Podcasts about Windham

Banking on Fraudology is part of the Fraudology Podcast Network.In this eye-opening episode of Banking on Fraudology, host Hailey Windham sits down with Matt Hogan, a seasoned detective with over 16 years of experience fighting white collar and crypto crime. Matt shares his journey from investigating traditional financial crimes to tackling complex crypto fraud cases, offering invaluable insights for both law enforcement and financial institutions.The conversation dives deep into the evolving landscape of financial crime, exploring how old-school investigative techniques still apply in the digital age. Matt emphasizes the importance of collaboration between banks and law enforcement, sharing practical tips on building strong partnerships. He recounts a touching story of a romance scam victim that changed his perspective and fueled his passion for financial crime investigations.Matt also unpacks the latest trends in crypto-related financial crimes, from romance scams and pig butchering to sophisticated money laundering operations. He debunks common misconceptions about crypto investigations and recommends essential tools and resources for aspiring fraud fighters. The episode concludes with Matt's sage advice for newcomers to the field, stressing the importance of continuous learning, teaching others, and building a strong network. Tune in now to arm yourself with the knowledge and inspiration to stay ahead in the fight against fraud.--------------------------------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

Fraudology is presented by Persona.In this special episode of Fraudology, a live recording at Fight Fraud Club, Karisse Hendrick and Hailey Windham dive deep into the world of financial fraud, offering invaluable insights for both industry professionals and everyday consumers. The duo discusses recent fraud trends, including the surprising ineffectiveness of chip cards in reducing debit card fraud, Japan's controversial approach to limiting ATM withdrawals for elderly customers and answers questions from the audience.They also explore the critical role of collaboration in fighting fraud, emphasizing the importance of sharing information across financial institutions and even with e-commerce merchants. Hendrick and Windham shine a spotlight on the devastating impact of scams, particularly on vulnerable populations, and highlight the work of organizations like Operation Shamrock in combating transnational organized crime. With their combined expertise in e-commerce and banking fraud, the hosts offer practical advice for fraud fighters at every level, from seasoned professionals to those just starting their careers.Tune in to Fraudology to stay ahead of the latest fraud trends and join the fight against financial crime.Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast semi weekly, on Tuesdays and Thursdays.

Jesus, The One Who Saves - Frank Windham - 03/30/25 by Kingdom Living Ministries

Banking on Fraudology is part of the Fraudology Podcast Network.In this short, but sweet episode of Banking on Fraudology, host Hailey Windham gives listeners an insider's preview of the upcoming Fraud Fight Club event. As a speaker at two sessions, Hailey shares her enthusiasm for the collaborative and raw nature of this gathering of fraud fighters. She highlights key sessions to watch out for, including a powerful keynote by Representative Brandon Guffey on sextortion scams, and panels on cutting-edge topics like cyber fraud tactics, first-party fraud, and enhancing collaboration between fraud teams and law enforcement.Hailey also gives listeners a who's who of fraud-fighting experts she's eager to meet in person, including podcast partner Karisse Hendrick, fraud prevention guru Frank McKenna, and scam-fighting prosecutor Erin West. She emphasizes the importance of networking and knowledge-sharing at events like Fraud Fight Club, encouraging attendees to connect with both industry veterans and newcomers alike. The episode provides valuable insights into the current state of fraud prevention and the innovative strategies being developed to combat increasingly sophisticated schemes.Don't miss out on this insider's guide to one of the year's most anticipated fraud-fighting events!-------------------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

Banking on Fraudology is part of the Fraudology Podcast Network.In this compact but powerful episode of Banking on Fraudology, Hailey Windham tackles a topic that's causing major headaches for fraud teams across the country: the limitations of funds availability rules. Windham expertly breaks down how Regulation CC, created in 1987, is struggling to keep pace with the sophisticated fraud schemes of the digital age. She paints a vivid picture of the challenges facing financial institutions, from the rapid availability requirements for treasury checks to the inadequate hold periods for detecting complex fraud.Windham's expertise shines as she dissects the "doubtful collectability" clause and explains why the current 10-day exception hold often falls short in today's fraud landscape. She addresses the difficult position fraud teams find themselves in - caught between compliance requirements, operational pressures, and their own instincts about risky transactions. But this episode isn't just about identifying problems; Windham offers a wealth of practical solutions.Listeners will gain valuable insights into maximizing their use of exception holds, enhancing frontline staff training, leveraging new verification tools, and strategically using account structures to mitigate risks. Windham's call for breaking down silos between fraud, compliance, and operations teams is particularly poignant. The episode concludes with a rallying cry for industry-wide change and a handy "cheat sheet" of Reg CC reminders. Whether you're a fraud fighter, compliance officer, or financial institution leader, this episode is a must-listen. Tune in to arm yourself with knowledge, strategies, and inspiration to better protect your institution in the face of outdated regulations.About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

That's My King (Who is Jesus?) - Frank Windham - 03/23/25 by Kingdom Living Ministries

Banking on Fraudology is part of the Fraudology Podcast Network.In this eye-opening episode of Banking on Fraudology, host Hailey Windham welcomes back fraud expert David Maimon to dive deep into the world of treasury check fraud. As the "Indiana Jones of fraud fighters," David shares alarming insights into why these government-issued checks have become prime targets for criminals. The conversation reveals how fraudsters are exploiting verification loopholes, altering payee names, and cashing out millions in stolen funds.David breaks down the latest trends, including the rise of first-party fraud where individuals willingly participate as money mules, and sophisticated schemes involving synthetic identities and business impersonation. Listeners will gain a sobering understanding of just how thorough and patient modern fraudsters have become in their operations.The episode's highlight is the unveiling of Sentilink's new Treasury Check Verification Service. This game-changing tool addresses a critical gap in existing verification processes by allowing financial institutions to confirm payee names - a feature David explains has been sorely missing. With real examples of how early adopters are already preventing significant losses, this free service promises to disrupt treasury check fraud operations. Fraud fighters won't want to miss this actionable solution to a pervasive industry challenge. Tune in to arm yourself with the latest intelligence and tools in the fight against financial crime.David's LinkedInDemo LinkAbout Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

Welcome to Episode 163! Tad and I are diving into some wild updates—plans for a brand-new resort where the old Black Mountain Lodge once stood, the jaw-dropping ticket prices at Windham Mountain Club, and, believe it or not, an entire Adirondack Wildlife Refuge up for sale! Need a sticker? Shoot me an email or swing by Camp Catskill. And hey, if you're enjoying the show, hit that subscribe button, share it with a friend, or toss a few ciders our way—whatever works. I'm just pumped that you're here! And most importantly… VOLUNTEER!!Links for the Podcast: https://linktr.ee/ISLCatskillsPodcast, Donate a coffee to support the show! https://www.buymeacoffee.com/ITLCatskills, Like to be a sponsor or monthly supporter of the show? Go here! - https://www.buymeacoffee.com/ITLCatskills/membershipThanks to the sponsors of the show!Outdoor chronicles photography - https://www.outdoorchroniclesphotography.com/, Trailbound Project - https://www.trailboundproject.com/, Camp Catskill - https://campcatskill.co/, Scenic Route Guiding - https://adventurewiththescenicroute.com/, Another Summit - https://www.guardianrevival.org/programs/another-summitLinks:Cairo Resort Moves On, Friends of Round Top, ADK Wildlife Refuge for saleVolunteer Opportunities:Trailhead stewards for 3500 Club - https://www.catskill3500club.com/adopt-a-trailhead?fbclid=IwAR31Mb5VkefBQglzgrfm-hGfooL49yYz3twuSAkr8rrKEnzg8ZSl97XbwUw, Catskills Trail Crew - https://www.nynjtc.org/trailcrew/catskills-trail-crew, NYNJTC Volunteering - https://www.nynjtc.org/catskills, Catskill Center - https://catskillcenter.org/, Catskill Mountain Club - https://catskillmountainclub.org/about-us/, Catskill Mountainkeeper - https://www.catskillmountainkeeper.org/, Bramley Mountain Fire Tower - https://bramleymountainfiretower.org/ Post Hike Brews and Bites - 1911 Sour Raspberry, Westkill Mountain Life#hikehudson #hikethehudson #hudsonbvalleyhiking #NYC #history #husdonvalley #hikingNY #kaaterskill #bluehole #catskillhiking #visitcatskills #catskillstrails #catskillmountains #catskillspodcast #catskills #catskillpark #podcast #catskillshiker #volunteers #catskillmountainsnewyork #catskillspodcast #catskillshiker #catskillshiking #hiking #catskill3500club #insidethelinecatskillmountainspodcast #volunteercatskills #catskill3500 #hikethecatskills

In this episode of Banking on Fraudology, Hailey Windham dives deep into the pressing issue of push payment fraud that's plaguing the financial industry. Drawing insights from a recent Payments Dive article, Hailey breaks down the key takeaways from a panel discussion featuring leaders from Truist, Zelle, Google, and Nacha. With push payment fraud losses in the Americas reaching a staggering $102.6 billion in 2023, this episode couldn't be more timely.Hailey expertly dissects the complexities of push payment scams, where criminals trick victims into sending payments by posing as legitimate entities. She highlights the delicate balance financial institutions must strike between fraud prevention and maintaining a smooth user experience. The episode explores innovative approaches to combat this growing threat, including enhanced data sharing, improved digital identity verification, and increased support for law enforcement.Don't miss out on this essential discussion – tune in now and arm yourself with the latest strategies in the fight against push payment fraud.Link to the articleAbout Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

At town meeting in Windham, voters agreed to turn over its school from the school district to the town. Voters also approved an article to offer health insurance to its town clerk and treasurer.

El 5 de marzo de 1818 llegó a Valparaíso la fragata Windham, que fue vendida a Chile, siendo integrada a su primera escuadra nacional como uno de sus buques capitales. En la escuadra chilena, entre 1818 y 1826, participó en las variadas acciones navales que se dieron durante el desarrollo de la guerra de emancipación de Chile y Perú.

Banking on Fraudology is part of the Fraudology Podcast Network.This episode of Banking on Fraudology tackles the pressing issue of financial exploitation with host Hailey Windham and guest expert Sarah Barnhill from Western Bank. Sarah brings her extensive experience in fraud prevention to shed light on the complexities of financial exploitation and how financial institutions can better protect vulnerable customers. The discussion covers a wide range of topics, from identifying red flags and common fraud schemes to the importance of empathy and active listening when dealing with victims. Sarah shares valuable insights on creating a supportive environment for victims to come forward, emphasizing the need for patience and understanding in these sensitive situations. The episode also delves into practical strategies for securing compromised accounts, pursuing recoveries, and collaborating with law enforcement. One of the key takeaways is the importance of ongoing education and training for front-line staff to recognize and respond effectively to potential fraud. Sarah and Hailey also discuss the role of bank culture in ensuring vulnerable individuals are treated with dignity and respect during fraud investigations. This episode is packed with actionable advice and compassionate approaches that can help financial institutions improve their response to financial exploitation.Don't miss this opportunity to enhance your understanding of financial exploitation and learn how to make a real difference in combating fraud.------------------------------Sarah Barnhillhttps://www.identitytheft.gov/About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

Best Places to Live in the Maine Lakes Region

In this podcast episode ... They help hundreds of people in the Windham area facing homelessness. And with a  new name comes even more services, we talk with Project Hope, formerly The Windham No Freeze Project. Plus we take a look at other stories from around the region.

