Podcast appearances and mentions of james millard

James Millard is Director of financial advice and mortgage broking firm Sufficient Funds, and author of Insufficient Funds: Make the Right Money Decisions to Bring Your Big Plans to Life. In this podcast, he talks about how to focus on what's important when building wealth.

In this episode of the Australian Property Show, we are joined by James Millard, author of Insufficient Funds: Make the Right Money Decisions to Bring Your Big Plans to Life. Who is this episode for? It's for anyone wanting to learn how to get their life and money working in synch! Throughout the episode, James shares the exact process he's developed to help people figure out what they want from their money, and how to make it happen. Throughout the episode, we cover everything from: The financial benefits of owning your own home; When owning shares makes more sense than owning property; How to finance travel and adventures in your 30s and 40s, rather than waiting for retirement; and The best advice James has ever received about property   Thanks for tuning in and please enjoy this episode of The Australian Property Show featuring James Millard. Links mentioned in the show: ⁠⁠⁠Connect with the Host⁠⁠⁠ ⁠⁠⁠Book a complimentary discovery call with Tom Follow Road to Sufficient on Instagram Check out the Sufficient Funds Website General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Retirement is a flawed life goal, says James Millard. James' concept of 'Sufficient Funds' is a more effective alternative and will bring you into financial freedom sooner. And we're going to talk more about that today. As you know from last week's episode, James is recognised as one of Australia's most relatable money guys and as a financial advisor he helps you make the life changing shift from insufficient to Sufficient Funds, which just happens to be his guiding purpose as well as the name of his business and his new book. And in this episode we're going to unpack a lot of the insights from James' new book, including a new approach to life after work, the steps to take to achieve sufficiency and how to stop the 'thief' that is comparison. Enjoy! More from James Millard Book: www.sufficientfunds.com.au/book Website: https://sufficientfunds.com.au/ Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth' potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia's most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Get Invested is part of the Property Hub podcast channel, your home for property investment insights, inspiration and stories from Australia's top property experts, investors, leaders and analysts. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free, and also get full access to RealtyTalk, Australia's top online property show for red hot property investing news and insights direct from property industry leaders and influencers. Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, show producer Andrew Montesi from Apiro Marketing and Apiro Media, and Australia's largest independent podcast networkDM Media.  For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

Are you worried about running out of money, today or even in retirement? James Millard helps you maintain sufficient funds. We've all had moments where a payment has bounced, a direct debit was dishonoured or, even worse, an unexpected emergency has led us to a point of 'insufficient funds'.  Not only does it impact our lifestyle, it also limits our capacity to invest and build wealth. James is going to help you get as far away from insufficient funds as possible so that you never return there as you get invested in your unique version of your ideal life. Apart from being a self professed average surfer, James is known as Australia's most relatable money guy and as a financial advisor he helps you make the life changing shift from insufficient to Sufficient Funds, which just happens to be his guiding purpose as well as the name of his business and his new book. In this episode you're going to get to know James and his approach to life, and next week we're going to unpack the book and get into the nitty gritty of the numbers. More from James Millard Book: www.sufficientfunds.com.au/book Website: https://sufficientfunds.com.au/ Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth' potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia's most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Get Invested is part of the Property Hub podcast channel, your home for property investment insights, inspiration and stories from Australia's top property experts, investors, leaders and analysts. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free, and also get full access to RealtyTalk, Australia's top online property show for red hot property investing news and insights direct from property industry leaders and influencers. Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, show producer Andrew Montesi from Apiro Marketing and Apiro Media, and Australia's largest independent podcast networkDM Media.  For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

A listener considers changing their super investment allocation to high-growth. Glen and financial adviser James Millard from Sufficient Funds chat about factors to consider.We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

Financial adviser James Millard from Sufficient Funds explains how carry-forward contributions work so that we can better understand them.We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A Glen and financial adviser James Millard chat about:

In this episode, Peita is joined by James Millard, Head Coach and Advisor at Sufficient Funds, and Tristan Bowman, Partner at Cameron Harrison. They take a look at Netwealth's "Humans and Machines" Report and discuss their insights on how financial advisors are leveraging AI to streamline business operations, enhance the client experience, and empower their teams while maintaining the important human element of financial advice. Netwealth's AdviceTech Page: https://www.netwealth.com.au/web/insights/netwealth-2023-advicetech/            Tristan Bowman LinkedIn:  https://www.linkedin.com/in/tristan-bowman-085a3064/ James Millard LinkedIn: https://www.linkedin.com/in/jamesmillard1/              Peita Diamantidis LinkedIn: https://www.linkedin.com/in/peitamd/    Leave a voice message for Peita: https://www.speakpipe.com/PeitaD A world of opportunity awaits you at Netwealth Investments Limited: https://ensombl.com/go/20240209 Join the Ensombl platform: App Store: http://www.ensombl.com/apple Google Play: http://www.ensombl.com/google Desktop: https://www.ensombl.com/ General Disclaimer – https://www.ensombl.com/disclaimer/  

