Between Two Brokers

You may have noticed that the Smith Spencer office just got a MAJOR glow-up.  That's all thanks to the incredible team at Studio Held, Amber Guyton and Matt Sanford.  With a passion for creating warm inviting spaces that make you want to stay, these two have done just that with their exquisite taste in tones and textures.  Today on the show Erin + Stacy sit down to learn how they got into design and specifically how they approached this stunning project for Smith Spencer.  They share all sorts of amazing resources for where to find out of the box finishes for your home and so many takeaways for how to add a bit more authenticity to your personal style when it comes to your home.   Follow Studio Held : https://www.instagram.com/studio.held/ Check Out Our Sponsors: Bill Payne NMLS ID#: 283298 with First Home Mortgage https://www.billpaynemortgagebanker.com Coastal Creek Design https://coastalcreekdesign.com  

Lauren and Amanda return for Part 2, and things kick off with a laugh as the crew plays a hilarious game: Where Would the Cast of White Lotus Live in Charleston? (Spoiler: Walton Goggins' character is definitely a Goat Island guy—because people? No thanks.)   From there, the gang dives into stories from recent out-of-town clients and how they tailor home tours to match the very different vibes across Charleston's many boroughs. Amanda and Stacy make their case for Daniel Island, while Lauren and Erin are riding hard for Mount Pleasant.   Finally, they unpack some hot trends in home floorplans—and not-so-hot trends that need to go. (Yes, we're talking to you, ‘Live, Laugh, Love' signs.)   Follow Amanda on IG: https://www.instagram.com/amandanoble_realtor/   Follow Lauren on IG: https://www.instagram.com/laurenedelamater/   Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage https://www.billpaynemortgagebanker.com Coastal Creek Design https://coastalcreekdesign.com

On today's episode Erin + Stacy sit down with Smith Spencer Superstars: Lauren Delamater + Amanda Noble to discuss their incredible backgrounds in Real Estate, their investment properties and whether or not there are still deals to be had in Charleston.  The four agents get into an in-depth discussion around the recent headlines calling for Real Estate Agents to “justify their commissions” and shed some fascinating light on what actually goes into earning that 2%.  They also share some red flags to look for when working with new clients and get real about why ‘part-time' agents aren't a good bet.  This one is for agents and buyers/sellers alike.  Look out for part two of this chat on the next ‘Between Two Brokers”.     Follow Amanda on IG: https://www.instagram.com/amandanoble_realtor/   Follow Lauren on IG: https://www.instagram.com/laurenedelamater/   Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage https://www.billpaynemortgagebanker.com Coastal Creek Design https://coastalcreekdesign.com

Ok, so maybe she just *thought* about it...On this solo episode Stacy and Erin answer a listener question and dive into why reality shows get it wrong when it comes to real estate.     E-mail your questions (and undying love and affection for Erin) to: podcast@smithspencer.com   Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage https://www.billpaynemortgagebanker.com   Coastal Creek Design https://coastalcreekdesign.com

On today's episode Stacy and Erin sit down with their incredible Social Media Manager and content creation wunderkind: Justin Tucker. They discuss how he has changed their business and dive into his personal strategy for creating compelling and original content. They discuss Justin's career and he shares some very helpful guidelines for putting yourself out there on social media in a way that feels unique and authentic to you!   Follow Justin on IG: https://www.instagram.com/justin_tucker/?hl=en Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage https://www.billpaynemortgagebanker.com Coastal Creek Design https://coastalcreekdesign.com

On today's episode Stacy and Erin sit down for a little catchup. Erin has some grievances to air for 2025, including how Real Estate agents in Charleston need to go back to etiquette school. Stacy has her own renovation frustration and has to "become a Karen" for a day. Plus, Erin runs down what the market has been like for her so far and shares a hilarious inspection gone wrong that you have the hear to believe. (HINT: it involves the words 'termite fecal matter')   Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage https://www.billpaynemortgagebanker.com Coastal Creek Design https://coastalcreekdesign.com

On today's episode Stacy and Erin welcome Brian Wells of Coastal Creek Designs back to the show to talk all about renovations. So often clients find a home with good bones but it can be tricky to get realistic estimates for what it would cost to get that diamond in the rough up to snuff. Brian shares real numbers and good solid advice for how to arm agents with accurate information so buyers can make educated decisions and set themselves up for success when looking at renovating or building an addition onto their dream home.   Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage https://www.billpaynemortgagebanker.com Coastal Creek Design https://coastalcreekdesign.com

