Podcast appearances and mentions of josh reich

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Best podcasts about josh reich

Latest podcast episodes about josh reich

Drag-N-Drive Addiction Podcast
News for 3/292025 presented by Summit Racing

Drag-N-Drive Addiction Podcast

Play Episode Listen Later Mar 29, 2025 70:05


Welcome to the Drag Drive Repeat News presented by Summit RacingWelcome to the Drag Drive Repeat News presented by Summit Racing for 3/29/20255 Days until The Circuit!! Registration opens for Sick at the Green! Central Victorian Drag and Drive updates! And can Josh Reich build a foxbody in a week?! And i'm about to throw up from anxiety!IntrosThanksThanksSummit Ad ReadMIKE: Summit Racing's speed legacy began in 1968 as a one-man startup and is now the World's Speed Shop® with four facilities and 200+ catalog editions. Fueling your passion, they save you money, deliver fast, and offer top-notch customer service for more than 1500 brands.Make sure to download the Summit Racing Mobile App for easy access to speed parts. Find them on Facebook, YouTube, TikTok, and Instagram. Also, you can tune in to the On All Cylinders podcast for more automotive discussions. From humble origins to the social media lane, Summit Racing stands by your need for speed. Find everything at summitracing.com

Drag-N-Drive Addiction Podcast
Show EP 88 presented by Summit Racing - Strangers to Copilots

Drag-N-Drive Addiction Podcast

Play Episode Listen Later Nov 14, 2024 116:48


Welcome to Episode 88 of the Drag Drive Repeat Show presented by Summit Racing Episode 88 is going to be great! We have Jay Blanchard of Jay Wire Solutions talking about a twin TorkStorm Supercharged car with twim BOVs and a Wastegate on the Cold side! And we'll have Josh Reich and Mike Smith on to talk about their experience of being complete strangers that met and competed on Sick 66.  Happy 19 years to my wife! Summit Summit Racing's speed legacy began in 1968 as a one-man startup and is now the World's Speed Shop® with four facilities and 200+ catalog editions. Fueling your passion, they save you money, deliver fast, and offer top-notch customer service for more than 1500 brands. Make sure to download the Summit Racing Mobile App for easy access to speed parts. Find them on Facebook, YouTube, TikTok, and Instagram. Also, you can tune in to the On All Cylinders podcast for more automotive discussions. From humble origins to the social media lane, Summit Racing stands by your need for speed. Find everything at summitracing.com

Everyday Pastors
Bonus Episode - Grieving Transition with Josh Reich

Everyday Pastors

Play Episode Listen Later Sep 26, 2021 15:09


Josh Reich and I continue our conversation on Transition and talk about the grief that can come with that for pastors, their family and those that they are leaving. www.joshuareich.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/everydaypastors/message Support this podcast: https://podcasters.spotify.com/pod/show/everydaypastors/support

Everyday Pastors
004 - Josh Reich - Transitions

Everyday Pastors

Play Episode Listen Later Sep 14, 2021 62:48


Josh is the Lead Pastor at Community Covenant Church in Rehoboth, MA. Before that, he planted Revolution Church in Tucson, AZ. He speaks around the country to pastors and church planters on the topics of leadership health, marriage, church systems, and preaching. He's married to Katie and has 5 kids that keep him on his toes that they affectionately call the Reich 5. He blogs at joshuareich.org and wrote the book "Breathing Room: Stressing Less, Living More. https://theleadersjourney.us https://patersoncenter.com/lifeplan/ American Nations: A History of the Eleven Rival Regional Cultures of North America Every Pastor's First 180 Days: How to Start and Stay Strong in a New Church Job “Ask a pastor” Mary Broussard with this weeks question. --- Send in a voice message: https://podcasters.spotify.com/pod/show/everydaypastors/message Support this podcast: https://podcasters.spotify.com/pod/show/everydaypastors/support

Leadership Conversations
How to Lead Your People Through Discussing Difficult Topics

Leadership Conversations

Play Episode Listen Later Oct 6, 2020 14:57


Josh Reich shares how he leads his congregation through difficult discussions dealing with difficult social and theological issues. Tune in with Casey & Josh to learn ways to take a deeper dive on issues that matter to your people.

difficult josh reich
Leadership Conversations
How To Interview The Organization

Leadership Conversations

Play Episode Listen Later Sep 14, 2020 17:57


Join Casey Cease & Josh Reich as they discuss the importance of the interviewee interviewing the organization they are interviewing with.

leadership conversations casey cease josh reich
Leadership Conversations
Steps For Hiring The Right Team Member

Leadership Conversations

Play Episode Listen Later Aug 24, 2020 23:57


Join Josh & Casey as they discuss the importance of making the 'right' hire and ways to ensure that you are on the right path to do so.

Leadership Conversations
Working On Vs Working In

Leadership Conversations

Play Episode Listen Later Aug 10, 2020 16:59


In this episode, Josh Reich and Casey Cease discuss the difference between working ON your organization and working IN your organization. Both are important, but often, leaders fail to take the time to work ON their organization.

casey cease josh reich
Leadership Conversations
Leading An Empty Room

Leadership Conversations

Play Episode Listen Later Jul 20, 2020 14:00


Josh Reich & Casey Cease talk about the reality of having to adapt leadership during the COVID-19 Pandemic. They discuss the opportunities and challenges offered to leaders and share their own experiences of speaking to empty rooms and shifting meetings online.

covid-19 pandemic empty room casey cease josh reich
Leadership Conversations
Making It Through Hard Seasons

Leadership Conversations

Play Episode Listen Later Jul 13, 2020 19:03


Join Casey Cease and Josh Reich as they talk about making it through tough seasons in life and leadership.

josh reich
Leadership Conversations
Dealing With Betrayal In Leadership

Leadership Conversations

Play Episode Listen Later Jun 29, 2020 16:12


The issue of betrayal is not a question of "If", but "When". Whether one is intentionally or unintentionally betrayed, it can have devastating effects. Listen in as Casey Cease and Josh Reich discuss learning to navigate through betrayal as a leader.

Leadership Conversations
Planning Your Summer

Leadership Conversations

Play Episode Listen Later Jun 15, 2020 23:19


Join Josh Reich and Casey Cease as they explore ways to strategically plan for rest and recreation during the summer.

Leadership Conversations
Leading Through Uncertainty - Part 1

Leadership Conversations

Play Episode Listen Later Jun 10, 2020 19:02


In this episode, Josh Reich and Casey Cease discuss the challenges and opportunities for leaders to lead well during times of uncertainty.

uncertainty casey cease josh reich
Leadership Conversations
Leading Through Uncertainty - Part 2

Leadership Conversations

Play Episode Listen Later Jun 10, 2020 15:48


In this episode, Josh Reich and Casey Cease continue their discussion about the challenges and opportunities for leaders to lead well during times of uncertainty.

uncertainty casey cease josh reich
Ex Nihilo Health Podcast: Fitness | Paleo nutrition | Mental Performance | Christianity | Eddie Williams
ENH 015: (Pt. 2) How to Beat Burnout, Stress Less and Live More with Josh Reich

Ex Nihilo Health Podcast: Fitness | Paleo nutrition | Mental Performance | Christianity | Eddie Williams

Play Episode Listen Later Aug 21, 2019


Why Listen? If you are a leader, whether a CEO, VP, Director, Pastor or Team Captain, this show is for you. The challenges of leadership are difficult but they get tougher when we include the dangers of stress, anxiety and burn out. Our Guest Josh Reich helps me explore the dangers of these things and offers some very deep and very practical ways we can avoid succumbing to long term stress and burn out. If you want to finish the race of life, this show will help you do that. Video Guest Bio Josh is the lead pastor of Revolution Church in Tuscon, Arizona. They are an Acts 29 church that has the hope of filling the city with the news that Jesus Christ is Lord. Josh is the author of Breathing Room: Stressing Less and Living More. He is also the creator of his blog, joshuareich.org, where he tackles lots of topics in ministry, health and life. Show Notes Josh Reich's Site: Joshuareich.org Josh's Book: Breathing Room: Stressing Less and Living More Josh's Facebook: https://www.facebook.com/joshuamreich/?ref=br_rs Josh’s Twitter: https://twitter.com/JoshuaReich Making of a Leader (Robert Clinton): https://www.amazon.com/Making-Leader-Recognizing-Leadership-Development/dp/1612910750/ref=sr_1_1?s=books&ie=UTF8&qid=1475783250&sr=1-1&keywords=making+of+a+leader   The post ENH 015: (Pt. 2) How to Beat Burnout, Stress Less and Live More with Josh Reich appeared first on Ex Nihilo.

Ex Nihilo Health Podcast: Fitness | Paleo nutrition | Mental Performance | Christianity | Eddie Williams
ENH 015: (Pt. 2) How to Beat Burnout, Stress Less and Live More with Josh Reich

Ex Nihilo Health Podcast: Fitness | Paleo nutrition | Mental Performance | Christianity | Eddie Williams

Play Episode Listen Later Aug 14, 2019 32:04


Why Listen?If you are a leader, whether a CEO, VP, Director, Pastor or Team Captain, this show is for you. The challenges of leadership are difficult but they get tougher when we include the dangers of stress, anxiety and burn out. Our Guest Josh Reich helps me explore the dangers of these things and offers some very deep and very practical ways we can avoid succumbing to long term stress and burn out. If you want to finish the race of life, this show will help you do that.Guest BioJosh is the lead pastor of Revolution Church in Tuscon, Arizona. They are an Acts 29 church that has the hope of filling the city with the news that Jesus Christ is Lord. Josh is the author of Breathing Room: Stressing Less and Living More. He is also the creator of his blog, joshuareich.org, where he tackles lots of topics in ministry, health and life.Show NotesJosh Reich's Site: Joshuareich.orgJosh's Book: Breathing Room: Stressing Less and Living MoreJosh's Facebook: https://www.facebook.com/joshuamreich/?ref=br_rsJosh's Twitter: https://twitter.com/JoshuaReichMaking of a Leader (Robert Clinton): https://www.amazon.com/Making-Leader-Recognizing-Leadership-Development/dp/1612910750/ref=sr_1_1?s=books&ie=UTF8&qid=1475783250&sr=1-1&keywords=making+of+a+leader

Ex Nihilo Health Podcast: Fitness | Paleo nutrition | Mental Performance | Christianity | Eddie Williams
ENH 014: (Pt. 1) How to Beat Burnout, Stress Less and Live More as a Leader with Josh Reich

Ex Nihilo Health Podcast: Fitness | Paleo nutrition | Mental Performance | Christianity | Eddie Williams

Play Episode Listen Later Aug 14, 2019 29:00


Why Listen? If you are a leader, whether a CEO, VP, Director, Pastor or Team Captain, this show is for you. The challenges of leadership are difficult but they get tougher when we include the dangers of stress, anxiety and burn out. Our Guest Josh Reich helps me explore the dangers of these things and offers some very deep and very practical ways we can avoid succumbing to long term stress and burn out. If you want to finish the race of life, this show will help you do that. Video Guest Bio Josh is the lead pastor of Revolution Church in Tuscon, Arizona. They are an Acts 29 church that has the hope of filling the city with the news that Jesus Christ is Lord. Josh is the author of Breathing Room: Stressing Less and Living More. He is also the creator of his blog, joshuareich.org, where he tackles lots of topics in ministry, health and life.   Show Notes Josh Reich's Site: Joshuareich.org Josh's Book: Breathing Room: Stressing Less and Living More Josh's Facebook: https://www.facebook.com/joshuamreich/?ref=br_rs Josh’s Twitter: https://twitter.com/JoshuaReich Making of a Leader (Robert Clinton): https://www.amazon.com/Making-Leader-Recognizing-Leadership-Development/dp/1612910750/ref=sr_1_1?s=books&ie=UTF8&qid=1475783250&sr=1-1&keywords=making+of+a+leader The post ENH 014: (Pt. 1) How to Beat Burnout, Stress Less and Live More as a Leader with Josh Reich appeared first on Ex Nihilo.

Ex Nihilo Health Podcast: Fitness | Paleo nutrition | Mental Performance | Christianity | Eddie Williams
ENH 014: (Pt. 1) How to Beat Burnout, Stress Less and Live More as a Leader with Josh Reich

Ex Nihilo Health Podcast: Fitness | Paleo nutrition | Mental Performance | Christianity | Eddie Williams

Play Episode Listen Later Aug 7, 2019 49:08


Why Listen?If you are a leader, whether a CEO, VP, Director, Pastor or Team Captain, this show is for you. The challenges of leadership are difficult but they get tougher when we include the dangers of stress, anxiety and burn out. Our Guest Josh Reich helps me explore the dangers of these things and offers some very deep and very practical ways we can avoid succumbing to long term stress and burn out. If you want to finish the race of life, this show will help you do that.VideoGuest BioJosh is the lead pastor of Revolution Church in Tuscon, Arizona. They are an Acts 29 church that has the hope of filling the city with the news that Jesus Christ is Lord. Josh is the author of Breathing Room: Stressing Less and Living More. He is also the creator of his blog, joshuareich.org, where he tackles lots of topics in ministry, health and life.Show NotesJosh Reich's Site: Joshuareich.orgJosh's Book: Breathing Room: Stressing Less and Living MoreJosh's Facebook: https://www.facebook.com/joshuamreich/?ref=br_rsJosh's Twitter: https://twitter.com/JoshuaReichMaking of a Leader (Robert Clinton): https://www.amazon.com/Making-Leader-Recognizing-Leadership-Development/dp/1612910750/ref=sr_1_1?s=books&ie=UTF8&qid=1475783250&sr=1-1&keywords=making+of+a+leader

Fintech Insider Podcast by 11:FS
Ep. 271. News: Ericas & 'Mericas

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Nov 19, 2018 58:38


Our hosts Simon and Jason are joined by three great guests: Joost Lobbes, Product Manager at Rabo Bank, and Diana Paredes, CEO of Suade Labs. First up, CYBG cans Virgin Money deal with Anthony Jenkins startup. The new owner of Virgin Money has canned a long-term deal with a digital banking start-up launched by Anthony Jenkins, the former Barclays chief executive. Not entirely unexpected, since David Duffy, CYBG's chief executive, had hinted since securing a £1.6bn deal to buy the bank that it was likely to use its own technology platform. Confirmation that CYBG is ditching the 10x deal may deal a blow to Mr Jenkins, who has been in talks with investors for several months about a substantial new funding round for his venture. Virgin Money is understood to have committed tens of millions of pounds to creating a digital platform with 10x's support, and CYBG's decision to terminate the deal is likely to trigger a sizeable payment to 10x. Fintech startup Revolut is in talks to raise $500M from Softbank. Several sources have told City A.M. that the deal is set to close early next year, as Revolut tries to launch its banking app in the US, one of fintech’s most notoriously hard to crack markets. Comes less than seven months since Revolut closed its last funding round at $250m, which valued the London startup at $1.7bn as a so-called unicorn company. Not known if previous backers such as Index Ventures, Draper Esprit and DST Global will sign on to this round. Softbank said earlier this year that it was looking to deploy around $200m into fintech from its $100bn Vision Fund, and was reported by Sky News to have explored a similar investment in UK challenger bank Oaknorth. We spoke to Emily Nicolle, the author of this article for City AM to give us her thoughts on this story. Digital bank Starling to roost on the high street. Digital bank Starling is heading to the high street, announcing a tie-up that will enable its personal and business customers to withdraw and deposit cash over the counter at all 11,500 Post Office branches nationwide. Despite falling cash use across the UK, the app-only challenger bank said it was responding to customer needs. “Our customers still want to pay in cash and take money out,” said Julian Sawyer, head of banking services at Starling Bank. “The Post Office has more outlets than all the other banks combined, so it became a very obvious channel to link up with.” The digital bank’s move to the high street comes as larger banks shift customers online, closing hundreds of high street bank branches and free-to-use cash machines in the process. We caught up with Megan Caywood at Xerocon yesterday to tell us more about this announcement and what it means for their users. Simple attracts Amazon exec as new CEO. US neo bank Simple has named a former Amazon executive as its new CEO, in a rare example of talent returning from Big Tech to the banking industry We interviewed the Co-Founder of Simple Bank, Shamir Karkal in ep. 254. David Hijirida moved from Washington Mutual to help build Amazon’s online payments business in 2007 before acting as a director of AWS. Hijirida takes over from Dickson Chu who was working as the interim chief executive of the bank after founding CEO Josh Reich who quit in May. Fluidly raises £5M in Series A Funding. Fluidly is an applied AI business that combines machine learning and financial modelling to automate the forecasting and management of cashflow for SMEs. The £5m Series A funding round was led by New York-based fintech investor Nyca Partners. Existing investors Octopus Ventures, Anthemis and tech angels including Simon Murdoch and Charlie Songhurst also participated in the latest financing round. We caught up with Fluidly CEO Caroline Plumb at Xerocon yesterday, to find out more about what this money will be used for. Alibaba sets new Singles Day record with more than $30.8BN in sales in 24 hours. Alibaba smashed through its Singles Day sales record on Sunday. The gross merchandise value (GMV) hit over $30.8 billion in sales in the 24-hour shopping event. That topped the $25.3 billion record set in 2017. Singles Day got off to a strong start with sales hitting $1 billion in one minute and 25 seconds. BofA faces trademark suit over Erica chatbot. Bank of America has been sued by a man over the use of the name "Erica" for its in-app AI-powered virtual assistant chatbot. Rolled out to BofA's millions of customers over the summer, Erica helps users with a host of simple transactions such as money transfers and balance enquiries. Erik Underwood registered his own virtual assistant, called E.R.I.C.A (electronic repetitious informational clone application) in Georgia in October 2010. PFM app Fintonic to fund interest-free deferred payments at Amazon. Financial management app Fintonic is collaborating with Amazon to provide Spanish clients with the option to fund interest fee purchases at the e-commerce store. Under the agreement, Fintonic's 500,000 Spanish users will be able to defer payments ranging between €200 and €1,000 for up to four months. Marketed as taking 3 minutes and users are given a reusable gift card for Amazon.es that lasts up to 10 years max PayPal bans Tommy Robinson from its platform. PayPal has told the former English Defence League leader Tommy Robinson aka Stephen Yaxley-Lennon it will no longer process payments on his behalf. The online payments system said its services cannot be used to "promote hate, violence, or other forms of intolerance that is discriminatory". Online petitions calling for companies like PayPal to stop processing his payments have gained thousands of signatures. All this and so much more on today's episode of Fintech Insider! ​ Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast. ​ Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com ​ This week's episode was produced by Laura Watkins, written by Dhanum Nursigadoo and edited by Alex Woodhouse. Special Guests: Caroline Plumb, Diana Paredes, Emily Nicolle, Joost Lobbes, and Megan Caywood.

Leadership Conversations
The Importance of First Impressions For Church Visitors w\ Greg Atkinson

Leadership Conversations

Play Episode Listen Later May 14, 2018 48:38


Josh & Casey interview special guest Greg Atkinson about the importance for church leaders to consider the first impressions their church is making on visitors. Learn more about Greg at www.gregatkinson.com.

Leadership Conversations
Developing A Healthy Team Culture

Leadership Conversations

Play Episode Listen Later May 7, 2018 18:01


Josh & Casey talk about simple, but very effective ways to develop a healthy team culture in your organization.

Leadership Conversations
Plan Or Waste Your Summer

Leadership Conversations

Play Episode Listen Later Apr 30, 2018 22:30


In this episode, Casey & Josh discuss the importance of planning your summer for maximum effectiveness (even in rest!). Most leaders waste their summers, but there are great benefits to leveraging the summer season for health and longevity.

Leadership Conversations
Leading Through Hard Seasons

Leadership Conversations

Play Episode Listen Later Apr 16, 2018 24:04


Casey & Josh discuss ways to lead through hard seasons of life.

Leadership Conversations
How To Have Healthy Emotional Boundaries

Leadership Conversations

Play Episode Listen Later Apr 9, 2018 26:54


Casey interviews Aaron Bunker, a counselor and author of A Stronger Knot: Tying Together a United Marriage. They discuss the heavy burdens that leaders carry and how to establish some healthy Emotional Boundaries. Learn more about Aaron at www.AStrongerKnot.com.

Leadership Conversations
Building a Healthy Elder Team

Leadership Conversations

Play Episode Listen Later Mar 12, 2018 22:02


Join Josh & Casey as they discuss the importance of and the "How To's" of building a healthy elder team.

Leadership Conversations
The Resilient Leader

Leadership Conversations

Play Episode Listen Later Feb 26, 2018 27:42


Josh Reich & Casey Cease discuss the essential quality of resiliency for the longevity of a leader.

Leadership Conversations
Healthy Rhythms

Leadership Conversations

Play Episode Listen Later Feb 5, 2018 21:01


Casey Cease & Josh Reich explore, discuss, and share ways that leaders can establish healthy rhythms to last in leadership.

Leadership Conversations
The Self-Aware Leader

Leadership Conversations

Play Episode Listen Later Jan 29, 2018 23:47


Join Josh Reich & Casey Cease as they discuss the importance of self-awareness for leaders.

Leadership Conversations
Self Leadership Pt. 1 - Josh Reich Shares Stories From His Journey

Leadership Conversations

Play Episode Listen Later Jan 15, 2018 30:03


Join Josh Reich and Casey Cease as Josh shares his amazing journey of faith, health, and weight loss.

Leadership Conversations
Passion & Leadership

Leadership Conversations

Play Episode Listen Later Jan 8, 2018 19:49


Join Josh Reich and Casey Cease as they discuss Passion & Leadership.

Leadership Conversations
Failure To Plan, Failure To Lead

Leadership Conversations

Play Episode Listen Later Jan 1, 2018 20:47


Josh Reich & Casey Cease discuss the importance of planning for a leader and the dangers and consequences of failing to do so. Planning is an essential part of a leader's growth and success, and without a plan to plan, the leader will falter.

Leadership Conversations
The Marriage of a Leader

Leadership Conversations

Play Episode Listen Later Dec 18, 2017 26:03


In this episode, Casey Cease and Josh Reich explore some common pitfalls that leaders face in marriage. Join them as they discuss a way for leaders to develop a 'dashboard' for him or her to be able to gauge the health of their marriage before it's too late.

marriage leader casey cease josh reich
Leadership Conversations
The Growing Leader

Leadership Conversations

Play Episode Listen Later Dec 11, 2017 30:07


In this episode, Josh Reich and Casey Cease discuss the importance of growing as a leader. Leadership is a calling to grow, not remain stagnant.

Leadership Conversations

Leadership is an office, a role, not an identity. It's easy for those of us in leadership to forget this and to allow our successes and failures to determine our well-being. Join Casey Cease and Josh Reich as they explore a different way forward.

Leadership Conversations
Leadership & Loneliness

Leadership Conversations

Play Episode Listen Later Nov 27, 2017 33:40


In this episode, Josh Reich and Casey Cease discuss the realities of loneliness in the life of a leader. While leadership can be lonely, it does not have to be.

Growth Everywhere Daily Business Lessons
GE Ep 120 [2015]: How Simple Used Technology To Innovate In The Banking Industry (Eventually Selling For $117M!)

Growth Everywhere Daily Business Lessons

Play Episode Listen Later Aug 26, 2017 29:26


Hey everyone, today's interview is with Josh Reich, the CEO of Simple, a new bank that provides automated banking, budgeting, and savings for their customers. Simple is growing faster than any other bank, has eliminated all the fees typically associated with traditional banking, and sold to BBVA for $117 million. I'm a customer of Simple, and absolutely love they way they do things. Throughout the interview, Josh and I talk about what it was like for him to disrupt such a highly regulated industry, how they achieved their massive growth, and the basics of how they do business. Click here for show notes. Leave some feedback: What should I talk about next? Who should I interview? Please let me know on Twitter or in the comments below. Did you enjoy this episode? If so, leave a short review here. Subscribe to Growth Everywhere on iTunes. Get the non-iTunes RSS feed Connect with Eric Siu: Growth Everywhere Single Grain Twitter @ericosiu

Barefoot Innovation Podcast
Innovating in Compliance, Citi CCO Kathryn Reimann and Wells Fargo CCO Yvette Hollingsworth Clark

Barefoot Innovation Podcast

Play Episode Listen Later Aug 7, 2016 48:41


My guests today are two of the most thoughtful people in the United States on the topic of regulatory compliance. They are the chief compliance officers of Citigroup and Wells Fargo – Kathryn Reimann and Yvette Hollingsworth Clark. Our listeners include a lot of people who are not fascinated by the topic of regulatory compliance, to put it mildly. The fact is, though, that compliance has shifted, rather suddenly, from being boring to most people, to being fascinating. And whether it fascinates you or not, it has become absolutely critical to whether financial companies can thrive. Becoming great at compliance – both effective and efficient -- has become mission-critical competencies for every financial company, large and small. Let’s step back and think about what’s happening.  Technology is disrupting finance, which means that it’s also disrupting financial regulation, which therefore means that it’s also disrupting compliance, inevitably. It will completely change how financial companies implement the massive set of regulatory requirements that pervade every aspect of what they do. This is going to be – already is – a wrenching process. For better or worse, consumer financial protection regulation has always been hypertechnical. built mainly around highly prescriptive rules. Congress passes laws, the regulatory agencies issue regulations to implement them, and the industry implements the regulations. I’ve spent much of my career in this field and have watched it mature into a major function – major cost center – in every bank, into a profession of experts, and into an industry of technology vendors and consultants and lawyers who help financial companies follow these rules. With a few exceptions, the system is about getting the details right. That’s still true, of course. We still have voluminous, detailed rules aimed at consumer protection. But the financial crisis shifted the ground under this whole system, by supplementing the traditional “rules-based” system with a new “principles-based” overlay that aggressively requires that financial products be not only “compliant,” but also “fair” – able to meet heightened prohibitions on practices that are unfair, deception or abusive (which we in the compliance world, with our habit of using acornyms, call, “UDAAP.” And then, as if that weren’t a big enough change, the financial world has now also been hit with a second huge wave of change, in technology innovation. And it’s even more challenging than the shift from rules to principles, because it’s coming faster, and it’s even more unknowable than regulatory change. All this means we’ve entered into a state of permanent uncertainty. The products and market and technology are changing too fast for the legislative and regulatory process to keep pace. The regulatory process can’t, and won’t, provide clarity on exactly what the industry has to do. Instead, it will review what has been done and will, after the fact, penalize actions that are judged to have been illegal because they’re subjectively determined to have been unfair, deceptive, abusive, or discriminatory in effect. The result is that financial companies are going to have to build a whole new kind of compliance model. They won’t have the luxury of waiting for clear-cut rules. They’ll have to figure out for themselves how regulators may react to rapid change, and make their own decisions, in the absence of clear guidance, about what is risky. This requires a full overhaul of the traditional compliance model. For one thing, it means deeply, actively engaging the CEO, the board, and the business-side leadership of every company in proactively managing regulatory risk. They can’t delegate it and assume that their experts and technology will take care of it. They have to make their own decisions, and they have to do it not reactively, but proactively. Again, they’ll have to think for themselves. And they’ll also have to adopt a new generation of regtech solutions, which are starting to emerge to improve outcomes and cut costs. There’s a lot to say about what’s ahead on all this, but for today, we’re going to pick the brains of two of the most impressive leaders anywhere in the compliance world.  Yvette Hollingsworth Clark is the chief compliance officer of Wells Fargo, and Kathryn Reimann leads this work for Citigroup. I’ve known them both for years, and I was lucky enough to catch them together while we were all at the same event, and carve out some time to talk. Listen to their views on how compliance is changing, the impact of technology, and the need to bring a “fairness” lens to absolutely every regulatory question. They talk about how to do that, including how to integrate teams that can bake it into daily decision-making. They talk about the challenges arising because of the accelerating the speed of change. And they discuss the challenges of working with old legacy IT systems that were created long before today’s regulations and technology. They talk about the need for a level regulatory playing field for banks and nonbanks, how to work with regulators, and advice for regulators. They also talk about their own journeys – Kathryn notes that when she started working as a lawyer, the compliance profession didn’t even exist. We’ve come a long way. These are people who are pioneering new ways of tackling compliance. They’re doing it in some of the world’s biggest, most complex, and most highly-regulated companies, but their insights apply to every financial company – large and small, and old or brand new. Also…. Vote for my panel on the SXSW PanelPicker! I need your help getting my panel selected for inclusion in South By Southwest – SXSW – the huge technology conference that runs in Austin TX each year in conjunction with the famous music and film festival. I attended SXSW (“South by,” as people call it) for the first time last year, and it was absolutely fascinating. It’s unique among the conferences I attend, in that it’s broader than finance. It’s about technology overall. I believe fintech is more tech than fin, in the sense that it’s being driven by enormous and converging technology trends. We in the financial realm tend to underestimate how big these are and how fast they’re moving, because we think of them in terms of the financial products they’re reshaping – but they’re much bigger than those. SX is a great place to go to learn and think about these wider trends, while also seeing the most interesting new things emerging in fintech, as well. So I have proposed a panel discussion there on RegTech – the shift toward using new generation technology to get to win/wins on regulation, by reducing regulatory costs and burdens while improving outcomes for customers at the same time. I’m calling the panel REGULATION INNOVATION and my amazing guests will be Josh Reich, the CEO of Simple; Jennifer Tescher, CEO of CFSI; and Adrienne Harris of the White House. Last year, SX received 4,600 proposals, so, I need you to vote for the session on the SX Panel Picker. Voting opens up on Monday, August 8 and closes September 2. Please Google the SXSW PanelPicker during that time period, and vote for session called Regulation Innovation. And then plan to come to SX, which is 3/6-10 in Austin. I’ve been thinking maybe we should take a group of financial folks. What do you think? You can vote for it HERE   Support the podcast Please support the show! Last but not least, thanks so very much to those who have sent in your “buck a show," as we call it, to support Barefoot Innovation. Donations are essential to keep the show going, since it’s taken on a life of its own and requires a massive effort to produce. And also, please be sure to like the show on whatever ITunes or wherever you listen to it. We’ll see you soon with some incredibly interesting new guests – startups, banks, and even someone from Harvard. Til next time! As Kathryn rightly states, such an overhaul of the system requires updating perspectives of themselves and of their hires. It also requires a great degree of inter-departmental collaboration and communication. This is something that I have seen to be true all across the map of regulation - open dialogue is essential. In a previous podcast, Thomas Curry, the Comptroller of Currency and head of the taskforce on responsible innovation agrees. Kathryn and Yvette explain that compliance officers have a very tough job ahead, and I couldn't agree more. They have to balance a fine line between assessing and preventing massive risk from such huge amounts of data sharing while not becoming an obstacle to innovation. As Yvette states, we want to use innovation to regulate innovation. Important links: Citi Wells Fargo Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

Theology For the Rest of Us | Quick Answers to the Questions About God and the Bible
106: How to Experience “Abundant Life?” with Josh Reich

Theology For the Rest of Us | Quick Answers to the Questions About God and the Bible

Play Episode Listen Later Jun 7, 2016 20:38


Jesus promised us "abundant life" but whenever we honestly consider and examine the life of most believers, we discover that most believers are not experiencing an abundant life at all. The problem is that many believers have never found the "breathing room" they actually need in this life in order to experience the vibrant abundance that Jesus wants to give to His followers. Finding breathing room in our finances, daily schedules, and interpersonal relationships leads to enjoying and savoring life instead of simply going through the motions. Most followers of Jesus never even scratch the surface of experiencing the freedom that Jesus wants them to experience, but it doesn't have to be that way. In this episode, Kenny interviews pastor and author Josh Reich about the topic of finding "Breathing Room" in our lives, which happens to be the topic of Josh's newest book. In this interview Josh talks about diagnosing the bad habits and distractions of our lives (often rooted in identity issues) and then he challenges us to shift our attitudes, carve out time for new habits, and chase after Jesus-focused disciplines that will do more than just help us "catch our breath" but will help us find the ultimate road to experiencing the vibrant abundant life that we may have come to believe is impossible. Josh says abundant life can be found in Jesus! Josh Reich is the founding pastor of Revolution Church in Tucson, AZ. Connect with Josh Reich Get a copy Pastor Josh's book "Breathing Room" Follow Pastor Josh Reich on Twitter: @joshuareich Check out Pastor Josh's Website: http://joshuareich.org  

Barefoot Innovation Podcast
Its Still Simple : Josh Reich One Year Later

Barefoot Innovation Podcast

Play Episode Listen Later Apr 18, 2016 42:36


This episode updates one of the very first ones we did in our Barefoot Innovation series, last year. Episode Two featured the two co-founders of Simple, Josh Reich and Shamir Karkal. A year later, we all found ourselves back at the same conference where we'd recorded that program. Shamir has now taken on a new role, leading the open platform innovation of the very innovative bank that bought Simple, BBVA.  Josh, though, is still CEO of Simple (a fact that he says tends to surprise people). So on a very rainy afternoon in Southern California, he and I found a place where we could duck out of the weather (you may hear the deluge in the background), and talked about how Simple has progressed in the year just past. So...very few people are more fun to talk with than Josh Reich, but I think my favorite thing about this episode might not be the podcast, fascinating as it is, but rather something the podcast led me to. In our conversation, Josh talks about a customer whose dog chewed her debit card - twice! Simple sent her a customer appreciation package with the second card, and she was so grateful that she made a YouTube video about getting it. Every banker in the world should watch this:  customer appreciation reaction video   I won't update the full show notes here - please look at Episode 2 for the basics on Simple which, again, is now part of BBVA bank.  And if you missed it, be sure to listen also to my podcast with Manolo Sanchez, the CEO of BBVA Compass, who I think may be the most innovative bank president anywhere. BBVA is all-in on fintech innovation. Also, Josh and I did not get to a key update, which is the big move Simple made last year to eliminate ALL its checking account fees. I'm linking to his blog post here explaining what they did and why.  Remember, Barefoot Innovation is a search for better solutions for financial consumers through all kinds of innovation. BBVA and Simple are making this search in a great many interesting ways. So enjoy hearing Josh's insights, ranging from how to succeed when a big banks buys a small innovator, to the make-or-break power of a bank's culture, to the incredible efficiencies of growing a bank without branches - he shares some numbers -- to his advice for regulators. And watch for fantastic episodes coming up: Oportun CEO Raul Vazquez; Betterment CEO Jon Stein; two of the country's top compliance officers, together; and Blythe Masters of Digital Asset Holdings - to name a few.   Regulation Innovation Video Series: Briefing One - The Five Tech Trends Driving Financial Transformation The Five Tech Trends - the latest video in the Regulation Innovation Video series. Meanwhile be sure to sign up for our new video series, Regulation Innovation - Thriving on Disruption. These are short briefings - 10 to 15 minutes each - designed to be the single easiest way to understand the huge issues raised by fintech, in both technology and regulation, and how best to address them. Since fintech is far more about "tech" than "fin," we're starting the series with The Five Tech trends transforming finance. Plus we have a lighthearted little extra, straight from my own kitchen, on how I was inspired to some thoughts about innovation by a very unusual gadget. The briefings are designed share in meetings and training sessions, from board rooms to business and compliance teams. They come with access to a subscriber-only website with resources and advice. We have group pricing available - just contact us! Please sign up for them, and also to get my podcasts by email. And be sure to leave reviews on ITunes. Please consider a donation to support our efforts to bring the best thought leaders in the financial innovation world to you. A dollar a show is all we ask. Support the Podcast Subscribe to Our Mailing List Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

ceo simple southern california disruption one year later episode two bbva shamir bbva compass blythe masters barefoot innovation josh reich digital asset holdings betterment ceo jon stein
The Way Home Podcast
The Way Home: Episode 43 featuring Josh Reich

The Way Home Podcast

Play Episode Listen Later Nov 12, 2015 26:51


How can leaders create healthy margin and have good work rhythms? To answer this and more questions, I talked to my friend Josh Reich. Josh is the lead pastor of Revolution Church in Tucson, Arizona and also the area lead for Acts 29 churches in Arizona. His first book Breathing Room: Stressing Less & Living More,…

The Way Home Podcast
The Way Home: Episode 43 featuring Josh Reich

The Way Home Podcast

Play Episode Listen Later Nov 12, 2015 26:51


How can leaders create healthy margin and have good work rhythms? To answer this and more questions, I talked to my friend Josh Reich. Josh is the lead pastor of Revolution Church in Tucson, Arizona and also the area lead for Acts 29 churches in Arizona. His first book Breathing Room: Stressing Less & Living More,…

In The Room
Ep. 47: Burnout and Breathing Room feat. Josh Reich

In The Room

Play Episode Listen Later Nov 9, 2015 48:08


This week I’m in the room with Josh Reich, lead pastor of Revolution Church in Tucson, Arizona and author of the new book “Breathing Room: Stressing Less and Living More.”In my conversation with Josh, we discuss common factors that squeeze out our breathing room, the importance of holistic health, and learning from the strengths of others. Don’t forget you can get "In The Room" automatically downloaded to your mobile device each week by subscribing on iTunes. I’d also love to hear your feedback from this episode. Drop me a note at ryan@redemptionbc.org and let me know what you thought.Thanks for listening!Buy “Breathing Room” on Givingtons.com: rdmptn.org/InTheRoomBooksConnect with Josh: joshuareich.orgFollow Josh on twitter: twitter.com/joshuareichBooks mentioned in this episode:“21 Irrefutable Laws of Leadership” by John Maxwell rdmptn.org/847278

Barefoot Innovation Podcast
Episode 2 - "The Cheerful Disruptors" with Josh Reich and Shamir Karkal from Simple.com

Barefoot Innovation Podcast

Play Episode Listen Later May 4, 2015 58:19


Episode 2 is my lively conversation with the irreverent co-founders of Simple – CEO, Josh Reich, and Shamir Karkal, the company’s CFO. Simple is a Portland, Oregon start-up offering a simplified, consumer-friendly account for saving and making payments.  Last year it was acquired by the global Spanish bank, BBVA, which has been making bold moves in tech innovation. Our discussion captures the clear voice of the disruptors who are challenging traditional banking. Josh and Shamir describe the famous email that led to their venture, including why Josh’s friends thought he’d gone crazy (hint: it has to do with regulation). They explain their own very unbankerly backgrounds, and talk with passion about what they think is wrong with mainstream banking, including why it’s so hard for banks to change.  They made me laugh throughout -- there’s a moment where Josh is explaining the company’s funny style and says, “she had this wicked, wicked sense of humor.” I think my favorite thing in our talk is how they tell their customers’ stories about Simple making their lives better.  The key is helping people save, including by highlighting a number labeled “Safe to Spend,” rather than the account balance.  Simple idea, isn't it? And powerful. I feel like Simple might be on track to crack the code on the core problem that bedevils financial consumers: how to get regular people actively engaged. Most people are very interested in what they use their money for, but bored by the money itself -- a fact that leads them into mistakes. Simple is trying to change that. After we turned off the microphone, Josh said one more thing that has stayed in my mind ever since.  I’ll share it in my postscript at the end of the podcast. You can subscribe to the podcast in iTunes HERE Show Notes The companies: You can find full information on Simple here, and on BBVA here. My guests: Josh Reich, CEO & Co-Founder  — Josh’s career has spanned marketing analytics and quantitative finance, including running a data mining consulting firm, a quantitative strategy group at a $10 billion fund, and core components at the mortgage lead market, Root Exchange. Four years ago, Josh founded Simple, formerly BankSimple, a company that is working to radically redesign banking by using modern technology to help people worry less about money. Josh has a BSc. in mathematics and statistics from the University of Melbourne, most of a medical degree, and an MBA from Carnegie Mellon University. Follow him on Twitter at @i2pi  Shamir Karkal, CFO & Co-Founder  — Shamir is a software engineer turned finance and banking expert. Prior to Simple, Shamir was a consultant with McKinsey & Co. specializing in strategy consulting for financial institutions in Europe, the Middle East, and the US. Prior to McKinsey, Shamir was a software engineer. He has a bachelor’s in computer science, a master’s in information technology, and an MBA from Carnegie Mellon University. Follow him on Twitter at @shamir_k FAQ’s about Simple:  https://www.simple.com/faq  Here are the two firm’s announcements about BBVA acquiring Simple: Here and Here      Please note that the views expressed by guests on Barefoot Innovation are their own and do not reflect the opinions of Jo Ann Barefoot or Jo Ann Barefoot Group LLC, nor do we endorse any product, service, or company discussed.