Fintech Insider Podcast by 11:FS

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: London pension fintech Smart gears up for deals after $95m funding injection - 5:00 Robinhood launching 24-Hour weekday stock trading - 17:45 Tiger Global looks to cash in part of $40bn portfolio of private companies - 28:40 M-KOPA snaps up $250M+ debt, equity for its asset financing platform - 37:50 More red faces at Revolut after boss accidentally hits the wrong phone button, sparking a probe - 46:55 ZestMoney founders resign in wake of failed sale - 48:55 George Osborne to chair Italian investment firm Lingotto - 51:00 This week's guests include: Dan Barker, Chief Marketing Officer, Smart Sophie Winwood, Investment Principal, Anthemis This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. (https://www.thredd.com/?utm_source=newsletter&utm_medium=email&utm_campaign=bitesize+thredd&utm_id=11fs) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Dan Barker and Sophie Winwood.

Our expert hosts, Benjamin Ensor, is joined by some great guests to ask: "Could 'mortgages as a service' mark the future of homebuying?" This week's guests include: Andrew Lloyd, Chief Customer Officer, Pexa UK Ewan Silver, Group CTO, 11:FS Francesca Carlesi, Co-Founder & CEO, Molo Finance We see embedded finance and banking as a service (or BaaS) as one of the next big evolutions in financial services - whether that's embedded lending, payments, or insurance. But buying a house remains the biggest and most significant purchase of most people's lifetimes - and the mortgage process remains a complete headache in most countries. Could partnerships between fintechs, banks, and non-financial players – where mortgage services are embedded at the point of need - be the answer? Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Andrew Lloyd, Ewan Silver, and Francesca Carlesi.

Our expert hosts, Kate Moody and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Skipton launches deposit-free mortgage aimed at renters - 6:10 Apple attracts nearly $1 billion in deposits within a week of high yield savings account launch - 19:50 WhatsApp now allows Singapore-based users to pay businesses within the app - 32:10 French fintech Green-Got banks €5 million to grow its green banking platform in Europe - 42:05 SEC pays whistleblower $279mn in largest-ever award - 52:30 Music-related home insurance claims revealed as European nations gear up for Eurovision - 54:20 This week's guests include: Dawei Wang, Head of Partnerships, Thunes Urvashi Barooah, Principal, Redpoint Ventures This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. (https://www.thredd.com/?utm_source=newsletter&utm_medium=email&utm_campaign=bitesize+thredd&utm_id=11fs) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Dawei Wang and Urvashi Barooah.

Our expert host, Benjamin Ensor, is joined by some great guests to discuss: "Will the future of KYC be truly digital?" This week's guests include: Emma Lindley, Managing Director International Expansion, CAF / Co-founder and Chair, Women in Identity Joe Robinson, Co-founder & CEO, Hummingbird Will Jones, Executive Creative Director, 11:FS As banking technology evolves, so too must the methods for verifying who customers are and keeping them safe. Financial services is embracing new technology, but some are still lagging behind and putting their institutions at risk. Know Your Customer (KYC) doesn't have a single, one-size-fits-all definition. Different geographies have different anti-money laundering (AML) legislation, and even within the legislation there's different ways to apply KYC processes within your products and services. In this episode, we look look at the trends, approaches, regulations, and other changes that will shape the future of banking and KYC globally. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Emma Lindley, Joe Robinson, and Will Jones.

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In the latest strand of Fintech Insider, in association with Visa, we taking a burning question from financial services across the globe and put it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus. In this episode, we're looking at how great UX spurred on a whole generation of fintechs in Europe, how the banks have fought to catch up, and what the move of Big Tech into this space means for the future of financial services. This week's guests include: Emma Kerr, SVP - Strategic Partnerships - Europe, Visa Axel Cateland, CEO, Spendesk Finanical Services Vasily Starostenko, Head of Product, Revolut This episode is sponsored by Visa Visa's Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa's powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Axel Cateland, Emma Kerr, and Vasily Starostenko.

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by a great guest to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: First Republic: JP Morgan snaps up major US bank - 4:00 Revolut takes on Nubank with Brazil launch and LatAm push - 13:55 An investment fund created by ChatGPT is “smashing” the UK's top 10 most popular funds - 23:50 Australian gamblers to be banned from using credit cards for online betting - 33:35 Microsoft teams up with Stripe, GoDaddy and PayPal for in-meeting payments - 35:18 Microscopic monarch names etched on to coronation coin - 37:40 This week's guests include: Anita Ramaswamy, Columnist, Reuters Breakingviews This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. (https://www.thredd.com/?utm_source=newsletter&utm_medium=email&utm_campaign=bitesize+thredd&utm_id=11fs) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guest: Anita Ramaswamy.

Our expert hosts, Benjamin Ensor, is joined by some great guests to ask: "How important is trust to financial services in 2023?" This week's guests include: Barb MacLean, SVP, Head of Technology Operations and Implementation, Coastal Community Bank Cinthia Merlos, Co-Founder, Vexi Mark Mullen, CEO, Atom Trust is often considered to be the most important currency a financial institution can hold - but how it's earned, how it's lost, or even how it's defined is much more difficult to determine. In this show, we've put together a panel of amazing experts to discuss: how financial services players gain trust, how it is lost, and does trust still matter? Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Barb MacLean, Cinthia Merlos, and Mark Mullen.

