Podcasts about Americans

The journey to Syracuse Nationals wasn't just another road trip – it was a testament to resilience in the face of adversity for Loud Proud American. What began with a production nightmare when our custom racing t-shirt design arrived completely wrong quickly cascaded into a series of challenges that would test our limits.Picture this: six hours on the road in 100-degree heat with a temperamental air conditioner that alternated between cool and hot air every 20 minutes. Our 10-month-old daughter experiencing her longest journey yet in our converted school bus. Then suddenly, a rough patch of Massachusetts highway sends our entire merchandise display crashing down, with clothes and products flying with every bump thereafter. This was just the beginning.Upon arrival, the hospitality of Paisley's godparents Lance and Jen became our saving grace. Their unwavering support, along with our entire Syracuse family, created moments of joy amidst the chaos. But business challenges continued as powerful winds turned our setup day into a battle against the elements, and our booth location kept us isolated from the main flow of foot traffic at this massive event.Yet within disappointment lies opportunity. During slower periods, I discovered a vendor using a souvenir trailer that sparked a vision for expanding our business model. Despite not meeting our financial expectations, we still made money, gained invaluable experience, and set ourselves up for greater success next year. Most importantly, we created precious memories with our daughter while pursuing our entrepreneurial dreams.The hard truth I've learned is that your first attempt at anything in business is often your worst. But rather than being discouraged, I've returned home more determined than ever – already securing another new event opportunity before even recording this podcast. This will be our most uncomfortable year yet, but discomfort breeds growth, and I'm steadfast in my belief that pushing beyond our limits will ultimately lead to breakthrough success.What challenges are you facing in pursuit of your dreams? Remember, tough times come, but tough times pass. Don't let distractions derail you from your direction.If you found value in today's show please return the favor and leave a positive review and share it with someone important to you! https://www.sharethestrugglepodcast.com/reviews/new/Find all you need to know about the show https://www.sharethestrugglepodcast.com/Official Facebook Page https://www.facebook.com/profile.php?id=100077724159859Join the 2% of Americans that Buy American and support American Together we can bring back American Manufacturing https://www.loudproudamerican.shop/Loud Proud American Facebook: https://www.facebook.com/LoudproudamericanLoud Proud American Instagram: https://www.instagram.com/loud_proud_american/Loud Proud American TikTok: https://www.tiktok.com/@loud_proud_americanLoud Proud American YouTube: https://www.youtube.com/channel/UCmYQtOt6KVURuySWYQ2GWtwThank you for Supporting My American Dream!

Dr. Karyne Messina and Dr. Felicia Powell-Williams, the host and co-host of “Psychoanalytic Perspectives of Racism in America” sponsored by The American Psychoanalytic Association explored how employing mechanisms of defense perpetuates racial injustice's movement forward and the resistance it faces as a tug of war, i.e., progress followed by backlash. They examined the symbolic removal of Dr. Martin Luther King Jr.'s bust from the White House and its implications for societal values, while also talking about the impact of Dr. King's assassination and the current state of racial justice initiatives. The conversation included a discussion about the challenges of tolerating difficult truths and emotions in both psychoanalysis and society, including the persistence of white supremacy and its modern manifestations. It also underscored how symbols of the civil rights movement have been honored at the highest level of government yet in this case defense mechanisms initiated the physical removal of the bust. Other topics discussed by the host and co-host covered the current administration's sense of Juneteenth including the press secretary's statements that suggested the day was “observed” but not “celebrated.” Her statements seemed to be in line with President Trump's remarks about Americans having “too many holidays” which many observers interpreted as a direct critique of Juneteenth itself and, more broadly, of recent efforts to deemphasize the historical experiences of Black Americans. This approach stands in contrast to previous years when Donald Trump issued statements honoring Juneteenth. Some analysts and advocates have noted that the timing of President Trump's post was likely not coincidental. By choosing Juneteenth to air grievances about paid holidays, he sent a message to his political base that aligns with his administration's broader efforts to roll back diversity, equity, and inclusion initiatives. The lack of formal White House observance and Trump's public complaints about holidays were viewed by some as part of a pattern of minimizing the importance of this holiday and its meaning for Black Americans as well as all people in this country who celebrate the end of slavery. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

P.M. Edition for July 22. To keep his company competitive in a wild and costly AI battle, Elon Musk is seeking up to $12 billion for xAI as it looks to build a new data center. Plus, Republican leaders in the House have cut short this week's session as the furor over disclosures from the Jeffrey Epstein investigation continues. “Buy now, pay later” plans become more popular among Americans, but they might hurt their chances of mortgage or credit-card approval. WSJ personal economics reporter Imani Moise discusses why banks are worried about the rise of “buy now, pay later.” Alex Ossola hosts.   Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why do we trace our family histories? What drives our desire to know who our ancestors were and how we're connected to past people and events? Genealogy is often seen as a modern pursuit, spurred by DNA tests and online records–but in reality, early Americans were deeply invested in understanding and documenting their familial ties. Their desire to understand these ties, however, extended far beyond sheer curiosity. Last week, in Episode 416, we were joined by Karin Wulf, who shared with us her now-finished project on genealogy and family history in Lineage: Genealogy and the Politics of Connection in the British Atlantic World. Karin's book is built on the research she shared with us in 2016, so I thought it would be fun to return to her first conversation with us about her research so we can see how her thoughts, ideas, and her book project changed over time as she did more research and thinking on the subject. Karin's Website | Book | Instagram Show Notes: https://www.benfranklinsworld.com/114 RECOMMENDED NEXT EPISODES

In this Money Talks: Elizabeth Spiers is joined by Emily Mester to discuss her book American Bulk: Essays on Excess. They'll get into the dopamine-driven appeal of haul videos and Costco, the comforts and horrors of retail chains, the variable signifiers of wealth among classes, and other ways in which overconsumption shapes and reflects our lives as Americans.  Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Money Talks: Elizabeth Spiers is joined by Emily Mester to discuss her book American Bulk: Essays on Excess. They'll get into the dopamine-driven appeal of haul videos and Costco, the comforts and horrors of retail chains, the variable signifiers of wealth among classes, and other ways in which overconsumption shapes and reflects our lives as Americans.  Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices

Missing new episodes of Get-Fit Guy? Have no fear - we are bringing you the best episodes, from all of our previous hosts, to give you the most resounding advice from our experts over the years. You'll hear from Dr. Jonathan Su, Brock Armstrong, and Coach Kevin Don. Today, hear one of our best episodes from Dr. Su.  Walking is the most popular form of exercise among Americans. But to get the full benefits of your daily stroll, you have to pick up the pace. Get-Fit Guy, Dr. Jonathan Su, has the lowdown on how fast and how often you need to walk to get real fitness benefits.Get-Fit Guy is hosted by Dr. Jonathan Su. A transcript is available at Simplecast.Find Get-Fit Guy on Facebook and Twitter, or subscribe to the newsletter for more fitness tips.Get-Fit Guy is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.comhttps://www.quickanddirtytips.com/get-fit-guy-newsletterhttps://www.facebook.com/GetFitGuyhttps://twitter.com/GetFitGuyhttps://sixminutefitness.com

It was during the pandemic when Cal first realized how many people were searching for mental health professionals and couldn't find them. Cal wished everyone could have access to the best therapist he's ever met – Sallie Sanborn. But nearly 40 percent of Americans now live in what's called Mental Health Professional Shortage Areas. So it should be no surprise that artificial intelligence has stepped into the void. Cal talks with Neil Parikh, one of the founders of TalkToAsh.com about the app that is very different breed of AI than ChatGPT. It's not an assistant that follows commands. It questions like a therapist and has helped many of the 50,000 people who've tested it. It launches today. And for now, it's free.

Yerba Madre is a brand nearly synonymous with its namesake ingredient. But in a country where most consumers have never even heard of yerba mate, a caffeine-laden herbal infusion native to South America, how do you build a household name around it? Guiding that vision is Ben Mand, who was named CEO of Yerba Madre in March 2024. Formerly known as Guayakí, the company has been pioneering yerba mate-based beverages since 1996, offering both loose-leaf and ready-to-drink formats. Today, the brand generates nearly $200 million in annual sales and is stocked in natural and conventional retailers nationwide. In this episode, Ben shares how Yerba Madre is evolving beyond its West Coast roots with a bold mission: to introduce yerba mate to the 96% of Americans who still don't know what it is. But this is about more than a beverage. Ben sees it as an opportunity to reshape how people think about clean, plant-based energy. He discusses the balance between visionary leadership and operational discipline, reigniting innovation, thinking like a founder, and scaling responsibly all while remaining rooted in the company's deeper mission: advancing regenerative agriculture in South America and building a brand that stands for purpose, authenticity, and cultural respect. Note: This episode was recorded during the breakdown of our BevNET Live Summer 2025 event and you may hear some background clatter. Our apologies for the occasional bang or boom. Show notes: 0:25: Interview: Ben Mand, CEO, Yerba Madre – Ben talks about the history of Yerba Madre and why its rebrand from Guayaki reflects its mission more clearly via a name that's more inclusive and easier for consumers to pronounce. He also highlights the functional benefits of yerba mate and emphasizes the company's regenerative business model that supports the environment and indigenous communities. Ben discusses Yerba Madre's consumer base, which is made up of primarily younger, health-conscious individuals who seek natural energy and live active lifestyles and how word-of-mouth and the simplified brand name help grow awareness. He also explains how the company is targeting convenience stores, natural retailers, and club stores to reach new consumers and how its innovation team is enhancing the brand's appeal by identifying trends and creating accessible, flavor-forward products that broaden the appeal of yerba mate. Ben also talks about how he leads with purpose and passion, using his humble roots to build company culture and why he views business as a key driver of positive social and environmental change. Brands in this episode: Yerba Madre, Harmless Harvest, Patagonia

Want a 2nd podcast every week? Want the bonus audio at the end of the podcast? Want the podcast when it's first released? Join our club http://www.letsrun.com/subscribe World record holder in the marathon Kenya's Ruth Chepngetich was popped for a masking agent. Does LetsRun.com deserve an apology from Kenyan parliament? The London Diamond League saw a huge upset with Phanuel Koech taking down Josh Kerr while Emmanuel Wanyonyi triumphed over Marco Arop and a resurgent Donavan Brazier. What does Brazier's 1:43.08 run mean? Niels Laros pulled off your traditional :) 800/5000 double at Euro U23s. Could he be the favorite for Worlds at 1500? Deal of the Day: 1. Nike Pegasus 41 $85 2. Vaporfly 3 Save $83 3. More Savings at Dick's Want a 2nd podcast every week? Join the LetsRun.com Supporters Club today for exclusive content, a bonus weekly podcast, shoe savings, and more. Cancel anytime .https://www.letsrun.com/subscribe Show notes: 00:00 Doping Allegations in Kenya 01:35 Deal of day 02:16 Start 02:56 Ruth Chepngetich's Doping Suspension *Rojo's Chat GPT tweet Forum thread: So we know Ruth is dirty... but was it EPO or something stronger? WADA worried about athletes using haemoglobin taken from: Marine Worm, Arenicola marina (M101) Fancy Bears 'Likely Doping' list 15:34 2 year suspension 23:55 Proposals for Anti-Doping Measures – What about the agents? 32:46 What about her World Record? 40:12 Intern Tate Segment: How dirty is the sport? 44:35 Why not Americans? 50:21 The Coldplay kiss cam 53:16 London Diamond League Parting Thoughts 55:00 Donovan Brazier's Performance – Encouraging? 01:07:56 Niel Laros Hype Train Increases after Euro 23s 800 & 5000 Double 01:11:24 Faster at 800 than Nuguse, Hocker, Kerr, Ingebrigtsen 01:12:57 Hobbes Kessler Comparison 01:17:48 Who is the favorite for Worlds in the 1500? 01:23:14 Who is favorite in men's 200? 01:25:25 Men's 10,000m? 01:27:44 Women's 100 01:30:11 Women's 800 01:34:18 Joe Vigil RIP 01:37:17 Post of the Week 01:38:29 Dreams Become Reality Performance of Week 01:39:47 Supporters Club audio https://www.letsrun.com/subscribe Contact us: Email podcast@letsrun.com or call/text 1-844-LETSRUN podcast voicemail/text line. Want a 2nd podcast every week? Join the LetsRun.com Supporters Club today for exclusive content, a bonus weekly podcast, shoe savings, and more. Cancel anytime .https://www.letsrun.com/subscribe Check out the LetsRun.com store. https://shop.letsrun.com/ We've got the softest running shirts in the business. Thanks for listening. Please rate us on your podcast app and spread the word to friend. Find out more at http://podcast.letsrun.com Send us your feedback online: https://pinecast.com/feedback/letsrun/7ec98fb5-74ca-48dc-8929-5d6baaf2caa2

