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Originally streamed live on YouTube, this episode dives deep into the truth about love spells, emotional healing, and attraction through the lens of Ifá.We're not here to shame spellwork—but we are here to challenge what you think love work really is. From akose to ancestral patterns, we uncover what actually brings aligned love into your life—and what silently blocks it. If your relationships feel off, this conversation might be the reset you didn't know you needed.
Pádraic Fogarty, ecologist and TJ Maher, Chair of the IFA's Animal Health Committee, debate the need to cull wild badgers as part of efforts to prevent the spread of TB in cattle.
This episode is a replay of our livestream on protection work in the Ifá tradition. We explore how akose is used to guard your Ori, block energetic interference, and restore alignment when unseen forces are working against you. If you've felt vulnerable, off balance, or under attack, this teaching offers clarity and guidance rooted in ancestral wisdom.#Ifá #Akose #ProtectionWork #EnergyDefense #AfricanSpirituality #Asanee44
Today I welcome Promod Sharma & Jeevan Sharma to the show to discuss the immediate financing arrangement (IFA).Promod (actuary) & Jeevan (CFP) specialize in helping high-net-worth individuals & tackling their unique situations beyond basic insurance coverage. Discussion Points:What is an IFA? (2:17)Whole life (WL) vs Universal life (UL) - which is more suitable for an IFA? (3:41)What is the cash surrender value (CSW)? (7:35)How can policies be structured to allow for IFAs...Important (9:30)Who could benefit from an IFA? (16:55)IFA mechanism: - policy as collateral (23:23)- how large can the loan be? (24:42)- lenders (26:32)- personal vs corporate loans (27:57)- loan rates (30:58)- guarantee fees (31:35)Does IFA impact policy growth? (33:34)Using policy as collateral vs directly borrowing from the policy (34:20)How are IFAs tax efficient? (36:34)Loophole? (42:34)Fees (44:55)Ways to pay off the loan (45:44)Permanent life & IFA checklist - Important (46:25)When not to pursue an IFA (50:56)IFA risks (53:09)--------------------------------------------------------------------------------------------------------------This episode features Arya EHR - https://www.aryaehr.com/**I endorse only products/services I personally use or would use. Any income generated offsets the costs of running this podcastPromod Sharma & Jeevan Sharma:https://taxevity.com/ps@taxevity.comjs@taxevity.comhttps://www.linkedin.com/in/promod/https://www.linkedin.com/in/jeevanksharma/Yatin Chadha:Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha
This episode is a replay of our livestream on prosperity work in the Ifá tradition. We explore how Akose is used to attract aligned abundance, and why wealth rituals often fail without spiritual alignment. If you've been struggling financially despite doing the “right” things, this teaching brings clarity and depth.#Ifá #Akose #ProsperityWork #SpiritualAlignment #AfricanSpirituality #Asanee44
In this special episode, we share a previous livestream exploring what Ifá really says about special needs, including autism, ADHD, deafness, and blindness. We discuss how individuals with different abilities are seen within the Ifá tradition, what initiation and ritual look like for those with special needs, and how destiny and spiritual power remain accessible to everyone. Tune in to hear real answers, deeper teachings, and empowering perspectives from this important conversation.
In this episode of The ifa Show, host Keith Ford is joined by Ben Marshan, director of Marshan Consulting, to unpack the implications of Labor's sweeping electoral victory for the financial advice sector. Marshan explains what the heavy majority means for financial legislation, including what the potential ministerial candidates could bring to the table that could influence the pace and direction of regulatory reform. Listen as they discuss: Why the appointment of the next financial services minister will be pivotal. How proposed policies like the $3 million super tax could impact the tax system and the potential unintended consequences. What the options are for the Treasury portfolio on the opposition's side.
Teresa Roche, IFA farm family and social affairs committee chair
Francie Gorman, President of the IFA
How does a “farm boy from Iowa” grow one struggling salon into a thriving empire of 33 locations?Today on the podcast, we have Jerry Akers who is diving deep into the realities and opportunities within the franchise industry, and he's getting straight to the point when it comes to the grit and growth mindset that is required to excel. Jerry is sharing how he took a single Great Clips location and expanded to 33 locations, and how hands-on leadership, calculated risk, and a do-it-yourself attitude fueled his exponential growth. And Jerry digs into what it is like to buy struggling franchises and learning the hard lessons that come from entering new industries and his passion for supporting and coaching other franchisees.Jerry Akers is an author, Speaker, Mentor, Franchisee at Great Clips, and Regional Developer and Franchisee at The Joint Chiropractic. IFA Board Member and former Chairman of the IFA Franchisee Forum. In 2006, Jerry ventured into franchising by purchasing his first Great Clips, which has since expanded to 34 locations across two states. He later added The Joint Chiropractic to his portfolio as a regional developer and franchisee. Jerry's hands-on experience and expertise culminated in co-authoring the bestselling book “Live it 2 Own It,” providing practical guidance for aspiring franchise owners. He also founded ZDynamix, leading a team of franchise coaches who are experts in training, operations, marketing, and leadership. At ZDynamix, Jerry works with franchisees and franchisors aiming for the next level of success. His story is a testament to his adaptability, leadership, and commitment to helping others succeed in the franchise world.So, if you are wondering how to scale fast, build a winning team and become a powerhouse in franchising and dive into what it takes to not just survive but thrive as a franchisee then this episode is for you!Connect with JerryEmail - jerry@zdynamix.comLinkedIn - https://www.linkedin.com/in/jerry-akers-39599688/Episode Highlights:Jerry's journey into franchisingAcquiring Great Clips and turning it aroundGrowth and expansion in franchising Strategies for accelerating growth after acquiring the first unitScaling from 1 to 33 salonsImportance of a growth mindsetBuilding a team ready for expansion opportunitiesFinancial preparation for large-scale acquisitionsFranchise demographics and growth thresholdsMindset, values and work ethicCritical role of engagement in driving franchisee successModelling servant leadershipConnect with Tracy Personal LinkedIn: https://www.linkedin.com/in/tracy-panase/ JBF LinkedIn - https://www.linkedin.com/company/jbfsale JBF Franchise System - https://jbfsalefranchise.com/ Email: podcast@jbfsale.com Connect with Shannon Personal LinkedIn - https://www.linkedin.com/in/shannonwilburn/ JBF LinkedIn - https://www.linkedin.com/company/jbfsale
This episode comes from a powerful livestream where we dive into what it really means to choose the right Babalawo and align with a trustworthy Ilé. If you've ever wondered what to expect from a true Ifá priest—or how their energy can shape your path—this is where you get answers. Tune in for real talk, practical guidance, and the clarity you need to move forward with confidence.
Join us for conversation with author and spiritual advisor Yeye Teish and host Cassandra Ferrera, director of Commonweal's Center for Ethical Land Transition. Chief Iyanifa Fajembola Fatunmise (Yeye Luisah Teish) Yeye is an American author of African and African-diaspora spiritual cultures. She also is an affluent ritualist, keynote speaker, and spiritual advisor on a global scale. Primarily known for Jambalaya: The Natural Woman's Book of Personal Charms and Practical Rituals, a women's spirituality classic published in 1985 by Harper & Row Publishers. This book has been translated into German, Spanish, and Dutch. She has contributed to 40 anthologies, most notably Spiritual Guidance Across Religions: A Sourcebook for Spiritual Directors and Other Professionals Providing Counsel to People of Differing Faith Traditions. As an Oshun priestess (Yoruba Goddess of Love and Sensuality), Yeye continues to officiate over spiritual retreats, rituals, and workshops that span over 40 years since her introduction into the Ifa spiritual practice. Host Cassandra Ferrera Becoming a person of place is Cassandra's orienting cosmology, and her activist real estate career is informed by this path. She became a real estate agent in 2003 as a single mom needing to support her family, and was compelled to understand how market capitalism prevents so many people from a direct and secure relationship with Earth. She committed early on to learning how to support cooperative living and to find ways to decommodify and deprivatize Land. As someone with mixed European settler ancestry, Cassandra is keenly aware of the paradox of how those with white colonial privilege have often been displaced from land-based culture. Cassandra listened her way forward, guided by the generosity of spirit, mentors, and friends who would help her co-found The Center for Ethical Land Transition. Through the work of ethical land transitions, Cassandra works to transform conventional real estate practice in service to Land, cultural reunion, and reparative justice. #yeye #oshun #yoruba #ifa #commonweal #newschoolcommonweal Find out more about The New School at Commonweal on our website: tns.commonweal.org. And like/follow our Soundcloud channel for more great podcasts.
In this episode (originally streamed live), we explore the truth about the Ìyàmi—powerful feminine forces at the heart of the Ifá tradition. From spiritual justice to protection, fertility, and sacred warnings, the Ìyàmi play a critical role in shaping human destiny. If you've ever wondered who they really are, how to approach them, or why their energy is both revered and feared, this discussion offers clarity and guidance. Whether you missed the livestream or want to revisit its insights, this replay brings the wisdom directly to you..
In this week's special episode of The ifa Show, we present outgoing Financial Services Minister Stephen Jones' address at Momentum Media's Election 2025 event, followed by a Q&A covering the Delivering Better Financial Outcomes reforms. In what was possibly his last address in front of an advice audience ahead of his retirement from politics, Jones outlines what he achieved over his three years in the role and how the Labor government plans to deliver on what he couldn't if they are successful at the upcoming election. Tune in to hear about: How the education standards reforms will help the profession recover its numbers. What is being done to address the Compensation Scheme of Last Resort. The role of the new class of advisers in bridging the advice accessibility gap for retiring Australians. Why an extra six months would have done the trick.
