Podcasts about Chief economist

Bloomberg Washington Correspondent Joe Mathieu delivers insight and analysis on the latest headlines from the White House and Capitol Hill, including conversations with influential lawmakers and key figures in politics and policy. On this edition, Joe speaks with: Democratic Congresswoman Haley Stevens of Michigan about the latest negotiations to avoid a government shutdown, UAW's latest move in contract talks with the Big Three and the legacy of Dianne Feinstein. Bloomberg Politics Contributor Jeanne Sheehan Zaino and Reset Public Affairs Partner Lisa Camooso Miller about who will handle the blame during a shutdown. Vice President and Director of the Economic Studies Program at Brookings and former Chief Economist at the Department of the Treasury Ben Harris about the economic impact of a government shutdown. See omnystudio.com/listener for privacy information.

The FarrCast kicks off Season Seven with special guest, Dr. Jay Bryson, Chief Economist from Wells Fargo. Dr. Bryson explains the dilemma the Fed, and gives an understandable overview of monetary policy that every investor needs to know (all in less than 20 minutes!) But first up, Michael Farr welcomes Kenny Polcari for a look at the markets, and a look back at a truly troubled market in 1987. Plus, Dan Mahaffee gives us what to expect in the coming government shutdown. Bringing YOU insight into Wall Street, Washington, and The World -- it's The FarrCast!

The Herle Burly was created by Air Quotes Media with support from our presenting sponsor TELUS, as well as CN Rail. Greetings you ever-curious, Herle Burly-ites! Welcome to a special episode of The Herle Burly, recorded live at the Toronto Region Board of Trade!Our guest today is Jean-François Perrault, Senior Vice-President and Chief Economist at Scotiabank. His role there? Well, it's a big one, as you might expect of a Chief Economist. He leads the Economists team, supporting Scotiabank's domestic and international business lines, and their clients, from retail to capital markets. He also provides the bank's senior executives, business lines and customers with insights and forecasts on economic, financial market and policy developments. Prior to joining Scotiabank, Jean-François held prominent roles with the Federal Government – including Assistant Deputy Minister at Finance Canada – as well as the International Monetary Fund and the World Bank.Our conversation today is going to focus on productivity, costing of living, housing, interest rates, and the economy more broadly. Thank you for joining us on #TheHerleBurly podcast. Please take a moment to give us a rating and review on iTunes, Spotify, Stitcher, Google Podcasts or your favourite podcast app.

Hosts: Leah Murray and Derek Brown Yesterday we had the President of the Salt Lake Chamber talking about how immigration is their top priority because we have such low unemployment rates and businesses are looking to hire. But that begs the question: Is it really true that no one in Utah can't find a job if they didn’t want one? Mark Knold, Chief Economist with the Utah Department of Workforce Services walks us through the unemployment rates and how they’re filling in current jobs that are seeking workers.

Hosts: Leah Murray and Derek Brown Yesterday we had the President of the Salt Lake Chamber talking about how immigration is their top priority because we have such low unemployment rates and businesses are looking to hire. But that begs the question: Is it really true that no one in Utah can't find a job if they didn't want one? Mark Knold, Chief Economist with the Utah Department of Workforce Services walks us through the unemployment rates and how they're filling in current jobs that are seeking workers.See omnystudio.com/listener for privacy information.

Hosts: Leah Murray and Derek Brown The DWS on Utah’s unemployment rates and job opportunities Yesterday we had the President of the Salt Lake Chamber talking about how immigration is their top priority because we have such low unemployment rates and businesses are looking to hire. But that begs the question: Is it really true that no one in Utah can't find a job if they didn’t want one? Mark Knold, Chief Economist with the Utah Department of Workforce Services walks us through the unemployment rates and how they’re filling in current jobs that are seeking workers. Pickleball is on the rise Pickleball has swept the world. It’s one of the fastest growing sports on the planet right now. Salt Lake City has added 18 new courts over the course of two years, and there is no end in sight. Everyone is looking for a place to play. Jackson Bell, Vice President of the Pickleball Club at the University of Utah, joins the show to explain what exactly pickleball is and why it’s such a fast-growing sport. General Conference Special Preview: Swiping Left on Danger General Conference is this weekend, and this entire week KSL is promoting specials that are happening in concert with the Conference. KSL NewsRadio Reporter Aimee Cobabe joins the show to talk about what she’s preparing and how it ties into the special she produced for the last Conference. New York judge rules Trump committed fraud A judge overseeing a $250 million lawsuit against former President Donald Trump ruled that he and his company committed fraud by inflating his net worth in business transactions, narrowing the scope of what the state’s attorney general must prove at an upcoming civil trial. KSL Legal Analyst Greg Skordas breaks down the case. Speed dating: the news version Since we bill ourselves as the best two hours of radio for you to learn all the things you need to know, we have chosen a number of stories that happened today that we thought we should break down. From President Biden joining the picket line to the Federal Trade Commission suing Amazon, Leah and Derek go through them one by one, just like speed dating—but the news version. An infant found abandoned at the US/Mexico border One of the conversations we are always having in this country is about the border of the United States with Mexico. Today we learned of a two-month-old infant that was found abandoned at the border. Is any work being done to address this issue? How is this affecting the budget discussion in the House? NewsNation’s Southwest Correspondent Ali Bradley joins the show with the details. Previewing the second Republican presidential debate The second Republican presidential debate for the 2024 election is happening tomorrow. Derek and Leah review everything you need to know to stay up to date, from the requirements to attend to the actual attendees. Building bipartisan relationships through pickleball We’ve talked about the rising popularity of pickleball… It’s so popular that a bipartisan group of senators are now coming together—and setting politics aside—to play for fun. It’s called the Senate pickleball caucus, and quite a lot of senators participate in it. Leah and Derek discuss the significant role that pickleball—and any other sport—plays when it comes to building bipartisan relationships.

Hosts: Leah Murray and Derek Brown The DWS on Utah's unemployment rates and job opportunities Yesterday we had the President of the Salt Lake Chamber talking about how immigration is their top priority because we have such low unemployment rates and businesses are looking to hire. But that begs the question: Is it really true that no one in Utah can't find a job if they didn't want one? Mark Knold, Chief Economist with the Utah Department of Workforce Services walks us through the unemployment rates and how they're filling in current jobs that are seeking workers. Pickleball is on the rise Pickleball has swept the world. It's one of the fastest growing sports on the planet right now. Salt Lake City has added 18 new courts over the course of two years, and there is no end in sight. Everyone is looking for a place to play. Jackson Bell, Vice President of the Pickleball Club at the University of Utah, joins the show to explain what exactly pickleball is and why it's such a fast-growing sport. General Conference Special Preview: Swiping Left on Danger General Conference is this weekend, and this entire week KSL is promoting specials that are happening in concert with the Conference. KSL NewsRadio Reporter Aimee Cobabe joins the show to talk about what she's preparing and how it ties into the special she produced for the last Conference. New York judge rules Trump committed fraud A judge overseeing a $250 million lawsuit against former President Donald Trump ruled that he and his company committed fraud by inflating his net worth in business transactions, narrowing the scope of what the state's attorney general must prove at an upcoming civil trial. KSL Legal Analyst Greg Skordas breaks down the case. Speed dating: the news version Since we bill ourselves as the best two hours of radio for you to learn all the things you need to know, we have chosen a number of stories that happened today that we thought we should break down. From President Biden joining the picket line to the Federal Trade Commission suing Amazon, Leah and Derek go through them one by one, just like speed dating—but the news version. An infant found abandoned at the US/Mexico border One of the conversations we are always having in this country is about the border of the United States with Mexico. Today we learned of a two-month-old infant that was found abandoned at the border. Is any work being done to address this issue? How is this affecting the budget discussion in the House? NewsNation's Southwest Correspondent Ali Bradley joins the show with the details. Previewing the second Republican presidential debate The second Republican presidential debate for the 2024 election is happening tomorrow. Derek and Leah review everything you need to know to stay up to date, from the requirements to attend to the actual attendees. Building bipartisan relationships through pickleball We've talked about the rising popularity of pickleball… It's so popular that a bipartisan group of senators are now coming together—and setting politics aside—to play for fun. It's called the Senate pickleball caucus, and quite a lot of senators participate in it. Leah and Derek discuss the significant role that pickleball—and any other sport—plays when it comes to building bipartisan relationships.See omnystudio.com/listener for privacy information.

Hannah Hawkins is a PhD candidate at Texas A&M University and interns at the USDA Office of the Chief Economist. She recently researched and authored a report called Proposition 12 Preliminary Price Impacts and she joins us to talk about it. Dr. Ernie Goss, professor of economics at Creighton University discusses his latest Rural Mainstreet Economy. Then we review some railroad crossing safety tips, especially for rural America.See omnystudio.com/listener for privacy information.