On today's program: Greg Steube, U.S. Representative for the 17th District of Florida, responds to the tension over the Epstein files in Congress, Iran's absurd conditions for a nuclear deal, and his legislation to protect Americans who believe in

Table of Contents: Updated Group Prayer–List of Current Event Prayer Points–Part 2 Is Islam About to Take Over Texas? MASSIVE TERROR ALERT: Top Iranian Mullah Issues Death Fatwa Against Trump & Americans! Watch: Demon Possessed Muslim Iranian Women Hold Their Infant Boys Into The Air Offering Them To Become Martyrs For The Moon god Allah […]

In this week's episode, host Daniel Raimi talks with Diana Hernández, an associate professor and codirector of the Energy Opportunity Lab at the Center on Global Energy Policy at Columbia University, about the struggles that ordinary Americans face in accessing affordable and reliable energy. In her recently released book, Powerless: The People's Struggle for Energy, Hernández documents how energy insecurity affects people across the country and analyzes policy solutions that can help address the challenge. Hernández explains the interconnections among housing, public health, and poverty through stories which highlight the highly personal nature of energy insecurity and the difficult choices many Americans must make between essential expenses. Hernández then outlines potential improvements to existing energy-assistance programs, including increased support for year-round energy expenses and program adaptations to accommodate a changing climate. References and recommendations: “Powerless: The People's Struggle for Energy” by Diana Hernández and Jennifer Laird, https://www.russellsage.org/publications/powerless “Abundance” by Ezra Klein and Derek Thompson; https://www.simonandschuster.com/books/Abundance/Ezra-Klein/9781668023488 “Plundered” by Bernadette Atuahene; https://bernadetteatuahene.com/plundered/ “Debí Tirar Más Fotos” album by Bad Bunny; https://www.allmusic.com/album/deb%C3%AD-tirar-m%C3%A1s-fotos-mw0004451357

It's no secret; there is an epidemic of loneliness in the United States. In recent years, about one in two Americans reported experiencing loneliness. Today, we welcome David Bosnak, the CEO of Attune Media Labs, an organization that combats loneliness and anxiety with empathetic AI companions that enhance human connections through state-of-the-art technology. David began his career as an electrical engineering undergraduate with a passion for storytelling, eventually moving to Los Angeles to pursue acting and writing. Blending his engineering background with his storytelling skills, David launched Attune Media Labs, where he now focuses on leveraging the power of emerging technologies. In an era of disconnection, David's work emphasizes technology's potential for positive social impact while tackling the challenges of building ethical boundaries in AI development, especially within the creative fields and copyright considerations. In today's conversation, David shares insights from his recent book, AI for Your Real Life, a practical guide empowering readers to harness generative AI tools like ChatGPT in their everyday lives. In the book, David suggests that AI should be viewed as a tool that enhances creativity and problem-solving rather than a replacement for human ingenuity. He underscores the necessity of ongoing dialogue about AI ethics, particularly as technology continues to evolve and influence various industries. Our conversation is packed with insights, laughter, and a few puns—because, let's face it, who doesn't love a good dad joke to ease their anxiety?Listeners interested in receiving a free month's trial of Attune Media Labs' emotional support companion, MiM, should email David here using “NOT REAL ART” for the subject line. For more information, please visit https://notrealart.com/attune-media-labs

Americans' health could suffer due to a projected shortage of primary care doctors.

AP correspondent Ben Thomas reports more Americans are shifting their money to accounts with investment income.

