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Digital learning content offers a scalable, always-on option to help your people build their skills and overcome workplace challenges. But often these libraries get dusty, bogged down by out-of-date content with little relevance, or hidden away in a dark corner of the intranet where no one can find them. So in this episode of The Mindtools L&D Podcast, Virgin Money's Martin Ritchie, Digital Learning Manager, joins Ross Garner and Lara to share: How Virgin Money raise awareness of their Mind Tools content library; Techniques for promoting a proactive learning mindset; ‘Push' vs ‘pull' learning. During the discussion, Ross referenced a recent academic paper: Albarracín, D., Fayaz-Farkhad, B., & Granados Samayoa, J. A. (2024). Determinants of behaviour and their efficacy as targets of behavioural change interventions. Nature Reviews Psychology, 1-16. In ‘What I Learned This Week', Ross discussed ‘pebbling', as covered by The Guardian. For more from us, including access to our back catalogue of podcasts, visit mindtools.com/business. There, you'll also find details of our award-winning performance support toolkit, our off-the-shelf e-learning, and our custom work. Connect with our speakers If you'd like to share your thoughts on this episode, connect with us on LinkedIn: Ross Garner Lara Kidd Martin Ritchie
Investors this week have been hit by the 'Trump Slump.' Why is the US President rattling markets and is it the end of the US bull market? Georgie Frost, Simon Lambert and Lee Boyce discuss what you should be doing to make your investments great again. How will the UK handle potential tariffs, should investors be in panic mode and what do experts say you should be doing to navigate the geopolitical turmoil? Pension freedom rules came into play 10 years ago - these allowed retirees to take control of their pension savings, shifting away from the obligation to buy an annuity and moving towards flexible drawdown and investment options. So a decade on, how have the class of 2015 fared? Nationwide is handing out more money - £600 million of it - to 12million eligible members as a 'big thank you' following its acquisition of Virgin Money last year. That's £50 each. And it's separate to its Fairer Share Scheme, which will be announced in May. And lastly, what can you do if a neighbour cuts back hedges and trees which have given privacy for decades?
Morse code transcription: vvv vvv Nationwide customers to get 50 each after Virgin Money deal Paul Danan died after taking cocktail of drugs including cocaine and heroin, inquest hears Donald Trump vows to buy a brand new Tesla after stock slump US stocks plunge as fears grow over impact of tariffs Benefit system unfair and indefensible, says PM Gene Hackman How Alzheimers left him alone in his final days Yung Filly Rapper and YouTuber pleads not guilty to sexual assault charges Doctors didnt warn women of risky sex drug urges Dark arts in Hollywood how the publicity smear machine changed Newspaper headlines North Sea catastrophe and beaming Kate pictured
Morse code transcription: vvv vvv US stocks plunge as fears grow over impact of tariffs Dark arts in Hollywood how the publicity smear machine changed Nationwide customers to get 50 each after Virgin Money deal Yung Filly Rapper and YouTuber pleads not guilty to sexual assault charges Donald Trump vows to buy a brand new Tesla after stock slump Gene Hackman How Alzheimers left him alone in his final days Newspaper headlines North Sea catastrophe and beaming Kate pictured Benefit system unfair and indefensible, says PM Doctors didnt warn women of risky sex drug urges Paul Danan died after taking cocktail of drugs including cocaine and heroin, inquest hears
Morse code transcription: vvv vvv Dark arts in Hollywood how the publicity smear machine changed Donald Trump vows to buy a brand new Tesla after stock slump Newspaper headlines North Sea catastrophe and beaming Kate pictured Yung Filly Rapper and YouTuber pleads not guilty to sexual assault charges Nationwide customers to get 50 each after Virgin Money deal Paul Danan died after taking cocktail of drugs including cocaine and heroin, inquest hears Doctors didnt warn women of risky sex drug urges US stocks plunge as fears grow over impact of tariffs Gene Hackman How Alzheimers left him alone in his final days Benefit system unfair and indefensible, says PM
Morse code transcription: vvv vvv US stocks plunge as fears grow over impact of tariffs Nationwide customers to get 50 each after Virgin Money deal Gene Hackman How Alzheimers left him alone in his final days Benefit system unfair and indefensible, says PM Yung Filly Rapper and YouTuber pleads not guilty to sexual assault charges Donald Trump vows to buy a brand new Tesla after stock slump Dark arts in Hollywood how the publicity smear machine changed Newspaper headlines North Sea catastrophe and beaming Kate pictured Paul Danan died after taking cocktail of drugs including cocaine and heroin, inquest hears Doctors didnt warn women of risky sex drug urges
Join us for the second episode of the FinTech Scotland Podcast's special series on financial crime, produced in collaboration with our strategic partner BT. This episode looks into the growing and sophisticated threat of messaging fraud, a pressing issue in the financial sector. Charlotte Moir from BT is joined by Kevin Britt, Product Manager for Messaging at BT, and Paul Maskall, Strategic Fraud Prevention and Behavioural Lead Principal at UK Finance. Together, they unpack why messaging fraud is surging, explore why individuals and businesses continue to fall victim despite increased awareness, and reveal innovative measures being developed to stay ahead of the fraudsters. We also speak about the exciting work happening in FinTech Scotland's Financial Regulation Innovation Lab in Glasgow. With major financial institutions like Morgan Stanley, HSBC, and Virgin Money setting challenges, fintechs and tech innovators from around the globe are stepping up to collaborate and tackle financial crime.
Julia Hobsbawm interviews Syreeta Brown, Group Chief People & Communications Officer at Virgin Money. They explore the huge changes that have taken place in the workforce in recent years, whether those changes can be unravelled and discuss how ripping up the rule book can help to get, grow and retain great talent. Also featured is a clip from an upcoming interview with Barbara Kellerman, renowned leadership writer and academic. She discusses the upcoming inauguration of President Trump, likening his bombastic style to that of a prizefighter. The Nowhere Office is a Fully Connected Production in partnership with Sandstone Global Productions. Music by Julian Brezon. Discover more at workathon.io. Learn more about your ad choices. Visit megaphone.fm/adchoices
A look ahead to the Oxford Farming Conference with its new Chair, Geoff Sansome. A look back at the finances of 2024 with Virgin Money's Head of Agriculture, Brian Richardson. A festive message from agricultural chaplain, Canon Alan Robson. The markets and a bit of festive agronomy advice from Sean Sparling. The Christmas week in agriculture, with Steve Orchard.
Sara Weller CBE is Chair of the Money and Pension Service and former/NED at BT, Virgin Money and Lloyds Banking Group and UK Department for Work and Pensions amongst many others. Tune in to hear her thoughts on: How have you built a plural career across the private and public sectors? (2:04) What are the similarities and differences between the public and private sector board roles? (4:08) When should people take on their first board position? (6:25) Can you take on a role too early? (9:35) How can board candidates make themselves stand out? (11:49) Are you always the voice of the customer in the boardroom, irrespective of product? (19:24) How do you balance your personal customer experiences with big data? (22:19) How do you express challenge as a NED? (24:44) Can you talk about your own experience of disability in the boardroom? (27:07) How much time should boards allocate to think about disability? (32:13) What three things can boards do now to help disabled board members and customers? (34:03) ⚡The Lightning Round ⚡(36:51) Host: Oliver CummingsProducer: Will Felton Music: Kate Mac Audio: Nick Kold Email: podcast@nurole.com Web: https://www.nurole.com/nurole-podcast-enter-the-boardroom
Dame Jayne-Anne Gadhia, former CEO of Virgin Money, discusses transitioning from running a major financial institution to founding a startup, working with Sir Richard Branson and why in fintech, there's too much emphasis on tech over finance. Gadhia has held numerous prominent roles throughout her career, including CEO of Salesforce, retail managing director at the Royal Bank of Scotland and founder of Snoop. She discusses overseeing the acquisition of Northern Rock during the financial crisis of 2008 and why women in high-powered roles still earn less than their male counterparts.