On today's episode Erin and Stacy sit down to discuss the recent meeting they had with their Business Coach and how it has them pumped up for the year ahead.  Erin makes some predictions for how things might go in 2025 and points to some recent current events that are impacting the Charleston market while Stacy shares some health challenges she's been navigating and how it is reframing her definition of success.  Finally, the ladies get into an impromptu discussion about grief, regret and loss and how it can make you a better person, even if it hurts.   Work with Smith Spencer: https://smithspencer.com/    

On today's episode Stacy and Erin sit down with the owner and creator of ‘Portico Longevity' Dr. Sarah Relyea-Logan, to discuss her career in Medicine and how it has evolved since moving from her home country of Canada to the United States.  After becoming wildly disenchanted with the way Western Medicine is practiced in America, Dr. Relyea-Logan decided to take a step back and run her own farm for nearly a decade before feeling the call to get back to her roots of helping people feel better.  Fast forward to her opening Portico,( which is technically a medispa but once you get to know it, you'll realize it's so much more. ) Dr. Relyea-Logan dives into all of her incredible offerings, (including family practice) and what makes Portico so unique.  Plus, the ladies get into a discussion about the state of our food systems, culture and the toxins we ingest which play a huge role in our over-all vitality and health.  This one is full of wisdom and it will make you want to book some time with this one of a kind doctor.   Check Out Portico: https://www.porticolongevity.com/  

Stacy and Erin sit down for a quick Holiday chat and cover all the things that they love (and hate) about being in real estate during the holiday season.  Plus, they dive into what the year ahead might look like and gear up for a busy (and we mean busy!) 2025.   Happy New Year to all of our beloved listeners. Cheers to all that 2025 holds. 

Back in the Fall, Stacy had the brilliant idea of hosting their annual company retreat at Theatre 99.  The entire team got together to take an improv workshop with Brandy Sullivan and Greg Tavares who are the founders of the fabled theatre on Meeting Street.  Brandy and Greg have been doing improv together since college and founded Theatre 99 in 2000.  Nearly 25 years later they are still some of the funniest people around and on today's episode Erin and Stacy interview them to find out how they got their start and share how improv has helped the team at Smith Spencer Real Estate.   Take a Class or Book a Corporate Retreat with Theatre 99: https://theatre99.com/   Follow T99 on IG: https://www.instagram.com/theatre99/

On today's very special episode Stacy and Erin sit down with the legendary Mickey Bakst. This is the second of a two part series chronicling Mickey's extraordinary career, his struggles with addiction and how it led him to do everything he could to take care of others. Mickey is known around the world for his unforgettable gift in hospitality and has worked with some of the most famous chefs and restaurateurs on the planet and now he is building on that legacy by raising money for numerous organizations that feed people and get them back on their feet. He also is the co-founder of Ben's Friends a support group and resource for hospitality professionals struggling with addiction. Mickey is a true light to all who know him and this conversation is sure to leave you inspired to make a difference in someone else's life TODAY, big or small. Check Out Ben's Friends: https://www.bensfriendshope.com/  Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage https://www.billpaynemortgagebanker.com Coastal Creek Design https://coastalcreekdesign.com/

  On today's very special episode Stacy and Erin sit down with the legendary Mickey Bakst. This is the first of a two part series chronicling Mickey's extraordinary career, his struggles with addiction and how it led him to do everything he could to take care of others.  Mickey is known around the world for his unforgettable gift in hospitality and has worked with some of the most famous chefs and restaurateurs on the planet and now he is building on that legacy by raising money for numerous organizations that feed people and get them back on their feet.  He also is the co-founder of Ben's Friends a support group and resource for hospitality professionals struggling with addiction. Mickey is a true light to all who know him and this conversation is sure to leave you inspired to make a difference in someone else's life TODAY, big or small.   Check Out Ben's Friends: https://www.bensfriendshope.com/meetings/   Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage  https://www.billpaynemortgagebanker.com   Coastal Creek Design https://coastalcreekdesign.com/

Stacy and Erin sit down for a Fall catch-up, they discuss Erin's recent trip to Ireland, Stacy's Halloween "costumes" (and why all the kids love coming to her house to Trick-or-Treat!) Plus, they cover the looming Presidential Election and how it's impacting the Charleston real estate market and what they're recommending to buyers as we head into the holidays.  Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage  https://www.billpaynemortgagebanker.com   Coastal Creek Design https://coastalcreekdesign.com/    

On this episode Stacy and Erin sit down (in the brand new LMC Sound Systems Studio!) for a little recap of the last few weeks. They cover Stacy's emergency eye surgery, the state of the market and some exciting new hires at Smith Spencer.  Plus, find out how Stacy continued to do showings even when she wasn't able to drive.  Where there's a will...there's a way, people!   Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage  https://www.billpaynemortgagebanker.com   Coastal Creek Design https://coastalcreekdesign.com/  

The magnificent Mary Welch Fox Stasik sits down with Erin + Stacy to discuss how she got into Interior Design. Mary Welch Fox Design has made a name for itself by leaning into bright bold colors, edgy patterns and splash of rock and roll to her beautiful luxury home designs and on today's show she walks us through how that came to be.  The three also dive into Mary Welch's HGTV television show “Breaking Bland” and get candid about what it was actually like to work in reality TV. Plus, Mary Welch urges people in Charleston not to be afraid of renovating an 80's or 90's home and shares some of the trends she's ready to leave behind.   Follow Mary Welch on IG: https://www.instagram.com/mwfoxstasik/?hl=en   Work with MWF Design: https://www.marywelchfox.com/   Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage  https://www.billpaynemortgagebanker.com   Coastal Creek Design https://coastalcreekdesign.com/

Erin and Stacy sit down with Jared Bramblett of the wildly popular IG account 'Mean High Water' to learn more about the specific flood risks Charleston and the surrounding areas face. If you own a home in Charleston or are planning on moving here this episode is a MUST LISTEN. They get into actual data, the updated flood zones and which areas Jared would avoid when looking for property in our fair city. Plus, Stacy and Erin give advice to real estate agents on how to advise their clients to protect their investments from getting washed away. Find Out More: https://meanhighwater.com/ Follow Mean High Water on IG: https://www.instagram.com/meanhighwater/ Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage  https://www.billpaynemortgagebanker.com   Coastal Creek Design https://coastalcreekdesign.com/  

On today's episode Stacy and Erin discuss misconceptions about what constitutes a renovation. Hint, to renovate means to make new, and new is new, not 10 or 20 years old y'all. They also call out the half-assers and DIYers on their versions of renovations. Sorry sellers, but changing the sink in your 50 year old bathroom doesn't *quite* constitute a "full renovation".  Plus, the ladies share their formula for success when prepping your home for sale. Lastly, they dive into the fallout they're seeing from the new commission laws that are in effect and how it impacts agents, buyers, and deals in the real world.   Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage  https://www.billpaynemortgagebanker.com   Coastal Creek Design https://coastalcreekdesign.com/  

Stacy + Erin circle up to share their exciting stories of Summer 2024.  From Forest Bathing to NYC nights staying out til 3am, Erin took some much needed time away while Stacy ventured to Miami for some R+R with a side of….Hypnosis?!? These two discuss why balance and letting off some steam is so crucial in an industry that never sleeps.  Plus, they look into fall and try to suss out which way things will fall in a wild card Election year with the holidays hot on our trail.   Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage  https://www.billpaynemortgagebanker.com   Coastal Creek Design https://coastalcreekdesign.com/

Get to know Erin + Stacy with a rapid fire round of 10 questions each.  This episode was requested by YOU and it's a fun look into each of their personalities.  If you've ever wondered what the worst crime Stacy's committed is or where Erin would live if money was no object, then this episode is for you! It wouldn't be an episode of B2B without a solid sprinkling of entrepreneurial advice and real estate wisdom, so fear not,  there's some of that in there too.   Check Out Our Partners: Bill Payne NMLS ID#: 283298 with First Home Mortgage  https://www.billpaynemortgagebanker.com   Coastal Creek Design https://coastalcreekdesign.com/

Today Stacy and Erin sit down with Mike Willoughby, the North/South Carolina Division Manager with Asset Preservation, Inc. He began a career in real estate, first working in the title industry; preparing legal documentation and supervising financial transactions. He has facilitated hundreds of various §1031 exchange transactions and is a speaker educating real estate professionals on the 1031 exchange process. Listen in as he breaks down this often confusing process and shares the  most current information available with regard to IRC §1031.   Today's episode is brought to you by: Coastal Creek Design https://coastalcreekdesign.com/

