Capable Wealth Podcast : Financial Freedom in Fifteen Minutes Or Less

Brendan McCann and Dan Casey are the owners of Perfect Blend Café and The Twisted Vine Wine & Tap, both located in Delmar, NY and are both natives of the Capital Region of NY. In August of 2006, the two, along with 3 friends, packed into a minivan and set out on a cross-country road […] The post Ep #120: Growing A Business By Staying Lean and Keeping It Simple – Interview with Brendan McCann & Dan Casey of Perfect Blend Cafe appeared first on Capable Wealth.

Janet Tanguay has made entrepreneurship her passion, and throughout her career she has helped over 1,000 entrepreneurs launch their dream businesses, and has guided hundreds of people toward living the life of their dreams through her Vision Board Workshops. Her business, the Hammock Way Of Life, has a mission to help guide clients towards their […] The post Ep #119: Interview with Janet Tanguay – Lessons Learned From Coaching 1,000+ Entrepreneurs appeared first on Capable Wealth.

Amy Koren-Roth is the founder of Taste of Troy Food Tours, which she began in May of 2016. Prior to launching her food tour business, she was a dietitian and nutritionist and worked for New York State Department Of Health. She is passionate about food, history, travel and exciting others about her food loves and […] The post Ep #118: Interview w/Amy Koren-Roth – Tasting Your Way Through New Cultures appeared first on Capable Wealth.

Nancy Tedeschi is an inventor, entrepreneur, and all-around amazing person. Her first invention, the Snap-It Screw went on to win numerous industry awards and is now sold in many brand-name stores like Walmart, Ace Hardware, and Office Depot. Nancy’s early childhood was a struggle, and she battled with bullying, self-confidence issues, and several other hurdles […] The post Ep #117: Interview With Nancy Tedeschi – Succeeding In Business Through Sheer Willpower appeared first on Capable Wealth.

It’s easy to get caught up in the hoopla about investing. Every financial news outlet is trying to tell you about the next great stock to buy, or how you can ride the wave of some new technology to riches. In the end, humans are pretty bad investors, and there are specific reasons why this […] The post Ep #116: How To Be A Better Investor appeared first on Capable Wealth.

No matter where you are right now you can be taking steps to improve your financial situation. Many people will get saddened when comparing themselves to others at the same age, but this is a poor way to judge where you are. What you need to be doing is focusing on your own progress. In […] The post Ep #115: Why It’s Never Too Late To Begin Building Wealth appeared first on Capable Wealth.

Jeannine Trimboli is the owner and founder of Real [Fit] Life, a personal training company located in Albany, NY. Jeannine spent her early years in the dance and performance community, and transitioned into fitness later in life. What’s even more impressive about her journey is that she began her business while being a single mother […] The post Ep #114: Interview w/Jeannine Trimboli of Real [Fit] Life – Empowering People Through Fitness appeared first on Capable Wealth.

Sometimes, the hardest decisions are the ones that will dictate our financial success in life. These decisions can be hard due to social pressures, or even the feeling of embarrassment for doing what you feel is right. In this episode we’re diving into one of the most difficult choices I’ve seen someone make, throughout my […] The post Ep #113: How Difficult Decisions Can Lead To Better Finances appeared first on Capable Wealth.

Ron Busby is the President, CEO, and Founder of the U.S. Black Chamber. He has had a successful background in business, being recognized as one of the top CEOs in the nation. He grew his first company, USA Superclean, from $150,000 annualized revenue to $15 million in only 10 years. He currently serves on a […] The post Ep #112: Interview W/Ron Busby, U.S. Black Chamber CEO – Living A Life Of Entrepreneurship & Advocacy appeared first on Capable Wealth.

Saving money is never going to put you in a bad financial situation, but it might have other negative consequences that you aren’t considering. Plenty of individuals get sucked into the mindset of cutting expenses and find themselves going so far down the path of saving money that they stop living the life they want […] The post Ep #111: How To Avoid The Prison Of Frugality appeared first on Capable Wealth.

Jules Paul is a native of the Capital Region of New York State and is quickly making a name for himself in the Real Estate world. In October of 2019, he was voted “Rising Star” for the Real Producers magazine, and in just his 3rd full year as a Realtor he is setting a blistering […] The post Ep #110: Interview w/Jules Paul – Conquering The World Of Real Estate Through Hard Work And Positivity appeared first on Capable Wealth.

It can be very attractive to jump head-first into your finances and make a huge splash. But maybe it’s better if you slow down and take your time. Newer research is showing us that by aiming for more moderate goals, you can increase your chances of continuing with your plan. In this episode, we’re weighing […] The post Ep #109: How To Have Success In Finance With “Small Wins” appeared first on Capable Wealth.