Thinking of setting up an emergency fund for your pet? Glen, Shell and James Millard break down some things to consider and what constitutes as an emergency fund.We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

A listener who is 35, is about to graduate from uni and has $280k in a term deposit is considering on topping up his super or using it for a house deposit. Glen, James Millard from Sufficient Funds, and Shell discuss and share their thoughts on his scenario.We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

Do you feel pressured to reciprocate gestures and gifts from people? Glen, Shell and James Millard chat about setting your personal boundaries and expectations around gift giving. We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Andrew is joined by James Millard, Director and Head Financial Adviser at Sufficient Funds. He talks about his journey from "insufficient funds" to Sufficient Funds, how he built and serves his current client base, and how he measures and celebrates success with his team.  James Millard LinkedIn: https://www.linkedin.com/in/jamesmillard1/ Sufficient Funds Website: https://sufficientfunds.com.au/ Peoplogica Wesbite: https://www.peoplogica.com/ Wealth Logic Website: https://www.wealthdynamics.com/ Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20230418 Join the Ensombl platform: App Store: http://www.ensombl.com/apple Google Play: http://www.ensombl.com/google Desktop: https://www.ensombl.com/ General Disclaimer – https://www.ensombl.com/disclaimer/

Wondering when's the right time to seek professional financial advice? In today's episode Glen unpacks some of the common questions people have when it comes to getting or needing advice with James Millard, a financial adviser at Sufficient Funds. You can connect with James and the Sufficient Funds team at: https://sufficientfunds.com.au

We love our pets but they can hurt the wallet from time to time. Should you have a separate emergency fund for them? Glen and guest cohosts, Shell Johnson from my millennial career and James Millard from Sufficient Funds discuss this and more including:

James is Head Coach at Sufficient Funds and "Australia's Most Relatable Money Guy". He talks with Ben about the decisions he made that have driven his business growth, and how to build a rock-solid team. James Millard XY: https://www1.xyadviser.com/members/2838349 Sufficient Funds Website: https://sufficientfunds.com.au/ This episode is proudly sponsored by First Sentier Investors. https://go.firstsentierinvestors.com/firstsentier Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Not entirely sure what a financial adviser actually does or how they can help you? This one's for you! In this episode, James Millard, director and head financial adviser at Sufficient Funds, joins Azaria on the podcast to touch on:

Don't we all want to be able to save more money?! Friend of the show James Millard joined me to share the best tips for saving money, touching on:

Paige paid off $36k worth of debt in 17 months!!! After reading her story on the m3 Facebook group Glen HAD to get her on the show to talk about how she did it. The chat touches on:

What are you doing for your customers that surprises them? How are you going above and beyond your basic service so they remember their experience with you? Friend of the show James Millard joined me to chat through:

This week I'm joined by James Millard to about OPST, how he started fishing, knee replacements, the difficulties of fishing and filming, and the powerful potential of fly fishing on TikTok.

We all face fears and challenges in our personal and professional lives - the key is choosing your mindset and taking action wherever you can. In this bonus episode John chats with James Millard, financial adviser on the m3 trusted panel and friend of the show, touching on:

Show Notes: http://wetflyswing.com/168 We get the scoop on Northern California Fly Fishing today with Jared Shakin.  Jared is a guide on the Yuba River and a number of other great Nor Cal rivers.  He breaks out some tips on dry fly fishing the Yuba River. We also here the story of how Jared moved into guiding after life as an accountant.  Lots of tangents in this one including a Mike Tyson comment and a conversation to whether Nor Cal has become a fly fishing meca. Show Notes with Jared Shakin - jared works with Fish First Fly Shop, Fly Fishing Specialties and the main one where Jared works in shop is Kiene's Fly Shop. - The North Yuba River is the main dry fly river for Jared.  Here's a post that shows some of the Yuba. - The chubby chernobyl is one of the top 10 flies of all time and a killer for Jared. - I note Nick Hannah at the Barbless podcast who was on the show here in episode 119.   - We talk about Jack Trout and the mentorship that Jack provides for Jared. - Tom Bie was on the podcast here and talked about skiing to guiding. - Roy Jones jr. on the Joe Rogan show. - We talk about the Mike Mercer episode and the missing link. - James Millard from OPST was on the podcast here to talk about micro spey. You can find Jared at Shakin Rods. “You miss one hundred percent of the shots you don't take.” -Wayne Gretzky Conclusion with Jared Shakin We dig into Northern California Fly Fishing today with Jared Shakin from Shakin Rods.  We cover it all including dry fly fishing for trout, steelhead on the American and even a little on politics. Show Notes: http://wetflyswing.com/168

