Podcasts about Younger

I am very excited to announce that I have written a new book, The Story of Art without Men: An illustrated guide to amazing women artists (out on 5 March!). It's an adaptation of The Story of Art without Men for readers aged 8–14 (and above), brought to life with beautiful illustrations by Ping Zhu and artworks from the past 500 years. From the Renaissance to the present day, via Cornwall, Japan, Paris and New York City, this book features a whole host of artistic trailblazers, freedom fighters, and game changers. We look at Surrealism – a movement born out of the horrors of the First World War in Paris, where artists turned to their imaginations and away from the broken world around them for inspiration… LISTEN TO A TEASER HERE... as I take my reader through the magical worlds of Leonora Carrington, Leonor Fini, Lee Miller, and more. Pre-order now: https://www.waterstones.com/book/the-story-of-art-without-men/katy-hessel/9780241738191 Signed copy: https://www.waterstones.com/book/the-story-of-art-without-men/katy-hessel/9780241824214 Personalised copy: https://www.pickledpepperbooks.co.uk/products/the-story-of-art-without-men-an-illustrated-guide-to-amazing-women-artists-personally-signed-pre-order-5th-march Audible version: https://www.audible.co.uk/pd/The-Story-of-Art-without-Men-Audiobook/B0FL842C9G?ref_pageloadid=not_applicable&pf_rd_p=af5062e9-57de-425c-9e02-6d8ad006b9aa&pf_rd_r=MPG0TFFB1QZHFK2NBZ63&plink=loLGYMj2VPTh5M0d&pageLoadId=eNJzHRjC9m8z0lhu&creativeId=83220593-1d50-4883-bad4-b5d505543719&ref=a_author_Ka_c9_lProduct_1_3

This is Part 2! For Part 1, check the feed!This week we're looking at those who achieved the extraordinary and at incredibly youthful age! We have the Tudor boy King, Edward VI, to discuss. Britain's youngest ever Prime Minister (just 24 years old!!), it's Pitt the Younger. And from France, we'll hear a bit of the life of Joan of Arc.And this week we're discussing: what was life like before the advent of reviews? Have you ever seen the secret book that travel agents had in the 90s? If you've got anything to add on that or anything else, you know what to do: hello@ohwhatatime.comAnd from now on Part 1 is released on Monday and Part 2 on Wednesday - but if you want more Oh What A Time and both parts at once, you should sign up for our Patreon! On there you'll now find:•The full archive of bonus episodes•Brand new bonus episodes each month•OWAT subscriber group chats•Loads of extra perks for supporters of the show•PLUS ad-free episodes earlier than everyone elseJoin us at

Your gray hair, thinning lashes, brain fog, and that low energy feeling after 30 might all trace back to one thing: falling NAD and stressed mitochondria. This episode breaks down what actually happens inside your cells as NAD declines, and what you can do about it using specific compounds from mushrooms, olive oil, and even chocolate. -Watch this episode on YouTube for the full video experience: https://www.youtube.com/@DaveAspreyBPR -Subscribe and save $15 on Wonderfeel by going to: https://getwonderfeel.com/product/wonderfeel-youngr-nmn/?utm_source=Dave&utm_medium=podcast&utm_campaign=episode2Host Dave Asprey sits down with Baran Dilaver, CEO and co-founder of Wonderfeel Biosciences, to unpack the real science behind NAD, mitochondrial energy, and long-term longevity. Baran is an entrepreneur and inventor who previously led multiple start-ups as CEO and COO, collaborated with leading scientists and medical experts, and developed award-winning products. A UC Berkeley economics graduate and former scholarship athlete, he now focuses on translating cutting-edge bioscience into practical tools that enhance people's lives. They break down how NAD powers mitochondria, why your body strategically allocates cellular energy away from peak cognitive performance as you age, and how stress accelerates that decline. You'll hear the differences between niacinamide, NR, and NMN, the FDA confusion around NMN, and why raising NAD is about cellular repair, resilience, and metabolic function, not just “more energy.” The conversation goes deep on hydroxytyrosol, the powerful olive oil polyphenol that acts as a CD38 inhibitor, and ergothioneine, a mushroom-derived antioxidant with its own receptor in the human body that can accumulate in damaged tissues. Baran shares the origin story that pushed him to research ergothioneine, along with anecdotal observations from long-term users reporting improvements in sleep, focus, energy, thicker hair, reduced gray hair, and even eyelash regrowth. You'll also hear Dave's practical take on ketosis, fasting, supplements, and metabolism, why he prefers NAD precursors over IV NAD for most people, how methyl donors affect NAD IV tolerance, and why Wonderfeelbuilt a creatine chocolate bar sweetened with allulose to stay keto-friendly and diabetic-friendly. This is biohacking grounded in mechanism, from mitochondria and neuroplasticity to anti-aging strategy and smarter supplementation. You'll Learn: • What NAD does in the body and why oral NAD itself is not effective • How niacinamide, NR, and NMN compare as NAD precursors • Why mitochondria control energy allocation, cognition, and resilience • How hydroxytyrosol may support NAD longevity through CD38 inhibition • What ergothioneine is, why it comes from mushrooms, and why the body has a receptor for it • What long-term users commonly report: better sleep, clearer thinking, stronger energy, and cosmetic shifts • Why Dave prefers supplements over NAD IVs in most cases • How allulose differs from other sweeteners and why it matters for metabolism • Why creatine supports brain energy and how heat changes absorption strategy Thank you to our sponsors! • MASA Chips | Go to https://www.masachips.com/DAVEASPREY and use code DAVEASPREY for 25% off your first order • Branch Basics | Get 15% off at https://branchbasics.com/DAVE15 with code DAVE15 • Timeline | Go to timeline.com/Dave for 20% off• OneSkin | Try OneSkin at https://www.oneskin.co/DAVE and use code DAVE for 15% off Dave Asprey is a four-time New York Times bestselling author, founder of Bulletproof Coffee, and the father of biohacking. With over 1,000 interviews and 1 million monthly listeners, The Human Upgrade brings you the knowledge to take control of your biology, extend your longevity, and optimize every system in your body and mind. Each episode delivers cutting-edge insights in health, performance, neuroscience, supplements, nutrition, biohacking, emotional intelligence, and conscious living. New episodes are released every Tuesday, Thursday, Friday, and Sunday (BONUS). Dave asks the questions no one else will and gives you real tools to become stronger, smarter, and more resilient. Keywords: NAD supplementation, NMN benefits, NR vs NMN, nicotinamide mononucleotide, mitochondrial function, CD38 inhibition, hydroxytyrosol olive oil, ergothioneine mushrooms, mushroom antioxidant benefits, Alzheimer's prevention strategies, brain fog after 30, mitochondrial energy production, anti aging supplements, longevity compounds, fertility mitochondrial health, NAD IV vs oral NMN, creatine for brain health, allulose sweetener benefits, keto friendly chocolate, GLP 1 natural support, biohacking longevity, neuroplasticity support, metabolism optimization, fasting and NAD levels, ketosis and mitochondria, supplement regulation FDA, functional medicine longevity, Dave Asprey biohacking, Wonderfeel NMN Resources: • Wonderfeel Website: https://getwonderfeel.com/product/wonderfeel-youngr-nmn/?utm_source=Dave&utm_medium=podcast&utm_campaign=episode2• Get My 2026 Biohacking Trends Report: https://daveasprey.com/2026-biohacking-trends-report/ • Dave Asprey's Latest News | Go to https://daveasprey.com/ to join Inside Track today. • Danger Coffee: https://dangercoffee.com/discount/dave15 • My Daily Supplements: SuppGrade Labs (15% Off) • Favorite Blue Light Blocking Glasses: TrueDark (15% Off) • Dave Asprey's BEYOND Conference: https://beyondconference.com • Dave Asprey's New Book – Heavily Meditated: https://daveasprey.com/heavily-meditated • Join My Substack (Live Access To Podcast Recordings): https://substack.daveasprey.com/ • Upgrade Labs: https://upgradelabs.com Timestamps: 00:00 - Introduction 01:13 - What Is Wonderfeel 05:31 - NAD and NMN Explained 09:41 - FDA Status of NMN 13:50 - Supplements vs Pharmaceuticals 16:48 - How NAD Powers Mitochondria 25:46 - NAD Benefits and Effects 30:57 - Hydroxytyrosol 35:03 - Ergothioneine 41:55 - Alzheimer's and Brain Health 44:10 - Vitamin D and K2 46:15 - Sustainable Packaging 49:26 - Creatine Bars 51:43 - Allulose Deep Dive 59:28 - Inflammation Research 01:02:15 - Supplement Regulation See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today we are rehashing Younger Season 4, Episode 6: "A Close Shave." Join us as we discuss the "Pearls of Wisdom" launch party, Liza reconnecting with Jay, Diana realizing she just might love Richard and so much more!

Brittan Stockert is a fundraising coach with DonorBox, a donor management platform with a mission "to do everything in our power to support nonprofit organizations in their efforts to make a difference." Brittan's role is to help "nonprofits and social-impact organizations build sustainable fundraising strategies by strengthening donor relationships, improving CRM systems, and simplifying day-to-day fundraising." Brittan joins the podcast to talk about the evolution of thinking in mutual aid - direct giving from donor to recipient without a formal charity in the loop. Brittan talks about the history of mutual aid, and the changes in how mutual aid is moving forward since the pandemic, uprisings, and resistance movements in 2026 and beyond. Britt talks about trust as a key factor in both mutual aid giving and giving to support formal charities. Mutual aid support in the present moment relies on community-based trust, but also relies on traditional nonprofits to eschew "main character energy" and center the immediate needs with trust in community. Younger or new donors may be quicker to let go of control or power, and institutional charities may do well to follow suite and let go of some power in these situations. NEXT in Nonprofits has a blog post on mutual aid in 2026. People interested in connecting with Britt on coaching can view her contact page here. Get more details on how to subscribe on our podcast page.

Today on Ascend: The Great Books Podcast, Dcn. Harrison Garlick and Dr. Donald Prudlo, the Warren Chair of Catholic Studies at the University of Tulsa, discuss the Ante-Purgatory, the foot of Mount Purgatory (Cantos 1-5).Check out our guide on Dante's Purgatorio (out soon!)Visit Dr. Jason Baxter's website and use "Ascend" in the promo code for 20% off his Purgatorio audiobook.Thanks for the Center for Beauty and Culture at Benedictine College for their support!The conversation with Dr. Prudlo and Deacon Garlick on Cantos 1–5 of Purgatorio opens with the dramatic shift from the despair of Inferno to the hope and refreshment of Purgatory.In Canto 1, Dante and Virgil emerge from Hell onto the shores of Mount Purgatory at Easter dawn, where Dante humbly invokes Calliope, the Muse of epic poetry, signaling his project as “the Christian epic” (Dr. Donald Prudlo). They meet Cato the Younger, a pagan suicide saved by special grace, who embodies the four cardinal virtues and serves as Purgatory's guardian. Prudlo emphasizes the shock: “Cato the pagan, the suicide is going to heaven. And we have got to confront that or we're going to miss so much of what Dante has to tell us here” (Dr. Donald Prudlo). The ritual of washing with dew and girding with the humble reed contrasts the broken plants of the suicides in Hell and symbolizes the beginning of true humility and ascent.Cantos 2–5 introduce the late-repentant souls and the mountain's structure. In Canto 2, an angelic boat ferries souls singing “In exitu Israel de Aegypto,” a psalm of liberation that Prudlo calls “a multifaceted song” evoking Exodus, baptism, and community (Dr. Donald Prudlo). Casella's song of Dante's own poetry enchants the group until Cato rebukes their idleness.Cantos 3–5 explore excommunicated sinners like Manfred (“even under a curse like mine, no one's ever so lost that eternal love cannot come back, as long as hope has any sprouts of green” – Manfred via transcript) and the slothful Belacqua, who banters with Dante like old friends. Prudlo highlights the power of last-minute mercy and intercession: “Mary is the last refuge of sinners” (Dr. Donald Prudlo). The cantos teach that Purgatory is a place of communal hope, where grace reaches even the unlikely, and purification begins with humility, prayer, and rightly ordered love—setting the stage for the active ascent through the terraces.Chapters00:00 Introduction to Dante's Purgatorio04:42 The Importance of Reading Purgatorio08:02 Themes of Emancipation and Freedom10:57 The Role of Cato in Purgatorio13:49 Cato's Significance and Political Implications17:00 Cato as a Precursor to Christ19:51 Dante's Literary Techniques and Inspirations22:56 Contrasting Ulysses and Dante25:36 Cato's Death and Its Symbolism28:52 The Nature of Purgatory and Salvation31:51 Cato's Virtues and Their Relevance34:49 The Relationship Between Cato and Christ37:48 Conclusion and Reflections on Purgatorio50:03 Understanding Cato's Role in Purgatorio52:43 The Heartbreaking Choice of Cato54:39 Rituals and Purification in Purgatory01:00:18 The Arrival at Purgatory01:06:34 The Significance of Water in Salvation01:12:09 Virgil's Role and the Nature of Guidance01:24:57 Manfred: A Case of Late Repentance01:29:38 The Role of Intercessory Prayer in Purgatory01:34:00 Understanding Mount Purgatory and Its Significance01:40:15 The Character of Belacqua and Themes...

Dr. David Brubeck rejoins the Feeding the Starving Artist podcast. Dave is an acclaimed bass trombonist, composer, and educator whose groundbreaking contributions to music have left an indelible mark on the world of brass performance. Best known for his innovative Stereograms—a collection of solo works for bass clef instruments published internationally—Brubeck has performed and recorded with legendary artists such as Stevie Wonder, Ray Charles, and Joni Mitchell. His scholarly work, including The Pedagogy of Arnold Jacobs, is frequently cited and reflects his dedication to advancing brass pedagogy.A third cousin of jazz pianist Dave Brubeck, Dave has performed at prestigious festivals and venues around the globe, showcasing his artistry in solo and duo formats, including his celebrated group, Duo Brubeck. As a professor of music and conductor, he has shaped generations of musicians, leading ensembles to national acclaim and developing innovative teaching methods. Dr. Brubeck's passion for performance and education continues to inspire audiences and students alike.Visit ⁠davidbrubeck.com⁠ to explore his music, writings, and more.