The media calls him, “The marathon man.”  In just one year Croix went form a non-runner to a run across America.  For 100 consecutive days, he ran a marathon each day and gave inspirational speeches to audiences in different challenging circumstances teaching them how to rise above their situation and transform their life. Croix is […] The post Ep #108: Interview With Croix Sather – Harnessing Your Mind For A Great Life appeared first on Capable Wealth.

Don’t be confused by the title – College still makes a lot of sense for plenty of kids graduating High School. But for many, it isn’t the right path. There are a lot of reasons why people should think long and hard before shipping their kids off to get a higher education. In this episode, […] The post Ep #107: 8 Reasons Why You Should NOT Send Your Kids To College appeared first on Capable Wealth.

Juan Luis Lopez Fons is a Mexican-American filmmaker. Born in Mexico City, he spent his childhood and early twenties in Mexico, be Before founding Emotivo Productions, Juan Luis worked on shorts, small independent movies, foreign films, and big Hollywood pictures and documentaries. He has a strong passion for people, and the relationships we form with […] The post Ep #106: Interview w/Juan Luis Lopez Fons of Emotivo Productions – Discovering Passion Through A Lens appeared first on Capable Wealth.

Money is the #1 cause of stress in the United States, and it has been linked to a host of issues from poor health to increased divorce rates. This is why having a good relationship with money, as well as a strong control over your spending, can go a long way toward reducing stress and […] The post Ep #105: How To Reduce Stress Through Better Buying Decisions appeared first on Capable Wealth.

Aric Lemon is a native of Clifton Park, NY and current co-owner of multiple franchise locations of iCRYO Cryotherapy – which offers whole body cryotherapy, Cryo facials, local cryotherapy, compression therapy, and infrared sauna. Before opening their stores, Aric had success in multiple industries, ranging from wireless communications, consulting, network marketing, and mortgage origination. From […] The post Ep 104: Interview w/Aric Lemon of iCRYO – Finding Wellness In The Cold appeared first on Capable Wealth.

It’s easy to get caught daydreaming about living a lavish lifestyle, characterized by private jets and Caribbean islands. But your dream life doesn’t have to be the same as someone else’s. And it doesn’t have to entail spending millions of dollars each year. In this episode, we are diving into how you can live your […] The post Ep #103: Can You Live Your Dream life If You Aren’t Rich? appeared first on Capable Wealth.

Paul Drecksler is a life-long entrepreneur and native of Asheville, N.C.  But if you’re looking to connect with Paul, don’t stop by Asheville anytime soon. “Travel is Life” isn’t just the name of Paul’s company, it’s the mantra for how Paul lives his life.  He’s regularly bouncing from one country to the next, eternally focused […] The post Ep 102: Interview w/Paul Drecksler – Exploring The World One Video At A Time appeared first on Capable Wealth.

It’s a common theme in the personal finance world that you should hold back the urge to buy nice things – as if it is a direct path to financial ruin. But if you’ve worked hard, saved your money, and have built up a good nest-egg; maybe it isn’t so bad for you to splurge […] The post Ep #101: Should You Feel Bad About Buying Nice Things? appeared first on Capable Wealth.

Ben is an award-winning entrepreneur whose insights have made an immeasurable impact on the emerging smart textiles market. Prior to Flex, Ben founded IoClothes, the first B2B industry platform providing tools, resources and key insights for the emerging area of smart textiles, apparel and footwear. Before that, Ben was a founding member of VF Corporation’s […] The post Ep 100: Interview w/Ben Cooper – How To Make An Impact On Your Industry And The World appeared first on Capable Wealth.

Building wealth is about more than just saving and investing – there is a psychological battle you have to endure. Avoiding the trap of “keeping up with the Joneses” is just another part of it. In this episode we’re diving into how you can control your own future by fighting off the urge to follow […] The post Ep 099: How To Avoid Trying To Keep Up With The Joneses By Shifting Your Focus appeared first on Capable Wealth.

Carmine Sposito is the owner and operator of Giuseppe’s Pizzeria and Deli located in Watervliet, NY. Carmine is a native of the Capital Region – he grew up in Watervliet, attended Shaker HS, and graduated from HVCC. In 2007, while still at HVCC, Carmine and his father began brainstorming ideas for a restaurant, and in […] The post Ep 098: Interview w/Carmine Sposito – How To Make It To The 10-Year Mark In Business appeared first on Capable Wealth.

With all of the focus on investments in the media, it’s easy to get sucked into thinking that is your only way to build wealth. However, that is just one part of the equation. In fact, for many younger individuals, the amount they are saving will have a much larger impact on their ability to […] The post Ep 097: Why Savings Rate Is More Important Than Investment Returns (For Younger People) appeared first on Capable Wealth.

