Podcasts about Younger

In this episode, Dr. Thomas Hemingway will share the Secret to Not Gaining Weight over the Holidays, yet still Enjoy them to the Fullest!Have a Listen and SHARE with a friend!**JOIN DR. HEMINGWAY LIVE in-person at ALIGN AWAKEN! Event in San Diego Jan 22-25, 2026!*ACCESS my FREE workshop, "Younger, Stronger, for Longer!"  How to turn back your biological age 10-20 years so you can do the things you want to do that you no longer thought possible due to your age.  Perform at your best and live your best life!*And, in my new Performance, and Longevity medical practice we specialize in turning back your biological age and OPTIMIZING HORMONES so you can feel a decade or more younger so you can do the things you want to do that you thought were no longer possible due to your age.  Join the waitlist here!*SHARE with a Friend and please drop a Review:)*Don't wait to Prioritize your health, Start Today with the Simple and Powerful Steps detailed in my Best-selling book.*GET DIRECT ACCESS to DR. HEMINGWAY in these AMAZING COURSES!**Free resource: 'The truth about GLP-1s and their alternatives' - https://drthomashemingway.myflodesk.com/n1yyjkcb68Mahalo and Aloha andTo your health,

Is the ideal IT employee just leaving college or a veteran with years of experience? Russ White joins Ethan Banks and Drew Conry-Murray to discuss the complexities of this question. Younger professionals just out of college are more willing to work longer hours or unpopular shifts, learn new tools and skills, and take risks. Older... Read more »

Is the ideal IT employee just leaving college or a veteran with years of experience? Russ White joins Ethan Banks and Drew Conry-Murray to discuss the complexities of this question. Younger professionals just out of college are more willing to work longer hours or unpopular shifts, learn new tools and skills, and take risks. Older... Read more »

Is the ideal IT employee just leaving college or a veteran with years of experience? Russ White joins Ethan Banks and Drew Conry-Murray to discuss the complexities of this question. Younger professionals just out of college are more willing to work longer hours or unpopular shifts, learn new tools and skills, and take risks. Older... Read more »

Having even one concussion raises your long-term crash risk by 49%, which means you would be wise to give yourself more recovery time before driving to protect both your safety and your independence The first month after a concussion is the most dangerous, with risk jumping more than sixfold, so adjusting your driving habits during this period helps lower your chance of a serious accident Each additional concussion sharply increases your risk, with two concussions more than doubling it and three or more causing a 124% increase, making symptom monitoring and long-term brain care important for anyone with repeated injuries Younger age, late-night driving, poor weather, rural roads, alcohol misuse, and lower income all magnify post-concussion crash risk. Being mindful of these factors can help you stay safer on the road Concussion-related crashes have led to tens of thousands of extra hospital days and more than $800 million in medical and societal costs, showing why protecting your brain health now helps safeguard your future well-being, finances, and mobility

Sister Carol Costley continues to show how the Family Proclamation isn't a blueprint for the perfect family but a lifeline for real ones, where God works through rebellious children, humbled parents, and a covenant community that refuses to give up on each other.SHOW NOTES/TRANSCRIPTS English: https://tinyurl.com/podcastDC251EN French: https://tinyurl.com/podcastDC251FR German: https://tinyurl.com/podcastDC251DE Portuguese: https://tinyurl.com/podcastDC251PT Spanish: https://tinyurl.com/podcastDC251ESYOUTUBE: https://youtu.be/zPrCOcga_goALL EPISODES/SHOW NOTESfollowHIM website: https://www.followHIM.coNOW AVAILABLE INFrench  ⁨@followHIMFrançais⁩Spanish  ⁨@followHIMespañol⁩Portuguese  ⁨@followHIMPortuguês⁩  2021 Episode The Family: A Proclamation to the Worldhttps://youtu.be/f5sbMDT96jcFREE PDF DOWNLOADS OF followHIM QUOTE BOOKSNew Testament: https://tinyurl.com/PodcastNTBookOld Testament: https://tinyurl.com/PodcastOTBookBook of Mormon: https://tinyurl.com/PodcastBMBook  WEEKLY NEWSLETTER https://tinyurl.com/followHIMnewsletter  SOCIAL MEDIA Instagram: https://www.instagram.com/followHIMpodcast Facebook: https://www.facebook.com/followhimpodcastTIMECODE:00:00 Part 2 - Sister Carol Costley02:54 Family is the source of healing04:36 Gospel Library – Supporting Others06:12 Adoption, raising daughters, and a new calling10:34 Our stories are not totally written yet14:26 How family changes the world16:35 Elder Eyring's story about a difficult grandchild18:25 Alma the Younger was listening to family scripture study21:37 God asks for a willing heart22:57 Parental obligation27:16 Prayers and ward families30:12 Don't overlook repentance34:14 Peacemakers needed36:20 The value of work41:00 The plan is that we wouldn't be in ideal situations46:55 President Oak's story about his father's death48:14 Could President Oaks be the “dumbest boy in the room?”50:24 The Y Religion Podcast on the Proclamation51:01 Sister Carol Costley bears her testimony of Jesus Christ55:39 Testimony of tithing and the Restoration1:01:53  End of Part 2 - Sister Carol CostleyThanks to the followHIM team:Steve & Shannon Sorensen: Cofounder, Executive Producer, SponsorDavid & Verla Sorensen: SponsorsDr. Hank Smith: Co-hostJohn Bytheway: Co-hostDavid Perry: ProducerKyle Nelson: Marketing, SponsorLisa Spice: Client Relations, Editor, Show NotesWill Stoughton: Video EditorKrystal Roberts: Translation Team, English & French Transcripts, WebsiteAriel Cuadra: Spanish TranscriptsAmelia Kabwika: Portuguese TranscriptsHeather Barlow: Communications DirectorSydney Smith: Social Media, Graphic Design "Let Zion in Her Beauty Rise" by Marshall McDonaldhttps://www.marshallmcdonaldmusic.com

After losing all 3 branches of power in 2024, progressive Democrats are hungry for the opportunity to reshape the party along ideological, generational and other factional lines in 2026. Fueled by an increasing anger among Democratic voters and a splintered Republican base, the possibility of a Democratic-controlled house looks increasingly likely for 2027. How might that thwart the success of President Donald Trump's second half agenda? USA TODAY Chief Political Correspondent Phillip M. Bailey joins The Excerpt to talk about the new political calculus in Washington.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What if joy wasn't something you stumbled into… but something you practiced? Today's episode wraps up our 3-part series on spiritual power inspired by President Russell M. Nelson, and we're talking about one of the biggest spiritual misconceptions out there: If the gospel is a gospel of joy, then why does life feel so hard? Oh, friend. You're not alone. And it's not because joy is missing. It's because we don't know how to access it. Yet. In this episode we'll break that down. Here's what you'll learn: The real difference between "feeling good" and true joy (Hint: one numbs you, the other strengthens you.) Why joy requires redirection, not perfection (and how President Nelson modeled this masterfully—yes, through heartbreak). How boredom might actually be your biggest spiritual opportunity (and how to use that 5 minutes when your brain wants to scroll.) The simple, joyful way to "collect God's promises" — one verse at a time. Three real-life examples from scripture you can copy today: Isaiah 61 and binding your broken heart Enos and praying for people who've hurt you Alma the Younger and God hearing a parent's prayers No guilt. No forced positivity. Just real joy, the kind that grows your confidence in God and yourself. Big Takeaway Joy isn't something you wait for. Joy is something you collect, one promise at a time. When you gather God's promises, you gather spiritual power. Try This (Your Joy Challenge for the Week) Just once this week, when your brain defaults to scrolling or snacking from boredom, redirect.

Contact us. We'd love to serve youWrite a review on Apple Podcasts or Spotify ResourcesGrow in your ministry preparation through the FREE Practically Trained Pastors Cohort.Give financially to support the work of helping pastors thrive(02:25) Personal Experiences — Both hosts share stories about being young pastors among older leaders and the unique challenges faced.(03:00) Framing the Issue — Discussion on balancing authority and respect as a young pastor.(03:51) Biblical Perspective — Reflection on 1 Timothy 4:12 and examples from Job regarding age, wisdom, and leadership.(09:36) Practical Advice — Emphasis on patience, humility, asking questions, and building relationships with older church members.(12:51) Earning Trust and Respect — Strategies for younger pastors on servant leadership and earning credibility over time.(19:13) Building Relationships — The importance of acknowledging the contributions of older leaders and fostering mutual respect.(33:55) Final words & Prayer

Ashe in America and Abbey Blue Eyes unpack the newly released federal ruling in the Tina Peters habeas case, walking viewers through what the judge actually decided, why the petition was dismissed, and how the Younger abstention doctrine blocks federal intervention while her state appeal is still active. They break down the court's notes on sentencing irregularities, the trial judge's bias, the First Amendment questions surrounding Tina's imprisonment, and the broader pattern of political targeting in Colorado. Ashe explains the legal landscape, including how the state and federal courts interpret exhaustion, extraordinary-circumstances exceptions, and the boundaries of presidential pardon power, while Abbey adds perspective from outside Colorado's system. The episode also touches on Tina's reported treatment in prison, public reaction, and what this means for election-integrity advocates nationwide. A detailed, urgent, and deeply human discussion of a case that continues to shake Colorado politics.

