POPULARITY
What does it really take to move innovation from idea to impact inside a 95,000-person organization? In this episode of the Innovation Storytellers Show, I sat down with Vlora Muslimi, Senior Manager at TD Bank, whose path into innovation did not begin in a lab or a product team. It began in contact centers, in the daily friction of legacy tools, imperfect processes, and frontline employees trying to do their best work under pressure. With more than 15 years of experience across digital, omni-channel, and contact center operations, Vlora now leads a centralized innovation team responsible for harnessing grassroots ideas from across the enterprise. We are not talking about a handful of suggestions. Her team reviews between 16,000 and 18,000 ideas annually, and TD recently celebrated surpassing 100,000 employee-submitted ideas. Behind those numbers lies a disciplined approach to listening, triaging, matchmaking across business lines, and, most importantly, storytelling. Vlora shares how her early operational experience shaped her belief that innovation fails when it creates friction for either employees or customers. Solve only for one side, and the solution will not stick. That philosophy now guides how her team evaluates ideas, connects contact centers with technology teams, and prioritizes initiatives that balance business value with human impact. We spend time unpacking the emotional side of innovation, especially the heartbreak of ideas that do not move forward. What surprised her most was that employees were not asking for every idea to be implemented. They were asking for transparency. Who got selected? Why? What can we learn? That insight sparked a stronger internal storytelling engine, one that highlights winning ideas, shares lessons from the journey, and builds belief that anyone can bring an idea across the finish line. Our conversation also dives into empathy as a leadership muscle. Innovation leaders often rush toward outcomes, yet resistance frequently signals fear, confusion, or misalignment. Vlora explains why naming the discomfort in change, rather than sugarcoating it, builds trust and accelerates adoption. She reinforces that storytelling is not optional. It is the bridge between data and belief, between alignment and action. We explore real examples, from redesigning onboarding to improve connection and retention, to evolving adjudication processes for new-to-Canada customers. These are not flashy, headline-grabbing technologies. They are human-centered transformations that create measurable impact across millions of customers and thousands of colleagues. Looking ahead, Vlora sees growing sophistication in ideas leveraging generative AI, alongside a personal mission to increase the organization's implementation rate beyond its current 10 to 13 percent. For her, the path forward is clear. Engage more people. Strengthen the narrative. Connect impact to purpose. And when I ask her the big questions, she names the iPhone as the greatest innovation she has lived through, imagines joining Ford's original automobile team, and closes with a powerful reminder that the story the world needs now is one rooted in understanding and empathy. If you are leading change inside a complex organization, this episode is a masterclass in balancing listening with execution, process with people, and strategy with story. What might happen inside your organization if every employee believed their idea could matter?
This episode is available in audio format on the Let's Talk Loyalty podcast and in video format on www.Loyalty.TV.In this episode we are delighted to interview Ben Stirling, an experienced commercial executive with a track record of scaling loyalty platforms, transforming sales organisation and delivering GTM strategies that drive acquisition and ARR growth. He has led commercial transformation at Expedia, Tenerity and Capillary, launched new solutions, expanded into international markets and delivered results across multiple sectors.He is currently a fractional CRO at TenX Strategy and supports PE-backed and enterprise firms in building predictable revenue systems and exit-ready growth. His impact includes scaling Tenerity's loyalty marketplace solution to acquisition in two years, providing loyalty solution to Santander, C&A, British Gas, TD Bank and Frontier, and growing commercial channels at Expedia that delivered $200M+ in new revenue.In this episode, Ben shares his proven insights on how to sell loyalty internally, from aligning feature sets to user needs, to securing C-suite backing with ROI models, and ultimately winning board-level buy-in by linking loyalty to long-term enterprise value. We'll also be learning about his favourite books and highlights and key learnings from the programmes he has worked on.Hosted by Charlie HillsShow Notes :1) Ben Stirling,2) TenX Strategy3) TenX Strategy - Budget Sign Off PDF4) Hooked- Book Recommendation5) The Road Less Stupid - Book Recommendation
In the opening episode of season seven of the What the Fintech? podcast, we're joined by Ted Paris, Head of Analytics, Intelligence, and AI at TD Bank, to discuss the evolving role of AI in financial services and how customers are embracing AI within banking. Ted and FinTech Futures editor Paul Hindle discuss the findings of TD's recent survey on how Americans perceive and interact with AI in finance, uncovering key insights about adoption barriers, trust, and the tools resonating most with consumers. The discussion covers how TD Bank is leveraging AI to enhance accessibility, improve the customer experience, and innovate through initiatives like its Layer 6 office, while also touching on the future of agentic AI and its transformative potential for banking. And finally, we find out what fintech buzzword Ted wants to lock away in our Fintech Jail!
Today's guest is Naveen Kumar, Head of AI Governance at TD Bank. With extensive experience in AI risk management and governance, he provides actionable strategies for secure AI scaling in regulated environments. Naveen joins Emerj Editorial Director Matthew DeMello to discuss foundational challenges blocking AI adoption in banking, including data leakage, prompt injection, shadow AI, and hallucinations. Naveen also shares practical takeaways, such as role-based AI guardrails for data access, safe sandboxes for experimentation, hybrid deployments to protect sensitive data, and treating AI agents as de-risked employees with human oversight for compliance and ROI. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the 'AI in Business' podcast!
Guest: Leslie Preston, Senior Economist, TD Bank
Tired of executives breathlessly asking "what's our AI strategy?" while your data team drowns in 1,000 dashboards that nobody uses? In this episode, Juan and Tim cut through the noise with Juan Gorricho a data and analytics executive with more than 25 years of experience delivering business value at TD Bank, Visa, The Walt Disney Company We cover: Why do data leaders keep building vanity metrics instead of business value? How do you go from being an "order-taking reporting team" to a trusted decision intelligence partner? And why does every data governance initiative feel like building policies nobody wants to follow? The secret? Do it by slice. Not top-down. Not bottom-up. By slice—connecting each data product to real business outcomes while building reusable foundations underneath. If you're ready to turn your data team's NPS around and build trust that actually sticks, this one's for you. Spoiler: It starts with being brave enough to tell executives the truth. And btw, "I bet 40 columns drive 90% of your business."See omnystudio.com/listener for privacy information.
