Podcast appearances and mentions of iona bain

Self-worth and financial worth are interlinked, yet many of us don’t prioritise this. Your personal growth is your biggest asset. By regularly investing in you and your development, you will likely see some serious returns in your earning potential. In this episode of A Little Bit Richer, our host Iona Bain is joined by Amy Kean - Founder of Good Shout - a learning and development company helping people communicate with confidence. Amy explains how we should all be continually learning and investing in ourselves - as well as finding ways to boost our confidence and let our unique and authentic voice be heard. This increase in self-worth matters way more to your bank balance than you might think. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Check out Amy Kean and Good Shout here Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

We all have to do life admin, but some tasks feel far heavier than others. And so, many of us avoid doing them altogether. Whether it’s having an up-to-date Will, nominating your pension beneficiaries, or figuring out who you’d want to act on your behalf if something were to happen, this is the kind of life or death admin many of us run from - until we can’t! In this episode of A Little Bit Richer, our host Iona Bain is joined by Mike Hiner, who’s an estate planner from Strategic Asset Protection. Together they discuss the practical steps, common misconceptions and the small actions you can take now that will make a huge difference for the people you would leave behind. From choosing who you’d like to benefit from any cherished possessions and savings to ensuring the paperwork is legally binding - we are making the conversation around this important admin feel a little less overwhelming. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer You can find Mike on TikTok @theassetprotectionguy Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

How does your attitude towards money affect your current finances and shape your long-term financial wellbeing? And where does this mindset come from? From your spending and saving habits to how much you can earn and what you think you’re worth. It has all been quietly shaped by your family, your upbringing and your friends. All the little messages you were absorbing without even realising have played a part in shaping your attitude towards finances or money script. And it ultimately shapes your future financial wellbeing. In this episode of A Little Bit Richer, our host Iona Bain is joined by Selina Flavius, Financial Coach and Author of Black Girl Finance. Selina went from having a huge fear around money and debt, to shifting her attitude and allowing herself to thrive financially. Together they delve into the different money scripts we have, the behaviours they encourage and how we might want to re-write them if they’re not serving us. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer For more information on Selina Flavius and to see her work, you can check out Black Girl Finance Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Parenthood changes everything- including your bank balance. With shifts in your income, sleep deprivation and little ones to care for, how do you make sure your money is working as hard as you are? From parental leave rights and pension gaps to childcare costs and budgeting on a tighter income, the financial side of starting a family can feel overwhelming. But it doesn't have to. In this episode of A Little Bit Richer, our host Iona Bain is joined by Katie Guild, mum and co-founder of Nugget Savings - the online financial community, offering membership, masterclasses and the tools to help parents forecast and plan whilst navigating their money and their rights Together they explore all the financial aspects of starting and raising a family, childcare support and ways to thrive while balancing it all. So whether you're thinking about starting a family, already expecting or in the thick of those early years- this one's for you. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer For more information on managing finances and your rights when starting a family, check out Nugget Savings website Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Buying a car used to be relatively simple. But with so many options and ways to buy nowadays, it can be tough to know which option is best and what you’re actually signing up for. With approximately 80% of new cars in the UK now bought on finance, it’s a decision millions of people are making, often without fully understanding the options and the impact on their long-term finances. In this episode of A Little Bit Richer, our host Iona Bain is joined by Stuart Masson, founder of The Car Expert. Stuart unpacks the economics of car ownership and shares lots of knowledge to help you understand the fine print behind car buying and how choosing the wrong option now can impact your future finances. From HP, to PCP, to taking out a personal loan, Stuart breaks down what the different finance options actually mean, the hidden costs to watch out for, and how to decide what is best for you. So if you’ve been considering a new set of wheels, this episode will help you better understand all the ways you can pay for it and the pros and cons of each option. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer For more information on car buying check out The Car Expert website Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

If you think pensions are complex and something to put off for another day, then this episode is probably for you. In this episode of A Little Bit Richer, our host Iona Bain is joined by Tom Trennery from the Workplace Pensions team at L&G to recap the basics. Tom highlights how the choices we make about our pension savings now will impact the life we can live in later years. Tom breaks down why your workplace pension might actually be one of the easiest (and smartest) ways to build long-term wealth. And together, they unpack how it all works, from your contributions, your employer’s top ups (aka “free money”) and why tax perks make workplace pensions so powerful. If you’ve not taken much notice of your workplace pension, this episode will help you feel more in control. Tom shares practical tips to help you boost your pension pot over time, without too much of an impact on your current lifestyle - and ultimately reminds us that making smart moves today will help you have the life you want tomorrow. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer The pension consolidation episode that Tom & Iona reference is called: The Easy Explainer to combining your pension savings The Easy Explainer on Combining Your Pension Savings - A Little Bit Richer - Omny.fm Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