Who really prices oil? Traders? OPEC? Financial Flows and hedge funds? The oil markets are far different than two decades ago. They are increasingly financialized opening trading to a far greater number and variety of participants. Now, as in equities, sentiment can drive markets in the short term irrespective of the physical flows. On September 14 in London, HC Group and Onyx Capital hosted a live podcast event to address just this. Kurt Chapman, Director of Levmet, Saad Rahim, Chief Economist of Trafigura, Tor Svelland, CEO and Founder of Svelland Capital, Savvas Manoussos and Greg Newman, CEO & Founder of Onyx Capital joined Paul Chapman to discuss. We also celebrated Greg's new book - "The World of Oil Derivatives". A fantastic primer for financial trading in the oil markets. HC Group is a search firm dedicated to energy & commodities sector. For more information visit www.hcgroup.global.  

The latest research from The Conference Board shows US consumer confidence declined again in September—a trend C-Suite executives will want to watch. Other global economic trends on the horizon include a possible redux in the US banking crisis due to commercial real estate, a slowdown in China, and increased trade tensions between the US and China. In this episode of CEO Perspectives, Erin McLaughlin, Senior Economist at The Conference Board, and Dana M. Peterson, Chief Economist at The Conference Board, sit down to discuss what this means for the wider economy in the US and abroad.   Tune in to find out:   What caused the movement in the overall confidence index? Are consumers pulling back from spending because they see a recession ahead?  What is the outlook for interest rates for this year and next year?  What are the global trends the C-Suite should watch for? For more Trusted Insights for What's Ahead®:  Read the September Consumer Confidence Index Read the latest edition of StraightTalk®, Five Risks and Trends to Watch Access the latest insights on Navigating the Economic Storm 

Podcast: The Building BITE Episode: September 2023 U.S. Construction Outlook Please tune in to this episode of The Building BITE Podcast, as we hear from industry experts about key topics to help you be successful. The Building BITE hosts Chris Epps, LEED AP and Mike Diercksen, CRIS, welcome Chief Economist for the Associated General Contractors of America of AGC, Ken Simonson. Throughout the episode, Ken dives into AGC's latest construction outlook and addresses hot topics in today's climate, including the labor force, wages, and bid pricing. Ken dives into several compelling statistics throughout the episode, including what he believes will be the trend to look out for as we head into 2024. To learn more about Ken's latest construction report, listen to our full podcast episode with Ken Simonson. Please like, share, and subscribe to this podcast! Links: Connect with Ken on LinkedIn View AGC's website at https://www.agc.org/ Connect with Chris Epps Connect with Mike Diercksen

Nathan Dean, Senior US Policy Analyst with Bloomberg Intelligence, discusses the impact of a potential government shutdown. Lydia Boussour, EY Parthenon Senior Economist focusing on the US, joins to discuss the Fed, the outlook for inflation, and the outlook for rate hikes and a recession. Jess Larsen, CEO of Briarcliffe Credit Partners, discusses private credit and the economy. Anurag Rana, Senior Tech Analyst with Bloomberg News, joins to talk about Amazon's acquisition of AI startup Anthropic. AWS CEO Adam Selipsky joins Bloomberg Technology to discuss Amazon's AI acquisition. Lisa Sturtevant, Chief Economist at Bright MLS, joins to talk about real estate and interest rates. Hosted by Paul Sweeney and Matt Miller.See omnystudio.com/listener for privacy information.

The Department of Agriculture this week announced an additional $25 million investment to expand efforts to prevent and reduce food loss and waste. The investment, funded under the American Rescue Plan Act, is part of a joint agency initiative between USDA's National Institute of Food and Agriculture and USDA's Office of the Chief Economist.See omnystudio.com/listener for privacy information.

Media analyst and Harvard Fellow Brian Stelter joins to discuss Rupert Murdoch stepping down as the head of News Corp. Dana Peterson, Chief Economist at the Conference Board, joins to discuss the latest LEI data and gives her outlook for a soft landing after the Fed's latest move. Barry Ritholtz, Founder of Ritholtz Wealth Management and Host of “Masters in Business,” discusses the markets and investing. Jay Hatfield, CEO at Infrastructure Capital Management, joins the program to discuss his non-consensus view on inflation, the Fed, and why Europe could face a deep recession. Woo Jin Ho, Senior Hardware Analyst at Bloomberg Intelligence, discusses the Cisco-Splunk deal. Laura Martin, managing director at Needham, joins to talk cable news, media, and Disney. Hosted by Paul Sweeney and Matt Miller.See omnystudio.com/listener for privacy information.

Jeff Chamberlain, CEO at Volta, joins to discuss EV battery development, energy technologies, storage, and investments, and the historic shift in energy that he believes is on the horizon. Danielle DiMartino Booth, Chief Strategist and CEO at QI Research, joins to preview Jay Powell's presser on Fed Day. Joanna Gallegos, co-founder of BondBloxx, discusses ETF flows and investing strategies. Kyle Kazan CEO at Glass House (OTC: GLASF), joins to talk the marijuana industry and his company. Selma Hepp, Chief Economist at CoreLogic, discusses recent real estate data and outlook for the housing market. Ian Simm, CEO at Impax Asset Management, joins to discuss how record heat is affecting physical asset and which sectors and companies that are most at risk. Hosted by Paul Sweeney and Matt Miller.See omnystudio.com/listener for privacy information.

This is an edited version of our recent live show, as I discuss the latest economic and housing news with Chief Economist at Nucleus Wealth, Leith van Onselen, who is also the co-founder of Macrobusiness. We do a deep dive on the Population Ponzi and why housing shortages are likely to remain with us for … Continue reading "DFA Live Q&A: HD Replay: The Population Ponzi With Leith van Onselen"

Maryam Rusch, former wholesaler now co-founder of Cycle Framework Insights, joins the show:Her best value-add resource as an advisorWhy she decided to Co-Found Cycle FrameworkWhy outsourcing your economist makes sense4 Key Cycles of their Economic FrameworkLearn More and Subscribe TodayDisclaimer:The information provided through this recording are provided solely for informational, educational, or entertainment purposes. Cycle Framework Insights is not endorsed by or affiliated with FINRA. The views expressed today, are not intended to provide legal, tax, investment, or insurance advice. Additionally, the insights, views, and other information provided today do not guarantee future performance of investments. Nothing stated should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security or other financial decision.

The BRICS bloc recently doubled its membership and expanded its global reach—especially in the Middle East. Will it succeed as a counterweight to the West—and the US dollar? What are the possible impacts on the global economy and corporations? In this episode of CEO Perspectives, Dr. Lori Esposito Murray, President of the Committee for Economic Development, the public policy center of The Conference Board, and Dana Peterson, our Chief Economist, join Steve Odland, President and CEO, to discuss the impact of BRICS—and what it may mean for business and the global economy.  Could BRICS become independent from the West? Is this a new cold war? What does this bloc mean for the primacy of the US dollar for trade? For business operations? How much food and global energy will the expanded bloc control? How might access to critical materials—such as rare earth minerals or advanced chips—be impacted? What challenges might global corporations face?    For more Trusted Insights for What's Ahead™:  Read: CED Policy Backgrounder: BRICS Summit—Deepening the Divide Read: CED Policy Backgrounder: Putin-Erdoğan Meeting on Grain Exports Read: Economy Watch | China 

Guest: Dr Azar Jammine, Director of and Chief Economist at Econometrix, joins John Maytham to discuss the draft National State Enterprises Bill, approved last week by Cabinet.See omnystudio.com/listener for privacy information.

Hosts: Leah Murray and Greg Skordas The U.S. minimum wage has not been raised since 2009, a bill by Senator Romney could change that. We call Phil Dean, Chief Economist & Public Finance Senior Research Fellow at Kem C. Gardner Policy Institute to discuss the effects raising the minimum wage could have on the economy.See omnystudio.com/listener for privacy information.

Hosts: Leah Murray and Greg Skordas Utah Democrats On Romney's Decision Not To Run Yesterday, Senator Mitt Romney announced he would not be running for reelection. We speak with Utah Democratic Party Communications Director Ben Anderson on how Utah Democrats are reacting to the news, and how they see the battle for the seat next year. Battle Of Ideas In The Republican Party There are two battles of ideas brewing in the republican party, freedom conservatism vs. national conservatism. Leah and Greg discuss what the two ideas are, and why some leaders are feeling pushed out of their own party. DACA Declared Unlawful For A Second Time The Deferred Action for Childhood Arrivals program, enacted in 2012, has been declared unlawful for a second time. The hosts discuss why the law keeps getting caught up in the court system, with no action taken to deport the nearly 600,000 people who remain in the country as “Dreamers.” Flu Season Is Coming Fall officially begins in less than 10 days, which means flu season is upon us. Pharmacy Operations Director for Intermountain Health Mason Hilton joins the show to discuss what we need to know to stay healthy in the coming months. He also discusses the recent announcement by the FDA on nasal decongestants not relieving congestion symptoms. Hunter Biden Indicted On Federal Firearms Charges Hunter Biden, President Biden's son, was indicted today by a grand jury in Delaware. Prosecutors brought three gun-related charges, the most serious charge carrying up to 10 years in prison and up to $250,000 in fines. Judge Rejects Request To Try All Trump Georgia Defendants Together Today, a Georgia judge rejected the prosecutor's request to try all 19 defendants together in the 2020 election interference. Zach Schonfeld, Legal Affairs Reporter at The Hill discusses the judges' reasoning to try them separately. Minimum Wage Could Be Increased The U.S. minimum wage has not been raised since 2009, a bill by Senator Romney could change that. We call Phil Dean, Chief Economist & Public Finance Senior Research Fellow at Kem C. Gardner Policy Institute to discuss the effects raising the minimum wage could have on the economy. Mike Pence's Town Hall Debrief Former Vice President Mike Pence participated in a town hall hosted by Newsnation in Chicago. Hosts Greg and Leah play some of the clips that stood out to them from last night.See omnystudio.com/listener for privacy information.

