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What if your greatest strength is actually your prison? What if the capability everyone admires, the drive that built your success, the resilience that got you through everything, is the very thing keeping you exhausted, overwhelmed, and unable to let anything be easy? Manja Horner learned early that she couldn't be a bother. With an older sister battling cancer and parents stretched beyond capacity, four-year-old Manja absorbed a profound lesson: be strong, be capable, never add to the burden. That pattern of over-functioning became her operating system, driving her to perfectionism, straight A's, a full-ride scholarship, and eventually a high-powered corporate career at BMO's Institute for Learning. On the outside, Manja was killing it. Executive track. Great salary. Respect. Security. But when she was asked to pour months of her life into a project she didn't believe in, something shifted. She walked away from the comfort, the salary, the stability, because her integrity mattered more than her safety. She sold a rental property to fund her business, had three small kids, and her husband, a police officer whose core values are security and stability, watched his wife blow up their predictable life. Fast forward to today: Manja runs a thriving learning and development company serving the skilled trades industry, she's pioneering AI applications to capture retiring tradespeople's wisdom, she's writing a book, raising three kids, doing somatic therapy, acupuncture, and EMDR to heal childhood wounds. She's accomplished, capable, and deeply successful. And her biggest challenge? Learning that ease is safe. Learning to soften without losing her edge. Learning that she doesn't have to make everything uncomfortable just because comfort feels dangerous. In this raw, vulnerable conversation, Manja reveals: The hidden cost of learning "don't be a bother" as a child and how it shows up as chronic over-functioning in adulthood Why perfectionism isn't about excellence, it's about not being judged (and how she's learning to iterate instead) The moment she walked away from corporate security because integrity mattered more than safety, and what that cost her marriage How being "intimidating" is often just armor for women who never learned they're allowed to take up space Why driven, ambitious women gravitate toward discomfort because ease actually doesn't feel safe in their nervous system The somatic reality of high-functioning freeze and what it takes to finally soften How therapy, EMDR, and the Big Leap helped her expand her capacity for joy, ease, and contentment Why "it is what it is" is a cop-out sentence that keeps you stuck in patterns you could actually change What it means to be the strong, capable one everyone relies on while quietly crumbling under the weight of your own standards The marriage work required when one partner's core value is security and the other can't stop shaking the cage This episode is for you if you've ever: Been told you're intimidating when you're just trying to belong Left a room wondering if you were "too much" or took up too much space Walked away from security because staying would have cost you your integrity Found yourself making things harder than they need to be because ease feels unsafe Collapsed into bed exhausted while your mind races through tomorrow's to-do list Snapped at the people you love most after a long day of holding it together for everyone else Wondered why you can't just relax, chill out, or enjoy the success you've built Been praised for your strength while secretly feeling trapped by your own capability Known you're over-functioning but can't figure out how to stop without everything falling apart Guest Bio Manja Horner is a learning experience strategist and trusted advisor to companies who want to transform their business with training and team procedures and processes in a seamless, digital and easy-to-implement system. As founder of Boost, she's on a mission to create amazing employee experiences and get results for leaders in the skilled trades. She helps clients in the skilled trades and construction create inspiring, enriching, and all-encompassing experiences for better employee retention, integration, and education. Manja is also the author of the forthcoming book Passing the Torch in the Trades and a former corporate learning executive at a leading financial institution who left security to build a business rooted in integrity and impact. Find Manja on: Instagram: @Manja_horner LinkedIn Boost Ready to stop making everything harder than it needs to be? If Manja's story landed, it's because you recognize yourself in it. You're strong, capable, the one everyone turns to. You've built something impressive. But you're exhausted. You can't remember the last time something felt easy. And the idea of softening, of allowing ease, of not carrying it all? It terrifies you because doing feels safer than being. Here's what nobody tells you: Your strength isn't the problem. Your capability isn't the problem. The problem is that you learned a long time ago that being a burden wasn't safe, so you became the opposite. You became the rock. And now you're carrying weight that was never yours to carry. The Congruency Audit is where we look at the gap between the success you've built on the outside and the exhaustion you're feeling on the inside. We'll identify the exact patterns keeping you stuck in over-functioning, the childhood wounds driving your need to never be a bother, and what it's going to take for you to finally create success that feels as good on the inside as it looks on the outside. This isn't about doing more or being better. This is about learning that ease is safe. That softening doesn't mean losing your edge. That you can be strong AND allow support. That you can be capable AND let things be easy. Book your Congruency Audit: lisacarpenter.ca/audit This isn't about optimizing the version of yourself you built to survive. It's about creating congruence so the life you've built doesn't just look good, it finally feels right. If you listen on Spotify: Open the Spotify app on your phone. Search for Lisa Carpenter and open her podcast page. Tap the three dots under the podcast description. Choose Rate show from the menu. Select your star rating and tap Submit.
In this episode of Sustainability Leaders, Stephen Uwazota, Director of Sustainable Finance and Clean Energy, BMO sits down with Raj DasGupta, Chief Executive Officer at Electrovaya, a global supplier of lithium-ion batteries. Their wide-ranging conversation covered the advantage of lithium battery chemistries, enhanced battery safety, and opportunities in the industrial, AI and security sectors.
The gang is here to recap #CanMNT vs Ecuador, the NSL Final of Toronto v Vancouver, discuss the near futures of the NSL and MLS, Canada bows out of the U-17 World Cup, preview #CanMNT v Venezuela, see if Alfie can play, and the usual malarkey. In this episode Duncan made it to the game (and is reminded why he doesn't go anymore), Kristin is REALLY into doing voices now, and Mark really has a go at his season's ticket increase.
The gang is here to discuss NSL semi-finals, CanPL finals, weather (specifically snow), CanPL awards, #CanMNT roster and match preview vs Ecuador, CanPL kit news, MLS playoffs (ugh), Canada kit news, preview the NSL final in Toronto and the usual malarkey. In this episode Kristin is still bitter about being killed repeatedly, Mark suggests the existence of "conservative carries" and Duncan admits to convincing his wife of an incorrect meaning of a city's name.