Our guest on today’s show is Bill Springle.  He is a local native of the Capital region.  He grew up in Cohoes, NY, attended Shaker HS, HVCC, Siena, and in 2017 launched a non-emergency medical transportation company called Collar City Medical Transportation. Bill’s background is in business, and he majored in Accounting at Siena college. […] The post Ep 096: Interview w/Bill Springle of Collar City Medical Transportation – How To Make It Through Your Early Years Of Starting A Business appeared first on Capable Wealth.

There is a lot of information to weed through in the personal finance industry. So much that it can be overwhelming for a lot of people. That’s why I’ve taken the time to sift through a lot of it and pull out some of the top pieces of info that you should follow in order […] The post Ep 095: 5 Principles To Jumpstart Your Finances And Get Ahead appeared first on Capable Wealth.

“Being miserable and in debt is one of the greatest forces of all time!” – Tommy Griffith Tommy Griffith has been doing search engine optimization for more than 10 years. He previously managed SEO at PayPal and Airbnb, and now runs ClickMinded, a digital marketing training platform for marketers and entrepreneurs. Tommy started ClickMinded as […] The post Ep 094: Interview w/Tommy Griffith of Click Minded – a Digital Marketing Training Platform appeared first on Capable Wealth.

I’ve always loved the concept of learning from others. Instead of making all of your own mistakes, you can avoid them and go straight to the positive actions that will get you the results you want. It’s no different in wealth building. Something I’ve found interesting is how lessons cross over from different industries. And, […] The post Ep #093: Wealth Building Lessons You Can Learn From Body Builders appeared first on Capable Wealth.

Putting money into a retirement account has become a staple of financial advice. Without a doubt, there are real benefits to taking advantage of these types of accounts. But that doesn’t mean they are the best option for every circumstance. In fact, there are times when I’d say putting money into one can be a […] The post Ep #092: When You Should Stop Putting Money Into A Retirement Account appeared first on Capable Wealth.

Budgeting is one of those painful-but-necessary tasks in personal finance. Whenever the topic comes up, I usually get push-back from people. This is why I often recommend doing a spending analysis. In this episode, we dive into the specifics of a spending analysis, and how it can help you take back control of your money. […] The post Ep #091: Budgeting Sucks. Instead, Do A Spending Analysis appeared first on Capable Wealth.

Every purchase you make has unintended consequences. Even if you get things right with the numbers, you might be putting yourself in a position to regret your decision. In this episode we’re discussing how to look beyond the price of any purchase, and see what else it might be costing you. So get out your […] The post Ep #090: Why I Love NOT Owning A Luxury Vehicle appeared first on Capable Wealth.

You know you’ve said it before: “I wish I had more time in the day.” It can feel like you never have enough time to accomplish all of the things you want to. But how do some people seem to be getting way more done than the rest of us? The answer is TIME. If […] The post Ep #089: How Rich People Buy Time, And Poor People Waste It appeared first on Capable Wealth.

Mortgage payments, auto loans, credit card bills, medical bills – the list goes on and on. There is no shortage of causes of financial stress. Many Americans are dealing with a lot of the same issues, but not all are stressed out about them? Why is that? It all comes down to your personal money […] The post Ep #088: How To Decrease Stress And Anxiety With Good Money Habits appeared first on Capable Wealth.

There is a difference between chasing your dreams and building wealth. Sometimes, people get confused by this nuance and it can lead to bad decisions. In 2010, Curt Shilling found himself in a situation he probably didn’t see coming. He had gone all-in on a video-game start-up, and it cost him and his family their […] The post Ep #087: How Curt Shilling Lost $50 Million – And How You Can Avoid A Similar Blow Up appeared first on Capable Wealth.

So many people are hell-bent on growing the amount of money they have that they miss the opportunity to invest in other areas. They look at one investment after the next, trying to decipher between a good and bad opportunity. The fact is, there are plenty of other areas to invest in outside of the […] The post Ep #086: A Much Better Investment Than Money appeared first on Capable Wealth.

Building wealth isn’t easy, but it also isn’t as complicated as most people would have you believe. One of the biggest things you can do in order to increase your chances of building wealth is to change your mindset from that of a “spender” to a “Wealth-Builder.” Once you do this, magical things begin to […] The post Ep #085: Why Spenders Never Build Real Wealth appeared first on Capable Wealth.

Building wealth is more than just a series of actions, it’s a lifestyle. You have to be willing to take the necessary steps and embody a mindset that will be conducive to achieving your goals. But along your journey you will notice a change in your mentality in relation too many things. How you deal […] The post Ep #084: The Psychology Of Wealth-Building (And How It Has Changed Me) appeared first on Capable Wealth.