MUSICThe three surviving founding members of KISS -- Gene Simmons, Paul Stanley and Peter Criss -- paid a visit to The White House on Saturday where President Trump recognized them as one of this year's five recipients of the Kennedy Center Honors, which is presented to those in the performing arts for their lifetime of contributions to American culture. Guitarist Ace Frehley, who died in October following a fall at his New Jersey home, was represented by his daughter Monique. https://youtu.be/MoEAlhUTVnEFollowing the ceremony in the Oval Office, the State Department hosted a dinner for the honorees, which also included actors Sylvester Stallone and Michael Crawford, country singer George Strait, and R&B singer Gloria Gaynor. Taking the podium there, the President spoke in more detail about each recipient.With a chair left empty in memory of Ace Frehley, KISS were honored by Garth Brooks, who, upon taking the stage said, “I see some faces of confusion. No we are in the right segment of the show, people” before performing "Shout it Out Loud."Also paying tribute were Criss Angel, Marcus King, and Cheap Trick who ended the show with "Rock and Roll All Nite."Highlights of the show will air on CBS and Paramount+ on December 23rd. Garbage was performing in Australia recently, and apparently someone started tossing a beach ball around. Shirley stopped the show to RANT about the beach balls . . . sarcastically shouting, "Guy with your big [effing] beach ball. Ooh, I'm so scared of you. So thrilled by you. What [an effing D-bag]." https://consequence.net/2025/12/garbage-shirley-manson-beach-ball-video/ TVMiley Cyrus gagged while describing this fear on "Jimmy Kimmel Live!" on Thursday night. It's caused such a problem in her daily life, that she's even known for being a Grinch during Christmastime because of her issue with wrapping paper. She has an issue with how it feels, and the way it sounds, especially if it's touched by DRY hands, which is common during winter. Jack Osbourne and his wife, Aree Gearhart, are expecting their second baby together. https://people.com/jack-osbourne-expecting-baby-no-5-his-second-with-wife-aree-gearhart-photo-11862457 MOVING ON INTO MOVIE NEWS:Five Nights at Freddy's 2 is the new number one movie in North America. https://variety.com/2025/film/news/box-office-five-nights-at-freddys-2-debut-zootopia-2-900-million-1236602529/ AND FINALLYJane Seymour isn't a doctor . . . but she played one on TV . . . and she's sharing the secret to feeling decades younger.Jane is 74 now. But she actually needs to keep looking at her birth certificate to believe it. https://people.com/jane-seymour-says-she-feels-20-to-30-years-younger-at-74-exclusive-11862954Dr. Quinn shared THREE of her secrets, and there's good news: It isn't out-of-touch, celebrity stuff . . . it's so relatable that YOU can live it. Here they are:1. Non-stop working and challenging yourself. Quote, "I work 12-, 14-hour days on sets and keep up with everyone. I don't need cue cards . . . I learn pages after pages and I have a lot of energy . . . "I keep working, and I keep pushing myself to be better . . . because I love what I do . . . it keeps me young." 2. Spending time with family, and having active friends. Quote, "I have grandchildren and my own children, some of whom are in their early 40s. I'm part of their social circle. So I've never been sort of put in the group of, 'Oh, now you're an older person . . .' Not at all. Quite the opposite." 3. Don't dismiss new things, embrace them, and join in. Jane says she's "much more open-minded" about life now, and is "not stuck in my ways." She adds, "People say, 'Are you going to wind down?' I go, 'I am winding UP' I am loving life. NOW is it . . . I only want to do things that I'm passionate about . . . and I make sure that, even if it's work, that I turn it into a fun life experience." AND THAT IS YOUR CRAP ON CELEBRITIES!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is the family time of the year. What a great opportunity for the younger generation to seek out the stories of those that are a little bit older. Al and Dan discuss that thought and throw out some ideas that might help you with that today. The post The Younger Asking The Older first appeared on Tiim Talks.

In this episode, Dr. Thomas Hemingway shares how Gut Health is one of the Most Powerful Tools we can Access to Increase our Energy, Fitness and Overall Well-being and Health; Hippocrates said, "All Disease Begins in the Gut," and Dr. Thomas shares, "All Health and Healing Begins in the Gut."Have a Listen and SHARE with a friend!**JOIN DR. HEMINGWAY LIVE in-person at ALIGN AWAKEN!  Event in San Diego Jan 22-25, 2026!*ACCESS my FREE workshop, "Younger, Stronger, for Longer!"  How to turn back your biological age 10-20 years so you can do the things you want to do that you no longer thought possible due to your age.  Perform at your best and live your best life!*And, in my new Performance, and Longevity medical practice we specialize in turning back your biological age and OPTIMIZING HORMONES so you can feel a decade or more younger so you can do the things you want to do that you thought were no longer possible due to your age.  Join the waitlist here!*SHARE with a Friend and please drop a Review:)*Don't wait to Prioritize your health, Start Today with the Simple and Powerful Steps detailed in my Best-selling book.*GET DIRECT ACCESS to DR. HEMINGWAY in these AMAZING COURSES!**Free resource: 'The truth about GLP-1s and their alternatives' - https://drthomashemingway.myflodesk.com/n1yyjkcb68Mahalo and Aloha andTo your health,

About Dylan Papa:Dylan Papa is a seasoned healthcare technology executive with more than a decade of leadership experience at Zelis, where he has played a central role in driving commercial growth, transformation, and data-driven strategy. Now serving as Senior Vice President of Commercial Growth, he brings a strong track record of expanding revenue, shaping organizational direction, and guiding high-impact initiatives across the payments and cost-management ecosystem. Throughout his tenure, Dylan has held progressive leadership roles spanning growth and transformation, payments transformation, business insights and analytics, and business solutions—each one sharpening his expertise at the intersection of healthcare, technology, and financial operations. His career began in analytics and business development, giving him a grounded, operational understanding of the industry he now helps steer at a strategic level. Backed by a foundation in finance from Montclair State University, Dylan combines analytical rigor with a forward-looking mindset, making him a trusted leader in navigating complex healthcare challenges and scaling innovative solutions.Things You'll Learn:Providers increasingly want secure, simple, and expedited transactions supported by actionable data. This shift gives them more control while improving payer efficiency.Modernizing payments isn't just about speed; it's about giving providers a single, transparent view of all transactions across multiple payers. This visibility helps them reduce denials, identify payment discrepancies, and forecast revenue more accurately.Consumer expectations for transparency and personalized benefits are pushing healthcare toward more flexible, customized models. Younger generations especially demand clearer information and greater financial control.Fragmentation remains the biggest obstacle in modernizing healthcare payments, from legacy tech stacks to inconsistent treasury processes. Harmonizing these systems is essential for building a seamless, end-to-end experience.The next frontier is transforming payments from an administrative task into a strategic asset. When speed, transparency, and control converge, every stakeholder—payer, provider, and consumer—wins.Resources:Connect with and follow Dylan Papa on LinkedIn.Follow Zelis on LinkedIn and visit their Website.

https://www.ancientfai

Judd Zulgad joins Thor to offer up ‘Modest Proposals' to improve the Vikings. Is letting Kwesi Adofo-Mensah and Ryan Grigson modest? Do the Vikings need to play the kids? Plus more on Thor Talks Purple!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In tonight's Macabre Feature, Part 1, The Fall of Pompeii, of Plight and Precipice, we're traveling back to a moment frozen beneath ash and fire. This is one of our most atmospheric features yet—packed with cinematic scoring, immersive sound design, and Blaire's dark, poetic narration that brings ancient tragedy straight into your headphones.A city that never saw the sky turning black, or the mountain waking up angry.A place where life… stopped mid-breathWe're peeling back the ash, sifting through the final seconds, and walking through a tragedy so sudden it feels like the world held its breath and never exhaled.This is history at its most catastrophic… and its most human. Want More Macabre? Spotify subscribers get ad free content, early access and exclusive bonus episodes .Paid supporters on Patreon, Join us for Macabre Movie Nights and Game Nights :⁠⁠⁠⁠ Macabre Patreon⁠⁠⁠⁠Send in your stories for a future listener episode!Email us at thatssomacabre@gmail.comJoin our private Facebook Group at :⁠⁠⁠⁠ MacabrePodcast⁠⁠⁠⁠Get Macabre Exclusive Merch ⁠⁠ www.gothiccthreads.comResources: Vesuvius | Facts, Location, & Eruptions | BritannicaHome - Pompeii OnlinePompeii: Bodies, Mount Vesuvius & Herculaneum | HISTORYPompeii: A Snapshot of Ancient Roman Life | History HitWhat Was Life Like in Pompeii Before Mount Vesuvius Erupted Nearly 2,000 Years Ago?Archaeologists find records of Pompeii survivors that reveal how they rebuilt their lives | PBS NewsTimeline: PompeiiA Guide to the Pompeii ExcavationsA minute-by-minute account of the Pompeii eruption, revealed in agonizing detail | Science | AAASPompeii casts: where they are found and what they areThe two letters written by Pliny the Younger describing the eruption of Vesuvius in 79 ADLupanar of Pompeii: Secrets, Erotic Frescoes & Visitor GuideGladiatorial games in Pompeii - Pompeii OnlineHistory of archaeological excavations of Pompeii (Italy)