Bantober may be on life support, but it ain't dead yet! For all of you who enjoyed the absurd amount of banter that we've brought you over the past month, you'll be happy to hear that there's a little bit more left over. Today we bring you the final bits of banter that weren't quite good enough to make the regular Bantober episode or the banter episode from earlier in Bantober. God, it's been a long Bantober.First the boys discuss former SNL cast members and the advertisements they choose to do, including our favorite former member Beck Bennett. Have times gotten tough for all these actors, or is SNL no longer the career launching pad it once was? And can the BMO ad agency please hire Sonny to write some advertisements that are actually enjoyable? After that, we bring you two parts of a larger discussion about the new Tron movie, which stars Jared Leto and former political talk show host Hasan Minhaj for some reason. First the fellas talk about political pundits like Minhaj and the difficulty of having a career beyond political comedy, and then they discuss Jared Leto and the difficulty of having a career beyond being extremely creepy and weird. Why is Hollywood still casting this guy, especially to lead a blockbuster? Are we unaware of thousands of Leto fans who loyally show up to all of his movies? Who knows. At this point the description of this episode is probably longer than the regular Bantober episode, so I'll wrap things up.A happy Bantober to you and yours!#Bantober #SpiritOfBantober #BantoberBlitzkrieg #BantoberBonusBitesHosted by Sonny de Nocker (@swankysonny) and Tom Price (@thomas_price22).Theme by Josh Britt (jbrittmusic.com)Instagram: AnOscarForArnoldTwitter: @AnOscar4ArnoldTikTok: AnOscarForArnoldContact: AnOscarForArnold@gmail.com
BMO held its annual Toronto Macro Summit last week. I was honoured to participate on a panel with our guest speaker James Aitken, a globally renowned macro strategist, and Ian Lyngen, BMO's head of US rate strategy, with Joe Leary, BMO's co-head of fixed income as moderator. Joe orchestrated a lively discussion on a wide range of topics that goes well beyond the usual Canada focus. This episode of Views from the North is a recording of the panel that was held on the evening of October 30th. I hope you enjoy listening as much as I enjoyed participating. As always, all feedback is welcome.
Recorded live at the Coffee Association of Canada Annual Conference, this special edition of The Food Professor Podcast with Michael LeBlanc and Dr. Sylvain Charlebois brews up a rich conversation on the state of Canada's food economy, the coffee industry's shifting landscape, and the global forces shaping what Canadians eat and drink live on the stage.The episode opens with Michael and Sylvain diving into the latest geopolitical tensions influencing trade and agriculture. From Washington to Mexico City, Sylvain shares insights from his travels and firsthand discussions with U.S. policy insiders and Latin American producers. The conversation highlights how Canada's trading partners are adapting quickly, especially Mexico's resilience and growing potential as a key agri-food ally in the hemisphere.The professors then turn to an annual highlight — an early look at the 2026 Canada Food Price Report, compiled by a network of ten universities using AI-powered forecasting. Sylvain hints at tough times ahead for consumers, forecasting that meat and poultry prices could rise by as much as 25% in the months ahead, putting pressure on Canadian households. He connects this to the emerging “protein play” trend, where consumers are seeking protein in unconventional forms — including fortified beverages like coffee. While acknowledging the opportunity, he cautions that nutritionists are warning against over-fortification, signaling that balance and consumer education will be key.The discussion then flows into GLP-1 drugs and their growing impact on food demand. As consumers change their eating patterns, Sylvain warns that Big Pharma's gains may translate into Big Food's challenges — though innovation and reformulation could open new opportunities. From AI-enabled efficiency to personalized nutrition, the professors explore how food and beverage brands must adapt to new consumption realities.Rounding out the first half, they discuss the “Battle for the Third Place” — how coffee shops are redefining the space between home and work post-COVID. Sylvain urges operators to double down on human connection and service excellence, even as automation and rising wages push toward efficiency.In the second half, guest Doug Porter, Chief Economist at BMO, unpacks Canada's economic outlook. Porter delivers a grounded view of growth, inflation, immigration, and consumer spending, labeling the new federal budget “boring — and that's a good thing.” He weighs in on labour shortages, immigration reform, the “K-shaped” economy, and AI's role in reshaping productivity, closing with optimism that innovation and adaptation — not fear — will guide Canada's next decade. The Food Professor #podcast is presented by Caddle. About UsDr. Sylvain Charlebois is a Professor in food distribution and policy in the Faculties of Management and Agriculture at Dalhousie University in Halifax. He is also the Senior Director of the Agri-food Analytics Lab, also located at Dalhousie University. Before joining Dalhousie, he was affiliated with the University of Guelph's Arrell Food Institute, which he co-founded. Known as “The Food Professor”, his current research interest lies in the broad area of food distribution, security and safety. Google Scholar ranks him as one of the world's most cited scholars in food supply chain management, food value chains and traceability.He has authored five books on global food systems, his most recent one published in 2017 by Wiley-Blackwell entitled “Food Safety, Risk Intelligence and Benchmarking”. He has also published over 500 peer-reviewed journal articles in several academic publications. Furthermore, his research has been featured in several newspapers and media groups, including The Lancet, The Economist, the New York Times, the Boston Globe, the Wall Street Journal, Washington Post, BBC, NBC, ABC, Fox News, Foreign Affairs, the Globe & Mail, the National Post and the Toronto Star.Dr. Charlebois sits on a few company boards, and supports many organizations as a special advisor, including some publicly traded companies. Charlebois is also a member of the Scientific Council of the Business Scientific Institute, based in Luxemburg. Dr. Charlebois is a member of the Global Food Traceability Centre's Advisory Board based in Washington DC, and a member of the National Scientific Committee of the Canadian Food Inspection Agency (CFIA) in Ottawa. Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fourth year in a row, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.
