov/daily304. The daily304 curated news and information is brought to you by the West Virginia Department of Commerce: Sharing the wealth, beauty and opportunity in West Virginia with the world. Follow the daily304 on Facebook, Twitter and Instagram @daily304. Or find us online at wv.gov and just click the daily304 logo.  That's all for now. Take care. Be safe. Get outside and enjoy all the opportunity West Virginia has to offer.  

The Texas Higher Education Coordinating Board has extended the state financial aid application priority deadline to Saturday, Feb. 15, for the 2025-26 application cycle, due to delays with the Free Application for Federal Student Aid (FAFSA). The standard annual deadline is Jan. 15, and future aid cycles will revert to this date. The Texas Application for State Financial Aid will be open for the 2025- 26 application cycle to align with the FAFSA opening, anticipated for Dec. 1. The priority deadline is neither a guarantee to receive funding if a student applies by the applicable date for the academic year,...Article Link

Welcome back! This week we begin a very special series of episodes focused on financial aid. In this first of three episodes, we are joined by financial aid director Philomena Franco, who shares an overview of the recent changes to the Free Application for Federal Student Aid (FAFSA) and what to anticipate when completing the FAFSA in 2024. We clarify some misconceptions and talk about reasons why everyone should apply, even if they think they will not qualify for aid. If you or anyone you know is applying for aid this year, please share this important episode with them. What financial aid questions do you have? Leave us a question below and please remember to rate and subscribe!

Federal agencies across the government have posted their plans to comply with an Office of Management and Budget memo on artificial intelligence governance, providing a window into what risk management and reporting practices will look like in the executive branch. The compliance plans, which were due 180 days following the finalization of OMB's M-24-10 memo, outline steps each covered agency plans to take when it comes to updating their internal policies, collecting information for their AI use case inventories, removing barriers to responsible use of AI tools, and determining whether a use is rights- or safety-impacting, among other things. Also, delays and errors were among the “troubling” issues identified with the Department of Education's new system for its Free Application for Federal Student Aid (FAFSA) form, the Government Accountability Office said this week. In a report and congressional testimony released Tuesday, the GAO said the education agency's Office of Federal Student Aid (FSA) pinpointed and addressed defects in the FAFSA Processing System (FPS) before deployment, but continued to find “numerous defects” after its launch.

In this episode, we dive deep into the Free Application for Federal Student Aid (FAFSA), exploring its history and the significant developments over the past two years that have impacted both students and universities. From the origins of FAFSA as a tool to make higher education more accessible, to recent changes aimed at simplifying the process, we cover the key reforms and challenges that have emerged. We'll also discuss how these changes affect student eligibility, the distribution of aid, and how universities are adapting to these shifts. Join us as we unpack the evolving landscape of FAFSA and its critical role in shaping the future of financial aid in higher education. Our guest for this episode is W. Kent Barnds, the Executive Vice President for Strategy and Innovation at Augustana College. He also serves as the Vice President of Admissions, Financial Aid, and Communications and Marketing.  Additional resources: FAFSA Website https://studentaid.gov/h/apply-for-aid/fafsa  

Planning for College – Cozy Whitman of College Inside Track joins Chris Boyd and Jeff Perry to discuss the many challenges of planning for college. The conversation starts out with an announcement that the Free Application for Federal Student Aid (FAFSA) will not be available on the scheduled date of October 1 st . Topics covered during the podcast include the rising cost of college, how to start the college search, ways to save for future college expenses, and finding the right fit. The trio will also host a College Planning Webinar on September 24 th . See link below to register. To register for our College Planning Webinar, click the link below: https://attendee.gotowebinar.com/register/3777108755579750751 For more information or to reach Chris Boyd or Jeff Perry, click the below link: https://www.wealthenhancement.com/s/advisor-teams/amr To connect with Cozy Whitman, visit her website at: https://collegeinsidetrack.com/  

This year's roll-out of the new Free Application for Federal Student Aid (FAFSA) has changed postsecondary education for students, institutions, and federal policymakers. This evolving landscape will be explored by Emmanuel Guillory from the American Council on Education, Steve Taylor from the Stand Together Trust, and Diane Auer Jones, a former acting undersecretary of the Department of Education. The informative discussion will be moderated by Jim Blew, a co-founder from the Defense of Freedom Institute.Join us on July 26 at 3 pm EST for a lively discussion on the far reaches of the Free Application for Federal Student Aid (FAFSA). Featuring: (Moderator) Jim Blew, Co-Founder, Defense of Freedom InstituteDiane A. Jones, Former principal deputy under secretary, U.S. Department of EducationSteven Taylor, Director and Senior Fellow, Education & Workforce, Stand Together TrustEmmanual Guillory, Senior Director, Government Relations, American Council on Education

Kevin Boston-Hill speaks with education expert Maria Alejandra Canales, Managing Director of Program Implementation at OneGoal, about how families can access and leverage resources to understand the changes in the Free Application for Federal Student Aid (FAFSA) and some ways they can find other sources of academic funding.

Education News Headline RoundupSupreme Court Justice Clarence Thomas has leveled criticism at the landmark Brown v. Board of Education decision just days after the 70th anniversary of the ruling. In his concurring opinion on a decision allowing South Carolina to keep using a congressional map that critics say discriminated against Black voters, Thomas this month argued that the Brown decision took a "boundless view of equitable remedies" and involved "extravagant uses of judicial power" to end racial segregation in schools.The Delaware College of Art and Design (DCAD) announced its closure, attributing the decision partly to financial difficulties exacerbated by ongoing issues with the Free Application for Federal Student Aid (FAFSA) system. Concurrently, the U.S. Department of Education has pledged a comprehensive review of its financial aid office and the FAFSA process in response to widespread problems impacting students and institutions nationwide.A follow-up to a headline we first shared in February of this year: Harvard University's “Institutional Voice” working group has concluded its work and recommended that Harvard leaders not “issue official statements about public matters that do not directly affect the university's core function.”Taking Chances, Making Mistakes, & Getting MessyThis week, 16:1 explores the origins of “The Magic School Bus,” the beloved children's television series designed to engage young learners with scientific topics and other curious learning adventures.  The franchise, which started as a children's book series written by Joanna Cole and illustrated by Bruce Degen in 1986, emerged from Scholastic Co.'s vision of blending science with fiction. The franchise sold 93 million book copies worldwide, captivating young minds and paving the way for its evolution into a popular TV show.From 1994 to 1997, "The Magic School Bus" brought science to life on PBS, with Ms. Frizzle, voiced by Lily Tomlin, leading her fourth-grade class on magical field trips. Each adventure, from exploring the solar system to journeying inside the human body, made complex scientific concepts accessible and fun for young learners. Today, the series continues to inspire through its presence on Netflix and has recently gotten a reboot, "The Magic School Bus Rides Again."We discuss the show's pedagogical approach, its effective use of repetition to reinforce concepts, and its clever handling of creative liberties with science. We also share behind-the-scenes stories and insights into the animation and voice acting process, revealing the dedication to making the show both scientifically accurate and entertaining. Tune in to hear our personal reflections on favorite episodes and how "The Magic School Bus" has shaped our understanding of science.Sources & Resources:Clarence Thomas attacks Brown v. Board ruling amid 70th anniversary22-807 Alexander v. South Carolina State Conference of the NAACP (05/23/2024)Misrepresenting Justice Thomas on Brown | National ReviewThe Magic School Bus Inside a HurricaneMLB Negro League stats leaderboard changes record bookRemembering 'Magic School Bus' Creator Joanna Cole : NPRMs. Frizzle creator leaves behind a legacy of learning | Mary Lou Fulton Teachers CollegeThis School Year, Unleash Your Inner Ms. Frizzle - The New York TimesKate McKinnon Shines as the New Ms. Frizzle on Netflix's 'The Magic School Bus' Reboot — Watch the TrailerThe Magic School Bus (TV series) - WikipediaThe Magic School Bus "Behind the Scenes" (1996)The Magic School Bus on VimeoThe Magic School Bus Explores the Solar System : Microsoft : Free Download, Borrow, and StreamingThe Magic School Bus Rides Again - WikipediaList of The Magic School Bus episodes - Wikipedia

It can be confusing to understand whether you're a dependent or independent student for FAFSA and financial aid purposes.Given the current cost of higher education, college students need all the help they can get when paying for college. There are a variety of different ways to pay for college, including paying your own way, scholarships, grants, and student loans.Nearly all forms of financial aid start with filling out the Free Application for Federal Student Aid (FAFSA) form that is made available by the U.S. government. And one of the key sections of the FAFSA form is determining whether you are a dependent or independent student.

In this Washington Update, we welcome back our frequent guest and public policy expert, Tom Netting, president of TEN Government Strategies, who joins us to discuss the latest developments in higher education policy coming out of Washington. McNaughton and Netting dive into the significant revisions to Title IX regulations, detailing the implications for higher education. Podcast Overview: Revised Title IX Regulations: Unpacking the Changes Expansion of Definitions: The new regulations have broadened the definition of sexual harassment to encompass "unwelcome sex-based conduct," a shift from the previously narrower "severe, pervasive, and objectively offensive" standard. Adjustments in Adjudication Standards: Institutions are now mandated to use the "preponderance of the evidence" standard for determining cases of sexual harassment, moving away from the "clear and convincing" evidence standard unless absolutely necessary. Elimination of Live Hearings: The updated regulations remove the requirement for live hearings, aiming to reduce the potential retraumatization of victims during the adjudication process. FAFSA Corrections and Their Impact on Enrollment The discussion extends to the recent corrections made to the Free Application for Federal Student Aid (FAFSA) and their potential impact on student enrollment: Resolution of FAFSA Issues: After significant updates, the FAFSA system aims to facilitate smoother enrollment processes, which could help stabilize enrollment figures that were feared to decline due to previous errors. Congressional Oversight: The upcoming hearing with Secretary Cardona will focus on these FAFSA updates, reflecting the critical attention these corrections are receiving at the governmental level. Developments in Student Loan Debt Relief The episode also covers the Notice of Proposed Rulemaking (NPRM) on student loan debt relief, emphasizing its importance and controversy: State Legal Challenges: The NPRM has faced lawsuits from 15 states, highlighting the contentious nature of the proposed student loan debt relief measures. Public Comment Period: Stakeholders are encouraged to participate in the public comment process, open until May 17th, to help shape the outcome of these significant financial relief efforts. Enhancements to Program Integrity and Institutional Accountability Further discussion points include the negotiations affecting financial aid administration and compliance: Modifications in Resource Management: Proposals suggest that students might need to opt-in to receive resources such as textbooks and other materials, potentially changing how educational expenses are managed. Ongoing Negotiations: The complexities of these discussions could deeply influence how institutions administer student loans and maintain compliance with federal standards. State Authorization and Accreditation for Online Education The conversation also explores adjustments to state authorization and accreditation processes for online education providers: Regulatory Simplification: Proposed changes aim to simplify compliance across different states, potentially easing the operational burden on institutions offering online programs. Three Key Takeaways for University Presidents and Boards Immediate Review and Adjustment to Compliance Measures: With the new Title IX regulations set to take effect soon, institutions must review and possibly revise their current policies and procedures promptly. Active Participation in Public Comment Opportunities: Leaders should ensure their institutions engage in the NPRM discussion, particularly around student loan debt relief, to influence policies that directly affect their students and operational structures. Preparation for Upcoming Accreditation and Authorization Changes: Universities offering online courses must prepare for the expected changes in state authorization and accreditation standards, ensuring compliance and minimizing disruption to student offerings.   Read the transcript on our website →   About Our Podcast Guest Tom Netting Having spent all of his professional career devoted to higher education policy oversight and implementation, Tom Netting has an extensive knowledge of the laws and regulations governing all aspects of higher education. His considerable background and experience have afforded him the opportunity to view the development and implementation of federal higher education and workforce development policy in their entirety – including issues related to higher education and workforce development, health care, veteran affairs policies, and the procurement of federal appropriations. About Our Podcast Host Dr. Drumm McNaughton is a consultant to higher education institutions in governance, accreditation, strategy, change, and mergers. The Change Leader's Social Media Links LinkedIn: https://www.linkedin.com/in/drdrumm/ Twitter: @thechangeldr Email: podcast@changinghighered.com #WashingtonUpdate #NegReg #HigherEducation  

Following his recent visit to China, U.S. Secretary of State Antony Blinken traveled to the Middle East this week, marking his seventh trip to the region since the beginning of the Israel-Hamas war. The tour concluded with Sec. Blinken urging Hamas to accept the latest ceasefire proposal. President and Founder of Eurasia Group Ian Bremmer discusses the difficulty of negotiating with Hamas and explains why he believes a two-state solution is not possible until a permanent ceasefire is achieved. National Decision Day was earlier this week, yet a botched rollout of the new Free Application for Federal Student Aid (FAFSA) has left millions of students in the dark about their financial aid status. The new system has been riddled with technical issues that have upended the college admission process. Meanwhile, Richard Cordray, the leader of the Federal Student Aid office, announced he will depart the office in June. Personal Finance Reporter at the Wall Street Journal Oyin Adedoyin joins to discuss why thousands of students cannot complete the form correctly and how this will affect the decision process for thousands of individuals. Learn more about your ad choices. Visit megaphone.fm/adchoices

Following his recent visit to China, U.S. Secretary of State Antony Blinken traveled to the Middle East this week, marking his seventh trip to the region since the beginning of the Israel-Hamas war. The tour concluded with Sec. Blinken urging Hamas to accept the latest ceasefire proposal. President and Founder of Eurasia Group Ian Bremmer discusses the difficulty of negotiating with Hamas and explains why he believes a two-state solution is not possible until a permanent ceasefire is achieved. National Decision Day was earlier this week, yet a botched rollout of the new Free Application for Federal Student Aid (FAFSA) has left millions of students in the dark about their financial aid status. The new system has been riddled with technical issues that have upended the college admission process. Meanwhile, Richard Cordray, the leader of the Federal Student Aid office, announced he will depart the office in June. Personal Finance Reporter at the Wall Street Journal Oyin Adedoyin joins to discuss why thousands of students cannot complete the form correctly and how this will affect the decision process for thousands of individuals. Learn more about your ad choices. Visit megaphone.fm/adchoices

Following his recent visit to China, U.S. Secretary of State Antony Blinken traveled to the Middle East this week, marking his seventh trip to the region since the beginning of the Israel-Hamas war. The tour concluded with Sec. Blinken urging Hamas to accept the latest ceasefire proposal. President and Founder of Eurasia Group Ian Bremmer discusses the difficulty of negotiating with Hamas and explains why he believes a two-state solution is not possible until a permanent ceasefire is achieved. National Decision Day was earlier this week, yet a botched rollout of the new Free Application for Federal Student Aid (FAFSA) has left millions of students in the dark about their financial aid status. The new system has been riddled with technical issues that have upended the college admission process. Meanwhile, Richard Cordray, the leader of the Federal Student Aid office, announced he will depart the office in June. Personal Finance Reporter at the Wall Street Journal Oyin Adedoyin joins to discuss why thousands of students cannot complete the form correctly and how this will affect the decision process for thousands of individuals. Learn more about your ad choices. Visit megaphone.fm/adchoices

Education spending, eviction limits also approved Although the Beacon and Garrison school districts lose funding in the newly enacted state budget, the City of Beacon will be better positioned to qualify for $650 million in housing funding and Metro-North will receive more money to protect the Hudson Line from climate change. Those are some of the local impacts of the $237 billion budget for 2024-25 that Gov. Kathy Hochul signed April 20 after reaching an agreement with members of the state Assembly and Senate. The agreement, contained in 10 budget bills, allows local governments to pass a "good-cause" law that limits when larger landlords can evict a tenant or refuse to renew a lease. It also restores $250 million for clean-water projects and requires that, as of Jan. 1, employers provide 20 hours of paid prenatal leave. The Highlands' two Assembly members - Jonathan Jacobson, a Democrat whose district includes Beacon, and Dana Levenberg, a Democrat whose district includes Philipstown - voted for each of the 10 bills. Sen. Rob Rolison, a Republican whose district includes the Highlands, voted for five of the 10. The final product boosts spending for Foundation Aid, the largest source of state aid to school districts, by $934 million. The Legislature rejected Hochul's proposal to eliminate a provision called "hold harmless" that protects districts from cuts. Despite the overall spending increase, the Foundation Aid allocations for Beacon ($21 million) and Garrison ($592,000) are equal to 2023-24. But Beacon lost $169,000 in other state aid, while Garrison gained $33,500. Haldane will receive $2.9 million in Foundation Aid, an increase of $120,000, and the district's overall aid rose by $261,000. The enacted budget includes legislation introduced by Jacobson that requires all high school seniors to submit a Free Application for Federal Student Aid (FAFSA) form unless they obtain a waiver. "The biggest obstacle to college is the cost," he said. "The way you get grants and scholarships is to fill out the FAFSA." Hochul said state legislators agreed to allow the state to require that municipalities be certified as a "pro-housing" community to apply for $650 million in discretionary funding. To qualify, downstate municipalities must have issued building permits that increased their housing by at least 1 percent in the past year or by 3 percent over the previous three years. Natalie Quinn, Beacon's planning consultant, told the City Council on April 8 that the city qualifies. Beacon and other cities, towns and villages were authorized to pass good-cause legislation that limits when landlords can evict tenants or refuse to renew their leases. In March 2022, Beacon became one of a few municipalities enacting a good-cause law, although a City Court judge struck it down in November, after judges ruled that similar laws passed elsewhere were superseded by state law. Supporters of good cause now have the imprimatur of the state law, which generally exempts landlords owning up to 10 units but allows municipalities to set their own criteria. The circumstances that will allow landlords to evict or refuse a lease renewal include when: Tenants have arrears that are not due to an "unreasonable" rent increase, which the state defines as an increase of 5 percent plus the annual percentage change in the consumer price index, or 10 percent, whichever is lower; The tenant is violating lease conditions, or causing substantial damage; The tenant is committing or permitting a nuisance; The landlord wants to convert the property to personal use. Other highlights from the budget: Hochul and legislators approved $500 million to build 15,000 housing units on state land. The state is considering the site of the shuttered Downstate Correctional Facility in Fishkill. The budget includes $350 million to fund an additional tax credit for families eligible for the Empire State Child Tax Credit. The Senate and Assembly restored $250 million for the Clean Water...

The already stressful and arduous process of applying for college financial aid was supposed to be easier this year. Instead, the public saw the meltdown of the Free Application for Federal Student Aid (FAFSA).  As the U.S. Department of Education scrambles to fix calculation errors, colleges and universities have had to hit pause on making admissions decisions, adding even more confusion to the mix.  Eric Hoover, a senior writer for The Chronicle of Higher Education, shares insights from his deep coverage, including implications for students, families and postsecondary institutions. What's being done to help students from low-income backgrounds whose college prospects might have already been on shaky ground? And where should reporters proceed with extra caution in covering this complex and fast-changing story?

The already stressful and arduous process of applying for college financial aid was supposed to be easier this year. Instead, the public saw the meltdown of the Free Application for Federal Student Aid (FAFSA).  As the U.S. Department of Education scrambles to fix calculation errors, colleges and universities have had to hit pause on making admissions decisions, adding even more confusion to the mix.  Eric Hoover, a senior writer for The Chronicle of Higher Education, shares insights from his deep coverage, including implications for students, families and postsecondary institutions. What's being done to help students from low-income backgrounds whose college prospects might have already been on shaky ground? And where should reporters proceed with extra caution in covering this complex and fast-changing story?

Problems plague new federal form Alison Chi's daughter has answered one big question: where she will attend college after she graduates in June from Beacon High School. The other big question - how much it will cost - is taking longer. "She's decided where she wants to go," said Chi. "But until we know what the whole financial package looks like, she can't commit." Families in the Highlands with students planning for college in the fall have been in limbo for months following the U.S. Department of Education's debut of a revised Free Application for Federal Student Aid (FAFSA) form, which determines eligibility for grants, loans and work-study jobs. The agency reduced the maximum number of questions from 108 to 46 to make the online process less challenging. However, technical problems have left colleges waiting to receive the information they need to calculate how much aid they can offer, which is a vital factor for many students when selecting a school from among those that accept them. Students already in college are also waiting; families must complete the FAFSA each year. Before Congress approved legislation in 2020 mandating the simpler FAFSA form, students could begin applying on Oct. 1. Within five days, the Education Department would send colleges the needed data. This year, students and their parents had to wait until Dec. 31 to begin completing the FAFSA form and faced outages and glitches. The Education Department said that, once an application was submitted, it could not be corrected (such as by adding a missing signature) until late January, which was pushed back to mid-March and then to April. Colleges began receiving data for some students on March 11, according to the National Association of Student Financial Aid Administrators, but the process had to be stopped because the Education Department used the wrong formula to calculate financial need. The Education Department said on Tuesday (April 9) that it has sent information for 7 million applicants to schools, states and scholarship organizations and is now processing applications within three days of submission. Chi's daughter applied to 18 schools; some have reported receiving her FAFSA data but others are still waiting. At a recent program for students accepted to Emerson College in Boston, one of her daughter's choices, "you could hear the frustration in the voices of the people from the financial aid department," said Chi. In February, the State University of New York (SUNY) pushed back its deadline for enrollment deposits by two weeks, to May 15, for state residents. Other colleges also have extended deadlines, said Amanda Cotchen, a guidance counselor at Haldane High School. "A lot of admissions offices have fortunately recognized that this is putting pressure on families," she said.