With the rise in college tuition rates and the easy access to money for student loans, college graduates are entering the workforce with record levels of debt. But some are choosing to take a different path. Many are taking a slower path through college, where they work full-time and pay their way through, as they […] The post Ep #083: Should You Use Student Loans For College Or Pay As You Go? appeared first on Capable Wealth.

If you look around the internet enough it may start to feel like anyone with money is in a big rush to spend it. Articles about cars being purchased for millions of dollars, mansions being sold for tens-of-millions, and yachts you could get lost on. So, why is it that the rich are in such […] The post Ep #082: Why Do Rich People Buy The Worst Assets? appeared first on Capable Wealth.

Dreaming big is by no means a bad thing. And fantasizing about what you’d do with your lottery winnings is definitely fun. But make no mistake – putting your money toward buying lottery tickets is one of the surest ways to negatively impact your potential for reaching your dreams. You’re basically throwing away money. In […] The post Ep #081: Why You Should Never Buy Lottery Tickets appeared first on Capable Wealth.

It’s all the rage these days to demonize debt. Without a doubt, debt is the cause of a lot of stress and financial turmoil for most people. But I believe there are times when it makes sense to not pay for things in cash. In this episode, we’re going to discuss how you should evaluate […] The post Ep #080: When To Focus On The Short-Term vs Long-Term Cost Of Any Purchase appeared first on Capable Wealth.

Building strong financial habits, like saving enough money, can be a difficult thing for most people. It isn’t easy, but there are ways that you can make it easier! In this episode we’re diving into ways you can change your mindset around saving, and how you can boost your wealth creation with some specific tactics. […] The post Ep #079: How To Increase Wealth With A Positive Saving Mindset appeared first on Capable Wealth.

If you’ve been having trouble accomplishing some of your financial goals, it may be because you’ve been attacking it from the wrong angle. We can sometimes feel like we have to do lots of planning before we can take action on an endeavor. But, sometimes, the best thing to do is to simply begin funding […] The post Ep #078: How To Fund Any Financial Goal With A Profit-First Mentality appeared first on Capable Wealth.

Description With the rise of the internet and technology platforms that make it easier for the average person to get in on the investing game, more and more people have turned to stock-trading. Let me be as clear as possible – This is a BAD idea! Not only can it be a big waste of […] The post Ep #077: Why You Should NOT Get Into Stock Trading appeared first on Capable Wealth.

Description It’s tempting to think that earning points from using your credit cards is always the right thing to do. After all, if you’re going to spend money anyways, you might as well get the points, right? Wrong! In this episode, we talk about when it is the wrong decision to use credit cards, even […] The post Ep #076: Debit vs Credit – When You Should Stop Worrying About Earning Points appeared first on Capable Wealth.

Description It’s easy to get sucked into the world of investing, lured by the hopes and dreams of picking the next stock that will skyrocket, bringing you instantly into the world of the wealthy. But the vast majority of the wealthy didn’t get there this way. For sure, investing is important, but there are other […] The post Ep #075: Why Focusing On Investing Is NOT The Best Path To Financial Freedom appeared first on Capable Wealth.

Description As you progress in your wealth-building journey it can be very tempting to get caught up in comparing yourself to all of your friends and family. It isn’t necessarily a bad thing, but it can lead you to focus on the wrong things. In today’s episode, we’re diving into how wealthy you should be […] The post Ep #074: How Wealthy Should You Be At Any Age? appeared first on Capable Wealth.

Description Money can be a sensitive topic to discuss. What’s even more sensitive to discuss is people’s inability to properly manage their money, and how they frivolously spend on things they don’t need. In this week’s episode, we’re diving into a concept that fundamentally changed the way I think about money, and how it can […] The post Ep #073: I Bet You’ve Never Thought About Money Like This appeared first on Capable Wealth.

Description It’s easy to fall into spending habits and not take the time to assess where your money is going. One way you hit the “reset” button is to do a “spending cleanse.” By executing one of these, you’ll be able to quickly find out what spending decisions are important to you, and which ones […] The post Ep #072: How To Improve Your Finances With A Spending Cleanse appeared first on Capable Wealth.

Description Cutting expenses can be a tough thing for most people to do, especially when they feel like there is nowhere left to cut. But one of the most underutilized strategies for cutting expenses is to go beyond eliminating expenses and begin asking for discounts on your normal everyday purchases. In this episode we are […] The post Ep #071: How To Cut Expenses By Simply Asking For Discounts appeared first on Capable Wealth.

Description One of the best ways to help improve your financial situation is to cut out unnecessary spending. The only problem is, for most people, this is one of the most difficult things to do. For those that struggle with this, I’m here to tell you that it isn’t entirely your fault. Our brains are […] The post Ep #070: How To Cut Spending With The “72-Hour Rule” appeared first on Capable Wealth.