Podcasts about td bank

Cannes Lions 2026 Day 1: Young Lions Kickoff, AI Takes Over the Croisette & Early WinnersOn day one of Cannes Lions 2026, host Conor Byrne covers the Young Lions competition as teams prepare for a 24-hour brief, and shares highlights from meetings and sessions across the festival. He recaps a coffee catch-up with Karen Nelson-Field and plans to feature her on the podcast, then reports recurring Cannes themes around AI, including agentic AI in ad tech and the importance of transparency and human-in-the-loop control discussed by Limelight leaders. From Adweek House, he notes talks on moving at “the speed of now,” AI enabling human connection (including Grindr and TD Bank), and sponsorship as a marketing lever. He also shares early Lions winners across Creative B2B and health categories, and summarizes research from WARC, Jellyfish, and Inseed on how creativity performs differently for humans versus LLMs.00:39 Young Lions Kickoff01:24 Coffee With Karen Nelson-Field02:19 Limelight on AI Transparency04:48 Adweek House Highlights06:31 Early Lions Winners Roundup07:59 Creativity in an LLM World12:21 Oshri on Limelight US Growth14:46 Ritson vs Sharp Debrief with Marc & V from the Sleeping Barber Podcast Hosted on Acast. See acast.com/privacy for more information.

In this session from DX Annual, Rebecca Fitzhugh, Lead Principal Engineer at Atlassian, moderates a panel featuring Nidhi Allipuram, Vice President, Enterprise Developer Experience and Platform at Nationwide, Jai Schniepp, Senior Director, DevX Product Management at Comcast, Brent Foster, Vice President and Head of Architecture and Strategy at TD Bank, and Praveena Patchipulusu, Vice President of Engineering at HPE.Together, they discuss how large enterprises are approaching AI adoption, what it takes to build an AI-first software development lifecycle, and how engineering leaders are balancing speed, security, governance, and developer experience. They also share their perspectives on the changing role of engineers, human accountability, and how organizations can prepare for the future of software engineering.Where to find Rebecca Fitzhugh: • LinkedIn: https://www.linkedin.com/in/rmfitzhugh • X: https://x.com/RebeccaFitzhugh Where to find Jai Schniepp:• LinkedIn: https://www.linkedin.com/in/jessicaschnieppWhere to find Nidhi Allipuram: • LinkedIn: https://www.linkedin.com/in/nidhi-allipuramWhere to find Brent Foster: • LinkedIn: https://www.linkedin.com/in/engineeringthefuture• Website: https://brentfoster.meWhere to find Praveena Patchipulusu: • LinkedIn: https://www.linkedin.com/in/praveena-patchipulusu-158741In this episode, we cover:(00:00) Intro(02:28) The AI journey across TD Bank, Comcast, and HPE(05:59) Inside Nationwide's AI-assisted development lifecycle(10:04) Reimagining the software development lifecycle with AI(11:32) Security, governance, and human accountability(15:27) Embedding security and guardrails into AI workflows(17:55) How AI is changing the role of an engineer(21:52) What developer experience looks like in the AI era(26:55) What software engineering may look like in 2030(32:47) How to prepare for the AI-driven futureReferenced:• Atlassian• TD Bank• Comcast Corporation• Hewlett Packard Enterprise (HPE)• Nationwide • GitHub Spec Kit• Abi Noda

In today's episode of The Peak Daily, we break down TD Bank's new “productivity” software that tracks how employees spend their time at work — and what the rise of workplace surveillance means for anyone working remotely. Then we look at growing evidence that leaning too heavily on AI tools can erode key skills like critical thinking, debugging, and analysis.Plus, in The Big Picture: Canadian EV interest climbs as gas prices spike, Canada sends a record-sized trade mission to Japan, and Iran pauses nuclear talks with the U.S.The Peak Daily is produced in partnership with reframevid.com

Most banks know far more about their customers than the customer ever feels. In this Banking Insight Video, I look at why relationship banking often feels programmed, from the quarterly business banker check-in that goes to voicemail to the small human moments customers actually remember.Using examples from Ritz-Carlton, Delta, Nordstrom, Disney and TD Bank's Automated Treat Machine, this episode explores what banks can learn from companies that make ordinary interactions feel personal. The point is not to copy those examples. It is to rethink how banks use customer data, technology, frontline judgment and employee empowerment to make customer experience feel more human.For bank executives, retail banking leaders, marketers, digital teams and frontline managers, this is a practical conversation about relationship management, personalization, customer loyalty, surprise and delight, and the human moments banks keep missing.

The 2026 summer real estate market is here. This week on Real Estate Today, we break down the latest housing trends, including what's driving price changes, inventory shifts and buyer demand this summer, along with what these shifts mean for anyone looking to buy or sell a home. Discover where opportunities are emerging, which real estate strategies are actually working, how to save money on your mortgage and the practical moves you can make right now to achieve your homeownership goals.  Guests include Cara Ameer, real estate professional with Coldwell Banker, and Scott Haymore, senior vice president and head of mortgage capital markets at TD Bank.

The 2026 summer real estate market is here. This week on Real Estate Today, we break down the latest housing trends, including what's driving price changes, inventory shifts and buyer demand this summer, along with what these shifts mean for anyone looking to buy or sell a home. Discover where opportunities are emerging, which real estate strategies are actually working, how to save money on your mortgage and the practical moves you can make right now to achieve your homeownership goals.  Guests include Cara Ameer, real estate professional with Coldwell Banker, and Scott Haymore, senior vice president and head of mortgage capital markets at TD Bank.

In this episode Derek Champagne talks with NY Times best selling author Liane Davey. Liane has spent more than 25 years researching and advising teams on how to perform at their best. Known as the “teamwork doctor,” she works with teams from the frontlines to the boardroom, across industries and around the world, from Boston to Bangkok. Through her work with hundreds of teams, including 26 Global Fortune 500 companies (and counting), she has developed a practical, research-backed approach to solving the challenges that prevent teams from working effectively together.Liane is a New York Times bestselling author of You First: Inspire Your Team to Grow Up, Get Along, and Get Stuff Done and The Good Fight: Use Productive Conflict to Get Your Team and Organization Back on Track. She is a regular contributor to Harvard Business Review and a sought-after expert for media outlets including CNN, NPR, USA Today, The Globe & Mail, and Forbes. Her work focuses on increasing productivity, strengtheningengagement, developing leaders, and helping teams navigate conflict in healthier, more effective ways.Liane's clients have included Amazon, Walmart, TD Bank, RBC, AMD, MD Anderson, Google, Bayer, KPMG, Aviva, UNICEF, and SONY Interactive Entertainment. While she works across a wide range of industries, she customizes every conversation to reflect the realities of each audience.In Thoughtload, Liane tackles today's most pressing management challenges: over-burdened systems, burned-out teams, and plateauing results. However, contrary to conventional wisdom, Davey argues that the problem is not with out-sized workloads. The root cause of the madness sapping productivity in today's offices is our excessive thoughtload.Thoughtload is the cumulative and often overwhelming burden of increasing cognitive and emotional demands, worsened by decreasing physical and mental energy. In this brilliant, highly prescriptive guide, Davey lays out the steps for reducing thoughtload, so that managers and their teams feel more focused―and get more done.For free resources and to order a copy of Thoughtload visit: Thoughtload.comBusiness Leadership Series Intro and Outro music provided by Just Off Turner: https://music.apple.com/za/album/the-long-walk-back/268386576

Louise Arbour installed as Governor General of Canada.Southern Philippines rocked by deadly earthquake.Iran says it is halting strikes on Israel, after both sides engage in most intense fighting in months.Carney Government pledges new support for Canadian airlines and their workers, hit hard by rising cost of fuel due to Iran War.Trial for man accused of causing devastating Palisades fire in California set to begin.Conservative Leader Pierre Poilieve set to push message of unity as he delivers speech in Calgary today.Nova Scotia man says scammers stole $15,000 from his line of credit, and he wants TD Bank to be held accountable.