Bills focus on senior buses, college aid, housing Gov. Kathy Hochul has already signed two bills introduced this legislative session by Jonathan Jacobson, a Democrat whose Assembly district includes Beacon. One prohibits Central Hudson and other utility companies from charging customers for electric and gas services older than three billing periods. The other clarifies that requirements for supplemental uninsured and underinsured auto insurance apply to police vehicles "principally garaged and used" in New York state and do not apply to self-insurance policies. Those bills are among the proposals introduced during this year's session of the state Legislature by Jacobson and two other local lawmakers: state Sen. Rob Rolison, a Republican whose district includes the Highlands, and Assembly Member Dana Levenberg, a Democrat whose district includes Philipstown. During the current two-year term, which began on Jan. 4, 2023, Rolison has introduced 52 bills; Levenberg, 40 and Jacobson, 71. Here are some of the lawmakers' newer bills, which may or may not be passed before the Legislature ends its session on June 6. Rolison S8460: Creates a grant program in the Office for the Aging to allow municipalities to apply for up to $100,000 to purchase Americans with Disabilities Act-accessible buses to transport seniors. Status: Assigned to Finance Committee S8387: Requires the Comptroller's Office to study the feasibility of automatically returning unclaimed funds, as some states do. New York holds $18.4 billion in funds deposited with the state after the person, estate or business could not be located. To retrieve the funds, people must search online at osc.ny.gov/unclaimed-funds and file a claim. Status: Assigned to Finance Committee S8181: Allows prosecutors to charge someone with promoting a suicide attempt and second-degree manslaughter if their conduct "significantly contributes" to a decision by "an incompetent or physically disabled person or a vulnerable elderly person" to take their own life or try killing themselves. Rolison said the legislation was inspired by the case of an autistic Poughkeepsie resident, Bailey Bates, who killed himself in 2017 at age 19 after a woman and an accomplice conned him into exchanging his disability insurance money for a phony check. Former Sen. Sue Serino, now the Dutchess County executive, introduced the legislation in 2018 as Bailey's Law. 9 Status: Assigned to Codes Committee State Legislators Sen. Rob Rolison (R) District 39, including Highlands rolison@nysenate.gov | 845-229-0106 3 Nepture Road, Suite N22, Poughkeepsie, NY 12601 Assembly Member Dana Levenberg (D) District 95, including Philipstown levenbergd@nyassembly.gov | 914-941-1111 8 Revolutionary Road, Ossining, NY 10562 Assembly Member Jonathan Jacobson (D) District 104, including Beacon jacobsonj@nyassembly.gov | 845-562-0888 47 Grand St., Newburgh, NY 12550 Jacobson A8953: Requires that each high school senior complete the Free Application for Federal Student Aid (FAFSA), an application for the state's Tuition Assistance Program or a waiver if not attending college. Jacobson cites studies showing that low-income students and their parents are more likely to overestimate the cost of college and have less knowledge of available aid and that first-generation and low-income students are likelier to apply for aid without their parents' involvement, increasing the likelihood of errors. Status: Assigned to Education Committee A8460: Requires that firearms and rifles bought by police agencies at gun buybacks be disassembled and destroyed, with the destruction recorded on video and listed in a log filed with the state Division of Criminal Justice Services. Jacobson cited a New York Times story published in December that detailed how some guns acquired through buybacks in other states are turned over to companies that remove the parts with serial numbers and sell the rest in kits to private buyers. Status: Assigned to Codes Committee A9210: ...

Is the American college education system failing? In this episode of “Refining Rhetoric,” CEO Robert explores the pitfalls of government involvement in education funding, focusing on the Free Application for Federal Student Aid (FAFSA). Highlighting bureaucratic inefficiency and overreach, the discussion emphasizes the need for self-reliance, community building, and adherence to ethical principles rooted in faith.   CNBC Article   You're invited to our 2024 National Events Weekend in sunny Southern Pines, North Carolina! Register at https://classicalconversationsfoundation.org/.

Every year, students and families rely on federal student aid to make decisions about higher education. As the Department of Education has struggled to implement a streamlined version of the Free Application for Federal Student Aid (FAFSA), pressure has steadily increased on students, families, and the institutions that serve them. In this episode, Justin Draeger, president and CEO of the National Association of Student Financial Aid Administrators (NASFAA) joins NACUBO's Bryan Dickson, director of student financial services and educational programs, to discuss the far-reaching challenges brought about by this rough rollout.   Links & Notes Visit NASFAA's FAFSA Simplification Center Watch NACUBO's Update on “Better FAFSA” Implementation Connect with Justin Draeger on LinkedIn Connect with Bryan Dickson on LinkedIn

The Free Application for Federal Student Aid (FAFSA) serves as the crucial link for students pursuing higher education by determining their financial support needs. However, this year's revised FAFSA rollout has encountered significant challenges—including false starts, communication issues, and inaccurate data—garnering attention both within and outside academia. These delays are causing widespread disruptions for students, families, and educational institutions, with particularly severe implications for colleges that serve economically disadvantaged students. In this podcast, AGB's Morgan Alexander speaks with Alex Nock of Penn Hill Group about the implications of the FAFSA delay for higher education, as well as the pertinent questions boards should be asking.

To get financial aid for college, prospective students must fill out the Free Application for Federal Student Aid (FAFSA). The process is now massively delayed. Fair Shake, a Super PAC backed by Silicon Valley money, is running attack ads against Democrat Katie Porter. Who are they, and why are they so against Porter? Critics review the latest film releases: “Dune: Part 2,” “Spaceman,” “Shayda,” and “Problemista.” Comedian Richard Lewis died Tuesday at 76. The stand-up was a late-night regular who had a career renaissance on HBO's “Curb Your Enthusiasm.” Puntarelle is a slightly bitter, unusual variety of chicory. Their shoots are hollow, and when prepared in thin strips, they offer a satisfying crunch.

In this special episode of the UCI Insider podcast, director of Financial Aid & Scholarships, Becki Sanchez, and senior associate director of Financial Aid & Scholarships, Crystal Maudale, explain the changes found in the simplified Free Application for Federal Student Aid (FAFSA).

U.S. Education Secretary Miguel Cardona discusses the early rollout of $1.2B in student loan forgiveness and the future of debt relief. Why did the Biden administration accelerate student loan forgiveness by wiping away $1.2 billion in debt nearly six months ahead of schedule? How will eligible borrowers, especially those enrolled in the new income-driven repayment plan SAVE, be notified of this unexpected relief? Hosts Sean Pyles and Anna Helhoski explain the latest in student loan forgiveness before Anna speaks with Dr. Miguel Cardona, U.S. Secretary of Education. They break down the latest wave of debt relief, totaling a historic 138 billion dollars approved for cancellation among 3.9 million borrowers, all achieved through executive action. They also discuss the motivations behind prioritizing student debt forgiveness and the details of the SAVE plan, offering insights into who benefits, how eligible borrowers will be notified, and what lies ahead for student loan borrowers in 2024.  In their conversation, the Nerds discuss: student loans, loan forgiveness, Saving on a Valuable Education (SAVE) plan, debt relief, income-driven repayment, financial aid, student debt, loan cancellation, loan eligibility, loan notification, executive action, loan benefits, repayment plan, loan borrowers, debt cancellation, loan relief, loan impact, loan insights, loan motivations, federal student aid, and Free Application for Federal Student Aid (FAFSA). To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

The state student aid commission addresses ongoing FAFSA challenges for college hopefuls. Also, why licensed midwives face barriers to stay in business in California. Finally, what Black History Month looks like in Oak Park classrooms. FAFSA Challenges Continue We have been following the latest developments with the delayed and problematic rollout of the new Free Application for Federal Student Aid (FAFSA). Now, a new glitch is making it even more difficult for some applications to get their forms in. Jon Waldrep, Analyst at the California Student Aid Commission, joins us with how the glitch is impacting certain students and their families, as well as how it's putting students at risk of not getting the aid they need to attend the college of their choice. California Barriers for Midwives A new UCSF study highlights obstacles midwives face doing business in California, especially when serving patients with Medi-Cal insurance. Midwives provide many of the same services as doctors in low-risk pregnancies, and are becoming increasingly essential following a wave of maternity ward closures across the state - in largely low-income communities. Calmatters Health Reporter Kristen Hwang shares her reporting alongside licensed midwife Madeleine Wisner, who was the only licensed community midwife who took Medi-Cal patients in the greater Sacramento region - but closed her birth center last fall. CalMatters is a nonprofit newsroom that partners with public media stations across the state. Black History Month in Classrooms Black History Month goes beyond just a history lesson in some Oak Park classrooms, with learning opportunities in the forms of business fairs, cooking demonstrations, theater and more. Cassandra Jennings, President and CEO of St. HOPE, and CapRadio Education Reporter Srishti Prabha, provide a look at how Black history is being taught, as well as talk about upcoming events that seek to inspire students both inside and outside the classroom.

The cost of college is no joke, and for more than half a century, the Free Application for Federal Student Aid (FAFSA) has served as a tool to ease the financial burden of tuition. This year, despite efforts to improve the system, changes to FAFSA have triggered a stressful chain reaction. Families are limbo, schools are lost, and there doesn't seem to be a clear sense of how to move forward. How did FAFSA end up in this mess? What are the implications for families seeking make-or-break financial aid for the 2024-2025 academic year? Is there anything individual schools can do to help? Drexel University's Senior Vice President for Enrollment Management Dr. Dawn Medley sizes up the situation. Hosted by Matt Leon. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

This year, students and their families will notice significant changes to the Free Application for Federal Student Aid (FAFSA) process. We'll review these changes and how they can impact families navigating college funding. Key topics include the reporting of student income, business and farm assets, retirement plan contributions, and the implications of having multiple children in college. Jason also touches on the impact of grandparent-owned 529 college savings plans on FAFSA results.Tune into this episode to also learn:How the new FAFSA rules in 2024 differ from previous years.The importance of understanding the nuances of reporting student income and parental assets.Strategies for maximizing college funding and financial aid opportunities.What we discussed[00:01:16] New criteria for reporting student income on FAFSA.[00:05:29] Inclusion of business value as an asset in the FAFSA.[00:07:51] Understanding the role of 529 college savings plans in financial aid.3 Things To RememberFAFSA changes in 2024 bring significant implications for students and parents.Detailed understanding and strategic planning can lead to better financial aid outcomes.Seeking advice from financial and tax advisors is crucial in navigating these changes.Memorable moments: (07:51) "You could put contributions into there and it grows tax-free and then you take the money out for educational purposes and you don't get taxed on the growth. That's what a 529 college savings plan is."(08:47) "So now that obstacle to the grandparent owning the 529 account is no longer as big of an issue as it was before."(09:38) "Retirement plan contributions that you make out of your paycheck to employer 401k plans, 403b plans are no longer added back to your income."Useful LinksConnect with Jason Gabrieli: jgabrieli@HFMadvisors.com | LinkedInLike what you've heard…Learn more about HFM HERESchedule time to speak with us HERECheck out our Financial Wellness Program – HFM Ignite

