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Welcome to Immersion, You Have Reached Strata 11The Crossroads (Gut Feelings)Prediction always involves a possibility about the future, with varying degrees of certainty. In contrast, guessing for humans is often more abstract and emotional, and can relate to the present. Artificial intelligence approaches guessing differently, relying on mathematics, probability, statistical evidence, and accumulated experience. While humans use these methods too, though less formally, they also rely on intuition. It's this fluid intuition that shapes a human's perception of their environment and guides their actions.An intuitive machine may provide useful insights in unexpected situations, but these insights are only valuable if acted upon. Proprioception, known as the "sixth sense," refers to the brain's awareness of the body's position in space. A "seventh sense" involves immune cells detecting microorganisms and communicating this information to the brain. Together, these senses likely contribute to the development of human "gut feelings."Flex was jumping around on the back seats screaming with delight. Renyke felt the thumping sensation in his chest gradually subside and breathed a sigh of relief.The *Robo-dog suddenly appeared and jumped onto the car roof barking excitedly.Out of the enclosure, there is a crossroads.Shabra looked at Renyke. 'What now Mr Renyke?The left turn goes back onto the street where the bank was.Shabra explains, 'It is dangerous, especially at night, because *crim-gangs take control of the streets.Flex agrees, 'It be safe enough if we wise up for danger my friends. Just the crim-gangs, but I know most.'The crim-gangs control the zones with violence and the offer of protection. They are empowered by groups of decommissioned droids under their control. Criminal humans at the helm have created an organised crime network. Anarchy prevails and there is no official system of state policing or philanthropic social care.'Dog eat dog is the only expectation on the streets of fortune here in the zones.' Flex continues. ‘But the *urchs do no harm, so they leave us be.''Who are the urchs?' asks Renyke.'Ah,' well there is a question Flex explains. 'We are the underclass, descendants of street urchins. And we are happy to be here. We cast no shadow and we know our place. Life is filled with beauty even here and we seek it out, celebrate it. We love and be loved, tis all we need.''Yeah,' interjects Shabra, 'a bit too much, all that singing and dancing and getting high. And the drumming, what is with all that drumming?' Asks Shabra.Renyke looks confused. *POS is still not around to explain things.'The drumming is how we talk,' laughs Flex. 'All men should know the beats of their nation. it would solve a lot of problems if everyone communicated better. 'Sides, when there is a party, you gotta invite the clan.'Shabra smiled, 'Well, Mr Renyke, best people like you n me stay well away from their *'shroom parties. I heard they last days and you can lose your mind for good at an urchs' party.'Flex was born in the zones. He has no other cultural experiences to call upon but he has developed excellent survival skills and is even respected by people outside of his tribe. In terms of hierarchy, Flex is more of a maverick operator preferring to avoid familial obligations or social ties. He is also something of a diplomat and his height and sense of humour have made him affable and connected over the years.There is a network of invisible tunnels under all the zones from the now unused underground trains.Some of the tunnels are better than others regarding safety and usability. Some of these areas are used as habitats. The territory and ownership of tunnel zones are fiercely fought over and protected.There is no downtime in the zones. Many businesses run all night so they keep their spot. Market traders sell their wares using shift workers and can pack their goods away quickly when there is trouble between gangs.What if we go right? Asked Renyke, now having second thoughts about his safety in the main street.'That's the savanna, explains Shabra. It is safer from the gangs but you might get eaten by wild animals. Those mutant pigs are bad news.''I saw one once, said Flex, 'Swear it had two heads and the biggest mouth I ever saw.''Or die from the noxious substances from old mines, 'said Shabra excitedly.'Or get bombarded by low-flying craft from the *contras trying to keep us out the greenbelt.' Replies Flex.‘OK, OK!' said Renyke, sighing and trying to process everything.There are caves where there is safety from the animals and there are connecting wet tunnels and lagoons but these have never been mapped correctly. Word of mouth is the only reference but survivors are few.There are tribes of people from the savanna who have made their homes there but are rarely seen. They are deemed reasonably placid as they have never caused any trouble elsewhere. They are rumoured to be shy, excellent hunters, highly superstitious and have been thought to possess witchlike powers.There is an urban myth that an old *Centre for Strategic Warfare lies beneath the savanna and that the tribes who live there, with access to hi-tech equipment, scramble satellite information allowing them to be hidden.The road ahead leads directly back to the *Midcast Projects from where Renyke originally came.Beyond the projects are the government departments, airports, factories and centres of information. Further still are the palaces and homes of the very wealthy. The *midcasts are medium to high-wage earner homes with schools and facilities for professionals and academics.The way that mainstream society is structured in the Midcast Projects is based on a capitalist idea of perfection: consistent intelligent innovation, a placid keen and able workforce, all the while protecting the ownership of the means of production for as few empowered individuals or corporations as possible.There is very little opportunity for upward social mobility or change. Hard work and study will create a good life for families but becoming wealthy or powerful requires access to the means of production. Governments and landowners are careful not to allow ordinary workers and lower professionals access to these avenues of power and control.The biggest means of production is the Artificial State (or *AS), an interactive media network that is linked to all citizens via implants, household multi-sensory pleasure networks, and domestic or commercial androidsThis network is tightly controlled by a group of related conglomerates, most of whom made their fortune by producing weapons and vaccines.Downtime for workers is spent in the *VR cafes where
Welcome to Immersion, you have reached Strata 9Lust and Loins (Limerence)Limerence is a uniquely human phenomenon that new lovers, potential lovers, and sometimes even strangers, may experience. Limerence is a state of mind (not solely romantic) that typically includes persistent, sometimes depressing thoughts, and a deep yearning for the object of one's affection. It can be easily confused with love. Often human beings can find themselves addicted to these obsessive feelings and can easily be overwhelmed by adoration for another human being. Limerence cannot be turned on and off like a machine. It can come from nowhere and disappear without logic. The experience of this sensory state is proven to be inspiring, connective, unifying, disruptive, and even excruciating, yet it continues to mark the human trajectory of existence through time and place.'Good *dundeal Mr. Renyke Man.' said Flex excitedly.''We leave at dark, mind,' said Shabra. 'Take some time for food and rest. You might need your strength. I will get food.' Renyke watched her take weapons from the vehicle, knives and a small crossbow.The group is in an enclosure flanked by half-deconstructed concrete walls. There are large metal containers lying around with shrubbery and foliage trying to make a stand against the manmade environment. Tumbleweed played in the soft wind searching for a home.Maybeline scurried around searching for food and sniffing the air. She could smell something sinister, the scent of danger, as Renyke studied her movements.Flex kicked some redundant ashes by an upturned metal water tank. 'I can make us a fire,' he said, taking a pocket full of old rusty lighters and tinder from one of his huge pockets. His brightly coloured patchwork overcoat seemed to store an abundance of useful things. There were small pieces of mechanical paraphernalia, vintage innards from antique items, little motors, motherboards and old PC parts. There were secret pockets and compartments for weapons and a waterproof lining held everything together.‘Do you take this stuff everywhere you go?' asked Renyke.‘Yes sir-ee, some days *man'dun gotta make *swapsie-trade. .And other days, well, there are enemies and they kill for the fun of it. Everything has a use in the Zones brother. You learn that quick here.Maybeline found a water flow from a pipe tucked in the grass and took a long drink.Renyke began to pace, 'Shabra is taking her time,' he said, standing near the opening of the enclosure.‘She'll come, she is huntin' tis all my friend. You got attached already?'Renyke stared at Flex and mumbled, ‘We need that ride.'Then he checked POS whose signal was intermittent.'.......What are the signs of being attracted to somebody?'POS took a moment to compile a response……..……Do you mean human responses?'……yes, yes, of course ‘humans', Renyke replied.'POS continued…..nervousness around the subject of the attraction,…..extended thoughts about the subject,…..obsessive thoughts beyond normal curiosity about the subject,…..insomnia due to obsessive considerations of the subject,…..anxiety over possible outcomes of imaginary scenarios involving the subject,…..a desire to touch the intimate parts of the subject,…..dreams about the subject,…..fantasy building scenarios between the human and the subject,…..being overly concerned about….‘Enough,' said Renyke, irritated with the voice in his head.Finally Shabra returned.She carried two dead rabbits in her belt and washed a wide glinting blade under the water that flowed from the broken pipe.‘This water's good. Your rat is a good scout for provisions. We can fill up the tanks and flask before we go.'The new acquaintances are relaxed and considering preparation for the short but dangerous car journey to the *Edge.Shabra checked the vehicle mechanics, the doors and metal buttresses worked in perfect synch and there were six exhausts. She filled the water kegs and put them in the boot.‘Where is the vehicle from?' Asked Renyke.‘I built it,' answered Shabra, 'from scratch. 'Well, I had several wrecks and put my beaut together.Me n her, we like lovers. She drives me crazy with her vibes.'Shabra looked at Renyke parting her lips into a wry smile. They were oily from the fat of the meal.She winked through long dark lashes.Renyke felt a thump in his heart, a deep penetrating surge of something enthralling.Suddenly there is a distant high-pitched sound, like a siren or swarm. It seems to be getting louder when Flex and Shabra grab Renyke, throwing him into the vehicle.Seconds later they were surrounded by a marauding mass of screaming children. Some were made of broken body parts with human faces, others were small walking babies with burnt skin. Some had extra limbs and even two heads. They were crying and screeching, banging toy drums and chanting verses.One of them seemed to be the leader and he leapt onto Shabra's bonnet. The noise was deafening. to be continued© 2025 Sarnia de la Mare
Welcome to Immersion, you have reached Strata 8 Shabra (Laws of Attraction)Sexual attraction for humans is dictated by a reflex to engage in intimacy with others. This phenomenon can be influenced by physical cues alone, the way a human looks, moves, speaks and so on.Romantic attraction may be described as deeper and yet may still be instantaneous, spurred on by feelings of wanting a relationship with another.These two desires may appear together in a deep power of attraction.The psychology of attraction is most peculiar to humans. It is not possible to create this phenomenon in machines whose methods of attraction use logical conditions to draw entities towards them. Predefined targets for machine attention avoid accidents, although machines are notorious for repeatedly targeting their attention on non compliant humans.Likewise, human attraction is usually nonreciprocal. A machine programmed to give a human all it needs will often reap better results. But when dealing with human desires, neither machine nor human can ever guarantee positive results.Jerome breaks an awkward silence, 'No *ishy, brother,' He stamped on another Scritter. 'Damn those nasty little *mudafinks!'Renyke exits the concrete compound with Flex running anxiously behind.The *robo-dog had waited patiently at the entrance and began wagging its tail and leaping around.Renyke spots some graffiti with the Redact logo near an underpass. Maybeline crawled out of his coat and nudged his cheek for food.'You sure you did the right thing brother?' asked Flex, who was now feeling agitated. His naive friend was likely to lead him into trouble. Perhaps it was time to take charge of the matter.'Wheels is speed, wheels is protection my friend. We gonna stand out like *fucksyfools on the streets. People gonna target us! Words spread fast.' Flex explained still half running to keep pace.'I can manage quite well,' said Renyke, 'You don't need to .......' Renyke trails off, distracted by a woman on the car roof.She glanced over at Renyke.'Oh well let's just go and ask her for her car then' said Flex.'Are you mocking me?'Renyke was genuinely unsure. He had always grappled with humour. Incongruous remarks always had to be analysed closely. A false analysis could be incompatible with overall provision of human satisfaction, which was paramount to his function in the world.Mabel had used the word *nuke about some of her friends.'I believe the woman to be nuke, explained Renyke, continuing with some confidence.She exhibits a powerful energy, enough to engage a compelling force as I look upon her.'Hahahahahaha.....' laughed Flex, that will make things worse, trust me, I have knowledge....'Follow me,' he tutted, reluctantly leading the way.The woman was sitting on the roof of the car smoking a pipe and making smoke rings.Renyke felt a momentary surge of something unknown deep inside him. Was it fear he wondered, Trepidation?Things were not computing.He checked POS for his health levels....Normal activity presenting. 99.9% battery remaining. Nothing unusual to report.But Renyke felt a strange fluttering feeling in his belly.The woman sitting on the car whistled. 'Hey!''Like the coat! Cool *toggies. You wanna *swapsie-trade?'The woman jumped off the car and lifted her fist for an air bump followed by an elbow bump, then a salute. Renyke tried to keep up but was cumbersome. He had seen these manoeuvres in old films on the *tellywebs but he had never actually performed them.*'Wappens?' asked the woman in a strong accent.' Renyke guessed what she meant and said,'I need transport, not far, just to Redact, do know that place?'The woman laughed.....'Man like you, looks way too soft for the *guanty-travel.'Renyke checks POS...'gaunty-travel'......colloquial, Zoners' slang roughly translates as a very dangerous journey..'But I can take to the second zone, five miles nearer, then you gotta make your own ways,' she continues.'What you go by?' she asks.Renyke looked confused.......'I'm Shabra. Lady of the Shadows, where I go no light follows, ya hear me soldier? I travel at night where there are no lights.''I'm Renyke,' he said, trying to decipher the poetry.You wanna swapsie-trade the coat, or you got me somtin sweeta? I take *nibs, *bits…….1000 *G-bits and you got me hired. But I like that coat too.''It's a good deal man, said Flex, 'good deal, five miles is five miles. We come too, me n the dog! I got no ties to this street.'Flex looks at Shabra who sighs, ‘Yeah, yeah, whoever, no *pipin' in my *vicular though.'Renyke knows that Flex could be useful, and the robodog too. It was obedient and would do as it was told.
