Podcasts about newer

Story at-a-glance Cholesterol is essential for hormone production, brain function, and cell health, and about 80% of it is made by your body — not consumed in food. High triglycerides, not total cholesterol, pose a stronger risk for heart attack — raising risk by 80% — making triglyceride-to-HDL ratio a better heart disease predictor Newer science shows chronic inflammation — not LDL alone — may be the real cause of plaque buildup in arteries, shifting focus to markers like ApoB and CRP Natural options like garlic, artichoke, bergamot, plant sterols, green tea, and oats have been shown in clinical studies to lower LDL cholesterol and improve heart markers Red yeast rice can lower LDL by up to 33%, but it contains a statin-like compound with the same side effects and potential kidney toxins like citrinin Lifestyle changes like cutting sugar, walking daily, and sleeping well can activate the Pareto Principle — where 20% of effort yields 80% of results in lowering cholesterol. Exercise improves five key metabolic biomarkers — glucose, HDL, triglycerides, blood pressure, and waist size — each linked to long-term cardiovascular health

Kevin and Zach welcome back Scott Shrader to talk digital dentistry and specifically about Medit scanners and software. Both Zach and Al are current Medit users so the episode is a great one if you're new to scanning or want to incorporate digital dentistry into your workflow even more! 3D Dentist Approach: While courses often involve scanners, 3D Dentist is largely scanner-agnostic, focusing on techniques. Importance of Training & Support: Scott emphasizes the critical role of knowledgeable support and hands-on training (like that provided by 3D Tech/3D Dentist) when integrating technology, contrasting it with less specialized support from large suppliers. Support is ongoing for products purchased through them. Medit Overview: A South Korean company celebrating 25 years (mostly lab scanners, ~7 years for intraoral). Medit's Value Proposition: No annual fees, free software, and free software upgrades are key differentiators. Medit Link Software Suite (The "Apps"): A powerful, free suite accessible even to non-Medit scanner users (importing STLs). Includes free apps like Model Builder, Crown Design, Night Guard/Bite Splint, Ortho Simulation. Newer, more powerful CAD features (AI Final Crown, Provisional, Inlays/Onlays, Bridge Design) are being introduced with a per-export fee, but the core remains free. AI Crown Design: Discussion on how AI differs from standard proposals (better morphology matching, less tweaking, potential AI margination) vs. algorithms. Practical Scanning Tips & Troubleshooting: Marking margins: Alan does, Zach doesn't – lab preferences vary. Sluggish scanning fixes: Ensure the laptop is plugged in, perform all updates (Windows, graphics drivers, Medit Link), check scanner tip condition (rated for ~100 autoclave cycles, look for degradation/spots). Technique: Dry teeth well, use the white light setting for scanning through blood, proper path/tissue capture (especially around canines). Hardware: i700 vs. i900: The i900 is smaller, lighter, has a larger scan area, multiple tip sizes, and is generally smoother, especially for full arches and scanning through blood. The i900 "Classic" brings back the physical button many users missed. Recommended Medit Apps to Explore: Model Builder & Bite Splint: Great, easy entry points for CAD, good for team delegation (requires printer for output). Ortho Simulation: Automated simulation of tooth movement. Smile Design: Powerful tool using even basic phone photos, creates a shareable before/after slider for patient communication. App Access: Apps run on the scanning computer but can be accessed remotely by logging into your Medit Link account on another computer (requires downloading case files). Integrations: Medit Link integrates with third-party software and platforms (SprintRay Cloud, Exocad, etc.). Some links from the show: 3D Dentists Medit If you decide to look in to CareStack, be sure to let them know that you heard about them on the podcast! Join the Very Dental Facebook group using the password "Timmerman," Hornbrook" or "McWethy," "Papa Randy" or "Lipscomb!" Very Clinical is brought to you by Zirc Dental Products, Inc., your trusted partner in dental efficiency and organization. The Very Clinical Corner segment features Kate Reinert, LDA, an experienced dental professional passionate about helping practices achieve clinical excellence.  Connect with Kate Reinert on LinkedIn: Kate Reinert, LDA  Book a call with Kate: Reserve a Call  Ready to upscale your team? Explore Zirc's solutions today: zirc.com  

The safe management of non-cardiac implantable electrical devices during surgery requires careful planning and knowledge of device-specific considerations. We continue our discussion from last week with actionable recommendations for each stage of perioperative care.• Electrocautery poses significant risks including device reprogramming, thermal burns, and damage to neural tissue• Turn off devices or set to safe surgery mode before using electrocautery • Bipolar cautery is safer than monopolar; if monopolar is needed, use lowest power setting• Place grounding pads to minimize current through the device generator• Somatosensory evoked potentials (SSEPs) are relatively safe while motor evoked potentials (MEPs) should be avoided• Newer devices may be MRI conditional but require specific protocols including device interrogation• Regional anesthesia should use ultrasound guidance rather than nerve stimulation techniques• Neuraxial anesthesia is not contraindicated for spinal cord stimulator patients but must be placed below insertion level• ECT can be performed with device turned off and careful electrode placement• Devices should be turned back on before emergence from anesthesia• Postoperative evaluation should include checking for thermal injuries and neurologic changesThanks for joining us for our 253rd episode! Wow, 250 and counting! Go tell a friend or colleague about our show as we work toward 500 episodes. If you enjoy the Anesthesia Patient Safety Podcast, please give us a five-star rating, subscribe, and share with colleagues.For show notes & transcript, visit our episode page at apsf.org: https://www.apsf.org/podcast/253-when-electrocautery-meets-implanted-devices-what-every-anesthesia-professional-needs-to-know/© 2025, The Anesthesia Patient Safety Foundation

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Keith discusses strategies for building wealth in real estate, emphasizing efficient property operations and leveraging. He suggests setting tenant occupancy limits, sub-metering utilities, and increasing rentable space. He explains the leverage ratio, which measures the relationship between debt and equity, and advises maintaining a high ratio for better returns.  Hear his take on the Florida's real estate market, including falling property values, oversupply, and rising insurance premiums. Despite these issues, Keith remains optimistic about Florida's long-term potential due to its population growth and low taxes. Free Resources: Connect with a free GRE Investment Coach at GREinvestmentcoach.com Show Notes: GetRichEducation.com/551 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:00   Welcome to GRE I'm your host. Keith Weinhold, today, the two things you've got to focus on if you're ever going to build wealth as a real estate investor, why Trump wants to fire Fed Chair Jerome Powell, then, is Florida real estate doomed with falling property values, a housing oversupply, spiking insurance premiums and slowing population growth. It's episode 551, of get rich education.    Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being the flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:16   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:32   Welcome to GRE from Manhattan, Kansas to the finance capital of Manhattan in New York City, and across 188 nations worldwide, you are back inside get rich Education. I'm your host, and my name is Keith Weinhold. I think you know that by now, because we deliver weekly shows more steadily and predictably than a new tariff policy. I've got more on tariffs in a funny clip on Trump wanting to fire Jerome Powell in stories on that level soon. But first, you know one thing that I've made you mindful of lately is that a successful real estate investor needs to pay attention to two big things if you want to build wealth First, keep your property operations efficient. This is your cash flow function. And second look at your net worth statement, and be mindful that you are leveraging as many dollars as you responsibly can. Let me break down both of these for you so that you can see what I really mean here the first one, keeping your property operations efficient. That means that right up front, with a new tenant in the application, find out how many tenants are going to live there, and firmly let them know that they cannot exceed this or that they're in violation of the lease. Can you get 20% more rent, or even 50% more rent by furnishing your unit and marketing it not as a long term rental, but as a midterm rental, and targets, say health professionals that are traveling if you're in a hot rental market. Can you simply keep the rent the same, but have new incoming tenants pay a utility bill for you that you had previously been paying by sub metering your utilities. Other examples of taking the rental property you already have and making it more efficient, you know, there are more classic items, like increasing your rentable space, renting out separate on site, storage space, adding a carport, charging pet rent or just boosting the curb appeal. Can you build an adu on your property? How about appealing your property taxes or automating your rent collection. Why don't you take a look at your insurance policies? You know, a lot of them have $1,000 deductibles. Well, if you're an economically resilient investor, consider raising your deductibles to 5k that way you lower your insurance premium and increase your cash flow that way. I mean really, putting in insurance claims can be somewhat of a pain anyway. Okay, well, right. There were maybe, I don't know, 10 or 15 quick ideas for streamlining your property's operations and increasing your cash flow. Now, don't try to do every one of them, but if there's at least one or two that you can think of as low hanging fruit to go ahead and harvest with the nature of what you've got going in your portfolio. And you know, ideas like I just shared there, you can hear about that on some other real estate investing platforms. But you know what the bigger gain. Is that you can actually make they take less work and fewer people talk about these things all right, and that's the second thing I'm talking about. Yes, it is typically more profitable for you and less work for you. If, instead of all those things, you increase your leverage ratio. Now, doing this does not help your cash flow, it helps your net worth. And net worth is something that you can later convert to cash flow. And this second one increasing your leverage that's a strategy that you just don't hear about on very many real estate investing platforms. So I haven't discussed leverage ratio in a long time. So let's talk about what it is, how you can improve yours, and then what it does for building your wealth. Okay, it's the relationship between your debt and your equity, and here's how to determine yours, and then I'll tell you how you're performing. Once you've determined yours, you might even be able to do it roughly in your head. All you do is take the total value of all the real estate that you own and divide it by your loan balances. That's it. Say you own a million dollars worth of real estate and you've got 500k of total debt on all that real estate. Well, it's really simple. Just divide your value a million bucks, buy your debt, 500k and your leverage ratio is two to one. Let's just call that two. If you're looking to build wealth, that number of two is kind of low. It should be higher. It means that you've got 50% equity in your property. Now say that instead, on the day that you bought that million dollars in real estate, you only made a 200k down payment. That's awesome. A million bucks divided by 200k your leverage ratio is five. All right. Well, what are these numbers really mean? Like this two and this five? All right, it's important because it is what you use to multiply your real estate's rate of appreciation by in order to find your rate of return. So just say that your real estate appreciates 4% this year. If your leverage ratio is just two, that's only an 8% return on your skin in the game. But if you've got more debt and your leverage ratio is five, then a 4% return means you've got a 20% return on your skin in the game. Do that keep your leverage ratio high? Now, what if your leverage ratio falls all the way down to a one. What does that mean? Oh, dear, you're not really doing much to build wealth because all of your properties are paid off. You don't have any mortgages on them. So if you're down to a one, all you've got working for you, from an appreciation standpoint, is compound interest. That's the point at which you've fallen from a compound leverage instrument down to a compound interest instrument. And as we know here at GRE which is counter to the mainstream world. And yeah, the mainstream world is where you have to work all of your life at a job you hate. And that's what you'll do if all you have is unlevered compound interest, all right, and if all you have is unlevered compound interest, well, don't book your Blue Origin flight quite yet. You're not going to go on one you can count on sitting behind a desk for decades instead.   All right. Well, how do you determine your leverage ratio? Again, it's your total real estate value divided by your equity. All right. Now, how do you keep your number high? By making new purchases with 20 to 25% down payments, and by not making new purchases is another way, and instead performing cash out refinances or doing both, you know another way to increase your leverage ratio, and you might not have thought about this, it's when real estate values fall. Now, that's surely not a desirable way to do it, and it doesn't happen often, but when real estate values fall, that drops both your real estate's value and your equity value by the same amount. And interestingly, with some of the ways that I described that you can add value to a property earlier, like a carport, that makes your cash flow better, but it does make your leverage ratio worse at the same time, a way to decrease your leverage ratio fast and lower your wealth building potential fast is to make an extra principal payment of a few 1000 bucks. I mean that one act alone might drop it from, say, a 3.14 to a three point. One Two over night. But look, I don't know what real estate markets you're invested in, and if you tell me what your number is, I'm gonna know how much your future wealth building power is, because you're keeping dollars not merely compounding, but leveraged. And if your number falls below about two and a half, which means 40% equity, that's typically when I begin looking to refinance or sell an equity heavy property, to do a 1031 into a bigger one. So two and a half, that's the number where you often want to take action. And really this is all just a fresh way of approaching an enduring mantra here at GRE Oh yeah, financially free beats debt free, and this sure can make you a mutineer among the masses. And I've been talking about these mutineers sort of things a lot lately, even with a tinge of irreverence. Perhaps you might remember that three weeks ago here on the show, I discussed how, depending on your circumstance, you can even make a car loan good debt, and how a seven figure income is the new six figures and then, yes, perhaps more irreverence. Last week in your free audio course, it was pretty iconoclastic to break down in detail how a 38% rate of return from just everyday buy and hold real estate is not risky at all. And last week's episode 550 the free course, that's probably the most important episode we've done in a long time. For a beginning real estate investor, if you've got any relative or friend in your life that you know, do you have someone around you that just doesn't get it about real estate investing, that really doesn't understand why you do this, please go ahead and share last week's episode with him. Episode 550 now on to the actual person of one, Donald John Trump. And why do I always say his name that way? I don't know. I'm not sure how that ever got started, but I don't say that as often as I call myself a remorseless slack jaw. In any case, the President wants to fire the Fed Chair Jerome Powell. This is nothing new. It just flared up again. I mean, here's the latest flare up. Listen to how Trump says he's never been fond of Powell. Okay, key in on that. This is Tom llamas on NBC, nightly news. You'll also hear the voices of Trump, Powell and Elizabeth Warren in Washington.    Unknown Speaker  8:38   There's a mounting standoff between President Trump and the Chairman of the Federal Reserve. The President blasting Jerome Powell for not lowering interest rates, accusing him of playing politics. Gabe Gutierrez is at the White House with markets on edge and his trade war escalating. President Trump is lashing out at the Federal Reserve Chairman he once appointed, writing on social media that Jerome Powell's termination cannot come fast enough. I don't think he's doing the job. He's too late, always too late. Slow. And I'm not happy with him. I let him know it, and if I want him out, he'll be out of there real fast, believe me, the rebuke coming after this warning from Powell Wednesday, tariffs are highly likely to generate at least a temporary rise in inflation, the President now slamming him for not cutting interest rates to help the economy. We have a Federal Reserve Chairman that is playing politics, somebody that I've never been very fond of, actually, but he's playing politics. Powell says the Fed needs more clarity before making a move. We're never going to be influenced by any political pressure. People can say whatever they want. That's fine. Trump had previously said he would not try to replace Powell, and earlier this week, the Treasury Secretary stressed the importance of an independent federal reserve. I believe that monetary policy is a jewel box that's got to be preserved. Democrats warning of chaos if Powell is ousted, if Chairman Powell can be fired by the President of the United States, it will crash the markets in the United States. Powell, whose term as Fed Chair ends next year, has said the President does not have the legal authority to fire him. If he asked you to leave, would you go? No.   Keith Weinhold  14:38    In that clip, Trump said he's never been very fond of pow dude. You appointed him, you You appointed him as Fed Chair in your first term, where you must have liked him more than any of the other candidates. Geez. Now you may or may not like Powell, but I don't see how. He's playing politics before lowering interest rates, it's completely sensible for him to see how the tariffs play out first. The Fed has long been independent of the executive branch, so they're supposed to be Trump wants Powell to lower interest rates. And remember, Powell already cut rates a full 1% late last year, and I really don't even agree with that cut when inflation was still elevated. Trump says Powell is always too late. Well, everyone agrees that Powell was too late to raise rates back in 2022 I mean, that had to do with the whole gaff where he said that inflation is just transitory, and no one will let Powell forget that. But do you give pal credit for a soft landing? I mean, he since brought down inflation while keeping us out of a recession, that's the definition of a soft landing. You know, I don't fully give pal credit there, just a little but remember, by that point, the inflation damage has already been done. It's already hurt a lot of people, and that's not changing. Now, of course, the inflation enriched you and it enriched me, because we're the real estate investors, and inflation is always going to do that for us. What happened is that Trump is frustrated because he saw the European Central Bank just lower their rates. So that's why he wants to see that happen here too. Because of course, lower rates can help the economy, at least in the short term. So I wondered about what you think. So what I did is I asked you in our latest Instagram poll, the question I asked was simply, should Jerome Powell be retained or fired? I was a little surprised at the result. 38% of GRE Instagram poll respondents said pal should be retained, and 62% said fired. I didn't think as many as 62% would say fire Powell. My best guess is that it's because you want lower interest rates on mortgages, and my next best guess is that you want to fire Powell, not because you dislike him, but more because you want to abolish the Fed completely, which I guess means that Powell would be fired that way. Did you hear about what happened when Donald Trump called tech support? Yeah. He told them, my tariffs aren't working. Tech Support responded with, did you try turning them off and back on again.    Hey, coming up shortly is Florida real estate doomed. If you'd like to reach out to us here at the show, you can do so at get rich education.com/contact, that's whether you have a comment or a question or a concern or a content suggestion you can communicate either through voice or email on our contact page, there one thing that we don't need, respectfully, are booking agents for shows reaching out to us. You know, I used to say that we have 50 times as many guest requests to be on the show with me here as we do available spots, but now it is more than 50x and I'm really grateful to host a platform where I guess a lot of people want to join in and contribute here, but the reality is that we only have one show a week, and a lot of weeks like this one I don't have any guests at all on the Show. That page is monitored by my terrific executive assistant, Brenda, just like most everyone here at GRE She's an active real estate investor too, and again, comments, questions or concerns about the show, please contact us at the contact page and get rich education.com/contact. More. Next you're listening to get rich education.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom family investments, liquidity fund again. Text family to 66866    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com, that's ridgelendinggroup.com.   T. Harv Ecker  20:45   This is the millionaire minds. T. Harv Ecker, you're listening to the powerful Get rich education with Keith Weinhold. Don't quit your day dream.   Keith Weinhold  21:10   Welcome back to get rich Education. I'm your host. Keith Weinhold is Florida real estate doomed. Most anyone that pays attention has probably noticed that the Sunshine State has some areas, well, really, a number of them where property values have actually fallen. This is tied to the fact that there's an inventory over supply. There have been spiking insurance premiums tied to hurricanes. And what about the slowing population growth, and since the pandemic, Florida has had some of the fastest growing, highest appreciating markets in the entire nation. But today, in fact, there's a giant home builder there KB Homes that finds Florida's housing market. In their words, it's weak enough that they are cutting prices this spring. And KB Homes is ranked number 545 on the fortune 1000 so they're pretty sizable. And then an even larger home builder, Lennar, they basically said the same thing. The CEO of KB Homes said, quote, demand at the start of this spring selling season was more muted than what we have seen historically, despite a healthy level of traffic in our communities. So we took steps to reposition our communities to offer the most compelling value, and buyers responded favorably to those adjustments. End of the quote, yes, that is a genteel way of saying that we had to cut prices to get buyers like I mentioned to you, starting, gosh, probably a year ago or more, that other home builders have, instead of cutting prices, offered mortgage rate buy downs to buyers, be mindful though of how much your home builder is paying for those buy downs and how much you are at the closing table. Now, as we know, nationally, there's still a housing supply shortage, but KB, who does business in other states, says that Florida is the weakest, and that's due to over supply. Now let's forget about in migration for a second. Okay, that weakness is because a lot of communities are overbuilt to the point that the in migration rate cannot keep up with the over building. And of course, it's hard to generalize. Florida is a big, populous state of 23 million people. Southwest Florida has been hit the hardest that's pretty well documented. Punta Gorda, home values are down 9% year over year. Cape Coral down 7% let's go to the opposite end of the state, and Jacksonville, up in Northeast Florida that has about seven months of housing supply. It's actually pretty close to a balanced market between buyers and sellers, and then in the center of the state, Orlando, there's six months of supply that is a balanced market where there is normalcy in negotiation between buyers and sellers and a smattering of offers on one property And no one rushing and doing things like waving their inspection and then Miami Fort Lauderdale, you know, I really don't talk about them much on the show, because their prices are too high to work well as long term cash flowing rentals, both KB and Lennar say that they're keeping an eye on tariffs and that the changes to immigration have not changed their operations very much yet, because, remember, a lot of construction laborers are immigrants, and if they get deported, and then you need to hire native born US labor. Well, home prices go up, all right. Well, what about the Florida insure? Crisis. You know, over the past few years in Florida, a bunch of carriers have just withdrawn. They have pulled out of the state, farmers, insurance, bankers, insurance, Lexington insurance, all pulled out. Farmers told The New York Times that this business decision was necessary to effectively manage risk exposure. Similarly, AAA is another carrier, and they said that they're not going to renew some policies. They said the markets become challenging. 2022 catastrophic hurricane season that really contributed to an unprecedented rise in reinsurance rates, and that made it more costly for insurance companies to operate there at all. And prior to that, the market was already strained and had increased claims costs due to inflation and excessive litigation. That's what triple A said. All right, so where does this leave homeowners? Well, some are already relying on state and federal insurance programs, like the National Flood Insurance Program. There's a state carrier called citizens now, flood insurance is not required outside of a special hazard flood area, but that doesn't mean that a home is going to escape flooding if a hurricane passes through, but having insurance it does help along and accelerate the recovery process. Florida has some of the best Building Code adoption and enforcement in the country, and that fact alone has saved 1000s of homes and billions of dollars. But modern building codes are not necessarily applied retroactively to older homes. So it's those homes and properties that really have more exposure to hurricanes, those older properties, and a lot of Floridians are just skipping insurance coverage altogether so that they don't have to pay the premiums. They don't have any coverage. If you don't have a lien holder, you can do that. You can skip it, right? Well, like, How bad is it? Exactly? Just, how much have Florida insurance premiums been jacked up at this point. They've increased 60% on average between 2019, and 2023, and while homeowners and investors are primarily bearing that rising cost burden, I mean, insurers are feeling that squeeze as well. It's not just that the incidence of hurricane events is up, but premiums rise, of course, when the cost of labor in materials that it takes to replace and rebuild a damaged home have gone up as well things like concrete and structural steel and now, of course, as real estate investors, we can eventually pass on the cost of our higher insurance premiums to the tenant in the form of a rent increase, But when it goes up 60% in just four years. It's really hard to keep up with that. Florida's infrastructure is under some strain, too, and I see this when I drive the Tampa area. Every few years, I see more and more traffic. It takes me longer to get places like it takes me two or three cycles to go through a traffic light, where it only took me one cycle a few years ago. So roads and schools and utilities are under some duress to keep up with the population growth over the past decade, statewide commute times are up 11% you know, really that shouldn't be a surprise. I mean, that is common in any high growth area. Now, when it comes to insurance rate increases, there is a good chance that the worst is now over. Yes, Florida, insurance rate increases have been slowing down. The average rate increases have dropped quite a bit from 21% back in 2023 to a projected just two tenths of 1% for 2025 okay. I mean, that's basically no change expected for this year. Citizens, property insurance, that state option that I mentioned earlier, their rates are also shrinking, with some policyholders experiencing rate decreases of 5% or more. Now, I told you on a previous show that if you're looking to add rental property in Florida, go with new build properties for low insurance rates. But now I actually got a hold of some real policies between some of my properties and some of my friends properties. I've got them right in front of me here on a 1970s build single family home. I mean, the premiums can be high. We're basically paying 1% or more of the property's value in insurance premiums each year. So a 250k A valued single family rental that was built 50 years ago has a premium of $3,000 in some cases. I mean, that's a lot, but a close friend of mine recently went to GRE marketplace, got connected with one of our Florida providers. There, he bought a new construction duplex for I forget it was either 400k or 420k it's in Ocala, Florida, which is the central part of the state, and his 12 month insurance premium is $694. Wow. What a low premium for a duplex. That's why you go new build in Florida. Newer properties were built to today's construction and wind mitigation codes, and they have low insurance rates. And his duplex also appraised for 10k more than the purchase price. He has both sides already rented. And in fact, he closes on the property today, and yeah, I recommended that he go to GRE marketplace and get into Florida property, because that is indeed what he was interested in, and I sure wasn't going to stop him. So suffice to say, I clearly do not believe that Florida real estate is doomed. Florida has long been the antidote to high tax, high cost states, it has attracted snowbirds and retirees and hourly workers and increasingly younger professionals unable to crack housing markets elsewhere. Since the pandemic, millions of people have flocked to the state. I mean, when you look at a list of the fastest growing metro areas of the United States. I mean, Florida domination continues. You've still got big ones up there, like Lakeland of Florida is actually at the top of the population growth leaderboard nationally for metros with 500,000 or more people, Port St Lucie is also up there. It's third nationally, and Orlando is fourth. Three of the top four population growth metros are still in Florida, but this promise of sunshine and opportunity that has been replaced by something just a little less Sunny. I mean, you've got the rising home prices like Florida's not that cheap anymore, this diminishing affordability and this growing pressure on infrastructure, but Florida has definitely not completely lost its shine. People across the country are still moving to Florida, but not at the same rate that they did a few years ago, and the state is still seeing more people arrive then depart, besides the weather and the beaches that people love, of course, there's zero state income tax, and Governor Ron DeSantis has even proposed eliminating the property tax, like I mentioned to you on the show a while ago, although we can't count on eliminating the property tax anytime soon, if it ever happens. But wow, what a real estate boom that property tax elimination would create. So for the long term, which is what real estate investing is, I still like Florida. One thing that I don't like is trying to catch a falling knife, and that is analogous to say, investing in an area that is going down and has no future. Florida's got a future. It's got some challenges, just like anywhere in the US, but the reason it has a future is because more population growth is almost a guarantee. You don't get many guarantees in investing. Just look at the decennial census figures. Okay, this is the population of Florida every 10 years, starting in the year 1900 that's when they had 528,000 people, yeah, only about a half million people in the entire state, and I'll do some rounding here every 10 years after that. So in 1910 it was up to 750,000 people, then a million, 1,000,005 1,000,009 now we're up to 1950 where it grew to 2.8 million people, and then 5,000,006 point 8,000,009.7, 1316, 18.8 and then 21 and a half million in 2020, and it's 23 and a half million today. Now I only went as far back as 1900 there, but their census data goes back to at least 1830 and the growth has always been torrid, just uninterrupted. Every 10 years. There has been substantial to massive growth for at least 200 years, and Florida has still. Grown more than 2% per year each of the past couple years. In fact, it is still first place of all 50 states for population growth. So areas that are over supplied with housing in Florida are going to be absorbed. So Florida real estate is definitely not doomed. And in fact, adding more Florida real estate at this time, you know, that could very well be the type of thing where 10 years from now, or even five years from now, when their population is substantially bigger and there's less housing available. I mean, it could potentially look like a wise buy that you're able to get property at this time with less competition and maybe even a small discount here in the mid 2020s, and today, you can find three Florida markets listed at GRE marketplace. What else is happening at GRE marketplace? We've added two new markets, and they are also in the South. They are Jackson, Mississippi and Montgomery, Alabama. Yes, these areas are investor advantaged, and they have prices lower than most Florida markets. Though, I don't know that you'll see the net migration inflows into Jackson and Montgomery that you will in a lot of Florida markets. Jackson has a metro population of 600,000 and Montgomery 400,000 they both have really low property taxes. And there's something else that these two new GRE marketplace cities have in common. Any guess both Jackson and Montgomery are state capitals, yes, so they do have a base of government jobs. So check out gremarketplace.com read more about those cities. And of course, we even connect you with free investment coaching there to help you get matched up with some good property. Thanks for listening. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  37:10    Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  37:34   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter. You also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to 66866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com.   

In this episode, I'm diving into one of the most common debates in overlanding: Should you build out an older vehicle or invest in a newer rig? Having experienced both ends of the spectrum myself, I'll break down the real-world pros and cons of choosing an older, proven vehicle versus a newer, tech-packed option. We'll cover everything from reliability, cost, and maintenance, to comfort, safety, and capability. By the end of this video, you'll have a clearer picture of which choice might suit your adventure style best.Have you owned both older and newer rigs? I'd love to hear your experiences in the comments below!A huge thanks to my featured partners:Nitto (my Terra Grappler G3 tires are great for midwestern winters, wet weather, and all terrain use):  https://bit.ly/41EJhbQICECO Fridges (the best fridges for the money, hands down-Use code ALLTHINGSOVERLANDING for 12% off your order):  https://icecofreezer.com/ALLTHINGSOVERLANDINGOpenroad 4x4 (my favorite roof top tent and winches. Great quality for a budget price!):  https://openroad4wd.com?aff=47Moon Fab Awning (super flexible, non-permanently mounted awnings for all kinds of applications. This link will take you to more info on how I have it set up on my 3rd gen Frontier):  https://moonfab.com/pages/experts/jason-fletcherClick here to join the Patreon community for exclusive content and access to the Discord channel:  https://www.patreon.com/allthingsoverlandingClick here to get a patches or stickers:  https://allthingsoverlanding.com/shop/For a full list of my gear, check out this page for quick reference links:  https://allthingsoverlanding.com/gear/Looking for budget light bars, rock lights, and LED strips for your rig? Check out Nilight and use code ATO for 5% off! https://bit.ly/3vuhN8FFor more great content and info, you can follow me on Facebook, Instagram, or search for All Things Overlanding on all the major podcast channels!Facebook:  https://bit.ly/34pYsXvInstagram:  https://bit.ly/34pYS01TikTok:  https://bit.ly/3BWJbzJYouTube:  https://bit.ly/3cV5ZBbNewbie Overlander Facebook Group:  https://bit.ly/3b7RNos

Welcome to another episode of the Kids Ministry Collective podcast with your host, Tom Bump! In this episode, Tom shares valuable insights from his 'Dear Younger Me' breakout session at the 2025 D6 Conference. Discover five critical strategies to help young leaders grow, thrive, and lead effectively in kids' ministry Want to find a Coach: kmccoach.net  Want to join the  Kidminplus.net?  email Tom@tombump.com for a special podcast listener offer!

Resources:Need resources to help with your bariatric lifestyle? Check out our Bariatric Tools page with meal plans, recipes, GLP-1 guide, etc.AD:Visit Procarenow.com now for all of your vitamin and mineral, calcium and protein needs. Use Code: BSS10 to save $Podcast Guests:Catherine E Page MEd, RD, LDNEndoscopic DietitianEmail: cpage5@bwh.harvard.eduLinkedIn: https://www.linkedin.com/in/catherine-page-26686725/ Brigham and Women's Center for Weight Management and Wellness: https://www.brighamandwomens.org/cwmw/ Rate, Review & Follow on Apple Podcasts:"I love Dr. Susan and Bariatric Surgery Success." If this sounds like you, would you please rate and review my podcast? I love hearing from you, and it's actually super easy for you to leave a podcast rating. Wherever you listen to the Bariatric Surgery Success podcast, go to the review section and usually click a quick star rating. If you feel like taking it one small step further, please write a review if there's a place for one. Thank youSummaryIn this episode of the Bariatric Surgery Success Podcast, Dr. Susan Mitchell and dietitian Catherine Page discuss the emerging field of endoscopic bariatric procedures, including endoscopic sleeve gastroplasty (ESG). They explore the differences between traditional bariatric surgery and endoscopic options, the nutritional guidelines for patients before and after procedures, and the importance of managing hunger and weight loss expectations. The conversation also covers pain management, recovery processes, and key strategies for long-term success after these procedures.TakeawaysEndoscopic bariatric procedures are less invasive than traditional surgery.Patients can qualify for ESG with a lower BMI than traditional bariatric surgery.Nutritional guidelines are crucial for pre and post-operative care.Most patients can manage a six-week liquid diet successfully.Tracking food intake can significantly aid in weight loss success.Endoscopic procedures can reset hunger hormones, reducing appetite.Pain management is typically minimal with these procedures.Recovery time varies based on the type of procedure and individual circumstances.There are multiple options for patients, including revisions and intragastric balloons.Long-term success relies on mindful eating and regular physical activity.TitlesExploring Endoscopic Bariatric ProceduresThe Future of Weight Loss SurgerySound Bites"The requirements for surgery are much higher.""They have a special tool that goes in the throat.""These procedures are not reversible.""I have them start with a two week pre-op diet.""Track what you're taking in."Chapters00:00Introduction to Endoscopic Bariatric Procedures02:22Understanding Endoscopic vs. Traditional Bariatric Surgery10:44Nutritional Guidelines Pre and Post-Procedure18:29Managing Hunger and Weight Loss Expectations22:39Pain Management and Recovery Process25:18Keys to Long-Term Success After Procedures

Answering 4 important questions from newer traders, covering topics such as building income, learning through structured methods, managing risk & developing consistency. If you're interested in learning more about how to trade, check out our risk-free trial membership at www.TierOneTrading.comYour trading Coach - Akil

Ryan Gilbert and Joe DeMarini discuss what the next phase of the rebuild could look like for Danny Briere and the Philadelphia Flyers, what offseason moves could be made, if they have the right development staff in place with the Lehigh Valley Phantoms, and touch on the coaching search with John Tortorella out of the picture.

Live Recorded Set from VirtualDJ Radio PowerBase

Welcome back to the show! In this episode, Steve discusses the investor's worst enemy: procrastination. Long-time listeners will hear some things that have been covered before, but don't let that stop you! Newer listeners, this is a pillar concept for Steve and Total Wealth Academy. You need to hit that play button and start listening now!  Don't let procrastination stop you from reaching out to Steve directly! Send your questions, comments, and concerns over to AskSteve@TotalWealthAcademy.com today! 

This week, we wrapped up osteoarthritis for a while, doing a deeper dive into green-lipped mussel extract. We also worked through a number of knee-strengthening exercises, great if you have osteoarthritis there and are trying to avoid surgery. Acupuncture can certainly be helpful! We also started in on some more weight loss issues, since there is […]

From a wheelchair-wielding robo-pioneer to the Ares 10 mission and other astronauts, many faithful storytellers settled on our sister planet.

Australian icon Tex Perkins takes us through his legendary career, from The Cruel Sea & The Beasts recent works, to wild ARIA award nights, his atrocious habits with vinyl records, reissuing his works on vinyl and lots more.  Topics Include: Tex Perkins rehearsing with The Cruel Sea for upcoming gigs. Bringing back "deep cuts" from 30 years ago. Band already prepared the songs before his arrival. Feels like "personal karaoke" returning to old material. Gains fresh perspective on older songs with time. Sometimes writes songs instinctively, not from personal experience. Song "Hard For You" channeled rage he hadn't experienced. Recorded with Kid Congo Powers from Bad Seeds. ARIA Awards incident clarified - didn't stab anyone. Hit someone with a glass at an after-party. Molly Meldrum was present during the altercation. Lived with Jules Normington of Phantom Records. Paid rent by washing Jules' dishes. Had access to Jules' extensive record collection. Especially enjoyed 60s punk and garage rock records. Met John Foy, who was pedantic about record handling. Music scattered across many different record labels. Controls some albums, but not all. Universal owns The Cruel Sea and some Beasts albums. Axeman's Jazz recorded and mixed in six hours. Recent album "Ultimo" recorded differently - basic tracks then laptop. Modern recording allows more experimentation without studio costs. Prefers vinyl album lengths around 18-20 minutes per side. Three Legged Dog being released on three vinyl sides. Spanish reissues were "handshake deals" with unclear accounting. Appreciates unashamedly Australian content in newer bands. Newer bands don't hide their Australian accents. Never experienced censorship of his music. Had releases in different regions without his knowledge. No accounting from Big Time label after bankruptcy. Performed with The Legendary Stardust Cowboy in 1985. "Ledge" known for having "world's worst record" - Paralyzed. Backed Ledge with James Baker, Spencer Jones, Lachlan McLeod. Ledge progressively stripped during his performance. Threw Frisbee paper plates with drawings into the audience. EXTENDED, Commercial free, high resolution version of this podcast is available at: www.Patreon.com/VinylGuide Listen on Apple: https://apple.co/2Y6ORU0 Listen on Spotify: https://spoti.fi/36qhlc8

EPISODE 279 - Clark and John open the show discussing the new Gold MLB Logoman Patch program where the six 2024 award winners (ie. Aaron Judge, Shohei Ohtani, Paul Skenes, Tarik Skubal, Chris Sale, Luis Gil) will be wearing Gold MLB Logoman Patches all season in 2025. These game-worn patches will be part of an autographed Logoman baseball cards in a future set. Is this cool or will more Logoman cards just dilute the market? Then for Hobby Headlines, Clark and John dive deeper into The Athletic article, "From building stadiums to selling trading cards, baseball biz is different in Japan" and give their thoughts on how MLB and Topps did promoting the hobby in Japan during the Tokyo Series. Clark then hosts another round of Quiz Show for John who had to guess the top 10 list of active MLB players who have had their cards graded by PSA the most during the off-season.They end of the show with the regular weekly segment called "Pick 1."If you're interested in listening to Hyung's podcast, Conversations With Hyung Cho, you can check it out here on Spotify or Apple Podcasts. --------------------------CONNECT WITH US!Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cardstothemoon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@fivecardguys⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (Clark) | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@yntegritysportscards⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (Hyung) | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tradeyouatrecess⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (John)Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://fivecardguys.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Daily Auctions (w/ affiliate links): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://fivecardguys.com/dailyauctions⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you have any questions about the hobby that you would like addressed, email us at hello@fivecardguys.com or DM us on Instagram at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cardstothemoon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@fivecardguys⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Guest InfoEthan@spintheblock_coDrea Tuia@drea253stuntsAre you struggling with learning how to wheelie your Harley or are you trying to learn on a small bike first before you take it to the Hog? Well we launched the first ever Online Wheelie Coaching Course where we teach are 3-stage progression method that breaks a wheelie down into 3 easy to follow learning stages. With our Get Vertical members only app you'll be able to access your coaching easily at the lot while practicing. Samoan Bruce and Drea Stunts will also invite you to group coaching where you can ask direct questions about your struggles.Learn how to Wheelie www.getverticalcoaching.com Get Vertical YouTube https://youtube.com/@Get-Vertical?si=o4zP0Y6czXrllx1u Get Vertical Instagram https://www.instagram.com/getvertical.co/ Harley Stunt Riders Get Vertical Facebook Group https://www.facebook.com/groups/harleystuntriders/ LAW TIGERS1-800-LAWTIGERSwww.LawTigers.comInstagram: @lawtigersLAW TIGERS OF ARIZONAJay: (602)-616-0000Instagram: @lawtigersarizona LEXINDiscount code “GetVertical” for 15% ...

Guest InfoDillion@db_ripzDrea Tuia@drea253stuntsAre you struggling with learning how to wheelie your Harley or are you trying to learn on a small bike first before you take it to the Hog? Well we launched the first ever Online Wheelie Coaching Course where we teach are 3-stage progression method that breaks a wheelie down into 3 easy to follow learning stages. With our Get Vertical members only app you'll be able to access your coaching easily at the lot while practicing. Samoan Bruce and Drea Stunts will also invite you to group coaching where you can ask direct questions about your struggles.Learn how to Wheelie www.getverticalcoaching.com Get Vertical YouTube https://youtube.com/@Get-Vertical?si=o4zP0Y6czXrllx1u Get Vertical Instagram https://www.instagram.com/getvertical.co/ Harley Stunt Riders Get Vertical Facebook Group https://www.facebook.com/groups/harleystuntriders/ LAW TIGERS1-800-LAWTIGERSwww.LawTigers.comInstagram: @lawtigersLAW TIGERS OF ARIZONAJay: (602)-616-0000Instagram: @lawtigersarizona LEXINDiscount code “GetVertical” for 15% ...

Pharma is slow, complicated and tangled in regulatory approvals and compliances. But, consumer healthcare is fast moving, has far fewer rules and enjoys better margins. Under the umbrella of consumer healthcare you will find a plethora of categories and products – all of which claim to improve some aspect of health or well being. Think supplements, or over the counter medications like Crocin or Sanofi's own Allegra, even things like protein bars. These are products that you can toss into your shopping cart and purchase without the hassle of a prescription. Last year, Sanofi India decided to demerge its consumer arm and list it as a separate entity – Sanofi Consumer Healthcare. Sanofi even gave it a shiny new label: FMCH, or fast-moving consumer healthcare. And this approach seems to be working out well for the French company. Sanofi Consumer Healthcare has been picking up some of the slack. By Q1 of 2024, it was already contributing 30 per cent of Sanofi SA's total sales and -40 per cent of its operating profit. But Sanofi didn't invent this move. Zydus Lifesciences figured it out back in 2008 when it created Zydus Wellness, the entity behind Sugarfree and Glucon-D. And after that, we saw giants like GSK and Johnson & Johnson follow suit. But here's the thing about Sanofi. Unlike Zydus, which clearly separates its pharma and consumer-health businesses, Sanofi blurs the line. A lot of its pharmaceutical products are being recategorized and sold as consumer care. Tune in.Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

Welcome to Part One of our deep dive into Disability Insurance (DI) on the ShiftShapers Podcast! In this two-part series. In this episode, host David Saltzman converses with Don Schamay, Regional Director of Executive Benefits at The Principal, about the often-overlooked importance of disability insurance in a comprehensive health insurance strategy. Don shares his journey from military service to a seasoned expert in disability insurance, emphasizing the critical need for both individual and group disability insurance to protect one's income. The discussion covers the prevalence of disability, how group and individual disability insurances differ, and the significance of educating clients about income protection and insurance options.Key Takeaways from the Episode:✅ Importance of DI – Disability insurance (DI) is an often-overlooked but crucial component of a comprehensive health insurance strategy. It provides financial protection if one is unable to work due to illness or injury.✅ Group vs. Individual DI – Group disability insurance often covers basic salary and is a cost-effective, foundational benefit for businesses. Individual DI can supplement group coverage by filling in gaps and covering additional forms of income.✅ Coverage and Income Protection – Properly structured DI ensures that individuals have a safety net that covers up to 80% of their income, considering both salary and other compensations like bonuses and K1 distributions.✅ Market Trends – The DI market has become more competitive and robust, improving the quality and affordability of coverage. Newer carriers have entered the marketplace, stabilizing and enhancing the options available.✅ Advisor's Role – Advisors must educate clients on the significance of DI, ensuring that they understand the risks and the options for mitigating them. This includes both group and individual solutions tailored to the client's specific needs.Episode Timestamps:⏳ 00:00 Introduction to Disability Insurance 

Given the temperature today was around the mid 70s, it's safe to say Spring is upon us in Western New York, and that means, motorcycles will begin to reintegrate into the traffic patterns of Western New York. If you would consider yourself a veteran rider, what safety advice do you have for newer riders? And how did you rationalize the danger versus the joy of riding? Apart from that, we also talk weight loss, how did you lose it and keep it off? What inspired you to do so? And what is the younger generation's problem with boomers?

There's a lot to consider when caught between the allure of new construction and the dependable stability of an existing home … Cash flow, maintenance, tenant demand, insurance costs, financing, and much more. In this episode, Jim Sheils from Southern Impression Homes returns to share his expertise. Having worked on everything from rehabbing older properties to building new, ready-to-rent homes, Jim discusses the trade-offs, opportunities, and challenges that come with each approach. Listen in to discover which strategy and market makes the most sense for you! And stick around for an exclusive inside look at St. Louis, Missouri with Robby Butler in this week's Market Spotlight. Visit our Special Reports Library under Resources at RealEstateGuysRadio.com  

For all your automotive Information Tune in or if you have questions, please feel free to call us live at The Answer San Diego @1-888-344-1170. Below are the Links for the New Apps to listen live no matter where you are! https://www.iheart.com/live/the-answer-san-diego-6020/ https://www.radio.com/theanswersandiego/listen You can also find all the listening info at: WESTAUTOMOTIVEGROUP.COM THROUGH THE https://theautomantv.com/auto-talk-radio/ Podcast of Show available @ Apple Products, Google Podcast, Pandora, Deezer, Spotify, iHeart, Radio.com and TuneInSupport the show: https://theautomantv.com/auto-talk-radio/See omnystudio.com/listener for privacy information.

FEATURING: (00:02:06) New Business - Donkey Kong Coutry Returns HD.(00:33:13) Super Ninja Boy(00:58:13) Final Fantasy Pixel Remaster.(01:13:32) Ridge Racer 64.(01:18:16) Newer arcade games kind of suck.(01:27:04) Listener Mail - Ogres vs Unicorns.(01:44:43) Intermission: The C-word.(01:49:03) Distinct memories of the various Super Mario Bros. releases.

  Click to Subscribe: https://bit.ly/Youtube-Subscribe-SoapDirt The Bold and the Beautiful spoilers see Remy Price (Christian Weissmann), the infamous stalker, is set to make a comeback, and viewers will get to see Luna Nozawa (Lisa Yamada) bonding with her grandmother, Sheila Carter (Kimberlin Brown). This is all part of the grand celebration for the soap's 38th anniversary.  B&B spoilers see key characters like Catherine Kelly Lang and John McCook, who have been part of the CBS soap since the beginning, were notably mentioned by Brad Bell. Newer cast members like Daphne Rose (Murielle Hilaire) and Liam Spencer (Scott Clifton), who have not had significant storylines for some time, are also getting attention. Daphne's presence in the new cast photo indicates that her storyline with Carter Walton (Lawrence Saint-Victor) might take an interesting turn.  Spoilers for Bold and Beautiful see Liam Spencer's upcoming storyline could potentially involve Ivy Forrester (Ashleigh Brewer), hinting at a possible romance. In the new cast photo, Ridge Forrester (Thorsten Kaye), Brooke Logan (Katherine Kelly Lang), and Taylor Hayes (Rebecca Budig) are placed in a way that suggests more love triangle drama. Carter, Eric Forrester (John McCook), Donna Logan (Jennifer Gareis), and Zende Forrester (Delon de Metz) are also featured. However, Thomas Forrester (Matthew Atkinson) and RJ Forrester's (Joshua Hoffman) absence in the cast photo might indicate their departure from the show. Visit our Bold and the Beautiful section of Soap Dirt: https://soapdirt.com/category/bold-and-the-beautiful/ Listen to our Podcasts: https://soapdirt.podbean.com/ Check out our always up-to-date Bold and the Beautiful Spoilers page at:  https://soapdirt.com/bold-and-the-beautiful-spoilers/ Check Out our Social Media... Twitter: https://twitter.com/SoapDirtTV Facebook: https://www.facebook.com/SoapDirt Pinterest: https://www.pinterest.com/soapdirt/ TikTok: https://www.tiktok.com/@soapdirt Instagram: https://www.instagram.com/soapdirt/

Pastor Tim Lien teaches on Revelation 21:1-7. 

Rebbe said why about 770??! Only upgrade in shul!!! Don't sell siddurim for newer siddurim???!! When can you sell a Sefer Torah!? Pizza Hut hock!

For more information regarding this CME/CE activity and to complete the CME/CE requirements and claim credit for this activity, visit:https://www.mycme.com/courses/using-newer-agents-in-chronic-hyperkalemia-management-9953SummaryIn this concise CME/CE podcast, a cardiologist and primary care physician review hyperkalemia management options that safely allow continuing GDMT for patients with heart failure or CKD. Using case examples, the clinicians provide education on individualizing treatment and addressing disparities in care.Learning ObjectiveAt the conclusion of this activity, participants should be better able to:Identify practical aspects of using potassium binders for treating hyperkalemia and optimizing GDMT to achieve equitable care for patients with HF and CKDThis activity is accredited for CME/CE CreditThe National Association for Continuing Education is accredited by the Accreditation Council for Continuing Medical Education (ACCME) to provide continuing medical education for physicians.The National Association for Continuing Education designates this enduring material for a maximum of 0.25 AMA PRA Category 1 Credits™. Physicians should claim only the credit commensurate with the extent of their participation in the activity.The National Association for Continuing Education is accredited by the American Association of Nurse Practitioners as an approved provider of nurse practitioner continuing education. Provider number: 121222. This activity is approved for 0.25 contact hours (which includes 0.25 hours of pharmacology).For additional information about the accreditation of this program, please contact NACE at info@naceonline.com.Summary of Individual DisclosuresPlease review faculty and planner disclosures here.Disclosure of Commercial SupportThis educational activity is supported by an educational grant from AstraZeneca Pharmaceuticals.Send us a text about this episode. Please visit http://naceonline.com to engage in more live and on demand CME/CE content.

Happy Weekend 2Legs Faithful! Ringo might be getting all the headlines this week (and rightly so, but the Macca Train keeps rolling along!). A topic oft discussed in general but never tackled by us! On this week's show Andy and Tom list their Top 10 favourite Macca Collaborations over the years. We define "Collaboration" as: A song Paul wrote for someone else, someone else's song he sang/played on, a song of his that he did with someone else. Shoutout and appreciation to friend Kyle Hand for the suggested topic! We had some obvious choices but we both had some choices that were surprises to us both! What say you? Who are your Top 10 Macca Collabs over the years? Newer? Older? Well known? Not so well known? Let us know  Andy & Tom

This week we are talking about Berberine. For those of you who don't know, Berberine is a plant-based substance that has been shown to help improve things like blood glucose, insulin sensitivity, and cholesterol. Newer research has also shown that Berberine may even be helpful for lowering inflammation and improving gut health!In this episode we talk about how Berberine works, who it may benefit, and who should avoid it. If you have questions, or topics that you want to hear about, head over to our Instagrams https://www.instagram.com/bayleethedietitian/ or https://www.instagram.com/brianna.dietitian/ and send us a DM!Featured Mocktails:The Roasted Purpose - https://www.instagram.com/theroastedpurpose/Hiyo - https://www.instagram.com/drinkhiyo/**The information provided in this podcast is for informational purposes only and should not be considered medical advice. Always consult with a qualified healthcare professional or your physician before starting any new supplement. Individual needs and circumstances vary, and only a healthcare provider can determine what is appropriate for your specific situation.** Click play, sip back, and be empowered.

 Personal trainer and fitness coach Renee Carls talks exercise and other healthy habits for older adults.  Encouragement abounds!  Additional resources: ReneeCarls.com Instagram @Renee Carls  Conversation Balloons Episode w/ Dr. Gozal about Sleep

RBK Pediatrics: Celebrating the Legacy and Future of 66 Years in Pediatric CareIn this special year-end episode, the hosts of the podcast celebrate a successful 2024 and welcome a surprise guest, Dr. Delia Rogu, who extends New Year's wishes to the global audience. Sponsored by Freed AI Medical Scribes, the episode dives into the history and evolution of RBK Pediatrics, featuring insights from senior partners Dr. Kaplan, Dr. Belovin, Dr. Raymond, and Dr. Riley. They recount the humble beginnings, challenges, and significant changes over the years, from insurance dynamics to the introduction of electronic health records. The discussion underscores the importance of good medicine, community engagement, and a strong work ethic. Newer partners, including Dr. Nick and Dr. Scott, reflect on the practice's future, emphasizing the need for mentoring the next generation to maintain RBK's legacy of quality pediatric care.00:00 Introduction and New Year Wishes00:40 Sponsor Message: Freed AI Medical Scribes01:34 RBK Pediatrics: A Legacy of Care02:25 The Early Days of RBK Pediatrics04:41 Challenges and Changes Over the Years05:52 The Glue That Holds RBK Together07:46 Reflections and Legacy of Dr. Kaplan09:52 Dr. Belovin's Journey with RBK15:02 Dr. Raymond Joins RBK20:15 Transition to Modern Practices25:08 Joining the Practice: A Personal Journey26:23 Changes in Patient Dynamics and Healthcare32:04 Technological Advancements in Medical Practice34:08 Behavioral Health and Chronic Care Programs36:21 Adapting to Modern Challenges42:08 Mentorship and Future of RBK Pediatrics47:37 Concluding Thoughts and ReflectionsSupport the show

01 06 25 Newer Crop Protection Products by Ag PhD

Allison and Dan really go into whether games need to innovate or if they are just doing it wrong...

In this engaging conversation, Diandre and Emily Robinson dive into a fun and spirited Christmas movie bracket challenge. They discuss their favorite holiday films, debate the merits of various genres, and share personal anecdotes about family traditions surrounding Christmas movies. The couple explores both classic and contemporary films, highlighting the humor and unique themes that make these movies special. Their playful banter and differing opinions create an entertaining atmosphere as they navigate through a list of beloved holiday films. In this lively conversation, Diandre and Emily Robinson engage in a fun and nostalgic ranking of Christmas movies, discussing their favorites and the impact of these films on their holiday traditions. They explore a variety of films, from classics to modern favorites, and share personal anecdotes that highlight the joy and nostalgia associated with these holiday films. The conversation culminates in a ranking of the best Christmas movies, showcasing a blend of humor and heartfelt memories. Takeaways: The Christmas movie bracket challenge is a fun way to engage with holiday films. Home Alone 2 is a classic, despite its Rotten Tomatoes score. Die Hard is often debated as a Christmas movie, but opinions vary. Fred Claus is a favorite for its humor and Vince Vaughn's performance. Claymation films like Rudolph have a nostalgic charm for some viewers. The couple enjoys contrasting genres and styles in Christmas movies. Family traditions play a significant role in holiday movie preferences. Contemporary Christmas films often bring new themes to the table. Humor is a key element in many beloved Christmas movies. The conversation highlights the diversity of Christmas movie experiences. Christmas movies evoke nostalgia and personal memories. Ranking films can spark lively debates and discussions. Different generations have varying favorites in holiday films. Humor plays a significant role in Christmas movie enjoyment. The impact of Christmas movies extends beyond entertainment. Personal anecdotes enhance the connection to holiday films. Classic films often hold a special place in our hearts. Newer films can also become holiday staples over time. The joy of Christmas movies is in sharing them with loved ones. Engaging in movie rankings can be a fun holiday tradition. #Christmasmovies #holidayfilms #moviebracket #familytraditions #classicfilms #contemporarycinema, #humorinmovies #Christmascharacters #moviegenres #festiveentertainment #Christmasmovies #holidayclassics #movierankings #nostalgia #festivefilms --- Support this podcast: https://podcasters.spotify.com/pod/show/mass-debaters/support

Rediscover this gem of a Book Pile episode (#114)  that we dug up from 2022 (now with an even newer intro full of public-domain Christmas music!) Listen to Dave whisper laugh! Hear Kellen disagree with Dave's habit of walking out of movies! Notice how Kellen tries to defend himself against what appears to be a an unequal luggage-packing relationship with his wife...JOIN OUR PATREON to get in free to any of Kellen's comedy shows in 2025!https://www.patreon.com/TheBookPile*Dave's graphic novel escape room: https://www.amazon.com/dp/B0CMBBLGXN?ref=myi_title_dp*If you want to read/listen to this book and support the podcast in a fun way, click here to buy the book! Free on Audible to first-time subscribers, and check out any or all of these fun British narrators!Tim Curry:https://amzn.to/41NI823Patrick Stewart:https://amzn.to/3VNQfYjHugh Grant:https://amzn.to/41NIqWH

In this special "Over the Teacup" Christmas episode, join me, Diane, and Nicole Herst as we unwrap the magic of holiday movies. From timeless classics to the latest festive releases, we're diving deep into the films that make our holiday season bright.We'll explore why beloved classics like Elf, The Santa Claus, A Christmas Story, Scrooge and The Grinch continue to warm our hearts year after year. What is it about these movies that resonates so deeply with audiences of all ages?Next, we'll delve into the Hallmark Christmas Movie phenomenon. What makes movies like A Biltmore Christmas and Haul Out the Holly so irresistibly popular during the festive season? Is it the cozy, predictable charm, or something more?We'll also take a look at the impact of new Christmas movies. From the buzz around Red One, Spirited, Noel, and The Christmas Chronicles, we'll analyze how these films are contributing to our holiday traditions and shaping our cultural perceptions of the season.As streaming services rise, we'll discuss how they are changing the way we consume Christmas movies. Are we moving towards more diverse storytelling, and what does this mean for the future of holiday films?Finally, we want to hear from you! Share your favorite holiday movie memories and let us know how these films have impacted your holiday celebrations.So, grab a cup OKof tea, get cozy, and join us for a festive journey through the world of Christmas movie magic. Let's celebrate the joy, nostalgia, and new traditions that these films bring to our lives.

These classic authors are fantastic, but they also enjoyed new stories across many genres and would recommend today's readers do the same.

Episode 95 is our Christmas special for 2024 - looking back to five vintage BBC Christmases of 1922-42. Well, I say 'five'. I mean nine. Christmas is a time for giving, so have four extra... Nine Gold Airings didn't sound as catchy. You'll hear: - 1922 – Rev John Mayo - the BBC's first religious broadcast for Christmas Eve  - 1926 – Christmas Overture by Coleridge-Taylor, The BBC Wireless Symphony Orchestra conducted by Percy Pitt - 1926-34 - Bethlehem, the BBC's first on-location radio drama, live from St Hilary's church in west Cornwall - 1932 – The first royal Christmas message from George V - 1934 – The bells of Armagh Cathedral, and Christmas on the Aran Islands - 1936 – A Cornish Christmas Carol by the BBC Chorus - 1936 – The Wassail Song by the BBC Chorus - 1941 – Refugee children and their parents reunited across the Atlantic via BBC and NBC - 1942 – Carols in the Desert, Godfrey Talbot, BBC Correspondent with the 8th Army in Tripolitania     SHOWNOTES: - Paul's book Hark! The Biography of Christmas is available in paperback (https://amzn.to/4iuULoB) and audiobook read by the author (https://amzn.to/4gdlYud) - Hear the full recording of 1934's Bethlehem play: https://youtu.be/WwC8BemyBtI?si=_m-p_5y3rHPKkrIX - Hear the voices behind the Bethlehem play, on this wonderful 1986 BBC Radio Cornwall documentary: https://youtu.be/HqCO_0uSBFk?si=3AoPR2Gt3We_wgSn - For more on Godfrey Talbot and his BBC career shadowing the 8th army in WW2, see this marvellous detailed biographical blog post: https://war-experience.org/events/godfrey-talbot-voice-of-the-desert-and-8th-army/ - Episode 60 of this podcast has more on Rev John Mayo's first BBC religious broadcast, and other landmarks of the genre: https://pod.fo/e/160bd7 - Episode 72 of this podcast is on the first radio drama, on Christmas Eve 1922 - Phyllis Twigg's The Truth about Father Christmas: https://pod.fo/e/1d6747 - and I'll be writing more about her and this landmark radioplay very soon. Keep an eye out for it! - Original music is by Will Farmer. - Support us on Patreon (£5/mth), for bonus videos and things - and thanks if you do! - A Christmas present, for us? Well if you'd rate and review the podcast where you found it... Thanks! You shouldn't have. - Paul's on tour: An Evening of (Very) Old Radio visits these places: www.paulkerensa.com/tour - come and hear about the first firsts of broadcasting, live. - This podcast is nothing to do with the BBC. - Old clips are likely beyond copyright as they're so old. Newer clips may be BBC copyright content reproduced courtesy of the British Broadcasting Corporation. All rights reserved.    Next time: August 1923 on the BBC - new radio HQs in Birmingham and Manchester, developments in Scotland and Dublin, and the first radio gardener, Marion Cran.   More info on this broadcasting history project at paulkerensa.com/oldradio

Full Text of ReadingsMemorial of Saint Lucy, Virgin and Martyr Lectionary: 185The Saint of the day is Saint LucySaint Lucy's Story Every little girl named Lucy must bite her tongue in disappointment when she first tries to find out what there is to know about her patron saint. The older books will have a lengthy paragraph detailing a small number of traditions. Newer books will have a lengthy paragraph showing that there is little basis in history for these traditions. The single fact survives that a disappointed suitor accused Lucy of being a Christian, and she was executed in Syracuse, Sicily, in the year 304. But it is also true that her name is mentioned in the First Eucharistic Prayer, geographical places are named after her, a popular song has her name as its title, and down through the centuries many thousands of little girls have been proud of the name Lucy. One can easily imagine what a young Christian woman had to contend with in pagan Sicily in the year 300. If you have trouble imagining, just glance at today's pleasure-at-all-costs world and the barriers it presents against leading a good Christian life. Her friends must have wondered aloud about this hero of Lucy's, an obscure itinerant preacher in a far-off captive nation that had been destroyed more than 200 years before. Once a carpenter, he had been crucified by the Romans after his own people turned him over to their authority. Lucy believed with her whole soul that this man had risen from the dead. Heaven had put a stamp on all he said and did. To give witness to her faith she had made a vow of virginity. What a hubbub this caused among her pagan friends! The kindlier ones just thought her a little strange. To be pure before marriage was an ancient Roman ideal, rarely found, but not to be condemned. To exclude marriage altogether, however, was too much. She must have something sinister to hide, the tongues wagged. Lucy knew of the heroism of earlier virgin martyrs. She remained faithful to their example and to the example of the carpenter, whom she knew to be the Son of God. She is the patroness of eyesight. Reflection If you are a little girl named Lucy, you need not bite your tongue in disappointment. Your patron is a genuine authentic heroine, first class, an abiding inspiration for you and for all Christians. The moral courage of the young Sicilian martyr shines forth as a guiding light, just as bright for today's youth as it was in A.D. 304. Saint Lucy is the Patron Saint of: The BlindEye Disorders Saint of the Day, Copyright Franciscan Media

CEO Matt Kunkel projects "an amazing year" for IPOs and mergers throughout 2025. He says "lots of capital" on the sidelines will fuel "pent-up demand" for innovation. Newer names, combined with bullish Big Tech trends, will fuel the industry for several years, according to Matt. However, he says there needs to be more A.I. governance to monitor how companies utilize advancing technology. ======== Schwab Network ======== Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribe Download the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185 Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7 Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watch Watch on Vizio - https://www.vizio.com/en/watchfreeplus-explore Watch on DistroTV - https://www.distro.tv/live/schwab-network/ Follow us on X – https://twitter.com/schwabnetwork Follow us on Facebook – https://www.facebook.com/schwabnetwork Follow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Show Notes (contains affiliate links): Newer, Younger, Hammier    On this week's episode of Ham Radio Crash Course, a podcast roughly based on amateur radio but mostly made up of responding to emails from listeners, hosted by Josh Nass - KI6NAZ and his reluctant wife, Leah - KN6NWZ, we talk about Black Friday still being awesome for ham radio, youth ham radio outreach, Black Friday preparedness deals and Independence Day the movie.    Announcements: HRCC Net - https://hrcc.link.   Gigaparts Link (get 10% with code JOSH) - https://www.gigaparts.com/nsearch/?lp=JOSH   The HRCC Coffee Club has arrived! https://hamtactical.coffee/shop   Ham Radio Minute: Black Friday Is Still Awesome   Ham Radio Test Study with Leah - Sub element 5 HamStudy: https://hamstudy.org Support by getting something from Signal Stuff: https://signalstuff.com/?ref=622   Gordon West Ham Radio Test Prep Books with HRCC Links  -Technician: https://amzn.to/3AVHGU1 -General: https://amzn.to/4ehQ5zz -Extra: https://amzn.to/4efCqJ2   Free Fastrack to Your Ham Radio License Books on Audible (for new to Audible readers): https://www.amazon.com/hz/audible/mlp/membership/premiumplus?tag=hrccpodcast-20     Join the conversation by leaving a review on Apple Podcast for Ham Radio Crash Course podcast at https://podcasts.apple.com/us/podcast/ham-radio-crash-course/id1400794852 and/or emailing Leah@hamtactical.com. Leaving a review wherever you listen to podcasts will help Ham Radio Crash Course reach more hams and future hams and we appreciate it! No CW Lounge because Leah is studying for her Extra. We left off at K, M, R, S, U, A, P, T and L.     Show Topic: Youth Ham Radio Outreach   Hog Wild in the Salted Ham Cellar.    Preparedness Corner - CNN's Black Friday Sale List https://amp.cnn.com/cnn/cnn-underscored/deals/emergency-preparation-black-friday-deals-2024   Josh's alternative suggestions   FRS Radios - https://www.buytwowayradios.com/?cmid=amsreGRvTmttM0k9&afid=Mkx1eE1uN2M0S1k9&ats=bHNrMHVhZ3lZcjQ9   Rovevon Flashlight - https://amzn.to/4fMrALO   Nitecore Headlamp - https://amzn.to/3ZqRLC1   Sawyer Water Filter - https://amzn.to/4fSqVsk   Adds to the go bag - blood stopper https://amzn.to/3AUOXUv and Israeli Bandage https://amzn.to/4eSN88n HRCC Movie Club    Vote and suggest movies here - https://poll.ly/N7Jt2ACU1Epz5PSJmknw   CJ's Nifty List of HRCC Movie Club movies here - https://letterboxd.com/roguefoam/list/ham-radio-crash-course-podcast-movie-club/ Independence Day    Likelihood of disaster: 3/5  Preparedness: 1/5 Realistic: 3/5 Characters: 4/5 Plot: 3.5/5 Entertainment: 4/5  Overall: 18.5/30   War of the Worlds (2005) 10.5/30 Hitchhiker's Guide To The Galaxy 11/30 Maximum Overdrive 11/30  The Tomorrow War 11/30 On The Beach (1959) 12/30 The Postman 12/30 Soylent Green 12/30 World War Z 12/30 San Andreas 13/30 Airplane 14/30 The Day After (1983) 14/30 The Day After Tomorrow Ranked: 14/30 Fall (2022) 14.5/30 Deep Impact 15/30  The Birds 15/30 Twisters (2024): 15/30  Armageddon: 15.5/30 Sean of the Dead 16/30 Zombieland 16/30 The Book of Eli Ranked: 16.75/30 Love and Monsters 17/30 Frequency 17/30 2012 17/30 Greenland 17/30 12 Monkeys 17.5/30  Threads 18/30 Independence Day 18.5/30 Contact (1997) 19/30 The Towering Inferno 19/30 Don't Look Up 19.5/30 Twister  19.5/30 Tremors 20/30 The Road 21/30 The Quiet Place 21/30 Red Dawn (1984) 22/30 Wall-E 23/30 Blast From The Past (1999) 23.5/30 I Am Legend 25/30 10 Cloverfield Lane Ranked: 26.5/30   The next movie is 28 Days Later.  Email Correspondent's Tower: We answer emails with ham radio questions, comments on previous podcasts, T-shirt suggestions and everything in between.   Links mentioned in the ECT:    Japanese Preparedness Brochure - https://www.bousai.metro.tokyo.lg.jp/content/kurashi_2/04kurashibousai-english.pdf Thank you all for listening to the podcast.  We have a lot of fun making it and the fact you listen and send us feedback means a lot to us!   Want to send us something? Josh Nass  P.O. Box 5101 Cerritos, CA 90703-5101 Support the Ham Radio Crash Course Podcast: Patreon - https://www.patreon.com/hoshnasi Shop HamTactical: http://www.hamtactical.com Shop Our Affiliates: http://hamradiocrashcourse.com/affiliates/ Shop Our Amazon Store: https://www.amazon.com/shop/hamradiocrashcourse As an Amazon Associate I earn from qualifying purchases.   Connect with Us: Website...................► http://hamradiocrashcourse.com YouTube..................► https://www.youtube.com/c/HamRadioCrashCourse Podcast...................► https://hamradiocrashcourse.podbean.com/ Discord....................► https://discord.gg/xhJMxDT Facebook................► https://goo.gl/cv5rEQ Twitter......................► https://twitter.com/Hoshnasi Instagram.................► https://instagram.com/hoshnasi (Josh) Instagram.................►https://instagram.com/hamtactical (Leah) Instagram.................►https://instagram.com/nasscorners (Leah)

If last week was how to deal with copiers, this week is how not to BE a copier. Sounds straight forward-- but it isn't always. Newer artists in particular might have a hard time stepping away from the 'gram, their instructor's style, or the current hot thing. In this episode we break down our own influences and how we've navigated them, tips for getting out of the murky heavily-influenced/copier waters, how to set your work apart and a whole lot more.

Yeah, so I'm kinda into this hunting products down to sell. As a matter of fact, after I recorded this (the next day after), we hit one up and bought a big amount of stuff at a thrift store. Even got a couple of puzzles and all kinds of media to sell, including a VHS. It's crazy stuff really. Fun, though, I can tell you. Here's the dude I've been watching on YouTube. I don't recall exactly what else I talked about in here. It's been a whirlwind few days. See ya next week!

If you're chuffed by chafing like Carolyn, you'll appreciate the solutions from the hosting duo, including this medical adhesive bandage Sarah suggests. Newer moms eager to run with a stroller will welcome the tips given to Eri, and gals at any stage of life will benefit from ideas on how to make running more social.    Before the Q&As, the gals share AMR's in-person 2025 plans, and Dimity reveals the potential new title of her book. Please record your question by calling 470-BADASS1 (470-223-2771). Get your free sticker here.      When you shop our sponsors, you help AMR. We appreciate your—and their—support!   Get free 4-pack of Pro S1 balls with $50+ purchase  w/ code AMRBUNDLE at Selkirk.com    Enjoy secure access: Get an extra  3 months free at ExpressVPN.com/AMR Learn more about your ad choices. Visit megaphone.fm/adchoices

Drs. Benjamin Schlechter and Harshabad Singh discuss HER2-low and ultralow in GI cancers, newer therapies targeting HER2, and testing methods for HER in GI cancers.

Hang out with us at our games and trivia night 11/1/2024! Join us as we explore the rich tapestry of history, art, and mystery woven into Chicago's iconic Graceland Cemetery. This episode features the fascinating insights of cemetery tour guide and historian Coimetromania, our special guest, Grace Robbins. Together, we unravel the stories behind Graceland's founding by Thomas Barbour Bryan, who sought a serene resting place after the dismal conditions found in Chicago's City Cemetery. Discover how this historic site has become a distinguished landmark, not just for its picturesque landscapes but also for its role in revolutionizing cemetery design in the U.S. amidst an atmosphere full of intrigue. Journey with us through Graceland Cemetery's unique traditions and ecological endeavors, where prairie installations and buzzing beehives echo a commitment to biodiversity. We delve into the cemetery's multi-use spaces that connect people with nature, reflecting on the architectural evolution of its chapel and the significance of its historic oil-burning crematory. Hear the touching story of Douglas and Jerry, which underscores the emotional weight and foresight of pre-planning shared resting spaces. As the Chicago train rumbles by, it becomes a charming reminder of life continuing amidst the quietude of the graveyard. And what's a graveyard tour without a chilling ghost story? We uncover the eerie legend of Inez Clark, a young girl whose death in the 1880s has inspired tales of the supernatural. From myths about her statue vanishing during thunderstorms to the touching tokens left by visitors, Inez's story captivates those who wander through Graceland. Finally, we celebrate cemeteries as vital community spaces, encouraging listeners to engage with their local cemetery culture. Whether picnicking, playing bagpipes, or simply exploring, these sites offer a vibrant blend of history and life. Discover the upcoming events and resources to immerse yourself in this fascinating world. ⁠⁠⁠⁠⁠Support us on Patreon.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on instagram(@deathandfriendspodcast)! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Nash Flynn @itsnashflynn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Angel Luna @GuerrillaJokes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on TikTok @deathapodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This is a KnaveryInk podcast.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Have you seen our NEWER and GAYER website? ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.deathandfriends.gay/⁠⁠ Keywords: Graceland Cemetery, Chicago, Cemetery History, Cemetery Design, Cemetery Culture, Cemetery Traditions, Cemetery Events, Cemetery Resources, Cemetery Engagement, Cemetery Community, Cemetery Architecture, Cemetery Ghost Stories, Cemetery Hauntings, Cemetery Biodiversity, Cemetery Wildlife, Cemetery Multi-use Spaces, Cemetery Pre-planning, Cemetery Columbaria

Official Website: https://www.lawabidingbiker.com I recently purchased a 2024 Harley-Davidson Street Glide, one of the latest models featuring a redesigned fairing and the new Infotainment Control Unit (IFCU) digital dash system. As someone who values reliability and performance, I opted to replace the stock lead-acid battery with a lithium-ion battery before embarking on a 10-day trip. Over the years, I've tested various lithium-ion batteries and prefer them because they are very lightweight, durable, and efficient.  The First Few Days: Everything Seemed Fine For the first three days of my trip, the Street Glide performed flawlessly with the new lithium-ion battery. The bike fired up without hesitation, and I had no reason to suspect any issues. However, on the third day, I began to notice that the bike was starting a bit slower than usual—a small concern that I decided to keep an eye on. SUPPORT US AND SHOP IN THE OFFICIAL LAW ABIDING BIKER STORE On the fourth morning, the bike started up just fine at the hotel. After a quick stop at Starbucks, though, it refused to start. The battery was completely dead. Thankfully, I had one of our compact jump starter packs from the Law Abiding Biker Store, which saved the day. Without it, I would have been stuck waiting for a tow service—something every biker should try to avoid. A jump start pack is an essential tool that every rider should carry to prevent costly and time-consuming interruptions. The Ride Continues: Persistent Issues With my Street Glide jump-started, we set out for a long day of riding. Although the bike started after each stop, it did so a bit slower than usual. Additionally, the battery indicator on the digital dash remained on, signaling that something was still wrong. Despite these issues, we pressed on. CHECK OUT OUR HUNDREDS OF FREE HELPFUL VIDEOS ON OUR YOUTUBE CHANNEL AND SUBSCRIBE! The Breakdown: A Dangerous Situation Later that day, just outside of Greensboro, NC, on a busy multi-lane freeway, my Street Glide suddenly went completely dead—without warning. I lost all power, including the digital dash system, and had to drift to the inside shoulder. Attempting to jump-start the bike again proved futile, as it wouldn't even power on. Left behind by my riding group, I quickly contacted them to secure a replacement battery. They managed to find a lead-acid battery and brought it back to my location. Fortunately, I was prepared with my Cruz Tools RTH3 emergency roadside tool kit, also available at the Law Abiding Biker Store. We swapped out the lithium-ion battery for the lead-acid one, and my bike started right up. This preparedness saved us valuable time and allowed us to continue our journey without further delay. The Aftermath: Investigating the Issue With the new lead-acid battery installed, the battery trouble indicator disappeared, and I had no further issues for the remainder of the trip. However, the situation left me with many questions. Was the problem caused by the lithium-ion battery? Has something changed in the 2024 models regarding the use of these batteries? And if so, why isn't this information widely known? Determined to find answers, I reached out to my connections within Harley-Davidson. After two weeks of communication, I received the following statement: Harley-Davidson's Statement:  Lithium batteries are not approved by HD fitment for Revolution Max and center-cooled models due to the unique features of the electrical system and software on those vehicles. We continue to evaluate those systems' interactions, the changes needed to possibly enable fitment, and consumer demand. Any potential future changes to enable lithium batteries will be communicated to the field and dealer network via fitment updates or service bulletins. NEW FREE VIDEO RELEASED: '24 & Newer Harley-How To Install Hand Grips & Remove The Control Housings Sponsor-Ciro 3D CLICK HERE! Innovative products for Harley-Davidson & Goldwing Affordable chrome, lighting, and comfort products Ciro 3D has a passion for design and innovation Sponsor-Butt Buffer CLICK HERE Want to ride longer? Tired of a sore and achy ass? Then fix it with a high-quality Butt Buffer seat cushion? My Opinion: What Likely Happened Based on my experience with lithium-ion batteries, here's my take on what likely happened. Lithium-ion batteries are “smart” and can go into sleep mode if they are drawn down too far. I believe that's what happened when my Street Glide suddenly went dead on the freeway. The battery likely went into safe mode, cutting off power to the entire bike. While the charging system is fully capable of charging the battery, the new electrical system in the 2024 models—especially with the IFCU digital dash—might have different protections in place. These protections could allow the main battery to draw down further before it begins recharging, which might explain why a lead-acid battery, which isn't “smart” and doesn't go to sleep, worked without issue. Again, this is just my opinion based on what I've observed. Conclusion: Be Prepared and Stay Informed My experience underscores the importance of being prepared and staying informed about your motorcycle's components, especially when dealing with new technology. Whether it's carrying a reliable jump pack or a comprehensive roadside tool kit, being prepared can save you from potentially time consuming and costly situations. As Harley-Davidson continues to evaluate the use of lithium-ion batteries in their newer models, it's crucial for riders to stay updated wich is why I made this video and wrote this article.  New Patrons: Ola Mattisgården of Rydsgård, Sweden Jeffrey Porras of Phoenix, AZ Stephen Gates of Fort Collins, Colorado If you appreciate the content we put out and want to make sure it keeps on coming your way then become a Patron too! There are benefits and there is no risk. Thanks to the following bikers for supporting us via a flat donation: Robert Waite of Lemoore, California Donald Plowman of Sparks, Nevada Robert Collins of Vicksburg, Michigan ________________________________________________________ FURTHER INFORMATION:   Official Website: http://www.LawAbidingBiker.com   Email & Voicemail: http://www.LawAbidingBiker.com/Contact   Podcast Hotline Phone: 509-731-3548 HELP SUPPORT US! JOIN THE BIKER REVOLUTION! #BikerRevolution #LawAbidingBiker

Discover how to build a successful acquisitions pipeline for multifamily and commercial real estate investors by using an intentional, scalable approach to finding off-market deals. Key strategies include prospecting through cold calling and emailing, marketing via direct mail, and cultivating relationships with brokers and industry contacts. Newer investors are encouraged to focus on consistent, repeatable actions that generate deal flow rather than simply chasing the next deal.    Here's some of the topics we covered:   Unlocking Endless Deal Flow  Top 3 Secret Sources for Game-Changing Deals Prospecting Like a Pro for Unstoppable Deal Flow Turbocharge Your Deal Pipeline with Targeted Marketing How to Attract More Multifamily Deals to You Build a Killer Track Record So Deals Chase You Getting Your Multifamily Business Off The Ground Double Your Deal Flow Scaling Your Messaging to 10x Your Multifamily Growth   To find out more about partnering or investing in a multifamily deal: Text Partner to 72345 or email Partner@RodKhleif.com    For more about Rod and his real estate investing journey go to www.rodkhleif.com   Please Review and Subscribe  

Plus why tyres are likely to keep getting wider.With the road season soon to come to a close, the events in the tech world are unsurprisingly more focused on the dirt. In this week's episode of Geek Warning, you'll hear Brad and Dave cover the latest in tech across road, gravel, and mountain bike.Amongst a number of new things, the geeks discuss a future of electronic suspension and what that could spell for the gravel world. Why tyres are likely to continue trending wider in cross-country racing (among other disciplines). And with Specialized announcing free full suspension frame bearings for the lifetime of its mountain bikes, we discuss new ways to sell bikes in tough times. All this and plenty more!Time stamps:1:25 - BMC's new Teammachine R Masterpiece7:30 - Sad passing of Bob Parlee8:50 - Bontrager goes up to 29 mm rim width for gravel12:40 - Lauf's first mountain bike raises questions on the future of big tyres24:40 - BH has an interesting new short-travel XC bike29:25 - Fox joins the wirelessly-controlled electronic suspension game36:22 - New ways to sell the bikes that aren't selling?47:20 - Ask a Wrench: career mechanic woes55:25 - Ask a Wrench: storing Di2 for winter59:10 - Ask a Wrench: keeping alloy rims black