Podcasts about wealthify

AD | Less than 1 in 4 have £100 in savings. So, how can you improve your saving skills? I have something that might interest you in this episode… Wealthify are working on a new product to help you save. By signing up for the BETA, you'll be able to test new features, join a fun community, and have the chance to win prizes for providing your feedback. Sign up using this link and ensure that you have the latest version of the Wealthify app downloaded on your device: https://www.surveymonkey.co.uk/r/wealthifytester_2022Join the Discord community here: https://discord.gg/PSWE6Htq(The prize draw is for subscribed participants who are UK residents and 16+ who complete a research survey. At the end of each month the following prizes will be drawn £1000 x5, £100 x10 and £10 x10. Surveys open each Friday from 14 July to 28 August 2023 and must be completed before midnight on the Thursday of the following week. The last survey must be submitted by 31 August 2023, when the competition ends. The weekly surveys can be found in the ‘Spending' tab in the Wealthify app)Full terms and conditions: https://www.wealthify.com/offers/savings-skills-prize-draw-terms-conditionsWealthify is authorised and regulated by the Financial Conduct AuthorityOrder my book The Money Basics - How to be become your own financial hero (#1 Best-Seller selected as one of The Sun's ‘Top Books to Turn the Page on Money Woes')ABOUT CONVERSATION OF MONEYI'm Peter. I was once broke, homeless and buried in debt. I created this podcast to have conversations I wish someone had with me when I was in my 20s. I share my experience from 15 years in financial services and the stupid mistakes I've made along the way. We talk about everything from investing, mortgages, debt, entrepreneurship and financial independence.I am a best selling author and I have been featured on on Channel 4s Secret Spenders (Beat the price rises), Lorraine (ITV) and Steph's Packed Lunch (Channel 4). I am also a qualified Financial Adviser and Mortgage Adviser.PETER ON SOCIALhttps://twitter.com/convofmoneyhttps://www.instagram.com/conversationofmoney https://www.youtube.com/c/conversationofmoney

David Semmens is Chief Investment Officer at Cadro and an External Investment Committee Member at Wealthify where he was previously CIO. He holds additional Investment Committee and advisory roles and is an adjunct lecturer at Heriot-Watt University.  Our conversation starts with David's path into the world of investment which took him around various European cities and ultimately to Edinburgh where he decided to settle. We speak about the impact of Fintech on the way that wealth is managed and discuss its disruptive nature as well as the focus on dynamism and change. This is a significant shift from the older, more static, approach to managing money towards a more personalized and interactive approach. We trace the beginning of this interactivity to ESG and sustainable investing trends and now examine how it is becoming more widespread. We return to the concept of communication and how key that is to get ideas across. Series 3 of the 2023 Fiftyfaces Podcast is supported by Eagle Point Credit Management. Eagle Point Credit Management is a specialist investment manager principally focused on income-oriented credit investments in niche and inefficient markets. Founded by Thomas Majewski in partnership with Stone Point Capital in 2012, Eagle Point currently manages over $7.8 billion in AUM. Investment strategies pursued by the firm include collateralized loan obligations (“CLOs”), portfolio debt securities, and other opportunities across the credit universe. Currently, they believe that Eagle Point is the largest investor in CLO equity in the world and one of the largest non-bank lenders focused on providing financing solutions to credit funds. Learn more about Eagle Point at http://eaglepointcredit.com/

David Semmens is Chief Investment Officer at Cadro and an External Investment Committee Member at Wealthify where he was previously CIO. He holds additional Investment Committee and advisory roles and is an adjunct lecturer at Heriot-Watt University.  Our conversation starts with David's path into the world of investment which took him around various European cities and ultimately to Edinburgh where he decided to settle. We speak about the impact of Fintech on the way that wealth is managed and discuss its disruptive nature as well as the focus on dynamism and change. This is a significant shift from the older, more static, approach to managing money towards a more personalized and interactive approach. We trace the beginning of this interactivity to ESG and sustainable investing trends and now examine how it is becoming more widespread. We return to the concept of communication and how key that is to get ideas across. Series 3 of the 2023 Fiftyfaces Podcast is supported by Eagle Point Credit Management. Eagle Point Credit Management is a specialist investment manager principally focused on income-oriented credit investments in niche and inefficient markets. Founded by Thomas Majewski in partnership with Stone Point Capital in 2012, Eagle Point currently manages over $7.8 billion in AUM. Investment strategies pursued by the firm include collateralized loan obligations (“CLOs”), portfolio debt securities, and other opportunities across the credit universe. Currently, they believe that Eagle Point is the largest investor in CLO equity in the world and one of the largest non-bank lenders focused on providing financing solutions to credit funds. Learn more about Eagle Point at http://eaglepointcredit.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In Series 3 of the Fiftyfaces Podcast we start to dig deep – into sustainability standards, fintech, what impact actually means, and bust myths around hybrid working, the great resignation and entrepreneurship. We ask whether we are using the right terminology - especially with respect to the vexed topic of ESG - and as whether private wealth is serving the diverse client base appropriately. We look at fintech advances as well as changes in privacy and what it will mean in terms of our personal choices. An executive search expert dissects the impact of the shift to hybrid working and the changes that she sees in the hiring landscape, while a policy expert shares what it is like to work with some of the luminaries of finance. The guests on Series 3 are: Robert Eccles who describes himself – in a nutshell – as a dedicated weightlifter, capital markets activist and professional committed to improving corporate reporting and enhancing ESG integration by companies and investors. Marah Curtin who describes herself as a “catalyst on a mission to promote the empowerment of women and the next generation, financially or otherwise”. Based in Dublin, Ireland, but originally from the US, she is a Director of Client Engagement at Davy, and has had a long career in financial planning.  Monisha Varadan who works at Google focused on Privacy and Partnerships, and is a partners at Zephyr Ventures, an acquisition vehicle set up to invest in profitable, growth businesses. She is Director of the Start up Bootcamp and is Entrepreneur in Residence at INSEAD Duncan McInnes who is an Investment Director at Ruffer LLP, where he has spent over a decade. He previously worked in wealth management. Libby Cantrill who is a managing director in PIMCO's portfolio management group. In her role, she analyzes policy and political risk for the firm's Investment Committee and leads U.S. policymaker engagement and policy strategy for the firm. . Cathy Ulozas, who is Chief Investment Officer at Drexel University where she has just celebrated her 13th anniversary as CIO. She has had a long career in asset management, including stints as a bond trader and portfolio manager.  Tory Hyndman who is a Partner at Charta Partners. She is passionate about educating women about careers in the City and is a volunteer for Founders4Schools as well as Maths4Girls as well as an Ambassador for The Diversity Project. Monika Mantilla who is the President and CEO of Altura Capital, which provides institutional investors and strategic partners a mechanism of investing in underserved markets including high-performing small and diverse businesses. Sonali Patel Wilson, who is Managing Director and Director of Alternatives, Americas at Wellington Management where she is based in the New York City area.  David Semmens who is a Chief Investment Officer at Cadro and an External Investment Committee Member at Wealthify where he was previously CIO. He holds additional Investment Committee and advisory roles and is an adjunct lecturer at Heriot-Watt University. Bonus Episode: Isabella Mandis who is a freshman at Harvard College and the founder of “Girls who VC” an industry affinity group which offers resources, content and community to women interested in pursuing careers in or learning more about venture capital. Series 3 of the 2023 Fiftyfaces Podcast is supported by Eagle Point Credit Management, a specialist investment manager principally focused on income-oriented credit investments in niche and inefficient markets. Learn more about Eagle Point at http://eaglepointcredit.com/