It's Part 1 with the one and only Crystal Kung Minkoff for a glitzy, gloriously unfiltered episode! Real Housewives of Beverly Hills alum, Humble Brag podcast queen, and wife of The Lion King director Rob Minkoff, Crystal joins Pol' & Patrik to spill tea—unsweetened, over-iced, and stirred with Armenian coffee. With Snow White 90210 at the groomer (priorities, people), the boys dive into Crystal's Housewives origin story: a casual Mommy & Me moment with Teddi Mellencamp turned into a Zoom with 20 Bravo execs. In designer athleisure, she was crowned a new Housewife. Her reaction? “Uh…okay?” Even the Bravo head honcho was gagged. Crystal didn't chase fame—she married into it. With over 20 years alongside Rob, she had a lot to lose. Between raising kids and protecting her husband's Disney reputation, she wasn't about to get shredded by Lisa Rinna for sport. Even Rob's agent (who reps Brandi Glanville and Denise Richards) told her: “Don't do it!” But Bravo got her. Zoom filming turned into sipping with Kyle Richards, dodging Erika Jayne-level drama, and saying “hell no” to shady producer setups. As for the cast? Crystal's real ones were Garcelle Beauvais and Sutton Stracke—until the group chat imploded. (Looking at you, Random
The Daily Dog is your home for Underdog picks for Wednesday (6/18). Each day host Britton Hess gives you his favorite Underdog plays for MLB, tennis, UFC, NFL and more! Subscribe for your Daily Dog! Today's show features FREE Underdog Picks for Wednesday, June 18th, Major League Baseball, tennis, WNBA, and the NBA Finals.Chapters00:00 Introduction to Underdog Fantasy Picks01:57 Diving into MLB Picks and Strategies07:58 Exploring WNBA and Other Sports EntriesSHOW ENTRIESMLB #1James Wood Jr Higher 1.5 Total BasesAustin Riley Higher 1.5 Total Bases3xMLB #2Vladimir Guerrero Higher 7.5 Fantasy PointsGleyber Torres Higher 7.5 Fantasy Points3xMLB #3Jordan Westburg Higher 1.5 Total BasesJacob Wilson Higher 1.5 Total Bases3.12xMLB #4Will Smith Higher 1.5 Hits + Runs + RBIsJose Altuve Higher 1.5 Total Bases3xPITCHERS #1David Festa + Andrew Abbot Lower 0.5 1st Inning Runs AllowedSeth Lugo + Jack Leiter Lower 0.5 1st Inning Runs Allowed3xPITCHERS #2Jesus Luzardo + Cal Quantrill Higher 0.5 1st Inning Runs AllowedAntonio Senzatela + Michael Soroka Higher 0.5 1st Inning Runs Allowed2.87xNHL #1 (FROM YESTERDAY)Leon Draisaitl Higher 0.5 GoalsSam Bennett Higher 0.5 GoalsSam Reinhart Higher 0.5 Goals5.87x or 1.7x Flex - 11.74x StraightNHL #2Stuart Skinner Higher 3.5 Goals AgainstBrad Marchand Higher 2.5 Shots On Goal4.35xTENNIS #1Beatriz Haddad Maia Higher 0.5 Sets Lost (vs Kessler)Diana Shnaider Higher 21.5 Games Played (vs Vekic)2.04xTENNIS #2Elena Rybakina Higher 22.5 Games Played (vs Zheng)Taylor Fritz Lower 0.5 Sets Lost (vs Moutet)2.25xLOTTO #1Leon Draisaitl Higher 1.5 GoalsBrandon Lowe Higher 1.5 Runs Scored49.07xDONG SQUAD #1Jackson Holliday Higher 0.5 Home RunsEugenio Suarez Higher 0.5 Home RunsHunter Goodman Higher 0.5 Home Runs119.72x or 59.86x/9.54xDONG SQUAD #2Rafael Devers Higher 0.5 Home RunsLawrence Butler Higher 0.5 Home RunsTommy Edman Higher 0.5 Home Runs89.46x or 44.73x/8.56x FlexWNBA #1Caitlin Clark Higher 3.5 3 Pointers MadeSabrina Ionescu Higher 19.5 Points4.03xNew to Underdog Fantasy? Sign up with Promo Code "DAILYDOG" for a deposit match bonus worth up to $1000 when following this link https://tr.ee/UED8kLn9A- (This is the best deposit match bonus available on UNDERDOG!) Subscribe to The Daily Dog for daily Underdog picks for Wednesday (6/18) and every other day! Visit https://sg.pn/dailydog to find the podcast on your favorite provider! Follow Britton On Twitter: https://x.com/brittonhessMore SGPN Content Here: https://sportsgamblingpodcast.com Exclusive SGPN Bonuses And Linkshttp://linktr.ee/sportsgamblingpodcastFollow The Sports Gambling Podcast X/Twitter - https://x.com/GamblingPodcastInstagram - https://www.instagram.com/sportsgamblingpodcastTikTok - https://www.tiktok.com/@gamblingpodcastFacebook - http://www.facebook.com/sportsgamblingpodcastFollow The Sports Gambling Podcast HostsSean Green - http://www.twitter.com/seantgreenRyan Kramer - http://www.twitter.com/kramercentricGambling problem? Call 1-800-GAMBLER CO, DC, IL, IN, LA, MD, MS, NJ, OH, PA, TN, VA, WV, WY Call 877-8-HOPENY or text HOPENY (467369) (NY) Call 1-800-327-5050 (MA)21+ to wager. Please Gamble Responsibly. Call 1-800-NEXT-STEP (AZ), 1-800-522-4700 (KS, NV), 1-800 BETS-OFF (IA), 1-800-270-7117 for confidential help (MI)
Welcome to Immersion You have reached strata 3Flex and the Robo-Dog (Making Decisions)Decisions are the cusp between reality and possibility. Decisive actions create a continuously evolving universe for sentient beings where fate can immobilise actions and defeat progress. The decision-makers hold power over themselves, and, more often than not, over others.Androids programmed to learn can aid decision-making when dealing with complex data, intricate parameters, and variables that surpass human understanding.Often they excel at making accurate choices within their defined boundaries. However, an android will not excel in addressing intangibleaspects of human decision-making. Ethical dilemmas, moral considerations, and other human factors that significantly influence our lives and shape society are neither considered nor understood by a machine.Maybeline was sitting on Renyke's shoulder cleaning herself. Renyke collected bugs from the alley and analysed their chemical and biological structure.There was a bag next to where he had woken, a large backpack, beside a long leather coat. Renyke took some time to look in the bag attempting to remember how he had arrived in the alley. Nothing seemed familiar.'What are all these things?' he asked POS.These are standard-issue SAS munitions from the 21st century.....It occurred to Renyke that he could interrogate POS for more information.'Why am I here?Where have I come from?'There was a long pause before POS answered....I do not have access to that information. My software was set to launch when we arrived. There is no accessible historical data at my disposal...Catching himself in a window reflection Renyke put on the dark glasses he had found in the pocket of the coat.'We look pretty good Maybeline,' he remarked, surprised by his unfamiliar vanity.Mabeline nestled into Renyke's neck as they left the relative safety of the alley and entered the foreboding street.They were in the centre of a busy metropolis. There was a lot of activity with people shouting, bartering goods and moving quickly about the place. There were small groups of brightly dressed individuals congregating around stationary vehicles. Some were smoking pipes. Small hazy clouds hovered above them trapping the weak rays of the sun. The towering semi-derelict buildings created shadowy corners where small fires provided more light and warmth.The vehicles appeared to be a mix of old-fashioned motorised cabins from transportation systems and helicopters. There were some long-legged hybrids; electric solar-engine mashups that looked like menacing metal insects.Renyke's detectors showed the air comprised mostly of oxygen with low levels of other chemicals: chlorine, sulphur, silicone, fluorine polymers and plasticisers.'Hey, dude from the *Brightside, you want some *nibs?'A man hovered expectantly, somewhat close for comfort. He looked dishevelled but alert as he checked all directions avoiding eye contact with Renyke.Renyke checked POS for 'nibs'.......A drug used by nearly half the world's population that creates euphoria and doubles strength for a limited period. Overdose can cause temporary and permanent coma. Long-term effects; brain rot......'How much?' asked Renyke, whose algorithm was set to absorb all information about humans.'I can do you a deal' said the man, '50 *bits.... Or the Rat'.Renyke checked POS for *bits......Bits: street talk for gold, silver, uranium and other metal nuggets used in the black and grey economy without government authority....'I have no bits,' said Renyke.'Hahahahahaha'.........' see you in hell brother!' shouted the man as he danced away on long legs and a demeanour that seemed at odds with his situation.In the *midcasts, happiness came with security and expectation. digital and technological lives were formatted for predictability and reliability. The present and the future were reliable and predictable. Although Renyke was struggling to remember the details of his purpose here,, he knew very well that this place was different.A large flamboyant man in a fur coat whistled.'Hey girly, you want some dirty action? I'll take that rodent off your hands if you need some sexy time.'A warning comes from POS......Danger! Immediate! Ground Level!....A *robo-dog was barking loudly at Maybeline who was now snarling and making a shrieking noise.For a fraction of a second Renyke analysed all the variables and consequences of his next actions.The options were endless. POS had created a fleeting map of the most probable scenarios and outcomes that sprawled a multidimensional time map like a mathematical cobweb. Of course, Renyke, with his advanced artificial intelligence capabilities, was able to analyse in the tiniest fraction of time.He could immobilise the robo-dog, tame it and use it, sell it, break it up, separate its useful component parts, analyse its database for information, absorb its operating system, or, he could simply ignore it.Renyke began to ponder his skill set remembering that he was an excellent chess player. Single decisions about actions that he could make foresaw a million possibilities. Theoretically, this allowed for finely tuned activities and performance with very little or zero harm caused to his previous owners. Indeed, this forward-thinking ability had marked machines as superior in operation to humans who were narrow thinkers and only able to make selfish and immediate decisions based on emotional desires without reference to consequences.The robo-dog opened its mouth and bit Renyke's ankle.to be continued...© 2025 Sarnia de la Mare
Welcome to Immersion, you have reached Strata 4The Zoners (Meeting Strangers)There is an old saying, from when the world had stories made of paper, that you cannot judge a book by its cover. But sometimes, without metadata, the cover is all you have to show the secrets within. Humans understand that a person's demeanour and outward profile can reveal something of their intent. There is a sort of human telepathy that is not bourn of scientific facts. It is intrinsic, passed down through culture and evolution, a hidden and secretive code of social understanding.But how would an android make sense of the tiny signals that humans pick up on? The millions of minute evolving syntax and expressions that create conscious and subconscious feelings and hunches. These are essential to humans but less easy to create or mimic in even advanced computerised systems. How do these assumptions translate across time and cultures? How do machines function successfully within complex human scenarios. Strangers are unpredictable, dangerous, and likely to be in control.A deeper understanding of the unknown without evidence is the ability to immediately resonate with individuals without reason.. It would seem that the bigger the data the less the machines are able to explain these innate human idiosyncrasies. In the attempt to create a facsimile of a human, the machines move further away from the truth. Renyke kicked the *robo-dog and it went flying high up into the air. It fell to the ground with a metallic crash scattering its parts asunder and making mechanical screeching sounds that made people stare.There was a general momentary hush as everyone realised Renyke should be avoided.Maybeline climbed inside the leather coat to keep out of any ensuing danger.The robo-dog made several bleeping sounds and drew its broken metallic components back onto its magnetic mainframe. Finally, after a 30-second system reboot, it got up and shook its fake hair, once again assembling a near perfect dog. As Renyke walked on the dog remained at heel, obedient, quiet, and protective. They were now given room to move into the throng. No one made eye contact and as if by some telepathic communication, everyone shared a nervousness around the new stranger.The dodgy-looking man offering bits and nibs reappeared and was running at Renyke's side.'My name is Flex. You need anything, man, I got your back....for sure, for sure. I can do all sorts. I got *connects innit.I know these streets. I'm a good worker. Good mugger too, should you ever need one.'Got drugs, got tools, all sorts.... survived like a pro all my life on the mean streets…. People like you need people like me. No one knows the zones like us *urchs.'Renyke walked on ignoring his now irritating companion who was running, flanking left to right, talking, and panting all at once as he tried to keep up.A child approached. Renyke's scanners showed him to be a human boy, around seven years old.'Hey Mr. Nice Man from the *brightside, spare some *bits for a hungry blind child?'Renyke looked down and saw a large black hole where the boy's eye had been. The other eye was weepy and red. The boy's face was scarred from historic deep-cut wounds and he appeared to be missing an arm.Renyke had seen images of similar wounds from the *Russia-China wars. But they had ended many years before.'Give the boy something,' Renyke scowled at Flex.Flex, somewhat wary after seeing the incident with the dog, dug deep into a pocket and reluctantly gave the boy a *bit-piece.'Now *fucksyoff ya lil shit,' said Flex in a disgruntled manner.'You can't trust these beggars ya know.....they have owners and gangs,' Flex informed Renyke in a hushed all-knowing tone.The street was lined with ramshackle stalls and shops. They were noisy and crowded with the bustling activities of theatrical looking people. Some had animals on leads or on their shoulders. Monkeys and parrots, the like of which Renyke had never come across in his massive data bass.Most had tribal markings on their faces. Others wore decorated eyewear, styled spectacles, masks and headgear.The attire seemed so impractical to Renyke who had always worn the same clothes and had aspired to a streamlined functionality. But he was rather enjoying his new coat.A woman approached. She was dressed in bright colourful headgear and boots with huge feathers and sequins. She had some kind of cat on a lead.Renyke engaged POS focusing on the cloth.…*Pertriline: Brand name for a fabric made from plastics. Non-biodegradable. Colourfast. Banned in 2050. Problematic for any practical landfill solutions....Then he queried the face coverings....…It is thought likely that tribal face markings in the zones are used mostly to avoid face recognition from satellites and covert surveillance. Different factions, tribes and even ad hoc groups have adopted more uniform styles which signal gang and other connections. These signals change regularly to avoid detection and discovery. It is understood that the underground activities that connect tribes, gangs, and families, have adopted coded clothing and other paraphernalia. Information is unconfirmed….these are theoretical assumptions based on data stripped whenever possible from prisoners or members of subversive factions….The woman with the cat stops Renyke in his tracks. Her cat stares at him making eye contact and edging forward. Renyke also stops.'Hey, Mr. Come on man, you must need something? You want some *toggies? I swap the coat for a nice jacket I got me just yesterday.'Renyke shook his head with one eye on the cat who was looking restless.'You want some tits-n-ass maybe.....food? Man you look hungry in yo skinny moves.'Renyke side stepped the woman and continued walking, not really sure what she meant. The dialect was a strange mix of unknown words and rhythmic intonation, almost songlike.'A bank maybe, or a charge point?' Shouted the woman as Renyke moved on.He stopped suddenly and queried, 'There's a bank?''Of course,' said the woman, 'what you take us for, wild ignorant animals?' She laughed hysterically at her own joke, and Renyke smiled. The cat finally stopped staring.'Yes, I need a bank,' Said Renyke.'Come with me,' said the woman.to be continued...© Sarnia de la Mare