Education Headline RoundupHere are the school & learning headlines we cover in this week's episode of 16:1: Dartmouth College (a private, Ivy League research institution in New Hampshire) recently announced it will require SAT/ACT scores again for applicants starting with the class of 2029 (applies to applicants starting Fall 2025). This comes after the school temporarily made these scores optional in the wake of the COVID-19 pandemic. The decision was influenced by study findings suggesting that test-optional policies didn't increase enrollment of first-generation, low-income, or under-resourced students and that admissions offices were not able to confidently determine students' academic qualifications without relying on test scores. Dartmouth is the first Ivy League school to reinstate the test requirement. It remains to be seen if others will follow suit, though Harvard has said it will NOT require scores for applicants up until at least the class of 2030. The Union of Students in Ireland (USI) National Council passed a symbolic motion against the use of online proctoring software Proctorio on January 25th, 2024. The USI National Council unanimously passed the motion, which highlighted safety and ethics concerns as well as potential conflicts with the GDPR, Europe's expansive online privacy law. TCDSU cited examples of other institutions abandoning or curtailing the use of Proctorio due to its apparent ineffectiveness in preventing cheating. Student opposition to Proctorio in Ireland may influence other student unions and institutions to re-evaluate their use of the software.The newly relaunched Free Application for Federal Student Aid (FAFSA) process has introduced several issues impacting students and universities alike. Due to errors in calculating financial aid eligibility, the Department of Education announced on Jan 30th that FAFSA processing won't start until mid-March (when it is normally completed by the end of January), impacting financial aid offers for the 2024-25 academic year. This delay also affects some state financial aid forms that rely on FAFSA data for auto-population. Students in these states need to check individual deadlines and procedures. Users have reported issues with the school selection feature, including incomplete school names, duplicate entries for the same campus, and difficulties identifying the correct campus. Some parents attempting to start the application on behalf of their child have encountered errors preventing them from completing the form.Decoding Grades: From Marks to Mastery, and What Students Actually NeedGrading is a ubiquitous yet controversial element of formal schooling. This episode delves into the history and purpose of grades, highlighting traditional and alternative approaches while advocating for student empowerment. The grading system has undergone a long journey full of transformation, but questions linger about its true effectiveness in reflecting student learning. Current discussions emphasize the potential stress and competition associated with grades. Alternative philosophies like standards-based and holistic grading offer different lenses for evaluating student progress. Shifting the focus to student ownership through self-assessment and peer feedback can foster deeper learning and critical thinking skills. We also discuss grade inflation and the growing focus on student self-reflection, as well as innovative grade-less approaches such as those proposed in Hacking Assessment.Examining different perspectives and empowering students in the evaluation process are crucial steps towards creating a learning environment that prioritizes meaningful growth over a single letter grade.Sources & Resources:Update To Testing Policy | Dartmouth AdmissionsDartmouth will again require SAT, ACT scores. Other colleges won't necessarily follow | WLRNAdmissions Update for the 2023-2026 Application Cycles | HarvardA Top College Reinstates the SAT - The New York TimesGrade Inflation Continues to Grow in the Past DecadeGrade inflationUSI National Council unanimously passes motion against Proctorio – Trinity NewsAn Exam Surveillance Company Is Trying to Silence Critics With LawsuitsCalifornia colleges still use remote proctoring despite court decisionFAFSA glitches and delays leave students, states, institutions in limbo2024–25 FAFSA Issue Alerts | Knowledge CenterStudents panic after new financial aid application blocks them: 'I don't know who to call'New FAFSA Getting on Your Nerves? Here's Some Advice From an Expert | Education | U.S. NewsIn Defense of Rubrics in Assessing Writing - pedagogy colloquiumTeaching More by Grading Less (or Differently) - PMCThe Shift from Oral to Written Examination: Cambridge and Oxford 1700–1900Ungrading: Where We Are and Where We Might GoThe Problem with Grading | Harvard Graduate School of EducationAn Immanent Machine: Reconsidering grades, historical and presentAnnual Reports on Education | Horace MannHorace Mann | 16:1The New York Public Library has a mini roller coaster for books 

In 2020, Congress ordered a simplification of the Free Application for Federal Student Aid (FAFSA), which rolled out recently. Ron Lieber, the "Your Money" columnist for The New York Times, breaks down what happened when he filled out the FAFSA for his college-aged child and whether the process really is simplified.

In this episode, we explore the essential steps for law school financial aid, centering on the Free Application for Federal Student Aid (FAFSA). Emphasizing the FAFSA's significance, we discuss early submission strategies, document preparation, and the pitfalls of paid FAFSA services. AccessLex is highlighted as a valuable resource, offering free financial advice for law students. We cover the FAFSA school designation process and explain loan types, repayment considerations, and the potential impact of loan forgiveness programs.

In this episode of the Planned Solutions Incorporated Podcast, The official inflation rate ticked down to 3.2%, the same level as the July report, and the lowest inflation rate in several years. All the major categories, including food, energy, and shelter declined over the past twelve months creating hope that inflation will now continue its downward trend that started over a year ago. This is also positive news for the Federal Reserve which now may be able to hold interest rates steady next meeting. Also, The Social Security Administration announced good news for people collecting benefits and bad news for some people still paying into the system. The good news is that the Social Security benefit will increase by 3.2% in 2024. The bad news is that the wage limit which is subject to Social Security taxes on earned income will increase by 5.24% in 2024. Plus, In the past, the Free Application for Federal Student Aid (FAFSA) used a parent or guardian's gross wage income to determine a student's eligibility for federal financial aid. Now, the FAFSA will use taxable income, which is the income after any tax-deferred retirement contributions are subtracted from the gross income. This will provide some flexibility in planning for retirement and education funding going forward. Plus a look at the Planned Solutions Incorporated Office Bulletin Board - the annual contribution limit for employees who participate in 401k, 403b, and 457 type plans will increase to $23,000 in 2024, which is a $500 increase from 2023. In addition, the catch-up provision that employees aged 50 and over can contribute will be an additional $7,500 (no change from the prior year), bringing the total employee deferrals to $30,500 for 2024. The limit on annual contributions to an IRA or ROTH IRA will increase to $7,000 in 2024, up from $6,500 in 2023. The catch-up contribution for those aged 50 and older remains the same at $1,000, bringing the total to $8,000. Limits on other small business retirement plans have also increased along with the income phase-outs for ROTH IRA eligibility. With the larger increases coming in 2024, especially with the ROTH IRA eligibility, taxpayers may want to review their overall finances to determine if they need to make any adjustments, including increasing their salary deferrals or incorporating direct ROTH contributions, if they are eligible based on the higher income thresholds. Chase Armer's book- Financial Planning Insights is now available at: https://www.amazon.com/Financial-Planning-Insights-Decades-Planner/dp/1098306279?ref_=ast_author_mpb To subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast) please e-mail Katie@PlannedSolutions.com The Personal Finance Review is published and distributed biweekly by Planned Solutions, Inc. for informational purposes only. Please seek the advice of a qualified financial planner before taking any action. Planned Solutions, Inc.

Welcome back, Wine and Dime listeners! In this four-part series on college planning, we have been discussing the major changes coming to the Free Application for Federal Student Aid (FAFSA). In part one, we explored college savings options, and in part two, we delved into ten changes to the FAFSA. Today, in part three, we will continue our discussion on the FAFSA changes, focusing on income and other factors that will impact students and their families.But before we dive into the details, let's take a moment to appreciate the beauty of the upcoming fall season in upstate New York. As the fall colors start to grace our surroundings, I am reminded of the stunning landscapes in the Adirondacks. However, it's important to remember that we live in an equally beautiful area. So, why not act like a tourist in our own backyard? I am excited to explore the east side of Seneca Lake and visit Silver Thread Winery. If you have any recommendations or information about this winery, please let me know. Now, let's shift our focus to the changes in the FAFSA process.Remember, just like a good bottle of wine, the Wine and Dime Podcast gets better with time. So don't forget to rate and subscribe to our show, where we blend the flavors of wine and personal finance to help you achieve financial freedom! If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.comOr visit us at www.rootedpg.com/podcasts for full show notes and links!Key Takeaways:The Income Protection Allowance will increase by about 20% for parents and 35% for dependent students.The allowance for state taxes is going away, resulting in an increase in overall income.The Employment Expense Allowance is being adjusted to allow married couples with only one working spouse to qualify.Students who can't provide their parents' financial information can now file as a provincial independent student.Reporting for two household families will require information on both parents and spouses who provide the majority of the student's financial support.Key ChangesIncome Protection Allowance increasing, but multiple students in college no longer a factorEmployment Expense Allowance tweaked - now calculated based on total family incomeOption for students unable to provide parent info; can file as Provisional IndependentNew formula for reporting income if parents are divorced/separatedChanges already enacted: Pell Grants for incarcerated students, required disclosure of aid adjustmentsTimeline and EffectsFAFSA available starting in December 2023, not OctoberDelayed timeline could impact acceptance letters, grant deadlines, award letter timingSteps to take: Use Estimator Tool, get FSA ID, check college websites for updatesWinery RecommendationHost Amy Irvine recommends visiting Silver Thread Vineyard on the east side of Seneca Lake in the Finger Lakes region.Founded in 1982, Silver Thread is an owner-operated, boutique winery known for sustainably-grown estate wines. Acclaimed winemaker Paul Brock and wine educator Shannon Brock took the helm in 2011 and practice a holistic, regenerative style of farming called biointensive viticulture. The winery generates 100% of its energy needs from a 28kw solar array located on-site.Silver Thread produces about 3,000 cases annually of premium vinifera wines like Riesling, Chardonnay, Cabernet Franc, and Lemberger. Wines are available in their relaxed tasting...