On today's episode Erin and Stacy celebrate 10 YEARS OF SMITH SPENCER REAL ESTATE!!!  The ladies commemorate this mega milestone by looking back on the last decade in business together.  They reminisce on how it all got started, discuss what they've learned along the way and what they are most looking forward to in the next 10!!! Cheers to all of you for coming along for the real estate ride and for tuning in!!!   Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage  Find Out More:  https://www.billpaynemortgagebanker.com

On today's episode Stacy and Erin sit down with Brian Wells of Coastal Creek Design to discuss what sets his firm apart. Brian started his career as a Naval Engineer and after becoming a Home Builder he saw how clunky and confusing the process of a new build or renovation can be.  He now owns and operates Coastal Creek Design which is truly a one stop shop to simplify the daunting process of building or renovating your dream home. Brian explains their process and why he is the only firm in town with architects and engineers on staff so they can tackle your project in the most efficient manner possible. Check Out Brian and his incredible team: https://coastalcreekdesign.com/   Today's episode is brought to you by: Coastal Creek Design and by Bill Payne NMLS ID#: 283298 with First Home Mortgage   Find Out More:   https://www.billpaynemortgagebanker.com  

On today's episode Erin and Stacy sit down with mortgage guru Bill Payne for an update.  They cover what's happening with interest rates, if there are any deals left in this market, and how much people can expect to put down in this market when purchasing a home. Plus, Erin encounters a lesser known VA Mortgage Rate and Bill breaks down how those work for the buyer. Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage   Find Out More:   https://www.billpaynemortgagebanker.com  

    Stacy is fresh off a trip to France so she and Erin sit down for a good, old fashioned catch up. Erin gets to spend a weekend in her STR in the mountains during Bear Shadow and gives a nice juicy update on how designing a spec home for her clients is going. She answers Stacy's questions about her process and the amount of time involved in a project like this. Plus, Stacy shares how she stays relaxed and revitalized in this business and what her Summer looks like (spoiler alert: it's busy.)   Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage   Find Out More:   https://www.billpaynemortgagebanker.com    

Zillow is arguably the most popular way to look at real estate from the palm of your hand but what do actual agents have to say about this app?  On today's episode Erin and Stacy share the good the bad and the ugly when it comes to this real estate tool.  And of course they dive into the thorn in every agents side…THE ZESTIMATE. Find out why agents don't trust the zestimate and more on today's B2B.  Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage   Find Out More: https://www.billpaynemortgagebanker.com

16th generation South Carolinian, native Charlestonian, and heralded Interior Designer Michael Mitchell is truly a rare breed. In this episode, Stacy and Erin sit down to hear how Michael's life has shaped his eye for style and his unique approach to design. Michael will inspire you to rethink how you “feather your nest” and offers amazing insight for any entrepreneur having created a one stop shop and design firm with benefits no one else can offer.  Through decades of experience he's learned that relationships are the key to success. His greatest skill is listening - and through decades of experience he knows all the right questions to ask. By learning all about his clients, their families, and how they live, he can transform their home into more than they could have possibly imagined through his gift of design. He shares ballpark budgets and how detrimental it is to not identify and share a realistic budget. Michael's hallmark “twisted traditional” style, an embodiment of his ability to execute timeless design with a modern twist, has been recognized in publications like Traditional Home, Southern Home, Architectural Digest, Robb Report, and Wall Street Journal. This episode is full of amazing design tips and wisdom for anyone looking to make your home feel more like YOU.   Follow Michael on IG: https://www.instagram.com/michaelmitchelldesigner/   Work With Michael: https://mitchellhillinc.com/. https://mitchellhillinteriors.com/about/   Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage  Find Out More: https://www.billpaynemortgagebanker.com

The Ladies of Luxury Real Estate are back with another themed list.  This time they cover the Four L's of what to look for when purchasing a home.  These hot tips are real-life lessons learned on the job and are key factors that can help you avoid a lot of heartache when buying your dream home.   Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage   Find Out More:  https://www.billpaynemortgagebanker.com

One thing you gotta know about Stacy…she loves a theme..especially if it involves the number 3 and the letter P.  Today she and Erin tackle the THREE P's of making your listing standout.  Tune in for an in depth explanation about why Photos, Price, and Professionals (say it again for the people in the back!!) matter so much when it comes to knocking your listing out of the park.   Follow Between Two Brokers on IG: https://www.instagram.com/betweentwobrokers/   Work with Erin + Stacy: https://smithspencer.com/

      On today's episode, the ladies discuss the Sitzer-Burnett case and how it affects the Real Estate Industry in South Carolina and the US.  Stacy and Erin break it down in terms of their personal experience and share how they are advising their agents in the light of this red hot topic.    