What does your future financial self really need from you today? In this episode of A Little Bit Richer, our host Iona Bain is joined by financial educator and content creator Tolu Frimpong to explore the powerful (and often overlooked) relationship between your present-day decisions and your longer-term wealth. Tolu shares the real-life choices and mindset shifts that transformed her relationship with money. And together, they unpack being stuck in “survival mode” with finances, why you can’t afford not to invest in your future and how your identity shapes your financial outcomes. If you’ve ever told yourself “I’ll start saving later” or “I just don’t have enough,” this episode will challenge that thinking and give you practical ways to start showing up for your future self today and make that life a little bit richer. Because whether you plan for it or not… your future is coming. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow Tolu on Instagram Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

In part two of our investing special on A Little Bit Richer, Iona Bain is back with financial educator and founder of Vestpod, Emilie Bellet. Together they unpack the practical side of investing from building a balanced portfolio to understanding risk, diversification and the difference between passive and active investing. They talk about a good mindset, why spreading your money across a range of investments matters, and Emilie shares a simple habit that can help you build wealth over time. So if you’d like to be more active with investing, this episode will give you a roadmap. If you missed part one, go back and listen to their chat on the foundations of investing – ‘Why playing it safe with money can be risky’. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow Emilie on Instagram Just a reminder that investments are for the longer term. Their value will go down as well as up and you may get back less than you put in. Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Why do credit cards so often feel manageable at first, and then quietly turn into long-term debt?In this episode of The Wallet, Emilie Bellet (Vestpod) is joined by Iona Bain, award-winning broadcaster, columnist, and author, following her Panorama investigation Maxed Out: The Credit Card Trap. Together, we unpack how credit card products are designed, why minimum payments and rising credit limits keep people stuck, and why debt can linger for years, even when people feel responsible and are doing their best.We discuss:What the “credit card trap” really is, and why it is not about being bad with moneyWhy minimum payments create a false sense of safetyHow credit limit increases quietly make debt harder to escapeBalance transfers, when they help and when they just delay the problemThe emotional side of debt, and why shame keeps people stuckWhat actually helps people stay in controlThe information shared is for educational purposes only and is not financial advice.#ad This episode is sponsored by MoneyWeek.MoneyWeek gives you a clear weekly roundup of the stories, trends, and market moves that matter, written by expert journalists and delivered in print or on the app. You can try six issues for free, then enjoy an exclusive £5 discount on a quarterly subscription for The Wallet community at moneyweek.com/wallet with the code WALLET.Connect with Vestpod:Sign up to The Edit newsletter: https://www.vestpod.com/subscribeCourses and bootcamps: https://www.vestpod.com/coursesFollow on Instagram: https://www.instagram.com/vestpodEmilie's book: You're Not Broke, You're Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

In this first part of a two-episode investing special on A Little Bit Richer, our host Iona Bain sits down with financial educator and founder of Vestpod, Emilie Bellet, to explore the foundations of investing. Emilie and Iona talk through the differences between saving and investing and offer some tips for those who’re keen to build their longer term wealth. They delve into the emotional side of investing and how fear, greed, FOMO and panic can all influence our decisions, often at the worst possible moments. Emilie shares some of her early mistakes with tips on keeping calm in chaotic markets. Then they discuss balancing short-term goals with long-term investing. Whether you’re already investing, thinking about starting, or currently sitting on the sidelines, this episode will help you understand the mindset behind successful investing and why even small steps can make a meaningful difference, helping you be a little bit richer in the future. Stay tuned for Part Two where we’ll get practical on ways to build a diversified portfolio that works for you. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow Emilie on Instagram Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