In this episode of our monthly China update, Richard Tang, China Strategist and Head of Research Hong Kong at Julius Baer, engages in a conversation with Hong Hao, Partner and Chief Economist at GROW Investment Group (GROW) to discuss recent developments in the Chinese market. Over the past few weeks, there have been some encouraging news on the policy front and positive economic data, which has resulted in a more favourable response from the market. Notably, there have been signs of stabilization, particularly for A-Shares. The question arises: has the market reached its lowest point? Furthermore, the discussion delves into the factors that will contribute to the upward momentum of the market. Tune in to this episode to gain a deeper understanding of these topics and stay informed about the latest updates in the Chinese market.

In this episode of the Invest Like A Billionaire podcast, join host Ben Fraser as he welcomes Jay Parsons, the SVP, Chief Economist & Head of Industry Principals at Real Page, a leading data analytics firm specializing in rental housing. This conversation is a must-listen for anyone involved in multifamily or single-family rentals or those considering venturing into these asset classes. Jay dives deep into the complexities of the real estate market, unraveling supply and demand dynamics, rent growth deceleration, and the driving forces behind these shifts. He also explores consumer demand, the current supply crunch, and offers a forward-looking perspective on housing market trends over the next two to three years, touching on capital markets and even making a bold prediction regarding CPI. Discover which markets and asset classes are outperforming the rest, with a comprehensive breakdown that's sure to leave you well-informed. Despite its extended duration, this power-packed interview promises invaluable insights, so be sure to tune in, and if you're enjoying the podcast, help us share this wealth of knowledge with a broader audience. Connect with Jay Parsons on LinkedIn https://www.linkedin.com/in/jay-parsons-a7a6656/ Connect with Ben Fraser on LinkedIn ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/benwfraser/⁠⁠⁠⁠⁠⁠⁠⁠⁠   Invest Like a Billionaire podcast is sponsored by Aspen Funds which focuses on macro-driven alternative investments for accredited investors. Get started and download your free economic report today at ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://aspenfunds.us/report⁠⁠⁠⁠⁠⁠⁠⁠⁠  Join the Investor Club to get early access to exclusive deals. ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.aspenfunds.us/investorclub⁠⁠⁠⁠⁠⁠⁠⁠⁠  Subscribe on your favorite podcast app, so you never miss an episode. ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thebillionairepodcast.com/subscribe

Wandile Sihlobo is the Chief Economist of the Agricultural Business Chamber of South Africa (Agbiz) and the author of two books, “A Country of Two Agricultures: The Disparities, The Challenges, The Solutions” and “Finding Common Ground: Land, Equity and Agriculture“. He is a Senior Lecturer Extraordinary at the Department of Agricultural Economics at Stellenbosch University. Sihlobo is also a Visiting Research Fellow at the Wits School of Governance, University of the Witwatersrand, and a Research Associate at the Institute of Social and Economic Research (ISER) at Rhodes University. Sihlobo was appointed as a member of President Cyril Ramaphosa's Presidential Economic Advisory Council in 2019 (and re-appointed in 2022), having served on the Presidential Expert Advisory Panel on Land Reform and Agriculture from 2018. He is also a member of the Council of Statistics of South Africa (Stats SA) and a Commissioner at the International Trade Administration Commission of South Africa (ITAC). Sihlobo is a columnist for Business Day, The Herald and Farmers Weekly magazine. His weekly podcast, “Agricultural Market Viewpoint with Wandile Sihlobo“, is available on all podcast platforms. He holds a Bachelor of Science degree in Agricultural Economics from the University of Fort Hare and a Master of Science degree in Agricultural Economics from Stellenbosch University. In this episode, you'll discover: -Wandile's entrepreneurial journey...01:20 -Why it's so difficult to get into agriculture as an African...02:30 -What is stopping Africa from achieving its potential economically?...06:20 -How to go about feeding the world...09:55 -The future of tech in Africa is dependent on the regulators...14:05 -Value chain and agro-processing, and what is its potential...18:30 -The impact of the ASFTA in regards to agriculture...21:30 -And much more...

Cannabis Rescheduling: Economic Boom or Bust? Expert Insights Revealed!Host Karson Humiston  the CEO of Vangst, dives into the Health and Human Services' recent letter to the DEA recommending that cannabis gets reschedule to Schedule III with cannabis industry experts Jeremy Berke Founder, CEO & Chief Editor at Cultivated News, and Beau Whitney, Chief Economist at Whitney Economics. They explore the significance of moving cannabis from Schedule I to Schedule III and its potential economic and regulatory impacts. Discover the outlook for the cannabis industry in this pivotal moment.Produced by PodConx  Karson Humiston - https://www.linkedin.com/in/karson-humiston-64572b97/Vangst - https://vangst.com/Beau Whitney - https://www.linkedin.com/in/beauwhitney/Whitney Economics - https://whitneyeconomics.com/Jeremy Berke - https://www.linkedin.com/in/jeremyberke/Cultivated News - https://www.cultivated.news/

“Much of our infrastructure isn't built to withstand certain kinds of flooding or certain levels of heat. And yet, as the climate changes, so many of the things… that we did know in a world with a stable climate, those are now being upended. And all of that affects costs fundamentally… So, we need to transition to net zero…The three pieces of (federal) legislation are all about investing in America and making sure that from the innovation to commercialization pipeline, we are helping those goods get to market at scale, at prices consumers can afford.” Heather Boushey on Electric Ladies Podcast Climate change affects the entire economy, especially our infrastructure, like transportation, energy and electric power systems, buildings, manufacturing, etc. and every one of us, from consumers to businesses to investors, to education etc. Every sector, every community, every income bracket. NOAA calculated it's already caused almost $3 trillion in damages. The Biden administration signed three massive bills into law with Congress's help that address this pivot to a net zero economy and upgrading our infrastructure. Listen to Heather Boushey, Member of the White House Council of Economic Advisors and Chief Economist of the Invest in America Cabinet, in this exclusive and rare interview by Joan Michelson on Electric Ladies Podcast explain how we can economically do this transition and how this federal funding reduces our risks and costs to do, while also expediting this transition to help avert even far worse effects of climate change.  You'll hear: How climate change affects the economy, and key sectors specifically. Resources in the Inflation Reduction  Act, Infrastructure Investment Act & CHIPS & Science Act to help homeowners, businesses and investors make these changes at reduced risks and lower costs. Where the opportunities – and jobs – are in this transition, including for women. The impact on women specifically and resources available Plus, insightful career advice, such as… “For me, the key to my career was being clear on what my mission is….I feel so enormously fortunate that I found a president to be able to work for who shares that goal….So I think the lesson in that is either be the leader that you want to believe in, or find that leader and attach yourself to them and see what amazing things you can do together. But, for me, it's been about being clear on what it is that I wanted to achieve.” Heather Boushey on Electric Ladies Podcast Read Joan's Forbes articles here too. You'll also like (some may have been recorded under our previous name, Green Connections Radio): Kristina Wyatt, Chief Sustainability Officer & Deputy General Counsel, Persefoni and former leader of the SEC task force developing the Climate Risk Disclosure rules. Aimee Christensen, Christensen Global, Former Clinton Administration Official, Founder/CEO Sun Valley Forum & Sun Valley institute For Resilience Sandrine Dixson-Decléve, Co-President of Club of Rome, on transitioning to a people-planet first economy. Melissa Lott, Ph.D., Director of Research, Global Energy Policy, Columbia University, on how exactly to get to carbon zero Jean Case, CEO, the Case Foundation and Chair, National Geographic Society, on ESG and impact investing. Anne Kelly, VP of Government Relations, Ceres, on business supporting the Inflation Reduction Act Subscribe to our newsletter to receive our podcasts, blog, events and special coaching offers.. Thanks for subscribing on Apple Podcasts or iHeartRadio and leaving us a review! Follow us on Twitter @joanmichelson

