The Wallet

Freelancers, welcome to Episode 10 — the final episode of our Finances for Freelancers series. We've broken down the essentials every freelancer or solopreneur needs to feel confident with money — from budgeting and taxes to pensions and pricing.Today, we're wrapping up with a punchy roundup — each of our expert guests shares one final, powerful tip to help you stay on track with your finances.Subscribe, share with a fellow freelancer, and listen now on Apple Podcasts, Spotify, or Podlink!If you liked this episode, discover the full series.#ad Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie:Sign up to The Edit newsletterFollow Vestpod on InstagramEnroll in our upcoming bootcampsGet Emilie's book: You're Not Broke, You're Pre-Rich#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

Freelancers, are you thinking beyond client work? In this episode of Finances for Freelancers, Victoria Nabarro FPFS, Chartered Financial Planner and founder of Veda Wealth, shares how to invest, scale your business, and build financial freedom.We cover smart ways to reinvest, outsource, create passive income, and set financial goals for growth. If you want to move beyond the freelance hustle, this episode is for you.For more resources, including links to Victoria's website and Instagram, check out the episode page.Subscribe, share with a fellow freelancer, and listen now on Apple Podcasts, Spotify, or Podlink!If you liked this episode, discover the full series.#ad Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie:Sign up to The Edit newsletterFollow Vestpod on InstagramEnroll in our upcoming bootcampsGet Emilie's book: You're Not Broke, You're Pre-Rich#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we're tackling one of the biggest challenges freelancers face: managing cash flow when income is unpredictable. How do you stay afloat during a slow month? What's the best way to deal with late payments? And how can you create a more stable income without burning out?Joining Emilie Bellet is Lara Sheldrake—entrepreneur, community builder, and founder of Found & Flourish. Lara shares her personal strategies for staying financially steady in a freelance world: from tracking income and ghost spending, to diversifying revenue and planning for quieter months.We talk about setting realistic income goals, structuring your week with a CEO day, and working with your energy—not against it.For more resources, including links to Lara and Found & Flourish's websites and social media, check out the episode page. If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer! If you liked this episode, discover the full series.Connect with Emilie:Sign up to The Edit newsletterFollow Vestpod on InstagramEnroll in our upcoming bootcampsGet Emilie's book: You're Not Broke, You're Pre-Rich#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

Feeling overwhelmed by budgeting when your income isn't consistent? In today's episode of Finances for Freelancers, we're looking at how to take control of your money—even when your earnings fluctuate.Our guest is Emilie Nutley, a money coach and financial strategist (and qualified Financial Advisor!) who helps creatives and solopreneurs build sustainable money systems. She's here to walk us through:✅ How to budget when your income varies✅ Planning for big, irregular expenses like tax bills✅ Simple financial systems to stay organised and confident✅ Mindset shifts to help you feel less anxious and more empowered about moneyFor more resources, including links to Emilie's website and social media, check out the episode page. If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer! If you liked this episode, discover the full series and read the main takeaways.Connect with Emilie:Sign up to The Edit newsletterFollow Vestpod on InstagramEnroll in our upcoming bootcampsGet Emilie's book: You're Not Broke, You're Pre-Rich#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we're tackling a topic that freelancers often put on the back burner: pensions. How do you start saving for retirement when you don't have a traditional workplace pension? How can you make the most of tax relief? And what are the best strategies for long-term financial security?Joining Emilie Bellet is Lisa Picardo, Chief Business Officer UK at PensionBee. Lisa is here to break down why pensions matter for freelancers, how to set one up, and what you can do today to secure your financial future.If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer! If you liked this episode, discover the full series.#ad Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie:Sign up to The Edit newsletterFollow Vestpod on InstagramEnroll in our upcoming bootcampsGet Emilie's book: You're Not Broke, You're Pre-Rich#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

Pricing your services can feel overwhelming, but getting paid fairly isn't just possible—it's essential. In this episode of The Wallet by Vestpod, hosted by Emilie Bellet, sales expert Sara Dalrymple shares how to shift your mindset around pricing, set rates based on value and outcomes rather than hours, and create a business that supports both your income and your lifestyle.This conversation will help you move away from undercharging, navigate seasonal shifts in your business, and build a pricing strategy that feels right for you. Sara also explores the importance of community and how surrounding yourself with the right people can help you grow with confidence.For more resources, including links to Sara Dalrymple's website and Instagram, check out the episode page.Subscribe, share with a fellow freelancer, and listen now on Apple Podcasts, Spotify, or Podlink!If you liked this episode, discover the full series.#ad Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie:Sign up to The Edit newsletterFollow Vestpod on InstagramEnroll in our upcoming bootcampsGet Emilie's book: You're Not Broke, You're Pre-Rich#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we're diving into a topic that many freelancers find overwhelming: taxes. How do you stay compliant, maximise your deductions, and avoid costly mistakes? Joining Emilie Bellet is Emma Hardwick, Chartered Certified Accountant. With years of experience supporting freelancers and business owners, Emma is here to demystify tax and share practical tips to help you navigate self-assessments, VAT, expenses, and everything in between.If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer! If you liked this episode, discover the full series.#ad Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie:Sign up to The Edit newsletterFollow Vestpod on InstagramEnroll in our upcoming bootcampsGet Emilie's book: You're Not Broke, You're Pre-Rich#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

Feeling uncertain about protecting your finances as a freelancer? In today's episode, we're diving into risk management—a crucial but often overlooked part of financial planning for self-employed professionals.From income protection and business insurance to emergency funds, having the right safeguards in place can make all the difference when life throws the unexpected at you.I'm joined by Zoe Brett, a financial planner at EQ Investors, who will break down:✅ The key types of insurance freelancers should consider✅ How to balance costs with the right level of protection✅ Practical ways to build an emergency fund—even when your income fluctuatesFor more resources, including links to Zoe's website and social media, check out the episode page.If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer! If you liked this episode, discover the full series.#ad Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie:Sign up to The Edit newsletterFollow Vestpod on InstagramEnroll in our upcoming bootcampsGet Emilie's book: You're Not Broke, You're Pre-Rich#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

Today, we're tackling a topic that's essential but often overwhelming: freelance contracts. Contracts can feel like a maze, but they're crucial for protecting your work, setting clear expectations, and getting paid.Joining me is Lucy Wheeler, a lawyer specialising in helping freelancers and small business owners navigate legal essentials. We'll cover must-have clauses, when to consult a lawyer, how to protect your intellectual property, and what to do if a client doesn't pay.For more resources, including links to Lucy's website and social media, check out the episode page. If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer! If you liked this episode, discover the full series.#ad Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie:Sign up to The Edit newsletterFollow Vestpod on InstagramEnroll in our upcoming bootcampsGet Emilie's book: You're Not Broke, You're Pre-Rich#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

Feeling uncertain about your business setup? In today's episode, we're tackling one of the biggest decisions for freelancers in the UK—should you be a sole trader or set up a limited company? I'm joined by Janet Knapton, a Chartered Accountant and expert in helping freelancers make smart, tax-efficient decisions. Janet breaks down the pros and cons of both structures, helping you decide which one is right for you and your business. You'll get clear, simple, and actionable steps to make this crucial decision, and tips on staying tax-efficient while focusing on what matters most: growing your business. For more resources, including links to Janet Knapton's website and social media, check out the episode page. If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer! If you liked this episode, discover the full series.#ad Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie:Sign up to The Edit newsletterFollow Vestpod on InstagramEnroll in our upcoming bootcampsGet Emilie's book: You're Not Broke, You're Pre-Rich#ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

It can feel easier to spend than invest (especially with Black Friday coming up). But investing really isn't hard once you understand the basics. That's why we're bringing back this popular myth-busting episode.

☎️ Today, we answer a question from our listener Alexandra, who asks us about teaching children about money. I invited Helen Driver, Director of Collaboration at MyBnk charity, ex-fund manager and long-time Vestpod, to offer us her words of wisdom on the topic.

Welcome to today's episode, where we look into the highlights and implications of the Budget 2024. On October 30th, Chancellor Rachel Reeves (UK's first female chancellor!) presented Labour's first Budget in 14 years, announcing significant changes that could impact your finances. CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: www.vestpod.com/news/the-wallet-podcast/budget-2024DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

We're back next week with a new episode for you, but until then enjoy one of our most popular hotlines all about investing!

