Podcasts about financial number

Have you planned an exit strategy for your dental practice? It's commonplace to draft a business plan, but the roadmap for selling and exiting and doing so for max profits is often overlooked. Also, most dentists give themselves too little time and typically overestimate its worth due to emotional attachment. So what do dentists need to know to have an efficient and profitable exit? You're going to find out in this episode.  Today, I'm speaking with Brian Michaud from the Encompass Group LLC. He has extensive experience working with business owners, especially dental practitioners, in planning their exits effectively and has a wealth of knowledge on strategically maximizing practice value.  We discuss the optimal timeline that allows you to make all the necessary adjustments and transition plans for your dental practice sale. Brian also explains the difference between emotional and financial valuations and how to set your expectations realistically. Additionally, we touch on the four main exit strategies, succession planning, and tax strategies that can enhance the perceived value of your practice. If you're looking to sell, this is an episode you can't miss!  Tune in to learn how to get the most out of your exit strategy planning and guarantee you get the most value from your years of hard work. — Key Takeaways: Meet Brian Michaud (00:00) How To Know When You Should Exit Your Dental Practice (05:27) An Overview of The 4 Ways To Exit Your Practice & Examples (10:20) The Emotional Number vs. The Financial Number (17:06) Exit Strategy Tax Advice & Other Financial Considerations (20:45) Lightning Round Q&A With Brian (27:44)   — Additional Resources: Learn more about Brian & Encompass Group here: https://www.encompass-group.com/ — Learn about the upcoming Supercharge Your Dental Practice 2-day event in September: https://superchargeyourdentalpractice.com/ Use code RAVING to save $100 on registration. — Learn proven dental marketing strategies and online reputation management techniques at: https://www.drlentau.com This podcast is sponsored by Dental Intelligence. Learn more at: https://www.dentalintel.com/ This podcast is sponsored by The Doc Sites, the leading provider of websites and online marketing for dentists. Find out more at: https://www.docsites.com/ Raving Patients Podcast is your go-to place for the latest and best dental marketing strategies that will help you skyrocket your practice. Follow us for more!

Delivra Health Brands CEO Gord Davey joined Steve Darling from Proactive to announce the financial and operating results for the three and nine months ended March 31, 2024. The company reported a total net revenue from continued operations of $8,792, reflecting a 36% increase compared to the same period last year, driven by higher sales of Dream Water in the US and Canada, along with increased sales of LivRelief. Additionally, Davey told Proactive, Delivra saw a healthy rise in its gross profit margin, reaching 52%, up from 44% in the same period last year. This improvement contributed to positive Adjusted EBITDA, attributed to management's focus on customer mix, gross profit margin enhancement, and efficient administrative and selling support functions. #proactiveinveestors #delivrahealthbrandsinc #tsxv #dhb #otcqb #dhbuf #Q3Earnings, #FinancialSuccess, #GordDavey, #EBITDA, #RevenueGrowth, #ProductLaunch, #Canada, #USMarket, #Innovation, #HealthBrands, #SleepGummies, #ImmunityBoost, #TravelRetail, #AirportSales, #MiddleEastExpansion, #Kuwait, #Jordan, #SaudiArabia, #HealthcareIndustry, #NewProducts#invest #investing #investment #investor #stockmarket #stocks #stock #stockmarketnews

Welcome back to a brand-new episode of Not a Bomb Podcast. This is the podcast where we reexamine some of the most notorious box office flops or critically panned films and see if they deserve a second chance. Spousal picks continue in February as Troy's wonderful wife, Tabitha, not only picks the film but joins the discussion on 1982's musical/comedy - Grease 2. Adding to the madness is our great friend, Sammy from the GGMTC.Differing opinions are all over this episode. Troy and Brad are clearly not huge fans of this cult favorite while Tabitha and Sammy have apparently joined a cult based on Grease 2. Listen as Brad talks about his sexual awakenings, Troy fights with his wife and dog, and Sammy gets a lesson on reproduction. Timestamps(01:10) - Intro Music(01:35) - Episode Intro(07:10 - Guest Questions(15:40) - Financial Number and Critical Response(22:25) - Grease 2 Production(46:12) - Grease 2 Discussion(117:07) - Is it a Bomb?(122:13) - Listener Email(129:10) - Outro - Optimism by Weird HeatGrease 2 is directed by Patricia Birch and starts Maxwell Caulfield, Michelle Pfeiffer, Adrian Zmed, Lorma Luft, Didi Conn, Eve Arden, Sid Caesar, Dody Goodman, Tab Hunter, and Connie Stevens.f you want to leave feedback or suggest a movie bomb, please drop us a line at NotABombPod@gmail.com. Also, if you like what you hear, leave a review on Apple Podcast.If you want to hear more of Sammy, make sure you subscribe to the Gentlemen's Guide to Midnight Cinema and be sure to leave them a review.Cast: Brad, Troy, Sammy, Tabitha

Chris Hogan is a #1 nationally bestselling author of the books Retire Inspired: It's Not an Age; It's a Financial Number as well as Everyday Millionaires: How Ordinary People Built Extraordinary Wealth – And How You Can Too. He is a personal finance expert, being featured on several programs such as CNBC, Business Insider, CNN, and more. Chris has dedicated his career to helping others achieve financial freedom and success through building wealth and investing. He is also a former radio show host of The Chris Hogan Show, which has millions of downloads. Retire Inspired: https://www.amazon.com/Retire-Inspired-Its-Financial-Number/dp/1937077810 Everyday Millionaires: https://www.amazon.com/Everyday-Millionaires-Ordinary-Extraordinary-Wealth_and/dp/0977489523/ref=pd_lpo_14_t_0/141-4234063-9183743?_encoding=UTF8&pd_rd_i=0977489523&pd_rd_r=b9afe8fe-cdfe-4456-9cab-e9eeeed7a5ac&pd_rd_w=CacXM&pd_rd_wg=mqllX&pf_rd_p=337be819-13af-4fb9-8b3e-a5291c097ebb&pf_rd_r=A2QRPVRX4Z8G2C94EHDE&psc=1&refRID=A2QRPVRX4Z8G2C94EHDE The Chris Hogan Show: https://www.chrishogan360.com/show WMA website: http://msuwma.com WMA YouTube: https://www.youtube.com/channel/UCT-eaRPTd0R1WlrLkRBweuQ Contact: msuwma@gmail.com Song credits: Khalid - Better (OFFICIAL INSTRUMENTAL) https://www.youtube.com/watch?v=OLeOfpSv31c

We hear it all the time that we are supposed to retire at age 59.5, 62, 65, 67, or any myriad number of ages. The truth of the matter is that retirement is NOT a particular age that you reach, but it is a financial number in your nest egg that you must accumulate in order to sustain yourself when you are no longer working full-time. I want you to retire and do so comfortably, but do not conflate being "retirement age" with being ready to retire. Today, we will discuss: 1. The average retirement age 2. Why retirement is not an age but a number 3. Signs that you are not ready to retire financially   Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1   Don't forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money's No Object with Dylan Howell) [All links in description]. Tune in tomorrow for a better understanding of the FIRE movement and its impact on how we view retirement. Don't forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money's No Object. I'm Dylan Howell. God Bless!   Website: https://www.mnowithdylan.com/   Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/   Facebook: https://www.facebook.com/mnowithdylan/   Instagram Page: https://www.instagram.com/mnowithdylan/   Twitter: https://twitter.com/mnowithdylan     (Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Most people are unsuccessful because they're not clear on the vision of their future and unwilling to endure the monotony of success. Are you willing to put in the work necessary to define your future self, establish your financial number, and ultimately create the good life you desire? If you're inspired to get connected and learn more about  how you can start working towards manifesting your freedom goals into reality, tune into episode 14. Vlad Kats and I have a conversation, where I learn more about his background, his 15 year journey to where he's at today, and his accomplishments. Vlad started his journey right after graduating college as a business major, where he started working for the US government. It wasn't until 2005, that he uncovered his love for helping people achieve their financial goals when he began working in real estate. Today, Vlad is passionate about serving others and helping entrepreneurs grow their wealth and business through the Thrive Real Estate Network. In this community, he works with some of the top real estate business leaders on their journey as they work towards their business and freedom goals. The community is a place where these leaders can grow and learn together. I can really resonate and connect with Vlad's obsession to serve and the purpose behind what he does. Just like the Thrive Real Estate Network, It is my mission and passion to provide you the community to learn and grow from each other as we are all working towards operating from our future selves and building the life we desire. Vlad and I break down the difference between flexibility and freedom, and how these analogies go hand in hand. We discuss the importance of getting clear on your future self and freedom goal, and how we can connect with other high level individuals based off our freedom number and journey. We also share the ways we are teaching these values and philosophies to our own children to help set them up for future success, change the future generation, and make an impact. I admire Vlad's work and how he has been able to pivot in such a short period of time. I have watched and respected him from afar and am honored to have finally been able to dig a little deeper and have this one-on-one conversation with him. This is why I love having these conversations. They expose me to new ideas on the path to my own good life and this conversation is a perfect example. We mold into the conversations and connections we are making which is why they are crucial to the path of our desired life. When you're ready to get connected and tune into the conversation, listen to episode 14. Connect with Vlad Kats Website:https://www.facebook.com/thriverenetwork/ ( )vladkats.com Facebook:https://www.facebook.com/askvladkats ( https://www.facebook.com/askvladkats) Linkedin:https://www.linkedin.com/in/askvladkats/ ( https://www.linkedin.com/in/askvladkats/) Rich Dad's Cashflow Quadrant: Guide to Financial Freedom:https://www.amazon.com/Rich-Dads-CASHFLOW-Quadrant-Financial/dp/1612680054 ( https://www.amazon.com/Rich-Dads-CASHFLOW-Quadrant-Financial/dp/1612680054) Reach Out to The Mentee Support Team Email: help@thementee.com Leave me a voicemail on our support line: 225-255-1199(I want to know what is your number one challenge when it comes to upgrading the 5 people you spend the most time with). I'd like to personallyhttps://www.thementee.com/the-inner-circle ( invite you to join The Inner Circle.) Check out the website and message my support team with any questions (help@thementee.com) https://www.thementee.com/the-inner-circle (https://www.thementee.com/the-inner-circle) If you've enjoyed this episode, pleasehttps://itunes.apple.com/us/podcast/the-mentee-podcast/id957438503?mt=2 ( subscribe to the Mentee Podcast on iTunes) and leave me a 5 star review for the show. This is the easiest way you can help me make an impact on more people.