In Series 3 of the Fiftyfaces Podcast we start to dig deep – into sustainability standards, fintech, what impact actually means, and bust myths around hybrid working, the great resignation and entrepreneurship. We ask whether we are using the right terminology - especially with respect to the vexed topic of ESG - and as whether private wealth is serving the diverse client base appropriately. We look at fintech advances as well as changes in privacy and what it will mean in terms of our personal choices. An executive search expert dissects the impact of the shift to hybrid working and the changes that she sees in the hiring landscape, while a policy expert shares what it is like to work with some of the luminaries of finance. The guests on Series 3 are: Robert Eccles who describes himself – in a nutshell – as a dedicated weightlifter, capital markets activist and professional committed to improving corporate reporting and enhancing ESG integration by companies and investors. Marah Curtin who describes herself as a “catalyst on a mission to promote the empowerment of women and the next generation, financially or otherwise”. Based in Dublin, Ireland, but originally from the US, she is a Director of Client Engagement at Davy, and has had a long career in financial planning.  Monisha Varadan who works at Google focused on Privacy and Partnerships, and is a partners at Zephyr Ventures, an acquisition vehicle set up to invest in profitable, growth businesses. She is Director of the Start up Bootcamp and is Entrepreneur in Residence at INSEAD Duncan McInnes who is an Investment Director at Ruffer LLP, where he has spent over a decade. He previously worked in wealth management. Libby Cantrill who is a managing director in PIMCO's portfolio management group. In her role, she analyzes policy and political risk for the firm's Investment Committee and leads U.S. policymaker engagement and policy strategy for the firm. . Cathy Ulozas, who is Chief Investment Officer at Drexel University where she has just celebrated her 13th anniversary as CIO. She has had a long career in asset management, including stints as a bond trader and portfolio manager.  Tory Hyndman who is a Partner at Charta Partners. She is passionate about educating women about careers in the City and is a volunteer for Founders4Schools as well as Maths4Girls as well as an Ambassador for The Diversity Project. Monika Mantilla who is the President and CEO of Altura Capital, which provides institutional investors and strategic partners a mechanism of investing in underserved markets including high-performing small and diverse businesses. Sonali Patel Wilson, who is Managing Director and Director of Alternatives, Americas at Wellington Management where she is based in the New York City area.  David Semmens who is a Chief Investment Officer at Cadro and an External Investment Committee Member at Wealthify where he was previously CIO. He holds additional Investment Committee and advisory roles and is an adjunct lecturer at Heriot-Watt University. Bonus Episode: Isabella Mandis who is a freshman at Harvard College and the founder of “Girls who VC” an industry affinity group which offers resources, content and community to women interested in pursuing careers in or learning more about venture capital. Series 3 of the 2023 Fiftyfaces Podcast is supported by Eagle Point Credit Management, a specialist investment manager principally focused on income-oriented credit investments in niche and inefficient markets. Learn more about Eagle Point at http://eaglepointcredit.com/

This is the final episode in this grow It series and I want to explain that while investing can grow your wealth it can make the world a better place at the same time. This is what is at the heart of the broad catch-all term of ethical investing. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing. Make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get notified as soon as a new video is released. ESG fund rating tool from MSCI - https://www.msci.com/our-solutions/esg-investing/esg-fund-ratings-climate-search-tool Ethical investing videos - https://www.youtube.com/playlist?list=PLI23TAO7CN2Zr-XYrmQ-TdZbsW8s5NYx- Best Ethical Stocks & Shares ISAs - https://moneytothemasses.com/saving-for-your-future/investing/which-are-the-best-ethical-stocks-and-shares-isas How to invest ethically and what are the costs - https://moneytothemasses.com/saving-for-your-future/investing/how-can-i-invest-ethically-and-what-are-the-costs Money to the Masses Newsletter - https://moneytothemasses.com/newsletter Money to the Masses Facebook community group - https://www.facebook.com/groups/moneytothemasses Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Thank you to our Grow It sponsors: Wealthify - For more information about Wealthify, including how to take advantage of our £100 cashback offer, please visit https://www.wealthify.com/mttm. New customers only, offer closes at midday on 28th April 2023. Qualifying investment must remain invested for 6 months to qualify. T&Cs apply. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit https://www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK's leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform. If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/ --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses #investing #investingforbeginners #growit

In this episode I am going to focus on investing for children and the concept of intergenerational wealth. The reason why the topic of investing for children is at the end of the series is because you can only plan for their future if you have already planned for your own. It is the financial planning equivalent of putting on your own oxygen mask first during a plane emergency before turning to help children, as we've been instructed in every pre-flight safety briefing. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.  We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get notified as soon as a new video is released.  How to become a millionaire podcast - https://moneytothemasses.com/news/podcast/mttm-podcast-episode-283 Best buy table (Children's savings) - https://moneytothemasses.com/saving-for-your-future/savings-best-buy-tables/childrens-accounts Best Junior Stocks and Shares ISAs - https://moneytothemasses.com/quick-savings/parents/best-junior-stocks-and-shares-isa Best Junior Stocks and Shares ISA video - https://youtu.be/xNK3KX7eQ0A Best and Cheapest Junior SIPPs - https://moneytothemasses.com/saving-for-your-future/pensions/best-and-cheapest-junior-sipps Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Thank you to our Grow It sponsors: Wealthify - For more information about Wealthify, including how to take advantage of our £100 cashback offer, please visit https://www.wealthify.com/mttm. New customers only, offer closes at midday on 28th April 2023. Qualifying investment must remain invested for 6 months to qualify. T&Cs apply. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit https://www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK's leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform.  If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/  --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit  

By this point in the series you now are familiar with investing and will have enough confidence to explore your options further. For the remainder of the series I want to briefly touch upon boosting cash returns, investing for children & intergenerational wealth and then investing for good which covers ethical & impact investing. Cash is always seen as a starting point of any investing journey but for some people it is ultimately a destination itself. So in this episode I'm going to run through some quick tips on how to boost the interest you can earn on money in a savings account.   Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.    We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get notified as soon as a new video is released.   Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest.   Best buy table (savings) - https://moneytothemasses.com/saving-for-your-future/savings-best-buy-tables/what-is-the-best-savings-account Cash savings platforms - https://moneytothemasses.com/saving-for-your-future/investing/best-savings-platforms Cash savings ladder video - Cash savings ladder Savings allowance - https://moneytothemasses.com/tax/income-tax-2/what-is-the-personal-savings-allowance-and-how-you-can-boost-it-by-5000   Thank you to our Grow It sponsors:   Wealthify - For more information about Wealthify, including how to take advantage of our £100 cashback offer, please visit https://www.wealthify.com/mttm. New customers only, offer closes at midday on 28th April. Qualifying investment must remain invested for 6 months to qualify. T&Cs apply. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority.   Fidelity - For more information about Fidelity, please visit https://www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. ---------------------------------------------------------------------------   Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK's leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform.   If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/   ---------------------------------------------------------------------------   Follow Money to the Masses on social media:   Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit

By this point of this Grow It series you will have a greater understanding about investing your money and growing your wealth. The focus of this series has been on investing in a responsible way, that aims to grow your wealth over the long term while diversifying investment risks. If you are planning on running your own investments and picking a portfolio of funds then it's crucial that you understand the difference between the types of fund structures out there. When researching funds on your investment platform you will come across unit trusts, investment trusts and ETFs. In this video I am going to briefly explain the differences between each type of fund as well as their pros and cons. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.   We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get notified as soon as a new video is released.  Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Best Buy Table (Robo-Adviser) - https://moneytothemasses.com/compare/robo-adviser-best-buy-table Best Stocks and Shares ISA - https://moneytothemasses.com/saving-for-your-future/investing/the-best-stocks-and-shares-investment-isa-the-cheapest-fund-platform Best Pension in the UK - https://moneytothemasses.com/saving-for-your-future/pensions/best-pension-in-the-uk 80-20 Investor (Take out a free trial) - https://moneytothemasses.com/become-an-80-20-investor Asset Allocation Calculator - https://moneytothemasses.com/saving-for-your-future/investing/investing-the-best-free-asset-allocation-tool   Thank you to our Grow It sponsors:   Wealthify - For more information about Wealthify, including how to take advantage of our £100 cashback offer, please visit https://www.wealthify.com/mttm. New customers only, offer ends 28th April. Qualifying investment must remain invested for 6 months to qualify. T&Cs apply. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority.   Fidelity - For more information about Fidelity, please visit https://www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest.   InvestEngine - For more information about InvestEngine visit investengine.com.  Get a £25 investment bonus from InvestEngine when you invest £100 or more https://moneytothemasses.com/saving-for-your-future/investing/investengine-review (Ts&Cs apply). Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) ---------------------------------------------------------------------------   Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK's leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform.   If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/   ---------------------------------------------------------------------------   Follow Money to the Masses on social media:   Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit

So far in this Grow it series you've learnt about why you should think about investing, learnt about risk, return and taxation as well as when you should seek the help of a financial adviser and how to find one you can trust. In this episode I want to explain the basics of the account types that most people need in order to grow their wealth. This is the 6th episode of our Grow it series, which is a series that aims to introduce you to investing and growing your wealth. If you've watched the first 5 episodes you should understand the benefits of investing as well as understand investment risks, potential returns and taxation. You should also have insight into when you should use a financial adviser to recommend and manage your investments and when you don't need to. You will also understand the benefit of using a tax wrapper such as a pension or an ISA to protect any profits or income that your investments generate from taxation. If you are going to grow your wealth then you want to keep as much of it as possible.   In this episode I am going to explore how to build an investment portfolio.    Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.    We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get notified as soon as a new video is released.   Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest.   Best Buy Table (Robo-Adviser) - https://moneytothemasses.com/compare/robo-adviser-best-buy-table Best Stocks and Shares ISA - https://moneytothemasses.com/saving-for-your-future/investing/the-best-stocks-and-shares-investment-isa-the-cheapest-fund-platform Best Pension in the UK - https://moneytothemasses.com/saving-for-your-future/pensions/best-pension-in-the-uk 80-20 Investor (Take out a free trial) - https://moneytothemasses.com/become-an-80-20-investor Asset Allocation Calculator - https://moneytothemasses.com/saving-for-your-future/investing/investing-the-best-free-asset-allocation-tool   Thank you to our Grow It sponsors:   Wealthify - For more information about Wealthify, including how to take advantage of our £100 cashback offer, please visit https://www.wealthify.com/mttm. New customers only, offer ends 28th April. Qualifying investment must remain invested for 6 months to qualify. T&Cs apply. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority.   Fidelity - For more information about Fidelity, please visit https://www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. ---------------------------------------------------------------------------   Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK's leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform.   If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/   ---------------------------------------------------------------------------   Follow Money to the Masses on social media:   Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit

Listener survey: https://forms.gle/KsXWNff3mLXmZu7DAThe survey only takes a few minutes but we'll choose one lucky winner at random to win two signed copies of Emilie's book! We really appreciate your feedback on the podcast.

So far in this Grow it series you've learnt about why you should think about investing, learnt about risk, return and taxation as well as when you should seek the help of a financial adviser and how to find one you can trust. In this episode I want to explain the basics of the account types that most people need in order to grow their wealth. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.  We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell  to ensure you get notified as soon as a new video is released. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. How do pensions work - https://moneytothemasses.com/saving-for-your-future/pensions/how-do-private-pensions-work What are my pension options at retirement? - https://moneytothemasses.com/saving-for-your-future/pensions/what-are-my-pension-options-at-retirement Lifetime ISAs explained - https://moneytothemasses.com/saving-for-your-future/investing/lifetime-isas-explained-are-they-the-best-way-to-save VCTs & EISs explained - https://moneytothemasses.com/news/podcast/mttm-podcast-episode-361 Thank you to our Grow It sponsors:  Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm.  Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK's leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform. If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/ --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit

In the last video in this series I discussed risk and return as well as discerning your attitude to risk. In this video I want to talk about when you need to take financial advice and when you don't. A financial adviser can provide advice on a wide range of products and services including insurance, mortgages, retirement planning, tax and savings and investments. In this video I am just going to focus on investment advice. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.  We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell  to ensure you get notified as soon as a new video is released. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Risk Profile Questionnaire - https://riskprofiling.com/Get-Started/myrisktolerance Robo-adviser Table - https://moneytothemasses.com/compare/robo-adviser-best-buy-table Thank you to our Grow It sponsors:  Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm.  Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK's leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform. If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/ --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit  

Our expert hosts, Ross Gallagher and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Open banking startup Abound nabs $601M to supercharge its AI-based consumer lending platform - 5:35 BaaS platform Griffin secures UK banking licence with restrictions - 16:05 Woman, 91, loses account and pension after Barclays declares her dead - 30:25 Western Union turns to MFS to expand global money transfers - 42:38 Your Juno partners with Wealthify to bring financial education to women and non-binary people - 52:10 Metro Bank stores are safe spaces for domestic abuse victims - 54:00 People are posting their failed Monzo applications on TikTok - 57:30 This week's guests include: Michelle He, Co-Founder and COO, Abound David Jarvis, CEO, Griffin With soundclips from: Kumar Shourav, Managing Director - MTOs, MFS Africa Anna Decoudu, Lending Director - Consumer Finance, RateSetter/Metro Bank Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Get your tickets for our next After Dark here (https://info.11fs.com/london-calling) Special Guests: Anna Decoudu, David Jarvis, Kumar Shourav, and Michelle He.

In this video series I provide an introduction into investing. By this point in the series, you will now understand why you should think about investing and also the things to think about before you start. In this video, I'll cover understanding investment risk and return as well as the relationship between them. I will also touch upon how your investments may be taxed. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.  We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell  to ensure you get notified as soon as a new video is released. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Risk Profile Questionnaire - https://riskprofiling.com/Get-Started/myrisktolerance Robo-adviser Table - https://moneytothemasses.com/compare/robo-adviser-best-buy-table Thank you to our Grow It sponsors:  Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm.  Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK's leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform. If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/ --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit  

In the first video of this Grow it series, I covered why you should consider investing. But while investing can be a great way to grow your wealth and achieve your financial goals, before you even start, there are a few things you should consider. In this video, we'll cover some important factors to keep in mind before you start investing. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.  We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell  to ensure you get notified as soon as a new video is released. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Thank you to our Grow It sponsors:  Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm.  Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine - For more information about InvestEngine visit investengine.com.  Get a £25 investment bonus from InvestEngine when you invest £100 or more https://moneytothemasses.com/saving-for-your-future/investing/investengine-review (Ts&Cs apply). Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK's leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform. If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/ --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit  

[AD – episode sponsored by Wealthify] Looking to invest in the stock market this year? Well, join me and Michelle Pearce-Burke, co-founder and Chief Strategy Officer of Wealthify, to learn more about the importance of having an emergency fund before you invest, as well as other investing top tips! Wealthify makes investing accessible to anyone as they have a team of experts that will make all the investing decisions for you. To download Wealthify and start your investing journey today, tap here! **With investing the value of your money can go down as well as up, and there's a risk you could end up with less than you initially put in, so please make sure you do not invest more than you can afford. Wealthify does not provide financial advice. Please seek financial advice if you are unsure about investing. Wealthify is also authorised and regulated by the Financial Conduct Authority. For more All Things Money, make sure you give us a follow on Instagram, Twitter and join our growing Facebook Community! Our next live event is also taking place on Wednesday 29th March! To grab tickets, click here!

In this first episode of our GROW IT series, I explain what investing is and the difference between savings and investing. I talk about risk, the importance of inflation, how you can invest for passive income and responsibly grow your wealth over time. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.  We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell  to ensure you get notified as soon as a new video is released. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Thank you to our Grow It sponsors:  Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm.  Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine - For more information about InvestEngine visit investengine.com.  Get a £25 investment bonus from InvestEngine when you invest £100 or more https://moneytothemasses.com/saving-for-your-future/investing/investengine-review (Ts&Cs apply). Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK's leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform. If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/ --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit  

Our Grow It series consists of 10 episodes where you can find out everything you need to know about investing.  A new episode will be released every Tuesday and Thursday throughout the month. To watch the series, make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get notified as soon as a new video is released.  Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Thank you to our Grow It sponsors: Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority.  Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest.  InvestEngine - For more information about InvestEngine visit investengine.com.  Get a £25 investment bonus from InvestEngine when you invest £100 or more https://moneytothemasses.com/saving-for-your-future/investing/investengine-review (Ts&Cs apply). Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK's leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform.   If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/  --------------------------------------------------------------------------- Follow Money to the Masses on social media:   Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses  

[AD - episode sponsored by Wealthify]

AD with @wealthifycom | What does it take to disrupt a male dominated industry as a young female founder?Bored of the high fees and barriers to investing, Michelle Pearce-Burke set out on a mission to make investing accessible to everyone.As the co-founder of Wealthify, we hear how Michelle quit medical school for finance, why starting a company young was the best decision she made and why the most important thing you could do for your financial future is just start.Watch the episode in full on YouTube or listen to the podcast on any platform.(Wealthify does not offer financial advice. Please seek financial advice if you're unsure about investing) Thank you to our sponsor @wealthifycom for powering this episode.Wealthify is a digital investment platform that makes investing accessible and affordable as their experts will do all the hard work for you. And luckily for you, Wealthify is offering all Money Unfiltered listeners the chance to get an extra £50 into your investment pot. So, if you've been thinking about starting with investing and you've kept putting it off, now could be the perfect time to make the leap.So, what do you need to do? Simply open a Wealthify Plan and invest £50. Then after 12 months of the money being invested, Wealthify will pay an additional £50 into your Plan. How great is that?Now for the legal bit. T&Cs obviously apply, and this offer is open to new Wealthify customers only. It will only be available to the first 500 qualifying customers, and you will also need to claim the offer via the dedicated landing page and pay £50 into your Plan by 31st December 2022.Claim the offer and read the full T&Cs here: wealthify.com/moneyunfiltered.And remember, with all investing your capital is at risk and you could get back less than you put in. Wealthify is also authorised and regulated by the Financial Conduct Authority.

The fitness industry - built to improve our health, our self esteem and ultimately our lives - or is it?This week we speak to intuitive movement fitness coach Tally Rye to find out whether the fitness industry truly has our health - or making healthy profits - at its heart.We ask - is it more lucrative to sell us the dream, unattainable body than encourage us to be happy in our own skin? And how can we tell who really has our best intentions at heart in the fitness industry?You can now watch the episode in full on YouTube here: https://www.youtube.com/channel/UCPrI7PiVHJPnYSeIKpKccgwThank you to our sponsor Wealthify for powering this episode.With Wealthify, it's simple and affordable to invest as their team of experts will build your perfect Investment Plan and make all the decisions for you.And luckily for you, Wealthify is offering all Money Unfiltered listeners the chance to get an extra £50 boost into your investment pot. So, if you've been thinking about starting, now could be the perfect time to make the leap.So, what do you need to do? Simply open a Wealthify Plan and invest £50. Then after 12 months of the money being invested, Wealthify will pay an additional £50 into your Plan. How great is that?Now for the legal bit. T&Cs obviously apply, and this offer is open to new Wealthify customers only. It will only be available to the first 500 qualifying customers, and you will also need to claim the offer via the dedicated landing page and pay £50 into your Plan by 31st December 2022.Read the full T&Cs at: wealthify.com/moneyunfiltered.And remember, with all investing your capital is at risk and you could get back less than you put in. Wealthify is also authorised and regulated by the Financial Conduct Authority.

Whilst men in the Premier League make millions a year, the average salary in the Women's Super League is around £26,000.Are the men's salaries obscene, are the women underpaid, or when it comes to the bottom line of the business of football, do the numbers add up?Charlton FCs very own Rachel Newborough tells us about life as a professional footballer, her views on the future of the game, and whether there's any hope for gender equality in football.You can now watch the episode in full on YouTube here https://www.youtube.com/channel/UCPrI7PiVHJPnYSeIKpKccgwThank you to our sponsor Wealthify for powering this episode.With Wealthify, it's simple and affordable to invest as their team of experts will build your perfect Investment Plan and make all the decisions for you.And luckily for you, Wealthify is offering all Money Unfiltered listeners the chance to get an extra £50 boost into your investment pot. So, if you've been thinking about starting, now could be the perfect time to make the leap.So, what do you need to do? Simply open a Wealthify Plan and invest £50. Then after 12 months of the money being invested, Wealthify will pay an additional £50 into your Plan. How great is that?Now for the legal bit. T&Cs obviously apply, and this offer is open to new Wealthify customers only. It will only be available to the first 500 qualifying customers, and you will also need to claim the offer via the dedicated landing page and pay £50 into your Plan by 31st December 2022.Read the full T&Cs at: wealthify.com/moneyunfiltered.And remember, with all investing your capital is at risk and you could get back less than you put in. Wealthify is also authorised and regulated by the Financial Conduct Authority.

Can the business of fashion ever truly be profitable and sustainable?That's the question we're diving into this week with Robyn Poppy, ex-fashion buyer, content creator and queen of second-hand shopping. From whether shopping sustainably means spending more to the complex world of fashion manufacturing, if you've ever wondered whether you can shop more sustainably, this episode is a must-listen.Watch the episode in full on YouTube or listen to the podcast on any platform.Thank you to our sponsor @wealthifycom for powering this episode. Wealthify is a digital investment platform that makes investing accessible and affordable as their experts will do all the hard work for you. And luckily for you, Wealthify is offering all Money Unfiltered listeners the chance to get an extra £50 into your investment pot. So, if you've been thinking about starting with investing and you've kept putting it off, now could be the perfect time to make the leap.So, what do you need to do? Simply open a Wealthify Plan and invest £50. Then after 12 months of the money being invested, Wealthify will pay an additional £50 into your Plan. How great is that?Now for the legal bit. T&Cs obviously apply, and this offer is open to new Wealthify customers only. It will only be available to the first 500 qualifying customers, and you will also need to claim the offer via the dedicated landing page and pay £50 into your Plan by 31st December 2022.Claim the offer and read the full T&Cs here: wealthify.com/moneyunfilteredAnd remember, with all investing your capital is at risk and you could get back less than you put in. Wealthify is also authorised and regulated by the Financial Conduct Authority.

PSA: Buying Black isn't a radical act.This week, we speak to Khalia Ismain, founder of Jamii - the home for Black creators and makers - about how buying from Black-owned businesses isn't revolutionary. We discuss the unique challenges faced by Black entrepreneurs, the impact of shopping small and why spending money is a vote with our wallets.You can now watch the episode in full on YouTube here: https://www.youtube.com/watch?v=PEYLc5Hfs4oThank you to our sponsor Wealthify for powering this episode.With Wealthify, it's simple and affordable to invest as their team of experts will build your perfect Investment Plan and make all the decisions for you.And luckily for you, Wealthify is offering all Money Unfiltered listeners the chance to get an extra £50 boost into your investment pot. So, if you've been thinking about starting, now could be the perfect time to make the leap.So, what do you need to do? Simply open a Wealthify Plan and invest £50. Then after 12 months of the money being invested, Wealthify will pay an additional £50 into your Plan. How great is that?Now for the legal bit. T&Cs obviously apply, and this offer is open to new Wealthify customers only. It will only be available to the first 500 qualifying customers, and you will also need to claim the offer via the dedicated landing page and pay £50 into your Plan by 31st December 2022.Read the full T&Cs at: wealthify.com/moneyunfiltered.And remember, with all investing your capital is at risk and you could get back less than you put in. Wealthify is also authorised and regulated by the Financial Conduct Authority.

How do you navigate having a faith - which strongly encourages generosity & giving - in a secular society that prioritises wealth?On today's episode Emma Borquaye, founder of Girl Got Faith, helps us unpack the tricky topics of life, faith and money. We ask Emma how we reconcile faith with capitalism, whether , and how faith can help us find genuine meaning and purpose in our work and our lives. You can now watch the episode in full on YouTube here: https://www.youtube.com/channel/UCPrI7PiVHJPnYSeIKpKccgwThank you to our sponsor Wealthify for powering this episode.With Wealthify, it's simple and affordable to invest as their team of experts will build your perfect Investment Plan and make all the decisions for you.And luckily for you, Wealthify is offering all Money Unfiltered listeners the chance to get an extra £50 boost into your investment pot. So, if you've been thinking about starting, now could be the perfect time to make the leap.So, what do you need to do? Simply open a Wealthify Plan and invest £50. Then after 12 months of the money being invested, Wealthify will pay an additional £50 into your Plan. How great is that? Now for the legal bit. T&Cs obviously apply, and this offer is open to new Wealthify customers only. It will only be available to the first 500 qualifying customers, and you will also need to claim the offer via the dedicated landing page and pay £50 into your Plan by 31st December 2022.Read the full T&Cs at: wealthify.com/moneyunfiltered.And remember, with all investing your capital is at risk and you could get back less than you put in. Wealthify is also authorised and regulated by the Financial Conduct Authority.

Of the thousands of applicants, very few make it onto reality TV, and even fewer make it into the notoriously competitive sports media industry - but James Green did both.From how being on Shipwrecked changed his career, to why he went back to university at age of 31, we speak to James about his unconventional path to becoming a Sky Sports presenter.You can now watch the episode in full on YouTube here: [youtube link]Thank you to our sponsor Wealthify for powering this episode. With Wealthify, it's simple and affordable to invest as their team of experts will build your perfect Investment Plan and make all the decisions for you.And luckily for you, Wealthify is offering all Money Unfiltered listeners the chance to get an extra £50 boost into your investment pot. So, if you've been thinking about starting, now could be the perfect time to make the leap. So, what do you need to do? Simply open a Wealthify Plan and invest £50. Then after 12 months of the money being invested, Wealthify will pay an additional £50 into your Plan. How great is that? Now for the legal bit. T&Cs obviously apply, and this offer is open to new Wealthify customers only. It will only be available to the first 500 qualifying customers, and you will also need to claim the offer via the dedicated landing page and pay £50 into your Plan by 31st December 2022.Read the full T&Cs at: wealthify.com/moneyunfiltered.And remember, with all investing your capital is at risk and you could get back less than you put in. Wealthify is also authorised and regulated by the Financial Conduct Authority.

Why is saying f*ck to being humble so much harder for women than men?We sat down with the powerhouse of self-belief that is Stef Sword-Williams, founder of F*ck Being Humble to chat about why women find self-promotion icky, how to avoid crossing the line into arrogance and how we can start to big ourselves up at work and in our lives.Find out more about Stef at fuckbeinghumble.com and @fbeinghumblePlus, you can now watch the episode in full on YouTube here: https://www.youtube.com/channel/UCPrI7PiVHJPnYSeIKpKccgwThank you to our sponsor Wealthify for powering this episode.With Wealthify, it's simple and affordable to invest as their team of experts will build your perfect Investment Plan and make all the decisions for you.And luckily for you, Wealthify is offering all Money Unfiltered listeners the chance to get an extra £50 boost into your investment pot. So, if you've been thinking about starting, now could be the perfect time to make the leap.So, what do you need to do? Simply open a Wealthify Plan and invest £50. Then after 12 months of the money being invested, Wealthify will pay an additional £50 into your Plan. How great is that?Now for the legal bit. T&Cs obviously apply, and this offer is open to new Wealthify customers only. It will only be available to the first 500 qualifying customers, and you will also need to claim the offer via the dedicated landing page and pay £50 into your Plan by 31st December 2022.Read the full T&Cs at: wealthify.com/moneyunfiltered.

Saving for children was a subject that came up a lot back in our clubhouse days. So it made sense to revisit it and give you a whistle stop tour of your options.We'll be covering everything from savings  to investing, for younger children and older children. Putting money aside for children isn't just about providing for their futures, its creating a great opportunity to talk about money. And check out MSE website for deals.Bank accountsApps for cash & investingJunior ISAsPensionsGeneral Investments7:21 High street bank savings accounts  (HSBC, Virgin Money, Saffron & Principality Building Society, Halifax)8:35 Banking type apps (Go Henry, Kite, Rooster Money)11:20 Junior ISAs15:02 Investment platforms19:20 Investing apps for Junior ISAs (MoneyBox, Wealthify, Beanstalk)23:51 Alternatives to Junior ISAs28:56 Pensions for childrenBE PART OF THE CAFEWe genuinely love hearing your questions and feedback. So, drop us a voice note  hello@womenandmoney.cafe and come and join the community on Facebook @womenandmoneycafeYOUR HOSTS:Catherine Thomas-Humphreys is an Award Wining Financial Coach, Qualified Financial Adviser and Family Will Writer.Catherine believes money is a force for good and when in the hands of good people can be used to do great things.  She loves working with purpose-led parents who are ready to change  their money habits & beliefs to achieve  financial success for themselves and their family.She founded #TheFinfluencer   as a safe space to coach and empower parents to influence, make, save, spend and grow money, consciously, ethically and positively.  Financial coaching - The FinfluencerMoney Membership FinfluenceCatherine's bitesize money wisdom - InstagramJulie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she's spent years studying and researching how stress affects our financial decision making.She uses her years of experience and research to support women experiencing or planning significant change in their lives. Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.Financial coaching - Ebb & Flow Financial CoachingFinancial advice - Bree Wealth & TaxJulie's inexpert social media antics - Instagram

In this episode, I spoke with Laura Pomfret, the co-founder behind the leading female-focused financial wellness app, Financielle. Since launch they have partnered with leading brands such as Pensionbee and Wealthify, along with appearances in The Guardian and a place on the Tech Nation Exchange Programme for emerging start-ups. We covered: How Laura started Financielle as a small Instagram-based community posting memes, to then selling financial budgeting tools in the form of PDFs and Google Sheets to people who wanted to manage their money better, selling 500 of them at £50 each just from Instagram! How she built an incredibly hyper focused community of people on Instagram who wanted more female-focused financial guidance Where she sees Financielle going as this is a massive problem they are solving --- FREE SHARE WORTH UPTO £200

In this episode, we talk about pensions and savings, and how we should all be thinking about saving for the future. We talk to Brendon Maton an experienced freelance journalist who writes about investing and savings and Hannah Smith, a freelance financial journalist specialising in investment management and personal finance, about the best options out there for freelance journalists.  Brendon Maton LinkedIn: https://www.linkedin.com/in/brendan-maton-23372010/ (https://www.linkedin.com/in/brendan-maton-23372010/) Hannah Smith  Twitter: https://twitter.com/hannah_fran_ (@hannah_fran_) Website: https://www.hannahsmithjournalist.co.uk/   Resources Money helper https://www.moneyhelper.org.uk/en (https://www.moneyhelper.org.uk/en) Government basic pension https://www.gov.uk/state-pension (https://www.gov.uk/state-pension) An example of a pension provider https://www.hl.co.uk/pensions Fidelity https://www.fidelity.co.uk/retirement/ Hargreaves and Lansdown pension calculator  https://www.hl.co.uk/pensions/pension-calculator (https://www.hl.co.uk/pensions/pension-calculator) Pension Bee https://www.pensionbee.com/ (https://www.pensionbee.com/) Pensions tracking service- old lost pension pots https://www.gov.uk/find-pension-contact-details (https://www.gov.uk/find-pension-contact-details) Money and pension service gov https://moneyandpensionsservice.org.uk/ (https://moneyandpensionsservice.org.uk/) NEST pension https://www.nestpensions.org.uk/ (https://www.nestpensions.org.uk/) SIPP  https://www.moneyhelper.org.uk/en/pensions-and-retirement/pensions-basics/self-invested-personal-pensions (https://www.moneyhelper.org.uk/en/pensions-and-retirement/pensions-basics/self-invested-personal-pensions) Wealthify ethical SIPP https://www.wealthify.com/ (https://www.wealthify.com/) Nutmeg ethical investing  https://www.nutmeg.com/socially-responsible-investing (https://www.nutmeg.com/socially-responsible-investing) Pension bee fossil fuel-free pension https://www.pensionbee.com/fossil-fuel-free-pension (https://www.pensionbee.com/fossil-fuel-free-pension) National insurance credit https://www.gov.uk/national-insurance-credits (https://www.gov.uk/national-insurance-credits) Check your state pension https://www.gov.uk/check-state-pension (https://www.gov.uk/check-state-pension) Child benefit  https://www.moneyhelper.org.uk/en/benefits/benefits-if-you-have-children/protecting-your-state-pension-when-you-have-a-baby (https://www.moneyhelper.org.uk/en/benefits/benefits-if-you-have-children/protecting-your-state-pension-when-you-have-a-baby) Freelance journalist recommendations Hugh Wheelan https://www.linkedin.com/in/hugh-wheelan-8449663/?originalSubdomain=uk (https://www.linkedin.com/in/hugh-wheelan-8449663/?originalSubdomain=uk) Felicity Hannah  http://felicityhannah.co.uk/ (http://felicityhannah.co.uk/)

David Semmens is the Chief Investment Officer at leading UK digital wealth management service, Wealthify. David has experience working across a number of industries covering banking, insurance and asset management and has worked for world renowned financial institutions such HSBC Asset Management, Euler Hermes and Standard Chartered Bank. David has gained a reputation as the go-to person for anyone looking to improve their financial literacy and become an investor. The multi-asset investment strategist sat down with James and Hector to discuss a number of topics ranging from the continued digitalisation of wealth management, to his own experiences of working abroad and how startups differ from bigger corporations. Make sure to like and subscribe to the Riding Unicorns podcast to never miss an episode. Also don't forget to give Riding Unicorns a follow on Twitter and LinkedIn to keep on top of the latest developments.

The UK robo advice market has been hitting the headlines again due to the recent JP Morgan Chase deal to buy Nutmeg. So what does this mean for Nutmeg's rival Wealthify? Like other robos in the market, Wealthify has yet to turn a profit since launching in 2016. In its results for 2020 it recorded a loss of £5.3m, up from a £4.8m loss the year before.  I spoke with chief executive Andy Russell, who joined last year from parent company Aviva. He shared the firm's growth plans, and whether it's possible to make money from customers investing small amounts.

Have you made any financial decisions in the past that you massively regret? I know I certainly have! Because of this, one of my best friends Tom and I reflect on our past financial decisions in today's episode, from car finance, getting credit cards and not investing soon enough! This episode is kindly sponsored by Wealthify who make investing easy, affordable and accessible. With investing the value of your money can go down as well as up, and there's a risk you could end up with less than you initially put in, so please make sure you do not invest more than you can afford. To learn more about Wealthify, click here! For more All Things Money, make sure you give us a follow on Instagram, Twitter and Facebook! Fancy supporting the podcast? You can do so here.

Our expert hosts, Sarah Kocianski and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Emily Nicolle, Fintech Correspondent at Financial News Daniel Kjellén, Tink Founder & CEO We cover the following stories from the fintech and financial services space: Wealthify embed Open Banking from Tink in investment app 3:22 Lanistar breaches advertising rules as ‘misleading’ security claims continue 15:31 NatWest, RBS & Ulster Bank lets customers set daily bank transfer limits 27:37 Bank of England’s Bailey calls crypto-currencies “dangerous” while US bank chiefs express caution 38:13 Curve returns to the crowd for fresh funding round 50:02 Square and Plaid partner to give US merchants a better ACH payment experience 51:42 Zeta becomes a unicorn with $250 million Softbank led funding 53:33 Charlie bit my finger video to be taken off Youtube after selling for… £500,000!!! 55:18 This episode is sponsored by Temenos Temenos is the world’s leader in banking software, serving over 3,000 banks. TCF Online 2021, is the industry's premier virtual event, welcoming thousands of C-level executives, industry influencers and rising stars of fintech, with over 50 live and on-demand sessions. Register today to hear Temenos' CEO reveal his vision on the future of banking, learn about Temenos' latest innovations, and hear from Changemakers like Barclays, Varo and PayPal, sharing their best practices on banking transformation. Find out more: TCF Online 2021 (https://go.temenos.com/tcf-online-2021/register) This episode is sponsored by Visa US This episode is brought to you by Visa, the world’s leader in digital payments. Visa’s Fintech Fast Track program is the quickest and easiest way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at partner.visa.com (https://partner.visa.com/?utm_source=partner&utm_medium=affiliate&utm_content=sponsored-podcast_english_60min0sec&utm_campaign=us_fintech_q3-fy21-11fs-fintechinsider&utm_creative=awareness_11fs-fintech-insider). This episode is sponsored by YouGov With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 (https://yougov.co.uk/topics/finance/articles-reports/2021/02/16/global-banking-2021?utm_medium=advertising&utm_source=11FS&utm_campaign=ADV-2021-05-UKI-11FS) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Daniel Kjellén and Emily Nicolle.

Have you ever wanted to create your very own small business? Well, if so, this week I am joined with the amazing Lauren, founder of Short Stuff and Girls Marketing Hub to discuss how you can start your very own side hustle! If you are a small business owner, or are someone currently running a side hustle, and would like to learn more about how you can open up your very own business account, how taxes work, and how to claim back expenses, then feel free to grab a copy of my Small Business Pack here which explains all of this and more! This episode is kindly sponsored by Wealthify who make investing easy, affordable and accessible. With investing the value of your money can go down as well as up, and there's a risk you could end up with less than you initially put in, so please make sure you do not invest more than you can afford. To learn more about Wealthify, click here! For more All Things Money, make sure you give us a follow on Instagram, Twitter and Facebook! Fancy supporting the podcast? You can do so here.

This week I am joined with Clarence from @CKTalksMoney to discuss all things mortgages! If you are currently in the process of saving for your first home, or are wanting to learn more about what a mortgages is, how they work and if you can really afford to purchase a property sometime in the future, then this is the perfect episode for you! This episode is kindly sponsored by Wealthify who make investing easy, affordable and accessible. With investing the value of your money can go down as well as up, and there's a risk you could end up with less than you initially put in, so please make sure you do not invest more than you can afford. To learn more about Wealthify, click here! For more All Things Money, make sure you give us a follow on Instagram, Twitter and Facebook! Fancy supporting the podcast? You can do so here.

Have you ever wanted to learn more about how to invest in the stock market? Well, this week I am joined with Ryan from @makingmoneysimple to discuss how you can navigate the stock market as a beginner! The Stock Market can often be seen as daunting place, so Ryan and I are here to simplify the world of investing for you! Here are a list of books that were recommended in today's episode: -Rich Dad, Poor Dad by Robert Kiyosaki -Money Master the Game by Tony Robbins -The Richest Man in Babylon by by George S. Clason -Money: A User's Guide by Laura Whateley This episode is kindly sponsored by Wealthify who make investing easy, affordable and accessible. With investing the value of your money can go down as well as up, and there's a risk you could end up with less than you initially put in, so please make sure you do not invest more than you can afford. To learn more about Wealthify, click here! For more All Things Money, make sure you give us a follow on Instagram, Twitter and Facebook! Fancy supporting the podcast? You can do so here. **Some of these links are affiliate links, meaning that if you make a purchase, I will make a small commission, but will not affect the price for you!

Welcome to our very first episode of the All Things Money Podcast! Today I am joined with Elvire from @SavewithElvs to discuss effective tips and tricks to help you save money effectively! Whether you are a student, unemployed, or working full-time, this episode will provide you with the perfect money saving hacks to help you save some extra cash! If you are interested in learning more about the Help to Save Scheme, then tap here. This episode is kindly sponsored by Wealthify who make investing easy, affordable and accessible. With investing the value of your money can go down as well as up, and there's a risk you could end up with less than you initially put in, so please make sure you do not invest more than you can afford. To learn more about Wealthify, click here! For more All Things Money, make sure you give us a follow on Instagram, Twitter and Facebook! Fancy supporting the podcast? You can do so here.

As the pandemic continues to impact personal finances across the world, research shows that women and minority groups are being disproportionately affected. That's why it's increasingly important that financial products, such as bank accounts, savings products and financial advice, are accessible and inclusive for everyone. The FCA estimates that in the UK, 1.3 million adults don't have access to a bank account. Can technology, and the rise of online banks like Starling or Monzo, help make personal finance more inclusive and empower customers to take control of their money? My guest today is Nina Mohanty - a financial technology expert - who has had an incredible career in the financial tech industry, working with some of the biggest startups that have transformed the way we manage our money. Nina is an advocate for financial inclusion, working on products that champion inclusion and help users build financial resilience, allowing them to be more prepared for life's unexpected events as well as it's opportunities. Today, Nina shares with us her personal, and professional financial journey. We talk about how the fintech industry evolved and what happens at the crossroad of financial services and technology and how fintech can empower people to make better financial decisions. Nina is very honest about her own financial journey (she's all about transparency!), tells us how she got into debt, and gives us her top apps and tools that have aided her to spend, save and to get started investing. You can follow and connect with Nina at: Twitter: www.twitter.com/ninamohanty Instagram:@nina.mohanty Nina shared some great resources in this episode. All the links are below:Chip: www.getchip.ukPension Bee: www.pensionbee.comMonzo: www.monzo.comStarling: www.starlingbank.com Wealthify: www.wealthify.comNutmeg: www.nutmeg.comWealthSimple: www.wealthsimple.comMoneyBox: www.moneyboxapp.comMoneyFarm: www.moneyfarm.comPatricia Bright's budgeting tips: https://www.youtube.com/watch?v=CC5dXZYTO1A ElleVest in the US: https://www.ellevest.com/Instagram-hyped fintech Lanistar not authorised, warns FCA: https://www.ft.com/content/31597fd6-4794-4634-8991-bd373b7d8a18 Investment protection by the FSCS: https://www.fscs.org.uk/what-we-cover/investments/ *Remember: the value of investments can go down as well as up so you may get back less than you invest. Always do your own research - and note that what we discussed in the podcast is not a personal recommendation for any particular investment.*You can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.* See acast.com/privacy for privacy and opt-out information.

Fintech appointmentsFormer HSBC Group COO Andy Maguire joins Thought Machine as new chair. The cloud native core banking technology firm hopes Maguire will aggressively pursue its international growth plans over the coming years. In addition to Maguire's appointment, Thought Machine says it will unveil new clients in the coming months.Stephen Reidy will drive strategic growth at GoCardless after taking on the role of VP and general manager UK & Ireland at the fintech. Reidy will also implement GoCardless' go-to-market strategy and cross-functional management of its high performing teams.Regtech ComplyAdvantage has appointed Richard Orme as chief technology officer and Anna Keren as VP of technology. As well as the new hires, the company recently earned recognition from research firm Celent and Chartis as a ‘leading provider of AML risk data and financial risk management solutions'.Partnerships & CollaborationsMoneyGram and Tesco Bank have unveiled an international online money transfer platform. It allows MoneyGram and Tesco customers to set up their transactions online and then pay by cash or card at Tesco stores. The new service also allows customers to easily send money abroad.Everlink Payment Services has asked Financial Software and Systems (FSS) to modernise its card operations to support future growth plans. A FSS API-based solution will replace Everlink's legacy card issuance infrastructure.While Tribe Payments and Currencycloud partner to bring a new banking-as-a-service solution to fintechs and digital banks. As well as delivering ‘complete transparency to foreign exchange costs charged on international card transactions', the collaboration will also give customers access to multi-currency wallets.Flexible cashflow solutions for small businesses are on the way after Payment Systems and Priority Commercial Payments team up with fintech Behalf Inc. The companies say their collaboration will also help businesses adjust to the disruption in cash flow as a result of Covid-19.Next, the SimplyBiz Group and Wealthify say their new partnership will provide low fee digital investment option for advisers. It will also lead to ‘improved efficiency and improved business performances'.Payments company EBANX will offer more e-wallet solutions in Brazil after hooking up with PayPal. Last year in Brazil, digital wallets were the third most used payment method for e-commerce purchases, according to Americas Market Intelligence.Finally, authentication expert Regula has partnered with Liechtenstein Cryptoassets Exchange (LCX).In particular, LCX will be utilising Regula's digital forensic technology to comply with know-your-customer requirements under the Due Diligence Act (DDA) Liechtenstein.Funding, mergers & industry updatesCloud-native clearing bank ClearBank, in partnership with business bank Tide, has been awarded £25million from the RBS Alternative Remedies Package. Tide says it is thankful that the BCR has granted ‘the opportunity to create a genuine alternative to the oligopoly that has dominated the UK SME market for too long'.The Tel-Aviv Stock Exchange hopes to attract high-tech and fintech entities following the launch of a new data system. The API-based TASE Data Hub offers daily data, end-of-day data and historical data, using customised parameters.Syfe, the Singapore-based digital wealth manager, has raised SG$25.2million in a Series A funding round led by fintech-focused investment firm Valar Ventures. With customers across 23 countries, Syfe says it will use the funding to enter new markets as well as develop new products and services.Next, Paya, the integrated payment provider, is to acquire The Payment Group (TPG). In addition to investing in TPG's sales efforts, Paya will integrate TPG's online billing and software applications into its end-to-end payments platform.While Intel Capital says it has chosen to invest in Israeli startup EasySend because of its intelligent and impactful approach to accelerating digital transformation. EasySend has built a no-code platform for insurance companies.Uncapped, the revenue-based finance startup, has set its sights on rapid European expansion after investment. Mouro Capital, the successor fund of fintech-specialist Santander InnoVentures, has led a $26million financing round in Uncapped.LaunchesMaking digital payments available to all South Africans is the aim of the ‘Ozow Revolution‘. As part of this ‘visionary effort' Ozow has also unveiled two new online payments solutions to its platform.Fintech TotallyMoney has unveiled a new app-only feature that uses credit report data to highlight borrowing blindspots. Credit Assistant scans a customer's credit data and presents them with an overview of their borrowing.About The Fintech TimesFintech needs an authoritative voice that gives our industry exposure and integrity.We are building that voice over the years together with the main players in finance, international thought leaders and global Fintech firms, with the support of our 75,000+ unique online readers per month and over 150,000+ copies of the print & digital newspaper circulated around the world.Our mission is clear and simple – to make Fintech understood and celebrated.For more information about The Fintech Times, please visit our website Follow us and join in the conversation.Twitter | Linkedin | YouTube | Facebook | Instagram

Michelle is the co-founder and chief investment officer of Wealthify, a digital investment platform designed to break down the barriers that potentially stop millions of people from investing. Michelle began her career as a traditional stockbroker for a boutique firm in Guernsey but realised early on that the opportunity that investing provides should be available to everyone - not just the wealthy. She decided that things needed to change, and she wanted to be a part of the solution, co-founding Wealthify with the mission of making investing simple, affordable and accessible to all. Michelle spoke to us about Wealthify and how she got to where she is.  Join our Facebook Group here:          https://www.facebook.com/groups/shesonthemoney/ 

Wealthy is an investment app for first-time investors. In this week's show, I talk through my thoughts on Wealthify and highlight some things first-time investor really need to know. INVESTING GUIDE FOR BEGINNERS: WEALTHIFY https://conversationofmoney.com/money-guides/ (https://conversationofmoney.com/money-guides/)

Wealthify’s CEO and co-founder, Dr Richard Theo is a Cardiff-based award-winning entrepreneur. Technology is at the heart of everything Richard does, having used his PhD in computer sciences to established a number of successful tech companies, including ActiveQuote Ltd, the UK's leading comparison site and broker of health insurance, income protection & life insurance, and most recently, Wealthify.

On the third episode of Money Bites by Smart Money People we're chomping into robo advisors, can they manage our money better than traditional wealth management firms? We'll have prank calls, fiery debates and an interview with Wealthify co-founder Michelle Pearce-Burke. (01:14), Fighting Talk: Can a robot manage your money better? (7:59), Prank Call: Mr. Money calls Wealthsimple (10:00), Michelle Pearce-Burke Interview (20:40), Skittlemania with Michelle Pearce-Burke You can reach us at hello@smartmoneypeople.com, on twitter at @SmartMoneyPPL or visit the site at smartmoneypeople.com (http://smartmoneypeople.com/) .