Tired of executives breathlessly asking "what's our AI strategy?" while your data team drowns in 1,000 dashboards that nobody uses? In this episode, Juan and Tim cut through the noise with Juan Gorricho a data and analytics executive with more than 25 years of experience delivering business value at TD Bank, Visa, The Walt Disney Company We cover: Why do data leaders keep building vanity metrics instead of business value? How do you go from being an "order-taking reporting team" to a trusted decision intelligence partner? And why does every data governance initiative feel like building policies nobody wants to follow? The secret? Do it by slice. Not top-down. Not bottom-up. By slice—connecting each data product to real business outcomes while building reusable foundations underneath. If you're ready to turn your data team's NPS around and build trust that actually sticks, this one's for you. Spoiler: It starts with being brave enough to tell executives the truth. And btw, "I bet 40 columns drive 90% of your business."See omnystudio.com/listener for privacy information.
This is the takeaway episode of our chat with Juan Gorricho, a data and analytics executive with more than 25 years of experience delivering business value at TD Bank, Visa, The Walt Disney Company. We cover: Why do data leaders keep building vanity metrics instead of business value? How do you go from being an "order-taking reporting team" to a trusted decision intelligence partner? And why does every data governance initiative feel like building policies nobody wants to follow? And so much more. If you liked these takeaways, listen to the full episode!See omnystudio.com/listener for privacy information.
This is the takeaway episode of our chat with Juan Gorricho, a data and analytics executive with more than 25 years of experience delivering business value at TD Bank, Visa, The Walt Disney Company. We cover: Why do data leaders keep building vanity metrics instead of business value? How do you go from being an "order-taking reporting team" to a trusted decision intelligence partner? And why does every data governance initiative feel like building policies nobody wants to follow? And so much more. If you liked these takeaways, listen to the full episode!See omnystudio.com/listener for privacy information.
Join us for an exclusive conversation with Don Drummond, former Chief Economist at TD Bank, as he breaks down the Bank of Canada's first policy announcement of 2026 and what it means for inflation, industry trends and financial markets. Get expert insights to help you start the year informed and prepared. Recorded on January 29, 2026. At Fidelity, our mission is to build a better future for Canadian investors and help them stay ahead. We offer investors and institutions a range of innovative and trusted investment portfolios to help them reach their financial and life goals. Fidelity mutual funds and ETFs are available by working with a financial advisor or through an online brokerage account. Visit fidelity.ca/howtobuy for more information. For a fifth year in a row, FidelityConnects by Fidelity Investments Canada was ranked #1 podcast by Canadian financial advisors in the 2025 Environics' Advisor Digital Experience Study. -- Soyez des nôtres pour un entretien exclusif avec Don Drummond, ancien économiste en chef de la Banque TD. Dans cet épisode en direct, l'économiste analysera la première décision de la Banque du Canada en 2026 et ce qu'elle signifie pour l'inflation, les tendances sectorielles et les marchés financiers. Obtenez les conseils d'un expert pour commencer l'année avec assurance et clarté. Date : 29 janvier 2026 Chez Fidelity, notre mission consiste à aider le public investisseur canadien à se bâtir un meilleur avenir et à rester à l'avant-garde. Nous offrons aux particuliers et aux institutions une gamme de portefeuilles de placement innovants et fiables pour les aider à atteindre leurs objectifs financiers et personnels. Les fonds communs de placement et les FNB de Fidelity sont offerts par l'intermédiaire des conseillers et conseillères en placements et de comptes de courtage en ligne. Pour de plus amples renseignements, visitez fidelity.ca/commentinvestir. Les baladodiffusions DialoguesFidelity se sont classées au premier rang pour une cinquième année consécutive lors du sondage 2025 d'Environics sur l'expérience numérique des conseillers et conseillères en placements au Canada.
In this episode, host Aileen Miziolek speaks with Celina Caesar-Chavannes about why 'change' can feel so difficult in family businesses. Celina explains, in simple terms, how our brains get used to certain ways of thinking and reacting—and how that affects family relationships and decision-making. She also offers practical advice and resources to help families and professionals better navigate change and work together more effectively. All views, information, and opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of Family Enterprise Canada. Guest bio Celina Caesar-Chavannes is a globally respected leader and humanitarian who, for over 25 years, has been dedicated to helping individuals awaken their innate potential and live in alignment with their unique gifts. Widely regarded as one of the foremost experts in leadership, neuroscience, and personal transformation, Celina has worked with leading organizations such as TD Bank, Canadian Tire, Aga Khan Foundation, and McDonald's Canada. A national bestselling author and celebrated international speaker, Celina's work in cognitive consistency and inclusive leadership continues to shape the global conversation on equity, humanity, and meaningful impact. You can learn more about Celina Caesar-Chavannes on LinkedIn and on her website. Key Takeaways [0:23] Aileen Miziolek welcomes Celina Caesar-Chavannes and launches the episode by asking her a little more about her career and what drives her passions. [2:49] Change is very hard in family business systems. Celina explains how well-established neural pathways reinforce existing thoughts and behaviours. [5:32] Trusting your gut might be a good pathway to finding alignment. [7:38] Before alignment, there is motivated cognition. Celina breaks down how this process works and why being aware of this process is part of how the self shapes over time. [10:42] Resistance to change is linked to neuroplasticity, and Celina likens some neuro-pathways to concrete highways. [13:25] There are no shortcuts! [14:44] The default mode network, the central executive network, and the salience network, and how the interaction between the three largely dictates relational dynamics. [18:19] There is no good, bad, right, or wrong; it's just how the brain is wired. Celina offers tips on how to short-circuit the default mode network. [20:42] How the salience network hijack makes family business more challenging. [23:23] Celina offers a path for advisors to educate families both in individual settings and as groups. [25:44] Aileen invites listeners to register for the FEA Kinnect Toronto event coming up this February 19th, during which Celina will be speaking. [26:37] Celina shares some resources and advice for families and advisors listening — grab a pen! [28:57] Aileen thanks Celina Caesar-Chavannes for sharing so much of her knowledge and invites listeners to sign up for Symposium, which will be held May 25‒27 in Vancouver, BC. If you enjoyed today's episode, you can subscribe to Let's Talk Family Enterprise on Spotify, Apple Podcasts, and other podcast apps. Please remember to share this episode with family, friends, and colleagues. Share your thoughts with us at fea@familyenterprise.ca. Mentioned in this episode Can You Hear Me Now?: How I Found My Voice and Learned to Live with Passion and Purpose, by Celina Caesar-Chavannes FEA Kinnect Toronto: Cognitive Optimization for Leadership Symposium 2026 More about Family Enterprise Canada Family Enterprise Canada FEC on Facebook FEC on Twitter FEC on LinkedIn