Canada's housing market may finally be showing early signs of stabilization — but is this the beginning of a long-awaited recovery, or merely a pause before another downturn? In this week's episode of The Vancouver Life Podcast, we unpack the latest housing data, economic signals, and market shifts that could reshape real estate in Vancouver and across Canada.After more than three years of declining prices, sluggish sales, and buyers remaining firmly on the sidelines, several indicators are beginning to point toward something different. Listings are easing, prices are flattening, buyer sentiment is quietly improving, and institutional investors are once again making bold bets on housing. While uncertainty remains, the data is beginning to tell a more nuanced story than the headlines suggest.One of the most notable developments comes from Berkshire Hathaway, the investment giant built by Warren Buffett and now led by Greg Abel, which has made a stunning $6.8 billion all-cash acquisition of U.S. homebuilder Taylor Morrison. While the story is south of the border, the implications may reach far beyond the United States. Berkshire is famous for making long-term investments during periods of uncertainty — not when optimism is already priced in. The move raises an important question: does one of the world's smartest capital allocators believe housing weakness is temporary and that long-term demand fundamentals remain intact?There is another major shift poised to transform real estate: artificial intelligence in mortgage lending. TD Bank has introduced agentic AI into mortgage and HELOC underwriting, reducing application review times from approximately 15 hours to under three minutes. The implications are substantial. Faster approvals could reduce financing friction, speed up transactions, and ultimately change how buyers experience one of the largest purchases of their lives. While human oversight remains in place, this episode explores how AI is rapidly moving from novelty to necessity in housing finance.Closer to home, Metro Vancouver's presale condo market is sending what may be one of the strongest warning signals in years. In a stunning statistic, zero concrete high-rise presale projects launched in Q1 2026 — an almost complete freeze in one of the region's most important housing categories. Developers are struggling to secure financing as investor demand weakens, affordability deteriorates, and nearly 4,000 completed condos remain unsold. Yet paradoxically, today's slowdown could plant the seeds for tomorrow's supply shortage, potentially creating renewed upward pressure on pricing by 2028 and beyond.The latest market statistics for Metro Vancouver and reveals a market caught between weakness and resilience. Sales remain historically low — with May 2026 ranking effectively as the weakest May on record outside of the COVID lockdown period — yet prices are no longer falling meaningfully. Benchmark pricing rose modestly again in May, marking the second increase in three months, while median prices have climbed for five consecutive months and now sit just 2.5% below all-time highs.At the same time, inventory levels are beginning to ease, new listings have declined year-over-year for three straight months, and expectations for further Bank of Canada tightening have softened considerably. Markets are now pricing in an overwhelming likelihood of a rate hold, adding another layer of potential stability.The overarching question explored throughout the episode is simple, yet critically important: Are we witnessing the early formation of a housing market bottom — or simply a temporary stabilization before another leg lower?For buyers, sellers, developers, and investors alike, this episode offers a data-driven look at the signals that matter most — and what they could mean for the future of Canadian real estate._________________________________ Contact Us To Book Your Private Consultation:

Today's episode includes a discussion on the various mergers and acquisitions we are seeing around the mortgage and real estate industries. Plus, Robbie sits down for an interview with TD Bank's Scott Lindner on the shift in how first-time buyers are approaching homeownership, as affordability challenges continue to reshape expectations, timelines and financial preparation. The episode closes with a look ahead to how Federal Reserve Chair Warsh may reshape the central bank in his image.Thank you to Experian Verify, a comprehensive income and employment verification solution for mortgage lenders. By uniting instant payroll data, permissioned access, and research verification in one seamless experience, Experian Verify helps lenders reduce friction, accelerate decisions, and confidently verify every U.S. worker.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

After calling for an emergency debate at Parliament Hill about the state of Canada's economy, Conservative leader Pierre Poilievre held a press conference this morning, accusing Prime Minister Carney of hiding from the issue. What do the numbers really say about Canada's 'technical recession'? Vassy Kapelos picks the brain of Don Drummond, an Economist and Fellow-in-Residence at the C.D. Howe Institute. Prior to that, he was a Chief Economist with TD Bank. On today's show: The 2026 FIFA World Cup is kicking off next Thursday in Toronto. TSN Senior Correspondent Rick Westhead prepares to pack his bags, as he follows Team Canada all tournament long. Kirstin Hillman, a former Canadian Ambassador to the United States, joins us one month before CUSMA's expiration date. Where do things stand today, and what's the level of optimism that a deal can be reached ahead of July 1st? Tech Check with tech analyst Carmi Levy: Prime Minister Carney says a national A.I. strategy will be unveiled next week. The Daily Debrief Panel - featuring Sharan Kaur, Tom Mulcair, and Tim Powers. Vassy speaks with Stephen Fuhr, Canada's Secretary of State for Defense Procurement, about last week's GlobalEye early warning radar announcement and the long-delayed decision on buying F-35s. Hamish Telford, a Professor of Political Science at the University of Fraser Valley, gives us the political 4-1-1 on Kerry-Lynne Findlay. She claimed victory in last week's B.C. Conservative Party leadership race.

Enjoy this special feed drop of our sister show "In This Economy?!" A recent survey shows many Canadians are scaling back their spending on vacations this summer as life continues to get more expensive. And while it's not surprising, experts say it presents a really unique opportunity to re-examine your finances overall to prioritize things like trips. This week on "In This Economy?!" Co-Host Kris McCusker speaks to Sumaiya Bhula, Senior Manager, Saving, and Investing Journey at TD Bank for tips and tricks to make the most of your paycheque – and score yourself a getaway. We love feedback at The Big Story, as well as suggestions for future episodes. You can find us:Through email at hello@thebigstorypodcast.ca Or @thebigstory.bsky.social on Bluesky

A recent survey shows many Canadians are scaling back their spending on vacations this summer as life continues to get more expensive. And while it's not surprising, experts say it presents a really unique opportunity to re-examine your finances overall to prioritize things like trips. This week on "In This Economy?!" Co-Host Kris McCusker speaks to Sumaiya Bhula, Senior Manager, Saving, and Investing Journey at TD Bank for tips and tricks to make the most of your paycheque – and score yourself a getaway. Do you have a topic that's confounding you in this economy? We'll be happy to dig into it for you and get you the answers you need. Email us at: rogerspodcastnetwork@rci.rogers.com. Thank you for listening!

Burnout in Canadian workplaces is reaching critical levels. As of early 2026, nearly 62% of workers report feeling burned out—up sharply from 47% in 2024—putting both retention and productivity at risk. At the same time, while 68% of employees say their workplace feels psychologically safe, nearly a quarter disagree, and 70% express concern about their overall psychological well-being on the job, according to Mental Health Research Canada. In this episode, we explore the hidden weight behind these numbers—the part of work that isn't captured in job descriptions or performance metrics. Because the hardest part of work isn't the work itself—it's the conversations people avoid, the assumptions they carry, and the cognitive and emotional strain that makes even simple tasks feel overwhelming. Joining us is Dr. Liane Davey, New York Times bestselling author of The Good Fight and You First, organizational psychologist, and co-founder of 3COze Inc. Known as “The Teamwork Doctor,” Liane works with leaders and teams across industries—from Amazon and Walmart to TD Bank and Sony PlayStation—helping them navigate what she calls “thoughtload”: the mental and emotional burden that often exhausts people more than the work itself. Together, we unpack how thoughtload contributes to burnout, why productive conflict is essential for healthy teams, and how leaders can balance accountability with empathy in an era of constant change. This conversation is a must-listen for anyone looking to build stronger, more resilient teams while protecting their well-being in today's demanding work environment. For more information: www.lianedavey.com LinkedIn @Liane Davey  Learn more about your ad choices. Visit megaphone.fm/adchoices

Ironlight's Greg Braca, Former President and CEO of TD Bank, discusses how tokenization is bringing liquidity to assets like private credit, real estate, and private equity. He explains how platforms like Ironlight aim to shorten lock-ups, lower costs, and expand access, putting pressure on traditional advisors to modernize.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

In an era when trust seems to be more in doubt than ever before with the proliferation of AI and media sources which take positions rather than adhering to basic editorial standards and practices, who can we trust? Well, a new survey from TD Bank sheds some light on what sources Americans find to be most trustworthy for information we can count on, and here are some highlights from that survey. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In an environment with higher-yielding options, how can banks compete for effectively for deposits? On the latest episode of the ABA Banking Journal Podcast — presented by Nexcess — Marc Womack, who leads the U.S. consumer deposits franchise at TD Bank, discusses his approach to maximizing data, customizing deposit offerings, developing valuable product bundles and using both physical and digital touchpoints to meet consumer needs. "There is a lot of money in movement and people are looking to optimize yield, but they're balancing that with their overall financial goals and are not just making the exclusive decision to go with an institution just because they have the highest yield," Womack says. "That may be the only product or service that they actually offer that customer needs at that particular point in time, and they may have other needs that are broader than that one particular product or service."