Today's Flashback Friday is from episode 586 published last October 27, 2015. Megan Greene joins us today to discuss the results of the 2015 John Hancock Investor Sentiment Survey. She shares her views on whether or not the Fed's will raise the interest rate, if the stock market is rigged and how she believes monetary easing stokes financial inequality. There are still a few spots left for the Orlando Property Tour! Go to JasonHartman.com to reserve your spot. Key Takeaways: Jason's Editorial 2:07 Ms. Hartman is an extreme do it yourselfer 5:16 Jason wants me to increase my rent to value ratio 7:16] Sign, sign everywhere a sign 8:27 Inflation induced debt destruction 9:27 Orlando Property Tour has a few spots left 10:37 Meet the Masters in January 10:44 Venture Alliance Mastermind - February in Dubai 12:14 “Divorce the story, marry the truth” - Tony Robbins quote Megan Greene Interview: 13:37 Regulations and less market liquidity causes volatility 14:47 High frequency trading makes it difficult for small players 16:55 The stock market is partly rigged 18:16 What's the next move for the Fed 21:19 Results of the investor sentiment survey 22:07 The Fed's may hike in December 23:24 Monetary easing stokes financial inequality 25:07 Pushing investors into riskier investments 26:54 Infrastructure spending may be in the future for the U.S.  27:31 How will a rate hike affect mortgage holders 29:42 Mobility is a benefit for Gen Y workers 30:51 Risks coming from outside of the U.S.   Mentions: Tony Robbins JasonHartman.com Garrett Sutton Manulife John Hancock Asset Management   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

As companies become increasingly big through mergers and acquisitions -- especially in technology, health care, and several other industries -- how should rules and regulations change with the times?Freshly minted and hot off the press: The U.S. Department of Justice (DOJ) and the Federal Trade Commission (FTC) recently released an updated set of draft "Merger Guidelines," which could reshape the landscape of corporate mergers and acquisitions both in the U.S. and globally. Esteemed Stanford professor and Chief Economist at the DOJ's Antitrust Division, Susan Athey, joins Bethany and Luigi to discuss these changes. Why did the DOJ and FTC make them? How will they impact the way companies approach mergers and acquisitions? And what do they mean for consumers, competition, labor, and the broader economy?Show Notes:Visit our ongoing online symposium on the Merger Guidelines, with a wide range of perspectives and debates from leading experts on the topicHear more from Susan Athey at our 2023 Antitrust and Competition Conference

The cost of oil jumps above $90 a barrel for the first time in 2023. We look at the reasons and the consequences this can have across the world. A new law has taken effect in New York City that restricts short term rentals through platforms such as Airbnb and VRBO. We find out the details and talk to an Airbnb host about the implications. And we hear about the Belgian government's initiative to put pressure on banks to get them to raise interest rates on deposits. But will it work? Rahul Tandon discusses this and more business news with two guests on opposite sides of the world: Dana Peterson in New York, who is the Chief Economist & Center Leader of Economy, Strategy & Finance at The Conference Board, and Jessica Khine in Singapore, who is a Corporate Advisor for a boutique in Japan called Astris Advisory. (Picture: An oil and gas pump jack near Granum, in Canada. Picture credit: Reuters)

Jamie Lane, Chief Economist at AirDNA, is back on the podcast for a fun data rundown with other trending topics during this long Labor Day weekend! In this episode we cover the wide rang of topics from our hotel crews first episode last week, New York and other major cities continue down the path of banning STRs, Kiki raises $6M in funding, Sam Shank, Founder of HotelTonight, joins GMH next week, plus AirDNA 2.0 launches later this week! Hospitality Hotline Hospitality Hotline is open to everyone by using this link!

Building A Secure Cis-Lunar Economy - What's It Going To Take? India just sent its Chandrayaan-3 mission to the Moon for a mere $75m and DARPA is asking for ideas on how to build the cis-lunar infrastructure to establish an off-world economy. To understand what's at stake and what's needed for a secure cis-lunar economy worth betting on, Laura Winter speaks with Mike Dickey, Founding Partner of the new space consultancy, Elaranova, and former Director of the U.S. Space Force Force Design Integration Office, at the Space Warfighting Analysis Center; Courtney Stadd, Executive Vice President of the Beyond Earth Institute, with extensive stints in the Departments of Commerce and Transportation, NASA, and the White House, as well as in the private sector; and George Pullen, Chief Economist at Milky Way Economy.

Getting an accurate forecast on the economy can be a little like a weather forecast – full of surprises! But it also depends on who's doing the forecasting. In this episode, you'll hear from the head of a team that's won awards for its forecasting accuracy on the economy, housing, and mortgage market activity.   Doug Duncan is Senior Vice President and Chief Economist at Fannie Mae where he is responsible for economic analysis and forecasting. As the head of Fannie Mae's Economic & Strategic Research (ESR) Group, the team earned the 2022 Lawrence R. Klein Award for Blue Chip Forecast Accuracy. It's an award that covers a four-year period that includes the pandemic. Doug and the ESR group also won the NABE Outlook Award two years in a row, in 2015 and 2016, for the most accurate GDP and Treasury note yield forecasts.    Doug is one of Bloomberg/BusinessWeek's 50 Most Powerful People in Real Estate and Inman News' 100 Most Influential People in Real Estate and he's here with us on the Real Wealth Show!   If you'd like to learn how to build wealth through real estate, be sure to subscribe to this podcast and become a Real Wealth member. It's free to join and get full access to our website where you'll find hundreds of webinars, sample pro-formas, referrals to our highly recommended real estate professionals, and a free session with one of our experienced investment counselors.    Thanks for listening, Kathy Fettke   Follow Kathy on Instagram at: https://www.instagram.com/kathyfettke/ Purchase Kathy's audiobook on Audible at: https://tinyurl.com/retirerichaudible

In this episode of 'Manufacturing Think Tank' host Cliff Waldman is joined by Dr. Chad Moutray, Chief Economist of the National Association of Manufacturers. After discussing the path of U.S. inflation and the likelihood of a near-term U.S. recession, Chad discusses the recent manufacturing slump and the manufacturing industries that have been most impacted. The conversation then turns to the global picture with particular emphasis on growing concerns about the Chinese economy. The episode concludes with a discussion about changes in the post-pandemic manufacturing labor market and about the impact of Artificial Intelligence on manufacturing. Learn more about your ad choices. Visit megaphone.fm/adchoices

Two federal agencies issue warnings on alcohol consumption and the use of masks. As talk of the virus cranks back up - share this podcast with your favorite masked friend. Dr. Miriam Grossman explains why the current transgender movement in the country is akin to the horrors of our past in treating mental patients. Her newest book is a must read called "Lost in Trans Nation." Plus, Steve Moore our chief economist explores a potential government shut down next month, 8% mortgage rates, and his review of the Republican field economically. Plus, Newt Gingrich confirms what we've known for some time about the Husk's "leadership." - For more info visit the official website: https://chrisstigall.com Instagram: https://www.instagram.com/chrisstigallshow/ Twitter: https://twitter.com/ChrisStigall Facebook: https://www.facebook.com/chris.stigall/ Listen on Spotify: https://tinyurl.com/StigallPod Listen on Apple Podcasts: https://bit.ly/StigallShowSee omnystudio.com/listener for privacy information.

The Conference Board announced that the Consumer Confidence Index® fell this month, erasing back-to-back increases in June and July. In this episode of CEO Perspectives, Steve Odland, The Conference Board President and CEO, and Dana Peterson, Chief Economist at The Conference Board, sit down to discuss what this means for the labor market, inflation and wider US economy.    Tune in to find out:   ·       How are consumers feeling about inflation and the job market in August?  ·       What is consumer sentiment around the stock market?  ·       How are consumers' balance sheets doing, specifically their savings?  ·       To what extent are CEOs currently expecting a recession?  ·       What can we expect for global growth later this year and into next year?    For more Trusted Insights for What's Ahead:  ·       Read the August Consumer Confidence Index  ·       Access the latest insights on Navigating the Economic Storm 

This episode of the Auto Remarketing Podcast features Tim Gill, who became the vice president of research and chief economist at the American Financial Services Association earlier this summer. Gill described what's happened in the U.S. economy so far this year he's found most interesting and how current trends might impact the automotive industry.

We talk to Stefan Gerlach, Chief Economist at EFG Bank in Zurich and a former Deputy governor of Irish Central Bank.

25 Aug 2023. The airline's CCO Adnan Kazim spoke to Richard about their plans to reduce ticket rates and how they are dealing with the new COVID variant. Plus, the UAE and Saudi Arabia are among six countries invited to join BRICS. Dr. Chris Payne, Chief Economist at Peninsula Real Estate explained what this means for the GCC countries. And, we find out about a new app that lets you find out how much your neighbours are paying in rent with Lewis Allsopp, Group CEO, Allsopp & Allsopp Real Estate.See omnystudio.com/listener for privacy information.

Dan kicked off the show with an examination and exploration of today's top stories with various experts and reporters. Joining the program was Boston Globe Reporter Sean Murphy, Chief Economist at ZipRecruiter Julia Pollak, Stoneham Police Lieutenant David Thistle (member of the Stoneham Fire and Police Dive Team), and David Hibbett, PhD, Distinguished Professor of Biology at Clark University.