With new ISA changes announced in the Autumn Budget and updates to cash ISA limits on the horizon, now is the perfect time to get clear on how these powerful, tax-efficient savings and investment tools can help you build long-term financial confidence. In this episode of A Little Bit Richer, our host Iona Bain is joined by Paula Hughes from L&G to demystify the world of ISAs and help you understand how they can work for you at every stage of life. Together, they explore the different types of ISAs available and how to choose the best one for you. They also discuss the “use it or lose it” rule and what the upcoming changes could mean for savers and investors. So whether you’re saving for your first home, building long-term wealth, or simply trying to protect your money from inflation, this episode will help you decide how to make your ISA allowance work harder for you. Because when it comes to tax-efficient growth, the earlier you start, the bigger that snowball can get for a future that’s a little bit richer. You don’t pay tax on the interest, income or capital gains you make inside an ISA. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Being self-employed can be incredibly freeing but financially, it can also feel like a rollercoaster. In this episode of A Little Bit Richer, our host Iona Bain is joined by accountant and behavioural expert Krystal McGilvery to discuss ways to manage money when your income isn’t guaranteed. From cash-flow anxiety and chasing invoices to saving for retirement without an employer pension, Krystal shares practical, no-nonsense tips to help you feel more in control of your finances. Together, they explore how to smooth out irregular income, build a financial buffer and plan for the long term, without sacrificing the freedom and joy that comes with being your own boss. So whether you’re newly self-employed, years into freelancing, or just thinking about taking the leap, this episode is packed with reassurance and clarity to help you build a more stable and sustainable financial future that’s a little bit richer. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow Krystle on Instagram Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Divorce can emotionally, practically and financially turn your world upside down. In this episode of A Little Bit Richer, our host Iona Bain is joined by friend of the show Jenny Hazan to unpack the impact on your finances when a relationship ends and how to protect your future. Drawing on both her professional expertise at L&G and her personal experience of divorce, Jenny explains why separation is often “two break-ups”, how the so-called “singles tax” can hit overnight, and she shares one of the most overlooked areas of divorce that can prevent regret later in life. Whether you’re navigating a divorce, supporting someone who is, or simply want to be better prepared for the future, this episode offers reassurance and practical steps for taking control of your finances one step at a time. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer You can find the Pension Calculator here: Pension Calculator | Legal & General Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

In our special Book Club episode, we’re starting the year a little differently by digging into the books that can genuinely transform how we think, feel, and behave around money. Because personal finance isn’t just about numbers. It starts with mindset, habits, and our relationship with money. Our host Iona Bain is joined by self-confessed bookworm Sean Philip from L&G’s Workplace Pension team, to explore four powerful reads: The Psychology of Money by Morgan Housel Money Together by Heather and Doug Boneparth Atomic Habits by James Clear The Anxiety Solution by Chloe Brotheridge Together, they unpack the big ideas, uncomfortable truths, and “aha” moments from each book. From why consistency beats luck when building wealth, to how couples can talk about money without conflict, how habits shape financial confidence, and why tackling anxiety is key to making better financial decisions. Whether you’ve read all four books, skimmed the highlights, or haven’t picked them up yet, consider this your guided tour through the insights that really matter and the small changes that can make a big difference to making your financial future a little bit richer. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.See omnystudio.com/listener for privacy information.

Heading into 2026, we’ve lots more episodes to come. We’d love to hear your thoughts. Is there a financial topic you’ve been curious about? A financial challenge you’d like help navigating? Tell us how we can make next year the one where your money goals really take off. Send us a DM or write a comment on our Instagram and TikTok. Leave us a comment on Spotify or write in the review section on Apple Podcasts. You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer You can watch video episodes on L&G’s YouTube channel Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Celebrate the festive season with Iona Bain as she unwraps the 12 Financial Days of Christmas! A collection of the most practical, inspiring, and feel-good money tips shared on the podcast this year. From smart investing and tackling career change fears to managing debt, boosting your pension, remortgaging with confidence, handling inheritance conversations, and creating passive income, this episode brings together the very best insights from our 2025 guests like Claer Barrett, Rotimi Merriman-Johnson, Dr. Eliza Filby, ‘The Mortgage Mum’ Sarah Tucker, Emmanuel Asuquo and Helen Tupper. These quick tips will help you finish the year strong and step into 2026 feeling financially empowered and hopefully, a little bit richer! You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

There is a widespread belief that there will no longer be a state pension in the future, which has emerged among young people. This is one of the beliefs that Young Money blog founder Iona Bain has noticed developing among generation Z and millennials, as she tells FT Adviser editor Simoney Kyriakou. Hosted on Acast. See acast.com/privacy for more information.

Saving money feels great in theory… but sticking to it in real life? That’s the tricky part. In this episode of A Little Bit Richer, our host Iona Bain is joined by financial coach Laura Ann Moore to unpack how to gamify your savings and make your money habits stick. With Christmas spending peaking and New Year’s resolutions looming, Laura shares practical ways to keep saving, even when life feels expensive. From reframing your identity as a “saver,” to mastering habit stacking, to using tech, cashback, and clever psychological tricks, this episode is full of empowering tools that you can start using today. Discover how to transform saving into something rewarding, sustainable, and dare we say… fun that will help make you a little bit richer. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can follow Laura Ann Moore on Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Will you be better or worse off than you were before Chancellor Rachel Reeves announced her tax and spending plans in her long-awaited budget? From the minimum wage and scrapping of the two-child benefit cap to ISA caps and tax threshold freezes, Niall looks at how the budget will impact you with personal finance expert Iona Bain. Producers: Tom Gillespie and Araminta Parker Editor: Wendy Parker