Show Notes: http://wetflyswing.com/163 James Millard is back on the podcast to share the update on Olympic Peninsula Skagit Tactics and the new products they have out now.  We find out about a new line that you might enjoy checking out and a ultra light trout spey. We also dig into some more tips on skating dry flies for steelhead.  James shares some tips on best conditions and equipment for your next outing.  We also find out how the European folks are flipping the heads so they can do some scandi casting. Support Our Podcast Sponsors  So Fly Gear – http://wetflyswing.com/sofly Fly Fishing and Tying Journal: http://wetflyswing.com/ftj Show Notes with Olympic Peninsula Skagit Tactics - Heres the first episode with James Millard way back in episode 29. - Kynslee Sccott and Ricky Davis are two of OPST’s brand ambassadors. - Dave Flaherty from Left Coast Spey helps OPST with some of their modeling. - We talked about the 10’ SHS floating tips that work on OPST skagit heads. - We talked about the commando groove which is great for summer steelhead especially if you’re looking for an intermediate. - The Hardy Perfect Click Pawl Reels were noted here. - James notes the FIST from airflow and the similarities with the OPST series. - The Commando Smooth would be the best line for dry fly fishing trout. - The micro skagit rods are great for a two handed trout set up in the lower rod weights. - Tom Morgan RodSmith's were on the podcast in episode 162 here. - OPST Line chart - Todd Hirano has a great blog on skating flies. - Richard Harrington was the podcast here. - You can Find Olympic Peninsula Skagit Tactics on youtube here. You can James at PureSkagit.com Resources Noted in the Show SHS floating tips Micro Skagit rods Videos Noted in the Show OPST Youtube channel Conclusion with James Millard James Millard gives us an update on new products coming out for OPST.  We talked about the Grand Ronde and some summer steelhead action.  We also find out why their new intermediate line is great for trout and steelhead. We talk about some of the new products over the last year like the two handed micro skagit rod and the commando smooth which are great for trout fishing. Show Notes: http://wetflyswing.com/163

Ever wondered what the first meeting with a financial adviser is like? Listen in. Blake and Jas, listeners of the show, had their first chat with James Millard, one of the advisers on the m3 panel, and director at Sufficient Funds (http://www.sufficientfunds.com.au/). This first meeting touches on:

This episode is the second in a special 2 part series all about New Year Resolutions.  In this part Peita’s guests Fran, James & Suzanne give us some wonderful tips on how to narrow down the way to kick off the new year our way, and also share some of their own hopes and dreams for the next year and decade. Peita’s special guests were selected to provide insight into as many of the popular resolutions as we can and include: James Millard, money coach & financial adviser Fran Dargaville, functional nutritionist & wellness guru Suzanne Culberg, weightloss mindset coach & transformer (really!) If you haven’t listened to Part 1 of the series I would encourage you to check it out as there was loads of gold in them there hills! Resources mentioned in this Episode: Book: The OMD Plan - Swap one meal a day to save your health and save the planet (https://www.amazon.com.au/gp/product/1501189484/ref=as_li_tl?ie=UTF8&tag=peitad-22&camp=247&creative=1211&linkCode=as2&creativeASIN=1501189484&linkId=7e39b028bc4a84c86a7fc5b244448e1e)  by Suzy Amis Cameron Book: Atomic Habits (https://www.amazon.com.au/gp/product/1847941834/ref=as_li_tl?ie=UTF8&tag=peitad-22&camp=247&creative=1211&linkCode=as2&creativeASIN=1847941834&linkId=054c833c0f5bd856e08241bac6b0d00e) by James Clear Book: The Power of Habits (https://www.amazon.com.au/gp/product/1847946240/ref=as_li_tl?ie=UTF8&tag=peitad-22&camp=247&creative=1211&linkCode=as2&creativeASIN=1847946240&linkId=a0cf9aac9e37ee3dccdb7ac695d204af) by Charles Duhigg Coach for Authors & Speakers: Andrew Griffiths (https://www.andrewgriffiths.com.au/working-with-ag) Guest Details: If you would like to find out more about any or all of our guests, then you can connect with them on your platform of choice below. James Millard: Website (https://sufficientfunds.com.au/) Fran Dargaville: Website (http://www.frandargaville.com) Suzanne Culberg: Website (http://www.suzanneculberg.com)  