In this episode, Craig Jeffery speaks with Tom Gregory of TD Bank, Kim Isaacs of J.P. Morgan, Lauren Bergsland of Wells Fargo, and Sue Caras of Bank of America. These industry leaders share their perspectives on top 2026 priorities, including AI execution, liquidity strategy, fraud prevention, embedded banking, and regulatory risk. Tune in for actionable insights from major banking partners across North America. Company Websites: TD Bank: https://www.td.com J.P. Morgan: https://www.jpmorgan.com/insights Wells Fargo: https://www.wellsfargo.com/cia Bank of America: https://www.bofaml.com
Welcome to episode 218 of the Financial Crime Weekly Podcast. I am Chris Kirkbride. In this episode, we look at decisive action from the US Treasury targeting a hidden Hamas support network using nonprofit fronts and a major Costa Rica-based cocaine trafficking and money laundering operation. In the UK, the City of London Police launched the "Report Fraud" service, and the SFO has charged two former executives following the collapse of the prepaid funeral provider. We also look at significant global compliance shifts, including a former TD Bank employee's guilty plea in a $26 million laundering scheme and MONEYVAL reports highlighting strengthened AML frameworks in Azerbaijan and Estonia. Finally, we look at the IMF's new governance diagnostic for Nepal and the transition to the UK Sanctions List as the sole authoritative source for domestic designations. A transcript of this podcast, with links to the stories, will be available at www.crimes.financial.
It's a question any business must answer, but it's especially important in auto finance. How do you balance growth and risk? A trio of industry executives — Mike Goins of TD Bank, Jeff Marsh of Millennium Capital and Recovery and Kenn Wardle of Arra Finance — answered that question and more during an engaging conversation at Used Car Week 2025 that's now available through this episode of the Auto Remarketing Podcast.
Welcome to episode 214 of the Financial Crime Weekly Podcast. I am Chris Kirkbride. In this episode, we cover significant federal movements in the US, including the White House's launch of a new DOJ division for national fraud enforcement and a former TD Bank employee pleading guilty to a $2 million money laundering scheme. In the UK, the SFO has repatriated £400,000 to fraud victims, the FCA has fined former Carillion directors for misleading market announcements, and an ex-Jefferies banker has denied insider dealing charges. We also consider GRECO's warning to Belgium regarding stalled anti-corruption reforms and the arrest of 34 suspected "Black Axe" members in Spain for large-scale fraud and human trafficking. Finally, we look at the ICO's new memorandum of understanding with the UK government, and the latest Russia-related sanctions adjustments by OFAC. A transcript of this podcast, with links to the stories, will be available at www.crimes.financial.
Today's guest is Naveen Kumar, Head of Insider Risk, Analytics, and Detection at TD Bank. With deep expertise in financial crime and risk analytics, he offers a frontline view into how regulated institutions manage AI securely at scale. Naveen joins Emerj Editorial Director Matthew DeMello to discuss the foundations required for responsible AI adoption in banking — from data protection and governance to fraud prevention and machine-assisted investigation. Naveen also breaks down practical steps leaders can take to improve ROI, including role-based AI access, full data visibility, and phasing innovation to meet regulatory expectations. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the 'AI in Business' podcast! This episode is sponsored by NLP Logix.
TD Bank hit with a $3.1 BILLION fine (the largest ever under the Bank Secrecy Act) after pleading guilty to conspiracy to commit money laundering. Bank employees were bribed to help cartels transfer millions. An incredible failure of compliance. Thanks for joining me for this episode! I'm a Houston- based attorney, run an HR Consulting company called Claremont Management Group, and am a tenured professor at the University of St. Thomas. I've also written several non-fiction political commentary books: Bad Deal for America (2022) explores the Vegas-style corruption running rampant in Washington DC, while The Decline of America: 100 Years of Leadership Failures (2018) analyzes – and grades – the leadership qualities of the past 100 years of U.S. presidents. You can find my books on Amazon, and me on social media (Twitter @DSchein1, LinkedIn @DavidSchein, and Facebook, Instagram, & YouTube @AuthorDavidSchein). I'd love to hear from you! As always, the opinions expressed in this podcast are mine and my guests' and not the opinions of my university, my company, or the businesses with which I am connected. Photo Credits: Dzianis Vasilyeu; Valery Vasilyeu; Evgeniy Shkolenko
Sandra Cobena is a new MP elected from the Toronto-area riding of Newmarket Aurora. Sandra left a successful career as a senior manager at TD Bank to run for the Conservative Party, and she now sits on the Finance Committee (a very rare appointment for a new MP).In this week's episode of Resuming Debate, Sandra and I discuss her journey into politics, her take on the nation's finances, the role of the Parliamentary Budget Officer, Mark Carney's use of tax havens, and the outrageously irresponsible Budget 2025.If you like what you hear, be sure to give Sandra a follow on the various social media platforms, where she posts regular content from the House of Commons and the Finance Committee. IG - https://www.instagram.com/sandracobena_FB - https://www.facebook.com/profile.php?id=61556805185584X - https://x.com/SandraCobena_
Applied to 50+ UX or Product jobs & still no interviews or offers? Get UX job search help.Welcome to the Career Strategy Podcast with Sarah Doody, a UX Designer & UX Researcher with 20 years of experience who founded the UX job search accelerator, Career Strategy Lab. She's been doing UX career coaching since 2017.Follow Sarah on: LinkedIn | YouTube | InstagramTransitioning from academia to UX can be daunting, but Ellen's story proves it's possible. After 17 years as a professor, Ellen pivoted to a Senior Content Designer role at TD Bank, with Career Strategy Lab providing the strategy, clarity, and confidence she needed to make the leap.In this episode, Ellen shares how CSL helped her reframe her experience, confidently communicate her transferable skills, and land her UX role—all while navigating the challenges of switching careers.What You'll Learn in This Episode:✔️ How Ellen navigated the shift from academia to UX✔️ Why confidence was her biggest challenge and how CSL helped her overcome it✔️ The importance of understanding how to communicate transferable skills✔️ How she used the Compass Statement to connect her past experience to her new career✔️ The value of having a portfolio and LinkedIn that clearly reflect your skills✔️ Ellen's tips on standing out during the job search with an authentic, tailored approachTimestamps:00:00 Introduction to Sarah Doody and Career Strategy Lab00:38 Episode Overview and Open House Context01:25 Sarah Doody's UX Career Coaching Journey02:29 Alan's Career Transition Story03:39 Building Confidence and Skills with CSL08:33 Mindset Shifts and Life Lessons10:47 Practical Tips for Job Seekers12:40 Final Thoughts and Encouragement14:04 Podcast Outro and Additional Resources14:44 Special Message for Job Seekers ⭐ Support the show! Leave a rating on Spotify or a review on Apple Podcasts to help more UX professionals find this podcast.
