Podcast appearances and mentions of george osbourne

The number of UK buy-to-let property companies listed at Companies House has soared to record levels since George Osbourne introduced his ‘Section 24’ tax bombshell on landlords. If you are stuck in the Section 24 tax trap contact me at charles@charleskelly.net to arrange a free consultation with a property tax specialist. There are now over 400,000 limited property companies registered, more than any other businesses and four times as many as fast food firms. Since 2016 there has been a fourfold rise in incorporated buy-to-let businesses, much of which is due to George Osbourne’s ‘Section 24’ tax hike on landlords. The change in the law meant that buy-to-let landlords with properties held in their own names could no longer offset mortgage interest against their rent (pre-profit gross income). Almost 700,000 properties are now held in limited companies, rather than in individual names, which has become the standard method used to buy investment property in the UK. Watch full video version - https://youtu.be/tdcdZDdu7qY Section 24 Property Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s #section24 #TaxSavingTips #FinanceTips #UKTaxes #WealthBuilding #MoneyManagement #PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips # #property #propertycompany #investmentproperty #buytoletlandlord

Renters Reform Act could fail, but is this good news for landlords? Join my Money Tips 365 Supporters Club on Spotify: -  https://podcasters.spotify.com/pod/show/charles-kelly/subscribe Section 24 Tax Hike Solutions Revealed By Property Accountant Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s In this 45 minute interview we discuss: What is Section 24 and when did George Osbourne introduce this tax hike on landlords? 6 options available to landlords with buy-to-let properties in their own name What is classed as a property business and property partnership? Ramsay v HMRC (2013) case explained Incorporation Relief, Stamp Duty, CGT (Capital Gains tax) and much more… Over 29,000 people signed a petition calling on the government to reverse this unfair tax o landlords to no avail.   Find out what you can do in this video. Email charles@charleskelly.net for a free consultation on how to deal with Section 24.   #buytoletlandlord #propertyinvestment #section24tax #georgeosborne #financialfreedom #FinancialEquality #FinancialIndependence #money #MoneyManagement #rentersreform #landlord #section24 #section21 #property

Money Tips 36 Day 7 - End of Year Tax Planning   If you are listening to this in the UK in the month of March, you only have a few weeks remaining until the end of the current tax year on 5 April.    Join my Money Tips 365 Supporters Club on Spotify: - ⁠https://podcasters.spotify.com/pod/show/charles-kelly/subscribe⁠   Now is the time to think about tax-free allowances into pensions and ISA savings schemes, as well as other tax friendly investments. Other countries vary, but the principles are the same.   If you are in business, you should also be talking to your tax or financial advisor about what tax savings you could make before the end of the current tax year.  Don't rely on your accountant to do this for you as most are not proactive.    New UK ISA allowance announced in the budget   This week, the Chancellor, Jeremy Hunt, announced a new £5000 additional tax free allowance for ISA investments provided they are invested into British shares.  This means you can invest the money directly into shares or in a fund which invests in the UK stock market, such as the FTSE 100 index.   ⁠Join my Money Tips 365 Supporters Club on Spotify: - ⁠ ⁠https://podcasters.spotify.com/pod/show/charles-kelly/subscribe⁠   Section 24 Tax Hike Solutions Revealed By Property Accountant Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email ⁠charles@charleskelly.net⁠ for a free consultation on how to deal with Section 24. Watch video now: ⁠https://youtu.be/aMuGs_ek17s⁠ In this 45 minute interview we discuss: ·        What is Section 24 and when did George Osbourne introduce this tax hike on landlords? ·        Options available to landlords with buy-to-let properties in their own name ·        What is classed as a property business and property partnership? ·        Ramsay v HMRC (2013) case explained ·        Incorporation Relief, Stamp Duty, CGT (Capital Gains tax) and much more… Over 29,000 people signed a petition calling on the government to reverse this unfair tax o landlords to no avail.  Find out what you can do in this ⁠video⁠. Email ⁠charles@charleskelly.net⁠ for a free consultation on how to deal with Section 24.   #buytoletlandlord #propertyinvestment #section24tax #georgeosborne #financialfreedom #FinancialEquality #FinancialIndependence #money #MoneyManagement #FinancialEducation #SecureYourFuture #TakeControl #FinancialWellBeing #BridgeTheDivide #EqualityInFinance #economy #recession #section24 #section21 #IncorporationRelief #SDLT #StampDuty #CGT #ramsayvHMRC #buytoletproperty #buytoletlandlord #taxplanning

Money Tips 36 Day 7 - End of Year Tax Planning   If you are listening to this in the UK in the month of March, you only have a few weeks remaining until the end of the current tax year on 5 April.    Join my Money Tips 365 Supporters Club on Spotify: - ⁠https://podcasters.spotify.com/pod/show/charles-kelly/subscribe⁠   Now is the time to think about tax-free allowances into pensions and ISA savings schemes, as well as other tax friendly investments. Other countries vary, but the principles are the same.   ⁠Join my Money Tips 365 Supporters Club on Spotify: - ⁠ ⁠https://podcasters.spotify.com/pod/show/charles-kelly/subscribe⁠   Section 24 Tax Hike Solutions Revealed By Property Accountant Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email ⁠charles@charleskelly.net⁠ for a free consultation on how to deal with Section 24. Watch video now: ⁠https://youtu.be/aMuGs_ek17s⁠ In this 45 minute interview we discuss: ·        What is Section 24 and when did George Osbourne introduce this tax hike on landlords? ·        Options available to landlords with buy-to-let properties in their own name ·        What is classed as a property business and property partnership? ·        Ramsay v HMRC (2013) case explained ·        Incorporation Relief, Stamp Duty, CGT (Capital Gains tax) and much more… Over 29,000 people signed a petition calling on the government to reverse this unfair tax o landlords to no avail.  Find out what you can do in this ⁠video⁠. Email ⁠charles@charleskelly.net⁠ for a free consultation on how to deal with Section 24.   #buytoletlandlord #propertyinvestment #section24tax #georgeosborne #financialfreedom #FinancialEquality #FinancialIndependence #money #MoneyManagement #FinancialEducation #SecureYourFuture #TakeControl #FinancialWellBeing #BridgeTheDivide #EqualityInFinance #economy #recession #section24 #section21 #IncorporationRelief #SDLT #StampDuty #CGT #ramsayvHMRC #buytoletproperty #buytoletlandlord #taxplanning  

