The Phil Ferguson Show

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information and opinions on money, politics and Religion. All the things you should not discuss with your family.

Phil Ferguson


    • May 6, 2025 LATEST EPISODE
    • every other week NEW EPISODES
    • 1h 12m AVG DURATION
    • 425 EPISODES

    4.9 from 431 ratings Listeners of The Phil Ferguson Show that love the show mention: phil gives, phil ferguson, thinking atheist, phil's show, advice from a podcast, phil is a great, fiduciary, smalley, atheism, skeptically, skeptical thinking, phil knows, phil does a great, work phil, investing advice, thanks phil, phil s show, investment advice, secular, world of investing.


    Ivy Insights

    The Phil Ferguson Show is an absolute delight to listen to. Over the past four years of tuning in, I have gained a better understanding of investing thanks to Phil's advice. It is because of him that I am on track to retire comfortably and enjoy my golden years. I highly recommend this podcast for anyone looking for solid finance and investment discussions, as well as rational conversations on atheism. Phil is not only a great podcaster, but also a genuinely caring host who takes the time to respond quickly to listener emails.

    One of the best aspects of The Phil Ferguson Show is how informative it is. Phil truly knows his stuff when it comes to finance and investing, making this podcast a must-listen for both new and experienced investors. The interviews are well-done and feature superb guests who provide valuable insights. Additionally, I appreciate that the show does not bombard listeners with excessive ads, allowing me to focus on the content at hand.

    While there aren't many negatives about this podcast, one aspect that could be improved upon is the pronunciation of certain words by Phil. This may seem like a minor issue, but it can be distracting at times. However, it doesn't overshadow the quality content that he consistently delivers.

    In conclusion, The Phil Ferguson Show is an excellent podcast that combines reason-based financial education with discussions on atheism. Phil's knowledge and expertise shine through in every episode, providing listeners with invaluable advice and information. Whether you're interested in improving your financial situation or exploring skeptical viewpoints, this podcast has something for everyone. Keep up the great work, Phil!



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    Latest episodes from The Phil Ferguson Show

    522 Long Term gains - BlackRock rant - EV information

    Play Episode Listen Later May 6, 2025 56:57


    Long Term gains - Pay now or later.EV information - 500 mile driveTrump Tariffs.

    521 The FED - Trump - Inflation - Interest rates - market adjustment

    Play Episode Listen Later Apr 24, 2025 55:14


    520 Money Lies and God with Katherine Stewart - Tariffs, markets, inflation

    Play Episode Listen Later Apr 10, 2025 64:33


    Interview with Katherine Stewart.  She is the author of the new book "Money, Lies and God".  Here previous works are "The Power Worshippers" and "The Good News Club".Investing Skeptically Segment on Tariffs, taxes, economics, inflation etc.

    519 Godless Engineer - Portfolio withdrawal rate

    Play Episode Listen Later Mar 30, 2025 80:18


    Interview with the Godless Engineer.  We discuss Jesus Mythicism, Creationism, Flat Earth and much more.Investing Skeptically - What percentage of money can you safely remove from your portfolio per year.

    518 Seth Andres (The Thinking Atheist) - Special Market Adjustment

    Play Episode Listen Later Mar 11, 2025 80:22


    Interview with Seth Andrews.  He runs "The Thinking Atheist" YouTube, website and Podcast.  We discuss current events and solve all of the worlds problems.Special Market Adjustment.  Check with your tax professional and/ or advisor before taking any action.  This is not specific investment advice.

    517 Abbie Smith explains research funding - Annuity Example

    Play Episode Listen Later Mar 5, 2025 70:28


    Interview with Abbie Smith.  She explains how the government helps fund research.  We also discuss how the federal government may now stop funding important research.Annuity - Details on how an annuity work (or doesn't).

    516 2025 Polaris Plan Changes

    Play Episode Listen Later Feb 21, 2025 38:12


    The general outline of the Polaris Plan has been slightly changed.  This episode discusses those adjustments and why they were made.Also discussed - DeepSeek

    515 Trusts - Roth conversion

    Play Episode Listen Later Feb 18, 2025 64:43


    Information on TrustsShould you do a ROTH conversion?