Banking on Fraudology is part of the Fraudology Podcast Network.Join Hailey Windham on Banking on Fraudology as she welcomes Becky Holmes, whose book "Keanu Reeves is Not In Love with You" takes a humorous yet poignant look at online romance fraud. This episode dives deep into the psychology of scammers and their victims, revealing how fraudsters isolate their targets and exploit human tendencies to trust. Becky shares memorable interactions with scammers, including hilarious anecdotes that showcase her wit while highlighting red flags everyone should watch for. The discussion takes a serious turn as they explore the stigma surrounding fraud victims and the inadequate response from banks and law enforcement. Becky emphasizes the need for improved customer service in financial institutions and better training for staff to recognize potential fraud victims. The episode also touches on the scale of the problem, with both host and guest agreeing that current statistics likely vastly underestimate the true extent of romance fraud. Listeners will gain valuable insights into protecting themselves and their loved ones from these scams, including the importance of maintaining close relationships and open communication. Tune in now to arm yourself with knowledge and maybe even a few laughs along the way.-------------------------Becky HolmesKeanu Reeves is not in love with you-------------------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

Banking on Fraudology is part of the Fraudology Podcast Network. The latest episode of Banking on Fraudology brings listeners a comprehensive look at the state of financial fraud in 2024 and beyond. Hailey Windham sits down with returning guest Karen Boyer, a seasoned fraud expert, to unpack the year's biggest trends and peer into the crystal ball for 2025. Boyer paints a picture of a fraud landscape that remains stubbornly familiar, with check fraud, mail theft, and social engineering scams continuing to plague financial institutions and their customers. However, she notes a disturbing trend of fraudsters becoming bolder, showing up in person at bank branches to execute their schemes.The conversation delves into the technological arms race between banks and fraudsters, with Boyer discussing how financial institutions are harnessing AI and machine learning to detect fraud. She acknowledges the frustrating reality that banks often lag behind criminals in deploying new technologies due to regulatory requirements and internal processes. Windham and Boyer stress the importance of empowering frontline bank staff, arguing that tellers should be viewed not as easily replaceable but as critical guardians against fraud. They discuss the need for better training and support to help staff navigate difficult conversations with customers about suspicious transactions.Looking to the future, Boyer predicts several concerning trends for 2025, including an increase in in-person fraud schemes targeting vulnerable individuals, the expansion of sextortion scams to older populations, and the potential for more "glitch" exploits similar to recent incidents at major banks. She emphasizes the need for a holistic, industry-wide approach to fraud prevention that extends beyond banks to include social media platforms, telecoms, and other sectors that inadvertently facilitate scams.Tune in now to stay ahead of the curve in the ever-evolving world of financial crime.Episode links:https://www.nbcnews.com/news/us-news/nigerian-man-extradited-us-alleged-sextortion-south-carolina-teen-died-rcna189475Karen BoyerAbout Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

This podcast hit paid subscribers' inboxes on Jan. 22. It dropped for free subscribers on Jan. 29. To receive future episodes as soon as they're live, and to support independent ski journalism, please consider an upgrade to a paid subscription. You can also subscribe to the free tier below:Who* Travis Kearney, General Manager* Aaron Damon, Assistant General Manager, Marketing Director* Mike Chasse, member of Bigrock Board of Directors* Conrad Brown, long-time ski patroller* Neal Grass, Maintenance ManagerRecorded onDecember 2, 2024About BigrockOwned by: A 501c(3) community nonprofit overseen by a local board of directorsLocated in: Mars Hill, MainePass affiliations: Indy Base Pass, Indy Plus Pass – 2 days, no blackoutsClosest neighboring ski areas: Quoggy Jo (:26), Lonesome Pine (1:08)Base elevation: 670 feetSummit elevation: 1,590 feetVertical drop: 920 feetSkiable acres: 90Average annual snowfall: 94 inchesTrail count: 29 (10% beginner, 66% intermediate, 24% advanced)Lift count: 4 (1 fixed-grip quad, 1 triple, 1 double, 1 surface lift – view Lift Blog's inventory of Bigrock's lift fleet)Why I interviewed themWelcome to the tip-top of America, where Saddleback is a ski area “down south” and $60 is considered an expensive lift ticket. Have you ever been to Sugarloaf, stationed four hours north of Boston at what feels like the planet's end? Bigrock is four hours past that, 26 miles north of the end of I-95, a surveyor's whim from Canadian citizenship. New England is small, but Maine is big, and Aroostook County is enormous, nearly the size of Vermont, larger than Connecticut, the second-largest county east of the Mississippi, 6,828 square miles of mostly rivers and trees and mountains and moose, but also 67,105 people, all of whom need something to do in the winter.That something is Bigrock. Ramble this far north and you probably expect ascent-by-donkey or centerpole double chairs powered by butter churns. But here we have a sparkling new Doppelmayr fixed quad summiting at a windfarm. Shimmering new snowguns hammering across the night. America's eastern-most ski area, facing west across the continent, a white-laced arena edging the endless wilderness.Bigrock is a fantastic thing, but also a curious one. Its origin story is a New England yarn that echoes all the rest – a guy named Wendell, shirtsleeves-in-the-summertime hustle and surface lifts, let's hope the snow comes, finally some snowguns and a chairlift just in time. But most such stories end with “and that's how it became a housing development.” Not this one. The residents of this state-sized county can ski Bigrock in 2025 because the folks in charge of the bump made a few crucial decisions at a few opportune times. In that way, the ski area is a case study not only of the improbable survivor, but a blueprint for how today's on-the-knife-edge independent bumps can keep spinning lifts in the uncertain decades to come.What we talked aboutHuge snowmaking upgrades; a new summit quad for the 2024-25 ski season; why the new lift follows a different line from the old summit double; why the Gemini summit double remains in place; how the new chair opens up the mountain's advanced terrain; why the lift is called “Sunrise”; a brief history of moving the Gemini double from Maine's now-defunct Evergreen ski area; the “backyard engineering degree”; how this small, remote ski area could afford a brand-new $4 million Doppelmayr quad; why Bigrock considered, but ultimately decided against, repurposing a used lift to replace Gemini; why the new lift is a fixed-grip, rather than a detachable, machine; the windfarm at Bigrock's summit; Bigrock in the 1960s; the Pierce family legacy; how Covid drove certain skiers to Bigrock while keeping other groups away; how and why Bigrock became a nonprofit; what nearly shuttered the ski area; “I think there was a period in the late ‘70s, early ‘80s where it became not profitable to own a ski area of this size”; why Bigrock's nonprofit board of directors works; the problem with volunteers; “every kid in town, if they wanted to ski, they were going to ski”; the decline of meatloaf culture; and where and when Bigrock could expand the trail footprint.Why now was a good time for this interviewIn our high-speed, jet-setting, megapass-driven, name-brand, social-media-fueled ski moment, it is fair to ask this question of any ski area that does not run multiple lifts equipped with tanning beds and bottle service: why do you still exist, and how?I often profile ski areas that have no business being in business in 2025: Plattekill, Magic Mountain, Holiday Mountain, Norway Mountain, Bluewood, Teton Pass, Great Bear, Timberline, Mt. Baldy, Whitecap, Black Mountain of Maine. They are, in most cases, surrounded both by far more modernized facilities and numerous failed peers. Some of them died and punched their way out of the grave. How? Why are these hills the ones who made it?I keep telling these stories because each is distinct, though common elements persist: great natural ski terrain, stubborn owners, available local skiers, and persistent story-building that welds a skier's self-image to the tale of mountain-as-noble-kingdom. But those elements alone are not enough. Every improbably successful ski area has a secret weapon. Black Mountain of Maine has the Angry Beavers, a group of chainsaw-wielding volunteers who have quietly orchestrated one of New England's largest ski area expansions over the past decade, making it an attractive busy-day alternative to nearby Sunday River. Great Bear, South Dakota is a Sioux Falls city park, insulating the business from macro-economic pressures and enabling it to buy things like new quad chairlifts. Magic, surrounded by Epkon megaships, is the benefactor of marketing and social-media mastermind Geoff Hatheway, who has crafted a rowdy downhome story that people want to be a part of.And Bigrock? Well, that's what we're here for. How on earth did this little ski area teetering on the edge of the continental U.S. afford a brand-new $4 million chairlift? And a bunch of new snowmaking? And how did it not just go splat-I'm-dead years ago as destination ski areas to the north and south added spiderwebs of fast lifts and joined national mass-market passes? And how is it weathering the increasing costs of labor, utilities, infrastructure, and everything else?The answer lies, in part, in Bigrock's shift, 25 years or so ago, to a nonprofit model, which I believe many more community ski areas will have to adopt to survive this century. But that is just the foundation. What the people running the bump do with it matters. And the folks running Bigrock have found a way to make a modern ski area far from the places where you'd expect to find one.What I got wrongI said that “hundreds of lifts” had “come out in America over the past couple of years.” That's certainly an overcount. But I really had in mind the post-Covid period that began in 2021, so the past three to four years, which has seen a significant number of lift replacements. The best place to track these is Lift Blog's year-by-year new lifts databases: 2021, 2022, 2023, 2024, 2025 (anticipated).I noted that there were two “nearby” ski areas in New Brunswick, the Canadian province bordering Maine. I was referring to 800-vertical-foot Crabbe Mountain, an hour and 20 minutes southeast of Bigrock, and Mont Farlagne, a 600-ish-footer an hour and a half north (neither travel time considers border-crossing delays). Whether these are “near” Bigrock is subjective, I suppose. Here are their trailmaps:Why you should ski BigrockFirst, ski Maine. Because it's gorgeous and remote and, because it takes work to get there, relatively uncrowded on the runs (Sunday River and Pleasant Mountain peak days excepted). Because the people are largely good and wholesome and kind. And because it's winter the way we all think winter should be, violently and unapologetically cold, bitter and endless, overcast and ornery, fierce in that way that invigorates and tortures the soul.“OK,” you say. “Saddleback and Sugarloaf look great.” And they are. But to drive four hours past them for something smaller? Unlikely. I'm a certain kind of skier that I know most others are not. I like to ramble and always have. I relish, rather than endure, long drives. Particularly in unknown and distant parts. I thrive on newness and novelty. Bigrock, nearly a thousand feet of vert nine hours north of my apartment by car, presents to me a chance for no liftlines and long, empty runs; uncrowded highways for the last half of the drive; probably heaping diner plates on the way out of town. My mission is to hit every lift-served ski area in America and this is one of them, so it will happen at some point.But what of you, Otherskier? Yes, an NYC-based skier can drive 30 to 45 minutes past Hunter and Belleayre and Windham to try Plattekill for a change-up, but that equation fails for remote Bigrock. Like Pluto, it orbits too far from the sun of New England's cities to merit inclusion among the roster of viable planets. So this appeal, I suppose, ought to be directed at those skiers who live in Presque Isle (population 8,797), Caribou (7,396), and Houlton (6,055). Maybe you live there but don't ski Bigrock, shuttling on weekends to the cabin near Sugarloaf or taking a week each year to the Wasatch. But I'm a big proponent of the local, of five runs after work on a Thursday, of an early-morning Sunday banger to wake up on the weekend. To have such a place in your backyard – even if it isn't Alta-Snowbird (because nothing is) or Stowe or Killington – is a hell of an asset.But even that is likely a small group of people. What Bigrock is for – or should be for – is every kid growing up along US 1 north of I-95. Every single school district along this thoroughfare ought to be running weekly buses to the base of the lifts from December through March, for beginner lessons, for race programs, for freeride teams. There are trad-offs to remoteness, to growing up far from things. Yes, the kids are six or seven hours away from a Patriots game or Fenway. But they have big skiing, good skiing, modern skiing, reliable skiing, right freaking there, and they should all be able to check it out.Podcast notesOn Evergreen Valley ski areaBigrock's longtime, still-standing-but-now-mothballed Mueller summit double lift came from the short-lived Evergreen Valley, which operated from around 1972 to 1982.The mountain stood in the ski-dense Conway region along the Maine-New Hampshire border, encircled by present-day Mt. Abram, Sunday River, Wildcat, Black Mountain NH, Bretton Woods, Cranmore, and Pleasant Mountain. Given that competition, it may seem logical that Evergreen failed, but Sunday River wasn't much larger than this in 1982.On Saddleback's Rangeley doubleSaddleback's 2020 renaissance relied in large part on the installation of a new high-speed quad to replace the ancient Rangeley Mueller double. Here's an awesome video of a snowcat tugging the entire lift down in one movement.On Libra Foundation and Maine Winter SportsBacked with Libra Foundation grants, the Maine Winter Sports Center briefly played an important role in keeping Bigrock, Quoggy Jo, and Black Mountain of Maine ski areas operational. All three managed to survive the organization's abrupt exit from the Alpine ski business in 2013, a story that I covered in previous podcasts with Saddleback executive and onetime Maine Winter Sports head Andy Shepard, and with the leadership of Black Mountain of Maine.On Bigrock's masterplanWe discuss a potential future expansion that would substantially build out Bigrock's beginner terrain. Here's where that new terrain - and an additional lift - could sit in relation to the existing trails (labeled “A01” and A03”):On Maine ski areas on IndyIndy has built a stellar Indy Pass roster, which includes every thousand-ish-footer in the state that's not owned by Boyne: This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.stormskiing.com/subscribe