In this episode of Insight is Capital, Mark Jarosz, Head of Credit Alternatives at BMO Global Asset Management, joins us to demystify the world of Collateralized Loan Obligations (CLOs) — a sophisticated yet increasingly accessible asset class, now reshaping how investors think about income, risk, and portfolio diversification.Jarosz explains how CLOs are structured, how they differ from the infamous CDOs of 2008, and why they've quietly become a go-to for institutional investors seeking floating-rate income with resilience across market cycles. With the launch of BMO's CLO ETFs (tickers: ZAAA and ZBBZ), everyday investors now have access to institutional-quality fixed income exposure for the first time in Canada.From the mechanics of tranche hierarchies and over-collateralization to the yield opportunities in BBB-rated tranches, we cut through the jargon to reveal why CLOs are becoming an essential building block for diversified income portfolios.3 Key TakeawaysCLOs Are Not CDOs: Jarosz clarifies that CLOs are built on pools of investment grade corporate loans, and are actively managed, transparent, and rigorously rated — with zero defaults at the AAA level over 30 years of history.Floating-Rate Advantage: In a “higher-for-longer” rate environment, CLOs' floating-rate structure protects investors from duration risk while providing yield enhancement and resilience during both rising and falling rate cycles.Democratization of Access: Through BMO's ZAAA (AAA CLO ETF) and ZBBZ (BBB CLO ETF), Canadian investors can now access institutional-grade credit in a liquid, transparent ETF format — a first in the Canadian market.Timestamps & Chapters[00:00] Introduction to Fixed Income Challenges[01:01] Guest Introduction: Mark Jarosz[02:30] Mark Jarosz's Career Journey[04:19] The Impact of the Financial Crisis on Career Development[05:21] Defining CLOs: Structure and Function[07:32] The Role of Rating Agencies in CLOs[08:43] CLOs vs. CDOs: Key Differences[10:54] Current Market Conditions for CLOs[11:55] Evaluating CLO Managers[13:22] Yield Opportunities in CLO Investments[16:02] Over-Collateralization Explained[17:50] Exploring BBB Rated CLOs[19:56] The Role of AAA CLOs in Investment Strategies[22:50] Institutional Investor Behavior in Volatile Markets[24:52] Benefits of CLOs in Portfolio Diversification[26:32] Floating Rate Structure of CLOs[30:44] Understanding Risks Associated with CLOs[35:12] Introduction of CLO ETFs for Retail Investors[38:25] Investor Preferences for Investment Grade Products[39:58] Monthly Distribution and Yield Pickup[41:05] Utilizing ETFs for Access to Asset Managers[42:01] ConclusionCopyright © AdvisorAnalyst#CLOInvesting #FixedIncome #AlternativeInvestments #BMOGAM #CreditMarkets #YieldStrategy #FloatingRate #StructuredCredit #InvestmentGrade #ZAAA #ZBBZ #AdvisorEducation #PortfolioDiversification #IncomeInvesting #InsightIsCapital #PierreDaillie #MarkJarosz #CanadianInvestors #CLOETF #WealthManagement
In the latest episode of the RiskReversal Podcast, host Dan Nathan interviews Brian Belski, CEO and CIO of Humilis Investment Strategies. Belski discusses his decision to leave BMO after 35 years to start his own firm focusing on equities and portfolio advisory services. The conversation covers Belski's investment insights, including his emphasis on dividend growth and value investing, and his bullish outlook on sectors such as financials, small-mid caps, and industrials. They also delve into the current state of the market, the potential impact of Fed policies, and the concentration of market performance driven by big tech and AI. Belski shares his broader outlook for 2026, predicting a normalization of returns and highlighting the importance of diversification and earning growth. —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media
Voice of Milk and BMO are proud to bring back the “How We Got Here” podcast series featuring dairy farmers sharing the history of their farm and steps they have taken to get to where they are today. Dairy Stream host Joanna Guza and guests Adam and Kendall Melichar, owners of Melichar Broad Acres, and Jen Peal of BMO discuss early influences, improvements to better the farm, challenges, financial preparations and the future of the farm and dairy industry. This three-part series is sponsored by BMO. About the guests: Adam and Kendall Melichar, owners of Melichar Broad Acres in Port Washington, Wisconsin where they milk 1,750 cows and farm 1,700 acres. Jen Peal is an agricultural banking officer for BMO and manages a portfolio of diverse production agricultural and agribusiness related customers with a focus on dairy farms. She has over 20 years of banking experience. 2025 Season 2: How We Got Here Podcast series How We Got Here: Ocooch Dairy in Hillsboro, Wisconsin 2024 Season 1: How We Got Here Podcast series How We Got Here: Norm E Lane in Chili, Wisconsin How We Got Here: Solhawk Dairy in Chippewa Falls, Wisconsin How We Got Here: Verhasselt Farms in Kaukauna, Wisconsin Compeer Financial is proud partner of Dairy Stream. Learn more about Dairy Stream sponsorship. This podcast is produced by the Voice of Milk, a collaboration of individual dairy organizations working to improve the future of dairy farm families. Become a sponsor, share an idea or feedback by emailing podcast@dairyforward.com. Join us at Dairy Strong on January 14-15 in Green Bay, Wisconsin. Gain timely political updates, dive into the dynamics of producer-processor relationships and learn strategies to sustain a stronger future for dairy through innovation and collaboration. United together, we're leading with purpose—one person, one policy and one farm at a time. To learn more, visit dairystrong.org.
Jonathan Hackett, Head of Sustainable Finance at BMO, explains how the bank's Indigenous Bond channels capital to Indigenous-owned businesses, community infrastructure, and on-reserve lending while meeting institutional investor demand for measurable social impact. We dig into how these bonds differ from “plain vanilla” debt, why supply and long-term holding matter, and what retail investors can realistically do (think sustainable bond funds). Plus: a candid look at risk management, data, and why doing the homework often leads to lower loan losses and better long-term outcomes.
The gang is here to recap the CanPL semi-finals Hamilton v Calgary, recap a first leg of the NSL semi-finals, Montreal v Toronto, some CanPL award nominees, Supra announces some staff, catch up on MLS Playoffs, CanWNT U-17s in the knock-outs of the World Cup, preview CanPL final and NSL second leg semi-finals, and the usual malarkey. In this episode Duncan saw only the good parts (and he wasn't wrong), Mark just wanted the season to end and Kristin thinks 1-year olds go to pre-kindergarden.