This week we're bringing you one of our most popular hotline episodes about emotional spending. With the holidays coming up, we thought this might be the perfect time to remind ourselves how emotions can affect our finances!In today's episode, we talk about emotional spending. With January sales in full swing, temptation to splurge is everywhere. And while spending impulsively on occasion is okay, it's important to understand that the rush we get from shopping is short-lived. If you often find yourself having a hard time trying to control your spending, or impulse buying to improve your mood, it might be time to take a look at curbing the habit.Today on The Wallet: 1. Understand what emotional spending is and why it provides that all-too-familiar, albeit fleeting, feeling of the ‘shopper's high'.2. Find out why it's important to be conscious of your emotions and the role they play in your spending.3. Learn practical tips that will help reduce or completely stop your unintentional overspending. I'm Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You're Not Broke, You're Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. Be part of the podcast! You can submit a proud money moment, a question or a comment on a previous episode. Follow this link (https://telb.ee/abrzt) or email me your recording at podcast@vestpod.com. * We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.* Hosted on Acast. See acast.com/privacy for more information.

We've had quite a few DMs recently from you about money mindset, so we thought we would bring back this popular episode from January 2024, all about how to cultivate a wealthy mindset!

TW: This episode contains a brief mention of suicide.

Hello, I'm Emilie Bellet and you're listening to The Wallet, a jargon and judgement free space for financial education. In our final episode of our festival recap series, Iona Bain shares her insights about the economy, how you should act during recessions, and gives some vital investment guidance. Get your notes app ready, there's lots to learn! Watch the Full talk on Youtube: https://youtu.be/1-tVxfJ9Lmg?si=8L0o1HT3GRJ1VdKo PARTNERSOur festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP MorganWomen on the Move, PensionBee and the Financial Times.CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/news/money-matters-festival-2024-market-update-iona-bain DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

I'm Emilie Bellet and you're listening to The Wallet. In this week's episode, we have an amazing panel discussion featuring the voices of journalist and writer Marisa Bate, financial coach Emma Maslin, Nafisa Bakkar who is the founder of Amaliah and Kia Commodore, founder of 'Pennies to Pounds' - all about understanding what influences our views on money, looking at the costs of raising children, and discussing when it's okay to spend on treats and luxuries. Watch the Full talk on Youtube: https://youtu.be/lwh3XZpz16E?si=G2Dd8eXUvGGExo2x PARTNERSOur festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP MorganWomen on the Move, PensionBee and the Financial Times.CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/news/money-matters-festival-2024-cultivating-wealth DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

We recently had our annual Money Matters Festival, and this week, by popular demand, we're sharing more from Candice Brathwaite's keynote at our festival. We had a lot of feedback asking for the rest of the conversation, so here it is! Enjoy.Watch the Full talk on Youtube: https://youtu.be/vnF_FzhqZsM?si=essOrVQx2KWPuLZf PARTNERSOur festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP MorganWomen on the Move, PensionBee and the Financial Times.CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/news/money-matters-festival-2024-candice-brathwaite DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

We recently had our annual Money Matters Festival, and today, I'm sharing part of a keynote speech given by Candice Braithwaite at our recent Money Matters Festival. Candice is a prominent British author and advocate, widely recognised for her critically acclaimed, Sunday Times Bestselling book "I Am Not Your Baby Mother”. We discuss Candice's definition of wealth, her personal money journey and the power of manifestation. Watch the Full talk on Youtube: https://youtu.be/vnF_FzhqZsM?si=essOrVQx2KWPuLZf PARTNERSOur festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP MorganWomen on the Move, PensionBee and the Financial Times.CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/news/money-matters-festival-2024-candice-brathwaite DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Today, I'm sharing one of the talks from our Money Matters Festival a few months ago. Sometimes we can get caught in the rat race, but this talk - Stefanie Sword-Williams challenges conventional notions of success and fulfilment, and might have you re-evaluating what you want out of life.Watch the Full talk on Youtube:https://youtu.be/GWS1IwN8I0g?si=YIYBp-F4z3soHXu4 PARTNERSOur festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP MorganWomen on the Move, PensionBee and the Financial Times.CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/news/money-matters-festival-2024-how-to-work-towards-what-you-value DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Today, I'm sharing one of the talks from our Money Matters Festival a few months ago. Sometimes we can get caught in the rat race, but this talk - Stefanie Sword-Williams challenges conventional notions of success and fulfilment, and might have you re-evaluating what you want out of life.Watch the Full talk on Youtube:https://youtu.be/GWS1IwN8I0g?si=YIYBp-F4z3soHXu4 PARTNERSOur festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP MorganWomen on the Move, PensionBee and the Financial Times.CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/news/money-matters-festival-2024-how-to-work-towards-what-you-value DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

We recently had our annual Money Matters Festival, and today I have selected some of the best bits of one of our panels (featuring Tiwalola Ogunlesi, life coach and founder of Confident and Killing It, Clare Seal, creator of the @myfrugalyear Instagram account, and author, Claer Barrett, Financial Times columnist and Lisa Picardo, Chief Corporate Officer at PensionBee - all about career decisions, negotiating, and boosting income. Watch the Full talk on Youtube: https://www.youtube.com/watch?v=HLErgPeggtI PARTNERSOur festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP MorganWomen on the Move, PensionBee and the Financial Times.CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/news/money-matters-festival-2024-your-unique-wealth-building-journey DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

We're back again with some of our favourite moments from this year's Money Matters festival! You're about to hear a talk by husband and wife duo: Ken and Mary Okoroafor from The Humble Penny - all about financial joy and living the life you want. Having swiftly cleared their mortgage and achieved financial independence by Ken's 34th birthday, they opted to prioritise family time and pursue their passions. In this conversation, they delve into the concept of financial joy and share insights on how individuals can chart their path towards living a fulfilling life.On March 3rd, 2024, Vestpod's Money Matters festival took centre stage at the iconic KOKO in Camden, London. In this panel discussion, we deep dive into ways to empower women financially and tackle important challenges, such as the gender wage gap, limited access to financial resources, and barriers to career progression. Watch the Full talk on Youtube: https://www.youtube.com/watch?v=A2whuF8Q668 PARTNERSOur festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP MorganWomen on the Move, PensionBee and the Financial Times.CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/news/money-matters-festival-2024-the-humble-penny-financial-joy DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

In this panel discussion, we deep dive into ways to empower women financially and tackle important challenges, such as the gender wage gap, limited access to financial resources, and barriers to career progression.Speakers: Soumaya Keynes (Economist Financial Times), Cressida Myers (JP Morgan), Dianne Greyson (#EthnicityPayGap Campaign) and Vivi Friedgut (Blackbullion).On March 3rd, 2024, Vestpod's Money Matters festival took centre stage at the iconic KOKO in Camden, London. In this panel discussion, we deep dive into ways to empower women financially and tackle important challenges, such as the gender wage gap, limited access to financial resources, and barriers to career progression. Full talk on Youtube: https://www.youtube.com/watch?v=Jrm9WaEZ_I8 PARTNERSOur festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP Morgan ChaseWomen on the Move, PensionBee and the Financial Times.CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/news/money-matters-festival-2024-gender-inclusive-economy DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Emilie Bellet speaks with Suhair Khan, founder of Open-Ended Design and former Google leader. Suhair delves into the basics of AI, debunking common myths and highlighting its transformative potential in healthcare, climate, education, and finance. She also discusses the ethical challenges in AI and shares insights on recent exciting developments and practical applications of the technology.PARTNERThank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES:Main takeaways: [ADD VESTPOD BLOG POST TO ACAST DESCRIPTION]Open Ended: https://www.openended.design/ Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Emilie Bellet speaks with Nina Mohanty, co-founder and CEO of Bloom Money, an app designed to help diaspora communities build generational wealth. Nina discusses the significant challenges that migrants face in accessing financial services, sharing her personal struggle of opening a bank account and her journey from working in fintech to raising funds for her startup. A passionate advocate for technology, Nina believes in the transformative power of fintech to make finance fair, transparent, and accessible for everyone.PARTNERThank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/news/the-wallet-podcast/immigrants-generational-wealth-with-nina-mohantyBloom Money: https://bloommoney.co/ Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Today, Emilie Bellet is diving into creating a monthly budget that truly aligns with your financial goals. Budgeting might seem daunting or restrictive, but it's really about gaining control, achieving financial stability, and working toward your aspirations. We'll cover how to analyse your income, understand your take-home pay, set up a saving plan (including a pension), and manage your expenses effectively. PARTNERThank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESListen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Today on The Wallet, Emilie Bellet is joined by Kyla Scanlon, recognised by Fast Company as ‘the internet's favourite econ nerd.' Kyla's new book, "In This Economy?", equips readers with the tools to understand the economy and its impact on their finances. In this episode, we discuss misconceptions about the economy, the concept of "vibecessions," and how personal financial decisions fit into the broader economic context. Kyla also shares insights on improving financial literacy and practical tips for making smarter financial decisions. PARTNERThank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESKyla's book: In This EconomyKyla's newsletter: https://kyla.substack.com/And website for all her socials: https://kylascanlon.com/ Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Today, Emilie Bellet is joined by Isabel Berwick, host of the FT's Working It podcast and author of *The Future-Proof Career*. In this episode, we dive into the evolving role of work in an AI-driven world and what a "Future-Proof Career" really means. Isabel shares insights on the importance of soft skills, what makes people happy or unhappy at work, and trust in remote settings. We also tackle gender equity challenges and the rise of CEO churn, especially among women.PARTNERThank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/news Isabel's book: The Future-Proof Career: Strategies for thriving at every stageWorking It Newsletter: https://www.ft.com/working-it Follow Isabel on LinkedIn: https://www.linkedin.com/in/isabel-berwick-8b4922167/ Report McKinsey, Women in the Workplace 2023: https://www.mckinsey.com/featured-insights/diversity-and-inclusion/women-in-the-workplace Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