Thoughtload — not workload — is what's breaking your team. In this conversation, Dr. Liane Davey explains why, and what leaders can actually do about it. Dr. Liane Davey is an organizational psychologist, New York Times bestselling author, and co-founder of 3COze Inc., where she advises executive teams at companies like Amazon, Walmart, TD Bank, and Sony PlayStation. Known as the Teamwork Doctor, she has spent 25 years helping cross-functional teams — from Boston to Bangkok — move from dysfunction to high performance. She's a regular contributor to the Harvard Business Review and the author of The Good Fight, You First, and Thoughtload: Manage the Madness and Free Your Team to Do Great Work (Page Two Books, May 2026). Liane's rocket-booster moment came twice: once when she failed first-year calculus and stumbled into organizational psychology, and again when she made the deliberate decision — six years into her first firm — to “repot” herself at a smaller, more strategy-focused practice. That repotting set the trajectory for everything that followed. Whether you're a senior leader watching your team burn out, a manager trying to make sense of context-switching chaos, or a knowledge worker who can feel the weight of 20 mental tabs open at once, this episode offers a new vocabulary for what's actually wrong — and a practical path toward lighter, more focused work. AndrewTemte.com

We're joined by Bhavesh Ratanpal. product leader, author, and long‑time practitioner of yoga philosophy, for a unique conversation about his book Product Ashtangi and how ancient Vedic wisdom can change the way we build products and lead teams.Bhavesh shares his journey from growing up in a family of priests in India, to a career in software development and product management at places like TD Bank, Citibank, and TELUS, and now to founding human‑centric AI startups in Canada. Along the way, he kept returning to one insight: a calm, clear mind makes better product decisions. Product Ashtangi is his attempt to codify that, combining the eight limbs of Ashtanga yoga with modern product practice.Join Matt and Moshe as they explore with Bhavesh:What “Product Ashtangi” means and why the first product you work on is yourselfHow the eight limbs of yoga (starting with Yama - truthfulness, ethics, ego‑awareness) translate into everyday product decisionsThe difference between building from ego and cosmetics vs. focusing on real user pain and social welfareHow to shift between observer and experiencer modes so you can see problems clearly instead of reacting emotionallyStories of applying these principles in practice, from enterprise migrations and platform decisions to Bhavesh's current AI products (pet adoption and strata governance)Treating your life like a product: personal sprints, self‑retros every two weeks, and continuously “shipping” a better version of yourselfHow karma yoga and product management align when you see products as vehicles for societal good, not just business metricsThe structure of the book:Part 1 – theory connecting yoga sutras, Bhagavad Gita, and product thinkingPart 2 – practical ways to adopt the eight limbs in your product workWhere to start if you're curious: books, practices, and small mindset shifts you can apply this weekAnd much more!Want to learn more or get the book?Website: http://bhaveshratanpal.caLinkedIn: https://www.linkedin.com/in/bhaveshratanpalYou can also connect with us and find more episodes:Product for Product Podcast: http://linkedin.com/company/product-for-product-podcastMatt Green: https://www.linkedin.com/in/mattgreenproduct/Moshe Mikanovsky: http://www.linkedin.com/in/mikanovskyNote: Any views mentioned in the podcast are the sole views of our hosts and guests, and do not represent the products mentioned in any way.Please leave us a review and feedback ⭐️⭐️⭐️⭐️⭐️

This is our daily Tech and Business Report. We're joined by Bloomberg's Aaron Weinman. Gamestop wants to buy Ebay using a huge amount of borrowed money, but some analysts are skeptical of the math. Financing for the deal, provided by TD Bank, is dependent upon the potential merged company receiving a strong credit rating, but the deal would create so much debt that it seems like a long shot.