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s In this 45 minute interview we discuss: What is Section 24 and when did George Osbourne introduce this tax hike on landlords? 6 options available to landlords with properties in their own name What is classed as a property business and property partnership? Ramsay v HMRC (2013) case explained Incorporation Relief, Stamp Duty, CGT (Capital Gains tax) and much more… Over 29,000 people signed a petition calling on the government to reverse this unfair tax o landlords to no avail.   Find out what you can do in this video. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. #buytoletlandlord #propertyinvestment #section24tax #georgeosborne #financialfreedom #FinancialEquality #FinancialIndependence #money #MoneyManagement #FinancialEducation #SecureYourFuture #TakeControl #FinancialWellBeing #BridgeTheDivide #EqualityInFinance #economy #recession #section24 #section21 #IncorporationRelief #SDLT #StampDuty #CGT #ramsayvHMRC 

George Osbourne was the UK Chancellor wedded to austerity. “More cuts, more difficult decisions” he said at the start of 2014, as he struggled to get the British budget back into surplus. But regular listeners to this podcast know that a government budget in surplus is sucking money out of the economy. Steve Keen reminds us of the logic that shows austerity does nothing except cause damage. Phil talks through some of that damage, including cuts to public services, a shortage of UK life expectancy, even an increase in hate crime. But, weirdly, the country is still facing austerity. Not through a lack of government spending, but through a high level of taxation. People are still struggling, and the economy is on a fast road to nowhere, whilst other countries follow suit. Hosted on Acast. See acast.com/privacy for more information.

Follow Jimmy: Twitter Substack Instagram Youtube Jimmy's Jobs Website Not many people can say they've supported 10,000 young people but Bejay Mulenga isn't just anyone. Bejay is a multi award-winning serial social entrepreneur dedicated to teaching entrepreneurs the skills they need to take their business to the next level. Jimmy met Bejay shortly after he captivated 3000 people speaking at the Birmingham Symphony Hall... George Osbourne had a tough act to follow. Learn more about your ad choices. Visit megaphone.fm/adchoices

Following the Bank of England's 13th base rate hike to 5%, we look at the current mortgage deals on offer for fixed rates, discounts, trackers and buy-to-let.Also in this Money Tips Podcast episode: Transferring buy-to-let property to a limited company without paying CGT and Stamp Duty Improving your returns using holiday lets or serviced accommodation (SA) Getting around George Osbourne's Section 24 tax grab on buy-to-ley landlords See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA See also: Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1IInterest Rates Will Rise, Property Prices Will Fall And Opportunities Will Open Up:https://www.youtube.com/watch?v=ziTf2jOagB8&t=179s How To Develop A Millionaire MindsetI want to show you exactly how you can: Not only survive, but thrive in a recession or depression? Get control of your finances and spending? Save and invest for your future? Learn about money and finance? Develop a millionaire mindset To help you, I am running a free training webinar.  3 Steps To Success Money Management and Financial FREEDOM!I want to help you get control of your money, learn how to invest and become financially free by developing a millionaire mindset – which is not about buying flashy things and looking rich! Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment.https://bit.ly/3QPp8IH #interestrates #property #mortgages #remortgage #mortgagerates #homebuyers #estateagent #housepricefall #finance #moneytraining #moneymanagement #wealth   #bankofengland #inflation #money  #housingmarket #propertycrash #section24 #GeorgeOsbourne #taxrise #millionaire #millionairemindset #andrewbailey #blackwednesday #georgesoros #andrewtateThis show was brought to you by Progressive Media

Best Mortgage Deals and Rates Following Base Rate Hike Following the Bank of England's 13th base rate hike to 5%, we look at the current mortgage deals on offer for fixed rates, discounts, trackers and buy-to-let. See video version on YouTube: https://youtu.be/QF-gAdIYkdo Also in this Money Tips Podcast episode: ·        Transferring buy-to-let property to a limited company without paying CGT and Stamp Duty ·        Improving your returns using holiday lets or serviced accommodation (SA) ·        Getting around George Osbourne's Section 24 tax grab on buy-to-ley landlords See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA   See also: Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1I Interest Rates Will Rise, Property Prices Will Fall And Opportunities Will Open Up: https://www.youtube.com/watch?v=ziTf2jOagB8&t=179s How To Develop A Millionaire Mindset I want to show you exactly how you can: •       Not only survive, but thrive in a recession or depression? •       Get control of your finances and spending? •       Save and invest for your future? •       Learn about money and finance? ·        Develop a millionaire mindset To help you, I am running a free training webinar.  3 Steps To Success Money Management and Financial FREEDOM! I want to help you get control of your money, learn how to invest and become financially free by developing a millionaire mindset – which is not about buying flashy things and looking rich! Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH   Multiple Streams of Property Income - Flagship 3-Day Training Friday 14th to Sunday 16th July 2023   Register HERE for complimentary tickets: https://bit.ly/propertyABC   #interestrates #property #mortgages #remortgage #mortgagerates #homebuyers #estateagent #housepricefall #finance #moneytraining #moneymanagement #wealth   #bankofengland #inflation #money  #housingmarket #propertycrash #section24 #GeorgeOsbourne #taxrise #millionaire #millionairemindset #andrewbailey  

Best Mortgage Deals and Rates Following Base Rate Hike Following the Bank of England's 13th base rate hike to 5%, we look at the current mortgage deals on offer for fixed rates, discounts, trackers and buy-to-let. See video version on YouTube: https://youtu.be/QF-gAdIYkdo Also in this Money Tips Podcast episode: ·        Transferring buy-to-let property to a limited company without paying CGT and Stamp Duty ·        Improving your returns using holiday lets or serviced accommodation (SA) ·        Getting around George Osbourne's Section 24 tax grab on buy-to-ley landlords See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA   See also: Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1I Interest Rates Will Rise, Property Prices Will Fall And Opportunities Will Open Up: https://www.youtube.com/watch?v=ziTf2jOagB8&t=179s How To Develop A Millionaire Mindset I want to show you exactly how you can: •       Not only survive, but thrive in a recession or depression? •       Get control of your finances and spending? •       Save and invest for your future? •       Learn about money and finance? ·        Develop a millionaire mindset To help you, I am running a free training webinar.  3 Steps To Success Money Management and Financial FREEDOM! I want to help you get control of your money, learn how to invest and become financially free by developing a millionaire mindset – which is not about buying flashy things and looking rich! Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH   Multiple Streams of Property Income - Flagship 3-Day Training Friday 14th to Sunday 16th July 2023   Register HERE for complimentary tickets: https://bit.ly/propertyABC   #interestrates #property #mortgages #remortgage #mortgagerates #homebuyers #estateagent #housepricefall #finance #moneytraining #moneymanagement #wealth   #bankofengland #inflation #money  #housingmarket #propertycrash #section24 #GeorgeOsbourne #taxrise #millionaire #millionairemindset #andrewbailey  

Introduction: Welcome to today's episode of "The Cow Daily Show" with Mike Cow. In this eye-opening edition, we delve into the recent revelations brought to light on Channel 4's Dispatches programme. Our focus centers on the troubling discovery that Peter Mandelson and Tony Blair find themselves among the select individuals shielded from criticism by the Independent newspaper. Additionally, we explore the precarious financial situation of water companies and their decision to pass on their failures through a significant 40% increase in consumer bills. Finally, we discuss the unexpected partnership between George Osborne and Ed Balls through their new podcast, shedding light on the complex dynamics within the political establishment. Let's delve into these topics together and uncover the implications they hold. Segment 1: The Independent's No-Criticism List Unveiled In a surprising revelation, Channel 4's Dispatches programme has exposed the existence of a list comprising individuals who are exempt from criticism by the Independent newspaper. Notably, Peter Mandelson and Tony Blair have found themselves on this list, raising concerns about media independence and journalistic integrity. We invite you to join us as we reflect on the significance of this discovery and explore the implications it holds for a free and unbiased press. Segment 2: Water Companies' Troubled Financial State The financial stability of water companies has taken a perilous turn, necessitating our immediate attention. Reports indicate that these entities are attempting to offset their shortcomings by imposing a staggering 40% increase in consumer bills. This worrisome situation prompts us to question the fairness of burdening consumers for the inefficiencies of water companies. Together, let's delve into the intricacies of this issue, discuss the impact on households, and consider alternative approaches that can ensure greater transparency and accountability within the water industry. Segment 3: George Osborne and Ed Balls' Surprising Alliance Prepare for an intriguing discussion as we examine the unexpected alliance between political adversaries George Osborne and Ed Balls through their new podcast, "Frenemies." This collaboration challenges conventional notions of political rivalries and highlights the intricate connections that exist within the political establishment. Join us as we analyze the implications of such partnerships, exploring how shared interests can bridge ideological divides and uncover the complexities that lie beneath the surface of politics. Conclusion: Today's episode of "The Cow Daily Show" has brought forth a series of revelations that warrant our collective attention. We have examined the disconcerting inclusion of Peter Mandelson and Tony Blair on the Independent newspaper's no-criticism list, raising concerns about the independence of the media. Furthermore, we have delved into the troubled financial state of water companies, and the repercussions of their decision to impose a significant 40% increase in consumer bills. Lastly, we have explored the intriguing partnership between George Osborne and Ed Balls through their podcast, shedding light on the intricate relationships within the political landscape. Thank you for joining us on this informative journey, and we look forward to bringing you more engaging discussions on "The Cow Daily Show."

The COVID inquiry has started, with the first part looking into how resilient and prepared the country was for a pandemic. Former Conservative prime minister David Cameron, ex-chancellor George Osbourne, health secretary during COVID Matt Hancock and the UK government's chief medical adviser Chris Whitty have given evidence so far. On this Sky News Daily, host Niall Paterson is joined by our health correspondent Ashish Joshi to summarise what's been said so far, and Dr Chaand Nagpaul, former chair of the BMA UK Council from 2017-22 - who represented the medical profession during the pandemic - explores how prepared, or ill-prepared, the UK was for COVID. Producer: Soila Apparicio Assistant producer: Amy Lakin Editor: Danielle Weekes-Chilufya

The Smart 7 is a daily podcast that gives you everything you need to know in 7 minutes, at 7 am, 7 days a week... With over 12 million downloads and consistently charting, including as No. 1 News Podcast on Spotify, we're a trusted source for people every day. If you're enjoying it, please follow, share, or even post a review, it all helps... Today's episode includes the following:https://twitter.com/i/status/1671119404225134593 https://twitter.com/i/status/1671109845494419457https://twitter.com/i/status/1671075468857188353 https://twitter.com/i/status/1671150496344834048https://twitter.com/i/status/1671072397930242048 https://twitter.com/i/status/1671178589897670658https://twitter.com/i/status/1670916786592555009https://twitter.com/i/status/1671342925681238016https://twitter.com/i/status/1671050048724176897 https://twitter.com/i/status/1671051321900777473https://twitter.com/i/status/1670860133428232193 In Ireland? Why not try our Ireland Edition? Contact us over @TheSmart7pod or visit www.thesmart7.com Presented by Jamie East, written by Liam Thompson, researched by Lucie Lewis and produced by Daft Doris. Hosted on Acast. See acast.com/privacy for more information.

Average rents and house prices were still rising late last year, according to official data, although experts a property market slowdown in 2023. Private rental properties owned by private landlords increased at the highest level since comparable records began seven years ago, figures reveal. House prices were still rising in the year to November 9 but falling month on month), but the Office for National Statistics (ONS) said the pace of growth slowed. Private rental prices in the UK rose by 4.2% in the year to December. Private landlords have been hit by tax and mortgage rate rises, as well as increased compliance costs, which some are passing on to tenants. The average tenant spends more proportionally on housing costs than homeowners do, and rents are usually higher than a typical first-time buyer mortgage. Other figures from the ONS showed that property prices increased by 10.3% in the year to November, slowing from 12.4% in October 2022. A 10.9% annual increase in England A 10.7% rise in Wales A 5.5% jump in Scotland and 10.7% growth in Northern Ireland. England's prices increased the most in the northwest, up 13.5% over the year, and the slowest in London, a 6.3% increase. The average UK house price in November was £295,000 - £28,000 higher than a year earlier, a decrease from the previous month's record high of £296,000. Home buyers have been hit by the rise in mortgage costs as the Bank of England raised base rates during 2022. The average cost of a two-year fixed-rate mortgage has started to fall since last year's market turmoil following the mini-budget, but far higher than the start of last year. The ONS reports that hundreds of thousands of UK homeowners face higher mortgage costs when their current fixed-rate deal expires this year. More than 1.4 million households will be renewing their fixed-rate mortgage in 2023 - 57% of them currently paying an interest rate of less than 2%.  A ‘ fixed-rate renewal peak' between April and June 2023 will hit 371,000 mortgage holders when their deals expire. George Osbourne's buy-to-let tax hike and increased legislation has led to 85,000 private landlords quitting the property rental market in the last 5 years – see https://youtu.be/NME3nEu8dAQ. Although oil and gas prices have come down in recent months, millions of people are still facing a cost of living and have no savings.  Watch YouTube video - https://youtu.be/mPvjb6MN7To How can you: Not only survive, but thrive in a recession or depression? Get control of your finances and spending? Save and invest for your future? Learn about money and finance? To help you, I am running a free training webinar.  I want to take you to the next level, help you get control of your money and become financially free.  Join me online on my free live training Wednesday at 7.30PM.  Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #money #savings #invest #costoflivingcrisis #inflation #freetraining #interestrates #recession #economy #financialfreedom #rentalprices #propertyprices #privatelandlords #buytoletlandlordThis show was brought to you by Progressive Media

Average rents and house prices were still rising late last year, according to official data, although experts a property market slowdown in 2023. Join me online on my free live training Wednesday at 7.30PM. Places are limited, so register now below to avoid disappointment - https://bit.ly/3QPp8IH Private rental properties owned by private landlords increased at the highest level since comparable records began seven years ago, figures reveal. House prices were still rising in the year to November 9but falling month on month), but the Office for National Statistics (ONS) said the pace of growth slowed. Private rental prices in the UK rose by 4.2% in the year to December. Private landlords have been hit by tax and mortgage rate rises, as well as increased compliance costs, which some are passing on to tenants. The average tenant spends more proportionally on housing costs than homeowners do, and rents are usually higher than a typical first-time buyer mortgage. Other figures from the ONS showed that property prices increased by 10.3% in the year to November, slowing from 12.4% in October 2022. · A 10.9% annual increase in England · A 10.7% rise in Wales · A 5.5% jump in Scotland and 10.7% growth in Northern Ireland. England's prices increased the most in the northwest, up 13.5% over the year, and the slowest in London, a 6.3% increase. The average UK house price in November was £295,000 - £28,000 higher than a year earlier, a decrease from the previous month's record high of £296,000. Home buyers have been hit by the rise in mortgage costs as the Bank of England raised base rates during 2022. The average cost of two-year fixed-rate mortgage has stated to fall since last year's market turmoil following the mini-budget, but far higher than the start of last year. The ONS report that hundreds of thousands of UK homeowners face higher mortgage costs when their current fixed-rate deal expires this year. More than 1.4 million households will be renewing their fixed-rate mortgage in 2023 - 57% of them currently paying an interest rate of less than 2%. A ‘ fixed-rate renewal peak' between April and June 2023 will hit 371,000 mortgage holders when their deals expire. George Osbourne's buy-to-let tax hike and increased legislation has led to 85,000 private landlords quitting the property rental market in the last 5 years – see https://youtu.be/NME3nEu8dAQ. Although oil and gas prices have come down in recent months, millions of people are still facing a cost of living and have no savings. Watch YouTube video - https://youtu.be/mPvjb6MN7To How can you: · Not only survive, but thrive in a recession or depression? · Get control of your finances and spending? · Save and invest for your future? · Learn about money and finance? To help you, I am running a free training webinar. I want to take you to the next level, help you get control of your money and become financially free. Join me online on my free live training Wednesday at 7.30PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH

Average rents and house prices were still rising late last year, according to official data, although experts a property market slowdown in 2023. Join me online on my free live training Wednesday at 7.30PM. Places are limited, so register now below to avoid disappointment - https://bit.ly/3QPp8IH Private rental properties owned by private landlords increased at the highest level since comparable records began seven years ago, figures reveal. House prices were still rising in the year to November 9but falling month on month), but the Office for National Statistics (ONS) said the pace of growth slowed. Watch video version on my YouTube channel - https://youtu.be/mc8_fWf0R_c Private rental prices in the UK rose by 4.2% in the year to December. Other figures from the ONS showed that property prices increased by 10.3% in the year to November, slowing from 12.4% in October 2022. · A 10.9% annual increase in England · A 10.7% rise in Wales · A 5.5% jump in Scotland and 10.7% growth in Northern Ireland. England's prices increased the most in the northwest, up 13.5% over the year, and the slowest in London, a 6.3% increase. The average UK house price in November was £295,000 - £28,000 higher than a year earlier, a decrease from the previous month's record high of £296,000. Home buyers have been hit by the rise in mortgage costs as the Bank of England raised base rates during 2022. The average cost of two-year fixed-rate mortgage has stated to fall since last year's market turmoil following the mini-budget, but far higher than the start of last year. The ONS report that hundreds of thousands of UK homeowners face higher mortgage costs when their current fixed-rate deal expires this year. More than 1.4 million households will be renewing their fixed-rate mortgage in 2023 - 57% of them currently paying an interest rate of less than 2%. A ‘ fixed-rate renewal peak' between April and June 2023 will hit 371,000 mortgage holders when their deals expire. George Osbourne's buy-to-let tax hike and increased legislation has led to 85,000 private landlords quitting the property rental market in the last 5 years – see https://youtu.be/NME3nEu8dAQ. Although oil and gas prices have come down in recent months, millions of people are still facing a cost of living and have no savings. Watch YouTube video - https://youtu.be/mPvjb6MN7To How can you: · Not only survive, but thrive in a recession or depression? · Get control of your finances and spending? · Save and invest for your future? · Learn about money and finance? To help you, I am running a free training webinar. I want to take you to the next level, help you get control of your money and become financially free. Join me online on my free live training Wednesday at 7.30PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH

Howard Davies is the Chairman of the Board of Directors of Natwest Group. Previously, he was the Director of the London School of Economics (LSE) from 2003 until 2011. Prior to this appointment he was chairman of the UK Financial Services Authority from 1997 to 2003. From 1995 to 1997 he was Deputy Governor of the Bank of England, after three years as the Director General of the Confederation of British Industry. Earlier in his career he worked in the Foreign and Commonwealth Office, the Treasury, McKinsey and Co, and as Controller of the Audit Commission. In this podcast we discuss: 1) Whether the UK should separate finance and economy minister roles. 2) The competition between the Chancellor and Prime Minister. 3) Why UK productivity has been low. 4) The impact of Bank of England independence for role of Chancellor. 5) How Gordon Brown reduced poverty. 6) Why taxes are so hard to change in the UK. 7) Why Alistair Darling was under-rated as Chancellor. 8) The problem with George Osbourne's austerity drive. 9) The role of Chancellor in Scottish and EU referendums. 10) The challenge for the current Chancellor in targeting growth. 11) Whether the UK Treasury attracts the right talent.

Hi Guys,   In this weeks episode, we welcome YouTuber, coach & bodybuilder George Osbourne to the podcast to discuss his long term improvement phase. We discuss why he has chosen to do it, his struggles and the result of it. I hope yuo all enjoy! Josh   Make sure to follow him below:   IG - @georgeosborne12 IG - @georgeosbornecoaching Youtube - George Osborne Email - georgeosbornecoaching@gmail.com   Looking to join Team JCC? Hit the link here to apply & book in your free call.   Follow my YouTube Channel here Follow my IG here    

Property is a terrible way to make money  Could this be the last ever episode of The Property Podcast?   After all these years in the game have Rob & Rob done a 180 and realised that property just isn't the best way to make money?  This week on The Property Podcast Rob & Rob are revealing why property is a terrible way to make money.  They'll be taking a closer look at different strategies and revealing why each one isn't a good way to achieve the goal of generating £2,000 each month.  But it's not all bad news, because they'll be pointing you in the direction of how you CAN make money, phew, maybe The Property Podcast will continue after all...  In the news  It seems that we didn't just experience double digit growth in house prices last year, as LandlordZone have revealed a 50% increase in landlords using ltd companies to take out a mortgage last year.  This figure is the highest number since the changes George Osbourne made to the tax system!  What do Rob & Rob think about this?  Hub Extra  Do you know someone who would benefit from The Property Podcast, but you've failed to win them over so far?  Maybe they're just not a podcast person and find it all very complicated.  We've got the perfect Hub Extra for them.  Listening to podcasts couldn't be any simpler than with Spotify. Just search the name of a specific podcast or topic, and within seconds you can be listening!  They've also recently introduced a star rating system, so you can quickly decide if a podcast is worth your time!  And if you haven't done so already, you can rate The Property Podcast right here.  Let's get social   We'd love to hear what you think of this week's Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you'd like us to cover in the future - if so, pop us a message on social and we'll see what we can do.  Make sure you've liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn't enough, you can also join our friendly property community on the Property Hub forum.  See omnystudio.com/listener for privacy information.

Trainer George Osbourne joins Andrew Bensley to have a look at his strong book of runners at his home track in Kyneton today.

For this episode I'm joined by Bejay Mulenga, Founder of Supa Network.I first met Bejay at the 2014 Conservative Party conference. He was about to speak in front of 3,000 people just before George Osbourne took the stage- no mean feat at 19 years old.He told his story about his first foray into entrepreneurship- setting up a tuck shop for his school, making £15,000 in his first term and how he transformed this business into a franchise of tuck shops. By 16 years of age, he was operating a £200,000 business with plans to train 5,000 young entrepreneurs.He received a full standing ovation.Fast-forward to today and Bejay's Supa Network has supported over 10,000 young people at 81 locations across the country, doing everything from improving their digital literacy to working with Apple in developing their stores into learning centres. Talking about the changing the landscape of the education sector in response to the pandemic, Bejay cites the amazing work of Jack Butcher as a prime example of the creator economy.We also discuss the fascinating emerging career of a Learning Designer- the educational equivalent of a UX designer for a dev team- and how a focus on learning design can affect a business or product.Ever since that first speech in 2014, Bejay has always been someone to offer me adifferent perspective and it's always refreshing to speak to him.Jimmy's Jobs of the Future is hiring, read more on our next chapter here and you can sign up to our newsletter here.A reminder you can follow us onInstagram: @JimmysjobsTwitter: @JimmysjobsAnd most importantly on LinkedInIf you'd like to see more information about the job roles being offered please look at my Twitter @jimmym

George Osbourne, former UK Chancellor of the Exchequer, joins Christiane Amanpour to discuss the UK's economic response to the coronavirus. David Ho, the inventor of a cocktail therapy for AIDS, joins our Walter Isaacson to talk about the medical advances to fight COVID-19. Richard Ratcliffe, the husband of jailed British-Iranian citizen Nazanin Zaghari Ratcliffe, talks about her temporary release from prison. Actor Brian Cox discusses the hit to the entertainment industry that the pandemic is already having.

This discussion aims to consider the connection between sexual abuse, offending behaviour and the vitality of psychotherapy. In November 2015, George Osbourne announced the closure of the largest women’s prison in Europe, HMP Holloway. The recently published book, The End of the Sentence, Psychotherapy with Female Offenders, edited by Pamela Windham Stewart and Jessica Collier is part of the Forensic Psychotherapy Monograph Series edited by Brett Kahr. The End of the Sentence records the rich and varied therapeutic interventions provided over 25 years at HMP Holloway. The Freud in Prison conversation continues thinking about current forensic psychotherapy described in The End of the Sentence. A key part of the discussion will explore the correlation between the high number of inmates who are victims of childhood sexual abuse (estimated at 65% of offenders have been sexually abused). The other aspect for discussion, and related to the first, is the creative power of psychotherapy in a forensic setting. This conversation is between psychotherapist Pamela Windham Stewart and Kelly. While a former inmate, Kelly attended weekly psychotherapy as well as participating in weekly Managing Emotions Groups facilitated by Professor Gill McGauley and Pamela. From this experience Kelly has devised a 10-week group for women who were abused as children which she will discuss. Can psychotherapy have a bigger, more vocal role to play in prisons and in society as a whole? Is psychotherapy a creative process which should take up a larger political role? And can we also consider what it is about child sexual abuse that is a mental prison for individuals, institutions and society at large? …And may also have been a prison for Freud?

First, we had the George Osbourne 2015 finance act phasing out tax relief on buy-to-let mortgages. Tax relief will be gone by next year as will many property owners and landlords as they start to pay more tax and even struggle to show a return on their investment. This is a travesty and goes against all principles of business lending. The then Chancellor George Osbourne also removed wear and tear allowance, which will cost small landlords dearly. If that wasn’t enough, the government are now proposing new rules to do away with Section 21 notices, which enables landlords to legally regain possession of their property without having to give a reason or find fault. Many property owners have already sold up or reduced the size of their portfolio in order to cut borrowing. Property prices in many parts of the country have dropped for a number of reasons, including of course Brexit. Some see this as an opportunity to buy more property as so-called amateur landlords run for the hills. Others worry that long term open-ended tenancies may be the beginning of the end for the buy to let business as we know it. The banks will certainly be concerned about gaining possession of their security in the event of a default on the mortgage. Listen for more details.... If you'd like further details a property courses, such as a one-day introduction to property investing, see https://ambassadorshub.co.uk/ambassador/index.php?aid=AMB0427 or drop me a line to charles@charleskelly.net I have a limited number of complimentary tickets to attend an excellent course run by experts, which will give you a clear overview into the market.

In light of tougher legislation on landlords, Is property still a good investment? First, we had the George Osbourne 2015 finance act phasing out tax relief on buy-to-let mortgages. Tax relief will be gone by next year as will many property owners and landlords as they start to pay more tax and even struggle to show a return on their investment. This is a travesty and goes against all principles of business lending. The then Chancellor George Osbourne also removed wear and tear allowance, which will cost small landlords dearly. If that wasn’t enough, the government are now proposing new rules to do away with Section 21 notices, which enables landlords to legally regain possession of their property without having to give a reason or find fault. Many property owners have already sold up or reduced the size of their portfolio in order to cut borrowing. Property prices in many parts of the country have dropped for a number of reasons, including of course Brexit. Some see this as an opportunity to buy more property as so-called amateur landlords run for the hills. Others worry that long term open-ended tenancies may be the beginning of the end for the buy to let business as we know it. The banks will certainly be concerned about gaining possession of their security in the event of a default on the mortgage. The BBC and media have been all over the story citing cases of victims of unscrupulous landlords who apparently evicted them at short notice because they made a complaint about a repair job.   We usually only hear one side of these stories, which surprises me for two reasons. Most landlords would want to maintain the property in good order and any that do not are shooting themselves in the foot and giving the vast majority of good landlords a bad name.   No landlord wants to evict a good tenant who is paying rent knowing that they will have a void and then have to pay an agent to get another tenant.   So what do I think of this? Housing Crisis These measures will not solve the housing crisis. If anything, it will make it worse as more landlords pull out of the market to avoid open-ended long-term tenancies. If this happens, rents will go up based on the simple economic laws of supply and demand.   Long Term Secured Tenancies Private landlords were never meant to fill the gap in the market for long-term tenancies. Buy-to-let mortgages do not allow such tenancy agreements under the terms of a typical mortgage. Secured tenancies were traditionally was provided by council housing, which have not been built in any great quantity in the London area since the 1970s. Despite government encouragement and cheap borrowing, councils are often reluctant to build more council houses as they fear that they will lose them further down the road and the right to buy scheme. Many have even sold of housing stock to huge housing associations. The government and local authorities must build affordable rental social housing as a matter of urgency. The current scheme of asking developers to give a percentage of the development over to affordable housing is just not working or providing enough stock. Frankly, in the south-east affordable housing is just not affordable. I have seen developers who cannot offload affordable housing even on shared ownership schemes.   Has Right-to-Buy Passed its Sell-by Date? The government also needs to restrict right to buy in order to keep housing stock within the social rented sector and remove the excuse local authorities use to sit on their hands whilst spending millions housing people in expensive temporary accommodation. The right-to-buy was a revolutionary flagship policy under Margaret Thatcher‘s Conservative government in the late 1970’s and 1980’s. It did a lot to help social mobility and allow people get on the property ladder. The problem is that the money from the sale of the council houses was not reinvested into building new stock.   Underlying Shortage of Housing in the UK There is still a massive shortage of housing in England, as the population has risen sharply in recent years due to immigration and people living longer. Divorce also increased the need for smaller rental units such as studios in one-bedroom apartments. Net migration, the difference between people coming into the country and people leaving the country, has been running at around half a million people each year for years. A small city the size of Bristol would have to be built every year to just to cope with the number of new arrivals alone, according to organisations like Migration Watch. As this is unlikely to happen - as far as I know there is no plans to build another Milton Keynes or Basildon - there will be a strong demand for property for the foreseeable future. Even if there are fluctuations in the market, the fundamentals and underlying demand will still remain. The U.K.’s population is set to hit 60 million within the next decade and they all will need somewhere to live. As for this latest announcement, we don’t know exactly how the new rules will play out or when they will be implemented. We do know that the government do not want to go back to the bad old days of protected tenancies where a landlord could never regain possession of their property or increase the controlled rent. Until a few years ago, there were thousands of these properties with sitting tenants dating back to the 60’s and 70’s. Owners would sell off the properties at huge discounts at auction. Tenants were offered thousands of pounds in bribes to vacate. A good friend of mine used to buy these properties in London and then negotiate with the tenant to leave with a nice cash sum! They made a fortune. If we return to this situation, the supply of private rented accommodation will dry up.   Like it or not, the government needs private landlords as there is simply not enough social housing provided by councils and housing associations. Some corporate landlords are coming into the market but they are catering for the luxury end, such as in the city centre studios and co-living for young professionals.   So for all of the above reasons, I think there will be a demand for private rented accommodation even with anti-landlord legislation. Landlords are small business people and small business people are resilient to legislation changes and government red tape such as licensing (another issue for the sector to cope with). They will survive and adapt. Like Darwin said, it’s not the strongest species that survive, but the most adaptable. Property is a long-term investment and there will always be challenges. Landlords and investors need to keep abreast of new legislation by attending courses and seminars run by reputable organisations. The National Landlords Association is a good source of information and it lobbies the government on behalf of landlords. Property still a good investment because you can use leverage or bank and other people’s money to acquire properties. If you currently own property, I would not jump ship just yet. If you are planning to invest, I would proceed with caution and always educate yourself before dipping your toe in the market. If you like further details a property courses, such as a one-day introduction to property investing, drop me a line. I have a limited number of complimentary tickets to attend an excellent course run by experts, which will give you a clear overview into the market.   My new book, Yes, money can buy happiness, is due out on the 4th of May. Watch out for a special offer for all my podcast subscribers!   See omnystudio.com/policies/listener for privacy information.

June the 23rd is not only the anniversary of the Brexit vote, but the date four years ago that George Osbourne gave his first Northern Powerhouse speech. In this UnPacked Short, Peter Franklin and Charlotte Pickles discuss the Northern Powerhouse and ask if devolution of powers to the North really can help revive it.

Bruce Dickinson, Iron Maiden and George Osbourne! Busy in London's Literary Pubs!

This week on Inspired Edinburgh we have Davy Hutton. Davy is an entrepreneur, property expert and owner of Quicksale Property Auctions, the hardest hitting property company in the UK today. He's had a string of award winning businesses and has appeared on television shows such as Restoration Man, Changing Rooms and Dragons Den. He's also the owner of Law Castle on the West Coast of Scotland and can regularly be heard doing commercials on the radio in his trademark colourful style. Davy reflects on his background, career journey, views on the world, technology, politics, corporations, society as well as his purpose and legacy. A seriously thought provoking interview with a truly fascinating man. 01.25 - Davy's Background 05.30 - Young people growing up now vs when Davy was young10.00 - How does Davy regulate his thoughts and manage anxiety 12.40 - Davy's career journey 18.30 - Starting early pays dividends21.50 - Davy's take on being an entrepreneur 24.15 - How has fear played a part in Davy's professional life27.15 - Fear in other people's lives29.00 - Social media and the problems it's creating31.00 - Positive aspects of technology and change34.00 - Long term projects and politics 37.20 - The danger with Donald Trump40.00 - Protest votes, bank crashes, corporations and societies 50.00 - Davy's political views55.00 - The gap between wealth/poverty, social media and the news 1.01.00 - The way the media portrays politics 1.03.00 - Gordon Brown and George Osbourne 1.06.00 - The Banking Ponzi scheme 1.10.00 - Being aware of the outer world1.11.30 - The kid that wanted to walk on the moon1.18.00 - What are your ambitions?1.20.00 - Embracing social media1.24.00 - Technology and disruption1.25.30 - Davy's purpose1.28.00 - Mala Zimetbaum and stimulating thought1.31.00 - Davy's legacy1.34.30 - Davy's definition of success 1.39.30 - Dressing and looking different1.47.00 - Being open to stimulation1.49.00 - The art of conversation You can find Davy at:http://quicksalepropertyauctions.comhttps://www.facebook.com/QuicksalePropertyhttps://twitter.com/QuicksaleProper Like our Facebook page here: www.facebook.com/INSPIREDINBURGH  

In a week where George Osbourne got all the jobs, the Team are back to celebrate the burgeoning inequality that is the world of football. Is that… Chris Brunt… in the studio…. What could he possibly want? In fact it’s Chris Wagner – football’s answer to Chris Brunt – who hasn’t been on the podcast since he appeared on the second most listened to podcast we’ve ever made. Is this our response to dropping listening figures? Is there anyone even listening to this? Is there any meaning to anything? These, however, are questions that everyone is asking and are, therefore, off topic… We’re giving some of the panel’s unpopular opinions this week. Which is good because we’ve got Paddy McCloskey on today… all of who’s opinions are unpopular. He’s joined by Ceylon who was given more than five minute’s notice today. The ever present Jon Mackenzie is here to make quorum. Despite the recent debacle of the philosophy puns, Paddy is doing Organised Fun again this week. We never learn. All this and more besides in this week’s episode of a Team of John O’Sheas.

S1 EP2 - Matt Forde has a very frank and open discussion with the outspoken Tory politician Anna Soubry. The discussion ranges from the referendum to George Osbourne to immigration as well as her altercations on Question Time. On top of that Matt sees the funny side of the major political stories from the week's news. It's topical satire at it's very best! See acast.com/privacy for privacy and opt-out information.

A week after George Osbourne’s unfair budget, Balls Radio’s Phil Dobbie will undergo cuts of a different kind. Balls Radio will never be the same again.RUNNING ORDER00:00 Introduction01:38 Getting ready for the snip09:44 Osborne’s Cruel Budget24:55 UK set to rid local authorities of schools 46:13 What’s the Big Idea – saving water, sickies and surveillance56:30 The New Zealand cat burglar59:08 A universal basic income for New Zealand1:01:44 Wicked campers causing offence1:05:34 D-day for the Kiwi flag1:09:38 Thanks Microsoft & Google for ruining my weekend1:11:55 What’s Abbott doing in Kiev?1:14:05 Did Putin bring all his planes back from Syria?1:19:18 Could airships be back in fashion?1:23:16 Is Princess Diana still a PR vehicle for the Palace1:25:48 Making Wentworth a more exclusive golf club

There's a battle for influence taking place over fracking. Should companies in the UK be drilling for the trillions of cubic feet of shale gas lying thousands of metres below the surface of the earth, and hydraulically fracturing (fracking) the wells to get it out? Demonstrators have already voiced noisy opposition to the plans in the West Sussex village of Balcombe, citing fracking-induced earthquakes in Lancashire and leaks and contamination of water sources near fracking sites in the United States. The Prime Minister, David Cameron, and the Chancellor, George Osbourne, have both championed fracking saying it will lower energy prices and lead to better energy security for the UK as it has done in America. But is fracking dangerous, and will it be the silver bullet for energy prices? Wesley Stephenson looks at the evidence.

It's been a long week... and we haven't recorded a podcast on a Friday afternoon for a long time, so forgive us. Please forgive us. But fear not, Alex has returned and tell us all about E3 from the front lines. We also talk about the week in news, Seth Rogen dropping in to talk about This Is The End and The Last of Us, and George Osbourne bizarrely. IGN UK Podcast #192: Full of Burgers – 35.1 MB (right click to save) Subscribe to IGN's Podcast Series