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the shifting priorities and sentiments of would-be home buyers. Plus, Robbie sits down with TD Bank's Jon Giles for a discussion on how today's rate environment is reshaping housing supply, why rising renovation trends and growing HELOC demand are turning home equity into a powerful financial tool, and how lenders can responsibly meet homeowners' increasing appetite for equity access. And we close by examining what sort of expectations there are for future rate cuts.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.
VLOG Nov 12: Sudan genocide liability of BNP Paribas spun by bank, book: https://www.amazon.com/dp/B0FWTSDM7LGhislaine Maxwell book blocking alert removed from/by Threads [!] https://www.threads.com/@innercitypressinsta/post/DQ9axHTDoUS TD Bank closings and UBS foray into US opposed; UN cover up in South Sudan
VLOG Nov 11 Crypto Bros to be re-tried in Feb or April, book: https://www.amazon.com/dp/B0G1FDLT15Alexander bros, unsealing win; ICE beat; Fifth Third Bank arrogance from Fed to 5 states, TD Bank 51 branch closings opposed https://innercitypress.com/branchclosings1tdbankoccicp111025.html UN South Sudan corruption
BC Conservatives say plan to introduce anti-drug education to schools killed by NDP over misplaced priorities.Carney's budget will spend more on the Liberal's gun buyback program than on NATO operations and border enforcement combined.TD Bank will waive the fees on people's chequing accounts but only for those who "identify as Indigenous."Tune into The Daily Brief with Isaac Lamoureux and Alex Zoltan! Learn more about your ad choices. Visit megaphone.fm/adchoices
Note:This episode is a pod swap from The Diary of a CFO. We're sharing it here to help you discover another excellent show in the finance leadership space. All content belongs to the original podcast and host Wassia Kamon.In this episode of The Diary of a CFO, Wassia Kamon sits down with Paul S. Young, EVP and CFO at Liberty Bank, to uncover what modern finance leadership looks like in an era of rapid transformation. With decades of experience across institutions like TD Bank, Citizens Bank, and Siemens, Paul shares how CFOs can lead with purpose by aligning strategy, driving innovation, and cultivating future-ready talent. From intelligent automation to authentic leadership, this episode offers a comprehensive framework for CFOs navigating complexity at scale.Paul S. Young is the Senior Executive Vice President and Chief Financial Officer at Liberty Bank, the oldest and largest independent mutual bank in the U.S. With over 25 years of experience spanning finance, digital transformation, and strategy, Paul is a respected leader in shaping the future of finance. He serves on the AICPA Future of Finance Leadership Advisory Group and the AICPA Council, helping steer the next generation of financial professionals.Expect to LearnHow Liberty Bank integrates strategic planning into its budgeting cycle for real impactWhy creating a Business Transformation Office and EPMO was a game-changerWhere AI and intelligent automation fit in the finance function, without losing the human touchHow finance apprenticeship and rotational programs are developing future leadersPaul's leadership philosophy is rooted in authenticity, gratitude, and work-life balanceHere are a few quotes from the episode:“You prepare for this all your life. Have the courage of your convictions and don't be afraid to fail.” – Paul S. Young“AI won't replace people, but it will replace the people who don't embrace AI.” – Paul YoungConnect with Guest Paul S. YoungLinkedIn: https://www.linkedin.com/in/pyoungcpa/ Liberty Bank: https://www.linkedin.com/company/liberty-bankct/ Liberty Bank (Website): https://www.liberty-bank.com/ AICPA Future of Finance Leadership Advisory Group: https://www.aicpa-cima.comConnect with Host Wassia Kamon onLinkedIn: https://www.linkedin.com/in/wassiakamon/ Instagram: https://www.instagram.com/wassiakamon/Connect with The Diary of a CFO Podcast onLinkedIn: https://www.linkedin.com/company/the-diary-of-a-cfo-podcast/YouTube: https://www.youtube.com/@Thediaryofacfopodcast/featuredWebsite: https://www.thediaryofacfo.com X (Twitter):
In this episode, Craig Jeffery talks with Lisa Christie and Tom Gregory of TD Bank about why fraud prevention still hinges on mastering the basics. They explore escalating threats, the power of alerts, the principle of least privilege, and how education is key to staying ahead.
Dr. Jerome Corsi exposes how Democrat Party operatives, major banks, and foreign interests have allegedly created a money-laundering pipeline through ActBlue to influence U.S. elections — and why Congressional investigators are calling for action.