We often put a lot of weight on financial numbers that don't give any true indication of how we're doing financially. We learn pretty early on to value these numbers because they're "important." But we often ignore the one that matters most. In this episode, we're going to talk about the two most common irrelevant numbers we tend to focus on and the one that actually matters. Head to https://www.rhothomas.com/30 for the full episode show notes.

Chris Hogan: Everyday Millionaires Chris Hogan is a best-selling author, a personal finance expert, and America’s leading voice on retirement, investing, and building wealth. His goal is to help as many people as possible avoid financial traps and set their families up for the future. His book Retire Inspired: It’s Not an Age; It’s a Financial Number* is a number one national best seller, and The Chris Hogan Show has millions of downloads. He is also the author of Everyday Millionaires: How Ordinary People Built Extraordinary Wealth―and How You Can Too*. In this conversation, Chris and I discuss the national study that his organization conducted on everyday millionaires. We address some of the common misconceptions about millionaires. Plus, we detail both the mindset and behaviors that millionaires have that support the creation of wealth. Key Points The top three occupations for millionaires are engineer, accountant, and teacher. Millionaires steer clear of debt. Millionaires have a mentality of abundance vs. scarcity. They embrace change and usually see adversity as an opportunity for growth. Millionaires are frugal, not flashy. They spend less than the general population on groceries, restaurants and clothing. Employer sponsored retirement plans are a key vehicle the vast majority of millionaires use to build wealth. Only 1 in 5 millionaires receive any kind of inheritance. Resources Mentioned Everyday Millionaires: How Ordinary People Built Extraordinary Wealth―and How You Can Too* by Chris Hogan The Chris Hogan Show Related Episodes Improve Your Financial Intelligence, with Joe Knight (episode 244) Four Rules to Get Control of Your Money, with Jesse Mecham (episode 356) Dumb Things Smart People Do With Money, with Jill Schlesinger (episode 396) Discover More Activate your free membership for full access to the entire library of interviews since 2011, searchable by topic.

Chris Hogan: Everyday Millionaires Chris Hogan is a best-selling author, a personal finance expert, and America’s leading voice on retirement, investing, and building wealth. His goal is to help as many people as possible avoid financial traps and set their families up for the future. His book Retire Inspired: It’s Not an Age; It’s a Financial Number* is a number one national best seller, and The Chris Hogan Show has millions of downloads. He is also the author of Everyday Millionaires: How Ordinary People Built Extraordinary Wealth―and How You Can Too*. In this conversation, Chris and I discuss the national study that his organization conducted on everyday millionaires. We address some of the common misconceptions about millionaires. Plus, we detail both the mindset and behaviors that millionaires have that support the creation of wealth. Key Points The top three occupations for millionaires are engineer, accountant, and teacher. Millionaires steer clear of debt. Millionaires have a mentality of abundance vs. scarcity. They embrace change and usually see adversity as an opportunity for growth. Millionaires are frugal, not flashy. They spend less than the general population on groceries, restaurants and clothing. Employer sponsored retirement plans are a key vehicle the vast majority of millionaires use to build wealth. Only 1 in 5 millionaires receive any kind of inheritance. Resources Mentioned Everyday Millionaires: How Ordinary People Built Extraordinary Wealth―and How You Can Too* by Chris Hogan The Chris Hogan Show Related Episodes Improve Your Financial Intelligence, with Joe Knight (episode 244) Four Rules to Get Control of Your Money, with Jesse Mecham (episode 356) Dumb Things Smart People Do With Money, with Jill Schlesinger (episode 396) Discover More Activate your free membership for full access to the entire library of interviews since 2011, searchable by topic.