In this episode of Moolala: Money Made Simple, host Bruce Sellery explores the “lightbulb moments” that change how we handle money. Fee-only planner and author Shannon Lee Simmons shares the personal story that shaped her approach to emergency funds, why the act of saving matters more than a magic number, how to tailor the size of your fund to your risk and income, and practical ways to avoid sliding into debt when life throws a curveball. Then, portfolio manager Dan Bartolotti of PWL Capital tackles a thorny topic: helping parents or loved ones financially. He lays out clear steps to decide if and how you can help without jeopardizing your own retirement, set healthy boundaries, and navigate family dynamics with transparency. Plus, Jonathan Hackett, Head of Sustainable Finance at BMO, explains the bank's Indigenous Bond - how sustainable debt can channel capital to Indigenous businesses and communities. Finally, certified death doula Michelle Leray demystifies end-of-life support and connects it to estate planning and family conversations you should start now. Subscribe, review, and share to help more Canadians get confident about their money. To find out more about the guests check out: Shannon Lee Simmons: Instagram New School of Finance: Instagram Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn
Voice of Milk and BMO are proud to bring back the “How We Got Here” podcast series featuring dairy farmers sharing the history of their farm and the steps they have taken to get to where they are today. The Dairy Streamlet is a condensed version of a long Dairy Stream episode and covers the high-level points of the conversation. If this topic interest you, then listen to the full episode on Nov. 5. This three-part series is sponsored by BMO. About the guests: Adam and Kendall Melichar, owners of Melichar Broad Acres in Port Washington, Wisconsin where they milk 1,750 cows and farm 1,700 acres. Jen Peal is an agricultural banking officer for BMO and manages a portfolio of diverse production agricultural and agribusiness related customers with a focus on dairy farms. She has over 20 years of banking experience. 2025 Season 2: How We Got Here Podcast series How We Got Here: Ocooch Dairy in Hillsboro, Wisconsin 2024 Season 1: How We Got Here Podcast series How We Got Here: Norm E Lane in Chili, Wisconsin How We Got Here: Solhawk Dairy in Chippewa Falls, Wisconsin How We Got Here: Verhasselt Farms in Kaukauna, Wisconsin Compeer Financial is proud partner of Dairy Stream. Learn more about Dairy Stream sponsorship. This podcast is produced by the Voice of Milk, a collaboration of individual dairy organizations working to improve the future of dairy farm families. Become a sponsor, share an idea or feedback by emailing podcast@dairyforward.com. Join us at Dairy Strong on January 14-15 in Green Bay, Wisconsin. Gain timely political updates, dive into the dynamics of producer-processor relationships and learn strategies to sustain a stronger future for dairy through innovation and collaboration. United together, we're leading with purpose—one person, one policy and one farm at a time. To learn more, visit dairystrong.org.
The gang is here to recap the last few weeks, #TFClive v Orlando, CanPL playoffs so far, preview NSL playoffs and CanPL semi-final, talk some TFC departures, salaries, CanPL awards, #CanWNT vs Switzerland and Netherlands, and the usual malarkey. In this episode, Mark is forced to relive the Forge v Ottawa match, Kristin makes a point pun and it's really good, and Duncan correctly names the individual trophies in the NSL.
The Net Promoter System Podcast – Customer Experience Insights from Loyalty Leaders
Episode 257: How do you earn the next banking customer's loyalty, one moment at a time? Focus on what customers choose, and why. According to John Finley, head of marketing, technology, and innovation at BMO, a bank operating across North America, customer loyalty shifts with context. His team takes signals—what customers say—and wires them back into the very next touch. They then test whether the micro-fix actually changes the next behavior. The goal is to earn the next choice—and the corresponding interaction. To make this happen, BMO runs targeted interventions wherever friction points show up. For example, "Customers who don't know who their banker is are much more likely to be a detractor," explains John. To address this, BMO will reintroduce the customer to their banker and then track whether that specific change moves the next response. It's a practical and simple playbook: close rapport gaps, personalize the next contact, and measure whether advocacy—not just willingness to recommend alone—drives ongoing loyalty. Guest: John Finley, Managing Director, Head of Marketing, Technology, & Innovation, BMO Host: Rob Markey, Partner, Bain & Company Give us feedback: Customer Confidential Podcast Feedback Send us a note: Contact Rob Time-Stamped Topics [00:03:00] Feeding survey input back into the next interaction [00:03:00] Use case on reintroducing the banker to close detractor risk [00:04:00] Causation vs. correlation: designing tests that read the next response [00:05:00] Post-acquisition noise: how integration affects signals [00:06:00] A multi-bank reality of how loyalty shifts according to the situation [00:07:00] Loyalty (the emotional) compared to retention (the behavioral) [00:09:00] Advocacy and "willing to recommend"; why formal referrals fall short [00:10:00] Don't chase more surveys; mine behavioral data to reap value Notable Quotes [05:00] "Customers who don't know who their banker is are much more likely to be a detractor." [06:00] "We're very much in test mode. … We're going to be able to measure how the interaction [customers] had influences the next time they provide us feedback." [08:00] "If somebody's willing to recommend, that's one thing. But if somebody's advocating strongly, it's that next step of loyalty."
James records on a rare Wednesday afternoon, still buzzing from a one-off show at Hampton Brewing Company where he ditched the set and improvised for an hour. He talks about the strange freedom of those nights when the room, the venue, and the vibe let you try anything. From there, it is classic Mullinger: the touring life health cycle (YMCA laps, sit-ups, trainer Tara, then peanuts and New Brunswick beer), a small-world tale about Teddy's teacher in London, and a proper date night with Pam to see the Colleen Hoover adaptation Regretting You.James celebrates local author Riel Nason's bestselling book The Little Ghost Who Was a Quilt and its new winter sequel after a packed Quispamsis library event. He reviews The Toxic Avenger remake and its campaign to retire medical debt, riffs on scams and casino bans, and vents about Dana White after Tom Aspinall's eye-poke fiasco. There is quick-fire commentary on The Diplomat season three, the John Candy documentary, and why negative comments can be useful if you let them.Plus: Horizon Healthcare Ambassadors, the Romero House fundraiser, unplanned shows coming to Saint John's BMO and Fredericton's The Comic Sutra, NBCC campus dates, BC tour stops, and a call for small theatres in Winnipeg, Edmonton, and Saskatchewan. James also shouts out artists who price fairly, from Stewart Lee to Luke Combs, and asks listeners to send coping strategies for compartmentalizing, along with spicy but humane pop-culture hot takes.Please send any questions to comedy@jamesmullinger.comFor podcast sponsorship opportunities, please email Jonathan Burns at info@podstarter.ioProduced by Podstarter
In the latest episode of Sustainability Leaders, Michael Torrance, Chief Sustainability Officer at BMO, hosts Helena Viñes Fiestas, who is Chair of the EU Platform on Sustainable Finance, Co-Chair of the Taskforce on Net Zero Policy, and Commissioner of the Spanish Financial Markets Authority. Helena provides her perspective on sustainable and climate finance, sustainability reporting, and governance, in the EU and around the world.