In part two of our tax special, our host Iona Bain and accountant Tim Paul dive deeper into the tax topics that matter most - from side hustles and rental income to tax-free childcare and ISAs. Tim breaks down what the rules really mean, how to stay on the right side of HMRC, and the quick wins that can stop you overpaying tax like checking your tax code, understanding allowances, and making the most of your pension. If you’ve ever wondered how much you can earn tax-free, when you need to declare your extra income, or how to make your savings truly tax-efficient, this is your jargon-free guide to keeping more of what you earn. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow Tim Paul on Instagram The information in this episode is correct when published on 13 November 2025. However if you’re listening at a later date, please double check as there may have been changes. Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Tax. It’s something we all pay, but few of us truly understand much about this large deduction from our earnings. In this first of two bite-sized episodes, our host Iona Bain sits down with accountant and finance content creator Tim Paul to shed some light on how it works. Tim explains how you can reduce your tax bill through clever tools like salary sacrifice and pension contributions, putting more of your hard-earned money to good use while still playing by the rules. If you’ve ever wondered whether you making the most of tax-free benefits through your employer, this episode will leave you feeling a little bit richer and a lot more tax-savvy. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow Tim Paul on Instagram Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser. The information in this episode is correct when published in October 2025. However if you’re listening at a later date, please double check as there may have been changes.See omnystudio.com/listener for privacy information.

If you’ve ever changed jobs, chances are you’ve collected a few different pension pots along the way. Did you know bringing them together is easy and could save you money and time in the long term? In this episode, our host Iona Bain is joined by Mike Crossley, Head of Workplace Pension Consolidation at L&G, to demystify the process of consolidation. Together, they tackle the big questions: How easy is it to do? Could lower fees and clearer tracking of your savings make it worthwhile? How do you know if this is the best thing for you to do? Do you need an expert to help? Mike explains how pension transfers work (often faster and simpler than you might think), the potential long-term benefits, and the key safeguards designed to protect savers. Whether you’ve got £200 or £200,000 saved, this episode will help you take control of your retirement planning and maybe reduce your future life admin too. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Is your mortgage deal coming to an end soon? Or maybe you’re not tied in and could check if there’s something better out there? Hopefully this episode will help save you some money. Our host Iona Bain is joined by friend of the show Sarah Tucker, aka The Mortgage Mum, to demystify the world of remortgaging. Together, they unpack what remortgaging really means, why it matters more than ever in today’s market, and the pros and cons of fixing versus tracking your rate. You’ll hear how life changes like moving home, starting a family, or changing jobs can shape your options, and get practical tips on the costly mistakes and how to avoid them. Whether you’re looking for certainty, flexibility, or simply the best deal, this episode will give you the tools to feel more informed, confident, and in control of your mortgage decisions. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow The Mortgage Mum on Instagram Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

What is the one thing splitting our generation? It shapes our future, divides us from friends and maybe even matters more than a university degree. In this episode, our host Iona Bain is joined by historian and generational expert Dr. Eliza Filby to explore the rise of the “inheritocracy” - a world where the Bank of Mum and Dad increasingly decides who gets ahead. They unpack how family wealth shapes education, housing, childcare, and even relationships, and what this means for millennials and Gen Z. From the great wealth transfer to shifting attitudes around inheritance, Eliza shares insights from her new book and offers practical advice for those who don’t have parental support to fall back on. Whether you have the support of Mum and Dad or not, it’s important to understand the economic differences that it creates along with some guidance on what you can do if you’re not in this position. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow Dr. Eliza Filby on Instagram. Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