    No silly, Martha didn't grace us with her presence, instead Stacy + Erin compare takeaways from Masterclass with Martha Stewart. There is so much insightful advice to be gleaned from one of the world's most admirable entrepreneurs, from morning routines, to how to look at your business from different lenses, what to say no to, giving feedback, and managing a schedule. The ladies highlight what resonates with them and the lessons they are implementing into their lives and businesses. 

Stacy and Erin sit down with financial advisor Jeff McDowell of Roadstead Capital Partners to discuss everyone's favorite topic: money. The three discussed investing in the markets, the future of AI and associated stocks, how politics and the election year affect investing concerns and the market in general, conspiracy theories, commercial real estate investments, investment properties including vacation rentals, and the parallels between financial and real estate markets and clients fears - everything top of mind for the money-obsessed! They also discuss how to make important decisions with a level head when there is uncertainty. Jeff provides book and podcast recommendations as a bonus including The Psychology of Money by Morgan Housel.  Jeff is a registered CFP® (Certified Financial Planner) with more than 15 years of experience in the financial services industry which includes working in estate management, trust administration, retirement planning, and portfolio modeling for high-net-worth individuals and families.     Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage   Find Out More:   https://www.billpaynemortgagebanker.com Links:  The Psychology of Money Same as Ever Modern Wisdom Podcast with Morgan Housel

Erin and Stacy discuss how their buyers and sellers have joined them on the struggle bus in recent deals. Will the stressful, tough negotiations continue through Spring? Tune in to hear what the ladies are telling their buyer and seller clients. Stacy says buyers should strike now on listings that have been on the market before the inevitable craziness of the Spring market gets going in full force and they wind up in multiple offers and pay higher prices competing with a larger buyer pool. With so many buyers these days searching for real estate remotely and making site unseen offers, the ladies discuss the risk associated with this strategy and talk about the vital significance of seeing a home in person.    Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage   Find Out More:   https://www.billpaynemortgagebanker.com  

    Mandy Davis of Anderson Insurance is BACK to talk Natural disasters. (If you haven't listened to Ep. 154 go back and check it out. ) On this episode the ladies chat all things NATURAL DISASTER.  From hurricanes to earth quakes to wind damage Mandy covers it all and lets you know that when it comes to insurance you may not be as covered as you think.  Then they dive into everything from rodents, squirrels, termites and more and give you the straight forward answers around your home insurance coverage.   Reach Out to Mandy: https://www.aiasc.com/   Today's episode is brought to you by Exhale Pilates        

Insurance rates have gone up a shocking amount for homeowners nationwide but especially for coastal properties. Stacy and Erin sit down with insurance agent Mandy Davis with Anderson Insurance to find out why this necessary expense has increased so drastically in the last 18 months. Listen in to understand what replacement cost is and how it is determined, how insurance companies pay out, and what factors go into pricing insurance premiums… think roofs, pools, polybutylene plumbing, claims history, even your credit score. Learn what you need to know about wind, flood, and umbrella policies and why being underinsured is a big risk!   Reach Out to Mandy: https://www.aiasc.com/   Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage   Find Out More:   https://www.billpaynemortgagebanker.com  

Stacy and Erin sit down with mortgage guru Bill Payne using the Charleston market as a case study to discuss the nationwide issue of housing affordability. How much are first time home buyers earning? How much are they spending on a home? Has credit card debt become more of an issue? Tune in to hear some things they advise first timers to think about before they make a decision, as well as options for parental help or a co-signer on a mortgage if they don't have the ability to do it on their own. If you are considering purchasing a home in Charleston under $1 million, buying your first home, or know someone who is - this is a quick and valuable episode that will give you a greater understanding of what the reality is for these buyers in today's market.  Got a question for Bill?  Email us podcast@smithspencer.com      Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage   Find Out More:   https://www.billpaynemortgagebanker.com    

The girls discuss their latest challenges in the market including properties that don't offer deeded parking, properties with mold issues, recent flooding, and how to maintain your home to avoid surprises when selling during a home inspection. Erin shares how she hunted down a parking broker, a car club, and even a rentable parking spot for her buyer client. Plus, producer Lindsey hits Mortgage Guru Bill Payne with a burning question: How do you tap into your home's equity in this interest rate environment? With a HELOC or by refinancing? Also: tax advantages for opening an income-producing business on your property. Bill explains a cash out refinance versus a HELOC and when you should use either option. 

    Moira Kucaba is a Business Coach, Bestselling Author, Speaker, Mama, Belief Builder who overcame addiction and turned what she thought was her scarlet letter into her secret superpower. In this episode, Moira breaks down her process for how to become the high-earning entrepreneur you've always dreamed of being by sharing tangible tips that will lead to BIG changes in your life. The ladies discuss mindset, psychology, time management, comparison, rewiring your brain, and so much more. If you are a hard driving achievement junkie - this one's for you!   Work with Moira: https://moirakucaba.com/low-bottom-high-rise   Check Out Moira's Podcast: https://podcasts.apple.com/us/podcast/low-bottom-high-rise-with-moira-kucaba/id1607886350   Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage   Find Out More:   https://www.billpaynemortgagebanker.com  

  Erin and Stacy provide a January market update, trade Airbnb horror stories, and how they've advised new agents coming into the business. They conclude with Erin's input on how buyer's should realistically think about potential rate drops this year.  Today's episode is brought to you by: 38Tera   Check Out 38Tera on Instagram: https://www.instagram.com/38tera/?hl=en 

Stacy and Erin sit down with mortgage guru Bill Payne and answer a listener question regarding an uptick in refinances. What's the smart move? Go ahead and refi or wait for rates to come down further? Bill discusses what he anticipates rates will do in the first and second half of the year, the cost to refinance, and when the best time to refinance is. He also tells you how to determine when you break even on a refi to decide if it is worth the cost.    Bill Payne is with First Home Mortgage and can be reached at 843-532-1392.   

Erin and Stacy catch up and discuss Erin's maiden voyage to Paris! The girls also chat about the challenges presented by a new market and buyers and sellers with clashing expectations. Get advice on how to communicate with clients and fellow agents during the stressful process of buying and selling. Stay tuned for highlights from their 2024 Economic Outlook breakfast date as well as a listener question regarding how to prep an inherited property for sale.  Got a question for Schmoopy?  Send them over to podcast@smithspencer.com     Check Out Our Partners:   https://www.billpaynemortgagebanker.com   Check Out 38Tera on instrgam: https://www.instagram.com/38tera/?hl=en

(NOTE: This episode originally aired 2/21/23) Smith Spencer Real Estate proudly presents the World Premiere of Between Two Brokers LIVE in front of a studio audience.   The ladies interview the incredibly talented Jesse Vickers of JLV creative, Charleston's hottest interior design firm, and end the show with questions from the audience.  The energy is electric in this episode and it covers business advice, interior design, leadership and more.   This Episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage   Find Out More by Going to: https://www.billpaynemortgagebanker.com   Episode 107: LIVE PODCAST with Jesse Vickers of JLV Creative

NOTE: This is the second episode in a two-part series, if you missed part one, go back and start there: ep. 144.   Stacy and Erin sit down with New York Times Best-Selling author and leading gut health expert: Dr. Will Bulsiewicz. Dr. B was practicing as a gastroenterologist when he realized he was having his own health crisis. After experiencing his own radical transformation through adding more fiber to his diet he decided to dig deeper.  (Luckily he has a Master's degree in Clinical Research) His findings led him to write his first book ‘Fiber Fueled' and it was an instant success. Two books and many

Stacy and Erin sit down with New York Times Best-Selling author and leading gut health expert: Dr. Will Bulsiewicz. Dr. B was practicing as a gastroenterologist when he realized he was having his own health crisis. After experiencing his own radical transformation through adding more fiber to his diet he decided to dig deeper.  (Luckily he has a Master's degree in Clinical Research) His findings led him to write his first book ‘Fiber Fueled' and it was an instant success. Two books and many