In this week's Metal Matters, we re-cap on our key take-aways from LME week, discuss the correction in precious metals, and shift the spotlight over to China's recent economic data and expectations for the next 5-year plan. Click here for transcript BMO clients can view our reports: LME Week 2025 Feedback BMO Precious Metals Monitor: Squeezing Higher To access our full disclosures, please visit: https://research.bmo.com/public/disclosures
In this news episode, BMO warns that Canada's housing market has been falling for three years, similar to the 2007 US crash. Recovery will take a long time. CMHC says today's Toronto condo slowdown is different from the 1990s crash because lending rules are tougher and buyers are more financially tested, meaning things won't get as bad. On the positive side, the federal government plans to cut development charges in half in the November 4 budget. Canada's hottest housing markets have moved to the Prairies and Atlantic Canada, with Newfoundland leading with 12.3% price increases. LIVE PODCAST TICKETS Exchange-Traded Funds (ETFs) | BMO Global Asset Management Sign Up For Futures Faster Multiplex Program FREE LISTEN AD FREE free 1 week trial for Realist PremiumReal Estate Investment Specialist Designation Course Buy & sell real estate with Ai at Valery.c See omnystudio.com/listener for privacy information.
Brad Guse from BMO returns to the Progressive Dairy Podcast to discuss various financial topics ranging from the key aspects of a risk management plan to economics of diversification, profitability strategies, what to expect from interest rates and much more. Episode overview: [~1:10] Guse's background/career[~1:35] What is going well on dairy farms and where many are struggling [~2:55] Economics of diversification[~4:50] Favorite ag lending school terms, including what “earns and turns” means for small and large operations[~9:15] Expansion considerations[~12:35] Key aspects of a risk management plan[~14:15] Advisory teams[~19:00] Other profitability strategies[~23:35] Interest rates[~25:40] What happened this past year that Guse didn't expect [~27:10] What keeps an ag banker up at night right now[~32:25] What Guse is excited about[~38:00] Rapid-fire questions
The gang is here to recap TWO #CanMNT games, one #TFClive game v LAFC, recap game weeks of NSL and CanPL, talk about other ways you too can qualify for CONCACAF Champs Cup, end of MLS season including a preview of TFC hosting Orlando and the usual type of malarkey. In this episode, Mark declares his love for the Vengabus, Duncan keeps distracting us over the baseballs and Kristin does a voice and it's pretty good.
Voice of Milk and BMO are proud to bring back the “How We Got Here” podcast series featuring dairy farmers sharing the history of their farm and steps they have taken to get to where they are today. Dairy Stream host Joanna Guza and guests Jim Mlsna, owner of Ocooch Dairy, and Brad Guse of BMO discuss early influences, improvements to better the farm, challenges, financial preparations and the future of the farm and dairy industry. This three-part series is sponsored by BMO. About the guests: Jim Mlsna is the owner of Ocooch Dairy in Hillsboro, Wisconsin where they milk 950 cows and farm 1,450 acres. Brad Guse manages a portfolio of diverse production agricultural relationships made up of primarily dairy farm accounts. Brad has over 30 years of experience in agricultural banking. 2024 Season 1: How We Got Here Podcast series How We Got Here: Norm E Lane in Chili, Wisconsin How We Got Here: Solhawk Dairy in Chippewa Falls, Wisconsin How We Got Here: Verhasselt Farms in Kaukauna, Wisconsin Compeer Financial is proud partner of Dairy Stream. Learn more about Dairy Stream sponsorship. This podcast is produced by the Voice of Milk, a collaboration of individual dairy organizations working to improve the future of dairy farm families. Become a sponsor, share an idea or feedback by emailing podcast@dairyforward.com. Join us at Dairy Strong on January 14-15 in Green Bay, Wisconsin. Gain timely political updates, dive into the dynamics of producer-processor relationships and learn strategies to sustain a stronger future for dairy through innovation and collaboration. United together, we're leading with purpose—one person, one policy and one farm at a time. To learn more, visit dairystrong.org.
Good morning and welcome to the Tuesday, October 14th edition of Mining Stock Daily. Filling in for Trevor Hall, Michael McCrae reported that while markets are sliding—with Bitcoin, oil, and the S&P all down—gold remains steady, with December futures flat at around $4,128. Market volatility followed former President Trump's threat of 100% tariffs on China, which he later partially retracted, prompting China to vow retaliatory sanctions. The briefing, sponsored by Vizsla Silver, highlighted the company's progress in developing the Panuco-Copala silver-gold district in Sinaloa, Mexico, where it has drilled over 375,000 meters and consolidated one of the world's largest undeveloped high-grade silver resources. In company news, Loncor Gold agreed to be acquired by Chengtun Mining Group in a C$261 million all-cash deal at C$1.38 per share, marking a 33% premium over the 30-day VWAP, with major shareholders supporting the transaction. McEwen Mining announced the acquisition of Canadian Gold in an all-stock deal valuing shares at C$0.60, gaining control of the Tartan Lake Gold Mine Project in Manitoba. Benz Mining reported strong drill results from its Glenburgh project in Western Australia, intersecting 79 meters at 4.4 g/t gold and expanding its multi-lens gold system to 350 meters in strike length and open at depth. Scorpio Gold released encouraging assays from its Manhattan District project in Nevada, with highlights including 10.07 g/t Au over 5.94 meters and 5.49 g/t Au over 7.32 meters. Collective Mining closed concurrent financings totaling C$140 million, including a bought deal led by BMO and Scotia and a C$15 million private placement with Agnico Eagle, to fund exploration at its Guayabales Project in Colombia. American Pacific Mining underscored the national significance of its Palmer VMS Project in Alaska, citing its 980,000 tonnes of indicated and 3.05 million tonnes of inferred barite resources as key to reducing U.S. dependence on imported critical minerals. On the production front, G Mining Ventures reported 46,360 ounces of gold output from its Tocantinzinho Mine in Brazil, up 9% from Q2; Orla Mining produced 79,645 ounces despite earlier operational setbacks at Camino Rojo; and Avino Silver & Gold Mines generated 580,780 silver equivalent ounces, slightly down due to normal sequencing adjustments.