DRCoinbase cuts headcount by 14% citing AI acceleration. The shares are gainingCoinbase cuts headcount by 14% citing AI acceleration WHO DO YOU BLAME?Cofounder/CEO/Chair Brian Armstrong: 49.6% voting power MMIn 2020, amidst global protests for racial justice, Armstrong issued a blog post that effectively banned employees from discussing social issues or activism at work: "We don't advocate for any particular causes or candidates internally that are unrelated to our mission, because it is a distraction from our mission... we won't engage in broader societal issues."Brian is a proponent of "Freedom Cities"—privatized zones built on federal land that would be exempt from the laws that govern the rest of the countryMeta Platforms director Marc Andreessen:Impeding the development of AI in any way, he argues, “is a form of murder."Our enemies are 'social responsibility', 'stakeholder capitalism', 'Precautionary Principle', 'sustainable development goals', 'social justice', and 'environmental, social, and governance (ESG)'... These are all ideas that would lead to a stagnant, decadent, and ultimately dead society."The dual class share structure:The holders of our Class B common stock are entitled to twenty votes per share, and holders of our Class A common stock are entitled to one vote per share.Jeffrey Billings, the independent trustee for certain trusts established by Brian Armstrong (representing 18.9% voting power)Co-founder/director Frederick “Fred” Ernest Ehrsam III (10.6% voting power)co-founder and general partner of the crypto-focused venture capital firm Paradigmco-founder and CEO of Nudge, a neurotechnology startup developing non-invasive brain–computer interfacesDuke UniversityWhile Fred is often seen as the quiet intellectual counterpart to Marc Andreessen, his philosophy is arguably even more dystopian to critics because it moves beyond just software—aiming to program human governance and the human brain itself.Fred is the Quiet Architect of a future where human systems are replaced by cold code.Fred is a major backer of the Prometheus Summit, a secretive gathering of tech elites focused on "longevity" and "assisted reproductive technologies."In 2026, Fred was appointed to the President's Council of Advisors on Science and Technology (PCAST) by President Donald TrumpThe 2 women on the board, seems very DEI-ishThe shares are gaining WHO DO YOU BLAME?InvestorsUp 15$ in 2 days: $655M for brianDiary of a CEO founder says he hired someone with ‘zero' work experience because she ‘thanked the security guard by name' before the interview WHO DO YOU BLAME?The so-called “meritocracy” MM“I hired someone who's CV was two lines. Their experience was zero”Elon Musk's SpaceX Could Be Fast-Tracked Into S&P 500 After IPO Under Proposed Rule Changes AND Elon Musk settles SEC lawsuit over Twitter purchase and agrees to pay $1.5m fineA trust in Musk's name will pay a $1.5m civil penalty, without admitting wrongdoing. Musk won't have to give up any money he allegedly saved from the delay. In its January 2025 lawsuit, the SEC said Musk's 11-day delay in revealing his initial 5% Twitter stake in late March and early April 2022 let him buy more than $500min shares at artificially low prices, before he finally revealed a 9.2% stake. WHO DO YOU BLAME?The SEC CommissionersJan 2025Chair Gary Gensler (D) Commissioner Hester Peirce (R)Commissioner Mark Uyeda (R)Commissioner Caroline Crenshaw (D)Commissioner Jaime Lizárraga (D)Today MMChair Paul Atkins (R)Commissioner Hester Peirce (R)Commissioner Mark Uyeda (R)VacantVacantSpecifically Paul AtkinsDuring his first stint as an SEC Commissioner (George W. Bush), Paul was famous for his dissent against large corporate penaltiesHe argued that fining a company for the "sins" of its executives just hurts the innocent shareholders a second timeRecently in the same Administration with Musk (DOGE)Generally believes the SEC overregulates; Musk has referred to the SEC as “bastards”Commissioner Hester PeirceThe perennial dissenter (pre-Trump 2.0): Whenever the SEC would sue a crypto firm or fine a high-profile CEO, Peirce would release a blistering public letter explaining why the SEC was wrong, overreaching, and "paternalistic."Hester is the primary author of the Token Safe Harbor proposal, which essentially argues that tech companies should be allowed to operate for three years without any SEC oversight to "find their footing."Hester has long argued that the SEC's disclosure requirements are "bloated" and "immaterial." In her view, Musk's failure to file a 13D form for his Twitter stake wasn't a crime—it was a failure to comply with a "clunky, outdated bureaucracy.""In our purportedly enlightened era, we pin scarlet letters on allegedly offending corporations without bothering much about facts and circumstances... After all, naming and shaming corporate villains is fun, trendy, and profitable."The S&P 500, managed by S&P Global Dow Jones Indices, on Thursday, announced it was beginning consultation on rule changes that could potentially help Elon Musk-led SpaceX gain an expedited entry into the index. The rule changes include letting IPOs enter the index six months after their debut on an eligible index instead of a 12-month period, according to current rules.The index also proposed eliminating a minimum Investable Weight Factor (IWF) of 0.10 for megacap companies. The IWF is a methodology used to calculate the number of shares of a company available to trade on the market.Notably, the proposed rule changes also eliminate profitability requirements for megacap companies. Current rules require a company to be profitable on a GAAP basis for 12 months to be considered for the index, but that rule could be eliminated.S&P DJI only accepts feedback during the announced consultation open period, which is generally one calendar month following the consultation announcement. The Index Committee considers the complexity of the change and the desirable implementation timing in determining the open window for the consultation, which is generally aligned, if possible, with the index rebalancing schedule. WHO DO YOU BLAME?S&P Global CEO Martina L. Cheung (31% no on pay last year) DEI? That's all I haveS&P Global Chair Ian Livingston (Lord Livingston of Parkhead)Lord Livingston is also involved in a number of charities particularly in the fields of education, equality and social careLords are weird? That's all I haveThe Index CommitteeThe S&P 500 Index Committee is one of the most powerful and secretive groups in global finance. To prevent insider trading and front-running (where traders buy a stock because they know it's about to be added to the index), S&P Dow Jones Indices (S&P DJI) keeps the names of the individual committee members confidential.“To mitigate even the appearance of a conflict of interest... all Index Committee meetings are confidential. Membership of the Index Committee is not disclosed, and voting members consist of senior S&P DJI staff who have no commercial responsibilities”The Committee Members: Usually consists of about five to nine full-time employees of S&P Dow Jones Indices. Veto Power: Unlike other indices that use a rigid formula, this committee has discretionary authority. They can choose to ignore certain rules (like profitability) if they believe a company is representative of the U.S. economy.Who is probably partly on the Committee:Catherine Clay (CEO, S&P Dow Jones Indices): As the top executive, she oversees all index divisions. She joined in late 2025 with a mandate to modernize the indices for the digital and private-to-public era.Fiona Boal (Global Head of Equities): She oversees the entire equity index suite. Any proposal to change the "seasoning" or profitability rules for the S&P 500 goes through her office.Michael Orzano (Head of Exchange Products): He is the primary strategist for how major listings (like a $1.75T SpaceX IPO) integrate with the exchange-traded product (ETF) ecosystem.He was the lead strategist during the 2020 Tesla Inclusion, which was the most chaotic event in S&P historyHamish Preston (Head of U.S. Equities): He is the primary spokesperson for S&P 500 methodology. If the "SpaceX Rule" is adopted in June 2026, he will be the one explaining the technical justification to the media.Louis Bellucci (Head of Index Committee Management): As of 2026, he is the specific individual tasked with managing the various index committees and ensuring they follow the updated governance protocolsThe general concept of greed MMMM'Tone Deaf' Starbucks CEO Slammed for Justifying $10 Coffee as 'Affordable Premium Experience' - Niccol is so close to the human experience, he thought it was obviously “affordable” premium to pay $10 for a single cup of coffee. WHO DO YOU BLAME?Mike Sievert, Jorgen Knudstorp, Neal Mohan, and Brian NiccolAccording to Free Float knowledge database, the only four directors with base knowledge of marketing in their backgrounds - all direct from their education and bios46% of SBUX influenceRichard Allison, Neal Mohan, Andy Campion, Beth Ford, Mike SievertMembers of the pay committee that graciously granted Niccol $96m such that a $10 coffee is an “affordable premium experience” for Niccol aloneMeanwhile, CEO Pay Surges 11% While Workers' Wages Stagnate at 0.5% in 2025: Report.In the last 5 years, EVERY director at SBUX was tagged as a “bottom payer” for employees using bottom quartile employee median pay relative to peers as a flagAt the same time, SBUX tagged as mildly atypical overpay relative to other paying directors, and the board average 5 year CEO Pay ratio ranking in the BOTTOM QUINTILE - not only do they love paying their employees as little as possible, the couple it with massive pay packages for CEOs everywhere they goBeth Ford, Daniel Servitje, and Neal MohanAccording to Free Float deference numbers, which use how directors get paid, the prestige of the directorship, the overlaps/reliance on the CEO, and social ties to management, these three are the only ones on the board tagged as “Deferential”For instance, Mohan has directorships at Chrome Holding and Starbucks… which one is a bigger deal?These are directors with the most to lose by dissenting - and risking getting replaced - at this board in particularMike Sievert, Daniel Servitje, Marissa Mayer, Neal Mohan, Brian NiccolEstimates of each of their net worth is in excess of $100m, with Servitje part of the nepo Grupo Bimbo money (he's worth >$3bn)Mayer is the rare female fail up, with early Google and Yahoo money >$600mMohan got a $100m stock retention bonus in 2013 alone and is the CEO of YouTube, the ultimate in artist exploitation machineNeal Mohan, who is on every one of these lists DRBrian Niccol, for generating a record quarter, avoiding negotiating with the union, and calling $10 for roasted beans “affordable premium”Activists Protest Jeff Bezos at 2026 Met Gala with Symbolic 'Urine' Bottles - no one like Uncle Jeffe and his wife anymore!!! WHO DO YOU BLAME?Zohran MamdaniHe skipped the Met Gala??? This was his one chance to show he actually DOES love Ken Griffin!WorkersIf they just accepted that they will all be fired by AI robots and take what their tech billionaire overlords bequeath them generously, they wouldn't have to do this: While billionaires get ready for the Met Gala, their workers walk a different kind of runwayA protest fashion show by workers of Amazon, Whole Foods, Starbucks, Uber, organized by the SEIU and Amazon Labor UnionLauren Sanchez DRProfiled in the NYT saying the uber-rich should “stop apologizing” and “start enjoying themselves” - isn't always the wife's fault?Amazon's board of sycophantsLabelled as “Structurally Deferential” in Free Float data, 5 of the 12 directors have been with Bezos for over a decadeThe rest are almost entirely connected to the directors who have been there for more than a decade7 of the 12 directors tagged as bottom payers, 6 of them at just AmazonEVERY DIRECTOR has been flagged more than once for Human Rights violations across all boards they're on - literally they have overseen constant strings of human rights violationsUncle Jeffe - who still thinks you can buy things and make people like youGameStop is preparing offer for eBay, WSJ reports - the offer is for $56bn and would allow a failing brick and mortar video game company to buy a semi-failing 2000s internet auction company - WHO DO YOU BLAME?TD Bank directors Ana Arsov, Cheri Brant, Elio Luongo, Keith Martell, Frank Pearn, Paul Wirth - the TD risk committeeTD offered a “I guess so?” letter for financing coming in around $20bn in debt. That amount of debt would make these directors - who are only active on the GameStop board - among the most indebted in our databaseThe risk committee is: accountant, compliance officer, ex-bank CEO, accountant, lawyer, someone from Moody'sRoaring Kitty Keith GillIsn't this obviously all his fault?Last count, he has as many as 9m shares in GME in 2024…CEO Ryan CohenWhose deep experience selling pet food and video games has set him up to have just the ego to think he can run anything anywhereWho cares