Kate Moody, Customer Strategy Director at 11:FS is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Sophie Guibaud, Co-Founder and Chief Commercial & Growth Officer, Fiat Republic and Co Author of the Embedded Finance Book: When Payments Become An Experienc Hussein Fazal, CEO, Super.com Tui Allen, VP of Product at Ampla We cover the following stories from the fintech and financial services space: Super.com raises $85m for savings super app Could First Republic be the next SVB? - Shopify launches eCommerce payments tool with help from Israeli fintech Melio More Banks Join European Instant Payments Pilot From End 2023 Klarna unveils AI-powered personalised shopping feed This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. (https://www.thredd.com/?utm_source=newsletter&utm_medium=email&utm_campaign=bitesize+thredd&utm_id=11fs) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Hussein Fazal, Sophie Guibaud, and Tui Allen.

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "Is the future of SME banking specialisation?” This week's guests include: Atif Siddiqi, Founder/CEO, Branch Lara Gilman, Head of New Ventures, Iwoca Peter Beckman, CEO, Treyd Whether you prefer the abbreviation ‘SME' or ‘SMB' - the truth is that there is a vast collection of businesses wrapped up in those three letters. The World Economic Forum estimates that 90% of businesses globally can be categorised as SMEs. That's a lot of businesses to cover with the same financial services offerings - so maybe it's time to specialise! Our panel discuss: an overview of how SME banking works today, the challenges of serving small business niches, and whether the future will see more niche-focused products This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Atif Siddiqi, Lara Gilman , and Peter Beckman.

In the newest strand of Fintech Insider, in association with Visa, we're taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, David Barton-Grimley sat down with Pranav Sood, GM, EMEA at Airwallex to continue exploring the question set out in our previous Focus episode: “Can APAC's travel sector spur on its financial services one?” Join us to find out how Airwallex's APAC roots helped them expand their business, how customer expectations have changed in the past few years, and what key challenbges and issues are being tackled right now in this space. All of this, and so much more! This episode is sponsored by Visa Visa's Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa's powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guest: Pranav Sood.

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Nilixa Devlukia, Chair, Open Finance Association Tim Chong, Co-Founder and CEO, Yonder With soundclips from: Alvaro Castillo, Innovation Manager, Caixabank We cover the following stories from the fintech and financial services space: Apple launches high-yield savings account with Goldman in payments push 6:57 Open banking boost as UK regulators vow to support innovation and consumer protection 20:12 Credit card challenger Yonder scores £62.5m Series A 36:15 CaixaBank rolls out metaverse initiative to promote sustainability 49:45 Actor Ryan Reynolds adds payments company Nuvei to portfolio of business interests 58:08 Game of Thrones stars challenge big banks over fossil fuel links 1:00:40 This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. " Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Alvaro Castillo, Nilixa Devlukia, and Tim Chong.

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to discuss: "How do community banks stay relevant in 2023?" This week's guests include: Rohit Mathur, Head, Bridge built by Citi Josh Williams, Chief Banking Officer, Seattle Bank Community banks, as a concept, are everything customers often say they want from a financial institution. But, between 2000 and 2020, the total number of community banks in America decreased from over 8,300 to 4,277. That's a steep decline even as banking generally has become more consolidated and globalised. In this show, we've put together a panel to discuss: what is the role of community banks in 2023, the challenges and opportunites of innovation, and what the future may look like for these institutions dating back to the 1800s. This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Josh Williams and Rohit Mathur.

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Love Island's Sharon Gaffka teams up with FCA in clampdown on 'get rich quick' schemes promoted by influencers - 6:00 Verto claims a quarter of SVB customers operating in Africa are opening accounts on its platform - 18:25 Visa partners PayPal for interoperable P2P payments - 32:45 India's plan to export its wildly successful digital payments system - 44:10 Molo launches 24-hour ‘Rapid Remortgage' - 52:30 bunq applies for US banking licence - 53:50 Dumb phones are on the rise in the U.S. as Gen Z looks to limit screen time - 55:00 This week's guests include: Anthony Oduu, Co-Founder, Verto Kate Drew, Director of Research, CCG Catalyst This episode is sponsored by Global Processing Services At Global Processing Services – the expert partner in issuer processing – they take your security seriously. Their game-changing Fraud Advantage tool, powered by Featurespace, assesses fraud risks in milliseconds and uses AI and machine learning, to constantly adapt to stay ahead of emerging fraud threats. With their array of available fraud solutions at your fingertips, you can feel secure with GPS as your payment processing partner. Find out more at www.globalprocessing.com/fraudmanagement This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. " Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Anthony Oduu and Kate Drew.

Our expert hosts, Ross Gallagher, is joined by some great guests to ask: "Is debt the last taboo of financial services?” This week's guests include: Karen Andres, Director, Policy & Market Solutions, Aspen Institute Neil Costello, UK Marketing Director, Lowell Siamac Rezaiezadeh, VP of Product Marketing and Insight, GoCardless As an industry, we can talk endlessly about positive user journeys and financial enrichment. But, when it comes to the tough topics it's a little more challenging to open up. No topic seems more taboo for the financial services industry than debt. But with people in the UK owing £1.8 billion in 2023 and millions of Americans currently carrying some form of debt – this is a subject far too important to ignore. We've put together a panel of amazing experts to discuss why debt is such a taboo subject, how to help people avoid unworkable debt, and how we improve the debt collection process. This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Karen Andres, Neil Costello, and Siamac Rezeaizadeh.

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In the latest strand of Fintech Insider, in association with Visa, we're taking a burning question from financial services across the globe and really putting it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus. In this episode, we're looking at how lockdowns impacted the Asia Pacific's travel sector, how fintechs pivoted during that time, and how things look as the region is opening up again. This week's guests include: Matthew Wood, Head of Digital and Fintech Partnerships, Asia Pacific, Visa Caecilia Chu, Co-Founder and CEO, YouTrip Matt Baxby, Australia and APAC Lead, Revolut This episode is sponsored by Visa Visa's Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa's powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Caecilia Chu, Matt Baxby, and Matthew Wood.

Our expert host, Ross Gallagher, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Crowdcube and Octopus Investments are opening up retail investments in a new partnership - 5:20 Apple Pay Later is finally launching - 16:35 Investing app Acorns acquires kid-focused fintech GoHenry to expand in Europe - 28:50 The Meltdown of a Gay Bank: What went wrong when an LGBTQ+ start-up set out to disrupt finance - 41:15 Twitter changes logo to Dogecoin cryptocurrency image in apparent late April fool's day gag - 43:00 This week's guests include: Jason Mikula, Publisher, Fintech Business Weekly Jonathan Keeling, Chief Growth Officer, Crowdcube Polly Jean Harrison, Features Editor, The Fintech Times With soundclips from: Louise Hill, Co-founder & Chief Operating Officer, GoHenry This episode is sponsored by Global Processing Services At Global Processing Services – the expert partner in issuer processing – they take your security seriously. Their game-changing Fraud Advantage tool, powered by Featurespace, assesses fraud risks in milliseconds and uses AI and machine learning, to constantly adapt to stay ahead of emerging fraud threats. With their array of available fraud solutions at your fingertips, you can feel secure with GPS as your payment processing partner. Find out more at www.globalprocessing.com/fraudmanagement This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. " Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Jason Mikula, Jonathan Keeling, Louise Hill, and Polly Jean Harrison.

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "Are SMEs being served globally?” This week's guests include: Bruno Diniz, Co-Founder, Spiralem Dani Lima, Executive VP of Infrastructure , Novo Rob Pearce, Technical Advisor - CEO's Office, OakNorth Said Murad, Partner, Global Ventures No matter where you're tuning in from - at some point, you're likely to have heard that independent small businesses are the backbone of your economy. But to date, that backbone of entrepreneurs and small business owners has often lacked the proper support needed from financial services. According to the World Economic Forum, 67% of small and mid-sized companies globally are fighting for survival. Our panel of experts discuss: the banking options for SMEs globally, the challenges across markets, and what could the future be in this space. This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. " Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Bruno DIniz, Dani Lima, Rob Pearce, and Said Murad.

Live on stage at our recent After Dark: London Calling event, in association with GPS. Our expert hosts, David M. Bear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Silicon Valley Bank: Collapsed US lender bought by rival - 5:10 Klarna plugs ChatGPT into its platform for faster product recommendations - 14:20 Latitude Financial customers frustrated after millions of personal records stolen in cyber attack - 28:50 Fintech Higher or Lower - 40:30 This week's guests include: Charlotte Crosswell, Chair, CFIT Saira Khan, Head of Innovation & Partnerships, First Direct Bank This episode is sponsored by Global Processing Services At Global Processing Services – the expert partner in issuer processing – they take your security seriously. Their game-changing Fraud Advantage tool, powered by Featurespace, assesses fraud risks in milliseconds and uses AI and machine learning, to constantly adapt to stay ahead of emerging fraud threats. With their array of available fraud solutions at your fingertips, you can feel secure with GPS as your payment processing partner. Find out more at www.globalprocessing.com/fraudmanagement This episode is sponsored by Blinkist The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one. " Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Charlotte Crosswell and Saira Khan.

Our expert host, David M. Brear, is joined by some great guests to ask: "How do you choose the right investment path for your business?" This week's guests include: David T Frank, CEO & Founder, Stonehaven LLC Joshuah Lebacq, Director at NA Ventures, National Bank Of Canada Ruth Foxe Blader, Partner, Anthemis Investment has been the rocket fuel in the jetpack of fintech's success to date. But it might be time for fintechs to think strategically about where and who signs the cheques which help them to grow. So, in this show, we've put together a panel of amazing experts to discuss how investment looks in 2023, how to choose the right path, and how investors maintain a relationship. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: David T Frank, Joshuah Lebacq, and Ruth Foxe-Blader.

In the newest strand of Fintech Insider, in association with Visa, we're taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, David Barton-Grimley sat down with Amber Buker, CEO of Totem to continue exploring the question set out in our previous Focus episode: “What does effective financial inclusion look like in the USA?” Join us to find out what the biggest hurdles to financial inclusion in North America overall right now are, what financial _exclusion _looks like and how we can change that, and how to make a real change in banking the unbanked in the US. All of this, and so much more! This episode is sponsored by Visa Visa's Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa's powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Amber Buker and Erin Pursell.

Our expert hosts, Ross Gallagher and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: UBS is buying Credit Suisse in bid to halt banking crisis - 4:55 FCA warns payment firms over ‘unacceptable risk of harm to customers' - 17:40 Stripe now valued at $50B following $6.5B raise - 33:10 Final Tech Nation report: What UK tech needs to quadruple in value - 44:00 Fintech startups race to serve LatAm founders left behind by SVB - 52:20 DIGISEQ taps Curve to bring passive wearable payments to Europe - 55:30 JPMorgan Chase thought it had $1.3 million worth of nickel stored in a warehouse. A closer examination revealed bags of stones - 57:00 This week's guests include: Luke Massie, Founder and CEO, VibePay Sarah Kocianski , Independent Fintech Consultant With soundclips from: Dr. George Windsor, Data and Research Director, Tech Nation Bernardo Brites, CEO & Co-Founder, Trace Finance This episode is sponsored by Global Processing Services At Global Processing Services – the expert partner in issuer processing – they take your security seriously. Their game-changing Fraud Advantage tool, powered by Featurespace, assesses fraud risks in milliseconds and uses AI and machine learning, to constantly adapt to stay ahead of emerging fraud threats. With their array of available fraud solutions at your fingertips, you can feel secure with GPS as your payment processing partner. Find out more at www.globalprocessing.com/fraudmanagement Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Bernardo Brites, George Windsor, Luke Massie, and Sarah Kocianski.

Our expert host, David M. Brear, is joined by some great guests to ask: "Is FinOps the key to ride out the economic storm?” This week's guests include: Ewan Silver, Group CTO, 11:FS Stathis Onasoglou, Principal Architect, Google Regina Lau, Chief Financial Officer, Weavr Fintechs and the wider financial services are currently in a stress test - with all sorts of costs suddenly being put under scrutiny. Cloud-based services can be one cost put under the microscope – but would it be wise to move away from a system that made the fintech revolution possible in the first place? We've put together a panel of amazing experts to give an overview of the cloud and FInOps today, how the industry faces into this current downturn, what the future looks like…with or without cloud-based services. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Ewan Silver, Regina Lau, and Stathis Onasoglou.

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Silicon Valley Bank closed by regulators, FDIC takes control - 4:55 HSBC buys Silicon Valley Bank's UK unit for £1 in rescue deal - 18:30 Under legal threat from GOP lawmakers, Mastercard and Visa pause plan to track gun sales - 31:10 Iwoca introduces open banking-powered instant decisions for SME loans - 41:00 Central Bank of Nigeria publishes open banking guidelines - 50:20 Mexican unicorn Clara bags $90 million in debt financing amid expansion - 51:40 London Stock Exchange calls on Logan Roy to rally the markets - 53:30 This week's guests include: Alex Johnson, Creator, Fintech Takes Mike Carter, Head of Platform Lending, Innovate Finance With soundclips from: Harry Cranfield, Partner Channel Manager, Iwoca This episode is sponsored by Global Processing Services At Global Processing Services – the expert partner in issuer processing – they take your security seriously. Their game-changing Fraud Advantage tool, powered by Featurespace, assesses fraud risks in milliseconds and uses AI and machine learning, to constantly adapt to stay ahead of emerging fraud threats. With their array of available fraud solutions at your fingertips, you can feel secure with GPS as your payment processing partner. Find out more at www.globalprocessing.com/fraudmanagement Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Alex Johnson, Harry Cranfield, and Mike Carter.

Our expert hosts, David M. Brear and Mauricio Magaldi, are joined by some great guests to ask: "Why should governments embrace new payment technologies?” This week's guests include: Chris Holmes, Baron Holmes of Richmond Janay Eyo, Director of Financial Policy, Chamber of Progress Innovation can often move a lot faster than the bureaucracy - and sometimes that's a good thing when it comes to risk and regulation. But with payments technology growing, evolving, and offering solutions to some of the world's big problems - is it time for governments globally to catch up? Our amazing panel discuss how governments and payments technology work together, the potential solutions from blockchain, and how the future of payments will shape the future of our biggest economies. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Get your tickets for our next After Dark here (https://info.11fs.com/london-calling) Special Guests: Chris Holmes, Janay Eyo, and Mauricio Magaldi.

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In the latest strand of Fintech Insider, in association with Visa, we're taking a burning question from financial services across the globe and really putting it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus. In this episode, we set the scene on financial inclusion and exclusion in America historically, the current challenges, and the importance of lived experience to making successful financial products aimed at underserved communities. This week's guests include: Erin Pursell, Vice President, North America Fintech, New Business Development, Visa Sheena Allen, Founder, Capway This episode is sponsored by Visa Visa's Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa's powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Get your tickets for our next After Dark here (https://info.11fs.com/london-calling) Special Guests: Erin Pursell and Sheena Allen.

Our expert hosts, Ross Gallagher and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Open banking startup Abound nabs $601M to supercharge its AI-based consumer lending platform - 5:35 BaaS platform Griffin secures UK banking licence with restrictions - 16:05 Woman, 91, loses account and pension after Barclays declares her dead - 30:25 Western Union turns to MFS to expand global money transfers - 42:38 Your Juno partners with Wealthify to bring financial education to women and non-binary people - 52:10 Metro Bank stores are safe spaces for domestic abuse victims - 54:00 People are posting their failed Monzo applications on TikTok - 57:30 This week's guests include: Michelle He, Co-Founder and COO, Abound David Jarvis, CEO, Griffin With soundclips from: Kumar Shourav, Managing Director - MTOs, MFS Africa Anna Decoudu, Lending Director - Consumer Finance, RateSetter/Metro Bank Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Get your tickets for our next After Dark here (https://info.11fs.com/london-calling) Special Guests: Anna Decoudu, David Jarvis, Kumar Shourav, and Michelle He.

Our expert host, Kate Moody, is joined by some great guests to ask: "Has financial services only been built for half the population?" This week's guests include: Alexia de Broglie, Co-Founder, Juno  Becky George-David, Executive Director - Product, JP Morgan Chase  Daniela Raffel, Vice President, Dawn Capital In the same week as International Women's Day, we're taking the time to look at the impact of a financial services system traditionally dominated by men. But these conversations are not just for one day, or one week, per year. This is a conversation the industry has to have with itself on a regular basis in order to push through any real change. We've put together a panel of amazing experts to discuss how financial services products been shaped so far, the impact of gender at the very top of businesses, the future of a more equitable industry. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Alexia de Broglie, Becky George-David, and Daniela Raffel.

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Record 150,000 new firms founded by women last year, Natwest report reveals - 5:16 JP Morgan restricts staff from using AI bot ChatGPT - 16:40 French bank BNP Paribas sued by NGOs over Amazon deforestation link - 29:55 Sequoia and Andreessen Horowitz invested more in fintech than any other sector in 2022 - 39:15 Nigeria's cash crisis provides boon for fintech and mobile money operators, Fitch reports - 49:29 Klarna announces $1 billion losses while Revolut declares first annual profitability - 53:25 Real estate influencers spark heated debate after arguing tenants should tip landlords - 55:50 This week's guests include: Lena Hackelöer, CEO & Founder, Brite Payment Mary Agbesanwa, Fintech Growth Lead, Seccl Ruth Foxe Blader, Partner, Anthemis With soundclips from: Jay Alabraba, Co-Founder and Director of Business Development, Paga Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Jay Alabraba, Lena Hackelöer, Mary Agbesanwa, and Ruth Foxe-Blader.

Our expert host, David Barton-Grimley, is joined by some great guests to ask: "“How does embedded finance make money?” This week's guests include: Tui Allen, Vice President of Product, Ampla Sophie Guibaud, Co-Founder and Chief Commercial & Growth Officer, Fiat Republic Nadya Hijazi, Global Head of Wholesale Digital Channels, HSBC Embedded finance has the ability to bring financial inclusion to those previously excluded and provide genuinely helpful services at the point of need. But, revenue is important to making sure that embedded finance is a sustainable option. In this week's show we're looking at how you set up an embedded finance partnership, how to make it successful, and how do you make it profitable. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Nadya Hijazi, Sophie Guibaud, and Tui Allen.

In the newest strand of Fintech Insider, in association with Visa, we're taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, David Barton-Grimley sat down with Sitoyo Lopokoiyit, CEO of M-Pesa to continue exploring the question set out in our previous Focus episode: What is stopping Super Apps from succeeding outside Asia? Join us to find out what particular needs the African market has for a Super App and how strong is the appetite from customers, if the number of founders and companies looking to build one has grown in the past couple of years, and if 2023 is the year of Super Apps. All of this, and so much more! This episode is sponsored by Visa Visa's Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa's powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guest: Sitoyo Lopokoiyit.

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Digital bank Vexi raises millions to offer young Mexicans lower interest rate credit cards - 5:50 Gig workers denied equal opportunity to financial services - 20:00 Welcome to the bank branch where you can't even deposit cash - 35:30 Which European banking app is winning the race for customers? - 44:10 Co-operative Bank turns corner with bid for £650m Sainsbury's Bank mortgage book - 50:50 Digital bank Bunq hits profitability - 52:35 BMO bank no longer has a den for Hubert the Harris Lion - 54:20 This week's guests include: Ali Hamriti, Co-Founder & CEO, Rollee Cinthia Merlos, Co-Founder and COO, Vexi Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Get your tickets to our next After Dark here (https://info.11fs.com/london-calling) Special Guests: Ali Hamriti and Cinthia Merlos.

Our expert host, Kate Moody, is joined by some great guests to ask: "How does financial services make it all about the customer?" This week's guests include: Diego Zaks, Head Of Design, Ramp Peter Collingridge, EMEA Head, D10x, Citi Will Jones, Executive Creative Director, 11:FS No matter what variation of fintech, financial service, bank, B2B, or B2C that you're building or growing – there's always the all-important end user. While we may think that's a given, many businesses get lost in other things which mean they often forget this key principle. So, in this show, we've put together a panel of amazing experts to discuss: what customer centric design is and how it's implemented, the challenges of the jobs-to-be-done framework, and what this looks like in the future. This episode is sponsored by ComplyAdvantage ComplyAdvantage's 2023 State of Financial Crime report is built on a global survey of 800 senior compliance professionals. It's a clear-eyed look at how the financial services industry is preparing for the year ahead. Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0 (https://hubs.ly/Q01zd6TT0) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Get your tickets to our next After Dark here (https://info.11fs.com/london-calling) Special Guests: Diego Zaks, Peter Collingridge, and Will Jones.

Our expert hosts, Benjamin Ensor and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: US fintech unicorn Alloy launches in UK - 5:10 Britain sets out legislation to regulate buy-now-pay-later credit - 16:20 RBC buys AI-powered real-estate company OJO Canada - 30:50 US fintech FIS to spin off Worldpay payments business - 41:15 Natwest: Pensions fintech bought by bank in £144m deal which will ‘shake up savings' - 49:00 Revolut launches donations page to support victims of the recent earthquakes in Türkiye and Syria - 51:10 Banker CIBC doesn't want couples to sugarcoat financial discussions this Valentine's Day - 53:20 This week's guests include: Edwina Johnson, Head Of Global, Alloy Douglas Soltys, Editor-in-Chief, BetaKit Alex Marsh, Head of UK, Klarna This episode is sponsored by ComplyAdvantage ComplyAdvantage's 2023 State of Financial Crime report is built on a global survey of 800 senior compliance professionals. It's a clear-eyed look at how the financial services industry is preparing for the year ahead. Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0 (https://hubs.ly/Q01zd6TT0) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Alex Marsh, Douglas Soltys, and Edwina Johnson .

Our expert hosts, David Barton-Grimley, is joined by some great guests to ask: "Would you buy your home through a Super App?" This week's guests include: Justin Herlick, CEO and Co-founder, Pine Maria Harris, Director, Digital Cat Consultancy Vadim Toader, CEO & Co-founder, Proportunity No matter where you're listening to this podcast - the steps to buying a home is an administrative nightmare! From estate agents, to mortgage advisors, to solicitors, to service providers – there's so many parties you have to corral just to get that key to your new home. Surely a super app, a series of mini-apps all in one central application, could smooth out this process completely? In this epsiode we discuss how fragmented the homebuying process is right now, how a homebuying Super App could work , and what the challenges might be. This episode is sponsored by ComplyAdvantage ComplyAdvantage's 2023 State of Financial Crime report is built on a global survey of 800 senior compliance professionals. It's a clear-eyed look at how the financial services industry is preparing for the year ahead. Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0 (https://hubs.ly/Q01zd6TT0) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Justin Herlick, Maria Harris, and Vadim Toader.

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In the newest strand of Fintech Insider, in association with Visa, we're taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, we set the scene on Super Apps so far, the possibilities on offer, and the challenges of creating a 'true' Super App outside of Asia. This week's guests include: Alex McCrea, Head of CEMEA Fintech Partnerships, VIsa Madiha Sattar, VP, Careem Pay Waleed Sadek, Founder and CEO, PaySky This episode is sponsored by Visa Visa's Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa's powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Alex McCrea, Madiha Sattar, and Waleed Sadek.

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ahmed Mohsen, Chief Technology Officer, MNT-Halan Christer Holloman, Founder, Divido Kate Drew, Director of Research, CCG Catalyst With soundclips from: Clare Gambardella, Chief Customer Officer, Zopa We cover the following stories from the fintech and financial services space: Monzo automatically opts in customers for Plus feature trial - 4:45 Egypt's MNT-Halan is Africa's newest unicorn - 16:00 75% of LGBTQ+ startup founders hide their identity from investors, UK survey finds - 28:05 BNPL Openpay goes under as creditors chase debts - 37:55 Zopa secures £75m to kick off 2023 M&A - 47:50 HSBC staff get a uniform of jumpsuits and jeans - 50:30 This episode is sponsored by ComplyAdvantage ComplyAdvantage's 2023 State of Financial Crime report is built on a global survey of 800 senior compliance professionals. It's a clear-eyed look at how the financial services industry is preparing for the year ahead. Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0 (https://hubs.ly/Q01zd6TT0) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Ahmed Mohsen, Christer Holloman, Clare Gambardella, and Kate Drew.

Our expert host, Kate Moody, is joined by some great guests to ask: "how will financial crime evolve in 2023?" We can't predict the crimes of the future - but experts do incredible work to keep on top of growing practices in financial crime and money laundering in the hope of keeping businesses, finances, and people safe. In today's episode, in association with ComplyAdvantage, we're looking at how 2023's economic landscape impact financial crime, what emerging trends is the industry seeing, and what innovations are helping AML, compliance, and financial crime players keep up with the challenges. This week's guests include: Iain Armstrong, Regulatory Affairs Practice Lead, ComplyAdvantage Jessica Cath, Head of Financial Crime Project Delivery, Fintrail This episode is sponsored by ComplyAdvantage ComplyAdvantage's 2023 State of Financial Crime report is built on a global survey of 800 senior compliance professionals. It's a clear-eyed look at how the financial services industry is preparing for the year ahead. Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0 (https://hubs.ly/Q01zd6TT0) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Iain Armstrong and Jessica Cath.

Our expert hosts, Ross Gallagher and Kate Moody, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Tom Renwick, Head of Business Lending, Atom Bank Douglas Mackenzie, Chief Content Officer, Fintech Finance With soundclips from: Gerard Grech, CEO, Tech Nation Gabby MacSweeney, Head of Communications & Public Policy, Codat We cover the following stories from the fintech and financial services space: Tech Nation shutting down as UK government controversially pulls key funding - 4:25 Oaknorth and Atom Bank call on Grant Shapps to boost lending to small businesses - 16:50 Stripe tells employees it will decide on an IPO within the next year - 31:25 Republicans vow to probe US banks and asset managers' ‘ESG agenda' in Congress - 41:10 Monzo revenues surge more than twofold, putting it on track for 2023 profitability - 52:00 Ashley's Frasers Group set to roll out buy-now pay-later product - 53:50 Michigan boy, 6, spends $1k on Grubhub: ‘Doorbell just kept ringing, cars kept coming' - 55:10 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Douglas Mackenzie, Gabby MacSweeney, Gerard Grech, and Tom Renwick.

Our expert host, Kate Moody, is joined by some great guests to ask: 'Do parents need better financial services?' Growing families have previously been considered as baked into the fabric of joint accounts and wealth management - but there's actually a lot of gaps in which new players are looking to address the needs of new parents directly. Like the children themselves, this industry is very much still in its infancy. So, in this show, we've put together a panel of experts to discuss what the market looks like today for new parents, what the biggest challenges are stopping this niche from becoming bigger, and what we hope to see in the future. This week's guests include: Sara Mauskopf, CEO & Co-Founder, Winnie Jacklyn Rome, Founder & CEO, Onward Youssef Darwich, Co-Founder, Nosso This episode is sponsored by Amplitude In today's volatile market, financial services companies that want to thrive must prioritize customer loyalty and engagement. Amplitude, the number one self-service digital analytics platform, helps teams identify key drivers of retention and opportunities for improvement. With Amplitude's insights, you can build your product to increase transactions, retain customers, and grow loyalty. To succeed in today's market, visit Amplitude.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Jacklyn Rome, Sara Mauskopf, and Youssef Darwich.

Our expert host, David Barton-Grimley, Global Strategy Director - Embedded Financial Services here at 11:FS, is joined by a fantastic guest to continue the deep-dive into the question posed by David M. Brear and Visa's Dan Roesbery in the inaugural episode of this new Fintech Insider strand: "Can Open Finance ever be truly global?" In this second instalment of Fintech Insider Focus (catch up on the first episode here (https://content.11fs.com/podcasts/696-focus-can-open-finance-ever-be-truly-global)), in association with Visa, we're taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, we continue our journey with Samantha Seaton, CEO of Moneyhub, to explore what Open Finance allows companies to do now that wasn't possible before, the power of open data, how can open data and finance impact people's lives, and Moneyhub's future plans when it comes to operating globally. All of this, and so much more! This episode is sponsored by Visa Visa's Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa's powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Dan Roesbery and Samantha Seaton.

Our expert hosts, Benjamin Ensor and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Collin Galster, VP - International, Nova Credit/Non-Executive Director, Nova Credit UK Umer Suleman, Global Head of Risk, Wahed Invest With soundclips from: Mauricio Magaldi, Global Strategy Director of Crypto, 11:FS We cover the following stories from the fintech and financial services space: Nova Credit becomes UK's first cross-border credit reference provider - 5.25 Aramco-backed fintech opens bank branch in London to help Muslims invest - 17.20 US banks plan payment wallet to compete with PayPal, Apple Pay - 28:45 Brazil and Argentina to discuss common currency - 40:55 Keyzy raises £3m to help first-time buyers get a leg up on the property ladder- 48:40 India's PhonePe tops $12bn valuation in new funding - 50:25 Fintech Insider mailbag - 52:00 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Collin Galster, Mauricio Magaldi, and Umer Suleman.

Our expert host, Kate Moody, is joined by some great guests to ask: "What will define the user experience in financial services this year?" No matter how amazing your financial services product may be, if the UX isn't up to scratch, then no one is going to find out. But there's no set-in-stone rules for these journeys and experiences, and there's many external factors which may shape a product from one year to the next. So what were the successes of 2022, what were the challenges of the last twelve months, and what do we predict will dominate user experiences in 2023? This week's guests include: Lindsey Kistler, Product Director - Pulse, 11:FS Jasper Martens, CMO, PensionBee Kristen Anderson, Founder and CEO, Catch This episode is sponsored by Amplitude In today's volatile market, financial services companies that want to thrive must prioritize customer loyalty and engagement. Amplitude, the number one self-service digital analytics platform, helps teams identify key drivers of retention and opportunities for improvement. With Amplitude's insights, you can build your product to increase transactions, retain customers, and grow loyalty. To succeed in today's market, visit Amplitude.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Jasper Martens and Kristen Anderson.

Our expert hosts, Ross Gallagher and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Irina Chuchkina, Chief Marketing Officer, Thunes  Natasha Jones, Early-Stage Investor, Octopus Ventures We cover the following stories from the fintech and financial services space: Apple Card has cost Goldman Sachs over $1bn in losses - 5:00 Cashed-up banks ready to buy UK fintech firms on the cheap in 2023, says VC chief - 18:20 Women pass 40% mark on European financial services boards but hurdles remain - 31:15 US tech firms are replacing workers with cheaper talent in Latin America - 42:00 Revolut is assembling a new team to address its workplace culture - 50:10 Amazon to widely launch 'Buy with Prime', says offering improved merchant sales - 51:50 Keep cake away from office, suggests food watchdog head - 54:25 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: David Barton-Grimley, Irina Chuchkina, and Natasha Jones.

Our expert host, Nicole Perry, is joined by some great guests to discuss the potential of social media networks becoming banks. At the end of 2022, Elon Musk held a meeting with Twitter employees laying out plans to turn the social network into a bank - complete with a high-yield money market account, debit cards, checks, and loans. Musk is not the first social media mogul to see the power of combining banking and social networks – but, to date, that melding of likes and filters with APIs and KYC has proved difficult in many markets. So how have these two worlds collided so far, what is stopping social media banks from happening, and what could happen in the future? This week's guests include: Ross Gallagher, Manager, 11:FS Jason Mikula, Publisher, Fintech Business Weekly Nik Milanović, Editor, This Week in Fintech This episode is sponsored by Amplitude In today's volatile market, financial services companies that want to thrive must prioritize customer loyalty and engagement. Amplitude, the number one self-service digital analytics platform, helps teams identify key drivers of retention and opportunities for improvement. With Amplitude's insights, you can build your product to increase transactions, retain customers, and grow loyalty. To succeed in today's market, visit Amplitude.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Jason Mikula and Nik Milanović.

Our expert host, David M. Bear, is joined by some great guests to get deep-dive into the question: "Can Open Finance ever be truly global?" In this new strand of Fintech Insider, in association with Visa, we're taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, we set the scene on the journey from Open Banking to Open Finance to date, then our panel break down the challenges and opportunities for a truly global system. This week's guests include: Dan Roesbery, Global Fintech Partnerships Lead, Visa Andrew Norman, Senior Engineer Lead for UK and Europe, Wise Matt West, Vice President Strategic Accounts & New Markets, MX This episode is sponsored by Visa Visa's Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa's powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Andrew Norman, Dan Roesbery, and Matt West.

Our expert host, Kate Moody, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Benjamin Fernandes, CEO, NALA Charlie Conchie, Investment Editor, City AM Wiza Jalakasi, VP of Global Merchant Business, Chipper Cash With soundclips from: Tom Burton, Director of External Affairs and Public Policy, GoCardless We cover the following stories from the fintech and financial services space: African payments giant Flutterwave vies to buy British fintech Railsr - 4:15 NALA expands into Europe to enable cross border payments - 16:40 UK fintech funding tumbles amid global slowdown, but London remains well ahead of global rivals - 30:15 Jack Ma to give up control of fintech giant Ant Group - 41:40 Visa and Enfuce pilot prepaid cards for refugees in France - 49:15 Open Banking turns five! - 50:50 YouTube star Logan Paul apologises for CryptoZoo project failure - 55:00 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Benjamin Fernandes , Charlie Conchie , Tom Burton, and Wiza Jalakasi.

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "Can financial services ever be sustainable?” From the carbon cost of everyday payment transactions, data servers, plastic credit cards, and investments in polluting industries - not to mention the international conferences that require some serious jet-setting – it's safe to say that our industry has never looked to put its environmental impact front and centre. But, with global temperatures rising and climates across the globe being altered by our behaviour, can financial services really afford to ignore sustainability any longer? This week's guests include: Ken Hart, CEO and Founder, Snowdrop Solutions Sarah Habib, Customer Strategist, 11:FS Heidi Lindvall, General Partner, Pale Blue Dot This episode is sponsored by Amplitude In today's volatile market, financial services companies that want to thrive must prioritize customer loyalty and engagement. Amplitude, the number one self-service digital analytics platform, helps teams identify key drivers of retention and opportunities for improvement. With Amplitude's insights, you can build your product to increase transactions, retain customers, and grow loyalty. To succeed in today's market, visit Amplitude.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here (https://11fscompany.typeform.com/to/kBMan5qL?typeform-source=t.co) Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Heidi Lindvall, Ken Hart, and Sarah Habib.