Welcome back to another episode of Wine and Dine! In today's discussion, we will be diving into the changes in the Free Application for Federal Student Aid (FAFSA). As a financial planner, it is my goal to provide you with valuable information that can help you navigate the complexities of college planning. So grab a glass of wine, sit back, and let's explore the recent updates to the FAFSA.Remember, just like a good bottle of wine, the Wine and Dime Podcast gets better with time. So don't forget to rate and subscribe to our show, where we blend the flavors of wine and personal finance to help you achieve financial freedom! If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.comOr visit us at www.rootedpg.com/podcasts for full show notes and links!IntroductionThe FAFSA is a crucial tool for families seeking financial aid for college education. It helps determine the expected family contribution (EFC) and the amount of financial aid a student may be eligible for. In this episode, we will be focusing on the changes in the FAFSA, including the transition from EFC to the student aid index, the shorter FAFSA form, and the impact on small businesses and farms. We will also discuss the expansion of the Pell Grant and the changes in reporting assets and income. So let's dive right in!Key Takeaways:The FAFSA is transitioning from the expected family contribution to the student aid index.The FAFSA form is getting shorter, reducing the number of questions.Small business and farm owners will now have to report the value of their businesses on the FAFSA.The student aid index can be below zero, allowing for more financial aid for needy students.The Pell Grant formula is linked to family size and the federal poverty level, providing additional funding opportunities.Families with an AGI up to $60,000 will not be required to report assets on the FAFSA.Contributions to pre-tax retirement plans will no longer be added back to AGI for FAFSA calculations.Child support received will no longer be added to income, but the amount will be added to non-retirement assets.Financial help from family members or friends will no longer be considered untaxed income for students.Funds used from a grandparent-owned 529 plan will not be considered untaxed income for students.Adirondack WineryAdirondack Winery, nestled in the scenic beauty of Lake George and the Adirondacks, is a testament to the passionate pursuit of Mike & Sasha Pardy. Starting as a micro-winery in 2008, their dedication has transformed it into a renowned establishment with a state-of-the-art $2.6 million Tasting Room and Winemaking Facility in Queensbury. Throughout the years, they've seamlessly combined traditional wine-making with innovative techniques, resulting in award-winning wines that showcase the region's charm. With a history rich in family, innovation, and a dedication to excellence, Adirondack Winery invites you to be a part of their wine journey. Discover more and plan your visit at https://www.adirondackwinery.com/Conclusion and Future OutlookIn conclusion, the changes in the FAFSA aim to simplify the application process and provide more accurate financial aid assessments. While some changes may pose challenges for families, such as the inclusion of small businesses and farms in the formula, there are also opportunities for families to strategically manage their assets and increase their eligibility for financial aid.As the FAFSA continues to evolve, it is essential for...

I recently spoke with Dan Cieniewicz, aka “The College Dude.” Dan works with parents of teenage children as they find themselves in position to strategize to pay for college while also staying on track for retirement. Dan's goal when working with clients is to explain the complexities of the financial aid & college application process and to strategize to make sure that both parents and children are set up for long term success. In our conversation, Dan explains: 529 Plans, including a very important recent change to how the funds in a 529 may be used. How to start financially planning for college if you have young kids, and what to do if you have kids on the verge of college and you haven't been saving. Whether you should prioritize saving for retirement or saving for college. How to budget for college, and how to determine which college(s) you can afford. Recent changes in the Free Application for Federal Student Aid (FAFSA) that will likely affect you. To connect with Dan, go to TheCollegeDude.com, or email him at dan@hyperionfp.com. For the ultimate guidance in how to pay for college, connect with Dan to learn how to best save and use your own funds, and then talk to me about how your student can win scholarships so that you can save even more money! Schedule your FREE Scholarship Consultation with me, Dave The Scholarship Coach, by emailing Dave@NoDebtCollege.com. We'll spend 30-60 minutes on a Zoom call. I'll learn about your student, explain some scholarship basics, and I'll provide a short list of scholarships that match to your student's profile.

Regardless of whether you hail from a family of aviation enthusiasts or have a military background, you'll surely gain a lot in this conversation with Dillon Washburn as he unveils the secrets to entering the aviation industry. Don't miss out on this episode packed with essential knowledge for aspiring pilots who want to start their aviation journey!   WHAT YOU'LL LEARN FROM THIS EPISODE  Various ways to support and finance your flight education United Aviate Program: What it is and how it works What your life would be like in flight school How your time at flight school can build your confidence Why student-instructor chemistry is crucial for learning   RESOURCES/LINKS MENTIONED Free Application for Federal Student Aid (FAFSA®) 17-YEAR-OLD STUDENT PILOT LANDS HER PLANE WITHOUT A WHEEL! - VASAviation  ABOUT DILLON WASHBURN Dillon Washburn is the current VP of Public Relations for the US Aviation Group and is also a full-time First Officer for JSX Airlines.   Dillon began his colligate studies with a focus on secondary education before transitioning towards a career in aviation. In 2015, he married his two passions, aviation and education, by running flight training programs for various organizations. He currently works for US Aviation Academy. His focus and intent are to inspire and train a new generation of aviators and to educate them on the many lucrative career opportunities in the aerospace industry. He has unique expertise with VA benefits and helping veterans maximize the programs offered to them. To date, he has helped well over 200 veterans become career aviators through the utilization of GI Bill programs.    CONNECT WITH DILLON Website: US Aviation Academy CONNECT WITH US  Are you ready to take your relationship to the next level? Don't wait until it's too late. Use the promo code “PODCAST” and save 10% on all our services. Check us out at www.spitfireelite.com!   If you want to recommend someone to guest on the show, email Nik at podcast@spitfireelite.com . FREE professional pilot resume templates available at www.spitfireelite.com/podcast/.  SPONSOR If you're a professional pilot looking for a great financial planning partner for your retirement, tax, and investment, go to www.tpope.ceterainvestors.com/contact or call 704-717-8900 ext 120 to schedule a consultation appointment with Timothy P. Pope, CFP®   

Starting with the graduating class of 2024, North Carolina Public School Students are now required to take an economics and personal finance course to develop financial literacy as a graduation requirement. This curriculum equips students with financial knowledge and skills to navigate their financial futures. One area included in this requirement is planning and paying for postsecondary education, which has the potential to help students understand Free Application for Federal Student Aid (FAFSA), which serves as a gateway to accessing federal, state, and institutional financial aid for postsecondary opportunities. FAFSA empowers students and families to make informed decisions, comprehend the expenses linked to education, and develop effective strategies for managing their finances throughout their academic journey. Guests: Jessica Swencki, Deputy Director, myFutureNC Kathy Hastings McDonald, Associate Director for Outreach, NC State Education Assistance Authority (NCSEAA) Leslie Walden, Vice President, Public Affairs, Fidelity Investments Dr. Patrick Greene, Principal, Green Central High School, 2022 Wells Fargo NC Principal of the Year

Planning and Paying for college can be a complex process, but there are steps you can take to make it more manageable: Begin planning and saving for college as early as possible Master the Free Application for Federal Student Aid (FAFSA) which determines your eligibility for federal and state financial aid programs, such as grants, loans, and work-study Research […] The post S3E8: How can I pay for College without going broke! first appeared on The Family Business. The post S3E8: How can I pay for College without going broke! appeared first on The Family Business.

Northeast Mississippi Community College president Dr. Ricky G. Ford sits with Marketing and Public Relations Specialist Liz Roark to discuss different ways and avenues that high school seniors can pay for college. Ford talks about filling out the Free Application for Federal Student Aid (FAFSA) and additional scholarships during the Christmas/holiday break. Ford discusses the role that the Northeast Development Foundation and Alumni Association plays in providing outside scholarships to those in need and makes a plea to anyone that cannot find money to go to college to seek out Northeast's financial aid department so that they may assist in the process of helping someone obtain their educational dreams. In the second half of the interview, Ford and Roark talk about what sets Northeast apart from not only other community colleges in the state and the nation but apart from four-year colleges and universities and why someone looking to get a start on their college career or returning to college should consider Northeast as a leading contender of where they want to go to school. 

Are you (or your kids) looking for help with scholarships for college? In this episode of Making Cents of Money, we breakdown how you can find scholarships, what scholarship providers look for, and common mistakes to avoid your application. Special thanks to Kara Holloway, Director of Scholarships at UIC, for joining us this episode! Additional resources: • Credit Scores Podcast: https://soundcloud.com/idfpr/episode-51-credit-scores?utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing • Build Credit to Your Advantage webinar: https://youtu.be/FZGqbTavfsY • Funding School with Scholarships webinar: https://youtu.be/OvIoWRREr1I • How to Avoid Scholarship and Financial Aid Scams (FTC): https://consumer.ftc.gov/articles/how-avoid-scholarship-financial-aid-scams • Free Application for Federal Student Aid (FAFSA): https://studentaid.gov/h/apply-for-aid/fafsa • Alternative Application for Illinois Financial Aid: https://studentportal.isac.org/alternativeapp#:~:text=The%20Alternative%20Application%20for%20Illinois,universities%2C%20and%20career%20education%20programs.

It's great to have options, but it can lead to confusion when you're trying to decide how best to save for your kids' college education. A 529 savings plan is a great option, but it's not your only option. Today we'll compare 529 education savings plans to Coverdell accounts. We almost always advise parents to open a 529 plan to pay for their kids' college expenses, and no doubt it's a great, tax-advantaged way to save, but a Coverdell account has at least one advantage that makes it worth considering. 529 COVERDELL SIMILARITIES But first, let's look at how the two plans are similar. To start, like 529 plans, Coverdell education savings accounts (or ESAs) give families a tax-advantaged way to save not only for college, but also for elementary and secondary expenses. That was always true for the ESA but not the 529. Five years ago, the 529 was changed so parents could use it for K-12 education up to $10,000 a year for qualified expenses. What do we mean by tax-advantaged? It doesn't mean that your contributions to either an ESA or 529 are deductible on your federal tax return (although some states will give you a break there). It does mean that your earnings are allowed to grow tax-free in both types of accounts. So for either plan, you pay taxes on the money going in, but no taxes when you make withdrawals for qualified educational expenses. Those expenses are generally defined as tuition and fees, books and some room and board expenses. Also, when you apply for college aid using the Free Application for Federal Student Aid (FAFSA), both ESAs and 529s will be counted as family assets. You're probably thinking, Well, if they're so much alike, why do we need both? Well, there are major differences between the two. DIFERENCES BETWEEN 529 COVERDELL First, ESAs were really designed for low and middle income families, so they come with income restrictions. Your modified adjusted gross income can't exceed $190,000 for married couples filing jointly or $110,000 for single filers. 529 plans don't have income restrictions, although individual state 529 plans may set their own maximum balance, and those range around $235,000 to over a half million dollars. So that distinction could be important for some folks. ESAs have an income limit whereas 529s do not. But that's not the only difference. Here's where the major advantage of the Coverdell ESA comes in THE MAJOR ADVANTAGE OF A COVERDELL ESA The big advantage here is in your investment options. A 529 plan is similar to a 401k when it comes to investing. You can only invest in the options provided by the plan, and they tend to be traditional assets like mutual funds. An ESA, on the other hand, is more like an IRA. In fact, they were actually called Education IRAs until the name was changed 20 years ago. You can open an ESA at a bank, credit union or brokerage. And from there, you can invest in almost anything, including individual stocks and bonds, real estate investment trusts, mutual funds and exchange-traded funds. So flexibility is the key advantage that the Coverdell ESA has over a 529. And now you may be thinking, If ESAs are so great, why do you usually recommend 529 plans? It's because ESAs also have two disadvantages. ESA DISADVANTAGES First, contributions are lower with ESAs. You can only put $2000 a year into an ESA. With a 529 plan, individuals can contribute up to $16,000 a year without having to fill out the federal gift tax form 709. Contributions above that amount count against an individual's lifetime gift exclusion of $12.06 million .. so it's certainly not a problem for most folks. The ESA has one other disadvantage: an age restriction that the 529 does not have. You have to make all of your contributions to an ESA before your child turns 18, and then use those contributions and earnings before the child reaches age 30. That could be a problem for students who might consider grad school, especially med school which requires an additional four years of study. In that case, the 529 is definitely better than the ESA. Now, one final word. Whether you choose an ESA or 529 plan, it's important to start saving early to make the most of compound earnings over the years. The goal is to borrow as little as possible for education. It's easy to borrow but a lot harder to pay back student loans. On today's program, Rob also answers listener questions: ● How do you go about purchasing an I-bond? ● Is it a wise idea to cash out a precious metals IRA? ● How do you determine how much mone you can afford when buying a house? Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

It's great to have options, but it can lead to confusion when you're trying to decide how best to save for your kids' college education. A 529 savings plan is a great option, but it's not your only option. Today we'll compare 529 education savings plans to Coverdell accounts. We almost always advise parents to open a 529 plan to pay for their kids' college expenses, and no doubt it's a great, tax-advantaged way to save, but a Coverdell account has at least one advantage that makes it worth considering. 529 COVERDELL SIMILARITIES But first, let's look at how the two plans are similar. To start, like 529 plans, Coverdell education savings accounts (or ESAs) give families a tax-advantaged way to save not only for college, but also for elementary and secondary expenses. That was always true for the ESA but not the 529. Five years ago, the 529 was changed so parents could use it for K-12 education up to $10,000 a year for qualified expenses. What do we mean by tax-advantaged? It doesn't mean that your contributions to either an ESA or 529 are deductible on your federal tax return (although some states will give you a break there). It does mean that your earnings are allowed to grow tax-free in both types of accounts. So for either plan, you pay taxes on the money going in, but no taxes when you make withdrawals for qualified educational expenses. Those expenses are generally defined as tuition and fees, books and some room and board expenses. Also, when you apply for college aid using the Free Application for Federal Student Aid (FAFSA), both ESAs and 529s will be counted as family assets. You're probably thinking, Well, if they're so much alike, why do we need both? Well, there are major differences between the two. DIFERENCES BETWEEN 529 COVERDELL First, ESAs were really designed for low and middle income families, so they come with income restrictions. Your modified adjusted gross income can't exceed $190,000 for married couples filing jointly or $110,000 for single filers. 529 plans don't have income restrictions, although individual state 529 plans may set their own maximum balance, and those range around $235,000 to over a half million dollars. So that distinction could be important for some folks. ESAs have an income limit whereas 529s do not. But that's not the only difference. Here's where the major advantage of the Coverdell ESA comes in THE MAJOR ADVANTAGE OF A COVERDELL ESA The big advantage here is in your investment options. A 529 plan is similar to a 401k when it comes to investing. You can only invest in the options provided by the plan, and they tend to be traditional assets like mutual funds. An ESA, on the other hand, is more like an IRA. In fact, they were actually called Education IRAs until the name was changed 20 years ago. You can open an ESA at a bank, credit union or brokerage. And from there, you can invest in almost anything, including individual stocks and bonds, real estate investment trusts, mutual funds and exchange-traded funds. So flexibility is the key advantage that the Coverdell ESA has over a 529. And now you may be thinking, If ESAs are so great, why do you usually recommend 529 plans? It's because ESAs also have two disadvantages. ESA DISADVANTAGES First, contributions are lower with ESAs. You can only put $2000 a year into an ESA. With a 529 plan, individuals can contribute up to $16,000 a year without having to fill out the federal gift tax form 709. Contributions above that amount count against an individual's lifetime gift exclusion of $12.06 million .. so it's certainly not a problem for most folks. The ESA has one other disadvantage: an age restriction that the 529 does not have. You have to make all of your contributions to an ESA before your child turns 18, and then use those contributions and earnings before the child reaches age 30. That could be a problem for students who might consider grad school, especially med school which requires an additional four years of study. In that case, the 529 is definitely better than the ESA. Now, one final word. Whether you choose an ESA or 529 plan, it's important to start saving early to make the most of compound earnings over the years. The goal is to borrow as little as possible for education. It's easy to borrow but a lot harder to pay back student loans. On today's program, Rob also answers listener questions: ● How do you go about purchasing an I-bond? ● Is it a wise idea to cash out a precious metals IRA? ● How do you determine how much mone you can afford when buying a house? Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

#105 – On this episode we present the 10 most common mistakes students and parents/guardians make when filling out the Free Application for Federal Student Aid (FAFSA). Although some of these mistakes are easily avoidable, some can be more difficult to catch. We talk about several elements related to applying for financial aid, and highlight the importance of keeping track of the 3 different types of deadlines and applying early. Jankel also gives advice to students and parents/guardians whose Expected Family Contribution may be more than they could afford. She follows her advice with a story in which she helped a close friend lower her family's Expected Family Contribution. You can find the show notes for this episode, including several important links on our website at https://collegemetropolis.com. Please help us reach a wider audience by giving our podcast a 5-star rating and leaving us a positive review. We greatly appreciate it. Thank you!

Financial aid season is upon us yet again. However, if you've got a high school student who is entering college, don't hit ‘submit' on your FAFSA or CSS Profile applications just yet. You'll want to be sure to listen to Stuart Siegal, founder of Financial Aid Now, for his advice on everything you need to know to maximize your child's aid. He also offers some keen insight into common mistakes you as parents might make on the FAFSA or other forms, which can wind up costing you thousands in potential aid.EPISODE NOTESLike many other parents sending their first child to college, Stuart Siegal struggled to maximize the potential of his oldest's financial aid applications. However, unlike many others, Stuart was also a licensed financial planner. So to prepare for his next children's applications, he supplemented his existing knowledge with in-depth research to learn how to make the most of the available financial aid. Now, he uses his system, Financial Aid Now, to help other parents avoid the same mistakes he made the first time. However, you don't need to have the same financial background as Stuart to help your child qualify for generous financial aid (though it can certainly help understand the forms and jargon!). As I spoke with Stuart on this episode, it became clear to me that the most important thing is to simply carefully read the instructions, instead of making assumptions. It's really easy to make mistakes, so do your own research, don't guess if you're unsure of how to answer a field, and ask an expert if you need more help!Stuart gives a great overview of the many acronyms that relate to college financial aid. Everything from the FAFSA, CSS, and DRT are covered. This is a discussion anyone with high school and college-aged children can benefit from listening to. Even if your family is more affluent, there are still aid opportunities and you'll want to learn how to make the most of it.Highlights Understand the process for getting financial aidWhat's the difference between the FAFSA and the CSS Profile for financial aidAvoiding common mistakes while filing for financial aidLearn financial aid acronymsLearn about states that require FAFSA completion Links mentioned in this episodeStudentAid.govFinancial Aid Now WebsiteEpisode 36: How To Know If A College Is Giving Their Best PriceList of CSS Profile Schools FAFSA WebsiteLaunch College & Career Clarity CourseLaunch College and Career Clarity Facebook CommunityFinancial Aid Acronyms:COA: Cost of AttendanceEFC: Expected Family ContributionFAFSA: Free Application for Federal Student AidSAR: Student Aid ReportTimeline[5:00] Introduction to the Free Application for Federal Student Aid (FAFSA)[6:23] What is an Expected Family Contribution (EFC)? [10:17] Common errors families make when completing the FAFSA [16:12] Explanation of the CSS Profile [20:02] The biggest mistake that parents make with their children's financial aid applications [21:32] What does DRT mean? [23:34] The art of negotiation [25:30] The TurboTax of financial aid applications

Ready for back to school? Whether you've got a college freshman about to spread their wings or a high school graduate intent on certification in a skilled trade, the bill for whatever comes next will arrive sooner than you think. Hosts Andrea Klunder and Josh Stringer close out the season with financial aid tips plus plenty of resources to help anyone navigating life and debt after high school––with Ruben Reyes, New Mexico Educational Assistance Foundation (NMEAF), a provider of New Mexico student loans. Want to know the best time to apply for post-secondary education funding options? “As soon as you can,” advises Ruben. With most financial aid awarded on a first-come, first-served basis, your chances of securing more money increase when you apply early. And often. Many folks don't realize they can apply for financial aid each year that a student attends college or trade school.  But where to begin?  Regardless of your graduate's plans or your family's financial status, the Free Application for Federal Student Aid (FAFSA®) form is the place to start. FAFSA data is critical to determining federal aid eligibility, including grants that recipients aren't required to pay back.  The FAFSA is easy to navigate and includes the most current information on application deadlines for each state, award amounts, and eligibility assistance. Still, some opt-out of the FAFSA because they don't think their need is great enough. Ruben urges them to reconsider. “I always say just do it because you never know.” For those needing additional guidance, the NMEAF has many recommendations for funding their educational future, including Money Mondays, the Q & A session for all things FAFSA.  Ruben also suggests contacting the financial aid offices of your short-listed universities or schools to learn about funding options like merit-based scholarships and local monetary awards. Del Norte Credit Union, for example, offers DNCU account holders access to its scholarship program through the Del Norte LOV Foundation. Don't let financial aid go unclaimed. There's a funding path for every educational endeavor and economic status. All you have to do is ask. “I see a lot of good things coming,” says Ruben, “and it's because of these new students that are coming into our world now.” Financial Tea Hot Sip: Fill out that FAFSA! It's the quickest, easiest way to assess your eligibility for grants, scholarships, loans, and work-study opportunities. For those with more lead time, open a 529 savings plan for your student today. And for everyone with a student in their life, never miss an opportunity to let them know how special they are and how proud you are of them.  RESOURCES MENTIONED Free Application for Federal Student Aid (FAFSA) Del Norte LOV Foundation New Mexico Higher Education Department - 1-800-279-9777  New Mexico Educational Assistance Foundation (NMEAF) The University of New Mexico The Surrender Experiment - by Michael A. Singer FTM0202: Fostering a Vibrant Financial Future with Connie Tooker Nuñez, Del Norte LOV Foundation FTM0204: Put Your Money to Work for You, Investing for All Budgets with Scott Covey and Cynthia Frederick, Del Norte Investment Services FEATURED GUEST Ruben Reyes New Mexico Educational Assistance Foundation (NMEAF) Provider of New Mexico Student Loans Learn more and send your feedback and questions at: http://www.financialteainthemorning.com *** Financial Tea in the Morning is brought to you by Del Norte Credit Union. Produced and Edited by Andrea Klunder at The Creative Impostor Studios Technical Director: Edwin R. Ruiz Recording Engineer: Kabby at Kabby Sound Studios in Santa Fe Hosted by Josh Stringer & Andrea Klunder Theme music by Ricardo Lambert Logo design by Charlie Gonzalez at Axess Multimedia Disclosures  Del Norte Credit Union is Federally insured by NCUA and is an Equal Housing Opportunity Lender, NMLS ID 500583. Content in this episode is for entertainment purposes only and not financial advice. 

As the costs of postsecondary education continue to rise, students and families often must seek funding opportunities to make college more affordable and accessible. Our guest, Tariq Habash from the U.S. Department of Education, provides valuable insights into accessing available funding. Most importantly, he reminds us that the Free Application for Federal Student Aid (FAFSA) is “the single best thing that a student or family can do to make college more affordable because it unlocks so much additional aid that's out there.” This application is due June 30 each year. Join us for this episode as we explore how students and families can unlock doors to educational opportunity through FAFSA and the financial aid process. Visit AVID Open Access to learn more.

The spring of the year is the time frame when high school students and their families work to see what college admits them for attendance. Students apply for the Free Application for Federal Student Aid (FAFSA) form in the United States to determine their eligibility for student financial aid. Once the FAFSA form has been processed, students receive a synopsis of the financial aid that is available to them.in support of attending a post-secondary educational institution in the United States. This funding is used to assist in covering the many costs incurred in the pursuit of post-secondary education. Financial aid is available from federal and state governments, educational institutions, and private organizations. It can be awarded in the form of grants, loans, work-study, and scholarships. Facts: 40 million Americans have at least one outstanding student loan.Americans owe more than $1.75 trillion in student loans, making up 6 percent of the total national debt.The average borrower graduates from college owing $39,300.In addition to signing the promissory note for student loans, take the time to examine exactly when your first payment will be due and how much it will be. When the time to start paying comes, you have options for repayment. The Federal government offers longer-term payment plans as well as graduated repayment options which allow you to bulk up your income and get some job experience under your belt before making larger monthly payments.During certain seasons of life, your income may be severely limited, and affording student loan payments just isn't possible. Fortunately, loan servicers are aware that situations like this occur and have precautions in place to help students get through these difficult times. The bottom line for students with student loan debt is to work closely with the loan servicers and work out terms for repayment, transparency is everything.Learn about Paul Lawrence Vann's virtual Financial Fitness course, it is being offered at a 50% discount throughout the month of April, National Financial Literacy Month, here is the link:  https://bit.ly/3dbperG 

Good morning, and Happy Transgender Day of Visibility! Since 2009, March 31st has been a day to celebrate the trans and non-binary community—now celebrated worldwide—and you can thank activist Rachel Crandall for that. Thank you, Rachel!It's been a really tough few years, and the past year, in particular, has been—well, no one word really captures the feeling. Horrific? Depressing? Demoralizing? That's why I'm thrilled to share with y'all the following news released by the Biden Administration this morning.A few hours ago, the White House and federal agencies put out a number of wonderful announcements about trans rights, and I'm so excited to tell you about them because today should be about trans and non-binary joy.1. The State Department announced that starting on April 11th, U.S. citizens will be able to select "X" as a non-binary gender marker on passports. They are the first federal agency to codify this inclusive policy. Applicants can already self-select w/o medical documentation.2. TSA announced that they are updating their body scanners at airport security to move away from tech that has led to trans and non-binary travelers experiencing frequent discrimination, reducing unnecessary and invasive and humiliating body searches. So excited for this!!!3. TSA is also: -- Working with airlines to implement non-binary markers during the flight booking process -- Removing gender considerations with validating traveler info at airport security -- Including non-binary markers during TSA Precheck enrollment + CBP Trusted Traveler4. Department of Health and Human Services released a new website that offers resources and guidance for LGBTQ youth and families, to counteract several GOP-led state governments removing such resources from their own websites in recent months.5. The Department of Education's Office of Safe and Supportive Schools is expanding trainings with more resources to educate school leaders and communities about the challenges facing trans and non-binary youth and their families.6. HHS's Substance Abuse and Mental Health Services Administration released "LGBTQI+ Youth – Like All Americans, They Deserve Evidence-Based Care" to affirm the critical need of gender-affirming care for trans and non-binary youth.7. The National Child Traumatic Stress Network, which falls under HHS, has released "new information for providers confirming that providing gender-affirming care is neither child maltreatment nor malpractice". This is incredibly helpful.8. The Office of the Assistant Secretary for Health has developed a resource to inform parents and guardians, educators, and other persons supporting children and adolescents with information on gender-affirming care, what it does, and why it's so critical to saving lives. 9. The Social Security Administration is announcing that it is removing the requirement that transgender people show proof of identity such as doctor's notes in order to update their gender information in their social security record by the fall of 2022.10. The Equal Employment Opportunity Commission (EEOC) announced it will give individuals the option to select an “X” gender marker during the voluntary self-identification questions that are part of the intake process for filing a charge of discrimination.11. The Department of Education will propose a new federal regulation: the 2023-24 Free Application for Federal Student Aid (FAFSA) will allow applicants to indicate their gender identity, race, and ethnicity to help inform the Department about application barriers.12. The White House Office of Management and Administration announced they will begin implementing an "X" gender marker to the White House Worker and Visitor Entry System (WAVES) system that affirms trans and non-binary visitors and workers.13. The White House announced that the President's proposed Fiscal Year 23 budget includes $10 million in funding for additional critical research on how to best add questions about sexual orientation and gender identity to the Census Bureau's American Community Survey.There are a few more announcements, but those are the leads.Elections matter, folks. There's a lot of work left to be done, but I'm so thankful to the Biden Administration for being intentional about addressing the systemic discrimination faced by trans and non-binary people in the United States.Share this news with all the folks in your life, and while I have you here, please do celebrate trans visibility with me by subscribing to Charlotte's Web Thoughts.

Governor Roy Cooper visits Central Carolina Community College to host a roundtable with CCCC president Dr. Lisa Chapman. With them are recipients of the Longleaf Commitment Grant, which provides monies for high school seniors to cover tuition costs for community college. To be eligible for a Longleaf Commitment Grant, students are required to fill out the the Free Application for Federal Student Aid (FAFSA). Details can be found in this press release from the Governor's office. Additional information is provided by the Financial Aid Office at Central Carolina Community College on this web page.

In this episode we discuss completing the Free Application for Federal Student Aid (FAFSA)

In today's episode I sit down on Zoom with Brook Peacock from the Financial Aid office to talk all about their services and the Free Application for Federal Student Aid (FAFSA) that opens Oct. 1 for the 2022-2023 academic school year. We go over what it is, how to fill it out and the benefits of submitting the FAFSA application.    New Student Orientation: https://www.usu.edu/orientation/locations/logan    Orientation Office Contact Information: 435-797-0283; orientation@usu.edu; Instagram @usuateam   Financial Aid Office Contact Information: 435-797-0173; financialaid@usu.edu; Taggart Student Center 106  Financial Aid Office: https://www.usu.edu/financialaid/   Financial Aid Counselor Appointments: https://www.usu.edu/financialaid/contact   FAFSA: https://studentaid.gov/h/apply-for-aid/fafsa       Guests  Brook Peacock – USU Financial Aid Office; Associate Director of Systems and Data 

Jill Schlesinger,CFP® CBS News Business Analyst. Brought to you by Asset Strategies in Avon. Re: The college funding season begins in earnest on October 1, when the new Free Application for Federal Student Aid (“FAFSA”) form for the academic year 2022-2023 will be available. See omnystudio.com/listener for privacy information.

In today's episode, Kylee Hopkin sits down on Zoom with Brook Peacock from the Financial Aid office to talk all about their services and the Free Application for Federal Student Aid (FAFSA) that opens Oct. 1 for the 2022-2023 academic school year. We go over what it is, how to fill it out and the benefits of submitting the FAFSA application.  New Student Orientation: https://www.usu.edu/orientation/locations/logan    Orientation Office Contact Information: 435-797-0283; orientation@usu.edu; Instagram @usuateam   Financial Aid Office Contact Information: 435-797-0173; financialaid@usu.edu; Taggart Student Center 106  Financial Aid Office: https://www.usu.edu/financialaid/   Financial Aid Counselor Appointments: https://www.usu.edu/financialaid/contact   FAFSA: https://studentaid.gov/h/apply-for-aid/fafsa     Guests  Brook Peacock – USU Financial Aid Office; Associate Director of Systems and Data 

Financial aid expert Mark Kantrowitz offers some timely wisdom for families with students seeking financial aid. Mark discusses the most common errors families make when filling out the Free Application for Federal Student Aid (FAFSA), and he serves up some great tips for applicants to get the most aid possible. As students prepare for the FAFSA filing on or after October 1 each year, Mark's tips will come in handy to help you avoid leaving money on the table.

College costs money, and it continues to increase. The actual price that you pay is difficult to understand because it has become progressively more expensive for those that have more financial resources—especially physicians who have or plan to have children in the future. In this episode of the Finance for Physicians Podcast, Daniel Wrenne talks to Joe Messinger about how college costs work and how to start planning sooner than later. Joe is a Certified Financial Planner, CFP®, and Founder of Capstone Wealth Partners and College Aid Pro. Topics Discussed: Tuition Costs: Different levels for in- versus out-of-state students 3X or Greater: How college costs have changed in the past 20 years Why? Supply and demand led to out-of-control costs for college Inflation: State colleges level off, but private colleges continue to increase costs Price Transparency: Private colleges equate value to higher or discounted costs Analogy: College cost is similar to medical bills because it’s different for everybody College Funding Philosophy: Best way to pay for college is to save for college 3 Key Financial Aid Components: Family’s finances Student’s academics School’s business model High-income Hurdle: Family finances impact student’s ability to get financial aid Sticker Price Shock: Some schools give money for merit, not just for need Budget: Use school’s money first, then federal aid, and set limitations Rule of Thumb: Save for one-third, pay for a third, and take out a third in loans College Aid Pro: Changing the way America shops smart for college Links: Joe Messinger on LinkedIn Capstone Wealth Partners College Aid Pro Free College Money Report™ Can a 529 Plan be Applied to a Student Loan? Free Application for Federal Student Aid (FAFSA®) Net Price Calculator Contact Finance for Physicians Finance for Physicians

Reported by Higher Ed Dive, a new EAB survey shows that 80% of high school seniors have now completed the Free Application for Federal Student Aid (FAFSA). But of those 20% who haven't, the share of those being low-income students is double that of high-income students.

Summer registration is underway at Coastal Bend College locations in Beeville, Alice, Kingsville, and Pleasanton. Students without any holds may register online via Cougar Den, or visit their campus of interest to obtain one-on-one advising and registration assistance from a student success coach. Students wishing to apply for financial aid should submit their Free Application for Federal Student Aid (FAFSA) online at www.fafsa.gov and use federal school code 003546 to ensure their application reaches Coastal Bend College. For more information or to register, visit www.coastalbend.edu or call 361-354-2246 (Beeville campus), 361-664-2981, ext. 3025 (Alice), 361-592-1615, ext. 4076 (Kingsville), or 830-569-4222...Article Link

Months after submitting the Free Application for Federal Student Aid (FAFSA), families sit down to review financial aid letters. Shortly thereafter, the stress begins to build as families start to think about federal student loans. The names listed on the financial aid letter are frustratingly non-descriptive: Parent PLUS, Direct Subsidized, Direct Unsubsidized. It's hard to know where to start. What types of loans are offered, and what are the related benefits for undergraduate students?

In this episode, Luis talks about the Free Application for Federal Student Aid (FAFSA®) form, why you want to complete it, and how the process works. Luis is the founder of Build a Better Financial Future LLC. He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education.  From participating as an FPA NexGen ambassador and host, to speaking at the CFP Board Center for Financial Planning’s Diversity Summit, Luis uses his platform to help spread financial literacy via media outreach as well as encourage younger and diverse planners to join and thrive in the industry. He is the host of the “On My Way to Wealth '' podcast, co-founder of the BlatinX (BLX) Internship Program and LatinXcellence – an initiative that seeks to bring awareness to and help close the wealth gap in the LatinX community.  Luis was named one of InvestmentNews 40 Under 40 in 2019 and Financial Advisor Magazine’s 10 Young Advisors to Watch, as well as Investopedia Top 100 Financial Advisors in 2020.  Notes: In this episode, Luis discusses the following and more: What to do before you fill out the FAFSA® Why you should fill out the FAFSA® even if you don’t think you qualify for aid One big mistake to avoid when applying for student loans What to expect once you’ve completed and submitted the FAFSA® Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it’s a movement! Create an FSA ID Dependent vs. Independent status Federal school code search FAFSA® Deadlines Luis’ Instagram Luis’ Facebook Luis’ LinkedIn Luis’ Twitter On My Way To Wealth YouTube Channel

In this episode, Cody chats with 3 fellow first-gens who highlight their experiences of completing the Free Application for Federal Student Aid (FAFSA) and navigating the financial aid process for college.

This week, Finlandia Fridays host Olivia Myers talks with Financial Aid Counselor Marie Bonenfant about the Free Application for Federal Student Aid (FAFSA) which opened on Oct. 1. The pair talked about why it's important for all students to complete and how submitting it allows FinnU's financial aid office to see what scholarships, grants and federal loans a student is eligible for.

We cover the financial aid applications Notre Dame requires, the Free Application for Federal Student Aid (FAFSA) and the CSS Profile, and provide you with some helpful resources. We also explain how merit aid works at Notre Dame.

Have you ever had days when just opening the door to your office becomes physically painful to do so? Maybe you’ve had moments that, despite feeling genuine love and care towards your patients, you just are not in the mood to see them. Are you going through the motions and slowly losing the ‘why’ that has kept you going in your medical career? If you’ve nodded your head in agreement as you read these questions, you may be among the many physicians who are part of the growing statistic of practitioners suffering from burnout. Dr. Dike Drummond, who is a Mayo-trained family doctor, juggled various roles – full-service family doctor, physician leader to name a few – for decades before finally deciding to walk away from his medical career at the age of 40. The last straw for him was feeling like he was being choked the moment he stepped in his private practice office. He is now the CEO and founder of Quadruple Aim Physician Leadership Retreat (https://support.thehappymd.com/quadruple-aim-physician-leadership-retreat-2020) that teaches people to be wellness advocates for themselves and for others. Dr. Drummond discusses what physician burnout looks like and the classic symptoms you have to watch out for. (12:40) These include physical and emotional exhaustion, compassion fatigue, losing the connection to your purpose, and energy levels being in a negative state. There are also a number of factors that can cause burnout, ranging from personal factors like the choice to become a doctor to the medical system itself. (25:45) While this phenomenon has been studied in the past, only recently has it been recognized as a serious problem in the healthcare industry. (16:13) An interest in burnout has also spiked due to reported cases of digital overload caused by the adoption of Electronic Medical Records (EMR) in the workplace. If not addressed as soon as possible, burnout can lead to many consequences that can affect not just the physician, but the patient itself – from medical errors to low care quality, to doctors turning to drugs and alcohol. The suicide risk among physicians is almost double than those of regular people, which is an alarming rate. (14:54) The first step in facing burnout head on is to recognize what it is that you want as being doctors, you’re somehow programmed to only do what is expected of you. (35:05) Then build strategies and solutions that can help shift your reality into that of what you desire as a medical practitioner. Dr. Drummond also points out that burnouts are markers for important turning points in your life. (38:26) It’s in that moment that you can choose to take matters into your own hands and lead your career into the direction that you’ve always wanted. This week’s White Coat Wellness introduces the concept of paying for college (https://www.sdtplanning.com/blog/2019/09/12/paying-for-college-3-simple-steps) , rather than saving up for it. Many people underestimate their ability to qualify for programs such as the Free Application for Federal Student Aid (FAFSA), not even attempting to apply because they feel they’ll be denied right away. Shifting this perspective in terms of funding for college could make a huge difference especially in future student debts. It is also possible to be a full-time medical practitioner while pursuing your passions through side gigs. Anesthesiologist and entrepreneur Dr. Navin Goyal, who is being honored in this week’s White Coat Achievements segment, shows you how it’s done. He is co-founder and CEO of Loud Capital, a company that provides venture funds and supports small businesses across the country. They’re currently holding a pitch competition (https://www.prnewswire.com/news-releases/loud-capital-and-chicago-bulls-announce-pitch-competition-for-entrepreneurs-300930897.html) for budding entrepreneurs who want to turn their business ideas into reality. The White Coat Wellness podcast by Spaugh Dameron Tenny...

In this episode, For the Sake of the Child podcast hosts Katja and Susan talk about common questions that parents have about paying for college.     Is your child looking to attend post-secondary education after high school?  Are they hoping to qualify for federal financial aid?  Join us for our free webinar on the particulars of filing the Free Application for Federal Student Aid (FAFSA).  We will also discuss the College Scholarship Services (CSS) Profile and explain how this profile may be of importance to your college bound student. Parent to Parent webinars related to today's podcast: FAFSA/CSS Profile http://militarychild.adobeconnect.com/recweb4619/event/registration.html    

Bryan Gould works with students at Puget Sound as they work their way through the financial aid process. Listen to his tips on applying for scholarships and his advice on filling out the Free Application for Federal Student Aid (FAFSA). Prospective students and families are invited to get to know us even more by visiting us in Tacoma, Washington. We offer information sessions and student-led tours of our picturesque residential campus on weekdays and we'd love to show you around.

Let's break down college financial aid and the dreaded Free Application for Federal Student Aid (FAFSA)!

In the News: We’ll discuss an article that reviews studies that show students at test optional schools are achieving academic success. Chapter 18 of 171 Answers: We talk about a great way to learn about new colleges that may be interested in your kid as an applicant. This week’s question is from a mom who wants to know the purpose of the Free Application for Federal Student Aid (FAFSA) and how it is used. Mark’s interview this week is with Deb Shaver, Dean of Admissions at Smith College and they discuss the value of women’s colleges.   Don’t forget to send your questions related to any and every facet of the college process to  Every episode of Your College Bound Kid will align with a chapter from the book 171 Answers to the Most-Asked College Admission Questions. To get a copy visit  and if you want to see what future episodes will cover just click the red button “See exactly what 171 Answers covers”.

Applying to college is hard enough without the minefield of securing financial aid. The basic government form, the dreaded FAFSA (Free Application for Federal Student Aid) asks for information high-school students might not even know about their families' financial lives. The form is hard enough to make parents go nuts, much less their high school children. And that’s where Charlie Javice steps in. Charlie has always been a go-getter–at 19, she was named one of Fast Company’s “100 Most Creative Business People” and her work has been featured on CNBC’s “20 under 20” special. Now at the ripe old age of 25, Charlie Javice is the founder and CEO of Frank. Frank is an online platform designed to streamline and simplify the application process for the Free Application for Federal Student Aid (FAFSA), enabling millions of students to access billions in free federal aid. The company’s website is www.withfrank.org.

Transitioning from High School to College to the Workplace involves a few steps along the way. One of them is getting in contact with your State Services. We talk to Ashlyn Cahill a Vocational Rehabilitation counselor from State Services for the Blind of Minnesota. Ashlyn defines and explains an IPE, the Free Application for Federal Student Aid (FAFSA) and the importance of filling the application out early. This is a continuing series that will focus on the Transition process and how State Services can be one of the best tools in your toolbox for success. You can find out more about SSB and the Transition Team on the web here. You can contact your own State Services by searching the directory on the American Foundation for the Blind web site. Be sure to check out the College 101 Workshop! On Thursday, November 3 from 5:30-7:30 p.m. SSB will be hosting a "College 101" workshop for you and your parents. Learn about financial aid, types of colleges, connecting with disability offices, strategies for college success, and more. For more information contact Sheila Koenig   For more podcast with a Blindness perspective go to www.BlindAbilities.com Follow us on Twitter @BlindAbilities Send us an email Get the Free Blind Abilities App from the App Store.

Today, we’re joined by Bonnie Sutton, President and CEO of ACCESS College Foundation, as we examine the recent changes to the Free Application for Federal Student Aid (FAFSA). The changes include a shift in the filing period, and the date of income and tax information. High school and college students across the nation will be impacted; we’ll consider what this means for them today at noon. Have you ever filed for FAFSA? Join us with your thoughts live by phone 440-2655 or 800-940-2240 or connect with us on Facebook and Twitter. We'll also talk with the Superintendent of the U.S. Naval Academy, Vice Admiral Ted Carter.

Steve talks paying for college with Sarah Jenson, Deputy Director for College Access at “The Commit! Partnership”.  Hear why local students left $30 million dollars in financial aid unclaimed last year, why every student should be filling out the Free Application for Federal Student Aid (FAFSA), and the mistakes PARENTS make that can cause major complications for their kids!

Beyond the iron triangle of cost, quality, and access, the narratives around the reauthorization of the Higher Education Act are focusing squarely on transparency and simplification, in particular around the Federal financial aid process.   at Excelsior College, discusses the benefits of simplifying the Free Application for Federal Student Aid (FAFSA) and particular proposals, including the NASFAA FAFSA Working Group’s three-level means-tested application.