Margie Lehrman, CEO of the American Craft Spirits Association, and Bart Watson, Chief Economist for the Brewers Association, team up to discuss the winds of change blowing through the craft industry. Not long ago, the seas of craft beer and spirits were all smooth sailing as operators expanded into new, undiscovered territory. As costs rise, consumers shrug, and investors start to feel uneasy, many craft operators have been forced to batten down the hatches and rethink their long-term strategy, lest they should be blown off course. 

Listen as the Incredible Husk in one of his most cringe-worthy attempts at connecting with voters yet as he visits fire ravaged Hawaii. Chief economist Steve Moore and Stigall discuss the proposed 4 day work week legislation in PA that still mandates paying you for 5. Did Ron DeSantis insult Trump voters all Hillary's basket of deplorable? Stigall weighs in. Chadwick Moore stops by to explain how Amazon tired to make his book Tucker look like it flopped. And Stigall needs some advice as a friend of his sent a note this weekend declaring the GOP has a woman voter problem nobody is prepared to fix. - For more info visit the official website: https://chrisstigall.com Instagram: https://www.instagram.com/chrisstigallshow/ Twitter: https://twitter.com/ChrisStigall Facebook: https://www.facebook.com/chris.stigall/ Listen on Spotify: https://tinyurl.com/StigallPod Listen on Apple Podcasts: https://bit.ly/StigallShowSee omnystudio.com/listener for privacy information.

Well, damn it, mortgage rates just hit their highest level in 21 years and Chris, Saied and Haroon are here to tell you why. Spoiler alert, they think the yield curve inversion has something to do with it and that the 10-year treasury has more to move up before the end of the year signaling 8% to end the year for mortgage rates as a possibility. The Fed dropped their minutes where some of the FOMC members were apparently quoted as suggesting that another 25bps increase may be necessary; however, our Chief Economist is declaring shenanigans. Chris pops off on real estate company Compass and apparently Janet Yellen micro-doses mushrooms when she visits China. Resources:Mortgage Rates Just Hit Highest Level In 21 Years (Forbes)Mortgage rates could hit 8%, economists say, citing a worrying sign not seen since the Great Recession (Market Watch)Fed officials see ‘upside risks' to inflation possibly leading to more rate hikes, minutes show (CNBC)Unpaid commissions key ingredient in Compass' cash-flow positivity (The Real Deal)Did Janet Yellen Accidentally Eat Psychedelics In China? What To Know About The Sold-Out Dish Cooked With Hallucinogenic Mushrooms (Forbes)Here's when the San Francisco Fed expects households to run out of COVID-era extra savings (Morning Star)Fed Saw ‘Significant' Inflation Risk That May Merit More Hikes (Bloomberg)How Severe Is the Housing Shortage? It Depends on How You Define ‘Shortage' (Wall Street Journal)Wall Street Is Ready to Scoop Up Commercial Real Estate on the Cheap (Wall Street Journal)Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

We discuss whether the economy is headed for a soft landing or hard fall with Gusto's Chief Economist Liz Wilke. Topics include: Recession outlook and key indicators like interest rates and inflation Labor shortage impacts on the economy Commercial real estate risks for banks Impacts of bank mergers on small business lending Liz evaluates recession odds, labor trends, and lending risks - offering nuanced outlooks on potential impacts for businesses, workers, banks, and more. It's a timely discussion providing an expert economic perspective on uncertainties ahead.Meet Our Guest, Liz Wilke, PhD LinkedIn: https://www.linkedin.com/in/lizwilke/Learn more about GustoWebsite: https://gusto.com/Show NotesListen to the Gustonomics podcast: https://podcasts.apple.com/ca/podcast/the-gustonomics-podcast/id1700748603The Economy Explained - August edition: https://gusto.com/partner-resources/the-economy-explained-august2023Need CPE? Subscribe to the Earmark Accounting Podcast: https://podcast.earmarkcpe.comGet CPE for listening to podcasts with Earmark CPE: https://earmarkcpeGet in TouchThanks for listening and for the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and, if you like what you hear, please do us a favor and write a review on iTunes, or Podchaser. Interested in sponsoring the Cloud Accounting Podcast? For details, read the prospectus, and NOW, you can see our smiling faces on Instagram! You can now call us and leave a voicemail, maybe we'll play it on the show. DIAL (202) 695-1040Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribe Apple Podcasts: http://cloudacctpod.link/ApplePodcasts Podchaser: http://cloudacctpod.link/podchaser Spotify: http://cloudacctpod.link/Spotify Stitcher: http://cloudacctpod.link/Stitcher Overcast: http://cloudacctpod.link/Overcast YouTube: https://www.youtube.com/c/CloudAccountingPodcast Want to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Why not let the listeners of The Cloud Accounting Podcast know by running a classified ad? Hit the link below to get more info.Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAd The full transcript for this episode is available by clicking on the Transcript tab at the top of this page

More homeless people have been created due to the housing supply crisis. Homelessness is up 11% since last year, per the WSJ. The opioid crisis, consumer inflation, and NIMBYism have contributed too. California has the most homelessness on both a total and per capita basis. States with higher housing costs have more homeless people. I share our poll results: “Should we pay to house the homeless?” Are you a NIMBY? We find out today. We can increase housing supply with rezoning, construction training, and lower mortgage rates. The cycle of investor emotions led to wild investing manias. It was tulip bulbs in the 1600s Netherlands and Beanie Babies in the 1990s United States.  I discuss exactly why “buy low, sell high” is more difficult than it sounds. Timestamps: The correlation between homelessness and the housing market [00:00:00] Discusses the relationship between the housing market and the increasing problem of homelessness in America. Investing manias and lessons from history [00:00:00] Explores the phenomenon of investing manias and the lessons that can be learned from historical examples. The tight inventory market conditions and potential solutions [00:04:56] Lawrence Yun, Chief Economist of the National Association of Realtors, discusses the tight housing market conditions and suggests tax incentives to increase housing supply. Timestamp 1 [00:10:32] Affordability of moving to different cities and the proposal of a tax incentive for real estate investors. Timestamp 2 [00:11:49] Discussion on the housing supply crisis, mortgage rates, and the homeless population in the US. Timestamp 3 [00:14:14] Increase in homelessness in America, reasons behind it, and the correlation between housing prices and homelessness rates. The impact of high density housing on quality of life and home value [00:21:12] Discussion on the potential negative effects of building high density housing near single family homes, including reduced home value, increased traffic and noise, and loss of nearby open space. Alternative solutions to increase housing supply and reduce homelessness [00:23:30] Exploration of alternative measures to address homelessness, such as trade training for the homeless and relaxing excessive safety requirements in home building. Giving real change to the homeless [00:25:50] Encouragement to give directly to homeless shelters or soup kitchens instead of giving small change to individuals on the street, with the concept of "give real change not small change" explained. Note: The timestamps provided are approximate and may vary slightly depending on the podcast episode. The Origins of Tulip Mania [00:31:37] Tulips were introduced to Europe in the 1500s and became a luxury item for the affluent. The cultivation of tulips locally in the Netherlands led to a flourishing business sector. The Tulip Bubble [00:32:55] By 1634, tulip mania had swept through the Netherlands, with the demand for tulip bulbs exceeding supply. Prices reached exorbitant levels, and futures contracts were being bought and sold. Lessons from Tulip Mania [00:37:53] Tulip mania serves as a model for financial bubbles, with similar cycles observed in other speculative assets like beanie babies, baseball cards, NFTs, and stocks. It highlights the dangers of excess, greed, and speculation without tangible value. The cycle of investor emotions [00:44:32] Explanation of the different stages of investor emotions, from optimism to panic, in relation to stock market investing. The peak of the stock market [00:46:43] Discussion on the peak of the stock market being the point of maximum financial risk and the difficulty of selling at the right time. Real estate as a stable investment [00:51:56] Comparison of real estate investment to speculative bubbles, highlighting the stability and income stream provided by real estate. Explains how the integration of HOA (Homeowners Association) helps maintain uniformity and cleanliness in the rental property investing world. Details about the upcoming real estate event [00:38:31] Promotion of a live event where listeners can learn about new construction fourplexes and have their questions answered in real time. Resources mentioned: Show Notes: www.GetRichEducation.com/463 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Welcome to Get Rich Education. I'm your host, Keith Weinhold. America's homeless problem has become FRIGHTENING. I describe how that correlates… with the housing market.  Then, investing MANIAS. What drives people to spend more for one tulip flower bulb than they would for an entire luxury home?    And lessons you can learn that'll benefit you the rest of your life from other manias throughout history. All today, on Get Rich Education.   ___________   Welcome to GRE! From Seaford, DE to Carmel-by-the-Sea, CA and across 188 nations worldwide, you're listening to one of America's longest-running and most listened to shows on real estate investing. Along with plenty of ongoing hot takes on wealth mindset and the real estate economy.    I'm your host, Keith Weinhold.    See, the crash in the SUPPLY of available American homes is bad and it isn't just creating more upward prices, it's a contributor to homelessness.    Let's talk about some of the drivers of homelessness, understand the problem a little more, how many homeless people ARE there in America, and then… what can we do about it?   As you'll soon see, one prominent real estate industry influencer actually suggests that you actually SELL your rental single family homes in order to help serve the homeless. More on that shortly.    Also, I have the results from a GRE Instagram Poll. The poll question is: “Should we pay to HOUSE the homeless?”    And the answers that you - the GRE listeners gave… actually surprised me. I'll give you those super-interesting poll results later, because I have more to explain there.   But first, what IS a homeless person? Let's define it. I think most anyone knows that since it's a person without a home, it's thought of as living on the street.   Really, then, that person might not be homeless but “houseless” in a literal sense. Even if they live in a tent under a bridge, that is then, their home. Though it might be INADEQUATE housing.   More accurately, the unsheltered or undersheltered population could be more apropos.     Then there's vagrancy. A vagrant is defined as a person without a settled home OR regular work… who wanders from place to place and lives by begging.   So vagrants are PART of the homeless population then. This all helps DEFINE what we're discussing.   Now, the lack of available American housing supply - especially the affordable segment - is OBVIOUSLY a big contributor to homelessness.   For example, anymore, how many builders even construct a new-build entry-level home for $200 or 250K? Practically nobody… anywhere.   And just how bad is the supply problem now? Well, the NAR has been tracking housing supply since 1982 and it just hit its lowest level ever this summer - EVER - and that's in 40+ years of tracking.    That's one reason why just last week, it was announced that Warren Buffett is making a big bet on housing by investing in homebuilders.   Now to keep consistent with the same stats I've been reporting to you for you, to update that, again 1-and-a-half million available homes is the baseline supply. That's the long-term “normal” per the FRED Active listing count.   And through last month, it's still under 650,000. That is STILL a housing SUPPLY crash of 57% from its peak of 1 ½ million.   I want you & I to listen to this upcoming piece together. This recent interview with NAR Chief Economist Lawrence Yun is from the 8th of this month.   Yes, HE is the one that basically wants you to sell your SF rental properties. And he makes his case for an inducement to get you to do this. (Ha!)   He's not proposing anything COMPLETELY ludicrous. It's REALLY interesting. Listen closely for that.   This about 5 minutes in length and there's a lot of material here within this clip - a nutrient dense piece, so I've got SO much to say about this when I come back to comment.    [Yun clip]    Yeah, the NAR Chief Economist there talking about how, much like I have for years, great opportunity is in the Midwest and Southeastern parts of the US.    With this greater ability for people to work from anywhere, when people move in from the pricy coasts, it's sooo affordable to them.   Moving from Manhattan to Cincinnati feels incredibly affordable.  Moving from San Francisco to St. Louis feels like you've upgraded from serfdom to a kingdom. Moving from Boston to Jacksonville feels like a total life makeover.   That's why, here at GRE, we're focused on properties in those INbound destinations.    Before I continue, especially for those outside the US, I know that it seems a little odd that Ohio and Indiana are in what we call the Midwest when they're actually in the northeastern quadrant of the nation.   But the fact that they ARE midwestern states is rooted in history and in cultural tradition.   So, getting back some new angles on the housing supply crisis.   Lawrence Yun proposed that a tax incentive be introduced to unleash the inventory of SF rentals from individual REIs.    And says that there are over 20 million single-family housing units that are rented out.    If we reduced or canceled the capital gains tax & just got 1% of that inventory on the market, he states that that would help.   Well, yeah, but even that then would only put about 200,000 units of the market - and they'd get snatched up so fast.   Now, if mortgage rates come down to say, 5%, it would unleash both housing demand AND supply.    Both - like Lawrence Yun says. So it's not apparent that that would help this shortage, if both demand and supply go up.   In a nation of about one-third of a BILLION people now - that's how I like to express it this year - America now has one-third of a billion people… also known as 333 million - how many do you think are classified as homeless?   As you think about that - as you think about how many of America's 333 million Americans are homeless, this homeless population figure that I'm about to share with you is from HUD and it's through last year, so it's their latest year-end figure.    And I'll tell ya, it's hard to believe this number. The Department of Housing and Urban Development states that about 582,000 Americans are experiencing homelessness.   Now, how HUD does this is that their number is a snapshot of the homeless population as of a single night at the end of January each year.    The total number of people who experience homelessness for SOME PERIOD each year will be higher than that.   I just did the math and then that means that just 1 in every 572 Americans are homeless. C'mon. Do you believe that? Only one in every 572 Americans are homeless?   I might believe that it's something like more than 1 in 200. What are your thoughts?   Even HUD would probably concede that there are shortcomings in that stat and that it's only a starting point.   And over the last decade, according to HUD, the homeless population is little changed… apparently until just this past year.   Homelessness is surging in America. The number of people experiencing homelessness in the US has increased 11% so far this year over 2022. That would be the biggest jump by far in equivalent government records beginning in 2007.   Now this 11% homeless jump is according to a WSJ analysis of hundreds of smaller & local agencies.    Most  agencies say the alarming rise is because of the lack of affordable housing and rental units, and the ongoing opioid crisis.   Inflation is part of that affordable housing problem. Inflation widens the disparity between the haves and have-nots.   To cut some slack to census-type of surveying, homelessness can be hard to measure. Some live on skid row, some live in the woods, some homeless people live in their cars.    Some aren't interested in being counted. Others are essentially invisible. I mean, if someone's between jobs and needs to couch surf at their aunt and uncle's place for three months, are they homeless or not? So, to be sure, there's a lot of leeway in those numbers.   One in 572 as homeless - that should just be a minimum - a starting point in my opinion.   Now, homelessness broken down by STATE is really interesting.   California at 171,000, has the most of any state, more than double of next-most New York, and then Florida is third.   But let's break that down by rate - on a per capita basis. So… think of this as the highest CONCENTRATION of homeless:   Washington DC has 65 homeless per 10,000 people. That's not really a state though, so…   #1 on a per capita basis is STILL California, with 44 per 10,000. So California leads in the nation in homeless on both bases then - both absolute and relative.   The second highest rate is Vermont.  Third Oregon Fourth Hawaii Fifth is New York And then numbers 6 through 10 on the most homeless per capita are Washington, Maine, Alaska, Nevada, and Delaware.   Now, strictly anecdotally. You've probably seen just what I've seen in the last year-plus - more visible homeless people in your city and other cities.   The state with the FEWEST homeless of all 50 states is Mississippi - and see, housing is quite affordable there. MS is one of the most affordable states for housing.    There is at least SOME correlation between your cost of housing and homelessness.   Recently on our Instagram page, and the handle there is easy to remember - it's @getricheducation - if you want to participate in future polls, we ran a poll on homelessness.   Here is the poll question that we ran - and I'd like you to think about your answer to this too.   “Should we pay to house the homeless?”    That's the question.    And in polling, the way that the question is phrased, of course, can skew your answer.    See, if instead, we phrased it as, “Should the government house the homeless?” you might have more ‘yes' answers - even though it's the same question - because you FUND the government.    But the question as we phrased it: “Should we pay to house the homeless?” - it also showed a photo of vagrants on a street curb under the question.   Here we the results, which surprised me, to:  Should we pay to house the homeless?   Those answering “Yes” were just 6% The no's were 45% But we also had a third option: “It's complicated”. 48% answered with that option.   So again, just 6% of you said we should pay to house the homeless and 45% said “no”. “48% said it's complicated”.   In a way, that makes sense to me since we have a largely entrepreneurial, self-made type of audience. I thought that might have happened.   But what surprised me is in how emphatic it was. It was a landslide. 7 to 8 TIMES as many of you said we should not pay for the homeless as those that said we should.   Well, the reason that I added - and I'm the one that ran the poll myself - they're quick to do. I added the paying to house the homeless “It's complicated” option because it IS complicated… that WAS the most popular answer.   I mean, why should you go to work and pay to house a stranger that has no income because he or she doesn't want to work?   But what if they're disabled and they can kinda work but not really work… or a zillion other complications.    Substance abuse is obviously a big problem that keeps homeless people homeless… and there's a substantial thought paradigm that says, if they're an abuser, then why would I pay for THEIR housing?   Substance abuse is just one reason that there is a population that's VOLUNTARILY homeless. They don't want to have to comply with a group home's ban on substances.    I wanted to address the homeless problem somewhat today, because here we are on Episode 463 of a real estate show and this is the most that we've even discussed it.   I think the perspective it gives you is that it helps you be grateful for what you've got.    But it's abundance mentality here. You can be grateful for what you have and at the same time, grow your means.   What else would help with more housing supply which would also move us toward mitigating the homeless problem?   Well, we've already discussed a number of them so I'll only go in depth with some fresh angles here.   Obviously, more homebuilding. We've done episodes on how 3D printed homes and shipping container homes are not quick, easy answers. Tiny homes might be but then you could get into a zoning density problem again.   Just last week, my assistant brought me this Marketwatch article that reported that the average American home size is shrinking just a little & that often times, new-build houses tend to be a little closer together.   That's what gets us into relaxing zoning requirements. But you know something, OK, this is going to be interesting.    This plays into NIMBYism. Not In My Backyard: communities saying that they don't want high-density housing built next to them.    Now, I think that there are a lot of critics of NIMBYism. But the criticism comes from people that live far out of that area and aren't affected.   Let me just play a fun little experiment with you here. Let me paint a picture of a fictitious life for you and just… place yourself there.   Say that you live in a nice single-family home, with a quarter acre lot. It's not a sprawling estate but you've got a good measure of privacy that way.   You're in a SFH, quarter-acre lot and two car garage. That is classic suburbia.   And… just a hundred yards away from your home there's a big, wide-open field where you walk your dog and use as a little makeshift golf driving range or whatever. Nice open space nearby.   Say you've got a fairly idyllic life here. It's always been this way since you bought the home years ago.   Suddenly, in your neighborhood of all SFHs, you learn that they want to build a bunch of fourplexes in the nearby lot where you used to throw tennis balls to your dog.   What can that do to your quality of life & your home's value, now that a bunch of new fourplexes and eightplexes were built nearby?   It reduces your home's value because there are less valuable, high density properties nearby.   It also increases the amount of traffic & even noise in your neighborhood. Now you can't use that nearby park anymore - it's been all-built up with these higher-density apartments.   So, let me go back and ask - point blank - did you really want all those new high-density developments near your home?   If that made you uncomfortable, that's NIMBYism. So it's quite natural to evoke that feeling type. You're just a human being.   How else can we increase housing supply to help reduce homelessness?   NOT with rent control. Over time, capping the amount of rent that a LL can charge gives property owners no incentive to improve their property and neighborhoods end up dilapidated.   We need more training for tradesman and laborers. How about training the homeless for that? But then someone's got to pay for that training.   Another measure that's become ridiculous is that we've gotta relax these excessive safety requirements in homebuilding. Now, some safety is good.   But when every single home - entry-level and all needs to have fire-rated shingles and fired-rated doors and GFCI outlets and smoke detectors in every room and carbon monoxide detectors all over the place, sheesh! Well, that raises the cost of housing for everyone.   In some earthquake-prone areas, you've got to have seismic restraining straps on your water heater or you can't even sell your home. Do you know how big of an earthquake it would take to damage your water heater like that?   And an excessive safety PROPONENT might say, yeah, but did you hear about that one family that died ten years ago that would have lived if they had carbon monoxide detectors?   Well, the counterargument to that is, yeah, but what about all the homeless people that were exposed to the elements and died in the cold because they couldn't AFFORD the more basic housing, the prices of which have escalated for all this excessive safety stuff.   Are you saying a middle class person's life is worth more than a poor, homeless person's life? That's the counterargument.    Again, some safety is good. But we've gone overboard in too many places - in housing & beyond.   Rising housing costs keep people homeless. A few weeks ago, I did that episode about escalating insurance costs.   I now own some properties that have extremely low mortgage rates and the insurance has gone up to the point where I pay more in monthly escrow expenses than I do principal & interest.    But, hey. I'm not homeless, and if you're listening to this, neither are you.   So when it comes to helping the homeless in the short-term, that campaign called, “Give real change, not small change.” - that really resonates with me.   Don't give 5 bucks to a vagrant on the corner. That just keeps them showing up at that corner, plus they're going to spend your 5 bucks on a cheap bottle of Monarch vodka.   Instead, if you're going to give, give to a homeless shelter or soup kitchen.    That's what's meant by “Give real change, not small change.” And that's something actionable.   Coming up next, investing MANIAS. How wild it gets - paying more for a tulip flower than a SFH, shooting and killing someone over a Beanie Baby toy… and then I'm going to wrap it all up with what all this has to do with the cycle of your investor emotions.   Around here, we don't run ads for the Swiffer. This week's sponsors that support the show are people that I've personally done real estate business with myself and have benefited from.    Ridge Lending Group specializes in INVESTMENT property loans in nearly all 50 states. Start your prequalification at: RidgeLendingGroup.com    Then, for super-passive real estate returns, check out Freedom Family Investments. Right now, what you can do, is just text “FAMILY” to 66866.   I'm Keith Weinhold. You're listening to Get Rich Education. ___________ Welcome back to the GRE Podcast. I'm your host and my name is Keith Weinhold.    If you've got a friend or family member that you think would benefit from the knowledge drops here on the show, you can simply tell them to grab the free Get Rich Education mobile app.   That's a convenient option for listening every week for both iOS and Android.   Today's topics of homelessness and investing manias could very well bring a new audience here, so…    A little more about my backstory. I'm from PA but got my real estate comeuppance in Anchorage, Alaska of all places & grew out nationally & internationally from there. I had humble beginnings and wasn't born anywhere near wealthy. I had to figure out how to build it myself.   But see, if I were born wealthy, I wouldn't have learned how to build it, and then I wouldn't be of much help to you. Likewise, if you're building it yourself, you'll be able to help others too.   BTW, I was born in the same PA town as Taylor Swift.    Though she & I don't have much ELSE in common, I guess that she & I are both best-known for using a microphone.   Though I think that I'm about as likely to start using this microphone to sing into your ears like Taylor Swift does… as Taylor is to launch a real estate investing show.   For hundreds of years, the tulip has been one of the most-loved flowers in the Netherlands. It's an enduring icon - as synonymous with the country as clogs, windmills, bicycles, and cheese. The tulip has a long and storied history - including the infamous shortage in the 1600s known as “tulip mania”. If you're someone that has even a fleeting interest in investing, you should at least know what this is.   Tulips first appeared in Europe in the 1500s, arriving from the spice trading routes… and that lent this sense of exoticism to these imported flowers that looked like no other flower native to the continent. It's no surprise, then, that tulips became a luxury item destined for the gardens of the affluent.  According to The Library of Economics and Liberty, “it was deemed a proof of bad taste in any man of fortune to be without a collection of [tulips].” Hmmm. Well, following the affluent, the merchant MIDDLE classes of Dutch society sought to emulate their wealthier neighbors and also demanded tulips. So to start out with, it was purchased as a status symbol for the sole reason that it was expensive. But at the same time, tulips were known to be notoriously fragile, and would die without careful cultivation. In the early 1600s, professional cultivators of tulips began to refine techniques to grow and produce the flowers locally in the Netherlands. They established a flourishing business sector that persists to this day. By 1634, tulipmania swept through the Netherlands. The Library of Economics and Liberty writes, “The rage among the Dutch to possess tulip bulbs was so great that the ORDINARY INDUSTRY of the country was neglected, and the population, even to its lowest dregs, embarked in the tulip trade. Now, everyone's in - rich to poor. It's a little hard to say for sure how much people paid for tulips.  But Scottish journalist Charles Mackay, wrote an extremely popular 1841 book - you've probably heard of this book - it's called the Memoirs of Extraordinary Popular Delusions and the Madness of Crowds… It does give us some points of reference such that the best of tulips cost upwards of $1 million in today's money (but a lot of bulbs traded in the $50,000–$150,000 range).  By 1636, the demand for the tulip trade was so large that regular markets for their sale - like a little Dow Jones Industrial Average - got established on the Stock Exchange of Amsterdam, in Rotterdam, Haarlem, and other towns. It was at that time that PROFESSIONAL TRADERS got in on the action - that's all that some people do now - is trade tulips… and everybody appeared to be making money simply by possessing some of these rare bulbs.  Dutch speculators at the time spent incredible amounts of money on bulbs that only produced flowers for a Week—many companies were formed with the SOLE PURPOSE of trading tulips.  To everyone, at the time, it seemed that the price could only go up forever. Pretty soon, demand for tulips EXCEEDED THE AVAILABLE SUPPLY of tulips by so much that people were into buying futures contracts, basically saying, I'll pay you this much money TODAY for a tulip that you provide to me in 3 years. By the last 1630s, these futures contracts were like a crack that appeared in the price runup. Demand began to wane when people were just buying a token for a future tulip that hadn't even started growing yet.  People felt like they weren't buying anything tangible anymore. That's one factor that helped create an oversupply of tulips in the market and started depressing the prices. Supply caught up with - and exceeded - demand. A large part of this rapid decline was driven by the fact that people had purchased bulbs on credit, hoping to repay their loans when they sold their bulbs for a profit. But once prices started to drop, holders were forced to sell their bulbs at any price and to declare bankruptcy in the process. So people had begun buying tulips with leverage, using margined derivatives contracts to buy more than they could afford. But as quickly as the run-up began, confidence was dashed. By the end of 1637 is when prices began to fall and never recovered.   And the bubble burst. Buyers announced that they could not pay the high price previously agreed upon for bulbs, and that made the market fall apart.  While it wasn't actually a devastating occurrence for the entire nation's economy, it did undermine social expectations. The event destroyed relationships built on trust and people's willingness and ability to pay. It's been said that “the wealthiest merchants to the poorest chimney sweeps jumped into the tulip fray, buying bulbs at high prices and selling them for even more.” Well, this is what can happen - today it happens with financialization and nothing real backing up purchases. Tulipmania is a model for the general cycle of a financial bubble. That's what happened with Dutch tulips. Now, here in more recent times, similar cycles have been observed in the price of Beanie Babies, baseball cards - I got caught up in the baseball cards as a kid, owning more than 100,000 baseball cards at one time, also non-fungible tokens (NFTs), and shipping stocks.       The example of tulipmania is now used as a parable for other speculative assets, such as cryptocurrencies today or dotcom stocks from around the year 2000. So, when you hear someone likening an investment to a Dutch tulip bulb, now you'll know what they're talking about. It's a symbol of excess, greed, and FOMO. But there has been a good bit of more modern scholarship that tells you that tulip mania did indeed occur in the 1600s Netherlands. But that the tale has been exaggerated and it's something that the upper classes of society were mostly involved in. Now, that's the Dutch tulip bubble. But for a more modern-day parable about an investing mania, there's a new movie about the rise & fall of BEANIE BABIES that's on Apple TV+. These were little stuffed, plush toy animals that became more popular among adults than children. The rise and fall of Beanie Babies—toys that people mistakenly thought would make them rich. The movie is called “The Beanie Bubble”.  It's a MOSTLY TRUE account of the lovable toys' boom and bust in the '90s -  comparable to the meme stock frenzies that took place during the Covid-19 pandemic. These $5 pellet-stuffed plush toys had astronomical appreciation estimates: Stripes the Tiger, released in 1996, was predicted by collectors to surge from $5 to $1,000 by 2008.  Forecasts like these were so enticing that one dad invested his kids' college funds in Beanie Babies, thinking he'd resell them later for a hefty profit. At the height of the frenzy, people were ruining relationships and committing felonies to get their hands on some of these sacks of fuzz. Border officials confiscated more than 8,000 smuggled Beanie Babies at a US–Canada border crossing in 1998. A West Virginia man shot and killed a former coworker in 1999 after an argument partly about $150 worth of Beanie Babies. That same year, a divorcing couple couldn't agree on how to split up their collection, so the judge made them divvy up the toys in person, right on the courtroom floor. How did that all happen? Barely anyone cared about Beanie Babies when a company called Ty Inc. launched them in 1994. Stores only got lines out the door once the toy's creator, now-billionaire Ty Warner, began pulling strings to juice demand. Here's what Warner did. OK, so here's how you induce people into a speculative bubble. He refused to stock Beanie Babies at Toys R Us and Walmart. Instead he created an illusion of rarity by only selling them at small toy stores and independent shops. Even if you did find a retailer, every store's supply of Beanie Babies was limited to 36 of each animal, so inventory restocks drew a crowd. This, combined with Warner's decision to start “retiring” certain animals in 1995, created artificial scarcity and a mass panic to stock up on Beanie Babies.  Soon, an aggressive resale market was born, replete with magazines and blogs and even trade shows for these Beanie Babies. One woman's guide to the secondary Beanie Babies market got so popular that she was selling 650,000 copies per month and, on many days, she did two or three radio interviews before her kids woke up for school. Ty Inc. later gave her an award for boosting sales. At Peak Beanie mania, Ty Inc. and legions of speculators actually made hordes of money: The stuffed animals accounted for 6% of eBay's sitewide sales in 1997 and 10% in 1998. Beanies averaged a resale value of $30—six times their retail price—but rare ones, like the Princess Diana bear, went for hundreds or thousands of dollars (and now you can find one online for $15 bucks). Ty Inc. hit $1.4 billion in sales in 1998, which is what Mattel grossed in Barbie dolls in 1995. At the end of the year, Ty Warner gave all ~250 employees holiday bonuses equal to their annual salaries. But most regular people didn't sell their Beanie Babies at their peak price. And unfortunately for them, the hype subsided. Anticipating a drop in interest as more kids reached for Pokémon and Furbies, Ty Inc. announced it would stop making Beanie Babies at the end of 1999, and that poked a hole in collectors' this-will-never-not-be-popular mentality and that sent demand plummeting. There were no underlying fundamentals to Beanie Babies' value. That's all that I've got on that speculative craze.   So let's review how this happened with both speculative crazes - Dutch tulips and Beanie Babies: Investors lose track of rational expectations. Psychological biases lead to a massive upswing in the price of an asset or a sector. A positive-feedback cycle keeps inflating prices. And soon, investors realize that they are holding an irrationally-priced asset. Prices collapse due to a massive sell-off, and an overwhelming majority go bankrupt. Now, much stock market investing is based off of buy low and sell high mentality. And stock investors can get caught up in similar crazes.    But because many stocks are tied to productive companies, the stock investor deals with smaller bubbles. A lot of times, the stock price can double, triple, or even 10X even though that company is not even profitable. Buy low & sell high. Well, that sounds easy. But why is this harder to do than it sounds? It's called the cycle of investor emotions.   It starts here with… optimism. Because you HEAR about 10% stock returns or people making money with Dutch tulips or Beanie babies.    Let's say that you aren't fully invested in the stock market. But some friends are, and they're achieving small gains.   Then comes excitement. The market is now up some more. Hey, what's in motion tends to stay in motion.   More friends are telling you how much money they're "making".    You're soon experiencing a full-blown case of FOMO—Fear Of Missing Out.   The next stage is the Thrill you feel. So you jump into the stock market fully, rationalizing with something like, "Hey, I'm a momentum investor". Sounds pretty good, I guess.   Now that you're in, it actually feels fantastic to you for a short time. You figure that some days, you're making more from stocks than your job. Winning activates dopamine.    Dopamine is a brain chemical that's known as the “feel-good” hormone. It gives you a sense of pleasure. It also gives you the motivation to DO SOMETHING when you're feeling the pleasure.    So then, you add MORE shares… at an elevated price until you are FULLY invested. Now everyone is "making money", even your Uber driver.   The next stage is Euphoria - The peak! As you can see, this is the Point of Maximum Financial Risk.    OK, now, remember the simplicity of “buy low, sell high”?   Well then, savvy stock investors should now be SELLING here in my example - at the HEIGHT.   Now be “selling”? Leaving the party at its crescendo? Stopping the dopamine flow? Yes, exactly… and THAT'S why it's so difficult.    What happens after the stock market peak? Overbought, with bloated price-to-earnings ratios, the market soon drops 10% from its recent high.    That's what's known as a correction - a drop of 10% or more. Now you feel a little ANXIETY. Your dopamine flow is stifled.   Next, you tell yourself, "I shouldn't be worried because I'm a long-term investor." It's down 15%. You're experiencing DENIAL & FEAR.   Now you're checking the Robinhood app almost hourly to see if it will recover.   Next, comes Desperation & Panic - Stocks are down 20%, that's the definition of a bear market. You're devoting more mindshare to this each day than what's healthy.   Then there's Capitulation - Down 30%, you finally surrender to a FEAR of FURTHER LOSS. You're getting so sick of months of losing. You finally do it and cash out your stocks into a safe money market fund. Now you're out.   And you rationalize and justify doing this because you tell yourself, "You know, at least when I wake up tomorrow, I'll know that I haven't lost money AGAIN. And THAT gives me certainty.”    The next stage in the Cycle of Investor Emotions is Despondency - You realize that what you've done is the polar opposite of successful investing. It's complete. You've now bought high… and then sold low.    Next, stocks completely bottom out. But this is actually the Point of Maximum Financial Opportunity. Instead, you should be buying.   But you can't. Because you're experiencing the next investor stage - Depression. You're so full of contempt for the situation that the idea of actually buying at bargain-basement levels again is simply inconceivable. You've been burnt badly.   Then, there's Hope & Relief - The market has begun ticking up after the crash. It soon should be clear that share prices are FAIRLY VALUED again.    But you don't buy the recovery story. You wait until enough price growth occurs that the confidence and Optimism stage is felt again before you'll even consider getting back in and buying.   And the entire pattern repeats.   That's the “cycle of investor emotions”. There's an average of 3-and-a-half years between each stock bear market, BTW.   Of course, we've been kind to call this all “investing”. It's more like speculating.   But here's the real problem—most investors THINK they're better than average stock pickers, so they keep playing this game. This effect has a name. It's called illusory superiority.   It's like how at least 70% of people think they're better than average drivers, despite the statistical impossibility.   Even professional money managers fall prey to this! Fewer than 10% of active U.S. stock funds manage to beat THEIR benchmarks.   The renowned British economist and value investor Benjamin Graham once said: "The investor's chief problem—even his worst enemy—is likely to be HIMSELF." Well, as real estate inv