Two serious accidents on farms or relating to farm machinery this week have once again highlighted the issue of farm safety during one of the busiest periods of the year for farmers. A teenage boy who was a passenger in a tractor in Leitrim lost his life in a crash, while separately in Cork, a five-year-old was hospitalised following an incident involving a cow. To discuss the issue of farm safety, Alan Morrissey was joined by Clare Chair of the IFA's Farm Family & Social Affairs Committee, Caroline Lynch, and Clare ICMSA Secretary, Martin McMahon. Photo (c) Chanita Sykes from Pexels via canva.com
This episode is a replay of a powerful livestream where we explored the mystery of spiritual husbands and wives—known in Ifá as Ọkọ Ọ̀run and Ìyàwó Ọ̀run. We discuss how these astral unions form, how they impact your relationships, health, and destiny, and what signs may indicate you're spiritually married without even realizing it. Tune in to gain clarity, insight, and practical guidance for working with or resolving these hidden connections.
In this episode of The ifa Show, host Keith Ford is joined by Sarah Abood, chief executive of Financial Advice Association Australia (FAAA), to break down the Coalition's promises to the advice profession if they come into power and the merits of the latest draft legislation of Labor's advice reforms. Ahead of the federal election, Abood explored some of the possible solutions offered from both sides for addressing the Compensation Scheme of Last Resort, as well as the possible implications of superannuation funds providing retirement advice through collective charging. Listen as they discuss: What the FAAA wants from the incoming government. Why it's important that advisers gain access to the ATO portal. How government funding could boost new entrants to the profession.
Is your constant desire for continued learning actually holding you back from financial freedom?It's possible that your are stuck in a cycle of constant learning without real progress—and you jump from strategy to strategy without giving anything time to work—this episode is for you. Many wealth journey and F.I.R.E seekers fall into the trap of chasing new ideas but never letting compounding take its full effect. It's time to flip that script and make your learning work for you.In this episode, you'll discover:The two biggest missteps wealth builders make when trying to gain momentumHow to balance exploration and execution using a “20% rule” without sabotaging your core strategyA simple mindset shift to finally move from idea collection to meaningful action and real resultsHit play now to stop spinning your wheels and start building sustainable wealth with focused, intentional strategies.Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereDiscover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial independence requires smart planning, especially when it comes to growing your net worth and generating passive income. We explore conservative leverage strategies such as the Smith Maneuver to convert non-tax deductible interest on your primary mortgage to tax deductible interest as well as conservative leveraged life insurance strategies including immediate financing arrangements (IFA). For business owners, navigating the complexities of corporate structures, tax implications, and investment strategies can feel overwhelming. From understanding capital gains rules to leveraging life insurance for wealth optimization, the right approach can transform your financial future. By aligning your strateReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Ifá initiation is more than a spiritual ceremony—it's a life-altering commitment. In this episode, we reveal the deeper truths behind Hand of Ifá and Ìtẹfá that many newcomers never hear about. From the signs that you're ready to the responsibilities you'll carry afterward, we unpack the hidden wisdom of this sacred rite. Whether you're considering initiation or simply curious about Yoruba spirituality, this episode gives you the clarity you've been seeking.#AfricanSpirituality #IfaInitiation #YorubaTradition #SpiritualAwakening #Asanee44
Get ready for a powerhouse episode of Eye On Franchising! We're live at the International Franchise Association Conference in Las Vegas with the one and only Aaron Harper, CEO of Rolling Suds, the fastest-growing power washing franchise in the world.From cleaning 40,000 square feet of the Superdome to scaling with drones, national accounts, and 255 territories, Aaron breaks down what it takes to build a monster franchise brand with integrity, grit, and some serious pressure-washing firepower.SPONSORED BY SEO SAMBA✅ AI-Driven Marketing. Predictable Results. Scalable Success.⏱️ TIMESTAMPS00:00 – Welcome to IFA in Las Vegas!01:12 – Meet Aaron Harper, CEO of Rolling Suds03:00 – From cleaning homes to cleaning the Superdome05:55 – The wild story behind using drones to clean water towers08:21 – The biggest lesson Aaron's learned as CEO11:20 – Building a C-suite team to rival major brands14:02 – Why Rolling Suds invests early in franchisee support16:40 – The massive marketing engine behind franchisee success18:33 – Post-training support and ongoing coaching21:15 – From zero to multiple trucks: how fast can you scale?24:08 – Residential vs Commercial: Why B2B is king26:10 – What makes commercial cleaning so lucrative29:04 – Why this isn't your average $75 power wash job31:26 – Rolling Suds' viral challenge: cleaning a 3,000 sq ft house in 22 minutes33:20 – Top 3 traits of successful Rolling Suds franchisees36:00 – Let's talk grit, sales, and risk tolerance39:14 – From no financing to three flexible funding packages42:40 – What does real franchise ramp-up look like?46:07 – Why one truck isn't enough – think big from day one48:30 – What does “scale” mean in franchising?51:05 – Real talk: the grind it takes to succeed in this model53:20 – 2025 Goals: 200+ more units, national accounts & world domination55:00 – Final words of wisdom from a CEO in the trenches
Pete Baldine Unveils 40 Years of Wisdom | Moran Family of Brands Interview at IFA Las Vegas
On this week's podcast, the IFA react to “shambolic” TB proposals, planning under way for nature restoration plan and booming trade in marts. Hosted on Acast. See acast.com/privacy for more information.
Tim Murphy is the CEO of APX Operating Company LLC, dba Boomers Parks, owned by Cerberus Private Equity ($60B AUM). Boomers Parks operates six family entertainment centers and two water parks in California, Florida, and New Jersey. Since becoming CEO in 2020, Tim led Boomers Parks from bankruptcy to profitability within a year, amidst a global pandemic. Initially operating at a $10 million loss, he revamped the customer experience and introduced new revenue streams, resulting in a 180% revenue increase in 2021 and continued growth through today. Tim began his 35+ year career at Walt Disney World and has worked with over 150 entertainment, restaurant, and food & beverage brands at more than 10,000 locations in senior roles. He is also a Board Director at Coney Park & Happy City, part of The Carlyle Group ($426B AUM), which operates 100+ family entertainment centers in Latin America. Tim's expertise includes top brands like Disney, Darden Restaurants, Jimmy John's, Applebee's, and Sonny's. He has managed over 35 transactions involving 1,200+ locations, negotiating deals from $11 million to $350 million+. He is a member of IAAPA, CAPA, FAA, AAMA, NRA, CRA, WWA, ICSC, and IFA, and is a licensed commercial real estate broker in Florida. Tim holds a BS/BA in Accounting from the University of Central Florida and an MBA in Finance from Orlando College. Connect with Tim at Tim@BoomersParks.com and on LinkedIn at TimMurphyCEO.
Dogs attacking livestock are a concern among farmers, leading to the IFA launcing the “No Dogs Allowed Campaign”. Joining me now is Jer O'Mahoney, Pat Murray and Johnny Colfer.
Dogs attacking livestock are a concern among farmers, leading to the IFA launcing the “No Dogs Allowed Campaign”. Joining me now is Jer O'Mahoney and Johnny Colfer
The price of steak could be rising to over 50-euros, and restraurants have little choice but to pass the cost on to customers as they're operating to just around 2% profits. To discuss this Francie Gorman, President of the IFA and Independent TD for Kerry and Minister of State at the Department of Agriculture Michael Healy-Rae.
There's an egg shortage, which is driving up the price of eggs. Now there's a shortage of baby chicks, and wannabe baby chick owners are lining up at IFA stores to get a flock. Dave and Debbie discuss the recent status of chicks and eggs and speak with KSL Investigative Reporter Matt Gephardt on whether raising your own chickens... and ducks... is worth the investment.
On this week's Tillage Podcast we hear about new herbicide Manhattan and a new fungicide for barley.We chatted to the IFA's Kieran McEvoy following the National Malting Barley meeting on Monday night. As always, we have the latest tillage news and the grain market and weather reports. The Tillage Podcast is supported by Bayer Crop Science. Hosted on Acast. See acast.com/privacy for more information.
This week on Franchise Today we break with our usual format and feature not one, but 25 voices… all, franchise movers and shakers. Each will share their thoughts and perceptions about the impact of President Trump'sdecisive win on franchising. No personal feelings or biases were accepted. The Question to these franchise pros: “What have you observed already andwhat do you see ahead, with Donald Trump in the White House. Mike Kelly, Senior Director, AtmosphereTVDavid Owassi, Founder CEO OutreachDave McDougal, VP We Sell RestaurantsDavid Rawnsley, President, RobeksJuiceSteve Greenbaum, IFA LegendMonica Feid, PR ProPeter Holt. IFA LegendErik Van Horn, Franchise Advisor, Entrepreneur,Podcaster Dawn Abbamondi, CMO, SMB FranchiseAdvisorsErin Fletter, Founder, CEO, Food GeekEmerging Franchisor, Sticky Fingers Cooking SchoolKatrina Mitchell, Chief Matchmaker, FranchiseSpeakers Ford Saeks, “Featured Speaker,” FranchiseSpeakers. Matt Haller, IFA, President, CEOThe episode drops at noon EDT on Wed. 3/12/25 at www.franchisetodaypodcast.com, or wherever you chase podcasts.
Imní á léiriú ag an IFA faoin moladh ó thaobh talamh móna a chuir faoi uisce arís.
Is fitness franchising worth it? Can you ACTUALLY make money? What's the REAL secret to weight loss? In this exclusive IFA special, I sit down with Luke Carlson, CEO & Founder of Discover Strength, to break down:✅ The TRUTH about weight loss vs. fitness (most trainers won't tell you this!)✅ Why strength training is dominating the fitness industry
We hope you're listening t the podcast from the tractor, the field or the fine outdoors this week. On this week's show we chat to Edward Dickinson from Omex, hear from malting barley award winner Liam Day and chat to the IFA's Alice Doyle. We also look ahead to the IFA's National Malting Barley meeting and have all the tillage news, grain trends and weather reports. Hosted on Acast. See acast.com/privacy for more information.
Being a farmer is often noted as tough work, but one aspect which has been making the job harder is illegal trespassing. So, how big of an issue is it?Louise Crowley, Chair at the Limerick IFA and Dairy Farmer and Conor O'Leary, Munster Regional Chair at the IFA and Chair of IFA Countryside join Kieran to discuss…
Jummie sits down with Dr. Asanee Brogan — spiritual coach, educator, and founder of Asanee44 — to demystify the ancient Ifa tradition and the deeper currents of African spirituality. Together, they explore what it truly means to reconnect with ancestral wisdom, honor sacred traditions, and align with your destiny.Dr. Asanee shares her powerful spiritual journey from Christianity to rediscovering her roots through the Ifa and Haitian Vodou traditions. She sheds light on key concepts like the role of Orishas, ancestors, and the spiritual hierarchy within Ifa. We dive into the nuanced truth behind sacrifices, the concept of destiny vs. purpose, and the importance of balance, taboos, and spiritual protection when navigating ancestral practices.We also discuss why many in the African diaspora are feeling a collective pull back to indigenous traditions — and how reconnecting with our ancestral practices may hold the key to our collective healing and empowerment.Ifa is a West African spiritual tradition and divination system that originated with the Yoruba people of NigeriaWhere to find Dr. Asanee: https://asanee44.com/Send us a textSUBSCRIBE TO OUR YOUTUBE CHANNEL: https://www.youtube.com/channel/UCr0p1zDPaPLmnmI3AIWhDFQFOLLOW US: TikTok - @shiftingdimensions444 Instagram - @shiftingdimensions_podDISCLAIMER: The views, thoughts, and opinions expressed are the guest's own and do not represent the views, thoughts, and opinions of Shifting Dimensions. The material and information presented here is for general information and entertainment purposes only.
Brendan Guinan, Biological agri-farmer and Nigel Sweetnam, Chair of Poultry Committee, IFA
This week, we are back with Part 2 of myConversation with John Rotche. Every nowand then, I happen upon a franchise biography that is so compelling that a single episode of Franchise Today just can't do it justice. And, such is the case with John Rotche. Last week we wrapped up approaching the Title Boxing Chapter of John's storied career and we'll pick back-up there today, but first a couple of reflections on some of what John shared with us last week. John quipped in wonderment about how he, athlete guy turned entrepreneur, managed to have the good fortune to be taken under the wings of not one, but two IFA Entrepreneur's of the Year Domino's CEO Tom Monaghan and Service Brands International Founder, CEO and Serial Entrepreneur David McKinnon. To that, I say this..., “When the student is ready, the teacher appears. And oh, btw, it's no coincidence that IFA awarded John those same prestigious honors in 2011. So, let's pick back-up where we left off. Part 2: John Rotche, From Football to Franchising.
Join Ryan Hicks and Zack Fishman as they host Jamie Adams, Chief Revenue Officer of Scorpion, and Ryan Combe, Managing Partner of Cornerstone Franchise Partners. In this episode we dive into the latest chatter from the IFA convention and share behind‑the‑scenes insights on franchising trends, technology decisions, and the power of networking. From debating whether to build or buy tech to discussing economic forecasts and mentorship initiatives, this episode delivers a dynamic conversation peppered with franchise success stories and personal anecdotes that reveal the heartbeat of the industry. Episode Outline: 1) Intro & Sponsor Shout-Out: Candidate view is an innovative new way to streamline your hiring process and focus only on the best talent with one way video prescreening. Candidates respond on their own time so your franchisees can save their time. No more scheduling headaches, no more wasted interviews, just faster, smarter hiring. Join top franchise organizations already saving time, energy, and money with CandidateView. Visit CandidateView. 2) IFA Convention Recap: Insights on the event's energy, networking moments, and feedback on session formats. 3) Tech & Transaction Talk: Debates on building vs. buying proprietary technology and the impact on franchise value. 4) Economic Outlook & Industry Trends: Discussion of franchise growth statistics, employment increases, and GDP impact. 5) Anecdotes & Success Stories: Stories from the NFL to Hardee's, illustrating how small moves can lead to generational wealth. 6) Mentorship & Community Focus: Ideas on establishing mentorship programs to support franchise success and sustainability. 7) Closing Thoughts & Connect: Final reflections and a call-to-action to join the conversation on LinkedIn and subscribe to the newsletter.
Jerry spoke to Nigel Sweetnam, national chair of IFA poultry committee.
The Smokin Gunz Crew is back for our fifth season of covering San Antonio Professional Football. We are joined by Gunslingers General Manager and Head Coach Tom Menas as we talk about the offseason and the rule changes in the IFL. Then we're joined by the legendary Randy Carroll who has joined the Gunslingers ownership group. We finish up talking briefly about our frustrations with the Brahmas schedule and our skepticism over the IFA. Smokin' Gunz Podcast proudly recognizes our top fans and Patrons: Monique and Iris Ferrante Greg and Kim Nelson James Steubing Jay Washington James Palmer Alfred Rodriguez Join our team at www.Patreon.com/SmokinGunzPod Contact us at: www.twitter.com/SmokinGunzPod www.facebook.com/SmokinGunzPod SmokinGunzPod@gmail.com
Mark T. Hebner is the founder and CEO of Index Fund Advisors, Inc., (IFA), author of the highly regarded book Index Funds: The 12-Step Recovery Program for Active Investors, focused on investor education. Mark's current book and previous editions received praise from financial industry experts and academic luminaries, including John Bogle, David Booth, Burton Malkiel, and Nobel Laureates Harry Markowitz and Paul Samuelson. The book has been nominated as one of the three all-time greatest investment books, along with the writings of John Bogle and Warren Buffett. This book details the possible perils associated with stock picking, mutual fund manager picking, market timing, and other wealth-depleting behaviors. Hebner's 12-Step Program teaches the differences between active and passive investing, explains the emotional triggers that impact investment decisions, and offers an enlightening education on evidence-based investing that may forever change the way an investor perceives the stock market. Hebner is a respected speaker, frequent news contributor and authority on investing. His life's mission is to “change the way the world invests by replacing speculation with education.” Hebner is especially knowledgeable about index funds, portfolio construction and the research indexes designed by Nobel Laureate Eugene Fama and Kenneth French. These indexes provide the building blocks for the prudent evidence-based investment strategies that Hebner implements for his IFA clients. Mark is a Wealth Advisor (Series 65) and has an MBA from the University of California, Irvine and a Bachelor's in Nuclear Pharmacy from the University of New Mexico. He was a member of the Young Presidents' Organization for over 20 years and is currently a member of the World Presidents' Organization and the Chief Executives Organization. Prior to founding Index Fund Advisors in 1999, Mark was President, CEO and co-Founder of Syncor International (previously a public company - SCOR) from 1975 to 1985. In Jan. 2003, Cardinal Health acquired Syncor for approximately $850 million. As a division of Cardinal Health, it is the world's leading provider of nuclear pharmacy services. -- Critical Mass Business Talk Show is Orange County, CA's longest-running business talk show, focused on offering value and insight to middle-market business leaders in the OC and beyond. Hosted by Ric Franzi, business partner at REF Orange County.
Cultivating H.E.R. Space: Uplifting Conversations for the Black Woman
Lady! Are you ready to expand your horizons and tap into your spiritual side? Well, then come closer because we have the perfect guest to excite your imagination with tales of spiritual lore.Anita Kopacz is a lifelong storyteller. She's made a career bringing fun and interesting stories to life as the former Editor-in-Chief of Heart & Soul magazine and now she is the author of The Wind on Her Tongue. Anita welcomes the audience into a world where spirituality intersects with real world scenarios to create a compelling narrative you won't want to put down.In her page-turning book, Anita introduces her audience to the Orishas, spiritual deities that are most recognized in the African Traditional Religions (ATRs) of Ifa, Voudoo, and Hoodoo. Anita offers context about the ATRs and their importance in the African diasporic experience. She dispels some of the common myths and misconceptions regarding the ATRs and offers perspective on how some of the wisdom from the Orishas and the ATRs can provide insight into your life. Lady, whether you've promised yourself that you'll read more this year or you're asking yourself the big questions about the meaning of life and where our help comes from, we promise this is the episode for you. Let Anita's calm energy transport you to the deeper well that resides within you. And, you'll want to tune into the Aftershow this week. Dr. Dom and Terri offer a more in-depth peek into their creative process that can help spark your own. Dream big, lady! Quote of the Day:"No one is supposed to understand your calling. It wasn't a conference call." – Unknown Goal Map Like a Pro WorkbookCultivating H.E.R. Space Sanctuary Where to find Anita KopaczWebsite: Anita KopaczBook: The Wind on Her TongueInstagram: @anitakopaczFacebook: Anita KopaczTikTok: @anitakopacz2 Resources:Dr. Dom's Therapy PracticeBranding with TerriMelanin and Mental HealthTherapy for Black Girls Psychology TodayTherapy for QPOC Where to find us:Twitter: @HERspacepodcastInstagram: @herspacepodcastFacebook: @herspacepodcastWebsite: cultivatingherspace.com
Only days ago, Donald Trump completed his political comeback, becoming the 47th President of the United States during a historic inauguration ceremony. What happened at the ceremony and during the following events? Hear from intercessors who were in DC, including IFA's own CPO Kris Kubal!
Explore the spiritual roots of jealousy and discover powerful remedies rooted in the Ifa tradition. This video delves into the essence of jealousy as a disruptive energy and reveals how to overcome it through practices inspired by ancestral wisdom. Learn how African spirituality offers transformative tools to heal the spirit, restore harmony, and align with your higher self. Whether you're struggling with jealousy or seeking to support someone who is, this video provides actionable insights and guidance to reclaim peace and balance. Timestamps: 00:00 Intro 03:37 The Consequences of Jealousy 05:29 The Dual Aspects of Jealousy 06:33 Physical Roots of Jealousy 09:31 Spiritual Roots of Jealousy 16:03 Signs of Egbe Orun Causing Jealousy 19:33 Spiritual Remedies for Dealing with Jealousy
Ben and Carlos hop on the show to break down the chaos of the 2025 international signing day. While Roki Sasaki hasn't signed (as of this podcast recording at least) with a team yet, the ripple effects of his status in the market has certainly created waves. Ben gives listeners a detailed breakdown of what's happened and what might happen in the future, he breaks down a signing class he's particularly excited about and also answers a few listener emails on the IFA market.—Time Stamps(0:15) Signing day update(3:40) Ben's thought on the Roki Sasaki situation(8:00) The role of pitching development for Roki(15:00) How big is Roki's bonus going to be? (18:30) Dodgers losing key names from their class(20:30) Will the Padres and Blue Jays lose players?(25:00) Will team flipping become more common in the future?(30:00) What happened with Giants signee Josuar Gonzalez?(34:30) More players signing out of high school from Japan?(43:00) An exciting class of Red Sox international signingsDo you have a question you want us to answer? Email us: futureprojection@baseballamerica.com Ben's Twitter: @BenBadlerCarlos's Twitter: @CarlosACollazoBaseball America WebsiteSupport this podcast at — https://redcircle.com/future-projection-a-baseball-america-podcast/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
In Episode 433, Patrick, Jeffrey, and Craig chat about the BP Annual and then discuss five mostly baseball topics.1. There is no sugh thing as a free agency: Man, that's a lot of deals. Wait we are talking about all these deals?2. The Owner's Box: A lawsuit in San Diego and a pending sale in Minnesota?3. Rated Roki: Where will Roki Sasaki sign? And the fallout in the IFA market has already started.4. Around the Horn: Mostly the Gavin Lux trade honestly5. Let's see how much Patrick and Craig rememeber from the PECOTA roll outFive and Dive is listener-supported, you can join our Patreon at patreon.com/fiveanddive. If you want to get in contact with the show, the e-mail address is fiveanddive@baseballprospectus.com. Our theme tune is by Jawn Stockton. You can listen to him on Spotify and Apple Music Spotify: http://bit.ly/JawnStockton_SpotifyApple Music: http://bit.ly/JawnStockton_AM
It's another Q&A show, and this week we cover managing finances under an LPA, Maternity pay, and what to do with a big windfall, plus lots more besides! Shownotes: https://meaningfulmoney.tv/QA4 00:58 Big fan of the show. Really appreciate your work. Dad is 92 with rapidly declining health (Dementia and mobility issues). He is still living at home with Mum (80) who is caring for him with family help. At the moment, it is about manageable. I am managing their finances. We have moved the majority of savings into my mum's accounts. I have used up mum's entire ISA allowance for this year. There is still around £38k of savings sitting in a no interest paying Barclays account. Due to their ages, I do not want to tie up the cash for too long, though at this point in time, they do not need to use this money as they are still able to live off my Dad's pension. Can you suggest how I might manage this chunk of cash? Possibly a simple savings account, but I am aware that the interest rates are not exactly brilliant, and I wonder about moving into a GIA instead (I have moderate experience buying/selling shares in my own SIPP and ISA, though I am personally high on the risk curve with investments heavily in MSTR and TSLA). Any advice would be appreciated. Cheers, Rich 05:08 Love the podcast (obviously!), it's genuinely very helpful and has really helped me get my stuff together!!! Not sure if this is something you'd know about but, do you think you would be able to explain to me in your very listenable way, how to work out maternity pay, as in how it's actually calculated and how to plan to make up the difference etc plus anything else that might be helpful that I don't even know that I don't know!! I can't really find what I'm looking for anywhere else so just thought I'd ask as I find your explanations of things easy to understand (and could listen to you chat about anything tbh)!! Thank you! Jess 12:16 Thanks so much for your brilliant podcasts. I love the idea of the question and answer ones! I have a fun question I have been meaning to ask for ages. I keep my contingency fund in premium bonds, and I periodically enjoy a thought experiment, around what I would do if I were to win the big prize of £1 million. (I fully realise this will never happen, but it is a helpful thought experiment to get me thinking about where my priorities lie in case I do receive a much smaller lump sum in the future). I have no bad debts, I have a contingency pot and I contribute to a pension and ISA. My hypothesis is that I would give some to charity (maybe 10%?), might retain 5% for fun – a nice holiday or an upgrade to my car, would max out my ISA and pension, and then would split the rest between a world index tracker and one or two investment properties. I'm curious to hear your thoughts on this and how you would allocate. Thanks! Justyn 17:52 The mantra is that the most important time to take advice is when nearing retirement. That's certainly true for us now, and my other half sought some regulated advice recently in respect to tax free cash and pension recycling rules. The advice was provided (that it was not tax free cash recycling) & so we are continuing with the plan as discussed / agreed with the regulated IFA that we contracted the discussion with (we checked the company and the individuals credentials out on the FSA website .. All good). The question is (call me paranoid, but quite a lot of money – for us, is involved) what happens if in due course HMRC come to us and effectively look to impose penalties for us acting in accordance with the regulated advice provided / paid for (ie, they dont agree with it / decide it has broken the recycling rules)? I have no (sane) reason to suggest this will happen, but paranoia is a terrible thing!! Keep up the good work (oh, and Roger as well) Regards, Kevin Milsom 23:02 With UK inflation now only 1.7% (from 16 Oct 24), are we in a very unusual phase were inflation is less than half of the rate you can easily get on savings? This leads onto thinking about investing versus savings – we all invest to try and beat inflation, but we can currently do this easily with no risks via savings accounts. It is a conversation my wife and I are having at the moment! She is ‘saver' and I am an ‘investor'. Of course we have a good mix of both from all the guidance you have provided. Cheers. Dave Hicklin 27:40 Hello gents! Big fan of the podcast and the YouTube channel. Thanks for everything you do! Question for you – which I realise is pretty niche so you may not want to cover it. I am in the fortunate position of reaching max pension taper threshold (due to a great salary, some even greater RSU awards and an increasing company share-price!). I have some pension contribution carry-forward but will have used this all up by FY26. My employer do a 7% pension contribution if employee contributes 4%. But for those reaching taper threshold, you can opt out and the company will instead just give the 7% on top of your salary (which is very generous!). Thinking ahead, my question is: – Would it be better to: a) take the combined 11% contribution and opt for a scheme-pays for the tax above the £10k allowance when time comes. I am thinking this way I still get a years worth of investment of the pre-tax money before the tax is paid – which might be beneficial? or b) opt out and take the post-tax increase in salary and put this somewhere else? My wife's and mine ISAs will be maxed already, so would have to be GIA most likely (or premium bonds!?). I'm thinking A makes most sense. I still get the £10k tax free and benefit from some further untaxed money working for me for a little while at least. The tax has to be paid either way, but I am delaying it till later. What do you both think? Thanks very much! Paul
Embarking on your Ifá journey can feel overwhelming, but it doesn't have to be! In this live stream, we explore the foundational steps to begin your spiritual path in the Ifá tradition.
What if the key to success lies in changing your mindset?Today's guest, Catherine Monson, shares invaluable lessons on leadership, the importance of a positive mental attitude, and effective communication within franchises. Catherine's leadership journey is marked by dedication to franchisee profitability and a profound commitment to ethical leadership and meaningful franchise support.Catherine also shares her personal struggles and triumphs, such as overcoming depression and maintaining a positive mindset despite difficult circumstances. Her candid reflections on her "Undercover Boss" experience reveal gaps in company operations and how she addressed those challenges head-on.Catherine Monson brings more than 40 years of franchising and leadership experience with multiple brands. Catherine is the CEO of Propelled Brands, a multi-franchisor with over 1,200 locations globally including FASTSIGNS, My SALON Suite, Camp Bow Wow and NerdsToGo. Catherin is a past chair of IFA and a member of the IFA Board of Directors from 2008 to 2023 and was an IFA Hall of Fame inductee in 2024.So, if you are ready to listen in as Catherine shares how she turned challenges into triumphs, her powerful mindset techniques, and the pivotal moments that have shaped her career then today's episode is for you.Connect with Catherine Monson:Catherine's YouTube - https://www.youtube.com/catherinemonsonCatherine's Email - Catherine.monson@propelledbrands.comCatherine's assistant - Chrissy.radney@propelledbrands.comThe sign that Catherine holds up during the interview is a framed picture with 5 texts of line. It read as PMAGPBSMSoUNSLEpisode Highlights:Catherine Monson's career journeyImportance of transparent communicationVictim vs victor mindsetImportance of positive mental attitudeWeekly motivation videos for franchiseesBalancing act of leading multiple brandsBalancing empathy with business decision-makingCharacteristics of highly successful people Catherine's experience on Undercover BossConnect with Tracy Personal LinkedIn: https://www.linkedin.com/in/tracy-panase/ JBF LinkedIn - https://www.linkedin.com/company/jbfsale JBF Franchise System - https://jbfsalefranchise.com/ Email: podcast@jbfsale.com Connect with Shannon Personal LinkedIn - https://www.linkedin.com/in/shannonwilburn/ JBF LinkedIn - https://www.linkedin.com/company/jbfsale
Send us a textWhat if the key to unlocking your true purpose lies in embracing an ancient spiritual tradition? I share my personal journey of self-discovery, guided by the African spiritual practice of IFA, and how it empowered me to break free from societal expectations and fears. This episode is a heartfelt exploration into the essence of life's purpose, where passion, service, and authenticity take center stage. We confront common obstacles like societal pressures and fear of failure, offering actionable strategies to overcome them. By tapping into the wisdom of IFA, especially the concepts of Ori and Iwa Pele, we uncover profound insights for aligning with our true selves and contributing positively to our communities.Join me as we journey through the transformative process of finding purpose. Discover how stepping outside your comfort zone, trying new experiences, and seeking mentorship can lead to a more authentic life path. Reflecting on past challenges might just unveil hidden purposes, helping align your daily actions with core values. The path to purpose is not a sprint but a marathon requiring patience and trust. Celebrate the small victories, and let your Ori guide you towards a fulfilling life aligned with your destiny. Stay connected with "Life Points with Rhonda" across all platforms for more inspiring content, and share this episode with those who are also navigating their own quest for meaning.Support the showhttps://chat.openai.com/g/g-8E47AuJfB-life-points-assistanthttps://FaceBook.com/Lifepointswithronda1https://youtube.com/@lifepointswithronda2968https://TikTok.com/@lifepointswithrondahttps://Instagram.com/@lifepointswithrondahttps://Patreon.com/@lifepointswithrondahttps://Lifepointswithronda.com