On November 1, 1955, United Airlines flight 629 from Denver, Colorado to Seattle, Washington took off from Denver's Stapleton Airfield at 6:52 pm, carrying thirty-nine passengers and five crew members. Roughly ten minutes later, the aircraft exploded in the air, killing all forty-four people onboard and scattering fiery debris across several miles of Colorado's landscape.By the early 1950s, air travel had become a popular means of travel for more and more Americans and, while air disasters weren't unheard of, they nonetheless called into question the safety of traveling on a passenger flight. This time, however, investigators quickly determined that the explosion of flight 629 hadn't been an accident; someone had intentionally sabotaged the flight with a suitcase bomb.The explosion of United Airlines flight 629 marked the first time a passenger plane had been bombed in the United States, something few if any authorities ever thought would happen. In the event of an act of terror, an individual or group typically comes forward quickly to claim credit; however, in the case of flight 629, no one came forward and investigators were left to wonder, what possible reason could someone have for killing forty-four people with no obvious connection between them?Thank you to the Incredible Dave White of Bring Me the Axe Podcast for research and Writing support!ReferencesAnastasio, Jeff. 2024. A worst act of terror. August 2. Accessed August 6, 2024. https://www.denver7.com/news/local-news/a-worst-act-of-terror-the-mission-to-build-a-memorial-to-remember-the-bombing-of-flight-629-in-colorado.Associated Press. 1955. "Arraignment for Graham postponed." Daily Sentinel, November 17: 1.—. 1955. "Charge of murder planned in Denver on mother's death." Fort Collins Coloradoan, November 15: 1.—. 1955. "FBI begins investgation of Longmont air crash." Fort Collins Coloradoan, November 8: 1.—. 1955. "Graham denies plane bombing." Fort Collins Coloradoan, November 18: 1.—. 1955. "Graham linked to dynamite." Fort Collins Coloradoan, November 21: 1.—. 1955. "Judge orders hospital check." Fort Collins Coloradoan, December 9: 1.—. 1955. "Paper says bomb evidence found in UAL plane crash." Fort Collins Coloradoan, November 7: 1.—. 1955. "Probe is started by bomb expert." Fort Collins Coloradoan, November 3: 1.—. 1955. "Victim's son bought insurance policy before flight, FBI says." Fort Collins Coloradoan, November 14: 1.2013. A Crime to Remember. Directed by Christine Connor. Performed by Christine Connor.Field, Andrew. 2005. Mainliner Denver: The Bombing of Flight 629. Denver, CO: Bower House Publishing.Garner, Joe. 2005. "Terror in the Colorado sky John Graham's legacy: The mass murder of 44 people in Nov. '55." Rocky Mountain News, October 14.Gauss, Gordon. 1955. "44 die in crash near Longmont." Daily Sentinel, November 2: 1.John Gilbert Graham v. People of the State of Colorado. 1956. 18058 (Supreme Court of Colorado, October 22).Pitman, Frank. 1956. "Graham reportedly resigned to death, overheard telling lawyer 'don't want to appeal'." Daily Sentinel, May 6: 1.United Press. 1955. "44 on plane die in crash in west." New York Times, November 2: 1.Stay in the know - wondery.fm/morbid-wondery.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Coldplay kiss-cam flap proves we're already our own surveillance state Amazon Ring Cashes in on Techno-Authoritarianism and Mass Surveillance OpenAI LLM's gold medal-level performance on the world's most prestigious math competition Thinking Machines Lab Raises $2 Billion at $10 Billion Valuation The Epic Battle for AI Talent—With Exploding Offers, Secret Deals and Tears Trump Signs Stablecoin Bill, Delivering Win for Crypto Industry Engadget Podcast: Ancestra director Eliza McNitt defends AI as a creative tool DOGE staffer with access to Americans' personal data leaked private xAI API key DOGE Put Free Tax Filing Tool on Chopping Block After One Meeting With Lobbyists EU backs down on Big Tech tax ahead of US trade deal Reddit begins age verification checks for UK users Roblox will require a facial scan or government ID to have unfiltered chats EU to test age-check app under new child safety rules - 9to5Mac Trump administration to spend $1 billion on 'offensive' hacking operations | TechCrunch A Little-Known Microsoft Program Could Expose the Defense Department to Chinese Hackers Uber to invest in Lucid and Nuro in massive robotaxi deal YouTuber leaked iOS secrets via friend spying on dev's phone, Apple lawsuit claims This Is the Commodore Comeback Fans Have Waited for—but the Odds Are Still Against It I Tested the Galaxy Z Fold 7: It's Slim, Powerful and Surprisingly Practical Host: Leo Laporte Guests: Abrar Al-Heeti, Iain Thomson, and Devindra Hardawar Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: ZipRecruiter.com/Twit helixsleep.com/twit uscloud.com zscaler.com/security storyblok.com/twittv-25 code TWIT25

David does The News.

Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment.  The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply.  Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states.  Resources: Follow Hannah on Instagram  Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income.    Keith Weinhold  3:29   Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now.    Keith Weinhold  10:21   Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down.    Keith Weinhold  11:23   Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace.    Keith Weinhold  16:30   And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing.    Keith Weinhold  20:29   How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional.    Keith Weinhold  22:02   I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners.   Keith Weinhold  23:51   coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it.    Keith Weinhold  24:31   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy?    Keith Weinhold  25:03   Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866   Caeli Ridge  26:13   this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream.   Keith Weinhold  26:31   Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat   Hannah Hammond  26:48   you too. It's been so great to get to know you on this ship, and it's been a lot of fun,    Keith Weinhold  26:51   and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that.   Hannah Hammond  27:19   Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt.    Keith Weinhold  27:44   That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that.   Hannah Hammond  28:03   Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up   Keith Weinhold  29:08   income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be.    Hannah Hammond  29:23   So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore.   Keith Weinhold  30:36   That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans   Hannah Hammond  31:11   Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset.    Keith Weinhold  32:26   So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here.   Hannah Hammond  32:37   exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets.   Keith Weinhold  32:56   Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you?   Hannah Hammond  33:04   I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil.    Keith Weinhold  33:04   This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that?    Hannah Hammond  33:42   At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market.    Keith Weinhold  34:27   Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you.   Keith Weinhold  34:40   Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream.   Speaker 3  35:33   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  35:56   You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  37:12   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

We begin with how Americans are viewing key issues in President Donald Trump's second term so far. Over 1000 people have been killed seeking aid in Gaza. The Federal Aviation Agency is investigating the close call between a passenger flight and a B-52 bomber. We explain why international food prices are rising. Plus, Barcelona's new method for tackling its tourism problem. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Minnesota State Senator, Nicole Mitchell, has been convicted of 1st degree burglary.  A talk show host, Stephen Colbert, has been canceled by CBS.  The D.O.S. will be investigating Barack Obama and Joe Biden (and others), for scandals when they were in office.  House Speaker, Mike Johnson, says more appropriation bills are expected to follow after passage of the "Big Beautiful Bill."  A Chicago Mayor says his police department "will Not"' help out with I.C.E..  Mexican nationals are overwhelmed by Americans who are migrating to Mexico City.  The Democratic party approval rating has dropped, and is an all-time low of 19%.  S.C.O.T.U.S. Justice Jackson has admitted she bases her rulings on personal feelings.  A 77 year old man was killed in Florida as he stopped to save a turtle crossing the freeway.  -Thank you for listening!-  

Are you feeling the economic pinch like millions of Americans who are barely making it paycheck to paycheck? In this episode of Ready Your Future, Todd dives into the harsh reality of our struggling economy and the mounting financial stress that's crushing the middle class. With nearly 70% of Americans experiencing anxiety and depression due to financial worry, it's clear that economic concerns are more relevant than ever for the preparedness community. Todd examines unconventional economic indicators and real-world data that reveal just how bad things have gotten. This isn't just doom and gloom – Todd provides practical strategies to help you make more money, cut expenses, and build financial resilience during these uncertain times. Whether you're already feeling the crunch or want to prepare for what's coming, this episode offers concrete steps to weather the economic storm. Learn how to turn financial stress into financial strength and position yourself to thrive when others are struggling to survive. Visit the Episode Page on Ready Your Future. Of Interest Join the Tribe For more about Todd and RYF Join the Exclusive Email Group The Christian Prepper Podcast Buy Me a Coffee: https://www.buymeacoffee.com/prepperwebsiteSee omnystudio.com/listener for privacy information.

Work with Jimmy & the Vreeland Capital Team to build a 20-Unit Portfolio that will get you the equivalent of a retirement account 3X faster with a third of the capital. Visit https://tinyurl.com/mainstreetpatriot-getstarted - - - - - - - Summary In this episode of the Real Estate FastPass podcast, Jimmy Vreeland and Jake discuss the concept of capital, particularly focusing on the importance of title law and how it underpins wealth creation in the Western world. They explore the differences in property ownership and capital access between developed and developing countries, emphasizing the role of trust in legal systems. The conversation highlights how understanding and leveraging capital can lead to wealth generation, especially for passive real estate investors. The episode concludes with a call to action for listeners to take advantage of the opportunities available in the real estate market. Takeaways Understanding title law is crucial for real estate investors. The Western world benefits from a strong legal system. Home equity is a significant source of wealth for Americans. Capital allows for the trading of assets and wealth creation. Trust in the legal system is essential for economic growth. Investors should leverage their assets to maximize returns. The concept of capital is a blessing in a capitalist society. Title law protects property rights and encourages investment. The ability to trade assets increases their value. Investing in real estate is a viable path to wealth. Chapters 00:00 Understanding the Mystery of Capital 09:09 The Importance of Title Law 14:58 Leveraging Capital for Wealth 22:39 The Call to Action for InvestorsAbout Jimmy Vreeland Jimmy graduated from the United States Military Academy at West Point, spent 5 years as an Army Ranger, and deployed three times twice to Iraq and once to Afghanistan. On his last deployment, he read Rich Dad Poor Dad by Robert Kiyosaki which led him down the path of real estate investing. As his own portfolio grew, eventually he started a real estate investing business.  Since 2018 his team at Vreeland Capital has supplied over 100 houses a year to high performing, passive investors who want to work with his team and his team is now managing over 800 houses. Get in touch with Jimmy and his team at www.jimmyvreeland.com/getstartedinrealestate More about Jimmy Website: www.jimmyvreeland.com Linkedin: www.linkedin.com/in/jimmy-vreeland Instagram: www.instagram.com/jimmyvreeland Facebook: www.facebook.com/JimmyVreeland Youtube: www.youtube.com/@JimmyVreelandC >>>>>>Get free access to the private Ranger Real Estate facebook group

Coldplay kiss-cam flap proves we're already our own surveillance state Amazon Ring Cashes in on Techno-Authoritarianism and Mass Surveillance OpenAI LLM's gold medal-level performance on the world's most prestigious math competition Thinking Machines Lab Raises $2 Billion at $10 Billion Valuation The Epic Battle for AI Talent—With Exploding Offers, Secret Deals and Tears Trump Signs Stablecoin Bill, Delivering Win for Crypto Industry Engadget Podcast: Ancestra director Eliza McNitt defends AI as a creative tool DOGE staffer with access to Americans' personal data leaked private xAI API key DOGE Put Free Tax Filing Tool on Chopping Block After One Meeting With Lobbyists EU backs down on Big Tech tax ahead of US trade deal Reddit begins age verification checks for UK users Roblox will require a facial scan or government ID to have unfiltered chats EU to test age-check app under new child safety rules - 9to5Mac Trump administration to spend $1 billion on 'offensive' hacking operations | TechCrunch A Little-Known Microsoft Program Could Expose the Defense Department to Chinese Hackers Uber to invest in Lucid and Nuro in massive robotaxi deal YouTuber leaked iOS secrets via friend spying on dev's phone, Apple lawsuit claims This Is the Commodore Comeback Fans Have Waited for—but the Odds Are Still Against It I Tested the Galaxy Z Fold 7: It's Slim, Powerful and Surprisingly Practical Host: Leo Laporte Guests: Abrar Al-Heeti, Iain Thomson, and Devindra Hardawar Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: ZipRecruiter.com/Twit helixsleep.com/twit uscloud.com zscaler.com/security storyblok.com/twittv-25 code TWIT25

How would you encourage sustainable behaviour?  You might assume logical messages work best.  Stuff like “the average three-hour flight creates ~250–400 kg of CO₂”.  But today's guest on Nudge has tested logical messages.  And they don't work.  Today on Nudge, Toby Park from the Behavioural Insights Team explains how renaming a meat-free dish doubled its sales. Why targeting home-movers made Americans 400% more likely to cycle. How social norms can increase sales by 20%. And the reframing led the majority of Brits to choose energy-efficient fridges.  ---  Watch the bonus episode: https://nudge.kit.com/27720ca0ad Connect with Toby on LinkedIn: https://www.linkedin.com/in/toby-park-67773279/  Read Toby's Net Zero Report: https://shorturl.at/Wy8RP How to Build a Net Zero Society: https://shorturl.at/0PcRk Sign up for my newsletter: https://www.nudgepodcast.com/mailing-list  Connect on LinkedIn: https://www.linkedin.com/in/phill-agnew-22213187/  Watch Nudge on YouTube: https://www.youtube.com/@nudgepodcast/  --- Sources:  Das, G., Spence, M. T., & Agarwal, J. (2021). Social selling cues: The dynamics of posting numbers viewed and bought on customers' purchase intentions. International Journal of Research in Marketing, 38(4), 994–1016. Kirkman, E. (2019). Free riding or discounted riding? How the framing of a bike share offer impacts redemption. Journal of Behavioral Public Administration, 2(2), 1–10. Park, T., Whincup, E., Parker, F., & Bhura, A. (2024). Net Zero communications, marketing and public engagement: Why we need it, and what we can learn from past case studies [Report]. Behavioural Insights Team. Shotton, R. (2018). The Choice Factory: 25 behavioural biases that influence what we buy. Harriman House. Sparkman, G., & Walton, G. M. (2017). Dynamic norms promote sustainable behavior, even if it is counternormative. Psychological Science, 28(11), 1663–1674. Turnwald, B. P., Boles, D. Z., & Crum, A. J. (2017). Association Between Indulgent Descriptions and Vegetable Consumption: Twisted Carrots and Dynamite Beets. JAMA Internal Medicine, 177(8), 1216–1218. Vennard, D., Park, T., & Attwood, S. (2019). Encouraging Sustainable Food Consumption By Using More-Appetizing Language.

Coldplay kiss-cam flap proves we're already our own surveillance state Amazon Ring Cashes in on Techno-Authoritarianism and Mass Surveillance OpenAI LLM's gold medal-level performance on the world's most prestigious math competition Thinking Machines Lab Raises $2 Billion at $10 Billion Valuation The Epic Battle for AI Talent—With Exploding Offers, Secret Deals and Tears Trump Signs Stablecoin Bill, Delivering Win for Crypto Industry Engadget Podcast: Ancestra director Eliza McNitt defends AI as a creative tool DOGE staffer with access to Americans' personal data leaked private xAI API key DOGE Put Free Tax Filing Tool on Chopping Block After One Meeting With Lobbyists EU backs down on Big Tech tax ahead of US trade deal Reddit begins age verification checks for UK users Roblox will require a facial scan or government ID to have unfiltered chats EU to test age-check app under new child safety rules - 9to5Mac Trump administration to spend $1 billion on 'offensive' hacking operations | TechCrunch A Little-Known Microsoft Program Could Expose the Defense Department to Chinese Hackers Uber to invest in Lucid and Nuro in massive robotaxi deal YouTuber leaked iOS secrets via friend spying on dev's phone, Apple lawsuit claims This Is the Commodore Comeback Fans Have Waited for—but the Odds Are Still Against It I Tested the Galaxy Z Fold 7: It's Slim, Powerful and Surprisingly Practical Host: Leo Laporte Guests: Abrar Al-Heeti, Iain Thomson, and Devindra Hardawar Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: ZipRecruiter.com/Twit helixsleep.com/twit uscloud.com zscaler.com/security storyblok.com/twittv-25 code TWIT25

Hey parents, how do you lock in memories for your young kids? Listen to the earliest memory of Johnny's House. What's the most stressful situation people go through – the answer is MOVING! How many times have you moved...you can't beat Rae who has moved 16 times! What are some reasons you don't trust people – listen to the list of people Johnny's House don't trust… like people who say they're “5 minutes away!” What is something that if you could buy back, you would: Johnny would buy back his high school jacket that he loaned to his past girlfriend and she never returned. How often do you shower? Science says you only really need to do it 2-3 times a week. Listen to Johnny's House's “Good Ol' Days.” 93% of Americans enjoy road tripping – 68% says they're planning one for the summer… is that you? See omnystudio.com/listener for privacy information.

Jackie and Dunlap on all this mess: Trump sues Wall Street Journal over dirty birthday card for Epstein Trump's friendship 15-year friendship with Epstein Congress slashes funding for NPR and PBS and rural Americans will miss out on Swap and Shop Congress cuts funding for LGBTQ+ suicide hotline Some January Sixthers booked for arrest, some booked for speaking engagements Prisoner swap releases ICE detainees, including Neri Alvarado Borge, imprisoned for having an autism awareness tattoo that was called a gang symbol Trump sick with chronic venous insufficiency Stephen Miller is Trump's boss Stephen Colbert cancelled by CBS— because of Trump? Get the Red State Update podcast at all the podcast places Get 20 Extra Minutes of Jackie & Dunlap at http://patreon.com/redstateupdate Art by http://yonilimor.com Music by William Sherry Jr. https://www.youtube.com/watch?v=ro5xo4FGtu4  

Congress is back in session this week with the House wrapping up its work before its August recess. On the agenda: legislation to increase financial oversight of the Veterans Affairs department, and votes on bills to increase penalties on people who reenter the U.S. after being deported, and to reform the Clean Water Act's permitting process. The Senate still has another work week before leaving for their annual break. On their agenda: confirmation votes for several executive nominations. Hanging over all of this--the ongoing issue of the Jeffrey Epstein files. House Speaker Mike Johnson says doesn't have any plans to put a resolution on the floor that calls for the Trump administration to release Epstein files. Instead, he wants to give administration time to put out documents on its own. And yesterday was the six-month anniversary of the second Trump administration, and polls say Americans are giving the president mixed reviews. A new Decision Desk HQ poll shows the president's disapproval rating near its highest level since January. Meanwhile, a new CBS News poll shows Americans say they want the president to focus on consumer prices instead of raising tariffs. And the Washington Post's polling average showing a clear downturn in the president's approval rating on immigration. Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to hear some encouraging news that's emerging from communities across America? After years of declining volunteer participation—a trend that accelerated during the pandemic—researchers are documenting what they're calling a "volunteer rebound." The numbers are striking. Nearly 30 percent of Americans formally volunteered from 2022 to 2023, contributing almost 5 billion hours of service. That's a return to pre-pandemic levels, and in some places, volunteer participation is reaching heights we haven't seen in years. But this isn't just about getting back to where we were. Something deeper is happening. We're seeing new forms of volunteering emerge—virtual opportunities that make service accessible to people who couldn't participate before. We're witnessing dramatic growth in some locations, like one Salvation Army center that saw a 162 percent increase in volunteers across three years. And perhaps most meaningfully, we're seeing more people who once received help returning to serve others. To help us understand what's driving this volunteer rebound and what it means for communities across the West, I'm joined by two guests today: Hillary Jackson is the Managing Editor for Caring Magazine, and recently reported on this trend, and Adriana Thiele is the Director of Volunteers and Community Engagement for The Salvation Army in San Diego.   We'll explore not just the numbers behind this rebound, but the stories—how volunteering is becoming a pathway to healing, how people are finding new ways to serve and how communities are becoming more resilient as a result. We'll also look at some innovative approaches, from disaster response training to virtual volunteering opportunities that are expanding who can participate in meaningful service. Whether you're already volunteering, thinking about getting involved, or simply curious about this trend that's quietly on the rise, this episode will give you insight into how people just like you are choosing to be part of extraordinary change. EPISODE SHOWNOTES: Read more. BE AFFIRMED. Get the Good Words email series. JOIN THE HOPEFULS. Get inside the group. WHAT'S YOUR CAUSE? Take our quiz. BE INSPIRED. Follow us on Instagram. DO GOOD. Give to The Salvation Army.

First: MAGA revolt. President Trump faces the fallout over Epstein. Will his latest moves satisfy his base? Or are they digging in for a fight? Plus: Six months in. Trump is taking action on his campaign promises. So why are Americans souring on his approach? We have brand new polling. And: Texas hold up. As Democrats accuse Texas Republicans of stealing seats to hold the House. CNN's Manu Raju goes one-on-one with House Minority Leader Hakeem Jeffries. New reporting on Democrats' plans to counterattack. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Retirement is often seen as the time to finally slow down, enjoy life and live off your years of savings. But that's not reality for many people.  More older Americans are entering retirement weighed down with debt in the form of mortgages, credit card balances, medical bills and even student loans.  MPR News host Angela Davis talks with guests about what's behind the trend of rising debt in retirement, what lies ahead and ideas for tackling it. Guests: Chris Farrell is the senior economics contributor at MPR News and Marketplace and author of the recent 12-part series on Marketplace and Next Avenue, Buy Now, Pay Later, about the debt burden of older Americans nearing and during retirement. Henry Rucker is associate director of Homeownership and Financial Coaching at Project for Pride in Living, a Minneapolis nonprofit organization that focuses on affordable housing and career readiness for low-income households.  

Steve Gruber talks with Paul Fried, owner of I Made the Arrangements, a website dedicated to helping people with everything from writing a will to planning their own funeral. Fried discusses a troubling new survey showing that 76% of Americans die without a will, why so many people avoid these important conversations, and how proper planning can bring peace of mind to families.

We spend more than one-third of our life at work. Yet sadly, Barna research shows nearly two-thirds of churched adults say it has been at least three years or more since they heard church teachings on work and career, and yet, the workplace is where most Americans spend the biggest share of their waking hours.  What can YOU do, to introduce your church to the importance of faith and work? Invite your pastor to your office and ask him or her to pray for your team, your clients and your year for maximum impact for the Kingdom.  What day this month will YOU invite YOUR pastor to work? For more recommended resources and ideas, go to our Resources page on iwork4him.com. 

Our national conversation about the border has taken a religious turn. When televangelists declare, “Heaven has a wall,” activists shout back, “Jesus was a refugee.” For Elizabeth Shakman Hurd, the standoff makes explicit a longstanding truth: borders are religious as well as political objects. In this book, Hurd argues that Americans share a bipartisan border religion, complete with an array of beliefs and practices, including a reverence for national security, a liturgy for immigration, and an eschatological foreign policy. Through an analysis of the many ways the United States creates, enforces, and ignores borders at home and abroad, Hurd offers a bold new perspective on the ties that bind American religion, politics, and public life. Elizabeth Shakman Hurd is Professor and Chair of Religious Studies and Professor of Political Science at Northwestern University. This episode's host, Jacob Barrett, is currently a PhD candidate in the Department of Religious Studies at the University of North Carolina at Chapel Hill in the Religion and Culture track. For more information, visit his website thereluctantamericanist.com Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Frm Congressman, Author of the ADAHappy ADA 35Tony Coelho has spent his entire adult life helping advance the lives of people with disabilities. He calls this his “ministry”. Congressman Steny Hoyer, former House Majority Leader, says that the disability community call him their “voice” and “champion.”Diagnosed with epilepsy when he was 22 years old, Tony's ministry is marked by significant milestones: primary author and sponsor of the Americans with Disabilities Act (ADA) — the most important piece of civil rights legislation in the last 40 years; advocating for the ratification of the U.N. Convention on the Rights of Persons with Disabilities; and convincing President Bill Clinton to establish the Office of Disability Employment Policy at the U.S. Department of Labor.  Tony continued to advocate for civil rights for individuals with disabilities by convincing President Barack Obama to issue an executive order enforcing Section 503 of the Rehabilitation Act of 1973 requiring federal contractors and subcontractors to hire people with disabilities as they have been doing since 1973 for women and minorities.  He went on to work with the Biden White House to improve access to the internet for individuals who are blind, deaf, and physically impaired.Tony is a former six-term United States Congressman from California, elected in 1978 and serving until 1989. He served on the Agriculture, Interior, Veterans Affairs, and Administration Committees during his tenure, specializing in disability rights. In 1986, Tony was elected House Majority Whip, the third most powerful position in the House of Representatives.After leaving Congress, Tony joined Wertheim Schroder & Company, Inc., an investment-banking firm in New York, where he served as a Managing Director and then as President and CEO of Wertheim Schroder Investment Services, a firm that he grew from $400 million to $4 billion in managed investments. He formed ETC w/TCI, an education and training technology company in Washington, D.C., where he served as Chairman and Chief Executive Officer. Currently, he serves on a number of corporate boards of directors and i  the founding partner of a national public affairs firm.© 2025 Building Abundant Success!!2025 All Rights ReservedJoin Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23bAmazon Music ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

From 50 years of sharing his faith, Barry reveals his "Quality Control Program" that’s a gentle, love-first approach to evangelism. Learn how small moments and consistency can draw people closer to Christ. It’s not pressure — it’s patience and love.Host Barry Meguiar is a car guy and businessman who hosted the popular TV show, Car Crazy, on Discovery Networks for 18 years. He loves cars, but he loves Jesus even more! Learn more about Barry at IgniteAmerica.comGet your copy of Barry’s book Ignite Your Life: Defeat Fear with Effortless Faith at Amazon, Barnes & Noble, Books-A-Million, and other online booksellers. Learn more about:Why obedience matters when sharing the GospelHow we can work God into any conversationWhy 80% of Americans are looking for GodWhen we can use humor to share God’s messageHow the Holy Spirit gives us a voiceCheck out Why Share? on IgniteAmerica.com to learn why it is important for every believer to share their faith. Then visit First Steps which provides practical ways to get started in your faith-sharing journey. Sign up to receive emails that will bring you solid faith-sharing tips and powerful inspiration.

Medical research could be cut by $100 million at University of Utah  1 in 4 Americans delaying retirement  SCOTUS Birthright Citizenship update  Utah to look at building a spaceport  State Department plans to destroy 500 tons of food  Gambling in the OBBB, and Trump sending weapons to Ukraine  ...and more!

According to a new survey from F&G Annuities & Life, almost 1 in 4 Americans over 50 are delaying their retirement due to economic concerns. Greg and Holly discuss why so many Americans are putting their retirement on hold, and some of the ways Americans can prepare for retirement. 

When did Americans first use fireworks to celebrate Independence Day, you may be wondering? Today's podcast answers that question and the delves into a little 4th of July history. Additionally, we talk about a founding father who thought we are celebrating the wrong day.

Beth Cameron, Senior Advisor and Professor of the Practice at the Brown University Pandemic Center and a Senior Adviser and non-resident fellow at CSIS, hosts this inspiring July 14 conversation with Richard Hatchett, the CEO of CEPI, the Coalition for Epidemic Preparedness Innovations. Richard first came to Washington DC in the aftermath of 9/11 to create the U.S. Medical Reserve Corps. There was no looking back. He served in several administrations as a leading expert in bio preparedness and left government to lead CEPI at its creation in 2017, its mission to support the accelerated development of vaccines and other countermeasures against future biothreats. With the Covid-19 pandemic, health security has become an enduring global concern, with now a fierce focus on access to new technology, and regional manufacturing capabilities. “You have to design your programs with your access goal in mind from the very beginning,”  Preparedness is “not a static achievement.” It is “a dynamic state of readiness” that evolves through practice – “train, train, train.”  CEPI's signature big idea is the 100 Day Mission, in which vaccine designs and delivery platforms are ready to spring into action when new biothreats appear.  Cuts in finances and programs by the Trump administration and others will compromise disease surveillance, detection and containment measures, increasing the risks to Americans and beyond.  Cuts are also forcing reflection, the setting of priorities, and finding ways to finance and achieve better and more efficient outcomes. The remarkable speed in which a vaccine was introduced during the Marburg outbreak in Rwanda in September 2024 rested not on luck. It built on CEPI's pre-existing partnerships with the Rwanda government and several other institutions, including WHO and key US agencies.  CEPI has invested since 2017 in over $1 billion in the US biotech sector, and has just concluded an agreement to work with DOD.  

The show OPEN... office romances... and politics!

About 16 million Americans deal with chronic back pain issues, a whopping 8% of…

Coldplay kiss-cam flap proves we're already our own surveillance state Amazon Ring Cashes in on Techno-Authoritarianism and Mass Surveillance OpenAI LLM's gold medal-level performance on the world's most prestigious math competition Thinking Machines Lab Raises $2 Billion at $10 Billion Valuation The Epic Battle for AI Talent—With Exploding Offers, Secret Deals and Tears Trump Signs Stablecoin Bill, Delivering Win for Crypto Industry Engadget Podcast: Ancestra director Eliza McNitt defends AI as a creative tool DOGE staffer with access to Americans' personal data leaked private xAI API key DOGE Put Free Tax Filing Tool on Chopping Block After One Meeting With Lobbyists EU backs down on Big Tech tax ahead of US trade deal Reddit begins age verification checks for UK users Roblox will require a facial scan or government ID to have unfiltered chats EU to test age-check app under new child safety rules - 9to5Mac Trump administration to spend $1 billion on 'offensive' hacking operations | TechCrunch A Little-Known Microsoft Program Could Expose the Defense Department to Chinese Hackers Uber to invest in Lucid and Nuro in massive robotaxi deal YouTuber leaked iOS secrets via friend spying on dev's phone, Apple lawsuit claims This Is the Commodore Comeback Fans Have Waited for—but the Odds Are Still Against It I Tested the Galaxy Z Fold 7: It's Slim, Powerful and Surprisingly Practical Host: Leo Laporte Guests: Abrar Al-Heeti, Iain Thomson, and Devindra Hardawar Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: ZipRecruiter.com/Twit helixsleep.com/twit uscloud.com zscaler.com/security storyblok.com/twittv-25 code TWIT25

Discussing Covid-19, Creatine benefits, RFKs new FOOD PYRAMID, the affects from Alcohol, regrets from non-covid vaccines years back and more...With over 30 years as a board-certified primary care physician, Dr. Jeffrey Barke offers trusted medical expertise and a bold, unapologetic voice in the fight for patient autonomy. A graduate of UC Irvine and co-founder of Personal Concierge Physicians in Newport Beach, he combines conventional medicine with natural solutions through personalized care, Telehealth services, and physician-grade supplements.As an author, educator, and co-host of the Informed Dissent podcast, Dr. Barke is known nationwide for challenging the medical establishment and defending freedom in healthcare. His work has earned him a loyal following among patients and professionals seeking truth, transparency, and choice.His mission continues through RxForLiberty — a platform dedicated to restoring common sense in medicine and empowering Americans to take control of their health.

July is Disability Pride Month and the anniversary of the signing of the Americans with Disabilities Act in the United States. Communications Manager Sheridan Powell sat down with Mark Windle of the Independence Center to talk about Disability Pride Month, accessibility in Colorado Springs and the importance of celebrating disability all year long!  Be sure to subscribe so you don't miss our next episode! Send any questions or inquiries to Media@VisitCOS.com. 

This week, Congress passed President Trump's $9 billion rescissions package, codifying cuts to foreign aid and public broadcasting. Now, Republicans are eyeing even more cuts to avoid a government shutdown in September. FOX News Senior Congressional Correspondent Chad Pergram explains the process of passing the rescissions package and what it could indicate for future spending cuts.   Later, Charles Payne, host of 'Making Money' on FOX Business, discusses the state of the housing market and how the Federal Reserve's decisions are impacting Americans. Learn more about your ad choices. Visit podcastchoices.com/adchoices

While Americans on both sides of the aisle call for complete transparency, the Trump regime wants to distract us with conspiracy theories. Steve Schmidt sits down with Jim Acosta to discuss the Epstein scandal, the White House hypocrisy and the consequences of Trump's corruption. Subscribe for more and follow me here: Substack: https://steveschmidt.substack.com/subscribe Store: https://thewarningwithsteveschmidt.com/ Bluesky: https://bsky.app/profile/thewarningses.bsky.social Facebook: https://www.facebook.com/SteveSchmidtSES/ TikTok: https://www.tiktok.com/@thewarningses Instagram: https://www.instagram.com/thewarningses/ X: https://x.com/SteveSchmidtSES

After Dark with Hosts Rob & Andrew – Joe Biden's final weeks in office spark a scandal as aides allegedly use an autopen to sign thousands of clemency orders and pardons without his knowledge. This unprecedented abuse of executive power ignites a constitutional crisis, with lawmakers demanding investigations and accountability. The mainstream media stays silent while Americans question who is truly running the country...