This is the inaugural episode of a special FinTech Scotland Podcast Series, co-hosted with with Charlotte Moir fromBT. This episode highlights the launch of the new FinCrime Innovation Programme, tackling the pressing issue of fraud and financial crime. We'll unpack the impact of fraud in 2023, with £460 million lost to APP fraud in the UK, and discuss the implications of the new PSR mandatory reimbursement scheme introduced in October 2023. This landmark change enforces stricter rules within Faster Payments, ensures a shared responsibility between payment firms, and provides enhanced protections for customers, especially the vulnerable. Our guests bring diverse insights into the fight against fraud: • Lauren Cassells, Research & Programme Innovation Manager at FinTech Scotland, discusses the collaborative efforts of the FRIL initiative and its industry-wide engagement. • Brian Webb, Chief Security Officer for Consumer at BT, shares BT's strategies in combating fraud and fostering innovative partnerships. • Paddy O'Keefe, Economic Crime Public & Private Partners Manager at Virgin Money, explores Virgin Money's initiatives to ensure comprehensive fraud reporting and prevention.
On this week's episode of News & Views, The Fintech Times Podcast team discuss experts thoughts on Wealthtechs they are most excited about in 2024, Vault22 launching in South Africa with the goal of improving financial literacy & Virgin Money's new mobiliser fund.
David Duffy use to run Virgin Money in the UK but sold it to the Nationwide building society this year. You would remember him because he used to run AIB after it was all but nationalised in 2011. Apart from Ireland and the UK he's also worked for global players including Goldman Sachs and Standard bank in South Africa. Joe asked David has banking changed?
Jonathan has been out and about in Amsterdam (but he very sensibly didn't take Paul with him…) The reason for his travels was DPW – the most notable conference and digital tech showcase for those in the procurement world. You can hear from lots of people that Jonathan met, but most prominently he talks to Michelle Baker, CPO of Virgin Money, who discusses a wide range of procurement topics, with a focus on technology and AI. We also find out if Jonathan still possesses any of his old vinyl… Brought to you by Positive Purchasing, and produced by Fresh Air Studios - the podcast production company.
I'm holding my hands up and saying the sound is all over the place, I'm sorry, I was trying to be quiet to keep Harry asleep... didn't work! Next week I'll be back in a quiet location. Here's what I cover this week… How I pick my stocks and shares (you keep asking, this is not good financial advice, actually any financial advice) Apparently Raccoons can smash through roofs
In this bonus Q&A with Matt, he shares:His proudest moment and biggest failure in his career so farA trend that he is following in Talent Development right nowThe biggest challenge he sees in Talent Development todayBooks that have made a big impact on his lifeOne piece of career advice he has for youMatt Elliott is Chief People Officer for Bank of Ireland Group. He has led the culture transformation of the Bank, developing a company where all colleagues thrive.A passionate advocate for inclusion and diversity, appeared as a leading ally in the Financial Times lists for gender, ethnicity and LGBT+ inclusion.Prior to that he was Group People Director with Virgin Money as part of the executive team who successfully acquired and integrated Northern Rock, and listed the company on the London Stock Exchange.Connect with Andy Storch:WebsiteLinkedInJoin us in the Talent Development Think Tank Community!Join us at the Talent Development Think Tank ConferenceConnect with Matt Elliott:LinkedIn
Today we have a transformative episode featuring Matt Elliott, the Chief People Officer for the Bank of Ireland Group. With over two decades of experience in HR, Matt has led significant cultural transformations, particularly focusing on inclusion, diversity, and well-being.In this episode, we delve into:The competitive landscape that goes beyond banking to include tech giants, and how this competition positively affects the economy and organizational positioningInsights on how the Bank of Ireland has adapted post-pandemic, emphasizing HR transformation to prioritize employee well-being, mental health support, and the introduction of flexible work models.The importance of neuro inclusion, the impact of well-being programs, and the significant role managers play in promoting a supportive and caring work environmentHow Bank of Ireland's initiatives have led to improved employee engagement and a thriving workplace cultureMatt Elliott is Chief People Officer for Bank of Ireland Group. He has led the culture transformation of the Bank, developing a company where all colleagues thrive.A passionate advocate for inclusion and diversity, appeared as a leading ally in the Financial Times lists for gender, ethnicity and LGBT+ inclusion.Prior to that he was Group People Director with Virgin Money as part of the executive team who successfully acquired and integrated Northern Rock, and listed the company on the London Stock Exchange.Connect with Andy Storch:WebsiteLinkedInJoin us in the Talent Development Think Tank Community!Join us at the Talent Development Think Tank ConferenceConnect with Matt Elliott:LinkedIn
In this episode discover what it takes to become an effective leader. Having clarity and purpose is crucial for organisational success as well as assembling diverse teams and understanding different personality types.Paul Pester is the Chair of Tandem Bank, and previously Group CEO of Virgin Money, which he led the business to become one of the first digital consumer financial services in the UK, and CEO of UK challenger bank, TSB.Music credit: David Cutter Music / @dcuttermusic Hosted on Acast. See acast.com/privacy for more information.
They say the path to leadership is a straightforward climb up the corporate ladder, but is it really that simple? In today's ever-changing career landscape, aspiring leaders must navigate a more complex route to success. How do you adapt to this evolving terrain while finding genuine fulfillment and purpose?In this episode, Paul engages in a thought-provoking conversation with Asheesh Advani, an accomplished entrepreneur, investor, author, and the CEO of Junior Achievement Worldwide. Asheesh shares insights from his newly launched book, "Modern Achievement," which offers a fresh perspective on timeless lessons for aspiring leaders" Asheesh shares his journey and insights on personal growth, emphasizing the importance of adaptability in today's dynamic job market. He introduces the "Fixed, Flexible, Freestyle" framework, which balances global consistency with local empowerment. The conversation highlights the significance of aligning personal and organizational goals, creating happiness milestones, and building self-confidence. Asheesh's practical advice encourages listeners to embrace challenges and view them as opportunities for growth, ultimately redefining success in their careers.Tune in to discover actionable strategies for personal and professional development, learn how to align your goals for greater fulfillment, and gain practical tools to build self-confidence in your career. Key TakeawaysEmotions and experiences surrounding the book launch.The evolving nature of careers and the importance of adaptability in achieving personal and professional goals.The concept of "ready-made purpose" and its impact on young individuals exploring their career paths.Importance of values alignment between personal goals and organizational goals for job satisfaction.Practical strategies for assessing workplace culture, such as job shadowing and internships.The "Fixed, Flexible, Freestyle" framework for balancing global consistency with local empowerment in education.Emphasis on creating milestones of happiness and reframing failures as growth opportunities.Encouragement to take initiative and communicate effectively to support others' goals and foster collaboration. In This Episode:(03) Introduction of Asheesh Advani(01:23) Book launch day emotions(03:20) Purpose of writing "Modern Achievement"(04:35) Changing nature of career goals(06:26) Creating happiness milestones(07:00) Reframing failures(10:08) Building self-confidence(13:55) Fixed flexible freestyle framework(18:05) Understanding career transitions(19:00) Purpose vs. ready-made purpose(21:15) Aligning goals for energy(22:00) Personal vs. collective goals(24:00) The hero's exercise(27:02) Job shadowing for values alignment(30:58) Creating protected time(32:46) Getting involved with Junior Achievement(34:39) Winning Monday momentum(35:13) Making others' goals your own(35:27) Tactical steps to align goals(35:46) Asking about goals(36:02) The importance of asking(36:10) Closing thoughts Notable Quotes[00:07:00] “Success is moving from failure to failure with no loss of enthusiasm. In 'Modern Achievement,' we redefine that quote to life as moving from mess to mess with no loss of confidence.” - Asheesh Advani[00:20:23] “At some point, I discovered the thing which gives me a lot of energy and passion is educating others. That really wasn't true in my 20s and 30s at all.” - Asheesh Advani[00:23:15] “I had a very specific conversation with the head of one of the divisions of the firm and I said, 'Could I be an entrepreneur in residence here?'” - Asheesh Advani[00:32:19] “We need to normalize it and make it totally fine that because of an organizational change, there's a layoff, and we have to be able to go from role to role and make that reputationally okay, economically okay.” - Asheesh Advani[00:36:10] “If you do not ask, you will not know their goals. And if you don't know other people's goals that are near and dear to your heart, then how could you possibly help them in achieving those goals?” - Paul Our GuestAsheesh Advani is a lifelong social innovator and has led JA Worldwide since 2015, earning recognition as one of the world's top ten impactful NGOs. An alumnus of JA, he recalls its influence on his entrepreneurial journey, including leading two startups to acquisition—Virgin Money and Interactive Advisors. He authored books on business finance and co-wrote *Modern Achievement* with Marshall Goldsmith. Asheesh, a YPO member and WEF stewardship board member, has received accolades including the Tony Hsieh Award and YPO Global Social Impact Award. He holds degrees from Wharton and Oxford. Resource & LinksWin Monday Community (join here)Win Monday CommunityPaul EpsteinPaul's Confidence QuizPaul's WebsitePaul's LinkedIn to ConnectPaul's Instagram to FollowAsheesh Advanihttps://www.jaworldwide.org/https://www.linkedin.com/in/asheeshadvani/MentionedBetter Decisions Faster by Paul EpsteinModern Achievement by Asheesh AdvaniThe Future of Jobs Report by the World Economic ForumDesign the Life You Love by AYSE BIRSEL
In the latest episode of the pod Andy's talking about: A massive 10% regular saver account from Virgin Money The latest TSB switch offer How to save at the cinema every day of the week Our deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. In 2021 and 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020. On each Cash Chats episode you can hear Andy share ways to get the most from your money. Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence
In this special episode hear from some of the CHROs speaking at How HR Leaders Change the World – Live! 2024: Syreeta Brown at Virgin Money, Natalia Wallenberg at Ahold Delhaize, Neil Morrison at Staffbase and Claire Ainscough at Ocado Group. Cecilia provides an overview of this year's conference topics, including: What Sustainability in HR strategy looks like; The pressures and paradoxes in change - navigating AI, Hybrid and the exponential rate of change; and Communicating purpose and impact: how to socialise change in the narrative age. Your Early Bird offer for this sell out conference is ending soon, click here to secure your place, enter code HRCHANGEMAKER24 to get a brilliant 20% off: https://www.eventbrite.com/e/how-hr-leaders-change-the-world-live-2024-tickets. Build your influence and impact, spend the day with these CHROs and many more, plus our keynote this year is acclaimed Swazi-British actor, Richard E Grant. Speaking on the topic, 'From global perspectives to daily to do lists'… we can't wait! Our EarlyBird offer closes on 31 July 2024, T&C's apply.
Apenas han pasado 24 horas de la decisión del BCE de mantener tipos y esperar a septiembre para decidir su próximo movimiento cuando los "halcones" ya descuentan que después del verano habrá otra rebaja, si los datos lo respaldan. El francés François de Villeroy lo da por hecho: habrá dos recortes más de tipos este año y el próximo será en septiembre. En clave macro, las ventas del comercio minorista en Reino Unido bajaron un 1,2% en junio y en clave empresarial, Saab supera las expectativas en el segundo trimestre con un repunte en los pedidos de defensa y el organismo de control británico aprueba la adquisición de Virgin Money por 2.900 millones de libras por parte de Nationwide. Entrevistaremos al padre Miguel Angel, comisario de la exposición "De Claris Mulieribus -Santas, Mártires, Sabias..", que recorre ocho siglos de historia a través de cuadros, esculturas y documentos históricos de artistas como Goya o Murillo, honrando la influencia de mujeres ilustres de ayer y de hoy, como Santa Teresa de Jesús. En Expansión y Ciclo, la firma de hipotecas sobre viviendas se hunde un 18,2% en mayo tras el fuerte repunte de abril. Uno de los temas que debatiremos en la Tertulia de Cierre de Mercados con Juan Iranzo, catedrático de Economía Aplicada de la UNED, e Ignacio Ruiz Jarabo, exdirector de la Agencia Tributaria.
Paul Pester is Chair at Tandem Bank, NED at National Bank of Bahrain and former CEO of Virgin Money and TSB Banking Group. Tune in to hear Paul's thoughts on: Where did the Virgin Money board add most value to you as CEO? (2:07) Can you talk about the rotating Chair concept? (3:44) Where could the board have added more value to you? (4:52) How did the Santander board help during the banking crisis? (7:56) How much detail should board members get into? (11:03) Why do things go wrong, in spite of experienced boards? (15:03) What keeps you awake at night as a board member? (17:17) How can boards impact company culture? (20:23) Are there quantitative frameworks boards can use to work on culture? (26:14) Do you have data that demonstrates how brand impacts revenue? (27:41) How did you start your board career? (31:23) How do you understand the role of the board? (33:10) ⚡The Lightning Round ⚡(35:45) Show notes and transcript available at https://www.nurole.com/news-and-guides
London is brimming with capital waiting to be invested in housing, facing a millionaire exodus, and undergoing significant changes in the rental market. Key insights cover Melanie Leech's vision for unlocking capital, Labour's private school tax raid, non-traditional PCL areas, voluntary rent increases, and mortgage rate cuts. Melanie Leech, Chief Executive of the British Property Federation (BPF), envisions a new housing boom in London, akin to past transformative periods. Since the 1980s, London's population has grown by almost half, yet housing supply has lagged, contributing to high rents and declining home ownership. The BPF's manifesto, "Building our Future," calls for critical changes to the planning system, aiming to provide homes for diverse demographics and budgets. To expedite development, more planners are needed. Political parties are committing to providing more resources, and BPF members are willing to pay higher planning fees for faster, more effective systems. With significant capital available, smart investment can unlock more build-to-rent (BtR) properties, housing for older people, student housing, and social housing. BtR properties offer long-term leases, predictable rental increases, and well-maintained facilities, providing greater security and quality for tenants. With the right policies, the BPF predicts that BtR output could double to 30,000 homes annually across the UK. Investing in purpose-built student accommodation (PBSA) is essential, enhancing the student experience and alleviating pressure on the wider rental market. Private sector capital is increasingly invested in social housing, with partnerships between not-for-profit and for-profit sectors emerging to boost supply. The BPF's manifesto offers the next government an opportunity to unlock investment, power London's economy, and maintain its global status. For property investors, non-traditional prime central London (PCL) areas like Camden, Notting Hill, Shoreditch, and South Bank are becoming attractive. These areas have experienced significant urban regeneration, boosting desirability and property availability. Young, affluent buyers are drawn to these neighborhoods for their cultural, culinary, and entertainment options, alongside potential for strong investment returns. Notting Hill, with its colorful houses and famous market, has seen property values increase by 101% over the past decade. Shoreditch has undergone major transformation, with significant price rises and a growing number of high-value properties. Camden and Kentish Town have seen substantial rental price growth, making them attractive for investors seeking higher returns. Labour's plans to address the rental market include preventing landlords from creating bidding wars, though renters can still "voluntarily" offer higher prices. Inspired by New Zealand's policies, Labour aims to ensure advertised rental prices match final charges, limiting competitive bidding. Critics argue this creates a loophole, as competitive bidding environments persist due to supply shortages. Labour also proposes limiting the amount of rent tenants can pay upfront. Scotland's government has implemented rent rise limits and eviction moratoriums, offering a model for tenant protection. With Labour leading in polls, their plans could significantly impact the rental market. In mortgage news, NatWest has reduced fixed-rate mortgage costs ahead of a potential Bank of England rate cut in August. The bank's five-year fixed rates for remortgage now start from 4.26% with a £1,495 fee. Virgin Money and Suffolk Building Society have also adjusted rates, offering various reductions for residential Maximize your property wealth with London Property. Turn challenges into opportunities. With expert knowledge and reach, we tackle the complexities and inefficiencies of the property market with you.
Digital learning content offers a scalable, always-on option to help your people build their skills and overcome workplace challenges. But often these libraries get dusty, bogged down by out-of-date content with little relevance, or hidden away in a dark corner of the intranet where no one can find them. So in this episode of The Mind Tools L&D Podcast, Virgin Money's Martin Ritchie, Digital Learning Manager, joins Ross Garner and Lara to share: How Virgin Money raise awareness of their Mind Tools content library Techniques for promoting a proactive learning mindset ‘Push' vs ‘pull' learning. During the discussion, Ross referenced a recent academic paper: Albarracín, D., Fayaz-Farkhad, B., & Granados Samayoa, J. A. (2024). Determinants of behaviour and their efficacy as targets of behavioural change interventions. Nature Reviews Psychology, 1-16. In ‘What I Learned This Week', Ross discussed ‘pebbling', as covered by The Guardian. For more on how Mind Tools work with Virgin Money, see our case study. For more from us, including access to our back catalogue of podcasts, visit mindtools.com/business. There, you'll also find details of our award-winning performance support toolkit, our off-the-shelf e-learning, and our custom work. Or become a member to support our show! Visit mindtools.com and use the offer code PODCAST15 for 15% off an individual subscription. This offer is for new subscribers only and can't be used with any other offer. Connect with our speakers If you'd like to share your thoughts on this episode, connect with us on LinkedIn: Ross Garner Lara Kidd Martin Ritchie
In this podcast, our partners at Label Sessions interviewed Antony Brookes and Ruairidh Patfield from abrdn to hear about their experience of getting involved in the Financial Regulation Innovation Lab's first innovation call. Alongside Tesco Bank, Virgin Money, Morgan Stanley and Deloitte they worked with the University of Glasgow and the University of Strathclyde to reshape financial compliance through AI and emerging technologies. Calling fintechs from around the world to get involved they selected 5 of them to partner with. In this podcast we also hear from those 5 organisations with: Callum Murray (Amiqus) Mick O'Connor (Haelo) Daniel munro (Level-E) Neil Sinclair (Pytilia) Simon Dix (DX Compliance) To apply for our new Innovation Challenge on reshaping ESG in Financial Services visit https://www.fintechscotland.com/what-we-do/financial-regulation-innovation-lab/shaping-the-future-of-esg-in-financial-services/
www.CPOPLAYBOOK.comEpisode TranscriptAboutThe podcast episode emphasizes the crucial role of Chief People Officers (CPOs) in aligning HR agendas with business strategy. Key points stress the use of data analytics to advocate for business-oriented initiatives and build trust with leaders. Syreeta Brown, Group Chief People Officer at Virgin Money, highlights the importance of understanding the business landscape and prioritizing initiatives effectively.*Syreeta BrownSyreeta Brown is currently Group Chief People & Communications Officer at Virgin Money UK PLC reporting directly to the CEO and is a member of the Executive Leadership Team. She was appointed to the role in November 2021. Prior to joining Virgin Money Syreeta was a Managing Director at the US Global bank, Citi, and led the HR function for the Global Functions and Operations and Technology business in Europe, Middle East and Africa region. In this role Syreeta was responsible for the People Strategy and HR practices regionally for 20,000 employees (Global Functions covers Risk, Finance, Legal, Compliance, HR, Internal Audit, Public Affairs, Government Affairs, Security Investigative Services, AML).Prior to joining Citi Syreeta was a HR Director at British Telecom Group PLC having joined as a graduate. She worked across various businesses in her 12 years there in a number of roles across the HR generalist and Centre of Excellence space (Performance Management, Resourcing and Talent Management).Syreeta has been a Board Trustee for the Access All Areas Theatre (2016-2019) – a Theatre company for learning disabled artists based in Hackney, London and sits on the ‘Panel of Influential Women' run by the Advanced Boardroom Excellence Group led by Helen Pitcher OBE, based in London which is focused on the development of senior executives. Syreeta has been recognised for 20 years of service to Human Resources by CIPD and was named Financial Services Leader of the year at 2018 Black British Business Awards.She was also included in the UK Powerlist 2022 and named as an Involve Empower Role Model 2022. In 2023 Syreeta was included in the UK Powerlist top 10 most influential Black British people. Syreeta is an advisory Board member for the Black Talent charter initiative in the UK led by Harry Matovu KC, a Board Trustee of the ALETO foundation chaired by Sir Ken Olisa and Vice Chair of the Change the Race Ratio Campaign chaired by Sir Trevor Phillips. Syreeta actively advocates for and supports Parents who have children with Special Needs focusing on Autism.*All media inquiries: media@cpoplaybook.com
In the latest episode of the pod Andy's talking about: Virgin Money bank switch offer: 10% interest + £35 extra Big changes to the BA Amex card and massive boosted welcome offer Santander Edge savings hack Andy's deals of the week For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast was "Show of the Week" in the Radio Times, and it has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. In 2021 and 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020. On each Cash Chats episode you can hear Andy share ways to get the most from your money. Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence
Joining me on this episode is Beth Orford who is the Head of People for a FinTech business called Everything Financial.Beth is an incredible guest as she changes the perspective on how we should look at not only our careers but HR as a function. She is someone who has learnt to understand what type of work she is suited to and therefore, just as importantly, what types of roles and environments she wouldn't be a good fit for. This has been something she has discovered over time but now she has clarity it is the lynchpin to how she determines if a role will be suitable or not, and she explains how this impacts her reading of an advert, and the questions she asks through an interview process.Beth also challenges the evolution of HR beyond the current notion of becoming 'People' functions to something even broader and presents the concept of 'Capability' being what her purpose and remit is all about.Beth began her career in L&D but realised to have a greater impact she needed to broaden her own toolkit and, working for Virgin Money, had the opportunity to move across a few different areas within HR to develop her knowledge.Whilst she has remained within the Financial Services sector in various guises this is just an incredibly fascinating conversation to hear how someone has found what works best for them and then the ripple effect of understanding what type of roles and environments she suits and can deliver the most value in.It's a great listen so I hope you enjoy it. Support the show
Why does the USA want to ban TikTok? Should Nationwide's members have a say in its Virgin Money takeover? Join Robert and Steph as they answer all these questions on today's episode of The Rest Is Money. Email: restismoney@gmail.com X: @TheRestIsMoney Instagram: @TheRestIsMoney TikTok: @RestIsMoney goalhangerpodcasts.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
Jeremy Hunt bounced around delivering his Budget on Wednesday, proudly declaring his commitment to tax cuts and supporting working families. Another 2p was chopped off National Insurance and the threshold at which child benefit is removed was raised from £50,000 to £60,000. But you don't need to be a financial expert to know that the Chancellor's version of events isn't quite the whole story. Because Mr Hunt is also presiding over a long-term stealth tax freeze to thresholds that is costing workers dear and his child benefit move merely kicked sky-high marginal tax rates down the road, rather than getting rid of them altogether. Nonetheless, a tax cut and an extra £5,000 Isa allowance – even if it's a slightly iffy, limited one – is not to be sniffed at. So, was this an escape velocity Budget that puts Britain back on the path to growth? Or was it too little, too late, from a Tory party that has sported successive Chancellors who have been keener to raise our taxes by hook or by crook rather than cut them – or even just keep thresholds in line with inflation. On this week's Budget special This is Money podcast, Georgie Frost, Lee Boyce and Simon Lambert look at the winners and losers and go searching for the devils in the detail. What is the NI cut worth to you? Will you get some child benefit back? Did pensioners deserve a tax cut too? With a failure to reverse his capital gains and dividend tax raid, what has the Chancellor got against small investors? And will the British Isa be any good? All that and more – plus a look at why Nationwide is buying Virgin Money and whether that's good or bad for us all.
In this episode of Making Risk Flow, Juan de Castro speaks with Neil Galjaard, Divisional Managing Director of Markel UK, a global specialty insurance provider. Neil has over 30 years of experience in the insurance industry and has held leadership roles at companies like Lloyds, Virgin Money, and Towergate Insurance. Neil joined Markel in 2016 to lead the UK retail business across insurance, tax, and legal capabilities, whilst working closely with brokers, accountants, and lawyers.During the course of their conversation, Neil shares his insights on Markel's ethos for delivering sustainable business solutions and the key driver of success in the insurance industry: great service. Neil also emphasises the importance of being available and knowledgeable for brokers and clients, how efficiency, technology, and data play a part in maximising underwriters' expertise, and what makes Markel a 'forever business'.To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's
We start this week's show with property writer Mitchell Labiak, who delves into the details of the big takeover story of the week – the £2.5bn Barratt (BDEV) and Redrow (RDW) deal. The team weighs in on how sensible the move is, the two companies' recent results and whether this could be the beginning of a swathe of housebuilder M&A activity.It's then on to healthcare company PZ Cussons (PZC) whose shares slumped after weaker-than-expected results. Christopher Akers examines the company's decision to cut its dividend and rein in its profit forecasts, and what can be done to resolve issues in Nigeria. Chris also reports on British American Tobacco (BATS), assessing the headwinds facing the company, the announcement it may cut its stake in India's ITC, and the prospect of share buybacks.Last but not least, Mark Robinson and Julian Hofmann discuss Virgin Money's recent trading update. The pair explore what the figures can tell us about the business, its view of the wider UK economy, and the credit provisions the company has been taking.Barratt reports plunge in profits – but Redrow deal could make it strongerRedrow – earnings down as Barratt comes calling PZ Cussons shares dive after dividend cutBritish American Tobacco ponders ITC divestment Hosted on Acast. See acast.com/privacy for more information.
Syreeta shares her wide lens view of HR, and why a macro perspective is beneficial for leading HR and leading business. From political agendas to global economics, Syreeta discusses opportunities for HR to be a force for good. Framing DE&I work in the impact it has for economic empowerment and wider society, Syreeta shares examples of initiatives and discusses the approach of starting with business strategy first, and keeping a clear line of sight, be it a direct or indirect line, to the business' KPIs. Leaving you with a call to action to step into the challenges of creating a high performing business, we've no doubt you'll feel inspired listening to Syreeta's bold leadership… Topics in this episode: Taking a macro view to showcase HR HR and business being a force for good Supporting other business leaders to be effective Economic empowerment through DE&I initiatives Starting people strategy with business strategy HR makes people better: step into the challenges Download your free cheat-sheet: 25 Ways Your HR Work Delivers ESG Results Helping you showcase the enhanced value HR creates, this quick and simple tool you can spend just 10 - 15 minutes to connect the dots between HR and ESG, briefly assess progress at your company, and identify opportunities for next quarter and next year. Join the How HR Leaders Change the World community! Come and join the community of pioneering #HRChangemakers, it's totally free and you'll be the first to receive new tools and resources, and get first access invitations to our events: join us here: https://frombabieswithlove.org/pages/hrchangemakers Linkedin: @FromBabieswithLove Email: hrleaders@frombabieswithlove.org Website: https://frombabieswithlove.org How HR Leaders Change the World is brought to you by social enterprise, From Babies with Love. Across Moments that Matter, we provide employee engagement gift services to global HR functions and donate 100% of our profit to orphaned and abandoned children around the world. We transform commonly existing gift spend in to strategic, efficient and inclusive tools in your People Strategy, delivering Exceptional Employee Experience, and at the same time, ESG results.
Voici l'histoire de Richard Branson, un entrepreneur britannique, qui va défrayer la chronique par ses prises de risques et ses idées. Dans ce 2e épisode, Richard Branson développe Virgin dans tous les secteurs après la vente de son label de musique. Et malgré quelques échecs, il connait un succès phénoménal. Mais c'est la conquête du ciel qui prend désormais tout le temps de Richard Branson, entre compagnie aérienne et l'espace. Dans les années 90, Richard Branson, financé par la vente de Virgin Music, étend son empire dans divers secteurs. Il lance Virgin Trains, Virgin Money, Virgin Cola, Virgin Brides, Virgin Vodka, Virgin Clothings, Virgin Voyage, et Virgin Cruise. Malgré des hauts et des bas, il reste optimiste et avance. Depuis le lancement de Virgin Mobile aux États-Unis en 2001 jusqu'à sa nomination comme chevalier en 1999. Des anecdotes humoristiques, comme son apparition à moitié nu pour le lancement de Virgin Mobile, ajoutent une touche légère. L'expansion dans l'industrie aérienne est marquée par des incidents, y compris une rivalité avec British Airways. Malgré les obstacles, Virgin Atlantic prend son envol, couvrant l'Europe, les États-Unis et l'Australie. Richard Branson devient un chevalier en 1999. La conquête spatiale devient une obsession pour Branson depuis 2003. Virgin Galactic est créée, mais des accidents tragiques surviennent en 2007 et 2014. Malgré ces revers, Branson persiste et réalise son rêve d'aller dans l'espace en 2021. L'épilogue révèle la philanthropie de Branson, finançant des projets humanitaires et s'engageant dans des défis extrêmes. Le texte se termine sur une note légère, suggérant que Branson pourrait se lancer dans la conquête des fonds marins. En résumé, le présent texte offre un aperçu de la vie trépidante de Richard Branson, de la diversification de son empire Virgin aux défis et aux succès de ses aventures aériennes et spatiales, tout en soulignant sa philanthropie et son appétit pour de nouveaux défis.
I'm running a free “Save $1,000 Challenge” to teach you creative strategies to save money. It's 5 days long and starts on Monday. Grab your free spot here: Erika.com/go #55 Dame Jayne-Anne Gadhia, former CEO of Virgin Money, and founder of the money-saving app Snoop. In this episode Dame Jayne-Anne takes us through how she worked herself to the top in a male dominated industry, and the biggest risks she's had to take to get there. Discover what it takes to achieve success and earn the esteemed title of Dame, in this episode. Special thanks to our partners & sponsors: CoPilot: If you've been wanting to kickstart your health, then go to my CoPilot link erika.com/copilot to get a 14-day FREE trial with your own personal trainer! Rosetta Stone: Lose the renewal fees, get a lifetime subscription of Rosetta Stone for the special price of $149 (usually $399) and immerse yourself in language! erika.com/rosettastone Indeed: Finding great talent doesn't have to be a second job. You can hire faster and better with Indeed - get a $75 sponsored job credit at INDEED.COM/ERIKA. Wistia: Get the complete video marketing platform - try it for free: wistia.com/erika Thanks for tuning in and come back every Tuesday for a brand-new episode! Make sure you hit the follow button to get notified. Prefer video or want closed captions? Watch this episode on YouTube. Did you enjoy the episode? Please leave us a review here: (just scroll to the bottom and tap on “leave a review”) It really helps the podcast especially since we're just getting started. Even just a sentence is perfect! Follow the podcast @erikataughtme across platforms. Connect with me on Instagram. For more information, go to www.erikataughtme.com/ Get on my personal finance & investing course priority waitlist here Get my Mastering YouTube course, to learn how to grow a YouTube following and monetize it Get more of my free resources.
Tristan Pelloux is the Director at Strategwhy, the independent management consulting to leadership teams, business leaders, and founders across various sectors and company sizes. He is also the Chief Pencil Officer at Fintech Review, online media on everything Fintech. And also an advisor to multiple FinTech companies.Tristan has over a decade of experience in the financial industry, taking care of global banking, Back Office Equity Derivatives, Relationship Management, merge and acquisitions, Corporate Development, and strategic partnerships at many famous financial institutions, such as: Societe Generale, HSBC, Mirabaud Group, Virgin Money, etc.MORE: https://www.aerowong.com/ttc12-tristan-pelloux/
Immanuel Ezekiel is a Property Developer & Investor, Finance Specialist, Author, Speaker and Property Development Consultant with a proven track record of 25 years of experience, a best-selling book ‘The 6 Steps to Financial Freedom: How to Turn Debt Into Wealth', and a personal portfolio of 50 plus properties with a value of £25 million. He has created a successful financial management company with more than forty employees and sales of more than £7 million a year. Having created a massive passive income for himself, his passion now is helping others escape from debt to achieve their financial freedom. Nowadays, he owns Boutique UK developer, Broadwing Homes and uses his network of contacts to put together deals on behalf of High Net Worth Investors and developers.Dr Irene and Immanuel talk about his childhood, career so far, working smarter not harder, self-education, health and happiness. KEY TAKEAWAYS Immanuel transformed the nature of mortgages within the UK and has become an expert in Personal Financial Management and has helped many people become mortgage free. Self Development and Education have allowed Immanuel to become an expert in Property Development as well as Finance. Relationships are extremely important to Immanuel and he believes nurturing them is the most important thing in life. You can maintain strength and health in your old age by concentrating on exercise and a healthy diet. Immanuel has suffered from health problems but it allowed him to adjust his life to allow for recovery. BEST MOMENTS‘I've done quite a bit over a period of time, I've done a few different careers. They've all been linked in one way or another to either property or finance.'-Immanuel‘I was instrumental in changing how all mortgages were calculated in the UK. That company was called First Active Mortgages and today that mortgage company is called Virgin Money.'-Immanuel‘You learn as you get older to work smarter and not necessarily quite as hard and you get better results by using your brain rather than your energy.'-Immanuel‘It's really important that you understand the power of your mind and your communication with yourself and others.'-Immanuel‘My diet is, as you would expect, pretty healthy. It's normally green salads, chicken, fish, meat, very little carbohydrate because your vegetables already give you carbohydrates.'-Immanuel VALUABLE RESOURCESJoin Patreon : http://www.patreon.com/drirenechingInstagram: irene.ching.777Tiktok: @ireneching777Youtube channel: Dr Irene ChingTwitter: @ireneching7777Clubhouse: @ireneching1 https://www.facebook.com/irene.ching.735LinkedIn : https://www.linkedin.com/in/irene-ching-742623219 ABOUT THE HOSTDr Irene Ching is a medical practitioner who specialises in Family Medicine, Wealth and Life Coach, Property/ Business Investor, Speaker, and Podcaster : Be Happy, Healthy and Wealthy. Dr Ching speaks on health, wellness and wealth in talks, workshops and events. She has her own coaching programme on money mindset - Quantum Wealth Creation Accelerator (online course with weekly coaching). She approaches health and well-being in a holistic way and encourages people to look at all the areas of their lives. In her coaching sessions, she works with emotional freedom techniques, energy works, NLP, Intuition/ Superconscious mind, Inner child healing, Timeline therapy, Self love works, behavioural change, goal settings and money attraction healing. Her motto: Reset Your Mind, Reset Your life.The podcast Be Happy Healthy and Wealthy is aimed at people who want to be high achievers who perform at their peak performance in all aspects of life. It is about how we could be happy regardless of our circumstances, and to understand the secrets to real health and wealth; especially how to live a prosperous long life. She has been interviewing successful entrepreneurs, keynote speakers, influencers and millionaires on this important subject. So stay tuned to get the deep dive on how to be happy, healthy and wealthy- the million dollar questions!
The episode begins with an examination of the recent fall in Virgin Money's profits. What drove it and what lies ahead for the bank?The team then go on to this week's cover story on British stocks moving listings to the US. How big of a trend is it? And are companies right to see the US as the magical solution to boost their valuations?Finally, a trading update from JD Wetherspoons. Positive news from the pub company who had their busiest Saturday ever at the start of May. But what about cost of living pressures? Can consumers be relied upon to keep buying drinks though prices are rising?Dan Jones is joined by Julian Hofmann, Jemma Slingo and Mark Robinson. Hosted on Acast. See acast.com/privacy for more information.
