Podcasts about Younger

After recent conversations with two former Czech foreign ministers, the weekend edition of Czechia in 30 Minutes brings a different perspective. Defense reporter Kateřina Gruntová offers a younger generation's view on NATO, Article 5, and the changing Czech Army. She also explains why security is not just a military issue, but a responsibility shared by society as a whole.

In this syndicated episode, The Biblical Mind features the inaugural release of The Bible Bar, a new podcast from Bar-Ilan University hosted by Dr. Joshua Berman. The first episode dives into one of the most debated chapters in Scripture: Genesis 1. Dr. Berman welcomes eminent Assyriologist and Old Testament scholar Lawson Younger to explore how the biblical creation account relates to ancient Near Eastern cosmogonies and theogonies. What makes Genesis similar to Egyptian and Mesopotamian creation stories—and what makes it radically different? Younger explains how ancient Near Eastern cultures viewed creation and divinity as intertwined, where sun, moon, rivers, and mountains were themselves gods. In contrast, Genesis 1 insists on a Creator wholly distinct from creation. The world is not divine—it is spoken into being. The conversation explores Tiamat and tehom, the image of God, the Memphite Theology, and the striking emphasis on divine speech. Rather than offering a scientific account, Genesis answers a different question altogether: Who is the Creator, and what does that mean for humanity? Listeners are encouraged to subscribe to The Bible Bar as it works chapter-by-chapter through the Torah. You can find the podcast on their webpage or Spotify channel here: https://sites.biu.ac.il/en/bible-bar/page/10098 https://open.spotify.com/show/3kHJ6MrxrEDobNRDsOPKn4 We are listener supported. Give to the cause here: https://hebraicthought.org/give For more articles: https://thebiblicalmind.org/ Social Links: Facebook: https://www.facebook.com/HebraicThought Instagram: https://www.instagram.com/hebraicthought Threads: https://www.threads.net/hebraicthought X: https://www.twitter.com/HebraicThought Bluesky: https://bsky.app/profile/hebraicthought.org Chapter: 00:00 Introduction to the Bible Bar 03:17 What Do We Have In Genesis 1? 06:52 Who, Or What, Is God? 13:30 What Does Genesis 1 Have to Say About Humanity? 17:43 Does the Bible Borrow from Other Cosmogenies? 21:26 What Does the "Image of God" Really Mean? 25:03 What Is Memphite Theology? 30:46 The Shared World of the Author and Audience

Kendry Chourio is a 17 year old pitcher for the royals and he is throwing 97 mph. Accurately. Could he be a guy they call up this season?

Marty Nachel Marty Nachel, founder of the American Craft Beer Hall of Fame, calls in to discuss the 2026 HOF nominations, on Brew Ha Ha with Herlinda Heras and Daedalus Howell. Marty has been on the show before, including this episode back in December, about his recently published book the Beer Story Project. Today’s Brew Ha Ha show is appearing online as 3 separate podcast episodes, so that all the guests can have their own page, and their own Internet traffic. This also makes it easier for listeners to find the guest they are looking for, among the other two.  Marty Nachel is a well-known author who also wrote the popular book Beer for Dummies. He is calling from Chicago, which always invites the comparison of the weather there and in Santa Rosa, California, aka Beer City. Russian River Brewing Co. is open in Santa Rosa on 4th St. and at their big Windsor location. Visit their website for up-to-date Pliny the Younger 2026 information. The American Craft Beer Hall of Fame will induct its second annual class on Saturday, February 28, at 3:00 EST, 12 noon PST, they will livestream their induction ceremony. Eight people are being inducted this year, whose names will be revealed at the ceremony. There are links to the live stream at their website. There will also be events at different breweries where people will gather to watch. Herlinda wants to have one here in California too, next year. The event will be on YouTube afterwards, for on-demand viewing. This is the second year of the Craft Beer Hall of Fame. Last year the inaugural class included several famous founders of the craft beer movement. Jack MacAuliffe, Fritz Maytag, Ken Grossman, food and beverage journalist Michael Jackson, and eight others made up the class.

The Fort Point HenHouse merger is the subject today with Justin Catalana of Fort Point Brewing and Colin MacDonald of HenHouse Brewing, on Brew Ha Ha with Herlinda Heras. Justin is calling in on the phone today while his friend and colleague Colin is in the studio at Wine C0untry Radio with Herlinda Heras. Fort Point Beer Co. has been featured on Brew Ha Ha before, the last time was this episode. Colin has been on the show before, most recently this episode in 2024 about the Freshtival that year. Recently HenHouse and Fort Point breweries joined forces. Although they still produce beers under the two brands, Colin describes them as having complimentary strengths. HenHouse is rooted in the North Bay and Fort Point has grown to be San Francisco's biggest craft beer. The first beer tasted today is an alcohol-free KSA from Fort Point. SF Beer Week is happening all over the Bay Area. Fort Point makes KSA which is a non-alcoholic Kölsch style beer. They also make other NA beers. Herlinda will be with Fort Point at the Dim Sum Brunch at the Hong Kong Lounge on Saturday. KSA is the beer they are most known for. Kolsch style beer comes from Cologne, Germany. They will be serving this beer tonight in the same style as a brew pub in Cologne, in the same kind of glasses. The event on Saturday is a huge Dim Sum service with Fort Point beers. This is one of Herlinda’s favorite SF Beer Week events. Russian River Brewing Co. is open in Santa Rosa on 4th St. and at their big Windsor location. Visit their website for up-to-date Pliny the Younger 2026 information. Big Chicken Big Chicken is a double IPA that HenHouse makes once a year. It is also a statement about freshness. They want it to be the freshest beer it can be. You can buy beer that was packaged the same day. Fresh beer is so much better and makes enough of a difference that they founded the brewery on that principle. They used to do a promotion called the Freshtival, where they brought beers in that were no more than a week old. This Sunday Mar. 1 they have an event to promote the end of Big Chicken this year. Colin compares its flavor to a tropical fruit bowl. That then begs the question, what do you pair it with? Something big and intense, so fried chicken. The Big Chicken fest this year closes with the Fried Chicken competition at Palace of Barrels in Petaluma, from noon to 4 PM. They will have 5 food trucks there serving to the people and a distinguished panel of judges. There will also be a separate hot sauce award. There will be a distinguished guest list and plenty of great tasting fresh beer.

In this week's episode of the Building Better Cultures podcast, Scott McInnes speaks with Kim Bohr, President and COO of Spark Effect, about the critical role of trust in organisations. They discuss the findings from the report 'Trust in Turbulence' which breaks down trust into measurable domains and emphasises its importance as a competitive advantage. The conversation explores how disruptions, such as the return to office policies, impact trust, and how organizations can build and rebuild trust through effective communication and leadership practices.  Takeaways:  Trust is a measurable and critical component of organisational success.  Disruptions can erode trust in everyday interactions.  Return to office policies must be communicated effectively to maintain trust.  High trust organizations see better performance and retention rates.  Low trust environments lead to increased turnover and disengagement.  Younger generations prioritize alignment of values with their employers.  Technology rollouts can significantly impact trust dynamics.  Managers play a crucial role in translating corporate messages to their teams.  Celebrating achievements fosters a culture of trust and connection.  Rebuilding trust requires transparency and accountability from leadership.  Keywords:  Organisational trust, trust in leadership, building better cultures, trust metrics, employee engagement, return to office, trust and performance, psychological safety, technology and trust, trust rebuilding strategies  Chapters  00:00Introduction to Trust in Organizations  02:04Understanding Trust as a Competitive Advantage  04:24The Impact of Disruption on Trust  08:25Return to Office: Trust and Communication  11:51Linking Trust to Organizational Performance  13:57Low Trust and Its Effects on Culture  16:15Attracting Talent in a Low Trust Environment  18:11Technology's Role in Trust Dynamics  20:50Practical Steps to Build Trust  25:56Celebrating Achievements and Building Connections  29:57Rebuilding Trust After a Breach    Link to the report mentioned in the episode:  Report    Connect with us:  LinkedIn YouTube Instagram 

Shirley Washenko is a survivor of sexual abuse who now shares a powerful message of hope and healing for those who have endured similar trauma. Through her own journey, she has discovered that true healing is possible through the Atonement of Jesus Christ. On this week's episode, Shirley testifies that the peace and restoration she has found are worth every effort and that utilizing the Atonement of Jesus Christ has the power to bless generations. 3:04- Personal Testimony 7:16- Healing Doctrines  12:24- What Is and Is Not Forgiveness 20:04- Healing Affects Generations 22:52- Digging Up the Past? 30:15- Agency and Physical Bodies 37:51- Alma the Younger 43:17- Approaching Stats Without Fear 47:13- Infuriating Unfairness 52:04- What Does It Mean To Be All In the Gospel of Jesus Christ?  "You are worth it. You are worth healing and becoming your most divine, true, whole, complete self. You're worth speaking your story. Your voice really does matter. Your story really matters and your healing really matters."  Links: "Healing After Sexual Abuse"- https://www.deseretbook.com/product/P6078641.html?utm_source=ldsliving&utm_medium=blog&utm_campaign=13099-00001401&utm_id=13099  "Infuriating Unfairness" talk by Elder Renlund: https://www.churchofjesuschrist.org/study/general-conference/2021/04/25renlund?lang=eng

Worried that aging means decline and chronic pain? Discover how to influence your biological age and reclaim energy and mobility. Join me and my guest, Bettina Gordon-Wayne, to explore how your beliefs and daily habits affect your biological age and how to begin shifting it today. Concerned about the negative impacts of EMFs on your health? Save up to 50% on Harmoni Pendant here: https://thewellnessengineer.com/harmoni Is your brain keeping you in pain? Download my free 10-question quiz here: https://www.thewellnessengineer.com/yourbrainandpain In this episode, you'll learn: ⏰ 00:00 Introduction ⏰ 02:31 Cancer, Motherhood at 44 and the Wake-Up Call ⏰ 09:17 The Power of Mindset in Healing ⏰ 19:44 Scientific Evidence Supporting Mind-Body Connection ⏰ 26:29 Practical Steps to Reverse Aging ⏰ 33:13 How Your Mindset Can Impact Your Aging ⏰ 38:47 The Magic is in the Fundamentals ⏰ 42:11 Telomeres and Biological Age ⏰ 48:15 Aging is a Choice ⏰ 54:09 The ONE thing you can do to activate self-healing Check out Bettina Gordon-Wayne's Bio: Bettina Gordon-Wayne is an international journalist, TEDx speaker, Certified Mental Strength Trainer, focused on mindset, longevity, and human performance. With over 20 years of experience interviewing world leaders and experts, her work is grounded in science, research, and real-world application. Her focus on longevity became personal after becoming a first-time mother at 44 and facing cancer just a few years later. Rather than accepting decline as inevitable, Bettina immersed herself in the science of biological aging and neuroplasticity, discovering how mindset and lifestyle directly influence health. She is the author of The Joy of Later Motherhood and the founder of Younger With Age, helping high-achieving women thrive mentally, emotionally, and physically… and redefine what's possible at midlife and beyond. Take this fun quiz to find out if you're aging faster (or slower) than you think! Discover simple ways to influence your biological age and turn back the clock: https://www.bettinagordon.com/quiz  Connect with Bettina Gordon-Wayne: Website: https://www.bettinagordon.com TEDx Talk: https://www.youtube.com/watch?v=h7CfQI64uqQ TikTok: https://www.tiktok.com/@bettina.gordon Instagram: https://www.instagram.com/bettina.gordon/ LinkedIn: https://www.linkedin.com/in/bettinagordon/ ***** Hi there! I am Jane Hogan, the Wellness Engineer, and the host of Wellness By Design. I spent 30 years designing foundations for buildings until the pain and inflammation of rheumatoid arthritis led me to hang up my hard hat and follow my heart. Now I blend my backgrounds in science and spirituality to teach people how to tap into the power of their mind, body and soul. I help them release pain naturally so they can become the best version of themselves.  Wellness By Design is a show dedicated to helping people achieve wellness, not by reacting to the world around them but by intentionally designing a life based on what their own body needs. In this show, we explore practices, methods, and scientific principles that help naturally relieve pain and inflammation. Learn more at https://thewellnessengineer.com Connect with Jane:  Facebook: https://www.facebook.com/JaneHoganHealth/ Instagram: https://www.instagram.com/thewellnessengineer/ 

Fascia is one of the most overlooked conversations in skin aging. We spend so much time thinking about collagen, serums, injectables, and trending tools, but very few people are talking about the structural system underneath the skin that influences how we actually age.If you are dealing with under-eye puffiness, jaw tension, posture changes, facial asymmetry, or feeling like your face looks more tired than it should, this episode explores a deeper layer of the conversation. We dive into fascia, fluid movement, breathing patterns, and why your neck and jaw may be playing a much bigger role in your appearance than you realize.In this conversation, we break down what fascia really is in simple terms and how it connects to collagen production, lymphatic drainage, nervous system regulation, and facial structure over time.Anastasia is a board-certified Structural Integration Therapist trained in kinesiology, facial muscle neuro rehabilitation, neurovascular release, myofascial release, traditional Chinese medicine, and acupressure. Over the past five years, she has pursued global mentorships and seminars focused on structural and facial regeneration, bringing together multiple disciplines to support facial health, tissue quality, and overall structural balance.To watch this episode on Youtube click here: https://youtu.be/KRs4dlmfj8sWhat's Discussed:(11:41) Why facial massage does not stretch skin and how tissue actually adapts(19:38) Under eye puffiness as a drainage issue, not a skin problem(23:12) Collagen cross linking and why fibroblasts avoid rebuilding on damaged matrix(27:23) Glymphatic dysfunction and how poor brain drainage shows up in the face(51:52) What happens to circulation and lymphatic flow when muscles are paralyzed with Botox(53:52) Why mewing fails without addressing neck tension and structural foundation(01:12:23) Phone posture, forward head position, and structural facial aging(01:14:39) Aging as a structural shift before wrinkles ever appearFind more from Young Goose:The Elastin Action Protocol → Engineered for Skin Navigating Elasticity ChangeThe Winter Skin Protocol → Build for How Skin Actually Behaves in WinterVAMPIRE EXOSOMES → Professional Exosome Serum for Regeneration and Post-Treatment RecoveryUse code PODCAST10 to get 10% off your first purchase, and if you're a returning customer use the code PODCAST5 to get 5% off at https://younggoose.com

Paul chatted with a curious young investor this week who was eager to share what he was investing in and ask for some constructive feedback. Listen along as Paul and Evan talk about showing investors the funds that have overlapping stocks and don't offer more diversification. Paul and Evan share how this young investor was trying to follow the fundamentals of investing, but some of the most popular products in the industry aren't designed to follow them. Later in the episode, Paul and Evan discuss markets and the economic effects of tariffs following this week's Supreme Court ruling on the Trump tariffs.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

When we look at age from God's perspective, we are all still youth.

What does it take to turn a 1,500-acre family orchard into the second-largest cider company in the U.S.?In this episode of Business of Drinks, Caroline sits down with Andrew Blake, Founder and CEO of Blake's Beverage Company, to unpack how a seasonal agricultural business evolved into a national beverage platform selling just over 2 million cases annually across 44 states.Blake's began with a barn renovation and a tasting room designed to smooth out harvest-driven revenue. Six months later, a distributor knocked — and Andrew had to learn distribution on the fly. The move changed the trajectory of the company, but not without cost.For founders, this is a grounded look at what scaling through the three-tier system actually requires. Andrew shares how the business was profitable in direct-to-consumer agritainment — then lost money entering distribution. The takeaway: Distribution is a long game, with upfront margin compression, trade spend, and capital intensity that many underestimate.We also dig into the mechanics of growth. Blake's expanded from a 5,000-square foot facility to a multi-plant footprint in Michigan, New York, Texas, and Oregon to de-risk apple supply and mitigate crop volatility. Today, the company manages roughly 200 distributors and nearly 200 beverage-focused employees within a broader 1,100-person enterprise.Two hero SKUs anchor the portfolio: Triple Jam (~350,000 cases projected this year) and American Apple (~300,000 cases and accelerating). Andrew's view aligns with broader data: Younger consumers are drinking less volume but seeking more flavor and impact — and cider's flavor-forward profile is resonating.Category-wise, cider still accounts for under 3% of beer share in the U.S., compared to 7–8% in more mature markets. Andrew believes there's room to expand — through premiumization on one end and new value plays, including a more aggressive push into convenience, on the other.We also explore Blake's roll-up strategy with Austin Eastciders and Avid Cider, and Andrew's caution to founders eyeing acquisitions: Cut synergy projections in half and assume everything will take longer than planned.If you're building in beverage — especially in a capital-intensive, agricultural category — this episode offers real insight on distribution strategy, capital discipline, and earning mindshare at scale.Because as Andrew puts it: There's no finish line. The job just gets bigger.For the latest updates, follow us:Business of Drinks:YouTubeLinkedInInstagram @bizofdrinksErica Duecy, co-host: Erica Duecy is founder and co-host of Business of Drinks and one of the drinks industry's most accomplished digital and content strategists. She runs the consultancy and advisory arm of Business of Drinks and has built publishing and marketing programs for Drizly, VinePair, SevenFifty, and other hospitality and drinks tech companies.LinkedInInstagram @ericaduecyScott Rosenbaum, co-host: Scott Rosenbaum is co-host of Business of Drinks and a veteran strategist and analyst with deep experience building drinks portfolios. Most recently, he was the Portfolio Development Director at Distill Ventures. Prior to that, he was the Vice President of T. Edward Wines & Spirits, a New York-based importer and distributor.LinkedInCaroline Lamb, contributor: Caroline is a producer and on-air contributor at Business of Drinks and a key account sales and marketing specialist at AHD Vintners, a Michigan-based importer and distributor.LinkedInInstagram @borkalineIf you enjoyed today's conversation, follow Business of Drinks wherever you're listening, and don't forget to rate and review us. Your support helps us reach new listeners passionate about the drinks industry. Thank you!

Send a textThis episode focuses on juveniles and juvenile law, starting with a discussion with a prosecutor and defense attorney who work in the juvenile justice system. They discuss their work, provide legal updates, and offer some sage advice for parents. The episode also includes statements from teens who want to become lawyers, a discussion with some lawyer parents who are raising teens, and statements from law students who volunteer to help teens impacted by the juvenile justice system. The episode concludes with a service spotlight that provides some insight into how minor trouble during the teens can contribute to major trouble later in life.Juvenile Justice: "Get in Your Kids' Business"Michael Hanson (Senior Counsel & Area Lead at Varghese Summersett) and Jamie Reyna (Juvenile Division Chief of the Harris County DA's Office) discuss some important distinctions between the juvenile justice and the adult criminal justice systems in Texas, talk about some relatively recent statutory changes that impact juveniles, and provide advice for parents of teens in light of what they've seen in their professional lives. Juvenile Goals: Future AdvocatesBehind the Lines asked high school students Yulianna Perales and Emily Castillo, who both want to be lawyers, why they are interested in studying law. Their short statements will remind you why you decided to enter this profession. *Coffee & Counsel: Parenting Teens*Parenting teen-agers has its challenges for parents, and certainly teens with lawyer parents likely think that has its challenges as well. This inaugural “Coffee & Counsel” segment includes three lawyers discussing having teen-aged children: Chastity Horne (Horne Rota Moos), Courtney Ervin (Hicks Thomas), and Derek Hollingsworth (Drumheller, Hollingsworth, & Monthy). While there is some legal information included in the discussion, such as what advice to give a teen who is learning to drive, it is also just a discussion among parents who want what is best for their children.Younger lawyer parents will also benefit from the wisdom of these more seasoned parents! Juvenile Allies: Law Students Making a DifferenceBehind the Lines asked three law students who have worked with juveniles during law school, Amy Abbott, Raisha Williams, and Claire Wills. These students all attend University of Houston Law Center. Thank you to BTL Interviewer Chandria Jackson for recruiting these guests. *Service Spotlight: The Beacon*Interviewer Ciara PerritanoNew BTL interviewer Ciara Perritano talks with Stephanie Marrone (Managing Attorney, Beacon Law) about the services Beacon Law offers to help unhoused individuals get back on track. Topics include how issues that may have happened while clients were juveniles such as having a truancy or driving without a license violation, impact their housing status, and how Beacon Law and its pro bono volunteers can help. This segment provides substantive legal discussion about the different types of legal issues impeding clients from getting IDs and housing, such as name changes, expunction, and sealing. For full speaker bios, visit The Houston Lawyer (hba.org/thehoustonlawyer). To read The Houston Lawyer magazine, visit The Houston Lawyer_home. For more information about the Houston Bar Association, visit Houston Bar Association (hba.org).*The views expressed in this episode do not necessarily reflect the views of The Houston Lawyer Editorial Board or the Houston Bar Association.

Six cancer types are rising faster in younger adults than in those who are older in at least five countries. A new study of global cancer incidence shows. So why is this happening? All to discuss with Professor John Crown Oncologist at St. Vincent Hospital Group.

Today we are rehashing Younger Season 4, Episode 7: "Fever Pitch." Join us as we discuss pitch fest, an upstate (romantic?) getaway, Liza's hyperrealistic dream and so much more!

Team USA Women's Hockey Declines SOTU Invite Trump joked he'd “have to” invite the women's team or risk impeachment. The women were formally invited. They declined, citing scheduling conflicts. The moment undercut a carefully curated State of the Union optics play. Theme: You can't manufacture unity if respect sounds reluctant.“Have to Invite the Women” Joke Backfires Trump framed inviting the women as political necessity. Delivered during a celebratory moment with the men's team. Comment intensified scrutiny around women's sports recognition. The later decline amplified the original tone problem. Theme: If the punchline boomerangs, it wasn't clever — it was careless. FBI Director Kash Patel Locker-Room Optics Patel appeared in Team USA's celebration footage. Critics questioned neutrality optics. Lands amid broader politicization concerns. Theme: When federal authority looks like VIP access, perception becomes the story.  Supreme Court Limits Emergency Tariff Authority Court ruled emergency powers cannot stretch into unilateral trade control. Reaffirmed Congress's constitutional role. Trump criticized ruling and claimed leverage. Legal confusion around which tariffs remain valid. Theme: Executive improvisation vs. constitutional guardrails. Customs Halts Struck Tariffs — New 15% Global Tariff Imposed Customs deactivated invalidated tariff codes. Massive potential refund exposure. Trump imposed new 15% tariff under alternate authority. Markets face renewed uncertainty. Theme: Policy respawn mechanics. Trump Suggests Federal Election Takeover Floated nationalizing election administration. Elections constitutionally run by states. Raised concerns about expanding executive reach. Theme: When referees become targets.

Team USA Women's Hockey Declines SOTU Invite Trump joked he'd “have to” invite the women's team or risk impeachment. The women were formally invited. They declined, citing scheduling conflicts. The moment undercut a carefully curated State of the Union optics play. Theme: You can't manufacture unity if respect sounds reluctant.“Have to Invite the Women” Joke Backfires Trump framed inviting the women as political necessity. Delivered during a celebratory moment with the men's team. Comment intensified scrutiny around women's sports recognition. The later decline amplified the original tone problem. Theme: If the punchline boomerangs, it wasn't clever — it was careless. FBI Director Kash Patel Locker-Room Optics Patel appeared in Team USA's celebration footage. Critics questioned neutrality optics. Lands amid broader politicization concerns. Theme: When federal authority looks like VIP access, perception becomes the story.  Supreme Court Limits Emergency Tariff Authority Court ruled emergency powers cannot stretch into unilateral trade control. Reaffirmed Congress's constitutional role. Trump criticized ruling and claimed leverage. Legal confusion around which tariffs remain valid. Theme: Executive improvisation vs. constitutional guardrails. Customs Halts Struck Tariffs — New 15% Global Tariff Imposed Customs deactivated invalidated tariff codes. Massive potential refund exposure. Trump imposed new 15% tariff under alternate authority. Markets face renewed uncertainty. Theme: Policy respawn mechanics. Trump Suggests Federal Election Takeover Floated nationalizing election administration. Elections constitutionally run by states. Raised concerns about expanding executive reach. Theme: When referees become targets.

Chris Mason unfiltered and doesn't hold back as we spend over an hour breaking down the last month "Stop moaning about s**t that don't matter"

Younger investors are reshaping the markets—from crypto and AI to ETFs and gaming. With so many new platforms and voices, how do we navigate investing wisely across generations? On the next Faith & Finance Live, Rob West and Matt Bell share what’s changing, what’s timeless, and how biblical wisdom can guide us in a fast-moving market. Then, it’s on to your calls. That’s Faith & Finance Live— biblical wisdom for your financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

Azriél Patricia. Azriél is a New York–based actress, singer, writer, and founder, and a self-reclaimed Nepo Baby. A graduate of NYU Tisch, she has appeared on Younger, High Maintenance, and Crashing, and held a recurring role on Katy Keene as one-third of Josie and the Pussycats. On stage, her work includes Notes From the Field (A.R.T., Second Stage, and the Notes from the Field adaptation), plus workshops/readings including Hell's Kitchen at The Public Theater, Iron John, and The Angelmakers. Beyond stage and screen, Azriél has built a thriving social media community for her sharp, cheeky take on Nepo Babies, creating content rooted in self-discovery and radical authenticity. She's the creator of an original series loosely based on her life, titled (No) Sex and the City, and the founder of SEELAH™, an artist-first visual media platform and cultural institution.   https://www.instagram.com/azrielpatricia/ https://www.instagram.com/seelahsanctuary/ https://linktr.ee/Azrielpatricia?utm_source=ig&utm_medium=social&utm_content=link_in_bio&fbclid=PAZXh0bgNhZW0CMTEAc3J0YwZhcHBfaWQMMjU2MjgxMDQwNTU4AAGn_6hUkw4PORN5QR7rRMBKh-DvM8VN42qOoT1g_WhHyJZ9XOw9_OwQUwYs6Qw_aem_q4LLWRxuZuRASuZcnVrqzQ  

The Hidden Investment Risks Pre-Retirees and Retirees Don’t See Coming: Kentucky Retirement Planning Insights Are you approaching retirement and concerned about protecting your life savings from market volatility? In this comprehensive episode of the Tom Dupree Show, Kentucky retirement planning advisors Tom Dupree and Mike Johnson explore the multidimensional nature of investment risk and why personalized investment management is essential for pre-retirees aged 50-65. Unlike mass-market approaches from large firms, Dupree Financial Group provides direct access to portfolio managers who understand your specific retirement goals and risk tolerance. This evergreen financial education episode delivers timeless wisdom on risk assessment, portfolio protection strategies, and why understanding what you own is critical before retirement. Whether you’re working with a local financial advisor in Kentucky or managing investments on your own, these insights will help you make more informed decisions about your retirement security. Key Takeaways: Investment Risk Management for Pre-Retirees Risk is multidimensional: Investment risk extends beyond simple volatility—it includes sequence of returns risk, concentration risk, and the risk of falling short of your retirement goals The Capital Asset Pricing Model misconception: More risk doesn’t automatically mean more return; it means a wider range of potential outcomes, both positive and negative The danger of false security: Long periods of strong returns can create complacency, causing investors to unknowingly take on excessive risk right before retirement Personalized portfolio analysis matters: Your investment strategy must align with your specific retirement timeline, income needs, and risk capacity—not just market averages Understanding beats panic: Clients who truly understand their portfolio holdings don’t panic during market downturns because they know their strategy is designed for their goals Active risk identification: Professional Kentucky retirement planning involves continuously identifying and monitoring specific risks to each holding, not just following the crowd Howard Marks on Investment Risk: Wisdom from a Market Legend The episode draws heavily from Howard Marks’ influential 2006 memo on risk, which Tom and Mike have studied extensively. Marks, co-founder of Oaktree Capital Management, challenges conventional thinking about risk and return relationships. “If more risk always meant more return, it would cease being risky. The risk would be riskless,” explains Mike Johnson, highlighting the fundamental misunderstanding many investors have about the risk-return relationship. The discussion emphasizes that bearing risk unknowingly represents one of the biggest mistakes pre-retirees can make. This is particularly relevant for those who have experienced strong market performance for years without understanding the volatility embedded in their portfolios. The Real-World Cost of Ignoring Investment Risk Tom Dupree shares a cautionary tale that every pre-retiree should hear: “There was a man that came to me years ago who had been at UK for a number of years. He had invested in Fidelity and TIAA-CREF, good funds, great returns. He had something like 1,000,006 and he had averaged 13 and a quarter percent return per year for like 23 years. He extrapolated that he could take 10% a year, which was $160,000, live on it and be okay because it was gonna keep doing that. The sequence of returns turned around and bit him good.” This example perfectly illustrates sequence of returns risk—a critical concept for anyone approaching retirement. Even with excellent average returns, the timing of market downturns relative to when you need to withdraw funds can devastate a retirement plan. This is why personalized investment management from a local financial advisor who understands your specific timeline is so valuable. Why Volatility Isn’t the Only Risk Pre-Retirees Face The episode challenges the traditional definition of investment risk as merely volatility. For pre-retirees and retirees specifically, Mike Johnson explains: “The base case that we’re trying to solve here? We’re speaking specifically to near retirees and retirees. Volatility is gonna be your friend or your foe the day you need to take your money out. That’s gonna be your definition of risk—what has the volatility done to my money the day I need it.” Additional Risk Dimensions for Kentucky Retirement Planning Falling short of goals: The risk that your portfolio won’t produce sufficient income for your desired retirement lifestyle Concentration risk: Over-exposure to single stocks or sectors, especially common with company stock or recent tech winners Unconventionality risk: The professional risk advisors take when thinking independently rather than following the crowd—but this can benefit clients long-term Underperformance risk: Short-term underperformance relative to indices, which requires conviction in your strategy and understanding your goals Hidden risk exposure: Unknown risks embedded in portfolios, particularly index funds that provide no true diversification strategy The False Sense of Security: Why Long Bull Markets Are Dangerous One of the most powerful concepts discussed is how prolonged positive market performance can numb investors to risk—exactly when they should be most vigilant. Mike Johnson references Nassim Taleb’s “Fooled by Randomness” to illustrate this danger: “Reality’s far more vicious than Russian roulette. First, it delivers the fatal bullet rather infrequently, like a revolver that would have hundreds or even thousands of rounds instead of six. After a few dozen tries, one forgets about the existence of a bullet under a numbing false sense of security. One is thus capable of unwittingly playing Russian roulette and calling it by something alternative: low risk.” This perfectly describes the situation many pre-retirees face today after years of strong market performance. The analogy to driving at 90 mph—where you stop feeling the speed—resonates powerfully. You’re taking significant risk, but you’ve become accustomed to it and no longer perceive the danger. Direct Access to Portfolio Managers: The Dupree Financial Difference Unlike large firms where you’re assigned an investment counselor who may change frequently, Dupree Financial Group provides direct access to portfolio managers Tom Dupree and Mike Johnson. This relationship-focused approach enables: Deep understanding of your specific retirement timeline and goals Customized portfolio construction based on your unique risk capacity Ongoing education about what you own and why you own it Proactive risk identification specific to your holdings The ability to think unconventionally when it serves your interests “When our clients understand what’s in their portfolio and why, they don’t call us panicking when the market drops,” Tom Dupree emphasizes, highlighting the value of education and transparency in financial relationships. Why Index Funds Aren’t a Complete Investment Strategy The episode delivers a sobering message about the limitations of index fund investing for retirees: “If you don’t like risk and you think that you’re not taking any risk by investing in the S&P 500, sweetie pie, you need to get in the money market fund and just hope you got enough money to ride through it because you are taking risk that you don’t know about. And that is a problem because you’re gonna find it out in a very uncomfortable way at some point.” This doesn’t mean index funds have no place in portfolios, but rather that they shouldn’t be confused with a comprehensive retirement income strategy. Personalized portfolio analysis considers: Your specific income needs in retirement Time horizon until you need to access funds Concentration risk in popular stocks or sectors The difference between the accumulation and distribution phases Tax efficiency of different investment approaches Building a Foundation: From Stocks to Portfolio For younger investors just starting out, Mike Johnson offers this perspective: “If somebody’s in their late twenties, early thirties and they have a few stocks here and there, that’s great. You’re ahead of the curve from a lot of people, but that is not a portfolio. What you want to do is lay a foundation that’s more sturdy, more solid than just having a few stocks here and there.” This guidance is equally relevant for pre-retirees who may have accumulated individual positions over time without a cohesive strategy. Kentucky retirement planning requires transitioning from an accumulation mindset to a distribution strategy—and that requires professional portfolio architecture. The Retirement Risk Equation: It’s About Income, Not Just Account Balance One of the most important insights for pre-retirees: “Remember, it’s not just the accumulation, it’s not the dollar amount, it’s what it’s gonna produce for you and how long can it produce that to sustain you. Retirement has the normal set of rules plus other variables that you have to take into consideration.” This shift in perspective—from portfolio value to sustainable income—is where personalized investment management becomes critical. Every individual’s situation differs slightly, and those differences matter enormously in retirement planning. Faith, Risk, and Investment Philosophy Tom Dupree introduces an often-overlooked dimension of investment risk: the role of faith. Not just faith in markets or historical returns, but a deeper consideration of existential risk and what you ultimately trust. “Underpinning any investment scheme is faith. At the base of everything related to risk is faith. You cannot get away from it. One of the things about the God factor is that it takes certain elements of risk that you’re willing to take on for yourself and transfers them to a higher power.” While this dimension is personal and not emphasized in typical financial planning, it reflects Dupree Financial Group’s holistic approach to understanding clients as people—not just portfolios. Frequently Asked Questions About Investment Risk and Retirement Planning What is the biggest investment risk for pre-retirees? The biggest risk for pre-retirees is sequence-of-returns risk—experiencing market downturns just as you begin withdrawing from your portfolio. Even with strong average returns over time, poor returns in the years immediately before and after retirement can devastate your retirement security. This is why personalized retirement planning in Kentucky focuses on more than just average returns. How is investment risk different for retirees versus younger investors? For retirees, risk is primarily defined by volatility’s impact on withdrawals. When you need to take money out during a market downturn, you crystallize losses and reduce your portfolio’s recovery potential. Younger investors have time to recover from volatility. As Tom Dupree explains, “Volatility is gonna be your friend or your foe the day you need to take your money out.” Are index funds safe for retirement portfolios? Index funds are not inherently “safe” for retirement—they carry significant volatility and concentration risks (especially in large-cap tech stocks right now). While they can be part of a retirement strategy, they should not be confused with a comprehensive income plan. Local financial advisors can help design strategies that balance growth needs with income stability. How much can I safely withdraw from my retirement portfolio annually? There’s no universal answer—withdrawal rates depend on your portfolio composition, risk tolerance, retirement timeline, and income needs. The gentleman in Tom’s example assumed 10% annual withdrawals based on historical 13.25% returns, which proved disastrous. Personalized portfolio analysis determines sustainable withdrawal rates specific to your situation. Why should I work with a local Kentucky financial advisor instead of a large national firm? Local advisors like Dupree Financial Group provide direct access to portfolio managers who personally manage your investments, rather than being assigned to a counselor who may change. You receive personalized service, education about your holdings, and strategies tailored to your specific goals—not mass-market approaches. Tom emphasizes: “When our clients understand what’s in their portfolio and why, they don’t call us panicking when the market drops.” What does it mean to “know what you own” in my portfolio? Knowing what you own means understanding not just the names of your holdings, but the specific risks each position carries, how they work together, and why each was selected for your situation. It means knowing what could go wrong with each investment and having conviction in your overall strategy during market volatility. How often should I review my retirement portfolio risk? Pre-retirees should review portfolio risk at least annually, and more frequently as retirement approaches. Risk tolerance, time horizon, and income needs change as you near retirement. Kentucky retirement planning professionals continuously monitor holdings for emerging risks and rebalance as needed. What is concentration risk, and why does it matter? Concentration risk occurs when your portfolio has too much exposure to a single stock, sector, or asset class. Many investors have unknowingly accumulated concentration in large technology stocks through both index funds and individual holdings. If that sector declines, your entire portfolio suffers disproportionately. Diversification addresses concentration risk. How do I know if I’m taking too much risk before retirement? Signs you may have excessive risk include: heavy concentration in stocks after years of strong returns, high portfolio volatility relative to your withdrawal timeline, lack of income-producing assets, or simply not understanding what you own. A complimentary portfolio review with Dupree Financial Group can identify hidden risks: call 859-233-0400. What makes Dupree Financial Group’s investment philosophy different? Dupree Financial Group focuses on building long-term relationships with people—not just managing money. The team conducts their own research, provides comprehensive education, thinks independently rather than following the crowd, and designs portfolios around your specific goals. Learn more about their investment philosophy. Schedule Your Complimentary Portfolio Risk Analysis Don’t Wait for a Market Downturn to Discover Hidden Risks in Your Portfolio If you’re retired or approaching retirement, understanding the specific risks in your portfolio is critical. After 47 years in the investment business, Tom Dupree has seen countless retirees discover they were taking far more risk than they realized—often at the worst possible time. Dupree Financial Group offers Central Kentucky residents a complimentary portfolio review to help you: Identify hidden concentration risks in your current holdings Understand the sequence-of-returns risk as you approach retirement Evaluate whether your portfolio aligns with your retirement income needs Learn what you actually own and why it matters Develop a personalized strategy for your retirement timeline Call 859-233-0400 to schedule your complimentary consultation Or visit us online: Schedule Your Personalized Portfolio Analysis Learn About Our Investment Philosophy Listen to More Market Commentary Read Client Testimonials Explore Kentucky Retirement Planning Services Dupree Financial Group serves clients throughout Central Kentucky, including Lexington, Louisville, Frankfort, Winchester, Richmond, and surrounding communities. About the Tom Dupree Show The Tom Dupree Show provides timeless financial education for investors approaching and in retirement. Hosted by Tom Dupree, Jr., founder of Dupree Financial Group, and portfolio manager Mike Johnson, each episode delivers practical insights on investment management, retirement planning, and portfolio risk assessment. Unlike generic financial advice, the show focuses on the specific challenges facing Kentucky retirees and pre-retirees. Tom Dupree founded Dupree Financial Group on the principle that creating long-term relationships with people—not just their money—is the key to successful wealth management. With direct access to portfolio managers and personalized investment strategies, Dupree Financial Group delivers the attentive service of a local advisor with the knowledge of a seasoned investment team. Episode Type: Evergreen Financial Education Primary Topics: Investment Risk, Retirement Planning, Portfolio Management, Sequence of Returns Risk Featured Guests: Mike Johnson, a member of the team at Dupree Financial Group Listen to More Episodes: Market Commentary Archive Share This Episode Help others understand investment risk by sharing this episode: www.dupreefinancial.com/podcast The post The Hidden Investment Risks You Don’t See Coming: Kentucky Retirement Planning Insights appeared first on Dupree Financial.

FEATURING: Bob Tiede ORGANIZATION: Leading with Questions At 77, Bob Tiede isn’t slowing down – he’s doubling down on purpose. In this episode of iRetire4Him, he explains why retirement isn’t about stepping away, but stepping into your most strategic years of influence (just like Moses, Joshua, and Caleb). Bob admits he once led as a “benevolent dictator:” kind but convinced a leader’s job was to figure it out and tell others what to do. Everything changed when he discovered a better model: lead with questions. Here’s what that might look like: In leadership roles, ask: “What do you think we should do?” Let others talk 80% of the time. Follow up with: “Tell me more.” In mentoring, ask deeper questions like: “What three or four events most shaped who you are today?” Why? Because when people answer their own questions, they own the outcome. And when they feel heard, they trust you. Bob also shares how this approach bridges generations. Younger leaders don’t want lectures. They want someone genuinely curious about their story. Ask well, listen carefully, and watch how influence grows naturally. His newest book, Success Unlocked, features 39 of the most impactful blog posts from over 1,300 blog articles on question-based leadership. Interested in putting your experience to work? Bob invites retirees to coach emerging leaders through Cru, just one hour every other week for two years (training provided). Just reach out to Bob at bob.tiede@cru.org. Retirement isn’t about having all the answers. It’s about asking better questions! See omnystudio.com/listener for privacy information.

WBBM's Rob Hart sits down with two doctors from City of Hope, Dr. Kevin King & Dr. Walter Stadler, to discuss the rising number of cases of colorectal cancer amongst younger people after the death of TV & film actor James Van Der Beek. They discuss the symptoms, when people should get tested and much more.

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Younger investors are reshaping the markets—from crypto and AI to ETFs and gaming. But with so many new platforms, trends, and voices competing for attention, how can believers invest wisely across generations?Matt Bell, Managing Editor at Sound Mind Investing, has been tracking these shifts closely, and he joins the show today to share his insights and highlight both what's changing and what remains timeless—especially when biblical wisdom guides our financial decisions.The Surge of Younger InvestorsSince 2020, millions of new investment accounts have been opened—many by Gen Z and millennials. In fact, a significant portion of today's investors entered the market during the early pandemic years, despite dramatic market volatility. Why? Several factors converged:Extra time at home during lockdownsStimulus payments and increased savingsCommission-free trading platformsSocial media influencers showcasing day tradingApps that made investing feel simple—even entertainingInstead of retreating when markets dropped, many younger investors leaned in.How Younger Investors Are Engaging the Market DifferentlyCompared to previous generations, younger investors tend to:Use mobile apps as their primary investment toolsExplore emerging sectors like crypto, AI, and fintechGet advice from social media and peers rather than advisorsTrade more frequentlyFavor ETFs over traditional mutual fundsETFs, in particular, appeal to younger investors because they trade like stocks, often have lower costs, and allow for more active participation.At the same time, themes like cryptocurrency, gaming-related funds, and sports gambling investments show the sharpest generational divide—drawing the most interest from the youngest investors.A Cultural Shift in InvestingInterest in newer asset classes isn't limited to younger investors anymore. Crypto, AI, and alternative investments are gaining traction across all age groups.Major developments—such as the approval of Bitcoin ETFs and growing conversations about private equity in retirement plans—signal that the investing culture is evolving rapidly.But rapid access can create risk.Availability and hype can outpace understanding. New investment options often carry complexity, and without careful research, investors may unknowingly take on risks they don't fully grasp.The Social Media EffectOne of the most defining features of today's investing landscape is the role of social media.Anyone can build a following and offer financial advice—even without credentials. In a crowded digital space, the loudest voices often gain the most attention, not necessarily the wisest ones.That's why discernment matters. Before acting on advice:Check credentialsEvaluate track recordsSeek multiple perspectivesCompare guidance against long-term principlesWise investing has always required counsel, patience, and humility—traits that don't trend easily online.The Opportunity of Starting YoungDespite the risks, the growing interest in investing among younger generations is largely positive.Time is one of the most powerful tools in investing. Starting early allows compounding to work over decades, creating opportunities for steady growth and long-term stability.Encouraging young investors to begin is wise. Helping them begin wisely is even more important.How Parents and Mentors Can Guide the Next GenerationFor parents, grandparents, and mentors, the goal isn't to criticize younger investors—it's to walk alongside them.Start by affirming their interest. Then introduce principles that shape a healthier approach:DiversificationLong-term thinkingWise counselProcess-driven investingOngoing learningThese conversations can help shift the focus from chasing trends to building a thoughtful strategy.Why Process Matters More Than TrendsIn fast-moving markets, a clear investment process becomes essential.Emotion—fear when markets fall and greed when they rise—is one of the greatest risks investors face. A disciplined strategy helps guard against impulsive decisions.For believers, process also reflects stewardship. The money we manage ultimately belongs to God, and our responsibility is to steward it wisely and intentionally.A thoughtful plan helps investors stay grounded when markets—and headlines—shift.Understanding What You OwnOne practical test of wise investing is simple: can you clearly explain what you own and why?If an investment can't be explained in plain language, it may not be fully understood. And stewardship requires understanding.Clarity leads to better decisions. It also protects against blindly following trends or hype.When Investing Starts to Feel Like GamblingModern platforms often blur the line between investing and entertainment. Frequent trading, instant feedback, and gamified interfaces can encourage short-term thinking.But Scripture points to a different path:Ecclesiastes 11:2 encourages diversification.Proverbs 21:5 praises steady, disciplined planning.1 Timothy 6:10 warns against the love of money and reckless pursuit of wealth.These principles emphasize patience, wisdom, and restraint—not speculation.What Never ChangesEvery generation invests differently. Technology evolves. Markets shift. New asset classes emerge.But God's principles for stewardship remain steady.Wise investing is not about chasing what's trending. It's about:Purpose over hypePatience over speedProcess over impulseFaithfulness over fear or greedWhen portfolios are shaped by those values, investing becomes more than a financial activity—it becomes an act of stewardship.And that's a strategy that transcends generations.On Today's Program, Rob Answers Listener Questions:My husband is retiring next year and plans to roll his 401(k) into a Roth IRA. I also have a small 401(k). Can we combine our accounts? Also, I'm a retired teacher with a pension and a small 403(b). Would it make sense to withdraw the funds, invest them elsewhere, and give them to my sons?I'd like to set up a 529 plan for my new great-grandson. How does it work? Can I make his parents the owners or beneficiaries, and can other family members contribute if I make a one-time gift?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Sound Mind InvestingNot Your Father's Portfolio—A Generational Divide in Investment Preferences (Article by Matt Bell at SoundMindInvesting.com)SavingForCollege.comOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

True nerds will appreciate 8 Bit Brewing being featured this month at Function PDX. This week at their NW location we learn a little more about what's brewing in Murietta, CA. Whether you like a dark brew while gaming, or going for a hazy hike, this menu will have something for everyone to have fun with. Damian gets a new shirt, Josh explains dryhopping and hunts for the elusive Pliny the Younger. There will be a beer for you to play with on this episode Brew Happy!

Dr. Monty Pal and Dr. Ari Rosenberg discuss the evolution of treatment strategies in head and neck cancers, including the challenges of treating both HPV-positive and HPV-negative disease and the emergence of blood-based biomarkers to advance personalized therapy across different subtypes. TRANSCRIPT Dr. Monty Pal: Hello and welcome to the ASCO Daily News Podcast. I'm your host, Dr. Monty Pal. I'm a medical oncologist, professor, and vice chair of academic affairs at the City of Hope Comprehensive Cancer Center in Los Angeles. Today, we're going to explore the evolving landscape of treatment strategies in head and neck cancer management, including locoregionally advanced head and neck squamous cell carcinoma, which happens to be on the rise in United States, in part due to spike in HPV-mediated oropharyngeal cancers. We're also going to discuss the emerging strategies of using blood-based biomarkers to really advance personalized therapy. Joining me for this discussion is Dr. Ari Rosenberg. He's a medical oncologist focused on head and neck cancer, and he's an associate professor – congratulations on the recent promotion – at the University of Chicago. The University of Chicago has really produced luminaries in this field, Dr. Rosenberg included. I've had the pleasure of getting to know Dr. Ezra Cohen over the years, who really had his grounding there, and of course Everett Vokes, former ASCO President. I'm really looking forward to this conversation, Ari. Thanks so much for joining us. Dr. Ari Rosenberg: Thanks, Monty. Thanks for the invitation. Dr. Monty Pal: You got it. And just a quick note for our listeners, our full disclosures are going to be in the transcript at the end of this episode. So let's start with the basics, if you don't mind. So, head and neck cancers are very diverse and they're challenging, right? In the sense that they're near vital organs, the treatments, you know, as we all saw during fellowship, if not now in clinical practice. They can really have such a major impact on vital organ function, speech, swallowing, et cetera. Can you just comment on head and neck cancers that are on the rise in the U.S.? I alluded to this briefly. Particularly, we've heard this in the context of colorectal cancer and so forth. Are you actually seeing younger adults being affected by this? Dr. Ari Rosenberg: Yeah, thanks for that. The vast majority of head and neck cancers are head and neck squamous cell carcinomas, as I'm sure many of the listeners recall as well from fellowship or their current training. And as you alluded to, the organ function, long-term and functional quality of life outcomes are quite important, particularly in the context that these develop in high value real estate, parts of our head and neck area that we use for speaking, swallowing, all sorts of other essential functions as well. As you also alluded to, we think of this in two different particular subtypes of head and neck cancer. The historical head and neck cancer from 50, 60 years ago was almost exclusively related to carcinogen exposure, tobacco, alcohol use, and that subtype of carcinogen-induced head and neck cancer has been slowly declining. However, over the last now several decades, we've been seeing an increase in primary oropharyngeal squamous cell carcinoma, mostly tonsil, base of tongue. These are attributable to HPV, human papillomavirus exposure. And that's now the majority of the head and neck cancers that we tend to see in our clinic. As you also alluded to, these have very different prognoses as well. HPV-related head and neck cancer has a much more favorable prognosis where much of the interest has been in can we de-intensify to optimize long-term function? But then the non-HPV-related head and neck cancer, or what we call HPV-negative head and neck cancer, continue to be very, very challenging. We only managed to cure about half of these folks, with many of these patients developing the current disease. These patients, in addition to being difficult to treat, also have major impacts both in terms of the treatments they undergo as well as their disease that can impact their function and quality of life. And you hinted at this a little bit, but we have been seeing an increase in younger patients with HPV-negative head and neck cancer as well, which is quite concerning. Younger patients, oftentimes never smokers, never drinkers, who are developing non-HPV-negative head and neck cancer. And that's been a little bit of a more recent trend that we've been seeing as well. So, definitely a lot of work to be done to optimize and improve outcomes across all of these different head and neck cancer subtypes. Dr. Monty Pal: I mean, I'm just curious, you know, in the context of colorectal cancer, one of the things that we talk about is the potential role of the microbiome driving some of these young-onset cancers with, you know, perhaps there being an impact on, for instance, inflammation and the gut and what have you. Tell me about head and neck cancer. Is this anything known as to why younger patients might be getting diagnosed with non-HPV type cancers? It's odd to me. Dr. Ari Rosenberg: Yeah, it's a great question. A lot of people are working on it. I think we folks have hypotheses, but it hasn't totally panned out exactly what's going on there. It does have a little bit more of a tendency towards women, whereas historically head and neck cancer is much more common in men than it is in women. But lots of people working on that, whether it's related to chronic inflammation, whether it's related to the microbiome. Whether it's related to dental exposure, dental work. So, a lot of folks trying to parse that out because I agree with you, it needs to be identified alongside improving treatment paradigms for these patients, the young ones and the older patients as well. Dr. Monty Pal: Interesting, interesting. You know, one of the phenomena that was sort of coming around when I was in training 25 years ago was this role of sort of induction therapy for head and neck cancers. And of course, it's really come full circle now to include checkpoint inhibitors and so forth. Tell me a little bit about this and how you apply it, maybe in an HPV-mediated context, maybe in a non-HPV context. Dr. Ari Rosenberg: Yeah, absolutely. Induction chemotherapy, as you alluded to, or neoadjuvant chemotherapy, depending on what the locoregional treatment approach is. Similar to other cancer types where systemic control early on has many potential advantages in this setting. Now, in head and neck cancer, even though induction chemotherapy is quite active in head and neck cancer, both HPV-positive and HPV-negative with pretty good response rates. A survival advantage for all comers with local regionally advanced disease remains unproven. There's been two randomized trials, both underpowered, but essentially did not show a survival advantage, showing that induction chemotherapy for all patients with locoregionally advanced and neck cancer can't be justified for a survival advantage. That being said though, there remains a number of potential advantages of giving induction or neoadjuvant chemotherapy, of course, improving systemic control and debulking the disease early on has potential advantages, and predicting the responsiveness to subsequent radiation treatment. We know for some time in head and neck cancer that the percentage of shrinkage or the response to induction chemotherapy actually predicts outcome related to radiation as a dynamic biomarker where response can be used to select patients, for example, for de-escalated radiation has been an area of active investigation, active research. And it also remains a key opportunity to evaluate predictive biomarkers and understanding pre and post treatment to better understand the biology. I'll just add to your question that recently over this past year, we also saw phase 3 data for neoadjuvant immunotherapy for a subset of head and neck cancer that is surgically resectable. And so that's reintroducing the potential benefit in the immunotherapy era of incorporating immunotherapy in the neoadjuvant or the induction setting as part of the evolving treatment paradigm for these diseases. Dr. Monty Pal: That's really interesting. And you kind of alluded to already several topics that I plan to hit on, you know, for instance, the role of immune checkpoint inhibitors, induction, chemotherapy, and so forth. And you started to touch on biomarkers. And of course, I think that's something near and dear to many of us in academic oncology. One thing that we've started talking a lot about in the context of colorectal cancer is circulating tumor DNA. How do you think this might fit in the context of head and neck cancer? Can you give us a flavor for that? Dr. Ari Rosenberg: Yeah, absolutely. In head and neck cancer, the current landscape is most developed for circulating tumor DNA for HPV-related head and neck cancer. The advantage of HPV-related head neck cancer is that you have a distinctive HPV DNA that does tend to spill out into the peripheral blood and can be detected using various different blood-based assays. And because of that advantage as a tissue agnostic approach, it turns out that a number of HPV DNA plasma assays are actually quite sensitive and quite specific. And a number of them have indeed been commercialized. Of course, not only for detecting a baseline, but also grading responsiveness during treatment and probably most importantly in the post-treatment surveillance setting, the detection of HPV DNA in the plasma remains a very important and substantial predictor of developing recurrent disease. There's been a number of trials that have been emerging looking at ctDNA and HPV-related head and neck cancer, using it, for example, as a strategy to deescalate patients. That was something we saw this past ASCO from the Dana-Farber group, and also using it to early detect recurrence and potentially intervene earlier for patients with minimal residual disease positivity. So, that remains evolving and as many folks are, I think, already using it in the clinic. But ctDNA also has a lot of potential for HPV-negative head and neck cancer. This is actually a bit more challenging to develop because you don't have that HPV DNA that you can track predictably because the tumor is an HPV- negative disease are much more heterogeneous, but there are a number of data that are coming out both for personalized assays such as Signatera or some of the other assays that require tumor. Unlike colon cancer, which you referenced, where most patients get surgery upfront, in head and neck cancer, many of the patients receive non-surgical pre-chemoradiation. So sometimes the amount of tumor available to generate a personalized assay is more limited and can be one of the challenges that we see in head neck cancer. But certainly that also seems to be emerging. And there's also further assays that are being developed for HPV-negative head neck cancers, such as methylomic signatures and others that may be tissue informed or tissue agnostic. And these are also emerging, particularly in the post-treatment surveillance setting as strong predictors of recurrent disease. So while we're certainly behind some of these other more common tumor types, colon cancer, lung cancer, we're right there with them and more and more trials are going report out, including a number of trials in our upcoming [University of Chicago] Head and Neck Cancer Symposium where I'll be presenting some data and others in the field will be presenting some data looking at ctDNA both for HPV-positive and for HPV- negative to try to improve outcomes for these patients. Dr. Monty Pal: That's so interesting. I've got to tell you that in kidney cancer, what I deal with day to day is a very low shedding disease, right? So techniques as opposed to ctDNA looking for tumor-informed information, that might be less preferred to something like methylomics where you might not necessarily be so contingent on what's happening in the primary tumor. I'm really interested in you mentioning that. Just a point of clarification, this is something I'm trying to wrap my head around. You'd mentioned circulating tumor HPV DNA, right? I assume this is markedly different from just looking for HPV titers in the patient, right? So is this actually incorporated elements of HPV within, you know, essentially host genome, if you will? Dr. Ari Rosenberg: Yeah, correct. This is circulating tumor HPV DNA. And we think of it biologically as a plasma-based tumor DNA biomarker that's specific for HPV-related head and neck cancers. Dr. Monty Pal: Got it, got it. It makes me wonder whether or not this might be applicable to diseases like cervical cancer and so forth where there's also extensively, you know, biology driven by HPV. Is that fair? Dr. Ari Rosenberg: Yes, definitely. And in the head and neck cancer field, much of this ctDNA actually was derived from a different viral mediated head neck cancer, is less common in the U.S., but nasopharyngeal cancer, which is oftentimes associated with EBV. That has been a biomarker for quite some time in nasopharyngeal cancer. Of course, in places where EBV-associated nasopharyngeal cancer, is endemic, such as East Asia, this has been around for quite some time, but we've been using that in the U.S., and there's been trials that have used EBV DNA plasma to predict recurrence and stratify for adjuvant treatment, for example. And so now with HPV, it's much more applicable to our US population because the vast majority of our head and neck cancer patients that we see in the US that are viral mediated in the US tend to be HPV-related. So having assays that we can use to improve outcomes for that biological subset remains of particular interest for us. Dr. Monty Pal: Yeah, that's fascinating. By the way, for the fellows listening, there's tons of boards pearls here that Dr. Rosenberg shared, EBV-associated cancers, the role of HPV and treatment association. So if you're recertifying anytime soon, I definitely think there's notes to take from this conversation indeed. I wanted to shift gears a little bit. And obviously, you're a prolific researcher. I don't think anyone goes through their fellowship in medical oncology without recounting these experiences of our head and neck patients really suffering from treatment-related toxicities. It's a real challenge. And I'm just wondering, I know a big body of work that you're focused on is really using multimodality treatment paradigms to perhaps reduce the cumulative treatment burden of patients with head and neck cancers. Can you talk about that a little bit? Dr. Ari Rosenberg: Yeah, definitely. Thanks for the question. And before I start going into some of the strategies, I'll just say that head and neck cancer, this is particularly for the fellows that are listening as well, just in reference to your prior comment, that this is really a multidisciplinary disease. At our center, all head and neck cancer patients are seen upfront at that first visit by all three specialties, med onc, rad onc, and surgery, because the choice and sequencing of modalities to optimize not only survival, but also functional quality of life outcome is so critical. And I think that's probably the biggest takeaway for anyone who treats a lot of head and neck cancer or will be treating a lot of head and neck cancer in the clinic. But in terms of more specific attempts at trying to optimize some of those parameters that you described, we really think about these separately in terms of HPV-positive and HPV-negative head and neck cancer. For HPV-positive head and neck cancer, the cure rates are quite high with chemo radiation, although not for everyone. There's still about 15, 10 to 15 % of folks that will develop a recurrence. But for the vast majority of patients, standard chemoradiation is quite a cure to therapy, but the toxicity associated with that can be quite substantial. And so there's been a number of attempts to try to deescalate treatment. It turns out that deescalating everyone with locoregionally advanced HPV-positive head and neck cancer is not a good strategy because it's not able to select out the patients that really do need full dose treatment. And we have seen some negative trials that show inferior outcomes when everyone is deescalated. But what does remain promising is again, trying to select out who the best candidates are for deescalated treatment. The folks at MSK have hypoxia imaging that they're using in trials that looks quite promising to select for the more favorable deescalatable biology. At our center, we've been interested in using induction chemotherapy to stratify response and select patients for deescalated treatment with excellent survival outcomes and reduce toxicity with deescalated treatment. And more recently, ctDNA that us and other groups, such as the Dana-Farber group, is using. And that also looks quite promising. Again, how do you select the patient who will do well with less radiation versus the ones that really need the full doses and volumes of radiation? And then for HPV-negative head and neck cancer, this is a much trickier disease because already the survival outcomes are not like we want it to be. Trying to figure out how to improve survival outcomes remains an important thing. Using immunotherapy seems to be one of the key cornerstones to that. But these are patients that also suffer from a lot of toxicity related to their treatment. We completed a trial not too long ago that we published this past year where we, in HPV-negative head and neck cancer patients, de-intensified the radiation for responders to neoadjuvant chemoimmunotherapy. And those patients did similar, if not even a little bit better, than the non-responders who got full dose treatment. So something that does warrant further investigation as well. How do we not only improve survival for those patients, but also reduce some of the long-term toxicities? Dr. Monty Pal: This is brilliant. I'm taking so many notes as you were mentioning these items. There are so many areas where I think the research crosses over. I already mentioned, know, ctDNA, for instance, and metabolomics and the places where that might apply to kidney cancer. The hypoxia imaging really caught my ear too. Obviously, kidney cancer is disease highly predicated on hypoxia. So thank you for all of this. We've got about a minute or so. So, I'm going to ask you for a really tall task here. Can you tell us what you foresee being some of the biggest challenges that sort of lie ahead and head and neck cancer. You've already kind of alluded to it with ongoing research, but if you had to pick maybe 2, 3 problems, the very most that we really need to get to and head and neck cancer, what would that be? Dr. Ari Rosenberg: Yeah, that's a great question. Obviously, lots of things to be done, but if I'm going to limit it to just a couple, I would say number one is really trying to improve the survival for HPV negative local regionally advanced head and neck cancer. We talked early on about how we are seeing, you know, of course we see many of these people that were smokers and drinkers, but also seeing these in younger patients, in patients without a history of tobacco use. Some of these are very biologically aggressive and we need better treatments beyond surgery, beyond chemo radiation, beyond immunotherapy to improve outcomes for these patients and cure more of them. So, I would say that's one big area. And the other is, which we didn't speak about so much in this talk, but remains one of the biggest challenges that we see in the clinic is the recurrent metastatic head and neck cancer patients. This is an incredibly challenging disease to treat, not only with poor survival, but also with substantial impacts on quality of life and function. mean, these are bad recurrences that cause a lot of pain, functional deficits, really impacts quality of life as well. So developing novel therapies, many of which are currently in clinical trials and many of which are currently continuing to be developed, remains so critical. How do we develop better systemic therapies, better targeted therapies, better biomarkers for recurrent metastatic head neck cancer to improve their survival and quality of life and functional outcomes. Those are the two big areas that require the most work at this time within the head and neck cancer field. Dr. Monty Pal: That's brilliant. I mean, I have to tell you I could probably talk to you all day about this, such a fascinating topic. It's a very exciting time in the field. Thank you, Dr. Rosenberg, for all your incredible contributions and thanks for sharing with us your insights on the ASCO Daily News Podcast. Dr. Ari Rosenberg: Yeah, and thanks for the introduction. Hope to do it again soon. Dr. Monty Pal: And many thanks to our listeners for your time today. If you value the insights that you hear from the ASCO Daily News Podcast, please take a moment to rate, review, and subscribe wherever you get your podcasts. More on today's speakers:      Dr. Monty Pal   @montypal  Dr. Ari Rosenberg @AriRosenbergMD Follow ASCO on social media:           ASCO on X     ASCO on Bluesky          ASCO on Facebook           ASCO on LinkedIn           Disclosures:        Dr. Monty Pal:       Speakers' Bureau: MJH Life Sciences, IntrisiQ, Peerview      Research Funding (Inst.): Exelixis, Merck, Osel, Genentech, Crispr Therapeutics, Adicet Bio, ArsenalBio, Xencor, Miyarsian Pharmaceutical      Travel, Accommodations, Expenses: Crispr Therapeutics, Ipsen, Exelixis  Dr. Ari Rosenberg:     Stock and Other Ownership Interests: Privo Technologies Consulting or Advisory Role: Nanobiotix, EMD Serono, Vaccitech, Novartis, Eisai, Astellas Pharma, Regeneron, RAPT Therapeutics, Geovax Labs, Janssen, Summit Therapeutics Speakers' Bureau: Coherus Biosciences Research Funding (Inst.): Hookipa Biotech, EMD Serono, Purple Biotech, Bristol-Myers Squibb/Celgene, BeiGene, Abbvie, Astellas Pharma, Pfizer, Janux Therapeutics

"Track it from day one." Connect With Our SponsorsGreyFinch - https://greyfinch.com/jillallen/A-Dec - https://www.a-dec.com/orthodonticsSmileSuite - https://getsmilesuite.com/ Summary In this episode of Hey Docs!, Jill Allen and Megan Wyrick discuss the evolution of insurance consulting in orthodontics, emphasizing the importance of understanding insurance networks, common misconceptions in billing practices, and the necessity of verification. They explore the consequences of poor billing practices on cash flow and patient trust, the role of technology in managing insurance claims, and the importance of team accountability in financial management. The discussion also highlights how insurance can impact treatment plans and offers practical advice for practitioners. Connect With Our Guest The Wyrick Outlook - https://thewyrickoutlook.com/ Takeaways Megan and her sister Brittany started in orthodontics at a young age.They created an insurance course to help practices navigate insurance billing.The business has expanded to offer multiple courses for various office roles.Practices should be selective about which insurance networks to join.Lifetime maximums can be misunderstood; verification is crucial.Timely filing limits are tightening, impacting cash flow.Insurance companies often request additional information, which has its own deadlines.Technology can aid in claims submission, but traditional methods may still be necessary.Team accountability in insurance management is essential for practice health.Younger doctors are more hands-on with financial management than previous generations.Chapters 00:00 Introduction03:35 When to Outsource Insurance Billing06:18 Pros and Cons of Being In-Network11:07 Lifetime Maximums 101 + The Two-Step Verification Rule13:29 Avoiding Costly Benefit Quote Errors16:51 Timely Filing, Cash Flow, and Patient Trust23:37 Responding Fast to Info Requests & Denials24:31 Digital Portals vs Snail Mail26:43 Protecting Doctor Authority28:42 In-Network vs Out-of-Network Example31:14 Team Accountability in Billing34:40 Know Your Numbers38:12 Contact Info Episode Credits:  Hosted by Jill AllenProduced by Jordann KillionAudio Engineering by Garrett LuceroAre you ready to start a practice of your own? Do you need a fresh set of eyes or some advice in your existing practice?Reach out to me- www.practiceresults.com.    If you like what we are doing here on Hey Docs! and want to hear more of this awesome content, give us a 5-star Rating on your preferred listening platform and subscribe to our show so you never miss an episode.    New episodes drop every Thursday!   

Building Your Personal Brand Without Losing Your Professional Edge, featuring Susie Jamerson, Chief People Officer of Corporate Services, AdventHealthRecorded live in Altamonte Springs, Florida, this episode brings real energy, real conversation, and real leadership insight.Susie Jamerson returns to the podcast, and this time, the conversation goes deep into something every healthcare leader is navigating right now:How do you show up authentically online without compromising your professional brand?

Conor Begley from Fathers Brewing is the guest of Herlinda Heras and Daedalus Howell on Brew Ha Ha today. This is his first time on the show. Sayre Petrokowski, the executive director of the Brewers Guild, introduced Herlinda to Conor. Fathers Brewing was launched less than a year ago, last July. They went through a lot of R&D to create their first two flagship beers. They are a lager (with a red label) and a light lager (with a blue label). Before Fathers Brewing, Conor started a software company that he sold for a lot of money in 2021. His bio is a whirlwind from graduation, to “a startup company that grew really fast” then went to Australia with his girlfriend who is now his wife. He worked for Thunder Road Brewing Co. in Melbourne, Australia, running their digital and social media operations. What he learned there led to his software company, which in the long term has led him back to beer. Relentless R&D The brand is being built in a streamlined format for growth and further investment. Conor is committed to founding the company upon the best possible quality product by a relentless process of R&D. The brand identifies as “clean beer” similar to how his partner's previous company had a product based on clean skin care. Russian River Brewing Co. is open in Santa Rosa on 4th St. and at their big Windsor location. Visit their website for up-to-date Pliny the Younger 2026 information. When the question for a brewery is, ‘How to stand out?' Fathers Brewing is defining itself by being organic and clean. Their first production on other people’s equipent, a.k.a. “gypsy brewing” worked at first. Now they have invested in the company adding capacity, from 20 barrels to 400 barrels at a time. That improves the quality and makes it consistent, in the higher quantity. Mikkeller and Evin Twin beers are actually made by rival brewers who are twins. They were gypsy brewing for a long time. Mikkeller became one of the most sought after and expensive beers in the world this way. Conor spoke to a lot of other successful beer entreprenurs, to learn from them. Overall in the brewing business, people are willing to help each other. Clean Beer They have tested for the presence of micro plastics in beer, in the materials from suppliers and in all stages of packaging and processing. Any stage that uses plastic has the potential to shed microscopic plastic debris. Another example, is using surfactants to supress the production of foam. But the material is plastic. It may increase the yield but, “that can’t be good.” So pouring plastic on the beer is right out!

I am very excited to announce that I have written a new book, The Story of Art without Men: An illustrated guide to amazing women artists (out on 5 March!). It's an adaptation of The Story of Art without Men for readers aged 8–14 (and above), brought to life with beautiful illustrations by Ping Zhu and artworks from the past 500 years. From the Renaissance to the present day, via Cornwall, Japan, Paris and New York City, this book features a whole host of artistic trailblazers, freedom fighters, and game changers. We look at Surrealism – a movement born out of the horrors of the First World War in Paris, where artists turned to their imaginations and away from the broken world around them for inspiration… LISTEN TO A TEASER HERE... as I take my reader through the magical worlds of Leonora Carrington, Leonor Fini, Lee Miller, and more. Pre-order now: https://www.waterstones.com/book/the-story-of-art-without-men/katy-hessel/9780241738191 Signed copy: https://www.waterstones.com/book/the-story-of-art-without-men/katy-hessel/9780241824214 Personalised copy: https://www.pickledpepperbooks.co.uk/products/the-story-of-art-without-men-an-illustrated-guide-to-amazing-women-artists-personally-signed-pre-order-5th-march Audible version: https://www.audible.co.uk/pd/The-Story-of-Art-without-Men-Audiobook/B0FL842C9G?ref_pageloadid=not_applicable&pf_rd_p=af5062e9-57de-425c-9e02-6d8ad006b9aa&pf_rd_r=MPG0TFFB1QZHFK2NBZ63&plink=loLGYMj2VPTh5M0d&pageLoadId=eNJzHRjC9m8z0lhu&creativeId=83220593-1d50-4883-bad4-b5d505543719&ref=a_author_Ka_c9_lProduct_1_3

This is Part 2! For Part 1, check the feed!This week we're looking at those who achieved the extraordinary and at incredibly youthful age! We have the Tudor boy King, Edward VI, to discuss. Britain's youngest ever Prime Minister (just 24 years old!!), it's Pitt the Younger. And from France, we'll hear a bit of the life of Joan of Arc.And this week we're discussing: what was life like before the advent of reviews? Have you ever seen the secret book that travel agents had in the 90s? If you've got anything to add on that or anything else, you know what to do: hello@ohwhatatime.comAnd from now on Part 1 is released on Monday and Part 2 on Wednesday - but if you want more Oh What A Time and both parts at once, you should sign up for our Patreon! On there you'll now find:•The full archive of bonus episodes•Brand new bonus episodes each month•OWAT subscriber group chats•Loads of extra perks for supporters of the show•PLUS ad-free episodes earlier than everyone elseJoin us at

What if I told you that one of the most significant demographic shifts shaping our cities, our housing markets, and even our social lives over the next few decades… isn't migration, isn't birth rates, and isn't ageing?   It's something far more personal. In today's show, Simon Kuestenmacher and I are talking about a silent revolution - the rise of the single-person household.   More Australians than ever are living alone, and it's not just retirees or Gen Zs in tiny apartments.   From the newly single at 54 to the solo 29-year-old navigating life on their terms, this trend is redrawing the blueprint of modern life and reshaping the housing market in a way most people aren't even noticing.   Our conversation highlights how modern living is evolving, with more individuals choosing to live alone and the need for appropriate housing solutions to accommodate these changes.   Takeaways   The rise of single-person households is reshaping the housing market. Younger generations are delaying traditional milestones like marriage and homeownership. Older generations are increasingly living alone due to longer life expectancies. Loneliness can have serious mental health implications for single individuals. International students contribute to the demand for single-person housing. The housing market needs to adapt to the growing number of single households. Communal living options are emerging but face management challenges. Demographic trends are crucial for understanding future housing demands. Investors must consider these demographic shifts in their strategies. The future of living arrangements will likely be more flexible and individualistic.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ •         Win a hard copy of How to grow a multi-million dollar property portfolio in your space on. •         Every entry receives a copy of a fully updated Michael Yardney Property Report.   Michael Yardney     Join Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us     Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au      Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Can a marriage survive infidelity?This week I spoke with Renelle Nelson, a licensed marriage and family therapist who's spent 11 years specialising in affair recovery. She helps couples rebuild after betrayal, when everything's shattered and nobody knows where to start.Turns out infidelity isn't just sex outside the marriage. It's anytime you go outside your relationship to get pleasure that should be shared within it. Money. Communication. Emotional affairs. Physical ones. Renelle prefers the word “betrayal” because it's more accurate. You break contracts you didn't realise you'd signed.Here's the thing nobody talks about: it's not a male sport anymore. In her practice, men and women cheat in equal numbers. Women are leaving marriages after raising kids, after becoming empty nesters. The emotional labour falls heavily on them. Sometimes an affair is escape from domesticity. Not dissatisfaction. Escape.So what does affair recovery actually look like?Different from regular marriage counselling, for starters. More talking won't prevent betrayal. More sex won't prevent it. More date nights won't prevent it. The only things that stop betrayal are communication and not wanting to do it. That's it.Renelle's approach: you can't heal what you can't reveal. She works with the person who cheated first. Who did they become? What need were they trying to meet? Then she works with the person who stayed. Both deserve healing. Neither caused the affair, but both are responsible for their part in the marriage moving forward.I asked whether opening a relationship after betrayal ever works.Her answer was direct: it doesn't. Couples who open relationships successfully do so from trust and solid foundation. Starting that journey on a lie, with one partner settling because they can't keep the other person faithful, almost always fails. If you can't communicate basic needs with one person, adding more people just multiplies the chaos.My favourite bit? Renelle's seeing younger couples come to therapy after dating a month, maybe two. They want to learn how to communicate before problems arrive. They're treating therapy as education, not crisis management. They want enhancement, exploration, education, eroticism. That last one matters most.Eroticism is what's missing in long-term relationships, she said. When it leaves, people turn to porn. When you think you know everything about your partner, desire dries up.Literally.As Renelle put it: “When you think you know it all, that means you dried up. You're not getting hard or wet.”Fair point.What Matters* Women cheat just as much as men now. The numbers are equal.* Affair recovery heals individuals first, then the relationship.* You can't heal what you refuse to reveal. Truth comes before repair.* Opening relationships after betrayal rarely works. Trust must exist first.* Eroticism sustains long-term desire. Mystery matters more than familiarity.* Younger couples seek therapy as prevention. That's actual progress.Check out these resources from Renelle:The Pleasure Agenda: Couples Edition Undated PlannerPleasure After Betrayal: Aftercare Edition Undated PlannerThe Couple's Connection DeckConnect with RenelleWebsite https://renellenelson.thinkific.com/InstagramFacebookUnlock even more pleasure, clarity, and confidence in your intimate life by becoming a paid subscriber.You'll gain full access to every weekly blog, the complete archive of 150+ expert-led podcasts, the private chat room for candid Q&A, and my 32‑page guide Sex Toys and Supplements for Thriving in Later Life.If you're ready to deepen your knowledge, explore new possibilities, and feel fully supported on your journey, upgrade today only £6.99/month or £49.99/year.Sex Advice for Seniors is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscribe This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.sexadviceforseniors.com/subscribe

Your gray hair, thinning lashes, brain fog, and that low energy feeling after 30 might all trace back to one thing: falling NAD and stressed mitochondria. This episode breaks down what actually happens inside your cells as NAD declines, and what you can do about it using specific compounds from mushrooms, olive oil, and even chocolate. -Watch this episode on YouTube for the full video experience: https://www.youtube.com/@DaveAspreyBPR -Subscribe and save $15 on Wonderfeel by going to: https://getwonderfeel.com/product/wonderfeel-youngr-nmn/?utm_source=Dave&utm_medium=podcast&utm_campaign=episode2Host Dave Asprey sits down with Baran Dilaver, CEO and co-founder of Wonderfeel Biosciences, to unpack the real science behind NAD, mitochondrial energy, and long-term longevity. Baran is an entrepreneur and inventor who previously led multiple start-ups as CEO and COO, collaborated with leading scientists and medical experts, and developed award-winning products. A UC Berkeley economics graduate and former scholarship athlete, he now focuses on translating cutting-edge bioscience into practical tools that enhance people's lives. They break down how NAD powers mitochondria, why your body strategically allocates cellular energy away from peak cognitive performance as you age, and how stress accelerates that decline. You'll hear the differences between niacinamide, NR, and NMN, the FDA confusion around NMN, and why raising NAD is about cellular repair, resilience, and metabolic function, not just “more energy.” The conversation goes deep on hydroxytyrosol, the powerful olive oil polyphenol that acts as a CD38 inhibitor, and ergothioneine, a mushroom-derived antioxidant with its own receptor in the human body that can accumulate in damaged tissues. Baran shares the origin story that pushed him to research ergothioneine, along with anecdotal observations from long-term users reporting improvements in sleep, focus, energy, thicker hair, reduced gray hair, and even eyelash regrowth. You'll also hear Dave's practical take on ketosis, fasting, supplements, and metabolism, why he prefers NAD precursors over IV NAD for most people, how methyl donors affect NAD IV tolerance, and why Wonderfeelbuilt a creatine chocolate bar sweetened with allulose to stay keto-friendly and diabetic-friendly. This is biohacking grounded in mechanism, from mitochondria and neuroplasticity to anti-aging strategy and smarter supplementation. You'll Learn: • What NAD does in the body and why oral NAD itself is not effective • How niacinamide, NR, and NMN compare as NAD precursors • Why mitochondria control energy allocation, cognition, and resilience • How hydroxytyrosol may support NAD longevity through CD38 inhibition • What ergothioneine is, why it comes from mushrooms, and why the body has a receptor for it • What long-term users commonly report: better sleep, clearer thinking, stronger energy, and cosmetic shifts • Why Dave prefers supplements over NAD IVs in most cases • How allulose differs from other sweeteners and why it matters for metabolism • Why creatine supports brain energy and how heat changes absorption strategy Thank you to our sponsors! • MASA Chips | Go to https://www.masachips.com/DAVEASPREY and use code DAVEASPREY for 25% off your first order • Branch Basics | Get 15% off at https://branchbasics.com/DAVE15 with code DAVE15 • Timeline | Go to timeline.com/Dave for 20% off• OneSkin | Try OneSkin at https://www.oneskin.co/DAVE and use code DAVE for 15% off Dave Asprey is a four-time New York Times bestselling author, founder of Bulletproof Coffee, and the father of biohacking. With over 1,000 interviews and 1 million monthly listeners, The Human Upgrade brings you the knowledge to take control of your biology, extend your longevity, and optimize every system in your body and mind. Each episode delivers cutting-edge insights in health, performance, neuroscience, supplements, nutrition, biohacking, emotional intelligence, and conscious living. New episodes are released every Tuesday, Thursday, Friday, and Sunday (BONUS). Dave asks the questions no one else will and gives you real tools to become stronger, smarter, and more resilient. Keywords: NAD supplementation, NMN benefits, NR vs NMN, nicotinamide mononucleotide, mitochondrial function, CD38 inhibition, hydroxytyrosol olive oil, ergothioneine mushrooms, mushroom antioxidant benefits, Alzheimer's prevention strategies, brain fog after 30, mitochondrial energy production, anti aging supplements, longevity compounds, fertility mitochondrial health, NAD IV vs oral NMN, creatine for brain health, allulose sweetener benefits, keto friendly chocolate, GLP 1 natural support, biohacking longevity, neuroplasticity support, metabolism optimization, fasting and NAD levels, ketosis and mitochondria, supplement regulation FDA, functional medicine longevity, Dave Asprey biohacking, Wonderfeel NMN Resources: • Wonderfeel Website: https://getwonderfeel.com/product/wonderfeel-youngr-nmn/?utm_source=Dave&utm_medium=podcast&utm_campaign=episode2• Get My 2026 Biohacking Trends Report: https://daveasprey.com/2026-biohacking-trends-report/ • Dave Asprey's Latest News | Go to https://daveasprey.com/ to join Inside Track today. • Danger Coffee: https://dangercoffee.com/discount/dave15 • My Daily Supplements: SuppGrade Labs (15% Off) • Favorite Blue Light Blocking Glasses: TrueDark (15% Off) • Dave Asprey's BEYOND Conference: https://beyondconference.com • Dave Asprey's New Book – Heavily Meditated: https://daveasprey.com/heavily-meditated • Join My Substack (Live Access To Podcast Recordings): https://substack.daveasprey.com/ • Upgrade Labs: https://upgradelabs.com Timestamps: 00:00 - Introduction 01:13 - What Is Wonderfeel 05:31 - NAD and NMN Explained 09:41 - FDA Status of NMN 13:50 - Supplements vs Pharmaceuticals 16:48 - How NAD Powers Mitochondria 25:46 - NAD Benefits and Effects 30:57 - Hydroxytyrosol 35:03 - Ergothioneine 41:55 - Alzheimer's and Brain Health 44:10 - Vitamin D and K2 46:15 - Sustainable Packaging 49:26 - Creatine Bars 51:43 - Allulose Deep Dive 59:28 - Inflammation Research 01:02:15 - Supplement Regulation See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today we are rehashing Younger Season 4, Episode 6: "A Close Shave." Join us as we discuss the "Pearls of Wisdom" launch party, Liza reconnecting with Jay, Diana realizing she just might love Richard and so much more!