Chris Hogan is a best-selling author, a personal finance expert, and America's leading voice on retirement, investing, and building wealth. His goal is to help as many people as possible avoid financial traps and set their families up for the future. His book Retire Inspired: It's Not an Age; It's a Financial Number is a number one national best seller, and The Chris Hogan Show has millions of downloads. Chris is also a regular contributor to the EntreLeadership Podcast, a top podcast on business and leadership. Along with speaking at events across the country, Chris works with business leaders, professional athletes, and entertainers to help them set goals and navigate their financial futures.

Why Listen: In the 300+ interviews I’ve completed with military Veterans about their civilian career, one of the most often cited pieces of advice is to understand you’re finances. Many guests have talked about how one’s financial situation can provide you with more time to find your ideal career, and avoid the stress that comes with a career transition. Chris Hogan is one of the world’s foremost experts on personal finances, retirement planning and more. It’s an honor to have him on the show, and I guarantee you’ll walk away from this episode inspired and with tactics you can put to use today. About Chris: Chris Hogan is a best-selling author, a personal finance expert, and America’s leading voice on retirement, investing, and building wealth. His goal is to help as many people as possible avoid financial traps and set their families up for the future. His book Retire Inspired: It’s Not an Age; It’s a Financial Number is a number one national best seller, and The Chris Hogan Show has millions of downloads. Chris is also a regular contributor to the EntreLeadership Podcast, a top podcast on business and leadership. Along with speaking at events across the country, Chris works with business leaders, professional athletes, and entertainers to help them set goals and navigate their financial futures.

If you don’t know what you’re aiming at… You will wander aimlessly and feel like a hamster running on a wheel Define what success means for you Each person and business has a different idea of what success actually means Profit vs non-profit businesses Side biz only vs full time Size of business Slow and steady vs quick growth Personal vs business What does success mean for you? Financial Number of clients Time investment SMART Goals You have probably heard about SMART goals. In case you haven’t, it stands for goals that are: Specific Measureable Achievable Relevant Time-bound This acronym can help you as you set your goals, but the basic idea is to have a specific destination to target and set specific actions that you can track to hit that goal in a certain timeframe. In the process, you want to make sure that the goals are a stretch, but still in the realm of possibility. Don’t get too many While going through this process, it can be easy to come up with a huge list of goals. While you may really want and need to hit these goals, it is unrealistic that you’ll be able to make actual progress on any of them if you focus on all of them. So choose just 3-5 that you’ll keep top of mind, and consciously and consistently work toward them. To help you keep them top of mind and increase accountability, you can write the goals down on sticky notes, index cards, set reminders or notifications on your phone or computer, etc. You can also enlist the help of someone to ask you periodically how you are doing with them. Helpful resources Your 411 goal sheet from The One Thing Video explaining the 411

National best-selling author, host of The Chris Hogan Show, and expert on wealth-building, Chris Hogan shares what he learned studying everyday millionaires. Learn the truth about what it takes to reach millionaire-status in America. Guest Biography Chris Hogan is a #1 national best-selling author, dynamic speaker and financial expert. For more than a decade, Hogan has served at Ramsey Solutions, equipping and challenging people to take control of their money and reach their financial goals. His second book, Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—And How You Can Too, releases in January 2019. You can follow Chris Hogan on Twitter and Instagram at @ChrisHogan360 and online at chrishogan360.com or facebook.com/chrishogan360. Show notes: http://www.inspiredmoney.fm/073 In this episode, you will learn: How Chris took lessons in leadership and teamwork from sports and applies them to money and business. We'll hear about Chris' new book and things like what a millionaire looks like. More importantly, we'll hear about common traits and characteristics that he identified among millionaires that you can learn from and emulate. Find more from our guest: chrishogan360.com twitter.com Facebook Instagram YouTube LinkedIn Mentioned in this episode: #InspiredMoney giveaway: www.inspiredmoney.fm/book FinCon Dave Ramsey Books: Everyday Millionaires: How Ordinary People Built Extraordinary Wealth―and How You Can Too by Chris Hogan Retire Inspired: It's Not an Age, It's a Financial Number by Chris Hogan The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas J. Stanley and William D. Danko Runnymede Money Tip of the Week: Chris Brogan's #mythreewords If you want to share, tweet your 3 words with #mythreewords and #InspiredMoney so I can see it. You may also share it at inspiredmoney.fm/facebook. Thanks for Listening! To share your thoughts: Leave a note in the comment section below. Share this show on Twitter or Facebook. Join us at the Inspired Money Makers groups at facebook and LinkedIn To help out the show: Leave an honest review on Apple Podcasts. Your ratings and reviews really help, and I read each one. Email me your address, and I'll mail you an autographed copy of Kimo West and Ken Emerson's CD, Slackers in Paradise. Subscribe on Apple Podcasts. Special thanks to Jim Kimo West for the music.

On today's episode of The His & Her Money Show, Chris Hogan, author of Retire Inspired: It's Not an Age, It's a Financial Number and now his new book Everyday Millionaires. In his new book, Chris shares how ordinary people like you and me can build extraordinary wealth. He discusses many of his finding on today's episode.  Chris is also a speaker, financial expert and part of Dave Ramsey’s team for the last 13 years. He worked in the banking industry and then became a business owner. Furthermore, Chris helps to empower people to take control of their finances by changing their thinking about money. WHAT YOU WILL LEARN IN THIS EPISODE Debunking myths about millionaires. How your habits and intentionality regarding money will set you free. What safeguards to put in place regarding your finances. What are the right habits to have with your money? Consistency is a major key to growing wealth. How to avoid sheep thinking and take control of your life. Teaching your children the principle give, save, spend. Why it’s so important to be crystal clear on what you want and what you don’t want. RESOURCES Everyday Millionaires: How Ordinary People Built Extraordinary Wealth and How You Can Too by Chris Hogan  

In this episode, you'll hear our interview with Chris Hogan. In the interview, you'll hear Chris discuss his new book, "Everyday Millionaires: How Ordinary People Built Extraordinary Wealth―and How You Can Too."Buy the book: https://amzn.to/2LRlxbR (affiliate link) Chris's Website: https://www.chrishogan360.com To download the show notes or to see a transcript of the interview, go to http://www.l3leadership.org/episode214About Chris Hogan: Chris Hogan is a best-selling author, a personal finance expert, and America’s leading voice on retirement, investing and building wealth. His goal is to help as many people as possible to avoid financial traps and set their families up for the future.His book Retire Inspired: It’s Not an Age; It’s a Financial Number is a number one national bestseller, and The Chris Hogan Show has millions of downloads. Chris is also a regular contributor to the EntreLeadership Podcast, a top podcast on business and leadership.Along with speaking at events across the country, Chris works with business leaders, professional athletes, and entertainers to help them set goals and navigate their financial futures.Subscribe to our podcast on iTunes: https://itunes.apple.com/us/podcast/l3-leadership-podcast-leadership-entrepreneurship-business/id495751888?mt=2 Listen on Tunein: http://tun.in/piVUO Subscribe to our podcast on Stitcher: https://www.stitcher.com/podcast/learning-to-lead-podcast Subscribe on Google Play: https://play.google.com/music/listen?u=0#/ps/Iehhmsctsgmvmoyvhxsv6yfzoiu L3 Leadership exists to build and develop a community of leaders that grow to their maximum potential, develop the courage to pursue their dreams, and to become great leaders in their families, communities, cities, nations, and their world. L3Leadership.orgSupport the show (https://www.patreon.com/l3leadership)

In this episode of the 5 Leadership Questions podcast, Todd Adkins and Daniel Im are joined by Chris Hogan, author of Retire Inspired: It's Not an Age, It's a Financial Number. During their conversation, they discuss continual improvement and retirement tips. BEST QUOTES "We’re all in process. None of us are a finished product. It’s a matter of the tuning, and the awareness that we have as individuals that will allow us to grow." "As a leader, people have to know that you care. We can get so caught up in the title and in the position of leader, I think we forget the obligation and opportunity of leadership." "We are perfectly capable of improvement. Being an improved leader means you are getting better and better day in and day out." "A mistake is something that can happen, but if it keeps happening over and over its no longer called a mistake. Now it’s called a choice." "I know as a leader, if I can improve in my style and my performance and my knowledge, I can also improve in my impact on people." "A good leader can help someone get better at their job, but a great leader helps someone get better at their life." "It’s hard to be hateful when you are grateful." "Understand the value of unity." "There’s nothing you can’t achieve when you find people of like-mindedness." "You can’t wait to get serious about money until you get more, because you will just do more things wrong." "Dreams can motivate us more than fear can scare us." RECOMMENDED RESOURCES MinistryGrid.com Good to Great by Jims Collins Necessary Endings by Dr. Henry Cloud Living With a SEAL by Jesse Itzler ChrisHogan360.com

In this episode of the L3 Leadership podcast, you'll hear our interview with Chris Hogan, #1 national best-selling Author of Retire Inspired and host of the Retire Inspired Podcast. In this episode, you'll hear Chris talk about how to set yourself up to retire inspired, what he's learned about leadership and business while working for Dave Ramsey for over a decade, his favorite books and podcasts, advice to young leaders, and much more. To see the notes and ways to connect with Chris go to the show notes at http://www.L3Leadership.org/episode183. Chris Hogan's Bio: Chris Hogan is the #1 national best-selling author of Retire Inspired: It’s Not an Age. It’s a Financial Number and host of the Retire Inspired Podcast. A popular and dynamic speaker on the topics of personal finance, retirement and leadership, Hogan helps people across the country develop successful strategies to manage their money in both their personal lives and businesses. You can follow Hogan on Twitter and Instagram at @ChrisHogan360 and online at chrishogan360.com or facebook.com/chrishogan360. Subscribe to our podcast on iTunes: https://itunes.apple.com/us/podcast/l3-leadership-podcast-leadership-entrepreneurship-business/id495751888?mt=2 Subscribe to our podcast on Stitcher: https://www.stitcher.com/podcast/learning-to-lead-podcast Subscribe on Google Play: https://play.google.com/music/listen?u=0#/ps/Iehhmsctsgmvmoyvhxsv6yfzoiu L3 Leadership exists to build and develop a community of leaders that grow to their maximum potential, develop the courage to pursue their dreams, and to become great leaders in their families, communities, cities, nations, and their world. Learn more at http://www.l3leadership.org Connect with L3 Leadership: Website: L3Leadership.org LinkedIn: https://www.linkedin.com/company/l3-leadership Facebook: https://www.facebook.com/L3Leader Twitter: @L3leader Instagram: @l3leadership How You Can Help this Podcast: To listen to past interviews, go to my podcast page. Subscribe to this podcast Rate and leave a review of the podcast Share the content on Social Media Sign-up for my L3 Leadership Newsletter If you have an idea for a future podcast you would like to hear or a leader you would like me to interview, e-mail me at dougsmith@l3leadership.org. If you enjoyed the podcast, please rate it on iTunes and write a review.Support the show (https://www.patreon.com/l3leadership)

Chris shares the keys to winning a football national championship, why it's so important as a leader to have your financial house in order, and how to buy your houses and cars.    Introduction: Hey everyone and welcome to the All-Star Leader Podcast, where together we learn about leadership from the best and brightest, and keep it fun by connecting it to our passion for sports! I'm your host Daniel Hare, and I am more than excited to bring you today's guest. Chris Hogan is a financial coach, best-selling author, motivational speaker, a leader within Dave Ramsey's organization Ramsey Solutions, and a former college football national champion. He released his first book in January of 2016 titled Retire Inspired: It's Not an Age It's a Financial Number. I looked just before this conversation and 19 months after the release the book it continues to rank #6 in its category on Amazon. This is Chris Hogan. Chris thanks so much for being with us! Interview Questions: First of all, Chris tell us a bit of your story. What was growing up like for you, and how did you find your way to playing football at Georgetown College? Grew up in big family; close-knit; competitive; lots of love/care/concern Pastor helped him find his college, which was close to home Loved the coaches and campus, and appreciated the smaller school You all won a national title during your time there, which is a remarkable accomplishment. What are two or three keys that made that team special and propelled you to that level of success? Starts with the leaders; phenomenal coaches (head coach to grad assistants) Everyone was on the same page Incredible culture of winning; looked for certain individuals with certain skills/mindsets/coachability Talent! Players who could have played at larger schools Appreciation from seniors to freshman of what they were trying to accomplish; everyone knew their value and role And now you're writing bestsellers, headlining events alongside Dave Ramsey and others, and coaching everyone from young/struggling families to celebrities in their financial journeys…share with us how you got where you are today. Worked in banking and wealth management and became connected to a number of influential individuals Got to know Dave, which then led to the opportunity to join the team Trying to empower people that better is available, and give them a plan to achieve it Before we go any deeper into your financial teachings, I don't want to lose my leadership purists. Can you speak to why it is so important for leaders to get their financial house in order? Also how the principles you teach apply to other areas of a leader's life? Money permeates all areas; impacts your business, relationship with team members and how you do business You don't want to be needy in business, where you begin to look at customers as transactions instead of relationships If you're focused on relationships, you're looking to serve customers. But if purely transactional, you're just trying to push products. So if you're healthy financially, you can stay focused on building people You're not just running an organization or team, your job is to help build people and help them perform better in what they do. How would you describe your philosophy on money and finances? What are the key principles? Live on less than you make Have a plan for every dollar that comes in Your confidence will grow and you understand the path you're on Be intentional; boss your money around and don't let it control you Many people say they will wait until they make more money before they get serious; but they won't. Your lifestyle will grow along with your income, and you'll continue to spend more than you make. What does it mean when you say retirement is not an age but rather a financial number? As he was working as a financial coach with Dave, he kept hearing people talk about an age for retirement (65, 60, etc.) But he had met a 41-year-old who had worked and saved for 24 years and was set to retire; this was an epiphany that no, retirement isn't an age, but instead the financial number needed to allow you to do exactly what you want to do. As Dave Ramsey outlines in his foreword to your book, the foundation for building toward retirement are the Baby Steps he has taught for years (disclaimer: going through Financial Peace University was required by my wife and I's pre-marriage counselors!). Let's highlight those real quick for those who aren't familiar, and along the way please share why these steps are so important. Money fights are the number one cause of divorce; so we need this The baby steps are a clear road map for you to gain control of your money $1,000 emergency fund Pay off all debt with the debt snowball Save 3-6 months of expenses 10%-15% into retirement Save/pay for kids' college Attack house Build wealth/give (Daniel – cannot out-Give God, and encourage others to give) As a Christian, resources aren't mine and we're just managing it Many things that you can give: talent, time Another key foundation for your book are the statistics on how unprepared people are for retirement and how dependent they are upon others (whether that means family, the government, charities, etc.). Can you talk more about that and why it's important we take control of our retirement destiny? 52% of American workers have less than $10k saved for retirement Social Security is barely enough to make a house payment We have an epidemic: people are working longer/harder than ever, and don't have much to show for it. Debt is stealing from people's financial future. We have to take steps to help ourselves and not hope the government will save us. You refer to a Herm Edwards quote where he says that a dream without a plan isn't a plan at all, but rather a wish. I think this is so helpful not only in finances but in any goal we're trying to accomplish. Can you elaborate on the difference between a dream and a wish. Wishing is the sitting back/non-proactive way Dreaming is based on action, but we need a plan What am I willing to give up, in exchange for what I want to gain Something your coaches used to tell you, and probably some who listen to this show use with their teams today, is “it's not about the last play; it's about the next play.” People will sometimes beat themselves up for past mistakes or even what they see as unbreakable flaws or bad habits, but you have something else to say to them don't you?! It's never too late We've all made mistakes; we're all human; but don't stare back at those mistakes Windshield is bigger than rearview mirror More opportunities ahead than what are behind Be proactive and use the time ahead of us Never too late to make a decision for your future Talk to us about the importance of budgeting, and a tip or two that could help us put that piece of the puzzle into place. The budget is the roadmap to you making progress He was able to give himself a raise just by putting a budget into place and taking control of the money What do we need to live on month in/month out; what are our spending habits? Set limits on groceries/gift buying/etc. Story – took cash to the grocery store and knew exactly had much he had to spend ($150). Had a calculator with him to add up his costs through the aisles. Gets halfway through the store and accidentally clears the calculator. GROW UP MOMENT! Put everything back on the shelves and started over! Checked out at $136 (Daniel talking about buying online and picking up curbside to avoid picking up unnecessary items) Chris agrees, but warns that in-home shopping generally can cause us to overspend You describe five fundamentals for retiring inspired: dreaming, planning, execution, commitment and vigilance. Can you talk about the importance of dreaming about our retirement, and how to then translate that dream into a plan we can execute on? Dreaming is important because it helps us set our sights on what it is we're working toward Is it hang out on the lake? Start a dream business? Spend more time with family? Do mission work? Getting people to tap into that and understand what they want to do and who they want to do it for; dreams motivate us more than fear prevents us I love the story about your grandmother's chili: can you relay that story and how it applies to our lives both in finances and becoming successful leaders as well? Grandmother made incredible chili One day Chris decided he was going to make it, but didn't have the recipe and wasn't sure of the ingredients Went and got what he thought went in it and basically made chili-colored glue; it was terrible He called her and she laughed; she gave him the recipe and also coached him as to the timing – helped him vastly improve his chili We have to follow a plan in order to succeed; if I don't control my finances, I could end up anywhere I want our audience to walk away from this show with specific/practical advice they can apply to major expenditures most of us have. The first is housing and the second is cars Housing – What should we be thinking when it comes to renting versus buying our homes, and if buying, how to finance it. Renting is not a bad thing; allows you to save up to buy a home the right way When you buy, and something breaks, you get to fix it If buying, only do 15 year fixed rate mortgage; don't just do what the mortgage company says; do your research Regarding cars, can you talk about leasing versus buying, buying new versus buying used, and the impact these decisions can have on our long-term retirement situation? Cars are a depreciating asset; with each year, they drop in value Average new car payment is over $500 Pay cash for a used car Leasing is very expensive and you are limited on the amount of mileage you can use Pay yourself each month to save up for the used car repairs and to replace it; this helps you upgrade over time as well There is so much more we could go into, and I would encourage anyone interested in learning more to commit to studying and utilizing the tools you provide in your book and various other platforms. Where can people go to connect with you and take any next steps regarding their own finances? chrishogan360.com Smart money events in Indy, St. Louis, Kansas City, others Retire Inspired book (Affiliate Link) Thank Yous/Acknowledgements: Antioch Live/Clear Day Media Group – music More here. Jonathan Davis – production Clint Musslewhite – voice over       

When you hear the word retirement, you probably don't imagine yourself scrambling to pay your bills in your golden years. But for too many Americans, that's the fate that awaits unless they take steps now to plan for the future. Whether you’re twenty-five and starting your first job or fifty-five and watching the career clock start to wind down, today is the day to get serious about your retirement. On this episode, Dave recaps episodes 386-389 where Chris Hogan shares some financial and retirement advice from his book, “Retire Inspired: It's Not an Age, It's a Financial Number”

Chris Hogan is truly a guru, as one of Dave Ramsey's leadership speakers, and hosted the worldwide famous podcast, EntreLeadership. Hogan is the author of Retire Inspired, It's Not An Age, It's A Financial Number. https://www.chrishogan360.com/book Listen as Mark sits down with Chris and has a very special conversation about leadership, battling fear, facing confrontation, and tapping into your dreams! Breaking News!! Elevating Beyond is kicking off it's live event tour in July, 2017! Check out our NEW page here https://www.elevatingbeyond.com We have also begun Elevating Beyond University where you can get videos that will elevate you though the 52 levels. This is real talk from experienced experts though the Elevating Beyond Family which, giving you something better than an MBA: real life "HOW TOO," experience! http://markminard.net

This week on the show we talk with Chris Hogan. You may think you never want to retire from your business, but Chris believes retirement isn't an old person thing - it's a smart person thing, and smart business owners will always have a plan for retirement. All that and MUCH more, on this episode of GIT!   Automation - a good or bad thing?  Groundhog Hunting with Jerry; CVC Coaching Chris Hogan  Retire Inspired Reach out to Chris on social: Facebook | Twitter Contest Details: We're giving away 2 copies of Chris's book Retire Inspired! If you'd like to enter, all you have to do is check out our social pages (Facebook | Twitter | Instagram) and get one entry for every Facebook Like/Comment/Share, one entry for every Twitter retweet, and one entry for every Instagram comment for our Chris Hogan release-day posts. Winners will be chosen at random and announced Thursday, January 19th, 2017. If you have any questions, email our show coordinator Jessica Winn at jessicaw@guysintrucks.com. Let's get social! Facebook | Twitter | Instagram GIT Nation

For more than a decade, Chris has worked with Dave Ramsey, spreading a message of hope and financial peace to audiences across the country. Chris helps people plan for their future and reach their retirement goals through his Retire Inspired live events. His book, Retire Inspired: It’s Not an Age. It’s a Financial Number, released in January 2016 is a number one national best-seller. The word is out there and people are getting wise to the fact that social security is not the answer. Its time to take control of your destiny and even Warren Buffett is spreading the message. Are you ready to step up? More and more people are realizing that it's up to them and nobody else is going to take care of the. Chris explains that its a two sided equation. Its not just saving a few bucks at Starbucks but finding something that motivates you to do great work. Chris explores the intersection between finance and a fulfilling career and how its about having and being a positive coach. At the end of the day – if you have any interest in retiring with financial stability and enjoying your work everyday this show is for you. In this episode you will discover: • Why not to act like a sheep • How to focus on the dream • Why you can't count on social security • Both sides of the equation • Income up • Expenses down • The impact of a great leader • How Chris builds his teams • Motivation • Money farming from Kentucky and much more…. A popular and dynamic speaker on the topics of financial education and leadership, Chris Hogan works with businesses and high-profile clients across the country, helping them develop strategies that increase their revenues, protect their wealth, and secure their financial futures. He is the host of the Retire Inspired Podcast and the author of Retire Inspired: It’s Not an Age; It’s a Financial Number, a #1 national best seller. For more than a decade, Chris has served at Ramsey Solutions as a trusted financial coach and Ramsey Personality. You can follow Chris on Twitter and Instagram at @ChrisHogan360 and online at chrishogan360.com or facebook.com/chrishogan360.

Retirement isn't about how old you are, but it is about a number. That is a personal motto and the key advice from financial expert Chris Hogan in his book Retire Inspired: It's Not an Age, It's a Financial Number. Listen as financial expert Chris Hogan talks numbers and digs out the answers to your toughest financial questions.

When you hear the word retirement, you probably don't imagine yourself scrambling to pay your bills in your golden years. But for too many Americans, that's the fate that awaits unless they take steps now to plan for the future. Whether you’re twenty-five and starting your first job or fifty-five and watching the career clock start to wind down, today is the day to get serious about your retirement.   On this episode, Dave recaps episodes 386-389 where Chris Hogan shares some financial and retirement advice from his book, “Retire Inspired: It's Not an Age, It's a Financial Number”

The focus on today's show is retirement. I have an incredible guest who is out with a new book this week on this very subject. His name is Chris Hogan. He's a former National Champion and an all American Football player turned financial advocate and author who currently works with Dave Ramsey and his team, helping audiences across the country with financial freedom. Chris’s number one focus right now is retirement. He is out with a new book this week called, "Retire Inspired: It’s Not an Age, It’s a Financial Number." In our conversation, we talk about what Chris calls the RIQ, the retirement IQ, what’s yours, what’s mine? The healthcare wild card had a factor in unpredictable health costs and retirement and so much more. For more information visit www.somoneypodcast.com.