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Double Tap Episode 402 This episode of Double Tap is brought to you by: Brownells, Black Rhino Concealment, Swampfox Optics, Medical Gear Outfitters, Night Fision, and Matador Arms   Welcome to Double Tap, episode 402! Your hosts tonight are Jeremy Pozderac, Aaron Krieger, Nick Lynch, and me Shawn Herrin, welcome to the show! Dear WLS Dependable Don - Jeremy vs people that think 22 is a viable carry option, in a bus. Who wins? Jimmy - I have a 16” AR10 in 308 that runs like a champ. I bought a nickel boron BCG to have as a back up, but it has a persistent issue. When chambering a round it often fails to go into battery. If I ram it home with the forward assist it will then fire the round but fail to extract the case. The case heads show damage at the rim including crushing and tearing of the rim. My assumption is that the extractor is out of spec. It moves freely and the spring tension seems comparable to the original Aero. I've read somewhere about tuning extractors by changing the hook angle but I've never tried anything like that. I know I can just replace the extractor, but I'm taking this as a learning experience. I have a caliper and files, but I need some intel. Where would I find the schematics showing the correct shape & size of the extractor? Would you guys try this procedure or shitcan this garbage? By the time you read this I will probably have solved the problem, but hopefully it sparks a conversation. Thanks. Andrew C - What's up my dudes, Why the fuck does Aaron always sound like he has cotton balls in his mouth on the pod? Shitty mic or does he just sound like that? Either way it does'nt make me hate him any less. Anywho, I am starting a P365 build and want to get your guys opinion on a couple things. I already bought the base model 365 (basically just for slide and fcu) as well as a radian ramjet/afterburner for it. My goal is to put that on an xmacro frame so everything sits flush at the end of the pistol while having more to grip on the module. Do you guys have any recommendations on grip modules, triggers, trigger spring kits, etc? Looking at the wilson combat grip module or just getting the Sig xmacro frame and throwing on the radian backstrap/magwell. Also looking at the Tyrant cnc intellifire and pairng it with the tactical triggers trigger kit to take care of slop and crisp it up a fair amount. Any input/experience with those items or have other recs?Yes, I already know that putting all this on an xmacro frame makes it a larger gun to carry, but I dont give two shits about that. TIA for any input. Stay free or get fucked.   Ethan P - For those of us planning our GunCon trip already. Jeremy, where should we go to eat while we're in your town?   Jay W - Wasssaaaaaappp (man I miss the 90s and those Budweiser commercials) I just picked up my 2nd suppressor (Anechoic 30) and decided to go with the Deadair Keymo, found a brake and adapter at Brownells (use code WLS10). This is my first QD setup and thought a QD would be smart with a 30 cal can to swap it on a few of my builds for youtube reviews and flexibility with my arsenal (until I get more cans). So what's the deal with the mixed feelings on keymo? Depending on who you talk to you get a different opinion and some opinions (while everyone is entitled to one) are just plain dumb. You guys have a range of backgrounds and I'm just wondering if I did ok with choosing keymo or if I should convert to something else (since I'm not fully committed yet). Note- No notes. P.S. Who is the jackass that invented P.S. for letters? Like bro, just find space in the paragraph above to get your point across and end the letter with ""Sincerely"" and wrap it up B. Travis M - Nick, You've mentioned primarily appendix carrying, what holster brand and model do you use for your Smith & Wesson Airweight? Does your holster use belt loops, ulti clips or something else? Shoot straight, Travis

Carrie Has Hurt Herself A Day Before The Roast Tommy’s Got Poo In The Fridge GUEST: Tommy’s Roommate Johnny What’s The Grossest Things In Your Fridge? Teddy Swims Bromance With Benson Boone Carrie Needs To Talk, Tommy’s Not Allowed To Carrie’s One Way Love Affair With Troye Sivan What Is Wrong With Carrie’s Toe? GUEST: Dr. Chris Brown - The Roast Of Carrie Bickmore Kids of Stars Selena Gomez & Benny Blanco - Shetty Time Bickmore’s BitsSubscribe on LiSTNR: https://play.listnr.com/podcasts/carrie-and-tommySee omnystudio.com/listener for privacy information.

Wicked, Travis, Fae, and Dread talk about 2008's The Children.Comfort Treadmill. Annie Maniacs. The Wild West of Children's Programming. Don't Email Me, Ghost. Dollfff Ludgrin. Ever in the Last Two Weeks. Who the Fook is This Guy and Can We Feed Him to the Alligator/Crocodile? Shut Your Dirty Mouth About the Puppet Episode. Does That Make Me a Bad Person? Zombie Eye Poke Slow. FOR JINXIE!! The Creepy Kid Scale. Dread Made it Worse.. Snu Boats. Leaving the Sausage in. Fook It, I Left the Email Where it Was. Support us on Patreon at patreon.com/GORE13Check out our website created by Baumbie GOREpodcast.comFollow the show on Bluesky @GOREpodcast.bsky.social Email the show at GOREpodcast13@gmail.com

Today on the radio show. 1 - Smoko chat. Pensioner partier. 4:10 - Party Pensioners. 8:10 - Friday Funny 10 - Some people have too much money. 14 - Mindbenders. https://www.instagram.com/reel/DGFxyZ3pb3F/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA== 17:30 - Deep Dive Josep Parker's new opponent. 21:08 - The glitter conspiracy. 23:41 - Cholesterol hands. 28:13 - You ate THIS and WHAT happened? 32:28 - Claire’s hubby’s broken dick. 36:19 - Shitty start to the day. 39:45 - Shaq is the man! 43:07 - Late mail. 45:26 - Last drinks. Get in touch with us: https://linktr.ee/therockdrive

IntroductionLIVE from your ESG ESG ESG ESG DEI DEI DEI Climate Change Change Climate Change Global Warming ESG DEI, it's a Business Pants Friday Show here at Valentine's Day Studios, featuring AnalystHole Matt Moscardi. On today's weekly wrap up: Corporate Abolitionists, The Gulf of Stupidity, The S in ISS stands for Shitty, and Denny's Truth Bomb Our show today is being sponsored by Free Float Analytics, the only platform measuring board power, connections, and performance for FREE.Story of the Week (DR):Goldman Sachs abandons DEI rule, saying it has ‘served its purpose' MMRichard Gnodde, CEO of Goldman Sachs International and a member of the bank's Management Committee, told the BBC that the bank had scrapped its board diversity requirement because of legal developments — and the fact that it had achieved its function.“That policy served as a catalyst to try and drive a change in behavior. What's important here is that you have a diversity of views on that board, and if you look at these companies — they've all embraced diversity. I think it served its purpose.” Billionaire Airbnb Co-Founder Is Said to Take Role in Musk's Government InitiativeJoe Gebbia, the Airbnb co-founder, is a board member at Tesla.Mr. Gebbia arrived at O.P.M.'s downtown Washington D.C. headquarters in a black S.U.V. with a three-man security detail‘Sustainable' Investors Flee References to Climate ChangeThe success of Republican attacks on ESG and Donald Trump's re-election has everyone running for cover.For more than a decade, investment chief of Green Alpha Investments Garvin Jabusch would show a chart of the planet's rising temperatures when pitching investment ideas to clients, saying they could help save the planet and still make money: “I've given up on anyone ever caring about that”Parnassus Investments, the biggest US sustainable-investing firm, has removed references on its website that its funds are “fossil-fuel free.”Engine No. 1, the small activist firm that led the shakeup of ExxonMobil Corp.'s board in 2021, has removed wording on its web page that corporate performance is “greatly enhanced” by investing in workers, communities and the environment. The fund now says it invests in companies that are “powering innovation and driving the reindustrialization of the United States.”Mr. BlowhardJamie Dimon is fed up with remote workLast year's proxy statement:“We continued to deliver strong multi-year financial performance, invest in our future, strengthen our risk and control environment, and reinforce our culture and values, including our long-standing commitment to serve our customers, employees and communities, and conduct business in a responsible way to drive inclusive growth.”Managed revenue of $162.4 billion — a record for the sixth consecutive yearExperienced growth across all of our market-leading lines of businessRecord net income of $49.6 billionExceptional Performance: the Firm's sustained strong relative outperformance compared to its peersJPMorgan CEO Dimon slams RTO pushback: ‘I don't care how many people sign that f*cking petition'Jamie Dimon Reportedly Says He'll Cut Some ‘Stupid' DEI Costs At JPMorgan ChaseJPMorgan CEO Jamie Dimon wants to cancel some DEI spending after the bank spent billions on racial equity: ‘I was never a firm believer in bias training' In his remarks, Dimon reiterated the bank's commitment to improving society and said the company's approach to diverse employees and communities would stay the course. Yet, he reportedly added: “I saw how we were spending money on some of this stupid sh-t, and it really pissed me off,” Dimon said. “I'm just gonna cancel them. I don't like wasted money in bureaucracy.”There are two distinct elements to the determination of Jamie's pay plan: 50% is “the what” and 50% is “the how.” One of the three elements of “the how” is “Teamwork & Leadership,” which specifically includes “Creating an open, respectful, inclusive culture; Employer of choice for top talent from all backgrounds; Delivery on internal DEI initiatives.”One of the company's stated achievements in “Client/Customer/Stakeholder” was:Advancing racial equity: By the end of 2023, we reported nearly $31 billion of progress toward our five-year $30 billion Racial Equity Commitment to help close the racial wealth gap and advance economic inclusion among historically underserved communities in the U.S., including Black, Hispanic and Latino customers and communities. The Firm is committed to continuing work beyond the five-year timeframe identified in our original commitment to complete the 18 individually identified sub-commitments.“[P]ractices and progress on the Firm's DEI priorities as part of the year-end performance review.”$36M last year: $145M for 6 NEOsOne of COO Daniel Pinto's stated achievements: “Delivered key CIB DEI initiatives to drive a more inclusive work environment for employees”Goodliest of the Week (MM/DR):DR: Seattle Voters Say Yes to Corporate Tax Hike to Fund Social Housing a ballot initiative to fund social housing through an "excess compensation" tax on city businesses paying salaries of over $1 million68.32% of voters backed funding for social housing and 57.55% chose to fund it specifically with the proposed taxMM: Mexico's President Sheinbaum said her government would ask Google to make ‘Mexican America' pop up on maps of the U.S. MM DRAssholiest of the Week (MM):‘Greenhushing' Emerges as Anti-ESG Pressures Mount for CompaniesSTAND UP FOR YOURSELVES, YOU BABIESEither it is the right thing to do for shareholders and stakeholders and you should say so, or it's not and you're a fraudISSISS Indefinitely Halts Consideration of Diversity Factors When Making Proxy Voting RecommendationsLet's talk value of “diversity factors” - I'm talking strictly data here, not the justified moral outrage about having all white male boards. Let's just talk about how investors are now paying ISS hundreds of thousands of dollars instead of Free Float in order to get LESS data - here are the “factors” you no longer consider for recommendations:Gender diversity:Women outpace men globally in sector knowledge for boards they're on - women are more likely to have gone to an elite school or have an advanced degree AND have direct knowledge of the industry of the company they're on the board ofWomen have stronger networks - because so few break the glass ceiling of boards, they end up getting recycled, which means they know more board members or have friends in commonWomen and men have exactly the same performance metrics as directors - by performance, I mean during their tenures, they oversee the exact same TSR and earnings performance percentiles versus industry peersMen have the advantage in leadership and economic interest - as in, women are rarely made CEOs unless there's a crisis and mommy has to clean up after the boys, and the boys almost always keep shares for themselves and don't give any to the girlsRacial/ethnic diversity:Black female directors at S&P 500 companies are the most knowledgeable of their industriesBlack female directors at S&P 500 companies also have the strongest networks - they have been recycled more, and thus have more friends in high placesAsian male directors at S&P 500 companies have the highest performance rates on TSR and earningsOverall, black male and female directors are the most “meriting” board positions at the S&P 500 companies Shareholders who don't use their rights DRSEC Looks to Muzzle Shareholder Culture WarriorsSchedule 13G is filed by owners of stock who have more than 5% of shares - so basically, Blackrock, Vanguard, State Street, Fidelity - major investorsBUT, if the owner takes an ACTIVIST position (like Elliott amassing in BP right now), and that position is greater than 5%, they file a 13D, not G - D means they intend to influence or change management in a proxy fight (or through engagement)13D has more reporting requirements because it's an activist stakeWell, because investors have basically ignored their basic rights for so long and deferred to management, this happens: SEC Provides New Guidance on Schedule 13G EligibilityThe new guidance says:Schedule 13G would be unavailable if a shareholder engages with the issuer's management to specifically call for the sale of the issuer or a significant amount of the issuer's assets, the restructuring of the issuer, or the election of director nominees other than the issuer's nominees.For example, Schedule 13G may be unavailable to a shareholder who:recommends that the issuer remove its staggered board, switch to a majority voting standard in uncontested director elections, eliminate its poison pill plan, change its executive compensation practices, or undertake specific actions on a social, environmental, or political policy and, as a means of pressuring the issuer to adopt the recommendation, explicitly or implicitly conditions its support of one or more of the issuer's director nominees at the next director election on the issuer's adoption of its recommendation; ordiscusses with management its voting policy on a particular topic and how the issuer fails to meet the shareholder's expectations on such topic, and, to apply pressure on management, states or implies during any such discussions that it will not support one or more of the issuer's director nominees at the next director election unless management makes changes to align with the shareholder's expectations.ENGAGEMENT DEATH BY BEAURACRACY THE MAJORS! This works out one of three ways: the majors can no longer vote against any director for fear it appears to be “coercive”, and subjects them to 13D scrutiny, OR…They axe entire engagement teams, stop engaging at all, abstain and only offer pass through votingThey buy Free Float data - imagine a world where you stop engagement or conversation about “key issues”, and vote instead against candidates that just failed to perform without telling them why. No engagement, just voting on the data!But in the end, because you never actually used actual data on your director vote, the SEC is making it harder for you now. Congrats!Headliniest of the WeekDR: Denny's Says Consumers Fatigued by News, Economy, Inflation...EverythingMM: Double Deuce Announces Appointment of Paul A. Dumas as Chairman of the Board of DirectorsWe believe that his experience and knowledge of the mining sector, his wealth of contacts, and his expertise in growing a company and creating shareholder value will be incredibly beneficial to Double Deuce Exploration.Knowledge, network, performance - three tags for merit!Who Won the Week?DR: Two winnersJoe Gebbia: for proving beyond the shadow of a doubt that he is NOT an independent board member at Tesla and that his life choices have led him to believe that he needs three security guards to protect him from a world that very likely hates him.Richard Gnodde, a South African investment banker and CEO of Goldman Sachs International, in a mic-dropping moment for equality across the globe for declaring an end for the need of both the Civil Rights and Equal RIghts MovementsMM: Anyone not a cow veterinarian: H5N1 testing in cow veterinarians suggests bird flu is spreading silentlyPredictionsDR: Jamie Dimon starts to remove tampons from women's bathrooms at JPMorgan Chase because he says “I was never a firm believer in women's hygiene products”MM:

This episode is for the writer who has what novelist Ann Lamott has coined the “shitty first draft.” You've written thousands and thousands of words, and truth be told, it's not that great. But what do you actually do with a shitty first draft? That's what I want to talk about today.Unlock instant access to the Memoir Strategy Collection here.This Memoir masterclass collection is a series of four actionable, high-impact mini masterclasses designed to shine a light on what you don't know you don't know as a memoir writer. These mini masterclasses aren't about overwhelming you with information. They're about giving you clarity. When you know what your memoir is about, who it's for, and how to shape it into a compelling narrative, the writing process transforms. You'll stop spinning your wheels and start making real progress toward the memoir you've always dreamed of writing.You can find me on Instagram @charlottejanewrites, Facebook, and YouTube.Join my email list to stay up to date on the podcast and everything else going on in Charlotte Writes.

Get MORE Coaches Don't Play at ourpatreon!Thank you to our Sponsors: The Bassi Team, Lucky Chahal & Crown TentsTeam Bassi: Buying or selling a home in the GTA!Contact Lucky Chahal for Annieville Heights!Crown Tents & Party Rentals: Mention the pod for 10% off⁠⁠⁠⁠Follow Gurk ⁠⁠⁠⁠⁠⁠⁠⁠Follow Gurveen⁠⁠⁠⁠⁠⁠⁠⁠Desi Dontdoze Playlist⁠⁠⁠Producer/Audio Engineer ⁠⁠⁠Kyle Bhawan⁠⁠⁠Song "Be Like That" by⁠ ⁠⁠REVAY ⁠⁠⁠⁠--------------------------------00:00 Grapes vs Mushu 05:56 Superbowl 10:00 Halftime Show 14:51 Paper Straws17:04 50K Psychic Fraud 23:07 Deporting & Donkey 29:35 Racist Bball remark 42:14 Shitty MUA friend 46:56 Nobility55:00 No Punjabi 1:01:30 Insulting Partner 1:09:38 Not paying bills 1:17:33 300k annually 

We review the Royal Rumble and the Road to Wrestlemania!@PhenomenalAJB @itsmedpp @PCTunney @podcastDWI @ChairshotMediaprowrestlingtees.com/TheChairshot - a PLETHORA of GREAT designs...MAKES A GREAT GIFT!About Chairshot Radio NetworkLaunched in 2017, the Chairshot Radio Network presents you with the best in sports, entertainment, and sports entertainment. Wrestling and wrestling crossover podcasts + the most interesting content + the most engaging hosts = the most entertaining podcasts you'll find! MONDAY - Bandwagon Nerds (entertainment & popular culture)TUESDAY - Musical Chairs (music) / Hockey Talk (NHL)WEDNESDAY - The Greg DeMarco Show (wrestling) THURSDAY - Keeping the news ridiculous... The Oddity / Chairshot NFL (NFL)FRIDAY - DWI Podcast (Drunk Wrestling Intellect)SATURDAY - The Mindless Wrestling PodcastSUNDAY - The Front and Center Sports Podcast CHAIRSHOT RADIO NETWORK PODCAST SPECIALSAttitude Of Aggression Podcast & The Big Five Project (chronologically exploring WWE's PPV/PLE history)TheChairshot.com PRESENTS...IMMEDIATE POST WWE PLE REACTIONS w/ DJ(Mindless), Tunney(DWI) & FriendsPatrick O'Dowd's 5X5Classic POD is WAR Chairshot Radio NetworkYour home for the hardest hitting podcasts... Sports, Entertainment and Sports Entertainment!All Shows On DemandListen on your favorite platform!iTunes | iHeart Radio | Google Play | SpotifyListen, like, subscribe, and share!Support this podcast at — https://redcircle.com/chairshot-radio-network/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

on this weeks show we play NORMAL OR NOPE with Sexy Maria, we talk cussing at work and really shitty passwords

Lesley Logan dives into financial independence with Steve Selengut. Discover actionable insights on managing your portfolio, minimizing risks, and building income-producing investments. Steve shares decades of expertise to help you achieve financial security and freedom.If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe.In this episode you will learn about:The meaning of income independence and why it matters.Breaking down portfolio basics for beginners.How to use diversification to minimize financial risks.The value of income-producing investments like dividends and bonds.Why emotional decision-making can hinder financial growth.How to vet financial advisors and ensure alignment with your goals. Episode References/Links:Steve Selengut's Website - https://theincomecoach.netRetirement Money Secrets by Steve Selengut - https://a.co/d/caqcgnTVetting An Investment Advisor - https://beitpod.com/articleGuest Bio:Steve Selengut is a 40+ year professional investment manager, advisor, RIA, and IAR who now coaches both individuals and fellow advisors on creating what he calls “income independence.” He wrote Retirement Money Secrets, his second book, which uses a conversation-style narrative to guide readers from chasing market value to building sustainable portfolio income. A former private investment manager for 44 years, Selengut personally oversaw around 325 individual portfolios in the U.S. and abroad. Drawing on a “department store” metaphor, he treats each portfolio asset like “merchandise on a shelf,” taking strategic profits while reinvesting for consistent growth. Selengut retired from day-to-day portfolio management in 2022, devoting himself to a coaching practice that frees investors from market-driven stress and uncertainty. He remains one of the few investment authors who have directly managed other people's money. If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox.DEALS! DEALS! DEALS! DEALS!Check out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSoxBe in the know with all the workshops at OPCBe It Till You See It Podcast SurveyBe a part of Lesley's Pilates MentorshipFREE Ditching Busy Webinar Resources:Watch the Be It Till You See It podcast on YouTube!Lesley Logan websiteBe It Till You See It PodcastOnline Pilates Classes by Lesley LoganOnline Pilates Classes by Lesley Logan on YouTubeProfitable Pilates Follow Us on Social Media:InstagramThe Be It Till You See It Podcast YouTube channelFacebookLinkedInThe OPC YouTube Channel Episode Transcript:Steve Selengut 0:01  It doesn't matter what the stock market is doing. It doesn't matter what interest rates are doing. It won't impact your income, your ability to live your life the way you want to financially. Lesley Logan 0:14  Welcome to the be it till you see it. Podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained 1000s of people around the world, and the number one thing I see stopping people from achieving anything is self doubt. My friends, action brings clarity, and it's the antidote to fear. Each week, my guests will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and be it till you see it. It's a practice, not a perfect. Let's get started. Lesley Logan 0:52  All right, Be It babe. Here's the deal. We're gonna talk money. I say it straight up on the interview. It's good stuff. Don't be scared. He is going to say words you may not know or you've only heard of, and you usually nod along when you hear about it, but he doesn't talk nearly as fast as I do, so he's gonna absolutely inform you in the best way about how to manage your retirement, how to not even to your retirement, how to manage your portfolio so that you can retire. This is a whole different conversation than what I've had in the past about money investment. That's a new way of looking at it. Honestly. I've never heard of it before, so I have a lot of, I have, like, notes that I'm like, okay, I gotta go research this. Gotta research this. I already have committed to doing the Be It Action Item. And the reality is, it's like, I want you to have whatever you want in this world, and money isn't a bad thing, right? Shitty people with money can be a bad thing, but you're an amazing person who listens to this podcast. You deserve to have portfolios that support you, so that you can support the people that you love, because I know how generous you are. You know, they actually have proven that when women have money, they actually put it back into the community. They support other people. And so I want you to have as much as you want and more than that, so you can continue to do that and be the amazing person you are and have the impact you want to make on this world. But first, let's educate ourselves. So here is Steve Selengut. Lesley Logan 2:15  All right, Be It babe, we're gonna talk money, and I think I'm just gonna stay it right there. Do not fast-forward, skip this episode. I know no one like money, but we have to talk about money and being it till you see it. If you've ever been like, I just want to be good with money. I'm so excited for our guest today. His name is Steve Selengut and he is actually going to help us, really, he's going to demystify all this stuff that you hear. I mean, we hear negative stuff about the economy, we hear negative stuff about the stock market. And I'm really excited because Steve's going to help us understand not all bad things are bad, and how they can be good, and also how we can really take a charge of our money and our retirements the way he has for so many. So Steve, will you tell everyone who you are and what you rock at?Steve Selengut 2:53  Sure. Thank you. Good to be on your program. My name is Steve Selengut, like you said, and I guess I'll leave it with what I was for about 45 years. I was professional investment manager where I made all the investment decisions for about 135-145 families, and ran about $110 million for them. Our objectives were always to put them in a position where they were, what we used to call it, income independent, that their portfolios generated all the income they needed to get their lives done, whatever that happened to be, whatever they wanted to do, you know, depending on themselves. Now I'm an income coach. I sold my business last May 23. Lesley Logan 3:45  Wow. Steve Selengut 3:45  A little more than a year ago, and started a coaching business. So now I teach people had to do that. I can't actually do it for them anymore, which is fine for me. Fine with me. I look at their portfolios and I try to put them on a path to what I call income independence. And it's something, it doesn't matter what the stock market is doing, it doesn't matter what interest rates are doing, it won't impact your income, your ability to live your life the way you want to financially. Okay? So that, I think that's a big thing. I mean, I've enjoyed being in that situation for a long time, and I know a lot of people are also there, but I also know there are hundreds of people out there that are really, you know, coming towards the end of their career, and they're saying, you know, I don't think I can replace my six figure income from my investment portfolio?Lesley Logan 4:44  Yeah, yeah, no. I mean, that's one of the reasons I like to talk about this. Is because, first of all, so many people aren't taught about investment portfolio. I think the word portfolio might even need to be deconstructed for some of our listeners. And by the way, if that's you, don't be embarrassed. This is not taught in schools. They don't teach this. And I happened to when I was working for a high-end fitness company as a Pilates instructor, my trainer was like, oh, did you get on the 401(k)? And I was like, we have a 401(k)? And he's like, you have to get on there and you should just ask, like, they'll match the max. Just do that. And I was like, okay, that was my money advice in my 20s, was with my trainer at work. And then when I did reach out to someone who could help me, because someone said, oh, this person's helping with me with my portfolio, I was like, okay. I found out after six years of them doing it, that they had me as if I was an 80-year-old. There was no aggressiveness. A snail is more aggressive than what they were with my, so then I got really frustrated, because I'm like, I don't know enough to know that someone's screwing up with my money. And so I think we all would love to be income-independent. But also some people, especially after the pandemic, even though we're several years out now, some people had to rely on their retirement, so they're kind of starting over. So can you, first of all, break down what a portfolio is and then also kind of talk about, if you're someone who's where the income in (inaudible) is so far away, what are some things you need to know or should be thinking about?Steve Selengut 6:11  I can try. A portfolio is really all your investment accounts, your IRAs, Roth IRAs, 401(k)s, speaking of 401(k)s, you'd be surprised how many people don't even realize they're investing in the stock market. 401(k). They just think it's a 401(k) is the investment. But all of those things put together your personal accounts, if you set aside money for your kids already and education stuff like that. That's all part of your investment portfolio. Lesley Logan 6:41  Okay. Steve Selengut 6:41  Doesn't include your fancy jewelry and your cars and your stuff like that. Lesley Logan 6:46  Okay. Steve Selengut 6:46  So there's two types of securities, two general classes of assets that would be in a portfolio, and those are equity-based, where you own an interest in a company that would be a stock. You know? Anytime you want to share a stock, you are an owner of that company. They may not treat you like an owner, but you are. And then there's the other class of securities or securities you're in, mainly because they produce income, and those can also be dividend stocks, which produce some income. Some funds do as well, but what's inside is usually bonds, preferred stocks, mortgages, things of that nature, that are really, they're there. Your main purpose is to get income from them. So the combination of the two, like you alluded to, was, you know, when you're younger, it's okay to have more of an exposure to the ownership side of things, stocks, than when you get to be, you mentioned, those people that are 80, well, I'm only a few, six months away from that. Lesley Logan 7:57  No way. Stop. You guys have to be watching YouTube right now. No way.Steve Selengut 8:01  But, you know, you, at my age, my account still contains 35% in the stock market, but mainly because the kind, the way I invest in the stock market is also in income-producing securities that just happen to be invested in stocks, and the type of securities that I use are not very well known. You'll never find any in your selection universe for a 401(k), for example, but a lot of people have discovered their use in IRAs and things like that, because they're actually managed to produce income and to give it to their shareholders. Whereas stocks, the company's management is there to make a lot of money and to grow its influence and size, not to give a lot of money back to its shareholders. Mutual funds are there to gain market value. That's their primary objective, because people feel good when their bottom line is high. And the same with ETFs, their focus is on growing the market value. The dilemma, as you again, you mentioned the crisis around COVID, when the market really crashed for a couple of months, fortunately or unfortunately, when we get done with this conversation, you will agree with me that if it stayed down longer, it would have been better. You know? So, you know, so that kind of thing happens, but when you're focused totally on market value, that becomes very painful and very scary, because when the market value goes down, you know, that's what you're, what you're all about, whereas in my eyes, when the market value goes down, I recognize that the securities I have are going to pay the same income, irrespective where the market or interest rates are going. So I see it as an opportunity to add to those securities at a lower price, therefore increasing my income percentage.Steve Selengut 8:34  That makes sense to me. Like, you know, someone we work with, they're like, okay, it's an election year. Here's what you can expect. It's gonna go down. It always does. Doesn't matter who's in office, of go down, and then that's when we can invest more, because you can get it for a lower and I was like, oh, okay. Steve Selengut 10:23  Okay, that's, that person has the right mindset, a similar mindset to the one I have as an income investor as so that's what a portfolio is. That's what its content is. And everybody says they talk on radio shows and stuff, but all the uncertainty is way up here. It's so high.Steve Selengut 10:44  Is there ever certainty? Lesley Logan 10:45  I know. Steve Selengut 10:46  There's never, ever certainty. Lesley Logan 10:49  There isn't. I know. And everyone's out there like pretending like the past has certainty in it. If we all looked back at how we're feeling, it was pretty uncertain. I've heard you talk about how a portfolio is a department store or like, a shopping center. Is that what you mean we have these different area, like, different types of things that can go in the portfolio. Is that what you mean by a department store or a shopping center? Steve Selengut 11:13  You're good. Exactly, exactly. You have to, my mindset, I, and I guess we have to realize there are thousands of different types of stocks, all different sectors, healthcare, every different imaginable sector, then there is international. We are, regardless of what anybody tells you, a global economy. You know, we rely on China, even though they're angry at us all the time, and we're the same with them. It's a global economy, and you have to position yourself with this portfolio so that you own a little bit of everything. You have a presence in each place. It's difficult to do if you're just doing individual stocks, because it requires a lot of money to have all those different things, right? But when you use income-focused funds that I use, which are called closed end funds, and we can get into more with what they are, but you can get them in all shapes and sizes, all sectors, all focuses, income or equity. So that's what I use. And like you said, I think of them as merchandise on the shelves in my department store, you know, and I set a target markup which I'm comfortable with that profit, and I'll sell that merchandise because I know I have this unlimited supply of others to replace it with on my shelves. And that's exactly how I do it. I say, okay, I got a 5% markup. That would be nice if you had that in department stores, by the way, instead of 15, a 30% markup, 5% markup, somebody wants to buy it for a 5% profit, I'll take the profit and I'll add something else, and I just do that over and over and over, and I just replace them all, because once you are experienced enough to judge their quality, their amount of risk involved in different types of securities. You get comfortable with this. I call it a selection universe. Lesley Logan 13:10  Yeah.Steve Selengut 13:11  Comfortable to the extent that it doesn't matter which one you use, which product you put back on your shelf.Lesley Logan 13:17  Yeah. And I like the visualization of it, because I think, and you know, you guys, it's okay to hit pause, look something up, you know, and come back to this, because it can be overwhelming. But also, if we think about a department store or a shopping center, no one actually goes to a shopping center that has five shoe departments. They want a shopping center that has, oh, it's got the shoe department, it's got the pro, I'm going there because I can get the grocery, I can get groceries, I can get gas, I can get these things, and so more people are attracted to that. It can do really well, because, in case you don't need shoes, you're still going to the shopping center. There's still going to be something doing well. Am I describing your analogy correctly? Steve Selengut 13:50  Yeah, yeah. And what is the biggest thing that brings you to a shopping center or an individual store? What brings you there? Lesley Logan 13:59  Something you need or. Steve Selengut 14:00  Yeah, but, sale. The sale.Lesley Logan 14:04  The sale. Yes.Steve Selengut 14:05  There's another part of this analogy, when prices are down their bargains, the same stock market. When the price of Microsoft goes down as short a time as that thing's been in business, unlike Exxon or some of the other healthcare companies, every time it's gone down in price, it's always been an opportunity to buy it and then to be able to sell it. Most people don't sell. Lesley Logan 14:30  Yeah. We can get into that. So you mentioned risk, and I think, like one of the things that makes it difficult for some people, some listeners, to kind of get involved in their portfolios more is like the idea that you don't know enough to know what you're doing. Steve Selengut 14:48  Right. Lesley Logan 14:48  And also to kind of learn, you said, you should get experience with the risk of it, the experience could cost you money. And I think some of us, going back to certainty, were like, ah, I have this money, though. So I would just rather hold on to this than "lose" because if we go off of what you've said, if we actually stick with what is known is that the longer you're in there, it always ends up up guys. So it's almost feels like you're learning on your own dime, and you can lose a lot of money. And I think people get scared.Steve Selengut 15:17  That's the way. That's true of most people's entry into the marketplace, and when they get started, and that's a lot of what eventually leads them to a financial advisor to help them with that, especially when the size of their investment gets bigger, and it's scarier if you were to lose it, like, you know, oh my God, as you get older, how am I going to rebuild if I get these losses. In the book that I wrote after I sold my business, it's called Retirement Money Secrets, it spends a lot of time on six principles of investing, and four of them are risk minimization tools. When you're looking at a security, it doesn't matter if it's one of those regular stocks in the New York Stock Exchange or on any of the markets. You're looking at any security, you want to judge its quality. You want to come up with a way of determining what its quality is. And what I look at is things like, how long it's been in business. Is it profitable? Does it pay me a dividend as an owner? I mean, the chief executives getting $12 million a year. If I'm not getting the dividend, that doesn't seem right to me. I'm an owner. Lesley Logan 16:30  Yeah. Steve Selengut 16:30  I'm paying his salary, theoretically. Lesley Logan 16:33  Yeah. Steve Selengut 16:33  So that type of thing. So there are things you can look at to determine the quality. How long it's been in business is a big one. Then the next one is diversification. When I set up a portfolio, even if AI is crazy hot right now, you don't want a portfolio that's all in AI. I mean, Buggy Whips used to be the biggest thing, you know, years ago. So, you know, you just, so you have to diversify. Yeah, I have AI, but I also have everything else. So diversification is a second way to minimize your risk. The third way is to make sure everything you own pays you income. There's two reasons for that. First, you deserve it, and secondly, it's a clear way of knowing if there's something wrong with the company. No corporation wants to cut their dividend, that's why they're so reluctant to start paying dividends in the first place. But what if something happens? They have to cut it. It's a sure sign that they're in trouble. So that's why we want to have something that pays a dividend, because we want to know when they get in trouble. And if they cut their dividend, they can't keep it from us. And it's the same with bonds and things like that. They have to pay that regular interest every six months, and if they don't, everybody's going to sue them and they're going to be gone. So income is a very important thing for that and for the fact that you then have the wherewithal to take advantage of opportunities in the market, because you have income coming in, many people make the mistake of automatically reinvesting their income into the same securities. It's a big mistake, because then they don't have that luxury of having money that they can put back into Microsoft when it goes down, or put back into Exxon when it goes down, that type of thing, or pay a bill, buy Christmas presents, whatever. Those are the big three. And then the fourth one, and this is where most people fail miserably. It's a function of emotions. They fall in love with securities that go up in price. They just totally fall in love. They get convinced, I'm just going to keep adding to this one and adding to this, always goes up. It's wonderful. It's so green on my whole portfolio looks beautiful because this one security, or these three securities, are up so much. But then they go down. Then you have a COVID, then you have a dotcom bubble. Were you?Lesley Logan 19:05  Oh, I was around. I wasn't investing. I was alive. But I do remember, I do remember the year where the Super Bowl commercials were all dotcom commercials, and they were terrible. They were awful. And then when they and then they collapsed, and everyone was pissed, yes.Steve Selengut 19:21  Well, I remember the first Super Bowls when Green Bay was, the very first ones.Lesley Logan 19:27  Oh, the very first Super Bowls. There was no ad.Steve Selengut 19:29  My first, my first market correction, big one, was the crash of '87th. You know, it's interesting about the crash of '87 because it wasn't AI and it wasn't high-tech, but it was the first time when they started using computers in the stock exchanges. In the very, very old days, you never had a day where, where a million shares were traded in one day. The Dow was, I don't even know, was at 1000 back in '87 you know? But what happened was they started to put in these programs where people could trade on like a signal would come off, you know, this one went down that triggers a cell. And to me, I was pretty certain little I knew about automation, but it was just a computer loop, because if you you say, okay, you're going to sell, it goes to this level, and everybody sells. And then the mob hears about it, and they start to sell. It goes to the next level, the next level, next level. Lesley Logan 20:29  Right. Steve Selengut 20:30  And it was across the board. Everything was down. It wasn't just tech, it wasn't just this everything. Lesley Logan 20:36  It was just that, you know how the birds, like, they take off, they all fly together. It's kind of like everyone kind of goes, oh shoot. I must, everyone freaks out the same time, because somebody like. Steve Selengut 20:46  Everybody freaks out the same time. And that's how the stock market, everybody does freak out at the same time. Lesley Logan 20:51  Well, that's how the depression was. Everyone went to the banks to take somebody out at the same time.Steve Selengut 20:56  Run on the bank, right? Yeah, those days there was no protection. Lesley Logan 21:00  Yes. Steve Selengut 21:00  You didn't have all those controls and protections that we have now in our bank accounts and our.Lesley Logan 21:06  I just listened to an episode about Sam Bankman-Fried of how did he do what he did? And like, people lost their life savings. And whenever I hear of them, I'm like, you put all of your life savings in one thing? Like, not that you're deserving. No one is deserving of that. But also, I'm just like you put your life savings in one thing? And what's interesting is, whoever took over, they've actually been able to replenish and pay people back, which I think is amazing that they're very lucky. But I love that you brought up these different risk minimizers, because it does mean, like, things can go up and things can go down, and you're gonna be okay. But there's a part of my brain, and that is like the listener in here, going, how much time does this take every day? Because, how much time do I have? Because if I have a job and I've got, like, if someone wants to be it until they see it and be in charge of all these things, how much time do they need to spend on looking at their portfolios, or do you suggest they don't?Steve Selengut 22:01  Oh yeah, no, absolutely. If you're going to run your own portfolio, you better be there to, you can, well, there's two ways of looking at it. There's two streams of income that you can have in investments. The one is the regular distributions, bonds, stocks, whatever pay. And you get that on a regular basis, and maybe once a month, you see how much your cash position is, and you decide what to reinvest it in. So you can be pretty passive with it. And that's one stream of income. And right now in closed-end funds, I mean, even in those that are invested in the stock market, this is what I'm talking about, the spreadsheet with all these things on it. There's 100 of them that I look at and that I own that are yielding over 99% and they've all been tested for, like, quality diversification income, and I do the profit-taking myself. But if you could have a diverse portfolio like this made up of diverse portfolios themselves, you can be very passive, if you choose to. And you know, the income is going to come in at 9% and let's say you've got a million dollars. So that's what 90 grand a year you're going to make. Is that going to be enough for you? You make that decision, you know? So if it is, yeah, you can be as passive as you want to be, but then you have somebody like me who hasn't quite seen all of the world yet, and I'm determined that, while I can still walk, I'm going to see the world, the whole world. So I need more than just that base income is what I call as base income. Yeah, I need more than that, and I know how to get that, because I'm looking, I know how the market works, but I don't know when things are going to happen, because nobody does, but it's a cyclical beast, right? I mean, if you think back and you look at a chart, you can see that it goes up and down and up? Lesley Logan 24:01  Yeah. Steve Selengut 24:02  Highs and lows are not predictable, but you can tell if you're at a higher level or at a lower level, right? You can just look where you are. So depending on where you are, how I do my decision making, I buy less of things if the market is high, I buy more of them if the market is low. Lesley Logan 24:22  Got it. Steve Selengut 24:22  I'm looking to sell more when the market is high. I'm looking to buy more when the market, so all those things go into my thinking. Lesley Logan 24:30  I like that you pointed out based on what you want to make from your investments, can determine the level of your participation in it? Steve Selengut 24:42  Yes, exactly. So with me, I want I set these targets on my profits, just like my store, if it's just looking at the income, you're more like a bank with a very high level of earnings on the savings in the bank. You got this diversified portfolio spitting out all this income. You you don't need to do much except reinvest it selectively. But I want more than that. So what I want to do is I'm going to look at my prices, and if I have somebody comes into the store and I get my 5% markup, or even a 2% you know, when prices are down, I'll take it, and that builds up my capital every time I make a couple bucks. That way I can also reinvest it, add new securities, add to existing securities, and increase my level of income. Lesley Logan 25:34  Yeah. Steve Selengut 25:34  So for example, like right now, when you have an account statement like a fidelity or Schwab, they give you every month they tell you your estimated income for the next 12 months is this, so I know how much mine is for the next 12 months, but I also know that so far as of today, I've made nearly five months additional income by trading the securities in my account. So that tells me, Sandie, if you want to go to Japan next year, yeah, no problem.Lesley Logan 26:08  Yeah. I know, Sandie is your partner. And also, have you seen you can go on a two-year long around the world cruise? I already looked. It has internet, so you could totally do what you're doing. You can see the whole world. My husband and I did the math, because I was like, well, how much does this, I heard the price, which can sound like a lot, but I was like, well, just divide it by. Steve Selengut 26:28  200,000 something like that. Lesley Logan 26:30  Yeah, yeah. So then you divide it by like, 24 months, or whatever it is, and you're like, it wasn't much more than my mortgage.Steve Selengut 26:37  It's a whole lot cheaper than doing it the way I have, by individual trips. You know, a week in Southeast Asia, two weeks in Australia and in separate times. You know, when you're going here, if we added up all that we'd spent, going to all these places we better be a whole lot more than that.Lesley Logan 26:53  I know. I told them. I said, okay, I don't know if we'll ever not have dogs, because I don't know if I could leave my pet for two years. But if we ever got to a place where we had no pets, even if I've seen the place already, what a cool way to spend two years of your life. I hope you do that. I guess my next question for you is just, if someone's feeling overwhelmed, they're with you. They're like, okay, this guy, Steve, he gets it. I understand most of the words he's saying. I'm sure most people don't realize that they're like, stocks could just like income-produce for them on top of what they're already doing, where do they start? How do we take the overwhelm off?Steve Selengut 27:26  Okay. Well, you know how they say there's an app for that? Lesley Logan 27:30  Yes. Steve Selengut 27:30  There's a book for that. Lesley Logan 27:31  Okay. Steve Selengut 27:32  And that's why I wrote the book. It's a conversation between, really, my wife and I and this couple we meet on one of our trips in Amsterdam, and they've come into this trip by selling a chunk of their assets to fund the trip and we've come into it by paying a couple months income to do it. And we talked about how we got from A to B, and how they can get from where they are to where we are without really changing anything, because most people have the same securities in their model portfolios or their funds, or whatever they have in their 401(k)s, and these closed in funds that I have that deal in equities pretty much own the same things. It's just the focus of the managers of the fund are in line with my interest. My interests are income production. So I have these guys, hundreds of them, working directly for me, right? Because they're running these portfolios and they're giving me income, and then I am selling their poor souls every now and then for profits, but, you know, I buy them right back again soon, not immediately, but eventually. So that's the thing. You got to educate yourself. Like you said, in this country, most people come out of high school, they can't even balance a checkbook. They come out of college, and they don't have a clue unless they're majors, right? But there are certainly many books that you can read. I know the textbooks that I read in college, and I did take business courses, so yeah, I knew a little bit. You can learn about what stocks and bonds are. I mean, some of the people that are listening to you and I talk today don't know the difference between one and the other, or what they mean, what you know they're and that's unfortunate. You got to know that. You really need to know that before you can say to somebody, I'm going to trust you to manage my money. You don't know what he's doing. You've got to know and you've got to give him some direction. You've got to tell him, I'm not particularly concerned if you buy a stock that goes up and makes me a lot of money, unless you actually capitalize on that, because when it goes down, you don't look so smart anymore, you know? Lesley Logan 29:49  Yeah, I find it fascinating the idea of doing it myself, and also like I'm not in that place of my life where I'm there yet. So I've educated myself to a place where I ask questions of my person and they have to know them. And. I've been really impressed with this person I've worked with recently because no stuttering, definitely had it, got me the information, did better than the things that I asked. And the more I educate myself, the more questions I have. So every meeting we have, and he'll meet with me as much as I want, I'm like, okay, I have more questions that you're still securing your job, because I'm learning more. And so until I am able to do it myself, and that day will come, I just have a lot going on my own business, and I want to make sure that something is happening. But it is true, we have to educate ourselves, and we can't be scared of it. And I love that your book is like a conversation, because I think that that takes the overwhelm off. I read The Psychology of Money a couple years ago, and that was really helpful information from that guy, because he was just like, hey, the type of person you have to be to make a lot of money is not so good at keeping it. And he explained that. I was like, oh, that's very fascinating information. You know? Steve Selengut 30:55  Interesting. That's interesting. The education, the learning what you do, the amount of time you spend again will depend on back to where we were. How much money you really want to make. If you could be happy with this amount of money. Fine. Otherwise, you have to do other things. You have to take charge and trade those things to make really significant. And I mean, really significant.Lesley Logan 31:16  Yeah, I'm really excited for what you're doing, your book and stuff like that, because I do think that people need to hear what's possible. I also worry about people who are just relying on their 401(k) or their IRA. I think it's nice and it's important, but also it might not be enough, especially because we're living longer, thankfully, we're living longer and hopefully healthy. But that doesn't always mean so. Things happen all the time. There are disasters that are outside of your control, and so I do kind of worry about people. So I think educating people like you do, having you on it, is really important, because being it until you see it, you could have all these dreams of being this amazing boss who owns this awesome company, but at the same time, there's money behind everything comes back to that money. It's the energy that fuels things, and so having an understanding of how it works and different ways you can work it, I think it's so cool. I've never heard of something. I've never heard of it. I've never dove deep on the idea of the income producing, like getting those dividends, and using that as a measuring stick in that way. I mean, it's obvious once you said it, but it's not something I thought abou because I just thought, well, I want to be aggressive. I want the money to grow. I want these things. But also, like, how cool that you coach on that income-producing investment. Steve Selengut 32:32  What would you say your income is in your portfolio?Lesley Logan 32:36  Right now? (inaudible) What's it produced in the last month? Or what's it valued at right now? Steve Selengut 32:43  No, no. Market value doesn't matter. Lesley Logan 32:45  Okay, then I don't know that answer today. I have a meeting next week. Steve Selengut 32:48  Right. Most people don't ask that, and most people who have advisory people, and normally an advisor is getting about 1.5% not him personally, but the company that he works for. So when I used to tell people when I was managing their money, I was telling them that I would make it a point to make more in profits each year than they were paying me in fees. That was the objective as far as that goes. I'm taking care of the fees by making you actual more capital to replace it. I wrote an article recently about vetting an investment advisor. Lesley Logan 33:29  Cool. Steve Selengut 33:30  And that was one of the things that I said, you know? Number one is look at his portfolio first and if what he's got you in is not in his personal portfolio, find out why. I mean, your objectives may be different, but if your stuff sounds more speculative than his stuff, you don't want to take advice from somebody who doesn't have as much money as you do. Lesley Logan 33:52  Yeah. Steve Selengut 33:52  So the young guy just getting started, he's not the one you want as your financial advisor. And I learned that quick when I started, because I had my first two clients to get started with. I don't think I got another client for six or eight months, you know. So there are things to do when you're with your advisor, and one of the things is, take a look at his portfolio, make him assure you that he will take at least enough profits to pay his fees, and that he will produce at least 4% in income on your portfolio. And why do I say 4% because if you ask for advisors as you approach retirement, the key number is you'll have to use 4% of your market value each year to pay your expenses in retirement, unless you're like you and I, where we're going to make enough money while we're working that it's going to provide more than the amount we were making when we were working. Lesley Logan 33:52  Yeah, yeah. Steve Selengut 33:53  That's our objective. Lesley Logan 33:54  Yeah. Steve Selengut 33:54  But normally, people are going to spend about 4% of their market value. So since you're telling me that that's what's going to happen, I want you to make me at least 4% so that means you're going to make me 4% plus one and a half percent every year in income. You can grow the portfolio with the rest of the portfolio all you want, but that's the income I want you to start producing now.Lesley Logan 35:22  I like this, okay, that article you wrote, I would love to link to it, or you can, you know, put it behind a lead magnet. I think it's such a cool way for people to be armed with that because they don't have that information.Steve Selengut 35:34  It's on LinkedIn. Lesley Logan 35:35  It's on LinkedIn. Steve Selengut 35:36  It's on my profile or my articles. Lesley Logan 35:38  Okay, cool, cool. Steve Selengut 35:39  It's the last article I wrote. Lesley Logan 35:41  We will link to your LinkedIn for sure. We're going to take a brief break, and then we're going to find out where people can find you, follow you, work with you and your Be It Action Items. Lesley Logan 35:49  All right, Steve, where do you hang out? LinkedIn, sounds like and you said you advise people or you coach them. How can people connect with you? Steve Selengut 35:56  Theincomecoach.net I have two Facebook groups. One is called The Retirement Income Independence Coach and the other one is called Closed End Funds for Retirement Income and Equity Trading.Steve Selengut 36:05  Cool. You are busy for someone who is retired. Steve Selengut 36:14  Yeah, right. I get that a lot. I'm busier now schedule-wise than I was when I was managing money, because that was a, you know, couple hours in the morning, couple hours in the evening. Now it's all day long, with podcasts, writing a book, coaching, meetings and so on. Lesley Logan 36:33  And speaking of your book, Retirement Money Secrets, where can people order that? Can they get it wherever books are sold? Can they get it at your website? Where should they (inaudible)? Steve Selengut 36:33  Wherever books are sold, they can get it. The audiobook is only available on Amazon. All the other forms can be gotten anywhere. Lesley Logan 36:39  Yeah, well, you guys, it's money. You should probably read it instead of listen to it, because you want to be able to highlight, research, all that stuff. Amazing. Okay, you've given us a ton of amazing stuff already. But for the person who is ready to take some action, bold, executable, intrinsic, targeted steps people can take to be it till they see it. What do you have for us? Steve Selengut 37:06  Bold execution things is the one that I just asked you to do. Take a look at your portfolios and look at the actual income production, where it says dividends received this year or amount you can expect to receive this year with the portfolio just as it is, and see what that is as a percentage of your portfolio. And then the second action thing is, either yourself or your advisor approach them and say, I want that number to be about between four and 5%.Lesley Logan 37:06  I love it. I'm gonna take you up on that before I even do this recap, because I have a meeting with my advisor. So already scheduled. It's to go over, it's to go over my rest of my year. And am I supposed to be spending a little bit of money? Am I supposed to be investing in a certain way? How can I make that tax write off a little bit different? So I got a big meeting. I'm going to add this to it. I know that, especially for those of you who are over 40, you've got a lot going on. It can be just really overwhelming. But honestly, the more you educate yourself, the more these terms and words don't seem so crazy. And you can start with where you're at. And if you're going to start with an advisor, you can read Steve's article on how to vet them, and you can demand that they do that. And you know what? That's kind of why they have a job. So they can certainly rise to the occasion if they can't go find someone else. Until you want to be like Steven, do it yourself, which is impressive and amazing. Thank you so much. Until next time everyone, Be It Till You See It. Lesley Logan 38:43  That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 39:26  It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 39:31  It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 39:35  Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 39:42  Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 39:45  Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Support this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Join Katie and Leanne in this episode as they delve into the concept of the 'Shitty Committee'—those critical inner voices that hold us back. They explore the origins and impacts of these voices, share personal anecdotes, and offer practical exercises, including a guided meditation, to help listeners identify and heal these parts of themselves. They also discuss the importance of self-compassion, emotional healing, and creating space for self-reflection. This episode aims to empower listeners to understand and navigate their inner critic with kindness and clarity. Katies Book: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.amazon.com/Being-Seen-My-Journey-Self-love/dp/B0D1HGS41C⁠⁠⁠⁠⁠⁠⁠⁠ Launch into your 2025 Virtual Retreat: https://www.instituteforfemaletrailblazers.com/launch-into-your-2025-virtual-retreat Join us for exclusive content on Patreon : ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠patreon.com/sitcrookedtalkstraight⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  SCTS Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/sitcrooked_talkstraight/?hl=en⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   Katie's Release Page: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/releasewithkatie⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Katie's website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.releasewithkatie.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Katie's TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@imkatiemyers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Leanne's website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instituteforfemaletrailblazers.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Leanne's IG: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/institute_female_trailblazers/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Leanne's FB Page: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/ezliving.site⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Leanne's Private Group: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/nextlevellifepurpose⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Leanne'sTikTok:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@essentiallyzenful⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Credits To: Sarah Wilke, Virtual Assistant & Editor: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.wilkeondemand.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Music: One Night Away Patrick Patrikios Special Thanks to: "To my husband for believing in me and cheering me on when I doubted myself." - Leanne

What your hands says

Episode's every other Monday!Where to Find Us!Our WebsiteSuggest a GuestEmail: behindfishinglinespodcast@gmail.comBehind Fishing Lines Instagram -  @behindfishinglines Christina Weber's Instagram - @redfeeshMyriaha Luzzi's Instagram - @outofyourmindfishing Facebook - Behind Fishing Lines Podcast Patreon Support the show

This week, Templeton Elliott, Patrick Kigongo, and Mike Munzenrider are talking about shitty skateparks and 5Boro's new video, 5Ball.

Welcome back, In this episode we will be covering the 69 day culinary union strike that finally has ended & How it's just in time for the AVN Expo (Adult Video Network) So this should be interesting to say the least, As the property can benefit from its biggest event of the year. Why Little Darlings strip club might have the most savage marketing team in the las vegas valley. Plus how the tiktok banned affected us unexpectedly. The 2027 College Football Playoffs Championship game will be held in Las Vegas at Allegiant Stadium & Why people should be in town even if their did not make it to the championship. The newest residency has been announced at the Vegas Sphere with Kenny Chesney and we talk about how wild the demand was for his tickets as we are getting a kick out of the folks that land residencies at the sphere. Would you go to this show? We can't forget a Jackpot story that took place days ago in las vegas at The Ellis Island Casino where a player hit the grand jackpot on the dragon link slot machine & When was paid out, Didn't tip the slot attendants anything (was he wrong?) But then when his drink arrived to make matters worse he tipped the cocktail waitress $1. Because we visit casinos often we have to talk about this and what we would of tipped and would love to hear from you about it. We mentioned The Vegas Confessions Podcast has been raked amongst the top 90 Podcast that cover Las Vegas by Feedspot.com As we are truly honored to be on this list, Then we find out we are in the top 20 WTF? You Listeners are AMAZING, Enjoy! Become A Patreon Member: https://www.patreon.com/VegasConfessionsPodcast Buy Me a Coffee: https://www.buymeacoffee.com/VCPodcast  Follow us on Social Media: Twitter: https://twitter.com/Vegasconfesspod Instagram: https://www.instagram.com/vegas_confessions_podcast/ Facebook: https://www.facebook.com/vegasconfessionspod Tiktok: https://www.tiktok.com/@vegasconfessionsp?is_from_webapp=1&sender_device=pc

A fun rant this week discussing the hero we know as Lebron James but the poor people of L.A. know him as jesus crest himself or at least he thinks so anyways & more headlines and stories that found themselves in the whole.

With a side of spiraling 

Show notes are here: https://tparkatheist.blogspot.com/2025/01/episode-460-shitty-shitty-bang-bang.html

As the last SSOTW entry for 2024, Red has a few shitty Christmas songs and Teresa has turned your favorite Christmas songs into METAL Christmas songs. Happy Holidays to you and YOURS!!!!!

The exciting conclusion of SSOTY 2024!!! It's taken long enough !!! Who's it gonna be??? Listen and find out!!!

Rosa and Joku are joined by Rhyme @shittykickflips to review and discuss 2024's 'Emilia Pérez', a 2024 French musical crime film written and directed by Jacques Audiard following a trans cartel boss as well as 2008's 'Love Exposure' written and directed by Sion Sono - Rhyme's favourite film.Check out Rhyme: https://www.youtube.com/@shittykickflipsSupport us on Patreon: https://www.patreon.com/CumpostingPodcastOur Podcast Artist is the incredibly talented Vero (she/they) of Praxisstvdio who you should check out here: https://linktr.ee/praxisstvdioTwitch: http://www.twitch.tv/cmpostingThe Cumposting Power Ranking: https://letterboxd.com/cumposting/list/cumposting-all-movies-watched-ranked/Donate: https://throne.com/cumpostingSend Us a Voice Message: https://www.speakpipe.com/cumpostingReddit (Cringe): https://www.reddit.com/r/cumpostingpod/Follow Rosa: https://x.com/tradslvtFollow Joku: https://www.youtube.com/channel/UC6MqDAGSrKEVBzHtgBBbT0wOutro guitar solo performed by Django Klumpp (@djangoklumppguitar)Image of the Week: https://imgur.com/a/tQWx0Ry0:00 Intro6:19 "Emilia Pérez' Review & Analysis26:05 Scoring & Ranking "Emilia Pérez"29:06 'Love Exposure' Review & Analysis1:11:17 Scoring & Ranking 'Love Exposure'1:12:29 Shitty Kickflips Interview1:14:02 Where were you on the night of December 13th, 2021?1:14:43 What got you into music?1:19:39 Do listen to Sementary?1:25:52 Worst live audience interactions?1:26:55 Favourite Pokemon?1:30:35 Rhyme's support of Russia1:30:43 What got you into making videos?1:33:35 Do you make your videos intentionally offputting?1:34:48 Machine Girl1:35:31 When did your YT take off?1:36:38 Were you ever a /tttt/ user?1:38:12 Balancing YT & music1:41:04 Pajama pants in public1:42:04 New music1:42:36 Incelcore1:45:37 Next Week's Films & Outro#shittykickflips #EmiliaPerez #LoveExposure

Em and Harley return to Boston and check in with the Boston League Of Wicked Wrestlers, talking with Pammmmmmmmmmmmy and Shitty Wizard! They discuss how they came to BLOWW and found their characters, the philosophies behind the organization, trading in gym mats on bar floors for a professional wrestling ring, and approaching the silly and the stupid with heart and soul.

Welcome to the 5th Annual Shitty Song of the Year 2024! A rogue's gallery of judges and an onslaught of shitty music to go through. 24 songs enter the ring, only 1 song emerges victorious. There will be some petty bickering and bullshit decisions being made. You'll hear arguments that don't make any goddamn sense. You might even hear some off-color jokes. But don't worry, we're all friends here. Friendships WILL be tested... Hell, somebody might get shitfaced drunk and make an ass of himself OR someone might even get SO mad, they pull a REAL gun on a computer screen... And it's ALL your fault. YOU did this. YOU voted throughout the year to see who made it this far. Now it's OUR turn to see what song will be CROWNED Shitty Song of the Year! Join the ⁠⁠⁠⁠Patreon⁠⁠⁠⁠ Join the ⁠Discord⁠

Summary In this episode, Jess and Savanna engage in a candid conversation about their personal lives, including health updates, relationship reflections, and parenting challenges. They explore the complexities of modern relationships, discussing topics like polyamory and the pressures of societal expectations. The conversation also touches on health concerns, therapy experiences, and the concept of moral flexibility in ethical dilemmas.  Through humor and honesty, they navigate the ups and downs of life, offering insights and relatable anecdotes. Jess and Savanna explore a variety of themes including personal growth, dating experiences, self-love, the realities of pregnancy and postpartum, relationship expectations, and reflections on pop culture. They share personal anecdotes, insights, and humorous takes on navigating life's challenges, emphasizing the importance of self-acceptance and setting boundaries in relationships. Chapters: 00:00 Introduction and Weekly Check-In 02:54 Navigating Relationships and Breakups 05:36 Exploring Relationship Dynamics and Boundaries 08:24 Understanding Polyamory vs. Polygamy 11:09 Health Discussions: Body Image and Birth Control 14:00 Therapy Insights and Family Dynamics 19:48 Morally Flexible: Perspectives on Ethics 21:10 Morality and the Law 23:47 Raising Morally Flexible Children 24:38 Hypotheticals: Time Travel and Life Choices 26:39 Climaxes of Life: Defining Moments 29:39 Monday Confessions: Dating Dilemmas 34:10 Self-Love and Personal Growth 37:58 Embracing Body Positivity and Self-Acceptance 41:07 The Journey of Hair and Identity for Black Women 42:30 Navigating Pregnancy: The Unspoken Realities 45:33 Postpartum Challenges and Societal Expectations 46:36 Relationship Dynamics and Personal Boundaries 47:35 Pop Culture Reflections: Diddy and Current Events 53:41 Everyday Life: Balancing Work and Family Responsibilities Follow, Like, Subscribe: @mrsjessicadurand @savannaosborne @thisisntapodcast

18.11.24 Pt 2 - Mash updates Gareth on his missing uncle, and poo etiquette at the office. Marina Nestel joins the show to give an insight into eventing The Real Network

Eine unserer besten Folgen in diesem Jahr startet mit etwas Schadenfreude, geht über in Melisas Trauma vor Ungeziefer und mündet in der Frage ob in der Partnerschaft zusammen aufs Klo gegangen wird? Hier kommt auch die Umfrage ins Spiel!! Geht ihr zusammen „Shitty“ voreinander?? Anschließend geht es um ein getrenntes Silvester und besprechen im Thema den Wunsch einer Hörerin aus dem 9 to 5 Konzept auszubrechen. Viel Spaß! (auf https://westwing.me/10zweidreissiger spart ihr mit dem Code 10ZWEIDREISSIGER ganze 10% für 4 Tage auf die Westwing Collection & alle Informationen zu unserem zweiten Partner findet ihr auf gesund.de/erezept - auch dabei viel Spaß) Folgt dem Podcast auf Spotify und hinterlasst gerne eine Bewertung. Feedback und Werbeanfragen an: hey@zweidreissiger.de Unser Merchandise: https://zweidreissiger.de/ Unser Kaffee: https://flowersandmels.de/ Zu Melisa: https://Instagram.com/findingmelisa/ Zu Flo: https://Instagram.com/floriangerl/ Zum Podcast: https://www.instagram.com/zweidreissiger/ Folge direkt herunterladen

recorded on my iphone so enjoy lol this is RAWWWWhttps://hoo.be/alissaanglis --- Support this podcast: https://podcasters.spotify.com/pod/show/alissa-anglis/support

Hello all you Ed-Heads, and Mattiacs! This week, the axe will play while the Yobo's away. As I rip into, and spoil Strange Darlings. What a fucked movie that was. Then we get into some fantastic Know Comments, in which we learn a lot about the history of spooky music for sad boys. Following that up with some of our life advice. It's just such a neat little package for you all.. Go listen to Matt on The Might Peculiar, and check out his tweeter at https://x.com/mattbegins Check us out on Twitter. me ⁠@eddietheaxe⁠ Tim ⁠@yobogold⁠  Also, like, rate, and subscribe. And if you can join our Patreon. Get access to our video episodes, as well as the Bloodbank at ⁠https://www.patreon.com/bloodybits

Marc and Bryon are back this week discussing everything that has happened to them in the last two weeks. Big shakeups in WWE and big closings in Enfield. We talk about the big announcements from NY Comic Con and we give our mid-term review of Agatha All Along. Also find out why Bryon had a "Shitty" weekend. Next Comic Show: East of the River Comic Book and Collectible Show Sunday, October 27th from 9 AM to 3 PM Enfield American Legion Rte. 5 Enfield, CT 06082

If you have a new business or business extension idea that you're spinning your wheels on for fear of it not being right or perfect - this is the time to get out of your own way.  In this episode your host, Kim Kerton, shares her shitty first business and the versions of this very show that she'd rather you not hear to remind us how we get in our own way, and how to get out of it.  It really will inspire you to get moving on your ideas.  This podcast is here for you, showing up every week to help you build your own business by bringing you the stories, insights and learnings of those of us in the thick of it and highlighting that crazy old intersection of entrepreneurship and personal growth - what we do is hard and we're better and stronger together.  Listen to the episode with Kate Toon on Spotify, Apple or YouTube.  Connect with Kim on LinkedIn  Follow Unemployed & Afraid on IG , LinkedIn and TikTok Subscribe to the Unemployed & Afraid newsletter at unemployedandafraid.com.au  Join our Facebook Group And show your support for this independent podcast and small business by shouting your host a cuppa at buymeacoffee.com/unemployedpodSupport the show by shouting me a cuppa (or 2): https://www.buymeacoffee.com/unemployedpodSee omnystudio.com/listener for privacy information.

When Archer and Mayweather wake up in an internment camp, their preconceptions about the Suliban diaspora get shattered by the prisoners they meet. But when Colonel Grat comes down hard on the Captain's sense of justice, the ambiguity of their escape plan goes completely unexplored. What does Kevin Uxbridge wear on a blind date? Which character could have helped this story? When is solitary confinement actually a reward? It's the episode that's pretty sure it's better to be free to be fucked than to be not free to not be fucked.Support the production of The Greatest GenerationGet a thing at podshop.biz!Sign up for our mailing list!Follow The Game of Buttholes: The Will of the Riker - Quantum LeapThe Greatest Generation is produced by Wynde PriddySocial media is managed by Rob Adler and Bill TilleyMusic by Adam Ragusea & Dark MateriaFriends of DeSoto for: Labor | Democracy | JusticeDiscuss the show using the hashtag #GreatestGen and find us on social media:YouTube | Facebook | X | Instagram | TikTok | Mastodon | Bluesky | ThreadsAnd check out these online communities run by FODs: Reddit | USS Hood Discord | Facebook group | Wikia | FriendsOfDeSoto.social

What do getting attacked by a bear and your partner not answering your text have in common? Absolutely f*cking nothing…but according to your dysregulated nervous system? It can't spot the differences between those two pictures. When you're living with a dysregulated nervous system, everything is a threat. And when everything is a threat, you're always living in one of four modes: fight, flight, freeze, or fawn. None of which will allow for a healthy, connected relationship. Your nervous system is fucking cooking your body and brain, babe. And until you learn to regulate that shit, it's going to keep on blocking you from the love you want so badly. So how do you know when your nervous system is dysregulated…and how do you start getting it to chill tf out? Let's go over it together.   WORK WITH MICHELLE:  Join THE CONNECTED WOMAN, a shadow-work course for women who want to go from feeling anxious AF about their love lives to feeling confident, secure and having unfuckwithable self-worth: https://michellepanning.com/the-connected-woman Join The EXPERIENCE, a year-long mentorship for the woman who wants to play in the frequency of big love, epic sex and mind-blowing relationships with men…and herself: https://michellepanning.com/the-experience    CONNECT WITH MICHELLE: Instagram: http://www.instagram.com/michellepanning Website: http://www.michellepanning.com

In what might just be the most poorly equalized podcast in audio history, hosts Skid Flufutter, Melvin Methmouth and Justin Hermuff discuss horrible things that happened on Employee #1's last day at work. Among other things . . .#accident #alcohol #belching #blackhumor #bumpcap #california #comedy #confinedspace #crude #dark #gallowshumor #genderfluid #glassblower #headscarf #homedepot #hughglass #implement #industrialaccident #lathe #malarkey #mature #mensarejects #morbid #nutsack #nuttapper #osha #pistachio #pottymouths #revenant #schadenfreude #silo #smothered #supersack #tasteless #vulgar

In this episode we discuss the 2 lowest forms of life on earth.

Himeros.tv creator David Jacques (Davey Wavey) is joined by sex and intimacy coach Finn Deerhart and drag queen Mossy Stone in a conversation about poop shame, the dos and don'ts of queer hygiene, and what to do when shitty accidents inevitably happen in the bedroom.

Too many law firms aren't great at being productive, and downfalls in efficiency are often traced to attorneys using the wrong software, or none at all. Jared outlines six productivity-boosting software tools all lawyers should have in their toolkit.  Later, what's going to happen to your law firm if something happens to you? Don't wait until late in your career to establish your succession plan. Start early and communicate well to make a plan that protects your legacy and those you care about. Jared welcomes Ivy Slater to learn the ins and outs of succession planning.  And, last but not least, what past Olympic event involved two opponents whacking each other with canes? It's that time of the quadrennial again—so “The Shitty Olympics” returns to the Rump Roast! Jared describes a variety of absurd former competitions, and Ivy must guess the events.  Ivy Slater is CEO of Slater Success, a consulting and coaching company focused on sustainable growth and leadership development for high level service-based businesses.  6 Under-The-Radar Software Tools Project Management Notion Taskade Trello Asana Basecamp AI Notetaker Zoom AI Companion Fireflies AI Fathom  Otter AI Features in Your Existing Software Duet AI for Google Workspace Copilot for Microsoft Teams Passive Timekeeping Apps Clockify Toggl Chrometa WiseTime Memtime (formerly TimeBro) Expense Tracking Expensify Automated Client Communications: Hona Case Status  ----- If these software tools aren't enough to give your productivity a boost, try listening to this playlist. ------ Our opening song is Two Cigarettes by Major Label Interest. Our closing song is In Your Head by Reveille.

Too many law firms aren't great at being productive, and downfalls in efficiency are often traced to attorneys using the wrong software, or none at all. Jared outlines six productivity-boosting software tools all lawyers should have in their toolkit.  Later, what's going to happen to your law firm if something happens to you? Don't wait until late in your career to establish your succession plan. Start early and communicate well to make a plan that protects your legacy and those you care about. Jared welcomes Ivy Slater to learn the ins and outs of succession planning.  And, last but not least, what past Olympic event involved two opponents whacking each other with canes? It's that time of the quadrennial again—so “The Shitty Olympics” returns to the Rump Roast! Jared describes a variety of absurd former competitions, and Ivy must guess the events.  Ivy Slater is CEO of Slater Success, a consulting and coaching company focused on sustainable growth and leadership development for high level service-based businesses.  6 Under-The-Radar Software Tools Project Management Notion Taskade Trello Asana Basecamp AI Notetaker Zoom AI Companion Fireflies AI Fathom  Otter AI Features in Your Existing Software Duet AI for Google Workspace Copilot for Microsoft Teams Passive Timekeeping Apps Clockify Toggl Chrometa WiseTime Memtime (formerly TimeBro) Expense Tracking Expensify Automated Client Communications: Hona Case Status  ----- If these software tools aren't enough to give your productivity a boost, try listening to this playlist. ------ Our opening song is Two Cigarettes by Major Label Interest. Our closing song is In Your Head by Reveille.

Obstacles throw us off, cars breakdown, jobs and relationships end. And it is tough. Much like you I've learned through experience how to navigate those tough times, and I am here to tell you that there is something good in the shitty if you can step out of the bad experience for just a moment to realize it. It doesn't take away the tough, but sometimes it leaves you a gift you may not have known you needed. Listen in to learn how to flip the narrative. Connect with Nicole: Nicole's Free 4-Step Plan to More Joy This Year (downloadable to print or fill in online) Watch the episodes on YouTube Follow Nicole on Instagram Find Nicole Hollar | Focus Studio on Facebook Nicole's TikTok Sign up for Nicole's newsletter Disclaimer: The Own It Podcast and content posted by Nicole Hollar is presented solely for general informational, educational, and entertainment purposes. The use of information on this podcast or materials linked from this podcast or website is at the user's own risk. It is not intended as a substitute for the advice of a physician, professional coach, psychotherapist, or other qualified professional, diagnosis, or treatment. Users should not disregard or delay in obtaining medical advice for any medical or mental health condition they may have and should seek the assistance of their healthcare professionals for any such conditions.

Cruise control, leather seats, and evil spirit come standard Approachability: 7/10 (Solid horror moods, but not very scary or even bloody) Content Warnings: Blood; Jump scares; Shitty boyfriend; Shitty parents Next Week's Film  RandomHorror9 T-Shirts! Hosts: Jeffrey Cranor & Cecil Baldwin (Find more of our work on Welcome to Night Vale) Logo: David Baldwin Random Horror 9 Patreon YouTube, Twitter, Letterboxd, & Instagram: @RandomHorror9 We are part of Night Vale Presents

In this episode, I share about how I had an awful morning with my son pooping all over himself and me just as I got him in his carseat to leave for the day. I was already running late, I was already starving because I didn't eat yet, and it was just an awful time I was having! I kept my spirits high and focused on the end result... Getting to my office to work! Which I truly love so much. I made my way to Tim Hortons for some food before I got to my office and ended up manifesting 2 other sandwiches I didn't even order! I was so grateful for the extra food as I was absolutely starving and needed as much food as I could get. Thanks for listening and as always, I hope you enjoyed this episode! If you could review my show on your favorite podcasting app, it would be greatly appreciated!  

Guess who's back, lightning crotch, sock wipes and slippery cheeks. Apathetic concern, Olympic indifference, Heather's personality transplant, and also stressful phone numbers. 

Sarah lets strangers know that she's about to pee out of her vagina. Plus, she helps a man try to rekindle a strained relationship with his sister, tells stories about being on the set of Heartbreakers, and gets a compliment on her faux therapist skills. You can leave a voice memo for Sarah at speakpipe.com/TheSarahSilvermanPodcast. Follow Sarah Silverman @sarahkatesilverman on Instagram and @sarahksilverman on TikTok. And stay up to date with us @LemonadaMedia on X, Facebook, and Instagram. For a list of current sponsors and discount codes for this and every other Lemonada show, go to lemonadamedia.com/sponsors. Joining Lemonada Premium is a great way to support our show and get bonus content. Subscribe today at bit.ly/lemonadapremium.See omnystudio.com/listener for privacy information.

•The National Electrical Association Wants ALL The Things •Anthony's Blankets Don't Hold Water •Do More Than Enough To Not Get Fired •Raid Makes For Bad Dish Soap •EVERYONE Has Guns To Their Heads •Paul Bunyan's FAMOUS Shit N' Cum Burger •Doug Claims To Not Eat Slop •Fat Black Ladies Love Stabbing Young Boys •No Shtick - Unless Victim Is Young Marqavius  •Wealthy Black People Are Still Not White •DeSoto, Texas Is Noticeably Shitty •NEVER Travel West West Of Tone …AND Much More!! Support Us on Patreon Become a Dougalo and get weekly bonus episodes and ad free public episodes by joining our Patreon.   Join us at http://patreon.com/whosright For superchat sounds, send them over to Doug at doug.whosrightpodcast@gmail.com with "superchat" in the subject line. Got burning questions for Dear Flabby? Submit them for our next episode! Head to www.whosrightpodcast.com and click on the "Dear Flabby" link to share your queries. We're eager to hear from you! Love our intro song? Check out Masticate on Spotify: https://tinyurl.com/52psn3dk (Original Who's Right Theme Song by Peter Noreika: https://open.spotify.com/artist/3wYqlhflN3lNA5N5BUgeeR) This episode is sponsored by Arizona Bay Candy Co. Indulge your sweet tooth with Arizona Bay Candy Co.'s range of freeze-dried candies. Treat yourself to something special at http://www.arizonabaycandy.com Stay Connected! Don't miss any updates or content. Find all our social media links conveniently located in our Linktree: http://linktr.ee/whosrightpodcast Follow Us: Twitter: @whosrightpodcast Instagram: @whosrightpodcast Facebook: Who's Right Podcast

Matt has survived a total of 10 days with Laura oversees for work (please give him a collective round of applause). It's not been without its challenges - atrocious weather, illnesses, attacks from wild animals.The fact that he's made it through this period with the family unscathed is testament to the fact that he's such a great dad ! (Yes, it's Matt writing this). Ash is at his wits ends due to the fact that his kids refuse to eat the absolute garbage he cooks them (look at our socials for visual evidence). Gordon Ramsey would have an aneurysm if he saw what gets served in the Wicks household. Oscar also won an award at footy so our sponsorship of their team is already paying off. Plus, we tackle your questions! Is it ok to duck out for a second with your kid asleep? Does your kids ask 'why' all the time and how do you stop it? Make sure you share your best Petty Couples stories with us

Send us a Text Message.In this episode, Cindy discusses the challenges parents face when setting boundaries with their children. She shares a personal experience of setting a strong boundary with one of her kids and feeling conflicted about it. Cindy emphasizes the importance of setting boundaries and provides reflection prompts for parents to work through their struggles with boundary-setting. She highlights the empowering nature of boundaries and the positive impact they have on building respect and trust in relationships.TakeawaysSetting boundaries is an essential part of parenting and helps build respect and trust in relationships.Parents may feel conflicted and even guilty when setting boundaries, but it is important to prioritize the well-being and growth of their children.Reflection prompts can help parents navigate the challenges of setting boundaries and prepare for potential resistance from their children.Boundaries should be set with love and firmness, demonstrating strength and leadership without being authoritarian.Setting boundaries is a continuous process that requires self-reflection and adaptability.My favourite quote from the episode: "A boundary is saying to the other person in front of you, I matter, my needs matter and I need to set this boundary for myself."Book a chat with me! Help me meet my goal of chatting with 100 parents this summer: https://calendly.com/curious_neuron/chat-about-parenting-with-cindyJoin the waitlist of the Reflective Parent Club:https://curiousneuronacademy.mykajabi.com/reflective-parenting-community-8751f762-a8f3-4562-b0e8-e37de4ab7187?preview_theme_id=2157310111Learn more about the club:https://curiousneuron.com/join-our-club/Please leave a rating for our podcast on Apple Podcasts or Spotify! Email me at info@curiousneuron.comPurchase the Reflective Parent Journal:https://curiousneuronacademy.mykajabi.com/offers/FE2tgqG2/checkoutInstagram:https://www.instagram.com/curious_neuron/Facebook group:https://www.facebook.com/groups/theemotionallyawareparent/THANK YOU TO OUR SPONSORS! Get some discounts using the links belowThank you to our main supporters the Tanenbaum Open Science Institute at The Neuro and the McConnell Foundation. Discounts for our community! Pok Pok app. Click on the link below to get 50% off an entire year of this amazing open-ended play app for kids! https://playpokpok.com/redeem/?code=50CURIOUSNEURON BetterHelp is the world's largest therapy service, and it's 100% online. Click the link below to get 15% off the first month of therapy http://www.betterhelp.com/curiousneuron Holstee Inspiration and tools to help you live a more meaningful life. Membership, reflection cards for kids and adults:. En...

This is a hot and steamy episode! As usual, Jola & FK update you on their recent experiences before diving into some really interesting dilemmas (look out for the one where a friend feels left behind) and talking about shit etiquette - where, when and how do you shit around those you love, like or lust. Honestly, this podcast is truly the gift that keeps on giving Don't forget to use #ISWIS or #ISWISPodcast to share your thoughts while listening to the podcast on Twitter! Rate the show 5 stars on whatever app you listen to and leave a review, share with everyone you know and if you also watch on YouTube, subscribe, like and leave a comment! Make sure to follow us on Twitter: @ISWISPodcastInstagram: @isaidwhatisaidpodYoutube: @isaidwhatisaidpod Hosted on Acast. See acast.com/privacy for more information.

Deadpool & Wolverine Popcorn Bucket: Are we shock jocks if we are too prudish for the new Wolverine popcorn bucket fleshlight joke? MCU X-Men: Has Marvel already fumbled the X-Men? Are we seeing too much Fox X-Men before they unveil their own MCU version? BOOM TIKTOK: Ya feel me? We had to check in on super high TikTok guy as he makes a spaghetti sandwich. Also we check in with DavidMoxx. FUCK DOG!, SNACK SHACK!, ANYTHING ANYTHING!, DRAMARAMA!, DARREN WALLER!, EX-WIFE!, LEAH!, STARDEW VALLEY!, HOW TO PAINT!, JAKOB BURROWS!, TEST!, PRUDE!, DEADPOOL AND WOLVERINE!, POPCORN BUCKET!, TACT!, DUNE!, FLESHLIGHT!, CUM JOKES!, CURSING!, COMEDY!, HUMOR!, TTS!, P WORD!, PUSSY!, SEX JOKES!, TACT LESS!, MAINSTREAM!, FUCK TOY!, LOADS!, RYAN REYNOLDS COPE!, HUGH JACKMAN!, WEIRD!, NORMIE!, CRINGE!, BUTTER!, CUM JOKES!, SAFE CUM JOKE!, VAN WILDER!, JOSEPH KAHN!, HOMOPHOBIC!, GASLIGHT!, PAUL RUDD!, ANT-MAN!, TRAILER!, VISUAL!, LOOK!, FLAT!, SHITTY!, SHAWN LEVY!, CHEAP!, FOX!, X-MEN!, PROFESSOR X!, FOX!, OSCAR ISAAC!, APOCALYPSE!, BEAST!, NO WAY HOME!, MODERN MARVEL!, X2!, DARK PHOENIX!, NEW MUTANTS!, REAL STEEL!, DIRECTOR!, STAR WARS!, OBAMNA!, STAXX!, NIC CAGE!, SPIDER-MAN NOIR!, BLACK PANTHER!, RYAN COOGLER!, WAKANDA FOREVER!, HACKAMANIA!, OPEN MIC!, DAVIDMOXX!, TIKTOK HIGH GUY!, SPAGHETTI SANDWICH!, BARELY TALK!, SOUTHERN!, NONSENSE!, BOOSIE!, SLANG!, MIGEL TARANO!, DAVID PORK!, JOSE BARTOLO!  You can find the videos from this episode at our Discord RIGHT HERE!

Thomas shares some medical news for one of the Smith kids, and the dads chat about how to show up for your child, and talk to them, in tough situations that aren't their choice, especially if you carry your own personal history and experiences with that same diagnosis. A great conversation all around and a couple of admissions that Tom's take...is...right? For extended episodes, bonus content, and most importantly, for an AD FREE SHOW, make sure to pledge on Patreon! Join the Facebook Group! facebook.com/groups/dearolddads For comments, email thedads@dearolddads.com Follow us on Twitter: @DearOldDads Facebook Page: Dear Old Dads on Facebook

Sharing our April favorites, shitty mornings, pickle ball & MORE! Wavytalk brush: https://www.amazon.com/shop/allisarosexo/list/2EWE0O6WX4S1B?ref_=cm_sw_r_cp_ud_aipsflist_aipsfallisarosexo_HRX5F927TR6N1NNM7Y5V Lululemon Softstream: https://www.shopltk.com/explore/allisarose/posts/7dd33465-f41d-11ee-91fd-0242ac11000e Replica Sailing Day: https://www.amazon.com/shop/allisarosexo/list/2EWE0O6WX4S1B?ref_=cm_sw_r_cp_ud_aipsflist_aipsfallisarosexo_HRX5F927TR6N1NNM7Y5V Mirror: https://www.amazon.com/shop/allisarosexo/list/2EWE0O6WX4S1B?ref_=cm_sw_r_cp_ud_aipsflist_aipsfallisarosexo_HRX5F927TR6N1NNM7Y5V Ant trap: https://www.amazon.com/shop/allisarosexo/list/2EWE0O6WX4S1B?ref_=cm_sw_r_cp_ud_aipsflist_aipsfallisarosexo_HRX5F927TR6N1NNM7Y5V Levoit: https://www.amazon.com/shop/allisarosexo/list/2EWE0O6WX4S1B?ref_=cm_sw_r_cp_ud_aipsflist_aipsfallisarosexo_HRX5F927TR6N1NNM7Y5V

In love with your best friend's boyfriend? Stop. In this week's episode, Alex and Jon help you fall out of love with your best friend's boyfriend, find love on dating apps, and confront ex's about having fake cancer. What's the biggest lie Jon has ever told Alex? Probably that he's one inch taller. Guys will … Continue reading Giving you fake cancer, boring boyfriends, and shitty brothers →