This episode features an interview with Sarah Dekin, President and COO at Hometap, an equity-sharing company that invests in homes in exchange for a portion of the home's future value. Prior to her work at Hometap, Sarah served as CMO at Virgin Money and ZipCar as well as EVP of Strategic Marketing and Development for the House of Blues. And in this episode, Sarah shares what she's learned about customer experience along her career path from the House of Blues to Hometap. She also talks about her key mentorships, knowing when to accept an opportunity, and how she's blazing a trail in the homeowner experience at Hometap.Quotes*”I was working on strategy and planning, and we needed some help in business development. And business development is something I'd never done. And to be honest with you, negotiating in general is something that intimidated me a little bit. But it was probably because of that that I thought I should really take advantage of this opportunity and give it a try, even though it made me nervous. But I only did that because I knew that right behind me, [my mentor] Joe would be there. He wasn't gonna let me fail. And so I think for anyone who finds himself looking at an opportunity like that, definitely go for it.”*”The first point of contact for most of our homeowners is the website. And we believe in very simple, very straightforward [language], as transparent as possible. No buzzwords, no jargon, easily understandable phraseology and very transparent demonstrations of how the pricing works and lots of FAQs so that people can self-serve to the extent that they want. We have a very easy to use but robust scenario planner tool where our homeowners can change [different factors]. I think there's nothing better than actually interacting with the scenario rather than, you know, reading a multi-page document.”*”Whether it comes through in your digital experience or whether it comes through in the individuals with whom the homeowners interact, we do have a very homeowner-first mentality. We have homeowner values around respect, kindness, and empathy. And if you can have that as a core value not just for the frontline people, but for your product team, your designers, your engineers, and for your marketing team, those are going to mutually reinforce what will come out at the end as a very authentically kind and positive experience for the homeowner.”Time Stamps[1:40] Introducing Sarah Dekin, COO and President at Hometap[3:37] What did Sarah learn about CX at the House of Blues?[9:26] How did the House of Blues create its unique customer experience and build a name for itself in the industry?[11:22] When did Sarah know it was time to move on from the House of Blues after 10 years?[16:06] How did Sarah get involved with Zipcar, and how were they a disrupter in customer experience?[22:32] How did Sarah leverage Zipcar's dedicated member base to help make important decisions?[24:20] How was Virgin Money pushing the envelope in online banking?[27:48] What is Hometap? And how are they providing an entirely new financial tool to homeowners?[34:42] Tell me more about the Hometap customer experienceBioSarah Dekin is the current Chief Operating Officer at Hometap. Sarah was previously with The Greene Turtle Sports Bar & Grille, Sarah Dekin Growth Company Executive and Advisor, Virgin Money, Zipcar, and House of Blues. Sarah has over 25 years of experience in marketing and strategic planning. She is a graduate of the University of Southern California. Sarah has an MBA from Harvard Business School and a BS in Economics from Trinity College-Hartford. Thank you to our friendsThis podcast is brought to you by HGS. HGS is a digital customer experience leader dedicated to delivering winning customer interactions at scale that are prompt, personal, and positive. We continuously transform, optimize, and grow enterprises to exceed ever-rising customer expectations. HGS provides our clients with the right talent and technologies needed to champion every moment. Learn more at hgs.cx.LinksConnect with Sarah on LinkedInLearn more about HometapConnect with Larry on LinkedInCheck out HGS
On this episode of the Scouting For Growth podcast, Sabine VdL talks to Tristan Pelloux, An expert who is passionate about FinTech and Innovation. After several years in Corporate Strategy and Finance at Virgin Money, Tristan decided to launch Strategwhy, an independent management consultancy. He is also the Chief Pencil Officer at Fintech Review, online media on the Fintech industry. KEY TAKEAWAYS I was producing lots of insights for Virgin Money (where I worked in corporate finance) trying to figure out what was going on in that world, the trends, innovations. I thought it was a shame that the audience was so small within the company, so I set up the media site in 2020 to spread my thoughts about what was going on. It's evolved from a personal site where I wrote blogs to more of a platform with other people sharing FinTech insights and interviews with business leaders and entrepreneurs in the field. This is my passion work and I do consulting, which is how I pay the rent, where I work with companies across Europe and help them with their strategy and helping them to scale to reach a new level. I am Mr Organisation, I like to make lists, do tests, I like plans. I tell my clients we're going to meet twice a week, this is the agenda of the meeting, this is what we're going to do this week, this is what we're going to do next week. It's about maintaining order. This doesn't mean you can't be inventive or innovative, you just need to channel things and do it in a very planned way, otherwise your energy is going in too many directions and you're losing time. If everybody is aligned, they know what's going on, there is a clear plan, and you divide the tasks between people then you achieve much more. Things move faster and can evolve faster in a startup than in a corporate business where you've got access to a lot of experts and resources. It's super interesting to see how you can do the same project in two different environments; you need much more adaptability in a startup and the goals are much more about growth, with corporates there are more structures and restraints where everybody needs to be on the page before you can move forward. One of the challenges in FinTech is there are too many companies going after the same customers and there's not enough money to be made out of retail customers. It's not enough to be making money out of interchange. This can be great for the customer to have so much choice, but it's also confusing because there are so many players and it's fragmented. Lots of FinTech's are battling to become the ‘super app', and we'll see which will emerge. Still, so many of them don't have good business models and are loss-making, it will be challenging for them with less funding available. But there are opportunities in the B2B space. BEST MOMENTS‘The environment is very different now than it was two years ago. It wasn't easy to sell but funding was easier, and it was easier to scale. The challenges are the same for everybody from startups to big businesses.'‘What's important for businesses right now is strategic focus and execution – instead of going in many directions at the same time, do one thing very well. That's how I'm helping businesses.'‘The next two years are going to be difficult for FinTechs because rounds will be down, some others will get no funding at all. There may be consolidation, so FinTechs in a good position will be able to scale faster through inorganic growth.'‘Some services that were not economically viable to provide to the mass market now are through the use of technology. So, at which point are you going to provide some sort of personalised service when you can do it cheaply?' ABOUT THE GUESTAfter over five years in corporate strategy and finance at Virgin Money UK in London, Tristan Pelloux launched Strategwhy, an independent management consulting company, to provide independent guidance and advice to business leaders and founders of startup and scaleup companies across the world.https://fintechreview.net/ ABOUT THE HOSTSabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew, a venture lab that accelerates the curation, validation, and commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers and accelerating over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter: SabineVdLLinkedIn: Sabine VanderLindenInstagram: sabinevdLofficialFacebook: SabineVdLOfficialTikTok: sabinevdlofficialEmail: podcast@sabinevdl.comWebsite: www.sabinevdl.comThis show was brought to you by Progressive Media
In this episode, we visit the Royal Academy of Dance's global headquarters in London to meet its new chief executive – the ebullient Tim Arthur. Tim's previous experience is dizzyingly varied – he arrives at the RAD via senior roles in theatre, publishing and finance, working with companies like Time Out and Virgin Money. Why did a dance organisation feel like the logical next step? We also explore Tim's current training as a psychotherapist, not to mention his unexpected glory as an almost-award-winning burlesque performer. It's a heady mix! Tim Arthur became Chief Executive of the Royal Academy of Dance in 2022. He started his career as a drama teacher, theatre director and playwright. He has been CEO/Artistic Director of Trinity Theatre in Tunbridge Wells, Derby Playhouse's internationally renowned Community Theatre and Cardboard Citizens, a multi-award-winning charity creating theatre with and for the homeless. As Global CEO of Time Out, he transformed a beloved heritage print title into one of the world's most innovative media brands, and as Creative Director of Virgin Money helped them to transform into a leading customer champion. Find out more about the work of the RADFollow the RAD on social media and join the conversation with host David Jays:Instagram @royalacademyofdanceFacebook @RoyalAcademyofDanceTwitter @RADheadquartersYouTube / royalacademydanceDavid Jays @mrdavidjaysSign up to our mailing list to keep in touch!RAD is an independent educational charity and does not receive regular government funding. Every penny we make goes back into the work we do. You can support us by either naming a seat as part of our Name A Seat Campaign or making a donation.Hosted on Acast. See acast.com/privacy for more information. Hosted on Acast. See acast.com/privacy for more information.