Lucinda welcomes Tabbin Almond, author of "Bottling Up Trouble," to discuss the impact of alcohol in the workplace.  As the holiday season approaches, they explore the cultural norms surrounding drinking, particularly in corporate settings, and the challenges faced by individuals struggling with alcohol use. Tabbin shares a personal journey to becoming alcohol-free and highlights the stigma that prevents many from seeking help. KEY TAKEAWAYS There is a pressing need to change workplace cultures that encourage excessive drinking, as many individuals feel pressured to conform to alcohol-related social norms, which can lead to serious personal and professional issues. Individuals struggling with alcohol use often feel shame and stigma, making it difficult for them to seek help. Coaching can provide a supportive environment where they can regain control and learn to live alcohol-free Younger generations, particularly Gen Z, are drinking less and are more aware of mental health issues. As they rise to senior positions, they are likely to influence workplace cultures towards healthier practices Organisations should prioritise inclusivity at events, such as Christmas parties, by providing a wide range of appealing non-alcoholic options and ensuring that alcohol does not dominate the event's focus BEST MOMENTS "There's so much shame and stigma around having a problem with alcohol that they can't ask for help. They fear that if they say they've got a problem, they will be branded forevermore." "The younger generation are much more aware of their mental health and proactive in looking after it. They understand that alcohol can never relieve depression or stress; it can only make them worse." "We need to change the culture. We're encouraged to drink by society, but if someone gets into trouble, it's only the individual's fault." "Think before automatically using alcohol to help people bond at work. Be more creative and ask, 'Isn't there something better we could do?'" VALUABLE RESOURCES The HR Uprising Podcast | ⁠Apple⁠ | ⁠Spotify⁠ | ⁠Stitcher⁠   ⁠The HR Uprising LinkedIn Group⁠ ⁠How to Prioritise Self-Care (The HR Uprising)⁠ ⁠How To Be A Change Superhero - by Lucinda Carney⁠ HR Uprising Mastermind - ⁠https://hruprising.com/mastermind/⁠   ⁠www.changesuperhero.com⁠ ⁠www.hruprising.com⁠            Get your copy of How To Be A Change Superhero by emailing at ⁠info@actus.co.uk⁠ CONTACT TABBIN LinkedIn - https://www.linkedin.com/in/katherine-tabbin-almond/ Wine to Water Coaching - https://www.winetowatercoaching.com/ ABOUT THE HOST Lucinda Carney is a Business Psychologist with 15 years in Senior Corporate L&D roles and a further 10 as CEO of Actus Software where she worked closely with HR colleagues helping them to solve the same challenges across a huge range of industries. It was this breadth of experience that inspired Lucinda to set up the HR Uprising community to facilitate greater collaboration across HR professionals in different sectors, helping them to ‘rise up' together. “If you look up, you rise up” CONTACT METHOD Join the LinkedIn community - ⁠https://www.linkedin.com/groups/13714397/⁠ Email: ⁠Lucinda@advancechange.co.uk⁠ Linked In: ⁠https://www.linkedin.com/in/lucindacarney/⁠ Twitter: @lucindacarney Instagram: @hruprising Facebook: @hruprising This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/

Welcome to the Coffee and Turner Syndrome Podcast! We are Brooke and Andrea, and every week we will pour ourselves our favorite cup of coffee, and chat all things Turner Syndrome. In this episode, we write letters to our younger selves. What would we have wanted us to know when first getting diagnosed?Butterfly Entertainment website: https://butterflyentgroup.wixsite.com/butterfly-entertainm/?fbclid=IwAR1s0mwa80e1NEX-huPj4HKPD96ZjLjbKP2DZp0kQu0g21g3MVRCcSEzh2MButterfly Entertainment Instagram: https://www.instagram.com/butterflyentertainmentgroup/Coffee and Turner Syndrome Podcast on Instagram: https://www.instagram.com/coffeeandturnersyndromepodcast/Enjoy!

In this episode, Dr. Thomas Hemingway goes deep into what actually Causes Cancer and What You Can Do About it!  Please SHARE with a friend!And grab my new FREE Course on How to Prevent Cancer HERE!**JOIN ME, DR. HEMINGWAY LIVE in-person at ALIGN AWAKEN!  Event in San Diego Jan 22-25, 2026!*ACCESS my FREE workshop, "Younger, Stronger, for Longer!"  How to turn back your biological age 10-20 years so you can do the things you want to do that you no longer thought possible due to your age.  Perform at your best and live your best life!*And, in my new Performance, and Longevity medical practice we specialize in turning back your biological age and OPTIMIZING HORMONES so you can feel a decade or more younger so you can do the things you want to do that you thought were no longer possible due to your age.  Join the waitlist here!*SHARE with a Friend and please drop a Review:)*Don't wait to Prioritize your health, Start Today with the Simple and Powerful Steps detailed in my Best-selling book.*GET DIRECT ACCESS to DR. HEMINGWAY in these AMAZING COURSES!**Free resource: 'The truth about GLP-1s and their alternatives' - https://drthomashemingway.myflodesk.com/n1yyjkcb68Mahalo and Aloha andTo your health,

In this episode, Dr. Thomas Hemingway shares how Gut Health is one of the Most Powerful Tools we can Access to Increase our Energy, Fitness and Overall Well-being and Health; Hippocrates said, "All Disease Begins in the Gut," and Dr. Thomas shares, "All Health and Healing Begins in the Gut."Have a Listen and SHARE with a friend!**JOIN DR. HEMINGWAY LIVE in-person at ALIGN AWAKEN!  Event in San Diego Jan 22-25, 2026!*ACCESS my FREE workshop, "Younger, Stronger, for Longer!"  How to turn back your biological age 10-20 years so you can do the things you want to do that you no longer thought possible due to your age.  Perform at your best and live your best life!*And, in my new Performance, and Longevity medical practice we specialize in turning back your biological age and OPTIMIZING HORMONES so you can feel a decade or more younger so you can do the things you want to do that you thought were no longer possible due to your age.  Join the waitlist here!*SHARE with a Friend and please drop a Review:)*Don't wait to Prioritize your health, Start Today with the Simple and Powerful Steps detailed in my Best-selling book.*GET DIRECT ACCESS to DR. HEMINGWAY in these AMAZING COURSES!**Free resource: 'The truth about GLP-1s and their alternatives' - https://drthomashemingway.myflodesk.com/n1yyjkcb68Mahalo and Aloha andTo your health,

Original Release Date: October 10, 2025Our U.S. Thematic and Equity Strategist Michelle Weaver discusses how the largest intergenerational wealth transfer in history could reshape saving, spending and investment behavior across America.Read more insights from Morgan Stanley.----- Transcript ----- Michelle Weaver: Welcome to Thoughts on the Market. I'm Michelle Weaver, Morgan Stanley's U.S. Thematic and Equity Strategist.Today, a powerful force reshaping the financial lives of millions of Americans: inheritance.It's Friday, October 10th at 10am in New York.Americans are living longer and they're passing on their wealth later. Longevity is one of Morgan Stanley Research's four key themes, and this is an interesting element of longevity. As baby boomers age, they're expected to transfer their wealth to Gen X, millennials and Gen Z to the tune of tens or even hundreds of trillions of U.S. dollars.Estimates vary widely, but the amounts are unprecedented. And so, inheritance isn't just a family milestone; it's becoming an important cornerstone of financial planning and longevity. And understanding who's receiving, expecting, and using their inheritances is key to forecasting how Americans save, spend, and invest.According to our latest AlphaWise survey, 17 percent of U.S. consumers have received an inheritance, and another 14 percent expect to receive one in the future. Younger Americans are especially optimistic. Their expectations split evenly between those anticipating an inheritance within the next 10 years and those expecting it further out.But here's the kicker; income plays a huge role. Only 17 percent of lower income consumers report receiving or expecting an inheritance, but that number jumps to 43 percent among higher income households highlighting a clear wealth divide.What about the size of the inheritance? In our survey, those who received or expect to receive an inheritance fall broadly into three categories. About half reported amounts under $100,000 dollars. For about a third, that amount rose to under $500,000. And then meanwhile, 10 per cent reported an inheritance of half a million dollars or more.Younger consumers tend to report smaller amounts, while inheritance size rises with income. One important thing to remember about our survey though, is it looks more at the average person. We are missing some of those very high net worth demographics in there where I would expect inheritance to rise much higher than half a million.And so, when we think about this, how will recipients use this wealth? That's a really important question. The majority, about 60 percent, say they have or will put their inheritance towards savings, retirement, or investments. About a third say they'll use it for housing or paying down debt. Day-to-day consumption, travel, education and even starting a business or giving to charity also featured in the survey responses – but to a lesser extent.The financial impact of inheritance is significant: 46 percent of recipients say it makes them feel more financially secure; 40 percent cite improvements in savings; and 22 percent associate it with increased spending. Some even report retiring earlier or lightening their workloads.Inheritance trends are shaping consumer behavior and have the power to influence spending patterns across industries. To sum it up, inheritance isn't just a family matter, it's a market mover.Thanks for listening. If you enjoy the show, please leave us a review wherever you listen, and share Thoughts on the Market with a friend or colleague today.

Prepare to get meta, I'm going to walk you through my creative, divergent thinking process while explaining the neuroscience of creativity and divergent thinking! We do need our brains and bodies to be in sync for this to be meaningful, illuminating, give you (and I) an “aha!” moment. Please note, divergent thinking means you think in a way that is not typical or standard, so I apologize if I'm hard to follow, however it is necessary to illustrate the point I'm making. I want you to know that you don't have to understand every single detail, however you should focus on the actual “route” my mind is taking - the “figure 8.” Thank you so much to The Allen Institute for inviting me to Neuroscience 2025 in San Diego, I am beyond grateful and appreciative for the experience. I encourage everyone to check out their website, as well as their mission, because science (and creativity) truly are for everyone. The Allen Institute: https://alleninstitute.org/  New Book Club Information: https://www.patreon.com/posts/new-book-for-143088045  Resources: This Is What It Sounds Like - Susan Rogers and Ogi Ogas  Your Brain on Art: How the Arts Transform Us - Susan Magsamen & Ivy Ross Horror in Architecture: The Reanimated Edition - Joshua Comaroff + One Ker-Shing Future Tense: Why Anxiety Is Good for You (Even Though It Feels Bad) - Tracy Dennis-Tiwary, PhD This is the book I recommended on arousal state splitting off into excitement or anxiety. A neurocomputational model of creative process https://www.sciencedirect.com/science/article/pii/S0149763422001452 Functional Fixedness: When We Stick to What We Know https://nesslabs.com/functional-fixedness This is not the Time Magazine article but it also covers functional fixedness and how it impacts creativity Sensorimotor experience and verb-category mapping in human sensory, motor and parietal neurons https://www.sciencedirect.com/science/article/abs/pii/S0010945217301491 Mental time travel, language, and evolution https://www.sciencedirect.com/science/article/abs/pii/S0028393219302441 Isometric Handgrip Exercise Speeds Working Memory Responses in Younger and Older Adults https://pmc.ncbi.nlm.nih.gov/articles/PMC10238670/ This article does include hand exercises for younger adults, most however are focused on improving working memory for older populations Analogy: Definition, Examples, and Usage https://www.grammarly.com/blog/literary-devices/analogy/ Learning from the Double Diamond: How Divergent and Convergent Thinking Can Improve Collaboration and Problem-Solving in Museums https://www.aam-us.org/2024/04/05/learning-from-the-double-diamond-how-divergent-and-convergent-thinking-can-improve-collaboration-and-problem-solving-in-museums/ On the emergence of interdisciplinary scientific fields: (how) does it relate to science convergence? https://www.sciencedirect.com/science/article/pii/S0048733324000751 A Global Map of Science Based on the ISI Subject Categories https://www.leydesdorff.net/map06/texts/index.htm The Brain Science of Elusive ‘Aha! Moments' https://www.scientificamerican.com/article/the-elusive-brain-science-of-aha-moments/ Recommended Books: The Geometry of Grief - Michael Frame The Tao of Physics - Fritjof Capra  The Gentrification of the Mind - Sarah Schulman  On the Art and Craft of Doing Science - Kenneth Catania  The Meaning of Proofs: Mathematics as Storytelling - Gabriele Lolli The Botany of Desire - Michael Pollan  The Story Grid: What Good Editors Know - Shawn Coyne  When Narcissism Comes to Church - Chuck DeGroat Humour - Terry Eagleton The Knowledge Illusion: Why We Never Think Alone - Philip Fernbach & Steven A. Sloman Learn more about your ad choices. Visit podcastchoices.com/adchoices

Covering the reign of Henry VII, all the way to the death of his granddaughter, Elizabeth I, the 6th Book of the Story of London is an immense dive into the life of the city- its people, its events and its ever changing face. W wild and detailed account of life in London, where some of the residents were to embed themselves into our very national consciousness, and where the children of poor residents were to rise to the highest levels of society. A wild and fascinating journey lies ahead… welcome then to Book 6 of The Story of London- Glorianna!Cover features the ‘Whitehall Mural' by van Leemput, after Hans Holbein the Younger, 1667

Episode SummaryIn this episode, Joel Settecase continues his in-depth response to an atheist's online rebuttal to his 30 Questions for Atheists, Skeptics, and Agnostics. Focusing on the resurrection of Jesus Christ, Joel unpacks what true evidence looks like, why the Bible's eyewitness accounts count as direct evidence, and how atheists often fall into what he calls the apologetic cycle of doom.Main TakeawayThere is abundant evidence for the resurrection of Jesus—both biblical and extra-biblical—but the deeper issue isn't lack of data, it's worldview. Without God, the very concept of evidence collapses. Logic, reason, truth, and morality only make sense in a universe upheld by Jesus Christ.HighlightsJoel examines Dalbert's claim that “there is no evidence Jesus rose from the dead.”He explains the difference between direct and indirect evidence, citing the apostles' eyewitness testimony as valid and authoritative.The radical content and unanimity of the apostles' message confirm their sincerity.Early extra-biblical writings—like the Didache, Clement, Ignatius, Josephus, Tacitus, and Pliny the Younger—further corroborate the resurrection account.Joel dismantles the atheist's claim that “logic disproves God,” showing that laws of logic require a Lawgiver.He contrasts the biblical worldview—which makes sense of evidence—with atheism, which cannot account for reason or truth.The argument that “God did it” is not a God of the gaps fallacy; it's the only coherent explanation.Why It MattersThis episode is not just about answering skeptics—it's about equipping Christian men to lead their families, disciple their kids, and defend their faith with confidence. Joel shows that belief in the resurrection isn't blind—it's grounded in reason, revelation, and reality.Call to FaithIf Jesus really did rise from the dead—and He did—then every person must reckon with His lordship. The same God who raised Christ offers forgiveness and eternal life to anyone who repents and believes the gospel.Calls to ActionPartner with The Think Institute: thethink.institute/partnerJoin the Hammer & Anvil Society and get equipped for apologetics and family discipleship: thethink.institute/societySubscribe, rate, and share Worldview Legacy to help more believers think biblically and defend their faith with confidence.Spotify Optimization Keywords:Christian apologetics, atheist debate, resurrection evidence, biblical worldview, presuppositional apologetics, Think Institute, Jesus Christ, faith and reason, Christian philosophy, worldview defense.

Thanks to our Partner, NAPA Autotech Training and Pico TechnologyWatch Full Video EpisodeIn this episode, Matt takes a relationship quote and flips it into a perspective shift for shop owners, managers, and specialists: instead of obsessing over “finding the right” customers, employees, or employers, focus on becoming the right shop and the right person—over and over again. He explores how this mindset applies to attracting younger clients, building a place top technical and mechanical specialists want to work, and evolving with changes like EVs, culture, and work–life balance.Key Talking PointsThe quote that kicked it off: “Love isn't about fate and magic bracelets and destiny. It's about finding someone you can stand to be around for 10 minutes at a time,” and the idea that it's less about finding the one and more about becoming the right one again and again.Translating relationship advice into shop life:Stop fixating on “finding the right clients,” “the right shop,” “the right boss,” or “the right employee.”Shift the focus to becoming the right shop, manager, owner, or employee.Becoming the right shop for your current and future clients:Many shops are currently tailored to an older clientele (boomers) and have great rapport with them.Younger clients often care deeply about your why—your purpose, values, and what you stand for.Start projecting an image and message that resonates with the clients you'll need in the future, not just the ones you serve today.Becoming the right employer:Think about the types of technical specialists and mechanical specialists you'd love to attract.What are they after now, and what will they value most in the near future (purpose, time off, culture, tools, training, environment)?Make tangible changes in the shop that align with those values and make sure those changes are visible.Creative ways to “show, not tell” as an employer:Hosting training classes in your shop so other shops' staff and owners can see your facility.Letting others experience climate control, lighting, equipment, computers at every bay, etc.Letting your current team's honest feedback become a powerful, organic recruiting message.Culture vs. pure production:As shops hit their production targets more consistently, culture starts to matter more.High-output but toxic people can drag down the overall environment.Sometimes the right fit is someone who might produce a little less but makes the team function better and reduces animosity.What it means to be the right employee:Contributing to ethical profit and strong production.Being a good teammate who doesn't undermine the system.Helping with what the shop needs: clients, employees, reputation, and growth.Being able to demonstrate your value beyond hours billed—teamwork, leadership, culture.Evolving with technology and the market (EV example):Understanding your shop's stance on EVs and being able to discuss it intelligently.Looking at the local EV car park, investment needs, safety, and training.Positioning the shop to succeed ethically and profitably as the car parc changes.Seeing the shop as an ecosystem:Front of house, back of house, management, and employees as symbiotic systems.Shared goals: profit, stability, and long-term perpetuation of

https://www.ancientfai

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Ahoy, adventurers! Welcome to the Realms & Nerds podcast! Join our five crewmates- Bartholomew Blackwell, Blood Evening, Tohatu, Ember Horizon, and Tevon "The Butcher"- as they continue their journey in Seafarers & Scallywags! Like this episode? Share with friends, and subscribe for more! Don't forget to use the tag #RealmsNerds when posting online about the show! Interested in advertising your product or service on the podcast? Share the show! Support on Patreon! Follow us on Social Media: Twitter Instagram Facebook TikTok Join our Discord! Bartholomew devises a money scheme. Blood creates a summon. Tohatu goes fishing. Ember tries to rob the mint. Tevon flips out. Cast: Ash - Ember Horizon Bee - Blood Evening Cosmic Cave Bronson - Dungeon Master, The Hunger, Captain Littlebeard, Dredge, Crimson the Younger, Crimson the Elder, From, Homunculus Raven, Apple Vendor, Mint Guard Harrison - Tevon "The Butcher" Aldus Ray - Tohatu Kaiwhai Taniwha RJ - Bartholomew Blackwell Seafarers & Scallywags is an original campaign created by Bronson Proseus Episode edited by RJ Moore Original Realms & Nerds music by RJ Moore Main theme melody by Kyle Rice Closing theme melody by Bee Owens Original sound effects created by RJ Moore Additional sound effect used courtesy of Pixabay Collection (https://www.pixabay.com) "Cannon Fire" by LordSonny Additional sound effects used courtesy of FreeSound (https://www.freesound.org) "LargeWoodenShip" by PimFeijen "16_bell ringing" by 16HPanskaKelbichova_Adela "CD Player mechanics" by elonquentsleep "clockwork_toy" by ChemiCatz

Do you prefer your doctor and pilots to be older with more experience, or younger and more willing to adapt to new ideas?

Welcome back to This Week in Work This week: workplace confidence flips, QuitTok resurfaces, and LinkedIn shares its most chaotic interview stories. In Truth or Lie, we tackle the myth of the “four-hour sleeper.” And in the Workplace Surgery, we unpack micromanagement, occupational health, and senior-level flatness.

In this episode of the Small Business PR Podcast, Gloria sits down with Kurt Elster — e-commerce expert, long-time Shopify insider, and host of The Unofficial Shopify Podcast — to break down exactly what founders need to know if they want to hit their first $100K on Shopify.Kurt has helped brands scale from five to eight figures, and today, he's pulling back the curtain on the real mistakes most founders make… and the simple fixes that can transform your store's conversions, customer loyalty, and long-term revenue.If you're an e-commerce founder struggling to grow, this episode is your shortcut.The THREE Most Common Mistakes Keeping Founders From Their First $100KKurt has seen every Shopify setup imaginable — and the same roadblocks show up again and again. In this episode, he unpacks:Obsessing over themes instead of messagingNew founders sink hours into choosing the “perfect” theme — but Kurt shares why:Any theme in the Shopify Theme Store works for any nicheDawn (Shopify's FREE theme) is the perfect starting pointWhat actually moves the needle is clarity, content, and your story — not fancy templates   2. Ignoring the post-purchase experienceYour second, third, and fourth sales are where your profit lives. Kurt breaks down:How to start collecting product reviews (even with zero customers)Why vulnerability helps you get reviews fasterHow to create a simple retention email flow using built-in Shopify EmailWhy follow-up = more revenue than your first sale  3. Being afraid to email your customersKurt crushes the fear of “bothering” your list and shows:Why plain-text emails outperform heavy designWhy weekly emails lead to fewer unsubscribesHow staying top-of-mind can turn one-time customers into superfansThe mindset shift founders MUST adopt to scaleThe Tools, Features & Strategies Founders OverlookKurt shares the most underutilized (and free!) Shopify features that boost conversions instantly, including:Shop Pay & Shop Pay InstallmentsFaster checkout = more conversions. Younger buyers especially rely on installments.Customer accounts (passwordless login)Reduce friction and make repeat purchases seamless.The Shop AppA built-in discovery marketplace your brand should absolutely be in.How to Build a Repeatable, Revenue-Driving Customer JourneyKurt walks through simple but powerful workflows like:A 1-day “thank you” email that builds instant loyaltyA 14-day product review request that feels human and authenticA post-purchase upsell email (“complete the set”)A 24-hour “order add-on” coupon that increases AOV with almost no effortFinal TakeawayYou don't need a fancy theme, expensive tools, or complicated funnels to hit your first $100K on Shopify.What you do need is: ✅ Clear messaging ✅ A simple, human post-purchase system✅ A willingness to email consistently✅ The courage to stay visibleIf Kurt's clients can go from zero to multiple six figures, so can you.

Christin Fejervary serves at the National Christian Foundation, where she helps understand generous Christians and the patterns shaping their stewardship. Coming from a background in research before joining NCF, Christin has helped execute numerous large studies which have helped shape the current understanding of Christian givers.   This past year, Christin helped lead NCF in some of the most comprehensive research on millennial Christians through the NextGen Stewardship Study, a comprehensive study focused on how young Christians, particularly Millennials and Gen Z, approach wealth and generosity. Christin explains the enormity of the Great Wealth Transfer, projected at $124 trillion to be passed on to these generations by 2048, and the need to understand their unique characteristics and motivations.    Her work highlights how agency, shared family values, and hands-on involvement are shaping this rising generation, as well as the unique opportunities emerging as women inherit a growing share of global wealth. She also describes the practical ways families can cultivate unity through generosity and why younger Christians are eager to bring their whole lives, not just their finances, into God's work.   Whether you are a next generation giver or are navigating how to enable the next generation yourself, you'll find this episode packed with insight.   Major Topics Include: How agency shapes stewardship and spiritual growth Differences between wealth creators, inheritors, and hybrids Generational contrasts in trust, involvement, and giving patterns The rising influence and needs of next-gen women Family unity formed through shared passions and giving Tips for preparing for the Great Wealth Transfer wisely Practicing stewardship through small, hands-on decisions Unlocking whole-life generosity beyond liquid assets Advice for organizations who are trying to engage multiple generations God's invitation to women in stewardship QUOTES TO REMEMBER “I was learning how to pursue a relationship with Jesus in the everyday. It wasn't just about going to church on Sundays. It was really about bringing Jesus into every part of my life.” “In my 20s, when I started to understand this relationship with Jesus, it was something where I could actually have conversations with Jesus and ask for help.” “God just showed up. He provided so much in those early years when we didn't feel like we had much money.” “Faith is the guiding principle in stewarding wealth for all generations.” “The attribute that was most correlated to positivity about wealth was seeing it as responsibility, that it's about God's work in the world and joining God's work in the world.” “Taking action helps your faith. It helps you grow closer to your family. It helps you grow closer to your purpose.” “Women at large and the cohort of next-gen women are more likely to be collaborative, they're more likely to do giving circles, and they're looking for a journey more than a transaction.” “Women and mothers are the biggest influences of generosity in the home.” “Women, especially women inheritors, struggle to find their voice. They don't feel like they have a voice at the table of wealth transfer and those conversations.” “Younger generations want to see the data. They want to see the impact and the numbers. They want to get personally involved because they feel they can make the difference.” “We're seeing more and more people give from the ninety percent of their wealth, not just the ten percent they hold in liquid assets.” “I think God is showing up in tangible ways and urging people to give from all of their wealth and not just their liquid assets.” LINKS FROM THE SHOW National Christian Foundation (see our interview with President Emeritus, David Wills) The NCF Next Gen Stewardship Study Julie Wilson, President of Women Doing Well (see our past interview here) Generous Giving (see our interviews with cofounders Todd Harper and David Wills and CEO, April Chapman) Impact Foundation (see our interview with Founder, Aimee Minnich) The Millennial Impact Report Lilly Family School of Philanthropy – Lake Institute on Faith & Giving The Finish Line Community Facebook Group The Finish Line Community LinkedIn Group BIBLE REFERENCES FROM THE SHOW Luke 21:1–4 | The Widow's Offering   Luke 8:1–3 | Women Supporting Jesus's Ministry WE WANT TO HEAR FROM YOU! If you have a thought about something you heard, or a story to share, please reach out! You can find us on Instagram, Facebook, and LinkedIn. You can also contact us directly from our contact page. If you want to engage with the Finish Line Community, check out our groups on Facebookand LinkedIn.