Welcome to Immersion, you have reached Strata 5The Tiger Queen (Memories)To function correctly, humans depend almost entirely upon memories. Memory is an integral part of human cognition. It allows individuals to recall and draw upon past events to frame their understanding of the present. Memory also gives individuals a paradigm through which they make sense of the future. Memories are tried and tested experiences where deep knowledge and understanding are fostered. The future becomes less of an unknown with an arsenal of information based on what we remember. Memory can also be evolutionary, cultural, and non specific, based on a collective experience of tragedy, persecution or success.A machine that remembers too little will not be able to do anything that requires connecting past experiences to new ones. Many droids are prone to catastrophic forgetting as well as over-learning, either leading to gross malfunction. Humans are able to pick and choose their memories for a better life. Even false memories have proven to be advantageous for human emotional balance.Renyke attempted a *face-recog on the woman but the makeup or tattoo caused a data malfunction. Flex, the one with probable knowledge about trusting her had disappeared amongst the crowd.After a lingering interlude for summing up danger, but with no logical conclusion, Renyke followed his guide with some trepidation. The woman was effervescent and attractive, seemingly unfamiliar attributes that Renyke was surprised to have noticed. Such exuberances were not encouraged in the Midcasts but Renyke was inexplicably drawn to her zeal and fervour as she moved through the streets like a tiger queen.Market traders were selling an array of live animals, electronic devices, even workers by the hour for a range of uses from labouring, singing and even sexual services.Renyke was feeling confused at the evidence before him. Things did not seem logical to his organised brain. The noise, the intensity, a million unrelated instances of life weaving through time and space. These were chaotic waveforms traveling horseback on a loud wind. It was making him giddy.'What's with the frown Mr?' The woman seemed empathetic.'I don't know, something familiar maybe, here, this street.''I would know if you had graced our streets before my friend.' The woman was staring intently into Renyke's eyes making him feel self conscious. You got stranger written all over that face, let me tell you.'The woman greeted traders and passersby. She was well known here although *POS was not able to ascertain much data.The woman is 20, human,, she has had a child said POS...They arrived at a unit with barricades and metal shutters. It was constructed from an old underground train carriage, probably from the twenty-first century.'Here we go,' said the woman'That's 50 *G-bits for getting you here Mr.''I have to get some money first,' said Renyke'What do I need, I have no ID?''You don't need ID here Mr. This is the *hiddens' zone, the Urchs got no ID. No ID, no problem. This is a very special bank just for people like you.''Well, how do I get money?' asked Renyke, now confused about accessing anything that may be stored in his POS and dubious about sharing his identity.'The woman laughed.'Ya gotta put sometin' up my friend.'Like my coat?' asked Renyke.'Na, not in the bank! Your software, course, or hardware, or files, whatever.....just plug in, give some data, get some g-bits innit. They take apps, software, POS.....Day to Day Data..... is their wayta..........hahahahaha.'The woman cackled then sighed, observing Renyke's discomfort.'I'll take you in OK, I know the banker.'Renyke pondered the likelihood of a successful solo effort and nodded in agreement.The woman bashed on the metal door and a hatch opened.'It's me, Queenie, got a client for ya big guy.'Dark peering eyes checked them up and down through a small rectangle.'Not the animals', said a loud booming voice after tentatively opening a heavily armoured door.Inside was well guarded by large-framed menacing characters. They were standard issue security droids, the like of older versions that had been discontinued and recalled then disassembled and officially disposed of. Security in the Midcasts was controlled by forcefields and lasers with little need for big ugly droids.Renyke was ushered into a small cubical with an array of plugs and wires.The woman gestured he should go in as she waited near the door under the watchful eye of the droid.POS was glitching.Everything in the cubical looked antiquated, probably from the early tech years.There was a chair and Renyke was motioned to sit down.He hesitated.'How does this work?' He asked a large droid.The droid seemed stupefied, slow and sluggish, as if he had been drained of power. He spoke slowly with slurred words. There were intermittent beeping noises and error warnings coming from inside his head.'Here is the current exchange rate,' said the droid, pointing to a monitor with flashing figures. 'As soon as you are plugged in, we see what you got and make an offer. Then we transfer. You get a voucher here.'He pointed to a small printing machine, 'then take it over there and get g-bits or s bits.'There were hundreds of wires and plugs seemingly for extracting and monitoring every device from the last couple of centuries. Anything from antique video machines to digital clocks, and hundreds of handset devises seemed to have a lead on offer.Renyke spotted the Mark 3 Droid Cable and shuddered.He checked his applications. Then all the add-ons. He checked for any temp files he could get rid of. Then he checked POS and asked if there was a clean-up they could run.System is currently set to factory install. Removing program files or data could be detrimental to smooth function....this action is not supported.....More searching......then finallyOne file foundUnknown originPossible memory file from last OSAppears surplus to current operational needs but I am unable to access file contentsThe big droid began clicking its fingers slowly and grimacing. His equally thug-like colleague approached and joined in.The woman, looking restless by the door, ushered Renyke to hurry upCan we operate without it? Renyke asked POS'There is a possibility, according to my calculations, of serious malfunctionThe droids moved closer and the clicking intensified.to be continued©2025 Sarnia de la Mare
Welcome to Immersion, you have reached Strata 7Jarome and the Scritters, (Trade and Barter) Humans have developed uniqueness from animals through a process of cognitive evolution. They are exceptional cultural learners and can read situations. These skills have enabled them to develop complex trading tools. They rely heavily on these skills to create abstract cerebral and linguistic representations when placing themselves in various situations.The cultural and socio-political environment in which humans have evolved has led them to acquire the cognitive skills, particularly mathematical, to support a sophisticated disposition along with a capacity for reciprocal cooperation. Humans understand conceptual ideas of property and exchange value. Humans are savvy, humans broker deals.Outside there was an optimistic sun and the people busied around the market unaware of any of the commotion that had occurred in the bank.*POS informed Renyke that he had lost negligible battery power and there was no damage to his mechanical structures.The *robot-dog and the cat had waited patiently outside the bank and now trotted diligently at their sides.Maybeline returned to Renyke's pocket for a nap.'You got my *bits?' asked the woman'For nearly getting us killed?' Asked Renyke contemplating the difference between, irony, sarcasm and humour. POS began to explain but Renyke shut her out. He really did not want to know at this juncture.'Listen Mr whoever you are, there's many a hiccup ahead. You are in the *zones now, you need to get used to the hiccups. 'Sides, I gotta feed my cat. She ain't no robot like that mutt.'The robo-dog gave a little yelp and lowered its head in shame.Queenie's cat moved closer to Renyke and sniffed the air for any scent of lunch.Renyke took something from the bag, the smallest nugget he could find, and handed it to Queenie. 'That is very generous of you,' she said, taking the payment and subtly raising an eyebrow with the tiniest of smiles. The payment was excessive and the cat would eat for a month. Renyke was none the wiser. Then Queenie was gone, running into the crowds as lithe as the cat behind her. A blue feather shimmied to the ground. For some reason Renyke was compelled to pick it up and put it in his pocket and Maybeline wrapped it around herself. Back on the main street Flex approached smiling and jaunty. Renyke was reassured to see him.'I need a vehicle Flex, something to get me to where I am going,' said Renyke.'Yes, yes, yes Mr. Leather Man, where you goin' is where I'm goin'. Let's find a veee-hicle. Jerome, he is the car man, he got cars, and bikes and *scoots..... and *copters, and airships so they say.''Take me to Jerome,' said Renyke.****Flex took Renyke into a disused concrete building as the robo-dog curled up and waited outside.There are the echoes of voices, activity and motor engines being revved from another part of the building. There is a smell of fuel and mumbled communications. Somewhere too there is music.Flex beckoned Renyke to Jerome's office, a ramshackle room filled with books. More books than Renyke had ever seen. Books were no longer used in most homes or schools and the paper shortages after the warmings had meant that they were no longer being produced commercially. Paper had become heavily taxed and there were also problems with scritters. Scritters were large crawling insects that had been genetically made in a laboratory by the Russian military. They were a fusion of a cockroach and a wasp but there wings had become lost in the process. *Scritters were highly protective and thus easily trained.They looked deformed with big insect heads and metal body parts. At birth scritters are born with a soft back. They seek protection from any material that offers a hard shell. Because of the huge landfill areas all around the world, the rubbish of hundred's of years had provided the perfect materials for protection. Plastics and metals were abundant. During the Russia China wars scritters had been used to carry tiny incendiary divides on their backs were not affected by the nerve gases. But after the wars, the scritters had bred like wildfire, devouring paper and trees and nesting in book spines where the glue offered a perfect cocoon for pupae. Whole libraries had been mutilated by them. They were a scourge on the planet and another reason so many houses were built on stilts in the *Midcast Projects as scritters were terrified of heights.The more paper they ate, the more they reproduced. Books and paper matter that had not been digitally copied had been devastated and lost forever.'A car you say?' asked Jerome. 'I got plenty, but the fuel....we got no fuel. We are working on some alternatives, but all prototypes so far. They cut off our fuel after the riots. And the food supplies. I have been missing Gummies, I loved those.'Renyke nodded as Jerome continued....'Transport is a big problem. You'll be better off walking, my friend, if you can get through the tunnels. But there are booby traps all around the perimeters here in the zones.'Renyke checks POS for details but the tunnels are unchartered. POS seemed to be struggling with connection and was operating intermittently.'I have a hybrid cart,' continued Jerome. 'It runs on solar but only for about 3 hours per full charge if you do under 40km. And if it is a cloudy day, an hour. I can let you take it for 3000 G-bits. It won't get off the ground without jet fuel but it can drive on flat ground well enough. It doesn't hold the road well, but if you are a good driver, it won't be an issue.' Renyke is unsure of his driving skills and POS was glitching again. This man was rambling on and Renyke needed facts urgently. It was hard to know what was important without POS.'Can you drive?' Renyke asked Flex.Flex laughed... 'Of course I can.'A scritter crawls across the floor and Jerome stamps on it. A black tar oozes from under his foot.Jerome sees Renyke might be changing his mind about the deal. 'I will take TELL You got some TELL?"POS gets a signal.........*TELL: abbreviation of Tellurium, found in copper ore. Used in mobile phones, especially older versions where it was added to other metals improving their strength and hardness and reducing corrosion. Rare due to demise of traditional copper mines. Renyke begins to feel confused about whether to get the vehicle and asks POS.I am not programmed to have opinions. I do not have access to data about the vehicle, it has no computerised system. The seller seems to be shield protected. But Redact is within easy walking distance for a Mark 3.Renyke looks at Flex and then at Jerome. A scritter is crawling up his boot and he throws it off with a kick. He feels a rising panic and a thumping in his chest which he does not recognise. Why was it so important that he not make a mistake? Why was he not able to understand the virtue or danger of the exchange? Finally, Renyke says, 'I will walk.'Jerome shrugged his shoulders and stamped on another scritter mumbling, 'time waster' under his breath.Flex, looking aghast, sighed.to be continued,© 2025 Sarnia de la Mare#jarome #scritters
The Daily Dog is your home for Underdog picks for Tuesday (6/17). Each day host Britton Hess gives you his favorite Underdog plays for MLB, tennis, UFC, NFL and more! Subscribe for your Daily Dog! Today's show features FREE Underdog Picks for Tuesday, June 17th, Major League Baseball, tennis, WNBA, and the NHL's Stanley Cup Final.Chapters00:00 Introduction to Underdog Fantasy and Sports Betting01:00 Exploring WNBA and PGA Betting Opportunities01:59 MLB Betting Insights and Player Picks06:01 Diving into NHL and Tennis Betting Strategies08:47 Home Run Predictions and WNBA HighlightsSHOW ENTRIESMLB #1James Wood Jr Higher 1.5 Total BasesAustin Riley Higher 1.5 Total Bases3xMLB #2Vladimir Guerrero Higher 7.5 Fantasy PointsGleyber Torres Higher 7.5 Fantasy Points3xMLB #3Jordan Westburg Higher 1.5 Total BasesJacob Wilson Higher 1.5 Total Bases3.12xMLB #4Will Smith Higher 1.5 Hits + Runs + RBIsJose Altuve Higher 1.5 Total Bases3xPITCHERS #1David Festa + Andrew Abbot Lower 0.5 1st Inning Runs AllowedSeth Lugo + Jack Leiter Lower 0.5 1st Inning Runs Allowed3xPITCHERS #2Jesus Luzardo + Cal Quantrill Higher 0.5 1st Inning Runs AllowedAntonio Senzatela + Michael Soroka Higher 0.5 1st Inning Runs Allowed2.87xNHL #1 (FROM YESTERDAY)Leon Draisaitl Higher 0.5 GoalsSam Bennett Higher 0.5 GoalsSam Reinhart Higher 0.5 Goals5.87x or 1.7x Flex - 11.74x StraightNHL #2Stuart Skinner Higher 3.5 Goals AgainstBrad Marchand Higher 2.5 Shots On Goal4.35xTENNIS #1Beatriz Haddad Maia Higher 0.5 Sets Lost (vs Kessler)Diana Shnaider Higher 21.5 Games Played (vs Vekic)2.04xTENNIS #2Elena Rybakina Higher 22.5 Games Played (vs Zheng)Taylor Fritz Lower 0.5 Sets Lost (vs Moutet)2.25xLOTTO #1Leon Draisaitl Higher 1.5 GoalsBrandon Lowe Higher 1.5 Runs Scored49.07xDONG SQUAD #1Jackson Holliday Higher 0.5 Home RunsEugenio Suarez Higher 0.5 Home RunsHunter Goodman Higher 0.5 Home Runs119.72x or 59.86x/9.54xDONG SQUAD #2Rafael Devers Higher 0.5 Home RunsLawrence Butler Higher 0.5 Home RunsTommy Edman Higher 0.5 Home Runs89.46x or 44.73x/8.56x FlexWNBA #1Caitlin Clark Higher 3.5 3 Pointers MadeSabrina Ionescu Higher 19.5 Points4.03xNew to Underdog Fantasy? Sign up with Promo Code "DAILYDOG" for a deposit match bonus worth up to $1000 when following this link https://tr.ee/UED8kLn9A- (This is the best deposit match bonus available on UNDERDOG!) Subscribe to The Daily Dog for daily Underdog picks for Monday (6/16) and every other day! Visit https://sg.pn/dailydog to find the podcast on your favorite provider! Follow Britton On Twitter: https://x.com/brittonhessMore SGPN Content Here: https://sportsgamblingpodcast.com Exclusive SGPN Bonuses And Linkshttp://linktr.ee/sportsgamblingpodcastFollow The Sports Gambling Podcast X/Twitter - https://x.com/GamblingPodcastInstagram - https://www.instagram.com/sportsgamblingpodcastTikTok - https://www.tiktok.com/@gamblingpodcastFacebook - http://www.facebook.com/sportsgamblingpodcastFollow The Sports Gambling Podcast HostsSean Green - http://www.twitter.com/seantgreenRyan Kramer - http://www.twitter.com/kramercentricGambling problem? Call 1-800-GAMBLER CO, DC, IL, IN, LA, MD, MS, NJ, OH, PA, TN, VA, WV, WY Call 877-8-HOPENY or text HOPENY (467369) (NY) Call 1-800-327-5050 (MA)21+ to wager. Please Gamble Responsibly. Call 1-800-NEXT-STEP (AZ), 1-800-522-4700 (KS, NV), 1-800 BETS-OFF (IA), 1-800-270-7117 for confidential help (MI)
It's FOX Sports Radio's official fantasy football podcast! On the most recent FOX Sports Sunday, Mike Harmon and Dan Beyer continue their divisional breakdowns for fantasy football ahead of the season... This week, they hone in on the NFC East and AFC West, taking a look at each team in both divisions from a fantasy point of view. #fsrweekends #jssSee omnystudio.com/listener for privacy information.
Why were there real signs of encouragement from Liam Delap in his debut performance for Chelsea? How has Luis Enrique completely changed the mentality of this PSG team? Was Bayern Munich's thrashing of Auckland City a good or bad thing for the competition? Gary, Alan and Micah are joined by Alex Aljoe to also discuss the feisty draw between Boca Juniors and Benfica, which saw three red cards in the end, and how Lionel Messi performed on the opening night. Every single match of the Club World Cup is available to watch live and for free on the DAZN app — no subscription required. For more Goalhanger Podcasts, head to www.goalhanger.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
Van and John discuss the newly-released SEC "vague" schedule for football, the new AU offensive line, Auburn's opponent in the ACC-SEC Challenge, this week's "best wins of the years," Guess-the-Game, and more! Be a part of the AU Wishbone Family by becoming a patron of the shows: https://www.patreon.com/vanallenplexico Contact the show via Twitter at @AUWishbone and via email: AUWishbone (at) Gmail dot com. Brought to you by White Rocket Entertainment. www.auwishbone.com www.plexico.net
It's FOX Sports Radio's official fantasy football podcast! On the most recent FOX Sports Sunday, Mike Harmon and Dan Beyer continue their divisional breakdowns for fantasy football ahead of the season... This week, they hone in on the NFC East and AFC West, taking a look at each team in both divisions from a fantasy point of view. #fsrweekends #jssSee omnystudio.com/listener for privacy information.