Kris Zellner is joined by Rob Naylor and our great friend Charles to discuss the month of January 1990 in the National Wrestling Alliance. Topics of discussion include:An update on the Windham family counterfeiting saga.The Rock 'n' Roll Express return to the NWA.Cactus Jack Manson becomes a force on TV.Joe Pedicino leaves the company.An amazing TV taping in Johnson City, Tennessee.ROOS commercials featuring NWA stars start to air on TV.Ric Flair cancelling his booking on the NJPW Tokyo Dome show, which changes Japanese wrestling in a major way.…and much more. Another strong show, so we hope you enjoy!!!---To support the show and get access to exclusive rewards like special members-only monthly themed shows, go to our Patreon page at Patreon.com/BetweenTheSheets and become an ongoing Patron. Becoming a Between the Sheets Patron will also get you exclusive access to not only the monthly themed episode of Between the Sheets, but also access to our new mailbag segment, a Patron-only chat room on Slack, and anything else we do outside of the main shows!If you're looking for the best deal on a VPN service—short for Virtual Private Network, it helps you get around regional restrictions as well as browse the internet more securely—then Private Internet Access is what you've been looking for. Not only will using our link help support Between The Sheets, but you'll get a special discount, with prices as low as $1.98/month if you go with a 40 month subscription. With numerous great features and even a TV-specific Android app to make streaming easier, there is no better choice if you're looking to subscribe to WWE Network, AEW Plus, and other region-locked services.For the best in both current and classic indie wrestling streaming, make sure to check out IndependentWrestling.tv and use coupon code BTSPOD for a free 5 day trial! (You can also go directly to TinyURL.com/IWTVsheets to sign up that way.) If you convert to a paid subscriber, we get a kickback for referring you, allowing you to support both the show and the indie scene.To subscribe, you can find us on iTunes, Google Play, and just about every other podcast app's directory, or you can also paste Feeds.FeedBurner.com/BTSheets into your favorite podcast app using whatever “add feed manually” option it has.Support this podcast at — https://redcircle.com/between-the-sheets/donationsAdvertising Inquiries: https://redcircle.com/brands

Kris Zellner is joined by Rob Naylor and our great friend Charles to discuss the month of January 1990 in the National Wrestling Alliance. Topics of discussion include:An update on the Windham family counterfeiting saga.The Rock 'n' Roll Express return to the NWA.Cactus Jack Manson becomes a force on TV.Joe Pedicino leaves the company.An amazing TV taping in Johnson City, Tennessee.ROOS commercials featuring NWA stars start to air on TV.Ric Flair cancelling his booking on the NJPW Tokyo Dome show, which changes Japanese wrestling in a major way.…and much more. Another strong show, so we hope you enjoy!!!---To support the show and get access to exclusive rewards like special members-only monthly themed shows, go to our Patreon page at Patreon.com/BetweenTheSheets and become an ongoing Patron. Becoming a Between the Sheets Patron will also get you exclusive access to not only the monthly themed episode of Between the Sheets, but also access to our new mailbag segment, a Patron-only chat room on Slack, and anything else we do outside of the main shows!If you're looking for the best deal on a VPN service—short for Virtual Private Network, it helps you get around regional restrictions as well as browse the internet more securely—then Private Internet Access is what you've been looking for. Not only will using our link help support Between The Sheets, but you'll get a special discount, with prices as low as $1.98/month if you go with a 40 month subscription. With numerous great features and even a TV-specific Android app to make streaming easier, there is no better choice if you're looking to subscribe to WWE Network, AEW Plus, and other region-locked services.For the best in both current and classic indie wrestling streaming, make sure to check out IndependentWrestling.tv and use coupon code BTSPOD for a free 5 day trial! (You can also go directly to TinyURL.com/IWTVsheets to sign up that way.) If you convert to a paid subscriber, we get a kickback for referring you, allowing you to support both the show and the indie scene.To subscribe, you can find us on iTunes, Google Play, and just about every other podcast app's directory, or you can also paste Feeds.FeedBurner.com/BTSheets into your favorite podcast app using whatever “add feed manually” option it has.Support this podcast at — https://redcircle.com/between-the-sheets/donationsAdvertising Inquiries: https://redcircle.com/brands

Banking on Fraudology is part of the Fraudology Podcast Network.This gripping episode of Banking on Fraudology takes listeners on an emotional journey through the world of romance scams, as told by survivor Beth Hyland. Host Hailey Windham guides the conversation, uncovering the intricate details of how Beth was manipulated into sending $26,000 to a man she believed was her soulmate. The episode offers a rare glimpse into the victim's perspective, revealing how intelligent, self-aware individuals can fall prey to these sophisticated schemes. Beth's story illuminates the red flags that often go unnoticed and the psychological tactics scammers use to exploit human emotions. The discussion delves into critical moments where financial institutions missed opportunities to intervene, providing valuable insights for fraud prevention strategies. Listeners will be moved by Beth's vulnerability as she describes her healing process and the complex emotions victims face long after the scam ends. The episode also highlights the crucial role of compassionate, informed responses from professionals like Beth's financial advisor in helping victims recover. This must-listen episode challenges listeners to reconsider their assumptions about fraud victims and offers practical advice for both individuals and institutions to combat these devastating crimes.Linkedin: Beth HylandAbout Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ SentiLink is at the forefront of fraud prevention and identity verification, offering innovative solutions to help financial institutions tackle synthetic fraud, identity theft, and more. We're thrilled to have them onboard as partners in our mission to equip you with the tools and knowledge you need to stay ahead in this ever-evolving landscape.Stay tuned for more great episodes and insights—thanks again to SentiLink for supporting the podcast! Visit: https://www.sentilink.com/ and learn all about them!

In this compelling episode of Banking on Fraudology, host Hailey Windham reunites with Erin West to discuss the latest developments in the battle against pig butchering scams. Erin, who recently retired from her role as a cybercrime prosecutor, shares her transition to leading Operation Shamrock full-time and the organization's evolution into a nonprofit powerhouse. The conversation offers listeners an insider's perspective on the global fight against sophisticated financial fraud schemes.Erin provides chilling details from her visits to scam compounds in Southeast Asia, painting a vivid picture of the human cost behind these crimes. The episode delves into Operation Shamrock's recent accomplishments, including large-scale education initiatives for financial institutions and law enforcement. Hailey and Erin discuss exciting new projects for 2024, such as monthly working groups for bankers and weekly victim interviews to stay ahead of emerging scam tactics. Listeners will gain valuable insights into the complex world of transnational organized crime and learn about the critical need for cross-sector collaboration.Subscribe to Banking on Fraudology and be part of the solution in the ongoing battle against pig butchering scams.Know more about Operation Shamrock-----------------------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ SentiLink is at the forefront of fraud prevention and identity verification, offering innovative solutions to help financial institutions tackle synthetic fraud, identity theft, and more. We're thrilled to have them onboard as partners in our mission to equip you with the tools and knowledge you need to stay ahead in this ever-evolving landscape.Stay tuned for more great episodes and insights—thanks again to SentiLink for supporting the podcast! Visit: https://www.sentilink.com/ and learn all about them!

The Joy And Peace Of Christmas - Frank Windham - 12/22/24 by Kingdom Living Ministries

In this episode of the Banking on Fraudology podcast, Hailey Windham sits down with Madison Marquez, a rising star in fraud prevention, to explore how empowering frontline team members can transform an organization's approach to fighting fraud. Madison shares her journey from call center representative to fraud prevention champion through the innovative Fraud Ambassador program. This six-month intensive training initiative, developed by Hayley, aimed to create a network of fraud fighters across all departments. Madison's story illustrates how passion and purpose can drive meaningful change, even without a formal fraud prevention title.The conversation dives into the challenges of fraud prevention in financial institutions, from authentication hurdles to member resistance and training gaps. Madison provides valuable insights into how the Fraud Ambassador program addressed these issues through hands-on projects, collaborative discussions, and real-world case studies. She highlights a particularly impactful session on human trafficking detection that opened her eyes to the proximity of financial crimes. The episode also explores the importance of creating a culture where fraud prevention is everyone's responsibility, not just the fraud department's problem.Don't miss this opportunity to learn from two passionate fraud prevention advocates - tune in now!About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

*This episode is a little different than most... If you're an open-minded individual seeking an alternative to conventional medicine you'll love this interview w/ Michelle Buck. Maybe you're looking for new ways to improve your overall health, vitality and well-being? Then you'll definitely benefit from hearing Michelle's approach to wellness involving: sound therapy, light therapy, and color therapy at her wellness center in Windham, ME. Learn more about Michelle here: https://www.vitality-room.com/

Join MEMBERS ONLY to get access to perks: https://www.youtube.com/channel/UCSo2azieL7E7uzkXGvEeMSw/join   For only $4.99 a month, get EVERY NEW podcast episode EARLY and AD-FREE. As a member, you'll have access to guest AMAs to get your questions answered. Enjoy the cool elitefts badge next to your profile name as well.      Shop elitefts 2x3 Power Rack https://www.elitefts.com/eliteftstm-2x3-power-bench-rack.html    elitefts Apparel: https://www.elitefts.com/shop/apparel.html               Support and help the Podcast grow by Joining The Crew:  https://www.elitefts.com/join-the-crew       Welcome Dawson Windham to episode 322nd of Dave Tate's Table Talk podcast. Dawson Windham is a 26-year-old raw 242 powerlifter who has been competing since 2015. Currently ranked 20th all-time, Dawson aims to break into the top 5 soon. He is coached by Josh Bryant and mentored by the renowned "Knees Over Toes" guy, combining top-tier coaching with cutting-edge training philosophies. Dawson's IG: https://www.instagram.com/dawsonwindham/?hl=en             SPONSORS     Marek Health   A telehealth platform specializing in hormone optimization and preventative medicine. Offers self-service labs and guided optimization with competitive pricing.  Save 10% on your first order with code TABLETALK. Visit Marek Health today: https://marekhealth.com/tabletalk     LMNT   A zero-sugar, naturally-formulated electrolyte drink mix suited for athletes and those on hydration-focused diets.  Receive a free 8-flavor sample pack with any purchase. https://partners.drinklmnt.com/free-gift-with-purchase?utm_campaign=agwp&rfsn=6760586.28b9b1e&utm_medium=sponsor&utm_source=tabletalk&utm_content=&utm_term=     RP Hypertrophy App An advanced training app designed for maximum muscle growth. Early access pricing starts at $24.99.  Visit the provided link for more details and discounts. https://go.rpstrength.com/hypertrophy-app/   CODE: TABLE TALK   elitefts   Offers a wide range of gym equipment and apparel.  Support the show: https://www.elitefts.com/content/table-talk/   Save 10% with code TABLETALK. CODE: TABLETALK All profits support Dave Tate's Table Talk Podcast. SUPPORT THE SHOW Support and help the Podcast grow by Joining The Crew:  https://www.elitefts.com/join-the-crew  All profits from elitefts Limited Edition Apparel, Table Talk Coffee, and Team elitefts Workouts, Programs, and Training eBooks support Dave Tate's Table Talk Podcast. Shop these elitefts items: https://www.elitefts.com/content/table-talk/       elitefts Shop: https://www.elitefts.com/        elitefts IG: https://www.instagram.com/elitefts/   elitefts Limited Edition Apparel: https://www.elitefts.com/shop/apparel/limited-edition.html

SentiLink is at the forefront of fraud prevention and identity verification, offering innovative solutions to help financial institutions tackle synthetic fraud, identity theft, and more. We're thrilled to have them onboard as partners in our mission to equip you with the tools and knowledge you need to stay ahead in this ever-evolving landscape.Stay tuned for more great episodes and insights—thanks again to SentiLink for supporting the podcast! Visit: https://www.sentilink.com/ and learn all about them!----------------------------------In this riveting episode of Banking on Fraudology, host Hailey Windham dives deep into the jaw-dropping $4.5 billion Bitfinex Bitcoin heist - the largest cryptocurrency theft in history. Inspired by the Netflix documentary "Biggest Heist Ever," she unpacks this complex case, offering invaluable insights for fraud fighters and financial institutions alike. Hailey walks listeners through the audacious crime, highlighting how hackers Ilya Lichtenstein and Heather Morgan exploited both technical vulnerabilities and human behavior to pull off their scheme.Tune in now and join the fight against fraud!----------------------------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ ----------------------------------Banking on Fraudology is part of the Fraudology Network, and produced by Podyssey.io.