What will give you a stronger financial future? Buying a home or putting extra into your pension so you have enough to retire one day. With high property prices and changing retirement plans, millennials and Gen Z face a tricky financial dilemma. In this episode, Iona Bain sits down with Claer Barrett, Consumer Editor at the Financial Times and host of the Money Clinic podcast, to unpack the debate around investing in a property and building a good pension pot. They explore why home ownership feels like the top priority for many and the benefit longer term of putting more money into your pension. Claer also shares practical insights on mortgage terms, overpayments, workplace pension contributions and the power of starting early. Whether you’re dreaming of your own home, being mortgage free or a retirement filled with treats, this conversation offers clarity, encouragement and steps to make your money work harder for your future self. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow Claer Barrett on Instagram. You can find information on the Retirement Living Standards here: Home - Pensions UK - Retirement Living Standards Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Personal finance is the theme of this episode as we hear from two friends of the Library of Mistakes deeply committed to making financial understanding more accessible – particularly to younger people.Iona Bain has made her name as a supporter of millennials striving to make the most of their finances, and is the resident money expert on BBC One's Morning Live. Originally from Edinburgh, she has also taken part in a series of videos with Russell Napier promoting the Library.We also hear from Michael Gilmore, a Singapore-based fund manager who became so frustrated at the reluctance of the finance profession to share the basics of money awareness with younger people that he founded the global Money Awareness and Inclusion Awards.Our trio of guests is completed by our regular chat with David Clarke, CEO of the charity Didasko which, as well as running the Library of Mistakes, supports two valuable financial inclusivity projects – Future Asset and Leavers' Money Skills.This episode is presented by Leila Johnston and Fraser Allen. Do drop us a line at leila@libraryofmistakes.com or fraser@libraryofmistakes.com.For more information on our guests, see: ionajbain.co.uk & www.maiawards.orgPhoto credit for image of Iona: Grace Elisewww.libraryofmistakes.com

Buying a home is one of life’s biggest financial and emotional milestones, but it can also feel overwhelming. From deposits and legal fees to mortgage rates and market changes, there’s a lot to consider before you get the keys. In this episode, our host Iona Bain sits down with Sarah Tucker, mortgage expert and founder and CEO of The Mortgage Mum, to break down the home buying journey step-by-step and what it all might cost. With recent changes to Stamp Duty and mortgage lending, Sarah shares her expert insights on the housing market. Together they cover the stages, typical costs, common pitfalls and the emotional rollercoaster of a homebuyer’s journey. Whether you’re a first-time buyer or looking to move, this episode is packed with practical advice and reassurance and your ultimate guide to making calm, confident, informed decisions for your next move. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow The Mortgage Mum on Instagram Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Around 1 in 5 people in the UK are neurodivergent, but it often doesn’t get discussed enough when it comes to personal finance. In this episode, our host Iona Bain speaks with accountant and behavioural finance expert Krystle McGilvery about the often-overlooked link between neurodiversity and money. Krystle shares her personal experience of living with ADHD and dyslexia, and how these conditions impact her financial habits. From budgeting struggles to impulsive spending and long-term planning challenges, together they explore how emotional regulation, executive function, and financial systems all intersect. Get ready for some empowering strategies to help take control of your financial future, whether you’re navigating your own neurodivergence or supporting someone who is. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow Krystle on Instagram Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Money talk can be awkward and vulnerable, but it doesn’t have to kill the romance. In this episode, our host Iona Bain is joined by financial adviser and author Bola Sol to unpack the dos and don’ts of managing money with your partner. From combining accounts to spotting red flags, Bola shares practical advice for couples at every stage, whether you've just started dating or planning for a long-term future. You’ll learn smart strategies on financial fairness, keeping your independence, and building a money plan that works for both of you. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram Follow Bola Sol on Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Digital payments have become the norm in managing our money but why has there been a boost in cash spending? In this episode, our host Iona Bain sits down with financial advisor, author and content creator Emmanuel Asuquo to unpack our evolving relationship with money in a cashless world. Emmanuel explores the psychological impact of contactless spending, why so many are returning to cash, and how to create ‘friction’ in your finances to avoid mindless purchases. They also dive into emotional spending, creating strong financial habits and how tech can help you take back control. Get ready for some practical and empowering advice for modern money management. You can watch episodes on our YouTube channel And see behind the scenes content on our TikTok and Instagram Follow Emmanuel Asuquo on Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Debt has become a fact of life for many, but that doesn’t mean it’s easy to navigate or talk about. In this episode, our host Iona Bain is joined by Claer Barrett, Consumer Editor at the Financial Times and a passionate advocate for financial literacy. Together, they tackle the reality of debt among young people in the UK - from student loans and credit cards to the rise of buy now, pay later. Claer breaks down how credit scores work, the traps of high interest borrowing, and why ‘negative wealth’ is an emerging issue for millennials. You’ll learn practical advice on managing repayments, understanding your options, and where to turn for help when things feel overwhelming. So get ready to feel on top of your finances and stay there. Claer mentioned a free guide and organisations which offer support on debt. More details are here. Watch ALBR episodes on L&G’s YouTube channel And see behind the scenes content on L&G’s TikTok and Instagram Follow Claer Barrett on Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser. See omnystudio.com/listener for privacy information.