Send us a textHi everybody and welcome to today's episode of Attendance Bias. I am your host, Brian Weinstein. It seems like every other tour, we acknowledge that the band is getting older, and how lucky we are to still have the opportunity to see them. While that is undoubtedly true, we don't always take the time to recognize that we, as a fanbase, are also getting older. As a result, our lifestyles, our habits, and our needs change. One of those needs, if we're lucky enough, is how to handle our money for the future. Today's guest, Tedd Kanakaris, is here to help us do just that. Tedd is the founder and financial advisor for Sandpiper Wealth, a financial planning firm dedicated to helping the Phish community manage their finances. We talk about how the traditional world of money management was a major turn off for Tedd and how the changing demographics of the Phish community helped him realize that he wanted to help the community in a way that most of us probably didn't need about 15 years ago.We also talk about beer. Tedd is a member of the Gotta JiBrew Club: a group of fans, with some familiar names, who get together to visit different breweries and were lucky enough to collaborate with one of the best breweries on the east coast…but I'll let Tedd tell that story in just a few minutes. Finally, there's Tedd's musical pick for Attendance Bias: 2001, from 12/29/98 at Madison Square Garden. Played in the heart of one of the best shows of that year, Tedd explains how the funk cover is a “flashpoint” for the band's evolving musical style in the late 90s as they approached their trademark ambience toward the end of the century.As you can tell, it's a packed episode. Let's join Tedd to talk about TD Bank, Ballantine Ale, and Glow worms, as we discuss “2001” from December 29, 1998 at the Madison Square Garden.And just a reminder, right before we start, please visit www.buymeacoffee.com/attendancebias to support the podcast.Support the show
The Wall Street Journal has uncovered that Epstein maintained accounts with more than 20 banks even in the years leading up to his 2019 death—among them, Wells Fargo, TD Bank, and FirstBank Puerto Rico. The documents show Epstein moved at least $60 million into Honeycomb Partners, received $13.5 million from a hedge fund tied to Paul Tudor Jones, and sold $15 million in private company shares to a crypto investor, among other large transactions. Although major banks like JPMorgan Chase and Deutsche Bank say they cut ties (JPMorgan in 2013; Deutsche Bank in 2018), the Journal's reporting suggests their associations with Epstein ran deeper than previously disclosed.Beyond banks, the reporting points to a broader financial network: hedge funds, private equity, venture capital firms, and prominent individuals who moved money to or from Epstein‐controlled entities. Previously unknown payments also emerged: $1 million to Joi Ito, $85,000 to Alan Dershowitz, $250,000 to Terje Rod-Larsen, and reimbursements to former Treasury Secretary Larry Summers (about $1,232.25). In response, legislators are now pushing for hearings—ten Democratic senators recently urged JPMorgan executives and others to testify under oath about their knowledge of Epstein and any “ignored warnings.”to contact me:bobbycapucci@protonmail.comsource:The Wall Street Firms That Kept Ties With Jeffrey Epstein Until the End
The Wall Street Journal has uncovered that Epstein maintained accounts with more than 20 banks even in the years leading up to his 2019 death—among them, Wells Fargo, TD Bank, and FirstBank Puerto Rico. The documents show Epstein moved at least $60 million into Honeycomb Partners, received $13.5 million from a hedge fund tied to Paul Tudor Jones, and sold $15 million in private company shares to a crypto investor, among other large transactions. Although major banks like JPMorgan Chase and Deutsche Bank say they cut ties (JPMorgan in 2013; Deutsche Bank in 2018), the Journal's reporting suggests their associations with Epstein ran deeper than previously disclosed.Beyond banks, the reporting points to a broader financial network: hedge funds, private equity, venture capital firms, and prominent individuals who moved money to or from Epstein‐controlled entities. Previously unknown payments also emerged: $1 million to Joi Ito, $85,000 to Alan Dershowitz, $250,000 to Terje Rod-Larsen, and reimbursements to former Treasury Secretary Larry Summers (about $1,232.25). In response, legislators are now pushing for hearings—ten Democratic senators recently urged JPMorgan executives and others to testify under oath about their knowledge of Epstein and any “ignored warnings.”to contact me:bobbycapucci@protonmail.comsource:The Wall Street Firms That Kept Ties With Jeffrey Epstein Until the EndBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.
The Wall Street Journal has uncovered that Epstein maintained accounts with more than 20 banks even in the years leading up to his 2019 death—among them, Wells Fargo, TD Bank, and FirstBank Puerto Rico. The documents show Epstein moved at least $60 million into Honeycomb Partners, received $13.5 million from a hedge fund tied to Paul Tudor Jones, and sold $15 million in private company shares to a crypto investor, among other large transactions. Although major banks like JPMorgan Chase and Deutsche Bank say they cut ties (JPMorgan in 2013; Deutsche Bank in 2018), the Journal's reporting suggests their associations with Epstein ran deeper than previously disclosed.Beyond banks, the reporting points to a broader financial network: hedge funds, private equity, venture capital firms, and prominent individuals who moved money to or from Epstein‐controlled entities. Previously unknown payments also emerged: $1 million to Joi Ito, $85,000 to Alan Dershowitz, $250,000 to Terje Rod-Larsen, and reimbursements to former Treasury Secretary Larry Summers (about $1,232.25). In response, legislators are now pushing for hearings—ten Democratic senators recently urged JPMorgan executives and others to testify under oath about their knowledge of Epstein and any “ignored warnings.”to contact me:bobbycapucci@protonmail.comsource:The Wall Street Firms That Kept Ties With Jeffrey Epstein Until the EndBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
Mike Switzer interviews David Lominack, commercial market president for South Carolina at TD Bank in Greenville, SC.