Fraudology is presented by Sardine.In this episode of Fraudology we recap a Banking on Fraudology episode, where we tackle one of the most pressing issues facing financial institutions today: synthetic identity fraud.Windham welcomes David Maimon, a renowned expert in cybercrime and head of Fraud Insights at Sentilink, for an in-depth discussion on the mechanics and implications of this sophisticated form of fraud. Maimon breaks down the key differences between first-party and third-party synthetic identities, explaining how fraudsters combine real and fake information to create convincing personas that can fool even robust verification systems.The conversation takes listeners inside the dark web marketplaces where stolen personal information is bought and sold, revealing the shocking ease with which criminals can acquire the building blocks for synthetic identities. Maimon and Windham explore emerging trends like the use of synthetic identities to create fake businesses, potentially amplifying the scale of fraud losses. They also discuss how generative AI is being used to attempt to bypass liveness checks, though Maimon emphasizes that AI still can't fabricate a person's entire history. Throughout the episode, both host and guest stress the importance of "keeping your hands dirty" by staying actively engaged in understanding the latest fraud tactics. Don't miss this opportunity to learn from two passionate fraud fighters on the front lines of the battle against synthetic identity fraud.Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast semi weekly, on Tuesdays and Thursdays.

This podcast hit paid subscribers' inboxes on Nov. 30. It dropped for free subscribers on Dec. 7. To receive future episodes as soon as they're live, and to support independent ski journalism, please consider an upgrade to a paid subscription. You can also subscribe to the free tier below:WhoMike Taylor, Owner of Holiday Mountain, New YorkRecorded onNovember 18, 2024About Holiday MountainClick here for a mountain stats overviewOwned by: Mike TaylorLocated in: Monticello, New YorkYear founded: 1957Pass affiliations: NoneClosest neighboring ski areas: Villa Roma (:37), Ski Big Bear (:56), Mt. Peter (:48), Mountain Creek (:52), Victor Constant (:54)Base elevation: 900 feetSummit elevation: 1,300 feetVertical drop: 400 feetSkiable acres: 60Average annual snowfall: 66 inchesTrail count: 9 (5 beginner, 2 intermediate, 2 advanced)Lift count: 3 (1 fixed-grip quad, 1 triple, 1 carpet - view Lift Blog's inventory of Holiday Mountain's lift fleet)Why I interviewed himNot so long ago, U.S. ski areas swung wrecking ball-like from the necks of founders who wore them like amulets. Mountain and man fused as one, each anchored to and propelled by the other, twin forces mirrored and set aglow, forged in some burbling cauldron and unleashed upon the public as an Experience. This was Killington and this was Mammoth and this was Vail and this was Squaw and this was Taos, each at once a mountain and a manifestation of psyche and soul, as though some god's hand had scooped from Pres and Dave and Pete and Al and Ernie their whimsy and hubris and willfulness and fashioned them into a cackling live thing on this earth. The men were the mountains and the mountains were the men. Everybody knew this and everybody felt this and that's why we named lifts and trails after them.This is what we've lost in the collect-them-all corporate roll-up of our current moment. I'm skeptical of applying an asteroid-ate-the-dinosaurs theory to skiing, but even I'll acknowledge this bit. When the caped founder, who stepped into raw wilderness and said “here I will build an organized snowskiing facility” and proceeded to do so, steps aside or sells to SnowCo or dies, some essence of the mountain evaporates with him. The snow still hammers and the skiers still come and the mountain still lets gravity run things. The trails remain and the fall lines still fall. The mountain is mostly the same. But nobody knows why it is that way, and the ski area becomes a disembodied thing, untethered from a human host. This, I think, is a big part of the appeal of Michigan's Mount Bohemia. Ungroomed, untamed, absent green runs and snowguns, accessible all winter on a $109 season pass, Boho is the impossible storybook of the maniac who willed it into existence against all advice and instinct: Lonie Glieberman, who hacked this thing from the wilderness not in some lost postwar decade, but in 2000. He lives there all winter and everybody knows him and they all know that this place that is the place would not exist had he not insisted that it be so. For the purposes of how skiers consider the joint, Lonie is Mount Bohemia. And someday when he goes away the mountain will make less sense than it does right now.I could write a similar paragraph about Chip Chase at White Grass Touring Center in West Virginia. But there aren't many of those fellas left. Since most of our ski areas are old, most of our founders are gone. They're not coming back, and we're not getting more ski areas. But that doesn't mean the era of the owner-soul keeper is finished. They just need to climb a different set of monkey bars to get there. Rather than trekking into the mountains to stake out and transform a raw wilderness into a piste digestible to the masses, the modern mountain incarnate needs to drive up to the ski area with a dump truck full of hundred dollar bills, pour it out onto the ground, and hope the planted seeds sprout money trees.And this is Mike Taylor. He has resources. He has energy. He has manpower. And he's going to transform this dysfunctional junkpile of a ski area into something modern, something nice, something that will last. And everyone knows it wouldn't be happening without him.What we talked aboutThe Turkey Trot chairlift upgrade; why Taylor re-engineered and renovated a mothballed double chair just to run it for a handful of days last winter before demolishing it this summer; Partek and why skiing needs an independent lift manufacturer; a gesture from Massanutten; how you build a chairlift when your chairlift doesn't come with a bottom terminal; Holiday Mountain's two new ski trails for this winter; the story behind Holiday Mountain's trail names; why a rock quarry is “the greatest neighbors we could ever ask for”; big potential future ski expansion opportunities; massive snowmaking upgrades; snowmaking is hard; how a state highway spurred the development of Holiday Mountain; “I think we've lost a generation of skiers”; vintage Holiday Mountain; the ski area's long, sad decline; pillage by flood; restoring abandoned terrain above the Fun Park; the chairlift you see from Route 17 is not actually a chairlift; considering a future when 17 converts into Interstate 86; what would have happened to Holiday had the other bidders purchased it; “how do we get kids off their phones and out recreating again?”; advice from Plattekill; buying a broken ski area in May and getting it open by Christmas (or trying); what translates well from the business world into running a ski area; how to finance the rebuild and modernization of a failing ski area; “when you talk to a bank and use the word ‘ski area,' they want nothing to do with it”; how to make a ski area make money; why summer business is hard; Holiday's incredible social media presence; “I always thought good grooming was easy, like mowing a lawn”; how to get big things done quickly but well; ski racing returns; “I don't want to do things half-assed and pay for it in the long run”; why season two should be better than season one; “you can't make me happier than to see busloads of kids, improving their skills, and enjoying something they're going to do for the rest of their life”; why New York State has a challenging business environment, and how to get things done anyway; the surprise labor audit that shocked New York skiing last February – “we didn't realize the mistakes we were making”; kids these days; the State of New York owns and subsidizes three ski areas – how does that complicate things?; why the state subsidizing independent ski areas isn't the answer; the problem with bussing kids to ski areas; and why Holiday Mountain doesn't feel ready to join the Indy Pass.Why I thought that now was a good time for this interviewI met Taylor in a Savannah bar last year, five minutes after he'd bought a ski area and seven months before he needed to turn that ski area into a functional business. Here was the new owner of Holiday Mountain, rolling with the Plattekill gang, more or less openly saying, “I have no idea what the hell I'm doing, but I'm going to do it. I'm going to save Holiday Mountain.”The National Ski Areas Association's annual show, tucked across the river that week, seemed like a good place to start. Here were hundreds of people who could tell Taylor exactly how hard it was to run a ski area, and why. And here was this guy, accomplished in so many businesses, ready to learn. And all I could think, having skied the disaster that was Holiday Mountain in recent years, was thank God this dude is here. Here's my card. Let's talk.I connected with Taylor the next month and wrote a story about his grand plans for Holiday. Then I stepped back and let that first winter happen. It was, by Taylor's own account, humbling. But it did not seem to be humiliating, which is key. Pride is the quickest path to failure in skiing. Instead of kicking things, Taylor seemed to regard the whole endeavor as a grand and amusing puzzle. “Well let's see here, turns out snowmaking is hard, grooming is hard, managing teenagers is hard… isn't that interesting and how can I make this work even though I already had too much else to do at my other 10 jobs?”Life may be attitude above all else. And when I look at ski area operators who have recycled garbage into gold, this is the attribute that seems to steer all others. That's people like Rick Schmitz, who talked two Wisconsin ski areas off the ledge and brought another back from its grave; Justin Hoppe, who just traded his life in to save a lost UP ski area; James Coleman, whose bandolier of saved ski areas could fill an egg carton; and Danielle and Laszlo Vajtay, who for 31 years have modernized their ridiculously steep and remote Catskills ski area one snowgun at a time.There are always plenty of people who will tell you why a thing is impossible. These people are boring. They lack creativity or vision, an ability to see the world as something other than what it is. Taylor is the opposite. All he does is envision how things can be better, and then work to make them that way. That was clear to me immediately. It just took him a minute to prove he could do it. And he did.What I got wrong* Mike said he needed a chairlift with “about 1,000 feet of vertical rise” to replace the severed double chair visible from Route 17. He meant length. According to Lift Blog, the legacy lift rose 232 vertical feet over 1,248 linear feet.* We talk a bit about New York's declining population, but the real-world picture is fuzzier. While the state's population did fall considerably, from 20.1 million to 19.6 million over the past four years, those numbers include a big pandemic-driven population spike in 2020, when the state's population rose 3.3 percent, from 19.5 million to that 20.1 million number (likely from city refugees camping out in New York's vast and bucolic rural reaches). The state's current population of 19,571,216 million is still larger than it was at any point before 2012, and not far off its pre-pandemic peak of 19,657,321.* I noted that Gore's new Hudson high-speed quad cost “about $10 million.” That is probably a fair estimate based upon the initial budget between $8 and $9 million, but an ORDA representative did not immediately respond to a request for the final number.Why you should ski Holiday MountainI've been reconsidering my television pitch for Who Wants to Own a Ski Area? Not because the answer is probably “everybody reading this newsletter except for the ones that already own a ski area, because they are smart enough to know better.” But because I think the follow-up series, Ski Resort Rebuild, would be even more entertaining. It would contain all the elements of successful unscripted television: a novel environment, large and expensive machinery, demolition, shouting, meddlesome authorities, and an endless sequence of puzzles confronting a charismatic leader and his band of chain-smoking hourlies.The rainbow arcing over all of this would of course be reinvention. Take something teetering on apocalyptic set-piece and transform it into an ordered enterprise that makes the kids go “wheeeeee!” Raw optimism and self-aware naivete would slide into exasperation and despair, the launchpad for stubborn triumphalism tempered by humility. Cut to teaser for season two.Though I envision a six- or eight-episode season, the template here is the concise and satisfying Hoarders, which condenses a days-long home dejunking into a half-hour of television. One minute, Uncle Frank's four-story house is filled with his pizza box collection and every edition of the Tampa Bay Bugle dating back to 1904. But as 15 dumpster trucks from TakeMyCrap.com drive off in convoy, the home that could only be navigated with sonar and wayfinding canines has been transformed into a Flintstones set piece, a couch and a wooly mammoth rug accenting otherwise empty rooms. I can watch these chaos-into-order transformations all day long.Roll into Holiday Mountain this winter, and you'll essentially be stepping into episode four of this eight-part series. The ski area's most atrocious failures have been bulldozed, blown-up, regraded, covered in snow. The two-seater chairlift that Columbus shipped in pieces on the Nina, the Pinta, and the Santa Maria has finally been scrapped and replaced with a machine that does not predate modern democracy. The snowguns are no longer powered by hand-cranks. A ski area that, just 18 months ago, was shrinking like an island in rising water is actually debuting two brand-new trails this winter.But the job's not finished. On your left as you drive in is a wide abandoned ridge where four ski lifts once spun. On the open hills, new snowguns glimmer and new-used chairlifts and cats hum, but by Taylor's own admission, his teams are still figuring out how to use all these fancy gadgets. Change is the tide climbing up the beach, but we haven't fully smoothed out the tracked sand yet, and it will take a few more hours to get there.It's fun to be part of something like this, even as an observer. I'll tell you to visit Holiday Mountain this winter for the same reason I'll tell you to go ride Chair 2 at Alpental or the triple at Bluewood or the Primo and Segundo Riblet doubles at Sunlight. By next autumn, each of these lifts, which have dressed their mountains for decades, will make way for modern machines. This is good, and healthy, and necessary for skiing's long-term viability. But experiencing the same place in different forms offers useful lessons in imagination, evolution, and the utility of persistence and willpower. It's already hard to picture that Holiday Mountain that teetered on the edge of collapse just two years ago. In two more years, it could be impossible, so thorough is the current renovation. So go. Bonus: they have skiing.Podcast NotesOn indies sticking togetherDespite the facile headlines, conglomerates are not taking over American skiing. As of my last count, about 73 percent of U.S. ski areas are still independently operated. And while these approximately three-quarters of active ski areas likely account for less than half of all skier visits, consumers do still have plenty of choice if they don't want to go Epkonic.New York, in particular, is a redoubt of family-owned and -operated mountains. Other than Vail-owned Hunter and state-owned Belleayre, Gore, and Whiteface, every single one of the state's 51 ski areas is under independent management. Taylor calls out several of these New York owners in our conversation, including many past podcast guests. These are all tremendous conversations, all streaked with the same sincere determination and grit that's obvious in Taylor's pod.Massachusetts is also a land of independent ski areas, including the Swiss watch known as Wachusett:On PartekPartek is one of the delightful secrets of U.S. skiing. The company, founded in 1993 by Hagen Schulz, son of the defunct Borvig lifts President Gary Schulz, installs one or two or zero new chairlifts in a typical year. Last year, it was a fixed-grip quad at Trollhaugen, Wisconsin and a triple at Mt. Southington, Connecticut. The year before, it was the new Sandy quad at Saddleback. Everyone raves about the quality of the lifts and the experience of working with Partek's team. Saddleback GM Jim Quimby laid this out for us in detail when he joined me on the podcast last year:Trollhaugen owner and GM Jim Rochford, Jr. was similarly effusive:I'm underscoring this point because if you visit Partek's website, you'll be like “I hope they have this thing ready for Y2K.” But this is your stop if you need a new SKF 6206-2RS1, which is only $17!On the old Catskills resort hotels with ski areasNew York is home to more ski areas (51) than any state in America, but there are still far more lost ski areas here than active ones. The New York Lost Ski Areas Project estimates that the ghosts of up to 350 onetime ski hills haunt the state. This is not so tragic as it sounds, as the vast majority of these operations consisted of a goat pulling a toboggan up 50 vertical feet beside Fiesty Pete's dairy barn. These operated for the lifespan of a housefly and no one missed them when they disappeared. On the opposite end were a handful of well-developed, multi-lift ski areas that have died in modernity: Scotch Valley (1988), Shu Maker (1999), Cortina (mid-90s), and Big Tupper (2012). But in the middle sat dozens of now-defunct surface-tow bumps, some with snowmaking, some attached to the famous and famously extinct Borsch Belt Catskills resorts.It is this last group that Taylor and I discuss in the podcast. He estimates that “probably a dozen” ski areas once operated in Sullivan County. Some of these were standalone operations like Holiday, but many were stapled to large resort hotels like The Nevele and Grossingers. I couldn't find a list of the extinct Catskills resorts that once offered skiing, and none appeared to have bothered drawing a trailmap.While these add-on ski areas are a footnote in the overall story of U.S. skiing, an activity-laying-around-to-do-at-a-resort can have a powerful multiplier effect. Here are some things that I only do if I happen across a readymade setup: shoot pool, ice skate, jet ski, play basketball, fish, play minigolf, toss cornhole bags. I enjoy all of these things, but I won't plan ahead to do them on purpose. I imagine skiing acted in this fashion for much of the Bortsch Belt crowd, like “oh let's go try that snowskiing thing between breakfast and our 11:00 baccarat game.” And with some of these folks, skiing probably became something they did on purpose.The closest thing modernity delivers to this is indoor skiing, which, attached to a mall – as Big Snow is in New Jersey – presents itself as Something To Do. Which is why I believe we need a lot more such centers, and soon.On shrinking Holiday MountainSome ski areas die all at once. Holiday Mountain curdled over decades, to the husk Taylor purchased last year. Check the place out in 2000, with lifts zinging all over the place across multiple faces:A 2003 flood smashed the terrain near the entrance, and by 2007, Holiday ran just two lifts:At some indeterminant point, the ski area also abandoned the Turkey Trot double. This 2023 trailmap shows the area dedicated to snowtubing, though to my knowledge no such activity was ever conducted there at scale.On the lift you see from Route 17Anyone cruising NY State 17 can see this chairlift rising off the northwest corner of the ski area:This is essentially a billboard, as Taylor left the terminal in place after demolishing the lower part of the long-inactive lift.Taylor intends to run a lift back up this hill and re-open all the old terrain. But first he has to restore the slopes, which eroded significantly in their last life as a Motocross course. There is no timeline for this, but Taylor works fast, and I wouldn't be shocked to see the terrain come back online as soon as 2025.On NY 17's transformation into I-86New York 17 is in the midst of a decades-long evolution into Interstate 86, with long stretches of the route that spans southern New York already signed as such. But the interstate designation comes with standards that define lane number and width, bridge height, shoulder dimensions, and maximum grade, among many other particulars, including the placement and length of exit and entrance ramps. Exit 108, which provides direct eastbound access to and egress from Holiday Mountain, is fated to close whenever the highway gods close the gap that currently splits I-86 into segments.On Norway MountainHoliday is the second ski area comeback story featured on the pod in recent months, following the tale of dormant-since-2017 Norway Mountain, Michigan:On Holiday's high-energy social media accountsTaylor has breathlessly documented Holiday's comeback on the ski area's Instagram and Facebook accounts. They're incredible. Follow recommended. On Tuxedo RidgeThis place frustrates me. Once a proud beginners-oriented ski center with four chairlifts and a 450-foot vertical drop, the bump dropped dead around 2014 without warning or explanation, despite a prime location less than an hour from New York City.I hiked the place in 2020, and wrote about it:On Ski Areas of New YorkSki Areas of New York, or SANY, is one of America's most effective state ski area organizations. I've hosted the organization's president, Scott Brandi, on the podcast a couple of times:Compulsory mention of ORDAThe Olympic Regional Development Authority, which manages New York State-owned Belleayre, Gore, and Whiteface mountains, lost $47.3 million in its last fiscal year. One ORDA board member, in response to the report, said that it's “amazing how well we are doing,” according to the Adirondack Explorer. Which makes a lot of the state's independent ski area operators say things like, “Huh?” That's probably a fair response, since $47.3 million would likely be sufficient for the state to simply purchase every ski area in New York other than Hunter, Windham, Holiday Valley, and Bristol.On high-speed ropetowsI'll keep writing about these forever because they are truly amazing and there should be 10 of them at every ski area in America:Welch Village, Minnesota. Video by Stuart Winchester.The Storm explores the world of lift-served skiing year-round. Join us.The Storm publishes year-round, and guarantees 100 articles per year. This is article 82/100 in 2024, and number 582 since launching on Oct. 13, 2019. Get full access to The Storm Skiing Journal and Podcast at www.stormskiing.com/subscribe

SentiLink is at the forefront of fraud prevention and identity verification, offering innovative solutions to help financial institutions tackle synthetic fraud, identity theft, and more. We're thrilled to have them onboard as partners in our mission to equip you with the tools and knowledge you need to stay ahead in this ever-evolving landscape.Stay tuned for more great episodes and insights—thanks again to SentiLink for supporting the podcast! Visit: https://www.sentilink.com/ and learn all about them!In this episode, Ken Palla, a former online security manager at Union Bank, shares insights from his open letter to US regulators addressing the urgent need for stronger guidance on scam controls and data sharing between financial institutions. Ken discusses the challenges banks face in combating authorized payment scams and proposes solutions modeled after past FFIEC online security guidance. He emphasizes the importance of clear regulations around data sharing, particularly through updates to the 314B provision, to enable more effective fraud prevention. He also highlights the growing threat of scams, their impact on consumers, and the role of banks in protecting customers. The conversation touches on international efforts to combat scams, the need for collaboration between banks, telcos, and digital platforms, and practical advice for consumers to avoid falling victim to scams.Open Letter from Ken Palla----------------------------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

Fraudology is presented by Sardine.This episode of Fraudology provides a fascinating look into the world of banking fraud through the eyes of guest Hailey Windham. Karisse and Hailey explore the diverse range of topics covered in recent episodes of the Banking on Fraudology podcast, from combating human trafficking to innovative approaches in internal auditing. The conversation delves into the critical issue of first-party synthetic fraud, with Hailey explaining how fraudsters manipulate personal information to create false identities and exploit financial institutions. David Maimon's research on dark web activities and the long-term strategies employed by fraudsters is highlighted, revealing the sophisticated nature of these crimes. The episode also addresses the persistent problem of check fraud, discussing why it remains a significant issue despite the shift towards digital payments. Hailey and Karisse examine the challenges financial institutions face in detecting and preventing check fraud, including the limitations of current hold policies and the extended liability periods for altered checks. This eye-opening discussion provides valuable insights for both financial professionals and consumers on the evolving landscape of banking fraud.Don't miss this opportunity to stay informed about the latest trends and strategies in financial crime prevention - listen now and arm yourself with knowledge to protect against these pervasive threats.Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast semi weekly, on Tuesdays and Thursdays.

Welcome to episode 149! Tonight, Tad and I welcome back Matt Smith from Catskills Trail Crew! Matt chats with us about sawyering in the Catskills. We also chat about the recent snow storm, an unfortunate plane crash on Windham and a poop study in Colorado. If you need a sticker, email me or go to Camp Catskill! Subscribe on any platform! Share! Donate! Do whatever you want! I'm just glad you're listening! And remember... VOLUNTEER!!!!!! Links for the Podcast: https://linktr.ee/ISLCatskillsPodcast, Donate a coffee to support the show! https://www.buymeacoffee.com/ITLCatskills, Like to be a sponsor or monthly supporter of the show? Go here! - https://www.buymeacoffee.com/ITLCatskills/membership Thanks to the sponsors of the show! Outdoor chronicles photography - https://www.outdoorchroniclesphotography.com/, Trailbound Project - https://www.trailboundproject.com/, Camp Catskill - https://campcatskill.co/, Scenic Route Guiding - https://adventurewiththescenicroute.com/, Another Summit - https://www.guardianrevival.org/programs/another-summit Links: Catskills Trail Crew, OHLEC training, NYNJTC, Plane crash on Windham, Colorado Outdoor poop study Volunteer Opportunities: Trailhead stewards for 3500 Club - https://www.catskill3500club.com/adopt-a-trailhead?fbclid=IwAR31Mb5VkefBQglzgr fm-hGfooL49yYz3twuSAkr8rrKEnzg8ZSl97XbwUw, Catskills Trail Crew - https://www.nynjtc.org/trailcrew/catskills-trail-crew, NYNJTC Volunteering - https://www.nynjtc.org/catskills, Catskill Center - https://catskillcenter.org/, Catskill Mountain Club - https://catskillmountainclub.org/about-us/, Catskill Mountainkeeper - https://www.catskillmountainkeeper.org/, Bramley Mountain Fire Tower - https://bramleymountainfiretower.org/  Post Hike Brews and Bites - Your Local Stewarts #catskillstrailcrew #sawyering #sawyer #sawyercaskills #planecrash #snow #snowstorm #husdonvalley #hikingNY #kaaterskill #bluehole #catskillhiking #visitcatskills #catskillstrails #catskillmountains #catskillspodcast #catskills #catskillpark #podcast #catskillshiker #volunteers #catskillmountainsnewyork #catskillspodcast #catskillshiker #catskillshiking #hiking #catskill3500club #insidethelinecatskillmountainspodcast #volunteercatskills #catskill3500 #hikethecatskills --- Support this podcast: https://podcasters.spotify.com/pod/show/insidethelinesthecatskill/support

SentiLink is at the forefront of fraud prevention and identity verification, offering innovative solutions to help financial institutions tackle synthetic fraud, identity theft, and more. We're thrilled to have them onboard as partners in our mission to equip you with the tools and knowledge you need to stay ahead in this ever-evolving landscape.Stay tuned for more great episodes and insights—thanks again to SentiLink for supporting the podcast! Visit: https://www.sentilink.com/ and learn all about them!Welcome to the Banking on Fraudology podcast! Today we have a special Thanksgiving edition. Instead of our usual deep dives into scam schemes and fraud trends, we'll be focusing on gratitude and celebrating the wins, big and small, within our incredible fraud-fighting community. We'll be sharing heartfelt stories from fraud fighters around the world, reflecting on what we're thankful for—from breakthroughs in fraud detection to the amazing people who inspire us every day. So grab a coffee or a slice of pumpkin pie and join me as we celebrate the support, camaraderie, and achievements that make our work so meaningful. Stay tuned for some beautiful reflections that'll warm your heart this holiday season.--------------------------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

SentiLink is at the forefront of fraud prevention and identity verification, offering innovative solutions to help financial institutions tackle synthetic fraud, identity theft, and more. We're thrilled to have them onboard as partners in our mission to equip you with the tools and knowledge you need to stay ahead in this ever-evolving landscape.Stay tuned for more great episodes and insights—thanks again to SentiLink for supporting the podcast! Visit: https://www.sentilink.com/ and learn all about them!The latest episode of Banking on Fraudology tackles one of the most pressing issues in financial fraud today - first-party synthetic identity fraud. Hailey Windham and David Maimon, head of Fraud Insights at Sentilink, take listeners on a deep dive into the shadowy world of synthetic identities. Maimon, drawing on his academic background and industry experience, explains how fraudsters combine real and fake personal information to create convincing synthetic identities. The episode explores the patient, methodical approach criminals take to build credit histories for these identities, culminating in lucrative "bust out" schemes. Maimon and Windham discuss the proliferation of synthetic business fraud, the role of AI in creating fake verification videos, and why historical data remains crucial in detecting synthetics. The conversation also touches on disturbing trends like increased youth involvement in fraud and the challenges facing identity verification systems.Don't miss this opportunity to learn from leading experts in the field - listen now and level up your synthetic fraud detection skills.Webinar referenced in the episode----------------------------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/

SentiLink is at the forefront of fraud prevention and identity verification, offering innovative solutions to help financial institutions tackle synthetic fraud, identity theft, and more. We're thrilled to have them onboard as partners in our mission to equip you with the tools and knowledge you need to stay ahead in this ever-evolving landscape.Stay tuned for more great episodes and insights—thanks again to SentiLink for supporting the podcast! Visit: https://www.sentilink.com/ and learn all about them!----------------------------Welcome back to another exciting episode of "Banking on Fraudology"! I'm your host, Hailey Windham, and today we're diving deep into the world of fraud detection with our special guest, Jen Martin. With over 15 years of banking experience and a robust background in criminal justice and statistics, Jen brings a wealth of knowledge and a passion for data-driven solutions in the fight against fraud.In this episode, Jen takes us through her fascinating career journey, from her early aspirations to become a crime statistician to her pivotal roles in banking and fraud prevention. We'll explore the transformative power of real-time data models and advanced analytics in combating fraud, as well as the critical importance of collaborative efforts across different departments within an organization.We'll also discuss the evolving landscape of fraud threats, particularly post-pandemic, and the need for quick, adaptable strategies to stay ahead. Jen provides invaluable insights into tackling specific challenges such as check fraud and maintaining a balance between effective fraud controls and a positive customer experience. We'll touch on the strain of staff retention and the importance of ongoing training, especially in frontline positions.Join us as we unravel the complexities of fraud prevention, the necessity of creative data utilization, and the indispensability of cross-functional teamwork. Stay tuned for practical advice and inspiring stories from one of the leading voices in the fraud-fighting community. Let's get started!About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ ---------------------------- Banking on Fraudology is part of the Fraudology Network, and produced by Podyssey.io.

Welcome to episode 146! Tonight, Tad and I do a revisit on winter hiking and winter hiking gear. These are our suggestions so we will not be held responsible for injuries! We also chat about a hiker death in the Hudson Valley, more plans for Windham ski club and Peanut the squirrel. If you need a sticker, email me or go to Camp Catskill! Subscribe on any platform! Share! Donate! Do whatever you want! I'm just glad you're listening! And remember... VOLUNTEER!!!!!! Links for the Podcast: https://linktr.ee/ISLCatskillsPodcast, Donate a coffee to support the show! https://www.buymeacoffee.com/ITLCatskills, Like to be a sponsor or monthly supporter of the show? Go here! - https://www.buymeacoffee.com/ITLCatskills/membership Thanks to the sponsors of the show! Outdoor chronicles photography - https://www.outdoorchroniclesphotography.com/, Trailbound Project - https://www.trailboundproject.com/, Camp Catskill - https://campcatskill.co/, Scenic Route Guiding - https://adventurewiththescenicroute.com/, Another Summit - https://www.guardianrevival.org/programs/another-summit Links: Incident in HV, Peanut The Squirrel, Windham Mountain Club Project Volunteer Opportunities: Trailhead stewards for 3500 Club - https://www.catskill3500club.com/adopt-a-trailhead?fbclid=IwAR31Mb5VkefBQglzgr fm-hGfooL49yYz3twuSAkr8rrKEnzg8ZSl97XbwUw, Catskills Trail Crew - https://www.nynjtc.org/trailcrew/catskills-trail-crew, NYNJTC Volunteering - https://www.nynjtc.org/catskills, Catskill Center - https://catskillcenter.org/, Catskill Mountain Club - https://catskillmountainclub.org/about-us/, Catskill Mountainkeeper - https://www.catskillmountainkeeper.org/, Bramley Mountain Fire Tower - https://bramleymountainfiretower.org/  Post Hike Brews and Bites - The one and only Snyder's Tavern #winterhiking #winterhike #wintercatskills #wintergear #winter #hellyhansen #husdonvalley #hikingNY #kaaterskill #bluehole #catskillhiking #visitcatskills #catskillstrails #catskillmountains #catskillspodcast #catskills #catskillpark #podcast #catskillshiker #volunteers #catskillmountainsnewyork #catskillspodcast #catskillshiker #catskillshiking #hiking #catskill3500club #insidethelinecatskillmountainspodcast #volunteercatskills #catskill3500 #hikethecatskills --- Support this podcast: https://podcasters.spotify.com/pod/show/insidethelinesthecatskill/support

SentiLink is at the forefront of fraud prevention and identity verification, offering innovative solutions to help financial institutions tackle synthetic fraud, identity theft, and more. We're thrilled to have them onboard as partners in our mission to equip you with the tools and knowledge you need to stay ahead in this ever-evolving landscape.Stay tuned for more great episodes and insights—thanks again to SentiLink for supporting the podcast! Visit: https://www.sentilink.com/ and learn all about them!--------------------Welcome back, fraud fighters, to another compelling episode of Banking on Fraudology! I'm your host, Hailey Windham, and today's episode is packed with eye-opening insights into the ever-evolving world of fraud. We'll kick things off with a personal recap of my recent trip to California, where I collaborated with Erin West on the groundbreaking Operation Shamrock.Our main event? A hard-hitting news segment featuring three fresh and disturbing fraud stories: from scammers intercepting customer service calls, Chase taking bold legal action against glitch fraudsters, to the alarming misuse of the Zelle payment app for harassment. Each story, sourced from the fraud expert Frank McKenna's Frank on Fraud newsletter, paints a vivid picture of where the fraud battle is heading. So buckle up and get ready to dive into the complexities and innovations in fraud prevention. Let's get started!------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ ------------Banking on Fraudology is part of the Fraudology Network, and produced by Podyssey.io.

SentiLink is at the forefront of fraud prevention and identity verification, offering innovative solutions to help financial institutions tackle synthetic fraud, identity theft, and more. We're thrilled to have them onboard as partners in our mission to equip you with the tools and knowledge you need to stay ahead in this ever-evolving landscape.Stay tuned for more great episodes and insights—thanks again to SentiLink for supporting the podcast! Visit: https://www.sentilink.com/ and learn all about them!---------------In this episode of Banking on Fraudology, host Hailey Windham engages in an insightful conversation with Jen Lamont, a dedicated BSA compliance officer and fraud team leader from a credit union in Washington state. They delve into Richard Stock's thought-provoking article, "Making a Small Change that Will Bring Big Change," uncovering a transformative perspective in financial crime investigation.Together, Hailey and Jen explore the profound shift from routine compliance tasks to a human-centered approach that emphasizes empathy and the real-life impact of financial crime on victims. Jen shares her journey into the fraud field and the invaluable mentorship that shaped her career, emphasizing the importance of viewing their work as protectors of people rather than mere enforcers of regulations. Join Hailey and Jen as they explore the transformative power of empathy and collaboration in redefining the landscape of financial crime investigation.-------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ -------------Banking on Fraudology is part of the Fraudology Network, and produced by Podyssey.io.

Welcome to episode 144! Tonight, Tad and I chat with Betsy Anderson and her recent experience on the Escarpment Trail. Betsy had an injury and needed to bail on day 2, but that didn't stop her. We also chat about comet Tsuchinshan, recent rescues and the soon to be trail in Windham. If you need a sticker, email me or go to Camp Catskill! Subscribe on any platform! Share! Donate! Do whatever you want! I'm just glad you're listening! And remember... VOLUNTEER!!!!!! Links for the Podcast: https://linktr.ee/ISLCatskillsPodcast, Donate a coffee to support the show! https://www.buymeacoffee.com/ITLCatskills, Like to be a sponsor or monthly supporter of the show? Go here! - https://www.buymeacoffee.com/ITLCatskills/membership Thanks to the sponsors of the show! Outdoor chronicles photography - https://www.outdoorchroniclesphotography.com/, Trailbound Project - https://www.trailboundproject.com/, Camp Catskill - https://campcatskill.co/, Scenic Route Guiding - https://adventurewiththescenicroute.com/, Another Summit - https://www.guardianrevival.org/programs/another-summit Links: Comet Tsuchinschan, Maine Rescue, Mountain in MA, Windham Dent Loop Approved, Another Summit Volunteer Opportunities: Trailhead stewards for 3500 Club - https://www.catskill3500club.com/adopt-a-trailhead?fbclid=IwAR31Mb5VkefBQglzgr fm-hGfooL49yYz3twuSAkr8rrKEnzg8ZSl97XbwUw, Catskills Trail Crew - https://www.nynjtc.org/trailcrew/catskills-trail-crew, NYNJTC Volunteering - https://www.nynjtc.org/catskills, Catskill Center - https://catskillcenter.org/, Catskill Mountain Club - https://catskillmountainclub.org/about-us/, Catskill Mountainkeeper - https://www.catskillmountainkeeper.org/, Bramley Mountain Fire Tower - https://bramleymountainfiretower.org/  Post Hike Brews and Bites - Pancho Villas #escarpment #thruhike #escarpmenttrail #injury #anothersummit #husdonvalley #hikingNY #kaaterskill #bluehole #catskillhiking #visitcatskills #catskillstrails #catskillmountains #catskillspodcast #catskills #catskillpark #podcast #catskillshiker #volunteers #catskillmountainsnewyork #catskillspodcast #catskillshiker #catskillshiking #hiking #insidethelinecatskillmountainspodcast #volunteercatskills #catskill3500 #hikethecatskills --- Support this podcast: https://podcasters.spotify.com/pod/show/insidethelinesthecatskill/support

every weekday at 9:45 we play a special round of Can't Beat Kennedy for 10X the money! Was Steve from Windham the first person to snatch $1,000 from Kennedy's grasp?

Welcome Fraud Fighters! SentiLink is at the forefront of fraud prevention and identity verification, offering innovative solutions to help financial institutions tackle synthetic fraud, identity theft, and more. We're thrilled to have them onboard as partners in our mission to equip you with the tools and knowledge you need to stay ahead in this ever-evolving landscape.Stay tuned for more great episodes and insights—thanks again to SentiLink for supporting the podcast! Visit: https://www.sentilink.com/ and learn all about them! --------------------In this episode of Banking on Fraudology, host Hailey Windham engages in a heartfelt and informative conversation with Freddy Massimi, a distinguished fraud fighter and program lead at the Anti-Human Trafficking Intelligence Initiative (ATII). They delve into the essential role of financial institutions in combating human trafficking and raising awareness about elder financial exploitation, sharing insights into Freddie's impactful work and initiatives like Operation Shamrock.Freddy discusses the critical importance of beginning as a volunteer to sustain passion in aiding vulnerable populations, advocating for continuous involvement and education about rules and regulations. He emphasizes the need for improved collaboration between financial institutions and law enforcement to ensure better information sharing and fraud prevention techniques.Tune in to learn about the dynamic landscape of fraud prevention, the emotional and financial impacts of scams, and Freddie's passion for protecting individuals and institutions from financial crimes. Don't miss this enlightening discussion that underlines the significance of empathy, vigilance, and community engagement in the fight against financial and human trafficking crimes.Anti-Human Trafficking Intelligence Initiative's Human Trafficking & Child Exploitation Risk Services: Free Intelligence Briefings for Financial Institutions: https://traffickingintel.org/atii-intel-briefings/------------------------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ Banking on Fraudology is part of the Fraudology Podcast Network.Banking on Fraudology is part of the Fraudology Network, and produced by Podyssey.io.

Andrew runs the details financially and logistically for the 1% of the rich. He doesn't just see what they do with their money but with their time and other resources as well. Some of these super rich people are happy and fulfilled. Others are totally miserable. His unique perspective on what fulfills humans beyond money makes this a fascination discussion.Connect With MeHeroes! Please leave a review on Apple or Spotify if you love the podcast to help it grow and enable me to get bigger guests on the pod!If you want to join my wealth-building and productivity focused newsletter that takes 5 minutes to read every week, then go to my website. LinkedIN YouTube About the Podcast If working a 9-5 for 60 years so you can retire with a little money and die a few years later is what you want to do, then this is not the podcast for you. This podcast is about contrarian investment strategies around time, energy and money to build the 4 types of wealth and utilize lifestyle design to create the life we want. The interviews are with hi-earning individuals on how they make money so you can copy us and grow wealth too! Reaching that first $100k milestone is crucial and then the game changes.Learn how the wealthy view time, energy and money so you can apply these proven strategies to your life.

Andrew Windham is the founder of Educated Freedom - a concierge Multi-Family Office for Faith forward, Purpose driven, Legacy committed entrepreneurial founders. At Educated Freedom, Andrew and his team simplify, automate, and coordinate every aspect of their clients' financial lives personally and professionally, while reducing the time required for decisions and execution to less than 20hrs annually. Their clients then enjoy the gift of Time & significant Tax savings. Andrew life's purpose is serving faith driven entrepreneurs in 3 areas. Culture, Career, Cashflow and he leads, teaches, and shares from all of his life's experiences - good, bad, and otherwise.Here's where to find more:EducatedFreedom.com, https://www.linkedin.com/in/andrewwindham, https://podcasts.apple.com/us/podcast/educated-freedom/id15473…___________________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

Welcome back, Fraud Fighters!SentiLink is at the forefront of fraud prevention and identity verification, offering innovative solutions to help financial institutions tackle synthetic fraud, identity theft, and more. We're thrilled to have them onboard as partners in our mission to equip you with the tools and knowledge you need to stay ahead in this ever-evolving landscape.Stay tuned for more great episodes and insights—thanks again to SentiLink for supporting the podcast! Visit: https://www.sentilink.com/ and learn all about them!--------------------------In this episode of Banking on Fraudology, host Hailey Windham engages in a compelling dialogue with Paul Raffile, a renowned intelligence analyst and author of the influential report "A Digital Pandemic." Together, they explore the urgent need for financial institutions to proactively address sextortion, a rapidly growing form of online blackmail that predominantly targets minors.Paul sheds light on valuable resources from the FBI, Homeland Security Investigations, and the National Center for Missing and Exploited Children, emphasizing the vital role banks play in recognizing red flags and updating fraud detection systems. He shares insights into the alarming rise in sextortion cases—from 139 in 2021 to 26,000 in 2023—and the devastating impact, including numerous teen suicides linked to these crimes.Hailey and Paul discuss practical strategies for banks to safeguard their customers, such as tailoring fraud detection for different account types, securing funds, and implementing multi-factor authentication. They stress the importance of empathetic customer service and forming specialized task forces to support victims effectively.Listen in as they address the continuously evolving nature of sextortion scams driven by technological advancements and highlight ongoing legislative efforts like South Carolina's "Gavin's Law" aimed at combating this digital menace.--------------------------------------------------------About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ Banking on Fraudology is part of the Fraudology Podcast Network.

It's Harvest Time - Frank Windham - 10/06/24 by Kingdom Living Ministries

With the 2nd Annual New England Cigar Expo  happening  this past weekend, in Windham, NH. Today the Ash Holes talk about the highlights from both days & some of the behind the scenes mania while they light up the Perdomo 20th Anniversary CT Epicure. They also have their weekly Top 5 segment,  Daves Weekly 6 Pack and Kiltmans corner. #Necigarexpo #Davidoff #Cigar #Davidgarofalo #Edsullivan #Aaronnoonan #Dandavison #TAA #TAH #Cigars #Theashholes #UnitedPodcastNetwork #Studio21PodcastCafe Follow Us On: Facebook:   / ashholesradio   YouTube:    / @theashholes9602   Odysee: https://odysee.com/@theashholespodcast:f Instagram:   / ashholesradio   Twitter:   / theashholes   Listen to Us on: theashholes.podbean.com    or anywhere you listen to your favorite podcasts Join us as we broadcast live on location from Studio 21 Podcast Cafe high above Two Guys Smoke Shop in Salem, New Hampshire on the United Podcast Network, every Tuesday @ 4pm.