Ryan Bailey spent 20 years at Bank of America, JPMorgan Chase, TD Bank, Fifth Third, and USAA. Then he took over Cambridge Savings Bank, a 190-year-old, $7 billion mutual community bank in Massachusetts. In this Executive Leadership Series episode of Banking Transformed, recorded live at the Financial Brand Forum, Jim Marous and Ryan get into how community banks actually win against the giants. They cover the strategy behind Ivy Bank, Cambridge Savings' national digital deposit brand, and why Ryan believes half of the smaller banks in the country won't be here in 10 years. They also dig into closing the analytics gap with a JPMorgan Chase, using AI to improve customer experience instead of just cutting cost, bringing legacy employees along on a fast digital agenda, and what USAA taught Ryan about loyalty. Ryan closes with one Monday morning move every community bank CEO can act on right away. In this episode: • Why scale no longer guarantees dominance • Gathering deposits nationally, lending locally with Ivy Bank • Ryan's prediction on community bank consolidation • Closing the data gap without an enterprise budget • The Monday morning move every CEO should make #BankingTransformed #CommunityBanking #DigitalTransformation #Fintech #BankingPodcast #FinancialBrandForum #IvyBank #CambridgeSavingsBank

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Spoiler: it's not China. Matt Ehret traces North America's drug crisis from the British Empire's original opium wars through the CIA's Air America heroin pipeline, Afghan poppy fields guarded by Western troops, and the Sackler family's OxyContin empire. He shows how Afghan opium production exploded the moment US forces arrived in 2001 and collapsed again the moment the Taliban returned in 2023, a fact the Pentagon's trillion-dollar budget apparently could not replicate. He also names the actual players fueling today's fentanyl crisis: Khalistani organized crime networks in British Columbia, money-laundering banks including TD Bank and a bank belonging to the British Royal Family, and a pharmaceutical company that paid a fine smaller than its profits. If China were really running a reverse opium war, they're doing a terrible job. Everyone else in this story seems far more competent.

The Wall Street Journal has uncovered that Epstein maintained accounts with more than 20 banks even in the years leading up to his 2019 death—among them, Wells Fargo, TD Bank, and FirstBank Puerto Rico. The documents show Epstein moved at least $60 million into Honeycomb Partners, received $13.5 million from a hedge fund tied to Paul Tudor Jones, and sold $15 million in private company shares to a crypto investor, among other large transactions. Although major banks like JPMorgan Chase and Deutsche Bank say they cut ties (JPMorgan in 2013; Deutsche Bank in 2018), the Journal's reporting suggests their associations with Epstein ran deeper than previously disclosed.Beyond banks, the reporting points to a broader financial network: hedge funds, private equity, venture capital firms, and prominent individuals who moved money to or from Epstein‐controlled entities. Previously unknown payments also emerged: $1 million to Joi Ito, $85,000 to Alan Dershowitz, $250,000 to Terje Rod-Larsen, and reimbursements to former Treasury Secretary Larry Summers (about $1,232.25). In response, legislators are now pushing for hearings—ten Democratic senators recently urged JPMorgan executives and others to testify under oath about their knowledge of Epstein and any “ignored warnings.”to contact me:bobbycapucci@protonmail.comsource:The Wall Street Firms That Kept Ties With Jeffrey Epstein Until the EndBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Today's top stories, with context, in just 15 minutes. On today's podcast: 1) President Trump said the US will help ships stranded in the Persian Gulf transit the Strait of Hormuz, describing it as a “humanitarian gesture” and testing his ability to restore traffic through the strategic waterway for the first time since the war with Iran began. The operation, dubbed Project Freedom, was set to begin on Monday with the US military pledging to provide support, including the use of guided-missile destroyers, aircraft and drones. “The Ship movement is merely meant to free up people, companies, and Countries that have done absolutely nothing wrong — They are victims of circumstance,” Trump wrote late Sunday in a social media post. “If, in any way, this Humanitarian process is interfered with, that interference will, unfortunately, have to be dealt with forcefully.” The plan has left shipping executives perplexed, with few details provided by the president. Iran’s military, after Trump’s announcement, said US forces would be attacked if they entered the Strait of Hormuz, according to a statement carried by Iranian broadcaster Press TV. 2) Transportation Secretary Sean Duffy said he doesn’t think the US government needs to provide financial lifelines for now to other low-cost carriers, following the collapse of Spirit Aviation Holdings Inc. “At this point, I don’t think it’s necessary,” he said during a press conference Saturday at Newark Liberty International Airport. “They do have access to cash.” Duffy spoke hours after Spirit ceased operations, leaving passengers and employees stranded across the US. Earlier in the day, he announced measures to support those passengers, saying several carriers including United Airlines Holdings Inc., Delta Air Lines Inc., Southwest Airlines Co., American Airlines Group Inc. and JetBlue Airways Corp. agreed to cap prices or reduce fares for customers impacted by the shutdown. 3) GameStop Corp. is proposing to buy eBay Inc. for about $56 billion in cash and stock, a bold attempt by Ryan Cohen to take over a storied e-commerce name several times larger. The gaming retail chain offered $125 per share in cash and stock for the online marketplace, or about a 20% premium to its Friday close. GameStop, which built a roughly 5% stake in eBay, said it’s secured an initial, non-binding “highly confident letter” from TD Bank to provide about $20 billion of debt financing. In a memo to investors Sunday, Cohen’s company pledged to find some $2 billion of annual savings within 12 months of closing. The takeover bid follows the surprising ascent of GameStop, a chain of video game outlets that shrank its brick-and-mortar footprint after gamers increasingly bought software in digital stores. In 2021, it became the center of a retail-investor frenzy. Michael Burry, the Scion Asset Management head who rose to prominence after a winning wager against mortgages ahead of the 2008 financial crisis, helped fuel GameStop’s rally by taking a bullish stance on the firm around 2019.See omnystudio.com/listener for privacy information.

En el Radar Empresarial de hoy examinamos las informaciones recientes publicadas por The Wall Street Journal, que señalan un interés muy intenso de GameStop en adquirir eBay. En una conversación con su consejero delegado, Ryan Cohen, este admitió su intención de comprar la compañía por 56.000 millones de dólares. Su meta es construir un rival más sólido frente a Amazon. No se trata solo de ideas. En la entrevista, Cohen explicó que durante los últimos meses había acumulado un 5% de la plataforma y que contaba con una carta de compromiso de TD Bank para aportar cerca de 20.000 millones de dólares en financiación mediante deuda. Su determinación es total. También afirmó que está listo para iniciar una batalla por el control y que, si hiciera falta, presentaría la oferta directamente a los accionistas de eBay. La operación resulta especialmente ambiciosa, dado que la capitalización de mercado de eBay cuadruplica la de GameStop. Mientras tanto, la cuenta atrás ya está en marcha y el Journal sugiere que el acuerdo podría cerrarse el domingo. Se concrete o no, este movimiento refleja la recuperación de una empresa que no hace tanto tiempo atravesaba serias dificultades. El giro en su modelo de negocio ha sido fundamental para llegar hasta aquí. Aunque GameStop continúa vinculada al sector de los videojuegos, desde hace años ha impulsado una estrategia agresiva de cierre de tiendas en todo el mundo, reduciendo miles de establecimientos y recortando costes de forma significativa. Además, ha reorientado su actividad hacia productos coleccionables de alta gama y el comercio electrónico, lo que convierte la compra de eBay en un paso lógico. Cohen también destacó que las 1.600 tiendas en Estados Unidos servirían como red nacional para autenticar productos, gestionar pedidos y facilitar ventas en directo, y aseguró que eBay está infravalorada y que podría ahorrar 2.000 millones de dólares anuales tras la integración en próximos meses tras cierre.

When Ryan Raveis lost his wife Meghan in 2023, he turned to the one thing that had always been there: music. In this episode, he opens up about losing Meghan, the heart behind the Raveis family's charitable work and the force who raised millions for cancer research, and how music became his lifeline. What grew from that loss is Ravestock, a two-city concert event honoring her legacy and bringing the community together in exactly the way she would have wanted.   Ryan believes access to the arts isn't a luxury. It's love. Today's sponsors:  William Raveis Real Estate, The official real estate company of the AFCC, South Shore Playhouse Associates - Also known as the Melody Tent, TD Bank, John K. & Thirza F. Davenport Foundation,  Cape & Coast Bank, Donald C. McGraw Foundation, Eastern Bank, Cape Cod 5. Learn more about the Creative Exchange!  Learn more about the Arts Foundation of Cape Cod.  The Arts Foundation's mission is to support and strengthen a vibrant and diverse arts and cultural sector for everyone in the region. Get involved!

Continued concerns around the Iran war and an increase in fraud schemes are placing more stress on auto lenders, dealers and consumers while driving shifts in risk management and strategy. The war has pushed oil prices above $100 per barrel, fueling inflation and widening auto asset-backed securities (ABS) spreads. Prime spreads have widened by up to 17 basis points, increasing funding costs and tightening credit conditions. Higher fuel costs are also squeezing consumers, especially subprime borrowers, reducing disposable income and raising delinquency risks.  Those increased risks for subprime borrowers contributed to a 130% year-over-year jump in refinance activity in February as borrowers seek lower payments amid the market strain. Lenders also continue to tighten underwriting amid rising defaults, with early payment defaults reaching decade highs. To compound the pressure on the auto sector, fraud risks continue to rise, with AI-driven “dealership cloning” scams, in which fake websites impersonate dealers, leading to millions in losses, damaging consumer trust and dealer reputations. Meanwhile, TD Bank is educating its customers and employees how to combat rising fraud on the lending side. In response to the macroeconomic uncertainty and increased fraud, lenders and dealers continue to adjust operations as higher gas prices shift demand toward more fuel-efficient vehicles. Meanwhile, firms are adopting AI tools to improve operations but are emphasizing responsible use, including regulatory alignment and bias mitigation. In this episode of “Weekly Wrap,” Auto Finance News Editor Amanda Harris, Deputy Editor Johnnie Martinez II, Senior Associate Editor Truth Headlam and Associate Editor Aidan Bush discuss top trends across macroeconomic dynamics, affordability, funding and powersports lending for the week ended March 27.   

In this episode, Julie Wake sits down with Dr. Mary Grant, President of Mass College of Art and Design, to explore how creativity shapes not only artists, but entire communities. They discuss the evolving role of arts education, the rise of entrepreneurship among artists, and how tools like AI are changing the landscape. At its core, the conversation highlights creativity as a powerful force for problem solving, connection, and leadership in an increasingly complex world. Today's sponsors:  William Raveis Real Estate, The official real estate company of the AFCC, South Shore Playhouse Associates - Also known as the Melody Tent, TD Bank, John K. & Thirza F. Davenport Foundation,  Cape & Coast Bank, Donald C. McGraw Foundation, Eastern Bank, Cape Cod 5. Learn more about the Creative Exchange!  Learn more about the Arts Foundation of Cape Cod.  The Arts Foundation's mission is to support and strengthen a vibrant and diverse arts and cultural sector for everyone in the region. Get involved!

In this episode of the Creative Exchange Podcast, architect Thad Siemasko of SV Design shares how thoughtful design can shape communities, enhance human experience, and support social impact. Drawing from projects ranging from affordable housing and artist live work spaces to YMCA performing arts centers, Thad emphasizes the importance of “fit” in architecture ensuring buildings respond to their environment, purpose, and the people they serve. The conversation explores how design begins with listening, how creativity and function intersect, and how architecture can foster connection, access, and vibrancy in communities. Ultimately, Thad frames his work around a simple guiding principle: how can design help people live better lives. Today's sponsors:  William Raveis Real Estate, The official real estate company of the AFCC, South Shore Playhouse Associates - Also known as the Melody Tent, TD Bank, John K. & Thirza F. Davenport Foundation,  Cape & Coast Bank, Donald C. McGraw Foundation, Eastern Bank, Cape Cod 5. Learn more about the Creative Exchange!  Learn more about the Arts Foundation of Cape Cod.  The Arts Foundation's mission is to support and strengthen a vibrant and diverse arts and cultural sector for everyone in the region. Get involved!

In this episode of the Creative Exchange Podcast, Julie Wake speaks with legendary public radio producer Jay Allison, founder of Transom, PRX, and a driving force behind The Moth Radio Hour. Jay reflects on his lifelong pursuit of authentic storytelling and the belief that every person carries a story worth hearing. From his early days discovering the power of portable tape recorders to building platforms that amplify community voices, Jay explores why vulnerability makes stories powerful, how storytelling builds empathy, and why local voices matter more than ever in an era of misinformation and shrinking public media funding. Together they discuss the responsibility of storytellers, the future of community driven media, and the simple but radical act of listening to one another.   Today's sponsors:  William Raveis Real Estate, The official real estate company of the AFCC, South Shore Playhouse Associates - Also known as the Melody Tent, TD Bank, John K. & Thirza F. Davenport Foundation,  Cape & Coast Bank, Donald C. McGraw Foundation, Eastern Bank, Cape Cod 5. Learn more about the Creative Exchange!  Learn more about the Arts Foundation of Cape Cod.  The Arts Foundation's mission is to support and strengthen a vibrant and diverse arts and cultural sector for everyone in the region. Get involved!  

Season 8 opens with a fun conversation featuring the Arts Foundation's 2026 Artists of the Year, novelist and poet Lauren Wolk and visual artist Jackie Reeves. The two reflect on their unexpected and electric collaboration, The Inkline Project, which blends animation, poetry, and music into short art films now featured in festivals. Together, they explore identity, creative instinct, collaboration without ego, the freedom of making without a plan, and what responsibility artists carry in complex times. From childhood creativity to motherhood, protest, privilege, and “good trouble,” this episode is a thoughtful and energizing meditation on what it means to be an artist and a human right now. Season 8 begins with a reminder: never think you're just one thing.     Today's sponsors:  William Raveis Real Estate, The official real estate company of the AFCC, South Shore Playhouse Associates - Also known as the Melody Tent, TD Bank, John K. & Thirza F. Davenport Foundation,  Cape & Coast Bank, Donald C. McGraw Foundation, Eastern Bank, Cape Cod 5. Learn more about the Creative Exchange!  Learn more about the Arts Foundation of Cape Cod.  The Arts Foundation's mission is to support and strengthen a vibrant and diverse arts and cultural sector for everyone in the region. Get involved!

Scott Stirrett is a social entrepreneur, author, and advisor focused on how people and communities grow and thrive in a volatile world. He founded Venture for Canada in 2013 and spent more than a decade building it into a national platform that helps early career professionals develop the skills, networks, and judgment to move forward in messy, fast changing conditions. Venture for Canada has supported more than 10,000 young people and raised over $80 million, working with partners including Employment and Social Development Canada, RBC Foundation, TD Bank, and Mastercard. Stirrett is the author of The Uncertainty Advantage, published by Dundurn Press, which offers research-backed strategies to make better decisions, bounce back from setbacks, and build career skills that AI cannot replace. The book has been endorsed by Eric Ries, Sukhinder Singh Cassidy, Amanda Lang, and Michele Romanow. Click here to take Scott's quiz to Discover Your Uncertainty Advantage. Click here to connect with Scott on LinkedIn.

