Podcasts about four rules

Story written by Stephen & Rachel of Lighthouse Horror. For usage rights or more information, please contact us at Lighthousehorrorstories@gmail.comCover Art from NinerioMore of the artist's works at ninerioartsOriginal YouTube link: I Work at a Funeral Home. We have Four RULES to Survive.Merch: lighthousehorror.shopFor more stories like this one, check out my YouTube channel: Lighthouse Horror | YouTube Patreon: Lighthouse Horror | PatreonMusic:Lucas King - YouTubeMyuu - YouTube IncompetechDarren Curtis Music - YouTubeThank you for listening to this scary story! If you enjoyed this new creepypasta story, please check out some of my other horror stories. We'll be uploading new episodes every week, featuring ghost stories, haunted encounters, mysteries, true stories, creepypasta, and anything supernatural and paranormal. Don't miss out on the thrill and suspense that await you in each episode!

Story written by Stephen & Rachel of Lighthouse Horror. For usage rights or more information, please contact us at Lighthousehorrorstories@gmail.comCover Art from NinerioMore of the artist's works at ninerioarts Original YouTube link: I Work At a STRANGE Radio Station. We have FOUR RULES for the Night Shift.        Merch: lighthousehorror.shopFor more stories like this one, check out my YouTube channel: Lighthouse Horror | YouTube Patreon: Lighthouse Horror | PatreonMusic:Lucas King - YouTubeMyuu - YouTube IncompetechDarren Curtis Music - YouTube Thank you for listening to this scary story! If you enjoyed this new creepypasta story, please check out some of my other horror stories. We'll be uploading new episodes every week, featuring ghost stories, haunted encounters, mysteries, true stories, creepypasta, and anything supernatural and paranormal. Don't miss out on the thrill and suspense that await you in each episode!

Story written by Stephen & Rachel of Lighthouse Horror. For usage rights or more information, please contact us at Lighthousehorrorstories@gmail.comCover Art from NinerioMore of the artist's works at ninerioarts  Original YouTube link: I work as a Treasure Hunter. I have FOUR RULES to Survive.        Merch: lighthousehorror.shopFor more stories like this one, check out my YouTube channel: Lighthouse Horror | YouTube Patreon: Lighthouse Horror | PatreonMusic:Lucas King - YouTubeMyuu - YouTube IncompetechDarren Curtis Music - YouTube Thank you for listening to this scary story! If you enjoyed this new creepypasta story, please check out some of my other horror stories. We'll be uploading new episodes every week, featuring ghost stories, haunted encounters, mysteries, true stories, creepypasta, and anything supernatural and paranormal. Don't miss out on the thrill and suspense that await you in each episode!

“God’s Four Rules of Gardening” from www.vopwc.org by Pastor N. R. Taylor, Jr.. Released: 2025. Genre: Vocal. The post God’s Four Rules of Gardening appeared first on Voice Of Praise Worship Center.

The four rules for transformation from Rabbi Arush.

Talking about money is uncomfortable. We get into the industry because we love the work, not because we want to haggle over pay. But just like in any profession, negotiating your salary—whether for a new job or a raise in your current role—is essential for long-term career sustainability.Read the article at: https://itshalfhour.blog/the-four-rules-for-negotiating/

Recently YNAB announced a major shake up in the way it talks about money. Jesse explains how the realization that each of YNAB's Four Rules was really just a variation of Rule One ("give every dollar a job") led to a deeper conversation about YNAB's core identity. Every year when the executive team met to reasses the company's purpose and direction, the team would change the stated purpose of the company. It became clear that YNAB wasn't a budgeting app, and it wasn't a set of rules for managing money -- there was some self-actualization happening in users that wasn't being captured by the way YNAB presented its method. Eventually the team landed on the word "spendfulness," to describe a state of spending money with purpose and intention.   Jesse discusses how the company has evolved to this point, and where it plans to go now that it has redefined its purpose and even changed it's methods (YNAB dropped the Four Rules for the Five Questions).   Mark wraps up the conversation musing on the pursuit of leisure, and why he has such a hard time indulging in leisure pursuits.   Mark Butler The Money School: https://moneyschool.works https://markbutler.com https://letsdothebooks.com   Jesse Mecham YNAB https://www.youneedabudget.com

Here are four wisdom principles that can change how you live.

In today's episode, Ben and Ernie are joined by Dave from YNAB, a YNAB teacher and contributor to many YNAB articles and blogs and a master of money analogies! Dave discovered YNAB while deeply in debt and making a move across the Atlantic. He saw the wisdom and value of the YNAB method quickly, however, and steadily worked himself out of debt over an eight year period. Along the way, he learend many lessons about sustainability and resilience -- learning to balance his priorities of enjoying life now and becoming debt free, while creating a buffer for unexpected expenses so they didn't put him further in debt. Two steps forward, three steps back, as Dave says.   When the YNAB team landed on the word "spendfulness" to describe this state of alignment with your money, it instantly struck a chord for Dave. The YNAB method, which for many years was represented by four rules, always really boiled down to one rule, the first one: give every dollar a job. There was always something special about Rule One, he points out. The problem was, the rules didn't fully explain the method in and of themselves. When Dave would run workshops, "embrace your true expenses" (Rule Two) was typically followed by the quesiton: what's a true expense? After spending so much time explaining and clarifying the rules, it became clear that YNAB needed a different way to explain what made it different from traditional budgeting advice.   Dave explains why spendfulness is such an important concept, and how the Four Rules have been transformed into 5 Questions which clarify the only rule that ever mattered: giving every dollar a job.     Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com   Get your tickets to YNAB Fan Fest 2025! Coming to San Diego, Minneapolis, and NYC. Tickets are ON SALE NOW: YNAB.com/events

Final Principle of the F Rules of Shirk by Shaykhul Islaam Muhammad bin Abdulwahaab

Rule 3 of the 4 Rules Regarding Shirk By Shaykhul Islaam Muhammad ibn Abdulwahhaab - The tribulation of Shirk - The prohibition of imitating the people of Shirk - The types of objects that are worshipped by the people - The shirk of the trinity - More details of the belief of the Christians about Isa (Jesus) - The ruling on Waseelah (intercession) Streamed LIVE on 26/1/25 by Salafi Centre of Manchester

Rules 1 and 2 from the 4 Rules regarding Shirk Streamed LIVE on 25/1/25 and organised by Salafi Centre of Manchester

13 points of benefit from the introduction and point 1 of the 4 principles by Shaykh Muhammad ibn Abdulwahhab Based on the explanation from Shaykh Salih Al- Fawzaan with benefits from Shaykh Rabee and Imaam Ibn Qayyim - Meaning of Tawheed - Importance of Tawheed - Meaning of patience (and it's types) - Meaning of Gratitude (and it's 5 constituents) - Many benefits from Ibn Qayyim - Seeking forgiveness from Sins - The meaning of Haneef - What is the definition of Shirk Streamed LIVE on 25 January 2025. Organised by the Salafi Centre of Manchester

The Four Rules are out... the Five Questions are in! Well... not really, the Four Rules have just been transformed and clarified. As Jesse has pointed out in prior podcasts, the Four Rules were really just one rule, the first rule -- Give Every Dollar a Job.   And that is still the master rule. To clarify what giving every dollar a job means, YNAB has come up with five questions: What does this money need to do before I'm paid again? (Reality) What larger, less frequent spending do I need to prepare for? (Stability) What can I set aside for next month's spending? (Resilience) What goals, large or small, do I want to prioritize? (Creation) What changes do I need to make, if any? (Flexibility)   These five questions are designed to give you more clarity about what you want your money to do for you, and ultimately how you want to spend your live. In a word, how to live spendfully.     Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC: YNAB.com/events   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial

One listener to Cash the Ticket has put together his four rules of betting. Will Mike and Jim agree? Download the latest episode of Cash the Ticket today. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

It's not too late! The first rule of YNAB's Four Rules is "give every dollar a job," and you can implement it right now. Take a look at your bank account balance, and think to yourself: what does this money need to do for me right now? What does it need to do for me in the future? Now you have started thinking about your future self, and being proactive. This simple step can change your life!   Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC: YNAB.com/events   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial

The Seahawks signed punter Ty Zentner to the practice squad after Michael Dickson left Sunday’s game with back spasms. Bump and Stacy break down Evan Cohen’s four rules to abide by when searching for a quarterback. Bump talks about the CFB Playoff, the importance of a good QB, Sunday’s game against the Cardinals and more in Four Down Territory. They talk about some of the top headlines from around the sports world in The Timeline. And they listen to Greg Amsinger’s comments on Wyman and Bob yesterday and talk about the outlook for the Mariners in 2025.

Send us a textJoin us on Average Joe Finances as our guest Curtis May, the host of The Practical Wealth Show Podcast and the creator and owner of Practical Wealth Advisors. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now. The primary focus of his financial planning firm is to help businesses and families become financially free by following the principles of wealth creation that have endured for centuries around the world.In this episode:The importance of understanding cash flow, the differences between saving and investing, and principles for wealth creation. Challenges common financial advice, such as solely relying on 401(k)s and mutual funds, and emphasizes the value of holistic planning and financial literacy.Discussing topics like debt management and proactive financial planning.Practical tips for those starting their investment journeys and the importance of continual learning in personal finance.And so much more!Key Moments:00:44 Curtis May's Background and Journey03:11 Financial Philosophy and Influences05:47 Practical Financial Strategies10:47 Cashflow Management and Budgeting21:07 Debt Management and Financial Literacy24:13 Debt Restructuring Insights25:11 Understanding Constructive vs. Destructive Debt25:45 Financial Literacy and Income Types26:07 The Four Rules of Financial Institutions27:44 The Importance of Skillset and Mindset30:25 Entrepreneurial Challenges and Realities32:20 Final Round: Financial Mistakes and Lessons34:55 Investing Tips and Rules36:58 Favorite Books and Resources39:05 The Power of Financial Games40:48 Where to Find More Information45:21 Closing Remarks and GratitudeFind Curtis May on:Website: https://www.practicalwealth.net/ LinkedIn: https://www.linkedin.com/in/curtismay/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Howard Behar went from making $300,000 a year to working at Starbucks for a third of that. Driven by his passion for the business, he rose to become president of Starbucks North America and later the founding president of Starbucks International, helping grow the company from 28 to over 15,000 stores worldwide. Despite these achievements, Howard faced a deep depression after retiring, prompting him to reevaluate his life's purpose. He realized that his true calling is to serve and uplift others, with or without a formal title. In this episode, Howard chats with Ilana about redefining purpose after retirement, finding identity beyond titles, and why he believes in putting people before profits.  Howard Behar is a speaker, advisor, mentor, bestselling author, former president of Starbucks North America, and founding president of Starbucks International. He champions the philosophy that businesses should focus on people rather than products. In this episode, Ilana and Howard will discuss: (00:00) Introduction to Howard Behar (01:12) Howard's Rock Bottom Moment (02:31) Rediscovering Life's Work (06:29) Childhood and Family Background (08:27) Lessons from the Family Grocery Store (09:40) Joining Starbucks (14:25) The People-Centric Philosophy (17:39) Reviving the 'We' Culture at Starbucks (25:51) The Four Rules of Leadership (26:06) Listening to Your Team (26:43) The Birth of the Frappuccino (30:15) Overcoming Challenges as a Leader (37:29) The Importance of Core Values (43:11) The Six P's of Success   Howard Behar is a speaker, advisor, mentor, bestselling author, former president of Starbucks North America, and founding president of Starbucks International. He champions the philosophy that businesses should focus on people rather than products. His impactful leadership principles include memorable lessons like, “The person who sweeps the floor should choose the broom.” He is the author of It's Not About the Coffee and The Magic Cup, and he continues to share his insights globally with leaders and students. Connect with Howard: Howard's Website: http://howardbehar.com/ Howard's LinkedIn: https://www.linkedin.com/in/howard-behar  Howard's Email: hb@howardbehar.com Howard's Phone: 206-972-7776 Resources Mentioned: Servant Leadership: A Journey into the Nature of Legitimate Power and Greatness by Robert K. Greenleaf: https://www.amazon.com/Servant-Leadership-Legitimate-Greatness-Anniversary/dp/0809105543 Leap Academy: Ready to make the LEAP in your career? There is a NEW way for professionals to Advance Their Careers & Make 5-6 figures of EXTRA INCOME in Record Time. Check out our free training today at leapacademy.com/training

Sometimes YNAB'ers talk about money being "boring." That is, working the Four Rules patientily, consistently, until managing your money becomes another daily habit. As Jesse sees it, however, there's nothing boring about working the method. Each time you work the method, and follow the four rules, you learn more about yourself and what you want your money to do for you. And there's nothing boring about you!   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial

Ken is the Founder and Managing Member of KRI Partners, a real estate private equity and investor education firm. He has more than 26 years of real estate, banking, private equity, and real estate investing experience. Throughout his career, he has been involved in transactions valued at more than $2.0 billion, which has included the acquisition, management, and financing of various multifamily real estate projects. Before forming KRI Partners, Ken was a CPA with Deloitte in their tax & M&A practice. His major clients included some of the largest private equity and real estate firms in the U.S. Prior to his career at Deloitte, he was a commercial lender at a large regional bank in Cleveland (now part of PNC). Before that, he owned and operated several certified Cessna Pilot Centers in the Northeast Ohio area where he trained pilots for the Delta Connection program. Ken is married and has three grown children. He enjoys learning, spending time with his family, and helping people create wealth through real estate so they can enjoy life as he has been able to. Summary In this episode of the Gentle Art of Crushing It podcast, host Randy Smith interviews Ken Gee, founder and president of KRI Partners. Ken shares his journey from being a CPA to a successful real estate investor, discussing the importance of team management, finding the right partners, and the transition to syndication. He emphasizes the significance of building investor confidence through a solid track record and transparency. Ken also shares insights on current market conditions, risk management strategies, and his disciplined approach to investing in multifamily properties in Florida. The conversation concludes with Ken's thoughts on investor education and his personal bucket list experiences. Takeaways Ken transitioned from CPA to real estate investor after realizing he wanted more time with his family. Starting in real estate can be done alongside a full-time job. Team management is crucial for scaling in real estate. Finding the right partners can help overcome initial liquidity and experience challenges. Syndication allowed Ken to expand his business into Florida. Building investor confidence relies on a solid track record and transparency. Ken follows four rules for choosing an operator: experience, track record, transparency, and putting investors first. Current portfolio performance is stable due to disciplined risk management. The market is expected to see increased deal velocity as more assets come to market. Investors should focus on education and understanding the real estate space. Chapters 00:00 - Introduction to Ken Gee and His Journey 02:59 - Transitioning from CPA to Real Estate Investor 05:57 - The Importance of Team and Management in Real Estate 08:52 - Finding the Right Partners and Scaling the Business 12:00 - Syndication and Expanding into Florida 14:50 - Building Investor Confidence and Track Record 17:57 - The Four Rules for Choosing an Operator 20:50 - Current Portfolio Performance and Risk Management 24:00 - Market Outlook and Future Deal Velocity 27:01 - Investor Experience and Fund Structure 30:05 - Final Thoughts and Bucket List Adventures Keywords real estate, investing, syndication, multifamily, portfolio management, investor education, risk management, Florida real estate, CPA, asset management RANDY SMITH Connect with our host, Randy Smith, for more educational content or to discuss investment opportunities in the real estate syndication space at www.impactequity.net, https://www.linkedin.com/in/randallsmith or on Instagram at @randysmithinvestor

Life Outside Poker is a new podcast for PokerNews hosted by Connor Richards that seeks to pull back the curtain on poker players and allow viewers and listeners to get to know them on a personal level. In the 17th episode, Connor speaks with Scottish poker pro and Triple Crown winner Niall Farrell about studying law, winning the Triple Crown in less than three years, "Firaldo After Dark" streams during lockdown and a new BBC documentary The Four Rules of the Poker Kings that follows Farrell's poker journey. "Firaldo" also breaks down an iconic hand he played in the 2017 WSOP Europe Main Event that resulted in him getting Maria Ho to fold a set. This interview was filmed in Barcelona during the 2024 PokerStars EPT Barcelona festival at Casino Barcelona. The Life Outside Poker podcast is available on major streaming platforms including Apple Podcasts, Spotify and iHeartRadio. You can also watch the interview with Niall Farrell by heading to the PokerNews YouTube channel. Be sure to follow Niall Farrell and Connor Richards on X. Learn More About Life Outside Poker! Time Stamps TIME TOPIC 0:00 Intro 0:48 Getting into poker 2:07 Law degree 6:45 First live cash 8:06 Achieving Triple Crown in under three years 12:56 Getting Maria Ho to fold top set 24:06 Ambassadorships 25:29 "After dark" streams during lockdown 27:30 Sports betting 29:44 The Four Rules of the Poker Kings BBC documentary 35:26 Mainstream press for documentary 39:18 Book recommendations 40:12 What makes you hopeful? 41:09 Advice for younger self 42:02 Favorite life lesson from poker

Kevin Eikenberry shares four timeless rules for effective remote leadership, drawn from the updated second edition of The Long-Distance Leader. Whether you lead a fully remote or hybrid team, these principles will help you adapt and succeed in a virtual work environment. Long-Distance Leader: https://kevineikenberry.com/LDL My name is Kevin Eikenberry and I'm here to help you reach your goal as a leader and a human being with Remarkable TV and the Remarkable Leadership Podcast. I am also the Chief Potential Officer of The Kevin Eikenberry Group. We provide speaking, training, consulting, and coaching services to organizations who believe in investing in their most valuable assets – their people. Whether we are leading a training workshop, speaking to a group, facilitating a planning meeting, consulting with a leadership team, helping with team building, writing or developing products, our vision will be clear in everything we do – We want to be Your Leadership Help Button. Learn more about our offerings: ➡️ FREE NEWSLETTERs: Sign up for any of our newsletters: https://kevineikenberry.com/newsletters ➡️ BOOK: Check out my latest book, The Long-Distance Teammate: https://longdistanceteammate.com/ ➡️ LEADERSHIP WORKSHOPS: Sign up for any of our online workshops to help you become a better leader: https://kevineikenberry.com/store/?product_type=Workshops ➡️ SPEAKING: Learn more about our Speaking opportunities for your next event: https://kevineikenberry.com/how-we-can-help-speaking/  Connect with Kevin Eikenberry on Social Media:  https://kevineikenberry.com https://www.linkedin.com/in/kevineikenberry https://twitter.com/KevinEikenberry https://instagram.com/kevineikenberry https://www.facebook.com/KevinEikenberryFanPage/ About Kevin Eikenberry: Kevin Eikenberry is the Chief Potential Officer of the Kevin Eikenberry Group, a world expert on leadership development, best-selling author, sought-after speaker, popular blogger, husband and dad, a fan of Purdue athletics and antique tractors (especially John Deere's). About The Remarkable Leadership Podcast: The Remarkable Leadership Podcast with Kevin Eikenberry is dedicated to all things leadership. Twice a week Kevin shares his thoughts about leadership development and ideas to help you lead more confidently and make a bigger difference for those you lead. He also has weekly conversations with leadership experts discussing a wide range of topics including teamwork, organizational culture, facilitating change, personal and organizational development, human potential and more.  

One of the interesting parts of working at YNAB is you get to observe human behavior related to personal finance. As Ben and Ernie have noticed over the years, YNAB'ers tend not only to reach their financial goals -- such as paying off debt or saving for a big purchase -- but also complete a number of other goals at the same time. There's something about the YNAB process that leads to knocking down goals like dominoes.   Ben brings up an old YNAB saying: "think long, act now." Following YNAB's Four Rules, in particular Rule Two, gets you in the habit of considering your future expenses and setting aside money now so that they are covered when the expense hits your bank account. And as Ernie points out, the unofficial "Fifth Rule" -- find the money first -- puts you in the habit of identifying the tradeoffs you are willing to make to spend money on a given thing. These habits aim to help you manage your money in a sustainable way, so that you can not only meet your financial goals but continue to maintain them without incurring new debt every time an unexpected expense comes up.   For those new to YNAB, don't be surprised if your initial money goals lead to more and greater things!   YNAB Debt Bootcamp https://www.ynab.com/debt-bootcamp   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com   Follow Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Jerome Powell says interest rate policy is due for a change; market future predict four rate cuts by the end of the year. Rate cuts, the election, and dollar weakness all remain risks to the market, as well as a bit of over hang from the carry trade fiasco earlier this month. Nvidia to report this week; anything could happen. Markets again nearing all time highs, bur becoming very over bought. Gold behavior is interesting, and price peaks generally herald a correction soon after. Markets are fine, even bullish, but it's still easy to find bearish headlines. Markets are coincident: When everything goes up all at once, everything will come down all at once. Looking at possibilities vs probabilities. The Four Rules for Risk Management: Raise portfolio cash levels to lower volatility and align with your risk tolerance. Reduce equity risk, particularly in areas highly dependent on economic growth. Add or increase the duration of bond allocations, which tend to offset risk during risk-off events. Reduce exposure to commodities and inflation trades as economic growth slows. SEG-1: Jerome Powell - The Time For Policy Change is Now SEG-2: When All Assets Rise Together, All Assets Fall Together SEG-3: Four Rules for Risk Management, Pt-1 SEG-4: Four Ruels for Risk Management, Pt-2 Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=AptzKfSc2Bw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our Retirement Blueprint presentation: https://www.eventbrite.com/e/993906249347?aff=oddtdtcreator ------- Articles mentioned in this report: "Signals Suggest Bulls Trump Bears…For Now." https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Why is Everyone Long on Gold?" is here: https://www.youtube.com/watch?v=AKdsebkKe-o&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How to Prepare for Recession (even when there isn't one)" https://www.youtube.com/watch?v=5EF1EGrugUw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FederalReserve #JacksonHole #JeromePowell #Inflation #Deflation #JobsRevision #RiskMitigation #InvestmentAdvice #AverageRateOfReturn #PortfolioImpact #RiskAvoidance #LossPrevention #FinancialStrategy #InvestmentProducts #StockMarket #FinancialPlanning #PortfolioManagement #DownsideRisk #MarketVolatility #InvestmentStrategy #RiskAssessment #InvestmentPortfolio #FinancialConsiderations #WealthManagement #ManagingRisk #DownsideProtection #MarketReturns #FinancialSecurity #Joy #AlmondJoy #Mounds #Markets #Money #Investing

Jerome Powell says interest rate policy is due for a change; market future predict four rate cuts by the end of the year. Rate cuts, the election, and dollar weakness all remain risks to the market, as well as a bit of over hang from the carry trade fiasco earlier this month. Nvidia to report this week; anything could happen. Markets again nearing all time highs, bur becoming very over bought. Gold behavior is interesting, and price peaks generally herald a correction soon after. Markets are fine, even bullish, but it's still easy to find bearish headlines. Markets are coincident: When everything goes up all at once, everything will come down all at once. Looking at possibilities vs probabilities. The Four Rules for Risk Management: Raise portfolio cash levels to lower volatility and align with your risk tolerance. Reduce equity risk, particularly in areas highly dependent on economic growth. Add or increase the duration of bond allocations, which tend to offset risk during risk-off events. Reduce exposure to commodities and inflation trades as economic growth slows. SEG-1: Jerome Powell - The Time For Policy Change is Now SEG-2: When All Assets Rise Together, All Assets Fall Together SEG-3: Four Rules for Risk Management, Pt-1 SEG-4: Four Ruels for Risk Management, Pt-2 Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=AptzKfSc2Bw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our Retirement Blueprint presentation: https://www.eventbrite.com/e/993906249347?aff=oddtdtcreator ------- Articles mentioned in this report: "Signals Suggest Bulls Trump Bears…For Now." https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Why is Everyone Long on Gold?" is here:  https://www.youtube.com/watch?v=AKdsebkKe-o&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How to Prepare for Recession (even when there isn't one)" https://www.youtube.com/watch?v=5EF1EGrugUw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FederalReserve #JacksonHole #JeromePowell #Inflation #Deflation #JobsRevision #RiskMitigation #InvestmentAdvice #AverageRateOfReturn #PortfolioImpact #RiskAvoidance #LossPrevention #FinancialStrategy #InvestmentProducts #StockMarket #FinancialPlanning #PortfolioManagement #DownsideRisk #MarketVolatility #InvestmentStrategy #RiskAssessment #InvestmentPortfolio #FinancialConsiderations #WealthManagement #ManagingRisk #DownsideProtection #MarketReturns #FinancialSecurity #Joy #AlmondJoy #Mounds #Markets #Money #Investing

In this episode of the Two Piers Podcast, host Erica D'Eramo is joined by Brandon Clark, a seasoned financial planner and former public accountant, to explore the intricate relationship between financial planning and mindset. With a background that spans roles at both a Big Four firm and small businesses, Brandon shares his journey from the world of accounting to finding his true passion in financial planning. Throughout the conversation, Brandon and Erica dive deep into the psychology of money, discussing how beliefs, trauma, and cultural narratives shape financial decisions. They also highlight the importance of financial coaching, particularly for marginalized communities, and offer practical advice on overcoming limiting beliefs around money and work. Whether you're seeking to achieve financial freedom or simply want to better understand your money mindset, this episode offers valuable insights and actionable tips.To find out more about Brandon's leadership and mindset coaching practice, check out Reexamine Wealth. You can find information about his Financial Advisory services at Toler Financial Group. During this episode, Brandon provides several prompts for you to reflect on as you grow your understanding of your own relationship with money. We're including those here for easy reference:Prompts:What mistakes have you made with money? What mistakes did your caregivers make with money? What warnings do you remember your caregivers saying about money? What were the conversations or memories from your childhood around work?What's your first memory of money? What's your most vivid memory of something that money buys?What would you do with the proceeds if you won the lottery?He also mentions a resource called Money Scripts. You can find more information on their website. Lastly, we want to be sure to include the proper disclosures for this episode:Toler Financial Group and Cambridge Investment Research do not provide tax or legal advice.Any discussion of markets and economic factors are general information only, and no claim is made regarding future performance or trends.Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, Member FINRA/SIPC.  Advisory Services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Toler Financial Group and Cambridge are not affiliated.

On this episode of the Sales Gravy Podcast, Jeb Blount Jr. sits down with Founder and Sales Leader Advisor, Nigel Green, to discuss his approach to hiring elite salespeople by using his four rules.  Nigel teaches us that the only skill a sales leader should have is the ability to hire elite salespeople. Elite salespeople don't find us, we have to go find them.  Key Takeaways Hiring Challenges: Many VPs of sales and CEOs find hiring salespeople to be one of their biggest challenges, as they strive to maximize and optimize their current talent pool. Importance of Training: Sales leaders should ensure that their sales teams have access to necessary training resources, and platforms like Sales Gravy can be valuable for continuous learning. Scouting vs. Tryouts: Unlike traditional hiring methods, scouting for elite salespeople involves actively recruiting top talent rather than waiting for applicants, akin to sports scouting. Non-Obvious Qualities: Hiring managers should look for non-obvious qualities in candidates that indicate potential for elite performance, rather than just obvious traits like hard work and prospecting skills. Prospecting for Talent: Sales leaders should prospect for new hires much like they prospect for new business, using networking, customer referrals, and tools like LinkedIn to identify top talent. Four Rules for Hiring Elite Salespeople: Elite salespeople do not apply to job postings. They are the stars and should be treated accordingly. They often require customized compensation plans that may exceed standard budgets. They typically do not already work for your company and require active recruitment. https://www.youtube.com/watch?v=FZnVk40pmmE The Importance of Hiring Elite Salespeople If you're in a leadership role within a sales organization, you probably know that hiring the right salespeople can be one of the biggest challenges. The need to hire top-notch salespeople is critical. It's not just about filling a position; it's about finding those who can truly excel and drive your business forward. Nigel Green emphasizes that hiring the right people is the only skill that really matters for sales leaders. Without this skill, even the best sales strategies and training programs won't lead to the results you want. Why Traditional Hiring Methods Fail One common mistake is relying on traditional hiring methods like posting a job and waiting for applications. The problem with this approach is that elite salespeople are not actively looking for new jobs. They're usually too busy being successful in their current roles. This means you have to be proactive in finding and recruiting them. Simply waiting for the best candidates to come to you might result in missed opportunities. The Importance of Scouting Your Sales Team Think of hiring elite salespeople like scouting for a sports team. Just as a football scout looks beyond physical attributes to find exceptional players, sales leaders need to look beyond resumes and job applications. Elite salespeople are often not in the job market; they are too busy focussing on their current roles. This is why a scouting approach is necessary. Instead of waiting for applications, you should actively seek out potential candidates and evaluate their performance in real-world scenarios. How to Scout for Elite Salespeople - Network with Your Top Performers: Ask your top sales reps who they know in the industry. High-performing salespeople often network with others who are also top performers. Their recommendations can lead you to potential candidates who may not be actively looking for a new job. - Leverage Your Customers: Your customers interact with many salespeople in their daily lives. Ask them who they believe are the best sales reps they've encountered. This can give you leads on high-caliber salespeople who might not be on your radar. - Use LinkedIn Smartly: LinkedIn's Sales Navigator tool can be incredibly ...

It's a common story: a person finds YNAB and starts using the software, only realize months (sometimes years) down the road that they weren't actually following the YNAB method. They were just tracking expenses using YNAB's software. Tracking expenses is not a bad thing -- tracking brings awareness of your spending habits and where your money and energy is going -- but the magic of YNAB is in the method, encapsulated in the Four Rules:   Give every dollar a job Embrace your true expenses Roll with the punches Age your money   Here's a primer on the Four Rules if you are new to this way of thinking about money.   Most personal finance tools are all about tracking your expenses. What the Four Rules do, however, is make you feel tradeoffs. Tradeoffs occur all the time whether we know it or not. By choosing to spend on one thing, we choose not to spend on other things, or we go into debt because we did not make a tradeoff! When we only track expenses, though, we only discover the tradeoffs after they have already happened. You get the spending report at the end of the month, only to realize that you had overspent your restaurant category, for instance, by the end of week two. Tracking expenses after the fact does not give you enough information to make decisions going forward.   As Ben and Ernie explain, YNAB asks you to assign your current money to spending in the future. In this way, you save up money in categories for expenses you anticipate ahead of time. Instead of going to a fancy restaurant and hoping that you have enough money to pay for your other bills afterwards, or worse putting it on the credit card and taking on new debt, YNAB would ask you to assign dollars to the meal ahead of time (Rule One). If you don't have enough cash lying around to assign to this, then you will have to pull money from another category to cover it. In doing so, you have made a tradeoff. Importantly, you made the tradeoff ahead of time, so you can determine if it's worth it to you, rather than potentially regretting the decision later.   YNAB is all about tradeoffs, and bringing awareness to the tradeoffs you make every day in your spending. By following the Four Rules, you can move beyond tracking expenses and finally get ahead with your money. Most importantly, the Four Rules can help you spend with less stress and anxiety, and more joy.   Budget Nerds episodes referenced in this show: Find the Money First: https://youtu.be/InTcf78558A?si=FqaIb6fc2t5wGvkj YNAB Is All About Tradeoffs: https://youtu.be/tfIk5UTYDtg?si=ACLRM3rC_6775gCf   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com   Follow Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

6/9/24

Ephesians 4 highlights "Four Rules for Communication" which encourage us in how we should speak and communicate in all of our relationships. These rules are good for both preventing and solving problems. 

YNAB is well known for the Four Rules, or what many YNAB'ers are now calling the Four Habits, which describe the process of gaining control of your money and learning to spend with joy rather than shame or regret. The Four Rules are: Give every dollar a job Embrace your true expenses Roll with the punches Age your money In today's episode, Ben and Ernie discuss a concept that is implicit in the rules, but perhaps should be it's own rule -- find the money first! Findng the money first means that when you want something that is not in your plan, you need to find the money somewhere else in the plan, that is, re-allocate money from one category to cover your new purchase. This action makes it clear that you are making a tradeoff -- in order to get one thing, you must give up another thing. It may seem arbitrary, but it's an important move! All too often, people will buy something they want without finding the money first, which sets of a cycle of anxiety and fear over whether they can afford it, or whether they will be able to pay off the credit card bill when it comes due. At the very least, spending before you find the money distances you from your money and your priorities, because it obscures the tradeoff.   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com   Follow Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Jesse reviews the Four Rules and takes issue with those who say, "yeah must be nice to have extra money to make a plan with... everything I make is spoken for." It's true, there are some people who have a legitimate income problem. But this argument often becomes an excuse to not actually make plans for your money, to not try to follow the rules and start to get ahead on your expenses. After all, what's the alternative?   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @iYNAB Instagram: @youneedabudget Twitter: @ynab Tik Tok: @ynabofficial

Instead of the age of artificial intelligence, investors might be better off thinking of this as the age of co-intelligence. We dig into how you can embrace AI and put it to use. (00:21) Jason Moser and Bill Mann discuss: - Why Disney and Nelson Peltz were both winners in the company's board fight. - Alphabet's rumored interest in marketing software provider Hubspot. - Spotify's price hikes, the strength in Levi's direct to consumer model, and a true blank check business. (19:11) Wharton Professor Ethan Mollick breaks down his four rules for using AI, and other tips from his new book Co-Intelligence: Living and Working with AI. (34:20) Jason and Bill break down two stocks on their radar: Cognex and WD40. Stocks discussed: DIS, GOOG, GOOGL, HUBS, SPOT, LEVI, DJT, WDFC, CGNX Host: Dylan Lewis Guests: Jason Moser, Bill Mann, Ethan Mollick Engineers: Desiree Jones, Dan Boyd Learn more about your ad choices. Visit megaphone.fm/adchoices

860: Artificial intelligence (AI) plays a larger role than ever in every aspect of our lives. From businesses to academia, technology leaders must not only learn how to wield these tools but also how to collaborate with them. In this episode of Technovation, Ethan Mollick, Associate Professor of Management at The Wharton School, discusses insights from his latest book “Co-Intelligence: Living and Working with AI” and focuses the conversation around the dynamic interplay between humans and artificial intelligence. Ethan begins by reflecting on his early entrepreneurship journey during the internet boom and his eventual pivot into academia pioneering educational methods using AI and simulations at Wharton Interactive. He shares his research on the implications of AI on work and creativity, demystifies common myths around entrepreneurship, and provides a glimpse into an AI-driven future of entrepreneurship. Furthermore, Ethan delves into the ‘Four Rules of Co-Intelligence' explained in his book, talks through the variety of roles that AI can play ranging from a co-founder to a tutor, and emphasizes the importance of a proactive and experiential approach to integrating AI into educational and professional environments citing its potential challenges and opportunities.

860: Artificial intelligence (AI) plays a larger role than ever in every aspect of our lives. From businesses to academia, technology leaders must not only learn how to wield these tools but also how to collaborate with them. In this episode of Technovation, Ethan Mollick, Associate Professor of Management at The Wharton School, discusses insights from his latest book “Co-Intelligence: Living and Working with AI” and focuses the conversation around the dynamic interplay between humans and artificial intelligence. Ethan begins by reflecting on his early entrepreneurship journey during the internet boom and his eventual pivot into academia pioneering educational methods using AI and simulations at Wharton Interactive. He shares his research on the implications of AI on work and creativity, demystifies common myths around entrepreneurship, and provides a glimpse into an AI-driven future of entrepreneurship. Furthermore, Ethan delves into the ‘Four Rules of Co-Intelligence' explained in his book, talks through the variety of roles that AI can play ranging from a co-founder to a tutor, and emphasizes the importance of a proactive and experiential approach to integrating AI into educational and professional environments citing its potential challenges and opportunities.

Jesse is back answering another round of questions from his inbox. Today he responds to listeners asking whether the Four Rules are really rules or rather habits, what his favorite time management tools are, and how to relate to a spouse uninterested in budgeting.   Getting Things Done: The Art of Stress-Free Productivity https://www.amazon.com/Getting-Things-Done-Stress-Free-Productivity/dp/0142000280   Four Thousand Weeks: Time Management for Mortals https://www.amazon.com/Four-Thousand-Weeks-Management-Mortals/dp/0374159122     Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @iYNAB Instagram: @youneedabudget Twitter: @ynab Tik Tok: @ynabofficial

The short answer is yes. But why? Ben and Ernie dig into the reasons why giving every dollar a job is essential to creating a stress-free life around money. As Ben explains, the point of YNAB is to ruthlessly root out self-delusion, and be honest about both what you want your money to do for you and what tradeoffs you will have to make to accomplish that.   When you leave money in the Ready to Assign category, you are putting off making decsions about tradeoffs, and thus obfuscating the real purpose of that money. It's even the same with cash buffers in checking accounts or emergency funds held outside YNAB -- these wads of cash actually obscure what your goal with the money is, because it's unclear how much of it is allocated to each job. That money can create a false sense of security, when you assume that the amount is big enough to handle any emergency that could arise. What if the water heater, the fence, and the roof need to be replaced in one year? The totals can really add up, and leaving cash in an amorphous blob in a checking or savings account does not give you clarity on what and how much it can cover.   So, to truly follow YNAB's Four Rules is to, first, give every dollar a job, and start making tradeoffs. Understanding your tradeoffs helps you get clarity on what you really want your money to do for you!   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com   Follow Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Rule Two of YNAB's Four Rules is "embrace your true expenses." True expenses are expenses that may not be regular, but are a normal part of life: new tires, HVAC repairs, emergency doctor visits. Sometimes they are expected -- every car and house will need repairs eventually -- and sometimes they are unexpected, like a trip to the emergency room. All the same, we usually end up cursing them when we have to pay up!   In today's episode, Ben and Ernie invite you to change your thinking about true expenses, especially unexpected expenses. With a shift in mindset, unexpected expenses can be a wonderful expression of the things your value. Need a costly tree removal in your backyard? Perhaps that's the price of giving your kids a safe place to play outside. Frustrated about an expensive birthday party? Maybe it's something your spouse really values. As Ernie points out, embracing your unexpected expenses can be an exercise in thinking outside yourself and your own desires.   So, the next time you get hit with an unexpected expense... take a deep breath, then consider how you could not only accept it without anger, but even love it.   Ben's blog post:  https://www.ynab.com/blog/how-to-embrace-your-true-expenses   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com   Follow Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

2/13/24

Show hosts Keith Otworth and Rhonda Triggs  discuss the First of the Four Rules in the Rule of Threes. Wow...! That's a mouthful. We've also got some US Border News and of course, Fan Shoutouts. Let's get to it.Visit Our Brand New Podcast Dedicated Website:TOPSBunker.comLeave us a voice message at:Speak Pipe OPSSupport us:Become a PatreonBuy Me a CoffeeOff Grid Texas WebsiteFacebook:@OffGridTexasEmail:SHTF@TOPSBunker.comClick these Links to explore Our Great Products:*OGTX Fully Loaded 72hr Bug-Out Bags*Legacy Premium Food Storage Buckets*Light My Fire of Sweden*Combat Wipes Off-Grid Personal Cleansing*BioLite - Your Energy Everywhere*ARM - Atwood Rope Manufacturer*EcoFlow - Solar Power Generators*OGTX Merch - Wear it ProudOGTX Affiliate Brands...Monkey Fist Survival Paracord Self-Defense KeychainHarmony House Camping, Dehydrated & Emergency FoodsHarvest Right Freeze Dry Food at Home My Patriot SupplyMega KnifeSHTF-Proof Vape ProductsMusic:Badlands by Casey ParnellLicensed by ArtlistSupport the show

Behind every rule, there's a habit. In today's episode, Ben and Ernie explore YNAB's Four Rules, but in the context of the habits they build. After all, budgeting well is not so much about following (or breaking) hard rules, but rather consistently following certain habits, to help you plan and make better tradeoffs with your money.   Share your YNAB wins with Ben and Ernie! budgetnerds@ynab.com   Follow Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Jesse revisits his infamous experiment in which he essentially stopped budgeting for an entire year. The result from that experiment was that he and his family spent several thousand extra dollars that they couldn't account for, and even though the extra spending was not material to the family bottom line, it still bothered Jesse. Today, he hits on what exactly it was that bothered him. Managing money well, building a plan for spending, is virtuous, and virtue is something that you do, not something that you simply have. When the Mecham family stopped following the Four Rules, they lost the habit!   Got a question for Jesse? Send him an email at: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @iYNAB Instagram: @youneedabudget Twitter: @ynab Tik Tok: @ynabofficial

In episode 91 of the Leadership Jam Session, I sit with the King of Clarity, Steve Woodruff, to talk about his new book titled "The Point: How to Win with Clarity-Fueled Communications." The book is an expansion of Woodruff's previous work, "Clarity Wins," and it offers a practical and universal formula for clear communication applicable to any type of communication within an organization. The key focus is on overcoming common communication challenges, such as information overload and the need to engage the human brain effectively.Key Takeaways:A Universal Communication Formula: "The Point" provides a practical and universal formula for clear communication that can be applied across various contexts within an organization.Four Rules for Effective Communication:1. Have a Point: Clearly define the purpose and focus of your communication.2. Get to the Point: Quickly convey the relevance of your message to the audience.3. Get the Point Across: Ensure shared meaning and memory by engaging the audience.4. Get on the Same Page: Aim for alignment, agreement, and shared action.Eight Communication Tools for Leaders:1. Simple Statements2. Snippets3. Specifics4. Stories5. Stakes (Emphasizing the risk and benefit)6. Symbolic Language (Using symbols, illustrations, analogies)7. Side by Sides (Comparisons)8. Summaries (Condensing information into brief points)Leadership Communication: Leaders should focus on providing a clear and tangible focus, emphasizing the purpose and mission, and being specific about expectations to avoid ambiguity.Repetition for Clarity: Leaders should repeat their vision and mission at least five times more than they initially think necessary to ensure understanding and retention among team members.Communication Design: Woodruff introduces the concept of communication design, emphasizing the importance of structuring information effectively through stratification, starting with the most critical points.Competing with Noise: Acknowledge the constant competition for attention, especially in a world where people spend significant time in front of screens. Communication needs to be compelling to cut through the noise.Application Across Teams: Encourage teams to standardize around good communication practices, starting with clear communication during development days or team retreats.Impact on Project Management: Highlight the impact of clear communication on project management, emphasizing its role in preventing costly misunderstandings between stakeholders and vendors.Clarity as a Leadership Virtue: Woodruff emphasizes that clarity is a virtue, and lack of clarity can be considered unkindness. Leaders should prioritize making their communication clear to avoid misunderstandings and wasted time.Contact:Book: https://www.stevewoodruff.com/booksLinkedIn: linkedin.com/in/swoodruffhttps://www.stevewoodruff.com/

Jesse ran across a quote from author F.W. Boreham the other day that resonated strongly: "We make our decisions, and then our decisions turn around and make us." Mr. Boreham described the goal of the Four Rules in one simple and effective sentence! Working the Four Rules to create a spending plan involves making decisons -- decisions about what you value and where you want to spend your money. Those decisions stack on each other and in turn lead you to financial freedom, peace, and, ultimately, more joy with your money.   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @iYNAB Instagram: @youneedabudget Twitter: @ynab Tik Tok: @ynabofficial  

At YNAB they're called the Four Rules, but as Jesse argues, maybe they are best described as habits! The four habits of budgeting...   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @iYNAB Instagram: @youneedabudget Twitter: @ynab Tik Tok: @ynabofficial

Mike lays out his four rules of betting the NFL, Cowboy Costa is born and is there any value in betting the NFC East? Download and subscribe to Cash the Ticket today. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices