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Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3703: Leo Babauta explains why he started keeping a larger cushion in his checking account instead of running it down to near zero every month. He describes the security it creates on top of an emergency fund, and how a cushion big enough to cover the bills lets you pay all of them at the start of the month instead of chasing them paycheck by paycheck. He then walks through the practical steps for getting there, from cutting expenses and budgeting to saving money little by little and parking any windfall in the account. Read along with the original article(s) here: https://zenhabits.net/simple-finances-how-and-why-to-build-up-a-cushion-in-the-bank/ Quotes to ponder: "It makes more of a difference than you might think." "There is real value in being able to pay all your bills at once and not have to worry about it for the rest of the month." "It's important that for the purposes of spending, you pretend that cushion isn't there." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices
No matter how good your life looks to others, the gap between where you are and where you know you should be is always worth pursuing A Cushion of Perspective: It's your right to be the main character and author of your lifeGet in touch: Contact@tokstalks.com
Learn how mulberry silk cushions blend elegant home decor with real skin and hair benefits - from reducing wrinkles to preventing breakage. Find out what makes this natural fiber special and how to keep it working for you. Learn more at https://mayfairsilk.com/products/hummingbird-finest-22momme-silk-cushion-cover-square Mayfairsilk City: London Address: 13 Hanover Square Website: https://www.mayfairsilk.com
Learn how mulberry silk cushions blend elegant home decor with real skin and hair benefits - from reducing wrinkles to preventing breakage. Find out what makes this natural fiber special and how to keep it working for you. Learn more at https://mayfairsilk.com/products/hummingbird-finest-22momme-silk-cushion-cover-square Mayfairsilk City: London Address: 13 Hanover Square Website: https://www.mayfairsilk.com
Hello Beautiful, I'm so grateful you're here with me. Soft fabric textures create subtle ASMR sounds that are wonderfully calming and satisfying to hear. Perfect for relaxation, sleep, tingles, focus, and stress relief. Sink into these cozy sounds and enjoy a peaceful sensory escape. Love,
From Meditation as Refuge, an online evening with the Insight Community of the Desert, August 2026. A talk on Case 20 of the Blue Cliff Record.
This week we look beyond the national headlines, examining regional property hotspots where affordability still exists, why your local suburb can tell a very different story, and what Adelaide's sizeable growth cushion means if prices fall. We also look at the striking generational divide between Baby Boomers and Gen Z entering property ownership. You can have your say by leaving a voice message ► https://www.speakpipe.com/realestateradio ► Website: https://aussierealestatepodcast.lovable.app ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email: myrealestatepodcast@gmail.com The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. Gold Coast Real Estate, Adelaide Property Market, Luxury Real Estate Australia, Property Investment Podcast, Real Estate Trends 2026, Median Price Growth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty #RealEstate #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #kiwiProperty #MortgageRates #HomeLoans #PropertyMarket #MortgageTips #InterestRates #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #goldcastproperty #InvestInAdelaide #shellhabourproperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment #MelbourneMarket #PropertyInvestment #RealEstateTips #goldcoast #InvestmentStrategy #AustralianProperty
In this presentation, Syed Ali Hur Kamoonpuri develops a Qur'ānically grounded definition of ghuluww (religious exaggeration), challenging reductionist readings that limit it only to claims of divinity or prophethood for the Imams. Engaging the views of scholars like Grand Ayatullah Sistani and Ayatullah al-Muhsini, he argues for a rigorous, evidence-based standard — one anchored in the Imams' own call to be like "mid-sized cushions," neither excessive nor deficient in belief.
In this episode, we bring a nuanced, science-based approach to many hot topics in running right now. What causes muscle cramps? Does Pilates count as strength training? Should slower runners wear carbon plated shoes? Is it possible to overfuel on long runs? Our goal is to provide individualized guidance, rather than click-baity universalized proclamations. In this episode, we provide our informed takes on:✅ What actually causes muscle cramps (according to science)✅ If taking walk breaks discounts a marathon effort✅ If back of pack and midpack runners benefit from carbon plated shoes✅ Why Pilates does not replace resistance training✅ Is there such a thing as overfueling on long runs?Tread Lightly Running is hosted and researched by Amanda Brooks and Laura Norris, MSc. Production, show notes, and graphics by Laura Norris.References
Join chair investigating enthusiasts - Tom & Callum! They're look for the sick puppy or in todays deep dive sick cats... Someone went into Tom's office and replaced his very comfortable office chair with an identical office chair that has ZERO cushioning! Today they press the three headed beast The Corporate Fat Cats in the do or die investigation... The ONLY way to wake up in Adelaide is with your best brekkie mates Tom & Callum on Fresh 92.7 Keep up to date on our socials. Instagram - @fresh927 Facebook - Fresh 92.7See omnystudio.com/listener for privacy information.
What if one of the most profound mindfulness practices isn't found on a meditation cushion, but around a table instead?In this conversation, meditation teacher Meryl Arnett sits down with anthropologist, meditation teacher and author Dr. Ashanté Reese to explore how food nourishes not only our bodies, but our histories, our communities, and our capacity to care for one another. As Our Mindful Nature enters its final series after 11 years, this episode opens a rich exploration of food as a doorway into everyday mindfulness.Dr. Reese is the author of Gather: Black Food, Nourishment, and the Art of Togetherness, and together she and Meryl examine the gardens, family reunions, repasts, and mutual aid spaces where ancestors are honored, cultural traditions are sustained, and communities practice radical hospitality, all as expressions of mindfulness itself.What To Expect:- Why the meditation cushion is just one small entry point into a much larger awakeness- The meaning of nourishment beyond food: tending to our social bodies, preserving memory, and cultivating belonging- How gathering around food has historically been communal, and what we lose when we treat it as purely private- The gap between our stated values and how we actually live, and how mindfulness (and food) can help close itFeatured GuestDr. Ashanté Reese is a cultural anthropologist and author of Gather: Black Food, Nourishment, and the Art of Togetherness (W.W. Norton). Her research explores community, belonging, and how people come together around food. She is based in Austin, TX, and has been a dedicated meditation practitioner for years.Find Dr. Reese at https://www.amreese.com/ and on Instagram at https://www.instagram.com/dramreese/ and on Threads at @areese07.Resources MentionedGather: Black Food, Nourishment, and the Art of Togetherness by Dr. Ashanté Reese — available at indie bookstores, including:BEM of Brooklyn (first bookstore in the country dedicated to Black food): https://www.bembrooklyn.com/Yes Please Books (Atlanta area): https://www.yespleasebooks.com/After 11 incredible years, this summer series marks the final season of Our Mindful Nature. Stay tuned in the coming episodes as Meryl shares more about what's next.Thank you to Brianna Nielsen for production and editing support. Find her at: https://www.instagram.com/itsbriannanielsenThis podcast explores meditation, mental health and the power of connection, offering guidance for caregivers, healers, and therapists facing compassion fatigue, burnout, and other mental health struggles through self-care, self-compassion, and resilience. With a focus on anxiety, depression, and overwhelm, each episode provides tools like meditation, mindfulness, breathwork, and grounding to cultivate clarity and reduce stress. Listeners can also experience nature-inspired guided meditations, designed to bring peace and balance in times of distress.
Jonny, and Joel grab a soft place to sit, rest their heads, and fluff around in the latest snapshots for Minecraft 26.3 – introducing the straw bed, and cushions! Plus, listener email weighing in on a savannah mob a lot farther off the ground.Show notes for The Spawn Chunks are here:https://thespawnchunks.com/2026/07/07/the-spawn-chunks-409-pull-up-a-cushion/Join The Spawn Chunks Discord community!https://Patreon.com/TheSpawnChunksThe Spawn Chunks YouTube:https://youtube.com/thespawnchunks Hosted on Acast. See acast.com/privacy for more information.
“If we imagine fear as this tight fist that says, I’m not going to let go, I need to keep you safe, love comes in as just this warm hug, and it’s like, It’s all right, sweetheart, I’ve got you, you don’t have to hold this burden anymore. And the fear doesn’t want to do this…. It is doing it because it does not believe there is another path for you in order to survive or get your needs met.” – Cory Muscara Cory and Drew Cory Muscara Former monk and down-to-earth spiritual teacher Cory Muscara wraps up Season 12 with a powerful exploration of the lived human experience. Cory is not a graduate of the Hoffman Process, but he has recommended it to many and plans on attending in the near future. The ethos of his work blends beautifully with that of the Process. After a painful relationship breakup in his twenties, Cory began to meditate as a way to support himself. Realizing he wanted to go deeper into meditation, he headed to a monastery in Burma for a 6-month meditation retreat. Truly, it is hard to summarize this conversation. Like life, it must be experienced. You can feel the invitation to soften when in Cory’s presence as he articulates the process of internal healing and self-compassion. Later in the conversation, Drew mentions that a Process is completing just down the hill. He asks Cory what he might tell them. Cory offers a compassionate response to them and ultimately to all of us. He shares that leaving a retreat such as the Process and heading back into life offers us the opportunity to continue the work to heal, realizing that life is the meditation cushion. Life is where the ‘work’ continues. It is also where love can blossom with more ease and grace for ourselves and others. We hope you enjoy this wise and compassionate conversation with Cory and Drew. We’ll see you again in late August when we launch season 13. Thanks for listening and watching. We appreciate you. https://www.youtube.com/watch?v=Bgf3BpOFloY Listen on Apple Podcasts Listen on Spotify More about Cory Muscara: Cory Muscara is a former monk, host of the Practicing Human podcast, and bestselling author of the book Stop Missing Your Life. With over 1.5MM followers across his social media channels, Cory has gained popularity for his down-to-earth teachings on mindfulness, wellbeing, and mental health. Cory has taught mindful leadership at Columbia University, is an instructor in Positive Psychology at the University of Pennsylvania, and, for the last decade, has offered mindfulness keynotes, workshops, and retreats around the world, helping people find peace and transformation in a chaotic world. Cory's meditations have been heard more than 50 million times in over 150 countries. His goal is to share wisdom teachings in a practical and accessible way. Discover more about Cory here and find resources here. Follow Cory on Instagram and LinkedIn. As mentioned in this episode: The monastery Cory resided at is Panditarama Hse Main Gon Forest Meditation Center in Burma. Cory’s teacher, Sayadaw U Pandita Sayadaw means “venerable teacher.” Vipassana Meditation. • Vipassana means to “see things as they really are.”• Vipassana meditation is one of India’s most ancient meditation techniques. Walking meditation: • Thich Nhat Hanh on How to Take a Mindful Walk Attunement Internal Family Systems (IFS) • IFS Model, Parts, and Protective Patterns • Richard Schwartz – Listen to Richard on the Hoffman Podcast: IFS & the Unburdening of Self The productivity tool Cory mentioned is ToDoist. C.A.R.E. – Connect. Appreciate. Reveal. Empathize. 19:44 (video), 18:47 (audio) Two levels of pain: Primary and Secondary pain 37:09 (video), 34:40 (audio) Cory’s episode is the first one we filmed at our new Hoffman Podcast Studio at Santa Sabina. We celebrated this inaugural episode with a crew photo. Drew Horning – Host, Cory Muscara – Guest, Julie Daley – Executive Producer, Mike Ingrasci – Director of Marketing, outside the new studio at Hoffman Retreat Center, Santa Sabina.
As consumer attention jumps fluidly across diverse digital interfaces, enterprise brand leaders struggle with software overhead from fragmented programmatic point-solutions. Meanwhile, open-web digital publishers face serious revenue drops caused by a massive shift toward zero-click interactions and AI scrapers training models on original journalism.Dylan Conroy sits down with Dani Cushion, Chief Marketing Officer of Teads, to map out the technical architectures solving these cross-screen distribution issues.Key Themes Covered:Consolidating web, mobile, and Connected TV spend into unified ad managers.Developing OEM home screen units like "CTV Ensemble" to target premium inventory amid peak FAST saturation.Deploying publisher tech architectures like "Engage OS" to stabilize programmatic auction yields.Tracking enterprise event investments down to second-half and multi-year pipeline development.Mitigating the risks of closed streaming data environments to protect open programmatic ecosystems.Dani Cushion is the global Chief Marketing Officer at Teads, where she leads international B2B marketing systems and brand strategy across more than 30 countries. She brings deep expertise from a long career in adtech, managing full-funnel media platform growth.Connect with Dani Cushion on LinkedIn: https://www.linkedin.com/in/danicushion/Explore Teads Ad Management Platform: https://www.teads.com/Optimize your enterprise marketing ROI with Strike Social: https://strikesocial.com/guaranteed-paid-social-media-ads-outcomes/
David and BJ count down their top five max cushion shoes of all time, breaking down what earns a shoe a spot on the list and what sets the top pick apart from the rest of the field, including some deep cuts and new favorites. What are your favorite max cushion shoes? Email us at doctorsofrunning@gmail.com!We're thrilled to announce our apparel collaboration with Rabbit! The collection includes the EZ Tee SS, EZ Tee LS, and a unisex Go-to Hoodie. Pre-sale is open June 3–June 17th, with gear shipping the week of July 6th. Check it out at https://www.runinrabbit.com/collections/doctors-of-running. Note that the monthly discount code cannot be applied to collab items.Rabbit is the presenting partner of our podcast. You can use code DORJUNE10 to get 10% off your entire order of $50.00 or more. Note that the code is limited to one use per customer and can't be combined with other discounts. The code is active from 1st of every month to last day at 11:59PM PST, but don't worry because we'll be bringing you a new code every month. Shop now at https://www.runinrabbit.com.Our In For Testing segment is fueled by Skratch Labs! Get 20% off your first order from Skratch with code: DOCTORSOFRUNNING! https://www.skratchlabs.comChapters0:00 - Intro2:42 - In for Testing: Powered by Skratch Labs17:39 - #5 Max Cushion Shoe24:02 - #429:43 - #336:10 - #242:48 - #1 Max Cushion Shoe of all time49:10 - Wrap-up
Average has never been our portion.Too often, longing causes us to forget who we are, what we've overcome, and what God has already done in our lives. When we're tired of waiting, and being bombarded with a negative news cycle, it's easy to become desperate, settle, or convince ourselves that what we truly desire isn't possible.In this episode, we discuss:Why longing can distort your perspectiveHow to use your mind positively instead of fearfully• Why perfect positioning takes timeTrusting God's track record in your lifeAvoiding the temptation to settle• Dating, faith, patience, and purposeHolding onto hope when your timeline looks differentWhether you're waiting for a relationship, a business opportunity, a breakthrough, or the next chapter of your life, this conversation will remind you that delays are not denials.Subscribe to the Toks Talks Podcast for conversations about faith, relationships, business, and personal development.A Cushion of Perspective: Instead of lowering your standards, you should strengthen your faith Get in touch: Contact@tokstalks.com
Logic should tell you there may not be much growth left in Nvidia Investing has become increasingly emotional for many people, and too often investors stop thinking logically. Could the popular company Nvidia continue climbing higher? Of course it could. But there are logical reasons to believe its future growth may be limited compared to what investors expect today. First, consider the company's market capitalization. As the stock price rises, so does the market cap, which currently sits around $5.2 trillion, depending on the day. To put that number into perspective, $5 trillion is roughly equal to the entire GDP of Japan. With that amount of money, you could buy all the real estate in New York City, London, and Tokyo combined. You could also purchase every major sports franchise in the world several times over. So investors should ask themselves: if you are buying or holding Nvidia today, are you expecting the company to double in value anytime soon to more than $10 trillion? Does that really seem realistic? Over the last year, Nvidia generated approximately $216 billion in revenue, which is nearly half the size of the entire U.S. consumer technology industry, estimated at $537 billion in 2025. The company's revenue grew by about 65% year over year. If Nvidia were to repeat that same 65% growth rate in 2026, revenue would increase by roughly $140 billion, bringing total annual sales to around $356 billion. To understand how massive that growth would be, only about 25 companies in the entire S&P 500 generate more than $140 billion in annual revenue. In other words, Nvidia would need to add more revenue in a single year than 95% of S&P 500 companies produce in total annual sales. None of this means Nvidia is a bad company. In fact, it is an exceptional company doing extraordinary things. However, wherever enormous profits exist, competition inevitably follows. We are already hearing about major technology companies developing their own AI chips, while startups and rival semiconductor firms continue introducing competing products that could eventually take market share from Nvidia. Does that mean Nvidia is going to crash? Probably not. Could it happen? Anything is possible in the market. But for long-term investors, the bigger concern may be that future revenue growth simply cannot continue at the pace investors have become accustomed to. If growth slows meaningfully, the stock could experience years of stagnation or disappointing returns. That is the logical case investors should at least consider. The Consumer Isn't Breaking, it's Quietly Running Out of Cushion The recent economic data showed that inflation came in line with expectations and much of the shift can likely be attributed to higher energy prices. A bigger concern to keep an eye on is what's happening to household finances underneath the surface. April core PCE, the Fed's preferred inflation gauge, came in at 3.3% year-over-year, exactly in line with expectations. This was the highest annual level since November 2023. At this point, inflation still doesn't appear to be a crisis story. If energy prices can decline, I believe much of the recent increase in inflation would dissipate and we'd head closer to the Fed's 2% target. While I'd say inflation isn't a major concern currently, the data suggests consumers are increasingly stretched financially. The clearest warning sign is the savings rate. The U.S. personal savings rate fell to just 2.6%, one of the lowest levels seen outside of the immediate Covid reopening period in 2022. The April reading was down from 3.2% in March and 5.8% a year prior. It also marked the lowest savings rate since June 2022 when it hit 2.2%. For perspective, Americans saved about 5-7% from 2010 to the beginning of 2020. That gap matters. It suggests consumers are continuing to spend, but they're doing it with far less financial cushion than they historically had. Spending resilience is increasingly being supported by depleted savings, rising debt usage, and retirement account borrowing rather than excess cash reserves. Fidelity reported that 19.2% of workers now have an outstanding 401(k) loan, up from 18.8% a year ago. Meanwhile, hardship withdrawals across retirement plans continue to rise industrywide. Vanguard recently reported that 6% of account holders took hardship withdrawals in 2025, up from 4.8% the prior year and above pre-pandemic norms. Retirement accounts are increasingly functioning as emergency liquidity for everyday expenses. Historically, 401(k)s were largely treated as long-term investment vehicles. Now they're becoming a financial backstop for consumers trying to maintain spending in a higher-rate environment. This data continues to point towards the concerns around the K-shape economy. While debt levels remain in check, increased debt balances or more 401k withdrawals could create more longer-term consequences that we should be aware of. The most important part of the SpaceX IPO may not be the valuation. It may be the mechanics behind the stock itself. SpaceX has yet to declare the size of its IPO offering, but it will likely be a single-digit percentage of the company's total shares outstanding. That matters because float, not just valuation, can determines how violently a stock moves in the early months after an IPO. When demand is huge and supply is constrained, prices can disconnect from fundamentals quickly. If institutions, retail investors, and passive index funds are all competing for a tiny number of available shares, scarcity alone can drive a major rally independent of fundamentals. Nasdaq created a rule in May that shortened the waiting period for megacap stocks to be included in the Nasdaq 100 index to 15 trading days, which is down from as long as a year. There's also a proposal to shorten the waiting period for S&P 500 inclusion to six months from 12 months and there's speculation that could be implemented before the SpaceX IPO. If SpaceX is added rapidly to major indexes, passive funds and ETFs may become forced buyers while insiders gradually gain the ability to sell into strength. That creates a setup where institutional demand collides directly with controlled insider supply releases. The result could be extraordinary volatility in both directions. The lock-up structure may be even more important than the float itself. SpaceX plans to allow certain shareholders to sell portions of their stock before the traditional 180-day lock-up expires. Restrictions usually apply to existing investors, employees, large institutional investors or people with access to privileged information. Under the proposed structure, some insiders could begin selling as early as after the company's first earnings report if performance targets are met. Up to 20% of the restricted shares may be sold shortly after the company releases its second-quarter earnings. Another 10% would be unlocked if the stock trades at least 30% above its IPO price. Additional tranches of 7% each are set to unlock at five intervals between 70 and 135 days after the listing, with a further 28% becoming available after a subsequent earnings report. Any remaining restricted shares would be eligible for sale after 180 days. Elon Musk, who holds 85.1% of the voting power and 12.3% of the economic interest in Class A shares, agreed to a 366-day restriction. Historically, unlock events have often been brutal. The Facebook IPO is probably the clearest example. Facebook had an IPO of $38 in May 2012 during one of the most hyped tech IPOs ever. Within three months, the stock had already fallen sharply, but the real pressure came from the lock-up expirations. In August 2012, Facebook's first major lock-up expiration released 270 million additional shares into the market increasing the publicly tradable share count by roughly 60%. The stock fell more than 6% that day and closed below $20, almost 48% below its IPO price. Interestingly, your returns in Meta/Facebook have been great and investors who bought the stock after its first day of trading are up close to 1,500%, but investors that bought six months later are up close to 2,500%. Facebook isn't the only example. In fact, generally IPOs fizzle out shortly after the hype fades. Jay Ritter, a University of Florida professor, point out the 1,724 U.S. IPOs from 2011 through 2024 had an average first-day pop of 23%, but over the next three years, these stocks lagged behind the market by 25 percentage points. The trend is even more troubling for stocks that trade with a high premium. Since 1980, issuers with trailing annual sales of at least $100 million and a price-to-sales ratio above 40 have seen an average three-year drop of 45% from their first day's close. The psychology behind lock-ups is simple. During the first few months after an IPO, the market is dealing with artificial scarcity. The available supply of stock is intentionally constrained while excitement and media attention are elevated. Once insiders are allowed to sell, the supply-demand balance changes immediately. What makes SpaceX interesting is that management appears to be trying to avoid a single catastrophic unlock day by spreading the selling pressure over time. In theory, that could reduce the probability of a massive one-day collapse like Facebook experienced. But it may also create a different environment where insider selling becomes a continuous overhang rather than one clean reset event. The lesson from previous IPO cycles is that the first trade and the long-term investment outcome are rarely the same thing. Stocks with tiny floats and massive narratives can become detached from fundamentals very quickly. Eventually supply catches up. Financial Planning: Match or Max Your 401(k) Many people have heard the advice to contribute enough to their 401(k) to receive the company match, but stopping there can mean leaving one of the most powerful wealth-building tools underutilized. A 401(k) allows investments to grow tax-deferred or tax-free with traditional and Roth contributions, which can significantly improve long-term after-tax returns compared to other investment options. Critics often argue that 401(k) plans have failed to replace traditional pensions, but in many cases the problem is not the structure of the 401(k) itself, it is that people simply have not contributed enough or invested appropriately over time. Not everyone is going to become a real estate mogul, successful entrepreneur, or business owner, and that is perfectly okay. The 401(k) was designed to allow ordinary workers to build extraordinary retirement security through disciplined saving and investing over decades. With consistent contributions, proper investment allocation, and time, a well-funded 401(k) can generate retirement income that exceeds many traditional pension plans while also providing greater flexibility and ownership of the assets. Companies Discussed: The Home Depot, Inc. (HD), Intuit Inc. (INTU), Ferrari N.V. (RACE) & MGM Resorts International (MGM)
Airplanes, couches, and small businesses. Mark tries to build consistency with recording by using an app called the Suggestifier to then improvise an episode. Listen for how it turned out.
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Everybody cannot handle access to your vision.In this episode of the Toks Talks Podcast, we're talking about the real reason building in silence matters especially when your purpose is still growing. Sometimes the biggest threat to your calling isn't failure, it's premature exposure, outside opinions, pressure, validation-seeking, and being placed on a pedestal before you're ready.I discuss:Why building in private can feel lonelyWhy people act strange when you share your dreamsThe danger of talking too much too soonWhy conviction is different from confidenceWhy your calling is NOT a group assignmentThe emotional cost of public expectationsWhy protecting your process mattersLearning to support yourself emotionally before seeking support from othersIf you're in a season of growth, transition, entrepreneurship, healing, creativity, faith, or personal development this conversation is for you.Subscribe for more conversations about business, wellness, purpose, faith, creativity, and becoming who you're called to be.A Cushion of Perspective: Trees don't have to announce their bloom, in due time everyone will see the fruit.Get in touch: Contact@tokstalks.com
Markets are partying like it's 2021 again, but consumers are cracking, inflation is heating up, and policymakers may be losing control. This week, we unpack the AI-driven melt-up in equities, the hidden stress building across Main Street, and why hyperscaler debt, derivatives mania, and rising bond yields are creating an increasingly unstable macro backdrop. We also explore the consumer slowdown, Nvidia selling chips to China, tariff reversals, retail speculation, energy inflation, Fed paralysis, and the growing disconnect between capital markets and the real economy. Enjoy! TIMESTAMPS: 00:00 Dell Children's Fundraiser 05:55 Monster Earnings And AI 07:59 Is This A Bubble? 12:52 The AI Economy Flywheel 14:56 Frothy AI Positioning 20:10 Consumer Stress Hits Retail 27:17 Main Street Is Breaking 31:54 Yields Pressuring Markets 34:41 Who Removes The Punch Bowl? 39:24 Will The Fed Accommodate AI? 42:26 Trump's Policy Reversal 47:02 Populism Against AI Politics 51:55 $10k Donation Goal FOLLOW THE SHOW › Forward Guidance – https://x.com/ForwardGuidance › Felix – https://x.com/fejau_inc › Quinn – https://x.com/qthomp › Tyler – https://x.com/Tyler_Neville › Telegram – https://t.me/+CAoZQpC-i6BjYTEx › Blockworks – https://x.com/Blockworks RESOURCES › Weekly Roundup Charts – https://drive.google.com/file/d/1dYIYTeh-rRK9vHQG_Qa_6GtJuQbbcbc5/view?usp=sharing › Dell Children's Donation – https://give.supportdellchildrens.org/team/826061 DISCLAIMER Nothing said on Forward Guidance is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only. Any views expressed are opinions, not financial advice. Hosts and guests may hold positions in the companies, funds, or projects discussed.
Have you ever felt like you were losing your confidence… but couldn't figure out why?In this episode of the Toks Talks Podcast, we're talking about the importance of getting outside of familiar environments and allowing yourself to be seen with fresh eyes.Sometimes the issue isn't you — it's being in spaces where people have become too familiar with your old version, your limitations, or your past identity. When no one reflects your growth back to you, it can slowly affect your confidence, self-worth, and ability to dream bigger.I share a conversation I had with a friend about how staying in the same environments can make you shrink without realizing it.A Cushion of Perspective: The best way to measure your light is to let it shine in a new space.Get in touch: Contact@tokstalks.com
Police are looking to design a bespoke head cushion with a local manufacturer after a man who was restrained in a chair inside police cells died. An Auckland Coroner has heard how Jaye Taueli forcefully thrashed his head back and forth repeatedly while tied down in the chair. He lost consciousness, and died in hospital from a ruptured malformed vessel in his brain, a day after his arrest. Reporter Lucy Xia was at the inquest.
Ted soloed a glider this weekend. He went up at 3,500 feet and came back down at 9,500. Then eventually came back down from that too, but only because his butt hurt. One tow rope, zero engines, four and a half hours, and a metal ballast brick he was apparently sitting on the entire time. Silver badge? Almost. Cushion? Negative.We get into what gliding actually feels like when you come from powered aircraft — the tow, the release, the moment the tow plane rocks its wings and suddenly everything is very real, and the variometer beeping in your ear like an Atari game while you chase thermals over rural Oregon. Ben joins the conversation too as we dig into the physics, the philosophy, and the surprisingly affordable math of staying airborne for half a workday on a single tow.Also: Brian had a weekend. We'll just say that.Plus listener feedback, community wins including a freshly minted instrument pilot or two, and a closing thought that pretty much nails why we all do this in the first place. No engine required.Mentioned on the show:* M91 - Springfield Kentucky: http://www.airnav.com/airport/M91* 9A0 - Lumpkin County/Wimpy's Field, Dahlonega Georgia, Ben's nemesis: https://www.airnav.com/airport/9A0* Ted's glider club: https://www.wvsc.org/* LET L-23 Super Blanik: https://en.wikipedia.org/wiki/LET_L-23_Super_Blan%C3%ADkSupport the show!www.patreon.com/midlifepilotpodcast
President Trump is making another effort to combat surging oil prices by extending the Jones Act for 90 days. This move comes as the United States and Iran have yet to reach a peace deal to end the ongoing conflict. Phil Flynn, a senior market analyst at The Price Futures Group and FOX Business Network contributor, joins the network's Jackie DeAngelis to discuss how the administration has managed oil prices during the conflict and what drivers could affect prices at the pump next. Learn more about your ad choices. Visit podcastchoices.com/adchoices
President Trump is making another effort to combat surging oil prices by extending the Jones Act for 90 days. This move comes as the United States and Iran have yet to reach a peace deal to end the ongoing conflict. Phil Flynn, a senior market analyst at The Price Futures Group and FOX Business Network contributor, joins the network's Jackie DeAngelis to discuss how the administration has managed oil prices during the conflict and what drivers could affect prices at the pump next. Learn more about your ad choices. Visit podcastchoices.com/adchoices
President Trump is making another effort to combat surging oil prices by extending the Jones Act for 90 days. This move comes as the United States and Iran have yet to reach a peace deal to end the ongoing conflict. Phil Flynn, a senior market analyst at The Price Futures Group and FOX Business Network contributor, joins the network's Jackie DeAngelis to discuss how the administration has managed oil prices during the conflict and what drivers could affect prices at the pump next. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Nathan, David, and Matt dig into the mailbag to tackle your questions. They compare the On Cloudmonster Hyper 3 and Saucony Endorphin Azura and help a listener find a road shoe similar to the Puma Deviate Nitro Trail. They also get into the clinical side of things, offering shoe recommendations for ITB-related knee pain, upper-body strength training for runners, and how to navigate marathon training when illness gets in the way.Get your DOR Merch: https://doctors-of-running.myspreadshop.com/We're thrilled to have Rabbit as a presenting partner! You can use code SPRINGDOCS to get 10% off your entire order of $50.00 or more. Note that the code is limited to one use per customer and can't combined with other discounts. The code is active from 1st of every month to last day at 11:59PM PST, but don't worry because we'll be bringing you a new code every month. Shop now at https://www.runinrabbit.com.Our In For Testing segment is fueled by Skratch Labs! Get 20% off your first order from Skratch with code: DOCTORSOFRUNNING! https://www.skratchlabs.comChapters0:00 - Intro3:24 - In for Testing: Powered by Skratch Labs24:16 - On Cloudmonster Hyper 3 vs. Saucony Endorphin Azura30:08 - Shoe suggestion for ITB-related knee pain38:10 - Upper-body strength training suggestions43:08 - Brooks Adrenaline vs. ASICS Kayano vs. Mizuno Wave Inspire50:12 - Similar road shoes to the Puma Deviate Nitro Trail54:52 - Marathon training while fighting illnesses1:02:10 - Wrap-up
Henry's heart is set on a special Gross Class Zero cushion but he finds he's got competition! Welcome to my very own podcast! In each episode, I'll be telling you a story from my life. Don't forget to subscribe so you never miss an episode - https://www.youtube.com/@HorridHenrysStories?sub_confirmation=1 Listen to my music on YouTube - https://www.youtube.com/@HorridHenryandtheKillerBoyRats Horrid Henry Website - https://horridhenry.me/ Horrid Henry Shop - https://shop.horridhenry.me/ #horridhenry #podcastforkids #horridhenrypodcast #horridhenrystory Learn more about your ad choices. Visit podcastchoices.com/adchoices
Brandon, James, Britnee, and Hanna discuss a grab bag of Whoopi Goldberg vehicles from her Hollywood heyday, starting with the 1989 road trip comedy Homer & Eddie https://swampflix.com/ 00:00 Welcome 04:42 Eye of God (1997) 09:46 High Art (1998) 13:50 Together (2025) 16:10 Videoheaven (2026) 23:28 The Piano Accident (2026) 28:06 Homer & Eddie (1989) 46:45 Made in America (1993) 56:30 Jumpin' Jack Flash (1986) 1:10:46 Ghost (1990) 1:21:58 Corrina, Corrina (1994)
“The way you do anything is the way you do everything.”— Zen ProverbIn this episode, I reflect on how our practice doesn't end when meditation ends, but continues in every interaction, every breath and every moment of awareness. As always, we begin with a ten-minute meditation before moving into a personal reflection on what it truly means to live the practice. Enjoy the show.
Barry Knapp believes the recent market pullback is just a part of the full plunge. He explains how investors are mispricing a "Trump put" and doesn't think the Fed is offering enough of a "cushion" to soften a blow to its dual mandate. When it comes to AI's risk to the job market, Barry points to Block (XYZ) cutting about half its labor force as the latest litmus test among companies to see if they can maintain growth with less people. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Topics discussed on this week's #FlashbackFriday episode from ____ include: A great whoopee Cushion prank idea An early Viewer Mail Time Steve had a really rough night last night and Kyle has questions Steve's One-Minute Movie Review: Captain America: The Winter Soldier And more! Follow us on Facebook, Twitter, Instagram and Bluesky! Get show merch here! Please review the show wherever you download podcasts! Wanna send something? The Steve and Kyle Podcast P.O. Box 371 Hudsonville, MI 49426 Opening music: "Malt Shop Bop" by Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/ Closing music: "Pulse" by Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/ TAGS: funny, friends, family, kids, comedy, talk radio, talk, radio, pop culture, music, food, garage, sports, relationships, viral videos, social media, politics, fbhw, free beer and hot wings
In this episode, Jogen continues exploring how Zen practice moves beyond the meditation cushion and into daily life. Focusing on the Bodhisattva path, he reflects on generosity as the first and essential practice—expressed through simple acts like appreciation, attentiveness, sharing resources, and imagining the inner lives of others. Rather than striving to be “good,” he invites listeners to cultivate a generous heart that naturally flows from clarity and awareness, transforming ordinary moments into opportunities to bring a little more care, beauty, and ease into the world. ★ Support this podcast ★
Time to open up our mailbox for your questions! Nathan, Matt, and David join up to tackle questions about recovery runs, compression gear, stable neutral long run shoes, and much more. Want your question answered? Email us at doctorsofrunning@gmail.com!Get your DOR Merch: https://doctors-of-running.myspreadshop.com/We're thrilled to have Rabbit as a presenting partner! You can use code DORMARCH10 to get 10% off your entire order of $50.00 or more. Note that the code is limited to one use per customer and can't combined with other discounts. The code is active from 1st of every month to last day at 11:59PM PST, but don't worry because we'll be bringing you a new code every month. Shop now at https://www.runinrabbit.com.Our In For Testing segment is fueled by Skratch Labs! Get 20% off your first order from Skratch with code: DOCTORSOFRUNNING! https://www.skratchlabs.comChapters0:00 - Intro1:04 - In for Testing: Powered by Skratch Labs22:46 - Hiking shoes for ankle pathologies30:38 - The science behind recovery runs & recovery run shoes41:32 - Are there any benefits to compression gear?46:16 - Stable neutral long run shoes52:18 - Lightweight or high cushion a priority?1:00:18 - Is it possible to run a marathon and then run a half the next weekend?1:06:18 - Wrap-up
A look at the nature and practice of meditation. Support the show
Ever feel like you have to choose between being nice and being right? In this episode, we break down the Dale Carnegie inspired framework for high stakes conversations. Learn the 3 step process - Think, Cushion, Speak - to protect your relationships while standing your ground!We are so grateful for your support! Please share this podcast with someone who needs it and leave us review: https://podcasts.apple.com/us/podcast/positive-on-purpose/id1531548022
Regulators tightened banking rules after the Great Recession. At a conference yesterday, Federal Reserve Vice Chair Michelle Bowman said the Fed is looking into easing rules for banks in hopes that this may mean more mortgage loans. But it also means banks may be more vulnerable to the next financial crisis. So why now? Plus, we take you on a tour of some of the physical infrastructure powering the AI boom.
Regulators tightened banking rules after the Great Recession. At a conference yesterday, Federal Reserve Vice Chair Michelle Bowman said the Fed is looking into easing rules for banks in hopes that this may mean more mortgage loans. But it also means banks may be more vulnerable to the next financial crisis. So why now? Plus, we take you on a tour of some of the physical infrastructure powering the AI boom.
On the third full day of the Winter Practice Period Sesshin, Sensei Kodo and resident priest Butsumon reflect on how practice comes alive through ordinary activity. Butsumon opens with stories from samu (work practice), contrasting effort driven by efficiency with work done in care and attention. Drawing on Dōgen's Three Minds, he explores how Joyful, Caring, and Magnanimous Mind transform any… Source
Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com
I know it can be fun + inspiring to listen to how to make progress on our path: open our hearts, be more patient, confident, have healthy boundaries, learn to forgive… AND the challenge can be knowing WTF to do with it all on a day-to-day basis. So today, we are wrapping up the off-the-cushion series with how to bring these wisdom teachings together into a daily practice that doesn't feel overwhelming. We'll jam on why integration can feel weird and how to find moments to practice in our everyday lives. And I'll give you a few ideas to help you check in with yourself and your practice regularly.You'll Learn// What integration actually means (and why it's the most advanced practice of all)// How to bring mindfulness, wisdom, and compassion into ordinary moments// Why resistance shows up even after big insight — and how to work with it// The role of community and lineage in sustaining the path// How to embody the freedom you've been studying all along in a daily practiceResources:// Episode 122: Come See for Yourself - Ehipassiko// Episode 100: How to Know You're Making Progress// Did you miss any of the Off the Cushion Series? Check them all out here:// Episode 278: Off the Cushion and Into the World – Intro and the Three Jewels// Episode 279: Reality Check// Episode 281: Wisdom In Action// Episode 282: Remembering Our Humanity – A Lesson of the Ages// Episode 283: The Still Point: Where Freedom Begins// Episode 285: 5 Self-Sabotage Patterns ALL Brains Have // Episode 286: The Concept of No-Self (and Greater Intimacy)// If you're new to the squad, grab the Rebel Buddhist Toolkit I created at RebelBuddhist.com. It has all you need to start creating a life of more freedom, adventure, and purpose. You'll also get access to the Rebel Buddhist private group, and tune in every Wednesday as I go live with new inspiration and topics.// Want something more self-paced with access to weekly group support and getting coached by yours truly? Check out Freedom School – the community for ALL things related to freedom, inside and out. We dive into taking wisdom and applying it to our daily lives, with different topics every month. Learn more at JoinFreedomSchool.com. I can't wait to see you there!// Have you benefited from even one episode of the Rebel Buddhist Podcast? I'd love it if you could leave a 5-star review on iTunes by clicking here or on Spotify by clicking here.
We've got practical advice on how much to save for unexpected life events, where to keep the money, and why it matters far beyond simple budgeting. Today's Stocks & Topics: Ulta Beauty, Inc. (ULTA), Market Wrap, DICK'S Sporting Goods, Inc. (DKS), SSR Mining Inc. (SSRM), Emergency Savings: More Than Just a Cushion, Relative Strength, Lumen Technologies, Inc. (LUMN), Best Market Performance, Bitcoin, PureCycle Technologies, Inc. (PCT), Sentiment.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands
This talk was given by Diana Clark on 2025.10.31 at the Insight Meditation Center in Redwood City, CA. ******* Video of this talk is available at: https://www.youtube.com/live/8cu3f3lEV7Y?si=_vN7UG990CIf-oFM&t=1808. ******* For more talks like this, visit AudioDharma.org ******* If you have enjoyed this talk, please consider supporting AudioDharma with a donation at https://www.audiodharma.org/donate/. ******* This talk is licensed by a Creative Commons Attribution-Noncommercial-No Derivative Works 4.0 License
This talk was given by Diana Clark on 2025.10.30 at the Insight Meditation Center in Redwood City, CA. ******* Video of this talk is available at: https://www.youtube.com/live/0g2MiL38bb0?si=UJx2XA7gBZ6XIGS5&t=1880. ******* For more talks like this, visit AudioDharma.org ******* If you have enjoyed this talk, please consider supporting AudioDharma with a donation at https://www.audiodharma.org/donate/. ******* This talk is licensed by a Creative Commons Attribution-Noncommercial-No Derivative Works 4.0 License
This talk was given by Diana Clark on 2025.10.29 at the Insight Meditation Center in Redwood City, CA. ******* Video of this talk is available at: https://www.youtube.com/live/WqCoDdlQkUA?si=9V2rz-UBDgkukfGC&t=1923. ******* For more talks like this, visit AudioDharma.org ******* If you have enjoyed this talk, please consider supporting AudioDharma with a donation at https://www.audiodharma.org/donate/. ******* This talk is licensed by a Creative Commons Attribution-Noncommercial-No Derivative Works 4.0 License
This talk was given by Diana Clark on 2025.10.28 at the Insight Meditation Center in Redwood City, CA. ******* Video of this talk is available at: https://www.youtube.com/live/FZ3jEhDwA-E?si=-NaQiyGdocXOluQc&t=1880. ******* For more talks like this, visit AudioDharma.org ******* If you have enjoyed this talk, please consider supporting AudioDharma with a donation at https://www.audiodharma.org/donate/. ******* This talk is licensed by a Creative Commons Attribution-Noncommercial-No Derivative Works 4.0 License
This talk was given by Diana Clark on 2025.10.27 at the Insight Meditation Center in Redwood City, CA. ******* Video of this talk is available at: https://www.youtube.com/watch?v=K21-0dAPI14&t=1908s. ******* For more talks like this, visit AudioDharma.org ******* If you have enjoyed this talk, please consider supporting AudioDharma with a donation at https://www.audiodharma.org/donate/. ******* This talk is licensed by a Creative Commons Attribution-Noncommercial-No Derivative Works 4.0 License