AI is now doing emotional labour in relationships, Etsy witches are under threat, and somehow a yoghurt spoon becomes a medical emergency. We unpack Chinese New Year rules, wild athletics carnival achievements, and whether dating a much younger flame is hot… or a hard noSubscribe on LiSTNR: https://play.listnr.com/podcasts/seafm-gold-coast-breakfastSee omnystudio.com/listener for privacy information.

Register here to attend the live virtual event "Why Central Florida is the Year's Most Compelling Housing Market" on Thursday, February 19th at 8pm Eastern. Keith explores how a shift in mindset can change the way you build wealth, why so many new landlords are entering the market, and what recent economic trends could mean for future rents.  You'll also hear how one Florida investor is navigating a changing housing landscape, and learn about a timely opportunity in one of the country's fastest‑growing real estate markets—all without needing to be a hands-on landlord. Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/593 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, the risk of delayed gratification is denied gratification. There's a new wave of landlords. Wages are rising faster than both inflation and home prices. Learn what that's going to mean for rents. Hear the voices of five different Federal Reserve chairs, then GRE announces our biggest event of the year, and you're invited today on get rich education.   Corey Coates  0:32   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:16   mid south home buyers, with over two decades is the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated, there is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com   Corey Coates  2:19   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:35   Welcome to GRE from the Adriatic Sea to the Atlantic Ocean and across 188 nations worldwide, I'm Keith Weinhold, and this is get rich education. Sometimes we all need a mindset reset, and this can include me. Sometimes. James clear, the author of atomic habits, says there are four types of wealth, financial wealth, which is money, social wealth, which is status, time, wealth which is freedom, and physical wealth, which is health. Be wary of jobs that seduce you with one and two but rob you of three and four. That is to say, be careful with jobs that seduce you with financial and social wealth but rob you of time and physical wealth that is definitely going to happen to you during your life, especially early in your working career. But many people, even most people, they don't do much about this. They just go on and on, selling their soul to their employer for decades. Sometimes paychecks aren't compensation. They're a bribe from an employer to give up your dreams early in your career, delayed gratification actually makes some sense, because you need capital formation, you need down payments, you need dry powder. That is totally fair and the time in your life for delayed gratification. But there's a point that most people miss, the point where delayed gratification quietly mutates into denied gratification. This is huge. Most people miss this inflection point. When is this point in your life? That's when I'll do it later becomes, well, I guess I never did it at all. They look up at what they've got at age 65 and realize that they have a respectable title. They still wear Dockers pants. They have a 401, K that they must start paying tax on, and knees that creak louder than. The front door. Compound Interest hardly outpaces taxes and inflation. That's just going to keep you in one spot, you know, and you're never going to get that time back. There is no do over there. So you need to get to the point where you can be more frugal with your time than your money. Younger people have a harder time adopting this mindset, and that's a little natural, because they have more time and less money. Sooner than later, you must desperately get financially free so that you can simply be your self workaholics, optimize income instead of assets, and you can't let that happen, because labor does not compound and capital does compound, your quality of life will exceed your cost of living when your life is funded by what you own, not by what you do that takes a different mindset. You can either be a conformer or you can build wealth when you invest in real estate that pays five ways. It's like what you're doing is buying future Tuesdays, where you never have to work again and then later, add on future Wednesdays, where you never have to work again because you got the compound leverage instead of the impotent compound interest. I mean, just consider your two and a half million dollar portfolio that is passively doing the same work as someone who sells 40 to 50 hours a week of their life away for 100k in yearly salary. All right, maybe you're thinking, Oh, that all sounds thought provoking, but if you're not engaged on that, it can sound airy and philosophical and even risky. It's sort of like, yeah, you're cueing the acoustic guitar music and slow motion images of someone pensively gazing at a sunset.   Keith Weinhold  7:12   All right, what is the concrete plan? It's not all about mindset. It only starts with mindset. You got to make that actionable. Well, we constantly provide concrete plans for you here on this show, and I've got another concrete plan for you toward the end of the show today. This harkens back to what I discussed with you seven weeks ago, seven episodes ago on the show. That's when I discussed the world's first billionaire, John D Rockefeller and his enduring quote from about 100 years ago, he who works all day has no time to make money. Yeah, that's the quote a little review. What you learned seven episodes ago is that Rockefeller meant, if you spend your life doing tasks, you're never going to rise high enough to own things that pay you for life. The bottom line here is that earning a living is a distinctly different activity than building wealth. That's what we're talking about here.    Keith Weinhold  8:14   Well, there is a new wave of landlords entering the market, and they are reshaping what owning rentals looks like. One survey by rental platform avail of nearly 2000 users. It's really influential. It found that 53% of landlords became landlords in the last five years. So you have a lot of new landlords with the most 17% of landlords entering the market in just the last year, most purchased a property specifically to rent it out, and 1/3 sort of backed into this business by renting out their former residence. Of course, some people want to rent out their former residence today, if they got locked into that sexy owner occupied three and 4% financing from 2022 and earlier, the survey went on to tell us with some really good takeaways here, 72% of landlords manage between one and four units, and this avail survey. I mean, it's just another one that shows that the majority of landlords operate small portfolios, classic mom and pop investors. That one's not too surprising. The top three reasons that landlords gave for entering the rental market, they're pretty interesting. The number one reason for getting into this at 41% of respondents is building long term wealth. Next 33% for generating passive income, and the third most popular one, it's a distant third, it is preparing for retirement at 13% so building long term wealth is the number one reason for getting into this, and that is the right reason. Them when it comes to ownership structure, 64% said that they own the property individually, whether that's through a single member LLC or in their own name, doing it, yeah, individually, rather than with a family member or a business partner. So really, the summary of this terrific, recent avail landlord survey is that if you're just getting started, you're not alone. A lot of people are most own properties solely in their own name, and the number one reason for doing it is to build long term wealth. Now there's another pervasive set of economic trends out there in the broader economy, but it's really a benefit for real estate investors, and that is the fact that wage growth has now outpaced consumer price growth for three years. Yeah, another way to say that is that wage growth has outpaced inflation for fully three years. Yeah, most people just aren't feeling it yet. So you might be taken somewhat aback by that, and why aren't people feeling that wage growth is faster than inflation, the pandemic inflation spike that was so huge, it was like getting hit with a freight train, and then someone tells you, good news, the train has stopped. Yeah, that's nice. You are still lying on the tracks, rubbing your ribs. That's because we're all still absorbing spiked prices for everything from a lumber two by four to a York Peppermint Patty, year over year, wages are up 3.8% and consumer inflation is 3% All right, so wages above inflation, that means things are getting a little more affordable, but both wages and inflation have grown faster than home prices, which have only grown about one and a half percent, and this is all per the BLS in the FHFA, so wage growth Being more than double home price growth. Well, that trend really makes properties more affordable, but historically, they're still not that affordable. Everybody knows that home prices soared until about 2023 that was the turning point, and now wages are in their catch up phase. All right, but what really matters to real estate investors is, when will this wage growth translate to rent growth, historically, big rent growth that lags big home price growth by about two to four years. So you have the big home price growth, big rent growth hits two to four years later, historically. Now, if that holds true, we should finally see substantial rent growth this year or next year. Rent growth has still been pretty soft in the one to four unit space, and even there are rent decreases in the overbuilt apartment space. Future income growth promises to make homes more affordable. Affordability has already improved, with mortgage rates hovering near three year lows. There's one problem, though, that most people overlook, and that is this wage growth has been skewed toward the higher income deciles, renters, especially workforce renters, they don't feel it until later. So this 3.8% wage growth, it's heavier for higher income people, and it's lighter for lower income people. I swear, when there are enriching economic trends, it always hits the higher income people first, and it doesn't trickle down until later. So if you as an investor, are positioned before the rent wave hits, you are surfing, and if you wait to feel it, you're swimming behind the boat. Higher wages should translate to higher rents in the next one to two years. And as far as some other forces, as we all know, the man occupying the oval office in the White House, the President, he wants lower rates. The current Fed Chair isn't so willing to do that. The next one, the one he appointed, Kevin Warsh, who arrives in May. He seems more receptive to lower rates, but it's gonna take a while. It all moves so slow. We have had 16 fed chairs before worsh over 112 years. And look how much of an econ nerd Are you? Are you as bad as me? These voices are in chronological order, and I can name each speaker.   Corey Coates  14:47   You're going to have to live with the fact that forecasts have a range of uncertainty, irrational exuberance.   Corey Coates  14:54   In my opening remarks, I'd like to briefly first review today's policy decision, but   Corey Coates  14:58   first I'll review recent. Economic developments in the Outlook, and we are well positioned to wait to see how the economy evolves.   Keith Weinhold  15:06   If you can name each of those speakers, I would love to give you a free property from gremarketplace.com but I can't quite swing that in order. Those voices are Paul Volcker. He served from 1979 to 87 he was known for crushing double digit inflation by jacking rates to near 20% it was painful medicine, but it worked the next one. Alan Greenspan sir, from 1987 to 2006 that was a long reign, almost 20 years. He oversaw the 90s economic boom, the.com bubble and the early housing bubble. Years so far, Greenspan is the only Fed chair that I have met in person. Then Ben Bernanke, he was the Fed chair from 2006 to 2014 he took the helm right before the 2008 financial crisis. He rolled out QE and emergency lending on an historic scale. In fact, he was nicknamed helicopter Ben because it's like he would print so much money that he just dropped it out of huge sacks, dollar bills in huge sacks, dropping them from an airplane, metaphorically, not literally. Then Janet Yellen, 2014 to 2018 she kind of continued this post crisis normalization, and she was the first woman to chair the Fed and then, of course, Jerome Powell serving from 2018 to 2026 he navigated the covid stimulus, ultra low rates. And then after that, the fastest rate hiking cycle in decades to fight inflation back in 2022 being the Fed chair is the most important job in this economy, and over the decades, there's been more of a movement of the fed into the public eye. You just hear about them more in the media than you used to. But like I touched on last week, it just still doesn't mean as much to real estate investors as a lot of people think, people sometimes look for someone else to come save them, but it's more about you and the choices that you make that's what means more housing supply and demand means more real estate investors have profited during every one of those Fed Chair reigns, which go back almost 50 years from Volcker to today, I think everybody knows that fed chairs don't control property prices, and they don't even control long term interest rates. What's a little paradoxical is that Trump has been vocal about how he wants more affordable home prices, yet at the same time he wants existing homeowners to have their home prices go up, those two things seem to be in tension. They're in conflict with each other. The only way you can possibly get both are through lower mortgage rates. But is he going to see later today you as a GRE follower, you don't have to wait for lower rates income, property still feels less affordable than it did five years ago, because it is that's real but here's the key distinction in what makes real estate investors different from owner occupied homeowners. Affordability isn't about the price of the property, it's about whether the property pays for itself and grows your net worth while inflation does the heavy lifting. Higher prices don't kill investors. Inaction during inflation does you're not buying a say, $350,000 property. You're controlling it with $70,000 while your tenant and inflation do the rest. We do not rely on hope or appreciation. We start with income tax benefits and debt pay down and then leverage appreciation typically happens as well. GRE only succeeds when investors close on properties that perform long term. One bad referral costs us years of trust, so we don't do that. The best question for you really isn't whether property is affordable. The question is whether owning an investment property is better than inflation compounding against you. That's the investor lens today.    Keith Weinhold  19:24   coming up next week on the show here, we're going to discuss apartments. It's been a truly be leaguered sector, where their prices have fallen 2030, and 40% in many markets. We've discussed apartments here on the show a lot before, like with Grant Cardone on episode 264, with Ken McElroy, countless times with me monologuing about apartments. And next week, we're going to talk to a multifamily educator who is known as the apartment King. Later on, a future show, we've got the return of the financial. Firebrand, and lately, the financial comedian Garrett Gunderson, a powerful speaker. That's definitely going to be interesting. As for today, you'll hear a first person account from a Florida resident about why he's moved to Florida and why he invests there. You've heard of this guy before. That's next. I'm Keith Weinhold. You're listening to Episode 593, of get rich education.    Keith Weinhold  20:26   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721, exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/G. R, E,    Keith Weinhold  21:02   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach directly again. 1-937-795-8989,   Keith Weinhold  22:13   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Zack Lemaster  22:47   this is rental retirement Zach Lee Masters. Listen to get rich education with Keith bleinhold, and don't quit your Daydream.   Keith Weinhold  23:02   I'd like to welcome in our own in house. GRE investment coach, we haven't had you on the show since November. Welcome in Naresh.   Naresh Vissa  23:11   Kwith, It's a pleasure to be back on the show. Thanks for having me on.   Keith Weinhold  23:16   We're just playing it all casual and comfortable here in house. You were just finishing up, what ice cream or a container of something right before we got started   Naresh Vissa  23:25   here, all done with the ice cream and ready to record the podcast.   Keith Weinhold  23:29   Yeah, all right, keeping cool for our chat. Well, you know you do live in Florida, so you must have your own perspective on the Florida market. You live in the Tampa area, and the reason that that's a germane topic is that's something we've been talking about here lately as really an opportunity, and that is because most of Florida has seen some temporary property price attrition, but yet more population growth is projected. So that's why we feel like that's temporary. But why don't you tell us about what you see on the ground there?   Naresh Vissa  24:07   Keith, I've lived in Florida for 11 and a half years now. That's Tampa, Florida. I like Florida a lot. I moved here December 2014 for similar reasons that many people are moving here today. So I moved to Florida in December 2014 because of no state income tax, because of, at the time, lower cost of living. Florida was one of the states I got hit the hardest during the 2008 financial crisis, or nothing called in a real estate crisis, Florida, Arizona, those few others got hit really, really hard. So Florida at that time was still rebounding from 2008 so I moved for the affordability, the no income tax, of course, the weather better. Weather. And then most places in the Northeast I've lived so weather is a big deal when it comes to real estate and geography as well. These are all different reasons to move to Florida, and these are the reasons why I moved to Florida. I was also single in my 20s, so I was much younger at the time. I was single in my mid 20s, and Florida is very good for that too. For 20 something Gen Z folks today, Florida is definitely a place that they should consider. I moved down here and I fell in love with it. From day one. I got a place living right on the water, a beach. Got beaches everywhere. Florida's tour. And I say all this because these are all enticing features of Florida, for renters, for tenants, for snowbirds. I had never even heard of what a snowbird was until I moved down to Florida, where you have people who literally live here for seven months of the year, and then they live in their home state for five months of the year. So that's generally what it is, seven months in Florida, five months in their home state, which can be the people I know personally are from New York, Connecticut, Illinois, Ohio. The list goes on and on. Basically anywhere that's north of Florida could be considered a snowbird area. So that's another reason why Florida is a very hot market. Now, obviously, during the pandemic, in end of 2020, people started moving to Florida in droves. Part of it was politically, because you didn't have the restrictions that other states had during that crazy time that we lived through. And another part of it was work from home. So similar to me, in 2014 when I became full time work from home, I wanted to move somewhere for all those different reasons that I gave you the total package, and Florida fit that there was maybe one other state that fit the bill, based on everything that I told you, probably one other state. That's it. So Florida fit the bill, and that's why I think Florida is always going to be despite the hurricane prep, Florida is always going to be a destination that people will seriously look at whether you're older, retirement age or younger. Like I said in my mid 20s, single guy Florida is always going to be that destination for all the reasons that I laid out. So with that being said, what does that mean for real estate? What that means for real estate is that there's going to be a constant supply of people coming into Florida, and when there's a constant supply of people coming into Florida, then you can expect real estate prices to at least not decline. We passed, you know, all sorts of bills, including Dodd Frank post 2008 to prevent people from taking out mortgages that they couldn't afford. So now that that's out of the way, when you have a constant supply of people who are able to afford homes, who are able to afford rents, well, that's going to be a constant supply. So that's good for investors, that's good for appreciation. It's good for cash flow. And that's why I'm a huge fan, not just of the state of Florida, but also investing in Florida. And I own real estate in Florida, and you can say that I lucked out, but I bought a property in 2019 and it nearly doubled in value, yeah, when I say doubled in value in a matter of I want to say, like, two years, two and a half years, it nearly doubled in value. So with that being said, Florida, this was a rare cyclical trend when we just saw this huge upswing, rare cyclical trend. But I don't anticipate cycles like this, where you're going to have booms and busts. Moving forward, we haven't seen a bus since 2008 like I said, the the law has been taken care of in that sense, the regulation. I love the state. I've lived in six major cities, but maybe five different states, and Florida is hands down my favorite. That's why I've lived here for what did I say? 11 and a half or 12 and a half years? I don't even remember anymore. It's actually 11 and a half. My roots are here. I now consider myself a Florida person, even more so than the state of Texas, where, which is where I spent 18 years. I have no doubt that I'll surpass 18 or 19 years in Florida, and that this is it, right here. And a major reason is because this is just such a great state. It's free, it's real estate friendly. This is for people who are looking at buying primary residences, not for investment properties. But the governor has put on the ballot this coming election cycle to remove, to abolish the property tax in the state of Florida. So if you own, if you live full time, not a snowbird, not investors, but if you live in Florida permanently, then no more property tax if the vote passes. So that's another huge plus for owning property if you're a permanent resident in Florida,   Keith Weinhold  29:57   yeah, even if the property tax is abolished. Which seems unlikely, you could just tell what the tenor and the temperature of the tax climate and the investing climate is like in Florida, if they're even spearheading such a proposal, and they're a national leader in something like property tax abolition, like they are and Naresh about eight years after you moved there, which would be, what about 2020? 2022, somewhere in there, we had that strong pandemic migration push into Florida. What's happened is that that flow has slowed down. There's still positive net in migration in there in Florida. But the builders, they got ahead of this, and the pandemic migration wave waned, and they had a temporarily overbuilt condition, and they still do now, which is one reason why we've seen prices fall somewhat in most Florida zip codes, and this spells part of the opportunity. So you do have all these new build properties, some of which are vacant, but you have a good chance they're going to get absorbed pretty soon. And there are some obvious advantages to owning new build.   Naresh Vissa  31:11   Well, Keith, there is brand new construction in Florida, like you said. The work started in 2021 and there are homes that have not been sold. I don't want to say, since they were finished building in 2021 they recently finished building in 2025 and these homes could be a variety of reasons. It could be economic related. It could be hurricane related. In Tampa, the Central Florida, we had two horrible hurricanes back to back within a 15 day period, two really bad hurricanes towards the end of 2024 September and October 2024 and people lost their homes. Renters lost their homes. Other people just were freaked out and scared and said, You know what? I don't want to deal with. I've got PTSD from these hurricanes. I'm moving up to Alabama or Georgia or Orlando, you know, somewhere in Central Florida, that's a way. But even that area, you know, the hurricane still made it through to those areas too. People just picked up and said, You know what I'm done with Florida. It's a great state, but I don't want to deal with these hurricanes. And so regardless, whatever the reason, this is a pie, and these are all slices of the pie, I don't know what's been more of a contributing factor than which one has been more than the others. But with that being said, there are tons of properties in Florida, pretty much the entire state of Florida, where, especially new construction properties, are below at the time when they were being built, they're below what they anticipated being listed as. And So Keith, we're having a special webinar this Thursday, talking about these properties because they are discounted properties. They are properties that are selling at tremendous discounts, like I said to when Ground was broken years ago. So join that webinar. Gre, webinars.com gre webinars.com. Again, brand new construction. Many of these properties already have tenants in place. Not all of them, but many of them do already have tenants in place. There are all sorts of incentives that the builder is offering. And there are many builders in that, not just this one that's going to be on the webinar, but in Florida, there are many builders who are offering discounts, rate, buy downs, other incentives, because the home values have fallen somewhat a bit. Why have the home values falling? Because the demand has fallen as well. So again, the next question people might have is, well, if the demand is falling, if home home values are falling, why would I buy the trend is downward. And the answer is, whether it's a stock or any other security, you don't necessarily want to have the FOMO to buy at an all time high, just because everyone else is buying it. And I actually have family members who bought real estate at the peak of 2022 there was FOMO and there was, hey, you know, I need to get a flip, and they're down. They bought peak 2022, and they're down today. Because, look, you can pick any housing market in the country, especially a prime state like Florida. Look at any 30 year period, and you will see that home values are up double digits, even if you look at 2009 when the housing market crashed and we reached something like 10 year bottom in housing, if you look at the 30 year period, well, if someone who bought a house in Florida in, say, 1979 was still way up on their property in 2009 30 years later, we're not buying Bitcoin here where it can go up 30% in one day or go down 30% in one day. We're talking real estate, and real estate has been proven. It's been tested. It's been proven throughout time, not even a 30 year period. I think if you take any 20 year period, you're going to see the same trend of double digit gains, double digit growth. On real estate appreciation. So I'd say, if you're skeptical about Florida, you see these home values, all these discounts, that's the first thing I hear from followers. They say, why are they offering so many discounts? I'm a little concerned about all these discounts and incentives, and I don't know if that's a good thing. Well, I say, Well, I mean, you can buy full price in another state, if you'd like, you know, in California or so you could, you're more than free to buy full price. But we're talking Florida here. We're not talking about West Virginia or Rhode Island, or, you know, Nebraska. We're talking Florida. This is still the land of Mickey Mouse and Minnie Mouse, this is the land of the best beaches in the country. I mean, they there's just no arguing or debating these facts. Florida all the reasons that I stated earlier, is going to continue to be a hot, hot market. So I highly recommend people, if you want to get in on these discounted deals, G R E, webinars.com G R E, webinars.com register for our upcoming online and live special event this Thursday evening at 8pm Eastern Time, 8pm Eastern Time, gre webinars.com you won't want to miss this free, online and live special event.   Keith Weinhold  36:25   When a pound of oranges is on sale or a pound of zucchini is on sale, consumers are often attracted to that sale. Should probably be the same way with you considering adding to your real estate portfolio, and it's funny, when oranges of zucchinis are on sale, no one tries to find fault with it and think that they're rotten inside or something like that. But somehow with real estate or an investment that tends to get scrutiny from people, but these are real discounts that you're getting over buying, say, two years ago, and we're talking about a motivated seller here. And as you know, Naresh, we had the builder on the show last week, the one that's going to be co hosting the webinar with you on Thursday, and he talked to us about buying down mortgage rates to between 3.75% and 4.25% and we're here at a time where the owner occupied rate is six to six and a quarter the investor rate is seven, so you're getting about a three percentage point buy down. That's really the attraction. And Naresh, before I ask you, if you have any last thoughts, yes, again, it is our live event that you can attend from the comfort of your own home, Thursday the 19th, at 8pm eastern in just a few days, here with Naresh and the builder who you heard on last week's show, co hosting a live webinar for Central Florida so inland new build income property. It's free. You're invited, and the benefit of you attending live is that you can have any of your questions answered in real time. You're going to learn more about the Central Florida market and more about the home building process, and you are going to be able to see available new bill property, real addresses, with some of these pretty grand incentives that we've talked about again. GRE webinars.com, any last thoughts? Naresh   Naresh Vissa  38:17   I get a lot of questions about is right now the time to buy? Should I buy later? What's going to happen with real estate? And I know the number one question, or the number one caution our followers are going to have, is, is right now the time is March or April, the time. And I say, look, with real estate, I already gave you the figure that you take any 20 year time period, any 30 year time period, and that's our time horizon here at GRE again, we're not trying to buy bitcoin here and flip it, you know, two days later, we're looking to buy and hold for, I don't want to say forever, but I know my time horizon in general is the full 30 year term, at least for my properties, and some people you know, want 10 or 15 years. That's fine too, but that's the time horizon. It is not one year, two years. We're not flipping new construction properties here in Central Florida. We are looking to buy and hold over the long haul, get some very good, high quality tenants in there, in these new construction properties, so that you, the GRE follower and the investor, can collect your monthly cash flow as well as over that 20 year period, or that 30 year period take part in appreciation as well. We've also talked extensively, Keith in previous episodes about interest rate cuts that the Federal Reserve is going to be doing, and just know this, there's a reason why the builder is offering these incentives where you can get the rates so low, your mortgage rate can be so low, and it's going to take at least a year, even if the Fed goes to zero. I mean, it's going to take mortgage rates a very long time. And to reach that point of getting such low interest rates that you just laid out, so that even makes it more enticing, like, Hey, I basically have a head start on the Federal Reserve because I follow the Fed pretty closely. We don't need to get into those details, but it's looking heavily like they are going to be start cutting again later this year, this summer. So it's looking like they're going to do that, but again, now you can have a head start, because when the Fed starts doing that, and when the mortgage rates fall, then everybody's going to jump in. And what's going to happen to the home values once everybody jumps in, well, they're going to go up. You want to jump in when everybody is not jumping in, and when you can get an amazing deal on these interest rates thanks to the builder buying down your interest rate. So this is a GRE special you can't get these deals. I challenge our followers to go on the internet and try to find better incentives or deals. And what you're going to see on this webinar, on this online, live special event. So gre webinars.com you can join me as well as our special guest. He heads up the builder. His name is Jim. He's going to be on with me. And please join us at grewebinars.com sign up for this free and live online special event.   Keith Weinhold  41:20   These are some great points. There's a lot of anticipation for Thursday, Naresh. We'll see you then.   Naresh Vissa  41:25   Thanks, Keith.   Keith Weinhold  41:32   Oh yeah, a first person account on Florida life and opportunity from our own Naresh nationally, the build to rent model that has been a real success, building single family rentals with the intent that they are rentals. From day one, over 321,000 homes have been built specifically as rentals this way since 2012, and more than three quarters of those in just the last five years. So the build to rent trend is picking up steam. About 1/3 of Americans rent their home, and although the word rental for some people that still conjures up visions of high rises packed with apartments, but a growing number of today's rentals are these freestanding, single family homes and duplexes like we're talking about today, nestled in suburban communities with top notch schools, and that's why a growing number of mom and pop investors have hopped on the build to rent bandwagon. They take less maintenance. It attracts quality tenants who stay longer, and the rentals have changed, but so had the renters. 20 years ago, it felt like tenants had to rent, like they had no choice. Today, you've got more and more tenants that choose to rent. Many of them make 100k to 125k or more. Today, rentals are cheaper than owning for those people, and they're less of a headache. A lot of them don't want to fix things, and you as the owner, don't want to either. That's why new build is attractive. Then, you know, I just sent that great map to our newsletter subscribers about which states saw the most population gain from 2020 to today, the South had more population growth than every other US region combined, which is jaw dropping and within the South, the state with the most population growth since 2020 is Florida, with An 8.9% population gain in that span, narrowly beating out Texas and South Carolina. By the way, even if it weren't for the attractive builder interest rate near 4% these Sunshine State deals could still make sense. New build single family rentals from the 270s new build duplexes, 395 to 420k low insurance rates, positive cash flow, a builder warranty. And it's really even better than that. These properties are centered on Ocala, Florida, which received national recognition as the fastest growing city for this second year in a row. That's according to a U haul report, and Florida is the epitome of investor friendly. Florida is the first state to enact a law allowing law enforcement to immediately remove squatters. It distinguishes them from legal tenants. You might come to the webinar event, perhaps thinking about 80k or 500k that you want to allocate toward property or maybe nothing and you just want to learn at the event you will evaluate realistic opportunities learn how property management is handled, and understand how today's inventory fits into your disciplined, long term strategy that all takes place on. On Thursday the 19th at 8pm Eastern. It's our biggest event of the year, and it is called Why Central Florida is the year's most compelling housing market. One last time for Thursday, it is gre webinars.com, until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  45:20   You nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  45:52   The preceding program was brought to you by your home for wealth building get richeducation.com  

Anzalone, Reader Hit Free Agency; No Tag Coming The contracts for Alex Anzalone and DJ Reader have officially expired. The Detroit Lions are not expected to use the franchise tag on either veteran. This was anticipated. Both players are over 30 and not part of the long term plan. That does not close the door on a return for Anzalone. It simply puts both into the open market. This is routine in the NFL. On the Detroit Lions Podcast, the message was direct. Do not confuse an expired deal with a cut. The Lions did not release Anzalone or Reader. Their contracts ended on the league calendar. You cannot trade expired contracts. They are not on the roster today. Free Agents Are Off the Roster Until They Re-Sign The guidance was practical. Treat unrestricted free agents as off the roster until a new deal is signed. Build your mental depth chart around who is under contract. That includes names like Robertson and Khalif Raymond. They are not Detroit Lions right now. They can return if the sides agree. There is nothing wrong with wanting them back. Just do not plan around it until ink meets paper. The weekend brought noisy headlines. Many framed it as the Lions parting ways. That misreads the process. Free agency is a timeline, not a rupture. Contracts expire. Teams and players reassess. Decisions follow. What Anzalone Gave Detroit and Who Replaces Him Anzalone delivered real value. He arrived from the Saints with injury concerns and rebuilt his stock. He became a leader in the huddle. He handled coverage duties at a reliable level. He even played through setbacks, including a broken forearm in 2024. Jack Campbell is an All Pro. Anzalone is still the better coverage linebacker right now. That is a specific role the Lions must replace if he departs. The answer might not be on the current roster. Detroit must plan for that coverage snap volume. It is not just tackles and blitzes. It is spacing, leverage, and range. Losing that skill set changes how the second level plays. Cap Priorities Shape the Next Moves The Lions operate in a new salary cap reality. Even with a cap bump, every dollar has a path. A Jared Goff restructure is possible, but the future cash points to the core. Think Sam LaPorta. Think Jameer Gibbs. Think Brian Branch. Younger players will command raises. That priority drives today's restraint with veterans over 30. Anzalone wants to stay. If all things are equal, a reunion makes sense. All things rarely are. Detroit will weigh price, role, and timing. Reader's future follows the same logic. The board is set. Now the market speaks. #detroitlions #lions #detroitlionspodcast #nflfreeagency #franchisetag #alexanzalone #djreader #coveragelinebacker #jackcampbell #jaredgoffrestructure #samlaporta #jameergibbs #brianbranch #khalifraymond #robertson #unrestrictedfreeagent #salarycappriorities Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we're looking at those who achieved the extraordinary and at incredibly youthful age! We have the Tudor boy King, Edward VI, to discuss. Britain's youngest ever Prime Minister (just 24 years old!!), it's Pitt the Younger. And from France, we'll hear a bit of the life of Joan of Arc.And this week we're discussing: what was life like before the advent of reviews? Have you ever seen the secret book that travel agents had in the 90s? If you've got anything to add on that or anything else, you know what to do: hello@ohwhatatime.comAnd from now on Part 1 is released on Monday and Part 2 on Wednesday - but if you want more Oh What A Time and both parts at once, you should sign up for our Patreon! On there you'll now find:•The full archive of bonus episodes•Brand new bonus episodes each month•OWAT subscriber group chats•Loads of extra perks for supporters of the show•PLUS ad-free episodes earlier than everyone elseJoin us at