Guest: Rob WildRegional Manager of Professional Banking, TD Bank- LinkedIn: https://www.linkedin.com/in/robwildtd/Past Co-Travel Podcast episode;- S2 E26 - Banking after Covid - What has changed for Dentists with Rob Wild of TD BankBob Piercy - host- phone - 780-965-2232- email - rhpiercy@me.com - LinkedIn - https://www.linkedin.com/in/robertpiercy/- Website - https://robertpiercy.com- Facebook - https://www.facebook.com/BobPiercyCoTravelPocast
In the time we've been making this podcast, we've tried hard to create a picture of three genial older men who anyone would like to chat with. Regardless of the success of that effort, in this episode we hint at a sadder aspect of those who lurk in the Shed. Yes, we have fun listener mail, we hear about the Vancouver Rise along, and we give our impressions of central vacuums. We laugh at a cute dog story. We even have a light brush with poetry. The troubling part comes with a topic we toss around lightly but which can surely only beg this scary question: Why do these guys know so much about anti-snoring devices? Alright, gotta go, time to catch some Zs, you know, saw some logs…Links: Shed Dogs; the Vancouver Rise; Vancouver's upcoming new hockey team; taxes withheld at source; anti-snoring devices; vibe coding; recurring dreams; built-in vacuum cleaners; BC's fast food bags policy; the class action suit against TD Bank regarding their coin counting machines.Theme music is Escaping like Indiana Jones by Komiku, with permission.
In this episode, Marc and Vassilis discuss various thing that caught their eye over the last couple weeks including the cultural impact of Taylor Swift and Travis Kelsey, OpenAI's new e-commerce strategy, Google's advancements in AI for ad traffic management, and the rise of Substack among Gen Z brands. They also delve into the importance of restructuring Google Ads for better performance and highlight TD Bank's innovative campaign that promotes fractional ownership.Enjoy the show!Follow Our UpdatesLinkedIn: https://www.linkedin.com/company/sleeping-barber/https://www.sleepingbarber.caGet in touch with our hosts:Marc Binkley: https://www.linkedin.com/in/marcbinkley/Vassilis Douros: https://www.linkedin.com/in/vassilisdouros/Episode Takeaways:Speed and agility in marketing can lead to success.OpenAI is diversifying into e-commerce with chat GPT.Google is using AI to combat invalid ad traffic.Substack is gaining traction among Gen Z brands.Restructuring Google Ads should be done thoughtfully.TD Bank's campaign creatively promotes fractional ownership.Cultural relevance is key in modern marketing strategies.AI tools are essential for optimizing ad performance.Brands must adapt to changing consumer behaviors.Email marketing is evolving, not dying. Timestamps:00:00 - Welcome and Introduction00:57 - Cultural Marketing Moments: Taylor Swift and Reese's04:13 - OpenAI's E-commerce Strategy07:44 - Google's AI in Ad Traffic Management11:25 - Substack: The New Platform for Gen Z Brands15:05 - Marketing Moment: Restructuring Google Ad Accounts21:22 - Ad of the Week: TD Bank's Fractional Ownership Campaign
In this episode of WORK, Erika explores why generosity has become a lost art in today’s workplace—and why bringing it back can change everything. From the pitfalls of corporate “wellness weeks” to a failed launch that turned into one of her team’s most constructive conversations, she shows how giving time, feedback, and attention can transform culture. Along the way, Erika unpacks TD Bank’s clever ad campaign, a viral firing story from India, Elon Musk’s controversial management style, and the future beyond smartphones, before closing with a teaching segment on active listening as one of the most generous skills you can bring to work.See omnystudio.com/listener for privacy information.
Ariel Property Advisors hosted its summer Coffee and Cap Rates event on July 30th, sharing the latest trends in New York City's investment sales market.Over 250 NYC real estate professionals gathered for this live networking breakfast at TD Bank's conference center at One Vanderbilt. The theme of the event was “Investing Through Change.”Ralph Bumbaca, Regional President – Metro New York for TD Bank, moderated the panel of industry experts: Meredith Marshall, Co-Founder & Managing Partner at BRP Companies; Justin Pelsinger, Chief Operating Officer at Charney Companies; Jesse Hutcher, Managing Partner & Chief Investment Officer at Derby Copeland Capital; and Tom Ortinau, Head of Acquisitions at GFP Real Estate.For more details on the event and to access our research reports, visit arielpa.nyc.
Two years after his first appearance on The Unlimited Podcast, Jordan Jacobs, Managing Partner & Co-Founder of Radical Ventures, is back to discuss how AI has evolved, and how it will change the future. Brian and Jordan discuss "agentic" AI and its implications, the impact AI is having and will continue to have on jobs, AI regulation around the world, Jordan's favourite AI tools, and more! This episode is a "must-listen" for those looking to understand how far AI has come, what lies ahead, and how to navigate the opportunities and risks of this transformative technology. Plus stick around to the very end to hear "real" Brian speak with "AI" Brian about this episode.Radical Ventures is a global AI-focused venture capital firm investing exclusively in artificial intelligence, with a presence in Toronto, San Francisco, and London and a mission to back founders building transformative AI companies. Radical's portfolio features category-defining AI leaders such as Cohere, Waabi, Untether AI, and Xanadu. Founders also gain hands-on help from Radical's “Velocity” services team across recruiting, chip partnerships, go-to-market, policy, governance, and finance.Jordan Jacobs is the Managing Partner and cofounder of Radical Ventures. He previously co-founded Layer 6 AI (acquired by TD Bank in 2018) and helped launch Toronto's Vector Institute for Artificial Intelligence. He also serves on the board of the Canadian Institute for Advanced Research (CIFAR) and has helped shape Canada's national AI strategy, bringing a policy lens to his work with founders. Jordan is also a member of the University of Waterloo President's International Advisory Board, a Director of Tennis Canada, and has been selected as one of Toronto's 50 Most Influential People.Timestamps:0:00 Episode 16 Recap1:00 Intro & Disclaimer4:06 What is AI?6:30 How has AI evolved in the last 2 years?11:20 What is Agentic AI17:37 What does Agentic AI mean for jobs?21:56 Government sentiment on AI25:46 Jordan's message to the Minister of AI37:25 Jordan's advice to businesses NOT using AI43:35 Where is Radical investing?51:41 What AI tools is Jordan using personally?53:31 Outro54:57 Ginsler.ai
Ariel Property Advisors hosted its summer Coffee and Cap Rates event on July 30th, sharing the latest trends in New York City's investment sales market.Over 250 NYC real estate professionals gathered for this live networking breakfast at TD Bank's conference center at One Vanderbilt. The theme of the event was “Investing Through Change.”Shimon Shkury, President and Founder of Ariel Property Advisors, opened the event with a comprehensive overview of New York City's investment sales market and highlighted key insights from the firm's recently published mid-year research reports.For more details on the event and to access our research reports, visit arielpa.nyc.
Interview with Jason Banducci, VP of Corporate Development & IR of Integra Resources Corp.Our previous interview: https://www.cruxinvestor.com/posts/integra-resources-tsxvitr-nevada-gold-producer-targets-300k-oz-with-60m-war-chest-7268Recording date: 15th July 2025Jason Banducci serves as Vice President of Corporate Development and Investor Relations at Integra Resources, where he oversees business growth initiatives and maintains relationships with the investment community. His professional journey began at TD Bank in lending before pursuing an MBA at Queen's University, which led him to mining investment banking at GMP Securities (later acquired by Stiefel Financial). During his nearly five-year tenure in investment banking, he developed expertise in mergers and acquisitions, capital raising, and deal structuring that would prove invaluable in his current role.Banducci's connection to mining runs deep through his family, as his mother served as CFO of IAMGold for 15 years, exposing him early to the industry's potential and global impact. His transition to Integra Resources came through his work as an investment banker, where he helped former CEO Jason Kosec establish Millennial Precious Metals, raising $24 million for their TSX-V listing. The eventual merger of Millennial Precious Metals with Integra Resources brought Banducci into his current position.In his dual role, Banducci manages corporate development activities including due diligence, transaction structuring, and strategic acquisitions, while simultaneously handling investor relations responsibilities such as creating corporate materials, organizing conferences, and serving as the external face of the company. His most significant achievement has been spearheading Integra Resources' transformation from an exploration and development company to a producing gold company through the strategic acquisition of Florida Canyon mine from Alamos Gold's spin-off of Argonaut assets.This acquisition addressed the fundamental challenge facing development-stage mining companies: the constant need for equity financing due to lack of cash flow. The Florida Canyon mine now generates 15-20 million dollars in annual free cash flow, eliminating the need for regular equity raises and providing capital to advance the company's development projects, Delamar and Nevada North. Banducci views this strategic positioning in Nevada's mining-friendly jurisdiction as optimal for attracting investment capital, particularly given the current focus on geopolitical stability and simple, low-capital heap leach gold projects that appeal to investors seeking exposure to precious metals in stable jurisdictions.—View Integra Resources' company profile: https://www.cruxinvestor.com/companies/integra-resourcesSign up for Crux Investor: https://cruxinvestor.com
Hey BA Fam!We’re back with a classic BA Q&A. Mandi is joined by Yanely Espinal (aka MissBeHelpful) and Marc Russell from BetterWallet to answer Amber’s question: What should I look for when opening a business bank account—and what are the red flags? Whether you’re launching a side hustle or running a full-on business, this convo breaks down what really matters when choosing where to bank. We get into:
Thursday June 19, 2025 Norway's Sovereign Wealth Fund Says TD Bank is an Unacceptable Risk
The FAN Morning Show broadcasts live from Glen Abbey Golf Club for the 2025 Joe Carter Classic. Ben and Brent discuss the Panthers' back-to-back Stanley Cup wins and whether Florida should be considered a dynasty. They debate potential Hall of Famers and analyze Connor McDavid's situation after the Oilers' championship losses. Maple Leafs legend Rick Vaive joins to talk about Florida's success, the Leafs' future, and his golf game. They close the hour with James Dodds (35:06), tournament co-chair and SVP of TD Bank, discussing the event's history and its charitable impact.The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliate.
This week on the Patriots and Pinstripes Podcast, broadcasters Steven Cusumano and Joe Puccio recap an eventful series at home. Hear from Giancarlo Stanton, Brendan Beck, Brock Selvidge and Roc Riggio!
A veces, el problema no es la falta de oportunidades para financiar un negocio, sino no saber cómo acceder a ellas. Herla Parra, experta en el sistema crediticio comercial y personal en Estados Unidos, asegura que muchas personas cometen errores por falta de información. “Los errores más grandes que he visto es que hacen aplicaciones sin tener una preparación, no tienen un perfil ideal para hacerlo por el mismo desconocimiento. Mi recomendación siempre es tomar una asesoría cuando desconoces del tema, porque si quieres hacer una inversión y hacer crecer tu negocio, necesitas tomar información para formar ese perfil ideal del lado del personal”. Ese perfil comienza con una estructura financiera básica pero bien armada. “Con solo tener una variedad de productos dentro de tu perfil personal, como cuatro tarjetas de crédito y tener cuentas que pagas mensualmente, como un vehículo, vas a comenzar bien. Si no estás perfilado, no apliques a tarjetas de crédito porque le estás dejando manchas a tu reporte de crédito sin saberlo”, sostiene nuestra invitada. Para Herla, una de las formas más accesibles y menos riesgosas de comenzar es con tarjetas de crédito al 0% de interés, siempre que provengan de instituciones financieras de categoría. “Es importante que esas tarjetas de crédito sean con bancas de categoría, en lo posible bancas nacionales. En Estados Unidos está Chase, que en la actualidad es la que está dando mucho más dinero. También recomiendo Bank Of America, porque tiene gran variedad de tarjetas. Además está Truist o Fargo”. Ahora bien, si el problema es la falta de antigüedad crediticia, también hay soluciones: “Si te está faltando antigüedad, puedes acceder a un usuario autorizado que te va a inyectar antigüedad a tu reporte de crédito y te va a ayudar enormemente”, afirma nuestra experta. Una opción alternativa, especialmente valiosa para negocios en etapa de crecimiento, son los Credit Union. “Tienen sus APRs, sus intereses, que son bastante buenos, porque lo más alto que ellos tienen es un 18%. Ellos son bancas de relaciones y, si haces ciertas jugadas con ellos, puedes acceder a ciertas cantidades de dinero que te pueden dar, hasta $25,000 y $50,000, cosa que es muy limitada en la banca de categoría A. Además tienen tarjetas de crédito al 0% de interés”, comenta Herla. Para acceder a estos beneficios, hay un paso clave que muchas personas pasan por alto: “Es muy importante pertenecer a la institución de American Consumer Council, que de entrada debes de estar allí porque te da acceso a la gran mayoría de Credit Union del país”, recalca nuestra invitada. Una vez que el perfil está formado, lo siguiente es pensar estratégicamente. “Si tienes el perfil indicado para ingresar a un crédito, lo primero es crear la estrategia”. Herla se enfoca sobre todo en los negocios medianos, que suelen estar en una etapa ideal para aprovechar estos beneficios. “Muchas veces me pasa que hay clientes a los que les recomiendo comenzar con tarjetas de crédito al 0% de interés, pero quieren un Personal Loan. Pero cuando a ese negocio le voy a hacer el 0% de interés, ya tiene responsabilidades con entidades financieras y se complica. Pero cuando uno comienza con el 0% de interés, puede acompañarse con líneas de crédito que les puedo solicitar paralelamente, porque ese 0% en algún momento se va a acabar y tienes que estar preparado para ese momento”, explica. Por último, Herla advierte que no todas las tarjetas ayudan a construir un buen perfil: “Aconsejo no aplicar a las tarjetas de Capital One, Discover ni las de TD Bank, porque su utilización va a afectar y se va a relacionar en el lado personal”. Tener acceso a capital al 0% de interés no es un mito, pero requiere estrategia, preparación y conocimiento. Herla lo resume con claridad: crear un perfil sólido, elegir las herramientas correctas y estar un paso adelante de lo que vendrá. Instagram: @herlaparra.usa WhatsApp: +1 941 702 4528
In an era where financial institutions race to digitize, TD has taken a distinctive approach by ensuring technology serves a deeper purpose: creating unexpected human experiences. As part of the Executive Leadership Series, sponsored by Naehas and recorded live at the Financial Brand Forum, I was joined by Todd Purcell, Head of Digital Strategy, Planning and Partnerships for TD Bank. Our conversation explores how TD's digital ecosystem supports its brand promise with real-world examples of how the bank integrates advanced analytics, personalization, and multichannel engagement to make banking better for people. Todd also discusses how TD's digital strategy has evolved to support rather than supplant human connections, resulting in measurable customer satisfaction and engagement improvements. This episode of Banking Transformed is sponsored by Naehas Naehas provides financial institutions with a centralized platform to efficiently manage product creation, pricing strategies, compliance, and disclosures. By automating complex processes and integrating advanced governance tools, Naehas significantly reduces operational risk and accelerates execution. Trusted by 6 of the 10 largest U.S. banks, our solution supports top-tier institutions in delivering precise, compliant offers with speed and accuracy. https://www.naehas.com/?utm_source=financialbrand&utm_medium=referral&utm_campaign=Banking_Transformed_podcast
Today, we're looking at a warning from TD Bank's chief economist, who says Canada is heading for a recession and forecasted 100,000 jobs could be lost in the country. Plus, President Trump announced the U.S. would be developing a "golden dome" missile defence technology — and apparently Canada is interested in joining in what could be a modernizing of North America's air-defence systems. And finally, a crime wave is whipping through the Greater Toronto Area, but the city's top officials seem to be more concerned with other issues instead of residents' safety.
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at Hispanic home ownership in the U.S. Plus, Robbie sits down with TD Bank's Scott Lindner for a discussion on how to better educate potential homebuyers on financial readiness and engender loyalty that will lead to repeat business. And we close with a look at what is expected of the Federal Reserve this week.Thank you to HomeEQ, the fully digital HELOC from Arc Home, which empowers brokers to quickly provide borrowers with easy access to their home equity. With fast, hassle-free funding in just days, HomeEQ offers a user-friendly platform that simplifies the entire process. Brokers can benefit from competitive compensation, along with comprehensive training and a complete marketing plan designed to help them re-engage former clients and grow their business. Discover how HomeEQ can enhance your offerings by visiting homeeq.archome.com/chrismanpod.
Major U.S. banks, including Chase, Bank of America, and Wells Fargo, have closed 145 branches in five weeks, signaling a shift towards digital services. From February 7 to March 14, banks reported closures to the Office of the Comptroller of the Currency. Flagstar Bank led with 44 closures, followed by TD Bank with 38. Bank of America added nine closures, totaling 168 in 2024. This trend highlights decreasing reliance on physical branches as customer preferences evolve.
Ian Dunlap returns to the JBP as the room begins with Melyssa Ford's recent tweets (2:39) before QueenzFlip recaps his time at the Wild 'n Out show over the weekend (18:34). Joe & Ish then gets to story time and shares their experience out at a ‘Paddle of the Sexes' event (20:42), TD Bank has been hit with a $3 billion fine over drug cartel money laundering (54:46), and the crew debates what makes a good mediator (1:00:50) and if there is an issue with men who move off of hearsay (1:10:12). Former NBA player and coach Sam Mitchell seemingly doxxed NBA TV co-host Chris Miles after an awkward live interaction (1:16:57), RJ Barrett allegedly owes an escort some money (1:27:53), and Lyfe Jennings says NPR's Tiny Desk rejected him from their show (1:41:40). Also, the room discusses how they handle criticism (1:55:00), Joe shares some tidbits about the blessings that come from podcasting as well as how paranoia affects work ethic (2:04:54), Ian brings a list of conspiracy theorist topics (2:41:50), and much more! Become a Patron of The Joe Budden Podcast for additional bonus episodes and visual content for all things JBP! Join our Patreon here: www.patreon.com/joebudden Sleeper Picks: Joe | Ravyn Lenae (feat. Ty Dolla $ign) – “Dream Girl” Ice | Pharrell Williams (feat. Tyler, The Creator) - “VIRGINIA Boy (Remix)” Parks | Ka - “I Love (Mimi, Moms, Kev)” Ish | Amaria - “Fly” Melyssa | Gallant (feat. Nao) - “Centigrade.”