Voice of Milk and BMO are proud to bring back the “How We Got Here” podcast series featuring dairy farmers sharing the history of their farm and the steps they have taken to get to where they are today. The Dairy Streamlet is a condensed version of a long Dairy Stream episode and covers the high-level points of the conversation. If this topic interest you, then listen to the full episode on Oct. 15. This three-part series is sponsored by BMO. About the guests: Jim Mlsna is the owner of Ocooch Dairy in Hillsboro, Wisconsin, where they milk 950 cows and farm 1,450 acres. Brad Guse manages a portfolio of diverse production agricultural relationships made up of primarily dairy farm accounts. Brad has over 30 years of experience in agricultural banking. 2024 Season 1: How We Got Here Podcast series How We Got Here: Norm E Lane in Chili, Wisconsin How We Got Here: Solhawk Dairy in Chippewa Falls, Wisconsin How We Got Here: Verhasselt Farms in Kaukauna, Wisconsin Compeer Financial is proud partner of Dairy Stream. Learn more about Dairy Stream sponsorship. This podcast is produced by the Voice of Milk, a collaboration of individual dairy organizations working to improve the future of dairy farm families. Become a sponsor, share an idea or feedback by emailing podcast@dairyforward.com. Join us at Dairy Strong on January 14-15 in Green Bay, Wisconsin. Gain timely political updates, dive into the dynamics of producer-processor relationships and learn strategies to sustain a stronger future for dairy through innovation and collaboration. United together, we're leading with purpose—one person, one policy and one farm at a time. To learn more, visit dairystrong.org.
This week on The Vancouver Life Real Estate Podcast, the question hanging over the entire country's housing market finally takes center stage: How long will this downturn last?BMO Capital Markets has drawn a striking parallel between today's Canadian correction and the U.S. housing crash of 2007 — a comparison that has rattled even the most seasoned market watchers. Senior Economist Robert Kavcic doesn't mince words: Canada's housing bubble is now in the slow-motion phase of its deflation. Prices, he notes, have been falling for more than three years despite record population growth — a pattern eerily reminiscent of the U.S. trajectory nearly two decades ago.The difference this time? Canada's decline is unfolding more gradually, and that could make recovery slower, too. BMO's data suggest it could take another five years before prices claw their way back to prior peaks, placing today's correction somewhere between the U.S. Great Recession cycle and Ontario's prolonged 1990s slump — a potential 12-year arc from top to trough and back again. The bank calls the last decade's explosive price growth a “perfect storm” unlikely to repeat: cheap credit, pandemic migration, millennial peak demand, and speculative fervor all hitting at once. Those conditions, they argue, are gone for good.Meanwhile, Canada's rental market is flashing its own warning signs. Asking rents have fallen for a full year straight — down 3.2% nationally and more than 5% in B.C. and Alberta — with two-thirds of all purpose-built projects now dangling incentives just to fill units. Institutional landlords may weather the storm, but smaller investors are bailing out, adding even more supply to a fragile market. The slowdown is visible upstream, too. Architecture billings — a leading indicator of future construction — have fallen for 18 consecutive months across North America, the longest slide on record. In B.C., developers are pausing or cancelling projects, from downtown high-rises to suburban townhomes. The stalled Tsawwassen Town Centre redevelopment has become a case study in the friction between city councils, community character, local residents and development economics.And yet, amid the austerity, Vancouver's City Council just took an unprecedented step: approving a 0% property-tax increase for 2026. After years of back-to-back hikes totalling more than 30%, Mayor Ken Sim's administration says the city will instead “find efficiencies” to ease the strain on families and small businesses. Supporters call it relief. Critics call it unsustainable. But not all the headlines are grim. In False Creek, a shimmering symbol of Vancouver's high-end resilience emerged: the Tesoro Penthouse, a 5,000-square-foot full-floor residence with panoramic views, listed for $1,5,500,000 just sold for a record-breaking price — the most expensive sale ever recorded in the area. The transaction, closed by The Vancouver Life team, stands as a reminder that even in a cooling market, the city's top tier still commands global attention.From the deep freeze of development to the fragile thaw in rentals, this episode dissects what these parallel shifts mean for Canada's broader housing future — and whether patience, not policy, will be the only real cure for a market learning how to land. _________________________________ Contact Us To Book Your Private Consultation:
The gang is here to draw out another podcast with recapping #TFClive v Chicago, CanPL and NSL game week reviews, World Cup extortion, #CanMNT news, a trophy reveal, preview Toronto away to LAFC and the usual malarkey. In this episode Kristin is (again) here for D-Cups, Duncan announces Canada vs Wales in an exhibition (unverified) and Mark was offered a soap box and he fucking took it.
Risk management is an important driver of why companies form their own human rights policies. But collaborative approaches to human rights aligned with the key voluntary standards can also be opportunities for companies. In this episode of Sustainability Leaders, Michael Torrance, Chief Sustainability Officer at BMO, discusses business, human rights and sustainability law with Yousuf Aftab, partner with the law firm Steptoe. Their conversation spanned Yousuf's work on the UN Guiding Principles on Business and Human Rights as well as how he advises companies on developing human rights policies.
Mike Scolaro is Group Head of Asset Based Lending at BMO Commercial Finance, a position he has held for over 17 years. He's an asset-based lending legend, and in 2024 Barry had the honor of presiding over his induction into the SFNet Hall of Fame. He recently announced his imminent retirement from BMO and Barry […]
Mike Scolaro is Group Head of Asset Based Lending at BMO Commercial Finance, a position he has held for over 17 years. He's an asset-based lending legend, and in 2024 Barry had the honor of presiding over his induction into the SFNet Hall of Fame. He recently announced his imminent retirement from BMO and Barry […] The post SFNet presents In The Know: A Candid Conversation with Mike Scolaro appeared first on Business RadioX ®.
The gang is here to recap TWO MONTHS UNBEATEN as #TFClive earn a draw with Inter Miamessi, recap the NSL and CanPL game weeks, talk about the Oswaldo Leon situation, #CanWNT announces another friendly, preview V-Cup finale, TFC away to Chicago, still drone talk, and the usual malarkey. In this episode, Mark speculates which kitchen plate the NSL first place side will win, and Duncan says what Leon said out loud(!!!) and Kristin makes the opening joke a bit subjective.
