Uncensored Money

This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today we're talking about the big impact a decade can really have on your finances. Starting off, Mel asks the question, how old you'll be in 10 years time. For some of you it's a number you're itching to get to, while for others that number can be confronting.  Society today is all about living in the moment, it's built on ageism, valuing youth and beauty and as a result for so many women, looking ahead can be daunting at best, and frightening at worst. While we can't impact how you feel about that age physically, we can help you financially and emotionally, by helping you understand the big impact you can have on your finances in just a decade.  So, if you're thinking of that age you'll be and feeling a little nervous for her, this is the episode for you to tune into. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  My Financial Adulting Plan is here  Mel's Money Quiz is here Her Wealth, Her Way Conference is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today we're talking investing during uncertain times, diving into whether it's all 'back to normal' now. When Donald Trump took office, many people were nervous about what might happen to the markets. When he announced tariffs and the markets crashed earlier this year – many people panic paused, sold or bought. When he reversed some of those decisions and the market bounced back – many people think it's back to business as usual. In this episode, I want to give my take on what I think we should expect. And what that means for you, your money and investing. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  My Financial Adulting Plan is here  Share Investing Masterclass is here Double your Business Masterclass is here Pricing Psychology Masterclass is here Free 25 Ways to Find $10k in 12 Months download is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today we're talking money and hormones. While we've talked in previous episodes about perimenopause, menopause and money - today we're diving into money and hormones, for those still menstruating.  It's about leaning into what we as women already know. We behave and feel differently during different parts of our menstrual cycle. Knowing this, understanding how different stages can impact your behaviour and how you might best set your self up for success. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  My Financial Adulting Plan is here  Listen to my episode talking about Money and Hormones with Dr Ginni Mansberg here. Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today, we're talking unconscious biases when it comes to money. The episode is the result of reactions to an article Mel wrote for a publication that a very lovely gentleman described as a 'moronic analysic' as it dove into the questions: Are you in an echo chamber where you're just receiving the same answers from people around you because you all believe the same thing? Do you react strongly to something financially without thinking about whether that really is something that you do? What would it mean if you were to let go of unconscious bias and consider an alternative point of view? Todays episode looks at unconscious bias and loss aversion and how you might be inadvertently sabotaging your finances as a result. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  My Financial Adulting Plan is here   What are your credit card points costing you is here   Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today, Mel is talking about what is normal financially.  Am I doing okay?  It's a question one of Mel's friends asked her recently, and it's one she hears a lot. What they're asking when they say that is:  How am I compared to other women my age  How am I compared to how I want to live  Todays episode looks at that question more in depth, diving into what is financially normal anyway.  If you've ever wondered how you compare, tune in for the episode that answers just that.  For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  My Financial Adulting Plan is here   Share Investing Masterclass is here   25+ ways to find $10K in 1 months is here  Super Catch Up Calculator is here  Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today, Mel is talking about ageism and money, because it's a conversation that just isn't affecting the blokes in the same way.  Too often women are opting out of investing because they fear that they're too old and that they've aged out. In reality, it's more important than ever that now is the time to start to lean in.   Talking about ageism in money and investing, in this episode Mel is here to give you hope that no matter what age you are – there's still so much you can do.  For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  My Financial Adulting Plan is here   Share Investing Masterclass is here   25+ ways to find $10K in 1 months is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review. 

It's a new season and we're talking about your Financial Second Act and whatever form that may come in. Today, Mel talks about some of the scary headlines that have been appearing when it comes to share investing and money generally. From the R word – recession – in US markets, to crashes in the US market, global markets, and even in Australian markets, the headlines appearing are far from reassuring.  In this solo episode, Mel talks about what she thinks you should be doing, and most importantly what you shouldn't be doing. And maybe even how to turn down that noise a little so that you can keep investing, or start investing with confidence.  For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  The link for the My Financial Adulting Plan is here: https://www.melissabrowne.com.au/financialadulting  The link for our Share Investing Masterclass is here: https://www.melissabrowne.com.au/shares   Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. This week Mel and Lawsie are talking about a money topic we're sure you've been itching for, all things insurance.  Okay, okay, so it's not the most exciting topic. BUT, having insurance when life happens gives you incredible peace of mind while you're dealing with the big things when life inevitably happens.  In this super important episode, they're talking about the type of insurance you might want to consider, when you might think about not having insurance, and things to consider when you're taking out insurance.   It's a super practical episode, and it's definitely one to tune into to help you when considering the insurance you have or need.   For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  Books and resources mentioned in this episode  My Financial Adulting Plan   Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.   

