Podcast appearances and mentions of jesse mecham

In this episode of The Art of Being Well, Dr. Will Cole is joined by Jesse Mecham - founder of YNAB (You Need A Budget) and author of the upcoming book Meant to Be Spent - to talk about the deep connection between financial health and physical wellness. From how money anxiety can disrupt sleep and hormones, to why your budget might be the missing piece in your healing journey, this episode is packed with mindset-shifting insights and practical tools. Jesse breaks down his powerful “give every dollar a job” method, and shows how spending with intention can help you stop living paycheck to paycheck and start feeling well again. For all links mentioned in this episode, visit www.drwillcole.com/podcastVisit www.ynab.com/willcole to claim an exclusive three-month free trial, with no credit card required.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Making your money more focused on your future expenses, goals, and desires. We were inspired by the updates to the YNAB method to share these powerful questions and help your family become more intentional and proactive. Main themes from today's episode: Use these 5 questions to give every dollar a job for what matters to you What to do when you feel like everyone is coming for your hard-earned dollars Building a system so you can thrive Choosing whether to spend a hard-earned dollar now or put it to work with a productive asset 5 questions to ask: What does this money need to do before I'm paid again? What larger, less frequent spending do I need to prepare for? What can I set aside for next month's spending? What goals, large or small, do I want to prioritize? What changes do I need to make, if any? Links we mentioned today: YNAB (military discount) The updated YNAB method (no more 4 rules) Episode 58 w/ Jesse Mecham, founder of YNAB Kate Horrell's military pay day calendar Personal Finance Club's two variables- income and expenses Monarch Money (military discount) For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Welcome back to the Law School Toolbox podcast! Today we're diving into essential tips for 3Ls who are gearing up for the bar exam. We'll cover everything from choosing a bar exam review provider to early study prep, accommodations, and getting life in order before the madness begins. In this episode we discuss: When should 3Ls start thinking about bar prep seriously? Understanding your strengths and weaknesses How to decide where to sit for the bar exam Choosing the right bar review provider Budgeting for bar prep What to focus on if you're looking to start studying early How to prepare for the accommodations process Balancing life and bar prep Resources SmartBarPrep (https://smartbarprep.com/) UWorld (https://www.uworld.com/) AdaptiBar (https://www.adaptibar.com/) The California Bar Experiment (https://www.youtube.com/watch?v=vqfpFVBezOU&t=2s) Podcast Episode 26: Thinking Ahead to Get Ready for the Bar Exam (https://lawschooltoolbox.com/podcast-episode-26-thinking-ahead-get-ready-bar-exam/) Podcast Episode 72: Seeking Accommodations in Law School and on the Bar Exam (with Dr. Jared Maloff) (https://lawschooltoolbox.com/podcast-episode-72-seeking-accommodations-law-school-bar-exam/) Podcast Episode 369: Using Spaced Repetition for Your Law School and Bar Exam Studies (w/Gabriel Teninbaum) (https://lawschooltoolbox.com/podcast-episode-369-using-spaced-repetition-for-your-law-school-and-bar-exam-studies-w-gabriel-teninbaum/)  Podcast Episode 372: The NextGen Bar Exam (w/Doretta McGinnis) (https://lawschooltoolbox.com/podcast-episode-372-the-nextgen-bar-exam-w-doretta-mcginnis/) Podcast Episode 383: Talking About Money with Jesse Mecham, Founder of You Need a Budget (https://lawschooltoolbox.com/podcast-episode-383-talking-about-money-with-jesse-mecham-founder-of-you-need-a-budget/) Podcast Episode 432: Creating New Habits and Optimizing Time Management (https://lawschooltoolbox.com/podcast-episode-432-creating-new-habits-and-optimizing-time-management/) Download the Transcript  (https://lawschooltoolbox.com/episode-485-preparing-for-the-bar-exam-as-a-3l-part-1/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee

Click here to watch video version In this episode of "From Busy to Rich," hosts Justin Lakin and Wes Young welcome Jesse Mecham, founder of YNAB (You Need A Budget). Jesse shares his journey from aspiring accountant to financial expert and entrepreneur. He emphasizes the importance of viewing money as a tool for achieving personal goals and reducing stress. The discussion covers Jesse's entrepreneurial experiences, the significance of aligning spending with personal values, and the concept of "giving every dollar a job." Jesse also introduces his upcoming book, which aims to reshape how people think about money, advocating for financial awareness and self-care. In today's episode we will cover: Jesse Mecham's personal journey from aspiring accountant to financial entrepreneur The founding and evolution of YNAB (You Need A Budget) Understanding the true purpose of money as a tool for achieving goals The concept of "giving every dollar a job" in budgeting The significance of aligning financial decisions with personal values The role of financial advisors in supporting clients' financial journeys The impact of awareness on financial management and decision-making Emphasizing self-care and stress reduction through financial control We hope you enjoy this episode, and we would love to hear your feedback by having you leave a review. Have a question for us to answer on the podcast? Let us know here! If you're an advisor and want to further explore these or other topics, you can learn more at www.wesyounglive.com. Maybe you're interested in taking your own planning journey in a new direction, in that case we would love to have you join us in one of our coming Transform Learning Series. We highly encourage you to follow Jesse's journey and learn more by visiting his site below and checking out the great resources he has available. YNAB website The YNAB Podcast

Episode SummaryI speak with Jesse Mecham, founder of YNAB (You Need a Budget), about the 4 rules of successful budgeting, small habits with big impact, and his amazing morning routine..Episode Show Notesjeffsanders.com/562c.Go Premium!Exclusive bonus episodes, 100% ad-free, full back catalog, and more!Free 7-Day Trial of 5 AM Miracle Premium.Perks from Our SponsorsRosetta Stone → Use my code TODAY for a great dealBiOptimizers → Use my code 5AM for a great deal.Learn More About The 5 AM MiracleThe 5 AM Miracle Podcast.Free Productivity Resources + Email Updates!Join The 5 AM Club!.The 5 AM Miracle BookAudiobook, Paperback, and Kindle.Connect on Social MediaFacebook Group • Instagram • LinkedIn • Twitter.About Jeff SandersRead Jeff's Bio.Questions?Contact Jeff.© 5 AM Miracle Media, LLC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Get social with me: Instagram: @whitney_hansen_co Tiktok: @whitneyhansen10 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome to a special edition of Fintech Takes, recorded live from MX's Money Experience Summit in beautiful Park City, Utah.  Big shout-out to MX for letting me squeeze in some live podcasting–my favorite thing to do! First up, I chat with Ashwin Vasan, senior advisor at FS Vector, and Kelvin Chen, head of policy at the Consumer Bankers Association—two ex-CFPB experts who help untangle the knots of financial services regulation. We dive into policy talk (recorded before the CFPB's open banking rule dropped), and the messy middle ground of banking and fintech. Plus, we explore how banks are scrambling to stay relevant as embedded finance and BaaS dominate, and why seamless customer experience is the new battleground. Next, I sit down with Jesse Mecham, founder of YNAB, to unpack his philosophy of mindful money management. We chat about how YNAB encourages users to think intentionally about managing their money, challenging the usual fintech rush for speed and convenience that leaves users out of the loop on their own financial decisions. And last but not least, MX founder and freshly returned CEO, Ryan Caldwell, joins to chat about MX's real secret sauce: its culture. And his passion for culture is contagious. Ryan highlights how leadership, values, and intentional culture is the driver for team dynamics *and* customer outcomes: culture drives results, leadership makes the difference, and in fintech, both are non-negotiable. 00:01:34: Ashwin Vasan, FS Vector + Kelvin Chen, Consumer Bankers Association 00:28:01 Jesse Mecham, YNAB 00:53:45 Ryan Caldwell, MX  Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson Companies featured: https://fsvector.com/ https://consumerbankers.com/ https://www.ynab.com/ https://www.mx.com/

Twenty years ago, in a galaxy far, far away... Jesse Mecham launched youneedabudget.com with a budgeting spreadsheet and a modest goal: cover the $350 a month in rent he owed for the next couple years until he and his wife graduated from college. Since then, YNAB has grown leaps and bounds beyond Jesse's original idea. In today's episode, Jesse reflects on the last two decades, thanks the people who have made it happen (most importantly YOU, YNAB users!), and wonders what the next two decades have in store.     Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @iYNAB Instagram: @youneedabudget Twitter: @ynab Tik Tok: @ynabofficial

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Jesse Mecham, the Founder of You Need A Budget. We've spent the last 12-months or so sharing our own perspective on budgeting, specifically by building your own Honest Budget. During this episode, we get the perspective from the guy who created the most widely-used budgeting app on the planet! Click here to learn more about their YNAB Method! --- ⭐️ Join 425+ other podcast listeners inside of the ⁠Rich Habits Network!⁠ Livestreams answering your questions every week. ⁠https://www.skool.com/richhabitsnetwork/about⁠ --- ⭐️ Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: ⁠https://www.masterworks.art/richhabits ⁠ Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Basquiat, and more. See important Masterworks disclosures: ⁠https://masterworks.com/cd⁠ ---

TITLE: What's the Purpose of Your Money | YNAB Founder Jesse MechamDo you have trouble in your relationship with the money you earn?On today's episode of Potent, Steven is joined by personal finance expert and founder of YNAB, Jesse Mecham, to discuss the philosophy and principles of YNAB (You Need a Budget), an app designed to help users align their spending with their personal values and goals. Jesse shares his journey of using money intentionally and the benefits of giving every dollar a job and covers four key habits promoted by YNAB: assigning every dollar a job, embracing true expenses, rolling with the punches, and aging one's money. About Today's GuestJesse Mecham is a personal finance expert and founder of YNAB, an app with a simple set of habits to help people change the way they think about money. Jesse hosts the top-rated financial podcast You Need A Budget (8 million downloads), as well as the business owners' guide to managing cash flow, the Beginning Balance Podcast. He is the Wall Street Journal best-selling author of, You Need A Budget and is regularly quoted in the media as a money management expert – Forbes, New York Times, CNBC, and Business Insider have featured him – to name a few!Jesse started YNAB in 2004, and back then, it was just a lil' bitty spreadsheet that helped him (a self-proclaimed cash-strapped, newly married college student) cover the cost of his textbooks without going into debt. Nearly two decades later, The TODAY Show described YNAB as a “cult-favorite,” and the YNABverse continues to expand – amassing passionate fan communities on every corner of the internet (that combined are larger than the population of Charleston). Every day they share stories of demolishing debt, paying for cars in cash, or quadrupling their net worth. YNAB the company is home to a fast-growing team living and working all around the world, and has built a thriving remote culture that earned recognition as Fortune's #1 best small company to work for. (YNAB was doing remote work before it was cool!). When not teaching the YNAB Method – four habits to help people spend, save and give without guilt or second-guessing –Jesse loves gardening, woodworking, marksmanship, and travel. He also spends a good bit of time with his wife and their seven children – yes, seven! To learn more, visit www.ynab.com. Show Notes0:00 Intro + Story and Philosophy of "You Need A Budget"04:59 YNAB's Four Habits14:06 First Steps to Giving Your Money A Job19:33 Scarcity Is Clarity26:53 Dealing with Debt: Pace and Prevention31:46 Taking Inventory, Making Decisions37:33 Rapid Fire Questions_The Potent Podcast is produced and edited by Justin Sinclair, who also composed the theme music. Additional editing support and mixing by Aaron Feeney.This podcast is brought to you by the Monk Manual. The monk manual is dedicated to providing best in class tools for helping you build a more potent life, and experience peaceful being and purposeful doing on a daily basis. If you'd like to be more intentional with your time and energy - please visit monkmanual.com

Welcome back to the Law School Toolbox podcast! Today, we share 10 things to consider in preparation for your final year of law school and taking the bar exam.  In this episode we discuss: Preparing for the bar exam and the MPRE Evaluating your academic performance and graduation requirements Networking and professional development Updating your job application materials and exploring career options Creating a law school bucket list And more! Resources: Tutoring for Law School Success (https://lawschooltoolbox.com/tutoring-for-law-school-success/) NCBE: National Conference of Bar Examiners (https://www.ncbex.org/) Podcast Episode 9: How to Raise Your Grades as a 2L or 3L (https://lawschooltoolbox.com/podcast-episode-9-raise-grades-2l-3l/) Podcast Episode 322: Keeping Motivation Strong Throughout Your 3L Year (https://lawschooltoolbox.com/podcast-episode-322-keeping-motivation-strong-throughout-your-3l-year/) Bar Exam Toolbox Podcast Episode 259: How to Minimize Borrowing for the Bar Exam (w/Jesse Mecham from YNAB) (https://barexamtoolbox.com/podcast-episode-259-how-to-minimize-borrowing-for-the-bar-exam-w-jesse-mecham-from-ynab/) How to Choose Courses for 2L and 3L Year (https://lawschooltoolbox.com/how-to-choose-courses-for-2l-and-3l-year/) My Busies Summer Yet – A Rising 3L Perspective (https://lawschooltoolbox.com/my-busiest-summer-yet-a-rising-3l-perspective/) How to Develop a 3L Job Search Strategy (https://lawschooltoolbox.com/how-to-develop-a-3l-job-search-strategy/) Seven Ways to Make the Most of Your 3L Year (https://lawschooltoolbox.com/seven-ways-make-3l-year/) Download the Transcript  (https://lawschooltoolbox.com/episode-456-top-10-tips-for-getting-ready-for-your-3l-year/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee

Welcome back to the Law School Toolbox podcast! In today's episode, we're discussing our top 10 things to consider when getting ready for your first year of law school. In this episode we discuss: Organizing your schedule and study routine What to read the summer before law school? Thinking ahead to exam time Managing your finances effectively Planning time with friends and family during your first year of law school Preparing the technology you'll need for studying And more! Resources: Start Law School Right! (https://lawschooltoolbox.com/start-law-school-right/) Podcast Episode 88: Self-Care Tips for Keeping Your Mojo in Law School (https://lawschooltoolbox.com/podcast-episode-88-self-care-tips-for-keeping-your-mojo-in-law-school/) Podcast Episode 104: Law School Essentials – What to Buy (And Not to Buy) Beforehand) (https://lawschooltoolbox.com/podcast-episode-104-law-school-essentials-what-to-buy-and-not-to-buy-beforehand/) Podcast Episode 158: What to Wear (And Not to Wear) (https://lawschooltoolbox.com/podcast-episode-158-what-to-wear-and-not-to-wear/) Podcast Episode 193: Books to Read Before Law School (https://lawschooltoolbox.com/podcast-episode-193-books-to-read-before-law-school/) Podcast Episode 208: Using Technology Effectively in Law School (https://lawschooltoolbox.com/podcast-episode-208-using-technology-effectively-in-law-school/) Podcast Episode 383: Talking About Money with Jesse Mecham, Founder of You Need A Budget (https://lawschooltoolbox.com/podcast-episode-383-talking-about-money-with-jesse-mecham-founder-of-you-need-a-budget/) Podcast Episode 436: Improving Executive Functioning Skills as a Law Student (https://lawschooltoolbox.com/podcast-episode-436-improving-executive-functioning-skills-as-a-law-student/) Podcast Episode 445: Best Practices for Getting Accommodations in Law School (https://lawschooltoolbox.com/podcast-episode-445-best-practices-for-getting-accommodations-in-law-school/) reMarkable (https://remarkable.com/) It's Time to Have That Talk with Your Family (https://lawschooltoolbox.com/its-time-to-have-that-talk-with-your-family/) How to Set a Law School Study Schedule (https://lawschooltoolbox.com/how-to-set-a-law-school-study-schedule/) Different Types of Law School Exams (https://lawschooltoolbox.com/law-school-exam-prep-101/different-types-of-law-school-exams/) Download the Transcript  (https://lawschooltoolbox.com/episode-454-top-10-tips-for-getting-ready-for-your-1l-year/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee

Welcome back to the Bar Exam Toolbox podcast! Today we are excited to speak with Jesse Mecham -- a personal finance expert and founder of You Need A Budget -- about ways to decrease spending and borrowing during bar prep and generally in life. In this episode, we discuss: How Jesse got into the field of budgeting and personal finance The YNAB "four-rule method" for managing money Thinking creatively when you're facing financial challenges and debt How to approach your community of family and friends for help Budgeting your finances with the future in mind Resources: Private Bar Exam Tutoring (https://barexamtoolbox.com/private-bar-exam-tutoring/) YNAB: You Need A Budget (https://www.ynab.com/) Podcast Episode 256: Quick Tips – Budgeting for the Bar Exam (https://barexamtoolbox.com/podcast-episode-256-quick-tips-budgeting-for-the-bar-exam/) How to Prepare for the Bar on a Budget (https://barexamtoolbox.com/how-to-prepare-for-the-bar-on-a-budget/) Why I Packed My Own Lunch for the Bar Exam (And Maybe You Should Too) (https://barexamtoolbox.com/why-i-packed-my-own-lunch-for-the-bar-exam-and-maybe-you-should-too/) Post Bar Trips on a Budget (https://barexamtoolbox.com/post-bar-trips-on-a-budget/) Download the Transcript (https://barexamtoolbox.com/episode-259-how-to-minimize-borrowing-for-the-bar-exam-w-jesse-mecham-from-ynab/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/bar-exam-toolbox-podcast-pass-bar-exam-less-stress/id1370651486) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Bar Exam Toolbox website (https://barexamtoolbox.com/contact-us/). Finally, if you don't want to miss anything, you can sign up for podcast updates (https://barexamtoolbox.com/get-bar-exam-toolbox-podcast-updates/)! Thanks for listening! Alison & Lee

017. You Need a Budget (YNAB) | Jesse Mecham is a recovering CPA that started a company called, "You Need A Budget" (aka YNAB) while in college. His company teaches people their unique Four-Rule Method that completely transforms how they view and manage their money. When people follow the YNAB Method, they break the paycheck to paycheck cycle, get out of debt, and save more money. *** For Show Notes, Key Points, Contact Info, & Resources Mentioned on this episode with Jesse Mecham, visit here. ***   Ready to part ways with your land in Georgia? Visit our Sell My Land Georgia webpage and discover a straightforward way to say goodbye to your property!

When should I leave my "safe" job? Jesse Mecham, founder and CEO of YNAB and author of the book You Need a Budget, joins Matt to discuss when you should leave the supposed safe job to make your side gig your main job. When Should I Leave My "Safe" Job? - There Is No Safe Job Totally safe, secure jobs do not exist. If you're an employee, whether it be at a small or big company, you could lose your job for countless reasons outside your control. If you work in the government, a shutdown or change in law could spell the end of your job. Furthermore, even if you have a job that has a lower chance of loss, what is it costing you? Do you find satisfaction with it? Do you get to spend time with your family? If you own a company, it is true, it is all on your shoulders. But, in reality, things are on your shoulders any way. If you like the idea of being your own boss and have the temperament and ability to do so, this is worth considering. First, you need a side gig. When Should I Leave My "Safe" Job? - Go For It, Prudently If you have a side gig that is making good money and want to make it your main job, you should probably go for it if you've met the following conditions. You have paid off all debt (excepting the mortgage) You have saved up enough money to pay for at least 3 months of bills Your spouse (if applicable) supports you One critical note here is that before you come to this point, you need to ensure that you do not raise your living standards to the income from both jobs. Save the side gig money, do not raise your monthly expenses to your temporary monthly income. When should I leave my "safe" job? If you are ready, you should probably leave it. This podcast is brought to you by TurnKey Coach. Enhance your coaching effectiveness and efficiency with TurnKey Coach. You can learn more by going HERE. Check out Coaching 101 - the new Academy course designed to cover the basics of coaching. It's leaner and tighter than our other offerings (and cheaper). Check out the Barbell Logic podcast landing page. Get Matched with a Professional Strength Coach today for FREE! No contract with us, just commitment to yourself: Start experiencing strength now: https://store.barbell-logic.com/match/ Connect with the hosts Matt on Instagram Niki on Instagram Andrew on Instagram Connect with the show Barbell Logic on Instagram Podcast Webpage Barbell Logic on Facebook Or email podcast@barbell-logic.com

Jesse Mecham, the founder of the money management app YNAB, joins Wendy Snyder (filling-in for Lisa Dent) to give tips on what you can do if you’re concerned that you might be laid off from your job. Follow The Lisa Dent Show on Twitter:Follow @LisaDentSpeaksFollow @SteveBertrand Follow @kpowell720 Follow @maryvandeveldeFollow @LaurenLapka

The founder of one of the nation's most loved budgeting tools says he dislikes the term "budget." Why? Because most of us see a budget as restrictive and limiting. The good news? Jesse Mecham from budgeting program YNAB to dive into how to make your money go further and align with your goals. We'll share thoughts about giving every dollar a job before you earn it, "aging" your money like a fine wine, the struggle every app builder has with interfacing with banks, and much more. If you either have a budget, a "kinda" budget, or are looking for a budget that works, this show is for you! But before that, in our headline, long time bond manager Bill Gross says that bonds may be overheated in this current market. What does that mean? What does it mean for your long term money? We take some time to talk through the not-so-simple idea of tying your funds to the timeline you've built to spend that dollar. If you need a long term investment strategy, you'll especially want to listen in to our headline. In today's TikTok minute, consumer finance guru Clark Howard discusses pricing schemes at both Costco and Sam's Club. Is that deal your scoring really a deal? Is it as budget friendly as they make it seem? Some deals are great and others aren't, and both of these retailers hide their strategy in plain site. Think that's all? Oh, of course we have more! This week we debut a NEW call in segment for the show. No more life line...today we'll share how we are going to handle YOUR call when you need some help with your money? Have a question? Head to stackingbenjamins.com/voicemail and you may hear yourself on the show! FULL SHOW NOTES: https://www.stackingbenjamins.com/master-your-2024-budget-jesse-mecham-1464 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this MI Rewind Episode, Robert Leonard chats with Jesse Mecham to talk about how abiding by simple budgeting can set you up for success in the future. Jesse founded You Need A Budget (YNAB) in 2004 while he was still in college. YNAB has grown into a leading software and proven method that helps its users get out of debt and have more control over their money. IN THIS EPISODE YOU'LL LEARN: 00:00 - Intro 01:43 - How the idea of You Need A Budget came to be.  02:50 - If you need to raise capital to start a business. 04:31 - What is the Four-Rule Method of budgeting, and why it works? 17:30 - How can you roll with the punches when it comes to budgeting? 20:04 - Why budgeting is crucial to being a successful investor. 22:11 - What does it mean to age your money? And much, much more! BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Kyle and the other community members. Check out You Need A Budget. JL Collin's book The Simple Path to Wealth. Thomas Stanley and William Danko's book The Millionaire Next Door. Ramit Sethi's book I Will Teach You To Be Rich. Erin Lowry's book Broke Millennial. Check out the books mentioned in the podcast here. NEW TO THE SHOW? Check out our Millennial Investing Starter Packs. Browse through all our episodes (complete with transcripts) here. Try Kyle's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: NetSuite Fundrise Masterclass HelloFresh Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 6 of our 12 Days of Holiday episodes: Will more money eliminate all your money stress? It's a question I've tossed around in my head for many years now. Of course, you and I both would love to test the theory - to have more money than you need and see how that feels. Try it on for a day or two. Our guest, Jesse Mecham, Founder and CEO of You Need a Budget, or YNAB, one of my very favorite budgeting platforms, has seen a ton of budgets over the years, and he's here to dish on it all. In this episode, Jesse shares the three steps to help you start being intentional with your money so you can reduce your money stress once and for all. LINKS You Need a Budget -https://www.ynab.com/ You Need a Budget podcast - https://www.ynab.com/podcasts/ You Need a Budget on YouTube- https://www.youtube.com/@YNABofficial SPONSORS Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it's the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to Uncommon Goods for sponsoring the show. Get 15% off your next gift by going to www.uncommongoods.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. How To Connect with Shannah: Download 10 Money Questions to Ask Yourself Free Money Guide https://etmpod.link/10moneyq  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey team!This week I'm talking with, Jesse Mecham, the founder of the hit budgeting software, You Need A Budget - or as it's more commonly abbreviated YNAB - now I understand, that the term, “hit budgeting software” does come off as a little strange, but it is honestly something that has quite the cult following. And I know that the idea of budgeting can seem a bit overwhelming so don't worry we get into that. Also while the software is called You Need A Budget, that isn't quite the focus of what's going on. And while this software wasn't designed for people with ADHD, the underlying tenents have really resonated with a lot of ADHDers.In our conversation today, Jesse and I discuss YNAB's four key habits for money management, including giving money "jobs", planning for future expenses, building flexibility, and aging money to create financial breathing room. We also talk specifically about how these methods can aid those with ADHD by promoting intentionality and creating helpful friction in spending and saving.Support me on PatreonFeel free to ask me a question on my Contact PageFind the full show note at HackingYourADHD.com/162This Episode's Top Tips Give every dollar a "job" - Assign your money to different spending categories and priorities when budgeting.Plan for irregular and future expenses - Don't just budget for fixed monthly bills. Save for things like car repairs. We need to be flexible with our budgeting to allow for when things come up.Add friction before purchases - Don't save card info in browsers. Figure out where the money is going to be coming from before purchasing to make spending more thoughtful.

In this episode, dive into a thought-provoking conversation with Jesse Mecham, founder of You Need a Budget. We explore the idea of whether spending less is a misguided New Year's resolution and delve into the reasons behind our often flawed perspectives on spending. Gain valuable insights into financial resolutions that truly make a difference and discover a fresh approach to achieving your money goals in the coming year. #BudgetWisdom #FinancialFreedom #SmartSpending #NewYearsResolutions #MoneyMindset #JesseMecham #YNABInsights #FinancialWellness #MoneyTalks #BudgetingTips Learn more about your ad choices. Visit megaphone.fm/adchoices

Jesse Mecham of YNAB shows us how we can create our own online business to retire early and help others to become successful.Get my free real estate investing course: https://masterpassiveincome.com/freecoursesuYoutube Channel: https://successfullyunemployed.co/youtube// WHAT TO WATCH NEXTStart a Podcast: https://youtu.be/YdKKwSSOnJAMake Money Online: https://youtu.be/WDkRHg3uxR0Flea Market Flipper: https://youtu.be/MYEoeQPT-5E//BEST BUSINESS COURSES I RECOMMENDStart an Online Business: https://successfullyunemployed.co/p24Start a podcast: https://successfullyunemployed.co/podcourseMake money on Etsy: https://successfullyunemployed.co/goldcityCreate a Facebook Ads Agency: https://successfullyunemployed.co/laptopempiresMake $ from nothing as a Flea Market Flipper: https://successfullyunemployed.co/fleamarketflipperLearn how to invest in land: https://successfullyunemployed.co/retipster//OTHER RESOURCES:Bank I use: https://successfullyunemployed.co/bankWebsite hosting I use: https://successfullyunemployed.co/sitegroundMembership Tools I Use for My Online Business: https://successfullyunemployed.co/kartraNOTE: This description may contains affiliate links to products we enjoy using ourselves. Should you choose to use these links, this channel may earn affiliate commissions at no additional cost to you. We appreciate your support!

Welcome back to the Law School Toolbox podcast! Today, we're happy to share the 400th episode of the podcast with you! We'll celebrate this milestone with a look back at some of our personal favorite episodes we've recorded over the past eight years. In this episode we discuss: Tips for pre-law and new law students Study strategies for different learning styles A few common questions we get Effective memorization and exam practice Career-related issues Thinking about accommodations for law school exams And more! Resources: Law School Toolbox YouTube channel (https://www.youtube.com/channel/UCLRAP5fUb-OpHEiTryypa0g) "Listen and Learn" series (https://lawschooltoolbox.com/law-school-toolbox-podcast-substantive-law-topics/#listen-learn) Podcast Episode 83: Lawyers in Action – The Airport Immigration Crisis (https://lawschooltoolbox.com/podcast-episode-83-lawyers-in-action-the-immigration-crisis/) Podcast Episode 150: A Conversation with Visla Rudiger, a Transgender Attorney (https://lawschooltoolbox.com/podcast-episode-150/) Podcast Episode 91: From Lawyer to Entrepreneur to Mayor! (https://lawschooltoolbox.com/episode-91-from-lawyer-to-entrepreneur-to-mayor-rachel-hundley/) Podcast Episode 38: Can You Really Afford Law School? (https://lawschooltoolbox.com/podcast-episode-38-can-you-really-afford-law-school/) Podcast Episode 383: Talking About Money with Jesse Mecham, Founder of You Need a Budget (https://lawschooltoolbox.com/podcast-episode-383-talking-about-money-with-jesse-mecham-founder-of-you-need-a-budget/) Podcast Episode 15: The October Freakout (https://lawschooltoolbox.com/podcast-episode-15-october-freakout/) Podcast Episode 22: Take an Exam with Us (https://lawschooltoolbox.com/podcast-episode-22-take-exam-us/) Podcast Episode 144: Tips for Auditory Learners (https://lawschooltoolbox.com/podcast-episode-144-tips-for-auditory-learners/) Podcast Episode 145: Tips for Kinesthetic Learners (https://lawschooltoolbox.com/podcast-episode-145-tips-for-kinesthetic-learners/) Podcast Episode 146: Tips for Visual Learners (https://lawschooltoolbox.com/podcast-episode-146-tips-for-visual-learners/) Podcast Episode 161: Should You Use a Laptop in Law School Classes? (https://lawschooltoolbox.com/podcast-episode-161-should-you-use-a-laptop-in-law-school-classes/) Podcast Episode 167: Do You Have to Join a Study Group in Law School? (https://lawschooltoolbox.com/podcast-episode-167-do-you-have-to-join-a-study-group-in-law-school/) Podcast Episode 158: What To Wear (And Not To Wear) (https://lawschooltoolbox.com/podcast-episode-158-what-to-wear-and-not-to-wear/) Podcast Episode 170: Let's Talk About the Bluebook (https://lawschooltoolbox.com/podcast-episode-170-lets-talk-about-the-bluebook/) Podcast Episode 304: Introduction to the Bluebook (https://lawschooltoolbox.com/podcast-episode-304-introduction-to-the-bluebook/) Podcast Episode 196: Memorization Techniques For Law Students (https://lawschooltoolbox.com/podcast-episode-196-memorization-techniques-for-law-students/) Podcast Episode 369: Using Spaced Repetition for Your Law School and Bar Exam Studies (https://lawschooltoolbox.com/podcast-episode-369-using-spaced-repetition-for-your-law-school-and-bar-exam-studies-w-gabriel-teninbaum/) Podcast Episode 213: Why Practice is So Important in Law School (https://lawschooltoolbox.com/podcast-episode-213-why-practice-is-so-important-in-law-school/) Podcast Episode 159: The Secret Life of Law Firms (w/Sadie Jones) (https://lawschooltoolbox.com/podcast-episode-159-the-secret-life-of-law-firms-w-sadie-jones/) Podcast Episode 175: Top Interview Questions with Ex-BigLaw Recruiter Sadie Jones (https://lawschooltoolbox.com/podcast-episode-175-top-interview-questions-with-ex-biglaw-recruiter-sadie-jones/) Podcast Episode 255: The Dos and Dont's of Writing Samples (w/Sadie Jones) (https://lawschooltoolbox.com/podcast-episode-255-the-dos-and-donts-of-writing-samples-w-sadie-jones/) Podcast Episode 72: Seeking Accommodations in Law School and on the Bar Exam (with Dr. Jared Maloff) (https://lawschooltoolbox.com/podcast-episode-72-seeking-accommodations-law-school-bar-exam/) Podcast Episode 220: More on Accommodations in Law School (w/Elizabeth Knox) (https://lawschooltoolbox.com/podcast-episode-220-more-on-accommodations-in-law-school-w-elizabeth-knox/) How to Learn a Language in Record Time, by Scott H. Young (https://www.scotthyoung.com/blog/2019/03/20/learn-language-fast/) Download the Transcript  (https://lawschooltoolbox.com/episode-400-milestone-episode-some-of-our-favorite-episodes-so-far/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee

Clay Finck chats with Jesse Mecham all about budget, whether budgets are for everyone or not, looking at an investor's overall financial situation when assessing their strategy, and much more!Jesse is the founder of You Need A Budget or YNAB, and is also a personal finance expert and business leader. He is deeply passionate about teaching individuals, families, and business owners YNAB's four rules to help them gain total control of their money, which Jesse will be covering for us a little bit later.IN THIS EPISODE, YOU'LL LEARN:00:00 - Intro02:34 - What led Jesse to start his business in 2004 while he was still in college?06:13 - The story on when Jesse knew it was time to quit his full-time accounting career to go all in on his business.14:59 - What is, and what is not a budget?27:34 - YNAB's four money rules.43:39 - What Jesse's personal portfolio looks like.46:33 - What some of Jesse's favorite books are.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.BOOKS AND RESOURCESCheck out You Need a Budget.Check out YNAB's YouTube channel.Books mentioned in the episode: Traction, High Output Management, The Hard Thing about Hard Things, Your Money or Your Life, The Richest Man in Babylon, Antifragile, & Four Thousand Weeks.Related Episode: Listen to MI080: To Be A Successful Investor, You Need A Budget w/ Jesse Mecham, or watch the video.NEW TO THE SHOW?Check out our Millennial Investing Starter Packs.Browse through all our episodes (complete with transcripts) here.Try Robert's favorite tool for picking stock winners and managing our portfolios: TIP Finance.Enjoy exclusive perks from our favorite Apps and Services.Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets.Learn how to better start, manage, and grow your business with the best business podcasts.P.S The Investor's Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!SPONSORSGet a FREE audiobook from Audible.Instead of trying to time the market or pick single stocks, automate your investments and invest in a variety of companies with Betterment.Apply for the Employee Retention Credit easily, no matter how busy you are, with Innovation Refunds.Partner with a specialized agency focused on making insurance as easy as possible for real estate investors. Take advantage of monthly reporting, monthly billing, and coverage for all phases of occupancy with National Real Estate Insurance Group.Support our free podcast by supporting our sponsors.Connect with Jesse: Website | Twitter | Instagram Connect with Clay: TwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

¡Descubre cómo transformar tu relación con el dinero! En este capitulo hablaremos de "You Need a Budget" de Jesse Mecham, que presenta un método probado y efectivo para gestionar tu dinero de manera más inteligente y estratégica. El libro ofrece cuatro reglas simples que te ayudarán a dar a cada dólar un propósito específico, a abrazar tus gastos reales, a adaptarte a los cambios y a envejecer tu dinero. A través de una narrativa amigable y un lenguaje accesible, Mecham te guiará en el camino hacia el control financiero. En este resumen y análisis del libro, ofreceremos ejemplos prácticos y consejos útiles para implementar las reglas en tu vida cotidiana. Además, discutiremos la importancia de tener un presupuesto flexible y cómo esto puede mejorar tu calidad de vida a largo plazo. Si estás buscando una forma de manejar tu dinero de manera más efectiva, este video es para ti. ¡Acompáñanos en este viaje hacia una mejor relación con el dinero!

Jill Schlesinger: The Great Money Reset Jill Schlesinger is an Emmy Award winning Business Analyst for CBS News. She appears on CBS radio and television stations nationwide covering the economy, markets, investing and anything else with a dollar sign. Jill is the host of the Jill on Money podcast and of the nationally syndicated radio show, Jill on Money, which won the 2018 and 2021 Gracie Award for Best National Talk Show. Jill is a frequent speaker on a variety of topics, including macroeconomic, market and demographic trends; workplace issues for women and LGBT employees in financial services; and how to create authentic branding. She is the author of The Dumb Things Smart People Do With Their Money and her most recent book, The Great Money Reset: Change Your Work, Change Your Wealth, Change Your Life*. In this conversation, Jill and I examine the decision-making process that many of us use when considering advanced degrees or certifications. We discuss some of the common missteps that people make in educational investments and identity three key steps that can help us do better. Plus, we encourage leaders to get clear on their goals and outcomes and alternative ways to fund major educational investments. Key Points Every situation is different. Examining your situation is more helpful than relying on an assumption that all educational investments are wise. Identify the precise skills, knowledge, or credential you hope to gain by going back to school and how your career with benefit. Remember that the cost of tuition does not always reflect the full cost such as lost salary or time out of the workforce. Explore cheaper options if they still archive your overall objectives. A cheaper degree from a less prestigious university may meet 95% of the outcomes you want. Consider how your employer may support your educational investments. Some companies will consider sponsoring some of your educational expenses if you make a formal request. Resources Mentioned The Great Money Reset: Change Your Work, Change Your Wealth, Change Your Life* by Jill Schlesinger Interview Notes Download my interview notes in PDF format (free membership required). Related Episodes Four Rules to Get Control of Your Money, with Jesse Mecham (episode 356) Dumb Things Smart People Do With Money, with Jill Schlesinger (episode 396) The Way Into Better Conversations About Wealth, with Kristin Keffeler (episode 606) Seven Steps to Landing Professional Development Funding (MemberCast) Discover More Activate your free membership for full access to the entire library of interviews since 2011, searchable by topic. To accelerate your learning, uncover more inside Coaching for Leaders Plus.

As headlines continue to discuss widespread layoffs and economic uncertainty, it's important to remember that being laid off doesn't have to mean the end of your career or financial stability.In this episode, we are joined by Jesse Mecham, personal finance expert and founder of You Need A Budget (YNAB) to discuss practical advice and insights on how to navigate job loss and prepare for the possibility of a lay off. Follow JesseYNAB WebsiteYou Need A Budget Podcast Instagram (@YouNeedABudget)FacebookYouTubeTwitter Preorder my new book Money Made Easy & get access to early bird bonuses! Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

Will more money eliminate all your money stress? It's a question I've tossed around in my head for many years now. Of course, you and I both would love to test the theory - to have more money than you need and see how that feels. Try it on for a day or two. Our guest, Jesse Mecham, Founder and CEO of You Need a Budget, or YNAB, one of my very favorite budgeting platforms, has seen a ton of budgets over the years, and he's here to dish about it all. In this episode, Jesse shares the three steps to help you start being intentional with your money so you can reduce your money stress once and for all.LINKSYou Need a Budget -https://www.ynab.com/You Need a Budget podcast - https://www.ynab.com/podcasts/You Need a Budget on YouTube- https://www.youtube.com/@YNABofficialSPONSORSThanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer.LEAVE US A REVIEWLeave us an honest rating and review, pretty please. Head to the podcast player you're listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!GOT A QUESTION?Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesMORE MONEY TIPSFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameFREE GUIDES + RESOURCESDownload our FREE Top 25 Episode GuideDownload a FREE BONUS podcast episode 5 Minutes to Unlock a New Money MindsetSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome back to the Law School Toolbox podcast! Today we're excited to have the founder of You Need A Budget, Jesse Mecham, on the podcast to talk about all things money. In this episode we discuss: How Jesse got into the field of budgeting and personal finance The YNAB "four-rule method" for managing money  How to minimize the amount of debt you have Should you have shared finances if you're in a relationship? The one expense that can make a huge difference for most people Budgeting your finances with the future in mind Resources: YNAB.com (https://www.ynab.com/) You Need A Budget podcast (https://podcasts.apple.com/us/podcast/you-need-a-budget-ynab/id477248343) You Need A Budget – TikTok (https://www.tiktok.com/tag/ynabcommunity?lang=en) You Need A Budget – YouTube (https://www.youtube.com/user/YouNeedABudget?app=desktop) You Need A Budget – Instagram (https://www.instagram.com/youneedabudget/?hl=en) You Need a Budget, by Jesse Mecham (https://www.ynab.com/ynab-the-book/) Podcast Episode 96: How to Rapidly Pay Off Law School Debt (with Guest Financial Panther) (https://lawschooltoolbox.com/podcast-episode-96-how-to-rapidly-pay-off-law-school-debt-with-guest-financial-panther/) Podcast Episode 149: Saving Money in Law School (https://lawschooltoolbox.com/podcast-episode-149-saving-money-in-law-school/) Podcast Episode 177: Real Talk About Student Loan Debt (w/Financial Expert Travis Hornsby) (https://lawschooltoolbox.com/podcast-episode-177-real-talk-about-student-loan-debt-w-financial-expert-travis-hornsby/) Podcast Episode 294: Money Talk (w/Carrie Friedberg) (https://lawschooltoolbox.com/podcast-episode-294-money-talk-w-carrie-friedberg/) Podcast Episode 361: Student Loan Repayment (w/Derek Brainard of AccessLex Institute) (https://lawschooltoolbox.com/podcast-episode-361-student-loan-repayment-w-derek-brainard-of-accesslex-institute/) The Reality of Law School Debt and Planning for It (https://lawschooltoolbox.com/the-reality-of-law-school-debt-and-planning-for-it/) 5 Strategies to Save Money in Law School (https://lawschooltoolbox.com/5-strategies-to-save-money-in-law-school/) 5 Money Saving Apps for Law Students (https://lawschooltoolbox.com/5-money-saving-apps-for-law-students/) Why Adding Budgeting Skills to Your Toolbox Is Important (https://lawschooltoolbox.com/why-adding-budgeting-skills-to-your-toolbox-is-important/) Download the Transcript  (https://lawschooltoolbox.com/episode-383-talking-about-money-with-jesse-mecham-founder-of-you-need-a-budget/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee

If you've been a long-time listener of the More Money Podcast, then it shouldn't come as a surprise that I think budgeting is an amazing tool when it comes to getting your financial life together. That's why this week I'm so excited to have Jesse Mecham, founder of You Need A Budget, on the show to discuss how he turned his budget spreadsheet into one of the most popular budgeting platforms around. Jesse Mecham is a personal finance expert, business leader, podcast host, author, and founder of You Need A Budget. He's a self-proclaimed “recovering CPA,” passionate about budgeting and his four-rule method for keeping track of spending, saving money, and building wealth. In this episode, Jesse explains what his four-rule method is and why he thinks there is no wrong way to budget. We also discuss how to approach budgeting and money in relationships and the importance of teaching your kids about personal finance from an early age. I hope this episode gives you a boost of motivation and reassurance that everyone is still figuring it out, even the experts! For full episode show notes visit: https://jessicamoorhouse.com/356

We're going all-in today on budgeting with our special guest- Jesse Mecham! There are a number of folks listening who might recognize his name, but I'm guessing even more folks are familiar with the company he started in 2003 while he was still in college- You Need A Budget, or YNAB as it's commonly known. Millions of individuals have used YNAB to get on a budget which has allowed them to achieve their life-changing financial goals- whether that's simply paying off debt or the complicated endeavor of getting on the same page as their partner. Jesse has likely thought more about budgeting over the past 20 years than anyone else out there, so we're excited to talk with him about all the things that he's learned over the years. Listen as we discuss why you need a budget in the first place, Jesse's 4 rules of budgeting, how often you should spend on your budget every month, as well as his approach to credit cards and debt.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile. Don't be cheap and forego getting a life insurance policy. Compare rates with Policygenius.   During this episode we enjoyed an Igneous IPA by Hutton & Smith! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

We are counting down your Top 10 favorite Get The Hell Out Of Debt podcast episodes of all time!  In Number 3, Erin talks with Jesse Mecham. Jesse is the founder of Y-NAB… A fun acronym for “You Need A Budget”. He talks with Erin about how he created the app at a time when he and his wife were newlyweds and were just trying to make an extra $300 to cover their bills. Jesse is passionate about helping people, families, business owners, and everyone in between gain total control of their money.  _________________________ You can find out more about YNAB here: https://www.youneedabudget.com  You can get the Get The Hell Out Of Debt Course for $99 (for a limited time!) here: https://www.erinskyekelly.com/get-the-hell-out-of-debt-course The book is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU Check this out for some free resources to get you started: www.financialtransformation.ca  If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly  Follow Erin here: https://www.instagram.com/getthehelloutofdebt/  And her personal account here: https://www.instagram.com/erinskyekelly/  And the website for everything else: www.erinskyekelly.com 

Ok, let's get this out of the way: We're big fans of You Need a Budget. Like, huge fans. Massive, life-changing kind of product fans. So you can imagine that we're a bit beside ourselves this week.See, for someone who has had struggles with money in the past, discovering a tool that has the capacity to rewire your brain around budgeting and spending is a pretty big deal™. That's YNAB, a budgeting tool like no other. Even better, while the team had not intention to make a budgeting tool that can work for folks with ADHD brains, for a lot of us, they did just that.Jesse Mecham is the Founder of YNAB and personal finance expert. He hosts the You Need A Budget Podcast, the Beginning Balance Podcast and is the Wall Street Journal best-selling author of the book of the same name, You Need A Budget. The Smart Money Mama herself, Chelsea Brennan, introduced us to YNAB in 2020 and the tool quickly landed at the top of our list of favorite, life-changing services, so Jesse is here not only as a budgeting guy we think you might like to meet, but because we are legit fans.YNAB isn't a sponsor of this show, but we encourage you to visit right away and sign up for their 34-day free trial and see how it works for you. (00:00) - Welcome to The ADHD Podcast (01:38) - Support the Show: Become a Patron at Patreon.com/TheADHDPodcast (04:39) - Introducing Jesse Mecham (11:55) - The Tenses of Money (14:55) - The Four Rules (15:53) - 1. Giving Every Dollar a Job (18:57) - 2. Embrace your True Expenses (24:03) - 3. Role with the Punches (25:15) - 4. Aging Your Money (28:25) - The Elusive Emergency Fund (31:45) - What if you hate "Budgeting" (33:15) - Your Credit Card and You (37:41) - What if you're overwhelmed? (41:29) - YNAB as a Couple (44:44) - Kids ★ Support this podcast on Patreon ★

Jesse Mecham from the popular budgeting software You Need a Budget YNAB joins Spencer and Jamie today to talk about how pistol marksmanship is like personal finance, how many samauri swords Jesse would buy if he was stationed in Japan, and why you still need a spending plan if you make a $1,000,000 per year. You can sign up for a 34 day risk free trial at militarymoneymanual.com/ynab , no credit card required to sign up. Spencer offers a 100% free course on military travel hacking and getting military annual fee waived credit cards for active duty, guard, reserve, and military spouses. The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card are all fee waived. Learn how to get yours in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com.

Here is an extra special bonus episode with Dominic Zijlstra - the creator of the learning app Traverse.link. He's an ed-tech entrepreneur and polyglot. He helps professionals learn faster and remember more using science-based learning methods.Dominic built traverse to have an app where you have all the tools that you need specifically for learning and have them in a way that makes sure that what you need to learn is in your brain rather than just being a tool.We talk about learning and retention, we dissect traverse.link and why it really works, and we dive into where his obsession with learning began.He's been working on this app for a while and it's showing a lot of promise - I am excited to shine a spotlight on him in this episode of A Productive Conversation with Mike VardyLinks Worth Exploring Connect with Dominic: Website | Instagram | Twitter | LinkedIn Join Dominic's Super Learning Mini Course & Newsletter View and copy Mike Vardy's Traverse Mind Map here Related Conversation: Episode 397: Jesse Mecham talks about YNAB, Money Management and Future You Related Blog Post: How to Trick Yourself into Learning Faster Thanks to all of the sponsors of this episode. You can find all of the sponsors you heard me mention on this episode on our Podcast Sponsors page.Want to support the podcast? Beyond checking out our sponsors, you can subscribe to the show wherever you listen to podcasts. Click on any of the links below to make that happen.Spotify | Apple Podcasts | Google Podcasts | StitcherYou can also click on this link to paste the podcast feed into your podcast app of choice.Thanks again for listening to A Productive Conversation. See you later.Learn more about your ad choices. Visit megaphone.fm/adchoices

Here is an extra special bonus episode with Dominic Zijlstra - the creator of the learning app Traverse.link. He's an ed-tech entrepreneur and polyglot. He helps professionals learn faster and remember more using science-based learning methods. Dominic built traverse to have an app where you have all the tools that you need specifically for learning and have them in a way that makes sure that what you need to learn is in your brain rather than just being a tool. We talk about learning and retention, we dissect traverse.link and why it really works, and we dive into where his obsession with learning began. He's been working on this app for a while and it's showing a lot of promise - I am excited to shine a spotlight on him in this episode of A Productive Conversation with Mike Vardy Links Worth Exploring Connect with Dominic: Website | Instagram | Twitter | LinkedIn Join Dominic's Super Learning Mini Course & Newsletter View and copy Mike Vardy's Traverse Mind Map here Related Conversation: Episode 397: Jesse Mecham talks about YNAB, Money Management and Future You Related Blog Post: How to Trick Yourself into Learning Faster Thanks to all of the sponsors of this episode. You can find all of the sponsors you heard me mention on this episode on our Podcast Sponsors page. Want to support the podcast? Beyond checking out our sponsors, you can subscribe to the show wherever you listen to podcasts. Click on any of the links below to make that happen. Spotify | Apple Podcasts | Google Podcasts | Stitcher You can also click on this link to paste the podcast feed into your podcast app of choice. Thanks again for listening to A Productive Conversation. See you later.

Creating a software company is all about getting the right people and have a right product. Jesse Mecham is an expert who created an awesome company that helps people and allows him to be successfully unemployed.Get the FREE Real Estate Investing Course: https://masterpassiveincome.com/freecoursesuJoin Us LIVE at REWBCON - https://rewbcon.comGet 10% off your ticket with the promo code: "podcast"// WHAT TO WATCH NEXTStart a Podcast: https://youtu.be/YdKKwSSOnJAMake Money Online: https://youtu.be/WDkRHg3uxR0Flea Market Flipper: https://youtu.be/MYEoeQPT-5E//BEST BUSINESS COURSES I RECOMMENDStart Investing In Real Estate: https://masterpassiveincome.com/coachingStart an Online Business: https://successfullyunemployed.co/p24Start a podcast: https://successfullyunemployed.co/podcourseMake money on Etsy: https://successfullyunemployed.co/goldcityCreate a Facebook Ads Agency: https://successfullyunemployed.co/laptopempiresMake $ from nothing as a Flea Market Flipper: https://successfullyunemployed.co/fleamarketflipperLearn how to invest in land: https://successfullyunemployed.co/retipsterLearn more about Dustin and find resources to build an automatic real estate investing business:https://masterpassiveincome.com/NOTE: This description may contains affiliate links to products we enjoy using ourselves. Should you choose to use these links, this channel may earn affiliate commissions at no additional cost to you. We appreciate your support!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Budgeting. We're never gonna stop talking about it. AND on this episode we have THE Jesse Mecham, creator and founder of the famous budgeting app ‘You Need a Budget'. For those still wondering whether or not they actually need a budget, and for all the rest who benefit from more reminders and tips; listen in!

IN THIS EPISODE, YOU'LL LEARN:01:43 - How the idea of You Need A Budget came to be. 02:50 - If you need to raise capital to start a business.04:31 - What is the Four-Rule Method of budgeting, and why it works?13:30 - How can you roll with the punches when it comes to budgeting?22:11 - What does it mean to age your money?43:46 - Why budgeting is crucial to being a successful investor.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.BOOKS AND RESOURCESCheck out You Need A Budget.JL Collin's book The Simple Path to Wealth.Thomas Stanley and William Danko's book The Millionaire Next Door.Ramit Sethi's book I Will Teach You To Be Rich.Erin Lowry's book Broke Millennial.All of Robert's favorite books.NEW TO THE SHOW?Check out our Millennial Investing Starter Packs.Browse through all our episodes (complete with transcripts) here.Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool.Enjoy exclusive perks from our favorite Apps and Services.P.S The Investor's Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!SPONSORSGet a FREE audiobook from Audible.Make backing up and accessing your data astonishingly easy with Backblaze. Sign up for a free trial today.Get up to 3% Daily Cash back on everything you buy with Apple Card. Subject to credit approval. Daily cash is available via an Apple Cash card or as a statement credit. See Apple Card customer agreement for terms and conditions. Apple Cash card is issued by Green Dot Bank, Member FDIC. Variable APRs range from 13.24% to 24.24% based on creditworthiness. Rates as of August 1, 2022.Invest in high quality, cash flowing real estate without all of the hassle with Passive Investing.Reclaim your health and arm your immune system with convenient, daily nutrition. Athletic Greens is going to give you a FREE 1 year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase.Confidently take control of your online world without worrying about viruses, phishing attacks, ransomware, hacking attempts, and other cybercrimes with Avast One. Buy Raycon's Everyday Earbuds today and enjoy 15% off your order!Support our free podcast by supporting our sponsors. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Money seems to go a lot faster when you have kids. With all the stresses that can come from parenting, you don't want money to be another one of those challenges. Today we speak with Jesse Mecham, the author and entrepreneur behind the wildly popular You Need A Budget book and website. Some highlights of our podcast include: How to budget together but still keep your financial independence Why you should plan for "unexpected" expenses How to manage changes to your spending when you have a child Why you need to buy the necessary baby items and ignore the rest At what age and how do you involve your kids in budgeting ---------------------------------------------------------- Find more Dad Podcasts from A Dad's Path, a website for dads.

IN THIS EPISODE, YOU'LL LEARN: 03:24 - What Okta does and how it became a multi-billion dollar business.05:14 - Why Frederic chose to stick with Okta after starting the company and helping it grow to over 5,000 employees.11:01 - How Okta was able to bounce back from missing their sales targets by 70% back in 2011.17:30 - Ways in which Okta is able to compete with the big tech behemoths.19:28 - Frederic's three rules to live by.26:01 - Frederic's blueprint for selecting the right partner to do business with.32:54 - When founders should start considering taking in outside capital.40:38 - How Frederic helps Okta tune out the stock price to focus on the business.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.EPISODE RESOURCESCheck out Frederic's new book, Zero to IPO.Robert and Clay's tool for picking stock winners and managing our portfolios: TIP Finance.Related episode: MI146: Building a Business From Scratch & Budgeting Insights w/ Jesse Mecham.Related episode: MI119: Biggest Lessons of Entrepreneurship w/ Jason Saltzman.Get a FREE audiobook from Audible.Check out our Investing Starter Packs about business and finance.Support our free podcast by supporting our sponsors. Find Pros & Fair Pricing for Any Home Project for Free with Angi.Take your business online with Wix, the leading website creation platform that's got all the tools you need to create, manage and grow your brand. Find joy in comfort with Faherty. Use promo code WSB to snag 20% off all your new spring staples!Enjoy a simple, good tasting supplement that truly improves your health with Field of Greens! Get 15% off your first order and get another 10% off when you subscribe for recurring order with the promo code MILLENNIAL.Check out Titan if you want to aim to become the smartest, wealthiest investor you've ever been. Get $50 when you invest today.Tell mom how much you love her—and make sure she hears it in crystal-clear audio quality, with Raycon.Design is already in your hands with Canva. Start designing for free today.The interval fund, a breakthrough innovation. Only at Mackenzie.Balancing opportunity and risk? The golden answer can be literally gold! Start your investment journey today with Perth Mint.Get insights on how to plan for your financial goals with The Globe and Mail. Listeners get a special digital subscription rate for unrestricted access to everything. Read this episode's transcript and full show notes on our website.Connect with Frederic: Book | LinkedIn | TwitterConnect with Clay: Twitter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of On-Air, Jesse Mecham, the founder of You Need A Budget, joins @RobWalling to chat about why core values and culture truly matter. Jesse also gives an update on how YNAB has grown since he gave his talk at MicroConf in 2014. If you haven't seen the talk, you should check it out: https://www.youtube.com/watch?v=jw8N7YrBM4o

In this episode of On-Air, Jesse Mecham, the founder of You Need A Budget, joins @RobWalling to chat about why core values and culture truly matter. Jesse also gives an update on how YNAB has grown since he gave his talk at MicroConf in 2014. If you haven't seen the talk, you should check it out: https://www.youtube.com/watch?v=jw8N7YrBM4o

While Ben is out on paternity leave, Ernie invites Jesse Mecham -- the founder of YNAB and therefore the ultimate budget nerd -- onto the show to answer 73 questions about life, budgeting, and whether or not Jesse will ever fix his golf swing.   Follow Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Jesse Mecham, Founder of You Need a Budget (YNAB - if you're in a hurry) and dad of seven, drops some truth bombs about money and kids on today's episode. He shares his 2 cents on how and what to discuss with kids when it comes to money and we even dare to put them in control of their own. Tune in to hear how you can avoid creating little money monsters! Tiffany & I have loved YNAB and use it regularly. Try You Need A Budget Free for 34-days (no credit card required) at www.YouNeedABudget.com (We are not affiliates, just fans!) Follow YNAB on Instagram, Twitter or Youtube. Follow us on instagram.com/reroutingpod and join the Rerouting community on reroutingpod.com

As we dive into the New Year, it's important to look at our money in a serious, yet easygoing, way. Easygoing? When taxes and budgets and forecasts and cash flow and all the “can I afford to…” questions can be overwhelming and massively stress-inducing? Yes, with the right help and guidance. After all, as coaches, we have some specific expenditures and numerous online expenses. We can't have just anyone help us and we certainly can't do things only part way. This is where having excellent bookkeeping (and possibly hiring a bookkeeper) comes in.  Mark Butler is my go-to guy when it comes to financials. I originally met Mark when he was the CFO for The Life Coach School. Since then, we've gotten to know one another quite well through working together on various efforts, coaching, bookkeeping and financial questions. Mark's genius superpower is that he has the ability to view money in a neutral way. Peeling away the emotions wrapped around money is key to succeeding not only financially but also in wisely appropriating energy to build one's business. “A lot of people struggle to view money as a fact. They give it a lot of meaning and it carries a lot of hope, shame, anger… and a lot of emotion tied up in money.” – Mark Butler What You'll Learn Mark's superpower  Emotions and money Mark's emotional history that drew him to be a money guy Journey to money neutrality Is there really a connection between “happy and fulfilled” and money? The de-weaponizing of terms like abundance, money, wealth Proper balance with limiting and non-limiting beliefs Transitioning away from fear and shame into curiosity   Common money challenges for coaches  Vote of confidence: Having a dedicated checking account and credit cards Failing to celebrate Inadequate tax preparations Building a team: wage questions, building relationships, and beyond Viewing people as brains, not just hands Not really about “Figuring out the money piece”  Marketing issues Making decisions from fear Not the only meaningful signal Money is exponential, not linear Create a meaningful mark list Most successful coaching businesses  Marketing rhythm Generate enthusiasm to repeatedly say things that resonate Enjoy the work you're doing Connect with Mark Butler Mark Butler started Let's Do The Books to meet the need and desire of business owners to have a bookkeeper and financial adviser who understands online business. Someone who knows what PayPal and Stripe are and how they work. Someone familiar with launches, masterminds, group coaching, retreats, memberships, ebooks, courses, freelancing, and productized services.  About himself and his own journey, Mark says… “I started my first online business in 2004. In the last sixteen-ish years I've made money using every one of the business models I listed above. I've built my business around coaches, creators, and freelancers. I fell into bookkeeping in 2014. Although I'd made money using all kinds of online business models, I'd never figured out how to manage that money. I went through some feast and famine, got in and out of debt, and finally sold my online businesses and limped away in early 2013. I took a job working for my good friend, Jesse Mecham. He was the founder of a personal budgeting software called You Need A Budget (aka YNAB, pronounced why-nab). I spent my first year at YNAB as the staff writer, but then I wanted to make more money. I asked Jesse if I could start coaching small business owners, using YNAB as the platform. He said go for it. There turned out to be demand for the help, and within a year I was back on my own as a full-time money guy, working almost exclusively with coaches, online business owners, and freelancers. That's why I understand you and your business so well.” Work with Mark and his team for bookkeeping: Letsdothebooks.com Let's Do The Books Facebook | @letsdothebooks Let's Do The Books Instagram | @letsdothebooks team@letsdothebooks.com Work with Mark on your business: Moneyschool.works Connect with Molly Claire The Coaching Collective: thecoachingcollective.com -- Sign up for free monthly mastery trainings! Work with Molly! mollyclaire.com/coaching Email: molly@mollyclaire.com Facebook Instagram

Personal finance expert, speaker, and business leader, Jesse Mecham is the Founder of You Need A Budget (or YNAB if you are very busy and important). He is also a podcast host and best-selling author of ‘You Need A Budget'. He is deeply passionate about teaching individuals, families, and business owners to help them gain total control of their money. Jesse first developed the YNAB method and original spreadsheet as a broke, newly married college student who really needed a budget. Now, YNAB has a growing team living and working all around the world, and has built a thriving remote culture that earned recognition as Fortune's #1 best small company to work for.Jesse shares YNAB's Four Rules, and how we can all master money management. I'm such a huge fan of the tool, so I also explore with Jesse the power of simple tools, building a community, being clear with your expenses, and Alexa requests.Talking Points Launching YouNeedABudget.com as a spreadsheet business How to start budgeting your finances Embracing your true expenses Identifying what is urgent Setting intention versus attention The parallels between time and money management Budgeting with your partner How YNAB works Quote"Consider the future within the constraint of current resources."Helpful Links ‘You Need a Budget' by Jesse Mecham ‘Four Thousand Weeks' by Oliver Burkeman YNAB Episode 388: Mike Michalowicz talks about Getting Different jesse@ynab.com  Want to discover some of the books mentioned on the podcast? Check out Scribd, my reading app of choice. If you enjoyed the episode, please leave a rating and/or review wherever you listened to the episode. Also don't forget to check out all of our podcast sponsors found on our podcast sponsors page. If you enjoyed the episode, please leave a rating and/or review wherever you listened to the episode. And if you want to have easy access to the archives of the show and ensure you don't miss the new episodes to come then subscribe to the podcast in the app you're using.Learn more about your ad choices. Visit megaphone.fm/adchoices

Money plays a vital role in our lives. We spend a lot of time earning money, but most of us aren't as intentional about keeping it.This is where budgeting comes in. You may wonder “Why do I need a budget? How can it benefit me and help me grow my money?”  In this episode, we are joined by Jesse Mecham, Founder of You Need A Budget. Jesse talks about budgeting, his four rules to a successful budget, why everyone needs a budget, and the importance of a budget plan. Jesse also touches on Maslow's hierarchy of needs, and how he managed to grow his money through these four rules. Listen in and learn about a new way of looking and thinking about your money to help you make the best decisions for yourself. If you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify |  iHeart Radio | Amazon Music | Listen Notes |Share the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.More about the Guest:Jesse Mecham is a personal finance expert, speaker, business leader, and the Founder of You Need A Budget (YNAB). Jesse hosts the You Need A Budget Podcast, the Beginning Balance Podcast, and is the Wall Street Journal best-selling author of, You Need A Budget. A self-proclaimed “recovering CPA,” he is deeply passionate about teaching individuals, families, and business owners YNAB's Four Rules to help them gain total control of their money. To learn more, visit www.youneedabudget.com.Connect with Jesse:WebsiteYou Need A Budget PodcastInstagramFacebookYouTubeTwitterConnect with Anne-Lyse:Website InstagramInstagram (Personal) 

As a father of seven, founder of YouNeedaBudget.com, author and recovering CPA, Jesse Mecham may be the only person who can authentically claim to find joy in budgeting. Jesse joins the Club to share his four rules for gaining control of your money — and how to prioritize where it goes in the first place.Club Sandwich is part of the Firstly Podcast Network. Visit us at Firstly.com.Opinions expressed on Club Sandwich are those of the host and guests and do not necessarily reflect those of Firstly(sm) or its parent company. Episode LinksYou Need a BudgetYou Need A Budget Podcast Beginning Balance PodcastYou Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

Sarah and Laura open with a travel discussion -- finally feeling like certain trips are safe to plan again! They discuss vacation rentals vs hotels and why both have moved towards the former for family trips! Then, they welcome You Need A Budget's founder and CEO Jesse Mecham for a fascinating discussion about the role of budgets and the benefits of having one. Then in the Q&A, they answer a very numbers-oriented budget question related to the cost of preschool + a nanny. Learn more about your ad choices. Visit megaphone.fm/adchoicesSee omnystudio.com/listener for privacy information.