Brittan Stockert is a fundraising coach with DonorBox, a donor management platform with a mission "to do everything in our power to support nonprofit organizations in their efforts to make a difference." Brittan's role is to help "nonprofits and social-impact organizations build sustainable fundraising strategies by strengthening donor relationships, improving CRM systems, and simplifying day-to-day fundraising." Brittan joins the podcast to talk about the evolution of thinking in mutual aid - direct giving from donor to recipient without a formal charity in the loop. Brittan talks about the history of mutual aid, and the changes in how mutual aid is moving forward since the pandemic, uprisings, and resistance movements in 2026 and beyond. Britt talks about trust as a key factor in both mutual aid giving and giving to support formal charities. Mutual aid support in the present moment relies on community-based trust, but also relies on traditional nonprofits to eschew "main character energy" and center the immediate needs with trust in community. Younger or new donors may be quicker to let go of control or power, and institutional charities may do well to follow suite and let go of some power in these situations. NEXT in Nonprofits has a blog post on mutual aid in 2026. People interested in connecting with Britt on coaching can view her contact page here. Get more details on how to subscribe on our podcast page.

Today on Ascend: The Great Books Podcast, Dcn. Harrison Garlick and Dr. Donald Prudlo, the Warren Chair of Catholic Studies at the University of Tulsa, discuss the Ante-Purgatory, the foot of Mount Purgatory (Cantos 1-5).Check out our guide on Dante's Purgatorio (out soon!)Visit Dr. Jason Baxter's website and use "Ascend" in the promo code for 20% off his Purgatorio audiobook.Thanks for the Center for Beauty and Culture at Benedictine College for their support!The conversation with Dr. Prudlo and Deacon Garlick on Cantos 1–5 of Purgatorio opens with the dramatic shift from the despair of Inferno to the hope and refreshment of Purgatory.In Canto 1, Dante and Virgil emerge from Hell onto the shores of Mount Purgatory at Easter dawn, where Dante humbly invokes Calliope, the Muse of epic poetry, signaling his project as “the Christian epic” (Dr. Donald Prudlo). They meet Cato the Younger, a pagan suicide saved by special grace, who embodies the four cardinal virtues and serves as Purgatory's guardian. Prudlo emphasizes the shock: “Cato the pagan, the suicide is going to heaven. And we have got to confront that or we're going to miss so much of what Dante has to tell us here” (Dr. Donald Prudlo). The ritual of washing with dew and girding with the humble reed contrasts the broken plants of the suicides in Hell and symbolizes the beginning of true humility and ascent.Cantos 2–5 introduce the late-repentant souls and the mountain's structure. In Canto 2, an angelic boat ferries souls singing “In exitu Israel de Aegypto,” a psalm of liberation that Prudlo calls “a multifaceted song” evoking Exodus, baptism, and community (Dr. Donald Prudlo). Casella's song of Dante's own poetry enchants the group until Cato rebukes their idleness.Cantos 3–5 explore excommunicated sinners like Manfred (“even under a curse like mine, no one's ever so lost that eternal love cannot come back, as long as hope has any sprouts of green” – Manfred via transcript) and the slothful Belacqua, who banters with Dante like old friends. Prudlo highlights the power of last-minute mercy and intercession: “Mary is the last refuge of sinners” (Dr. Donald Prudlo). The cantos teach that Purgatory is a place of communal hope, where grace reaches even the unlikely, and purification begins with humility, prayer, and rightly ordered love—setting the stage for the active ascent through the terraces.Chapters00:00 Introduction to Dante's Purgatorio04:42 The Importance of Reading Purgatorio08:02 Themes of Emancipation and Freedom10:57 The Role of Cato in Purgatorio13:49 Cato's Significance and Political Implications17:00 Cato as a Precursor to Christ19:51 Dante's Literary Techniques and Inspirations22:56 Contrasting Ulysses and Dante25:36 Cato's Death and Its Symbolism28:52 The Nature of Purgatory and Salvation31:51 Cato's Virtues and Their Relevance34:49 The Relationship Between Cato and Christ37:48 Conclusion and Reflections on Purgatorio50:03 Understanding Cato's Role in Purgatorio52:43 The Heartbreaking Choice of Cato54:39 Rituals and Purification in Purgatory01:00:18 The Arrival at Purgatory01:06:34 The Significance of Water in Salvation01:12:09 Virgil's Role and the Nature of Guidance01:24:57 Manfred: A Case of Late Repentance01:29:38 The Role of Intercessory Prayer in Purgatory01:34:00 Understanding Mount Purgatory and Its Significance01:40:15 The Character of Belacqua and Themes...

Dr. David Brubeck rejoins the Feeding the Starving Artist podcast. Dave is an acclaimed bass trombonist, composer, and educator whose groundbreaking contributions to music have left an indelible mark on the world of brass performance. Best known for his innovative Stereograms—a collection of solo works for bass clef instruments published internationally—Brubeck has performed and recorded with legendary artists such as Stevie Wonder, Ray Charles, and Joni Mitchell. His scholarly work, including The Pedagogy of Arnold Jacobs, is frequently cited and reflects his dedication to advancing brass pedagogy.A third cousin of jazz pianist Dave Brubeck, Dave has performed at prestigious festivals and venues around the globe, showcasing his artistry in solo and duo formats, including his celebrated group, Duo Brubeck. As a professor of music and conductor, he has shaped generations of musicians, leading ensembles to national acclaim and developing innovative teaching methods. Dr. Brubeck's passion for performance and education continues to inspire audiences and students alike.Visit ⁠davidbrubeck.com⁠ to explore his music, writings, and more.