"The riches are in the niches" isn't just a catchy phrase – it's the cornerstone of successful real estate investing according to Alec McElhinny, founder and CEO of LandPlay. While most investors crowd into saturated multifamily markets, Alec has carved out extraordinary returns by focusing on two overlooked sectors: Flex Space and data center conversions.Flex Space developments serve blue-collar businesses like plumbers, HVAC technicians, and electrical contractors – recession-proof companies generating millions in revenue while needing minimal square footage. These smaller bay sizes (1,500-12,000 sq ft) command premium rental rates per square foot while offering tenants precisely what they need. The beauty of this model? Less competition, easier approvals, lower construction costs, and higher returns than traditional commercial real estate.Alec's current project exemplifies strategic positioning. Located in New Braunfels – the fastest-growing city in Texas within the fastest-growing county in America – his development sits along I-35 with visibility to 150,000 daily vehicles. This corridor will welcome approximately 1.5 million new residents over the next decade, creating unprecedented demand for commercial space that serves essential businesses.For investors seeking even higher returns, Alec discusses data center conversions – particularly office buildings that can access 20-30 megawatts of power and need minimal structural modifications. With AI development accelerating and major tech companies relocating to business-friendly states like Texas, these conversions can potentially double or triple investments within just a few years.What separates successful developers from the crowd? Alec credits rigorous due diligence: "Development due diligence is like solving a mystery – how come nobody's bought this yet and built what I want to build here?" Understanding water access, zoning restrictions, and lease-up potential often reveals why seemingly perfect properties remain undeveloped.Whether you're an accredited investor seeking higher returns or a developer looking for your next opportunity, this episode delivers actionable insights into tomorrow's most profitable real estate niches. -----Learn more about Alec's real estate projects at https://land-play.com/To learn more about Jonathan's recession resilient mobile home park real estate Fund & Flex Space Development investments for Accredited Investors: https://www.midwestparkcapital.com/To learn more about Jonathan's business growth consulting and fractional CMO services, and digital marketing for small businesses:https://www.revenueascend.com/consulting/The Family Office Club was founded in 2007 and has now become the world's largest association in the industry with over 7,500 registered ultra-wealthy investors-Richard C. Wilson is the partner of the Accredited Investor Podcast: https://familyoffices.com/To get your very own podcast guesting tour of 20, 40 or 60 episodes as a guest and become the celebrity thought leader in your industry: https://getpodcastbookings.com/Sign up to get on the list for the World's Most Exclusive Social Networking App: https://www.prestigesocialapp.com/To those looking to potential exit or sell their business or talk about potential business roll up partnerships:https://www.businesscashout.com/Join one of the fastest growing real estate groups on Facebook, which is our 27,400 Multifamily Investor Facebook Group: https://www.facebook.com/groups/451061265284414To learn more about mobile home investing, acquiring your first mobile home park: https://www.mobilehomewealthacademy.com https://linktr.ee/jonathantuttle
The Daily Dog is your home for Underdog picks for Monday (6/16). Each day host Britton Hess gives you his favorite Underdog plays for MLB, tennis, UFC, NFL and more! Subscribe for your Daily Dog! Today's show features FREE Underdog Picks for Monday, June 16th, Major League Baseball, tennis, NBA Finals, and the NHL's Stanley Cup Final.CHAPTERS00:00 Intro02:30 MLB Entries07:52 NBA Entries09:10 Long Shots + Home Run PicksSHOW ENTRIESMLB #1Brent Rooker Higher 1.5 Total BasesJosh Lowe Higher 0.5 Runs3.27x MLB #2Amed Rosario Higher 1.5 Total BasesNick Castellanos Higher 0.5 RBIs3.93xMLB #3Trea Turner Higher 0.5 RunsJose Altuve Higher 1.5 Total Bases3.27xMLB #4Freddie Freeman Higher 1.5 Hits + Runs + RBIsJacob Wilson Higher 1.5 Total Bases3.12xPITCHERS #1Mick Abel + Sandy Alcantara Higher 0.5 1st Inning Runs AllowedCarson Palmquist + Jake Irvin Higher 0.5 1st Inning Runs Allowed3xPITCHERS #2Zac Eflin + Ryan Pepiot Lower 0.5 1st Inning Runs AllowedJose Soriano + Clarke Schmidt Higher 0.5 1st Inning Runs Allowed3xNBA #1Bennedict Mathurin Higher 8.5 PointsAlex Caruso Higher 10.5 Points3xNBA #2Tyrese Halburton Higher 17.5 PointsIsaiah Hartenstein Higher 7.5 Rebounds3.36xTENNIS #1Stefanos Tsitsipas Lower 0.5 Sets Lost (vs Darderi)Paula Badosa Lower 0.5 Sets Lost (vs Lys)3xTENNIS #2Mirra Andreeva Higher 0.5 Sets Lost (vs Frech)Gael Monfils Higher 0.5 Sets Lost (vs McDonald)2.47xLOTTO #1Clarke Schmidt Higher 2.5 Earned Runs AllowedLucas Giolito Higher 3.5 Earned Runs AllowedMyles Turner 2.5 3-Pointers Made18.44x or 9.22x/2.52xDONG SQUAD #1Jonathan Aranda Higher 0.5 Home RunsBrent Rooker Higher 0.5 Home RunsRyan McMahon Higher 0.5 Home Runs89.86x or 44.93x/6.77xDONG SQUAD #2Cedric Mullins Higher 0.5 Home runsAaron Judge Higher 0.5 Home RunsKyle Schwarber Higher 0.5 Home Runs99.8x or 49.9x/7.95xNHL #1Leon Draisaitl Higher 0.5 GoalsSam Bennett Higher 0.5 GoalsSam Reinhart Higher 0.5 Goals5.71x or 1.7x Flex - 11.43x StraightNew to Underdog Fantasy? Sign up with Promo Code "DAILYDOG" for a deposit match bonus worth up to $1000 when following this link https://tr.ee/UED8kLn9A- (This is the best deposit match bonus available on UNDERDOG!) Subscribe to The Daily Dog for daily Underdog picks for Monday (6/16) and every other day! Visit https://sg.pn/dailydog to find the podcast on your favorite provider! Follow Britton On Twitter: https://x.com/brittonhessMore SGPN Content Here: https://sportsgamblingpodcast.com Exclusive SGPN Bonuses And Linkshttp://linktr.ee/sportsgamblingpodcastFollow The Sports Gambling Podcast X/Twitter - https://x.com/GamblingPodcastInstagram - https://www.instagram.com/sportsgamblingpodcastTikTok - https://www.tiktok.com/@gamblingpodcastFacebook - http://www.facebook.com/sportsgamblingpodcastFollow The Sports Gambling Podcast HostsSean Green - http://www.twitter.com/seantgreenRyan Kramer - http://www.twitter.com/kramercentricGambling problem? Call 1-800-GAMBLER CO, DC, IL, IN, LA, MD, MS, NJ, OH, PA, TN, VA, WV, WY Call 877-8-HOPENY or text HOPENY (467369) (NY) Call 1-800-327-5050 (MA)21+ to wager. Please Gamble Responsibly. Call 1-800-NEXT-STEP (AZ), 1-800-522-4700 (KS, NV), 1-800 BETS-OFF (IA), 1-800-270-7117 for confidential help (MI)
Welcome to Immersion, you have reached Strata 5The Tiger Queen (Memories)To function correctly, humans depend almost entirely upon memories. Memory is an integral part of human cognition. It allows individuals to recall and draw upon past events to frame their understanding of the present. Memory also gives individuals a paradigm through which they make sense of the future. Memories are tried and tested experiences where deep knowledge and understanding are fostered. The future becomes less of an unknown with an arsenal of information based on what we remember. Memory can also be evolutionary, cultural, and non specific, based on a collective experience of tragedy, persecution or success.A machine that remembers too little will not be able to do anything that requires connecting past experiences to new ones. Many droids are prone to catastrophic forgetting as well as over-learning, either leading to gross malfunction. Humans are able to pick and choose their memories for a better life. Even false memories have proven to be advantageous for human emotional balance.Renyke attempted a face-recog on the woman but the makeup or tattoo caused a data malfunction. Flex, the one with probable knowledge about trusting her had disappeared amongst the crowd.After a lingering interlude for summing up danger, but with no logical conclusion, Renyke followed his guide with some trepidation. The woman was effervescent and attractive, seemingly unfamiliar attributes that Renyke was surprised to have noticed. Such exuberances were not encouraged in the Midcasts but Renyke was inexplicably drawn to her zeal and fervour as she moved through the streets like a tiger queen.Market traders were selling an array of live animals, electronic devices, even workers by the hour for a range of uses from labouring, singing and even sexual services.Renyke was feeling confused at the evidence before him. Things did not seem logical to his organised brain. The noise, the intensity, a million unrelated instances of life weaving through time and space. These were chaotic waveforms traveling horseback on a loud wind. It was making him giddy.'What's with the frown Mr?' The woman seemed empathetic.'I don't know, something familiar maybe, here, this street.''I would know if you had graced our streets before my friend.' The woman was staring intently into Renyke's eyes making him feel self conscious. You got stranger written all over that face, let me tell you.'The woman greeted traders and passersby. She was well known here although POS was not able to ascertain much data.The woman is 20, human,, she has had a child said POS...They arrived at a unit with barricades and metal shutters. It was constructed from an old underground train carriage, probably from the twenty-first century.'Here we go,' said the woman'That's 50 *G-bits for getting you here Mr.''I have to get some money first,' said Renyke'What do I need, I have no ID?''You don't need ID here Mr. This is the *hiddens' zone, the Urchs got no ID. No ID, no problem. This is a very special bank just for people like you.''Well, how do I get money?' asked Renyke, now confused about accessing anything that may be stored in his POS and dubious about sharing his identity.'The woman laughed.'Ya gotta put sometin' up my friend.'Like my coat?' asked Renyke.'Na, not in the bank! Your software, course, or hardware, or files, whatever.....just plug in, give some data, get some g-bits innit. They take apps, software, POS.....Day to Day Data..... is their wayta..........hahahahaha.'The woman cackled then sighed, observing Renyke's discomfort.'I'll take you in OK, I know the banker.'Renyke pondered the likelihood of a successful solo effort and nodded in agreement.The woman bashed on the metal door and a hatch opened.'It's me, Queenie, got a client for ya big guy.'Dark peering eyes checked them up and down through a small rectangle.'Not the animals', said a loud booming voice after tentatively opening a heavily armoured door.Inside was well guarded by large-framed menacing characters. They were standard issue security droids, the like of older versions that had been discontinued and recalled then disassembled and officially disposed of. Security in the Midcasts was controlled by forcefields and lasers with little need for big ugly droids.Renyke was ushered into a small cubical with an array of plugs and wires.The woman gestured he should go in as she waited near the door under the watchful eye of the droid.POS was glitching.Everything in the cubical looked antiquated, probably from the early tech years.There was a chair and Renyke was motioned to sit down.He hesitated.'How does this work?' He asked a large droid.The droid seemed stupefied, slow and sluggish, as if he had been drained of power. He spoke slowly with slurred words. There were intermittent beeping noises and error warnings coming from inside his head.'Here is the current exchange rate,' said the droid, pointing to a monitor with flashing figures. 'As soon as you are plugged in, we see what you got and make an offer. Then we transfer. You get a voucher here.'He pointed to a small printing machine, 'then take it over there and get g-bits or s bits.'There were hundreds of wires and plugs seemingly for extracting and monitoring every device from the last couple of centuries. Anything from antique video machines to digital clocks, and hundreds of handset devises seemed to have a lead on offer.Renyke spotted the Mark 3 Droid Cable and shuddered.He checked his applications. Then all the add-ons. He checked for any temp files he could get rid of. Then he checked POS and asked if there was a clean-up they could run.System is currently set to factory install. Removing program files or data could be detrimental to smooth function....this action is not supported.....More searching......then finallyOne file foundUnknown originPossible memory file from last OSAppears surplus to current operational needs but I am unable to access file contentsThe big droid began clicking its fingers slowly and grimacing. His equally thug-like colleague approached and joined in.The woman, looking restless by the door, ushered Renyke to hurry upCan we operate without it? Renyke asked POS'There is a possibility, according to my calculations, of serious malfunctionThe droids moved closer and the clicking intensified.to be continued ©2025 Sarnia de la Mare
In This Weeks Weekend Round Up, Robbie, AGT, Flex & Matisse Discuss Gyokeres SNUBBING Man United | Mbeumo To Spurs | Arsenal Focusing Attention To Sesko! | Club World Cup Fixtures & More Learn more about your ad choices. Visit podcastchoices.com/adchoices
Send us a textThe NICEIC is warning the trade this week about the quality of neutral connections……one in three landlords face a fine of up to £30,000 for missing electrical certificates, says Direct Line……and an electrician appears in court over shoddy work in illegal contracts for Birmingham City Council…Welcome to Electrical News Weekly, whether you're listening in the van, on site, or down at the wholesale counter.======================Show NotesNICEIC Neutral Advisory
This week's Libra Bloom is giving: “I could've told you, but I wanted to show you.” We've got a couple—possibly freshly official or deepening their connection—where one person's sitting on a quiet flex. Whether it's money, vibes, or emotional depth, they have something that could really help the other…but offering it means revealing a truth they've been holding close. Not scandalous—just vulnerable.It's a classic Libra Venus dance: love, balance, and a little mystery.And let's be honest—sometimes the biggest green flag is a well-timed reveal.
The struggle for control of California's National Guard is playing out in the courts. Yesterday, a federal judge ruled the Trump administration illegally federalized California's National Guardsmen and women and ordered command returned to Governor Gavin Newsom by noon today. The Trump administration filed an appeal and the 9th U.S. Circuit Court temporarily blocked that order. Trump retains control of California's troops until at least Tuesday, June 17th, when the appeals court will hold a hearing on the matter. We are fortunate to have former federal prosecutor David Katz help us understand the courts decision with an eye toward how this may all play out. This Week in Politics brings journalist Michael Shure to the show to discuss the stories with the biggest impact. It's not all so serious though…add in Friday Fabulous Florida and The Culture Blaster Michael Snyder with reviews of offerings both streaming and in theaters and you've got a great weekend send off!
Sponsored by Antech. Head to dvm360 Flex and login or create a free CE account and claim your credit after listening to this episode. Lisa Ziemer, VMD, DACVR, Chief Medical Officer, Antech Imaging Services, obtained her bachelor's degree from Bryn Mawr College. She received her Doctor of Veterinary Medicine degree from the University of Pennsylvania in 1998. She went on to complete a residency in radiology, becoming board certified in 2003. After her residency, Ziemer spent one year as a postdoctoral fellow in oncology at the University of Pennsylvania. After spending several years in private radiology practice, she joined Antech Imaging Services, where she is currently the Chief Radiologist for AIS. White paper: “RapidRead: Global Deployment of State-of-the-art Radiology AI for a Large Veterinary Teleradiology Practice” https://view-su2.highspot.com/viewer/661987d121698f1724bec472 Other resources: RapidRead: https://www.antechdiagnostics.com/imaging-services/rapidread/ RapidRead Dental (available now): https://www.antechdiagnostics.com/imaging-services/rapidread-dental/ RapidRead findings list: https://www.antechdiagnostics.com/imaging-services/rapidread/rapidread-findings/
Send us a textHow bicycle retailers can start using AI - today!Support the show
Our guest on this week's episode is Brett Wood, Chair this year of the Industrial Truck Association (better known as the ITA). In his daytime job, Brett is the President and CEO of Toyota Material Handling North America. This past Tuesday, the material handling industry recognized the 12th annual National Forklift Safety Day. Sponsored by ITA, the highlight of the day was a series of presentations on safety held at the National Press Club in Washington DC. Wood speaks about the event held this week and the importance and impacts of safety programs.Carriers looking to fill driver positions need to act faster when they identify candidates and ensure that their hiring process is efficient, according to a new report from truck driving technology platform Tenstreet. They found that carriers in their network that responded to driver applications within five minutes see a 6.2% hiring rate, which is nearly double the platform average of 3.7%.—so that speaks to the need for fast action. The Massachusetts Institute of Technology (MIT) has launched a new program called the Initiative for New Manufacturing (INM). The goal is to help transform the nation's industrial base by advancing the future of “new manufacturing,” alongside ideas in workforce training, advanced technologies, and industry collaboration. The initiative includes a group of six founding industry consortium members, who are Amgen, Flex, GE Vernova, PTC, Sanofi, and Siemens. Supply Chain Xchange also offers a podcast series called Supply Chain in the Fast Lane. It is co-produced with the Council of Supply Chain Management Professionals. All episodes are available to stream now. Go to your favorite podcast platform to subscribe and to listen to past and future episodes. The podcast is also available at www.thescxchange.com.Articles and resources mentioned in this episode:Industrial Truck AssociationSpeed is critical when hiring truck driversMIT program on new manufacturing adds contract manufacturer FlexVisit Supply Chain XchangeListen to CSCMP and Supply Chain Xchange's Supply Chain in the Fast Lane podcastSend feedback about this podcast to podcast@agilebme.comPodcast is sponsored by: Storage SolutionsOther linksAbout DC VELOCITYSubscribe to DC VELOCITYSign up for our FREE newslettersAdvertise with DC VELOCITY
FULL SHOW #88: HAYLEY & MAX FLEX THEIR VOCAL CORDS IN A LULLABY SHOWDOWNSee omnystudio.com/listener for privacy information.
This week on aBlogtoWatch Weekly Rick is finally back from his Panerai adventures while David is the one we are missing. Rick, Ariel, and Ripley start the show by diving into a watch with a unique party trick, the Ball Engineer II Magneto S, and Ripley shows off what he is wearing with the exact opposite trick. Rick takes a look at Hublot's website in order to “Return to Antikythera”, they play “Guess the price of the Seiko”, and they share what they think the love interest storyline in the new F1 movie could be. (Hint: a man and his car..) As always Rick, Ripley, and Ariel also play everyone's favorite game, Hit, Miss, or Maybe with the Citizen Promaster Aqualand, the Ulysse Nardin Freak, and the Laurent Ferrier Sport Auto 79. Listen and join in on the conversation to hear an episode where third place feels like a win, (with a side of Mc Hammer and Muppet references), to witness an unveiling of the new unit of time, #KariTime, and so much more on this week's episode of aBlogtoWatch Weekly!