This episode is the first in a special 2 part series all about New Years Resolutions. Peita D has collected together a posse of different perspectives and specialties to debate how we normally kick off a new year and to share their own mistakes when trying to use New Years Day as a misguided attempt to completely change their entire life!  Peita's special guests were selected to provide insight into as many of the popular resolutions as we can and include: James Millard, money coach & financial adviser Fran Dargaville, functional nutritionist & healthy living guru Suzanne Culberg, weightloss mindset coach & transformer (really!) During the show the panel talk through their own successes, failures and in particular what we should avoid when it comes to setting goals this time of year. Resources mentioned in this Episode: Book: The Four Tendencies (https://www.amazon.com.au/gp/product/B06VXTGYCS/ref=as_li_tl?ie=UTF8&tag=peitad-22&camp=247&creative=1211&linkCode=as2&creativeASIN=B06VXTGYCS&linkId=22da8317dbd4469af152ccdee92fc49a) by Gretchen Rubin Quiz: The Four Tendencies online quiz (https://quiz.gretchenrubin.com/) Clifton Strengths Assessment & Personalised Profile (https://www.gallup.com/cliftonstrengths/en/253850/cliftonstrengths-for-individuals.aspx) by Gallop 16 Personalities Test (https://www.16personalities.com/) Guest Details: If you would like to find out more about any or all of our guests, then you can connect with them on your platform of choice below. James Millard: Website (https://sufficientfunds.com.au/) Fran Dargaville: Website (http://www.frandargaville.com) Suzanne Culberg: Website (http://www.suzanneculberg.com)  

On today’s episode, we’re continuing the conversation on how to nail the planning phase of an awesome advice business. We’ve brought in XY legend and gun adviser James Millard to share the Sufficient Funds story and give us the low down on the following: -What do you charge for your initial meeting? -What does your ideal client look like? -How you transitioned from the corporate world into being a self-employed adviser -How did you approach the planning phase of your business? -plus plenty more… Episode Resources: James Millard LinkedIn - https://www.linkedin.com/in/jamesmillard1/ Sufficient Fundz Blog - http://www.sufficientfundz.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/ This podcast is brought to you by Virtual Business Partners (https://www.virtualbusinesspartners.com.au), an offshore outsourcing solution designed for Financial Services businesses to improve back office operation, reduce costs and help change how financial advice is delivered in Australia. We’re proud to partner with Virtual Business Partners who is working to create progressive change within the advice industry and help drive the positive evolution of financial advice.

Show Notes: https://wetflyswing.com/dryfly We cover trout spey with Captain John McCloskey aka Dry Fly John on Instagram.  John goes deep into how he catches trout on the Chattahoochee River and the Naknek River out of Alaska.  John is teaching spey in Georgia. Tons of great tips including the best rod, lines, how to cast and how he teaches spey.  We talk about the difference between spey, switch and single hand and how to present the fly to different trout species. Show Sponsors Wet Fly Swing Members Society:  https://membership.wetflyswing.com/ Support the podcast, local companies and your journey at one convenient location! Show Notes with John McCloskey Johnathan Farmer's micro intruders kill down south. Echo's 4113 and the Echo Swing 7126 are differences in the trout vs steelhead game. The OPST 425 head or whatever you need to lengthen the sink tip.  It's simple with the OPST even when swinging T20. Here's the link to the podcast episode with OPST and James Millard. The 200 grain OPST skagit head can work for a 9' 5 weight as well. Here is the link to the Marty and Mia episode where we talked about the spey game and how it's a life long process. Jeff Liskay was a big mentor for John especially with the spey game. Dan Johnston was also talking about stopping your thumb straight up instead of the 10 to 2 analogy. Ed Ward talked about the 2 planes and John talks about it here. John notes the Mo Tip, the Flo Tip and the OPST riffle, the run and the bucket which makes it pretty straight forward. The Naknek River Camp, Katmai Trophy Lodge, along with the Blue Bonefish in Belize. Dry Fly John on Instagram is the handle but John explains where that came from and why he sticks with it. We mentioned the Fishhawk Fly Shop. Jerry Darkus was another big mentor for John and someone I still hope to get on the podcast. The OPST website and youtube channel is a great resource for the spey game. The black leach with copper flash and a sculpin are both described here.  You can find John at instagram @DryFlyJohn. Videos Noted in the Show Bob Dylan - Subterranean Homesick Blues Conclusion with John McCloskey John McCloskey breaks out his best trout spey tips for the Naknek River in Alaska and the Chattahoochee River out of Georgia. Show Notes: Show Notes: https://wetflyswing.com/dryfly