    514 ROTH Conversion - Trusts - Crypto update

    Play Episode Listen Later Jan 29, 2025 77:16


    Should you get a trust.  I go over some of the benefits of setting up a trust.ROTH conversion.  Discussion on the tax implications of converting IRA money into a ROTH IRA.Update on my opinion of Crypto currencies.news on upcoming conventionsTravel plansmore detail on how a convenience store makes money for EV drivers.

    513 2024 Market review - Loan vs Markets - EV charging in Southern Illinios

    Play Episode Listen Later Jan 18, 2025 83:33


    - Review of performance numbers for several indexes.- Getting a loan vs investing in the Stock Market- Review of EV charging infrastructure on I-57 in Illinois.  Now vs. 3 years ago.

    512 Sicily - 4% rule - FIRE - NEVI - NightShares

    Play Episode Listen Later Jan 2, 2025 84:11


    FIRE - Financial independence - retire early. discussion on this philosophy and the idea of 4% withdrawal rate from your portfolio.NEVI - National Electric Vehicle Infrastructure. More EV chargers and some math on how they make money.NightShares - Another idea based on Cherry picking data. Does it work?Sicily - Our one week vacation in this part of Italy.

    511 Karin Kirk - CNBC Famous money manager

    Play Episode Listen Later Dec 14, 2024 61:21


    Interview with Karin Kirk.Karin Kirk is a geologist, science writer, and professional ski instructor from Bozeman, Montana. Her writing spans topics from Earth science to EVs and often is centered around data-rich visualizations – always with the goal of bringing clear and relatable explanations to confusing topics.In addition to writing for Yale Climate Connections, Karin is a science writer for NASA, where she writes about climate science and current events that shape the planet, such as wildfires, volcanic eruptions, sea ice, and weather events. She uses satellite imagery to track current Earth happenings and describe their significance to the public.But perhaps the most important aspect of Karin's work is that she regularly engages with policymakers and voters about climate and energy issues. These interactions have profoundly shaped her communication skills and helped her develop effective approaches for a wide range of audiences.Karin holds a B.A. in geology from Skidmore College and an M.S. in geology from Montana State University.https://yaleclimateconnections.org/author/karin/Investing skeptically:Can a famouns Money Manager (and CNBC host) beat the market?

    510 - your Pension goes to an Insurance Co? EV drive - cash vs bonds

    Play Episode Listen Later Nov 29, 2024 55:26


    Investing Skeptically topicesWhat if your company out sources your pension to an Insursance Company?You have a big purchase soon.  Where should you put your money?  Cash, Savings.CD, Money Market, Ultra short bonds, etc....EV drive from Orlando to Allentown PA.  Range info, charging, preconditioning in cold weather.

    509 Sarah Ray - RMD - Stock Volatility vs time

    Play Episode Listen Later Nov 19, 2024 83:05


    Intervieew with Sarah Ray.  She is with the American Humanist Association.https://thehumanist.com/contributor/sarah-ray/Investing Skeptically:Required Minimum distributionsStock Volatility vs time

    508 Mickey Dollens - Oklahoma State Representative

    Play Episode Listen Later Nov 8, 2024 91:30


    Interview with Mickey Dollens.  He is a representative in Oklahoma.Investing Skeptically:An Example of how to use the Cushion.https://www.okhouse.gov/representatives/mickey-dollens

    507 - CSIcon - REIT - Total Stock Market - Church Fraud

    Play Episode Listen Later Oct 31, 2024 65:45


    Brief review of CSIcon in Las Vegas.Total Stock Market performanceThe Polaris Plan Part 6.5 (7?) Reit FundChurch members steal $1.2 Million

    506 Kate Cohen We of Little Faith - rebalancing

    Play Episode Listen Later Oct 21, 2024 79:46


    Interview with Kate Cohen.  She is the author of "We of Little Faith - Why I stopped Pretending to Believe (And Maybe You Should Too).Investing Skeptically:  Re-balancing and diversification

    505 Polaris Plan 2024 Part 6 - Can an EV power your house for a week?

    Play Episode Listen Later Oct 16, 2024 63:02


    Discussion of The Polaris Plan Part 6.  Allocation ideas for the US stock portion of the plan..EV - I powered several items in my house using my car Battery.  Refrigerator, AC and also cooked some food.