In this episode, career strategist Janel Abrahami shares a practical framework for knowing when to change lanes, the six types of pivots you can make (from mini moves to major overhauls), and how to use a personal Board of Advisors and an “energy résumé” to decide what's next. Then, author Adam Ferguson walks through his provocative checklist for kids—50 things to do before you get a phone —and why those experiences build skills, character, and connection. For newcomers to Canada, BMO's Sumit Sarkar explains first steps for banking, credit, and building a personalized plan with BMO's tools. Finally, Owen Winkelmolen (Adviice—yes, with two i's) shows how DIYers can build and iterate a retirement plan, and why decumulation strategy matters more than you think. To find out more about the guests check out: Janel Abrahami: janelabrahami.com | Instagram | TikTok | LinkedIn Adam Ferguson: beforethephone.com Sumit Sarkar: bmo.com | X/Twitter | LinkedIn Owen Winkelmolen: adviice.ca Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn
Dom Chu and the Investment Committee debate the new tariffs Trump announced today. What will the tariffs mean for the market and your money. Plus, BMO's Brian Belski joins us with a target raise on the S&P to $7,000, he'll explain. And later, the energy sector leading the market this week, the desk discuss how to trade it now. Investment Committee Disclosures Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Trinity Rodman came to town and more awful refereeing saw a soft PK take forever to get called at BMO stadium. Ramsey Abushala from Urban Pitch sits in for Kyle who is gone on an international trip, but the show must go on! Click through and join the convo!
The gang is here to recap Toronto vs Columbus, NSL and CanPL game week reviews, Pacific vs City of Langford, Desiree Scott announces retirement, CanPL finally to Montreal/Laval, preview AFC Toronto v Ottawa, TFC v Inter Miami and the usual malarkey. In this episode, Mark chose pro wrestling and regrets nothing, Duncan probably has an even better name for the new club and Kristin gives us a new Ottawa nickname that's probably better than the original one.
Send us a textLAFC beats RSL again. By a score of 4-1 again! And an LAFC player (this time, Denis) scores a hat trick again! History made at BMO on the night the club inducted Carlos Vela into the Ring of Honor!
In this episode, Ben and Dan take a deep dive into covered call strategies—popular ETFs often marketed on their eye-catching distribution yields. While these products promise steady “income,” the reality is more complicated. Drawing on recent research from the Journal of Alternative Investments (“A Devil's Bargain: When Generating Income Undermines Investment Returns”), Ben and Dan unpack why covered calls often reduce expected returns, cap the upside of equities, and leave investors fully exposed to the downside. They explain how covered calls work, why yields are misleadingly presented as “income,” and why long-term investors may find themselves worse off over time compared to simply holding equities or combining equities with cash. The conversation covers live fund performance, behavioral biases that drive demand for yield, and the rise of extreme products like single-stock covered call ETFs with 40%+ “yields.” While covered calls may offer psychological appeal for investors who crave distributions, the evidence shows they often deliver lower total returns, higher costs, and asymmetric risk. If it sounds too good to be true, it probably is—and nowhere is that clearer than in the world of covered call ETFs. Key Points From This Episode: (0:01:09) Why “14% yield” claims on covered call funds are misleading. (0:02:35) Revisiting covered calls: “A Devil's Bargain” and new research insights. (0:05:24) The deep-seated investor preference for income—and how fund companies exploit it. (0:10:10) What a call option is and how it caps upside while leaving downside intact. (0:14:53) Why selling calls lowers expected returns and distorts stock return patterns. (0:20:25) The volatility risk premium: theory versus retail investor reality. (0:22:17) How crowded trades since 2011 erased much of the benefit of covered calls. (0:24:56) Why stocks' mean reversion makes covered calls especially damaging for long-term investors. (0:28:11) The illusion of “income”: distributions versus true total returns. (0:34:41) Evidence from live funds: BMO utilities and banks covered call ETFs. (0:40:53) Underperformance across rolling periods—covered calls vs. their underlying. (0:46:17) JEPI and cult-like covered call products: big marketing, poor long-term results. (0:47:36) The rise of single-stock covered call ETFs—and why they're worse. (0:53:45) Higher costs: MERs and trading expenses add to the drag. (0:57:25) Why marketing yields as “income” is financial BS. (0:58:47) Final verdict: covered calls are more likely to harm than help investors' outcomes. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti — https://pwlcapital.com/our-team/ Dan Bortolotti on LinkedIn — https://ca.linkedin.com/in/dan-bortolotti-8a482310 Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)
The gang is mostly here to recap Canada v Wales, TFC v New England, CanPL and NSL match weeks, Voyageurs Cup review of Vancouver Whitecaps v Forge and preview Ottawa v Vancouver FC, and our Ohio Correspondent Mike Hudson comes on to share in the Caleb Porter dismissal after the draw to Toronto and to preview TFC away to Columbus on Saturday, as well as malarkey. In this episode, Duncan goes into incredible detail and respect for the various milking festivals in central Europe, Mark gets confused by which city in BC that begins with the letter "L" is located, and Mike tells us about a place that makes baskets (for real).
In the latest episode of Sustainability Leaders, Michael Torrance, Chief Sustainability Officer, BMO, is joined by Matt Morris, associate with Hitachi Ventures, the global venture capital arm of Hitachi Group. They discuss what it takes to commercialize new forms of clean energy and the investment theses of Hitachi Ventures, including the potential of fusion and fission. "As we think about the clean energy transition … focusing on the supply chains that can enable the development of new energy assets are likely going to be the drivers for making all of these new assets economical," said Morris. "So, we're just at the beginning of seeing what our new generating assets in the clean energy revolution are about to achieve."