We continue the discussion with John's wife Amy and James Millard.-Social Security-Family cash flow-Pocket money-Schools-Cars-Investing for kids-Super (for a low or a non-working spouse)

Join me with James Millard (https://www.instagram.com/suffunds/).Concessional Contribution Cap $25,000 per year. This is taxed at 15%. This includes the amount your employer contributesNon Concessional Contribution Cap $100,000 per year (paid after tax from your bank, can claim up to the $25k cap this on tax if you choose to - get advice). Can bring fwd three years and throw in $300k in the one hit.Things you need to know & places you need to go!-Need personal help? Get it here: https://www.sortyourmoneyout.com/reach-out-Insta https://www.instagram.com/mymillennialmoney/-Facey https://www.facebook.com/mymillennialmoney/-Our private facey group for listeners: https://www.facebook.com/groups/mymillennialmoney/-Check out Glen's online money course here: https://www.sortyourmoneyout.com/online-course/ (use coupon code "symo" for 20% discount)

Catching up with James Millard (https://www.instagram.com/suffunds)Things you need to know & places you need to go!-Need personal help? Get it here: https://www.sortyourmoneyout.com/reach-out-Insta https://www.instagram.com/mymillennialmoney/-Facey https://www.facebook.com/mymillennialmoney/-Our private facey group for listeners: https://www.facebook.com/groups/mymillennialmoney/-Check out Glen's online money course here: https://www.sortyourmoneyout.com/online-course/ (use coupon code "symo" for 20% discount)Feel like giving us a good review if you like the show (if you listen on Apple Podcasts)?

Recorded live at the IFA convention 2018, ifa editor James Mitchell catches up with netwealth's Nick Mitchell, Experience Wealth's Steve Crawford and Sufficient Fundz' James Millard to delve into the impact that technology has had on customer service in financial advice. Find out how these advisers maintain a human connection in a world dominated by emerging technology platforms, the concept of financial wellbeing and why customer needs should always come first. www.ifa.com.au

During the final week of Jonathan Munby's production of King Lear at the Duke of York's Theatre in London's West End, we talk to King Lear company members Michael Matus, James Corrigan, Richard Clews, Anthony Howell, John Hastings, John Vernon, Scott Sparrow, James Millard, Caleb Roberts, Jake Mann, Johanne Murdock and Jessica Murrain

Show Notes:  https://wetflyswing.com/30 April shared her opinion on a bunch of topics around fly fishing including a huge change with her business she has upcoming in the next few months, women in fly fishing, #metoo and some other great topics.  Her take isn't always what you might think coming from an influential steelhead fishing. She is also the host of the Anchored Podcast, has guided for years and has made a business out of fly fishing.  I love hearing her stories in this one and some big things upcoming in her world. Show Notes with April Vokey Bob Hooton wrote two big books on steelhead and conservation. You can find April singing songs on the river.  She noted Corinne Bailey Rae as someone she follows now. Dave was her first mentor and a guy you helped give her the big star I noted the Steve Duda interview from the FlyFish Journal. The Orvis 50 50 Initiative is a topic we talk about as April has an opinion big time on this.  Here's a clip of the commercial that we talk about. The #metoo movement and April's take on it. April is the host of Anchored, one of the best podcast on itunes. The World Fishing Network has the rights to one of April's big TV show series.  Here's the link for the show Shorelines with April Vokey. Haig Brown was a huge influence for April and even went to a point where April walked in Haig's footsteps on the rivers he fished. The Donald Trump episode on Anchored. The Dec Hogan episode was the most listened to episode to date for my show.  Here is a link to the show. I talked about episode 28 with Barney Wong where we discussed different sinking rates for spey lines. April recommends Al Buhr's book for spey casting. RIO's 3 disc videos on spey casting Skagit Master as noted by James Millard in episode 29. Here is a spey casting video from April over 10 years ago. The Lady Caroline is April's goto steelhead fly We talk about April's 60 minutes episode and how great they were to work with.  Here's a link to the show. Frontier Far West was the long that hosted the 60 Minutes episode. Why smart people use poor language. Resources mentioned in this Episode Two-Handed Fly Casting: Spey Casting Techniques by Al Buhr Simon Gawesworth's 3 disc dvd video series from RIO Products Conclusion with April Vokey I think I'm going to have to listen to this one again!  From New Zealand, to meditation to her episode on 60 minutes.  We pretty much cover it all including a few great steelhead tips and the Orvis 50 50 Movement.  Her take might surprise you. Click on the link below to get all of the Show Note Links: https://wetflyswing.com/30

