information and opinions on money, politics and Religion. All the things you should not discuss with your family.
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Listeners of The Phil Ferguson Show that love the show mention: phil gives,The Phil Ferguson Show is an absolute delight to listen to. Over the past four years of tuning in, I have gained a better understanding of investing thanks to Phil's advice. It is because of him that I am on track to retire comfortably and enjoy my golden years. I highly recommend this podcast for anyone looking for solid finance and investment discussions, as well as rational conversations on atheism. Phil is not only a great podcaster, but also a genuinely caring host who takes the time to respond quickly to listener emails.
One of the best aspects of The Phil Ferguson Show is how informative it is. Phil truly knows his stuff when it comes to finance and investing, making this podcast a must-listen for both new and experienced investors. The interviews are well-done and feature superb guests who provide valuable insights. Additionally, I appreciate that the show does not bombard listeners with excessive ads, allowing me to focus on the content at hand.
While there aren't many negatives about this podcast, one aspect that could be improved upon is the pronunciation of certain words by Phil. This may seem like a minor issue, but it can be distracting at times. However, it doesn't overshadow the quality content that he consistently delivers.
In conclusion, The Phil Ferguson Show is an excellent podcast that combines reason-based financial education with discussions on atheism. Phil's knowledge and expertise shine through in every episode, providing listeners with invaluable advice and information. Whether you're interested in improving your financial situation or exploring skeptical viewpoints, this podcast has something for everyone. Keep up the great work, Phil!
Long Term gains - Pay now or later.EV information - 500 mile driveTrump Tariffs.
Interview with Katherine Stewart. She is the author of the new book "Money, Lies and God". Here previous works are "The Power Worshippers" and "The Good News Club".Investing Skeptically Segment on Tariffs, taxes, economics, inflation etc.
Interview with the Godless Engineer. We discuss Jesus Mythicism, Creationism, Flat Earth and much more.Investing Skeptically - What percentage of money can you safely remove from your portfolio per year.
Interview with Seth Andrews. He runs "The Thinking Atheist" YouTube, website and Podcast. We discuss current events and solve all of the worlds problems.Special Market Adjustment. Check with your tax professional and/ or advisor before taking any action. This is not specific investment advice.
Interview with Abbie Smith. She explains how the government helps fund research. We also discuss how the federal government may now stop funding important research.Annuity - Details on how an annuity work (or doesn't).
The general outline of the Polaris Plan has been slightly changed. This episode discusses those adjustments and why they were made.Also discussed - DeepSeek
Information on TrustsShould you do a ROTH conversion?
Should you get a trust. I go over some of the benefits of setting up a trust.ROTH conversion. Discussion on the tax implications of converting IRA money into a ROTH IRA.Update on my opinion of Crypto currencies.news on upcoming conventionsTravel plansmore detail on how a convenience store makes money for EV drivers.
- Review of performance numbers for several indexes.- Getting a loan vs investing in the Stock Market- Review of EV charging infrastructure on I-57 in Illinois. Now vs. 3 years ago.
FIRE - Financial independence - retire early. discussion on this philosophy and the idea of 4% withdrawal rate from your portfolio.NEVI - National Electric Vehicle Infrastructure. More EV chargers and some math on how they make money.NightShares - Another idea based on Cherry picking data. Does it work?Sicily - Our one week vacation in this part of Italy.
Interview with Karin Kirk.Karin Kirk is a geologist, science writer, and professional ski instructor from Bozeman, Montana. Her writing spans topics from Earth science to EVs and often is centered around data-rich visualizations – always with the goal of bringing clear and relatable explanations to confusing topics.In addition to writing for Yale Climate Connections, Karin is a science writer for NASA, where she writes about climate science and current events that shape the planet, such as wildfires, volcanic eruptions, sea ice, and weather events. She uses satellite imagery to track current Earth happenings and describe their significance to the public.But perhaps the most important aspect of Karin's work is that she regularly engages with policymakers and voters about climate and energy issues. These interactions have profoundly shaped her communication skills and helped her develop effective approaches for a wide range of audiences.Karin holds a B.A. in geology from Skidmore College and an M.S. in geology from Montana State University.https://yaleclimateconnections.org/author/karin/Investing skeptically:Can a famouns Money Manager (and CNBC host) beat the market?
Investing Skeptically topicesWhat if your company out sources your pension to an Insursance Company?You have a big purchase soon. Where should you put your money? Cash, Savings.CD, Money Market, Ultra short bonds, etc....EV drive from Orlando to Allentown PA. Range info, charging, preconditioning in cold weather.