Register here to attend the live virtual event "Why Central Florida is the Year's Most Compelling Housing Market" on Thursday, February 19th at 8pm Eastern. Keith explores how a shift in mindset can change the way you build wealth, why so many new landlords are entering the market, and what recent economic trends could mean for future rents.  You'll also hear how one Florida investor is navigating a changing housing landscape, and learn about a timely opportunity in one of the country's fastest‑growing real estate markets—all without needing to be a hands-on landlord. Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/593 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, the risk of delayed gratification is denied gratification. There's a new wave of landlords. Wages are rising faster than both inflation and home prices. Learn what that's going to mean for rents. Hear the voices of five different Federal Reserve chairs, then GRE announces our biggest event of the year, and you're invited today on get rich education.   Corey Coates  0:32   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:16   mid south home buyers, with over two decades is the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated, there is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com   Corey Coates  2:19   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:35   Welcome to GRE from the Adriatic Sea to the Atlantic Ocean and across 188 nations worldwide, I'm Keith Weinhold, and this is get rich education. Sometimes we all need a mindset reset, and this can include me. Sometimes. James clear, the author of atomic habits, says there are four types of wealth, financial wealth, which is money, social wealth, which is status, time, wealth which is freedom, and physical wealth, which is health. Be wary of jobs that seduce you with one and two but rob you of three and four. That is to say, be careful with jobs that seduce you with financial and social wealth but rob you of time and physical wealth that is definitely going to happen to you during your life, especially early in your working career. But many people, even most people, they don't do much about this. They just go on and on, selling their soul to their employer for decades. Sometimes paychecks aren't compensation. They're a bribe from an employer to give up your dreams early in your career, delayed gratification actually makes some sense, because you need capital formation, you need down payments, you need dry powder. That is totally fair and the time in your life for delayed gratification. But there's a point that most people miss, the point where delayed gratification quietly mutates into denied gratification. This is huge. Most people miss this inflection point. When is this point in your life? That's when I'll do it later becomes, well, I guess I never did it at all. They look up at what they've got at age 65 and realize that they have a respectable title. They still wear Dockers pants. They have a 401, K that they must start paying tax on, and knees that creak louder than. The front door. Compound Interest hardly outpaces taxes and inflation. That's just going to keep you in one spot, you know, and you're never going to get that time back. There is no do over there. So you need to get to the point where you can be more frugal with your time than your money. Younger people have a harder time adopting this mindset, and that's a little natural, because they have more time and less money. Sooner than later, you must desperately get financially free so that you can simply be your self workaholics, optimize income instead of assets, and you can't let that happen, because labor does not compound and capital does compound, your quality of life will exceed your cost of living when your life is funded by what you own, not by what you do that takes a different mindset. You can either be a conformer or you can build wealth when you invest in real estate that pays five ways. It's like what you're doing is buying future Tuesdays, where you never have to work again and then later, add on future Wednesdays, where you never have to work again because you got the compound leverage instead of the impotent compound interest. I mean, just consider your two and a half million dollar portfolio that is passively doing the same work as someone who sells 40 to 50 hours a week of their life away for 100k in yearly salary. All right, maybe you're thinking, Oh, that all sounds thought provoking, but if you're not engaged on that, it can sound airy and philosophical and even risky. It's sort of like, yeah, you're cueing the acoustic guitar music and slow motion images of someone pensively gazing at a sunset.   Keith Weinhold  7:12   All right, what is the concrete plan? It's not all about mindset. It only starts with mindset. You got to make that actionable. Well, we constantly provide concrete plans for you here on this show, and I've got another concrete plan for you toward the end of the show today. This harkens back to what I discussed with you seven weeks ago, seven episodes ago on the show. That's when I discussed the world's first billionaire, John D Rockefeller and his enduring quote from about 100 years ago, he who works all day has no time to make money. Yeah, that's the quote a little review. What you learned seven episodes ago is that Rockefeller meant, if you spend your life doing tasks, you're never going to rise high enough to own things that pay you for life. The bottom line here is that earning a living is a distinctly different activity than building wealth. That's what we're talking about here.    Keith Weinhold  8:14   Well, there is a new wave of landlords entering the market, and they are reshaping what owning rentals looks like. One survey by rental platform avail of nearly 2000 users. It's really influential. It found that 53% of landlords became landlords in the last five years. So you have a lot of new landlords with the most 17% of landlords entering the market in just the last year, most purchased a property specifically to rent it out, and 1/3 sort of backed into this business by renting out their former residence. Of course, some people want to rent out their former residence today, if they got locked into that sexy owner occupied three and 4% financing from 2022 and earlier, the survey went on to tell us with some really good takeaways here, 72% of landlords manage between one and four units, and this avail survey. I mean, it's just another one that shows that the majority of landlords operate small portfolios, classic mom and pop investors. That one's not too surprising. The top three reasons that landlords gave for entering the rental market, they're pretty interesting. The number one reason for getting into this at 41% of respondents is building long term wealth. Next 33% for generating passive income, and the third most popular one, it's a distant third, it is preparing for retirement at 13% so building long term wealth is the number one reason for getting into this, and that is the right reason. Them when it comes to ownership structure, 64% said that they own the property individually, whether that's through a single member LLC or in their own name, doing it, yeah, individually, rather than with a family member or a business partner. So really, the summary of this terrific, recent avail landlord survey is that if you're just getting started, you're not alone. A lot of people are most own properties solely in their own name, and the number one reason for doing it is to build long term wealth. Now there's another pervasive set of economic trends out there in the broader economy, but it's really a benefit for real estate investors, and that is the fact that wage growth has now outpaced consumer price growth for three years. Yeah, another way to say that is that wage growth has outpaced inflation for fully three years. Yeah, most people just aren't feeling it yet. So you might be taken somewhat aback by that, and why aren't people feeling that wage growth is faster than inflation, the pandemic inflation spike that was so huge, it was like getting hit with a freight train, and then someone tells you, good news, the train has stopped. Yeah, that's nice. You are still lying on the tracks, rubbing your ribs. That's because we're all still absorbing spiked prices for everything from a lumber two by four to a York Peppermint Patty, year over year, wages are up 3.8% and consumer inflation is 3% All right, so wages above inflation, that means things are getting a little more affordable, but both wages and inflation have grown faster than home prices, which have only grown about one and a half percent, and this is all per the BLS in the FHFA, so wage growth Being more than double home price growth. Well, that trend really makes properties more affordable, but historically, they're still not that affordable. Everybody knows that home prices soared until about 2023 that was the turning point, and now wages are in their catch up phase. All right, but what really matters to real estate investors is, when will this wage growth translate to rent growth, historically, big rent growth that lags big home price growth by about two to four years. So you have the big home price growth, big rent growth hits two to four years later, historically. Now, if that holds true, we should finally see substantial rent growth this year or next year. Rent growth has still been pretty soft in the one to four unit space, and even there are rent decreases in the overbuilt apartment space. Future income growth promises to make homes more affordable. Affordability has already improved, with mortgage rates hovering near three year lows. There's one problem, though, that most people overlook, and that is this wage growth has been skewed toward the higher income deciles, renters, especially workforce renters, they don't feel it until later. So this 3.8% wage growth, it's heavier for higher income people, and it's lighter for lower income people. I swear, when there are enriching economic trends, it always hits the higher income people first, and it doesn't trickle down until later. So if you as an investor, are positioned before the rent wave hits, you are surfing, and if you wait to feel it, you're swimming behind the boat. Higher wages should translate to higher rents in the next one to two years. And as far as some other forces, as we all know, the man occupying the oval office in the White House, the President, he wants lower rates. The current Fed Chair isn't so willing to do that. The next one, the one he appointed, Kevin Warsh, who arrives in May. He seems more receptive to lower rates, but it's gonna take a while. It all moves so slow. We have had 16 fed chairs before worsh over 112 years. And look how much of an econ nerd Are you? Are you as bad as me? These voices are in chronological order, and I can name each speaker.   Corey Coates  14:47   You're going to have to live with the fact that forecasts have a range of uncertainty, irrational exuberance.   Corey Coates  14:54   In my opening remarks, I'd like to briefly first review today's policy decision, but   Corey Coates  14:58   first I'll review recent. Economic developments in the Outlook, and we are well positioned to wait to see how the economy evolves.   Keith Weinhold  15:06   If you can name each of those speakers, I would love to give you a free property from gremarketplace.com but I can't quite swing that in order. Those voices are Paul Volcker. He served from 1979 to 87 he was known for crushing double digit inflation by jacking rates to near 20% it was painful medicine, but it worked the next one. Alan Greenspan sir, from 1987 to 2006 that was a long reign, almost 20 years. He oversaw the 90s economic boom, the.com bubble and the early housing bubble. Years so far, Greenspan is the only Fed chair that I have met in person. Then Ben Bernanke, he was the Fed chair from 2006 to 2014 he took the helm right before the 2008 financial crisis. He rolled out QE and emergency lending on an historic scale. In fact, he was nicknamed helicopter Ben because it's like he would print so much money that he just dropped it out of huge sacks, dollar bills in huge sacks, dropping them from an airplane, metaphorically, not literally. Then Janet Yellen, 2014 to 2018 she kind of continued this post crisis normalization, and she was the first woman to chair the Fed and then, of course, Jerome Powell serving from 2018 to 2026 he navigated the covid stimulus, ultra low rates. And then after that, the fastest rate hiking cycle in decades to fight inflation back in 2022 being the Fed chair is the most important job in this economy, and over the decades, there's been more of a movement of the fed into the public eye. You just hear about them more in the media than you used to. But like I touched on last week, it just still doesn't mean as much to real estate investors as a lot of people think, people sometimes look for someone else to come save them, but it's more about you and the choices that you make that's what means more housing supply and demand means more real estate investors have profited during every one of those Fed Chair reigns, which go back almost 50 years from Volcker to today, I think everybody knows that fed chairs don't control property prices, and they don't even control long term interest rates. What's a little paradoxical is that Trump has been vocal about how he wants more affordable home prices, yet at the same time he wants existing homeowners to have their home prices go up, those two things seem to be in tension. They're in conflict with each other. The only way you can possibly get both are through lower mortgage rates. But is he going to see later today you as a GRE follower, you don't have to wait for lower rates income, property still feels less affordable than it did five years ago, because it is that's real but here's the key distinction in what makes real estate investors different from owner occupied homeowners. Affordability isn't about the price of the property, it's about whether the property pays for itself and grows your net worth while inflation does the heavy lifting. Higher prices don't kill investors. Inaction during inflation does you're not buying a say, $350,000 property. You're controlling it with $70,000 while your tenant and inflation do the rest. We do not rely on hope or appreciation. We start with income tax benefits and debt pay down and then leverage appreciation typically happens as well. GRE only succeeds when investors close on properties that perform long term. One bad referral costs us years of trust, so we don't do that. The best question for you really isn't whether property is affordable. The question is whether owning an investment property is better than inflation compounding against you. That's the investor lens today.    Keith Weinhold  19:24   coming up next week on the show here, we're going to discuss apartments. It's been a truly be leaguered sector, where their prices have fallen 2030, and 40% in many markets. We've discussed apartments here on the show a lot before, like with Grant Cardone on episode 264, with Ken McElroy, countless times with me monologuing about apartments. And next week, we're going to talk to a multifamily educator who is known as the apartment King. Later on, a future show, we've got the return of the financial. Firebrand, and lately, the financial comedian Garrett Gunderson, a powerful speaker. That's definitely going to be interesting. As for today, you'll hear a first person account from a Florida resident about why he's moved to Florida and why he invests there. You've heard of this guy before. That's next. I'm Keith Weinhold. You're listening to Episode 593, of get rich education.    Keith Weinhold  20:26   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721, exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/G. R, E,    Keith Weinhold  21:02   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach directly again. 1-937-795-8989,   Keith Weinhold  22:13   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Zack Lemaster  22:47   this is rental retirement Zach Lee Masters. Listen to get rich education with Keith bleinhold, and don't quit your Daydream.   Keith Weinhold  23:02   I'd like to welcome in our own in house. GRE investment coach, we haven't had you on the show since November. Welcome in Naresh.   Naresh Vissa  23:11   Kwith, It's a pleasure to be back on the show. Thanks for having me on.   Keith Weinhold  23:16   We're just playing it all casual and comfortable here in house. You were just finishing up, what ice cream or a container of something right before we got started   Naresh Vissa  23:25   here, all done with the ice cream and ready to record the podcast.   Keith Weinhold  23:29   Yeah, all right, keeping cool for our chat. Well, you know you do live in Florida, so you must have your own perspective on the Florida market. You live in the Tampa area, and the reason that that's a germane topic is that's something we've been talking about here lately as really an opportunity, and that is because most of Florida has seen some temporary property price attrition, but yet more population growth is projected. So that's why we feel like that's temporary. But why don't you tell us about what you see on the ground there?   Naresh Vissa  24:07   Keith, I've lived in Florida for 11 and a half years now. That's Tampa, Florida. I like Florida a lot. I moved here December 2014 for similar reasons that many people are moving here today. So I moved to Florida in December 2014 because of no state income tax, because of, at the time, lower cost of living. Florida was one of the states I got hit the hardest during the 2008 financial crisis, or nothing called in a real estate crisis, Florida, Arizona, those few others got hit really, really hard. So Florida at that time was still rebounding from 2008 so I moved for the affordability, the no income tax, of course, the weather better. Weather. And then most places in the Northeast I've lived so weather is a big deal when it comes to real estate and geography as well. These are all different reasons to move to Florida, and these are the reasons why I moved to Florida. I was also single in my 20s, so I was much younger at the time. I was single in my mid 20s, and Florida is very good for that too. For 20 something Gen Z folks today, Florida is definitely a place that they should consider. I moved down here and I fell in love with it. From day one. I got a place living right on the water, a beach. Got beaches everywhere. Florida's tour. And I say all this because these are all enticing features of Florida, for renters, for tenants, for snowbirds. I had never even heard of what a snowbird was until I moved down to Florida, where you have people who literally live here for seven months of the year, and then they live in their home state for five months of the year. So that's generally what it is, seven months in Florida, five months in their home state, which can be the people I know personally are from New York, Connecticut, Illinois, Ohio. The list goes on and on. Basically anywhere that's north of Florida could be considered a snowbird area. So that's another reason why Florida is a very hot market. Now, obviously, during the pandemic, in end of 2020, people started moving to Florida in droves. Part of it was politically, because you didn't have the restrictions that other states had during that crazy time that we lived through. And another part of it was work from home. So similar to me, in 2014 when I became full time work from home, I wanted to move somewhere for all those different reasons that I gave you the total package, and Florida fit that there was maybe one other state that fit the bill, based on everything that I told you, probably one other state. That's it. So Florida fit the bill, and that's why I think Florida is always going to be despite the hurricane prep, Florida is always going to be a destination that people will seriously look at whether you're older, retirement age or younger. Like I said in my mid 20s, single guy Florida is always going to be that destination for all the reasons that I laid out. So with that being said, what does that mean for real estate? What that means for real estate is that there's going to be a constant supply of people coming into Florida, and when there's a constant supply of people coming into Florida, then you can expect real estate prices to at least not decline. We passed, you know, all sorts of bills, including Dodd Frank post 2008 to prevent people from taking out mortgages that they couldn't afford. So now that that's out of the way, when you have a constant supply of people who are able to afford homes, who are able to afford rents, well, that's going to be a constant supply. So that's good for investors, that's good for appreciation. It's good for cash flow. And that's why I'm a huge fan, not just of the state of Florida, but also investing in Florida. And I own real estate in Florida, and you can say that I lucked out, but I bought a property in 2019 and it nearly doubled in value, yeah, when I say doubled in value in a matter of I want to say, like, two years, two and a half years, it nearly doubled in value. So with that being said, Florida, this was a rare cyclical trend when we just saw this huge upswing, rare cyclical trend. But I don't anticipate cycles like this, where you're going to have booms and busts. Moving forward, we haven't seen a bus since 2008 like I said, the the law has been taken care of in that sense, the regulation. I love the state. I've lived in six major cities, but maybe five different states, and Florida is hands down my favorite. That's why I've lived here for what did I say? 11 and a half or 12 and a half years? I don't even remember anymore. It's actually 11 and a half. My roots are here. I now consider myself a Florida person, even more so than the state of Texas, where, which is where I spent 18 years. I have no doubt that I'll surpass 18 or 19 years in Florida, and that this is it, right here. And a major reason is because this is just such a great state. It's free, it's real estate friendly. This is for people who are looking at buying primary residences, not for investment properties. But the governor has put on the ballot this coming election cycle to remove, to abolish the property tax in the state of Florida. So if you own, if you live full time, not a snowbird, not investors, but if you live in Florida permanently, then no more property tax if the vote passes. So that's another huge plus for owning property if you're a permanent resident in Florida,   Keith Weinhold  29:57   yeah, even if the property tax is abolished. Which seems unlikely, you could just tell what the tenor and the temperature of the tax climate and the investing climate is like in Florida, if they're even spearheading such a proposal, and they're a national leader in something like property tax abolition, like they are and Naresh about eight years after you moved there, which would be, what about 2020? 2022, somewhere in there, we had that strong pandemic migration push into Florida. What's happened is that that flow has slowed down. There's still positive net in migration in there in Florida. But the builders, they got ahead of this, and the pandemic migration wave waned, and they had a temporarily overbuilt condition, and they still do now, which is one reason why we've seen prices fall somewhat in most Florida zip codes, and this spells part of the opportunity. So you do have all these new build properties, some of which are vacant, but you have a good chance they're going to get absorbed pretty soon. And there are some obvious advantages to owning new build.   Naresh Vissa  31:11   Well, Keith, there is brand new construction in Florida, like you said. The work started in 2021 and there are homes that have not been sold. I don't want to say, since they were finished building in 2021 they recently finished building in 2025 and these homes could be a variety of reasons. It could be economic related. It could be hurricane related. In Tampa, the Central Florida, we had two horrible hurricanes back to back within a 15 day period, two really bad hurricanes towards the end of 2024 September and October 2024 and people lost their homes. Renters lost their homes. Other people just were freaked out and scared and said, You know what? I don't want to deal with. I've got PTSD from these hurricanes. I'm moving up to Alabama or Georgia or Orlando, you know, somewhere in Central Florida, that's a way. But even that area, you know, the hurricane still made it through to those areas too. People just picked up and said, You know what I'm done with Florida. It's a great state, but I don't want to deal with these hurricanes. And so regardless, whatever the reason, this is a pie, and these are all slices of the pie, I don't know what's been more of a contributing factor than which one has been more than the others. But with that being said, there are tons of properties in Florida, pretty much the entire state of Florida, where, especially new construction properties, are below at the time when they were being built, they're below what they anticipated being listed as. And So Keith, we're having a special webinar this Thursday, talking about these properties because they are discounted properties. They are properties that are selling at tremendous discounts, like I said to when Ground was broken years ago. So join that webinar. Gre, webinars.com gre webinars.com. Again, brand new construction. Many of these properties already have tenants in place. Not all of them, but many of them do already have tenants in place. There are all sorts of incentives that the builder is offering. And there are many builders in that, not just this one that's going to be on the webinar, but in Florida, there are many builders who are offering discounts, rate, buy downs, other incentives, because the home values have fallen somewhat a bit. Why have the home values falling? Because the demand has fallen as well. So again, the next question people might have is, well, if the demand is falling, if home home values are falling, why would I buy the trend is downward. And the answer is, whether it's a stock or any other security, you don't necessarily want to have the FOMO to buy at an all time high, just because everyone else is buying it. And I actually have family members who bought real estate at the peak of 2022 there was FOMO and there was, hey, you know, I need to get a flip, and they're down. They bought peak 2022, and they're down today. Because, look, you can pick any housing market in the country, especially a prime state like Florida. Look at any 30 year period, and you will see that home values are up double digits, even if you look at 2009 when the housing market crashed and we reached something like 10 year bottom in housing, if you look at the 30 year period, well, if someone who bought a house in Florida in, say, 1979 was still way up on their property in 2009 30 years later, we're not buying Bitcoin here where it can go up 30% in one day or go down 30% in one day. We're talking real estate, and real estate has been proven. It's been tested. It's been proven throughout time, not even a 30 year period. I think if you take any 20 year period, you're going to see the same trend of double digit gains, double digit growth. On real estate appreciation. So I'd say, if you're skeptical about Florida, you see these home values, all these discounts, that's the first thing I hear from followers. They say, why are they offering so many discounts? I'm a little concerned about all these discounts and incentives, and I don't know if that's a good thing. Well, I say, Well, I mean, you can buy full price in another state, if you'd like, you know, in California or so you could, you're more than free to buy full price. But we're talking Florida here. We're not talking about West Virginia or Rhode Island, or, you know, Nebraska. We're talking Florida. This is still the land of Mickey Mouse and Minnie Mouse, this is the land of the best beaches in the country. I mean, they there's just no arguing or debating these facts. Florida all the reasons that I stated earlier, is going to continue to be a hot, hot market. So I highly recommend people, if you want to get in on these discounted deals, G R E, webinars.com G R E, webinars.com register for our upcoming online and live special event this Thursday evening at 8pm Eastern Time, 8pm Eastern Time, gre webinars.com you won't want to miss this free, online and live special event.   Keith Weinhold  36:25   When a pound of oranges is on sale or a pound of zucchini is on sale, consumers are often attracted to that sale. Should probably be the same way with you considering adding to your real estate portfolio, and it's funny, when oranges of zucchinis are on sale, no one tries to find fault with it and think that they're rotten inside or something like that. But somehow with real estate or an investment that tends to get scrutiny from people, but these are real discounts that you're getting over buying, say, two years ago, and we're talking about a motivated seller here. And as you know, Naresh, we had the builder on the show last week, the one that's going to be co hosting the webinar with you on Thursday, and he talked to us about buying down mortgage rates to between 3.75% and 4.25% and we're here at a time where the owner occupied rate is six to six and a quarter the investor rate is seven, so you're getting about a three percentage point buy down. That's really the attraction. And Naresh, before I ask you, if you have any last thoughts, yes, again, it is our live event that you can attend from the comfort of your own home, Thursday the 19th, at 8pm eastern in just a few days, here with Naresh and the builder who you heard on last week's show, co hosting a live webinar for Central Florida so inland new build income property. It's free. You're invited, and the benefit of you attending live is that you can have any of your questions answered in real time. You're going to learn more about the Central Florida market and more about the home building process, and you are going to be able to see available new bill property, real addresses, with some of these pretty grand incentives that we've talked about again. GRE webinars.com, any last thoughts? Naresh   Naresh Vissa  38:17   I get a lot of questions about is right now the time to buy? Should I buy later? What's going to happen with real estate? And I know the number one question, or the number one caution our followers are going to have, is, is right now the time is March or April, the time. And I say, look, with real estate, I already gave you the figure that you take any 20 year time period, any 30 year time period, and that's our time horizon here at GRE again, we're not trying to buy bitcoin here and flip it, you know, two days later, we're looking to buy and hold for, I don't want to say forever, but I know my time horizon in general is the full 30 year term, at least for my properties, and some people you know, want 10 or 15 years. That's fine too, but that's the time horizon. It is not one year, two years. We're not flipping new construction properties here in Central Florida. We are looking to buy and hold over the long haul, get some very good, high quality tenants in there, in these new construction properties, so that you, the GRE follower and the investor, can collect your monthly cash flow as well as over that 20 year period, or that 30 year period take part in appreciation as well. We've also talked extensively, Keith in previous episodes about interest rate cuts that the Federal Reserve is going to be doing, and just know this, there's a reason why the builder is offering these incentives where you can get the rates so low, your mortgage rate can be so low, and it's going to take at least a year, even if the Fed goes to zero. I mean, it's going to take mortgage rates a very long time. And to reach that point of getting such low interest rates that you just laid out, so that even makes it more enticing, like, Hey, I basically have a head start on the Federal Reserve because I follow the Fed pretty closely. We don't need to get into those details, but it's looking heavily like they are going to be start cutting again later this year, this summer. So it's looking like they're going to do that, but again, now you can have a head start, because when the Fed starts doing that, and when the mortgage rates fall, then everybody's going to jump in. And what's going to happen to the home values once everybody jumps in, well, they're going to go up. You want to jump in when everybody is not jumping in, and when you can get an amazing deal on these interest rates thanks to the builder buying down your interest rate. So this is a GRE special you can't get these deals. I challenge our followers to go on the internet and try to find better incentives or deals. And what you're going to see on this webinar, on this online, live special event. So gre webinars.com you can join me as well as our special guest. He heads up the builder. His name is Jim. He's going to be on with me. And please join us at grewebinars.com sign up for this free and live online special event.   Keith Weinhold  41:20   These are some great points. There's a lot of anticipation for Thursday, Naresh. We'll see you then.   Naresh Vissa  41:25   Thanks, Keith.   Keith Weinhold  41:32   Oh yeah, a first person account on Florida life and opportunity from our own Naresh nationally, the build to rent model that has been a real success, building single family rentals with the intent that they are rentals. From day one, over 321,000 homes have been built specifically as rentals this way since 2012, and more than three quarters of those in just the last five years. So the build to rent trend is picking up steam. About 1/3 of Americans rent their home, and although the word rental for some people that still conjures up visions of high rises packed with apartments, but a growing number of today's rentals are these freestanding, single family homes and duplexes like we're talking about today, nestled in suburban communities with top notch schools, and that's why a growing number of mom and pop investors have hopped on the build to rent bandwagon. They take less maintenance. It attracts quality tenants who stay longer, and the rentals have changed, but so had the renters. 20 years ago, it felt like tenants had to rent, like they had no choice. Today, you've got more and more tenants that choose to rent. Many of them make 100k to 125k or more. Today, rentals are cheaper than owning for those people, and they're less of a headache. A lot of them don't want to fix things, and you as the owner, don't want to either. That's why new build is attractive. Then, you know, I just sent that great map to our newsletter subscribers about which states saw the most population gain from 2020 to today, the South had more population growth than every other US region combined, which is jaw dropping and within the South, the state with the most population growth since 2020 is Florida, with An 8.9% population gain in that span, narrowly beating out Texas and South Carolina. By the way, even if it weren't for the attractive builder interest rate near 4% these Sunshine State deals could still make sense. New build single family rentals from the 270s new build duplexes, 395 to 420k low insurance rates, positive cash flow, a builder warranty. And it's really even better than that. These properties are centered on Ocala, Florida, which received national recognition as the fastest growing city for this second year in a row. That's according to a U haul report, and Florida is the epitome of investor friendly. Florida is the first state to enact a law allowing law enforcement to immediately remove squatters. It distinguishes them from legal tenants. You might come to the webinar event, perhaps thinking about 80k or 500k that you want to allocate toward property or maybe nothing and you just want to learn at the event you will evaluate realistic opportunities learn how property management is handled, and understand how today's inventory fits into your disciplined, long term strategy that all takes place on. On Thursday the 19th at 8pm Eastern. It's our biggest event of the year, and it is called Why Central Florida is the year's most compelling housing market. One last time for Thursday, it is gre webinars.com, until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  45:20   You nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  45:52   The preceding program was brought to you by your home for wealth building get richeducation.com  