This podcast hit paid subscribers' inboxes on Sept. 13. It dropped for free subscribers on Sept. 20. To receive future pods as soon as they're live, and to support independent ski journalism, please consider an upgrade to a paid subscription. You can also subscribe to the free tier below:WhoChip Seamans, President of Windham Mountain Club, New YorkRecorded onAugust 12, 2024About Windham Mountain ClubClick here for a mountain stats overviewOwned by: Majority owned by Beall Investment Partners and Kemmons Wilson Hospitality Partners, majority led by Sandy BeallLocated in: Windham, New YorkYear founded: 1960Pass affiliations:* Ikon Pass: 7 days* Ikon Base Pass: 5 days, holiday blackoutsClosest neighboring ski areas: Hunter (:17), Belleayre (:35), Plattekill (:48)Base elevation: 1,500 feetSummit elevation: 3,100 feetVertical drop: 1,600 feetSkiable Acres: 285Average annual snowfall: 100 inchesLift count: 11 (1 six-pack, 3 high-speed quads, 1 triple, 1 double, 5 carpets – view Lift Blog's inventory of Windham's lift fleet)Why I interviewed himThe Catskills are the closest thing to big-mountain skiing in my immediate orbit. Meaning the ski areas deliver respectable vertical drops, reasonably consistent snowfall, and an address reachable for first chair with a 6 to 7 a.m. departure time. The four big ski areas off I-87 – Belleayre, Plattekill, Hunter, and Windham – are a bit farther from my launchpad than the Poconos, than Mountain Creek, than Catamount or Butternut or the smaller ski areas in Connecticut. But on the right day, the Catskills mountains ski like a proto-Vermont, a sampler that settles more like a main course than an appetizer.I'm tremendously fond of the Catskills, is my point here. And I'm not the only one. As the best skiing within three hours of New York City, this relatively small region slings outsized influence over North American ski culture. Money drives skiing, and there's a lot of it flowing north from the five boroughs (OK maybe two of the boroughs and the suburbs, but whatever). There's a reason that three Catskills ski areas (Belleayre, Hunter, and Windham), rock nearly as many high-speed chairlifts (nine) as the other 40-some ski areas in New York combined (12). These ski areas are cash magnets that prime the 20-million-ish metro region for adventures north to New England, west to the West, and east to Europe.I set this particular podcast up this way because it's too easy for Colorad-Bro or Lake Ta-Bro or Canyon Bro to look east and scoff. Of course I could focus this whole enterprise on the West, as every ski publication since the invention of snow has done. I know the skiing is better out there. Everyone does. But that doesn't mean it's the only skiing that matters. The Storm is plenty immersed in the West, but I can also acknowledge this reality: the West needs the East more than the East needs the West. After all, there's plenty of good skiing out here, with a lot more options, and without the traffic hassles (not to mention the far smaller Brobot:Not Brobot ratio). And while it's true that New England ski areas have lately benefitted from capital airdrops launched by their western overlords, a lot of that western money is just bouncing back east after being dropped off by tourists from Boston, New York, Philly, and D.C. Could Colorado have skiing without eastern tourism? Yes, but would Summit and Eagle counties be dripping with high-speed lifts and glimmering base villages without that cash funnel, or would you just have a bunch of really big Monarch Mountains?None of which tells you much about Windham Mountain Windham Mountain Club, which I've featured on the podcast before. But if you want to understand, rather than simply scoff at, the New Yorkers sharing a chair with you at Deer Valley or Snowmass or Jackson, that journey starts here, in the Catskills, a waystation on many skiers' pathway to higher altitudes.What we talked aboutChip is the new board chairman of the National Ski Areas Association; searching for a new NSAA head; the difference between state and national ski organizations; the biggest challenge of running a ski area in New York; could New York State do more to help independent ski areas?; how the ski area's rebrand to Windham Mountain Club “created some confusion in the market, no doubt”; the two-day weekend lift ticket minimum is dead; “our plan has always been to stay open to the public and to sell passes and tickets”; defining “premium”; what should a long liftline look like at WMC?; lift ticket and Ikon Pass redemption limits for 2024-25; the future of Windham on the Ikon Pass; rising lift ticket prices; free season passes for local students; who owns WMC, and what do they want to do with it?; defining the “club” in WMC; what club membership will cost you and whether just having the cash is enough to get you in; is Windham for NYC or for everyone?; how about a locals' pass?; a target number of skiers on a busy day at Windham; comparing Windham to Vermont's all-private Hermitage Club; how about the Holimont private-on-weekends-only model?; some people just want to be angry; the new owners have already plowed $70 million into the bump; snowmaking updates; a badass Cat fleet; a more or less complete lift fleet; the story behind K lift; the Windham village and changes to parking; and the dreaded gatehouse.   Why I thought that now was a good time for this interviewRather than right now, maybe the best time for this interview would have been a year ago, or six months ago, or maybe all three. It's been a confusing time at Windham, for skiers, for employees, for the people running the place. No one seems to understand exactly what the bump is, what it plans to be, and what it wants to be.Which doesn't stop anyone from having an opinion, most of them wildly misinformed. Over the past year, I've been told, definitively, by a Saturday liftline's worth of casual skiers that Windham had “gone private.” The notion is pervasive, stubborn, immune to explanations or evidence to the contrary. So, very on brand for our cultural moment.Which doesn't mean I shouldn't try. I'm more than willing to bang on ski areas for their faults. In Windham's case, I've always thought that they groom too much, that the season is too short, that the season pass price (currently $2,000!), is beyond insane. But it's not really fair to invent a problem and then harangue the operators about it. Windham is not a private ski area, it is not shut off from locals, it does not require a $200,000 handshake to pass through the RFID gates. Inventing a non-existent problem and then taking offense to it is a starter kit for social media virtue signaling, but it's a poor way to conduct real life.But honestly, what the hell is going on up there? How can Windham Mountain Club justify a larger initiation fee than Vermont's truly private Hermitage Club for a ski experience that still involves half of Manhattan? Why is it so hard to make a weekend Ikon Pass reservation? Does anyone really go to the Catskills in search of the “rarified reality” that WMC insists it is somehow providing? What is the long-term vision here?All fair questions, all spun from WMC's self-inflicted PR tornado. But the answers are crystalizing, and we have them here.What I got wrong* I said that “Gore's triple chair,” which was only a “12, 13-year-old lift” was going to McCauley. I was referring to the Hudson triple, a 2010 Partek (so 14 years old), which will replace nearby but much smaller McCauley's 1973 Hall double, known as “Big Chair,” for the coming ski season.  * I said that the club fees for Windham were roughly the same as Hermitage Club. This is drastically untrue. WMC's $200,000 initiation fee is double Hermitage Club's $100,000 number. Windham's annual dues, however, are much lower than HC's $18,500.* I said that Windham was automating its first snowmaking trail this year. That is incorrect, as Seamans points out in our conversation. Windham is installing its first automated snowmaking on the east side of the mountain this year, meaning that 40 percent of the mountain's snowmaking system will now be automated.* I said that Windham had a water-supply-challenge, which is not accurate. I was confusing water supply (adequate), with snowmaking system pumping capacity (room for improvement). I think I am covering too many mountains and sometimes the narratives cross. Sorry about that.Why you should ski Windham Mountain ClubIf you really want an uncrowded Catskills ski experience, you have exactly one option: go to family-owned Plattekill, 40 minutes down the road. It has less vert (1,100 feet), and half Windham's acreage on paper, but when the glades fill in (which they often do), the place feels enormous, and you can more or less walk onto either of the mountain's two chairlifts any day of the season.But Plattekill doesn't have high-speed lifts, it's not on the Ikon Pass, and it's not basically one turn off the thruway. Windham has and is all of those things. And so that's where more skiers will go.Not as many, of course, as will go to Hunter, Windham's Vail-owned archnemesis 15 minutes away, with its unlimited Epic Pass access, Sahara-sized parking lots, and liftlines that disappear over the curvature of the Earth. And that has been Windham's unspoken selling point for decades: Hey, at least we're not Hunter. That's true not only in relative crowd size, but in attitude and aesthetic; Hunter carries at least a 10:1 ratio* over Windham in number of LongIsland Bros straightlining its double-blacks in baseball caps and Jets jerseys.In that context, Windham's rebrand is perfectly logical – as Hunter grows ever more populist, with a bargain season pass price and no mechanism to limit visitors outside of parking lot capacity (they ski area does limit lift ticket sales, but not Epic Pass visits), the appeal of a slightly less-chaotic, more or less equally scaled option grows. That's Windham. Or, hey, the much more exclusive sounding “Windham Mountain Club.”And Windham is a good ski area. It's one of the better ones in New York, actually, with two peaks and nice fall line skiing and an excellent lift system. It doesn't sprawl like Gore or tower like Whiteface, and those fall lines do level off a bit too abruptly from the summit, but it feels big, especially when that Catskills snowbelt fires. On a weekday, it really can feel like a private ski area. And you can probably score an Ikon Pass slot without issue. So go now, before WMC jumps off that mainstream pass, and the only way in the door is a triple-digit lift ticket.*Not an actual statistic^^Probably though it's accurate.Podcast NotesOn New York having more ski areas than any other state in the countryIt's true. New York has 51. The next closest state is Michigan, with 44 (only 40 of which operated last winter). Here's a list:On the three New York state-owned ski areas that “have been generously funded by the state”It's basically impossible to have any honest conversation about any New York ski area without acknowledging the Godzilla-stomping presence of the state's three owned ski areas: Belleayre, Gore, and Whiteface. These are all terrific ski areas, in large part because they benefit from a firehose of taxpayer money that no privately owned, for-profit ski area could ever justify. As the Adirondack Explorer reported in July:The public authority in charge of the state's skiing, sliding and skating facilities saw expenses and losses jump in the past year, its annual financial report shows.The Lake Placid-based Olympic Regional Development Authority [ORDA], whose big-ticket sites are the Belleayre Mountain, Gore Mountain and Whiteface Mountain alpine centers, disclosed operating losses of $47.3 million for the last fiscal year. That compared with losses of $29.3 million for the same period a year earlier.It's important to acknowledge that this budget also covers a fun park's worth of skating rinks, ski jumps, luge chutes (or whatever), and a bunch of other expensive, unprofitable crap that you need if you ever want to host an Olympics (which New York State has done twice and hopes to do again). Still, the amount of cash funneled into ORDA in recent years is incredible. As the Adirondack Explorer reported last year:“The last six years, the total capital investment in the Olympic Authority was $552 million,” [now-fomer ORDA President and CEO Mike] Pratt told me proudly. “These are unprecedented investments in our facilities, no question about it. But the return on investment is immediate.”Half a billion dollars is a hell of a lot of money. The vast majority of it, more than $400 million, went to projects in the Lake Placid region, home to some 20,000 year-round residents—and it turns out, that breathtaking sum is only part of the story.Adirondack Life found New York State has actually pumped far more taxpayer dollars into ORDA since Pratt took the helm than previously reported, including a separate infusion of subsidies needed to cover the Olympic Authority's annual operating losses. Total public spending during Pratt's six-year tenure now tops $620 million.… Taken together that's more money than New York spent hosting the 1980 Winter Olympics. It's also more money than the state committed, amid growing controversy, to help build a new NFL stadium in Buffalo, a city with a population more than 10 times that of the Lake Placid region.There's also no sign ORDA's hunger for taxpayer cash will shrink anytime soon. In fact, it appears to be growing. The Olympic Authority is already slated to receive operating subsidies and capital investments next year that total another $119 million.To put that amount in context, the entire Jay Peak Resort in Vermont sold last year for $76 million. Which means New York State's spending on the Olympic Authority in 2024 would be enough to buy an entire new ski mountain, with tens of millions of dollars left over.It now appears certain the total price tag for Pratt's vision of a new, revitalized ORDA will top $1 billion. He said that's exactly what the organization needed to finally fulfill its mission as keeper of New York's Olympic flame.More context: Vail resorts, which owns and operates 42 ski areas – more than a dozen of which are several times larger than Belleayre, Gore, and Whiteface combined – is allocating between $189 and $194 million for 2024 capital improvements. You can see why New York is one of the few states where Vail isn't the Big Bad Guy. The state's tax-paying, largely family-owned ski areas funnels 95 percent of their resentment toward ORDA, and it's easy enough to understand why.On New York's “increasingly antiquated chairlift fleet”Despite the glimmer-glammer of the lift fleets at ORDA resorts, around the Catskills, and at Holiday Valley, New York is mostly a state of family-owned ski areas whose mountains are likely worth less than the cost of even a new fixed-grip chairlift. Greek Peak's longest chairlift is a Carlevaro-Savio double chair installed in 1963. Snow Ridge runs lifts dating to 1964, '60, and '58(!). Woods Valley installed its three lifts in 1964, '73, and '75 (owner Tim Woods told me last year that the ski area has purchased at least two used chairlifts, and hopes to install them at some future point). Intermittently open (and currently non-operational) Cockaigne's two double chairs and T-bar date to 1965. These lifts are, of course, maintained and annually inspected, and I have no fear of riding any of them, but in the war for customers, lifts that predate human space travel do make your story a bit trickier to tell.On Holiday Valley selling a chairlift to CatamountI noted that a lift had moved from Holiday Valley to Catamount – that is the Catamount quad, Holiday Valley's old Yodeler quad. Catamount installed the new lift in 2022, the year after Holiday Valley pulled out the 20-year-old, 500-vertical-foot fixed-grip lift to replace it with a new high-speed quad.On Windham's pass price in comparison to othersWindham's season pass price is the eighth most expensive in America, and the most expensive in the East by an enormous amount (Windham also offers a Monday through Friday, non-holiday season pass for $750, and a Sunday through Friday, non-holiday pass for $1,300). Here's how WMC compares nationally:And here's how it stacks up in the East:On WMC's ownershipWe talk a bit about Windham's ownership in the pod. I dug into that a bit more last year, when they bought the place in April and again when the mountain rebranded in October.On Blackberry Farms Lodged between Windham and New York City is a hilltop resort called Mohonk Mountain House. In its aesthetic and upscale cuisine, it resembles Blackberry Farm, the Tennessee resort owned by Windham majority owner Sandy Beall, which The New York Times describes as “built on a foundation of simple Tennessee country life as reinterpreted for guests willing to pay a premium to taste its pleasures without any of its hardships.” In other words, an incredibly expensive step into a version of nature that resembles but sidesteps its wild form. I think this is what WMC is going for, but on snow.On the location of Windham's tubing hillI frankly never even realized that Windham had a tubing hill until Seamans mentioned it. Even though it's marked on the trailmap, the complex sits across the access road, well removed from the actual ski area. Tubing is not really something I give a damn about (sorry #TubeNation), other than to acknowledge that it's probably the reason many small ski areas can continue to exist, but I usually at least notice it if it's there. Circled in red below:On Hermitage ClubWe talk a bit about how Hermitage Club is similar in size to Windham. The southern Vermont ski area sports a slightly smaller vertical drop (1,400 feet to Windham's 1,600), and skiable acreage (200 to Windham's 285). Here's the trailmap:On Holimont, Buffalo Ski Club, and Hunt HollowNew York is home to three private, chairlift-served ski areas that all follow a similar business model: the general public is welcome on weekdays, but weekends and holidays are reserved for members. Holimont, right next door to Holiday Valley, is the largest and most well-known:Hunt Hollow is smaller and less-renowned, but it's a nice little bump (my favorite fact about HH is that the double chair – the farthest looker's left – is Snowbird's old Little Cloud lift):Buffalo Ski Center is the agglomeration of three side-by-side, formerly separate ski areas: Sitzmarker Ski Club, Ski Tamarack and Buffalo Ski Club. The trail network is dense and super interesting:On Windham in The New York TimesI referred to a feature story that The Times ran on Windham last December. Read that here.On Vail's pay bumpWhen Vail Resorts raised its minimum wage to $20 an hour in 2022, that presented a direct challenge to every competing resort, including Windham, just down the road from Vail-owned Hunter.On Windham's village expansionWindham will build a new condominium village over some portion of its current parking lots. Here's a concept drawing:The Storm explores the world of lift-served skiing year-round. Join us.The Storm publishes year-round, and guarantees 100 articles per year. This is article 57/100 in 2024, and number 557 since launching on Oct. 13, 2019. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.stormskiing.com/subscribe

This is the story of the unusual “Battle of Windham, CT” – a battle in the middle of a dark night when the residents couldn't see what they were facing – they could only hear them. It happened during the French & Indian War and townspeople had been on edge. The exceptionally loud and ongoing noise that woke up the whole town was like nothing they had ever heard before. Was it war drums – or even Judgement Day? The Interim Director and Senior Curator for the Mill Museum in Windham, Jamie Eves, will resolve the mystery.

Emily is back in Connecticut, which means she and Chris were able to record this episode together at Book Cougars HQ. We are grateful for long-distance recording technology, but talking about books in person is much more fun! Our special guest is Michael Kelleher, Director of the Windham Campbell Prizes. Mike explains that these awards are given to writers, not for a particular book, but in four categories: fiction, nonfiction, poetry, and playwriting. This year's festival dates are September 17-20 at Yale in New Haven, CT. If you can't make it to Connecticut, some events, like Lydia Davis's keynote and the awards ceremony, will be live-streamed (links in the show notes). The books and stories we read since the last episode include: Envy by Sandra Brown Just for the Summer by Abby Jimenez The Truth's We Hold: An American Story by Kamala Harris Mrs. Saint and the Defectives by Julie Lawson Timmer Big by Vashti Harrison “Disaster Stamps of Pluto” by Louise Erdrich from the collection The Best American Mystery Stories 2005 edited by Joyce Carol Oates and Otto Penzler “Double Birthday” by Willa Cather in The Best American Short Stories of the Century edited by John Updike As always, we also talk about what we're #CurrentlyReading, what we want to read, and Biblio Adventures. We hope you enjoy this episode as much as we enjoyed recording it. Happy Listening and Reading!

Crystal Hill and Carol Windham, better known as the Ghost Hunting Housewives, are seasoned paranormal investigators with a unique mission. Through their nonprofit organization, they're raising both funds and spirits to save historical properties. Their work goes beyond the paranormal—it's about showcasing the rich history of the locations they explore, offering insights into the events that once filled these spaces. With their knowledge, passion, and expertise, they aim to inspire others to explore the fascinating intersection of history and the supernatural while preserving these valuable sites for future generations. This is Part Two of our conversation. Visit their website here or find them on Facebook, just search "Ghost Hunting Housewives." Become a Premium Supporter of The Grave Talks Through Apple Podcasts or Patreon (http://www.patreon.com/thegravetalks) There, you will get: Access to every episode of our show, AD-FREE! Access to every episode of our show before everyone else! Other EXCLUSIVE supporter perks and more!

Crystal Hill and Carol Windham, better known as the Ghost Hunting Housewives, are seasoned paranormal investigators with a unique mission. Through their nonprofit organization, they're raising both funds and spirits to save historical properties. Their work goes beyond the paranormal—it's about showcasing the rich history of the locations they explore, offering insights into the events that once filled these spaces. With their knowledge, passion, and expertise, they aim to inspire others to explore the fascinating intersection of history and the supernatural while preserving these valuable sites for future generations. Visit their website here or find them on Facebook, just search "Ghost Hunting Housewives." Become a Premium Supporter of The Grave Talks Through Apple Podcasts or Patreon (http://www.patreon.com/thegravetalks) There, you will get: Access to every episode of our show, AD-FREE! Access to every episode of our show before everyone else! Other EXCLUSIVE supporter perks and more!