In this episode of That NextGen Planners Podcast we are joined by the brilliant Iona Bain.  We discuss misconceptions about Millennials and Gen Z's financial habits, barriers to wealth building, and the impact of social media on young people's financial knowledge. Join our community: www.nextgenplanners.co.uk

No matter how much you have to invest, setting good and solid foundations is vital. In this episode, our host Iona Bain is joined by friend of the show and financial adviser Rotimi Merriman Johnson, aka Mr. MoneyJar, to demystify the world of investing. From choosing the investment platform to understanding index funds, stocks and tax-efficient accounts like ISAs and SIPPs, Rotimi shares clear, practical advice without the jargon. They also discuss the psychology of investing, the importance of diversification, and how to stay focused on long-term growth, especially when the markets get bumpy. Get ready to be empowered to take those first steps towards building a future you’ll thank yourself for. You can watch episodes on our YouTube channel And see behind the scenes content on our TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow Rotimi Merriman-Johnson on Instagram Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

It can be hard to look beyond managing your money from one payday to the next. But if you have dreams for your life in the future, you’ll need a plan on how to fund this. In this episode our host Iona Bain is joined by financial adviser, author and money columnist Bola Sol to unpack what it really takes to be in the best position to afford it. From budgeting with purpose, deciding what your work-life balance is, building solid money habits and managing setbacks with compassion, Bola shares her no-nonsense, empathetic approach to long-term financial wellbeing. Whether you're dreaming of buying a home, starting a family, or simply trying to get your head around credit and emergency funds, you’ll hear practical wisdom to help you turn financial stress into strategy. You can watch episodes on our YouTube channel And see behind the scenes content on our TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow Bola Sol on Instagram @Bola_Sol Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

Do you feel like you’re working hard but hardly moving up the career ladder? Is success only achievable through promotion? What will give you satisfaction? In this episode our host Iona Bain is joined by Helen Tupper, co-founder of Amazing If and co-author of The Squiggly Career, to explore why success doesn't always mean a straight line to the top. They discuss how to rethink promotions, build confidence and find purpose in a working world that’s increasingly non-linear. You’ll learn how to identify your values, grow your network with purpose and create a career that works for you. Whether you’re climbing, pivoting, or staying put in your career, there are so many ways you can rewrite the rules of your success. You can watch episodes on our YouTube channel And see behind the scenes content on our TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow Amazing If on Instagram @AmazingIf Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give information for a UK audience that’s relevant at the time of recording.See omnystudio.com/listener for privacy information.

Do you spend more than you should? Or maybe the opposite and you’ve a tendency to be frugal? ? In this episode, our host Iona Bain is joined by financial psychotherapist Vicky Reynal to explore the emotional undercurrents behind our money habits. From childhood experiences and family dynamics to social media and FOMO, Vicky unpacks the complex psychology that shapes how we think, feel, and behave with money. You’ll hear about the subtle difference between overspending and self-sabotage, how scarcity mindsets can quietly drive our decisions, and why our financial habits are often less about numbers—and more about feelings. Whether you're a frugal saver or a spontaneous spender, there’s lots of practical insights and empowering advice to help you better understand your relationship with money and how to start building healthier habits today. Follow Vicky on Instagram @vickyreynalpsychotherapy You can watch episodes on our YouTube channel And see behind the scenes content on our TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give information for a UK audience that’s relevant at the time of recording.See omnystudio.com/listener for privacy information.

Whether you're looking for some extra income, creative fulfilment, or a path to financial independence, side hustles are a great way to do this. In this episode, financial advisor Emmanuel Asuquo and our host Iona Bain dive into the world of side hustles— from what you could offer, when you might need to pay tax and ideas to generate business. They explore the highs and lows, the myths and realities, and strategies to balance it with your full-time job. Because taking time to develop a side hustle you’re passionate about, can go a long way to making you a little bit richer. Follow Emmanuel on Instagram @theemaneffectuk You can watch episodes on our YouTube channel And see behind the scenes content on our TikTok and Instagram You can play the podcast and find other useful content on Legal & General’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

In a post-pandemic world, with the rise of working from home and flexible hours, there’s a whole new meaning to work life balance. In this episode, Joe Ryle from the Four Day Week Foundation joins our host Iona Bain to discuss how changing work patterns can lead to a healthier work culture with increased productivity and reduced burnout. They dive deep into the role of technology in blurring boundaries and offer practical advice on how you can begin advocating for more balance in your work life. You can watch episodes on our YouTube channel And see behind the scenes content on our TikTok and Instagram You can play the podcast and find other useful content on Legal & General’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.See omnystudio.com/listener for privacy information.

This week, when was the last time you gave your pension some attention? There's good reasons why even those relatively engaged in their finances might not be completely on top of their pension saving. Why does that matter - and how can you fix it? That's our focus today with our special guest, the BBC's Iona Bain. That's the focus today, as well as the latest ups and downs in markets. Host, Ed Monk, and his occasional guests provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

Hello, I'm Emilie Bellet and you're listening to The Wallet, a jargon and judgement free space for financial education. In our final episode of our festival recap series, Iona Bain shares her insights about the economy, how you should act during recessions, and gives some vital investment guidance. Get your notes app ready, there's lots to learn! Watch the Full talk on Youtube: https://youtu.be/1-tVxfJ9Lmg?si=8L0o1HT3GRJ1VdKo PARTNERSOur festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP MorganWomen on the Move, PensionBee and the Financial Times.CONNECT WITH VESTPODIf you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCESMain takeaways: https://www.vestpod.com/news/money-matters-festival-2024-market-update-iona-bain DISCLAIMERWe are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

We all like free money, so this week we're discussing the things you can do to give your festive finances a boost.Iona Bain joins the team as they explain how to make money from switching bank accounts, how to navigate cash back credit cards and more. Read our 11 ways to give yourself a Christmas bonus in 2023 & sign up to our free Money newsletter.

Iona Bain, financial expert and broadcaster from BBC Morning Live gives everyone some great advice on how to look after your finances. Plus, JK has a secret hook up in to Al's private messages. And join the JK & Al show facebook group to win gear and join the community: https://www.facebook.com/groups/687128666193061/ JK & Al neon light: https://loveincltd.co.uk Sontronics Podcast Pro: https://www.sontronics.com/podcastpro Learn more about your ad choices. Visit podcastchoices.com/adchoices

The new year is a perfect time to rethink and reorganise your financial affairs but where should you start? Host Claer Barrett is joined by Iona Bain of Young Money blog, financial educator Timi Merriman-Johnson, aka Mr Money Jar, and Sara Williams of the Debt Camel. They discuss their own new year's resolutions, whether it's worth overpaying on your mortgage as interest rates are set to rise, and why paying more into your pension could be a good idea. Plus, advice on how to keep to your new year's financial goals.Money Clinic is keen to hear from listeners and readers. If you would like to get in touch, please email us at money@FT.com or DM Claer on social media. She is @ClaerB on Twitter, Instagram and TikTok. Presented by Claer Barrett. Produced by Persis Love. Our executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Is cash a Christmas cop-out?57% said that the increase in inflation had impacted their Christmas giftingA third (32%) plan on giving their kids money this Christmas – with cash reigning king (49%)55% of kids prefer cash, though would happily accept bank transfers (25%) and gaming currencies such as Robux, V-Bucks, and MinecoinsChristmas will be costly this year, with inflation driving up prices across the board. Not only will our dinners and decorations be impacted, but more than half (57%) have said it has impacted their gift-giving plans.This comes as a third (32%) say they plan on giving their kids money this Christmas, with cash reigning king as 49% look to put notes and coins in cards for the big day, according to research by NatWest Rooster Money.Physical pounds and pennies are also preferred by kids (55%), though bank transfers (25%) and subscriptions (16%) are also viable options – more so than traditional cheques (13%) and gift cards (12%), which seem to be on the way out.Meanwhile, recognising money is ever-evolving, almost one in ten (8%) parents have said they will gift crypto, while 13% plan on giving their child specific gaming currency – with kids favouring Robux (13%) V-Bucks (10%) and Minecoins (5%). Which begs the question, if this trend continues do parents need to be educating themselves on how this works?While parents still prefer to give physical presents (40%) – choosing how they are personal (47%) and can feel more ‘special' (56%) – cash in a card or money in a virtual wallet can be an important learning tool at a time where we all need to think about our personal finances.YoungMoney Blogger and personal finance expert, Iona Bain, recognises parents want to give their children key life skills around money, and now in 2022, this means embracing both physical and digital financial tools. Hosted on Acast. See acast.com/privacy for more information.

Sarah Vine and Imogen Edwards Jones are joined by Celia Walden whose latest book, Payback has been receiving great acclaim. Financial expert Iona Bain explains the crypto crash and Dyscalculia.  You can find Celia's book here: https://www.waterstones.com/book/payday/celia-walden/9780751583151 Find Iona Bain here: https://twitter.com/ionayoungmoneySee omnystudio.com/listener for privacy information.

How can you make the most of your savings at a time when inflation is eating into the value of your cash? Host Claer Barrett, the FT's consumer editor, speaks to Iona Bain, personal finance writer and author, and Sarah Coles, senior personal finance analyst at Hargreaves Lansdown, and sources, for practical advice about how to get the best interest rates on your savings and how to use savings to achieve your financial goals. Plus, should you use your cash savings to overpay your mortgage?If you would like to be a future guest on Money Clinic, email the team via money@ft.com or send Claer a DM on social media — she's @Claerb on Twitter, Instagram and TikTok. Iona Bain can be found at https://www.youngmoneyblog.co.uk/Sarah Coles is on Twitter @sarahecolesPresented by Claer Barrett. Produced by Persis Love and Philippa Goodrich. Executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Julia Gillard, former Australian Prime Minister – and the only woman to have held that role – reflects on the death of Queen Elizabeth II and her status as a global female leader. What will it mean for Australia where King Charles automatically became Head of State last week? Ophelia Lovibond, best known for playing Izzy Gould in the BBC mockumentary series W1A, discusses her new TV series Minx and playing Carrie Johnson. In a bid to close stubborn gender pay gaps, several states in the USA have passed laws requiring salary ranges to be clearly stated on all job ads. To discuss the growing trend and whether it is workable in the UK, we hear from money blogger Iona Bain and Radha Vyas, co-founder of the group travel company Flash Pack. The Hungarian government has tightened abortion laws in the country, meaning women who want to get an abortion will have to listen to vital signs - such as the foetal heartbeat - before being allowed to proceed. Nick Thorpe, the BBC's East and Central Europe Correspondent explains. 'Beehives, Bobs & Blowdries' is an exhibition celebrating the art and skills of hairdressing along with some of the most iconic looks of the past 70 years. Our reporter Tamsin Smith speaks to some of the women perusing the exhibits about some of the looks they've tried over the years. Since she was a girl the writer and broadcaster Natalie Haynes has been fascinated by Greek Myths. Her fourth novel ‘Stone Blind' tells the story of Medusa and gets us way beyond snake hair and a deadly gaze to understand why she's become the monster in re-tellings of her story over the centuries.

More than 33 million people have been affected by the flooding in Pakistan. How has the flooding impacted the thousannds of pregnant women. who require maternal health services to ensure a safe pregnancy and childbirth? We hear from midwife Neha Mankani and founder of the Mama Baby Fund. In a bid to close stubborn gender pay gaps, several states in the USA have passed laws requiring salary ranges to be clearly stated on all job ads. To discuss the growing trend and whether it is workable in the Uk, Anita hears from money blogger Iona Bain and Radha Vyas, co-founder of the group travel company Flash Pack. For our Girl's World series, reporter Ena Miller went to talk to 13 year old Alice and India about the drama of their lives, boys and girls and how things have, or have not, changed since Ena was their age. Two years on from winning,The BBC's Young Writer Award with Cambridge University, Lottie Mills has a book deal. She discusses her writing, and how disabilty is depicted in fiction. How can clothes help us grieve? 'Wearapy' is a term coined by the fashion psychologist Shakaila Forbes-Bell who believes that what we wear can help us through times of emotional upheaval. In her new book Big Dress Energy, she describes how wearing her late sister's clothes has helped her confront her grief. She's joined by Dr Matilda Aspinall, lecturer at UAL London College of Fashion, who has paid tribute to her late grandmother through the act of refashioning her dress. Presenter: Anita Rani Producer: Dianne McGregor

Iona Bain is a personal finance expert who appears regularly on BBC Morning Live and writes a weekly column for the i Paper. She's written two books, her second is Own It – a millennial guide to investing. On a personal level, she's also recently made the big step of buying her first flat as a solo buyer – a process she described to me in an email as a ‘learning curve'. In this episode, we discuss questions around solo finance – including the cost of living alone and the dreaded ‘single' supplement' – which, as many of you will know, is the additional cost often associated with doing things solo, from getting a hotel room to buying food in the supermarket. So many of you had specific questions you wanted me to ask Iona, so in the second half of this episode I'll be bringing out some crowd-sourced audience questions. We discuss, among other things: How Iona went from a musician who stored cash from gigs in a piggy bank, to a leading money expert.Iona's journey to buying her own place alone (and why she's transparent about having had help)Why our relationship with money is about more than just numbers – there's emotion involved, tooThe Single Supplement and how to navigate itHow learning to spend time alone can help us not only save, but also spend on what matters to us You can order Iona Bain's latest book, Own It, now from Bookshop.org. You can also order my book, Alonement: How To Be Alone and Absolutely Own It, which is based on this very podcast, now from Amazon, Waterstones and Bookshop.org. Thank you so much to Flash Pack for sponsoring this season of the podcast. Flash Pack is a travel company that offers boutique group adventures for solo travellers in their 30s and 40s. Visit flashpack.com/alonement to learn more and quote ALONEMENT at check-out for £100 off your first trip. Twitter:* @ChezSpecter@IonaYoungMoney*Instagram: *@ChezSpecter@IonaBain*Contact: press@alonement.com Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.