Surprisingly, 18-24-year-olds have, on average, a lower outstanding balance of £199 on buy now, pay later (BNPL) products than their elders (compared with £224 for Gen X).55% of Gen Z believe they are seen by older generations as being “financially irresponsible”, and that there is a lack of understanding about how expensive it is to live these days (51%). However, although many are in the early stages of their careers, 18-24-year-olds on average have an impressive £4,935 in savings, just behind Millennials with £6,053 and Generation X at £6,701.Gen Z are also surprisingly savvy spenders – they are trying to buy things that are responsibly sourced, second hand or more environmentally friendly (43% 18-24 vs 34% 55+), implying they are not as into throwaway fast fashion as many assume.The research also found that the majority of Gen Z don't use credit cards (68%), which unfortunately means they could be missing out on developing credit scores that will help with their future financial goals. This could also cause a generational credit score slump, as young people battle the cost-of-living crisis to build savings. Gen Z are the least aware of their credit score (29%), 18% are unclear about how credit cards work and a further 16% have been advised to avoid credit altogether.Of those who do have a credit card, 20% still do not know the effects that BNPL schemes have on their credit score, compared to just 10% of those over 55's. A further 17% of Gen Z have missed a payment too, which leads to credit scores being damaged and potentially hinders this generation's short-and long-term financial goals.To help Gen Z manage their buy now, pay later spending with one easy payment while building their credit score, Virgin Money has created Slyce, a way to buy now, and pay better. It combines the flexibility of a BNPL product with the benefits of a regulated credit card and allows customers to manage their money in a way that works for them. Hosted on Acast. See acast.com/privacy for more information.
In the latest episode of the pod I'm talking about: Should you be using Buy Now Pay Later? What to look for in student bank account How to cut your mobile phone bill Options if you don't want the energy bill rebate Virgin Money's new bank switch offer My deals of the week For links and further reading head to becleverwithyourcash.com/cashchats281 ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. The podcast has been featured as one of the top money podcasts by publications including Apple, Good Housekeeping and the Independent. In 2021 and 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Money Bloggers community annual awards, and runner-up in 2020. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Andy also runs the award-winning website Be Clever With Your Cash, presented Channel 5's Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email Andy@Becleverwithyourcash.com ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash youtube.com/andyclevercash GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence
Virgin Money a digital bank like no other and a destination for happier banking
Do you bring your true self to the table? Viv Groskop talks to CEO Dame Jayne-Anne Gadhia, Founder and Executive Chair of the fintech Snoop. She was the CEO of Virgin Money from 2007 to 2018, working closely with Richard Branson, and was often the only woman in a man's world. Jayne-Anne discusses how she owns the room - sometimes using her full height to command authority - and sometimes showing openness and abandoning notes to connect with an audience. She asks what is true diversity? And discusses challenges with depression, including a recent revelation that has worked for her in treating it. A new updated edition of Viv's book, How to Own the Room is out now. @vivgroskop
Naked Marketing Podcast with Guest, Tristan Pelloux Join me as I welcome Tristan Pelloux, Strategy Consultant and Founder of Fintech Review. On today's episode of the Naked Marketing podcast where we get honest about marketing, Tristan describes how he went from working with Richard Branson's Virgin Money in London, UK to working from home in Barcelona,... continue reading »
Asheesh is a lifelong social innovator with a passion for entrepreneurship. As an alumnus of JA, he recalls how participating in a JA program as a teenager stayed with him during his entrepreneurial endeavors, which have involved leading two businesses from start-up to acquisition. Asheesh's first venture was acquired by Richard Branson's Virgin Group in 2007 and rebranded as Virgin Money. Prior to joining JA, he served as CEO of a financial technology company that was acquired by Interactive Brokers in 2015 and rebranded as Interactive Advisors. His experiences as an entrepreneur and founder have been chronicled in case studies at Babson College and at Harvard Business School. While running his first venture, Asheesh served as a columnist for Entrepreneur Magazine for five years and wrote two books about business finance which received positive reviews in the Wall Street Journal and Business Week. More recently, he has been a guest contributor for books on organizational leadership, including Leading in a Time of Crisis (Rosetta Books, 2020) and Work is Love Made Visible (Wiley, 2019). As a member of Marshall Goldsmith's cohort of 100 Coaches, he is committed to sharing leadership lessons and mentoring the next generation of leaders. Asheesh has been an active member of private company boards and nonprofit boards, and is currently the Board Chair of Prosperity Now, a Washington, D.C.–based nonprofit that bridges public policy and practice in the areas of education, financial capability, entrepreneurship, and home ownership. He is a member of the Young Presidents Organization (YPO) and is also actively involved in the World Economic Forum (WEF) as a member of the Global Agenda Council for the Future of Education, Gender, and Work. Asheesh started his career as a consultant at Monitor Company (now Monitor Deloitte) and at the World Bank, where he conducted research on industrial clusters as a source of entrepreneurship and innovation in promoting economic growth. JA Worldwide Website: https://www.jaworldwide.org/ Learn more about Asheesh... https://www.jaworldwide.org/staff/asheeshadvani Asheesh LinkedIn: https://www.linkedin.com/in/asheeshadvani Phoenix Performance Partners Website: https://www.phoenixperform.com/ Culture Eats Everything Apple Podcasts: https://podcasts.apple.com/us/podcast/culture-eats-everything/id1526731051 Culture Eats Everything Spotify: https://open.spotify.com/show/1utf9dZh2PRQKxe6qg5I5M Tom Willis: https://www.linkedin.com/in/thomasawillis Checkout our book: https://www.phoenixperform.com/book #CultureEatsEverything ______________________ Download & Share!
This week's episode has us speaking with Tristan Pelloux of Fintech Review regarding the latest investment opportunities and pulse in Fintech from crypto to BAS (banking as a service). Tristan is an entrepreneur that comes from the corporate world, having been in Corporate Strategy for Virgin Money in the UK as placed in a Directorship by the Chair of Finance Commission, leaving it behind to be more in control of his destiny and to make more of an impact and difference. To keep up to date with Tristan go here: https://fintechreview.net/about-finte... Want to be an EntrePod? It's Free! Go Here: https://bit.ly/3i9814W Love what you're hearing? Let us know: https://lovethepodcast.com/entrepods Follow Us! https://followthepodcast.com/entrepods EntrePods is on most listening platforms, YouTube and AsgardiaTV!