Intervieew with Sarah Ray. She is with the American Humanist Association.https://thehumanist.com/contributor/sarah-ray/Investing Skeptically:Required Minimum distributionsStock Volatility vs time
Interview with Mickey Dollens. He is a representative in Oklahoma.Investing Skeptically:An Example of how to use the Cushion.https://www.okhouse.gov/representatives/mickey-dollens
Brief review of CSIcon in Las Vegas.Total Stock Market performanceThe Polaris Plan Part 6.5 (7?) Reit FundChurch members steal $1.2 Million
Interview with Kate Cohen. She is the author of "We of Little Faith - Why I stopped Pretending to Believe (And Maybe You Should Too).Investing Skeptically: Re-balancing and diversification
Discussion of The Polaris Plan Part 6. Allocation ideas for the US stock portion of the plan..EV - I powered several items in my house using my car Battery. Refrigerator, AC and also cooked some food.
The Polaris Plan 2025 - Part 5. Allocation ideas for international funds.Interview with Trust attorney John McNair from Texas. Rules vary by state, get a local attorney for your legal questions.Hurricane Milton prep.
Interiew with Ryan T Cragun and Jesse M Smith. We discuss their new book - Goodbye Religion: The Causes and Consequences of Secularization.Also,The Polaris Plan Part 4FFRF Conference review CSIcon in VegasFriends of the Show meetup
The Polaris Plan Part 3. Discussion of "The Cushion". Some fund ideas and how to allocate your positions.Interview with Ray Smock. Former historian for the US House of Representatives and Former director of the Robert C. Byrd center for Congressional History and Education at Shepard University. We discuss Trump and the many lies he tells.Also, a segment on the challenges of stock picking.EV Charging - how to plan a trip with suggestions on when and where to stop.
The Polaris Plan - Stocks vs Bonds. How much should you have in bonds and why?Interview with Fish Stark. He is the new Executive Director for the American Humanist Association.
Interview with The Apostate Sisters! Learn about the cult they escaped from. Also, check out their podcast and YouTube channel!Also, what does it cost to put electricity into your car?Investing SkepticallyThe FED and mortage rates. Are they connected?
An update on the never ending battle to make sales people into fiduciaries. It is not looking good. How much cash should you have on hand?What is it like to drive 1150 miles in an EV?
Investing Skeptically:Re-balance, Long Term gains and tax ratesProblems with winning the lottery, viaticals, annuities
Interview with Ryan. He found his way out of religion and shares his story!Investing Skeptically:Succession planningCrypto AstrologersAlso, Biden drops from the race and Harris takes his place.
Interview with Amanda Marcotte about Project 2025 and where it comes from!Also, New examples of EV driving. 30 minutes of charging for 530 miles. Lightning kills my desktop and I had to buy a new one.Investing Skeptically:- AI trading bot
Interview with religious scholar David Fitzgerald. We discuss his 3 (yes, 3) new books - "Playing God" Vol 1,2 and 3. David already has several books on religion: "Nailed - Ten Christian Myths That Show Jesus Never Existed at All", "Jesus: Mything in Action"(also in 3 parts) and "The Mormons". David and his wife are also the authors of the fantastic trillogy "Time Shards". Do things happen in 3s????Investing Skeptically:Self directed 401(k)In service distributionswhere old and small 401k accounts go to dieBahacon is August 9-11, 2024.https://bahacon.com/
Investing Skepticallybonds! Index v Individual bondsPublic v non traded reitsRobert Green Ingersollcruise to Iceland,Ireland and Scotland
Detailed mathematical explination of the costs for Long Term Care Insurance.Church MoneyMedical insurance rantSolar Panel update
Please help the Secular Student Alliance! You can help 66.666 students right now!May 31, 2024 is the last day!!!!Send a Student to the SSA Conference. When you start a new monthly donation or increase your existing monthly donation, Phil and Robin Ferguson will donate $150 to cover the registration and housing for a student to attend the conference.Up to $10,000When you make a new monthly donation or increase a current monthly donation (either for $10 or more), $150 will be donated, up to $10,000.With your assistance, our students can engage in their secular activism. You amplify their voices, help share their stories, and reward their diligence. You can assist them in attending the SSA national conference.https://secularstudents.org/phil/
Interview with Stephen Ujlaki, the director of BAD FAITH. This is a documentary that every American should see.Also - review of another EV trip to Miami and back.Investing Skeptically:RMD - Required Minimum DistributionInflation numbers
Interview with Kelley Laughlin. He is a host on Truth Wanted and The Non-Profits. We talk about rock solid facts, crystals, big foot and much more.Investing Skeptically:Church Money with Joel OlsteenPrivate REITsTesla & ElonThe FED and Interest rates
Interview with ObjectivelyDan. He is the host and producer of the YouTube show "Truth Wanted".Also:What is "shorting" a stockDJT stock.Follow up on recent annuity reviewFollow up on the company that gave me a free steak dinner.