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. This week Mel and Lawsie talk everything business, side hustle, and hobby related. Starting a business, side hustle, or paying hobby is easier than ever, but if you're going to do it, you may as well be as successful and profitable as you can while you do. In this episode they'll share things they've seen business owners do badly (so you can dodge those same mistakes), top tips, and the things that they've seen business owners do successfully that you should absolutely implement. Whether you're firmly unemployable like Mel (AKA a business queen), or forever and always an employee like Lawsie, this is the episode to learn all things business, and more.  For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan   Mel's Money Lesson: Double My Business  Mel's Money Lesson: Pricing Psychology Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.  

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today, Mel and Lawsie are talking investing. Whether it's investing in shares or in superannuation, chances are investing is something that feels confusing, like gambling, or something for future you to think about. By the end of todays episode, Mel and Lawsie want you to feel more confident about investing in shares, and to start giving a sh*t about your superanuation.  We'll be talking how to make money for shares, why investing in individual shares isn't right for most people, and what to look for when you're assessing your super plus loads more. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan  Mel's Money Lesson: Share Investing Basics Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Mel and Lawsie dive into all things property and home ownership in 2025.  We know that so many people don't feel like they're really 'adulting' until they own their own home. Today, we're calling BS on that, sharing why that's simply not true. But, for those of you who do have buying a property (whether its a home, or investment), here's a few tips and tricks to make sure you're being financially smart with what you're doing.  From their own experiences, to interest rate predictions, and some of the best financial property tips, if climbing the property ladder interests you, this is the episode you'll want to tune into.  For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan  Mel's Money Lesson: Buying and Investing in Property Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel are talking about all things debt from what to know, why you should get comfortable with it, and what you should focus on.  Chances are, one of your new years resolutions is to get into, or out of debt. From getting rid of credit cards or personal loans, to getting into mortgages or investment loans, debt is a big topic many of us have on our mind especially as a new year begins. From the different types to the secrets about debt that the wealthy already know. Because while it's often something we think we should avoid at all costs, in reality, it's not quite that simple. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan  The link for our HIIT new year money challenge is here Freebie 25+ Ways to find 10K in 12 months Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel are here to help put a little action in you, sharing things you can start right now with some quick wins and 101s. Chances are you (like us) are someone who loves a quick win, a dopamine hit, or Mel's personal favourite, an attagirl. Today, we wanted to give you a financial quick win, because there's nothing like a quick win or a dopamine hit to keep you motivated with your finances. We're not just talking where to look for quick wins or how they appear, we also share some of our own experiences, some we've seen MFAP alumni achieve, plus some super practical quick wins you can start with for your own finances. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan  The link for our HIIT new year money challenge is here Freebie 25+ Ways to find 10K in 12 months Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel as the question: have you ever asked the question – how much should I be saving? How much should I be investing? Just… how much? By the end of the episode you're going to understand why these are the wrong questions to ask, why most people think 20% is the right amount to invest (and why that's wrong for most of us) and how to figure the right number out for yourself. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan  The link for our HIIT new year money challenge is here Freebie 25+ Ways to find 10K in 12 months Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today we're talking about your money snapshot – where you are now and where you're going. And no, we're not going to tell you to go and start a budget – in fact we're going to talk about why they don't work. But we are going to stop some of you from driving off that financial cliff you're headed towards. As always, Mel & Lawsie share their experiences but also talk about the importance of a money snapshot, how detailed you need to get and give you some tools and tips to help you go and create your own money snapshot too. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. The link for the My Financial Adulting Plan is here: https://www.melissabrowne.com.au/financialadulting  The link for our HIIT new year money challenge is here: https://www.melissabrowne.com.au/hiit Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Our question today is how do you remove the remove the fear out of money and to start (or for some of you, to continue) growing in confidence?  Mel and Lawsie talk you through why women particularly feel fearful or have low money confidence, we'll share stories and give you some simple practical things you can do to help you remove that fear and grow in confidence in 2025. Whether you're super fearful, you have low confidence or you just want your financial cup refilled, this will help you step into 2025 with financial confidence. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. The link for the My Financial Adulting Plan is here: https://www.melissabrowne.com.au/financialadulting  The link for our HIIT new year money challenge is here: https://www.melissabrowne.com.au/hiit Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.  

Chances are, most of us know and understand the term body dysmorphia, but have you heard of money dysmorphia? Now money dysmorphia isn't a clinically diagnosed medical illness, but it's a phrase coined by the internet to describe having a warped sense or understanding of your finances, which then in turn leads to irrational money decision-making. Sound familiar? In this episode of Uncensored Money, Mel and Lawsie discuss the concept of money dysmorphia, from the types there are, to what to do if you have it. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

What dragons have you had to slay in your life? Each of us have faced different dragons, big and small, that we've come up against in our lives. Talking health, wellness, and thriving, Jennifer Benfield joins Mel this week to discuss the dragon that entered her life and forced her to reassess everything about the way she was living. Tune into this episode of Uncensored Money for a discussion on health and wellness, and the impact every choice you make can have on your physical, mental, and financial health.  Books and resources mentioned in this episode Wiser & Well Wiser & Well Instagram Jennifer Benfield LinkedIn My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

You know when you tell yourself you're not doing something anymore, and then a week later you find yourself unconsciously in the process of doing just that?  A few weeks ago, Mel found herself in just that loop. She set herself the challenge to shop her closet and not the stores, and yet when Sarah Blakely dropped her new Sneex, she caught herself adding to cart.   In this episode of Uncensored Money, Lawsie and Mel talk about the strain on our willpower that our phones have on us daily, and the habits we can create that can help give that willpower a break. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

We all know that fast fashion is bad, both environmentally and ethically, but what about the latest category which encapsulates brands like Temu, Shein, and Boohoo. With faster production cycles, faster churn, faster to landfills, and clothing made with ultra plastics which will shed microfibres into waterways for years to come, this new category is like fast fashion on crack. In this episode of Uncensored Money, Mel talks about the new fashion category, Ultra Fast Fashion – who is in it and why it could be as harmful as tobacco for your health. Books and resources mentioned in this episode Good On You App The Imperfect Idealist Venetia La Manna My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

This week it's scam awareness week and last year, $2.7 billion was lost to scammers in Australia. That's more than $5,200 per minute – and that's only the scams we know about. So many more would have kept quiet. That's why I'm excited to be talking to Tracy Hall, who in 2017 discovered the man she'd been dating for two years, Max, was one of Australia's most prolific con men – Hamish McLaren. Also known as Hamish Watson. Also known as Hamish Maxwell. During our chat, you'll hear just how much she lost, red flags to be aware of, what to do if someone you think is being scammed, how to move on from the shame of being scammed and so much more. Tracy's story highlights that it doesn't matter her you're from, how you were raised or educated or how intuitive you think you are – anyone can fall victim to a scam. Books and resources mentioned in this episode Tracy Hall - Scam Resources The Last Victim My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

What inspiration can we take from the Olympics for your finances this week? In this solo episode of Uncensored Money, Mel talks about the extraordinary competitors in the Olympics, examining how we can take inspiration from their practice, so we can sprint through the the next five months, to finish this year well. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Like the entirety of the world, Mel and Lawsie have spent the past few weeks with their eyes glued on the Olympics. Watching these extraordinary athletes, has made them ask the question, What if we applied a high performing mindset to our finances? In this episode of Uncensored Money, Mel and Lawsie talk about eight things we can learn from elite athletes and apply to our finances. From the power of goal setting to a great coaching team, tune in to find out what tips we can take from our Olympians. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

It's no surprise to most of us that things have gotten a little tougher financially in recent years. With so many indicators leading us to a measure of stress and uncertainty, knowing what to do to help things, can feel impossible. In this episode of Uncensored Money, Mel and Lawsie discuss this uncertainty, giving us 5 things we can look at to regain control during times of financial uncertainty and distress. Because while we know that not all of us can get a second job to bridge a financial gap, nor can we put our heads in the sand to ignore a growing financial strain. Tune into this episode where we go back to basics, and share the things you really should be doing to regain financial control. Books and resources mentioned in this episode My Financial Adulting Plan 10 Ways to Manage, Pay Off & Use Debt To Your Advantage What a BIG Difference a Decade Can Make to Your Finances 50+ Ways to Find $10K in 12 Months If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this solo episode, Mel talks about interest rates and inflation. Terrifying words for most Australians, Mel talks to what these latest inflation figures mean, and what other options could work to lessen interest rates. Tune into this episode of Uncensored Money where we break down what's going on with the economy, and Mel's opinion on whether we may or may not be in for more rising interest rates. Books and resources mentioned in this episode My Financial Adulting Plan 10 Ways to Manage, Pay Off & Use Debt To Your Advantage What a BIG Difference a Decade Can Make to Your Finances 50+ Ways to Find $10K in 12 Months If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

It's time to talk about money stories. Finance is so personal, and the money stories that we grew up with or have learned thanks to our jobs, parents, education and more have huge effects on that.  In this episode of Uncensored Money, we're talking about three different types of Money Stories that Mel and Lawsie have seen time after time through their careers as financial advisors. These money stories have big impact on the way we earn our money, treat it, and even advocate for ourselves. Understanding our Money Stories is the first step to taking charge of our financial future.  Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Have you always wanted to invest ethically, but never known whether it was worth it? In this episode of Uncensored Money, ethical investing expert Alexandra Brown comes on to talk to Mel about all things ethical investing. The CEO and powerhouse behind Ethical Invest Group, Alexandra is a champion of ethical and sustainable investing. Discussing all facets of ethical investing, from the different types, to the suitability of each, tune in for a discussion that will have you thinking about what ethical means to you. Books and resources mentioned in this episode Money Talks! Quick Action Guide to Prioritising Ethical Values Learning About Strategies and Environmental/ Social Issues Researching Investments and Super / KiwiSaver Digging Deeper into Holdings and Initial Investment Research Sustainable Investing Plan Alexandra Browns Instagram @EthicalInvest Dr Bronwyn King - Ted Talk   My Financial Adulting Plan Understanding Your Numbers, Double Your Business in 12 Months Psychology of Pricing Masterclass If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

For many business owners, metrics and numbers bring much more anxiety than they do comfort. This is especially true in a post Covid world, with business uncertainty is especially high. In this episode of Uncensored Money, Mel discusses the idea of taking comfort in the numbers. Using an example of a former client, Mel breaks down how taking comfort in your numbers can work, and how with a better understanding, they can help you stay accountable and on track. Books and resources mentioned in this episode Understanding Your Numbers, Double Your Business in 12 Months Psychology of Pricing Masterclass My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

A few weeks ago Mel made a reel focused on repairing some well loved shoes that she owned. One of which was a luxury brand, alongside two others that were not. It was a simple reel which highlighted something she's done for a long time, but it sparked an interesting debate. In this episode of Uncensored Money, Mel talks about the conversation that sparked from that reel, diving into a conversation on financial values and asking the question – What Are Your Financial Values? Books and resources mentioned in this episode My Financial Adulting Plan Good On You If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Last week we talked about whether investing in the property market was still worth it, using a case study to break down the numbers on whether it was still worth it. This week, we're spinning things and looking at property, vs shares. In this episode of Uncensored Money, Mel and Lawsie dive deep into the great debate of what's a better investment. Laying down all the pros and cons (some that you know, some that you won't), they explore what really is the better investment. Hint, the answer may be, it depends. Books and resources mentioned in this episode My Financial Adulting Plan Investing in Property Masterclass Investing in Shares Masterclass If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

With rising interest rates, mortgage repayments, and a cost of living crisis, it's no wonder the question of whether property investments are still worth it. In this episode of Uncensored Money, join Mel and Lawsie as they discuss, investing in property in the current market. Using a case study to understand the numbers, they break it down explaining how they feel about property investing, and whether they still think it's worth it.  Books and resources mentioned in this episode My Financial Adulting Plan Investing in Property Masterclass If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Do you find that there is such a disconnect when it comes to women, hormones, and health? In this episode of Uncensored Money, Mel digs into this disparity with her guest, Dr Ginni Mansberg. Dr Ginni is a GP who specialises in the management of menopause, a well known TV host, author of The M Word, and was voted the most trusted healthcare professional in Australia in 2022.  Mel talks to Ginni about Menopause, the disparity in treatment, and the effect this has on women, and subsequently on their finances. A fascinating talk, this episode is discusses menopause, the lack of research there has been on it in the medical world, and why treatments often start to fail after 6-12 months. Tune in for a discussion on women, hormones, and the relationship this can have on your finances. Books and resources mentioned in this episode The M Word Book  Don't Sweat It ESK Evidence Skincare For more info on Perimenopause and menopause Perimenopause & menopause symptoms checklist: Onero program My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

After coming back from less than nothing in her thirties, Mel Browne took charge of her finances, so much so, that within a decade she had the choice to work or not.  In this episode of Uncensored Money, Mel talks about the journey that got her there. Not so you can replicate it piece by piece hoping it'll take you exactly where it took her, but so you can understand the process that she went through, becoming financially free. Listen in as Mel breaks down the 8 steps she recommends if you're thinking, "Well, what should I be doing?". Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Wish you could listen in as someone just like you chatted about money? That's what our Money Chats are all about. In this episode, Mel talks with My Financial Adulting Plan alumni, Catherine, a creative who was thanks to her financial education, is excited to learn about money, and feels she has a right to. Catherine talks about her journey, from working in theatre travelling to lumpy and sometimes inconsistent income, to finally settling down and purchasing her first home at 50. Listen to this exciting episode, and be inspired to take charge of your own finances. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.

Wish you could listen in as someone just like you chatted about money? That's what our Money Chats are all about. In this episode, Mel talks with My Financial Adulting Plan alumni, Angela (or Ferg's as she permitted Mel to call her). Angela's money story growing up revolved around 'Never Enough', scarcity and fear and discusses how the My Financial Adulting Plan helped her reject this scarcity mindset. Through this, Angela was able to shift her thinking, from constantly hoping for a windfall that would change things, into an understanding of money and how to manage it properly.  Listen to this exciting episode, and be inspired to take charge of your own finances. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.

On this solo episode of Uncensored Money, Mel talks about the power and rituals, asking the question, are we holding onto the right things? Brought on by an exciting (and absolutely terrifying opportunity), Mel discusses these things from our past that we're holding on to, are often the same things holding us back. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.

On this episode of Uncensored Money, Mel and Lawsie talk about the money myth, “If only I earned more income, life would be so much easier”. And certainly, for some people, this might be entirely true, but they wonder if, for many others, it's not necessarily what you're earning that makes things difficult. Books and resources mentioned in this episode My Financial Adulting Plan How To Successfully Ask for a Salary Increase 50+ Ways to Find 10K in 12 Months If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.

In this solo episode, Mel talks about how we're often looking for a magic pill to speed up our financial success while leaving the basics behind. Using an analogy brought on by a trip to the dermatologist, Mel discusses the concept of financial hydration, giving you three simple basics that you can implement to look after your financial well-being.   Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.

This week in Uncensored Money, Mel and Lawsie talk about wanting what's best for you, not just what others think is best for you. And, they announce a update to the My Financial Adulting Plan that may change everything. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.

This week is International Women's Day, and you might think with the theme of Count Her In: Accelerating Gender Equality Through Economic Empowerment Mel would rejoice, talking about how important this theme is. In this episode instead, Mel talks about why she is tired of International Women's Day, why she wishes we put as much thought into it as we do International Men's Day, as well as some simple things you can do this week to recognise it. Books and resources mentioned in this episode How to Say No to Speaking for Free How to Successfully Ask for a Salary Increase Super Catch-up Calculator Pricing in Your Business My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode of Uncensored Money, Mel and Lawsie discuss unintentional overconsumption. And how it can leave your closet bursting, and your wallet empty. Books and resources mentioned in this episode My Financial Adulting Plan Regrets for my Old Dressing Gown If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode of Uncensored Money, Mel and Lawsie discuss what ethical means to them (and you), through a series of What Would You Do questions. Through this and a discussion of how they view sustainability differently, Lawsie and Mel talk about what is ethical spending and investing, and how to gradually reset to spending and investing more in line with your values. Books and resources mentioned in this episode My Financial Adulting Plan Bronwyn King Ted Talk Good On You Yuka If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.

In this solo episode, Mel talks about why the words, “She's so lucky” are like quicksand for your finances (and your business if you have one) and what she thinks you should be doing instead... Books and resources mentioned in this episode My Financial Adulting Plan 10 Ways to Love Your Finances If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.

Want to know how to develop great financial habits? That's exactly what this episode is all about. Mel chats with Dr Gina Cleo, one of the world's leading experts in habits. Gina has a PhD in habit change, is an Assistant Professor at Bond University, and is an Accredited Practicing Dietician. Mel talks to Gina about sustainable habits, goal setting, and setting great habits for your finances (and all your lives). It's a discussion travelling from the benefits of habit trackers, into the nitty gritty, like how when everything is a challenge, even setting a habit as small as brushing your teeth can be a win that sets you onto a path for recovery. To find out more about Dr Gina Cleo head to > https://www.drginacleo.com/  Books and resources mentioned in this episode My Financial Adulting Plan Dr Gina Cleo's Habit Tracker  If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.

Wish you could listen in as someone just like you chatted about money? That's what our Money Chats are all about. In this episode, Mel is chatting with My Financial Adulting Plan alumni Chloe, a Melbourne mum of two. Chloe talks about taking the course in mid 2023, and the impact and changes that she and her husband have made since. Listen and be inspired to take charge of your own finances. Books and resources mentioned in this episode Financial Fresh Start Training My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.

Wish you could listen in as someone just like you chatted about money? That's what our Money Chats are all about. In this episode, Mel is chatting with My Financial Adulting Plan alumni Jodie who is a fifty-something single mum. Jodie talks about where she was at a year ago and the changes she's made over the last 12 months. Listen and be inspired to take charge of your own finances. Books and resources mentioned in this episode Financial Fresh Start Training My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.  

In this episode, Lawsie and Mel talk about three of the questions we're asked the most is. ‘Where should I be at financially at my age'? How much super do you think I should have at my age? And how much should I be investing at my age? Plus we share where we were at in our thirties and you might be surprised which of the two of us would have been MUCH further ahead financially in their late thirties. Books and resources mentioned in this episode Financial Fresh Start Training Super Comparison Calculator If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.  

Did you know that 80% of people will fail to keep their New Year's resolutions by February? 80%! And only 8% of people will stick to them the entire year. But not you. That's because, in this episode, Mel and Lawsie talk about great financial processes and habits plus give you things to do this month so you feel motivated and empowered to keep going.  Books and resources mentioned in this episode Financial Fresh Start Training 5 Financial Goals for 2024 If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.  

Mel believes many of us should be tossing our New Year's resolutions out the window. In this episode, she talks about New Year's resolutions, goals, mimetic desire and your finances and addresses how understanding what YOU really want is key to having great finances. Books and resources mentioned in this episode Financial Fresh Start Training 5 Financial Goals for 2024 If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money.   Finally, if you love this episode please make sure you subscribe and leave us a review.  

In the ‘Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel answers two questions. The first relates to mild anxiety experienced when watching share investments fluctuate and the second relates to reclaiming control over finances. If you think you might be experiencing financial abuse you can call 1800 RESPECT on 1800 737 732 or WIRE's support line on 1300 134 130. Resources mentioned in this episode: 50+ Ways to Find $10k in 12 Months  Uncensored Monday: On Money and Relationships with Annabelle Daniel OAM  Women's Community Shelters  Upcoming events: Mel at the Mint: Investing is the New Black (Canberra) Investing in Shares Masterclass (coming soon) If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan.   If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the ‘Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence.  In this Ask Mel Anything episode, Mel answers two questions related to superannuation/retirement funds: contribute to super versus paying off the mortgage? exchanged traded funds (ETFs) or super? Resources mentioned in this episode: Super Catch-Up Calculator (free download) If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan.   If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.