Show Notes:  http://wetflyswing.com/james I had an amazing interview with James Millard, the operations manager for OP Skagit Tactics (aka - Pure Skagit).  We get into some great stories about steelhead fishing, products and James' life getting to work with one of the big names in steelhead. We talk about the commando head, some new products upcomming, greased line presentation and how jet boat wakes running up the river can help with steelhead fishing. Show Notes with James Millard: The Skagit Master Series videos helped James get his start. The skinny Hoh fly tying video from OPST Son Tao is a new fly tyer online and is killing it with his skill. Matt Klara was in episode 21 where he covered single hand spey. The commando head is one of the go to skagit lines for single and double hand rods. The greased line presentation vs. the wet fly swing for steelhead. The Complete Steelheader by John Larison has some great information on steelhead distribution and tactics. Tom Larimer was on in episode 11 and discussed fishing a fast swing and bright fly for Deschutes summer steelhead. Scott Baker McGarva was on in episdoe 17 and noted the Tom Larimer big bright fly comment by Tom. A run of any anadromous fish is a bell curve and changes with the fishery as noted by Jay Nicholas who I had on in episode 03. Pete Humphries was on episode 7 and talks about how strong the Michigan steelhead are in comparison. kagit Master 4 is one of James favorite videos for steelhead. Dean Finnerty was on the show in episode 19 and was the guide who was also an undercover agent. Clay Halloway is one of the Halloway Brothers Guide Service on the Willamette and got James' lady into her first steelhead. Secret Chronicles of the North Umpqua by Pat McRay is a guy who is blind and still swings for steelhead with his wife. The Beulah rod that blew up on James and they had a great warranty. If you have OPST questions you can email James at info@opskagit.com or james.m@opskagit.com.  You can also find James on Instagram @bulltrout37.   https://pureskagit.com/ "I was Saved and ruined all at the same time" -John Gierach Conclusion with James Millard That was awesome right?  So many great stories and tips from James Millard in this episode.  James is the operations manager for OPST and brings and obvious wealth of knowledge and perspective from a cool guy. Click the link below to get all of the links to the show notes: http://wetflyswing.com/james

At the age of 20, James Millard had it all figured out. He was going to make it big in the clothing industry, sell his ‘Insufficient Funds’ branded T-shirts to Billabong and never work a day in his life. Unfortunately for James this dream never eventuated, but fortunately for us, this failed business venture sent James down a 10-year career path in personal finance for which he now co-owns YOLO Financial Services, hustles a lifestyle blog called ‘Sufficient Fundz’ and shares with us a some of the cool and innovative things he and his partners are trying within their business. Amongst the many topics discussed, here’s some we really liked: How YOLO developed an in-depth marketing plan and how they are catering to three very different client demographics The (really cool) types of content marketing James and YOLO are focusing on in 2018 What James thinks is one of the best business play cards you can have (hint: it rhymes with ‘biting a hook’) Why it’s difficult for advisers to incorporate an element of ‘story telling’ and how to not just overcome it, but nail it Why there is a massive market for one-to-many online courses and who benefits most from this kind of business model Between juggling a financial planning business, maintaining a blog and recently adding the title ‘Dad’ to his repertoire, James has also kindly put his hand up to be the MC at our upcoming event in Sydney (thanks legend!) with a discussion around starting and scaling an advice business. With a power panel of speakers and an MC all with startup financial advice practices, it’s guaranteed to be a night full of great ideas, advice and inspiration. Click here to grab your tickets. ---------- And as always, a big thank you to our major partner Zurich and to SunSuper for the continued support.

Interviews by Ben Nash and Naomi Christopher In this episode of XY Live on Facebook Live, we have James Millard, Founder and Director of YOLO Financial Services, to share with you lessons , debunk a few myths, and provide guidance on starting a Financial Blog.