What does it really take to move innovation from idea to impact inside a 95,000-person organization? In this episode of the Innovation Storytellers Show, I sat down with Vlora Muslimi, Senior Manager at TD Bank, whose path into innovation did not begin in a lab or a product team. It began in contact centers, in the daily friction of legacy tools, imperfect processes, and frontline employees trying to do their best work under pressure. With more than 15 years of experience across digital, omni-channel, and contact center operations, Vlora now leads a centralized innovation team responsible for harnessing grassroots ideas from across the enterprise. We are not talking about a handful of suggestions. Her team reviews between 16,000 and 18,000 ideas annually, and TD recently celebrated surpassing 100,000 employee-submitted ideas. Behind those numbers lies a disciplined approach to listening, triaging, matchmaking across business lines, and, most importantly, storytelling. Vlora shares how her early operational experience shaped her belief that innovation fails when it creates friction for either employees or customers. Solve only for one side, and the solution will not stick. That philosophy now guides how her team evaluates ideas, connects contact centers with technology teams, and prioritizes initiatives that balance business value with human impact. We spend time unpacking the emotional side of innovation, especially the heartbreak of ideas that do not move forward. What surprised her most was that employees were not asking for every idea to be implemented. They were asking for transparency. Who got selected? Why? What can we learn? That insight sparked a stronger internal storytelling engine, one that highlights winning ideas, shares lessons from the journey, and builds belief that anyone can bring an idea across the finish line. Our conversation also dives into empathy as a leadership muscle. Innovation leaders often rush toward outcomes, yet resistance frequently signals fear, confusion, or misalignment. Vlora explains why naming the discomfort in change, rather than sugarcoating it, builds trust and accelerates adoption. She reinforces that storytelling is not optional. It is the bridge between data and belief, between alignment and action. We explore real examples, from redesigning onboarding to improve connection and retention, to evolving adjudication processes for new-to-Canada customers. These are not flashy, headline-grabbing technologies. They are human-centered transformations that create measurable impact across millions of customers and thousands of colleagues. Looking ahead, Vlora sees growing sophistication in ideas leveraging generative AI, alongside a personal mission to increase the organization's implementation rate beyond its current 10 to 13 percent. For her, the path forward is clear. Engage more people. Strengthen the narrative. Connect impact to purpose. And when I ask her the big questions, she names the iPhone as the greatest innovation she has lived through, imagines joining Ford's original automobile team, and closes with a powerful reminder that the story the world needs now is one rooted in understanding and empathy. If you are leading change inside a complex organization, this episode is a masterclass in balancing listening with execution, process with people, and strategy with story. What might happen inside your organization if every employee believed their idea could matter?  

This episode is available in audio format on the Let's Talk Loyalty podcast and in video format on www.Loyalty.TV.In this episode we are delighted to interview Ben Stirling, an experienced commercial executive with a track record of scaling loyalty platforms, transforming sales organisation and delivering GTM strategies that drive acquisition and ARR growth. He has led commercial transformation at Expedia, Tenerity and Capillary, launched new solutions, expanded into international markets and delivered results across multiple sectors.He is currently a fractional CRO at TenX Strategy and supports PE-backed and enterprise firms in building predictable revenue systems and exit-ready growth. His impact includes scaling Tenerity's loyalty marketplace solution to acquisition in two years, providing loyalty solution to Santander, C&A, British Gas, TD Bank and Frontier, and growing commercial channels at Expedia that delivered $200M+ in new revenue.In this episode, Ben shares his proven insights on how to sell loyalty internally, from aligning feature sets to user needs, to securing C-suite backing with ROI models, and ultimately winning board-level buy-in by linking loyalty to long-term enterprise value. We'll also be learning about his favourite books and highlights and key learnings from the programmes he has worked on.Hosted by Charlie HillsShow Notes :1) Ben Stirling,2) TenX Strategy3) TenX Strategy - Budget Sign Off PDF4) Hooked- Book Recommendation5) The Road Less Stupid - Book Recommendation

In the opening episode of season seven of the What the Fintech? podcast, we're joined by Ted Paris, Head of Analytics, Intelligence, and AI at TD Bank, to discuss the evolving role of AI in financial services and how customers are embracing AI within banking. Ted and FinTech Futures editor Paul Hindle discuss the findings of TD's recent survey on how Americans perceive and interact with AI in finance, uncovering key insights about adoption barriers, trust, and the tools resonating most with consumers. The discussion covers how TD Bank is leveraging AI to enhance accessibility, improve the customer experience, and innovate through initiatives like its Layer 6 office, while also touching on the future of agentic AI and its transformative potential for banking. And finally, we find out what fintech buzzword Ted wants to lock away in our Fintech Jail!

Today's guest is Naveen Kumar, Head of AI Governance at TD Bank. With extensive experience in AI risk management and governance, he provides actionable strategies for secure AI scaling in regulated environments. Naveen joins Emerj Editorial Director Matthew DeMello to discuss foundational challenges blocking AI adoption in banking, including data leakage, prompt injection, shadow AI, and hallucinations. Naveen also shares practical takeaways, such as role-based AI guardrails for data access, safe sandboxes for experimentation, hybrid deployments to protect sensitive data, and treating AI agents as de-risked employees with human oversight for compliance and ROI. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the 'AI in Business' podcast!

Tired of executives breathlessly asking "what's our AI strategy?" while your data team drowns in 1,000 dashboards that nobody uses? In this episode, Juan and Tim cut through the noise with Juan Gorricho a data and analytics executive with more than 25 years of experience delivering business value at TD Bank, Visa, The Walt Disney Company We cover: Why do data leaders keep building vanity metrics instead of business value? How do you go from being an "order-taking reporting team" to a trusted decision intelligence partner? And why does every data governance initiative feel like building policies nobody wants to follow? The secret? Do it by slice. Not top-down. Not bottom-up. By slice—connecting each data product to real business outcomes while building reusable foundations underneath. If you're ready to turn your data team's NPS around and build trust that actually sticks, this one's for you. Spoiler: It starts with being brave enough to tell executives the truth. And btw, "I bet 40 columns drive 90% of your business."See omnystudio.com/listener for privacy information.

Tired of executives breathlessly asking "what's our AI strategy?" while your data team drowns in 1,000 dashboards that nobody uses? In this episode, Juan and Tim cut through the noise with Juan Gorricho a data and analytics executive with more than 25 years of experience delivering business value at TD Bank, Visa, The Walt Disney Company We cover: Why do data leaders keep building vanity metrics instead of business value? How do you go from being an "order-taking reporting team" to a trusted decision intelligence partner? And why does every data governance initiative feel like building policies nobody wants to follow? The secret? Do it by slice. Not top-down. Not bottom-up. By slice—connecting each data product to real business outcomes while building reusable foundations underneath. If you're ready to turn your data team's NPS around and build trust that actually sticks, this one's for you. Spoiler: It starts with being brave enough to tell executives the truth. And btw, "I bet 40 columns drive 90% of your business."See omnystudio.com/listener for privacy information.

This is the takeaway episode of our chat with Juan Gorricho, a data and analytics executive with more than 25 years of experience delivering business value at TD Bank, Visa, The Walt Disney Company. We cover: Why do data leaders keep building vanity metrics instead of business value? How do you go from being an "order-taking reporting team" to a trusted decision intelligence partner? And why does every data governance initiative feel like building policies nobody wants to follow? And so much more. If you liked these takeaways, listen to the full episode!See omnystudio.com/listener for privacy information.

This is the takeaway episode of our chat with Juan Gorricho, a data and analytics executive with more than 25 years of experience delivering business value at TD Bank, Visa, The Walt Disney Company. We cover: Why do data leaders keep building vanity metrics instead of business value? How do you go from being an "order-taking reporting team" to a trusted decision intelligence partner? And why does every data governance initiative feel like building policies nobody wants to follow? And so much more. If you liked these takeaways, listen to the full episode!See omnystudio.com/listener for privacy information.

In this episode, host Aileen Miziolek speaks with Celina Caesar-Chavannes about why 'change' can feel so difficult in family businesses. Celina explains, in simple terms, how our brains get used to certain ways of thinking and reacting—and how that affects family relationships and decision-making. She also offers practical advice and resources to help families and professionals better navigate change and work together more effectively.   All views, information, and opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of Family Enterprise Canada.   Guest bio Celina Caesar-Chavannes is a globally respected leader and humanitarian who, for over 25 years, has been dedicated to helping individuals awaken their innate potential and live in alignment with their unique gifts. Widely regarded as one of the foremost experts in leadership, neuroscience, and personal transformation, Celina has worked with leading organizations such as TD Bank, Canadian Tire, Aga Khan Foundation, and McDonald's Canada.   A national bestselling author and celebrated international speaker, Celina's work in cognitive consistency and inclusive leadership continues to shape the global conversation on equity, humanity, and meaningful impact.   You can learn more about Celina Caesar-Chavannes on LinkedIn and on her website.   Key Takeaways [0:23] Aileen Miziolek welcomes Celina Caesar-Chavannes and launches the episode by asking her a little more about her career and what drives her passions.   [2:49] Change is very hard in family business systems. Celina explains how well-established neural pathways reinforce existing thoughts and behaviours.   [5:32] Trusting your gut might be a good pathway to finding alignment.   [7:38] Before alignment, there is motivated cognition. Celina breaks down how this process works and why being aware of this process is part of how the self shapes over time.   [10:42] Resistance to change is linked to neuroplasticity, and Celina likens some neuro-pathways to concrete highways.   [13:25] There are no shortcuts!   [14:44] The default mode network, the central executive network, and the salience network, and how the interaction between the three largely dictates relational dynamics.   [18:19] There is no good, bad, right, or wrong; it's just how the brain is wired. Celina offers tips on how to short-circuit the default mode network.   [20:42] How the salience network hijack makes family business more challenging.   [23:23] Celina offers a path for advisors to educate families both in individual settings and as groups.   [25:44] Aileen invites listeners to register for the FEA Kinnect Toronto event coming up this February 19th, during which Celina will be speaking.   [26:37] Celina shares some resources and advice for families and advisors listening — grab a pen!   [28:57] Aileen thanks Celina Caesar-Chavannes for sharing so much of her knowledge and invites listeners to sign up for Symposium, which will be held May 25‒27 in Vancouver, BC.   If you enjoyed today's episode, you can subscribe to Let's Talk Family Enterprise on Spotify, Apple Podcasts, and other podcast apps. Please remember to share this episode with family, friends, and colleagues. Share your thoughts with us at fea@familyenterprise.ca.   Mentioned in this episode Can You Hear Me Now?: How I Found My Voice and Learned to Live with Passion and Purpose, by Celina Caesar-Chavannes FEA Kinnect Toronto: Cognitive Optimization for Leadership Symposium 2026   More about Family Enterprise Canada Family Enterprise Canada FEC on Facebook FEC on Twitter FEC on LinkedIn

In this episode, Craig Jeffery speaks with Tom Gregory of TD Bank, Kim Isaacs of J.P. Morgan, Lauren Bergsland of Wells Fargo, and Sue Caras of Bank of America. These industry leaders share their perspectives on top 2026 priorities, including AI execution, liquidity strategy, fraud prevention, embedded banking, and regulatory risk. Tune in for actionable insights from major banking partners across North America.   Company Websites: TD Bank: https://www.td.com J.P. Morgan: https://www.jpmorgan.com/insights Wells Fargo: https://www.wellsfargo.com/cia Bank of America: https://www.bofaml.com

It's a question any business must answer, but it's especially important in auto finance. How do you balance growth and risk? A trio of industry executives — Mike Goins of TD Bank, Jeff Marsh of Millennium Capital and Recovery and Kenn Wardle of Arra Finance — answered that question and more during an engaging conversation at Used Car Week 2025 that's now available through this episode of the Auto Remarketing Podcast.

Today's guest is Naveen Kumar, Head of Insider Risk, Analytics, and Detection at TD Bank. With deep expertise in financial crime and risk analytics, he offers a frontline view into how regulated institutions manage AI securely at scale. Naveen joins Emerj Editorial Director Matthew DeMello to discuss the foundations required for responsible AI adoption in banking — from data protection and governance to fraud prevention and machine-assisted investigation. Naveen also breaks down practical steps leaders can take to improve ROI, including role-based AI access, full data visibility, and phasing innovation to meet regulatory expectations. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the 'AI in Business' podcast! This episode is sponsored by NLP Logix.

Applied to 50+ UX or Product jobs & still no interviews or offers? Get UX job search help.Welcome to the Career Strategy Podcast with Sarah Doody, a UX Designer & UX Researcher with 20 years of experience who founded the UX job search accelerator, Career Strategy Lab. She's been doing UX career coaching since 2017.Follow Sarah on: LinkedIn | YouTube | InstagramTransitioning from academia to UX can be daunting, but Ellen's story proves it's possible. After 17 years as a professor, Ellen pivoted to a Senior Content Designer role at TD Bank, with Career Strategy Lab providing the strategy, clarity, and confidence she needed to make the leap.In this episode, Ellen shares how CSL helped her reframe her experience, confidently communicate her transferable skills, and land her UX role—all while navigating the challenges of switching careers.What You'll Learn in This Episode:✔️ How Ellen navigated the shift from academia to UX✔️ Why confidence was her biggest challenge and how CSL helped her overcome it✔️ The importance of understanding how to communicate transferable skills✔️ How she used the Compass Statement to connect her past experience to her new career✔️ The value of having a portfolio and LinkedIn that clearly reflect your skills✔️ Ellen's tips on standing out during the job search with an authentic, tailored approachTimestamps:00:00 Introduction to Sarah Doody and Career Strategy Lab00:38 Episode Overview and Open House Context01:25 Sarah Doody's UX Career Coaching Journey02:29 Alan's Career Transition Story03:39 Building Confidence and Skills with CSL08:33 Mindset Shifts and Life Lessons10:47 Practical Tips for Job Seekers12:40 Final Thoughts and Encouragement14:04 Podcast Outro and Additional Resources14:44 Special Message for Job Seekers ⭐ Support the show! Leave a rating on Spotify or a review on Apple Podcasts to help more UX professionals find this podcast.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the shifting priorities and sentiments of would-be home buyers. Plus, Robbie sits down with TD Bank's Jon Giles for a discussion on how today's rate environment is reshaping housing supply, why rising renovation trends and growing HELOC demand are turning home equity into a powerful financial tool, and how lenders can responsibly meet homeowners' increasing appetite for equity access. And we close by examining what sort of expectations there are for future rate cuts.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

Send us a textHi everybody and welcome to today's episode of Attendance Bias. I am your host, Brian Weinstein. It seems like every other tour, we acknowledge that the band is getting older, and how lucky we are to still have the opportunity to see them. While that is undoubtedly true, we don't always take the time to recognize that we, as a fanbase, are also getting older. As a result, our lifestyles, our habits, and our needs change. One of those needs, if we're lucky enough, is how to handle our money for the future. Today's guest, Tedd Kanakaris, is here to help us do just that. Tedd is the founder and financial advisor for Sandpiper Wealth, a financial planning firm dedicated to helping the Phish community manage their finances. We talk about how the traditional world of money management was a major turn off for Tedd and how the changing demographics of the Phish community helped him realize that he wanted to help the community in a way that most of us probably didn't need about 15 years ago.We also talk about beer. Tedd is a member of the Gotta JiBrew Club: a group of fans, with some familiar names, who get together to visit different breweries and were lucky enough to collaborate with one of the best breweries on the east coast…but I'll let Tedd tell that story in just a few minutes.  Finally, there's Tedd's musical pick for Attendance Bias: 2001, from 12/29/98 at Madison Square Garden. Played in the heart of one of the best shows of that year, Tedd explains how the funk cover is a “flashpoint” for the band's evolving musical style in the late 90s as they approached their trademark ambience toward the end of the century.As you can tell, it's a packed episode. Let's join Tedd to talk about TD Bank, Ballantine Ale, and Glow worms, as we discuss “2001” from December 29, 1998 at the Madison Square Garden.And just a reminder, right before we start, please visit www.buymeacoffee.com/attendancebias to support the podcast.Support the show

In this episode of WORK, Erika explores why generosity has become a lost art in today’s workplace—and why bringing it back can change everything. From the pitfalls of corporate “wellness weeks” to a failed launch that turned into one of her team’s most constructive conversations, she shows how giving time, feedback, and attention can transform culture. Along the way, Erika unpacks TD Bank’s clever ad campaign, a viral firing story from India, Elon Musk’s controversial management style, and the future beyond smartphones, before closing with a teaching segment on active listening as one of the most generous skills you can bring to work.See omnystudio.com/listener for privacy information.