Trump Stock - Truth Social went public and the initial valuation was as high as $11 billion. However, the company is probably worth....wait for it.... $0.00. What will happen next?Annuity Review - A show listener sent me a bunch of info on an annuity they were asked to invest in. All of the details will be exposed.Free Dinner - I got a free steak and heard about all of they ways they can protect my money.
Interview with Kevin Bolling. He is the executive director of the Secular Student Alliance. The SSA helps secular students find friends, learn leadership skills and promote a secular world.Special Matchhttps://secularstudents.org/phil/If you sign up to donate (or increase your current donation) at least $10 per month, Phil and Robin Ferguson will donate $150 to help a student get to this year's SSA leadership conference. Maximum of $10,000. That money can help 66.6666 students get to the conference. Please donate today.Church money - Line level discussion of a church budget. How much goes to help people in need??? Almost nothing.Church Crypto - a pastor and his wife sell crypto and millions of dollars pour in and .... Dissapear.
Interview with Bob Barnes. He is one of the organizers of a Canadian conference called BAHACON. I went last year and I have already got my tickets for 2024. Hear all of the details and then get your tickets.EV Charging Update - How long does it take an Ioniq 6 to charge?Free Dinner - I signed up to enjoy a free dinner hosted by another Financial Advisor.
Interview with Dan Ellis, He a co-host of the podcast "Godless Rebelution" and Utah State Director for American Atheists. We discuss a lot of recent news stories.Investing Skeptically: 18 year performance without bonds.
Interview with Sarah. She shares some information on the IRA and how audits work.Also, why you should have a tax professional.Random stuff: Trump, GOP, Russia, Pillow guy
Topics of discussion:Freethought CruiseNew ETF MUSQLong Term vs Short Term gainsExpense ratiosTIPS and commodities
Interview with Ray Smock.Anti EV YouTube videosHow to manage investments in different accounts
An update to our annual review of different portfolios. This is the 18 year performance review.Also, new rules from the Department of Labor and What happened to Tesla charging in a super cold Chigago.
Interview with Samantha McGuirehttps://www.atheists.org/2019/07/mcguire-field-director-announcement/"“Sam is an absolute force of nature within the atheist community,” said Nick Fish, president of American Atheists. “From leading the Washington Area Secular Humanists (WASH) and organizing with allies to promote sound policymaking in Maryland, to her work with volunteers, group leaders, and other national partners, she is the perfect person to lead our field program as we invest in local groups and activism in all 50 states.”"atheists.orgconvention.atheists.orgInvesting Skeptically:Duh follow up. Yes, Stocks to better than bonds - in the long run.SEC exam updates&p 500 for 2023
Interview with Abby Hafer. We discuss her book, "The Not-So-Intelligent Designer: Why Evolution Explains the Human Body and Intelligent Design Does Not". First example - human testicals. We discuss this and several other problems.Investing Skeptically:Cusion, volitility, granularityDuh! Stocks vs Bonds
Interview with Rob Palmer. We discuss the many projects that he is working on.Investing Skeptically:Church MoneyMeme Stock
Listener request - How to invest in Farmland via a limited partnershipCorrection to previous segment on the LotteryHow to do a MEGA backdoor ROTH 401kSummary on recent trip to Italy
Interview with Joe Pittenger. We discuss how he left the Salvation Army and Christianity. We also talk about the Clergy Project. A way for thoughtful ministers to find support on line.Investing Skeptically: You win the lotter! Should you take all of the winnings at once or get paid over 20 years?
Interview with Mary Beth O'Connor. Her new book is "From Junkie to Judge: One Woman's Triumph Over Trauma and Addiction". We discuss Drugs, abuse, rape and much more on her journey from addition to recovery.Investing Skeptically: The "All Weather Fund" does it work? Also, Hedge Funds and the Million dollar bet.