The World's #1 Personal Development Book Podcast! ————————————————————————————————In today's episode, we have the pleasure to interview Dr. Emily Anhalt, author of Flex Your Feelings: Train Your Brain to Develop the 7 Traits of Emotional Fitness.Dr. Emily is a clinical psychologist, executive coach, and cofounder of COA — the gym for mental health. Over the past two decades, she has worked with hundreds of leaders and high performers, conducted original research with top psychologists and entrepreneurs, and collaborated with companies like Google, Salesforce, and the NBA to promote emotional fitness at scale.In this episode, you'll learn why discomfort is the gateway to everything meaningful in life, how to build emotional fitness through seven powerful traits, and what it really looks like to “train your brain” for success in business, leadership, and relationships.We hope you enjoy this incredible conversation with Dr. Emily Anhalt.To Learn More about Dr. Emily and buy her book visit: The Book: https://a.co/d/gWQWNoGWebsite/Socials: https://www.dremilyanhalt.com/https://www.instagram.com/dremilyanhalt/https://x.com/dremilyanhalthttps://www.linkedin.com/in/dremilyanhalt/01:26 Elmo, emotional intelligence, and how the pandemic raised awareness of mental health 03:11 Discomfort as a necessary part of growth 07:04 Cultural attitudes toward mental fitness vs. physical fitness 12:36 Why co-founder conflicts are a leading cause of startup failure 14:43 Intergenerational trauma and healing 17:34 Emotional literacy in schools and society 19:46 The 7 traits of emotionally healthy individuals 22:13 Practical examples of emotional fitness habits 24:23 Using mindfulness to handle discomfort 27:10 Curiosity as a tool for self-reflection 27:52 Self-awareness and mindfulness for emotional regulation 29:33 Building resilience through experience and philosophy 32:28 Understanding and applying empathy 33:46 What effective communication involves 35:17 The role of playfulness in emotional well-being 36:37 Emotional growth through consistent practice 40:13 Using physical practices to develop emotional strengthJoin the world's largest non-fiction Book community!https://www.instagram.com/bookthinkers/The purpose of this podcast is to connect you, the listener, with new books, new mentors, and new resources that will help you achieve more and live better. Each and every episode will feature one of the world's top authors so that you know each and every time you tune-in, there is something valuable to learn. If you have any recommendations for guests, please DM them to us on Instagram. (www.instagram.com/bookthinkers)If you enjoyed this show, please consider leaving a review. It takes less than 60-seconds of your time, and really makes a difference when I am trying to land new guests. For more BookThinkers content, check out our Instagram or our website. Thank you for your time!
Kelly's personal trainer and world renowned fitness expert Anna Kaiser joins our LIVE episode to answer all of YOUR burning fitness questions! Kelly and Anna take your calls and answer questions about how to get a jumpstart on your summer body, how Kelly gets her sculpted arms, how to adapt your workout if you're taking GLP1s and menopause metabolism.
In this raw and revealing coaching session, Christine Hassler coaches Bridget, a woman navigating the painful territory of jealousy, comparison, and unmet desires. Bridget candidly opens up about her long-standing struggles with being single and childless—two areas that trigger deep feelings of not being “good enough” when she sees others with what she longs for. The coaching session explores not only the emotional roots of these feelings but also how deeply ingrained patterns from childhood can skew how we view ourselves in relation to others. Christine guides Bridget to understand that jealousy isn't a flaw—it's a signal. A signal that we may be projecting our own unlived qualities onto others, which can be used for self-discovery and healing when viewed with compassion. Through tools like “positive projection” and reparenting, Christine helps Bridget shift her lens from lack and comparison to abundance and self-trust. This episode is essential listening for anyone who finds themselves stuck in comparison loops, struggling with envy, or feeling left behind by life's timelines. If you've ever looked at someone else's life and thought, “They must know something I don't,” this one is for you. Consider/Ask Yourself: Do you often compare your life to others and feel like you're falling short? Do you feel left out or behind when it comes to relationships, family, or success? Is jealousy something you were taught—something modeled in your family of origin? Are you ready to reclaim your sense of self-worth and step into greater self-trust? Key Insights and A-HAs: Jealousy can serve as a tool for growth when reframed as a positive projection. Often, the qualities we admire in others are ones we haven't fully owned in ourselves. Chronic comparison stems from childhood imprints, often passed down from caregivers. Confidence in decision-making strengthens our relationship with ourselves and builds autonomy. You are not less than anyone else—there is no secret formula that others have and you don't. How to Get Over It & On With It: Practice positive projection: When you're jealous of someone, ask yourself, “What qualities am I seeing in them that I haven't yet recognized in myself?” Build self-trust by making confident, embodied choices—even small ones. Flex your decision-making muscle. Reframe comparison as separation. Instead, use it to connect with the qualities you desire to cultivate in yourself. Visualize removing the “comparison glasses” and choosing to see through the lens of truth, where your worth is not tied to others' outcomes. Work with a therapist or coach to reparent the younger parts of you that never got to fully develop autonomy or self-approval. Upcoming Events: Christine's Signature Women's Retreat Christine is still honoring the early bird discount for her upcoming Women's Retreat! This transformational experience is designed to help women heal the sister wound, release patterns of jealousy and competition, and experience deep, soul-level connection and support. You'll leave with greater confidence, clarity, and connection—with yourself and with other women. Visit christinehassler.com/retreat to register and learn more. Questions? Email jill@christinehassler.com Social Media + Resources: Christine Hassler — Take a Coaching Assessment Christine Hassler Podcasts Including Coaches Corne Christine on Facebook Expectation Hangover by Christine Hassler @ChristineHassler on Twitter @ChristineHassler on Instagram @SacredUnionCouples on Instagram Email: jill@christinehassler.com — For information on any of my services! Get on the waitlist to be coached on the show! Get on the list to be notified about the upcoming certification program for coaches!
Let's see how the fans do as we put them on the clock! We start off with some news and notes and then get the draft going (8:55). It's 12 teams, 1 QB, 2 RB, 2 WR, 1 TE, 1 Flex. See how different strategies played out and get a sense of when to prioritize each position. You don't want to wait too long at wide receiver and you don't want to wait too long to draft bench depth at running back. Fantasy Football Today is available for free on the Audacy app as well as Apple Podcasts, Spotify and wherever else you listen to podcasts Watch FFT on YouTube https://www.youtube.com/fantasyfootballtoday Shop our store: shop.cbssports.com/fantasy SUBSCRIBE to FFT Express on Apple: https://podcasts.apple.com/us/podcast/fantasy-football-today-express/id1528634304 Follow FFT Express on Spotify: https://open.spotify.com/show/6qyGWfETSBFaciPrtvoWCC?si=6529cbee20634da8 SUBSCRIBE to FFT Dynasty on Apple: https://podcasts.apple.com/us/podcast/fantasy-football-today-dynasty/id1696679179 FOLLOW FFT Dynasty on Spotify: https://open.spotify.com/show/2aHlmMJw1m8FareKybdNfG?si=8487e2f9611b4438&nd=1 SUBSCRIBE to FFT DFS on Apple: https://podcasts.apple.com/us/podcast/fantasy-football-today-dfs/id1579415837 FOLLOW FFT DFS on Spotify: https://open.spotify.com/show/5zU7pBvGK3KPhfb69Q1hNr?si=1c5030a3b1a64be2 Follow our FFT team on Twitter: @FFToday, @AdamAizer, @JameyEisenberg, @daverichard, @heathcummingssr Follow the brand new FFT TikTok account: https://www.tiktok.com/@fftoday Join our Facebook group https://www.facebook.com/groups/FantasyFootballToday/ Sign up for the FFT newsletter https://www.cbssports.com/newsletter You can listen to Fantasy Football Today on your smart speakers! Simply say "Alexa, play the latest episode of the Fan To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
On this week's throwback episode, DJ EFN, Manny Digital, and KGB sit down with M.C. Serch for a real one! From sharing a birthday with Manny to sharing the mic with legends, Serch brings stories that hit home. He kicks things off with a wild tale about his wife's water breaking on the way to his birthday lunch, leading to their son being born the very next day. Since then, Serch has kept his own birthday lowkey to keep the shine on his son. He opens up about becoming a young dad, deciding to get a vasectomy after baby number three, and always making sure his presence in his kids' lives was felt even while balancing a busy music career. But Serch doesn't stop at just fatherhood. He talks family dynamics, the value of marriage counseling, and how they handled the empty nest phase. He also shares what it was like teaming up with Johnny Marr from The Smiths and how his wife, a huge fan, was completely starstruck. What You'll Hear in This Episode: [00:01:10] Born Day Vibes [00:06:05] Fatherhood in Full Effect [00:16:45] Empty Nesting Shenanigans [00:28:25] Marriage Needs Maintenance Too [00:32:11] Young Dad, Big Pressure [00:43:00] Message to Dads Why Listen: This is parenting with the volume up. Unfiltered, honest, and straight from the culture. The Father Hoods break down the real-life wins and challenges of showing up as Dads dropping wisdom, jokes, and that one-of-a-kind vibe only they deliver. Learn more about your ad choices. Visit megaphone.fm/adchoices
Chia, hemp and flex seeds are often in the media these days as one of many 'superfoods' you can get to improve your health. But is there science behind the hype? Michelle digs into the facts around omega 3 and 6 fatty acids (and their ideal ratio), as well as fibre and other considerations. So grab your spoons and let's dig into the benefits of including some seeds in your diet.Want to get in touch? Get in touch at n4noobs@gmail.com or on Facebook at https://www.facebook.com/nutritionfornoobs. And don't forget to rate us on Apple Podcasts (or where ever you listen to us) and leave us a review - it really helps other listeners like you to find us. Thanks!
After more than a decade as an actor, the 31-year-old White Lotus star is finally having his day in the Hollywood sun. But acting isn't the only thing on his mind—lucrative investments and a growing protein bar company are keeping his plate plenty full. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This week on Mums on Cloud Nine, we're joined by Elizabeth Willetts, founder of Investing in Women and author of the brilliant new book Flex. If you're job hunting with flexibility in mind, this is an episode you don't want to miss. Elizabeth shares how a rainy night in a car park turned into a book deal with global publisher Wiley and how that unexpected twist helped her distill everything she knows about recruitment into a practical guide. We unpack what flexible work really means (spoiler: it's not just part-time) and how women can carve out careers that work for their real lives, whether you're a new mum, career switcher, or just tired of rigid hours. We also discuss: Why the traditional recruitment industry often ignores part-time roles and how that contributes to the gender pay gap The untapped potential of job shares and remote work When and how to ask for flexibility in the hiring process How to stand out when applying (hint: a personal cover letter still matters) Ways to use LinkedIn to get noticed, even if you haven't job-hunted in years Plus, hear personal stories from the Supermums team about navigating career changes, motherhood, burnout, and finding meaningful, flexible roles, sometimes against the odds. Whether you're returning to work after a break or just craving better balance, this episode offers insight, encouragement, and real-world tips to help you take the next step. Mums on Cloud Nine is your go-to destination for inspiring content that empowers women to build a life and career they love. Each week, we share expert advice, personal stories, and practical tips across a range of topics, from health and mindset to money and career growth. Visit www.mumsoncloudnine.co.uk and subscribe for weekly tips to elevate your mindset.
It's FOX Sports Radio's official fantasy football podcast! On the most recent FOX Sports Sunday, Mike Harmon and Dan Beyer begin their divisional breakdowns for fantasy football ahead of the season... This week, they hone in on the AFC East, taking a look at each team in the division from a fantasy point of view. #fsrweekends #jssSee omnystudio.com/listener for privacy information.
It's FOX Sports Radio's official fantasy football podcast! On the most recent FOX Sports Sunday, Mike Harmon and Dan Beyer begin their divisional breakdowns for fantasy football ahead of the season... This week, they hone in on the AFC East, taking a look at each team in the division from a fantasy point of view. #fsrweekends #jssSee omnystudio.com/listener for privacy information.
Send us a textOur Flex episode this week covers how to unlock extra revenue in your service department.Support the show
The rise of athleisure wear is a signal: fitness has become a luxury industry. Cat Zhang, culture writer at the Cut, joins host Krys Boyd to discuss how the pandemic propelled Americans into “performing” fitness, why it's become a symbol of the wealthy and privileged, and how we got so competitive in the first place. Her article is “We Are Thinking About Fitness All Wrong.” Learn about your ad choices: dovetail.prx.org/ad-choices
Y'all know there's no gatekeeping around here! Today, we're dishing about the new, undetectable era in cosmetic surgery with one of the go-to experts of our time, Dr. Catherine Chang. The board-certified, quadruple Ivy league-educated plastic surgeon is known for her attention to meticulous detail, hidden incisions and faster healing at her Prive Beverly Hills clinic. In this episode, we're getting all of her pro takes on the hallmarks of undetectable plastic surgery, what to ask for when undergoing blepharoplasty and why so many surgeons get it wrong. You'll learn about:The “Bijoux Lift,” Dr. Chang's signature mini-lift technique designed for people in their 20s (?!) and 30s, and why Dr. Chang doesn't promote thread lifts for premature signs of agingThinking about blepharoplasty? The advantages of going under the knife early for this popular surgery, according to the pro“Jellyroll Botox” – while North Americans are obliterating creases under the eyes, why the Korean market is embracing under eye contours with makeup, according to the proLasers, PRP and more – The non-surgical rejuvenation treatments that Dr. Chang uses herself to maintain a locked-in-time lookEverything to know about Dr. Chang's own line of skincare, NakedBeauty MD, that grew from cult-favourite hydrogel under eye patches (Carlene is a fan!) to her newly released growth factor eye serum Psssst - you're invited! Click here to RSVP for our live event with board-certified dermatologist, #skinfluencer and self-described skin nerd, Dr. Shereene Idriss coming up in Toronto on June 20! Get social with us and let us know what you think of the episode! Subscribe to our YouTube channel and find us on Instagram, Tiktok, Twitter. Join our private Facebook group. Or give us a call and leave us a voicemail at 1-844-227-0302. Sign up for our Substack here For any products or links mentioned in this episode, check out our website: https://breakingbeautypodcast.com/episode-recaps/ Related episodes like this: Is the “Plastic Surgery Lite” Trend As Breezy As it Seems? “Mini” Facelifts, “Liquid” Nose Jobs & More With Board-Certified Plastic Surgeon Dr. Rady RahbanThe Biggest Celeb Transformations: The $400,000 Facelift, Lie Detectors On Blast and Ozempic is Changing Everything with Dana Omari-Harrell AKA @IGFamousByDanaArielle Lorre Reveals The Holy Grail Products That Transformed Her Skin, Her Annual Tweakments Budget and Can Cosmetic Procedures Be Addictive? PROMO CODES: When you support our sponsors, you support the creation of Breaking Beauty Podcast! NutrafolThis summer, stop worrying about your hair and start making memories. For a limited time, Nutrafol is offering our listeners $10 off your first month's subscription and free shipping when you go to Nutrafol.com and enter the promo code BREAKING.BoulevardRight now, Boulevard is offering new customers 10% off your first year subscription when you go to join JOINBLVD.com/BEAUTY and book a demo.AryaThis is your chance – go to ARYA.FYI and use code BEAUTY for 15% off and find the best play style for your relationship today.Strivectin Discover the science behind great skin with Strivectin. Plump and smooth like a pro with the NEW Peptide Plump™ Collagen Cushion Cream from StriVectin. *Disclaimer: Unless otherwise stated, all products reviewed are gratis media samples submitted for editorial consideration.* Hosts: Carlene Higgins and Jill Dunn Theme song, used with permission: Cherry Bomb by Saya Produced by Dear Media Studio See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode, hosts Jordan Ealey and Leticia Ridley reflect on their very positive feelings for Obsidian Theatre and Crow's Theatre's production of FLEX, as well as Candrice Jones's gorgeous and nuanced depictions of Black girlhood and friendship.
