Podcasts about llp

On Wednesday June 18, 20205, Westchester Talk Radio was on the scene at the first-ever New Rochelle YMCA Sneaker Ball, a night where community, celebration, and purpose come together in style! The Y hoped to raise funds to support youth development, healthy living, and social responsibility. It was an unforgettable evening filled with dancing, inspiration, and exciting silent and live auctions.Host Bob Marrone spoke with a dynamic lineup of community leaders, advocates, and supporters about the vital role the Y plays in New Rochelle. Listen in as Bob sat down with James Veneruso, attorney with Veneruso, Curto, Schwartz, Curto, LLP who discussed the YMCA's powerful impact on youth development, wellness, and community building.

Investigative journalists and co-hosts of True Sunlight Podcast Mandy Matney and Liz Farrell and attorney Eric Bland discuss the heinous details contained in court documents about what suspended South Carolina Representative RJ May has been accused of doing and why it was important for the U.S. Attorney's Office to get so graphic.  Over the course of five days in 2024, RJ May is accused of sharing 220 different child-sex abuse videos — including videos of babies being raped, bestiality with children and sex acts between toddlers and grown women and men. He shared those videos 479 times with other “like-minded pedophiles,” according to court records.  Even more stunning is that while the FBI conducted its investigation, RJ May remained a lawmaker and even got re-elected — despite the powers that be allegedly being aware of the nature of that investigation. RJ May's case should serve as a wake-up call for everyone.  Also on the show, Michael Colucci's retrial is this week. Mandy, Liz and Eric talk about the incredible accusations made in the motion to dismiss that Colucci's team filed Friday, accusing SLED and South Carolina Attorney General Alan Wilson's Office of sitting on “conclusive evidence” that Michael's wife, Sara-Lynn Colucci — whom Michael is accused of killing — had plans to hang herself.  ☕ Cups Up! ⚖️ Episode References “Will RJ May be expelled from SC House? Here's what would need to happen” - The State, June 13, 2025 Mandy's FB post on RJ May's federal indictment “Retrial begins for Summerville jeweler charged with murder in wife's 2015 death” - ABC 4 News, Updated June 16, 2025 The Colucci Case Spotify Playlist Premium Resources Robert May - June 12, 2025 - Federal Brief Supporting Detention⁠ ⁠Michael Colucci's Motion to Dismiss for Government Misconduct - June 13, 2025 Soundbites On Colucci - A Recap Episode Stay Tuned, Stay Pesky and Stay in the Sunlight...☀️ ⁠⁠⁠⁠⁠⁠⁠Premium Members⁠⁠⁠⁠⁠⁠⁠ also get access to episode videos, case files, live trial coverage and exclusive live experiences with our hosts. ⁠⁠⁠⁠⁠⁠⁠CLICK HERE⁠⁠⁠⁠⁠⁠⁠ to learn more and join with Promo Code "COJ25" for your first month free! ⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3BdUtOE⁠⁠⁠⁠⁠⁠⁠. Check out Luna Shark Merch With a Mission shop at ⁠⁠⁠⁠⁠⁠⁠lunasharkmerch.com/⁠⁠⁠⁠⁠⁠⁠ What We're Buying... ⁠⁠⁠⁠⁠⁠⁠Quince⁠⁠⁠⁠⁠⁠⁠ - Give yourself the luxury you deserve with Quince! Go to ⁠⁠⁠⁠⁠⁠⁠Quince.com/COJ⁠⁠⁠⁠⁠⁠⁠ for free shipping on your order and 365-day returns Here's a link to some of our favorite things: ⁠⁠⁠⁠⁠⁠⁠https://amzn.to/4cJ0eVn⁠⁠⁠⁠⁠⁠⁠ Find us on social media: ⁠⁠⁠⁠⁠⁠⁠bsky.app/profile/mandy-matney.com⁠⁠⁠⁠⁠⁠⁠   |   ⁠⁠⁠⁠⁠⁠⁠bsky.app/profile/elizfarrell.com⁠⁠⁠⁠⁠⁠⁠   |   ⁠⁠⁠⁠⁠⁠⁠bsky.app/profile/theericbland.bsky.social⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Twitter.com/mandymatney⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠Twitter.com/elizfarrell⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠Twitter.com/theericbland⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/cupofjustice/⁠⁠⁠⁠⁠⁠⁠ |  ⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/cojpod/⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠  | ⁠⁠⁠⁠⁠⁠⁠TIKTOK⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠SUNscribe⁠⁠⁠⁠⁠⁠⁠ to our⁠⁠⁠⁠⁠⁠⁠ free email list⁠⁠⁠⁠⁠⁠⁠ to get alerts on bonus episodes, calls to action, new shows and updates. ⁠⁠⁠⁠⁠⁠⁠CLICK HERE⁠⁠⁠⁠⁠⁠⁠ to learn more:⁠⁠⁠⁠⁠⁠⁠ https://bit.ly/3KBM⁠⁠⁠⁠⁠⁠⁠ *** Alert: If you ever notice audio errors in the pod, email ⁠⁠⁠⁠⁠⁠⁠info@lunasharkmedia.com ⁠⁠⁠⁠⁠⁠⁠and we'll send fun merch to the first listener that finds something that needs to be adjusted! *** *The views expressed on the Cup of Justice episodes do not constitute legal advice. Listeners desiring legal advice for any particular legal matter are urged to consult an attorney of their choosing who can provide legal advice based upon a full understanding of the facts and circumstances of their claim. The views expressed on the Cup of Justice episodes also do not express the views or opinions of Bland Richter, LLP, or its attorneys. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, hosts Sarah Dobek Sarah Dobek, Founder and President of Inovautus Consulting, and Gary Thomson, CPA, Founder and Principal of Thomson Consulting, are joined by Chip Chaon, CEO and Managing Principal of LattaHarris, LLP, and Mark Kovaleski, Managing Partner of MMB+CO, where they explore how evolving governance structures are reshaping partnership agreements within firms. The conversation also provides insights into the challenges of implementing changes to partnership agreements and how to navigate the transformation. As part of a unique four-part series on governance, this informative discussion aims to offer guidance for those journeying down the path of transforming their partnership agreements. Be sure to check out the PCPS Governance Toolkit – developed through collaboration by the AICPA & CIMA PCPS team, Inovautus Consulting, and Thomson Consulting – which is designed to help firms of all sizes transform their governance strategies. To find out more about transforming your business model, explore our business model transformation resources at aicpa-cima.com/tybm. You'll also see a link there to all of our previous podcast episodes. This is a podcast from AICPA & CIMA, together as the Association of International Certified Professional Accountants. To enjoy more conversations from our global community of accounting and finance professionals, explore our network of free shows here. Your feedback and comments welcomed at podcast@aicpa-cima.com  

Investigative journalists Mandy Matney and Liz Farrell and attorney Eric Bland —talk about the retrial of murder suspect Michael Colucci, who is accused of strangling his wife Sara-Lynn Moore Colucci 10 years ago in Summerville, South Carolina, and how the age and health of his high-profile (and high-cost) attorney contributed to the constant trial delays.  Is this yet another trick of the defense attorney trade in South Carolina? Leveraging an attorney's health in court to benefit defendants … and further hurt victims?  Also on the show it's been four years since Alex Murdaugh murdered his wife and son … and why phrasing it that way matters.  Plus churchy business bro “Pastor” JP Miller marries his alleged longtime mistress Suzie Skinner in a highly public (but still dumpy) beach ceremony. There's a lot to say there. ☕ Cups Up!  ⚖️ Episode References “Colleton County man goes to trial, accused of setting wife on fire, killing her” - Live5, Nov 4, 2024

With violent protestors talking to the streets of Los Angeles, burning vehicles, damaging businesses and property, the economic impact begins to come into the forefront. President Trump activated the National Guard and has sent hundreds of Marines to establish order. The L.A. riots, reminiscent of those that took place five years ago in Minneapolis that caused a half a billion dollars in economic losses, could impact local businesses and the economy for years to come FOX's John Saucier speaks with Pierre Debbas, an attorney and real estate expert, and Managing Partner of Romer Debbas, LLP, who says unrest in major cities has a long, negative ripple effect on small businesses and real estate values. Click Here⁠⁠⁠ To Follow 'The FOX News Rundown: Evening Edition' Learn more about your ad choices. Visit podcastchoices.com/adchoices

With violent protestors talking to the streets of Los Angeles, burning vehicles, damaging businesses and property, the economic impact begins to come into the forefront. President Trump activated the National Guard and has sent hundreds of Marines to establish order. The L.A. riots, reminiscent of those that took place five years ago in Minneapolis that caused a half a billion dollars in economic losses, could impact local businesses and the economy for years to come FOX's John Saucier speaks with Pierre Debbas, an attorney and real estate expert, and Managing Partner of Romer Debbas, LLP, who says unrest in major cities has a long, negative ripple effect on small businesses and real estate values. Click Here⁠⁠⁠ To Follow 'The FOX News Rundown: Evening Edition' Learn more about your ad choices. Visit podcastchoices.com/adchoices

With violent protestors talking to the streets of Los Angeles, burning vehicles, damaging businesses and property, the economic impact begins to come into the forefront. President Trump activated the National Guard and has sent hundreds of Marines to establish order. The L.A. riots, reminiscent of those that took place five years ago in Minneapolis that caused a half a billion dollars in economic losses, could impact local businesses and the economy for years to come FOX's John Saucier speaks with Pierre Debbas, an attorney and real estate expert, and Managing Partner of Romer Debbas, LLP, who says unrest in major cities has a long, negative ripple effect on small businesses and real estate values. Click Here⁠⁠⁠ To Follow 'The FOX News Rundown: Evening Edition' Learn more about your ad choices. Visit podcastchoices.com/adchoices

Get ready for the IADC 2025 Annual Meeting in Québec City this July! IADC Speaks Host Mollie Benedict (Tucker Ellis LLP) is joined by guests Convention Chair Chris Drewry (McCarter & English, LLP) and 2025 Annual Meeting CLE Steering Committee Chair Brandee Kowalzyk (Nelson Mullins Riley & Scarborough LLP) for a day-by-day preview of the event, highlighting the top educational sessions and exciting social events. From networking to professional development to family fun, this episode covers everything you need to know about this must-attend gathering. Tune in to learn about the incredible opportunities for growth, connection, and collaboration – and why you won't want to miss out!

This lecture provides an overview of agency law, a core concept in business associations. It explains the definition and key elements of an agency relationship, including mutual consent, action on behalf of the principal, and the principal's right to control the agent. The text distinguishes between different types of authority an agent can possess, such as actual (express and implied) authority, apparent authority, and authority created through ratification. It also outlines the fiduciary duties owed by agents to principals (loyalty, care, obedience) and the principal's duties to the agent (compensation, reimbursement, indemnification). Finally, the lecture discusses liability to third parties for both contracts and torts, methods for terminating agency, and highlights relevant case law, doctrinal debates, practical applications, and policy considerations.The three key elements of agency are assent by both parties (mutual consent), action on behalf of the principal, and control exercised by the principal.An agency relationship can be formed when one person asks a friend to do something on their behalf, and the friend agrees, even without a formal contract or payment, like asking a friend to pick up dry cleaning.Ratification occurs when a principal approves or adopts an act performed by an agent who did not initially have the authority to do so. By ratifying, the principal becomes bound as if the agent had authority from the start.Watteau v. Fenwick held a principal liable for acts of an agent that exceeded actual authority, provided the acts were of the type usually entrusted to such an agent, reflecting a broad view of liability.One defining characteristic of a corporation is the limited liability of shareholders, meaning their personal assets are protected from the corporation's debts and obligations.The board of directors is responsible for the centralized management of a corporation, typically overseeing daily operations and appointing officers.Piercing the corporate veil is a doctrine where courts disregard the separate legal entity status of a corporation to hold shareholders personally liable for the corporation's debts or obligations, usually when there is fraud, injustice, or the corporation is a mere alter ego.In a general partnership, all partners are jointly and severally liable for partnership debts, while in an LLP, partners typically have limited liability for partnership debts and are shielded from liability for the malpractice of other partners.The duty of loyalty requires partners to act with the punctilio of an honor the most sensitive, meaning they must be honest, candid, and fair in all aspects of the partnership relationship and cannot take advantage of opportunities meant for the partnership.A derivative suit is a lawsuit brought by a shareholder on behalf of the corporation to enforce a right or remedy a wrong when the corporation's management fails to do so.

In this episode of Payne Points of Wealth, hosts Bob, Ryan, Chris, and Courtney explore the current state of the real estate markets in New York City and nationwide with Pierre Debbas, a leading NYC attorney and founding partner of Romer Debbas, LLP. They discuss the record highs of the NYC real estate market in 2021, driven by low interest rates and post-pandemic demand. With rising interest rates now making homes less affordable, they delve into the future of the market: Will rates continue to climb? Will the market cool down, or can prices surge again? Pierre, with over 20 years of experience in real estate and business law, shares his insights on these pressing questions. Recognized as a Super Lawyer and a thought leader in the industry, Pierre's expertise covers a wide range of transactional matters. Tune in for valuable insights from one of the industry's top professionals. Learn more about Pierre at romerdebbas.com.

This week we're diving into some of the most frustrating systems many Americans face, starting with healthcare. Liz joins us from Rhode Island and shares a harrowing family emergency and the implications of her uncle's hospital stay... The conversation pivots to the striking similarities between the healthcare system and the South Carolina bond system, highlighting the lack of uniformity and how the discretion involved feels like gambling. And consequently, the disturbing Nathan Cureton case, where a man with a violent history was released on bond to attend a graduation just days before an alleged kidnapping and murder-suicide… it all raises serious questions about public safety and the system's decision-making. We broaden our critique of the criminal justice system, discussing the frustration with police thoroughness and the feeling among the public that they have to be "part-time detectives". This includes a deep dive into the confusing circumstances of the Chris Skinner case, involving his drowning death, the police and coroner ruling it an accident despite video suggesting suicide, and baffling police interviews that seemed to lack interest or key questions. Finally, Mandy shares a personal update – she's been notified that Bill Padget wants to depose her in a long dead lawsuit that feels more like harassment. We discuss the process, the challenges for journalists facing legal action years after reporting a story, and Mandy's strong feelings about the lawyer and lawsuit…  It's a raw look at confusing, costly, and sometimes dangerous systems that feel rigged against the average person… but that's why we're talking about it to educate and hopefully entertain! ☕ Cups Up!  ⚖️ Episode References Katie Couric Gets A Colonoscopy on TODAY

Georgianne Walker, Trial Attorney & Partner at May Oberfell Lorber, LLP, joins Bill Kanasky, Jr., Ph.D. to discuss changes she has seen in litigation over the past couple of years. Georgianne talks about how her firm manages the volume of trial work with the logjam of trials taking place. Bill and Georgianne discuss the challenge of hiring, training, and retaining younger associates and how Georgianne's firm manages their associates and lateral hires. Georgianne shares how she works with difficult plaintiff attorneys and how she prepares witnesses for situations where opposing counsel might be acting up during their deposition. Bill and Georgianne discuss AI in legal and different ways they are seeing AI being used and not being used. Lastly, Georgianne provides a breakdown on a med mal case she recently worked on. Watch the video of this episode: https://www.courtroomsciences.com/r/CqN

In a special “Leaders in Law” edition of Lessons in Leadership, Steve Adubato and Mary Gamba talk with Guillermo Artiles, Government Affairs Chair, McCarter & English, LLP, about the opportunities and challenges facing leaders in law as well as his passion for giving back. Then, in a “Discovery and Innovation” edition, Steve and Mary sit … Continue reading Lessons in Leadership: Guillermo Artiles and Christopher Paladino

Guest: John Boscariol, Partner, Leader of the International Trade and Investment Law Group at McCarthy Tétrault LLP.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Join Kane and Rob as they reveal the counterintuitive truth about expensive purchases that actually save and make money. From hiring drivers and private chefs to investing in luxury watches and supercars, Rob breaks down how you can spend money to make money and challenges conventional ideas about saving. KEY TAKEAWAYS Rob pays £300 for a driver because one productive hour of his time is worth £5,000, making the driver a profitable investment that eliminates stress and dead time He argues putting £10,000 in a Rolex beats a savings account since luxury watches appreciate 5-8% annually while savings lose value to inflation Rob's supercars directly increase revenue at his property events. People spend more money when he lines up his Lamborghini, Aston Martin and Porsche outside He owns five cars through an LLP structure, paying before tax and writing off depreciation, which effectively halves the real cost compared to personal purchases Rob hired his own mother as his first chef to combine family time with practical help, showing how anyone can start outsourcing on any budget He believes having children makes entrepreneurs more legacy-focused and empire-building driven, though he plans to structure inheritance to avoid creating entitled kids BEST MOMENTS "I've worked out a good average hour of work for me should make me five grand and a driver costs me, I don't know, couple of 300 pounds per hour." "It is a far better use of 10 grand to have it in a Rolex than to have it in a savings account. Because in a savings account that'll go down in value every year." "Do you know the amount of money that people spend at our events goes up when we line up all of our supercars out there." "I would say if you've got an empire building element inside you. For sure having kids can grow that." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Alreen Haeggquist is a powerhouse women's rights attorney, speaker, and the author of Fired Up: Fueling Triumph from Trauma. As the founding partner of Haeggquist & Eck, LLP in San Diego, Alreen has spent over two decades fighting and winning high-profile cases for women facing discrimination, harassment, and retaliation—taking on major entities like Trader Joe's, Kaiser Permanente, and even a U.S. President-elect.What sets her apart, though, is the depth of her story. As a survivor of childhood abuse and the youngest of 10 children, Alreen knows what it means to break generational silence and reclaim your voice. Her trauma-informed legal practice empowers women to stand up, speak out, and finally stop shrinking.Her mission is clear: Stop the silence, and turn your pain into power.

Investigative journalists Mandy Matney and Liz Farrell and attorney Eric Bland unpack the continued fallout from the Alex Murdaugh trial, and the four new felony charges for former Clerk of Court, Becky Hill. They dissect the charges against Hill, clarifying that she faces misconduct, obstruction and perjury allegations... but not for jury tampering, despite Team Murdaugh's narrative. The hosts reveal how Hill seemed to embrace the attention, and how 'Backstage' Becky's actions, like charging high fees and allegedly showing sealed photos of victims' bodies to media at a party, raised all sorts of alarms. Did the Murdaugh defense team see Hill as an "easy target" to base an appeal on and what was the role of attorney Joe McCulloch, present throughout the trial for... a screenplay? And what was the complicity of media members who viewed sealed evidence... Will there be consequences? We hope so.  Despite these issues, we strongly believe Alex Murdaugh received a fair trial, and question the credibility of anyone alleging that jury tampering occurred.  Plus, we address the P. Diddy federal sex trafficking trial and why transparency matters.  ☕ Cups Up!  ⚖️ Episode References“Murdaugh clerk of court Becky Hill facing perjury, misconduct charges” - CourtTV, May 14, 2025 

Plaintiff John Doe, represented by Eisenberg & Baum, LLP, has filed a civil lawsuit against defendant Sean Combs in the United States District Court for the Southern District of New York. The complaint alleges claims against Combs based on actions detailed through the plaintiff's personal knowledge, along with other facts and information. The lawsuit initiates formal litigation, aiming to hold Combs accountable for alleged wrongdoing, though the precise details of the claims are yet to be outlined publicly.The case, brought anonymously under the name "John Doe," suggests sensitivity surrounding the allegations or potential concerns for the plaintiff's safety or privacy. As the legal process advances, further specifics regarding the nature of the allegations and the damages sought are expected to emerge, clarifying the basis for this legal action against Combs.to contact me:bobbycapucci@protonmail.comsource:gov.uscourts.nysd.637615.1.0_1.pdf

Plaintiff John Doe, represented by Eisenberg & Baum, LLP, has filed a civil lawsuit against defendant Sean Combs in the United States District Court for the Southern District of New York. The complaint alleges claims against Combs based on actions detailed through the plaintiff's personal knowledge, along with other facts and information. The lawsuit initiates formal litigation, aiming to hold Combs accountable for alleged wrongdoing, though the precise details of the claims are yet to be outlined publicly.The case, brought anonymously under the name "John Doe," suggests sensitivity surrounding the allegations or potential concerns for the plaintiff's safety or privacy. As the legal process advances, further specifics regarding the nature of the allegations and the damages sought are expected to emerge, clarifying the basis for this legal action against Combs.to contact me:bobbycapucci@protonmail.comsource:gov.uscourts.nysd.637615.1.0_1.pdfBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Plaintiff John Doe, represented by Eisenberg & Baum, LLP, has filed a civil lawsuit against defendant Sean Combs in the United States District Court for the Southern District of New York. The complaint alleges claims against Combs based on actions detailed through the plaintiff's personal knowledge, along with other facts and information. The lawsuit initiates formal litigation, aiming to hold Combs accountable for alleged wrongdoing, though the precise details of the claims are yet to be outlined publicly.The case, brought anonymously under the name "John Doe," suggests sensitivity surrounding the allegations or potential concerns for the plaintiff's safety or privacy. As the legal process advances, further specifics regarding the nature of the allegations and the damages sought are expected to emerge, clarifying the basis for this legal action against Combs.to contact me:bobbycapucci@protonmail.comsource:gov.uscourts.nysd.637615.1.0_1.pdfBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

Keith discusses the mortgage landscape, emphasizing the benefits of cash-out refinances with Ridge Lending Group President, Caeli Ridge. They unpack the Trump administration's plan to privatize Fannie Mae and Freddie Mac, which could impact the mortgage market. Investors are discovering powerful strategies to leverage property equity and optimize their financial portfolios. By understanding innovative borrowing techniques, savvy real estate investors can access tax-efficient capital and create sustainable wealth-building opportunities. Consider working with a lender that specializes in investor-focused loan products and provides comprehensive education on the options available.  Resources: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Show Notes: GetRichEducation.com/554 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, we're talking about the mortgage loan landscape in this era. Is title insurance a rip off today? Is it worth it for you to pay discount points at the closing table to get a lower interest rate? Learn about how a cash out refinance. Is your ability to borrow tax free, much like a billionaire does, and what are the dramatic changes that the current administration could take to alter the mortgage environment for years, all today on get rich education.    Speaker 1  0:34   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:20   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:36   Welcome to GRE from Liverpool, England to Livermore, California and across 188 nations worldwide. I'm Keith Weinhold, and you are listening to get rich education, the voice of real estate. Since 2014 it's been estimated that there are about 800 billionaires in USA, and hey, you might be one of them, but there's a pretty good chance that you aren't well. When it comes to lending and mortgages, you can actually take a page out of a billionaires playbook and do something very much like what they do whenever you perform a cash out refinance if you've got dead equity in a property, and you can borrow against your own home to a greater extent than you can against your rental properties, even either one of those is a tax free event, you've now got tax free cash, and you can use that money on anything from investing it in the stock market To using your proceeds for a down payment on more real estate or buying a boat or going to Disneyland, and you didn't have to relinquish your asset at all. You continue to hold on to the asset. Now, the mechanics are somewhat different, sure, but when you do a cash out refinance like this, it's a bit like billionaires borrowing against their stock. Instead, you're borrowing against the value of your real estate. In fact, listening to this short clip, it's Trevor Noah talking about how billionaires do exactly this, and you'll notice that the crowd laughs because it actually sounds funny that you can really do this,    Speaker 2  3:22   the shares that they hold in a company, because it is an unrealized gain, right? So they go like, yeah, you're worth 300 billion, but we can't tax you on those stocks because you haven't sold the shares, so you don't, like, have the money. And I understand the argument. They go like, No, you don't have it. It's just what it's worth, because it will also crash, and then you have nothing, so we can't tax you on it. Then I'm like, Okay, I understand that. Then Elon Musk offers to buy Twitter, all right? He offers to buy it. And then he says in his offer, he goes, I'm putting up my Tesla stock as collateral. Then I'm like, so you do have it? Then he's like, no, no, no, no, I don't have it. I don't have it. I'm just gonna say so then they accept the offer. He now buys Twitter. Now that they've accepted his offer, he now goes to private equity and banks and like other rich people and whatever. He goes like, can you guys borrow me the money to buy Twitter? And then he's like, I'm I want to buy Twitter because I don't want to sell any of my Tesla shares, so I want to use your money to buy Twitter. And then it's like, but then they're like, What are we loaning it against? And he's like, Well, my Tesla shares. Then I'm going, like, Wait, so, so you, you can, you can buy a thing based on what you have, yes, but when we want to tax you, you can say, I don't have it. Do you hear what I'm saying here?   Keith Weinhold  4:46   Yeah, you can borrow against your real estate if you have substantial equity in it. We'll talk about just how much now billionaires borrow against their stock holdings using financial products like portfolio lines of credit or. For securities based loans. These are the names for how they do it, essentially taking out loans and using their stock as collateral. And this allows them to access cash without selling their assets and without incurring capital gains taxes, much like you can so you can say that you don't want to sell your property in you don't have to go through some capital raising round either, like a billionaire might have to when they're borrowing against their stock. You can just have a more standard mortgage application for your cash out refinance, and you don't even have to have a huge portfolio. I mean, even if you just own one 500k property with 50% equity in it, you can do this so it's available to most any credit worthy person, again, tax free. But of course, this doesn't mean that you always should take this windfall, because it often creates a higher monthly payment. You've got to be the one that makes that decision in controlling your cash flows, that is key. I'll talk about that some more with today's terrific guests. Also the Trump administration's desire to privatize Fannie Mae and Freddie Mac we're going to talk about that and what that would do to the mortgage landscape. I am in the USA today, next week, I'll be bringing you the show from London, England for the first time, the following week, from Edinburgh, Scotland. Yes, the mobile GRE Studio will be in effect. I typically set it up myself, and I usually don't need the help of the hotel staff for an appropriate Sound Studio either. And then shortly after that, I will be in Anchorage, Alaska, where I'm competing in these fantastic mountain running races. And then by next month, that's where I hope to meet up with you in person for nine days of learning and fun, as I'll be in Miami as part of the faculty for the terrific real estate guys invest or summon at sea, where we're all going to disembark from Miami and go to St Thomas, St Martin and the Bahamas, and then after that great event, it is a long flight from Miami back to Anchorage again. And that's got to be one of the longer domestic flights, not just in the nation, but in the world, Miami to Anchorage, and then shortly after that, I will be in the Great Northeast early this summer, New York and Pennsylvania, including for my high school reunion. So I'll really be putting the miles on these next couple months. One interesting thing that I've noticed for next week's show, where I'll be joining you from London, is how much I'm paying per night at both my hotel in England and then later my hotel in Scotland. That's obviously a short term real estate transaction. These are some of the more expensive places in the world, really. So next week and then the week after, I just think you'll find it interesting. I'll tell you how much I'm spending per night in both London and then Edinburgh. And they're both prime locations, where the hotels are the center of London and then right on Edinburgh's Royal Mile. That is in future weeks as for today, let's talk about the mortgage landscape with this week's familiar and terrific guest.   I'd like to welcome in one of the more recurrent guests in our history, so she needs little introduction. She's the longtime president of the mortgage company that's created more financial freedom for real estate investors than any lender in the nation because they specialize in income property loans. It's where I get my own loans for my own rental properties. Ridge lending group. Hey, welcome back to GRE Caeli ridge.    Caeli Ridge  8:57   Thank you, Keith. You know I love being here with you and your listeners. I appreciate you having me.   Keith Weinhold  9:01   You've helped us for so long. For example, who can forget way back in episode 56 Yeah, that's a deep scroll back when Chaley broke down each line of a good faith estimate for us, that's basically a closing statement sheet. She told us exactly what we pay for at the closing table, line by line like origination fee, recording costs and title insurance so helpful. It's just the sort of transparency that you get over there. Buyers pay for title insurance at the closing table. It is title insurance a rip off. A few years ago, a lot of people speculated that title insurance would fade away because the property's ownership could be transparent and accessible to everybody on the blockchain, but we don't really see that happening. So tell us about title insurance, and really, are we getting value in what we pay for there at the closing table?   Caeli Ridge  9:54   Well, I think the first thing I would say is that it really isn't going to be an option as far as I. Know, as long as the individual is going to source institutional funding leverage use of other people's money, they're going to require the lender, aka Ridge lending, or whoever you're working with, they're going to require that title insurance that ensures their first lien position. Doing that title search, first and foremost, is going to make it clear that there isn't some cloud on title, that there isn't some mechanic lien that had been sitting out there for however many years it may have just been around. And those types of things never go away. So for a lending perspective, it's going to be real important that that title insurance is paid for and in place to protect their interests, things like judgments, tax liens, like I said, a mechanic's lien, those will automatically take a first lien position in front of a mortgage. So obviously we're not going to risk that and find ourselves in second lien position in the event of default and somebody else is getting paid before we are. So not really an option. Is it a rip off? I don't know enough about how often it's paid out, and not to speak to that, but I will tell you that it isn't a choice.   Keith Weinhold  11:07   Title Insurance, like Shaylee was talking about. It protects against fraud related to the property's ownership, someone else claiming rights to the property, and this title search that an insurer does it also, yeah, it looks for those liens and encumbrances, including unpaid taxes, maybe unpaid HOA dues, but yeah, mortgage lenders typically require title insurance, and if you the borrower, you might think that's annoying. Well, it does make sense, because the bank needs to protect their collateral. If a bank ever has to foreclose, they need to have access to you, the borrower, to be able to do that without any liens or ownership claims from somebody else. Caeli, how often do title insurance companies mess up or have to pay out a claim? Does that ever happen?   Caeli Ridge  11:50   I mean, if I have been involved in a circumstances where that was the case, it's been so many years ago, they're pretty fastidious. I don't know that I could recall a circumstance where something had happened and the title insurance was liable. They go through the paces, man, they've got to make sure that, and they're doing deep dives and searches across nationwide to make sure that there isn't any unnecessary issue that's been placed on title Not that I'm aware of. No.    Keith Weinhold  11:50   Are there any of those other items that we tend to see on a good faith estimate that have had any interesting trends or changes to them in the past few years?    Caeli Ridge  12:27   Yeah, I've got a good one, and this is actually timely credit reports. So over the last couple of years, something has been happening with credit reports where, you know, maybe three, four years ago, a credit report, let's say a joint credit report, a husband and wife went and applied that credit report might cost 25 bucks. Well, now it's in excess of 100 plus. Some of what we're going to be talking about today, it kind of gets into the wish list of Jim neighbors, who is the president of the mortgage brokers Association. He's been talking to the administration about some of his wishes, and credit report fees is actually one of the things that they're wanting to attack and bringing those costs down for the consumer. So when we look at a standard Closing Disclosure today, credit report costs have increased significantly. I don't have the percentages, but by a large margin over the last couple of years,    Keith Weinhold  13:21   typically not one of your bigger costs, but a little noteworthy. There one thing that people might opt and choose to have on their good faith estimates, so that borrower therefore would actually pay more out of pocket with today's higher mortgage rates. And I'm sure not to say high, because historically, they are not high. Do we see more people opting to pay discount points at the closing table to get a lower rate and talk to us about the trade offs there   Caeli Ridge  13:46   right now, first and foremost, that there isn't a lot of option for investment property transactions, whether it be a purchase or refinance. There's not going to be that option where the consumer gets to choose to say, Okay, I want to pay points for a lower rate or not pay points for a higher rate the not paying points is the key here. There isn't going to be a zero point option for investment property transactions. And this gets a little bit convoluted, and then I'll circle back and answer the question of, when does it make sense to pay the points, more points versus less points? We have been in a higher rate environment that I think a lot of people have become accustomed to as a result secondary markets, where mortgage backed securities are bought and sold, they keep very close tabs on the trends and where they think things are headed. Well, something called YSP, that stands for yield, spread, premium, under normal market circumstances, a consumer can say, okay, Caeli, I don't want to pay any points. Okay, I'll take this higher interest rate, and I don't want to pay any points, because that higher interest rate is going to have YSP, yield, spread, premium to pay compensation to a lender, and you know, the other third parties that may be involved in that mortgage backed security. But. Sold and traded, etc, okay? They have that choice under normal market circumstances. Not the case right now, because when this loan sells the servicing rights, whoever is going to pick up the servicing rights, so when Mr. Jones goes to make his mortgage payment, he's going to cut a check to Mr. Cooper. That's a big one, right? Or Rocket Mortgage, or Wells Fargo, whoever the servicer is, the servicing rights are purchased at a cost. They have to pay for the servicing rights, and let's say that's 1% of this bundle of mortgage backed securities that they're purchasing. Well, they know the math is, is that that servicer is going to take about 36 months before that upfront cost is now in the black or profitable. This all will land together. Everybody, I promise you stick with me, so knowing that we've got about a 36 month window before a servicer that picked up the rights to service this mortgage is going to be profitable in a higher rate environment, as interest rates start coming down, what happens to the mortgage that they paid for the rights to service 12 months ago, 18 months ago, that thing is probably going to refinance right prior to the 36 month anniversary of profitability. So that YSP seesaw there is not going to be available for especially a non owner occupied transaction. So said another way, zero point rates are not going to be valid on a non owner occupied transaction in a higher rate environment when secondary markets understand that the loans that are secured today will very likely be refinanced prior to profitability on the servicing side of that mortgage backed security that is a risk to the lender, yes. So we know that right now you're not going to find a zero point option. Now that may be kind of a blanket statement. If you were getting a 30% loan to value owner occupied mortgage with 800 credit scores, you know that's going to be a different animal. And of course, you're going to have the option to not pay points. The risk for that is nothing. Okay, y SP is going to be available for you, the consumer, to be able to choose points at a lower rate, no points higher rate. When does it make sense to pay additional points? Let's say to reduce an interest rate, the break even math. And you know, I'm always talking about the math, the break even math is actually the formula is very simple. All you need to do is figure out the cost of the points. Dollar amount of the points, let's say it's $1,000 and that's what it's going to cost you to, say, get an eighth or a quarter or whatever the denomination is, in the interest rate reduction. But you aren't worried about the interest rate necessarily. You're looking at the monthly payment difference. So it's going to cost you $1,000 in extra points, but it's only going to save you $30 a month in payment when you divide those two numbers, what's that going to take you 33 months? 30 well, okay, and does that make sense? Am I going to refinance in 33 months? If the answer is no, then sure pay the extra 1000 bucks. But that's the math, the cost versus the monthly payment difference divide that that gives you the number of months it takes to recapture cost versus cash flow or savings, and then you be the determining factor on when that makes sense.    Keith Weinhold  18:10   It's pretty simple math. Of course, you can also factor in some inflation over time, and if you would invest that $1,000 in a different vehicle, what pace would that grow at as well? So we've been talking about the pros and cons of buying down your mortgage rate with discount points before we get into the administration changes. Cheley talk about that math in is it worth it to refinance or not? It's a difficult decision for some people to refinance today with higher mortgage rates than we had just a few years ago, and at the same time, we've got a lot of dead equity that's locked up.   Caeli Ridge  18:40   I would start first by saying, Are we looking to harvest equity? Are we pulling cash out, or are we simply doing a rate and term refinance where we're replacing one loan with another loan, if it's for rate and term, if we're simply replacing the loan that we have today with a new loan, that math is going to be pretty simple. Why would you replace 6% interest rate with a 7% interest rate? If all other things were equal, you wouldn't unless there was a balloon feature, or maybe an adjustable rate mortgage or something of that nature involved there that you have to make the refinance. So taking that aside, focusing on a cash out refinance, and when does it make sense? So there's a little extra layered math here. The cash that you're harvesting, the equity that you're harvesting, first of all, borrowed funds are non taxable. What are we going to do with that pile of cash? Are we going to redeploy it for investing more often than not talking to investors? The answer is yes. What is that return going to look like? So you've got to factor that in as well, and then we'll get to the tax benefit in a moment. But generally speaking, I like to as long as the cash flow is still there, okay, you've got to have someone else covering that payment. Normally, there's exceptions to every rule. I don't normally advise going negative on a cash out refi. There are exceptions. Okay, please hear me. But otherwise, as long as the existing rents are covering and that thing is still being paid for by somebody else, then what you want to do is look at that monthly payment. Difference again, versus what you're getting out of it. And then you divide those two numbers pretty simply, and it'll take you how long. And then you've got a layer in the cash flow that you're going to get from the new acquisitions, and whether that be real estate or some other type of investment, whatever the return is, you're going to be using that to offset. And then finally, I would say, make sure that you're doing adding in the tax benefit. These are rental properties guys, right? So closing costs can be deducted now that may end up hurting debt to income ratio down the road. So don't forget, Ridge lending is going to be looking at your draft tax returns. Very, very important to ensure that we're setting you up for success and optimizing things like debt to income ratio on an annual basis.   Keith Weinhold  20:40   Now, some investors, or even primary residence owners might look at their first and only mortgage on a property, see that it's 4% and really not want to touch that. What is the environment and the appetite like today for having a refinance in the form of a second mortgage? That way you can keep your first mortgage in place and, say, 4% get a second mortgage at 7% or more. How does that look for both owner occupied and non owner occupied properties today?   Caeli Ridge  21:07   you're going to be looking at prime, plus, in many cases, if you don't want to mess with a first lien, a second lien mortgage is typically going to be tied to an index called prime. Those of you that are familiar with this have probably heard of that. Indicee. There's lots of them. The fed fund rate, by the way, is an index. There's lots of them. The Treasury is also another index. Prime is sitting, I think, at seven and a half percent. So you're probably going to be looking at rate wise, depending on occupancy and credit score and all of those llpas that we always talk about, loan level, price adjustment. You know, it could be prime plus zero, it could be prime plus four. So interest rates could range between, say, seven and a half, on average, up to 11 even 12% depending on those other variables. More often than not, those are going to be interest only. So make sure that you're doing that simple math there. And I would prefer if I'm giving advice the second liens, the he loan, which is closed ended, very much like your first mortgage, it's just in second lien position. It's amortized over a certain period of time, closed ended. Not as big a fan of that. If you can find the second liens, especially for non owner occupied, I would encourage it to be that open ended HELOC type.    Keith Weinhold  22:15   What are we looking at for combined loan to value ratios with second mortgages    Caeli Ridge  22:19   on an owner occupied I think you'd be happy to get 90. I think I've heard that in some cases, they can go up to 95% in my opinion, that would go as high as they'll let you go right on a non owner occupied, I think you'd be real lucky to find 80, and probably closer to 70.    Keith Weinhold  22:34   That really helps a lot with our planning. Well, the administration that came in this year has made some changes that can create some upheaval, some things to pay attention to in the mortgage market. We're going to talk about that when we come back. You're listening to get rich education. Our guest is Ridge lending Group President, Caeli Ridge I'm your host, Keith Weinhold.    The same place where I get my own mortgage loans is where you can get yours. Ridge lending group  NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaeli Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866   Hal Elrod  24:38   this is Hal Elrod, author of The Miracle Morning and listen to get rich education with Keith Weinhold, and don't put your Daydream.   Keith Weinhold  24:55   Welcome back to get rich education. We're talking about mortgages again, because this is one. Where leverage comes from. I'm your host. Keith Weinhold, we're sitting down with the president of ridge lending group, Caeli Ridge, and I know that she has some knowledge and some updates on new administration leadership and some potential changes for the market there. What can you tell us? Caeli   Caeli Ridge  25:16   I'm pretty excited about this one, and I'm watching very diligently to see how it unfolds. So the new director of the FHFA Federal Housing Finance Agency, all is Bill Pulte. This is the grandson of Pulte Homes. Okay, smart guy. I'm excited to see what he's going to come in and do. Well. He had recently, I think in the last couple of weeks, he put out in the news wires asking for feedback from the powers that be, related to Fannie and Freddie, what improvements they would like to see. So first up was Jim neighbors. He is the president of the mortgage brokers Association. He had a few very specific wish list items, if you will. And the first one on his list was the elimination of LLP, as for non owner occupied and second home. So let me just kind of paint a picture here, because there's some backstory I think is important. So an LLPA, for those of you that have never heard that term before, stands for a loan level price adjustment. And a loan level price adjustment is a positive number or a negative number that associates with the individual loan characteristics. So things like loan to value or loan size, occupancy is a big ll PA, the difference between an owner occupied where you live and one that you're going to use as a rental property, that's a big one. Credit score, property type, is it a single family? Is it a two to four? Is this a purchase? Is it a refi? Anyway, all of those different characteristics are ll pas. Well, if we take a step back in time, gosh, about three years ago now, Mark Calabria, at the time, was the director of the FHFA, and he had imposed increases, specific increases. This was middle of 22 I want to say specific increases to the LL pas for non owner occupied property. So if anybody kind of remembers that time, we started to really see points and interest rates take that jump sometime in 2022 more than just the traditional interest rate market and the fluctuations. This was very material to investment property and second home, but we'll focus on the investment property. So Mr. Jim neighbors came in and said, first and foremost, I'd like to see those removed, and I want to read something to the listeners here, because I thought it was very interesting. This is something I've been kind of preaching from the the rooftops, if you will, for many, many years. Yeah, we've got neighbors sticking up for investors here. He really is. And I Yeah, well, yes, he is. And more often than not, they're focused on the owner occupied so I'm just going to kind of read. I've got my cheat sheet here. I want to make sure I get it all right for everybody. So removal of the loan level price adjustments on investment properties and second homes, he noted that these risk based fees charged by Fannie and Freddie discourage responsible buyers from purchasing second homes and investment properties, with that insignificant increase to cost. And here's the important part, originally introduced to account for additional credit risk, many of the pandemic era llpa increases were not based on updated risk metric. In fact, data has shown that loans secured by investment properties often have strong credit profiles and lower than expected default rates. I mean, anybody that has been around long enough to see what we've come from, like, 08,09, and when we had the calamity of right, the barrier for entry for us to get any conventional financing as investors has been harsh. I mean, I make that stupid joke of vials of blend DNA samples. But aside from it being an icebreaker, it kind of feels true. We really get the short end of the stick. And I feel like as investors especially, post 08,09, our credit profiles, our qualifications, the bar is so high for us, the default risk there has largely been removed. We've got so much skin in the game. With 20 25% down, credit score is much higher, debt to income ratios more scrutinized, etc, etc. So I think that this is, if it passes muster. I think this is going to be a real big win for the non owner occupied side of agency, Fannie, Mae, Freddie, Mac lending.   Keith Weinhold  29:13    The conventional wisdom is, is that if you the borrower, get into financial trouble, you're more likely to walk away from your rental properties than you are your own home and neighbors, sort of like a good neighbor here sticking up for us and stating that, hey, us, the investors, we're actually highly credit worthy people.   Caeli Ridge  29:29   Yeah, absolutely. So fingers crossed. Everybody say your prayers to the llpa and mortgage investor rates gods.   Keith Weinhold  29:37   we'll be attentive to that. What other sorts of changes do we have with the administration? For example, I know that Trump and some others in the administration have talked about privatizing the GSEs, those government sponsored enterprises, Fannie, Mae, Freddie Mac and what kind of disruption that would create for the industry. Is it really any credence to that?   Caeli Ridge  29:58   They've been talking about it for. For quite a while. I mean, as long as Trump has been kind of on the scene, that's been maybe a wish list for him. I don't see that happening over the next years. That is an absolute behemoth to unpack and make a reality. Speaking of Mark Calabria, he was really hot and heavy on the trails of doing that. So what this is, you guys so fatty Freddy, are in conservatorship that happened back post 08,09, and privatizing them and making them where it is not funded, or conservatorship within the United States government. Now it still has those guarantees against default. It's a very complicated, complex, nuanced dynamic of mortgage backed securities, but if we were to privatize them at some point now, am I saying that that's a bad thing? No, not necessarily, but I think it has to be very carefully executed, and because there are so many moving parts, I do not think that just one term of presidency is going to make that happen. If we do it, it's going to be years down the road from now. Is my crystal ball. I don't think we're going to see that anytime soon.    Keith Weinhold  30:58   That's interesting to know. Are there any other industry changes that are important, especially for investors, whether that has to do with the change in administration or anything else?   Caeli Ridge  31:08    Well, specific to that wish list from Mr. Neighbors, one of the other things that he had asked, and there were quite a few, for owner occupied changes as well, he wants to reduce the seasoning for cash out refinances of investment properties, which would be huge good. Yeah, right now it's 12 months on a cash out refinance given very specific acquisition details. Okay, I won't go down that rabbit hole, but currently, if you haven't met exactly these certain benchmarks, you may have to wait 12 months to pull cash out of a property from the day that you acquire it, he's asking that that be pulled back to about six months, which would be nice   Keith Weinhold  31:46   reducing the seasoning period from 12 months to six months, meaning that an investor a borrower, would only need to own that property for that shorter duration of time prior to performing a refinance.   Caeli Ridge  31:58    Cash out refinance, no seasoning required on a rate and term. This is specific for cash out. But again, for cash out, but exactly right   Keith Weinhold  32:04   now, one trend that I think about sometimes, especially when I think back to 2008 2009 days since I was an investor through that time, is, are there any signs in the reduction of the appetite or the propensity to lend, to make loans. So how freely is credit flowing?    Caeli Ridge  32:25   I think pretty freely. I'm not seeing that they're tightening the purse strings. That's not the lens that I'm looking at it from, and I try to keep that brush stroke broad. There have been, I think that on the post, close side, there's been a little extra from Fannie Freddie, and I think that has to do with profitability markers. But overall, I'm not seeing that products are disappearing necessarily, or that guidelines are really becoming even more cumbersome. If anything, I would say it's maybe the reverse of that, and I do believe that probably is part and parcel to this administration and the real estate background that comes with it.   Keith Weinhold  32:59   One other thing I pay attention to, but it just really hasn't been much of a story lately. Are delinquencies in foreclosures. It seems like they've ticked up a little bit, but they're still both really historically low and basically a delinquency being defined as when a borrower makes one late payment, and foreclosures being the more severe thing, typically a 120 days late or more. Any trends there? I'm not   Caeli Ridge  33:24   seeing any now. And in fact, I would tell you that, because we focus so much on investor needs, first payment default is I can count on less than one hand, if I had to, how many times I've seen that happen with our clients over 25 years. So nothing noteworthy there for me.    Keith Weinhold  33:40   Yes. I mean, today's borrowers are just flush with equity. Nationally, there's a loan to value ratio of 47% which is healthy, in a sense. On average, borrowers have a 53% equity position. Of course, the next thing, I think, is like, I don't really know if that's a smart strategy. They're not really getting that much leverage out there. But I think a lot of people just have the old mentality of get it paid off.    Caeli Ridge  34:06   And I think that depending on where you are in your journey, I mean, if you're in phase three, right, where you're just really looking at these investments, these nest eggs to carry you into your retirement and or for legacy reasons, fine, but otherwise, I may argue the point in that I don't care that you have a 3% interest rate on an investment property, or whatever it may be, if it's sitting there idle and as long as it can cash flow, the true chances of those individuals of keeping that mortgage that they got in 2020, 2021, etc, at those ridiculously low interest rates and stroking 360 payments later to pay it to zero is a fraction of a percent right now, whether they're on the sidelines for something else, I don't know, but that debt, equity, I think, is hurting them more than a 3% interest rate is helping them.   Keith Weinhold  34:52    And a lot of times, the mindset of someone is, if they don't need to build wealth anymore, and they're older and they already built wealth, they don't care if they're loaned to value. Was down to zero, and they have it paid off, whereas someone that's in the wealth building phase probably wants to get more leverage. Yeah, Chaley at risk lending group, there you see so many applications come in, and especially since you're an investor centric lender, I like to ask you what trends you're seeing. What are people buying? What are people doing? Are they refinancing? Are they paying loans off? Are they trying to take out more credit? Are there any overall trends with investors that you see in there    Caeli Ridge  35:29   right now? I think the all in one is a clear winner there. The all in one, that first lien, HELOC, that you and I talked about, we broke my little corner of the internet with that one, that one is a front runner for sure, on the refinance side, specifically, we are seeing quite a bit more on the refi side of things, that equity is kind of just sitting there. So even though, if the on one isn't a good fit for them, I'm seeing investors that are willing to tap into that equity instead of just sitting around and waiting for them to potentially lose some equity if the housing market does start to take some decline. And then I would say, on the purchase transaction side, something that's kind of piqued my interest is the pad split. I'm looking at that more often where, for those that are not familiar, you can probably speak more to this, Keith, they're buying single family resident properties, even two to four unit properties, and a per bedroom basis, turning those into rental properties. And they're looking to be quite profitable. So I've got my eyes on that too.   Keith Weinhold  36:23   before we ask how we can learn more about you and what you do in there at Ridge Kayle. Is there any last thing that you'd like to share? Maybe a question I did not think about asking you, but should have.    Caeli Ridge  36:35   I would like to share with your listeners that if they are not working with a lender that focuses on their education and has that diversity of loan product that we have, that they're probably in the wrong support group. You need to be working with a lender that has a nationwide footprint and that has diversity of loan product to cover whatever methodology of real estate investing that you're looking for, and really puts a fine touch on the education of your qualifications and your goals as they relate to underwriters guidelines   Keith Weinhold  37:10   what we're talking about, and I know this through my own experience in dealing with Ridge, since I use them for my own loans myself, is sometimes Ridge might inform You that, hey, you can go and do this and make this deal now, but that's going to mess up this bigger thing 12 months down the road, whereas if you talk with an everyday sort of owner occupant mortgage company, oh, they're just not going to talk like that, because owner occupants, they might only buy every seven years, or something like that. And investors are different, and you need to have that foresight and look ahead. Caeli, this has been great, a really informative conversation about the pulse of the market. Tell us what products that you offer in there.   Caeli Ridge  37:50   Our menu is very, very diverse. I would say what. It's probably easier to describe what we don't offer. We do not have bear lot loans or land loans. We're not offering those right now. We do not have second lien HELOCs currently. We suspended that two years ago. But otherwise, guys, we're going to have everything that you're going to need. So just very quickly, I'll rattle off Fannie Freddie, okay, those golden tickets that we talk about, we've got DSCR loans, bank statement loans, asset depletion loans, ground up construction, short term bridge loans for fix and flip or fix and hold. We have our All In One that's my favorite first lien. HELOC, we have commercial loan products for commercial property and residential on a cross collateralization basis. So very, very robust in the loan product space.   Keith Weinhold  38:33   Caeli Ridge, it's been valuable as always. And then Ridge lending group.com, or your phone number   Caeli Ridge  38:39   855-747-4343, 855-74-RIDGE, , and then to reach us an email, if that's your better mechanism to contact us info@ridgelendinggroup.com   Keith Weinhold  38:50   that's been valuable as always. Thanks so much for coming back onto the show.    Caeli Ridge  38:53   Appreciate it. Keith,   Keith Weinhold  39:00   Yeah, terrific information from Chaley. As always, if you're enamored of borrowing tax free, like a billionaire, against your real estate, they sure can help you out with that and determine whether that's right. It doesn't mean that you always should, but if you have investment ideas for debt equity, and you're attentive to cash flows, run the numbers with them and see if it's worthwhile. As far as new purchases, we all know that soured affordability has made it especially tough for first time homebuyers, and there's more data out there that shows that tenant durations are historically long, longer than they usually are. Tenants are staying in places longer because they have to. Investor purchases have stayed strong, though investors have been buying about the same proportion of single family homes and making them rentals that they have historically and Redfin tells us that. The value of properties that investors have purchased is up more than 6% year over year, so investors are still buying and that makes sense. We're in this era where there's more uncertainty than usual, there's higher stock volatility than usual, and more people are sort of asking themselves, where would I get a better return than on income property, and where would my return be more stable today than in income property as well? If you work with Ridge lending group for a time, you're probably going to understand why I personally use them for my own loans. You'll notice that they really understand what investors need. Thanks to Caeli Ridge today and thank you for being here too. But as always, you weren't here for me. You were here for you until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  40:56   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  41:20   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text. GRE to 66866, while it's on your mind, take a moment to do it right now. Text GRE to 66866   The preceding program was brought to you by your home for wealth, building, get rich education.com.    

The Moneywise Radio Show and Podcast Monday, May 19th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Manageme instagram: MoneywiseWealthManagement Guest: Thomas Maxwell, Entrepreneur, Partner at Keathley, Maxwell & Antongiovanni, LLP, Business Owner, CPA & Much More website: www.kmallpcpa.com/  

Chris Gheysens is chairman and chief executive officer of Wawa, a chain of more than 1,100 convenience stores in nine states across the Mid-Atlantic and Southeast regions of the U.S. and Washington, D.C. Wawa is a family- and associate-owned, privately held company with more than 45,000 associates serving almost two million customers every day. The company began in New Jersey in the early 1800's as an iron foundry and a cotton and textile mill and moved to Pennsylvania with the opening of a dairy plant in 1902. The original dairy was built in a rural section of Pennsylvania called “Wawa,” which was named by Native Americans to honor a favored game – the Canada goose. As home delivery of dairy declined and supermarkets became more abundant in the early 1960s, the concept to open Wawa convenience stores became a reality with the first in Folsom, Pa., in 1964. Gheysens, who's been with Wawa for more than 27 years, was previously chief financial and administrative officer with responsibility for all financial, legal and human resource functions. Prior to joining Wawa, Gheysens was in the audit practice at Deloitte and Touche, LLP in Philadelphia. A graduate of Saint Augustine Preparatory School in Richland, he earned his Bachelor of Science in Accountancy from Villanova University School of Business and his Master of Business Administration from Saint Joseph's University. Gheysens is a certified public accountant who was awarded an honorary Doctor of Leadership degree and the Beta Gamma Sigma Business Achievement Award from Saint Joseph's University.

Do's and Don'ts with Cambi McLain-JohnsShane Dawson of Dinsmore and Shohl, LLP and Jennifer White of Peterson White, LLP interview Cambi McLain-Johns, a regional WC Complex Claims Manager with Erie Insurance Exchange.  In this episode we chat about the Law Firm Do's and Don'ts of interreacting with carriers and insureds. We also discuss the importance of communication and mentorship as well as expound how law firms are able to grow their client base and foster loyalty with a few simple tips.To learn more about DRI and the Workers' Compensation Committee visit www.DRI.org.#DRILawyer#DRICommunity

What if the stories kids tell themselves—about failure, self-worth, and success—start at home? Dr. Rich Orbé-Austin joins the show to reveal how parents can raise emotionally resilient, confident children without planting the seeds of impostor syndrome. Based on his latest book, Your Child's Greatness: A Parent's Guide to Raising Children Without Impostor Syndrome., this episode explores the subtle dynamics within families that shape a child's self-image—and what you can do to rewrite the narrative. You'll discover: What imposter syndrome actually is—and how to spot early warning signs in kids The 3 hidden family roles that often fuel self-doubt How to build emotional regulation and authentic confidence in your child Tools for challenging internalized negative beliefs Dr. Orbé-Austin is a licensed psychologist, executive coach, and partner at Dynamic Transitions Psychological Consulting, LLP. He has worked in the field of career and executive coaching for over 15 years and was the founding director of NYU's Graduate Student Career Development Center. He earned his Ph.D. in counseling psychology from Fordham University's Graduate School of Education and his BA in psychology from NYU.  Follow his insights on Instagram @drrichorbeaustin to stay connected. Episode also available on Apple Podcasts: https://apple.co/38oMlMr

Investigative journalists Mandy Matney and Liz Farrell and attorney Eric Bland pull back the curtain on disturbing issues in Horry County, South Carolina. Our team narrows focus to Weldon Boyd's troubling narrative, detailing how Boyd admittedly followed Scott Spivey before the fatal shooting. The hosts dissect the circumstances, questioning the application of "Stand Your Ground" given Weldon's decision to pursue Scott onto Camp Swamp Road. We'll also lob criticisms at the press, particularly local media in Horry County, for initial "basic" reporting and for not aggressively pursuing the story. And we'll touch on the lack of accountability for Horry County police leadership, challenges with FOIA redactions, and the political reluctance of state officials like the Governor to intervene.  While the growing public outcry from Horry County residents demanding change offers a glimmer of hope, these circumstances paint a vivid picture of systemic failures, a lack of accountability, and the ongoing struggle for transparency and justice in Horry County. Knowing Horry County's heavy reliance on tourism dollars means these issues of safety and public trust have significant economic stakes. ☕ Cups Up!  ⚖️ Episode References A warning for potential South Carolina tourists: You may not be safe “In Stores, Secret Surveillance Tracks Your Every Move” - The New York Times, from The Privacy Project Series “Why U.S. air traffic control is stretched so thin — and the fight to fix it” - CNBC, Updated May 10, 2025 “Your Apps Know Where You Were Last Night, and They're Not Keeping It Secret” - The New York Times, Dec. 10, 2018 Parts of a Springfield XDM Pistol “Letting retirees double-dip is the wrong way to keep SC teachers in the classroom” - The State, March 27, 2018 FBI as Primary Investigators of Civil Right Violations Horry County PD Facebook Post with Pamela Evette - May 9, 2025 “Are Agencies Required to Release Body-Worn Camera Footage” - Municipal Association of South Carolina Upcoming Events Michael Colucci re-trial set to begin on June 16th, 2025 Walking With Stephen event on July 12th Stay Tuned, Stay Pesky and Stay in the Sunlight...☀️ ⁠⁠Premium Members⁠⁠ also get access to episode videos, case files, live trial coverage and exclusive live experiences with our hosts. ⁠⁠CLICK HERE⁠⁠ to learn more: ⁠⁠https://bit.ly/3BdUtOE⁠⁠. Check out Luna Shark Merch With a Mission shop at ⁠⁠lunasharkmerch.com/⁠⁠ What We're Buying... ⁠⁠Quince⁠⁠ - Give yourself the luxury you deserve with Quince! Go to ⁠⁠Quince.com/COJ⁠⁠ for free shipping on your order and 365-day returns Here's a link to some of our favorite things: ⁠⁠https://amzn.to/4cJ0eVn⁠⁠ Find us on social media: ⁠⁠bsky.app/profile/mandy-matney.com⁠⁠   |   ⁠⁠bsky.app/profile/elizfarrell.com⁠⁠   |   ⁠⁠bsky.app/profile/theericbland.bsky.social⁠⁠ ⁠⁠Twitter.com/mandymatney⁠⁠ | ⁠⁠Twitter.com/elizfarrell⁠⁠ | ⁠⁠Twitter.com/theericbland⁠⁠ ⁠⁠https://www.facebook.com/cupofjustice/⁠⁠ |  ⁠⁠https://www.instagram.com/cojpod/⁠⁠ ⁠⁠YouTube⁠⁠  | ⁠⁠TIKTOK⁠⁠ ⁠⁠SUNscribe⁠⁠ to our⁠⁠ free email list⁠⁠ to get alerts on bonus episodes, calls to action, new shows and updates. ⁠⁠CLICK HERE⁠⁠ to learn more:⁠⁠ https://bit.ly/3KBM⁠⁠ *** Alert: If you ever notice audio errors in the pod, email ⁠⁠info@lunasharkmedia.com ⁠⁠and we'll send fun merch to the first listener that finds something that needs to be adjusted! *** *The views expressed on the Cup of Justice episodes do not constitute legal advice. Listeners desiring legal advice for any particular legal matter are urged to consult an attorney of their choosing who can provide legal advice based upon a full understanding of the facts and circumstances of their claim. The views expressed on the Cup of Justice episodes also do not express the views or opinions of Bland Richter, LLP, or its attorneys. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Under the Clean Air Act, the Environmental Protection Agency (EPA) is required to regulate emissions that “cause, or contribute to, air pollution which may reasonably be anticipated to endanger public health or welfare.” The Supreme Court held in Massachusetts v. EPA that greenhouse gases are considered pollutants under the Act, so whether they can be regulated depends on whether they endanger public health. The EPA issued the Endangerment Finding that greenhouse gas emissions cross this threshold in 2009. Any actual regulation of greenhouse gas emissions is issued by EPA separately, such as greenhouse gas emissions standards for vehicles. On March 12th, 2025, EPA Administrator Lee Zeldin announced that the EPA would be initiating “formal reconsideration of the 2009 Endangerment Finding in collaboration with the Office of Management and Budget (OMB) and other relevant agencies.” Join us Friday, May 9th, from 11am – 12pm EST, as our panel of legal experts discusses the various questions surrounding the proposed revisions, such as preemption, cost revision, and how these changes would be implemented. Featuring: Michael Buschbacher, Partner, Boyden Gray PLLC Richard Belzer, Independent Consultant Jonathan Adler, Johan Verheij Memorial Professor of Law and Director, Coleman P. Burke Center for Environmental Law, Case Western Reserve University School of Law (Moderator) Laura Stanley, Gibson Dunn, LLP

On the surface, it was the perfect scam: kickbacks to docs in exchange for public speaking engagements, in order to induce them to prescribe drugs.That's apparently what Gilead Sciences thought.But a whistleblower blew the whistle, and Gilead admitted to paying hundreds of thousands of dollars to high prescribers of their HIV drugs to serve as speakers at programs at luxury restaurants.Famed whistleblower attorney Mary Inman, partner at Whistleblowers Partners, LLP, will report the savory details during the new live edition of Monitor Mondays, coming up at 10 a.m. EST on Monday, May 12.The long-running broadcast will also include these instantly recognizable features:• Monday Rounds: Ronald Hirsch, MD, vice president of R1 RCM, will be making his Monday Rounds.• The RAC Report: Healthcare attorney Knicole Emanuel, partner at the law firm of Nelson Mullins, will report the latest news about auditors.• Risky Business: Healthcare attorney David Glaser, shareholder in the law offices of Fredrikson & Byron, will join the broadcast with his trademark segment.• Legislative Update: Folan Houston, assistant general counsel for Zelis, will report on the news at the intersection of healthcare and congressional action.• Field Report: Dr. Drew Updike continues his reporting on recent efforts by the Trump Administration to prevent providers from undertaking gender-affirming treatments for America's LGBTQ+ population.

On this episode of IADC Speaks, Host Mollie Benedict (Tucker Ellis LLP) chats with guests Bernadette Catalana (Thompson, Coe, Cousins & Irons, LLP) and Heidi Friedman (Thompson Hine LLP) to explore “Noah's Arc Syndrome”—the experience of navigating singlehood in a world that often feels built for couples. Together, they share their personal journeys from being in relationships to becoming single, and how that shift shaped their identities, outlooks, and resilience. The conversation touches on the unique challenges single professionals—especially lawyers—face in the workplace, how dating in mid-life builds unexpected skill sets, and why being single isn't a problem to solve, but a chapter full of growth and possibility.Whether you're happily single, reluctantly solo, or just curious, this conversation offers perspective, laughter, and maybe even a little solidarity.

Dr. Rich Orbe Austin joins the podcast to discuss his latest book, Your Child's Greatness: A Parent's Guide to Raising Children Without Impostor Syndrome. As a comprehensive guidebook designed to create healthy relationships, Your Child's Greatness identifies key conflict resolution tools aimed at building healthy, emotionally regulated, and impostor syndrome–free families. In this episode, we dive into: What imposter syndrome is, and how to identify it.  The origins of imposter syndrome, and the experiences that contribute to it.  The three primary familial roles. The benefits of challenging and improving negative narratives about yourself. Dr. Orbé-Austin is a psychologist and a partner of Dynamic Transitions Psychological Consulting, LLP, a career and executive coaching consultancy in New York City. He has worked in the field of career and executive coaching for over 15 years and was the founding director of NYU's Graduate Student Career Development Center. He earned his Ph.D. in counseling psychology from Fordham University's Graduate School of Education and his BA in psychology from NYU.  Want to keep up with Dr. Orbé-Austin and his work? Follow him on Instagram @drrichorbeaustin! Episode also available on Apple Podcasts: https://apple.co/30PvU9C

Currently, the FDIC and NCUA—apart from a limited number of state credit unions—maintain a government-enforced duopoly on deposit insurance. This webinar will explore whether the existing framework should be preserved or reformed, including the potential expansion of private deposit insurance beyond the few states that currently permit it for state credit unions to all banks and credit unions.Featuring: Dennis R. Adams, Principal, Dennis R. Adams Consulting; former CEO, American Share InsuranceMargaret E. Tahyar, Partner, Davis Polk & Wardwell LLPModerator: Bryan Schneider, Partner, Manatt, Phelps & Phillips, LLP

Greetings & welcome back to the podcast. James Pasieka is a former partner with the Calgary office of McCarthy Tétrault LLP and has extensive experience in structuring and negotiating transactions for capital projects, joint ventures, corporate financings, mergers, acquisitions and divestitures. He has negotiated or closed deals on six continents. Mr. Pasieka practiced in all segments of the energy sector, in corporate/commercial law generally, and in corporate finance, including early-stage and venture capital financing, mergers, acquisitions and take-overs. Mr. Pasieka has served as an officer or director or chairman of scores of public energy companies over the years. Mr. Pasieka earned an undergraduate degree (distinction) & bachelor of laws degree from University of Manitoba. Among other things we discussed 50 Years of Law: From Texaco Beginnings to Libyan Oil Deals & Chinese Ventures.Enjoy.Thank you to our sponsors.Without their support this episode would not be possible:Connate Water SolutionsATB Capital MarketsBroadbill EnergyJSGEPACAstro Rentals Support the show

In Part 2 of this candid global conversation, Karl Tabbakh returns to The Business of Doing Business to pull back the curtain on the economic uncertainty that's gripping both Canada and the U.S.—and what business leaders need to do about it.Dwayne and Karl dissect the real cost of tariffs, the psychological divide between the “haves” and “have nots,” and what a future recession could mean for Canadian competitiveness. They challenge leaders to rethink productivity, wealth distribution, and their own growth mindset in a time of instability.From political coalitions to personal responsibility, Karl doesn't hold back. If you're in business today, this episode is your compass in the chaos.Timestamps[00:01:00] – The danger of coalitions and the question of democratic representation[00:04:30] – Program creation vs. program funding: Canada's economic blind spot[00:08:30] – Do we have the GDP to fund the lifestyle we promise?[00:10:00] – Why Canada's mindset around growth is dangerously passive[00:13:30] – Who really pays the tariffs—and why they're hidden taxes[00:17:30] – Are tariffs a strategy or political theatre? Dissecting Trump's leverage[00:24:00] – The “Somewheres” vs. “Nowheres”: Stephen Harper's cultural divide explained[00:27:00] – The information echo chamber: Why we don't see disruption coming[00:29:00] – Education, taxation, and why we must fix the divide[00:36:00] – Capitalism's existential threat: What happens when the system loses balance[00:43:30] – CEO pay, productivity, and compensation in a modern economy[00:48:00] – Catching a falling knife: Should you invest in uncertain times?[00:52:00] – When clarity returns, capital will too: Preparing for the rebound[00:57:00] – The world is better than you think—but you have to choose that lens[00:59:00] – Final message: Educate yourself. Lead with purpose. Elevate others.About Karl TabbakhKarl Tabbakh is a lawyer, a business leader and a strategic advisor with over 20 years of international business experience. Karl's expertise is sought after to advise corporations, directors and business executives on a range of strategic issues and transactions both domestically and globally. He is a partner at McCarthy Tétrault LLP with a focus on M&A and private equity and serves on the firm's Senior Leadership Team as National Leader, Markets and International Business. He was appointed by the Government of Canada as Chairman of Invest in Canada, Canada's agency responsible for promoting, attracting and facilitating global foreign direct investments into Canada. He previously served as Chair of the Canadian Chamber of Commerce and was on the Board of directors of the Canada Arab Business Council. Karl is a regular speaker on matters of governance, global investment and mergers and acquisitions. In addition to his career in Canada, Karl spent eight years in the Middle East and four years in London, UK, where he developed a solid international network and gained an understanding of international business and investments. An active community leader, Karl supports and leverages his network to benefit many non-profit and local community service organizations, including as member of the Centraide/United Way campaign. Born in Syria, Karl immigrated with his parents to Canada at age 10. He holds an LLB from Osgoode Hall Law School in Toronto, a BCL from the Université de Montréal and a B.Comm from Université Laval in Québec City. Karl is fluent in French, English, and Arabic.Notable Quotes“Imposing a tariff isn't tax revenue....

This episode of the Pipeliners Podcast features Joseph Hainline of Van Ness Feldman, LLP discussing the recent PHMSA PSMS Advisory Bulletin. Visit PipelinePodcastNetwork.com for a full episode transcript, as well as detailed show notes with relevant links and insider term definitions. 

​Kristina Khorram, who served as Sean "Diddy" Combs' chief of staff, has been implicated in multiple lawsuits alleging her involvement in Combs' purported criminal activities, including sex trafficking and abuse. In these lawsuits, Khorram is accused of facilitating the procurement of sex workers for Combs and managing operations related to alleged illicit activities. One lawsuit notably compared her role to that of Ghislaine Maxwell in Jeffrey Epstein's criminal network, suggesting she played a pivotal part in the alleged misconduct.In response to these allegations, Khorram has categorically denied any involvement in or condonation of such activities. In a statement to Rolling Stone, she expressed profound distress over the accusations, stating: "I have never condoned or aided and abetted the sexual assault of anyone. Nor have I ever drugged anyone." She further emphasized that the notion of her being implicated in such acts is "beyond upsetting, disturbing, and unthinkable," and expressed confidence that the allegations against her would be proven untrue.Plaintiff John Doe, represented by Eisenberg & Baum, LLP, files this complaint against Defendant Sean Combs. The allegations are based on personal knowledge and information. Plaintiff asserts claims against Combs, detailing specific grievances and legal grounds for action. The complaint outlines the nature of the alleged wrongdoing, including factual and legal bases for holding Combs accountable.This lawsuit seeks relief for the harm allegedly caused by Combs, requesting appropriate legal remedies. The complaint establishes jurisdiction, presents supporting evidence, and sets forth claims that Plaintiff intends to prove in court. Through this action, Plaintiff seeks justice and compensation for the alleged misconduct by Defendant.to contact me:bobbycapucci@protonmail.comsource:gov.uscourts.nysd.637615.1.0.pdf

​Kristina Khorram, who served as Sean "Diddy" Combs' chief of staff, has been implicated in multiple lawsuits alleging her involvement in Combs' purported criminal activities, including sex trafficking and abuse. In these lawsuits, Khorram is accused of facilitating the procurement of sex workers for Combs and managing operations related to alleged illicit activities. One lawsuit notably compared her role to that of Ghislaine Maxwell in Jeffrey Epstein's criminal network, suggesting she played a pivotal part in the alleged misconduct.In response to these allegations, Khorram has categorically denied any involvement in or condonation of such activities. In a statement to Rolling Stone, she expressed profound distress over the accusations, stating: "I have never condoned or aided and abetted the sexual assault of anyone. Nor have I ever drugged anyone." She further emphasized that the notion of her being implicated in such acts is "beyond upsetting, disturbing, and unthinkable," and expressed confidence that the allegations against her would be proven untrue.Plaintiff John Doe, represented by Eisenberg & Baum, LLP, files this complaint against Defendant Sean Combs. The allegations are based on personal knowledge and information. Plaintiff asserts claims against Combs, detailing specific grievances and legal grounds for action. The complaint outlines the nature of the alleged wrongdoing, including factual and legal bases for holding Combs accountable.This lawsuit seeks relief for the harm allegedly caused by Combs, requesting appropriate legal remedies. The complaint establishes jurisdiction, presents supporting evidence, and sets forth claims that Plaintiff intends to prove in court. Through this action, Plaintiff seeks justice and compensation for the alleged misconduct by Defendant.to contact me:bobbycapucci@protonmail.comsource:gov.uscourts.nysd.637615.1.0.pdfBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

​Kristina Khorram, who served as Sean "Diddy" Combs' chief of staff, has been implicated in multiple lawsuits alleging her involvement in Combs' purported criminal activities, including sex trafficking and abuse. In these lawsuits, Khorram is accused of facilitating the procurement of sex workers for Combs and managing operations related to alleged illicit activities. One lawsuit notably compared her role to that of Ghislaine Maxwell in Jeffrey Epstein's criminal network, suggesting she played a pivotal part in the alleged misconduct.In response to these allegations, Khorram has categorically denied any involvement in or condonation of such activities. In a statement to Rolling Stone, she expressed profound distress over the accusations, stating: "I have never condoned or aided and abetted the sexual assault of anyone. Nor have I ever drugged anyone." She further emphasized that the notion of her being implicated in such acts is "beyond upsetting, disturbing, and unthinkable," and expressed confidence that the allegations against her would be proven untrue.Plaintiff John Doe, represented by Eisenberg & Baum, LLP, files this complaint against Defendant Sean Combs. The allegations are based on personal knowledge and information. Plaintiff asserts claims against Combs, detailing specific grievances and legal grounds for action. The complaint outlines the nature of the alleged wrongdoing, including factual and legal bases for holding Combs accountable.This lawsuit seeks relief for the harm allegedly caused by Combs, requesting appropriate legal remedies. The complaint establishes jurisdiction, presents supporting evidence, and sets forth claims that Plaintiff intends to prove in court. Through this action, Plaintiff seeks justice and compensation for the alleged misconduct by Defendant.to contact me:bobbycapucci@protonmail.comsource:gov.uscourts.nysd.637615.1.0.pdfBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

In one of the most urgent and eye-opening conversation, Dwayne sits down with Karl Tabbakh—top Canadian business strategist, international dealmaker, and former chair of the Canadian Chamber of Commerce—to unpack the global forces redefining the rules of business, politics, and leadership.Together, they explore what rising geopolitical tension, fractured trade alliances, and shifting world orders mean for entrepreneurs, CEOs, and decision-makers across North America. With experience advising on multi-billion-dollar cross-border transactions and leading strategic investments in Canada and the Middle East, Karl offers a rare lens into how to stay sharp—and sane—in chaotic times.This is part one of a two-part conversation filled with powerful insights on resilience, globalism, and the responsibilities of leadership in the modern era.Timestamps[00:02:45] – Why Karl was the first person Dwayne thought of for this global conversation[00:05:20] – Karl's career snapshot: from billion-dollar deals to chairing Invest in Canada[00:09:45] – A five-year vision framework for career growth and avoiding professional stagnation[00:13:00] – Why global exposure isn't just travel—it's transformational for decision-making[00:17:30] – The danger of only seeing the world through a North American lens[00:21:00] – Are we ignoring the signs of World War III? The breakdown of the post-WWII order[00:25:30] – What the markets are really saying about uncertainty and leadership[00:33:45] – Are nations acting out of fear, or a thirst for certainty?[00:40:00] – Why Canada must rethink its overreliance on one trade partner[00:52:00] – The hard truth about energy, natural gas, and global climate equity[01:03:00] – The upcoming Canadian election: What voters need to be asking[01:11:00] – Vision, will, and resources: Three pillars for Canada's next leader[01:15:00] – Final thoughts: Canada's opportunity to punch above its weight againAbout KarlKarl Tabbakh is a lawyer, a business leader and a strategic advisor with over 20 years of international business experience. Karl's expertise is sought after to advise corporations, directors and business executives on a range of strategic issues and transactions both domestically and globally. He is a partner at McCarthy Tétrault LLP with a focus on M&A and private equity and serves on the firm's Senior Leadership Team as National Leader, Markets and International Business. He was appointed by the Government of Canada as Chairman of Invest in Canada, Canada's agency responsible for promoting, attracting and facilitating global foreign direct investments into Canada. He previously served as Chair of the Canadian Chamber of Commerce and was on the Board of directors of the Canada Arab Business Council. Karl is a regular speaker on matters of governance, global investment and mergers and acquisitions. In addition to his career in Canada, Karl spent eight years in the Middle East and four years in London, UK, where he developed a solid international network and gained an understanding of international business and investments. An active community leader, Karl supports and leverages his network to benefit many non-profit and local community service organizations, including as member of the Centraide/United Way campaign. Born in Syria, Karl immigrated with his parents to Canada at age 10. He holds an LLB from Osgoode Hall Law School in Toronto, a BCL from the Université de Montréal and a B.Comm from Université Laval in Québec City. Karl is fluent in French, English, and Arabic.Notable Quotes“If World War III...

Investigative journalists Mandy Matney and Liz Farrell and attorney Eric Bland cover a lot of ground in this latest episode, starting with the death of Pope Francis, a religious leader who routinely called for justice and spoke out against hypocrisy. What will the future of the church look like now?  Also on the show, Alex Murdaugh's co-conspirator Russell Laffitte appeared in court last week to finally admit his guilt. Is this the end of the road for the federal cases in the Murdaugh saga, or will there be more charges filed against yet-unknown players?  Plus, three years after Eric Bland and First Circuit Solicitor David Pascoe filed complaints with the South Carolina Judicial Conduct Committee against Judge Carmen Mullen, they finally have an answer from the mysterious and secretive committee: There's nothing to see here. In other words, Judge Mullen will not face any disciplinary action for her role in Alex Murdaugh's theft from the Satterfields. And the CoJ team is fired up about it!  Finally, Mandy, Liz and Eric talk about the disturbing details that are emerging from the Scott Spivey case in Horry County — specifically the calls that one of Scott's shooters made in the aftermath of Scott's killing. This case is about to blow the lid off corruption inside Horry County Police Department, SLED and the South Carolina Attorney General's Office. ⚖️ Cups Up!! ☕ Episode Resources “This is hypocrisy.” - Pope Francis

Timothy Massad is currently a Senior Fellow at the Mossavar-Rahmani Center for Business and Government at Kennedy School of Government at Harvard University, an Adjunct Professor of Law at Georgetown Law School and a consultant on financial regulatory and fintech issues. Massad served as Chairman of the U.S. Commodity Futures Trading Commission from 2014-2017. Under his leadership, the agency implemented the Dodd Frank reforms of the over-the-counter swaps market and harmonized many aspects of cross-border regulation, including reaching a landmark agreement with the European Union on clearinghouse oversight. The agency also declared virtual currencies to be commodities, introduced reforms to address automated trading and strengthened cybersecurity protections. Previously, Mr. Massad served as the Assistant Secretary for Financial Stability of the U.S. Department of the Treasury. In that capacity, he oversaw the Troubled Asset Relief Program (TARP), the principal U.S. governmental response to the 2008 financial crisis. Massad was a partner in the law firm of Cravath, Swaine & Moore, LLP. His practice included corporate finance, derivatives and advising boards of directors. Massad was also one of a small group of lawyers who drafted the original ISDA standard agreements for swaps.Howell Jackson is the James S. Reid, Jr., Professor of Law at Harvard Law School. His research interests include financial regulation, consumer financial protection, securities regulation, and federal budget policy. He has served as a consultant to the United States Treasury Department, the United Nations Development Program, the World Bank, and the International Monetary Fund. He frequently consults with government agencies and congressional committees on issues related to financial regulation. From 2023 to 2024, he was a Senior Adviser to the National Economic Council.   Since 2005, Professor Jackson has been a trustee of College Retirement Equities Fund (CREF).  He has also served as a director of Commonwealth, a non-profit dedicated to strengthening financial opportunities for low and moderate-income consumers. At Harvard University, Professor Jackson has served as Senior Adviser to the President and Acting Dean of Harvard Law School. Before joining the Harvard Law School faculty in 1989, Professor Jackson was a law clerk for Associate Justice Thurgood Marshall and practiced law in Washington, D.C. Professor Jackson received his J.D. and M.B.A. degrees from Harvard University in 1982 and a B.A. from Brown University in 1976.Ralph Ranalli of the HKS Office of Communications and Public Affairs is the host, producer, and editor of HKS PolicyCast. A former journalist, public television producer, and entrepreneur, he holds an BA in political science from UCLA and a master's in journalism from Columbia University.Scheduling and logistical support for PolicyCast is provided by Lilian Wainaina.Design and graphics support is provided by Laura King. Web design and social media promotion support is provided by Catherine Santrock and Natalie Montaner. Editorial support is provided by Nora Delaney and Robert O'Neill .  

In Florida, real estate teams or groups must adhere to specific advertising regulations outlined in Florida Administrative Code Rule 61J2-10.026. Key requirements include:​• Brokerage Supervision: All team members must operate under the supervision of the same registered broker or brokerage. • Designation of Responsibility: Each team must appoint a designated licensee responsible for ensuring the team's advertising complies with Chapter 475 of the Florida Statutes and Division 61J2 of the Florida Administrative Code.• Monthly Member Records: The registered broker is required to maintain an up-to-date written record of all team members, updated at least monthly. ​• Naming Restrictions: Team names may include "team" or "group" but must not contain terms that suggest the team is a separate real estate brokerage or company, such as:​• Agency​• Associates​• Brokerage​• Brokers• Company​• Corporation• Corp.​• Inc.​• LLC​• LP, LLP, or Partnership​• Properties​• Property​• Real Estate​• Realty​This is to prevent any implication that the team operates independently of the brokerage.• Advertising Display: In all advertisements, the team name must not appear in larger print than the name or logo of the registered brokerage. This ensures that the brokerage's identity is prominent and clear to the public. ​These rules are designed to maintain transparency and prevent consumer confusion regarding the relationship between real estate teams and their supervising brokerages.​Want to know more? Send us an email or ask to join us on The Real Estate Finder Podcast!www.RealEstateFinder.comShop podcast T-shirts: prowrestlingtees.com/matthewmaniaCheck out some of the best vendors and service providers in Florida:RealEstateFinder.com/PreferredVendorsSubscribe to our newsletter or see past issues at:RealEstateFinder.com/NewsletterBrought to you by: Matthew H. MaschlerReal Estate BrokerSignature Real Estate Finder, LLCwww.RealEstateFinder.comAsk about joining the Signature team! Learn more about the Signature Real Estate Companies and why you should join South Florida's real estate industry leaders, Ranked #1 in Boca Raton, #25 in Florida and #336 in the Nation.SignatureRecruiter.comOffices in Boca Raton, Delray Beach, Coral Springs / Parkland, Ft Lauderdale, Miami, Naples, Palm Beach, Orlando and throughout Florida.And be sure to check out BocaRatonWrestling.comLearn how to support our efforts to provide housing in Haitifrank-mckinney.com/caring-house-projectHelp Israel Now! All support goes Straight to Israel's Soldierswww.yasharlachayal.org

Investigative journalists Mandy Matney and Liz Farrell and attorney Eric Bland get a dose of breaking news mid-episode when the warrant for Angie Solomon's “murder for hire” arrest comes in, raising all-new questions. In 2020, Angie's 18-year-old son Grant was killed in a strange set of circumstances while outside a gym while his father, Aaron Solomon, was present. Since then, Angie sought justice for her son — as well as for her young daughter, who has accused Aaron of sexual abuse. Was Angie really trying to hire someone to kill Aaron? Or was she set up?  Also on the show, a discussion of the “Gone Girls” documentary about the Long Island serial killer. Would you open the door to a stranger in distress? And what are Rex Heuermann's connections to South Carolina?  Plus, a double dose of breaking news as Eric gets a call from Creighton Waters in the middle of the recording about Russell's federal and state charges. He's pleading GUILTY and saving us all the trouble of watching him squirm in court.  And finally, it's finally been announced! Actress Brittany Snow — known for her roles in “Pitch Perfect” and “John Tucker Must Die” — has joined the cast of Hulu's “Murdaugh Murders” series in the role of … Mandy! But we'll get into all the feels on this week's Girl Talk episode for Soak Up The Sun Premium Members! Episode Resources “Brittany Snow Joins Hulu's Murdaugh Murders Limited Series” - Deadline, April 10, 2025 

Investigative journalists Mandy Matney and Liz Farrell and attorney Eric Bland — (3:21) talk about the big reveal this past week of A-List Hollywood actor Jason Clarke in full costume as Alex Murdaugh. Clarke, who stars in the upcoming Hulu production based on the Murdaugh Murders Podcast — now True Sunlight Podcast — was seen filming in Atlanta and … let's just say he has more than just the LUNSHARK team excited for the series.  It turns out the fake Alex Murdaugh wasn't the only one getting headlines this past week. The lawyers for the real (13:35) Alex did what the lawyers for the real Alex do best and that's getting mainstream media to help them wrongly paint the state Attorney General's Office as sneaky and underhanded. As usual, it's much ado about nothing.  Also on the show, (34:08) will Buster Murdaugh's latest strategy in his federal defamation case against Warner Brothers actually work? Mandy and Liz pick Eric's brain on whether Alex's remaining son has a chance.  Plus the latest in the (49:01) Sara Lynn Colucci case and why prosecutors need to rethink their interactions with victims and their families. Premium Episode Resources Deuxmoi's Instagram Post of Jason Clarke as Alex Murdaugh 

“Operating in the world of what really is possible. What do I really think I can achieve? But then, once he had set his mind on it, yes, this is something doable. This is something I firmly believe I can do, then obviously, unexpected obstacles always arise. But he refused to be defeated by one.” Talmage Boston Top Five Tips For World Leaders1. Integrity/credibility 2. Consensus building to effectuate successful diplomacy3. Principled pragmatism/recognition of necessity for compromise to make a deal 4. Magnanimity needed for the long haul – stay above the fray by not taking antagonistic bait 5. Make promises carefully  TIME STAMP SUMMARY01:06 Operating with integrity and truth is a core principle all leaders should have07:05 The current turmoil in the world leaders13:20  Often compromising is important21:40  Keep your promises but be careful when making them Where to find Talmage?Website                         www.talmageboston.com. LinkedIn                        https://www.linkedin.com/in/talmageboston/ Talmage Boston Bio Talmage Boston is a recognized figure among leading historians, with endorsements from David McCullough, Jon Meacham, and others. His diverse background as a lawyer and historian uniquely qualifies him to explore the intersection of history, leadership, and contemporary relevance. Talmage Boston has practiced law as a commercial trial and appellate litigator in Dallas, Texas since 1978. He is now a partner at Shackelford, Bowen, McKinley & Norton, LLP. He has been board certified in civil trial law since 1988, as well as board certified in civil appellate law since 1990, by the Texas Board of Legal Specialization. Talmage has been recognized in Texas Monthly as a “Texas Super Lawyer” in Business Litigation since inception in 2003. Talmage has successfully represented clients in state and federal court lawsuits and arbitrations involving oil and gas, real estate, banking, intellectual property and partnership disputes. During his 40-year career, he has successfully tried jury trials throughout Texas and prevailed in appellate courts across the state, including the Texas Supreme Court and the United States Court of Appeals for the Fifth Circuit.A leader of both the State Bar of Texas and the Dallas Bar Association, Talmage has served as a State Bar of Texas director, as well as chair of the State Bar Litigation Section, Council of Chairs, and Annual Meeting planning committee. He has also served as the Dallas Bar Association advisory director and chair of the Dallas Bar's Business Litigation Section. For his service, he received Presidential Citations from State Bar of Texas presidents every year from 2005 to 2011 and 2018, and also from the Dallas Bar Association president in 2009.In addition to maintaining his full-time law practice, Talmage is the author of four books: (1) Cross-Examining History: A Lawyer Gets Answers From the Experts About Our Presidents (Bright Sky Press 2016, Foreword by Ken Burns); (2) Raising the Bar: The Crucial Role of the Lawyer in Society (TexasBarBooks 2012, Foreword by former U.S. Attorney General Dick Thornburgh); (3) Baseball and the Baby Boomer (Bright Sky Press 2009, Foreword by Frank Deford); (4) 1939: Baseball's Tipping Point (Bright Sky Press 2005, Foreword by John Grisham).

Investigative journalists Mandy Matney and Liz Farrell and attorney Eric Bland — think they know where the finale for the third season of “White Lotus” is headed … (01:42) let's just say things are seeming mighty familiar there.  (22:09) Speaking of the Murdaugh family … on today's episode Mandy, Liz and Eric also dive into Buster Murdaugh's latest filing in his federal defamation case — specifically, the part of the memo that indicates Buster has depositions from people who have personal knowledge of the events that led to Stephen Smith's death in July 2015 … along with the origins of the rumor that Buster was somehow involved. What do those depositions say? Has he shared them with SLED? And wow are Mandy and Liz left speechless by the Stephen Smith-related news that Eric shares with them while on the topic of Buster's case.  (07:49) Plus, why would Hunter Biden need Dick Harpootlian to be his attorney?  (54:43) Also, the latest in Myrtle Beach “pastor” John-Paul Miller's frivolous defamation cases and the quick reopening and reclosing of Chris Skinner's 2021 death investigation by the Myrtle Beach Police Department. What does it all mean? ☕ Cup's Up! ⚖️ Episode Resources “SC attorney Harpootlian to represent Hunter Biden in federal libel suit” - Live 5 News, March 26, 2025 “Police close investigation into man's 2021 drowning death at Myrtle Beach pool” - WBTW, March 31, 2025 Eric's Book Signing at Hilton Head B&N on April 19, 2025 Premium Member Resources Dick Harpootlian's Pro Hac Vice Filing - March 3, 2025 Buster Murdaugh's Federal Reply Memo - March 24, 2025 SC Grand Jury Rules & Information SC Grand Juror Handbook Alexandra Cuozzo's Countersuit Transfer Order - March 26, 2025 Chris Skinner's Coroner Report Stay Tuned, Stay Pesky and Stay in the Sunlight...☀️ Premium Members also get access to episode videos, case files, live trial coverage and exclusive live experiences with our hosts. CLICK HERE to learn more: https://bit.ly/3BdUtOE. Check out Luna Shark Merch With a Mission shop at lunasharkmerch.com/ What We're Buying... Quince - Give yourself the luxury you deserve with Quince! Go to Quince.com/COJ for free shipping on your order and 365-day returns Here's a link to some of our favorite things: https://amzn.to/4cJ0eVn Find us on social media: bsky.app/profile/mandy-matney.com   |   bsky.app/profile/elizfarrell.com   |   bsky.app/profile/theericbland.bsky.social Twitter.com/mandymatney | Twitter.com/elizfarrell | Twitter.com/theericbland https://www.facebook.com/cupofjustice/ |  https://www.instagram.com/cojpod/ YouTube  | TIKTOK SUNscribe to our free email list to get alerts on bonus episodes, calls to action, new shows and updates. CLICK HERE to learn more: https://bit.ly/3KBM *** Alert: If you ever notice audio errors in the pod, email info@lunasharkmedia.com and we'll send fun merch to the first listener that finds something that needs to be adjusted! *** *The views expressed on the Cup of Justice episodes do not constitute legal advice. Listeners desiring legal advice for any particular legal matter are urged to consult an attorney of their choosing who can provide legal advice based upon a full understanding of the facts and circumstances of their claim. The views expressed on the Cup of Justice episodes also do not express the views or opinions of Bland Richter, LLP, or its attorneys. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The unpredictable availability of salmon and other fish in Alaska is putting additional pressure on the practice of subsistence fishing for Alaska Native residents. A federal board just opened up subsistence fishing and hunting — something reserved only for rural residents — to all 14,000 residents of Ketchikan. The State of Alaska is fighting a federal panel's approval of a COVID-era emergency subsistence hunt for citizens in Kake. Meanwhile, stakeholders are closely watching a legal conflict over fishing on the Kuskokwim River that has implications for decades of legal precedents over subsistence fishing access. GUESTS Ilsxílee Stáng / Gloria Burns (Haida), president of the Ketchikan Indian Community Nathaniel Amdur-Clark (Citizen Potawatomi), partner at Sonosky, Chambers, Sachse, Miller, and Monkman, LLP

In this gripping episode of Cup of Justice... investigative journalists Mandy Matney and Liz Farrell, and attorney Eric Bland — dive deep into the second Jane Doe lawsuit against JP Miller, revealing shocking details of alleged sexual abuse in an unaccredited religious school.  The lawsuit details how Miller's father, Wayne Miller, mishandled the initial report, placing the victim with the alleged assailant. The conversation also touched on the broader issues of church and school regulation, the challenges of pursuing civil and criminal cases, and the impact of media coverage on public perception. The team explores the systemic failures that allowed predatory behavior to continue, discussing the challenges victims face when reporting assault and the complex legal landscape of pursuing justice. Highlights include: Explosive new allegations against JP Miller Insights into the challenges of reporting sexual abuse Behind-the-scenes details of the upcoming Murdaugh Murders Hulu series Expert legal analysis from Eric Bland on civil litigation strategies With their trademark blend of investigative reporting and candid conversation, this episode is a must-listen for anyone interested in true crime, legal insights, and equal justice for all. Also! Big Congrats to Liz who appeared on Julie Grant's CourtTV show Friday, and catch EB on Anderson Cooper discussing a separate legal matter involving Nancy Mace. ☕ Cup's Up! ⚖️ Episode Resources Murdaugh Murders Hulu Show IMDB Page Mandy & David on Hulu Set - Instagram Jane Doe No. 1 Lawsuit & Article on LUNASHARKMedia.com Jane Doe No. 2 Lawsuit & Article LUNASHARKMedia.com IRS 501(c)(3) Tax Guide for Churches & Religious Organizations “What is a ‘Church' for Federal Tax Purposes?” - Congressional Research Service, Oct 25, 2023 Justice for Mica protestor asks police officer about definition of harassment - TikTok, March 4, 2025 Upcoming Events: Liz with Julie Grant on CourtTV - March 7, 2025 Episode EB with Anderson Cooper 360 on CNN Julie Grant on EB's “Good Skill” podcast Stay Tuned, Stay Pesky and Stay in the Sunlight...☀️ Premium Members also get access to episode videos, case files, live trial coverage and exclusive live experiences with our hosts. CLICK HERE to learn more: https://bit.ly/3BdUtOE. Check out Luna Shark Merch With a Mission shop at lunasharkmerch.com/ What We're Buying... Hungryroot - hungryroot.com/coj - Let Hungryroot know Cup of Justice sent you! 40% off your first delivery will automatically apply at checkout. Here's a link to some of our favorite things: https://amzn.to/4cJ0eVn Find us on social media: bsky.app/profile/mandy-matney.com   |   bsky.app/profile/elizfarrell.com   |   bsky.app/profile/theericbland.bsky.social Twitter.com/mandymatney | Twitter.com/elizfarrell | Twitter.com/theericbland https://www.facebook.com/cupofjustice/ |  https://www.instagram.com/cojpod/ YouTube  | TIKTOK SUNscribe to our free email list to get alerts on bonus episodes, calls to action, new shows and updates. CLICK HERE to learn more: https://bit.ly/3KBM *** Alert: If you ever notice audio errors in the pod, email info@lunasharkmedia.com and we'll send fun merch to the first listener that finds something that needs to be adjusted! *** *The views expressed on the Cup of Justice episodes do not constitute legal advice. Listeners desiring legal advice for any particular legal matter are urged to consult an attorney of their choosing who can provide legal advice based upon a full understanding of the facts and circumstances of their claim. The views expressed on the Cup of Justice episodes also do not express the views or opinions of Bland Richter, LLP, or its attorneys. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Investigative journalists Mandy Matney and Liz Farrell, and attorney Eric Bland — talk about Mandy and David's visit to the Hulu set of the Murdaugh TV show in Atlanta right as filming starts. Also on the show Myrtle Beach Pastor John-Paul Miller makes a mockery of the court system. Why isn't anyone stopping him? Plus, Mandy and Liz talk about what went into their reporting of the Jane Doe No. 1 lawsuit that was filed last week, accusing JP Miller of raping a 15-year-old in 1998 and assaulting her again in 2023 and accusing his father Wayne Miller and their churches of looking the other way. Eric weighs in on his experiences with Jane Doe's attorney Randy Hood and talks about the legal considerations when filing a civil complaint related to childhood sexual abuse... ☕ Cup's Up! ⚖️ Episode Resources Liz Farrell's FB Post on Mark Tinsley joining Jane Doe No. 1's legal team - Feb 25, 2025 “Two of three missing Jasper teens reported found; human trafficker possibly also living in home” - The Island Packet, June 25, 2017 “WATCH: John-Paul Miller appears in court after rape claims” - WSPA, Feb 26, 2025 Mandy Matney's FB Post on JP Miller's supporters in Magistrate Court - Feb 26, 2025 Overview of JP Miller's “Pastor Disaster” on TSP 89 HBO's “The Righteous Gemstones” “Pastors JP Miller and Wayne Miller Accused Of Sexual Abuse Targeting Minors In New Lawsuit” - LUNASHARK Media, Feb 25, 2025 & Jane Doe's Lawsuit “'Accountability and responsibility': Lawsuit accuses Fort Mill church of turning blind eye to sex abuse” - WCNC, Sept 16, 2024 “Fort Mill church claimed religious freedom in sex abuse lawsuits. SC judge says no.” - The Herald, Feb 3, 2025 Limitations of Civil Actions - SC Code of Laws “How occurrence vs. claims-made insurance protects your business” - Next Insurance, June, 20, 2020 Statute of Elizabeth - LSD Law Brian & Jen Musgrave interview on CNN with EB & Ronnie Richter An Evening with Eric Bland: A Legal Legacy of Justice Synagogue Speaking Event Stay Tuned, Stay Pesky and Stay in the Sunlight...☀️ Premium Members also get access to episode videos, case files, live trial coverage and exclusive live experiences with our hosts. CLICK HERE to learn more: https://bit.ly/3BdUtOE. Check out Luna Shark Merch With a Mission shop at lunasharkmerch.com/ What We're Buying... Hungryroot - hungryroot.com/coj - Let Hungryroot know Cup of Justice sent you! 40% off your first delivery will automatically apply at checkout. Here's a link to some of our favorite things: https://amzn.to/4cJ0eVn Find us on social media: bsky.app/profile/mandy-matney.com   |   bsky.app/profile/elizfarrell.com   |   bsky.app/profile/theericbland.bsky.social Twitter.com/mandymatney | Twitter.com/elizfarrell | Twitter.com/theericbland https://www.facebook.com/cupofjustice/ |  https://www.instagram.com/cojpod/ YouTube  | TIKTOK SUNscribe to our free email list to get alerts on bonus episodes, calls to action, new shows and updates. CLICK HERE to learn more: https://bit.ly/3KBM *** Alert: If you ever notice audio errors in the pod, email info@lunasharkmedia.com and we'll send fun merch to the first listener that finds something that needs to be adjusted! *** *The views expressed on the Cup of Justice episodes do not constitute legal advice. Listeners desiring legal advice for any particular legal matter are urged to consult an attorney of their choosing who can provide legal advice based upon a full understanding of the facts and circumstances of their claim. The views expressed on the Cup of Justice episodes also do not express the views or opinions of Bland Richter, LLP, or its attorneys. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Investigative journalists Mandy Matney and Liz Farrell, and attorney Eric Bland — talk about Mandy and David's trip to Charleston for yet another federal sentencing hearing of a rich South Carolina attorney. This time it was for Hilton Head attorney Peter Strauss, whose license to practice is on interim suspension... as of Monday, February 24, 2025.... Strauss pleaded guilty in fall 2023 to a single count of removal of property to prevent seizure to help his client — a man who later pleaded guilty in a billion-dollar Ponzi scheme.  Catch up on Peter Strauss with TSP episodes 29 & 38 Also on today's show, what the latest decision in Buster Murdaugh's defamation case might mean for the investigation into Stephen Smith's death.  Plus, according to court documents, JP Miller and a TikToker tried to negotiate a deal with Melissa Mancari, the paralegal JP is suing in a $6 million defamation case, to testify as a witness in his cases against the protesters.  Why did the judge say this didn't set off alarm bells for him? And what can protesters do to protect themselves in court?  ☕ Cup's Up! ⚖️ Episode Resources “Support Zoe's Family with Medical Debts” - GoFundMe for Erin Lee Carr's friend “The real injustice happening in Beaufort County? No cellphones in the courthouse | Opinion” - Liz Farrell, Updated Sept 9, 2019 “Hilton Head lawyer sentenced to 9 months for hiding millions for clients running Ponzi scheme” - The Post & Courier, Feb 21, 2025 IOLTA Overview - American Bar Association Liz's Tweet on JP Miller Update - Feb 20, 2025 “Casino mogul Wynn asks US Supreme Court to revisit Times v. Sullivan defamation rule” - Reuters, Feb 7, 2025 Premium Episode Resources JP Miller's Defamation Lawsuit against Melissa Mancari & her Motion to Dismiss JP Miller's Invasion of Privacy filings in Myrtle Beach Magistrate Court Buster Murdaugh's Defamation Lawsuit - June 14, 2024 Order to Sever & Remand in Buster Murdaugh's Defamation Lawsuit - Feb 19, 2025 Stay Tuned, Stay Pesky and Stay in the Sunlight...☀️ Premium Members also get access to episode videos, case files, live trial coverage and exclusive live experiences with our hosts. CLICK HERE to learn more: https://bit.ly/3BdUtOE. Check out Luna Shark Merch With a Mission shop at lunasharkmerch.com/ What We're Buying... Hungryroot - hungryroot.com/coj - Let Hungryroot know Cup of Justice sent you! 40% off your first delivery will automatically apply at checkout. Here's a link to some of our favorite things: https://amzn.to/4cJ0eVn Find us on social media: bsky.app/profile/mandy-matney.com   |   bsky.app/profile/elizfarrell.com   |   bsky.app/profile/theericbland.bsky.social Twitter.com/mandymatney | Twitter.com/elizfarrell | Twitter.com/theericbland https://www.facebook.com/cupofjustice/ |  https://www.instagram.com/cojpod/ YouTube  | TIKTOK SUNscribe to our free email list to get alerts on bonus episodes, calls to action, new shows and updates. CLICK HERE to learn more: https://bit.ly/3KBM *** Alert: If you ever notice audio errors in the pod, email info@lunasharkmedia.com and we'll send fun merch to the first listener that finds something that needs to be adjusted! *** *The views expressed on the Cup of Justice episodes do not constitute legal advice. Listeners desiring legal advice for any particular legal matter are urged to consult an attorney of their choosing who can provide legal advice based upon a full understanding of the facts and circumstances of their claim. The views expressed on the Cup of Justice episodes also do not express the views or opinions of Bland Richter, LLP, or its attorneys. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Investigative journalists Mandy Matney and Liz Farrell, and attorney Eric Bland — talk about Bowen Turner's return to jail after allegedly day-drinking at a public golf course last week. South Carolina's thrice-accused rapist — and the crowned prince of trying to buy his way out of accountability — is once again being accused of violating the terms of parole … and breaking yet another promise to a justice system that continues to reward him with just one more chance.  How many more times will we all be forced to talk about Bowen? When will there be accountability for those who gave him the sweetheart plea deal? And what do his prison calls tell us about his parents?  Also on the show, lawmakers refuse to elect a qualified woman to a judgeship. Why is that? We think we know …  Plus, Mandy, Liz and Eric share their thoughts about Congresswoman Nancy Mace's unprecedented speech on the floor of the US House of Representatives in DC last week accusing four men of sex trafficking, making secret video recordings and raping her, along with other unconscious women.  Tri-County S.P.E.A.K.S. & How to Donate to the Center ☕ Cup's Up! ⚖️ Episode Resources “SC agents arrest Orangeburg man for alleged violations of conditional release” - Live5 WCSC, Feb 13, 2025 TSP #71 - “Top 10 Systemic Failures That Benefited Bowen Turner . . . “ “SC legislature rejects candidate for York County judge after Republicans opposed her” - The Herald, Feb 5, 2025 “Mace makes allegations of sexual abuse against multiple men from the House floor” - CNN, Feb 11, 2025 Overview of Speech or Debate Clause “Nancy Mace says her victim tip line was flooded with calls. Advocates warn it could cause harm.” - The Post & Courier, Feb 11, 2025 Who is Schleprock...?  Premium Resources Bowen Turner's Arrest Warrant - Feb 11, 2025 Bowen Turner Jailhouse Calls discussed in TSP #87 Sarah Ford's Affidavit against David Miller's Judicial Nomination - Nov 8, 2023 Dash Cam: Thrice Accused Rapist Bowen Turner Arrested AGAIN After DUI Crash Stay Tuned, Stay Pesky and Stay in the Sunlight...☀️ Premium Members also get access to episode videos, case files, live trial coverage and exclusive live experiences with our hosts. CLICK HERE to learn more: https://bit.ly/3BdUtOE. Check out Luna Shark Merch With a Mission shop at lunasharkmerch.com/ What We're Buying... Hungryroot - hungryroot.com/coj - Let Hungryroot know Cup of Justice sent you! 40% off your first delivery will automatically apply at checkout. Here's a link to some of our favorite things: https://amzn.to/4cJ0eVn Find us on social media: bsky.app/profile/mandy-matney.com   |   bsky.app/profile/elizfarrell.com   |   bsky.app/profile/theericbland.bsky.social Twitter.com/mandymatney | Twitter.com/elizfarrell | Twitter.com/theericbland https://www.facebook.com/cupofjustice/ |  https://www.instagram.com/cojpod/ YouTube  | TIKTOK SUNscribe to our free email list to get alerts on bonus episodes, calls to action, new shows and updates. CLICK HERE to learn more: https://bit.ly/3KBM *** Alert: If you ever notice audio errors in the pod, email info@lunasharkmedia.com and we'll send fun merch to the first listener that finds something that needs to be adjusted! *** *The views expressed on the Cup of Justice episodes do not constitute legal advice. Listeners desiring legal advice for any particular legal matter are urged to consult an attorney of their choosing who can provide legal advice based upon a full understanding of the facts and circumstances of their claim. The views expressed on the Cup of Justice episodes also do not express the views or opinions of Bland Richter, LLP, or its attorneys. Learn more about your ad choices. Visit podcastchoices.com/adchoices