Leadership isn't about a position; it's a lifelong practice.This perspective highlights the strategic use of informal networks and collaboration to drive systemic change. For decades, we have had the narrative focused on “fixing women” to fit leadership moulds rather than addressing systemic biases and looking at how to fix the system.In this conversation we explore how the very skills often dismissed as "soft"—context awareness, emotional agility, adaptive thinking, collaborative workload management—are exactly what drives systemic change. Research backs this up: women managers disproportionately champion DEI initiatives and build stronger teams. Yet these skills remain undervalued.Why? Because we haven't disrupted the power dynamics that determine what "leadership" looks like.Real change happens when we: Build cross-functional coalitions; Make implicit power structures more explicit; Consciously leverage privilege to create space for different approaches ;Use informal networks intentionally & strategically to create momentumThis isn't about adding more women to broken systems. It's about redesigning the systems themselves.Jodi generously shares her research, insights and experience as weexplore how leadership, courage, and values converge—and how factors like caregiving, generational wisdom, and a career-long view can transform how we lead today.The main insights you'll get from this episode are :Leadership is about collaborating, creating better workplaces/community environments, and bringing together courage and values - caregiving, generational wisdom and a career-long view of impact can transform leadership.It takes courage to transcend hierarchy - leadership is not a title or position, but a lifelong practice to overcome the fear of retribution; finding moments of clarity aligned with our values makes this easier to withstand.Integrity and clarity bring courage and confidence; we always have agency, which can become leadership capital and have a lasting legacy – the need for women to constantly codeswitch between multiple identities brings many skills, e.g. communication, holding space, EQ, context intelligence, etc.The skills to navigate complexity involve mental and emotional agility; we can use these skills to disrupt systems and biases to leverage strategic thinking and relationships - formal leadership provides a platform and greater sphere of influence (to bring about change).It is important to seek allies in a network of champions and create our own spaces - being effective is an act of disruption and diplomacy, and positioning goals in the context of the mission and organisation appeals to people's decency.The informal nature of power dynamics makes values-driven leadership difficult to maintain against a backdrop of value clashes – a career journey will wax and wane in terms of value alignment, but courage comes from the collective, by building a diverse and cohesive team in an effective space for shared values.Younger generations see leadership differently, and have more interest in racial justice, feminism, LGBTQ rights, etc. - different experiences give rise to new questions and subsequently new thinking.Smart organisations will capitalise on the knowledge and ideas of young people and bring it to the leadership -...

In this episode, I am joined by Lucy Swanston, the Managing Director of Nutshell Creative and Chair of the Strategic Mailing Partnership (SMP). With over 20 years at the helm of Nutshell, Lucy shares her journey from starting a business in her back bedroom during a recession to leading a multi-award-winning agency that bridges the gap between creative strategy and print production. We discuss the importance of staying in your lane while remaining agile, and how print remains a vital, enduring ecosystem in an increasingly digital world. The conversation delves into the shift from a 'manufacturing-led' mindset to one that leads with value and strategy. Lucy explains why consistency is the most critical word in marketing, warning against the 'New Year's resolution' approach to social media that quickly falls by the wayside. We also explore the surprising resurgence of direct mail among younger generations and why, as we look towards 2026, building credibility and human trust is more important than simply churning out automated content. Key Takeaways Consistency is the foundation of visibility and long-term marketing success. Transitioning from a 'printer' to a strategic partner requires leading with value rather than machinery. Younger generations have a high engagement rate with physical mail because it feels tangible and personal. Authenticity in AI-generated content is vital to maintaining trust with your audience. Specialising in a specific sector or 'vertical' allows you to become a specialist rather than a generalist. Values like trust and transparency must be lived and breathed, not just used as marketing buzzwords. Effective time management is the biggest challenge for print leaders trying to grow their business. Integrated campaigns that blend digital and physical channels are far more powerful than single-channel efforts. Leadership success often comes from hiring for personality and cultural fit first. Print is a resilient, thousands-year-old ecosystem that continues to evolve rather than disappear.

He was of Persian origin, born in Syria. As a young man, he distinguished himself as a member of the court of the Emperor Theodosius the Younger. Seeing the vanity of the world's honors and pleasures, he became a monk in Constantinople; but when the people began to praise his holiness, he fled to Mount Oxeia near Chalcedon, which later became known as Auxentius' Mountain. There he built a small hut and lived in reclusion; but in time he was discovered by some shepherds, and the faithful began to come in increasing numbers for his teaching, blessing, prayers and healing. He performed countless miracles, but such was his humility that he always sought to avoid their being attributed to him. When he was asked to pray for someone's healing, he would try to refuse, saying "I too am a sinful man." But, when he was prevailed on by the pleas of the people, he would call on all of them to pray together for the healing; or he would remind them that God would give according to their faith; or he would say to the sick person "The Lord Jesus Christ heals you." When the Emperor Marcian summoned the Fourth Ecumenical Council to Chalcedon, he ordered that the hermit join the assembly of holy Fathers. Auxentius refused, saying that doctrinal teaching was the province of bishops, not monks. The Emperor's envoys took him by force. He was greeted with honor by the Emperor, and affirmed all the decisions of the Council.   He never returned to Mount Oxeia, but settled in an even wilder and more remote spot on Mount Skopa, which later came to be called Mount St Auxentius. His disciples built him a tiny wooden hut with one small window through which he could converse with his steady stream of visitors. He reposed in peace in 470. A great crowd gathered for his funeral, and his holy relics were taken into the care of a women's monastery whose spiritual Father he had been.   Mount St Auxentius soon became a center of hesychastic life, with seven monasteries.

Was the Flood an Act of Mercy? by Autumn Dickson Noah's ark is one of the most classic bible stories. Even when you're not Christian, many people are aware of the story and what it means. I read these verses in the last post for this week, and I'm going to read them again with a new angle. Genesis 7:19-20, 23 19 And the waters prevailed exceedingly upon the earth; and all the high hills, that were under the whole heaven, were covered. 20 Fifteen cubits upward did the waters prevail; and the mountains were covered. 23 And every living substance was destroyed which was upon the face of the ground, both man, and cattle, and the creeping things, and the fowl of the heaven; and they were destroyed from the earth: and Noah only remained alive, and they that were with him in the ark. The Lord destroyed everything. Oftentimes, this is rightfully seen as an act of justice. According to the Come Follow Me manual, the flood was also an act of mercy. I love that justice and mercy often come together, and I want to expand upon that. Here is a quote from the Come Follow Me manual. Elder Neal A. Maxwell taught, “corruption had reached an agency-destroying point that spirits could not, in justice, be sent here.” During Noah's time, the world had become so dark and devastating that bringing new children into the world would have been wrong. When you study child abuse and neglect, this makes complete sense. There comes a point when you are so traumatized that trauma is all you can offer others. And if there are no healthy adults to save the children, then society will just get darker and darker until it destroys itself anyway. Perhaps God destroyed the evil, but they would have destroyed themselves anyway. Because of His decisions, He was also able to save many of the spirits that would have gone down and been destroyed alongside the rest. Now this was an extremely large scale event, but that's what makes it such an easy example to observe. Here is another scriptural example on a slightly smaller scale. In The Book of Mormon, Nephi is teaching his brothers and trying to get them to repent, but they hate the things of God. Here is a verse that shows some of Nephi's pleadings. 1 Nephi 17:45 Ye are swift to do iniquity but slow to remember the Lord your God. Ye have seen an angel, and he spake unto you; yea, ye have heard his voice from time to time; and he hath spoken unto you in a still small voice, but ye were past feeling, that ye could not feel his words; wherefore, he has spoken unto you like unto the voice of thunder, which did cause the earth to shake as if it were to divide asunder. The Lord had to be severe to reach them. We see this over and over and over again throughout scripture. Paul the apostle, Alma the Younger, the Israelites all throughout the Old Testament. You will see this theme all throughout Come Follow Me this year. The Lord is willing to do what's necessary in order to reach us, but there is an important, adjacent understanding that goes hand in hand with this. Jeffrey R. Holland taught, “Justice is not the work of an offended tyrant. It is the loving labor of a Father who is trying to get His children safely home.” I LOVE this quote. He is not an offended tyrant. God is a loving Father, and He is wise enough to know how to reach His children. He's not trying to punish us into submission. He's trying to get through to us. In 1 Peter, we learn that Christ went and preached to those in prison, specifically to the disobedient from the times of Noah. I wonder if they were finally ready to listen. I wonder if the flood and spirit prison reached them so that they were ready to live their life in a manner that brought happiness. I wonder if they are friends with Noah now. If they have repented, then I know this. They are grateful for the Lord and His wisdom in raining down justice and reaching them. All of God's decisions are based on love for His children, the seemingly severe and the softly spoken answer. He chooses the option that will most powerfully reach us. We've seen this on a large scale like with Noah and the flood, we've seen it on a smaller scale with Laman and Lemual. What does it mean for your own life? We have to be careful not to take this principle beyond its proper bounds. The principle is this: God will use tragedy to reach us if it's necessary because He loves us. The principle is not this: If you're experiencing something tragic, it is because God is using tragedy to punish you or because you really need to repent. Tragedy does not equate to wickedness, but it can be a tool that God uses sometimes. It just depends. I testify that all of God's decisions are based on love. I testify that suffering in mortal life is not the worst thing that can happen to a person. I testify that death is not the worst thing that can happen to a person. I testify that God is wise enough to do what it takes to reach us, and I testify that He sent His Son to wash us, heal us, and suffer with us so that He could succor us when we're prepared to accept that loving kindness. I testify that God uses justice to be merciful in our lives. Autumn Dickson was born and raised in a small town in Texas. She served a mission in the Indianapolis Indiana mission. She studied elementary education but has found a particular passion in teaching the gospel. Her desire for her content is to inspire people to feel confident, peaceful, and joyful about their relationship with Jesus Christ and to allow that relationship to touch every aspect of their lives. Autumn was the recipient of FAIR's 2024 John Taylor Defender of the Faith Award. The post Come, Follow Me with FAIR – Genesis 6–11; Moses 8 – Part 2 – Autumn Dickson appeared first on FAIR.

Today, I've got a conversation that goes deep into the cutting edge of regenerative skin health with two exceptional guests: Debbi Barber, founder and muse of Vitali Skincare, and Dr. Jordan Plews, a biochemical engineer and stem cell researcher. We discuss the science and practical realities of exosomes, stem cells, and copper peptides—breaking down not just what makes skin look younger, but what truly keeps it biologically healthier and more resilient as we age. Visit https://www.vitaliskincare.com/?ref=Nat20 and use code Nat20   Episode Timestamps: Welcome and podcast purpose ... 00:00:00 Shift from beauty to science and health ... 00:09:23 GHK-Cu's role in longevity and skin repair ... 00:10:15 Dr. Plews on regenerative medicine and stem cells ... 00:11:14 From peptides to exosomes: product evolution ... 00:13:35 Stem cell exhaustion and need for exosome signaling ... 00:14:07 Copper peptides vs. exosomes: complementary actions ... 00:18:00 Why source and age of exosomes matter ... 00:25:20 Quality, safety, and labeling in exosome products ... 00:35:01 How exosomes and peptides benefit skin deeper layers ... 00:44:35 Visible results: barrier, redness, scars, texture ... 00:58:05 What to expect: younger vs. older skin ... 01:00:01 Proof and stories: customer transformations ... 01:01:59 More isn't better: exosome dosing myth ... 01:07:03 Supporting ingredients: vitamin C, glutathione, SOD2 ... 01:11:31 Skin as a window into systemic aging ... 01:19:08 The future: personalized, organ-targeted exosome therapies ... 01:24:02   Our Amazing Sponsors: Nature's Marvels Bioregulators - provide gentle, organ-specific support — and the Liver Bioregulator is a favorite this season for supporting detox pathways and metabolic flow. Head to profound-health.com and use code NAT15 for 15% off your first order.   Manukora Honey - rich, creamy Manuka honey packed with powerful bioactives, all in just one heaped teaspoon a day. Go to MANUKORA.com/NAT to save up to 31% plus $25 in free gifts with the Starter Kit. PW1 by Puori — A clean, high-quality whey protein that's third-party tested for over 200 contaminants and smooth enough to feel like a treat while supporting muscle, metabolism, and bone strength. Go to puori.com/NAT and use code NAT for 32% off your first subscription or 20% off anything on the site.   Nat's Links:  YouTube Channel Join My Membership Community Sign up for My Newsletter  Instagram  Dr. Bill Lawrence Episode

Valentine's Day is tomorrow... and it turns out we are facing a dating recession! Recent data shows that fewer younger adults are dating...nationally and in Utah. Younger adults are also showing a declining interest in marriage all together. Dr. Alan Hawkins, with the Utah Marriage Commission, joins the show to discuss why young people are dating less. Greg and Holly hear from listeners and discuss this question: Single, coupled, or celebrating with family — what are you doing to celebrating Valentine's Day?

In this episode of the Livin' in San Diego Podcast, Chris and Cassidy recap a packed weekend across North County — from State Cup soccer wrapping up to a team stop at Fazeli Winery in Temecula for flatbreads and views. Chris also recommends checking out a San Diego Sockers game at Frontwave Arena for one of the best-value family nights around, while Cass shares baseball season updates, a soccer scrimmage at Palomar College, a birthday party at Five Tool in San Marcos, and Braden's first round of golf at Rancho Carlsbad. They also touch on their recent brokerage move from eXp Realty to LPT Realty and ongoing remodel updates.The Super Bowl recap follows, and let's just say… not exactly an instant classic. The guys break down the defensive-heavy game, underwhelming commercials (with a few exceptions like Coinbase, State Farm, and Jurassic Park), Chris splitting his bets including the lost coin flip, and the food spread featuring buffalo chicken dip straight off the Frank's RedHot bottle. They also look ahead to adult league softball returning to Poinsettia, spring training kicking off, and debate whether Luis Arráez truly fits at second base long term.In the “New To-Do and ADU” segment, they highlight Little Oaks Bakehouse in Leucadia and Christie's oversized pie-style cookies (pickup Tuesdays and Fridays), plus a Hop WTR x Stone Brewing collaboration called Centennial Citrus. They encourage listeners to hunt down Pliny the Younger from Russian River Brewing before its broader Northern California release, and discuss the Vista City Council exploring a potential city logo redesign. The episode wraps with the San Diego Story of the Week, revisiting the 1994 Chargers' run to Super Bowl XXIX and what made that season so memorable. Key Takeaways⚽ State Cup soccer wraps and winery hangs in Temecula

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https://holyculture.net/ In an era dominated by doom scrolling and digital fatigue, a growing number of millennials and Gen Z listeners are intentionally choosing uplifting content — and finding it through Holy Culture Radio. This 24-hour SiriusXM channel and mobile app is emerging as a case study in positive content consumption (as referenced in this Billboard.com article: https://www.billboard.com/pro/faith-based-hip-hop-rb-going-mainstream/), blending energizing beats with faith-centered conversations that emphasize hope, belonging and purpose. Please refer to the press release below for more information, and contact me to schedule an interview with Holy Culture Radio founder James B. Rosseau Sr. (known by many as “Trig”). He shares his remarkable journey in this fascinating interview: https://www.youtube.com/watch?v=dbmkHXsZCsY. In an Era of Doom Scrolling, Young Listeners Are Choosing Hope — and Finding It Through Christian Hip-Hop Wilmington, DE, Jan. 28, 2025 — As endless headlines, algorithm-driven outrage and doom scrolling dominate daily life, a growing number of millennials and Gen Z listeners are pushinback — intentionally choosing content that uplifts, inspires and restores. One unexpected place they're finding it: Christian hip-hop. Holy Culture Radio, a 24-hour SiriusXM channel devoted to faith-centered hip-hop and purpose-driven programming, is emerging as a powerful example of what positive content consumption looks like in practice (https://www.billboard.com/pro/faith-based-hip-hop-rb-going-mainstream/) — and why it's resonating so deeply with younger audiences. “When I went from artist to producer, I thought, I could do a show, or I could help build a platform for shows — an artery into the community,” said Holy Culture Radio owner James B. Rosseau Sr., known by many as “Trig,” who left a C-suite role in corporate America to become a conduit for faith-based content. “Younger generations aren't just looking for entertainment. They're looking for meaning, connection and something that feeds their spirit instead of draining it.” That shift is reflected in Holy Culture Radio's audience data. Nearly 38 percent of listeners are between the ages of 25 and 45, a demographic often associated with digital fatigue and content overload. Among those listeners, 47 percent say they are likely to attend a motivational or inspirational seminar within the next year, and they are 39 percent more likely to volunteer in their communities over the next 12 months — signaling that what they consume doesn't stop at listening, but translates into action. “Young listeners nationwide are seeking more than entertainment — they're seeking belonging,” Rosseau said. “They want a place rooted in faith, positivity and the power of sound.” Holy Culture Radio's programming blends energizing beats with meaningful conversation, featuring both legendary and next-generation Christian hip-hop artists alongside talk shows that address purpose, culture, faith and community impact. The result is an audio space designed not to amplify anxiety, but to counter it. “All around us, we see people who are hurting, crushed by the weight of a broken world,” Rosseau added. “But through the fray comes hope — a joyful noise that carries good news. Christian hip-hop is that messenger for generations past, present and future, and Holy Culture Radio exists to be its megaphone.” As conversations around mental wellness, intentional media habits and values-driven living continue to gain momentum, Holy Culture Radio represents a broader cultural movement: replacing constant consumption with conscious choice — and choosing content that encourages rather than overwhelms. Listeners are invited not just to tune in, but to take part in a growing community committed to hope, purpose and positive impact. Learn more at www.holyculture.net, or follow Holy Culture on social media at @holyculture.

They Said It is a quick back and forth on what was said in the sports world. Today we hear from NFL players encouraging Will Campbell, Payton Tolle on his new pitch and Mike Vrabel on what he wants for the roster.

Old Ninja is out again this week. This week we talk about Pam Bondi, the Epstein Files, Bad Bunny, the Superbowl, the Winter Olympics, Surya Bonaly, Penisgate, Pliny the Younger, Balatro, Roguelike games, Valentines Day, Romantic Comedies, Yoroi Shin Den Samurai Troopers, Jujutsu Kaisen, Camping, and more! Come follow us: http://www.beenhadproductions.squarespace.com/bthanbti SoundCloud: https://soundcloud.com/bthanbtiI Facebook: https://www.facebook.com/BthanBTI/ Twitch: https://www.twitch.tv/bthanbti Twitter: @BthanBTI iTunes: https://itun.es/i6SJ6Pw YouTube: https://www.youtube.com/c/BlackerThanBlackTimesInfinity Rescue + Residence https://www.rescueresidence.org/ Donate: https://www.givebutter.com/R_R_Champions

IMS debuts its “Be The Best” podcast, which covers the University of Maryland's men's lacrosse program. In this episode, the Terps' 19-10 opening game win over in-state rival Loyola is discussed. Despite slow start on offense, Maryland's transfers from Yale paced the offense, as did a transfer at the face-off X. Younger players getting their first significant experiences also made contributions, as did the return of a goalie who started for the 2024 season. The hosts also do a quick spin around games of national interest - Virginia's win over Colgate, North Carolina's escape against Jacksonville, Villanova's overtime win at Penn State, and others – before getting into a preview of Friday's road tilt against Syracuse. Finally, we note some national games of interest – Virginia at Richmond, Penn State at Princeton, and Loyola at Johns Hopkins. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Clive Chesser, chief executive of PureGym, says surviving cancer fundamentally changed him as a leader — deepening his empathy and reshaping how he approached life, including changing career..His diagnosis came during an extraordinarily difficult period in December 2021. While leading his then pub business through a complex private equity transaction, he was experiencing persistent breathlessness and fatigue he initially attributed to long COVID. After noticing swollen lymph nodes in his neck, members of his family — several of whom are senior doctors — urged him to undergo further tests. He completed them just before finalising the business deal.Christmas brought what he describes as an unimaginable sequence of events. On Christmas Day, his father-in-law died while his wife isolated at home with COVID. Shortly afterwards, Chesser received confirmation that he had cancer in his lymph nodes. The following day, he says, he faced the hardest moment of his life: telling his three teenage children he had cancer.At the time, Chesser was marathon-fit, training regularly and running annually. That physical condition proved critical during treatment. His fitness enabled him to tolerate more aggressive radiotherapy and additional chemotherapy rounds, improving his chances of full recovery — which he ultimately achieved. The experience, he says, transformed his sense of purpose and made his subsequent appointment as PureGym's chief executive feel profoundly aligned with his personal journey.That personal conviction underpins what he describes as a broader fitness revolution reshaping the UK gym industry. Nearly half — 47% — of PureGym's January 2025 joiners were aged 25 or under, reflecting what Chesser sees as a generational shift in attitudes to health. Younger members, particularly Gen Z and Gen Alpha, are integrating fitness into their social identity. Gyms are becoming social hubs, not simply places to exercise, where mental wellbeing and community sit alongside physical strength.He describes a trend he calls “fitness snacking” — members moving fluidly between gyms, boutique studios and fitness events before returning to a core membership. Despite this apparent transience, average tenure stands at 19 months and is rising. Most new joiners are returning members, a notable fact given PureGym's no-contract, month-to-month model, where members actively choose to stay.Women are driving another significant shift in the market, moving away from cardio-dominated routines towards strength and conditioning. In response, PureGym has introduced more than 50 women-only workout spaces across the UK after research showed many women prefer environments where they feel more comfortable and less exposed. These areas exist nationwide and sit alongside screened lighter-weight zones designed to reduce intimidation for first-time users. While the majority of PureGym's 456 UK sites remain mixed-gender spaces, Chesser argues that offering choice has been critical to growth and inclusion.Chesser also delivers a critique of the Labour government's economic performance, arguing it has failed to deliver the long-term growth strategy promised before taking office. He points to National Insurance rises and the continued burden of business rates on bricks-and-mortar operators — including gyms and pubs — while online businesses face comparatively lighter structural costs.He draws a stark comparison between government and business leadership, noting that the UK has had six Prime Ministers in ten years — instability he likens to running a football club rather than a company built on rolling five-year strategies and careful succession planning. In his view, the government remains trapped in short-term crisis management rather than long-term economic planning.Presenter: Sean Farrington Producer: Olie D'Albertanson Editor: Henry Jones00:00 Fliss and Sean intro pod 01:50 Clive joins BBI 03:30 Growth on Gen Z gym users 10:20 Women only spaces and safety 16:00 Low cost model 25:20 Govt's 10 Year Health Plan 28:40 Clive's cancer journey 39:15 Frustration at govt's growth promises

Herlinda, Rob and Chismosa Rob Saccuzzo, Old Caz GM, is our guest in studio today on Brew Ha Ha with Herlinda Heras and Daedalus Howell. This is Rob’s first time on the show but the brewery has been featured many times. Old Caz co-founder Brian Rengel is the featured guest on this episode of Jan. 21, 2024. He was back for an update the following August on this episode on August 8, 2024. Rob Saccuzzo is the General Manager of Old Caz Beer and is also a board member of the Bay Area Brewers Guild. They are preparing for some big events coming soon. SF Beer Week is the biggest event of the year, and they are also putting on the SF Beer Week Beer Fest at the Salesforce Park beer garden on the top of a skyscraper in the city. Rob is busy doing ten events at Old Caz in ten days. They are releasing 16 beers, six of which are being released at the kickoff party on February 20th and many of them are collaborations. Old Caz themselves are releasing another seven. “This is the biggest slew of events we've ever done,” says Rob. Russian River Brewing Co. is open in Santa Rosa on 4th St. and at their big Windsor location. Visit their website for up-to-date Pliny the Younger 2026 information. One of the things Herlinda likes about the beer business is collaboration and mutual assistance. Rob describes one with the same ingredients and two brewers. One brewery will add all the hops at the beginning then the beer is hot, and other one only later when it is cool, to produce two different flavor profiles. Chismosa Rob is also a very enthusiastic participant at beer festivals. He likes to remind people that Old Caz is a party and everyone is invited. While they can talk seriously about beer, they will also spray confetti in a Mexican wrestling suit just to get attention for the beer. Their most awarded beer is Chismosa, and has won medals in numerous beer festivals for this beer. He compliments their brewing team for keeping it so consistent. Rob says that if someone had told him in high school that his chemistry class would help him make beer later in life, he would have paid more attention. Old Caz has “a cavalcade of human beings who are hard working and who believe in the brewery.”

ALL IS NOT AS IT SEEMS BETWEEN THE HAPPY COUPLE!! With the first part of Bridgerton Season 4 streaming on Netflix now, John & Greg continue Lady Whistledown's scandal sheet! Visit https://huel.com/rejects to get 15% off your order BRIDGERTON 1x5 Reaction Highlights: • BRIDGERTON 1x5 REACTION – SIMON & DAPHNE M... BRIDGERTON 1x4 Reaction Highlights: • BRIDGERTON S1 EPISODE 4 REACTION – ONE KIS... BRIDGERTON 1x3 Reaction Highlights: • BRIDGERTON SEASON 1 EPISODES 1 & 2 REACTIO... BRIDGERTON 1x1 & 1x2 Reaction: • BRIDGERTON SEASON 1 EPISODES 1 & 2 REACTIO... Gift Someone (Or Yourself) An RR Tee! https://shorturl.at/hekk2 Greg Alba & John Humphrey dive into their Reaction & Review for Bridgerton Season 1, Episode 6, titled “Swish.” As the social season races toward its climax, Daphne and Simon's marriage is tested in ways neither of them anticipated, and the emotional stakes skyrocket inside the ton. In this pivotal episode, Daphne Bridgerton (Phoebe Dynevor, Younger, Fair Play) and Simon Basset, the Duke of Hastings (Regé-Jean Page, Dungeons & Dragons: Honor Among Thieves, For the People) confront the painful truth behind Simon's vow never to have children. What begins as simmering tension erupts into one of the most talked-about and controversial scenes of the season, forcing both characters to reckon with betrayal, power, and the meaning of marriage. Meanwhile, Anthony Bridgerton (Jonathan Bailey, Wicked, Broadchurch) continues his complicated affair with Siena Rosso (Sabrina Bartlett, The Larkins), torn between duty and desire. Eloise Bridgerton (Claudia Jessie, Vanity Fair, Line of Duty) grows increasingly determined to uncover the identity of Lady Whistledown, while Penelope Featherington (Nicola Coughlan, Derry Girls, Barbie) and Colin Bridgerton (Luke Newton, The Lodge) navigate shifting romantic expectations. Intense Suspense by Audionautix is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/... Support The Channel By Getting Some REEL REJECTS Apparel! https://www.rejectnationshop.com/ Follow Us On Socials:  Instagram: https://www.instagram.com/reelrejects/  Tik-Tok: https://www.tiktok.com/@reelrejects?lang=en Twitter: https://x.com/reelrejects Facebook: https://www.facebook.com/TheReelRejects/ Music Used In Ad:  Hat the Jazz by Twin Musicom is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/ Happy Alley by Kevin MacLeod is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/... POWERED BY @GFUEL Visit https://gfuel.ly/3wD5Ygo and use code REJECTNATION for 20% off select tubs!! Head Editor: https://www.instagram.com/praperhq/?hl=en Co-Editor: Greg Alba Co-Editor: John Humphrey Music In Video: Airport Lounge - Disco Ultralounge by Kevin MacLeod is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/ Ask Us A QUESTION On CAMEO: https://www.cameo.com/thereelrejects Follow TheReelRejects On FACEBOOK, TWITTER, & INSTAGRAM:  FB:  https://www.facebook.com/TheReelRejects/ INSTAGRAM:  https://www.instagram.com/reelrejects/ TWITTER:  https://twitter.com/thereelrejects Follow GREG ON INSTAGRAM & TWITTER: INSTAGRAM:  https://www.instagram.com/thegregalba/ TWITTER:  https://twitter.com/thegregalba Learn more about your ad choices. Visit megaphone.fm/adchoices

Heavy short-form video use trains your brain to favor speed and novelty, which weakens sustained focus and makes everyday tasks feel harder to finish Attention loss linked to scrolling reflects learned brain adaptation, not a lack of intelligence, motivation, or discipline Endless feeds strain self-control systems, raising stress and mental fatigue while leaving confidence and self-image largely unchanged Younger users and frequent daily scrollers show the strongest effects, but attention strain appears across all ages and platforms Focus improves when you remove constant reward loops and retrain your brain with uninterrupted work, movement and clear boundaries

Younger people are having less sexual relations!See omnystudio.com/listener for privacy information.

Younger people are having less sexual relations! And, Fred wants to know you have a comfort tv show!See omnystudio.com/listener for privacy information.

If you've read the wine headlines lately, you'd think wine is over. Younger generations don't drink it. Wellness concerns have people cutting back. Baby boomers are aging out of the market.But according to Dr. Liz Thach, President of the Wine Market Council and one of the world's most respected wine researchers, that story is incomplete. Turns out younger generations ARE drinking wineOn this week's Sip Sip Hooray podcast, Liz joined us to share brand-new research from the Wine Market Council — and the picture she paints is far more nuanced, and far more hopeful.Liz is a Master of Wine, an educator, author, and longtime professor who lives at the crossroads of wine, business, and culture. She asks the big questions about how wine is made, sold, and enjoyed, and she has a gift for connecting what's happening in the vineyards and boardrooms to what ends up in our glasses.Recent Wine Market Council research finds Millennials are now the largest wine-drinking generation in the U.S., surpassing Boomers faster than expected. Gen X remains steady. And Gen Z? They do like wine — they just drink it differently.Liz gives us an insight into her organization's forward-looking research on the U.S. wine consumer buying habits, attitudes, and trends for 2026.

Ever wondered what it's like to hire a matchmaker?This week I spoke with Tammy Shaklee, a heterosexual woman who specialises in matching LGBTQ+ clients over 50. She's spent 14 years helping gay and lesbian singles find serious relationships.It goes without saying, I was curious to hear how she got her start. Turns out, after her divorce, Tammy hired a matchmaker and met her husband. Years later, a gay friend said he wished there was a matchmaking service for gay men who valued privacy. Tammy assumed one existed. She researched for 24 hours, pretending to be a 40-year-old gay physician looking for a dignified way to meet professionals online.She found nothing dignified.That's when she realised matchmakers weren't serving the LGBTQ community at all. Being entrepreneurial, she built a service exclusively for gay and lesbian singles seeking serious relationships called H4M.The biggest problem she encountered? Older gay men, it is assumed, want younger partners. Younger men want financial support. If you're seeking someone your own age with similar stability, you're stuck. App for gay men are more often than not hookup platforms. They don't work for finding real compatibility. That's where matchmakers come in - introducing you to people you'd never meet on your own.My favourite story of Tammy's? A 66-year-old widow called Tammy, bursting with enthusiasm. She'd just spoken with her parents in their late 90s, still independent, still in love, still caring for each other. “I realised I have a 30-year relationship in front of me. We need to get started.” Tammy matched her twice. She met someone and never needed another introduction.Tammy's filter for clients: “Would I have you at my holiday table? Would I set you up with my siblings?” She turns people away if she's not the right fit, then helps them find someone who is.Cost: Thousands, not tens of thousands. She starts with a phone call. If the decision i is made to work together, Tammy will introduce you to one new person per month. She manages venues, reservations, and feedback calls. The process continues until one match clicks.The takeaway: “When you love the life you've built, that's magnetic. People want kindness and someone happy with what they have.” Contentment attracts. Desperation repels. Don't we know it?!What Matters* You might have 30 years left. Do the math on your own life.* People want partners who like their lives, not people who hate theirs.* Apps are hookup tools now. Use different tools for serious relationships.* Interview your matchmaker. Ask: Would they have you at their holiday table?* Enthusiasm wins. Hope beats pessimism every time.Connect with TammyWebsite https://www.h4m.com/Instagram H4M MatchmakingFacebook https://www.facebook.com/H4MMatchmakingYouTube: https://www.youtube.com/@H4MMatchmakingUnlock even more pleasure, clarity, and confidence in your intimate life by becoming a paid subscriber.You'll gain full access to every weekly blog, the complete archive of 150+ expert-led podcasts, the private chat room for candid Q&A, and my 32‑page guide Sex Toys and Supplements for Thriving in Later Life.If you're ready to deepen your knowledge, explore new possibilities, and feel fully supported on your journey, upgrade today only £6.99/month or £49.99/year.I rely on your financial support to help produce each weekly episode of the podcast and blog post. Do consider becoming a paid subscriber if you can. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.sexadviceforseniors.com/subscribe

The Rickey Smiley Morning Show opens with rising concern over the disappearance of Nancy Guthrie, mother of Today host Savannah Guthrie, as investigators confirm that the ransom deadline has passed with no further communication from suspected abductors. According to recent reports, law enforcement is still working around the clock and has released new surveillance images showing an armed individual tampering with the front‑door camera around the time she vanished. Savannah Guthrie continues pleading to the public for assistance as the FBI maintains a 24‑hour command post and stresses its need for credible tips. The show then shifts to the controversy surrounding comedian Cory Holcomb, who says he’s now losing gigs after surveillance footage surfaced showing him punching fellow comedian Cristina Payne, a video TMZ helped circulate widely. Holcomb claims the media fallout—not legal issues—is destroying decades of work, with venues distancing themselves due to the “optics” of the viral clip. Later, Spike Lee stops by for an energetic conversation celebrating School Daze’s legacy and sharing how the film inspired generations to attend HBCUs. The episode closes with an update on Discord, which is rolling out strict teen‑by‑default settings worldwide next month, requiring facial age‑estimation or government‑ID verification for users to access age‑restricted features—a move driven by global pressure to enhance online safety for minors. Website: https://www.urban1podcasts.com/rickey-smiley-morning-show See omnystudio.com/listener for privacy information.

The episode closes with an update on Discord, which is rolling out strict teen‑by‑default settings worldwide next month, requiring facial age‑estimation or government‑ID verification for users to access age‑restricted features—a move driven by global pressure to enhance online safety for minors. See omnystudio.com/listener for privacy information.

Today we are rehashing Younger Season 4, Episode 5: "The Gift of the Maggie." Join us as we discuss Josh taking a visit to Montana's art studio, Empirical's search for the next best romance writer, Kelsey's budding relationship with Zane and so much more!

December-May Relationships a relationships that require a lot of planning and a lot of structure in order for them to be successful. These relationships go far beyond the aesthetics and the superficial and are based on substance and devotion through it We discuss the challenges associated with navigating these types of relationships for the fulfillment of both parties and some of the things that may be challenges between the two in order to coexist in a productive relationship.

Prenuptial agreements are no longer just for the wealthy. They're being pitched as smart financial planning for ordinary couples, and now more than 40% of married and engaged Millennials and Gen Z-ers say they've signed one. Younger generations are using prenups to negotiate everything from intellectual property rights, social media handles and who gets the sneaker collection. We'll talk about what's behind the shift and what it reveals about our modern anxieties about marriage and relationships.  Guests: Jennifer Wilson, staff writer, New Yorker. Her most recent piece is "Her recent article is "Why Millennials Love Prenups"" Juliana Yanez, law partner, Hanson Crawford Crum Family Law Group Kaiponanea Matsumura , law professor, Loyola Law School. Matsumura is an expert on the regulation of families. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Stand-up Special Finlay Christie makes his Radio 4 debut in front of a live audience at The Brunswick in Brighton.He provides insight into how he and his generation have grown into the adults they're now expected to be. Using new and existing material from his critically acclaimed Edinburgh shows he'll cover topics like; the expectations of different generations; “pensioners complaining they can't heat their house. That sounds like a boast – You've got a house?!' ...”- the differences between the generations; “People say young people are more sensitive, but every generation is sensitive, we're just sensitive about different stuff. We're sensitive about pronouns, old people are sensitive about Princess Diana.”- how his generation feel about the world; "Gen Z are very nihilistic. World's gonna end in our lifetimes and we don't care. One girl in Sweden cared and that made the news.”“TikTok has made me see people who watch films as intellectuals. Ooh, you have a penchant for cinéma?? Ohohoho.” And how it now feels to be a man; “ the difference between Man and Boy - "Landlord bad…. rent boy..nice….” " “It's a boy” - “congratulations”. “It's a man” - “allegations.”At 19, Finlay became one of the youngest ever winners of the prestigious So You Think You're Funny competition, following in the footsteps of Peter Kay, Lee Mack and Sarah Millican. 3 years later, his debut Edinburgh show “OK Zoomer” was nominated for NextUp's “Best Show” award and was released as a special in October 2023. His material, based around his experience as a Gen Z, led Chortle to describe him as “the voice of his generation.”Producer: Julian Mayers

In this episode, Rob Field and Chet Cowart explore the parallels between training for a marathon and investing for the future, emphasizing how each investor's personal goals and circumstances shape their approach. They begin by discussing recent market trends and how growth over the past few years has affected different age groups. The hosts highlight the importance of investment goal-setting, comparing strategies for those nearing retirement to those still building their wealth. Younger investors typically seek maximum growth and are more tolerant of market volatility, viewing downturns as opportunities to buy. In contrast, those closer to retirement prioritize safety and income, often shifting toward bonds and cash to preserve capital and generate steady income. Field and Cowart also tackle topics such as portfolio construction, risk tolerance, and the differing roles of income and Social Security. They note that Social Security is funded by younger workers and question its future viability as workforce demographics shift and more people delay retirement. The conversation includes recent trends, such as a decrease in workers under 25 and factors influencing workforce participation since the pandemic. The episode offers valuable insights into lessons investors often wish they had learned earlier, including the power of savings and compounding, the importance of starting early, managing debt, automating investments, and developing disciplined financial habits. The hosts stress the significance of honest self-assessment, patience, and flexibility—much like training for a marathon. Concluding, Rob and Chet reiterate that successful investing is about time, setting clear goals, and understanding one's risk tolerance. They encourage listeners to approach their financial journey with a long-term perspective, realistic expectations, and sustainable habits. 

The Hidden Investment Risks Pre-Retirees and Retirees Don’t See Coming: Kentucky Retirement Planning Insights Are you approaching retirement and concerned about protecting your life savings from market volatility? In this comprehensive episode of the Tom Dupree Show, Kentucky retirement planning advisors Tom Dupree and Mike Johnson explore the multidimensional nature of investment risk and why personalized investment management is essential for pre-retirees aged 50-65. Unlike mass-market approaches from large firms, Dupree Financial Group provides direct access to portfolio managers who understand your specific retirement goals and risk tolerance. This evergreen financial education episode delivers timeless wisdom on risk assessment, portfolio protection strategies, and why understanding what you own is critical before retirement. Whether you’re working with a local financial advisor in Kentucky or managing investments on your own, these insights will help you make more informed decisions about your retirement security. Key Takeaways: Investment Risk Management for Pre-Retirees Risk is multidimensional: Investment risk extends beyond simple volatility—it includes sequence of returns risk, concentration risk, and the risk of falling short of your retirement goals The Capital Asset Pricing Model misconception: More risk doesn’t automatically mean more return; it means a wider range of potential outcomes, both positive and negative The danger of false security: Long periods of strong returns can create complacency, causing investors to unknowingly take on excessive risk right before retirement Personalized portfolio analysis matters: Your investment strategy must align with your specific retirement timeline, income needs, and risk capacity—not just market averages Understanding beats panic: Clients who truly understand their portfolio holdings don’t panic during market downturns because they know their strategy is designed for their goals Active risk identification: Professional Kentucky retirement planning involves continuously identifying and monitoring specific risks to each holding, not just following the crowd Howard Marks on Investment Risk: Wisdom from a Market Legend The episode draws heavily from Howard Marks’ influential 2006 memo on risk, which Tom and Mike have studied extensively. Marks, co-founder of Oaktree Capital Management, challenges conventional thinking about risk and return relationships. “If more risk always meant more return, it would cease being risky. The risk would be riskless,” explains Mike Johnson, highlighting the fundamental misunderstanding many investors have about the risk-return relationship. The discussion emphasizes that bearing risk unknowingly represents one of the biggest mistakes pre-retirees can make. This is particularly relevant for those who have experienced strong market performance for years without understanding the volatility embedded in their portfolios. The Real-World Cost of Ignoring Investment Risk Tom Dupree shares a cautionary tale that every pre-retiree should hear: “There was a man that came to me years ago who had been at UK for a number of years. He had invested in Fidelity and TIAA-CREF, good funds, great returns. He had something like 1,000,006 and he had averaged 13 and a quarter percent return per year for like 23 years. He extrapolated that he could take 10% a year, which was $160,000, live on it and be okay because it was gonna keep doing that. The sequence of returns turned around and bit him good.” This example perfectly illustrates sequence of returns risk—a critical concept for anyone approaching retirement. Even with excellent average returns, the timing of market downturns relative to when you need to withdraw funds can devastate a retirement plan. This is why personalized investment management from a local financial advisor who understands your specific timeline is so valuable. Why Volatility Isn’t the Only Risk Pre-Retirees Face The episode challenges the traditional definition of investment risk as merely volatility. For pre-retirees and retirees specifically, Mike Johnson explains: “The base case that we’re trying to solve here? We’re speaking specifically to near retirees and retirees. Volatility is gonna be your friend or your foe the day you need to take your money out. That’s gonna be your definition of risk—what has the volatility done to my money the day I need it.” Additional Risk Dimensions for Kentucky Retirement Planning Falling short of goals: The risk that your portfolio won’t produce sufficient income for your desired retirement lifestyle Concentration risk: Over-exposure to single stocks or sectors, especially common with company stock or recent tech winners Unconventionality risk: The professional risk advisors take when thinking independently rather than following the crowd—but this can benefit clients long-term Underperformance risk: Short-term underperformance relative to indices, which requires conviction in your strategy and understanding your goals Hidden risk exposure: Unknown risks embedded in portfolios, particularly index funds that provide no true diversification strategy The False Sense of Security: Why Long Bull Markets Are Dangerous One of the most powerful concepts discussed is how prolonged positive market performance can numb investors to risk—exactly when they should be most vigilant. Mike Johnson references Nassim Taleb’s “Fooled by Randomness” to illustrate this danger: “Reality’s far more vicious than Russian roulette. First, it delivers the fatal bullet rather infrequently, like a revolver that would have hundreds or even thousands of rounds instead of six. After a few dozen tries, one forgets about the existence of a bullet under a numbing false sense of security. One is thus capable of unwittingly playing Russian roulette and calling it by something alternative: low risk.” This perfectly describes the situation many pre-retirees face today after years of strong market performance. The analogy to driving at 90 mph—where you stop feeling the speed—resonates powerfully. You’re taking significant risk, but you’ve become accustomed to it and no longer perceive the danger. Direct Access to Portfolio Managers: The Dupree Financial Difference Unlike large firms where you’re assigned an investment counselor who may change frequently, Dupree Financial Group provides direct access to portfolio managers Tom Dupree and Mike Johnson. This relationship-focused approach enables: Deep understanding of your specific retirement timeline and goals Customized portfolio construction based on your unique risk capacity Ongoing education about what you own and why you own it Proactive risk identification specific to your holdings The ability to think unconventionally when it serves your interests “When our clients understand what’s in their portfolio and why, they don’t call us panicking when the market drops,” Tom Dupree emphasizes, highlighting the value of education and transparency in financial relationships. Why Index Funds Aren’t a Complete Investment Strategy The episode delivers a sobering message about the limitations of index fund investing for retirees: “If you don’t like risk and you think that you’re not taking any risk by investing in the S&P 500, sweetie pie, you need to get in the money market fund and just hope you got enough money to ride through it because you are taking risk that you don’t know about. And that is a problem because you’re gonna find it out in a very uncomfortable way at some point.” This doesn’t mean index funds have no place in portfolios, but rather that they shouldn’t be confused with a comprehensive retirement income strategy. Personalized portfolio analysis considers: Your specific income needs in retirement Time horizon until you need to access funds Concentration risk in popular stocks or sectors The difference between the accumulation and distribution phases Tax efficiency of different investment approaches Building a Foundation: From Stocks to Portfolio For younger investors just starting out, Mike Johnson offers this perspective: “If somebody’s in their late twenties, early thirties and they have a few stocks here and there, that’s great. You’re ahead of the curve from a lot of people, but that is not a portfolio. What you want to do is lay a foundation that’s more sturdy, more solid than just having a few stocks here and there.” This guidance is equally relevant for pre-retirees who may have accumulated individual positions over time without a cohesive strategy. Kentucky retirement planning requires transitioning from an accumulation mindset to a distribution strategy—and that requires professional portfolio architecture. The Retirement Risk Equation: It’s About Income, Not Just Account Balance One of the most important insights for pre-retirees: “Remember, it’s not just the accumulation, it’s not the dollar amount, it’s what it’s gonna produce for you and how long can it produce that to sustain you. Retirement has the normal set of rules plus other variables that you have to take into consideration.” This shift in perspective—from portfolio value to sustainable income—is where personalized investment management becomes critical. Every individual’s situation differs slightly, and those differences matter enormously in retirement planning. Faith, Risk, and Investment Philosophy Tom Dupree introduces an often-overlooked dimension of investment risk: the role of faith. Not just faith in markets or historical returns, but a deeper consideration of existential risk and what you ultimately trust. “Underpinning any investment scheme is faith. At the base of everything related to risk is faith. You cannot get away from it. One of the things about the God factor is that it takes certain elements of risk that you’re willing to take on for yourself and transfers them to a higher power.” While this dimension is personal and not emphasized in typical financial planning, it reflects Dupree Financial Group’s holistic approach to understanding clients as people—not just portfolios. Frequently Asked Questions About Investment Risk and Retirement Planning What is the biggest investment risk for pre-retirees? The biggest risk for pre-retirees is sequence-of-returns risk—experiencing market downturns just as you begin withdrawing from your portfolio. Even with strong average returns over time, poor returns in the years immediately before and after retirement can devastate your retirement security. This is why personalized retirement planning in Kentucky focuses on more than just average returns. How is investment risk different for retirees versus younger investors? For retirees, risk is primarily defined by volatility’s impact on withdrawals. When you need to take money out during a market downturn, you crystallize losses and reduce your portfolio’s recovery potential. Younger investors have time to recover from volatility. As Tom Dupree explains, “Volatility is gonna be your friend or your foe the day you need to take your money out.” Are index funds safe for retirement portfolios? Index funds are not inherently “safe” for retirement—they carry significant volatility and concentration risks (especially in large-cap tech stocks right now). While they can be part of a retirement strategy, they should not be confused with a comprehensive income plan. Local financial advisors can help design strategies that balance growth needs with income stability. How much can I safely withdraw from my retirement portfolio annually? There’s no universal answer—withdrawal rates depend on your portfolio composition, risk tolerance, retirement timeline, and income needs. The gentleman in Tom’s example assumed 10% annual withdrawals based on historical 13.25% returns, which proved disastrous. Personalized portfolio analysis determines sustainable withdrawal rates specific to your situation. Why should I work with a local Kentucky financial advisor instead of a large national firm? Local advisors like Dupree Financial Group provide direct access to portfolio managers who personally manage your investments, rather than being assigned to a counselor who may change. You receive personalized service, education about your holdings, and strategies tailored to your specific goals—not mass-market approaches. Tom emphasizes: “When our clients understand what’s in their portfolio and why, they don’t call us panicking when the market drops.” What does it mean to “know what you own” in my portfolio? Knowing what you own means understanding not just the names of your holdings, but the specific risks each position carries, how they work together, and why each was selected for your situation. It means knowing what could go wrong with each investment and having conviction in your overall strategy during market volatility. How often should I review my retirement portfolio risk? Pre-retirees should review portfolio risk at least annually, and more frequently as retirement approaches. Risk tolerance, time horizon, and income needs change as you near retirement. Kentucky retirement planning professionals continuously monitor holdings for emerging risks and rebalance as needed. What is concentration risk, and why does it matter? Concentration risk occurs when your portfolio has too much exposure to a single stock, sector, or asset class. Many investors have unknowingly accumulated concentration in large technology stocks through both index funds and individual holdings. If that sector declines, your entire portfolio suffers disproportionately. Diversification addresses concentration risk. How do I know if I’m taking too much risk before retirement? Signs you may have excessive risk include: heavy concentration in stocks after years of strong returns, high portfolio volatility relative to your withdrawal timeline, lack of income-producing assets, or simply not understanding what you own. A complimentary portfolio review with Dupree Financial Group can identify hidden risks: call 859-233-0400. What makes Dupree Financial Group’s investment philosophy different? Dupree Financial Group focuses on building long-term relationships with people—not just managing money. The team conducts their own research, provides comprehensive education, thinks independently rather than following the crowd, and designs portfolios around your specific goals. Learn more about their investment philosophy. Schedule Your Complimentary Portfolio Risk Analysis Don’t Wait for a Market Downturn to Discover Hidden Risks in Your Portfolio If you’re retired or approaching retirement, understanding the specific risks in your portfolio is critical. After 47 years in the investment business, Tom Dupree has seen countless retirees discover they were taking far more risk than they realized—often at the worst possible time. Dupree Financial Group offers Central Kentucky residents a complimentary portfolio review to help you: Identify hidden concentration risks in your current holdings Understand the sequence-of-returns risk as you approach retirement Evaluate whether your portfolio aligns with your retirement income needs Learn what you actually own and why it matters Develop a personalized strategy for your retirement timeline Call 859-233-0400 to schedule your complimentary consultation Or visit us online: Schedule Your Personalized Portfolio Analysis Learn About Our Investment Philosophy Listen to More Market Commentary Read Client Testimonials Explore Kentucky Retirement Planning Services Dupree Financial Group serves clients throughout Central Kentucky, including Lexington, Louisville, Frankfort, Winchester, Richmond, and surrounding communities. About the Tom Dupree Show The Tom Dupree Show provides timeless financial education for investors approaching and in retirement. Hosted by Tom Dupree, Jr., founder of Dupree Financial Group, and portfolio manager Mike Johnson, each episode delivers practical insights on investment management, retirement planning, and portfolio risk assessment. Unlike generic financial advice, the show focuses on the specific challenges facing Kentucky retirees and pre-retirees. Tom Dupree founded Dupree Financial Group on the principle that creating long-term relationships with people—not just their money—is the key to successful wealth management. With direct access to portfolio managers and personalized investment strategies, Dupree Financial Group delivers the attentive service of a local advisor with the knowledge of a seasoned investment team. Episode Type: Evergreen Financial Education Primary Topics: Investment Risk, Retirement Planning, Portfolio Management, Sequence of Returns Risk Featured Guests: Mike Johnson, a member of the team at Dupree Financial Group Listen to More Episodes: Market Commentary Archive Share This Episode Help others understand investment risk by sharing this episode: www.dupreefinancial.com/podcast The post The Hidden Investment Risks You Don’t See Coming: Kentucky Retirement Planning Insights appeared first on Dupree Financial.

The creative - and highly controversial - relationship between animation and artificial intelligence provides the focus of Episode 167 of the Fantasy/Animation podcast, which features as its special guest Dr Mihaela Mihailova, an Assistant Professor in the School of Cinema at San Francisco State University. Mihaela is the editor of Coraline: A Closer Look at Studio LAIKA's Stop-Motion Witchcraft (Bloomsbury, 2021), whose work has also appeared in the Journal of Cinema and Media Studies, The Velvet Light Trap, Journal of Japanese and Korean Cinema, Convergence: The International Journal of Research into New Media Technologies, Feminist Media Studies, animation: an interdisciplinary journal, Studies in Russian and Soviet Cinema, and [in]Transition. She has contributed to Animating Film Theory (with John MacKay), The Oxford Handbook of the Disney Musical, Animated Landscapes: History, Form, and Function, The Animation Studies Reader, and Drawn from Life: Issues and Themes in Animated Documentary Cinema, and was editor of the recent “AI and the Moving Image” dossier published in the Journal of Cinema and Media Studies. She is currently co-editor of Animation Studies and serves as co-President of the Society for Animation Studies. Listen as Mihaela introduces Chris and Alex to the AI-generated short films Generation (2022), PLSTC (2022), Bruegel the Younger (2022), and Dissolution (2023) as a backdrop to thinking about the trajectory of machine learning in relation to animated imagery and creative practice; the aesthetics and implications for labour prompted by AI as both an assistive and generative tool; the discourses of technophilia and technophobia that surround contemporary synthetic media; and what impact the ‘open secret' of AI might have within the animation industry beyond some of its current applications. **Fantasy/Animation theme tune composed by Francisca Araujo** **As featured on Feedspot's 25 Best London Education Podcasts** **As featured on MillionPodcast's Best 10 UK Animation Podcasts and Best 60 Movie Podcasts in the UK**

The pre-season rolls on, and we're back with another episode of The Keeper League Podcast — this time diving deep into keeper rankings and dynasty draft strategy.Joining us this week is Matty D'Sena as we unpack Heff's Top 100 keeper league rankings and what they mean for coaches building for both immediate success and long-term upside. Keeper leagues are all about balancing scoring, age profile, role security, and future growth — and this episode is designed to help you navigate that landscape with confidence.We break down how to interpret and apply the Top 100 rankings, where value pockets exist, and how different team builds should influence your draft decisions. Matty also shares his top dynasty rookie draft targets, highlighting the young players with the strongest mix of opportunity, talent, and long-term fantasy potential.We cover:• How to use keeper rankings to shape draft strategy • Interpreting Heff's Top 100 for short- and long-term builds • Value tiers and draft philosophy in keeper formats • Matty's top dynasty rookie draft targets • Younger players worth prioritising in long-term leagues • Strategy discussion around roster construction and timeline planningAn extended version of this episode is available for Keeper League members, featuring additional dynasty rookie discussion and deeper analysis of Matty's rankings.This episode is focused entirely on draft and keeper leagues — not salary cap formats — helping coaches make smarter decisions today while planning for sustained success.An extended version of this episode is available for Keeper League members, featuring extra discussion, deeper analysis, and additional strategy.Existing members can listen here: https://keeperleaguepod.com.au/bonus-episodesSign up as a member here: https://keeperleaguepod.com.au/keeper-league-membership/Links:Join our Discord server: https://discord.gg/APjqvT22zeJoin the Keeper Fantasy platform: https://keeperfantasy.com/ Play FootyNumbers: https://footynumbers.com Play FootyHeads: https://footyheads.com

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In this episode, Vadim revisits a question first explored three years ago: are younger American households actually struggling—or are the headlines missing the real story? Drawing from dv01's latest research publication, Are the Kids Still All Right?, the discussion cuts through recession narratives to examine income growth, debt dynamics, education outcomes, housing constraints, and spending behavior across younger cohorts.What emerges is a picture of resilience built on structural shifts in education, income, and financial discipline—paired with one increasingly binding constraint: housing supply.Key topics discussed:Why income growth among Gen Z and Millennials is at multi-decade highs relative to the national averageHow student debt dynamics have fundamentally shifted—and why today's student debt problem is largely a legacy issueThe quiet but consequential transformation in higher education, away from for-profit and low-completion institutionsWhy younger households have reshaped spending patterns faster than any other age cohortHow housing supply shortages have overtaken student debt as the primary barrier to household formation and wealth buildingThe episode concludes with a clear call to action: without a meaningful expansion in housing supply across price points, individual financial discipline alone won't be enough to unlock the next stage of economic mobility.Subscribe to our free research to stay up-to-date on the latest trends. Contact sales@dv01.co to learn how dv01 data can help you understand what's going on in the market, and to better analyze your whole loan portfolio and securitizations.

Affordability is back in focus in D.C. after the brief U.S. shutdown. Our Deputy Global Head of Research Michael Zezas and Head of Public Policy Research Ariana Salvatore look at some proposals in play.Read more insights from Morgan Stanley.----- Transcript -----Michael Zezas: Welcome to Thoughts on the Market. I'm Michael Zezas, Deputy Global Head of Research for Morgan Stanley. Ariana Salvatore: And I'm Ariana Salvatore, Head of Public Policy Research. Michael Zezas: Today we're discussing the continued focus on affordability, and how to parse signals from the noise on different policy proposals coming out of D.C.It's Wednesday, February 4th at 10am in New York. Ariana Salvatore: President Trump signed a bill yesterday, ending the partial government shutdown that had been in place for the past few days. But affordability is still in focus. It's something that our clients have been asking about a lot. And we might hear more news when the president delivers his State of the Union address on February 24th and possibly delivers his budget proposal, which should be around the same time. So, needless to say, it's still a topic that investors have been asking us about and one that we think warrants a little bit more scrutiny. Michael Zezas: But maybe before we get into how to think about these affordability policies, we should hit on what we're seeing as the real pressure points in the debate. Ariana, you recently did some work with our economists. What were some of your findings? Ariana Salvatore: So, Heather Berger and the rest of our U.S. econ[omics] team highlighted three groups in particular that are feeling more of the affordability crunch, so to speak. That's lower income consumers, younger consumers, and renters or recent home buyers. Lower income households have experienced persistently higher inflation and more recently weaker wage growth. Younger consumers were hit hardest when inflation peaked and are more exposed to higher borrowing costs. And lastly, renters and recent buyers are dealing with much higher shelter burdens that aren't fully captured in standard inflation metrics. Now, the reason I laid all that out is because these are also the cohorts where the president's approval ratings have seen the largest declines. Michael Zezas: Right. And so, it makes sense that those are the groups where the administration might be targeting some of these affordability initiatives. Ariana Salvatore: That's right. But that's not the only variable that they're solving for. Broadly speaking, we think that the president and Republicans in Congress really need to solve for four things when it comes to affordability policies. First, targeting these quote right cohorts, which are those, as we mentioned, that have either moved furthest away from the president politically, or have been the most under pressure. Second feasibility, right? So even if Republicans can agree on certain policies, getting them procedurally through Congress can still be a challenge. Third timing – just because the legislative calendar is so tight ahead of the November elections. And fourth speed of disbursement. So basically, how long it would take these policies to translate to an uplift for consumers ahead of the elections. Michael Zezas: So, thinking through each of these constraints, starting with how easy it might be to actually get some of these policies done, most of the policies that are being proposed on the housing side require congressional approval. In terms of these cohorts, it seems like these policies are most likely to focus on – that seems aimed at lower-income and younger voters. And in terms of timing, we know the legislative calendar is tight ahead of the midterms, and the policy makers want to pursue things that can be enacted quickly and show up for voters as soon as possible. Ariana Salvatore: So, using that lens, we think the most realistic near-term tools are probably mostly executive actions. Think agency directives and potential changes to tariff policy. If we do see a second reconciliation bill emerge, it will probably move more slowly but likely cover some of those housing related tax credit changes. But of course, not all these policies would move the needle in the same way. What do we think matters most from a macro perspective? Michael Zezas: So, what our economists have argued is that the affordability policies being discussed – tax credits subsidies, payment pauses – they could be meaningful at a micro level for targeted households, but for the most part, they don't materially change the macro outlook. The exception might be tariffs; that probably has the broadest and most sustained impact on affordability because it directly affects inflation. Lower tariffs would narrow inflation differentials across cohorts, support real income growth and make it easier for the Fed to cut rates. Ariana Salvatore: Right. And just to add a finer point on that, I think directionally speaking, this is where we've seen the administration moving in recent months. Remember, towards the end of last year, the Trump administration placed an exemption on a lot of agricultural imports. And just the other day, we heard news that the trade deal with India was finalized reducing the overall tariff rate to 18 percent from about 50 percent prior. Michael Zezas: Okay. So, putting it all together for what investors need to know. We see three key takeaways. First, even absent new policy, our economists expect some improvement in affordability this year as inflation decelerates and rate cuts come into view. And specifically, when we talk about improvements in affordability, what our economists are referring to is income growth consistently outpacing inflation, lowering required monthly payments. Second, most proposed affordability policies are unlikely to generate the meaningful macro growth impulse, so investors shouldn't overreact to headline announcements. And third, the cohort divergence matters for equities. Pressure on lower income in younger consumers helps explain why parts of consumer discretionary have lagged. While higher income exposed segments have remained more resilient. So, if inflation continues to cool, especially via tariff relief, that's what would broaden the consumer recovery and potentially create better returns for some of the sectors in the equity markets that have underperformed. Ariana Salvatore: Right, and from the policy side, I would say this probably isn't the last time we'll be talking about affordability. It's politically salient. The policy responses are likely targeted and incremental, and this should continue to remain a top focus for voters heading into November. Michael Zezas: Well, Ariana, thanks for taking the time to talk. Ariana Salvatore: Great speaking with you, Mike. Michael Zezas: And as a reminder, if you enjoy Thoughts on the Market, please take a moment to rate and review us wherever you listen. And share Thoughts on the Market with a friend or colleague today.

This episode of EM Pulse dives into one of the most stressful scenarios in the ED: the febrile infant in the first month of life. Traditionally, a fever in this age group has meant an automatic “full septic workup,” including the dreaded lumbar puncture (LP). But times are changing. We sit down with experts Dr. Nate Kuppermann and Dr. Brett Burstein to discuss a landmark JAMA study that suggests we might finally be able to safely skip the LP in many of our tiniest patients. The Study: A Game Changer for Neonates Our discussion centers on a massive international pooled study evaluating the PECARN Febrile Infant Rule specifically in infants aged 0–28 days. While previous guidelines were conservative due to a lack of data for this specific age bracket, this study provides the evidence we've been waiting for. The Cohort: A large pool of infants across multiple countries. The Findings: The PECARN rule demonstrated an exceptionally high negative predictive value for invasive bacterial infections. The Big Win: The rule missed zero cases of bacterial meningitis. Defining the Danger: SBI vs. IBI The experts break down why we are shifting our terminology and our clinical focus. Serious Bacterial Infection (SBI)  Historically, this was a “catch-all” term including Urinary Tract Infections (UTIs), bacteremia, and meningitis. However, UTIs are generally more common, easily identified via urinalysis, and typically less life-threatening than the other two. Invasive Bacterial Infection (IBI)  This term refers specifically to bacteremia and bacterial meningitis. These are the “high-stakes” infections the PECARN rule is designed to rule out. Dr. Kuppermann notes that we should ideally view bacteremia and meningitis as distinct entities, as the clinical implications of a missed meningitis case are far more severe. The HSV Elephant in the Room One of the primary reasons clinicians hesitate to skip an LP in a neonate is the fear of missing Herpes Simplex Virus (HSV) infection. Low Baseline Risk: While the overall risk of HSV in a febrile infant is low, the risk of “isolated” HSV (meningitis without other signs or symptoms) is even rarer. Screening Tools: Most infants with HSV appear clinically ill. Clinicians can also use ALT (liver function) testing as a secondary screen – transaminase elevation is a common marker for systemic HSV. Clinical Judgment: If the baby is well-appearing, has no maternal history of HSV, no vesicles, and no seizures, the risk of missing HSV by skipping the LP is exceptionally low. Practical Application: Shared Decision-Making This isn’t just about the numbers—it’s about the parents. “Families don’t mind their babies being admitted… They do not want the lumbar puncture. It is the single most anxiety-provoking aspect of care.” — Dr. Brett Burstein The PECARN “Low-Risk” Criteria:  (Remember, this rule applies only to infants who are not ill-appearing.) Urinalysis: Negative Absolute Neutrophil Count (ANC): ≤ 4,000/mm³ Procalcitonin (PCT): ≤ 0.5 ng/mL The Bottom Line: If an infant is well-appearing and meets these criteria, physicians can have a nuanced conversation with parents about the risks and benefits of forgoing the LP, while still admitting the child for observation (often without empiric antibiotics) while cultures brew. Key Takeaways The “Well-Appearing” Filter: If an infant looks ill, the rule does not apply. These patients require a full workup, including an LP, regardless of lab results. Meticulous Physical Exam: Assess for a strong suck, normal muscle tone, brisk capillary refill, and any rashes or vesicles. History is Key: Always ask about maternal GBS/HSV status, pregnancy or birth complications, prematurity, sick contacts, and any changes in feeding, stooling or activity. Procalcitonin: PCT is the superior inflammatory marker for this rule. If your facility only offers traditional markers like CRP, the PECARN negative predictive value cannot be strictly applied. In the words of Dr. Kuppermann: “If you don’t have it, for God’s sakes, just get it! ALT to Screen for HSV: While not part of the official PECARN rule, our experts suggest that significantly elevated liver enzymes should raise suspicion for systemic HSV. Observe, Don’t Discharge: Being “low risk” does not mean the infant goes home. All infants ≤ 28 days still require admission for 24-hour observation and blood/urine cultures. We want to hear from you! Does this change how you approach febrile neonates in the ED? How do you handle shared decision-making with parents? Connect with us on social media @empulsepodcast or on our website ucdavisem.com. Hosts: Dr. Julia Magaña, Professor of Pediatric Emergency Medicine at UC Davis Dr. Sarah Medeiros, Professor of Emergency Medicine at UC Davis Guests: Dr. Nate Kuppermann, Executive Vice President and Chief Academic Officer; Director, Children’s National Research Institute; Department Chair, Pediatrics, George Washington University School of Medicine and Health Sciences Dr. Brett Burstein, Clinician-Scientist and Pediatric Emergency Medicine Physician at Montreal Children’s Hospital, McGill University Resources: Burstein B, Waterfield T, Umana E, Xie J, Kuppermann N. Prediction of Bacteremia and Bacterial Meningitis Among Febrile Infants Aged 28 Days or Younger. JAMA. 2026 Feb 3;335(5):425-433. doi: 10.1001/jama.2025.21454. PMID: 41359314; PMCID: PMC12687207“Hot” Off the Press: Infant Fever Rule “Hot” Off the Press: Infant Fever Rule Do I really need to LP a febrile infant with a UTI? PECARN Infant Fever Update: 61-90 Days Kuppermann N, Dayan PS, Levine DA, Vitale M, Tzimenatos L, Tunik MG, Saunders M, Ruddy RM, Roosevelt G, Rogers AJ, Powell EC, Nigrovic LE, Muenzer J, Linakis JG, Grisanti K, Jaffe DM, Hoyle JD Jr, Greenberg R, Gattu R, Cruz AT, Crain EF, Cohen DM, Brayer A, Borgialli D, Bonsu B, Browne L, Blumberg S, Bennett JE, Atabaki SM, Anders J, Alpern ER, Miller B, Casper TC, Dean JM, Ramilo O, Mahajan P; Febrile Infant Working Group of the Pediatric Emergency Care Applied Research Network (PECARN). A Clinical Prediction Rule to Identify Febrile Infants 60 Days and Younger at Low Risk for Serious Bacterial Infections. JAMA Pediatr. 2019 Apr 1;173(4):342-351. doi: 10.1001/jamapediatrics.2018.5501. PMID: 30776077; PMCID: PMC6450281. Pantell RH, Roberts KB, Adams WG, Dreyer BP, Kuppermann N, O’Leary ST, Okechukwu K, Woods CR Jr; SUBCOMMITTEE ON FEBRILE INFANTS. Evaluation and Management of Well-Appearing Febrile Infants 8 to 60 Days Old. Pediatrics. 2021 Aug;148(2):e2021052228. doi: 10.1542/peds.2021-052228. Epub 2021 Jul 19. Erratum in: Pediatrics. 2021 Nov;148(5):e2021054063. doi: 10.1542/peds.2021-054063. PMID: 34281996. ****Thank you to the UC Davis Department of Emergency Medicine for supporting this podcast and to Orlando Magaña at OM Productions for audio production services.  

Today we are rehashing Younger Season 4, Episode 4: "In the Pink." Join us as we discuss an eventful lunch with one of Empirical's original authors, a funeral that turns into a networking event, Liza re-entering the dating scene, and so much more!

Greg Jenner is joined in ancient Rome by Professor Mary Beard and comedian and actor Patton Oswalt to learn all about Emperor Nero. Nero has gone down in history as one of Rome's most infamous rulers – the villain in any number of films and television programmes, and the man who fiddled while the eternal city burned. He was also emperor during a number of momentous moments in the history of ancient Rome, including the revolt in Britain led by Iceni warrior queen Boudica. But does he deserve his notorious posthumous reputation? This episode explores the man and the myth, examining Nero's complicated path to the imperial throne, his relationship with famous philosopher Seneca the Younger, his murderous behaviour towards the women in his life, and the numerous plots that swirled around him. Along the way, we take a look at the more ridiculous moments in Nero's life, including the athletic games he founded, the festival to himself that he instituted, and his numerous dramatic appearances on the stage. If you're a fan of evil emperors, political plots and the bloody history of Ancient Rome, you'll love our episode on Nero. If you want more from Patton Oswalt, listen to our episode on the American War of Independence. And for more Roman history, check out our episodes on Agrippina the Younger, Boudica, and the Rise of Julius Caesar. You're Dead To Me is the comedy podcast that takes history seriously. Every episode, Greg Jenner brings together the best names in history and comedy to learn and laugh about the past. Hosted by: Greg Jenner Research by: Aimee Hinds Scott Written by: Dr Emmie Rose Price-Goodfellow, Dr Emma Nagouse, and Greg Jenner Produced by: Dr Emmie Rose Price-Goodfellow and Greg Jenner Audio Producer: Steve Hankey Production Coordinator: Gill Huggett Senior Producer: Dr Emma Nagouse Executive Editor: Philip Sellars