SkillSharp The Podcast gives you insider access to information, trends, and insights to navigate building a successful career. Whether as a professional or creator, SkillSharp's team of veteran media industry recruiter deliver career-transforming insights through Game-changer Conversations, Entrepreneur Journeys, Career Stories, and Recruiter Secrets. In Part 1, SkillSharp's Mike, Todd, and Brian welcome Ulrick Edmonds, Financial Advisor, Northwestern Mutual, to discuss "The Best Flex For Creators Is Financial Literacy." In this video, Ulrick breaks down how taxes can be gamed to ensure creators are keeping the maximum amount of money they earn. Ulrick shares the insights and guidance needed to elevate creators' financial literacy. For all of the creators and other professionals, this is a must-watch!Whether climbing the corporate ladder or launching a business, get the competitive edge you need. Subscribe, like, and hit the notification bell to access new episodes and bonus content to start sharpening your professional brand today!#careergrowth #businessinsights #jobmarkettrends #leadershipdevelopment #careerstrategies #skillsharppodcast #careeradvice #professionaldevelopment #mediaindustry #creator #creator2creator #creatoreconomy #mediacareers #mediaproduction #creative #mediaexecutives #entertainmentbusiness #medianetworking #interviewing #entrepreneursjourney #businessgrowth #entrepreneurialmindset #businessdevelopment #foundersstories #growthSupport the showFor more sharp content, visit our YouTube Channel @skillsharpmedia - Like, subscribe, and set the notification bell to Stay Sharp!
SkillSharp The Podcast gives you insider access to information, trends, and insights to navigate building a successful career. Whether as a professional or creator, SkillSharp's team of veteran media industry recruiter deliver career-transforming insights through Game-changer Conversations, Entrepreneur Journeys, Career Stories, and Recruiter Secrets. In Part 2, SkillSharp's Mike, Todd, and Brian welcome Ulrick Edmonds, Financial Advisor, Northwestern Mutual, to discuss "The Best Flex For Creators Is Financial Literacy." In this video, Ulrick shares insights and little-known facts that help creators and professionals enhance their financial security today and in the future. Whether climbing the corporate ladder or launching a business, get the competitive edge you need. Subscribe, like, and hit the notification bell to access new episodes and bonus content to start sharpening your professional brand today!#careergrowth #businessinsights #jobmarkettrends #leadershipdevelopment #careerstrategies #skillsharppodcast #careeradvice #professionaldevelopment #mediaindustry #creator #creator2creator #creatoreconomy #mediacareers #mediaproduction #creative #mediaexecutives #entertainmentbusiness #medianetworking #interviewing #entrepreneursjourney #businessgrowth #entrepreneurialmindset #businessdevelopment #foundersstories #growthSupport the showFor more sharp content, visit our YouTube Channel @skillsharpmedia - Like, subscribe, and set the notification bell to Stay Sharp!
Welcome to the VOUS Church Podcast.In today's message, Pastor Rich continues our collection, Your God is Too Small, with God Flex reminding us, God doesn't flex to impress, but to show up.Join us June 19-21 for VOUSCon, three days to encounter Jesus, get equipped, and leave empowered. Don't miss it. Head to vouscon.com to learn more.
Prosecutors have opposed Sean "Diddy" Combs' latest $50 million bail request, citing concerns over potential witness tampering and obstruction of justice. They allege that Combs has attempted to influence witnesses and manipulate public opinion from jail, referencing recorded calls where he directed his family to contact potential victims and shape narratives through social media campaigns. Combs, who faces charges including sex trafficking and racketeering, has been denied bail twice before due to perceived risks of flight and danger to the community. A hearing for this renewed bail request is scheduled for November 22.In our second segment...In late October 2024, radio personality Funkmaster Flex publicly criticized former rapper and current Belizean politician Shyne Barrow over statements made in the trailer for Shyne's upcoming documentary, "The Honorable Shyne." In the trailer, Shyne alleges he was the "fall guy" for Sean "Diddy" Combs during the 1999 Manhattan nightclub shooting incident. Flex responded by calling Shyne a "stone-cold-faced liar," disputing Shyne's portrayal of events and accusing him of fabricating his narrative. Flex also referenced past altercations involving Shyne and questioned his credibility, asserting that Shyne's version of the nightclub incident was misleading.(commercial at 7:20)to contact me:bobbycapucci@protonmail.comsource:Sean 'Diddy' Combs is trying to obstruct justice from jail, prosecutors say - ABC NewsFunkmaster Flex Calls Shyne 'Stone Cold Liar' Over Diddy 'Scapegoat' ClaimsBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
Alex Zikakis is President of Capstone Advisors, which invests in retail and flex properties, mainly in Southern California, Phoenix, and Salt Lake City. Alex shares the evolution of Capstone over 28 years, from its initial opportunistic real estate investing to its current strategy of 'buy, fix, and keep'. He discusses the surprising similarities between retail and industrial flex properties and the company's efforts to revitalize underperforming assets. James Cook is the Director of Retail Research in the Americas for JLL. Subscribe: Apple Podcasts | Spotify Listen: WhereWeBuy.show Email: jamesd.cook@jll.com YouTube: http://everythingweknow.show/ Read more retail research here: http://www.us.jll.com/retail Theme music is Run in the Night by The Good Lawdz, under Creative Commons license.
NC S2 Ep32 TikTok @trashtalkpodcasts YOUTUBE: www.youtube.com/c/TrashTalkPodcasts Bonus Patreon.com/TrashTalkPodcast Traceycarnazzo.com Tracey Carnazzo @trixietuzzini Noelle Winters @noeygirl_ IG @TeenMomTrashTalk Twitter @TeenMomPodcast Get up to 10 FREE meals and a free high protein item for life at HelloFresh.com/trashtalk10fm
In this episode of The Michigan Basketball Insider, Sam Webb and Tim McCormick react to the no. 1 player in the transfer portal, former UAB forward Yaxel Lendeborg choosing Michigan over the NBA despite projections as a late first round draft pick. The conversation highlighted Linderborg's potential, emphasized Dusty May's successful recruiting strategy, Michigan's depth, and it's prime contention with Purdue for the Big Ten title, the Final Four, and much much more. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Kiera is joined by Mark Rasmussen, CEO of Moolah, to talk about the landscape of credit card fees and how to reduce them, membership discount plans, and other bonus features offered by the dental payment tech company. (Pssst, Mark was last on episode 866, It's Time to Modernize Payment Processing!) Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript Kiera Dent (00:00) Hello, Dental A Team listeners. This is Kiera. And today I am super jazzed because I have a guest here who's going to help us with cashflow leaks, modernizing your practice, figuring out those membership plans, all the things that you need and want. We're going to talk about some case studies. This is one of my absolute favorite guests, Mark Rasmussen, CEO, owner, founder, Moolah. How are you today, Mark? Welcome to the show. Mark Rasmussen (00:22) Hey, Kara, I'm doing fantastic. I'm doing awesome. So, so, so it's connected with you and your listeners and excited to get into all this juicy good stuff about revenue and payments and modernizing things. Let's do it. I love it. Kiera Dent (00:31) Yeah. Let's do it. So I have a slight crush on Moolah. Like truly you guys like just make credit card processing easy. And so what I want to start off, if you guys don't listen, Mark and I have done other podcasts in the past together. ⁓ But I don't know, Mark, what you guys say on your email subject lines, like on your little, what is it your signature, but I feel like it should be like your new favorite credit card processing company. Like that's what I feel like Moolah's tagline should be because I wanted to do a couple case studies with you since we last chatted. Mark Rasmussen (00:40) Hahaha Kiera Dent (01:05) ⁓ Mark knows, like, I do have a crush on Moolah. I try to get them to come and be our processor too. Mark Rasmussen (01:10) I need to like soundbite clip that, like I have a crush on Moolah just like everywhere in social. I love that. Kiera Dent (01:15) I do. do because I like companies that make things easy, but also are like the cheapest on the market and credit card fees are one of my biggest beefs. Like really truly I get annoyed when I look to see how much credit card fees are charging. And when you guys, ⁓ deadly team listeners, just so you know, I'm going to throw it out there. Like anybody who goes through our link literally saves 10 basis points. ⁓ on it, which is huge to get anywhere in the credit card industry. So you're getting below that 2.99. So you're getting 2.89 on cards not present and 2.39. And I hope that Mark, I'm allowed to say that because I'm just going to be bold and brazen. And if not, we'll cut that out. So don't stress about that. Mark Rasmussen (01:52) No, no, no, for sure. And not only that, it's like, that's not just a like teaser rate, like they look, your practices will get that preferred rate forever, right, which is awesome. And, and it's like you and I were talking a little bit earlier, too, of like, a bit of shock and awe of like, I and myself as well, I've been seeing like some statements from potential practices. And I'm like, ⁓ my God, I'm like, I'm seeing like, Kiera Dent (02:03) which is so big and you don't add extra heat. Mark Rasmussen (02:19) six, seven, eight percent, like net effective rates. I know you were saying you have been seeing even higher. It's crazy. Yeah, that's crazy. It's almost criminal. Kiera Dent (02:25) Mm-hmm. Yeah, so it does feel criminal because like here's the thing like you might get a cheaper rate somewhere else but when you look and dig into the details and this is where it feels annoying and obnoxious to me and doesn't happen right away it happens like when you've stopped looking at it you're like I've checked my credit card company for years they don't do anything and then all of a sudden it starts creeping up and being eerie and that's where I just get annoyed and that's why like I have a crush on Moolah because you guys don't do it and you guys stay consistent for it so I felt Mark and I, you didn't listen to our last podcast, we'll definitely link it in the show notes for you. But Mark, I felt we should kick today off with some case studies because I have some clients that I've recommended over to Moolah. And I think my favorite one is we were looking and I had a practice and our overhead was high. So like this practice, they don't love to like look at numbers. They have an amazing CPA. Like I will say we do look at numbers, but they're kind of like, yeah, carry it. We'll just like out produce our problems a little bit. And that's fine. Like anybody can have that. But I said, Hey, Mark Rasmussen (03:17) Alright. Kiera Dent (03:21) Your credit card fees are really high. think that they were honestly like 10%. And I'm like, is that really true? Like that just seems outlandish. And they said, well, Kiera, we're in a contract. Mark, do you want to throw up with contracts? Tell me about credit card contracts. Mark Rasmussen (03:33) Oh, I hate contracts. I hate contracts like really in anything in my life. I don't know. So yeah, but that's, it's just crazy. The industry for the longest time has like felt the need to like lock these business owners and not just Dennis, but business owners in like these typically it's like three year contracts. And then, you know, they'll have like termination fees. And so they take advantage of that. And like you were saying, I talked to so many practices are like, Oh, I'm paying X and you know, they were paying X the first month that they signed up. And then they didn't look at it, like you said, and then six months later, eight months later, the processor started like nudging it up, nudging it up, nudging it up. And to the point where when you look at what their rates are, you know, two years from when they signed up, it's like almost 180 degrees difference. So yeah, please you guys out there, please make sure you stay on your credit card processing. Look at those month end statements. Look at, you know, what is being nudged up because Kiera Dent (04:19) Yeah. Mark Rasmussen (04:28) You know, they'll just slip it in a little statement message. They're not forthcoming about it. I promise you they're not like, shooting you multiple emails or calling you and be like, hey, we're going to increase your rate. No, no, no, no, no. They're going to slip it under the table and hope that you never pay attention to it, which is really what happens because you guys are all busy. You guys are all doing amazing care on patients and you're not paying attention to that. That's the reality. Kiera Dent (04:49) And it's creepy to me because it's also done on things that don't make sense. Like I feel like reading a credit card statement with what they're charging is like reading very highly processed foods. And I'm like, I have no clue what 90 % of these words are. And I feel like it's the same thing when you come to a credit card statement. And so back to this practice, what we did, there's two case studies I wanted to bring to the table today that are my own personal clients that I've referred over to Moolah that I signed up with Moolah. So this practice, again, overhead, let's out produce our problems. Mark Rasmussen (05:00) That's a good comparison, I like that. Kiera Dent (05:18) And it was wild because the first month they switched to Moolah, their CPA sent a letter to all of us and said like, hey, what'd you do? Did you switch credit card companies? Your fees are so much lower. Like that fast first month drop down. So we went from about a 10 % fee on what they're producing and collecting to then dropping it down to this 2.89 to 2.39, depending upon if card was present or not, which is super awesome also because then you can get cards. Mark Rasmussen (05:28) guys. Kiera Dent (05:44) on auto renew, like on just processing internally and you don't have to, like you can have cards present or not present within the practice, which is so awesome. ⁓ But I was shocked like that fast. And then another practice that we brought to Moolah, they were locked in with another credit card company. And so I didn't know you couldn't do this, Mark. So this was like rookie mistake on me. Like I was, I'm scrappy and I thought, well, okay, fine. You guys are in a contract. So. just stop processing through that processor, switch everything over to Moolah. Well, you know this Mark and I was rookie so you know what happens. Do you know what happens with those companies? Mark Rasmussen (06:21) No, listen, I said that a lot too because technically, really, if the practice is in a contract, and I've said that before, you probably have these miscellaneous junk fees, these monthly minimums that are gonna hit maybe 20, $30 a month. But even if you're paying that minimum and you saved thousands over here, who cares? Pay that minimum, just write that contract out. What happened here in this scenario? Okay. Kiera Dent (06:44) That was exactly what I said too. So that's what, cause I was like, why not? I thought the exact same thing. I'm like, okay, if we're looking at, you're able to save 3%, 4 % like higher amounts and we're processing, even if you're processing a hundred thousand or 200,000, like that extra two, 3 % do the math. Like that's surely going to offset the cost. Well, what happened is we actually did that. So a client signed up with you guys. They did that. And we got a letter from the other processor saying, Mark Rasmussen (06:54) Yeah. Kiera Dent (07:11) that, we have a minimum and if we don't hit it, it was going to be substantial and to get out of contract, it was going to cost us a thousand dollars. So we literally said, fine, take the thousand dollars because we'd already saved that much through Moolah's savings to be able to like, we're just like, like it's a done deal. Like they were trying to threaten them with this thousand dollar fee, but we were like, that's so minimal to get us out of this contract based on how much we were saving. Now this practice was processing a decent chunk. Mark Rasmussen (07:32) Right. Right. Kiera Dent (07:38) But I think even if you're processing like 70,000, 80,000, that one, 2 % stacks up. Like it's insane how much we pay in credit card fees. So those are like the two that I wanted to bring to the, like I said, this is why I have a crush because I hate credit card fees so much. And that's going to lead into our next topic. But Mark, anything you want to add? Cause these were two cases that I've watched since we last met. Mark Rasmussen (07:45) yeah. I love that. Kiera Dent (08:00) ⁓ I'm constantly on the prowl for cheaper people. I love that you guys don't charge for the terminals. You have it set up the next day. There's no contracts. Like that's where I said, like it's your new favorite, like credit card processing. You don't increase the fees. You give our clients reduced rates. If you have multi locations, you guys also take care of those practices. Like it's amazing what you guys do. So that's my like pitch for Moolah, but if you want to add anything else. Mark Rasmussen (08:22) I love that. wanted to, because you just like rang a memory. So what you were referring to in that practice, right, where like, okay, you can't just skate by and just pay the minimum, right? Or they were gonna hit him with his fee. Well, another thing I'm gonna tell your listeners out there is, listen, if you don't go with Moolah, great, do your homework. But one thing to look out that I've seen in contracts, which is crazy, is that sometimes you'll see a contract, all right, if you cancel early, it's like a 350 termination fee. Okay, fine. but I've seen others out there where the processor says they try to enforce liquidated damages. So the processor will say, oh, we've been making, you're in a three year contract, on average we're making like, whatever, $500 a month on your processing. If you leave us now, it's not early termination fee, we're gonna calculate that $500 for the remaining 16, 17 months and they hit you with this liquidated damages thing, crazy. So just be on the lookout for that. If you're doing anywhere that's a contract, Kiera Dent (08:57) No. Mark Rasmussen (09:20) Look out for liquidated damages, that's no bueno, but better yet, find somebody that's just not gonna put you in a contract. Much easier. Kiera Dent (09:26) Yeah. And also like, okay, Mark, help me understand. And maybe you don't know because you guys don't do this and that's okay. But to me, it feels really funny that I signed a contract with them and there's got to be something in the fine print because I'm like, how did they go from what they told me to being able to add all these extra surcharges later on and increase it when we're in a contract? Mark Rasmussen (09:43) for sure it's in the fine print. yeah. It says that any, it basically says that any time at our discretion with 30 days notice, we can make an adjustment to any of your pre-schedule. And so they'll just do that. And then they'll just put a little message, you know, really small font in whatever kind of notification. And you know, in their minds, right? All right, well, we checked off the box. It's super shady. It sucks, but it's, you know, it's out there. Yeah. Kiera Dent (10:05) Yeah, it is what it is. And I would say they'll like look at it because two clients that were in contract, we were able to send over every person that I've sent to you guys have just loved who you are, that it's easy, that it's fast, that it's the cheapest processing. And there's a few other features that I think we should talk about. I feel like I'm on like a Moolah sales pitch right now. Like I'm truly not. I just get giddy. Like if you guys hear me talk about Swell, Mark Rasmussen (10:27) Ha Kiera Dent (10:30) was Zeke and Google reviews. I have a crush on Swell. They just do Google reviews better than anyone else. And right now, Moolah for sure, you guys are taking the cake on being able to do credit card processing better than any other company that I've come across, which I think is amazing. And so something else that I think is ratcheting fees on practices when we're looking for some of these cashflow leaks is on membership plans. Now, I'm a huge proponent of membership plans. I also think with the economy, with where insurance is reimbursing, ⁓ people are starting to look at like should we be going out of network? And my big proposal is, hey, yeah, of course, if you want to do that rock on, membership plans really can help with that. But ⁓ there are some membership companies that actually charge pretty outlandish fees. I never wanted to pay for that. I was scrappy in a practice. So what I did is I just charged the patient an annual fee. Well, that was like eight years ago that I was charging an annual fee. And I think you look at today's world, no one wants an annual fee anymore. They just want like a monthly fee and they want it to be low. Mark Rasmussen (11:02) for Right. Right. Kiera Dent (11:28) But managing that is nonsense on my own paying for it. And Moolah, like I've heard through the grapevine, you guys are doing something with membership fees. Can we talk about the membership plans? Talk about how you guys do this. Is it easier? Is it something we can do? Because I think membership plans have to come into play with the insurance situation that offices are in. And also possibly a cash leak if you're paying for heavy management fees on your membership plans. Mark Rasmussen (11:37) Yeah, yeah, absolutely. Yeah. So listen, membership discount plans. I've since I've been, I've only been in the industry, you know, dental industry for about four years now. And every year I feel like it's getting traction. More practices are asking about us. I have practices that are doing demos with us and they're like, Hey, I'm doing this demo is driving it because I heard you guys do, you know, membership, discount plan management. And so yes, the answer is we do. ⁓ And as you were looking to, there's a lot of great vendors in this space that just do that, right? And I'm not going to name any names, but there's a lot of great vendors, but they're not inexpensive. Like, you know, there's some decent SAS fees and then you pay per patient enrollment. ⁓ And so when it's, you know, when you look at the net net and you're like, okay, is this really making sense? So what's nice is that we have complete membership discount plan management built into the platform. You can create all your plans. ⁓ You can easily onboard the patient into the system. Kiera Dent (12:21) Mm-hmm. Yeah. Mark Rasmussen (12:48) whether the patient wants to go monthly or annual, like you said, you were doing annual and a lot of the practices that I run into have historically been doing it annually, right? Because to think about billing it on a monthly basis has you like pulling your hair out. But the reality is that the patients and the consumers in the world that we live in, ⁓ everybody looks at whatever they're gonna bring into their life, whether it's a Netflix subscription or it's a car payment or it's anything else, everybody kind of looks at at a monthly basis. Kiera Dent (13:02) Too hard. Mark Rasmussen (13:17) And so that is what you want to be delivering. And so with the Moolah platform, you can absolutely manage an in-house membership discount plan and offer both annual and monthly options and truly set it and forget it. Not have to think about it. The system's going to run. The system's going to automatically post that payment into the ledger. In open dental, we even go a step further where when you enroll the patient into the membership, not only are we handling the billing element of it, But we're also going into the PMS and we're associating that patient to that membership discount plan and keeping track. You know, that's what's really doing all the heavy lifting of keeping track of whatever the one free cleaning of the 10 % off services. And we keep that in lockstep. So if there was like a billing issue, we automatically disassociate the patient from the plan to really just kind of make it pain free. you know, membership discount plans are phenomenal. It's a win win for patients and practice. First of all, it brings some really great reoccurring Kiera Dent (13:51) Mm-hmm. Mm-hmm. Mark Rasmussen (14:14) like trackable revenue into the practice, right? Number two, it's bringing patients like butts in seats ⁓ as well. ⁓ Because the patient looks like, I'm paying $40 a month. I should use it. I should be in there. ⁓ And it's bringing value to the patient. So it's literally just a win-win all around. I really love that for, you know, when you're looking at out of network patients ⁓ and the absolutely, you know, the platform has it built in. So you guys, please, if you're looking at discount plans, memberships, I encourage you to look at some of the other great vendors out there and then come take a look at us last and see like the value that you get that's included. Kiera Dent (14:49) That's awesome. Yeah. And again, like there are so many great people out there that are doing it. I just feel, ⁓ when I heard that you guys were doing membership plans, I was like, well, it kind of makes sense because you're already processing credit cards. Like you're already doing the processing. So now something else that is doing a processing is in my processor, into my software, which I just, that was so incredibly clever. And, ⁓ like again, I had another client who, who scoped you against other companies and they were like, gosh, like there's no fees. Mark Rasmussen (15:03) Great. Kiera Dent (15:17) compared to other companies with moolah. So that was something I was really excited about. I'm big on just, it's like my insurance. I've been with State Farm forever. And Jason and I giggled, we're like, we need to go and actually like assess and make sure that we're truly getting the best plans. And so I just think like it's good to periodically go and assess and make sure our credit card fees, what they were when we set up. our membership plans making sense? Is it time to look to possibly renegotiate some certain things? And again, I'm not here to propose one company over another. Like Mark said, do your homework, figure out what's best because there's so many great companies out there. I just really love when it's simple and easy. And that's something I love about you guys, Mark, you guys have the fact that we can send patient statements and like have payments online and they can pay it all times of the day. Like just that alone boosts offices, collections with Moulin. So Mark, I want to go into a dicey topic with you though. because this one's hot. We had it in our in-person ⁓ doctor and leadership mastermind when we were in Arizona and I loved it. It was like a hot, hot topic and heads up like this might be awkward for you. I don't think it will because of who you are, but there's the question of, and it was hot, like the room was split of people who were pro and con. So the question is with credit card fees being as much as they were, we talked about at the beginning, like ways that we can reduce it. Mark Rasmussen (16:10) Let's do it. I know, I wanna hear what the feedback was, because I know where you're going. Kiera Dent (16:40) Then we talked about reducing membership plans. Now there's a question of, should we actually charge patients the credit card fees? Like this is becoming really popular and I don't blame businesses because inflation's high, labor is higher. So now we're trying to figure out like where could we cut? And so people are like, well, sweet, we're just gonna pass on the credit card fees to our patients. And the room was spicy. There was like people that were so pro and people that like literally people were bristly and it was a... Mark Rasmussen (17:05) Yeah. Kiera Dent (17:06) It was quite interesting. So your credit card company, which is where I feel like it's a little awkward to ask you this question, but I want to know, we pro, are we con? Should we charge the patients from your perspective? We're in 2025. So many companies do this. Should people be charging patients the credit card fee? Should they just raise their fees and bake it in? Like, what are your thoughts on this? Because my room was 50 50 split. And I will tell you some of the feedback if you want to hear it, cause it was quite interesting. Mark Rasmussen (17:13) Yeah. Okay, okay. I do. Okay, so the first thing I want to point out is I expect you to say that the room is split, right? Like half of them are like, yeah, absolutely. You know, I'm not paying for my patients' reward points. And I think the other half of the room was like, yeah, but I'm worried about the optics. Does it look like we're trying to be cheesy or nickel and diming our patients, right? Those are the two ends that are battling each other. The interesting thing is that this hot topic, ⁓ if you would have asked that just three years ago, Kiera Dent (17:38) Mm-hmm. Mm-hmm. No. Mark Rasmussen (18:01) it wouldn't have been 50 50. It would have been like 80 90 % saying no way and 10 % made me do it. So the trend is is like it is going right and two or three years from now I have a feeling it's going to be like 80 % are doing it and 20 % are not doing it. So the cat is out of the bag. Let's just get that you know right out there in the open. What do I think about it? I'm to be super Switzerland about this and I'm going to say that I think Kiera Dent (18:06) Agreed. 100 % agree. I would agree with you. Remember he's a credit card processing company. Mark Rasmussen (18:31) Well, no, I'm going to say that I think that as a vendor who delivers credit card processing service, I think that I should enable our practices to make that choice for themselves. I think whatever you think you should do for your practice, I want to support it. So if you don't want to do surcharging, great, we love that. If you do want to do surcharging, great, I love that. I just want to give the tools to the practice so they can make that decision. Now, aside what I think about it, It's a very interesting topic to talk about. Well, what is the net result? I like, all right, how does it work? What does it save? Let's get into it if I may. Okay, so there's a couple ways. There is absolutely there. There is, and there's a couple flavors to this. There's a couple flavors to this. ⁓ there, the, the, what that we do, let me talk about that first. So what we do is what's referred to as compliance surcharging and with compliance surcharging, what is, what you're doing is that Kiera Dent (19:06) I agree. Cause like, are there rules around it? Like, you actually have to do anything? Okay. I have no idea. Okay. Mark Rasmussen (19:28) When a customer's paying you with a credit card, the system, system, I'll just speak to our system, most others are similar, but when a patient is paying you, whether it's in practice on the device or whether you sent a text to pay or it's an online payment, our system automatically, real time, looks at the number that the patient put in or used on the terminal. And within a half a second, we're looking back at the credit card network before we even charge it, and we say, is this a credit or is this a debit? If the patient is paying with a credit card, We then pop on the screen, either on their mobile device or on the terminal, we say, hey, we see you're using a credit card. We're going to add 2.99 % as a fee to you for using a credit card. If you want to use a debit card, you will avoid that fee. So in Compliance Surcharging, what I really like about that is that you're not charging us fee across debit and credit, right? You're still giving your patient the convenience of being able to pay with plastic. Kiera Dent (20:19) Mm-hmm. Mm-hmm. Mark Rasmussen (20:25) and still use a debit card because the reality is if you have a credit card in your wallet, there's probably 99 % chance you've got a Visa debit card in your wallet as well. And so you're not pulling away that convenience of them being able to pay plastic and just saying, hey, if you want to avoid that fee, pay cash or check. That's kind of archaic. So with compliance surcharging, you are going to offload your credit card fees to the patient, only the credit card fees. When they pay with a debit card, you will still pay for that, okay? Kiera Dent (20:43) I agree. Mark Rasmussen (20:55) With doing that with Moolah, if you're going to pay the debit fee and not pay the credit card fee, we see that the overall net effective rate for the practice ends up being below 1%. It ends up being like, I'm going to throw out a weird term that people are going, what the heck is that? It's usually going to be around 75 or 80 basis points. About three quarters of 1 % is going to be your net overall cost, which is huge savings, right? Huge savings. Kiera Dent (21:07) No. Crazy, like insane. Just do some math. If you did a million dollars and you were able to basically save, gosh, so much. Mark Rasmussen (21:28) No, let's just say, the reality is you're probably saving one and a half percent. So on a million dollar practice, that practice is gonna put about $15,000 back to their bottom line. Like, and that's it, and it was painless. And you're still not really, yeah, exactly. Kiera Dent (21:37) Exactly. And that's also for payments you're already collecting. Like this is already money we're collecting, we just get to keep more of it rather than having the credit card processing fee. Mark Rasmussen (21:47) Yes. And it doesn't need to like, you know, break brain cells for you to try and figure it out. Like the system is going to automatically calculate it. We're going to organize it. ⁓ It's just, it's painless. We're handling it in the PMS correctly. listen, the savings cannot be ignored. Like we talked about the cats out of the bag. You're going to see more businesses across more different verticals. ⁓ And the reality is We've all been around it for a long, long time, right? Who's been doing it forever? Gas stations, right? We've seen it on there. Cash credit, right? That's been there forever. And we're all used to it. And you also typically see a lot when you're dealing with like state or federal agencies, you ever gone on and make an online tax payment, they usually charge a fee there. So it's just now getting more, you know, ⁓ rolling out. Yeah. Kiera Dent (22:40) Nail salons for the girls out there. We all know the nail salons. They'll say like, it's a 3 % charge if you use credit card. I'm like, here's your cash. Like it's clever. They push us to what they want. Mark Rasmussen (22:49) Yeah, yeah. Yeah, yeah. So it is listen. So I, I believe in delivering the technology to our clients, I don't have an opinion one way or the other, whatever you feel is good. I will tell you though that I think a lot of practices, especially on the on the one half of the room that are like against it. I think what we're finding is that people are not pushing back as much as you think they are because consumers are just getting used to it. And again, the fact that at least with our practices, you're still giving your patient the ability to have that convenience and pay with a debit card and not have the fee. If they were doing like the model where they call it, know, cash discount, where you're going to hit the debit card and you're going to hit the credit card, I think you get more pushback on that, but you're still giving that convenience. So yeah, I'm a fan of it. We get, like I said, more and more requests of it. ⁓ It's not going anywhere. yeah, we're here to support your practice. If you guys want to try it out, try it out and listen, here's the thing. Kiera Dent (23:50) Yeah. How does it work in practice though? Like, so someone's standing in front of me at a terminal, I'm collecting money in person. How does this work? Because it's not gonna pop up on my like treatment plan that I just gave them or on my ledger. So how do I do that? Mark Rasmussen (24:00) Yeah. Yeah. Yeah. Yeah. It'll pop up on the terminal. so first thing we do, we give the practices, ⁓ you know, some template messaging and they'll just want to put up something by the front desk. And it says something to the effect of that, you know, this office adds a surcharge when using a credit card, ⁓ not beyond, you know, what our costs are, right? This is not a money, additional money revenue is trying to like, you know, make arbitrage between costs and no, I'm only going to pass off. And so. Kiera Dent (24:32) Great. Mark Rasmussen (24:35) the patient is aware of it, they've seen it, and then when they go to use it on the terminal, if they're in practice, when they go to run the credit card, it will pop up on the screen and your team can just show it to the patient, they'll see it, that it's adding it because they're using the credit card. And it'll give them an option if they want to accept it or if they want to back out of it and try again with a debit card and avoid the fee, really easy. Kiera Dent (24:58) Okay, that's actually really helpful. And now I have a question because I don't know this. How does this work? Because technically the practice is collecting more money, right? Like we are taking the fee plus the credit card fee. ⁓ Mark Rasmussen (25:10) Let's say it's $100 and let's just say we're adding that surcharge so now it's $103. Okay? Yeah. Yeah. Kiera Dent (25:14) Right, so that's $3 more per $100 transaction. But does that impact them in tax? I would think no, because credit card companies still charging us the 3%. Like, how does this work? Are you following what I'm saying? how does this impact you? Mark Rasmussen (25:26) Yeah, I do. So you don't have anything else to like, you know, break your brain on that. Our system, first of all, will break out the surcharge in the reporting. Okay. So it's really clean. Furthermore, the addition, the $103, right, like the customer got charged, the patient got charged $103. But our system automatically calculates it, that you have a fee of 3 % and that you surcharge the patient 3%. So the practice is still just going to get the full $100. Kiera Dent (25:36) Mm-hmm. Mm-hmm. Mark Rasmussen (25:56) It's as if they took a cash payment. So it's easy for them. They're not getting 10.99 at the $103, so to speak. It's just still truly only taking $100, which is great. Kiera Dent (25:57) Gotcha. Okay. Mm-hmm. ⁓ Yeah, because that's what I was curious like, and like some things have sales tax. So didn't know like surcharges, do they get taxed differently or is it just like accepting cash, same thing for a practice? Okay. Now, so that's really helpful. And that helps me see on the ledger. So are you guys synced into the PMS for it to say, because like if my ledger says a hundred dollars, but I'm now doing 3 % surcharge on it. Mark Rasmussen (26:18) Exactly, total amount, total amount, yeah. Yes. Kiera Dent (26:35) I'm going to be posting $103. How do I make sure that all of my ledgers match up? Mark Rasmussen (26:40) So we'll post $100 in the ledger, okay? And then we'll have a procedure code for the surcharge. And then we'll also have an offsetting so that it doesn't mess up your balance. So you can easily run reports based on the procedure code. I can see what my surcharge is, but it's not messing up and showing that, I took in $103 on this $100 transaction. So your ledger is gonna stay nice and clean. and not be a nightmare, 100%. Kiera Dent (27:10) Okay, because that's I was like, Oh, great. Because there was another office that I heard about. And Mark, I'm just curious about your opinion on this. And then we're gonna get back to this like spicy and thanks for walking through this. There was another practice, I've literally never heard of this before. So I'm curious if you have or if you recommend or don't this practice. So let's say a patient, the total is $100, they pay the $100, the practice literally posted on the ledger. Mark Rasmussen (27:28) Mm-hmm. Kiera Dent (27:38) instead of being $100 because now they lost $3, they posted $97 on the ledger and they were taking out the surcharge. Have you ever heard of that? Because I had never heard it. I was, do you recommend that? Because I've never recommended that, right? And I think as a patient, I'd feel really angry though. no, I gave you 100 bucks, but you gave me 97. Like I would just. Mark Rasmussen (27:48) I haven't. That seems wonky. Yeah. Right. Or continue that on. How about now all of a sudden a week later you go to refund it and we're we're refunding you 97. You're like, no, no, no, I paid you 100. It's gonna be messed up in so many levels. Kiera Dent (28:09) Right. I was just curious. I was like, I mean, maybe I'm archaic on how I do this. I used to just do it that way and then accept that that would just be a cost on my PNL. But now there's a way for you to actually offset it with the process. So my question is going back to that, that's actually helpful. Thank you. So if you're doing that, definitely recommend not doing that anymore. ⁓ But I was like, Hey, I've never heard of this. Maybe that is the right way to do the accounting on it. But it felt very messy to me. Now, Do we as the practice need to put in the surcharge as that procedure code when we're charging that out or does Moolah automatically sync it in and put the surcharge of the procedure code? Mark Rasmussen (28:48) We have, yeah, automatically done. There's nothing for you to do. Yeah. So during onboarding, we will set up, we will work with the practice, obviously. We'll make sure that we have a procedure code set up for them. And so during the onboarding, we'll have that so that when you do run a surcharge transaction like that, there's nothing you need to do. It'll all be handled in the ledger correctly. Kiera Dent (28:51) Amazing. I love it. This is why I said I have a preference on you. and you're in all softwares. What softwares does Moolah sink into? Mark Rasmussen (29:10) Yes, so ⁓ Open Dental, ⁓ Dentrix, G7, and ⁓ newer server-based, not Ascend. And we're actually going to be ⁓ releasing, finally, this has been a long time coming, we're finally going live with Eagle Soft ⁓ Beta at end of next week. So Open Dental, Dentrix, and Eagle Soft. Yeah. Kiera Dent (29:28) Awesome. That's awesome. Okay, very cool. And then if you're not in one of those and you can just obviously add this in, it wouldn't be automatically synced. And I think like of those ones though, huge win this way. Okay, now we'll go back to the spicy. I will tell you guys how the room was divided. The room was divided, I'll be right. The do it, don't do it. And then the like, there's a middle ground, which I thought the middle ground was kind of convenient. ⁓ There wasn't, but I did see people like it. I did feel like it was like, Mark Rasmussen (29:45) Yes. Was there any physical fighting going on? Okay. Kiera Dent (30:00) like politics and religion status. Like it was like very cut through the room. I do agree with you. And that's what I said. I was like, you guys, this 2025, this is going to take place in the future and it will be very common. just, think our early adopters going to stay or not. It's your choice. Um, I've always been of the opinion like, no, just bake it into your fee. And now I'm like, well, everybody's starting to charge for it. Like, why not? Um, so it was don't charge for it now. Another was like, no, put it in. People are doing it anyway. And the middle ground, which I thought was Mark Rasmussen (30:02) Right. Right, right, right. Kiera Dent (30:30) of a good way to do it is in person. They didn't charge a fee, but any of their online statements, they did charge a fee because they said most people who pay online know there's usually a service fee associated with it. So I thought that was kind of a, an easy way. If you guys are looking for a navigation through it. ⁓ but I think like, honestly, it's just like anything else, train your patients if you want to, but don't feel like you have to, I think it'd just be something to consider. So, but again, Like get the reduction, like if nothing else, like switch to a processor that's going to be reduced fees anyway. So even if you want to continue offering it, you're still saving on that. Mark, I have one last thing that I wanted to dive into. I'm hearing from a lot of like integrated softwares. So like dental Intel and Flex and some of these other ones that literally make practice lives easier. They're having processors in there that are just integrated right into that. They're using it all the time. Mark Rasmussen (31:20) Yeah. Kiera Dent (31:25) How does Moolah play in those worlds? Like, do you get the same pricing? Do we not get the same pricing? Are some of those better because they're already bundled in? Again, I'm putting you on like really awkward topics, but I just want to know. I want to know how does this work. Mark Rasmussen (31:35) No, no, not at all. So listen, you mentioned Flex. We love Flex, okay? I love Flex, not just because, yes, they're a partner of ours, right? And yes, your Mool account works beautifully and integrated with Flex. But I love Flex just because I think they're like cut from the same cloth that we are. Like we just, at the end of the day, we want to over-deliver, right? We want to over-deliver, whether it's technology, whether it's value, and they have that mindset. And so I love the Flex team. Full disclosure. ⁓ And so we've been an integrated partner with Flex for, gosh now, I think three years. So yeah, I think they deliver a ton of value to any open dental practice. So anybody out there for sure should check out Flex. They are amazing. Dental Intel. So we used to be, ⁓ not to bore the audience, but like we used to have an integration with Modento and then Dental Intel acquired Modento. Kiera Dent (32:33) Yep. Mark Rasmussen (32:33) and then Dental Intel wanted to roll up their own integrated credit card processing. And so they have now. so, listen, ⁓ we wish Dental Intel the best, wish them well, but yeah, we're no longer integrated with Dental Intel, but yeah, Flex, we love Flex. Kiera Dent (32:49) Okay, because I was just curious. Now, I feel if it's bundled, is this a time where offices should just be strategic? I'm not saying anyone's doing it. I haven't looked at it. So I'm not here to like cast judge or I just want to make sure offices are being smart. I would think when they're bundled or they're integrated, offices should still check even using MULA. They should still be watching their credit card statements every single month, right? Like no matter what, just to always make sure things are staying clean and also before we sign up with anybody. Mark Rasmussen (33:08) Mm-hmm. 100%. Kiera Dent (33:19) Like literally read the fine print and look for it. Yes. No. I from like, let's just go all the way back. Mark Rasmussen (33:23) Yeah. And I would always say that, you know, let's just take the Flex example. Flex has, you and I won't name anything, I'll let you guys out there, you go check it out to yourself, but there are three options. I encourage you, especially when we're talking about a vendor that you're looking at, and especially when this vendor that you're looking at revolves around your cashflow, right? Like it's a pretty integral part of a vendor that you're bringing into your ecosystem. call them, talk to them. Kiera Dent (33:46) Mm-hmm. Mark Rasmussen (33:54) Call in the middle of the day. Do they pick up the phone? Do they answer? Can you talk to somebody very easily? Like really pop the hood and take a look at who you're going to get in and do business with, especially when it's, you know, that vendor is like controlling your cash flow on a daily basis. So yes, please you guys out there, do your homework, look at the agreements, ask questions, and see what's right for you. Yeah. Kiera Dent (34:10) Yeah. That's awesome. just, again, I wanted to like go into it because these are things I'm hearing. I'm hearing people say like, this seamlessly integrates. I know you seamlessly integrate. I know you guys are constantly working to refine, to get into more and more practice management softwares to make it easier. Just Mark, as we wrap up, like this has been fun. I love the like, thanks for going into some of the spices with me. ⁓ But just as a quick rundown, like what are some of the features that Moola does? We talked about the membership plans. We did talk about that Dental A Team clients get 10 % basis points less for card present or card not present. Mark Rasmussen (34:33) Always is. Yep. Kiera Dent (34:47) Which to me that alone, I would just look into it and see, like I said, two clients literally saved money by like dumping their contracts and moving over, which I think to me, like before I can have a crush on a company, I test them pretty heavily. So to see the proof in the pudding, I was so just elated and it made me even like you guys more. But what else does Moola do? Because I know you guys do a lot of other things that just make life easy. Mark Rasmussen (35:05) I love that. yeah, yeah. So at the end of the day, we do a lot, but it's all payment related and will always be payment related, right? So we're focused on being like, we try to be like the end all be all payment solution for dentists. And so when you look at like, what does a dental office need from a payment perspective, ⁓ it's in practice payments, right? So we provide you guys the physical devices. So No more having to buy rent or lease those terminals. We're going to include them. you know, not only, yeah, they're wireless. Yeah, they're really cool. Aesthetically, they look really good. Yeah. And, and here's the other great part too, that I think it's kind of underrated ⁓ is of course, not only did we include them. the practice didn't need to buy them, but like normally, you know, with our peers, you have to buy these devices and then you buy them and then it's like one year warranty, right? And then like Murphy's law always kicks in. Kiera Dent (35:37) They're awesome too. They're portable. They can go back to the hygiene operatories. It's amazing. So your hygienist can take it. Like they're awesome. It's so great. Mark Rasmussen (36:01) like it loves to do. like, okay, month 14, the device just, you know, went out on you. And then you're gonna sorry, you got to buy another five $600 device with mula you guys will literally never have hardware expense ever because we give them to you on the front end. And we will warranty them forever. As long as you're with us. I don't care four or five, six years. If there's new devices that come out and your guys age out, we're going to replace them. Even if you drop it off the counter and crack the screen. We don't care, we're gonna replace it for you. There's no fear or premium. So, in practice payments, we have you covered there from a technology standpoint as well as a hardware standpoint. Moving on, there's also, have the ability to, like you were talking about earlier, store patient cards securely tokenized. Nothing's ever touching the practices servers. It's all on our servers, but it's giving you the convenience of having those stored cards for the patient. You can have as many stored cards as you want. You can even send a request to the patient. before their appointment and the patient from easily from home from their mobile device could add their credit card. And so when they come in, it's already stored and it's available to use. So stored cards, yeah, yeah, yeah. Kiera Dent (37:07) With that, can I ask, do you guys have the compliance paperwork? Is there anything you have to do to get a patient to have a stored credit card that we can run for future payments? once insurance pays, because I know that's a big thing of storing cards on file, do you have anything with that? Because I know that this is a zone. Mark Rasmussen (37:23) Yep. What I... Yeah, no. So it's very obvious as far as the process of the patient adding the card. Like when you send the message, it says, hey, would you like to securely store your card on file? Right? Beyond that, what I've seen some practices do is just they'll just include it in their overall like new patient intake forms and kind of include it in their terms of service of that. Hey, listen, if you want to store a card on file with us, you can. And you allow, once you store a card, you're giving us the authorization to utilize that card. Kiera Dent (37:35) Mm-hmm. Mark Rasmussen (37:51) for other future balances. As simple as that, that's all you need to do. Kiera Dent (37:54) which is so smart you guys think about it. This is where so many other industries do this. They have a card on file. I mean, I go to the spa, my cards on file, they run that card when I'm gone, like I authorize it to happen. So they never out of money. They're never chasing money down. Like it just to me makes so much more sense of a way to process. Mark Rasmussen (38:12) Can you imagine if Netflix or all the other subscriptions, if they had to wait for a payment every month and wait, come on, no. Subscription is the way, 100%. So, okay, so store card on file they get. The other thing they get is the ability to create and manage in-house payment plans. And of course, automatically post those payments to the ledger. We have some great things where if the payment fails, right? They're into the plan for three months and all of sudden the July payment fails. Kiera Dent (38:18) No. No. Yeah. Mark Rasmussen (38:41) our system will automatically notify the practice, notify the patient, and what's cool is that the software will allow the patient to self-administer and fix it. So the software is not telling the patient, your card failed, call the front desk. No, we're gonna save a phone call there. The software will allow the patient to tell the software, okay, either A, try to charge that card again, or B, they can actually upload a new card on file. So the cool stat on that is that in failed transactions in our payment plans, we see patients solving it between themselves and software within the first 24 hours at a rate of over 80%, which is huge. So payment plans, and then we talked about earlier, you also get the ability to manage any of your in-house membership or discount plans. ⁓ We have the collecting on a balance when the patient is out of practice, ⁓ sending a payment request either Kiera Dent (39:20) Holy cow, it's amazing. Mark Rasmussen (39:37) allocated or unallocated payment request can attach a statement. ⁓ We also have the ability to host a payment page on their website. So if you want to put a little navigation, click here to make an online after hours payment, we'll host that page for the practice. ⁓ So yeah, we really kind of just looked at it a full circle of like, where are all the payment touch points that our practice is dealing with, and just trying to deliver these really amazing tools. And again, as you know, our model. ⁓ There's never any monthly fees. There's never any set up fees. There's never any annual fees ⁓ All there are these two simple flat rates and again, you can cancel it anytime you want never locked in anything Kiera Dent (40:18) That's awesome. Mark, I appreciate this so much. How do people, like know they just connect with you, schedule a demo. You guys will look at their credit card processing, see how you guys can fix it. How do they connect with you specifically if they're interested? And specifically The Dental A Team, The Dental A Team, perks. Mark Rasmussen (40:33) I would recommend and maybe we can list this in the podcast, but there will be a specific Moolah URL. It's like forward slash The Dental A Team They should go there and then they can schedule a demo. And then if they go there, then we're going to know it came from you guys. That way we can get them that 10 basis point savings forever. So just schedule a demo with us and no pressure. We're like the most like the least salesy organization I think that you guys will ever run into. All we wanna do is inform you. We wanna show you what we have. We're not for everybody. ⁓ But assuming that you guys love what you see, we encourage you to try us out and check us out and see if we're gonna be a great fit for your practice. Kiera Dent (41:13) Yeah, for sure. You guys, honestly, I love Moolah They're incredible. So on our website, we will link it. So the way you get to Moolah, it's on our website, TheDentalATeam.com. And then you can click on the About Partnerships Mulas right there. ⁓ And the actual, like if you guys want our direct link here, it would be TheDentalATeam.com slash partnerships slash Moolah. And that should take you right to Moolah's page. It's also mula.cc slash partners. So that helps you guys will also link that in the show notes mark. I appreciate you guys so much Things are being on the podcast things are going through the spicy with me. I appreciate you so much Mark Rasmussen (41:52) Any time, love you guys, you guys are the best and ⁓ have a great rest of day. Kiera Dent (41:58) Hey, you too, for all of you listening. Thanks for listening and we'll catch you next time on The Dental A Team Podcast.
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