Erin and Stacy sit down with Charleston's busiest builder, John Frick, to get the latest on what's happening in the world of new construction and renovation. John is the owner of Level Building Projects and is always a wealth of knowledge (and straight up honesty) when it comes to the latest and greatest in the world of new builds, teardown and spec homes.  Tune in to hear all about the trends he's seeing, what features he recommends and the ones he could live without.  (Hint: a front porch aint one of 'em) Work with John: https://www.levelbuildingprojects.com/ Check Out Our Partners:     https://www.nickcannphoto.com   https://www.billpaynemortgagebanker.com  

Trip Cummings is an expert in termites, rodents, and dad jokes. (In the order!) On today's show Stacy and Erin sit down with the hilariously informative owner of Barrier Pest Services to get all the info on Charleston's VERY specific climate, the major pests that are native here and learn what percentage of CL 100's *actually* come back squeaky clean.     Work with Trip: https://barrierpestservices.com     Check Out Our Partners:     https://www.nickcannphoto.com   https://www.billpaynemortgagebanker.com

On this episode Erin + Stacy invite the world's best accountants: Stephanie Spinucci  and Nick Raffety of CRI  to share some much needed end-of-year insight into how to maximize your tax returns. They discuss what you can and can't write off and share lots of great tips for homeowners with short term rental properties.   Let Stephanie Help with Your Taxes: https://cricpa.com/people/stephanie-h-spinucci/   Check Out Our Partners:   https://www.exhalepilateschs.com   https://www.nickcannphoto.com   https://www.billpaynemortgagebanker.com

On today's show Erin + Stacy sit down with the one and only Bill Payne to discuss the latest developments in the market.  PLUS, a special bonus question at the end for Schmoopy from everyone's favorite agent, Giovanna. ❤️      Today's episode is brought to you by Nick Cann Photo    https://www.nickcannphoto.com

What better way to celebrate Halloween than recording a podcast in a haunted mansion?  Erin + Stacy go on location at 20 South Battery, a stunning and slightly spooky Mansion in Charleston's Historic Downtown and invite architectural historian Brittany Lavelle Tulla (BVL Historic Preservation Research) + Psychic Medium Hailey Lowe Fennel (House Guest In the Holy City) to dig into the Manison's history. The mansion has been beautifully maintained and operates as a historic inn, which means you can book a room in this spectacular home. https://www.20southbattery.com/ Producer's Note As soon as we entered the home and began setting up, the equipment started having some unprecedented technical interference.  The audio had to be enhanced to be useable but it made for an even spookier episode. Do you think it was the ghosts? Check Out Brittany's Instagram: https://www.instagram.com/bvlavelletulla/?hl=en Listen to Hailey's Podcast 'House Guest'  https://podcasts.apple.com/us/podcast/house-guest/id1684317803 This episode is brought to you by Nick Cann Photo   Find Out More: nickcannphoto.com

What better way to celebrate Halloween than recording a podcast in a haunted mansion?  Erin + Stacy go on location at 20 South Battery, a stunning and slightly spooky Mansion in Charleston's Historic Downtown and invite architectural historian Brittany Lavelle Tulla (BVL Historic Preservation Research) + Psychic Medium Hailey Lowe Fennel (House Guest In the Holy City) to dig into the Manison's history. The mansion has been beautifully maintained and operates as a historic inn, which means you can book a room in this spectacular home. https://www.20southbattery.com/ Producer's Note As soon as we entered the home and began setting up, the equipment started having some unprecedented technical interference.  The audio had to be enhanced to be useable but it made for an even spookier episode. Check Out Brittany's Instagram: https://www.instagram.com/bvlavelletulla/?hl=en Listen to Hailey's Podcast 'House Guest'  https://podcasts.apple.com/us/podcast/house-guest/id1684317803   This episode is brought to you by Nick Cann Photo Find Out More: nickcannphoto.com  

On today's episode Stacy and Erin sit down with Ben and Kate Towill, the husband and wife duo behind Basic Projects.  If you've ever spent time in Charleston you've likely been to one of their incredible restaurants (Basic Kitchen, Post House and Sullivans Island Fish Camp) and they discuss the challenges of running a hospitality group, how they approach the design in their projects and more.    Today's episode is brought to you by Nick Cann Photo + Bill Payne NMLS ID#: 283298 with First Home Mortgage + Stay Duvet   Check Out Our Partners:   https://www.stayduvet.com/   https://www.nickcannphoto.com   https://www.billpaynemortgagebanker.com