NASDAQ, FTSE… In today's episode, we'll demystify stock exchanges, and explain how they impact investors or potential investors like you. We'll explore how stock exchanges serve as gateways to investment vehicles such as index funds, providing you with opportunities to grow your money and participate in the global economy.PARTNERThank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/news Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Today, Emilie Bellet is joined by Sara Williams, a debt advisor with over 20 years of experience and the voice behind Debt Camel since 2013, as we demystify the world of credit scores. Is credit always good? We'll explore what a credit score is, the main credit agencies in the UK, and how credit scores are calculated. Plus, we'll uncover how to check your score for free, ways to improve it, and debunk common myths.PARTNERThank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/Debt Camel: https://debtcamel.co.uk/ Loqbox: https://www.loqbox.com/Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Today we're answering a question from one of our Money Matters Festival attendees who wanted more information about building her first portfolio of investments. Whether you're starting from scratch or looking to refine your strategy, Emilie Bellet is giving you a 10-steps checklist to understand and select your portfolio. We will be covering risk / reward, asset allocation and diversification, balancing a portfolio, passive approach with funds and also monitoring.PARTNERThank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk.CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribeInstagram: https://www.instagram.com/vestpod/RESOURCESMain takeaways: https://www.vestpod.com/Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://www.pensionbee.com/podcastDISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Women often shoulder two-thirds or more of the unpaid domestic work and childcare responsibilities for their homes and families. This has significant effects on relationships, wealth, and overall well-being.In this episode, Eve Rodsky discusses how to make societal change one partnership at a time, aiming to redistribute domestic work and redefine relationships. We look into actionable systems outlined in her book and platform Fair Play, addressing mental load, returning to work, and the importance of prioritising alone ‘unicorn' time.PARTNERThank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/Eve Rodsky: https://www.everodsky.com/Fair Play: https://www.fairplaylife.com/ Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions.DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Join us as we explore the emotional journey of divorce with Tosh Brittan, a divorce empowerment coach and counsellor with over 17 years of experience. Discover how to prioritise your well-being amidst challenging relationships, overcome emotional hurdles, and find support in navigating the complexities of divorce and family conflicts.PARTNERThank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/Tosh Brittan | Relationship Resilience Coach: https://www.toshbrittan.com/ Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions.DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

If discussions about death are sensitive for you, feel free to skip this one.In this episode, we are joined by Selina Flavius, the powerhouse behind Black Girl Finance. Selina shares her personal journey of unexpected loss in early 2022, when her fiancé passed away.From abruptly shifting wedding plans to not even being welcomed to his funeral and navigating the aftermath, Selina graciously shares her story of loss and recovery, how she found purpose after her loss and the profound impact it had on her financial values and priorities.PARTNERThank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES:Main takeaways: https://www.vestpod.com/news/the-wallet-podcast/how-to-find-purpose-after-a-death-with-selina-flaviusRoad to Wealth podcast series about financial adviceBlack Girl finance: https://blackgirlfinance.co.uk/ Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions.DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Are you looking to grow your money and achieve your financial goals? Join Emilie Bellet as she offers insights and practical tips to get started investing in the stock market for the long term. In this episode, Emilie covers everything you need to know before diving into investing, how to align your investment choices with your goals, inflation, and risk tolerance, as well as guidance on navigating taxes in the UK: ISAs and pensions.PARTNERThank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES:Main takeaways: https://www.vestpod.com/news/Pension Calculator: https://www.pensionbee.com/pension-calculator Boring Money compare platforms: https://www.boringmoney.co.uk/compare/ Vestpod's worksheet (make a copy or download it)Road to Wealth podcast series about financial adviceListen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions.DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Have you ever wondered about the importance of romance in our lives and that we can find it in and through business? But also how to strike the perfect balance between career ambitions and personal happiness? In today's episode, Emilie Bellet is joined by Tim Leberecht, an author, curator, and entrepreneur, known as the co-founder of the House of Beautiful Business. PARTNERThank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 229,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES:Main takeaways: https://www.vestpod.com/news/the-wallet-podcast/romance-back-in-business-tim-leberechtTim Leberecht's page: http://timleberecht.com/The House of Beautiful Business: https://houseofbeautifulbusiness.com/ Listen to PensionBee's monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions.DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Join Vestpod's Money Matters Festival on Sunday, March 3rd, 2024, from 10:30 am to 7:00 pm, at KOKO in Camden.⁠

There are many challenges when it comes to managing finances as women. We'll try to understand what the current economy is like, and what can be changed. From pension to wealth gaps, to the structural issues and what women are tirelessly doing to try to and change the game.This is the recording of Money Matters Festival held on Oct 9th, 2022 at The NED in London with Isabel Berwick (Host of the FT's Working It podcast and co-editor, Working it newsletter), Romi Savova (CEO of PensionBee), Bev Shah (The City Hive) and Selina Flavius (Black Girl Finance).Understanding money is the key to financial wealth, and that's precisely where we come in.The Wallet explores every financial topic under the sun, from picking stocks and paying off debt to financial bubbles and alternative investments. It's all jargon and judgement free, and you'll come away from every episode with tools to multiply your money and make it work for you.Every other week, we answer your questions, so if you want to ask us anything, please shoot away!Hosted by former private equity analyst, author of You're Not Broke, You're Pre-Rich, and Vestpod founder, Emilie Bellet.CONNECT WITH VESTPODJoin the Festival at KOKO: https://www.vestpod.com/moneymattersfestival To bring your brand to life in this podcast, email podcast(at)vestpod.comIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ Article: https://www.vestpod.com/news/money-matters-festival-2022-where-do-we-stand-today DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Anna Whitehouse, also known as Mother Pukka, joined us at our Money Matters Festival 2022. Anna is a leading advocate for flexible working through her 'Flex Appeal' campaign. Anna opens up about her journey, offering fantastic insights into how to become an activist in your own right. She also discusses what she would ask our Prime Minister, and what her new manifesto is all about. Understanding money is the key to financial wealth, and that's precisely where we come in. The Wallet explores every financial topic under the sun, from picking stocks and paying off debt to financial bubbles and alternative investments. It's all jargon and judgement free, and you'll come away from every episode with tools to multiply your money and make it work for you.Every other week we answer your questions, so if you want to ask us anything drop us a DM on any of our platforms!Hosted by former private equity analyst, author of You're Not Broke, You're Pre-Rich, and Vestpod founder, Emilie Bellet.CONNECT WITH VESTPODTickets for Money Matters Festival 2024: https://www.eventbrite.co.uk/e/vestpod-festival-2024-money-matters-take-charge-of-your-financial-future-tickets-796090186177?To bring your brand to life in this podcast, email podcast(at)vestpod.comIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ Article: https://www.vestpod.com/news/money-matters-festival-2022-keynote-mother-pukka DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.