Robo-advisors - I’m sure you’ve heard of them by now, and how they’re supposedly disrupting the investment game, but if you haven’t, this episode should clear up some of the smoke and point you in the right direction when it comes to picking one and getting started! / Nutmeg: http://thydailyedge.com/recommends/nutmeg / Moneyfarm: (use referral code: MF087364 to save on fees) http://thydailyedge.com/recommends/moneyfarm / Wealthify: (search for the THY DAILY EDGE circle to save on fees) http://thydailyedge.com/recommends/wealthify / Scalable Capital: http://thydailyedge.com/recommends/scalable-capital / Wealthsimple: http://thydailyedge.com/recommends/wealthsimple / Oval: (use referral code: DED9EMQU to save on fees) http://thydailyedge.com/recommends/oval / Moneybox: https://www.moneyboxapp.com / If you liked this episode, David also writes an intellectually stimulating newsletter full of dry humour and useful resources at: www.theknowledge.substack.com / Keep the conversation going on Twitter at @Legendofbaba using the hashtag #TheKnowledge

- Another study shows Americans are struggling to save for the future. What can be done? - How do you convince others to save, build an emergency fund, and understand compound interest (Mark) - What stock would make a good graduation gift (Jason) - What is the best robo advisor in the UK (Emma, UK) - Can you explain how you buy company stock in a discount purchase plan (Sydney, Waterbury,Connecticut) - The pitfalls when it comes to house flipping and hiring contractors - In the band - Trevor pays off his last debt. Mentioned on the show: Wealthify - https://www.wealthify.com Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

In today's episode of the podcast I am joined by Michelle Pearce-Burke who is the co-founder of the online investment management company Wealthify. Michelle began her career as a traditional stockbroker, but was unhappy with some of the barriers to helping people get into investing. She decided that she wanted to be part of the solution to this, and so co-founded Wealthify which makes investing simple, affordable, and accessible.  In this episode we will bust some common myths; I don't have enough money to invest Investing is just for the wealthy It's simply too risky I can't invest because I need access to that money You have to be an expert to invest in the stock market Investing is the same as gambling Resources: The Money Panel Wealthify offer Book in a complimentary call to discuss how financial coaching can help you move from financial overwhelm to confidence and control.  Join Catherine's Facebook Page and FREE Facebook Group My Website  My Online Courses - From Spender to Saver, Investing for beginners from £1 My YouTube Channel  Connect with me on Twitter, Instagram and Facebook  Find Wealthify on their Website  Download Wealthify on iTunes and the Google Play Store Apps Bud Yolt Stats on women investing referred to in the episode  FSCS compensation scheme

In this special episode of the Business Weekly podcast, Business News Wales hosted a special discussion on Fintech. The round table discussion was sponsored by Recruit121 and Fintech Awards Wales Hosted by Matt Hyde of Recruit121 the round table comprised of; Richard Theo - CEO of Wealthify and Fintech Wales Envoy Louise O'Shea - CEO of Confused.com Rhys David - CEO of Credas During the podcast, the guests spoke on a number of subjects including; What is Fintech? How is Fintech disrupting the Financial services sector? How can Fintech companies work together for the betterment of the industry And what challenges the Fintech sector is currently facing in Wales Listen below to the full discussion.

Historically characterized by high fees and questionable objectivity, retail investments are going through a transformation as the likes of Robinhood, Betterment, Scalable Capital and others bring compelling digital offerings to market.   Richard Theo is the co-founder and CEO of Wealthify, one of the UK's leading roboadvisors.    With a background in technology and computer science, Richard started Wealthify in 2014 to take advantage of the then relatively nascent digital investments market. In 2017, Aviva acquired a majority stake in Wealthify to offer its services to their existing customer base.   It feels like we've only just started down the path of retail investments transformation. In my personal view, we've made great progress, but we're still miles away from truly revolutionary offerings in the space. Just like in digital banking, there are a handful of players vying for primacy, and it's interesting to watch it unfold.   Have a view on this subject? Let us know on Twitter @rebankpodcast, on LinkedIn or on our website www.bankingthefuture.com.   Thank you very much for joining us today. Please welcome, Richard Theo.

Hello and welcome to Rebank. I'm your host, Will Beeson. This is part one of a two-part episode.   We recently participated in an event with PIMFA, the UK Personal Investment Management and Financial Advice Association, on the subject of Millennials and Financial Services, as part of a research project they're undertaking.   The research looks at how people in their 20s and early-30s think about life, work and the future, and how that influences their financial decisions.   We spoke with a range of guests at and around the event, ranging from incumbent investment managers to fintech startups to millennials themselves and stitched those conversations together into this two-part episode.   In part one, we'll hear from PIMFA's CEO, Liz Field, and Head of Research, Gary Sunderland, as well as Sally Allan, Chief Marketing Officer of Wealthify, a roboadvisor, and Ellie Duncan, Deputy Content Editor at FT Adviser.   In part two of the episode, which we'll release in the coming weeks, we'll hear from Nina Mohanty, Business Development at fintech marketplace platform Bud, and Sophie Winwood, formerly of Innovate Finance and soon to be with Anthemis, a Venture Capital firm, for a deeper dive into the way Millennials themselves think about life, work and money.   A huge thanks to PIMFA for coordinating the event and facilitating our involvement.   As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com.   If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Liz Field, Gary Sunderland, Sally Allan and Ellie Duncan.

Today's insights show shines a light on the regional fintech spaces across the UK. Fantastic insights are given by fintech experts who are working successfully outside of London and making waves in the fintech space: Lisa Wood, CMO at Atom, the challenger bank based in Durham, in North East England Chris Sier, Fintech Envoy for the North of England James Varga, CEO and Co-founder of the ID Company, based in Edinburgh Richard Theo, CEO and Co-founder of Wealthify, based in Cardiff, and newly appointed Fintech Envoy for Wales Virraj Jatania, CEO and founder of Pockit Paul Rippon, Deputy CEO at Monzo We want to burst the London fintech bubble and talk about UK fintech successes across the whole country. We’re going to be taking a look at the under the radar success stories across the UK, particularly those outside of the behemoth of the London bubble. We hope you enjoyed the show! Don't forget to subscribe so you never miss an episode, and follow Fintech Insider on Twitter or Facebook. If you really loved it, please leave us a review, we love reading them! Special Guests: Chris Sier, Gregoire Michel, James Varga, Lisa Wood, Paul Rippon, Richard Theo, and Virraj Jatania.

David's representing 11:FS without the other guys this week, but he's not alone as he's joined by Bianca Lopes, Sarah Kocianski, and Jamie Campbell to power through another packed show. First up, and straight off the back of our appearance at XeroCon, we cover Curve's partnership with Xero. Hit or miss? Let us know what you think. The team discusses Starling's launch of Business Accounts - yet another string to their bow - and has the Brexit vote hit Tandem's ability to raise money? The guys talk about two stories on Atom - contrasting their £42m loss last year to the increase in their deposits over £900m. And we discuss whether pensioners are being penalised for saving too much. Are consumers comfortable sharing their financial data and, if not, could the news derail the open banking revolution? Meanwhile, HSBC gets the jump on other large UK banks, announcing a new app to link customer accounts. Plus...Aviva invest in Wealthify, real-time payments on two continents, yet more news on Equifax, and a cryptocurrency for Ghostface Killah. Find all these stories and much, much more over at fintechinsidernews.com (https://fintechinsidernews.com). Sign up to join the discussion, spread the word, tell your friends and don't forget to leave us a review on iTunes. If you want to get in touch, drop us a line at podcasts@11fs.com or on Twitter @FintechInsiders and follow us on Facebook. Special Guests: Bianca Lopes, Jamie Campbell, and Sarah Kocianski.

Episode 14 – Trading Fundamentals and Robo Investing The Guest We were joined by Michelle Pearce of Wealthify to talk about the launch of their robo-investing product that mixes algorithms with manual analysis to invest users’ money in a variety of markets. Michelle is an ex-trader who decided against day-trading as her preferred wealth-creation activity,…