What if the most powerful thing you did as a leader was to stop talking? Stephanie Chung—trailblazing aviation executive and author of Ally Leadership—joins us to show how silence, better questions, and intentional design turn diversity into decisions people own.We start with the hard truth: diverse teams win, but only when every voice is heard. Stephanie shares how she navigated a male-dominated industry and distilled what works into the EARN system: establish psychological safety, assure alignment, rally the troops with a compelling vision, and navigate the narrows when turbulence hits. We get specific about meeting design—who speaks, who gets cut off, and what to do in the micro-moments when someone says, “I see it differently.” You'll learn how to prep quiet voices before they walk into the room, use silence as a thinking tool, and move from leader-led solutions to team-generated plans that build real ownership.We also tackle the generational shift reshaping work. Younger teammates aren't anti-work; they're anti-waste. Stephanie challenges us to prioritize outcomes over optics, encourage healthy debate, and treat “Why do we do it this way?” as a design question, not a threat. The conversation stretches into sales leadership and customer value: teach your team how the business makes money, understand your customer's economics, and stop discounting—start unlocking value. Along the way, practical tactics like cross-department “walk a mile,” Amazon-style six-page memos, and three alignment questions make inclusion tangible and repeatable.

Our guest on The Publisher Podcast this week is Liesbeth Nizet, Head of Future Audiences Monetization at Mediahuis, a media group with a presence in Belgium, the Netherlands, Ireland, Germany and Luxembourg. In her role, Liesbeth is focused on next-generation audiences, and helping build future-proof business models that bridge editorial purpose and commercial potential. We talked at FIPP Congress about stereotypes around young people paying for news, to what extent demographics are helpful when understanding behaviours, and what she's doing at Mediahuis to encourage younger audiences to engage with news content. Get the write-up of the key points of this interview in your inbox by subscribing to The Publisher Newsletter, over on voices.media

Welcome to my podcast. I am Doctor Warrick Bishop, and I want to help you to live as well as possible for as long as possible. I'm a practising cardiologist, best-selling author, keynote speaker, and the creator of The Healthy Heart Network. I have over 20 years as a specialist cardiologist and a private practice of over 10,000 patients. Dr. Warrick Bishop, a cardiologist and author, discusses how to age with strength by focusing on three key systems: the brain, bones, and muscles. He emphasizes that proactive care, starting as early as possible, is crucial for maintaining health and independence as we age. For brain health, he highlights the importance of vascular health, managing conditions like high blood pressure and insulin resistance, getting adequate sleep for waste removal, regular exercise, and a Mediterranean-style diet with antioxidants and omega-3s. Regarding bone health, Dr. Bishop stresses the need to check bone mineral density, as conditions like celiac disease or mastocytosis can impact it. He recommends load-bearing exercise, sufficient Vitamin D, K2, magnesium, protein, and collagen to strengthen bones.

TikTok chef Tineke "Tini” Younger went viral in 2023 for her mac and cheese recipe, and it's become a Thanksgiving staple for home cooks. Younger joins us to share her recipe and tips for making it. Her number one recommendation? Shred your own cheese.And, roasting can bring out the flavors of vegetables with little effort. Resident chef Kathy Gunst shares tips for roasting and recipes that make squash, cabbage and other produce shine.Then, a stew is not a soup, and a soup is not a stew. In general, a stew is thicker and more of a comfort food that sticks to the ribs. Gunst details some recipes for hearty stews, perfect for winter.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Responding to questions from listeners about the Promised Land series on YouTube, did Rahab break the 9th commandment to protect the spies, how can an older pastor mentor a younger pastor, and are Jesus action figures a violation of the second commandment? Visit wwutt.com for all of our videos!

In this episode, Dr. Thomas Hemingway goes deep into the WHY of Sleep and the Game-changing HOW of Optimizing it--Simply and Powerfully to get your Hormones right, Energy Super-charged and Longevity Lengthened with Proven Steps that can be Quickly and Easily Applied into Your Life!Add one Strategy each week and in less than 2 months your Sleep will be your Superpower you didn't know you had for a better Metabolism and even Weight Loss, better Energy, better Heart and Immune Health, and More and a Better Life!Have a Listen and SHARE with a friend!**JOIN DR. HEMINGWAY LIVE in-person at ALIGN AWAKEN!  Event in San Diego Jan 22-25, 2026!*ACCESS my FREE workshop, "Younger, Stronger, for Longer!"  How to turn back your biological age 10-20 years so you can do the things you want to do that you no longer thought possible due to your age.  Perform at your best and live your best life!*And, in my new Performance, and Longevity medical practice we specialize in turning back your biological age and OPTIMIZING HORMONES so you can feel a decade or more younger so you can do the things you want to do that you thought were no longer possible due to your age.  Join the waitlist here!*SHARE with a Friend and please drop a Review:)*Don't wait to Prioritize your health, Start Today with the Simple and Powerful Steps detailed in my Best-selling book.*GET DIRECT ACCESS to DR. HEMINGWAY in these AMAZING COURSES!**Free resource: 'The truth about GLP-1s and their alternatives' - https://drthomashemingway.myflodesk.com/n1yyjkcb68Mahalo and Aloha andTo your health,

Creating Financial Independence (FIRE) for Any Age: What It Actually Takes The Financial Independence, Retire Early (FIRE) movement is a strategy for achieving financial freedom, allowing individuals of any age to retire early, work optionally, or pursue passions without financial stress. FIRE involves accumulating enough wealth to cover living expenses indefinitely, typically through a combination of high savings rates, strategic investing, and intentional lifestyle choices.  FIRE Levels Lean FIRE: Minimalist lifestyle ($20,000–$40,000/year). Fat FIRE: Comfortable or luxurious lifestyle ($80,000+/year). Barista FIRE: Partial independence with part-time work to supplement income. Coast FIRE: Saving enough early to let investments grow without additional contributions. FIRE is achievable at any age, though the approach varies. Younger individuals have time to leverage compounding, mid-career workers can accelerate savings with higher incomes, and older adults can refine plans to bridge to early retirement. On this episode of Through The Pines we'll cover steps to create financial independence or (FIRE - Financial Independence, Retire Early) including… FIRE Levels Calculating Your FIRE Number Maximizing Savings Investing Wisely Optimizing Costs Designing a Purposeful Lifestyle Protecting Your Plan (Risk Management) let's dive in! Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while asking AI how to cook an apple pie, this is Through the Pines. Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com 2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -  Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Receivers of the Ameriprise Client Experience Award -  Financial Advisors: Baxter, Smith & Associates Contact: rex.m.baxter@ampf.com Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.   ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia   WATCH & SUBSCRIBE to us on YouTube @throughthepines LIKE our Facebook Page: https://www.facebook.com/pinespodcast Follow our Instagram: https://www.instagram.com/pines_podcast/   Through the Pines  -  Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.   ****   This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.   Through the Pines Podcast Copyright, The Banyan Collective - 2025

CardioNerds (Dr. Kelly Arps, Dr. Naima Maqsood, and Dr. Elizabeth Davis) discuss chronic AF management with Dr. Edmond Cronin. This episode seeks to explore the chronic management of atrial fibrillation (AF) as described by the 2023 ACC/AHA/ACCP/HRS Guideline for the Diagnosis and Management of Atrial Fibrillation: A Report of the American College of Cardiology/American Heart Association Joint Committee on Clinical Practice Guidelines. The discussion covers the different AF classifications, symptomatology, and management including medications and invasive therapies. Importantly, the episode explores current gaps in knowledge and where there is indecision regarding proper treatment course, as in those with heart failure and AF. Our expert, Dr. Cronin, helps elucidate these gaps and apply guideline knowledge to patient scenarios. Audio editing for this episode was performed by CardioNerds intern Dr. Bhavya Shah. CardioNerds Atrial Fibrillation PageCardioNerds Episode PageCardioNerds AcademyCardionerds Healy Honor Roll CardioNerds Journal ClubSubscribe to The Heartbeat Newsletter!Check out CardioNerds SWAG!Become a CardioNerds Patron! Pearls Review the guidelines- Catheter ablation is a Class I recommendation for select patient groups  Appropriately recognize AF stages- preAF conditions, symptomatology, classification system (paroxysmal, persistent, long-standing persistent, permanent)  Be familiar with the EAST-AFNET4 trial, as it changed the approach of rate vs rhythm control  Understand treatment approaches- lifestyle modifications, management of comorbidities, rate vs rhythm control medications, cardioversion, ablation, pulmonary vein isolation, surgical MAZE  Sympathize with patients- understand their treatment goals  Notes Notes: Notes drafted by Dr. Davis.    What are the stages of atrial fibrillation?   The stages of AF were redefined in the 2023 guidelines to better recognize AF as a progressive disease that requires different strategies at the different therapies  Stage 1 At Risk for AF: presence of modifiable (obesity, lack of fitness, HTN, sleep apnea, alcohol, diabetes) and nonmodifiable (genetics, male sex, age) risk factors associated with AF  Stage 2 Pre-AF: presence of structural (atrial enlargement) or electrical (frequent atrial ectopy, short bursts of atrial tachycardia, atrial flutter) findings further pre-disposing a patient to AF  Stage 3 AF: patient may transition between these stages  Paroxysmal AF (3A): intermittent and terminates within ≤ 7 days of onset  Persistent AF (3B): continuous and sustained for > 7 days and requires intervention  Long-standing persistent AF (3C): continuous for > 12 months   Successful AF ablation (3D): freedom from AF after percutaneous or surgical intervention  Stage 4 Permanent AF: no further attempts at rhythm control after discussion between patient and clinician   The term chronic AF is considered obsolete and such terminology should be abandoned   What are common symptoms of AF?   Symptoms vary with ventricular rate, functional status, duration, and patient perception  May present as an embolic complication or heart failure exacerbation  Most commonly patients report palpitations, chest pain, dyspnea, fatigue, or lightheadedness. Vague exertional intolerance is common  Some patients also have polyuria due to increased production of atrial natriuretic peptide  Less commonly can present as tachycardia-associated cardiomyopathy or syncope  Cardioversion into sinus rhythm may be diagnostic to help determine if a given set of symptoms are from atrial fibrillation to help guide the expected utility of more aggressive rhythm control strategies.   What are the current guidelines regarding rhythm control and available options?  COR-LOE 1B: In patients with reduced LV function and persistent (or high burden) AF, a trial of rhythm control should be recommended to evaluate whether AF is contributing to the reduced LV function   COR-LOE 2a-B: In patients with reduced LV function and persistent (or high burden) AF, a trial of rhythm control should be recommended to evaluate whether AF is contributing to the reduced LV function. In patients with a recent diagnosis of AF (

What if getting older could actually make you feel younger and more free? In this solo episode of Unleash Your Inner Creative, I share the audio version of my recent Substack essay about why I feel more youthful at 36 than I ever did at 22. The secret is self-acceptance. I talk about the pressure I felt in my early twenties, the urgency that aged me from the inside out, and the healing that helped me finally feel light, calm, and creative again.Youth is not the absence of age. It is the presence of self love. When we stop tying our worth to our achievements and start trusting ourselves, everything opens up. This episode is for anyone who has ever felt behind, struggled with self worth, or been hard on their younger self.You will learn:How self-acceptance can make you feel youngerWhy your twenties often feel stressful and heavyThe difference between disappointment and failureHow pressure and perfectionism age your spiritHow to reconnect with joy and creativityIf you are ready to feel more confident, peaceful, and creatively free, this episode will help you get younger from the inside out.Subscribe to my Substack here:

Bicycle touring numbers feel like they're down—fewer loaded panniers on the road, Adventure Cycling Association facing major financial headwinds, and a lot of long-time tourers quietly aging out. But is touring actually in decline, or is it just shifting into something that looks different—like bikepacking, gravel, and shorter, more flexible trips? In this episode I dig into Adventure Cycling's recent membership and financial update, talk through generational and economic trends, and explore whether we're seeing the end of an era… or just the end of one version of it. Is Bicycle Touring in Decline? What the ACA Letter Tells Us Recent email to ACA membership on a vote regarding selling their building in Missoula Membership down from almost 40,000 in 2023 to about 18,000 today. Donations down. Demand for guided tours has softened. Sales of maps/routes have dropped with free digital tools and GPS routes everywhere. Their diagnosis Members aging out of cycling. Some people don't feel enough value in a paid membership. Travel patterns are changing; inflation and costs are up; maybe fewer people committing to long guided tours. The building sale piece: ACA can sell their big, underutilized Missoula headquarters for ~$2.55M, then lease back just the space they need. The goal is to buy a "runway" of a few years to rebuild membership and modernize programs (digital experience, routes, tours, events). This is serious—membership halving in a couple of years is not a blip. But this is one institution. It's a single data point, not the whole story. Is ACA's Crisis Proof That Touring Is Dying? Possible "touring is in trouble" interpretation: If the biggest U.S. touring org is shrinking, maybe demand really is falling. Fewer people willing to pay for routes, maps, and guided tours could indicate less interest in traditional loaded touring. Alternative explanations: Value perception problem: If you can download GPX routes for free, people might not feel like they need a membership. Younger riders may not connect with a membership model or a print magazine in the same way. Business model problem vs. touring problem: Guided tours and paper maps are specific products. Those can decline even if DIY touring thrives. If a streaming-era kid doesn't buy DVDs, it doesn't mean movies are dead—just that the business model changed. Same question here: is ACA Blockbuster, or are movies in trouble? The Aging Out Effect The ACA explicitly mentions aging out of cycling. Talk through generational dynamics: A lot of classic touring energy came from the boomers and older Gen X. Long, multi-week tours require time, health, and often retirement or very flexible work. People aging out doesn't necessarily mean the activity is dying, but: If younger generations aren't replacing those numbers, you get a visible decline. Touring can look intimidating: expensive gear, big time commitments, safety fears. Possible barriers for younger riders: Student debt, unstable housing, fewer long chunks of vacation, higher baseline anxiety around traffic and climate disasters (heat, smoke, extreme weather). The Rise of Bikepacking and Off-Road Travel Ttouring may just be changing costume: More folks are drawn to bikepacking and gravel: lighter gear, off-road routes, "adventure" branding. Social media and brands push a certain aesthetic: frame bags, dirt roads, epic photography. Contrast vibes: Classic touring: fenders, racks, panniers, highways, small towns, campgrounds. Bikepacking: singletrack/doubletrack, BLM land, forest roads, more "expedition-y", often shorter but punchier trips. If someone is out for five days with bags on their bike, sleeping outside and moving every day… and we're calling that bikepacking instead of touring… did touring really decline, or did it just get relabeled? Is bikepacking now the umbrella term for bike adventuring? Is It Just a (pardon the pun) Cycle? Historical perspective: There was a big touring boom in the 1970s and again mini-waves around the early 2000s . We thought the 2020 COVID bike boom would impact things, but did it? Outdoor sports often rise and fall with the economy, culture, and media stories. Economic cycle: High inflation, higher travel costs, and general uncertainty can make long trips harder. At the same time, travel has become more fragmented: people take 3-day trips instead of 3-week odysseys. Cultural cycle: Right now, gravel and ultra-events (Unbound, etc.) get the headlines. Touring is slow and unsexy by comparison. Slow unsexy things tend to look "dead" for a while… until the next backlash against all the hype and burnout. We might be in the hangover phase after the COVID bike boom and a big cultural swing toward short, 'epic' experiences. Other Factors That Make Touring Feel Smaller Safety and traffic fears: distracted driving, speed, road rage, social media amplifying every horror story. Climate and weather extremes: heat domes, wildfire smoke, storms—touring has always danced with weather, but now the dice feel loaded. Information overload: paradoxically, infinite online info can make people freeze and not choose any tour. Shift to micro-touring: overnighters, weekend campouts, credit-card touring instead of epic cross-country runs. That looks less visible on the ACA radar but might be the real growth area. What ACA's Plan Signals About the Future Positive outlook: Selling an underused building to buy time to modernize could be a good sign. It's a choice to adapt instead of slowly bleed out. They're explicitly planning to invest in: More routes and route updates Digital and website improvements Stronger advocacy tools Expanded tours and member events The big question: Can an organization built around old touring models reinvent itself for a world of bikepacking, GPS, and dispersed, remote communities? Will they pivot toward being the hub for all forms of bike travel, not just pannier touring? Final Take: Is Touring Actually in Decline? Yes, in the classic sense. Fewer people paying for memberships, maps, and guided pannier tours. The touring demographic that built ACA is shrinking and aging. No, if you widen the definition. Bikepacking, mixed-surface, overnighters, and "ride-to-your-Airbnb" trips are essentially touring by another name. People are still traveling by bicycle; they're just doing it with different gear and routes. Mostly, it's in a messy transition. Legacy institutions and business models are under intense pressure. New formats (digital communities, route-sharing platforms, YouTube, social media) are where a lot of the energy lives now. The story isn't "touring is dying"—it's "touring is migrating." Go on any kind of bike trip—overnight, credit-card, dirt, paved, doesn't matter. Support whichever orgs, creators, or communities actually help them get out the door (ACA, local groups, creators, etc.). If you're an ACA member, vote on the building sale by November 24. Whatever side you land on it seems like this will likely define things for ACA for the next several years. •Bike touring has always been a niche. The question isn't whether the niche survives—it's what form it takes for the next generation. And we all get to shape that.

Send us a textAuthor Donna Galanti discusses balancing deep emotional truths with childhood innocence in kid's fiction and how this could be important to incorporate into your writing as well.▬Visit Donna's website:https://www.donnagalanti.com/Discover more emotional truths within her books:https://www.donnagalanti.com/books/Connect with Donna on Facebook and Instagram:https://www.facebook.com/DonnaGalantiAuthorhttps://www.instagram.com/donnagalanti/

It's one of the largest transfers of wealth in human history—trillions of dollars moving from one generation to the next. But this moment isn't just about inheritance. It's about passing on faith, values, and a vision for generosity.To explore how younger Christians are reimagining stewardship, we spoke with Christin Fejervary, Vice President for Brand and Experience at the National Christian Foundation (NCF)—a trusted partner helping believers give wisely and joyfully.From Obligation to Joyful GenerosityChristin's passion for generosity began early, though not in the way it's shaped her life today.“As a kid,” she shared, “giving was more of an obligation. I watched my parents tithe every week, and I learned discipline from that—but it wasn't until my 20s and 30s, and especially through working at NCF, that I saw how generosity changes us. It frees us from being tied to the things of this world.”That personal transformation has guided her work—helping others experience the joy that comes when giving is no longer a rule to follow but a relationship with God to live out.What's Driving the Next Generation to GiveWhen it comes to generosity, Millennials and Gen Z are rewriting the playbook.According to NCF's research, millennials—now roughly ages 29 to 44—view philanthropy as part of their identity. For Christian millennials, that identity is deeply spiritual: “My life is a way to give away.”Christin explains:“They believe all resources have equal value—not just money, but time, influence, and relationships. They don't just want to write a check. They want to be part of the change.”This shift from transactional to relational giving marks a profound change from previous generations.Reimagining Traditional ToolsYounger Christians aren't abandoning tools like donor-advised funds, estate plans, or investment portfolios—they're personalizing them.“They want to see impact,” Christin said. “They're asking, ‘How is my giving being used?' and ‘What difference is it making?'”They're also expanding how they define stewardship—using investment portfolios for charitable investing and seeking spiritual returns as much as financial ones.At NCF, this has led to growing interest in community-based giving. Across the country, younger givers are joining together to give collectively, blending faith, friendship, and impact.What Advisors Need to KnowFinancial advisors also play a key role in this transition. But Christin says serving the next generation requires a shift in mindset.“Younger Christians want to co-create their giving plans. They want a seat at the table and a voice in the process. It's not just about managing money—it's about helping them uncover all the ways God's entrusted them to give.”For advisors, that means focusing less on control and more on collaboration, connection, and calling.How Families Can Have Faith-Filled ConversationsGenerosity isn't just a financial transaction—it's a family story. Cristin encourages families to start there.“The data shows that both generations—young and old—see faith as a guiding principle,” she said. “The key is to unpack what faithfulness looks like for each generation. When families share stories of how God has provided and guided them, something powerful happens.”Listening to one another's experiences helps bridge differences and creates a shared vision for stewardship across generations.How NCF Is Helping the Next Generation Live GenerouslyAt the National Christian Foundation (NCF), this generational shift is sparking new ideas and tools for families and advisors alike.New Research & Resources: NCF has published a comprehensive Next Gen Generosity Report—designed to help both older and younger generations navigate these conversations.Experiences & Events: Through community gatherings and local partnerships, NCF helps families explore generosity together—often in creative, organic ways led by next-gen participants.Collaboration with Advisors and Churches: NCF connects givers to trusted partners who can guide them through every stage of stewardship—from first-time donors to business owners planning legacy gifts.You can explore these resources at FaithFi.com/NCF or NCFgiving.com/nextgenresearch.The Power of AgencyOne key insight from NCF's research is the role of agency in healthy stewardship.“We define agency as the ability to act on the free will God gives us,” Cristin explained. “The more we step into that responsibility—making decisions, taking ownership—the more confident and joyful we become.”That means even those who inherit wealth should be encouraged to find their “Gen 1” opportunities—ways to take initiative, make decisions, and live out their calling to give.The Influence of Women in GenerosityAnother striking finding: women—especially mothers—play a major role in shaping generosity.“Seventy-two percent of millennials we surveyed said their mothers were the biggest influence on their giving,” Cristin shared.Yet, the research also revealed that many women feel unheard in family wealth decisions. The next step, Cristin says, is ensuring their voices are part of the conversation.“This is the time to incorporate women's perspectives in giving and wealth transfer. Their influence is profound—and essential.”Passing Faith Along With FinancesAs this great wealth transfer unfolds, Cristin reminds us that what we pass on matters more than what we possess.“It's not just about money moving between generations,” she said. “It's about passing along faith, values, and purpose.”And that's a legacy that truly lasts. Learn more about how you can make generosity part of your family's story at FaithFi.com/NCF.On Today's Program, Rob Answers Listener Questions:Our home is fully paid off, and we're nearing retirement. I've heard you discuss reverse mortgages, but I have always been hesitant. What are the real benefits and drawbacks, especially regarding the accumulated interest? Also, what kind of closing costs or fees should we expect, and which company do you recommend?I'm approaching my required minimum distribution and recently learned about qualified charitable distributions (QCDs). Can I withdraw the money first and then donate it, or must it go directly to the charity to qualify?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)The National Christian Foundation (NCF)NCF Next Gen Generosity ReportWomen, Wealth, and Faith Research Study (Sign up to Participate) - Partnership with Women Doing Well and the Lake Institute on Faith & GivingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Maximize Your Hunt, Jon Teater discusses various hunting strategies with Dieter Kochan (FaceOff Ebikes), focusing on rut strategies, deer behavior, and effective access to hunting areas. They explore the importance of utilizing trail cameras for gathering information, the significance of scrapes in deer social behavior, and the management of scent and footwear to improve hunting success. The conversation wraps up with reflections on the hunting season and the importance of adapting strategies based on observations and experiences.  Takeaways The podcast focuses on maximizing hunting property and strategies. Understanding rut strategies is crucial for successful hunting. Accessing hunting areas effectively can improve success rates. Trail cameras provide valuable insights into deer behavior. Scrapes are important social markers for deer and should be utilized in hunting strategies. Managing scent and footwear is essential for not spooking deer. The more information you gather, the better your hunting decisions will be. Gray light access can prevent spooking deer on the way to stands. Younger deer should be able to utilize scrapes for social interaction. Reflecting on the hunting season helps improve future strategies.   Social Links https://www.faceoffebikes.com/ https://www.instagram.com/rangermatthews/ https://whitetaillandscapes.com/ https://www.facebook.com/whitetaillandscapes/ https://www.instagram.com/whitetail_landscapes/?hl=en Learn more about your ad choices. Visit megaphone.fm/adchoices

Join our Patreon for extra-long episodes and ad-free content: https://www.patreon.com/techishThis week on Techish, Abadesi and Michael talk about why Y Combinator founders are suddenly getting way younger, the TikToker who called more than churches pretending to be a mom needing baby formula, the CEO who fired two employees over an affair, and the Cryptoqueen who got jailed over her £5bn Bitcoin stash.This episode is sponsored by DeleteMe. Get 20% of DeleteMe at joindeleteme.com/techish with code TECHISH.Chapters00:25 Y Combinator Founders Are Getting Younger and Younger 12:08 TikToker Exposes Churches That Failed To Help Mom in Need 24:24 CEO Fires Two Employees for Having an Affair 34:17 The Fall of Crypto ScammersExtra Reading & ResourcesYC founders are getting younger and feeling the pressure [Business Insider]TikToker pretending to be needy mom called megachurches for help with their responses going viral [The Independent]Cryptoqueen who fled China for London mansion jailed over £5bn Bitcoin stash [BBC]Support the show————————————————————Join our Patreon for extra-long episodes and ad-free content: https://www.patreon.com/techish Watch us on YouTube: https://www.youtube.com/@techishpod/Advertise on Techish: https://goo.gl/forms/MY0F79gkRG6Jp8dJ2———————————————————— Stay in touch with the hashtag #Techishhttps://www.instagram.com/techishpod/https://www.instagram.com/abadesi/https://www.instagram.com/michaelberhane_/ https://www.instagram.com/hustlecrewlive/https://www.instagram.com/pocintech/Email us at techishpod@gmail.com

Today we are rehashing Younger's Season 3 Finale: "Get Real." Join us as we discuss the aftermath of the Hamptons proposal, Kelsey learning she has a new housemate, Diana attempting to get her parrot (Elphaba) to speak, a motivational speaker who forces everyone to "get real," and so much more!

Cognitive problems like memory loss, poor focus, and brain fog are rising sharply among younger adults, nearly doubling between 2013 and 2023 Lifestyle and metabolic factors — such as poor diet, stress, sleep disruption, and exposure to seed oils and environmental toxins — are likely fueling this decline in brain health Chronic conditions like high blood pressure and diabetes dramatically increase the risk of cognitive disability by damaging blood vessels, reducing brain oxygen, and driving inflammation Improving gut health, restoring metabolic energy, and managing daily stress through light exposure, breathing, and balanced nutrition are key to protecting your brain Your brain's decline is not inevitable; by eliminating root causes and building daily recovery habits, you can restore focus, memory, and mental clarity at any age