Alex (ex-BMO investment banker turned founder) shares how Futr.network is flipping the ad/data model with AI agents that pay you for training them. We dig into why the Web2 barter economy (free services for your data) is collapsing, how zero-party data and a data supply chain can route value back to consumers and data contributors (think: mortgage brokers, lenders), and why agentic advertising will disrupt Google/Meta style targeting.Timestamps[00:00] “Time for a new data model” — agents that pay you for training data [00:01] Alex's path: BMO (M&A → FIG → Digital Assets), fund, stables, now AI agents [00:03] What's broken: Web2 barter system, cookies/pixels, hidden training sets [00:05] Futr.network: self-sovereign AI agent + incentives for data contributors [00:06] Mortgage example: underwriting pack → agent training → recurring royalties [00:09] Why prior “get paid for your data” failed; why now works (AI agents = $$) [00:15] KPIs: users, dollars on rails, brand demand for zero-party data[00:16] Beachhead: auto loans (optimize payments, save interest, set-and-forget) [00:18] Rails: bank links, credit/debit, embedded wallet, stablecoin payments [00:19] Next verticals: mortgages, student loans; beyond finance → life data [00:21] What most miss about AI: it ran Web2 behind the scenes for years [00:24] High-fidelity AI: no hallucinations when money moves; enterprise-grade stacks [00:28] AI × crypto: machine-speed decisions need machine-speed value settlement [00:30] Data supply chain (like music royalties) via blockchain micropayments [00:32] The disruption: agentic advertising eats digital ads in 3–5 years [00:33] The ask: brands & enterprises; network effects; just raised $5.1M; more to come [00:37] Beta access coming; train your agent, earn tokensConnecthttps://futrnetwork.com/https://www.linkedin.com/company/thefutrcorporation/https://www.linkedin.com/in/alex-mcdougall-290b0b39/DisclaimerNothing mentioned in this podcast is investment advice and please do your own research. Finally, it would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.Be a guest on the podcast or contact us - https://www.web3pod.xyz/
In this episode, Andrew Wallace, part of BMO's Government of Canada bond trading team, joins me to discuss our expectations for next week's Bank of Canada policy announcement, takeaways from my recent trip to London, front end curve dynamics, the outlook for the yield curve, and our favourite trade ideas. As always, all feedback is welcome.
The energy transition bears risks but also brings opportunities for investors. That insight drove the conversation led by Jayen Veerapen, Senior Advisor with the BMO Climate Institute, with Pooja Khosla, CEO of Entelligent, a developer of analytical tools to help the financial industry understand the future impact of climate change and energy transition. Also joining to discuss BMO's collaboration with Entelligent was Fabrice Tenga, Managing Director and Head of Equity Derivatives Financial Engineering, BMO Capital Markets. “Every company is either a producer of energy or a user of energy. So, energy transition, yes, it impacts power companies, utility companies, but it also impacts technology companies that have a strong demand or use that energy component. It also impacts strongly the finance sector, because the funding of these companies is coming from the finance sector. So, we live in a very interconnected ecosystem of energy,” said Khosla.
The gang is here to recap #CanMNT thumping of Romania, review the game weeks of the CanPL and the NSL, talk some Canadian media news, Olivia Smith scores a banger, preview Canada v Wales, #TFClive v New England and some malarkey. In this episode Kristin encourages people to watch the highlights of a game bereft of them, Mark made a bullshit guess last week that turns out was correct and Duncan makes a very good argument for an odd number of teams.
James "Jim" Downing is a seasoned compliance professional with over 25 years of experience in the broker-dealer and investment advisory industry. Currently serving as the Chief Compliance Officer of JLL Securities, Jim has held similar roles at esteemed organizations such as Morningstar, Aon, BMO, and JP Morgan. Prior to his corporate positions, Jim worked as a FINRA examiner at the Chicago District Office for 5 years, gaining valuable insights into regulatory compliance. Jim has his Juris Doctorate with honors from Taft Law School and a Masters of Accounting with honors from Roosevelt University.Connect with James: https://www.linkedin.com/in/jamesrdowning/
All new Vocal Minority Podcast, Ep. 542, with special guest Gentleman James Grossi joining us to discuss a recap of #TFClive v Montreal, NSL and CanPL game weeks, talk some Leagues Cup final, plenty of transfer window news, some #CanMNT news and rosters and a preview their friendly vs Romania, and malarkey. In this episode Mark is actually relieved as he looks at bigger goals, Kristin has her weekly praise of the NSL and James just classes up the place in general.
S5E43 - Root Beer guys steers us in a bit of a noir direction, without detective BMO this time around. Banana guards do what they can to bust up his chops, but ya can't keep a root beer guy down.
Send us a textSan Diego FC travels to BMO to take on LAFC at home for the very first time. Also a first, Son Heung-min will play on that beautiful home pitch!
BMO's transportation unit is a bellwether for credit and lending conditions in trucking. The bank's loan book dipped to $13.67 billion in Q3, the lowest since early 2023, and while write-offs are down, provisions for potential credit losses and gross impaired loans remain significantly higher than pre-downturn levels. Canada Post has significant labor issues, which led to its largest-ever pre-tax loss of US$294 million in Q2 2024 due to a 36.7% plummet in parcel revenue. This decline was largely driven by uncertainty from a prolonged labor dispute, pushing shippers to private carriers and highlighting the high cost of instability. On the innovation front, we cover the expanded integration between Motive and Fleetio in fleet management technology. This partnership centralizes fuel, maintenance, and telematics data for fleet operators, automating workflows and providing crucial visibility into costs that can comprise up to 75% of operating budgets. Freight rates have taken a considerable dive, with Asia-to-U.S. spot rates falling 60-70% since a July frontloading surge. This is attributed to increased vessel capacity, limitations within U.S. Customs' IT systems, and carriers actively shifting vessels to avoid new punitive port fees on Chinese-linked ships. Cross-border trade policy is changing, specifically the surging use of USMCA claims among Canadian and Mexican imports into the U.S.. This increase is prompted by new 50% tariffs on numerous products containing steel, aluminum, or copper, making compliance vital for managing costs despite administrative burdens and documentation requirements. Learn more about your ad choices. Visit megaphone.fm/adchoices
Angel City's Wild Win & Bay FC Showdown! | Chaos, Clean Sheets & LA VibesIt's Mario and Angela! We're still riding high after Angel City's dramatic win over Orlando Pride (Alyssa Thompson, take a bow) and sharing all the fun and chaos from the season ticket holder event—sweat, shenanigans, and surprise shoutouts included. Now we're looking ahead to a big home clash: Angel City FC vs Bay FC at BMO. Bay's coming in hungry, but we're hoping to keep the good vibes (and clean sheets) rolling. Hit follow, support the pod, and let's get loud for LA!
My DEAR friend B Mo the Prince (@BMothePrince) is back to talk about some of the craziest haters we have experienced online. There are many things the general public does not understand about content creators, and TROLLS are by far the most common, exhausting, but also low key hilarious. We never cease to be surprised by the new insults random strangers will throw at people they have never met before... it is WILD! Start your $1 per month trial at https://www.shopify.com/rebecca Follow Rebecca: @rrogersworld To watch the podcast on YouTube: https://bit.ly/RebeccaRogersYouTube Don't forget to subscribe to the podcast for free wherever you're listening or by using this link: https://bit.ly/WouldYouBelievePodcast If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: https://bit.ly/WouldYouBelievePodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices