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Solving riddles isn't just fun and games – it's like a workout for your brain, keeping it in tip-top shape. By engaging in daily riddle-solving, you're giving your cognitive abilities a serious boost, improving memory, concentration, and critical thinking skills along the way. So, whether you're a seasoned riddle aficionado or a curious novice, why not challenge yourself to solve a riddle every day? Not only will you unlock the secrets of the mind, but you'll also embark on an exciting adventure of discovery and enlightenment. Get ready to think outside the box, unleash your inner detective, and embark on a journey of intellectual exploration like never before! Learn more about your ad choices. Visit megaphone.fm/adchoices
It's Fox Sports Radio's official fantasy football podcast! Dan Beyer and Mike Harmon open the show with their thoughts and reactions to the Ravens' trouncing of the Dolphins on Thursday Night Football... Are the Ravens officially back, or were they just beating up on an inferior team? Then the guys move into this week's position rankings, ripping through the top five QBs, RBs and WRs before sharing some additional hot plays to know. That leads into the cold sores to avoid, along with some fantasy ninjas to potentially sneak into your lineup in a pinch. Plus, Ian shares his streaming defenses of the week and Dan gives his pointsapalooza/survivor picks! Hosts: Dan Beyer, Mike Harmon Producer: Ian Roddy #fsrweekends #jss #crshowSee omnystudio.com/listener for privacy information.
It's Fox Sports Radio's official fantasy football podcast! Dan Beyer and Mike Harmon open the show with their thoughts and reactions to the Ravens' trouncing of the Dolphins on Thursday Night Football... Are the Ravens officially back, or were they just beating up on an inferior team? Then the guys move into this week's position rankings, ripping through the top five QBs, RBs and WRs before sharing some additional hot plays to know. That leads into the cold sores to avoid, along with some fantasy ninjas to potentially sneak into your lineup in a pinch. Plus, Ian shares his streaming defenses of the week and Dan gives his pointsapalooza/survivor picks! Hosts: Dan Beyer, Mike Harmon Producer: Ian Roddy #fsrweekends #jss #crshowSee omnystudio.com/listener for privacy information.
It's Fox Sports Radio's official fantasy football podcast! Dan Beyer and Mike Harmon open the show with their thoughts and reactions to the Ravens' trouncing of the Dolphins on Thursday Night Football... Are the Ravens officially back, or were they just beating up on an inferior team? Then the guys move into this week's position rankings, ripping through the top five QBs, RBs and WRs before sharing some additional hot plays to know. That leads into the cold sores to avoid, along with some fantasy ninjas to potentially sneak into your lineup in a pinch. Plus, Ian shares his streaming defenses of the week and Dan gives his pointsapalooza/survivor picks! Hosts: Dan Beyer, Mike Harmon Producer: Ian Roddy #fsrweekends #jss #crshowSee omnystudio.com/listener for privacy information.
Brent Sadler, Senior Research Felloe for Naval Warfare and Advanced Technology in the Allison Center for National Security at The Heritage Foundation joins talking about Trump's trip to Asia necular testing and more.
The boys of Stripe Sports are back with a full slate of debates and dominance. Josh and Tass dive into Fantasy Football: Flex or Fade, breaking down which WRs and RBs deserve a start or a seat this week — from Quentin Johnston and Rashid Shaheed to Tyjae Spears and Kenneth Walker. Then it's Would You Rather, where Tass runs a Justin Herbert Edition QB showdown and Josh ranks elite backs at their absolute best in the Jonathan Taylor Edition. They wrap with WHUF (Who Hangs Up First) — a bold trade pitch sending Anthony Richardson to the Raiders, plus a little love for Trey Yesavage's World Series brilliance and Austin Reaves' early-season rise with the Lakers. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Speakers: Judge Sandra Engel retired from the bench in September of 2022. She served as a Bernalillo County Metropolitan Court Judge for over 16 years. She currently sits on the bench as a senior judge. She received her B.S. in Marketing from the University of Alabama and received her J.D. from the University of Alabama School of Law in 1993. After moving to New Mexico, she spent a few years in private practice handling both civil and criminal cases, acting as a guardian ad litem, CASA and respondent's attorney in child abuse cases. She was an Assistant City Attorney for the City of Rio Rancho, handling primarily DWI cases, and served as Assistant District Attorney for the Second Judicial District, Bernalillo County for 10 years prosecuting misdemeanor and felony cases.As a judge, she presided over a large misdemeanor criminal docket. In addition to the duties of her regular criminal docket, she also had been heavily involved in specialty courts. She created, implemented, and presided over the Community Veterans Court; a specialty treatment court designed to help effectuate treatment for Veterans coming through Metropolitan Court. She created and implemented the Courts to School Program where Defendants are sentenced in front of high school and college students with the purpose of educating and deterring the students from drinking and driving. She also served as Presiding Judge of the Domestic Violence Early Intervention Program (EIP). She served as presiding judge over the criminal division of the Metropolitan Court and served as chief judge as well, managing a C-Suite and staff of over 300 employees. In 2021, Judge Engel became an executive leadership coach, working with law students, judges, attorneys, and business leaders. She completed her coach training and received her certification from ICF as an Associate Certified Coach (ACC) and is currently pursuing her PCC. She has completed the Train the Trainer Program through the Justice Coaching Center and now trains and supports the implementation of coaching programs in judiciaries around the nation. She specializes in leadership/ performance coaching and transformational transition coaching. She regularly presents at legal conferences in the areas of leadership and well-being.Pamela Moore, LPCC, CCTP currently serves as a Licensed Professional Clinical Counselor, Certified Clinical Trauma Professional and Director of the State Bar of New Mexico's Legal Well Being Department where she educates the legal community on positive health and well-being and assists in providing resources and services to any legal professional struggling with mental, emotional or behavioral issues. Ms. Moore served as an advisory member to the National Commission on Lawyer Assistance Programs in 2019, 2020, and again in 2026 and is the current New Mexico representative for the Institute for Well Being In Law. Eduardo Ramirez is an Assistant Public Defender with the Law Offices of the Public Defender in the Hobbs Office. Eduardo joined the LOPD family in February of 2021 after relocating to New Mexico at the end of 2020. Eduardo earned his law school degree from the University of Colorado Law School, graduating in May 2019. He is the first in his family to not only graduate from college, but also law school. Since as far back as he can remember, Eduardo has always had a passion for helping individuals who are underprivileged and impoverished. Growing up in poverty himself, he saw many people struggle with the criminal justice system and just how important effective representation is. As an adult, Eduardo has learned the importance of self-care, to continue representing clients to the best of his ability. He helps with their criminal case but also makes efforts to better their lives. Eduardo is a zealous advocate, and his goal is to eventually rid the notion of a “public pretender.” Luckily, he has amazing mentorship and colleagues down in Hobbs who help him, and he would not be the attorney he is, without them! Outside of work, Eduardo enjoys being involved in the community, caring for his various plants, and his lovely Pit Bull, Izabel.Disclaimer: Thank you for listening! This episode was produced by the State Bar of New Mexico's Well-Being Committee and the New Mexico Lawyer Assistance Program. All editing and sound mixing was done by the State Bar of New Mexico and/or the State Bar Foundation. Intro music is by Gil Flores. The views of the presenters are that of their own and are not endorsed by the State Bar of New Mexico. The content is not intended to be a substitute for professional medical advice, diagnosis, or treatment or legal advice. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.The views expressed in this podcast are solely those of the participants and not intended as statements on behalf of their employers.
In today's episode, Heath and Jamie dive into how self-promotion in dating can get in the way of real connection. They talk ego, authenticity, and why being yourself—not your online persona—is the ultimate dating flex. #SaveTheDatePodcast #LoveUnfiltered #AuthenticityWins #DatingWisdom
Timestamps0:00 Intro0:14 Tier 11:09 Tier 23:12 Tier 36:46 Tier 410:28 Tier 513:32 Tier 618:38 Tier 7
Former England striker Darren Bent and Flex bring you the first episode of a three part talkSPORT Daily Takeover where we take a deep dive into the influence black culture, fashion and music has had on football. Bent takes us inside the dressing room and explains how things changed across his time in football, describing how black culture and fashion affected football life both on and off the pitch.The boys are also joined by sports fashion writer Daniel-Yaw Miller, who explains how fashion trends that stemmed from black culture are influencing modern day football and describes how black trailblazers changed football forever.Photo Credit: Getty Images Hosted on Acast. See acast.com/privacy for more information.
Wenn irgendwo zwischen Funk, Hip-Hop und elektronischem Puls die Bassline zu leben beginnt, dann sind die Stereo MC's nicht weit. Seit den frühen 90ern liefern Rob Birch und Nick Hallam den Beweis, dass britischer Rap mehr kann als nur cool klingen, er kann grooven, schwitzen und ganze Dancefloors in Bewegung setzen. (superfly.fm)
Flexibilität ist kein Buzzword, sondern Business – und Klimaschutz zum Mitverdienen. Mit Christoph Gardlo (COO & Co-Founder, ESFORIN – Energy Services for Industry) sprechen wir über Speicher, Regeln, Preise bis 9.999 €/MWh, 2- vs. 4-Stunden-Batterien, Smart-Meter-Reality und warum Stadtwerke jetzt cross-market denken sollten. Klartext, kein Greenwashing – dafür Zahlen, Haltung und ein bisschen Augenzwinkern.
It's Fox Sports Radio's official fantasy football podcast! Dan Beyer and Mike Harmon open this midweek edition of the show looking ahead to the NFL trade deadline, which is already less than a week away... Who could be some big names on the move? They also nitpick a trade Dan recently made in a fantasy league that he's already regretting. Later, the guys look ahead to this week's Thursday Night Football matchup between the Ravens and Dolphins... Will the return of Lamar Jackson be enough to salvage Baltimore's season? Can the Dolphins build off their much-needed Week 8 win? Hosts: Mike Harmon, Dan Beyer Producer: Ian Roddy #jss #fsrweekendsSee omnystudio.com/listener for privacy information.
It's Fox Sports Radio's official fantasy football podcast! Dan Beyer and Mike Harmon open this midweek edition of the show looking ahead to the NFL trade deadline, which is already less than a week away... Who could be some big names on the move? They also nitpick a trade Dan recently made in a fantasy league that he's already regretting. Later, the guys look ahead to this week's Thursday Night Football matchup between the Ravens and Dolphins... Will the return of Lamar Jackson be enough to salvage Baltimore's season? Can the Dolphins build off their much-needed Week 8 win? Hosts: Mike Harmon, Dan Beyer Producer: Ian Roddy #jss #fsrweekendsSee omnystudio.com/listener for privacy information.
It's Fox Sports Radio's official fantasy football podcast! Dan Beyer and Mike Harmon open the show with a recap of Mike's trip to Baltimore to watch the Bears take on the Ravens. Then it's on to business, as the guys give their fantasy thoughts and reactions to the Monday Night Football matchup between the Chiefs and Commanders... Is Rashee Rice a bona fide WR1 for fantasy? Is ANYONE on the Commanders offense a viable start without Jayden Daniels on the field? The guys then move into the rest of the games from Week 8, sharing their biggest thoughts and takeaways that stuck out from a fantasy perspective. Finally, it's report card time before Mike shares his top waiver wire adds of the week! Plus, reacting in real time throughout the show to what turned out to be the longest game in World Series history! Hosts: Dan Beyer, Mike Harmon Producer: Ian Roddy #fsrweekends #jss #douggottliebshowSee omnystudio.com/listener for privacy information.
En este episodio muy especial de Songmess damos inicio a nuestra mini serie panameña, poniendo la lupa sobre Centroamérica nuevamente y sumergiéndonos en una maravillosa diversidad de música y cultura. Nuestro episodio introductorio es junto a la gestora cultural Yahaira Osiris, fundadora del mercado musical MIM LATAM y profesional de industria con más de 25 años de trayectoria en radio y desarrollo de artistas. Hoy repasamos los retos e iniciativas elevando la industria musical centroamericana al escenario mundial, la labor del MIM LATAM amplificando el rol de las mujeres en la música, referentes panameños oscilando entre el indie, la cantautoría y el romantic style, y mucho más! Es con gran alegría que les damos la bienvenida a SONGMESS PANAMÁ. Se viene un fiestón! Playlist: Diana Carolina Gómez - "Sin Aliento" Ana Elisa Miranda - "Mi Hermano Azul" Flex - "Luna" Llevarte a Marte - "Al Final del Día" Entre Nos - "50 ó 100" Liz Grimaldo - "Respirar Despacio" Yahaira Osiris Instagram: https://www.instagram.com/atrapandosuenos/ MIM LATAM Web: https://mimlatam.com MIM LATAM Instagram: https://www.instagram.com/mimlatam/ Richard Villegas Instagram: www.instagram.com/rixinyc/?hl=en Songmess Instagram: www.instagram.com/songmess/?hl=es-la Songmess Facebook: www.facebook.com/songmess/?ref=settings Songmess Twitter / X: twitter.com/songmess #BOPS Playlist: https://open.spotify.com/playlist/2sdavi01h3AA5531D4fhGB?si=5c81cc74b9d64f16 Subscribe to Songmess on Spotify, Apple Podcasts, Stitcher, Google Play or SoundCloud, find us on Facebook, Twitter and Instagram, and contact us at songmessmusic@gmail.com.
It's Fox Sports Radio's official fantasy football podcast! Dan Beyer and Mike Harmon open the show with a recap of Mike's trip to Baltimore to watch the Bears take on the Ravens. Then it's on to business, as the guys give their fantasy thoughts and reactions to the Monday Night Football matchup between the Chiefs and Commanders... Is Rashee Rice a bona fide WR1 for fantasy? Is ANYONE on the Commanders offense a viable start without Jayden Daniels on the field? The guys then move into the rest of the games from Week 8, sharing their biggest thoughts and takeaways that stuck out from a fantasy perspective. Finally, it's report card time before Mike shares his top waiver wire adds of the week! Plus, reacting in real time throughout the show to what turned out to be the longest game in World Series history! Hosts: Dan Beyer, Mike Harmon Producer: Ian Roddy #fsrweekends #jss #douggottliebshowSee omnystudio.com/listener for privacy information.
Stay On Course Podcast - Episode Show NotesFlex Your Resilience Muscle: The Three Pillars of Leading Through ChangeGuest: Sheena Eizmendiz, CEO & Founder of The WellBiz Host: Julie RigaAbout This EpisodeJulie sits down with Sheena Eizmendiz, a resilience champion and CEO of The WellBiz, a boutique consulting firm driving organizational development and cultural transformation. Sheena is a bestselling author and keynote speaker who blends positive psychology with strategic leadership to help people and organizations emerge stronger through change.They explore how resilience is like a muscle that gets stronger with practice, the critical difference between reacting and responding, and why leaders need a "resilient circle" to navigate today's high-pressure environments.In This Episode, We Talk About:The three pillars of resilience: self-awareness, adaptability, and connectionWhy the pause between stimulus and response is where your power liesHow to build your "resilient circle" of 2-3 trusted supportersThe "Send It Tomorrow" technique for handling conflict when emotions are highWhy burnout is at its highest point—even higher than during the pandemicHow leaders who lack emotional regulation trigger stress throughout their teamsWhy flexibility is intelligence in times of rapid changePractical strategies to strengthen your resilience muscle intentionallyWhy This MattersIf you've ever felt burned out, isolated, or reactive under pressure, this episode offers practical strategies to build sustainable resilience. Sheena proves that leaders are made, not born—and resilience is a skill you can develop through awareness, adaptability, and connection.Who Should ListenLeaders feeling overwhelmed by today's high-pressure environmentsExecutives who feel isolated at the topAnyone struggling to manage stress and avoid burnoutManagers who want to lead by example and create healthier team culturesGuest BackgroundSheena Eizmendiz is the CEO and founder of The WellBiz, specializing in helping leaders and organizations build resilience through intentional practices. Her approach combines positive psychology with strategic leadership development, creating sustainable pathways for individuals and teams to thrive through disruption and change.Fun Fact: Sheena's favorite food is pizza—"comfort and easy, and you just can't go wrong."Connect with Sheena EizmendizCompany: The WellBizLinkedIn: linkedin.com/in/sheenaeizmendizInstagram: @sheena.eizmendizWebsite: sheenaeizmendiz.comResilience is a muscle. The more you use it, the stronger it becomes. Start with self-awareness, lean into discomfort, and build your circle of support.
Chad Griffiths & author Cody Payne unpack the entire flex/small-bay industrial playbook—from what “flex” actually means, to development models and costs, leasing strategy, underwriting, and the real risks to watch. If you're eyeing contractor garages, incubator space, showroom-style flex, or multi-tenant “multifamily of industrial,” this episode is your field guide.Key Takeaways“Flex” is today's label for small/shallow-bay multi-tenant industrial—think 1,000–5,000 SF bays with ~10% office.Development models range from bare-bones metal to showroom and premium; costs scale fast with glass, height, finishes, yards, mezz.Showroom models (18–20' clear, strong frontage) often drive rent growth and resale value--ConnectCody PayneLinkedinCody's BookCheck our NEW Industrial Real Estate Show Merch Store! Linktree
Footballguys The Audible - Fantasy Football Info for Serious Fans
In This Episode: Join Cecil Lammey and Sigmund Bloom as they recap and react to all the action from Week 8 of the NFL. watch on YouTube -> https://youtu.be/ZAeihhZmp1k 00:00 - Dolphins v Falcons 05:34 - Jets v Bengals 17:25 - Browns v Patriots 22:30 - Giants v Eagles 28:30 - Bills v Panthers 32:52 - Bears v Ravens 40:20 - 49ers v Texans 44:45 - Buccaneers v Saints 51:00 - Cowboys v Broncos 1:01:00 - Titans v Colts
Keith discusses strategies for amplifying investing returns and reducing lifetime tax burdens through real estate, geography, and industry. He compares tax burdens by state and explains how investors can leverage low-income tax states and low-property tax states. Podcast host, investor and developer, Victor Menasce, joins the conversation to highlight the industrial real estate market, emphasizing the demand for warehousing and logistics.They touch on the potential in industrial outdoor storage and the complexities of data center investments. Reach out to Y Street Capital to learn more about their projects and the real estate espresso podcast. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/577 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:00 Welcome to GRE. I'm your host. Keith Weinhold, we're talking about how you can use real estate, geography and industry to amplify your investing returns over the course of your life and permanently reduce your lifetime tax burden today on Get Rich Education. Keith Weinhold 0:21 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989 77958989, yep, text their freedom coach directly. Again, 1-937-795-8989, Corey Coates 1:34 you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:49 Welcome to GRE from Milford, Delaware to Milford, Utah and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education, the voice of real estate investing since 2014 now, what do you think about a multi week government shutdown? That means there's a cut in your service level, but of course, oh geez, there's no commensurate cut in the amount of taxes that you pay. This is the government's version of charging rent on a vacant unit. That's what's happening. That's what we've been looking at in the biggest expense you'll ever pay in your life. It isn't housing, it's taxes. Before I get to how you can reduce the amount of taxes that you'll pay throughout the course of your life, which is huge. Let's pull back, and I guess it's a bit of a real estate geography riddle for you, imagine if there were a place that existed, and this place is within a 15 minute drive of a seacoast, 15 minutes of mountains, within 15 minutes of an urban core of about 300,000 people, and within 15 minutes of an international airport and a decent airport that has direct, non stop flights to Europe. Even, could that place exist all of that? I mean, it almost sounds too good to be true when I put it like that, yes, it does, and it's in the United States. On top of that, this same place with proximity, within 15 minutes of all four of those things, has zero state income tax and zero sales tax. Yes, all this is in the same place, and that's where I am coming to you from today, Anchorage, Alaska. I traveled a good bit, and I can't think of another place in the US quite like it. A quick check of Chad GPT corroborates this, saying that the US places that come closest are Honolulu, Juneau and Bellingham, Washington. They come the closest to that. Now, the biggest downside, in my opinion, is a long, dark, cold winter. Well, that's when I do more traveling, but I spend many months of the year right here in Anchorage. And my guest today, who you'll hear from later, I haven't had him on the show in years, where recently he I and his wife, Natasha, toured Anchorage. I drove them around. Keith Weinhold 4:29 first, let me tell you about a creative way to pay both a low property tax and a low income tax, and that is no matter what state or province that you live in now, the big three taxes that people pay throughout their lives are income tax, sales tax and a property tax. Those are the big three, and when you combine those to come up with the highest and lowest tax burdens by state, you'll notice that coastal states often pay the most. They generally have the biggest burden, because coasts attract people, and therefore those highly populated areas, they need infrastructure, say, for example, more bridges, and they often have more social services for people, and it costs tax money to maintain all of that. Now, look, will people move to an area specifically because they can get low taxes there? Like is that amenity in itself an attractant? Actually, not so much. No, you do get some people to move to Puerto Rico, predominantly for that reason. But interestingly, the two states with the lowest overall tax burden, that is, when you combine income, sales and property tax, the lowest are Alaska and Wyoming, and yet they have the fewest people living there, under 1 million people each. So the two states with the lowest tax burdens are also the two least populous states. So it is not making people flock there. So where you choose to live? Oh, that has more to do with your overall quality of life. And you know that's probably as it should be. Well, whether you own your home or you rent your home, you effectively do pay property tax, because tenants end up subsidizing the landlord's expenses. Most property tax maps that you see out there, those national property tax maps, they show the average tax bill that a household pays by state, regardless of real estate values. Well, that's not so useful. You might remember that a few weeks ago in our newsletter, I sent you the best and the smartest property tax map that I have by county. You'll remember that it showed the property tax paid as a percentage of the home value, so that relative basis is what matters more. When we look at property tax paid that way, we can more transparently see that the highest property taxes are generally paid in three US regions. Those three regions with the highest property taxes are the northeast, much of the Great Plains and Texas now a 1% property tax rate is, for example, when you have to pay 4000 bucks a year on a property value of 400k That's that 1% and the lowest are in the Western US and the nation's southeast quadrant, often under 1% we're just talking about the property taxes only here. Now out west, lower property taxes, they still rarely create investor cash flow, and that's because purchase prices are too high out west, and rents don't keep up with them proportionally. But low taxes, they do adequately sweeten the most investor advantaged areas, that is in the southeast Indiana, Missouri, Oklahoma, Hawaii, and a bunch of the Mid Atlantic states. All right, so they are the investor advantaged areas that also have low property tax. The nation's lowest property tax rate is in Alabama. Roll tide, I think I've mentioned that on the show before. All right, so that's property tax, but states have to get their revenue somewhere, so oftentimes, if their property tax is low, well then they have to make up for that. So therefore their income or sales tax can be high. Now as far as income tax, each state has their own of course, the high ones are New York, New Jersey, California and Hawaii. Those are many of the high ones. But there are nine states with zero, absolutely zero, state income tax, and those nine states that are free of income tax are the aforementioned, Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming and Washington gets somewhat of an asterisk that has a little wrinkle in it. That's one of the nine with the wrinkle, you'll pay zero income tax on your wages in Washington. It only applies to high earners, capital gains tax income there, all right. Well, all of that is true for everybody there, every US citizen. But here's the arbitrage that a real estate investor can create. If you live in one state and you own property in another state, you always pay property tax where the property is physically located, not where you live. I mean, any longtime out of state real estate investor knows that. So you can therefore live in a state with little or no income tax, for example, Texas, and then a Texas resident can skirt Texas's higher property tax by investing in a different state that has low property tax, like, say, Alabama or Tennessee. Oh, well, now both your property tax and your income tax are low this way. And congratulations, you have just legally exploited the tax system. Some examples of a low income tax home state where you live and a low property tax investor state where your investment property is, so that you get the best of both worlds. They are, Texas is your home state, and Alabama is your investment property state, like I just described, and then a few other scenarios, so that you can legally use the system to pay both a low income tax and low property tax. Are having Pennsylvania as your home state and Missouri as your investor property state, having New Hampshire as your home state and Tennessee is your investor property state. And then another example, having Washington as your home state and Arkansas as your investor state. Those are just some examples of combinations there about how you can live in a low income tax state and then also enjoy having your investment property in a low property tax state and see perhaps now you're doing this without having to move. Yes, investing in low property tax states. Now, of course, property taxes are set at the county or city level. They're not set federally, but just within one state. Sometimes property tax can vary dramatically, which you probably know, but two of the biggest examples of this are in Illinois, Cook County, which is Chicago, and also Miami, Dade County, Florida. I mean those jurisdictions, they have tax rates that can make wallets cry more than their surrounding counties do, and some states have maximums, legal limits ceilings on property taxes. California proposition 13 famously limits property tax to 1% of assessed value, and then the increases are capped as well. I mean this means the two California neighbors with identical homes can pay wildly different taxes, and Florida is still looking to completely eliminate the property tax. Can you imagine that? I mean, it seems doubtful that that will happen, but you can conceive of how much more desirable that would make Florida properties, and that would probably make all Florida housing values skyrocket now, just because a property has a high property tax rate that doesn't disqualify it as an investment property alone, it's just one consideration that'll show up in your proforma, your cash flow. So the bottom line is that as an income property owner, property tax is mostly passed on to your tenant, but paying a low rate still keeps you more flexible and profitable. So think of a map of states with low property taxes, sort of like a treasure map, but instead of x marking the spot, it marks where your money will go the furthest. Keith Weinhold 13:36 And if you want real estate maps like I'm talking about here, and stories and great charts and investment opportunities that I cannot fit onto the channel. Here, you can grab them in my free weekly newsletter at gre letter.com and part of this is because I just cannot adequately describe a map or a chart to you here in an audio format. You get more in the letter free wealth, building insight every week. And it comes straight from me. 1000s of investors read it every week. Don't live below your means. Grow your means. Get It At gre letter.com Again, that's gre letter.com Keith Weinhold 14:20 something interesting just happened when Wells Fargo released their housing forecast for the next two years. Let's discuss that between today and 2027 they expect the federal funds rate to drop by a full 1% but they don't expect mortgage rates to drop as much only about a quarter point drop over the next two years in the 30 year fixed rate. For next year, they expect home prices to rise three and a half percent, and then the year after 3.7%. looking down the road a couple years here, and this is sorced by Wells Fargo economics and the US Department of Labor and the FHFA and more. All right, so only a small reduction in mortgage rates and a pickup in home price appreciation, although still pretty moderate. Now you gotta take any interest rate prediction with a grain of salt, like I've told you here before. I personally, I do not forecast interest rates, and when you're looking at interest rate predictions, you are squarely looking at a waste of your time. Keith Weinhold 15:34 Now, a recent Gallup poll wanted to find out what Americans consider to be the best long term investment. That's the question that the pollsters asked, what is the best long term investment? And the findings were that 16% said stocks. I mean, despite the fact that stocks only seem to make insiders wealthy, still somehow 16% of Americans consider stocks to be the best long term investments, a higher share of Americans, 23% said gold. That actually surprises me, that nearly one quarter of Americans say that gold is the best long term investment, when only about 10% of Americans own gold in the physical form, like bars or coins. And part of this could be driven by the recent hype, where the gold price has more than doubled just since last year, and it broke above $4,000 an ounce for the first time in history this month. All right, so 16% said stocks, 23% said gold. And what's number one in the Gallup poll for what Americans believe is the best long term investment? It's real estate. Ah, well, they got that right. That actually gives me a little more faith than Americans there. Now, when it comes to real estate investment, you know, there's this long running mantra or catchphrase out there that I really disagree with. I mean, you've certainly heard this before, but it just does not resonate with me. And that is, appreciation is just the icing on the cake. That's the catchphrase I am not feeling the vibe there. How in the heck is appreciation just the icing on the cake? The presumption, the inference here, is that cash flow is the main driver of an investment philosophy, and then if you just happen to get appreciation too, oh, well, that's a little sweetener. Like the mantra would say cash flow is the cake, the majority piece, and then appreciation since the icing, oh, that's only a little thing. No, that's misleading. You usually get more of a return from appreciation than you do cash flow. Keith Weinhold 17:56 I mean, on, say, a 400k income property, what if you only get $200 of cash flow? That can happen? That's $2,400 a year. But instead, 5% appreciation on that property gives you $20,000 a year. That is almost 10x. I think what the icing on the cake, curious catchphrase means is that cash flow is important because it controls the mortgage. Well, then I think it's just better to say that appreciation is not an inconsequential thing. It's often the biggest thing. So is appreciation just the icing on the cake? No, it certainly is not. In fact, I'm going to talk more about that next week when I've got something special planned for you here on the show. What I'm going to do then is look at the ways real estate pays you five ways in a slow market, the real estate market is slow. If you look at it on a basis of transaction volume, say that you buy a property today and over the next year, you don't even get what Wells Fargo forecasts say you only get 2% appreciation and zero cash flow. Just break even on a monthly basis. I mean, there's surely some disappointing numbers, but just say that's what happens. Well, next week, I'm going to add up what your total rate of return would be even in this dour scenario, and I think that you are going to Marvel be flabbergasted at how profitable you are if you just got 2% appreciation and zero cash flow. That's next week. Keith Weinhold 19:36 As far as today, I'm about to bring in a super smart guest that hasn't been on the show here in a few years. He's usually a fellow faculty member on the real estate guys invest or summit at sea. But he wasn't there with me this year, so we met up in Anchorage. Instead, we're talking about changes to commercial real estate that market, and the opportunities that you might be able to find there from Industrial land, an activity that well generates noise, like Bitcoin mining operations and growing data centers with the increased use of AI. And as you listen, see if you know what I mean about how he feels professorial in his approach, and I mean that in the best possible way you can learn from him. He's from Ottawa, Canada, an international conversation coming up next. I'm Keith Weinhold. You're listening to Episode 577, of get rich education. Keith Weinhold 20:34 If you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point, because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video, course, completely free as well. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com Keith Weinhold 21:46 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com, that's Ridge lending group.com, Tarek El Moussa 22:19 what's up? Everyone. This is hgtvs Tariq al Musa. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 22:27 Hey, it's great to welcome back a longtime industry friend. He's a senior partner at y street capital. He owns a development company that's active in nine US states and two Canadian provinces, and he's the host of the real estate espresso podcast. Hey, it's great to have back. It's been a few years. Victor Menasce, great to be here. Keith, well, you know what's different? I mean, we were together doing some sightseeing around Anchorage, Alaska. You I and your wife here just a few weeks ago. That was great to have you. And then you had a nice Alaskan cruise after that. It was lovely. It was great to spend time with you in person, where you and I have spent time together at conferences all around the nation. So thank you for that. Yeah, it was great to do some fun stuff and like, Oh, hey, this guy knows a world outside of just talking about cap rates all the time. So Victor, the commercial side is pretty dynamic, and it sure has been lately with all the changes that we've had in the world, really starting with the pandemic almost six years ago, now, that includes the industrial space and how the need for warehousing and storage has changed. So from a real estate perspective, tell us about what you're seeing there. Victor Menasce 23:41 We're seeing a lot of changes. Of course, there's a lot of uncertainty that's been injected by the current administration in Washington in terms of international trade. But even if you put that aside the flow of goods from wherever they're manufactured to the end customer, that flow is still there. It's one of these things that often creates inefficiencies, especially as you start to think about really optimizing the overall cost. You know, if you think about what inventory costs you to have on a retail floor where you might be renting that retail space at, I don't know, 55 $60 a square foot, and it's occupying very, very expensive real estate, if you can instead put that in a warehouse that's maybe at 10 to $15 a square foot. Oh, but wait a minute, you've got a 27 or a 35 or a 40 foot ceiling height, and you're stacking it seven to nine levels high. Really, the cost of that inventory has gone way, way down because you're putting it much less expensive real estate, right? Okay, so here is one of the efficiencies of a retailer doing e tail instead of brick and mortar retail, absolutely. And you know, we often see situations where the last mile, you know, we want to get that instant gratification as a consumer, but we don't necessarily want to be having to drive to that retail space. And we don't that's. Supplier doesn't necessarily want to pay Amazon for warehousing that particular product. So often, the fulfillment is done locally, that last mile Logistics is extremely important. That's putting a lot of pressure on this category of product that has traditionally been called Flex industrial. These are those places in the industrial park that you might see an electrician or a landscaping company or a plumber or anyone like that that has an office at the front of 14 or 18 foot Bay at the back and a bit of inventory. A lot of that product right now is being pulled off the market for many different reasons. Some of that's just disappearing and that land is getting repurposed for residential. Some of it's disappearing because people are putting gyms and pickleball courts and things like that and those types of products. Some of it's disappearing because people with exotic car collections want to use that space for a man cave. There's many different things that are demanding that particular product, and there's very little of it getting built. So that's another area right now that is under a lot of pressure. On the demand side, not a lot of new supply and rents are going up much, much faster than they otherwise should be. Talk to us more about the industrial space from the supplydemand perspective, what do people want and what do people need? It varies widely. There are companies that are in manufacturing, they will often look to refresh their investment in equipment. They may not have the capital, so they will sometimes do a sale, lease back of their building, of their facilities, so that they can then repurpose some of that capital onto into the equipment side, so that they can maybe modernize their manufacturing. That's another area where we see significant shifts happening. In industrial we also see a lot in logistics, where the most efficient way to move goods is a 200 year old technology called rail, and it's still alive and well. I mean, if you think about the cost of shipping a container across the country, you're going to spend about two cents per ton mile to move that by rail, or about 10 cents per ton mile to do it by truck. So that's a five times difference in price. That means a container from Los Angeles to New York is going to cost you about $1,400 if you're moving it by rail, or about $7,500 if you're moving it by truck. But if you're now part of the rail system, there's now logistics that you have to worry about at either end. And so if you want to make all of that work, those transfer hubs become extremely important, and there's just not a lot of them, Keith Weinhold 27:38 okay, so it might only cost 1/5 as much per ton mile to move a good over rail as it does road. But you're sort of talking about the logistical challenge of, oh, getting it that last mile from the rail Terminus to the end user. Victor Menasce 27:53 absolutely. And there can be a lot of cost associated with that last mile. So if you can solve that problem for the logistics companies and lower their cost for that last mile. That's got significant value, and that's another demand for industrial land. And very few cities are adding industrial land to their master plan. You know, warehouses don't vote, so they don't tend to take other land and zone industrial In fact, if anything, it goes the other way. There's a lot of pressure to take land that was zoned industrial and rezone it for commercial or for residential. In fact, we see that in a lot of cities. Keith Weinhold 28:30 Now, you the listener, if your entrepreneurial wheels are turning, you can see the opportunity for, Hey, can I get in and help solve the problem in that last mile demand creatively. How do I think I could get in? How do I think I could do that, as long as that demand is sustainable? Victor, when we talk about industrial real estate, like we are here as real estate investors, one of the things that we often think about is site selection. Tell us more about that through the industrial lens Victor Menasce 28:58 I think there's a couple things that matter. Number one, you can't pay too much for it. It's got to be at the right price. So you've got to be thinking about, you know, we always do what's called residual land value analysis and and that happens in residential, commercial, every single asset class, everyone works backwards from the answer to the question. So the answer is, here's how much profit I need to generate. Here's my capital cost. Here's, you know, you keep backing up and you say, well, now what's left over? That's what I can afford to pay for the land. So you always gotta be working backwards from the answer to the question. And this is no different. We do this in industrial as well. So you gotta make sure that that situation where the numbers work. Number two, you've gotta make sure that there is the right supply, demand dynamics. Got to make sure that the property itself is not contaminated. That can be a liability. If that was once a heavy industry site, then there could be contamination. You want to make sure that that's somebody else's problem, not yours, or if it is your problem, that you can mitigate it where the cost is bounded. So you got to. You know, look at all of these things together. And then, of course, there has to be good connectivity, good access to freeways, to major arterial roads, good access to rail. If you can get a Rails per on the property, even better. But even if you can't, as long as you have good access to major roads. You know, I always look at this through the lens of product design, where you're designing a product for a very specific customer. And so it's really, it starts with the end customers need in mind. And it's not a speculative process. It's really understanding who that customer is designing a product for them and making sure that you're delivering it at the right price. So it's always, always working backwards from the answer Keith Weinhold 29:43 nowwhen we think about site selection and geography of where we're putting this real estate cities are often located on a body of water, like a bay or a river, often runs through a city, but yet you think of industrial use. Land is not your priciest land, but yet you think of a city center as your priciest land. Oftentimes, where do you put the industrial real estate with regard to the city center? I usually think of it as far outside of that. But are there other trade offs or nuances there? Victor Menasce 31:11 it can be. You know, it's a question of whether you're doing a greenfield project or an infill project. If the land was previously zoned industrial and you're now just redeveloping it, that can make a lot of sense. If it is a greenfield project where you're looking to build new then, yeah, it's probably going to be in the outskirts, because that's where you're going to get the best land cost. And then, of course, you got to be thinking about what the end product is, and it what's it going to cost you to get it where it needs to be. Most of these projects are built slab on grade, which means that the surface has to be suitable for that sort of building. The land might be cheap, but if you've got to bring in half a million yards of gravel to get the site where it needs to be, it might not look cheap anymore, because you could import so much material. So you have to think of the cost of the land in a shovel ready context, because you can spend an awful lot of money moving dirt, moving gravel, things like that that will be necessary for an industrial project. So when we look at land for that product, we're always looking at it through the lens of, is it in a floodplain? Is it high enough ground? Is it drain? Well, all of those things that come into the cost of preparing the site to accept that kind of a building. Keith Weinhold 32:23 Now, when we think about what goes on in an industrial space in your mind's eye, you might think of an asphalt plant, or you might think of the noise in some rumbling concrete trucks. With regard to that, what are your thoughts about nimbyism? Do you see much, not in my backyardism among communities with industrial real estate. Victor Menasce 32:44 Oh, absolutely, without a doubt. And oftentimes that's one of the reasons why industrial land often gets pushed out away from those residential zones. So once you're outside the radius of people who can object, then there's no objection. So that's one way to solve it, and often a good way to solve it, by the way, but you also have to be mindful the fact that if there is potential contaminants coming off of that site, you don't want to be near a body of water that can carry it down into an aquifer and so on. So you've got to be thinking through containment issues. You've got to be thinking through noise propagation issues. There's been, in fact, a lot of issues with data centers, where the air handling and the the air conditioning systems right generate a lot of noise, and that noise often carries over very large distances. And you know, we're talking noise levels that would be very offensive to most homeowners. Some people have had to move because the noise levels have just been so continuous. Keith Weinhold 33:42 I like the way you put that Victor. It's sort of like, yes, industrial parks are built outside the radius of the loudest objectors. That's right where they're going to go. But that's really the way that it is sometimes when we think about more contemporary uses for how we use industrial real estate today. You touched on data centers, also Bitcoin miners, you know, these are some of the things that generate noise. So what are some of the considerations with those two? Victor Menasce 34:06 If you're looking at a data center, they consume a lot of power and they generate a lot of heat. The most efficient way to get rid of heat is with water. And that sounds a little bit strange, but you think about it this way, if you heat a molecule of water by one degree. I'm going to actually give you the textbook definition of a calorie. You take that water and you heat it by one degree, that'll consume one calorie of water. That's the definition of a calorie. And if you take it from the liquid state to the vapor state, just that phase change at 212 degrees Fahrenheit, or 100 degrees centigrade, that phase change is going to consume 500 calories. So you're getting rid of tremendous amount of heat by evaporating water, and that's why data centers consume so much water, is because they evaporate the water. That's the way they get rid of the heat. They evaporate it into the atmosphere. And that's how they get rid of the heat. It's the most efficient way to do it, but it consumes a lot of water resources. And then, of course, you've got to have the power to get into the data center, and a lot of places don't have the electric infrastructure to provide what's needed on a sustained basis. So you need not just good power, you need good power redundancy. So if there's a power failure here, you've got maybe redundant paths. So if one transmission line goes down, you've got alternate paths to keep the data center running. And you need the same thing also with communication, so multiple redundant fiber pathways in and out of the data center. So all of these things come into site selection. And then if you got all of that right, you got to overcome the neighborhood objections. Keith Weinhold 35:45 Yes, that's right. We're doing a little science here with Victor Menasce, experienced international developer, and Victor when we think about industrial real estate, and we're here on an investing show. You know, maybe an investor sees potential in data center real estate or something like that. So for the individual investor, what can they do? Can they do anything individually? Are there funds to invest in, to either avoid or be attracted, to tell us about how the investor can get in? Victor Menasce 36:15 We're not active in data centers. We're active more on the industrial side. I know the existence of data center funds. I know, for example, Kevin O'Leary, very famous Shark Tank, is a major investor in data centers. If you look him up, there might be some potentials there. Many of the major players in artificial intelligence, Oracle right now is taking on a boatload of debt to build data centers for open AI, so they're going to both build and operate those data centers. And I don't know where they're getting their capital, but they're getting a lot of it, or at least that's what's been announced publicly. Data centers require a lot of at least at that scale, require tremendous amount of infrastructure. We're talking hundreds of acres. We're not talking a small warehouse here that might be a million square feet. We're talking big, big acreage for those scale projects and for more localized projects. Yeah, there are smaller data centers, but they're not that economical to run. So it's usually the large ones that are the most cost efficient. Keith Weinhold 37:16 Well, two things Victor is there anything else about industrial real estate? Our listeners should know maybe something I did not think about asking you and then tell our audience how they can learn more about what you're doing. Victor Menasce 37:27 We see opportunity in particular. We think of it almost like a covered land play. We're very active in the industrial outdoor storage space where there is need for things to be stored outdoors. It might be landscaping companies that want to buy materials by the truckload. It might be car dealerships that have an excess of inventory. It might be boat and RV storage. There's many different uses for secured outdoor storage, and these are products that are designed very specifically for customers that have those needs. And as a covered land play, frankly, some of the best returns that are available in the marketplace. We've looked at a number of different things, and this is where we're placing majority of our energy right now as a development company is in that space, because we see it as an underserved segment of the market where there is not a lot of institutional money that's come into the play yet, so we're very active in that space. Keith Weinhold 38:22 And how can our audience learn more about what you're doing Victor Menasce 38:25 best is to reach out to us at y Street, capital com. Be happy to have if folks want to learn more about our projects. There's a place where they can sign up on the website to get more information. And love to have you as guests or as listeners to the real estate espresso podcast, and that's a daily show, seven days a week, so love to have you as a listener for that show as well. Keith Weinhold 38:46 And that's the letter Y, Y Street, capital.com,Victor Mesance, it's been enlightening as always. Thanks so much for coming back onto the show. Victor Menasce 38:55 Thank you so much. Keith Weinhold 39:02 Oh yeah, good stuff from Victor as always. Another thing that he, I and his wife did in Anchorage when he was here recently is visit, well, it was not an AI data center, but we went to a mint that sells gold bars, nuggets and bullion. I really just looked. It was fun to look with Victor and actually pick up and hold gold nuggets, something that you cannot do online. I didn't have any intent to buy anything with the run up in precious metals prices. I made my last purchase of those in the middle of last year. So a year and four months ago today, I hear about lots of people rushing to buy precious metals. Now, amidst this big price run up and the run up might still have a ways to go, but no, the time to buy was like a year and a half ago or more. It's not now getting caught up in the euphoria this sort of exhaltation where you're paying double the price. Keith Weinhold 40:03 next week here on the show, I've got more that I want to share with you on today's opportunity in new build rental property. How real estate pays five ways in a slow market, which is just fascinating. And I've got a GRE live event to tell you about next week as well, and more, lots of intriguing wealth building material here in future weeks, and then sometime after that, my own right hand assistant here at GRE is going to come out of the show and ask me some of your listener questions. It's the first time you'll hear her voice on the show. But more importantly, get my answers to your investing questions. If you'd like your question answered on a listener questions episode down the road, as always, you can write into us at get rich education.com/contact, that's get rich education.com/contact, until next week, I'm your HOST. Keith Weinhold, don't quit your Daydream. Unknown Speaker 41:02 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively, Keith Weinhold 41:30 The preceding program was brought to you by your home for wealth. Building, get richeducation.com
Gavin sits down with Jacob “Biz” Morris of Reach Records for a relaxed Q&A on building a dream mix room, the Texas move, and why six inches kept his last studio from coming along. We talk speaker picks, ceiling height, real budgets, the mirror trick for first reflections, Trinnov tuning, and why Atmos keeps popping up in studios and cars. Guest links:Website: https://www.reachrecords.com/Instagram: @jacobbizmorrisVideo By: More Than Media - https://www.morethan.media/Instagram: https://www.instagram.com/morethan.media/TikTok: https://www.tiktok.com/@morethan.mediaYouTube: https://www.youtube.com/@MoreThanMedia_The S.O.U.N.D. Project Podcast:Apple Podcasts: https://podcasts.apple.com/us/podcast/the-sound-project/id1680525959Spotify: https://open.spotify.com/show/6dkk1s642VFjZGsdYGyxBPGoogle: https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy9kZTBiZGNlOC9wb2RjYXN0L3JzcwFull episodes playlist: https://www.youtube.com/playlist?list=PLghfvh2wd7A9MnVKr44jtPEg0qcZ1esTFKeep up with us on our Socials:- YouTube: https://www.youtube.com/@haverstickdesigns- Instagram: https://www.instagram.com/haverstickdesigns/- Facebook: https://www.facebook.com/HaverstickDesigns- TikTok: https://www.tiktok.com/@haverstickdesigns- LinkedIn: https://www.linkedin.com/company/haverstick-designs/- Linktree: https://linktr.ee/haverstickdesigns- Website: https://www.haverstickdesigns.com/#TheSOUNDProject #HaverstickDesigns #BizMorris #ReachRecords #StudioDesign #Acoustics #Mixing #Trinnov #DolbyAtmos #HomeStudio #AudioEngineering #musicproduction Chapters:0:00 Welcome back to The SOUND Project0:28 Biz makes podcast history (three-time guest)1:06 The Atlanta studio that couldn't move to Texas2:00 How six inches changed everything2:45 Starting over in Texas3:20 Designing a new studio from scratch4:00 One finished song and lessons from the old room5:05 Why the new homeowner uses it as an office6:02 Speaker talk, what makes a mix room “right”7:25 The ceiling height sweet spot8:20 Gavin's ideal room dimensions9:10 The Flex 48 and acoustic treatment talk10:05 Budget realities of a pro studio11:10 What isolation really costs12:04 The mirror trick for first reflections13:20 Studio vibes vs technical perfection14:05 Mixing for Forrest Frank and life on tour15:15 Building “Mixd” and why it's growing fast16:25 Finding purpose through sound and family17:40 The future of Dolby Atmos18:50 Why spatial audio isn't going anywhere19:40 Wrapping up, faith, sound, and slowing down
Alec McElhhiny shares how he scaled from house hacking a duplex to developing high-profit flex spaces through LandPlay.com and creative land deals.In this episode of RealDealChat, Jack Hoss sits down with Alec McElhhiny, founder of LandPlay.com, to discuss how he went from an actuary crunching numbers to a real estate developer building niche flex space projects across Texas.Alec breaks down the math behind wealth-building through real estate, why flex space is booming, and how to find undervalued land that performs in any market. He also explains the “riches in the niches” principle and why picking one strategy and executing it better than anyone else is the fastest path to seven-figure success.Here's what you'll learn in this conversation:How Alec bought his first duplex with an FHA loan & scaled fastWhy flex space is outperforming multifamily in 2025The difference between industrial flex and retail flex propertiesWhy adding A/C or outdoor storage can add $2–3 per sq ft in rentHow to find land under market value (and flip or develop it safely)Building vertically integrated systems for higher marginsThe benefits of blue-collar tenants and long-term cash flowMarket trends in Austin, San Antonio, and the I-35 growth corridorHow to raise private capital without institutional partnersWhy doing the opposite of the headlines often creates the best returnsThe “do it now” rule that saves time and multiplies productivity
It's Fox Sports Radio's official fantasy football podcast! Dan Beyer and Mike Harmon open the show with their reactions to the Thursday Night Football matchup between the Chargers and Vikings... Is Ladd McConkey back? Is Oronde Gadsden already one of the best receiving tight ends in the league? Exactly how much will JJ McCarthy's return really help these Vikings? Then the guys move over to Mike's position rankings for the week, going through the top five RBs, WRs, and QBs. That leads into the hot plays and cold sores, along with some fantasy ninjas to potentially sneak into your lineup in a pinch. Plus, Ian gives his streaming defenses of the week while Dan shares his pointsapalooza and survivor picks! Hosts: Dan Beyer, Mike Harmon Producer: Ian Roddy #fsrweekends #jss #crshowSee omnystudio.com/listener for privacy information.
It's Fox Sports Radio's official fantasy football podcast! Dan Beyer and Mike Harmon open the show with their reactions to the Thursday Night Football matchup between the Chargers and Vikings... Is Ladd McConkey back? Is Oronde Gadsden already one of the best receiving tight ends in the league? Exactly how much will JJ McCarthy's return really help these Vikings? Then the guys move over to Mike's position rankings for the week, going through the top five RBs, WRs, and QBs. That leads into the hot plays and cold sores, along with some fantasy ninjas to potentially sneak into your lineup in a pinch. Plus, Ian gives his streaming defenses of the week while Dan shares his pointsapalooza and survivor picks! Hosts: Dan Beyer, Mike Harmon Producer: Ian Roddy #fsrweekends #jss #crshowSee omnystudio.com/listener for privacy information.
It's Fox Sports Radio's official fantasy football podcast! Dan Beyer and Mike Harmon open the show with their reactions to the Thursday Night Football matchup between the Chargers and Vikings... Is Ladd McConkey back? Is Oronde Gadsden already one of the best receiving tight ends in the league? Exactly how much will JJ McCarthy's return really help these Vikings? Then the guys move over to Mike's position rankings for the week, going through the top five RBs, WRs, and QBs. That leads into the hot plays and cold sores, along with some fantasy ninjas to potentially sneak into your lineup in a pinch. Plus, Ian gives his streaming defenses of the week while Dan shares his pointsapalooza and survivor picks! Hosts: Dan Beyer, Mike Harmon Producer: Ian Roddy #fsrweekends #jss #crshowSee omnystudio.com/listener for privacy information.
Spanish football expert Terry Gibson joins Flex and Sam Ellard to discuss Marcus Rashford's incredible start to life at Barcelona. The boys discuss why Rashford has had such a resurgence since leaving Man United and whether he should be considered one of the best players in Europe right now, ahead of El Classico this weekend!Photo Credit: Getty Images Hosted on Acast. See acast.com/privacy for more information.
In today's episode of iGaming Daily SBC Media Manager Charlie Horner is joined by Vyking CEO, Franz Gerhart as the duo discuss how the iGaming industry is changing, focusing less on just being fast and more on giving operators proper control and flexibility.Tune in to today's episode to find out:Why Vyking sees itself as a "challenger brand" and aims to stop platform providers from "locking in" their operator clients.The argument for why trying to make one platform template fit all brands across different countries is a flawed idea.Why operators need a "framework-first" platform to truly own their player experience and use custom data models (hyper-personalisation).Details on Vyking's three different solutions (Core, Edge, and Flex) designed to suit brands at various stages of growth and control needs.How the biggest problem Vyking aims to fix is giving operators full, real-time access to their player data.Host: Charlie HornerGuest: Franz GerhartProducer: Anaya McDonaldEditor: Anaya McDonaldiGaming Daily is also now on TikTok. Make sure to follow us at iGaming Daily Podcast (@igaming_daily_podcast) | TikTok for bite-size clips from your favourite podcast.Finally, remember to check out Optimove at https://hubs.la/Q02gLC5L0 or go to Optimove.com/sbc to get your first month free when buying the industry's leading customer-loyalty service.
We found out last week that when producer Tom was talking about onion rings, he was saying ‘ung-yin’ instead of ‘uh-nyn’, so naturally Chrissie and Jack had to call him out, but is it wrong to call people out on their mispronunciations of words or should we be letting them go along with their days? Plus, Miss Lune, Kate Reid drops by to tell us all exactly how we should be eating a croissant and what the next menu item from Lune we must order immediately is! (00:00) We're on the precipice of the weekend! (03:00) Say Gday, with your best OP Shop find? (08:35) Should you correct someone who mispronounces their words? (17:20) Chrissie's Flex or Flop? (20:45) Chrissie's Clickbait #1 (25:40) Chrissie's Quizzie (30:55) The woman behind the life changing Lune croissants, Kate Reid! (37:00) We're still on it, Alan says we can't call people out (42:20) Chrissie's Clickbait #2 See omnystudio.com/listener for privacy information.
It's Fox Sports Radio's official fantasy football podcast! Mike Harmon and Dan Beyer open the show with some final thoughts on Week 7 of the NFL season... How do we feel about these Monday night doubleheaders? They also discuss how the Patriots' early success under Vrabel affects other franchises and coaches going forward. Plus, looking ahead to Thursday Night Football between the Vikings and Chargers! Hosts: Dan Beyer, Mike Harmon Producer: Ian Roddy #fsrweekends #jssSee omnystudio.com/listener for privacy information.
Is America headed for war with Venezuela? On The Mark Thompson Show, we've been following the strikes against what the Trump Administration claims are "narco-boats" carrying drugs to the US and other countries. Though no proof has been offered in support of that, America continues to blast small boats off the coast of Venezuela to smithereens. So far, the US has blown up at least seven such boats, killing dozens of people. Trump is declaring an “armed conflict” with drug trafficking groups he has deemed international terrorists. He is also positioning dozens of warships, planes and thousands of U.S. troops in the Caribbean Sea. He admitted authorizing CIA covert operations in Venezuela. In addition, Trump is escalating tensions with Venezuelan President Nicolás Maduro, saying he was illegitimately elected and is leading a narcotics cartel. Trump says he is ready to go further than blowing up boats: “we're going to stop them by land." All of this is raising concerns that the US could be marching toward war with Venezuela. With Trump poised to send National Guard troops into Portland and Chicago and threatening to do so in San Francisco, we will look at the court decisions preventing him from making such moves, for now. Former federal prosecutor and now defense attorney David Katz will explain. Nathan Taylor from Election Truth Alliance will stop in to update us on his work to shine a light on data he claims indicates possible trouble with the results of the 2024 election of President Trump.
It's Fox Sports Radio's official fantasy football podcast! Mike Harmon and Dan Beyer open the show with some final thoughts on Week 7 of the NFL season... How do we feel about these Monday night doubleheaders? They also discuss how the Patriots' early success under Vrabel affects other franchises and coaches going forward. Plus, looking ahead to Thursday Night Football between the Vikings and Chargers! Hosts: Dan Beyer, Mike Harmon Producer: Ian Roddy #fsrweekends #jssSee omnystudio.com/listener for privacy information.
Featuring guest Brotha2daKnight.This week on the New Old Heads was a thorough one with five solid discussions. We talked about Tyler The Creator recently coming under fire for his edgelord ways from a decade plus ago, how Black Thought and Redman have navigated a long music career versus other legacy artists, if Kendrick's trajectory would have been different depending on TPAB, the new music act that is pushing for streaming to pay at minimum one penny per stream, and Timbaland's lame AI artist.Support the show
Part 2 of this Flex Band music series, with Colorado band director Nick Pierce, explores Grade 3-4 flex band music and strategies you can use to teach it to your students.To gain access to all show notes and audio files please Subscribe to the podcast and consider supporting the show on Patreon - using the button at the top of thegrowingbanddirector.comOur mission is to share practical advice and explore topics that will help every band director, no matter your experience level, as well as music education students who are working to join us in the coming years.Connect with us with comments or ideasFollow the show:Podcast website : Thegrowingbanddirector.comOn Youtube The Growing Band Director Facebook-The Growing Band Director Podcast GroupInstagram @thegrowingbanddirectorTik Tok @thegrowingbanddirectorIf you like what you hear please:Leave a Five Star Review and Share us with another band director!
Timestamps0:00 Intro0:15 Tier 11:05 Tier 23:13 Tier 310:22 Tier 415:19 Tier 518:14 Tier 6
This is the second episode of our 6th Annual ROCKTOBER! This year we do a music podcast, then a wrestling podcast about The Rock! It's time for a “special edition” of STS ! “Was It Really THAT Good?” E32, Episode, 995. Long time wrestling fans always talk fondly of the old days in professional wrestling, so Gene Jackson and Brian Tramel have joined forces to take a look at wrestling shows on YouTube. This month they take a deep dive into Memphis Wrestling's Flex Kavana in USWA, 1996 ! Check out our LINK OF ALL LINKS to watch the show and listen to our podcasts! https://linktr.ee/STSPOD Do you want these shows as soon as they are recorded? Join Patreon!! Subscribe now ! https://www.patreon.com/shootintheshiznit Vitality Chiropractic in Jonesboro and Newport, Arkansas, is a trusted haven for individuals seeking comprehensive chiropractic care. With a dedicated team of professionals, they prioritize spinal health and overall well-being. If you're looking for personalized and effective chiropractic services, reach out to them at (870) 523-2225 to experience their commitment to enhancing your health and vitality. Meal prep in Northeast Arkansas! 15% Off with our code STSPODCLUB at bare870.com. That's 15% off and use our code STSPODCLUB Go to bare870.com Trust Bare for your meal prep needs in Northeast Arkansas. Eat Better. Live Better. Paypal LINK ! https://py.pl/15aeX0 Link of all links: https://linktr.ee/STSPOD Search “Shooting The Shiznit” to LIKE the STSPOD FB page !! Sponsored by Spunklube is the perfect blend of water and silicone. It is an all purpose personal lubricant that can be used for any occasion. You will love the natural feeling and look of it. It is safe for sensitive skin. Go to spunklube DOT com and tell them shootin the shiznit sent you ! Follow them on Twitter @SpunkLube Have you used the UBER Eats app? If not, you can download it & get $7 off your first order by using this code: eats-briant24790ue Did you love this week's episode?? Was it worth a $1 ? $2? $100?? Donate to STS by using the Cash app and sending $$$$ to: $BTSTS In partnership with Championship Wrestling on CW30! Every Saturday at Noon on YouTube. Follow them on Twitter: @cw30wrestling Do you wanna be a pro wrestler ? Go to championshipwrestlingmemphis.com and apply for classes that start soon !! LIVE MEMPHIS WRESTLING: EVENTS: https://tinyurl.com/Upcoming-Live-Event
Stav, Abby & Matt Catch Up - hit105 Brisbane - Stav Davidson, Abby Coleman & Matty Acton
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Welcome to "The Fantasy Football Wingmen," your weekly podcast for all things fantasy football! Join us each week as we dive into strategies, player analysis, and the latest trends to help you spice up and dominate your league. Don't miss out-subscribe now and become a part of our community by joining our Patreon for exclusive content and perks. And remember, a Wingman exists to get you the win!
It's Fox Sports Radio's official fantasy football podcast! Dan Beyer and Mike Harmon open the show with their immediate thoughts and reactions following this week's Monday Night Football doubleheader! Has Jahmyr Gibbs finally claimed the Lions full lead back role, or should we expect to see Montgomery eat into more of his touches going forward? Is Jaxon Smith-Njigba a top-five receiver in football? Why won't Seattle give the ball to Ken Walker more? The guys then move into the rest of Week 7, going through their biggest team/player-specific, along with league-wide takeaways. Plus, Mike shares his top waiver wire adds of the week as several teams head into a bye. Hosts: Mike Harmon, Dan Beyer Producer: Ian Roddy #jss #fsrweekendsSee omnystudio.com/listener for privacy information.
It's Fox Sports Radio's official fantasy football podcast! Dan Beyer and Mike Harmon open the show with their immediate thoughts and reactions following this week's Monday Night Football doubleheader! Has Jahmyr Gibbs finally claimed the Lions full lead back role, or should we expect to see Montgomery eat into more of his touches going forward? Is Jaxon Smith-Njigba a top-five receiver in football? Why won't Seattle give the ball to Ken Walker more? The guys then move into the rest of Week 7, going through their biggest team/player-specific, along with league-wide takeaways. Plus, Mike shares his top waiver wire adds of the week as several teams head into a bye. Hosts: Mike Harmon, Dan Beyer Producer: Ian Roddy #jss #fsrweekendsSee omnystudio.com/listener for privacy information.
#122: On today's episode, Dr Jonathan Levine, prosthodontist, founder, and entrepreneur, jumps on the podcast to share his own personal story. How he got into dentistry, and the importance of dental hygiene. He also gets into the start of his practice, and his newest center Smile House Tribeca. Jonathan and Han get into:mindset practices for executing in businessteam sport mentality how the mouth impacts our physical & mental healththe simple ways we can create a health micro biome in our mouthhow to align and evolve with our purposethe importance of our communityhow to flex positivity cultivating a "can do" mindsetthe importance of giving back (starting the Glo Good Foundation)books to read if you're looking for self development and leadership inspirationmouth mapping at Smile House& MORECONNECT BELOW:follow Dr Jonathan herefollow JBL New York herefollow Smile House Tribeca herefollow GloGood Foundation hereCONNECT with HAN:follow Han herefollow HOW I SEE IT hereshop the podcast merch herework with Han: howhanseesit@gmail.com
We're back and talking hardcore. This week on the pod, we're diving deep into the year 2015 - a killer year for the core. You know what that means: Violent Reaction, The Flex, G.L.O.S.S., Protester, No Tolerance, Rixe, The Rival Mob, Terror, and more.Check the website for playlists, our links, and SMASH that Patreon button:185milessouth.comWe are on Substack (sometimes) writing about punk and hardcore:185milessouth.substack.comCheck out Zack's band, SUBVERSIVE INTENT: https://rebirthrecordsphl.bandcamp.com/album/subversive-intent-demoGet at me: 185milessouth@gmail.comIntro track: Concealed BladeOutro track: RixeSupport the show
AI Chat: ChatGPT & AI News, Artificial Intelligence, OpenAI, Machine Learning
In this episode of the AI Chat podcast, host Jaeden Schaefer speaks with Brijesh, CEO of Flex AI, about the innovative solutions Flex AI is bringing to the AI infrastructure space. Brijesh discusses the vision behind Flex AI, which aims to create a universal AI platform that optimizes costs and improves efficiency for users. The conversation covers the challenges faced in AI engineering, and predictions for the future of AI infrastructure, emphasizing the importance of reducing costs to make AI more accessible.Try Flex AI: Flex.aiChapters00:00 Introduction to Flex AI and Brijesh's Background02:54 The Vision Behind Flex AI05:43 Innovations in AI Training and Inference08:17 Evolution of Flex AI and Market Positioning14:07 Challenges in AI Infrastructure20:47 Future Predictions for AI and Industry Trends
In this episode of the Flex Diet Podcast, I dive into practical ways to boost muscle growth, enhance performance, and improve body composition — all within a flexible, health-focused framework.I also talk about my Physiologic Flexibility Certification, which is closing for enrollment soon, and unpack key concepts like Human Dynamic Range (HDR) and cross-adaptation. HDR is all about building a wider physiological range — the ability to handle more stress and recover faster — while cross-adaptation looks at how training one system (like heat or hypoxia) can improve others.Plus, I dig into new research and share actionable strategies you can use right now to strengthen your cardiovascular and respiratory systems.Sponsors:Physiologic Flexibility Certification Course open Monday, Oct. 13 to Monday, Oct. 20: https://miketnelsons.samcart.com/products/physflex/Instagram: https://www.instagram.com/drmiketnelson/Triphasic 2 book now available!Go to https://triphasic2.com/Episode Chapters:00:20 Important Announcement: Physiologic Flexibility Certification01:57 Key Concepts in Physiologic Flexibility02:14 Human Dynamic Range Explained06:01 Cross Adaptation: Heat and Hypoxia08:24 Research Studies and Findings20:33 Practical Applications and Protocols24:32 Conclusion and Certification Details28:21 Disclaimer and Final NotesGet In Touch with Dr Mike:Instagram: https://www.instagram.com/drmiketnelson/YouTube: https://www.youtube.com/channel/UCn1aTbQqHglfNrENPm0GTpgEmail: https://miketnelson.com/contact-us/
Colorado band director Nick Pierce joins Kyle to discuss and listen to flex band music that might work for your students at the grade 1-2 level.To gain access to all show notes and audio files please Subscribe to the podcast and consider supporting the show on Patreon - using the button at the top of thegrowingbanddirector.comOur mission is to share practical advice and explore topics that will help every band director, no matter your experience level, as well as music education students who are working to join us in the coming years.Connect with us with comments or ideasFollow the show:Podcast website : Thegrowingbanddirector.comOn Youtube The Growing Band Director Facebook-The Growing Band Director Podcast GroupInstagram @thegrowingbanddirectorTik Tok @thegrowingbanddirectorIf you like what you hear please:Leave a Five Star Review and Share us with another band director!
It's Fox Sports Radio's official fantasy football podcast! Dan Beyer and Mike Harmon open the show with their thoughts on the "Icy Hot Bowl" on Thursday Night Football... Are the Bengals back to being playoff contenders with Flacco under center? Then they move into Mike's position rankings for the week, going through the top five RBs, WRs and QBs. The guys also share this week's hot plays and cold sores, along with a few "fantasy ninjas" to potentially sneak into your lineup in a pinch. Plus, Ian Roddy gives his streaming defenses before Dan shares his survivor pick! Hosts: Mike Harmon, Dan Beyer Producer: Ian Roddy #fsrweekends #jss #douggottliebshowSee omnystudio.com/listener for privacy information.
For Week 7, should you go right back to frustrating players like Tony Pollard and Chase Brown? Or should you mix things up and try some newer options like Kimani Vidal or Tyjae Spears? Today, we'll weigh in on some of your more difficult start/sit flex decisions for Week 7. Plus we'll preview the Thursday night Steelers/Bengals game, make our picks for DraftKings DFS, play a great mixtape and read some snarky email! It's a fun one! Guests: Dave Kluge of FootballGuys.com and DFS Expert Jake Trowbridge. NOTES: Sponsor - www.ExpressVPN.com/harris code HARRIS for 4 extra months free to protect your laptop, tablet and phone *and* unlock streaming content Sponsor - www.Skims.com for men's (and women's) underwear that feels amazing when you're working out or going out Sponsor - www.HungryRoot.com/harris for 40% off your first delivery (and free veggies for life) of healthy groceries and recipes that fit your family's lifestyle Follow Dave Kluge - https://bsky.app/profile/davekluge.bsky.social Follow Jake Trowbridge - https://bsky.app/profile/jaketrowbridge.bsky.social Follow our show on Bluesky - https://bsky.app/profile/harrisfootball.com Follow on Twitter - @HarrisFootball Become a Person of the Book - https://www.amazon.com/Christopher-Harris/e/B007V3P4KK Watch the YouTube channel - www.youtube.com/harrisfootball Harris Football Yacht Club Dictionary - https://harrisfootball.github.io/dictionary.html Join the Harris Football Subreddit - www.reddit.com/r/HarrisFootball Subscribe To the Yacht Club Premium Podcast - https://harrisfootball.supportingcast.fm/ Play in our Week 7 DraftKings Contest - https://www.draftkings.com/draft/contest/183477017 Week 7 Player Ranks Discussed Today: Kimani Vidal Keenan Allen Tyjae Spears Jameson Williams Tre Tucker Jake's Week 7 DraftKings Lineup: QB - Dak Prescott - $6,500 RB - Quinshon Judkins - $6,000 RB - J.K. Dobbins - $5,600 WR - Justin Jefferson - $7,600 WR - George Pickens - $7,300 WR - Ladd McConkey - $6,000 TE - Mason Taylor - $3,400 FLEX - Rashee Rice - $5,600 DEF - Raiders - $2,000 Chris's Week 7 DraftKings Lineup: QB - Patrick Mahomes - $7,000 RB - Jacory Croskey-Merritt - $6,100 RB - Quinshon Judkins - $6,000 WR - Justin Jefferson - $7,600 WR - Courtland Sutton - $5,900 WR - Rashee Rice - $5,600 TE - Darren Waller - $4,200 FLEX - Keenan Allen - $5,500 DEF - Cardinals - $2,100 (h.m. - Jayden Daniels - $6,900; Dak Prescott - $6,500; Kimani Vidal - $5,500; Isiah Pacheco - $5,000; Jaylen Waddle - $6,300; Luther Burden - $4,900)
Footballguys The Audible - Fantasy Football Info for Serious Fans
Join Sigmund Bloom and Cecil Lammey as they break down part 2 of their matchups preview for week 7 of fantasy football! #fantasyfootball watch on YouTube -> https://youtu.be/H7bFKhQzYIs 00:00 - Giants v Broncos 03:12 - Colts v Chargers 06:26 - Commanders v Cowboys 09:42 - Packers v Cardinals 12:40 - Falcons v 49ers 17:20 - Buccaneers v Lions 21:08 - Texans v Seahawks 23:20 - WHAT THE HECK FLEX
If growth has come with a hidden bill—your time, your presence, your peace—this episode gives you a better plan. Today I'm joined by Justin Donald—Lifestyle Investor—long-time friend and FRD brother. What I love about Justin: he plays the game for freedom, not flex. Inside the episode: Cashflow First: A clear path to cover core bills with cash-producing assets so your calendar can breathe again. Every Dollar Works: Why mentors, masterminds, and pros are investments—when you demand ROI on knowledge, not just deals. Owner/Operator Reset: Use the “take a year off” thought experiment to surface missing systems, leadership, and SOPs. The Allocation Reality: How the wealthiest tilt toward low-risk, steady plays—and keep only a small slice for high-risk shots. Naval's Four Levers: Add people, capital, code, or media so your upside isn't limited to your hours. Teach Without Preaching: Spark money wisdom at home—so your kids inherit a mindset, not just assets. Listen now → Financial Freedom Beats Net Worth