    504 The Polaris Plan 2024 part 5 - Trusts with John McNair - Milton

    Play Episode Listen Later Oct 8, 2024 66:17


    The Polaris Plan 2025 - Part 5.  Allocation ideas for international funds.Interview with Trust attorney John McNair from Texas.   Rules vary by state, get a local attorney for your legal questions.Hurricane Milton prep.

    503 Goodbye Religion - The Polaris Plan Part 4

    Play Episode Listen Later Oct 2, 2024 103:36


    Interiew with Ryan T Cragun and Jesse M Smith.  We discuss their new book - Goodbye Religion: The Causes and Consequences of Secularization.Also,The Polaris Plan Part 4FFRF Conference review CSIcon in VegasFriends of the Show meetup

    502 The Polaris Plan 2024 - Part 3 - Ray Smock - stock picking - EV charging

    Play Episode Listen Later Sep 17, 2024 103:23


    The Polaris Plan Part 3.  Discussion of "The Cushion".  Some fund ideas and how to allocate your positions.Interview with Ray Smock.  Former historian for the US House of Representatives and Former director of the Robert C. Byrd center for Congressional History and Education at Shepard University.  We discuss Trump and the many lies he tells.Also, a segment on the challenges of stock picking.EV Charging - how to plan a trip with suggestions on when and where to stop.

    501 The Polaris Plan 2024 - Part 2

    Play Episode Listen Later Sep 8, 2024 62:51


    The Polaris Plan - Stocks vs Bonds.  How much should you have in bonds and why?Interview with Fish Stark.  He is the new Executive Director for the American Humanist Association.

    500 - The Polaris Plan 2024 - Part 1

    Play Episode Listen Later Sep 3, 2024 89:22


    499 Apostate Sisters - The FED - Mortgage rates

    Play Episode Listen Later Aug 26, 2024 95:20


    Interview with The Apostate Sisters!  Learn about the cult they escaped from.  Also, check out their podcast and YouTube channel!Also, what does it cost to put electricity into your car?Investing SkepticallyThe FED and mortage rates.  Are they connected?

    498 Fiduciary Rule - Cash on Hand - 1150 miles in EV

    Play Episode Listen Later Aug 17, 2024 71:33


    An update on the never ending battle to make sales people into fiduciaries.  It is not looking good. How much cash should you have on hand?What is it like to drive 1150 miles in an EV?

    497 LT capital gains tax - lottery - Viaticals - annuities

    Play Episode Listen Later Aug 5, 2024 66:59


    Investing Skeptically:Re-balance, Long Term gains and tax ratesProblems with winning the lottery, viaticals, annuities

    496 - Crypto Astrology - what if Phil gets hit by a truck

    Play Episode Listen Later Jul 26, 2024 88:18


    Interview with Ryan.  He found his way out of religion and shares his story!Investing Skeptically:Succession planningCrypto AstrologersAlso, Biden drops from the race and Harris takes his place.

    495 - Project 2025 with Amanda Marcotte

    Play Episode Listen Later Jul 16, 2024 97:25


    Interview with Amanda Marcotte about Project 2025 and where it comes from!Also, New examples of EV driving.  30 minutes of charging for 530 miles.  Lightning kills my desktop and I had to buy a new one.Investing Skeptically:- AI trading bot

    494 Playing God with David Fitzgerald

    Play Episode Listen Later Jul 7, 2024 67:42


    Interview with religious scholar David Fitzgerald.  We discuss his 3 (yes, 3) new books - "Playing God" Vol 1,2 and 3.  David already has several books on religion:  "Nailed - Ten Christian Myths That Show Jesus Never Existed at All", "Jesus:  Mything in Action"(also in 3 parts) and "The Mormons".  David and his wife are also the authors of the fantastic trillogy "Time Shards".  Do things happen in 3s????Investing Skeptically:Self directed 401(k)In service distributionswhere old and small 401k accounts go to dieBahacon is August 9-11, 2024.https://bahacon.com/

    493 bonds! Index v Individual bonds - Public v non traded reits - Robert Green Ingersoll - cruise to Iceland,Ireland and Scotland

    Play Episode Listen Later Jun 20, 2024 59:13


    Investing Skepticallybonds!  Index v Individual bondsPublic v non traded reitsRobert Green Ingersollcruise to Iceland,Ireland and Scotland

    492 - Long term care insurance - Church Money - Medical Rant - solar panel update

    Play Episode Listen Later Jun 12, 2024 68:06


    Detailed mathematical explination of the costs for Long Term Care Insurance.Church MoneyMedical insurance rantSolar Panel update

    491 SSA Matching Funds - 4 books - Managed vs. Index Funds

    Play Episode Listen Later May 26, 2024 65:31


    490.5 SSA match 2024

    Play Episode Listen Later May 14, 2024 5:51


    Please help the Secular Student Alliance!  You can help 66.666 students right now!May 31, 2024 is the last day!!!!Send a Student to the SSA Conference.  When you start a new monthly donation or increase your existing monthly donation, Phil and Robin Ferguson will donate $150 to cover the registration and housing for a student to attend the conference.Up to $10,000When you make a new monthly donation or increase a current monthly donation (either for $10 or more), $150 will be donated, up to $10,000.With your assistance, our students can engage in their secular activism. You amplify their voices, help share their stories, and reward their diligence. You can assist them in attending the SSA national conference.https://secularstudents.org/phil/

    490 New Documentary "BAD FAITH" - RMD reminder - EV trip #2

    Play Episode Listen Later May 14, 2024 80:03


    Interview with Stephen Ujlaki, the director of BAD FAITH.  This is a documentary that every American should see.Also - review of another EV trip to Miami and back.Investing Skeptically:RMD - Required Minimum DistributionInflation numbers

    489 Kelly Laughlin - Tesla Charging - Church Money - Joel Olsteen - Private REIT - The FED

    Play Episode Listen Later May 1, 2024 81:50


    Interview with Kelley Laughlin.  He is a host on Truth Wanted and The Non-Profits.  We talk about rock solid facts, crystals, big foot and much more.Investing Skeptically:Church Money with Joel OlsteenPrivate REITsTesla & ElonThe FED and Interest rates

    488 Objectivelydan - Truth Wanted - Annuity follow up

    Play Episode Listen Later Apr 17, 2024 113:33


    Interview with ObjectivelyDan.  He is the host and producer of the YouTube show "Truth Wanted".Also:What is "shorting" a stockDJT stock.Follow up on recent annuity reviewFollow up on the company that gave me a free steak dinner.

    487 - Trump Stock, will it flop? SPAC - Annuity Review - Free Steak Dinner

    Play Episode Listen Later Apr 5, 2024 84:18


    Trump Stock - Truth Social went public and the initial valuation was as high as $11 billion.  However, the company is probably worth....wait for it.... $0.00.  What will happen next?Annuity Review - A show listener sent me a bunch of info on an annuity they were asked to invest in.  All of the details will be exposed.Free Dinner - I got a free steak and heard about all of they ways they can protect my money.

    486 Kevin Bolling - SSA (Secular Student Alliance), Church Money & Church Crypto

    Play Episode Listen Later Mar 25, 2024 66:23


    Interview with Kevin Bolling.  He is the executive director of the Secular Student Alliance.  The SSA helps secular students find friends, learn leadership skills and promote a secular world.Special Matchhttps://secularstudents.org/phil/If you sign up to donate (or increase your current donation) at least $10 per month, Phil and Robin Ferguson will donate $150 to help a student get to this year's SSA leadership conference.  Maximum of $10,000.  That money can help 66.6666 students get to the conference.  Please donate today.Church money - Line level discussion of a church budget.  How much goes to help people in need??? Almost nothing.Church Crypto - a pastor and his wife sell crypto and millions of dollars pour in and .... Dissapear.

    485 BAHACON - A free dinner - EV Charging

    Play Episode Listen Later Mar 19, 2024 70:14


    Interview with Bob Barnes.  He is one of the organizers of a Canadian conference called BAHACON.  I went last year and I have already got my tickets for 2024.  Hear all of the details and then get your tickets.EV Charging Update - How long does it take an Ioniq 6 to charge?Free Dinner - I signed up to enjoy a free dinner hosted by another Financial Advisor.

    484 Dan Ellis and 18 yr performance with no cushion

    Play Episode Listen Later Mar 5, 2024 83:04


    Interview with Dan Ellis, He a co-host of the podcast "Godless Rebelution" and Utah State Director for American Atheists. We discuss a lot of recent news stories.Investing Skeptically: 18 year performance without bonds.

    483 - Taxes and the IRS

    Play Episode Listen Later Feb 23, 2024 72:09


    Interview with Sarah. She shares some information on the IRA and how audits work.Also, why you should have a tax professional.Random stuff: Trump, GOP, Russia, Pillow guy

    482 Long term v. Short term, expenses, TIPS, Commodities and more.....

    Play Episode Listen Later Feb 14, 2024 70:47


    Topics of discussion:Freethought CruiseNew ETF MUSQLong Term vs Short Term gainsExpense ratiosTIPS and commodities

    481 Ray Smock - Will Trump go to jail???

    Play Episode Listen Later Feb 3, 2024 74:51


    Interview with Ray Smock.Anti EV YouTube videosHow to manage investments in different accounts

    480 18 yr performance - Cold Tesla's in Chicago

    Play Episode Listen Later Jan 25, 2024 76:57


    An update to our annual review of different portfolios. This is the 18 year performance review.Also, new rules from the Department of Labor and What happened to Tesla charging in a super cold Chigago.

    479 2023 Year in Review - 72(t) - ROTH ladder - SEPP

    Play Episode Listen Later Jan 13, 2024 64:37


    478 American Atheists - Sam McGrire - Duh! stock vs. bonds - SEC examination update

    Play Episode Listen Later Jan 1, 2024 67:38


    Interview with Samantha McGuirehttps://www.atheists.org/2019/07/mcguire-field-director-announcement/"“Sam is an absolute force of nature within the atheist community,” said Nick Fish, president of American Atheists. “From leading the Washington Area Secular Humanists (WASH) and organizing with allies to promote sound policymaking in Maryland, to her work with volunteers, group leaders, and other national partners, she is the perfect person to lead our field program as we invest in local groups and activism in all 50 states.”"atheists.orgconvention.atheists.orgInvesting Skeptically:Duh follow up. Yes, Stocks to better than bonds - in the long run.SEC exam updates&p 500 for 2023

    477 gOd's Balls

    Play Episode Listen Later Dec 19, 2023 105:20


    Interview with Abby Hafer. We discuss her book, "The Not-So-Intelligent Designer: Why Evolution Explains the Human Body and Intelligent Design Does Not". First example - human testicals. We discuss this and several other problems.Investing Skeptically:Cusion, volitility, granularityDuh! Stocks vs Bonds

    476 Meme stock update - Church Money - Rob Palmer

    Play Episode Listen Later Dec 5, 2023 72:08


    Interview with Rob Palmer. We discuss the many projects that he is working on.Investing Skeptically:Church MoneyMeme Stock

    475 Investing in Farmland, Mega backdoor ROTH, Italy Trip update

    Play Episode Listen Later Nov 27, 2023 62:27


    Listener request - How to invest in Farmland via a limited partnershipCorrection to previous segment on the LotteryHow to do a MEGA backdoor ROTH 401kSummary on recent trip to Italy

    474 Clergy Project - Joe Pittenger - Lottery

    Play Episode Listen Later Nov 14, 2023 91:42


    Interview with Joe Pittenger. We discuss how he left the Salvation Army and Christianity. We also talk about the Clergy Project. A way for thoughtful ministers to find support on line.Investing Skeptically: You win the lotter! Should you take all of the winnings at once or get paid over 20 years?

    473 From Junkie to Judge - All Weather Portfolio

    Play Episode Listen Later Nov 2, 2023 58:37


    Interview with Mary Beth O'Connor. Her new book is "From Junkie to Judge: One Woman's Triumph Over Trauma and Addiction". We discuss Drugs, abuse, rape and much more on her journey from addition to recovery.Investing Skeptically: The "All Weather Fund" does it work? Also, Hedge Funds and the Million dollar bet.

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