Anzalone, Reader Hit Free Agency; No Tag Coming The contracts for Alex Anzalone and DJ Reader have officially expired. The Detroit Lions are not expected to use the franchise tag on either veteran. This was anticipated. Both players are over 30 and not part of the long term plan. That does not close the door on a return for Anzalone. It simply puts both into the open market. This is routine in the NFL. On the Detroit Lions Podcast, the message was direct. Do not confuse an expired deal with a cut. The Lions did not release Anzalone or Reader. Their contracts ended on the league calendar. You cannot trade expired contracts. They are not on the roster today. Free Agents Are Off the Roster Until They Re-Sign The guidance was practical. Treat unrestricted free agents as off the roster until a new deal is signed. Build your mental depth chart around who is under contract. That includes names like Robertson and Khalif Raymond. They are not Detroit Lions right now. They can return if the sides agree. There is nothing wrong with wanting them back. Just do not plan around it until ink meets paper. The weekend brought noisy headlines. Many framed it as the Lions parting ways. That misreads the process. Free agency is a timeline, not a rupture. Contracts expire. Teams and players reassess. Decisions follow. What Anzalone Gave Detroit and Who Replaces Him Anzalone delivered real value. He arrived from the Saints with injury concerns and rebuilt his stock. He became a leader in the huddle. He handled coverage duties at a reliable level. He even played through setbacks, including a broken forearm in 2024. Jack Campbell is an All Pro. Anzalone is still the better coverage linebacker right now. That is a specific role the Lions must replace if he departs. The answer might not be on the current roster. Detroit must plan for that coverage snap volume. It is not just tackles and blitzes. It is spacing, leverage, and range. Losing that skill set changes how the second level plays. Cap Priorities Shape the Next Moves The Lions operate in a new salary cap reality. Even with a cap bump, every dollar has a path. A Jared Goff restructure is possible, but the future cash points to the core. Think Sam LaPorta. Think Jameer Gibbs. Think Brian Branch. Younger players will command raises. That priority drives today's restraint with veterans over 30. Anzalone wants to stay. If all things are equal, a reunion makes sense. All things rarely are. Detroit will weigh price, role, and timing. Reader's future follows the same logic. The board is set. Now the market speaks. #detroitlions #lions #detroitlionspodcast #nflfreeagency #franchisetag #alexanzalone #djreader #coveragelinebacker #jackcampbell #jaredgoffrestructure #samlaporta #jameergibbs #brianbranch #khalifraymond #robertson #unrestrictedfreeagent #salarycappriorities Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we're looking at those who achieved the extraordinary and at incredibly youthful age! We have the Tudor boy King, Edward VI, to discuss. Britain's youngest ever Prime Minister (just 24 years old!!), it's Pitt the Younger. And from France, we'll hear a bit of the life of Joan of Arc.And this week we're discussing: what was life like before the advent of reviews? Have you ever seen the secret book that travel agents had in the 90s? If you've got anything to add on that or anything else, you know what to do: hello@ohwhatatime.comAnd from now on Part 1 is released on Monday and Part 2 on Wednesday - but if you want more Oh What A Time and both parts at once, you should sign up for our Patreon! On there you'll now find:•The full archive of bonus episodes•Brand new bonus episodes each month•OWAT subscriber group chats•Loads of extra perks for supporters of the show•PLUS ad-free episodes earlier than everyone elseJoin us at

He was of Persian origin, born in Syria. As a young man, he distinguished himself as a member of the court of the Emperor Theodosius the Younger. Seeing the vanity of the world's honors and pleasures, he became a monk in Constantinople; but when the people began to praise his holiness, he fled to Mount Oxeia near Chalcedon, which later became known as Auxentius' Mountain. There he built a small hut and lived in reclusion; but in time he was discovered by some shepherds, and the faithful began to come in increasing numbers for his teaching, blessing, prayers and healing. He performed countless miracles, but such was his humility that he always sought to avoid their being attributed to him. When he was asked to pray for someone's healing, he would try to refuse, saying "I too am a sinful man." But, when he was prevailed on by the pleas of the people, he would call on all of them to pray together for the healing; or he would remind them that God would give according to their faith; or he would say to the sick person "The Lord Jesus Christ heals you." When the Emperor Marcian summoned the Fourth Ecumenical Council to Chalcedon, he ordered that the hermit join the assembly of holy Fathers. Auxentius refused, saying that doctrinal teaching was the province of bishops, not monks. The Emperor's envoys took him by force. He was greeted with honor by the Emperor, and affirmed all the decisions of the Council.   He never returned to Mount Oxeia, but settled in an even wilder and more remote spot on Mount Skopa, which later came to be called Mount St Auxentius. His disciples built him a tiny wooden hut with one small window through which he could converse with his steady stream of visitors. He reposed in peace in 470. A great crowd gathered for his funeral, and his holy relics were taken into the care of a women's monastery whose spiritual Father he had been.   Mount St Auxentius soon became a center of hesychastic life, with seven monasteries.

Was the Flood an Act of Mercy? by Autumn Dickson Noah's ark is one of the most classic bible stories. Even when you're not Christian, many people are aware of the story and what it means. I read these verses in the last post for this week, and I'm going to read them again with a new angle. Genesis 7:19-20, 23 19 And the waters prevailed exceedingly upon the earth; and all the high hills, that were under the whole heaven, were covered. 20 Fifteen cubits upward did the waters prevail; and the mountains were covered. 23 And every living substance was destroyed which was upon the face of the ground, both man, and cattle, and the creeping things, and the fowl of the heaven; and they were destroyed from the earth: and Noah only remained alive, and they that were with him in the ark. The Lord destroyed everything. Oftentimes, this is rightfully seen as an act of justice. According to the Come Follow Me manual, the flood was also an act of mercy. I love that justice and mercy often come together, and I want to expand upon that. Here is a quote from the Come Follow Me manual. Elder Neal A. Maxwell taught, “corruption had reached an agency-destroying point that spirits could not, in justice, be sent here.” During Noah's time, the world had become so dark and devastating that bringing new children into the world would have been wrong. When you study child abuse and neglect, this makes complete sense. There comes a point when you are so traumatized that trauma is all you can offer others. And if there are no healthy adults to save the children, then society will just get darker and darker until it destroys itself anyway. Perhaps God destroyed the evil, but they would have destroyed themselves anyway. Because of His decisions, He was also able to save many of the spirits that would have gone down and been destroyed alongside the rest. Now this was an extremely large scale event, but that's what makes it such an easy example to observe. Here is another scriptural example on a slightly smaller scale. In The Book of Mormon, Nephi is teaching his brothers and trying to get them to repent, but they hate the things of God. Here is a verse that shows some of Nephi's pleadings. 1 Nephi 17:45 Ye are swift to do iniquity but slow to remember the Lord your God. Ye have seen an angel, and he spake unto you; yea, ye have heard his voice from time to time; and he hath spoken unto you in a still small voice, but ye were past feeling, that ye could not feel his words; wherefore, he has spoken unto you like unto the voice of thunder, which did cause the earth to shake as if it were to divide asunder. The Lord had to be severe to reach them. We see this over and over and over again throughout scripture. Paul the apostle, Alma the Younger, the Israelites all throughout the Old Testament. You will see this theme all throughout Come Follow Me this year. The Lord is willing to do what's necessary in order to reach us, but there is an important, adjacent understanding that goes hand in hand with this. Jeffrey R. Holland taught, “Justice is not the work of an offended tyrant. It is the loving labor of a Father who is trying to get His children safely home.” I LOVE this quote. He is not an offended tyrant. God is a loving Father, and He is wise enough to know how to reach His children. He's not trying to punish us into submission. He's trying to get through to us. In 1 Peter, we learn that Christ went and preached to those in prison, specifically to the disobedient from the times of Noah. I wonder if they were finally ready to listen. I wonder if the flood and spirit prison reached them so that they were ready to live their life in a manner that brought happiness. I wonder if they are friends with Noah now. If they have repented, then I know this. They are grateful for the Lord and His wisdom in raining down justice and reaching them. All of God's decisions are based on love for His children, the seemingly severe and the softly spoken answer. He chooses the option that will most powerfully reach us. We've seen this on a large scale like with Noah and the flood, we've seen it on a smaller scale with Laman and Lemual. What does it mean for your own life? We have to be careful not to take this principle beyond its proper bounds. The principle is this: God will use tragedy to reach us if it's necessary because He loves us. The principle is not this: If you're experiencing something tragic, it is because God is using tragedy to punish you or because you really need to repent. Tragedy does not equate to wickedness, but it can be a tool that God uses sometimes. It just depends. I testify that all of God's decisions are based on love. I testify that suffering in mortal life is not the worst thing that can happen to a person. I testify that death is not the worst thing that can happen to a person. I testify that God is wise enough to do what it takes to reach us, and I testify that He sent His Son to wash us, heal us, and suffer with us so that He could succor us when we're prepared to accept that loving kindness. I testify that God uses justice to be merciful in our lives. Autumn Dickson was born and raised in a small town in Texas. She served a mission in the Indianapolis Indiana mission. She studied elementary education but has found a particular passion in teaching the gospel. Her desire for her content is to inspire people to feel confident, peaceful, and joyful about their relationship with Jesus Christ and to allow that relationship to touch every aspect of their lives. Autumn was the recipient of FAIR's 2024 John Taylor Defender of the Faith Award. The post Come, Follow Me with FAIR – Genesis 6–11; Moses 8 – Part 2 – Autumn Dickson appeared first on FAIR.

Today, I've got a conversation that goes deep into the cutting edge of regenerative skin health with two exceptional guests: Debbi Barber, founder and muse of Vitali Skincare, and Dr. Jordan Plews, a biochemical engineer and stem cell researcher. We discuss the science and practical realities of exosomes, stem cells, and copper peptides—breaking down not just what makes skin look younger, but what truly keeps it biologically healthier and more resilient as we age. Visit https://www.vitaliskincare.com/?ref=Nat20 and use code Nat20   Episode Timestamps: Welcome and podcast purpose ... 00:00:00 Shift from beauty to science and health ... 00:09:23 GHK-Cu's role in longevity and skin repair ... 00:10:15 Dr. Plews on regenerative medicine and stem cells ... 00:11:14 From peptides to exosomes: product evolution ... 00:13:35 Stem cell exhaustion and need for exosome signaling ... 00:14:07 Copper peptides vs. exosomes: complementary actions ... 00:18:00 Why source and age of exosomes matter ... 00:25:20 Quality, safety, and labeling in exosome products ... 00:35:01 How exosomes and peptides benefit skin deeper layers ... 00:44:35 Visible results: barrier, redness, scars, texture ... 00:58:05 What to expect: younger vs. older skin ... 01:00:01 Proof and stories: customer transformations ... 01:01:59 More isn't better: exosome dosing myth ... 01:07:03 Supporting ingredients: vitamin C, glutathione, SOD2 ... 01:11:31 Skin as a window into systemic aging ... 01:19:08 The future: personalized, organ-targeted exosome therapies ... 01:24:02   Our Amazing Sponsors: Nature's Marvels Bioregulators - provide gentle, organ-specific support — and the Liver Bioregulator is a favorite this season for supporting detox pathways and metabolic flow. Head to profound-health.com and use code NAT15 for 15% off your first order.   Manukora Honey - rich, creamy Manuka honey packed with powerful bioactives, all in just one heaped teaspoon a day. Go to MANUKORA.com/NAT to save up to 31% plus $25 in free gifts with the Starter Kit. PW1 by Puori — A clean, high-quality whey protein that's third-party tested for over 200 contaminants and smooth enough to feel like a treat while supporting muscle, metabolism, and bone strength. Go to puori.com/NAT and use code NAT for 32% off your first subscription or 20% off anything on the site.   Nat's Links:  YouTube Channel Join My Membership Community Sign up for My Newsletter  Instagram  Dr. Bill Lawrence Episode

They Said It is a quick back and forth on what was said in the sports world. Today we hear from NFL players encouraging Will Campbell, Payton Tolle on his new pitch and Mike Vrabel on what he wants for the roster.

Heavy short-form video use trains your brain to favor speed and novelty, which weakens sustained focus and makes everyday tasks feel harder to finish Attention loss linked to scrolling reflects learned brain adaptation, not a lack of intelligence, motivation, or discipline Endless feeds strain self-control systems, raising stress and mental fatigue while leaving confidence and self-image largely unchanged Younger users and frequent daily scrollers show the strongest effects, but attention strain appears across all ages and platforms Focus improves when you remove constant reward loops and retrain your brain with uninterrupted work, movement and clear boundaries